{"billNo":"202110043580000","相關附件":[{"網址":"https://ppg.ly.gov.tw/ppg/download/agenda1/02/pdf/11/01/13/LCEWA01_110113_00081.pdf","名稱":"關係文書PDF"},{"網址":"https://ppg.ly.gov.tw/ppg/download/agenda1/02/word/11/01/13/LCEWA01_110113_00081.doc","名稱":"關係文書DOC"}],"議案流程":[{"會期":"11-01-13","院會/委員會":"院會","狀態":"排入院會 (交司法及法制委員會)","日期":["2024-05-10","2024-05-14"],"會議代碼":"院會-11-1-13"},{"會期":"11-01-13","院會/委員會":"院會","狀態":"交付審查","日期":["2024-05-10","2024-05-14"],"會議代碼":"院會-11-1-13"},{"院會/委員會":"司法及法制委員會","狀態":"委員會審查","日期":["2024-07-03"],"會議代碼":"委員會-11-1-36-34"}],"關連議案":[],"議案名稱":"「民法第二百零五條條文修正草案」，請審議案。","提案單位/提案委員":"本院委員鍾佳濱等25人","議案狀態":"交付審查","提案人":["鍾佳濱"],"連署人":["徐富癸","王世堅","邱志偉","林宜瑾","羅美玲","陳培瑜","林俊憲","林月琴","王美惠","陳瑩","黃秀芳","郭昱晴","蔡易餘","李坤城","吳秉叡","吳沛憶","張雅琳","陳俊宇","沈發惠","王正旭","蔡其昌","陳冠廷","沈伯洋","林淑芬"],"議案類別":"法律案","提案來源":"委員提案","屆期":11,"會期":1,"first_time":"2024-05-10","last_time":"2024-07-03","meet_id":"院會-11-1-13","laws":[],"mtime":"2024-07-10T21:59:59+08:00","字號":"院總第20號委員提案第11004358號","提案編號":"20委11004358","案由":"本院委員鍾佳濱等25人，鑒於近年來常有融資公司業者巧立手續費、保管費、違約金等名目，藉以規避現行年利率百分之十六之限制，而據行政院消費者保護處統計，過去每年約三、四百件該類融資相關消費爭議，爰擬具「民法第二百零五條條文修正草案」，明定相關規費、違約利率應納入共同計算。是否有當？敬請公決。","對照表":[{"law_id":null,"law_name":"民法第二百零五條條文修正草案對照表","立法種類":"修正條文","title":"民法第二百零五條條文修正草案對照表","rows":[{"現行":"第二百零五條　約定利率，超過週年百分之十六者，超過部分之約定，無效。","說明":"一、鑒於近年來常有融資公司業者巧立手續費、保管費、違約金等名目，藉以規避現行年利率百分之十六之限制，爰修正第一項，明定超過利率上限之契約無效。\n\n二、增加第二項，明定伴隨債務產生之各項規費、違約應納入共同計算。","修正":"第二百零五條　約定利率，超過週年百分之十六者，該契約無效。\n\n手續費、保管費、違約金及其他與借貸相關之費用應視同前項約定利率之利息。"}]}],"ppg_url":"https://ppg.ly.gov.tw/ppg/bills/202110043580000/details"}