{"id":148959,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/148959","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/a0ee4ec253a72029a536cbe69c8a8742bdc0b11ed89c5ff9c986728e607a032295517a371d75927e5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"高嘉瑜","委員發言時間":"11:02:10 - 11:15:47","影片長度":"00:13:37","會議時間":"2023-12-11T09:00:00+08:00","會議名稱":"立法院第10屆第8會期財政委員會第20次全體委員會議（事由：一、邀請金融監督管理委員會黃主任委員天牧就（一）「開放銀行」（Open Banking）政策之回顧與展望（二）純網銀、純網保之發展與挑戰進行專題報告，並備質詢。\n二、審查本院民進黨黨團擬具「中央政府總預算案審查程序第三條條文修正草案」案。\n【12月11日及13日二天一次會】）","meet":{"tmpMeeting":null,"title":"第10屆第8會期財政委員會第20次全體委員會議","term":10,"type":"委員會","sessionPeriod":8,"sessionTimes":20,"committees":[20],"id":"委員會-10-8-20-20"},"date":"2023-12-11","duration":817,"end_time":"2023-12-11T11:15:47+08:00","start_time":"2023-12-11T11:02:10+08:00","features":["gazette"],"type":"Clip","gazette":{"lineno":679,"blocks":[["高委員嘉瑜：（11時2分）謝謝主席，請黃天牧主委。"],["主席：請黃主委上臺備詢。"],["黃主任委員天牧：委員早。"],["高委員嘉瑜：主委好，現在這個Open Banking開放銀行的第三階段，今天讓大家知道說自律規範即將要在年底前核備，可是大家質疑，第三階段其實最重要的就是客戶資金交易的服務，這部分目前自律規範是靠自律嗎？那第三方的業者（TSP）未來是誰來監管？目前有一個確定的方向嗎？"],["黃主任委員天牧：從以往到現在，包括任何委外，銀行如果跟哪個TSP業者服務，銀行就是要對這個TSP業者的行為去做負責，我們是督導銀行，銀行要對我們負責。"],["高委員嘉瑜：因為現在詐騙非常的猖獗，尤其是在第三階段涉及到金融交易資料等等這些訊息的時候，大家要擔心的就是如果銀行的自律發生了問題，或者是TSP有問題，就像現在很多的詐騙，其實都是一個內部、內神通外鬼互相的串聯，然後導致個資外洩的狀況。所以同時我們也發現，目前TSP業者所使用的Open Banking代登錄的機制，就是都用原網銀的驗證，也就是說這個TSP的業者可以取得客戶登錄第三方驗證的所有資料，而這個資料就是登錄銀行最重要的帳號跟密碼。在這種情況之下，如果只靠自律、只靠業者跟銀行之間的規範、自己之間彼此的自律，所造成的資安漏洞、客戶資料的外洩等等，這個到底要誰來負責？是銀行自己負責嗎？"],["黃主任委員天牧：是，委員您垂詢的很重要，我剛剛跟您報告，一個是銀行公會自律規範，一個是財經公司會訂定技術跟資安標準，尤其第三階段牽涉到交易面，資安標準會更高，包括前面幾位委員都對這部分有交代，我們會再去檢討。"],["高委員嘉瑜：對，其實過去同樣的包括im.B的事件，一旦大家發生問題的時候，一定都會回頭來問主管機關是誰？誰要負責？而這個時候，如果我們事先就把這個球都踢給銀行說他們來自律、他們自己負責，事後我們都說我們沒有相關的監管或是沒有相關的配套的時候，問題一旦發生，其實政府還是要承擔這個責任。所以目前TSP業者雖然他們都是新創，但是對於未來這些資安，金融等級的安控作業，他們有沒有辦法做到滴水不漏，避免資安的漏洞、個資的外洩，這個是對現在所有的客戶、使用者來講最在意的事情。","當然隨著金融科技化，能夠有這樣子一個Open Banking是大家期待的一個方向，可是同時如何來避免這些資料外洩？有很多的代登錄的機制曾經也被玉山銀行偵測到來源的IP是在國外，如果今天TSP的業者，它的IP是涉及到中國或者是間接中資，那這樣的狀況可不可以申請Open Banking？"],["黃主任委員天牧：委員總括來說，您關心的事情非常重要，包括TSP本身資安的水準、銀行本身的資安水準、消費者保護等，這個都會在我們的規範中一併去考慮跟處理。"],["高委員嘉瑜：所以剛剛我問到的，如果說TSP的業者跟中資是有關係的，而今天我們的客戶、臺灣的銀行這些資料，有可能包括剛剛所說的帳號、密碼，它可能藉此外流到TSP業者，那你光靠業者自律是遠遠不夠，包括國安、包括其他層面的問題才是今天我們也要考量的。現在我問的，如果TSP的業者後面有中資、有中國的IP等等的這些狀況，到底能不能介接？能不能適用我們的Open Banking？"],["黃主任委員天牧：您垂詢的地方當然是我們的顧慮，我們一定會在規範中或是審查中去做處理。"],["高委員嘉瑜：你沒有回答我們的問題嘛！因為包括現在的蝦皮，過去大家也質疑說它背後就是中資，還有抖音的問題等等，能不能申請介接呢？能不能來做Open Banking呢？因為依照我們個資法相關的規定，如果民眾每天登錄業者的app都顯示登錄成功，但是還會有一個是「非臺灣地區登錄」的警告，久而久之我們就會忽略說這個資料是不是被中國或外國入侵，因為長期以來你登錄都是這樣子的一個通知，所以後面其實就像狼來了，或者久而久之大家就忽略了對自己個資或資安保護的問題。所以現在就這個部分，其實有很多大家質疑的問題還沒有辦法得到釐清，但因為年底前就有可能會開放的情況之下，這部分到底什麼時候能夠有一個比較明確的規定？"],["黃主任委員天牧：報告委員，我可能沒有講得很完整，很抱歉，我們是年底前完成它報來我們會審查，審查之後只是一個規範，規範在開放之後，還要真正的TSP業者或銀行向我們申請，這個還有一個過程。我剛剛說可能要到明年上半年，但是……"],["高委員嘉瑜：好，但是剛剛所質疑的啦，包括說中資或者是有涉及到國家利益、國安的問題，主管機關如果沒有辦法去監管、沒有辦法去瞭解的時候，這中間有沒有把個資傳送到其他的國家，還有被儲存到哪裡等等，這些我們有沒有一個監管的機制？未來會不會知道？會不會有這樣子的一個配套？"],["黃主任委員天牧：我們現在就是有這些考慮，不過今天很感謝召委安排這樣一個報告，今天委員給我們的指導，我們會趕快去看看現在報來的銀行公會自律規範跟財經的資安技術標準，有沒有符合委員這樣的期待，如果沒有符合我們會去修正。"],["高委員嘉瑜：就是說後面的配套，剛剛所質疑的這些，都必須要有，能夠讓金管會隨時能夠掌握到底這些TSP業者有沒有外流到中國、後面有沒有中資，或者這個被資料下載之後，是不是確實按資安的規範，不會再被轉移到其他人的手上而造成個資外洩的疑慮跟風險，這部分一定要有明確的規範跟保證，也要有配套，大家才能夠放心，這個金管會是可以做到的嗎？"],["黃主任委員天牧：可以，我們一定會準備好才上路，不會為了要上路而上路。"],["高委員嘉瑜：好，另外關於純網保，過去金管會一直告訴我們說「麻雀飛來，純網保很快就會有」等等，我想今天也很多人在關心，說了這麼久結果到現在卻是一場空，最後完全沒有任何一家純網保可以上路。現在金管會又說明年要捲土重來，保險局12月要評估，請問在原本條件這麼嚴格的一個狀況之下，未來會進一步放寬嗎？如果沒有放寬，又如何能夠保證明年會有純網保呢？"],["黃主任委員天牧：其實原來我不認為那是嚴格，那本來就是大家對純網銀的期待，希望它有一個可以運行的商業模式，我們只是確定純網保也有一個可以運行的商業模式，我不覺得那一定是嚴的……"],["高委員嘉瑜：如果是這樣，為什麼沒有任何一家公司願意來做或是通過我們金管會的審查？"],["黃主任委員天牧：那是因為它送來的資料，沒辦法證明它是可被執行的模式。"],["高委員嘉瑜：也就是說你認為它會虧損是不是？沒有獲利的空間嗎？什麼叫做無法證明它是可被執行的？"],["黃主任委員天牧：就是它跟異業合作的創新模式，沒有辦法得到審查委員認同，認為這樣一個模式將來是可以營運、可以獲利的。"],["高委員嘉瑜：所以你就是認為它不會獲利嘛！那我們的純網銀也是虧損連連啊！虧損連連到現在，你當初認為它會獲利嗎？到現在還不是在虧損，那你還不是讓它過？那純網保對於民眾來講有更大的需求，現在很多的網路世代，民眾可能都會用網路去保純網保，需求上其實是有這樣的必要性可以去做比較，可以去做更多的這些配套。為什麼這個部分反而目前沒有看到任何一家願意來做的？而且在國際上我們有比較出來喔！數位化或保險科技在其他國家其實都已經是非常的普遍，但是在臺灣目前是一家都沒有，這種狀況其實是金管會的條件過於嚴苛？還是說臺灣市場的問題？到底問題出在哪裡？"],["黃主任委員天牧：報告委員，這幾年我們在網路投保上已經有大幅的開放，今年10月有開放保險公司做異業的合作跟電子商務的開放，目前已經有……"],["高委員嘉瑜：這部分可以保證明年會有純網保嗎？"],["黃主任委員天牧：這個是讓現有的業者能夠在網路上有更多商業的機會。"],["高委員嘉瑜：所以明年會有嗎？"],["黃主任委員天牧：純網保在明年1月底會跟各位報告我們評估的結果。"],["高委員嘉瑜：好。","最後，因為我上次沒有問到的，就是IFRS 17的問題，我們認為金管會對壽險業是一再的通融，IFRS 17不斷的拖延，2019年的時候告訴我們，考量國情2025年上路；到了2022年，又說考量國情，2026年上路；到10月的時候，史無前例的容許壽險業來做資產重分類、美化帳目；到了2023年，最近、最新的11月報告則是告訴我們說，要有15年的過渡期，讓壽險業喘口氣，所以整個就是一拖再拖，臺灣接軌IFRS 17在國際上已經是後段班，讓這些壽險公司不斷地延長壽命，他們其實在延長壽命的過程中，卻在逃避他們該有的責任，包括現金增資，所以這樣比較下來，臺灣是全世界目前最晚接軌IFRS 17的，要到2041年，請問2041年主委你都幾歲了？"],["黃主任委員天牧：這是我的個資吧！"],["高委員嘉瑜：這不是個資啊！對不對？2041年接軌，距離現在也將近快要20年的時間，是非常晚的時間，那時候會發生什麼事情我們都不知道，但我們的IFRS 17竟然要到2041年才能完全接軌，你不覺得這20年真的太長了嗎？"],["黃主任委員天牧：報告委員，每個國家接軌都是有一些寬限期，像歐盟接軌那個清償能力II也是有16年。"],["高委員嘉瑜：可是人家很早就開始接軌了，臺灣是2026年才要開始接軌，還要再給他們15年的過渡期，連韓國都是從今年1月1號開始接軌，到現在10年過渡期，最晚也是2033年，我們還比人家再晚了8年。"],["黃主任委員天牧：報告委員，其實主要是因為我們民國90年代以前賣了很多6以上的高利率保單，都是長年期、終身的，其實我們這樣做也是保障我們保戶的權益。"],["高委員嘉瑜：所以你們是要等他們消化完畢，才要讓他們去面對現在現金增資的這個需求嗎？"],["黃主任委員天牧：不完全是消化完畢，而是我們給配套措施、給寬限期，讓它逐年慢慢去調整。"],["高委員嘉瑜：好。最後，再兩個小問題，一個是星展併花旗的案件，消費糾紛不斷的頻傳，客戶投訴越來越多，但是我們沒有看到金管會有任何的作為，很多存戶的權益受到影響，還有卡戶的權益也是一樣。另外，街口投信的胡亦嘉自行宣布回任董事，完全是在挑戰我們的金管會，但是金管會對街口卻是一再的寬容，罰鍰都非常得低，街口投信違反期貨信託法，也只開罰120萬，現在還公然挑戰金管會，但金管會的作為在哪裡？"],["黃主任委員天牧：街口投信目前就我的瞭解，如果要申請回任，必須先向投信投顧公會去申請，目前……"],["高委員嘉瑜：他可以自行宣布嗎？自行宣布回任董事是什麼意思？金管會沒有同意之前自行宣布，這是什麼意思？"],["黃主任委員天牧：他要怎麼表達，我想……"],["高委員嘉瑜：金管會到底在怕街口什麼啊？金管會你現在沒有任何一個罰鍰或是讓他這樣混淆視聽，他現在是不是街口董事？"],["黃主任委員天牧：目前不是金管會……"],["高委員嘉瑜：金管會也沒有同意，在金管會沒有同意之前，他就不能擔任街口投信的董事，對不對？"],["黃主任委員天牧：是的。"],["高委員嘉瑜：對啊！那他為什麼可以自行宣布回任呢？那這樣是不是在混淆視聽，影響市場的信心，讓大家認為說他是街口投信的董事，他可以這樣子招搖撞騙嗎？"],["黃主任委員天牧：我們在記者會也有說明，一切以金管會最後同意為主。"],["主席：高委員，是不是注意一下時間？"],["高委員嘉瑜：所以我們還是希望金管會能夠拿出相關的罰則，針對街口投信還有像星展銀行類似這樣子對於消費者、對於這些存戶、對於金融市場都會產生影響，如果金管會都不處理，會讓人家覺得像這些為所欲為的金融機構這樣子招搖撞騙，自己說自己是投信董事，都還可以逃過我們相關的制裁，我覺得這樣子可能就沒有辦法去取信於社會大眾，好不好？謝謝。"],["黃主任委員天牧：謝謝委員。"],["主席：謝謝高委員。接下來我們請陳椒華陳委員上臺質詢。"]],"agenda":{"page_end":342,"meet_id":"委員會-10-8-20-20","speakers":["沈發惠","林德福","吳秉叡","賴士葆","李貴敏","郭國文","費鴻泰","鍾佳濱","高嘉瑜","陳椒華","林楚茵","羅明才"],"page_start":293,"meetingDate":["2023-12-11"],"gazette_id":"1130201","agenda_lcidc_ids":["1130201_00005"],"meet_name":"立法院第10屆第8會期財政委員會第20次全體委員會議紀錄","content":"一、邀請金融監督管理委員會黃主任委員天牧就（一）「開放銀行」（Open Banking）政策之回\n顧與展望、（二）純網銀、純網保之發展與挑戰進行專題報告，並備質詢； 二、審查本院民進\n黨黨團擬具「中央政府總預算案審查程序第三條條文修正草案」案","agenda_id":"1130201_00004"}},"transcript":{"id":"148959","pyannote":{"name":"ronny","tool":"pyannote","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/148959","tool":"pyannote","id":"148959-pyannote"},"job_id":"Fl3qNv0tuUI3zM0l","queued_at":"2025-10-22 14:54:19","status":"done","log":[{"time":"2025-10-22 14:54:19","msg":"downloading https://ivod.ly.gov.tw/Play/Clip/1M/148959","target":null},{"time":"2025-10-22 14:54:20","msg":"download ivod and merge to wav","target":"/home/conda/test/whisper-api-data/tmp/lyivod-Clip-148959.wav"},{"time":"2025-10-22 14:54:41","msg":"running pyannote","target":null},{"time":"2025-10-22 14:54:54","msg":"status: done","target":null}],"result":{"result":[[0.55409375,2.8153437500000003,"SPEAKER_00"],[3.30471875,4.63784375,"SPEAKER_01"],[6.578468750000001,7.40534375,"SPEAKER_01"],[7.50659375,35.51909375,"SPEAKER_00"],[36.26159375,49.33971875,"SPEAKER_01"],[49.77846875,110.07284375,"SPEAKER_00"],[52.29284375,52.680968750000005,"SPEAKER_01"],[110.42721875000001,111.81096875,"SPEAKER_00"],[111.42284375000001,128.28096875,"SPEAKER_01"],[128.77034375,199.67909375000002,"SPEAKER_00"],[200.47221875000002,206.63159375,"SPEAKER_01"],[206.88471875000002,213.14534375000002,"SPEAKER_01"],[214.07346875000002,245.89971875,"SPEAKER_00"],[246.18659375000001,252.24471875,"SPEAKER_01"],[252.34596875000003,306.53159375,"SPEAKER_00"],[306.53159375,306.56534375,"SPEAKER_01"],[306.64971875000003,312.53909375,"SPEAKER_01"],[312.69096875,314.91846875000005,"SPEAKER_01"],[315.18846875,325.41471875,"SPEAKER_01"],[324.90846875,345.00659375000004,"SPEAKER_00"],[345.00659375000004,361.61159375,"SPEAKER_01"],[361.81409375000004,361.83096875,"SPEAKER_01"],[361.83096875,391.34534375000004,"SPEAKER_00"],[368.78346875,369.10409375,"SPEAKER_01"],[391.39596875,395.83409375,"SPEAKER_01"],[395.86784375,398.61846875000003,"SPEAKER_00"],[398.68596875000003,428.70659375,"SPEAKER_00"],[429.33096875,435.42284375,"SPEAKER_01"],[436.03034375000004,444.38346875,"SPEAKER_01"],[444.18096875000003,449.83409375,"SPEAKER_00"],[447.06659375000004,448.02846875,"SPEAKER_01"],[449.83409375,454.77846875,"SPEAKER_01"],[455.57159375000003,462.00096875,"SPEAKER_00"],[461.12346875000003,471.28221875,"SPEAKER_01"],[471.90659375,476.29409375000006,"SPEAKER_00"],[476.73284375000003,502.72034375000004,"SPEAKER_00"],[482.58846875,483.22971875,"SPEAKER_01"],[503.74971875000006,504.03659375,"SPEAKER_00"],[504.47534375000004,522.9365937499999,"SPEAKER_00"],[523.08846875,533.8715937500001,"SPEAKER_01"],[533.21346875,535.8797187499999,"SPEAKER_00"],[536.5209687500001,542.1572187500001,"SPEAKER_01"],[544.50284375,544.8403437500001,"SPEAKER_01"],[544.8403437500001,544.9753437500001,"SPEAKER_00"],[544.9753437500001,545.09346875,"SPEAKER_01"],[545.09346875,545.2959687499999,"SPEAKER_00"],[545.2959687499999,545.4309687500001,"SPEAKER_01"],[545.5828437499999,549.6328437500001,"SPEAKER_01"],[550.2234687499999,613.0828437499999,"SPEAKER_00"],[614.3315937500001,616.06971875,"SPEAKER_01"],[616.06971875,616.08659375,"SPEAKER_00"],[617.1328437500001,619.4953437500001,"SPEAKER_00"],[620.15346875,636.7922187500001,"SPEAKER_00"],[636.87659375,643.2722187500001,"SPEAKER_01"],[643.2722187500001,661.0078437500001,"SPEAKER_00"],[661.09221875,671.8584687500002,"SPEAKER_01"],[672.2297187500001,678.7265937500001,"SPEAKER_00"],[678.0178437500001,686.42159375,"SPEAKER_01"],[686.42159375,721.3022187500001,"SPEAKER_00"],[721.8928437500001,725.0147187500002,"SPEAKER_01"],[725.08221875,729.53721875,"SPEAKER_01"],[729.85784375,730.83659375,"SPEAKER_01"],[730.29659375,738.2278437500001,"SPEAKER_00"],[738.86909375,741.8897187500002,"SPEAKER_01"],[741.7209687500001,751.60971875,"SPEAKER_00"],[752.35221875,753.9722187500001,"SPEAKER_01"],[753.5503437500001,758.51159375,"SPEAKER_00"],[759.5747187500001,760.46909375,"SPEAKER_01"],[760.46909375,771.75846875,"SPEAKER_00"],[763.1015937500001,763.5065937500001,"SPEAKER_01"],[770.8472187500001,776.3484687499999,"SPEAKER_01"],[776.09534375,806.04846875,"SPEAKER_00"],[805.1540937500001,807.46596875,"SPEAKER_01"],[808.15784375,810.95909375,"SPEAKER_01"]]}},"whisperx":{"name":"ronny","tool":"whisperx","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/148959","tool":"whisperx","id":"148959-whisperx","init_prompt":""},"job_id":"NL3nxy6oQmhzJAMZ","queued_at":"2025-10-22 14:54:20","status":"done","log":[{"time":"2025-10-22 14:54:55","msg":"downloading https://ivod.ly.gov.tw/Play/Clip/1M/148959","target":null},{"time":"2025-10-22 14:54:55","msg":"already downloaded","target":"/home/conda/test/whisper-api-data/tmp/lyivod-Clip-148959.wav"},{"time":"2025-10-22 14:54:55","msg":"running whisperx with  --language zh --model large-v3","target":null},{"time":"2025-10-22 14:55:20","msg":"merging result","target":null},{"time":"2025-10-22 14:55:20","msg":"status: done","target":null}],"result":{"json":"{\"segments\": [{\"start\": 1.003, \"end\": 4.226, \"text\": \"謝謝主席 請黃天牧主委請黃主委上台備選謝國元長\", \"words\": [{\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 1.003, \"end\": 1.164, \"score\": 0.904}, {\"word\": \"席\", \"start\": 1.164, \"end\": 1.864, \"score\": 0.913}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"天\", \"start\": 1.864, \"end\": 2.004, \"score\": 0.998}, {\"word\": \"牧\", \"start\": 2.004, \"end\": 2.285, \"score\": 0.928}, {\"word\": \"主\", \"start\": 2.285, \"end\": 2.465, \"score\": 0.983}, {\"word\": \"委\", \"start\": 2.465, \"end\": 3.666, \"score\": 0.952}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 3.666, \"end\": 3.766, \"score\": 0.8}, {\"word\": \"委\", \"start\": 3.766, \"end\": 3.906, \"score\": 0.857}, {\"word\": \"上\", \"start\": 3.906, \"end\": 4.046, \"score\": 0.98}, {\"word\": \"台\", \"start\": 4.046, \"end\": 4.206, \"score\": 0.886}, {\"word\": \"備\"}, {\"word\": \"選\"}, {\"word\": \"謝\"}, {\"word\": \"國\"}, {\"word\": \"元\", \"start\": 4.206, \"end\": 4.226, \"score\": 0.0}, {\"word\": \"長\"}]}, {\"start\": 7.56, \"end\": 35.045, \"text\": \"主委好現在這個Open Banking開放銀行的第三階段那今天讓大家知道說自律規範即將要年底前核備可是大家質疑就是說第三階段其實最重要的就是客戶的資金交易的服務那這個部分目前的自律規範是靠自律嗎那這個第三方的業者TSP未來是誰來監管這個部分目前有一個確定的方向嗎\", \"words\": [{\"word\": \"主\", \"start\": 7.56, \"end\": 7.68, \"score\": 0.879}, {\"word\": \"委\", \"start\": 7.68, \"end\": 7.8, \"score\": 0.833}, {\"word\": \"好\", \"start\": 7.8, \"end\": 8.38, \"score\": 0.948}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 8.38, \"end\": 8.52, \"score\": 0.997}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"O\", \"start\": 8.52, \"end\": 8.6, \"score\": 0.749}, {\"word\": \"p\", \"start\": 8.6, \"end\": 8.62, \"score\": 0.0}, {\"word\": \"e\", \"start\": 8.62, \"end\": 8.74, \"score\": 0.826}, {\"word\": \"n\", \"start\": 8.74, \"end\": 8.88, \"score\": 0.802}, {\"word\": \"B\", \"start\": 8.88, \"end\": 8.92, \"score\": 0.5}, {\"word\": \"a\", \"start\": 8.92, \"end\": 9.08, \"score\": 0.874}, {\"word\": \"n\", \"start\": 9.08, \"end\": 9.14, \"score\": 0.605}, {\"word\": \"k\", \"start\": 9.14, \"end\": 9.38, \"score\": 0.915}, {\"word\": \"i\", \"start\": 9.38, \"end\": 9.5, \"score\": 0.833}, {\"word\": \"n\", \"start\": 9.5, \"end\": 9.6, \"score\": 0.797}, {\"word\": \"g\", \"start\": 9.6, \"end\": 9.82, \"score\": 0.909}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 9.82, \"end\": 10.1, \"score\": 0.921}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 10.1, \"end\": 10.32, \"score\": 0.948}, {\"word\": \"的\", \"start\": 10.32, \"end\": 10.501, \"score\": 0.999}, {\"word\": \"第\", \"start\": 10.501, \"end\": 10.781, \"score\": 0.996}, {\"word\": \"三\", \"start\": 10.781, \"end\": 11.381, \"score\": 0.966}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 11.381, \"end\": 12.101, \"score\": 0.948}, {\"word\": \"那\", \"start\": 12.101, \"end\": 12.361, \"score\": 0.963}, {\"word\": \"今\", \"start\": 12.361, \"end\": 12.481, \"score\": 0.988}, {\"word\": \"天\", \"start\": 12.481, \"end\": 13.141, \"score\": 0.944}, {\"word\": \"讓\"}, {\"word\": \"大\", \"start\": 13.141, \"end\": 13.281, \"score\": 1.0}, {\"word\": \"家\", \"start\": 13.281, \"end\": 13.481, \"score\": 0.998}, {\"word\": \"知\", \"start\": 13.481, \"end\": 13.561, \"score\": 0.753}, {\"word\": \"道\", \"start\": 13.561, \"end\": 14.021, \"score\": 0.925}, {\"word\": \"說\"}, {\"word\": \"自\", \"start\": 14.021, \"end\": 14.201, \"score\": 0.889}, {\"word\": \"律\", \"start\": 14.201, \"end\": 15.081, \"score\": 0.94}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"即\", \"start\": 15.081, \"end\": 15.421, \"score\": 0.882}, {\"word\": \"將\"}, {\"word\": \"要\", \"start\": 15.421, \"end\": 15.581, \"score\": 0.901}, {\"word\": \"年\", \"start\": 15.581, \"end\": 15.761, \"score\": 0.991}, {\"word\": \"底\", \"start\": 15.761, \"end\": 15.941, \"score\": 0.971}, {\"word\": \"前\", \"start\": 15.941, \"end\": 16.202, \"score\": 0.986}, {\"word\": \"核\", \"start\": 16.202, \"end\": 17.002, \"score\": 0.933}, {\"word\": \"備\"}, {\"word\": \"可\", \"start\": 17.002, \"end\": 17.102, \"score\": 0.797}, {\"word\": \"是\", \"start\": 17.102, \"end\": 17.222, \"score\": 0.894}, {\"word\": \"大\", \"start\": 17.222, \"end\": 17.402, \"score\": 0.997}, {\"word\": \"家\", \"start\": 17.402, \"end\": 17.902, \"score\": 0.959}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 17.902, \"end\": 17.982, \"score\": 0.768}, {\"word\": \"就\", \"start\": 17.982, \"end\": 18.242, \"score\": 0.925}, {\"word\": \"是\", \"start\": 18.242, \"end\": 18.782, \"score\": 0.961}, {\"word\": \"說\"}, {\"word\": \"第\", \"start\": 18.782, \"end\": 19.042, \"score\": 0.998}, {\"word\": \"三\", \"start\": 19.042, \"end\": 19.462, \"score\": 0.952}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 19.462, \"end\": 19.662, \"score\": 0.964}, {\"word\": \"其\", \"start\": 19.662, \"end\": 19.882, \"score\": 0.878}, {\"word\": \"實\"}, {\"word\": \"最\", \"start\": 19.882, \"end\": 20.022, \"score\": 0.983}, {\"word\": \"重\", \"start\": 20.022, \"end\": 20.242, \"score\": 0.97}, {\"word\": \"要\", \"start\": 20.242, \"end\": 20.402, \"score\": 0.998}, {\"word\": \"的\", \"start\": 20.402, \"end\": 20.522, \"score\": 0.991}, {\"word\": \"就\", \"start\": 20.522, \"end\": 20.662, \"score\": 0.983}, {\"word\": \"是\", \"start\": 20.662, \"end\": 20.942, \"score\": 0.999}, {\"word\": \"客\", \"start\": 20.942, \"end\": 21.442, \"score\": 0.947}, {\"word\": \"戶\"}, {\"word\": \"的\", \"start\": 21.442, \"end\": 21.863, \"score\": 0.951}, {\"word\": \"資\"}, {\"word\": \"金\", \"start\": 21.863, \"end\": 22.123, \"score\": 0.996}, {\"word\": \"交\", \"start\": 22.123, \"end\": 22.363, \"score\": 0.941}, {\"word\": \"易\", \"start\": 22.363, \"end\": 22.503, \"score\": 0.859}, {\"word\": \"的\", \"start\": 22.503, \"end\": 22.763, \"score\": 0.999}, {\"word\": \"服\", \"start\": 22.763, \"end\": 23.583, \"score\": 0.972}, {\"word\": \"務\"}, {\"word\": \"那\", \"start\": 23.583, \"end\": 23.963, \"score\": 0.889}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 23.963, \"end\": 24.163, \"score\": 1.0}, {\"word\": \"分\", \"start\": 24.163, \"end\": 24.343, \"score\": 0.992}, {\"word\": \"目\", \"start\": 24.343, \"end\": 24.603, \"score\": 0.986}, {\"word\": \"前\", \"start\": 24.603, \"end\": 24.823, \"score\": 0.997}, {\"word\": \"的\", \"start\": 24.823, \"end\": 25.063, \"score\": 0.999}, {\"word\": \"自\", \"start\": 25.063, \"end\": 25.243, \"score\": 0.91}, {\"word\": \"律\", \"start\": 25.243, \"end\": 25.983, \"score\": 0.932}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"是\", \"start\": 25.983, \"end\": 26.163, \"score\": 0.908}, {\"word\": \"靠\", \"start\": 26.163, \"end\": 26.543, \"score\": 0.994}, {\"word\": \"自\", \"start\": 26.543, \"end\": 26.803, \"score\": 0.933}, {\"word\": \"律\", \"start\": 26.803, \"end\": 27.644, \"score\": 0.958}, {\"word\": \"嗎\"}, {\"word\": \"那\", \"start\": 27.644, \"end\": 27.984, \"score\": 0.876}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"第\", \"start\": 27.984, \"end\": 28.224, \"score\": 0.998}, {\"word\": \"三\", \"start\": 28.224, \"end\": 28.764, \"score\": 1.0}, {\"word\": \"方\", \"start\": 28.764, \"end\": 28.944, \"score\": 0.984}, {\"word\": \"的\", \"start\": 28.944, \"end\": 29.324, \"score\": 0.946}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 29.324, \"end\": 29.624, \"score\": 0.994}, {\"word\": \"T\", \"start\": 29.624, \"end\": 29.844, \"score\": 0.9}, {\"word\": \"S\", \"start\": 29.844, \"end\": 30.204, \"score\": 0.92}, {\"word\": \"P\", \"start\": 30.204, \"end\": 30.844, \"score\": 0.968}, {\"word\": \"未\", \"start\": 30.844, \"end\": 31.184, \"score\": 0.932}, {\"word\": \"來\"}, {\"word\": \"是\", \"start\": 31.184, \"end\": 32.304, \"score\": 0.944}, {\"word\": \"誰\"}, {\"word\": \"來\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 32.304, \"end\": 33.045, \"score\": 0.917}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 33.045, \"end\": 33.205, \"score\": 0.998}, {\"word\": \"分\", \"start\": 33.205, \"end\": 33.365, \"score\": 0.992}, {\"word\": \"目\", \"start\": 33.365, \"end\": 33.565, \"score\": 0.854}, {\"word\": \"前\", \"start\": 33.565, \"end\": 33.745, \"score\": 0.991}, {\"word\": \"有\", \"start\": 33.745, \"end\": 33.945, \"score\": 0.994}, {\"word\": \"一\", \"start\": 33.945, \"end\": 34.525, \"score\": 0.847}, {\"word\": \"個\"}, {\"word\": \"確\"}, {\"word\": \"定\", \"start\": 34.525, \"end\": 34.645, \"score\": 0.99}, {\"word\": \"的\", \"start\": 34.645, \"end\": 34.805, \"score\": 0.997}, {\"word\": \"方\", \"start\": 34.805, \"end\": 35.025, \"score\": 0.992}, {\"word\": \"向\", \"start\": 35.025, \"end\": 35.045, \"score\": 0.964}, {\"word\": \"嗎\"}]}, {\"start\": 36.594, \"end\": 48.76, \"text\": \"從以往到現在,包括任何的委外銀行如果可以拿一個TSB業者服務銀行就是要對這個TSB業者的行為去做負責我們是督導銀行,銀行要對我們負責\", \"words\": [{\"word\": \"從\"}, {\"word\": \"以\", \"start\": 36.594, \"end\": 36.734, \"score\": 0.855}, {\"word\": \"往\", \"start\": 36.734, \"end\": 36.894, \"score\": 0.875}, {\"word\": \"到\", \"start\": 36.894, \"end\": 37.314, \"score\": 0.904}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 37.314, \"end\": 37.755, \"score\": 0.999}, {\"word\": \",\"}, {\"word\": \"包\", \"start\": 37.755, \"end\": 37.895, \"score\": 0.979}, {\"word\": \"括\", \"start\": 37.895, \"end\": 38.015, \"score\": 0.964}, {\"word\": \"任\", \"start\": 38.015, \"end\": 38.175, \"score\": 0.962}, {\"word\": \"何\", \"start\": 38.175, \"end\": 38.275, \"score\": 0.999}, {\"word\": \"的\", \"start\": 38.275, \"end\": 38.395, \"score\": 0.919}, {\"word\": \"委\", \"start\": 38.395, \"end\": 38.635, \"score\": 0.97}, {\"word\": \"外\", \"start\": 38.635, \"end\": 39.535, \"score\": 0.935}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 39.535, \"end\": 39.776, \"score\": 0.998}, {\"word\": \"如\", \"start\": 39.776, \"end\": 39.896, \"score\": 0.984}, {\"word\": \"果\", \"start\": 39.896, \"end\": 40.056, \"score\": 0.994}, {\"word\": \"可\", \"start\": 40.056, \"end\": 40.156, \"score\": 0.8}, {\"word\": \"以\", \"start\": 40.156, \"end\": 40.236, \"score\": 0.749}, {\"word\": \"拿\", \"start\": 40.236, \"end\": 40.416, \"score\": 0.887}, {\"word\": \"一\", \"start\": 40.416, \"end\": 40.576, \"score\": 0.875}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 40.576, \"end\": 40.916, \"score\": 0.881}, {\"word\": \"S\", \"start\": 40.916, \"end\": 40.996, \"score\": 0.75}, {\"word\": \"B\", \"start\": 40.996, \"end\": 41.336, \"score\": 0.874}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 41.336, \"end\": 41.576, \"score\": 1.0}, {\"word\": \"服\", \"start\": 41.576, \"end\": 42.357, \"score\": 0.942}, {\"word\": \"務\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 42.357, \"end\": 42.577, \"score\": 0.999}, {\"word\": \"就\", \"start\": 42.577, \"end\": 42.717, \"score\": 0.992}, {\"word\": \"是\", \"start\": 42.717, \"end\": 42.817, \"score\": 0.865}, {\"word\": \"要\", \"start\": 42.817, \"end\": 43.937, \"score\": 0.909}, {\"word\": \"對\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 43.937, \"end\": 44.198, \"score\": 0.908}, {\"word\": \"S\", \"start\": 44.198, \"end\": 44.378, \"score\": 0.869}, {\"word\": \"B\", \"start\": 44.378, \"end\": 44.578, \"score\": 0.9}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 44.578, \"end\": 44.758, \"score\": 1.0}, {\"word\": \"的\", \"start\": 44.758, \"end\": 45.298, \"score\": 0.962}, {\"word\": \"行\", \"start\": 45.298, \"end\": 45.658, \"score\": 0.943}, {\"word\": \"為\"}, {\"word\": \"去\", \"start\": 45.658, \"end\": 45.798, \"score\": 0.873}, {\"word\": \"做\", \"start\": 45.798, \"end\": 46.259, \"score\": 0.913}, {\"word\": \"負\", \"start\": 46.259, \"end\": 46.859, \"score\": 0.966}, {\"word\": \"責\"}, {\"word\": \"我\", \"start\": 46.859, \"end\": 47.059, \"score\": 0.811}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 47.059, \"end\": 47.239, \"score\": 0.997}, {\"word\": \"督\", \"start\": 47.239, \"end\": 47.799, \"score\": 0.894}, {\"word\": \"導\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 47.799, \"end\": 48.179, \"score\": 0.936}, {\"word\": \",\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 48.179, \"end\": 48.359, \"score\": 0.995}, {\"word\": \"要\", \"start\": 48.359, \"end\": 48.66, \"score\": 0.922}, {\"word\": \"對\"}, {\"word\": \"我\", \"start\": 48.66, \"end\": 48.74, \"score\": 0.997}, {\"word\": \"們\"}, {\"word\": \"負\", \"start\": 48.74, \"end\": 48.76, \"score\": 0.0}, {\"word\": \"責\"}]}, {\"start\": 49.847, \"end\": 66.719, \"text\": \"所以因為現在詐騙非常的猖獗那尤其是在第三階段的時候涉及到這個金融交易的資料等等這些訊息的時候大家要擔心的就是如果銀行的自律發生了問題或者是TSP有問題就像現在很多的詐騙\", \"words\": [{\"word\": \"所\", \"start\": 49.847, \"end\": 49.947, \"score\": 0.801}, {\"word\": \"以\", \"start\": 49.947, \"end\": 49.987, \"score\": 0.041}, {\"word\": \"因\", \"start\": 49.987, \"end\": 50.387, \"score\": 0.74}, {\"word\": \"為\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 50.387, \"end\": 50.628, \"score\": 0.965}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"非\", \"start\": 50.628, \"end\": 50.868, \"score\": 0.897}, {\"word\": \"常\", \"start\": 50.868, \"end\": 51.348, \"score\": 0.786}, {\"word\": \"的\", \"start\": 51.348, \"end\": 51.548, \"score\": 0.842}, {\"word\": \"猖\", \"start\": 51.548, \"end\": 52.269, \"score\": 0.916}, {\"word\": \"獗\"}, {\"word\": \"那\", \"start\": 52.269, \"end\": 52.449, \"score\": 0.891}, {\"word\": \"尤\", \"start\": 52.449, \"end\": 52.729, \"score\": 0.744}, {\"word\": \"其\", \"start\": 52.729, \"end\": 52.989, \"score\": 0.887}, {\"word\": \"是\", \"start\": 52.989, \"end\": 53.21, \"score\": 0.786}, {\"word\": \"在\", \"start\": 53.21, \"end\": 53.47, \"score\": 0.914}, {\"word\": \"第\", \"start\": 53.47, \"end\": 53.77, \"score\": 0.992}, {\"word\": \"三\", \"start\": 53.77, \"end\": 54.33, \"score\": 0.889}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 54.33, \"end\": 54.53, \"score\": 0.887}, {\"word\": \"的\", \"start\": 54.53, \"end\": 54.831, \"score\": 0.752}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 54.831, \"end\": 55.371, \"score\": 0.882}, {\"word\": \"涉\", \"start\": 55.371, \"end\": 55.651, \"score\": 0.879}, {\"word\": \"及\", \"start\": 55.651, \"end\": 55.851, \"score\": 0.87}, {\"word\": \"到\", \"start\": 55.851, \"end\": 56.312, \"score\": 0.73}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 56.312, \"end\": 56.492, \"score\": 0.981}, {\"word\": \"融\", \"start\": 56.492, \"end\": 56.732, \"score\": 0.846}, {\"word\": \"交\", \"start\": 56.732, \"end\": 56.932, \"score\": 0.985}, {\"word\": \"易\", \"start\": 56.932, \"end\": 57.052, \"score\": 0.684}, {\"word\": \"的\", \"start\": 57.052, \"end\": 57.413, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 57.413, \"end\": 57.613, \"score\": 0.871}, {\"word\": \"等\", \"start\": 57.613, \"end\": 57.753, \"score\": 0.726}, {\"word\": \"等\", \"start\": 57.753, \"end\": 57.913, \"score\": 0.867}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 57.913, \"end\": 58.473, \"score\": 0.901}, {\"word\": \"訊\"}, {\"word\": \"息\", \"start\": 58.473, \"end\": 58.613, \"score\": 0.593}, {\"word\": \"的\", \"start\": 58.613, \"end\": 58.914, \"score\": 0.817}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 58.914, \"end\": 59.434, \"score\": 0.863}, {\"word\": \"大\", \"start\": 59.434, \"end\": 59.614, \"score\": 0.789}, {\"word\": \"家\", \"start\": 59.614, \"end\": 59.754, \"score\": 0.858}, {\"word\": \"要\", \"start\": 59.754, \"end\": 60.215, \"score\": 0.829}, {\"word\": \"擔\"}, {\"word\": \"心\", \"start\": 60.215, \"end\": 60.415, \"score\": 0.923}, {\"word\": \"的\", \"start\": 60.415, \"end\": 60.535, \"score\": 0.8}, {\"word\": \"就\", \"start\": 60.535, \"end\": 60.675, \"score\": 0.81}, {\"word\": \"是\", \"start\": 60.675, \"end\": 61.135, \"score\": 0.971}, {\"word\": \"如\", \"start\": 61.135, \"end\": 61.275, \"score\": 0.584}, {\"word\": \"果\", \"start\": 61.275, \"end\": 61.696, \"score\": 0.748}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 61.696, \"end\": 61.916, \"score\": 0.833}, {\"word\": \"的\", \"start\": 61.916, \"end\": 62.116, \"score\": 0.982}, {\"word\": \"自\", \"start\": 62.116, \"end\": 62.296, \"score\": 0.951}, {\"word\": \"律\", \"start\": 62.296, \"end\": 62.737, \"score\": 0.896}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 62.737, \"end\": 62.937, \"score\": 0.992}, {\"word\": \"了\", \"start\": 62.937, \"end\": 63.997, \"score\": 0.78}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"或\", \"start\": 63.997, \"end\": 64.098, \"score\": 0.959}, {\"word\": \"者\", \"start\": 64.098, \"end\": 64.178, \"score\": 0.559}, {\"word\": \"是\", \"start\": 64.178, \"end\": 64.338, \"score\": 0.6}, {\"word\": \"T\", \"start\": 64.338, \"end\": 64.378, \"score\": 0.473}, {\"word\": \"S\", \"start\": 64.378, \"end\": 64.838, \"score\": 0.871}, {\"word\": \"P\", \"start\": 64.838, \"end\": 65.038, \"score\": 0.801}, {\"word\": \"有\", \"start\": 65.038, \"end\": 65.899, \"score\": 0.788}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 65.899, \"end\": 65.979, \"score\": 0.568}, {\"word\": \"像\", \"start\": 65.979, \"end\": 66.259, \"score\": 0.57}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 66.259, \"end\": 66.399, \"score\": 0.865}, {\"word\": \"很\", \"start\": 66.399, \"end\": 66.559, \"score\": 0.997}, {\"word\": \"多\", \"start\": 66.559, \"end\": 66.699, \"score\": 0.672}, {\"word\": \"的\", \"start\": 66.699, \"end\": 66.719, \"score\": 0.97}, {\"word\": \"詐\"}, {\"word\": \"騙\"}]}, {\"start\": 67.66, \"end\": 94.001, \"text\": \"其實都是一個內部內神通外鬼互相的串聯然後導致各自外泄的狀況所以同時我們也發現目前TSP業者所使用的Open Banking的代登錄的機制就是都用原網營的驗證也就是說這個TSP的業者他可以取得客戶登錄的第三方驗證的所有資料而這個資料就是登錄銀行最重要的帳號跟密碼\", \"words\": [{\"word\": \"其\", \"start\": 67.66, \"end\": 67.92, \"score\": 0.88}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 67.92, \"end\": 68.181, \"score\": 0.916}, {\"word\": \"是\", \"start\": 68.181, \"end\": 68.381, \"score\": 0.961}, {\"word\": \"一\", \"start\": 68.381, \"end\": 69.201, \"score\": 0.908}, {\"word\": \"個\"}, {\"word\": \"內\"}, {\"word\": \"部\", \"start\": 69.201, \"end\": 69.562, \"score\": 0.851}, {\"word\": \"內\"}, {\"word\": \"神\", \"start\": 69.562, \"end\": 69.802, \"score\": 0.949}, {\"word\": \"通\", \"start\": 69.802, \"end\": 70.042, \"score\": 0.778}, {\"word\": \"外\", \"start\": 70.042, \"end\": 70.362, \"score\": 0.945}, {\"word\": \"鬼\", \"start\": 70.362, \"end\": 70.903, \"score\": 0.923}, {\"word\": \"互\", \"start\": 70.903, \"end\": 71.143, \"score\": 0.9}, {\"word\": \"相\", \"start\": 71.143, \"end\": 71.383, \"score\": 0.802}, {\"word\": \"的\", \"start\": 71.383, \"end\": 71.583, \"score\": 0.719}, {\"word\": \"串\", \"start\": 71.583, \"end\": 72.304, \"score\": 0.893}, {\"word\": \"聯\"}, {\"word\": \"然\", \"start\": 72.304, \"end\": 72.564, \"score\": 0.732}, {\"word\": \"後\", \"start\": 72.564, \"end\": 72.784, \"score\": 0.853}, {\"word\": \"導\"}, {\"word\": \"致\", \"start\": 72.784, \"end\": 72.924, \"score\": 0.716}, {\"word\": \"各\", \"start\": 72.924, \"end\": 73.144, \"score\": 0.868}, {\"word\": \"自\", \"start\": 73.144, \"end\": 73.285, \"score\": 0.594}, {\"word\": \"外\", \"start\": 73.285, \"end\": 73.465, \"score\": 0.77}, {\"word\": \"泄\", \"start\": 73.465, \"end\": 73.585, \"score\": 0.84}, {\"word\": \"的\", \"start\": 73.585, \"end\": 73.705, \"score\": 0.751}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"所\", \"start\": 73.705, \"end\": 73.965, \"score\": 0.601}, {\"word\": \"以\", \"start\": 73.965, \"end\": 74.646, \"score\": 0.831}, {\"word\": \"同\", \"start\": 74.646, \"end\": 75.026, \"score\": 0.863}, {\"word\": \"時\"}, {\"word\": \"我\", \"start\": 75.026, \"end\": 75.226, \"score\": 0.813}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 75.226, \"end\": 76.047, \"score\": 0.831}, {\"word\": \"發\"}, {\"word\": \"現\"}, {\"word\": \"目\", \"start\": 76.047, \"end\": 76.267, \"score\": 0.635}, {\"word\": \"前\", \"start\": 76.267, \"end\": 76.547, \"score\": 0.906}, {\"word\": \"T\", \"start\": 76.547, \"end\": 76.867, \"score\": 0.859}, {\"word\": \"S\", \"start\": 76.867, \"end\": 77.008, \"score\": 0.851}, {\"word\": \"P\", \"start\": 77.008, \"end\": 77.408, \"score\": 0.864}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 77.408, \"end\": 77.608, \"score\": 0.993}, {\"word\": \"所\", \"start\": 77.608, \"end\": 77.888, \"score\": 0.99}, {\"word\": \"使\", \"start\": 77.888, \"end\": 78.048, \"score\": 0.872}, {\"word\": \"用\", \"start\": 78.048, \"end\": 78.249, \"score\": 0.915}, {\"word\": \"的\", \"start\": 78.249, \"end\": 78.409, \"score\": 0.824}, {\"word\": \"O\", \"start\": 78.409, \"end\": 78.549, \"score\": 0.737}, {\"word\": \"p\", \"start\": 78.549, \"end\": 78.589, \"score\": 0.494}, {\"word\": \"e\", \"start\": 78.589, \"end\": 78.709, \"score\": 0.833}, {\"word\": \"n\", \"start\": 78.709, \"end\": 78.789, \"score\": 0.427}, {\"word\": \"B\", \"start\": 78.789, \"end\": 78.809, \"score\": 0.004}, {\"word\": \"a\", \"start\": 78.809, \"end\": 78.949, \"score\": 0.857}, {\"word\": \"n\", \"start\": 78.949, \"end\": 79.049, \"score\": 0.255}, {\"word\": \"k\", \"start\": 79.049, \"end\": 79.069, \"score\": 0.0}, {\"word\": \"i\", \"start\": 79.069, \"end\": 79.169, \"score\": 0.8}, {\"word\": \"n\", \"start\": 79.169, \"end\": 79.189, \"score\": 0.0}, {\"word\": \"g\", \"start\": 79.189, \"end\": 79.229, \"score\": 0.468}, {\"word\": \"的\", \"start\": 79.229, \"end\": 79.389, \"score\": 0.962}, {\"word\": \"代\", \"start\": 79.389, \"end\": 79.61, \"score\": 0.742}, {\"word\": \"登\", \"start\": 79.61, \"end\": 79.97, \"score\": 0.858}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 79.97, \"end\": 80.37, \"score\": 0.914}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 80.37, \"end\": 81.011, \"score\": 0.941}, {\"word\": \"就\", \"start\": 81.011, \"end\": 81.231, \"score\": 0.817}, {\"word\": \"是\", \"start\": 81.231, \"end\": 81.451, \"score\": 0.877}, {\"word\": \"都\", \"start\": 81.451, \"end\": 81.651, \"score\": 0.841}, {\"word\": \"用\", \"start\": 81.651, \"end\": 81.891, \"score\": 0.963}, {\"word\": \"原\", \"start\": 81.891, \"end\": 82.512, \"score\": 0.807}, {\"word\": \"網\"}, {\"word\": \"營\"}, {\"word\": \"的\", \"start\": 82.512, \"end\": 83.393, \"score\": 0.876}, {\"word\": \"驗\"}, {\"word\": \"證\"}, {\"word\": \"也\", \"start\": 83.393, \"end\": 83.533, \"score\": 0.885}, {\"word\": \"就\", \"start\": 83.533, \"end\": 83.813, \"score\": 0.927}, {\"word\": \"是\", \"start\": 83.813, \"end\": 84.313, \"score\": 0.824}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 84.313, \"end\": 84.634, \"score\": 0.914}, {\"word\": \"S\", \"start\": 84.634, \"end\": 84.754, \"score\": 0.83}, {\"word\": \"P\", \"start\": 84.754, \"end\": 84.914, \"score\": 0.659}, {\"word\": \"的\", \"start\": 84.914, \"end\": 85.394, \"score\": 0.943}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 85.394, \"end\": 85.935, \"score\": 0.941}, {\"word\": \"他\", \"start\": 85.935, \"end\": 86.175, \"score\": 0.838}, {\"word\": \"可\", \"start\": 86.175, \"end\": 86.315, \"score\": 0.944}, {\"word\": \"以\", \"start\": 86.315, \"end\": 86.495, \"score\": 0.93}, {\"word\": \"取\", \"start\": 86.495, \"end\": 86.755, \"score\": 0.938}, {\"word\": \"得\", \"start\": 86.755, \"end\": 87.056, \"score\": 0.851}, {\"word\": \"客\", \"start\": 87.056, \"end\": 87.636, \"score\": 0.885}, {\"word\": \"戶\"}, {\"word\": \"登\", \"start\": 87.636, \"end\": 87.996, \"score\": 0.847}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 87.996, \"end\": 88.156, \"score\": 0.944}, {\"word\": \"第\", \"start\": 88.156, \"end\": 88.357, \"score\": 0.897}, {\"word\": \"三\", \"start\": 88.357, \"end\": 88.617, \"score\": 0.957}, {\"word\": \"方\", \"start\": 88.617, \"end\": 89.157, \"score\": 0.922}, {\"word\": \"驗\"}, {\"word\": \"證\"}, {\"word\": \"的\", \"start\": 89.157, \"end\": 89.297, \"score\": 0.857}, {\"word\": \"所\", \"start\": 89.297, \"end\": 89.477, \"score\": 0.985}, {\"word\": \"有\", \"start\": 89.477, \"end\": 89.918, \"score\": 0.905}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 89.918, \"end\": 90.578, \"score\": 0.883}, {\"word\": \"而\", \"start\": 90.578, \"end\": 91.119, \"score\": 0.814}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 91.119, \"end\": 91.359, \"score\": 0.852}, {\"word\": \"就\", \"start\": 91.359, \"end\": 91.479, \"score\": 0.784}, {\"word\": \"是\", \"start\": 91.479, \"end\": 91.659, \"score\": 0.947}, {\"word\": \"登\", \"start\": 91.659, \"end\": 92.14, \"score\": 0.868}, {\"word\": \"錄\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 92.14, \"end\": 92.42, \"score\": 0.97}, {\"word\": \"最\", \"start\": 92.42, \"end\": 92.6, \"score\": 0.989}, {\"word\": \"重\", \"start\": 92.6, \"end\": 92.82, \"score\": 0.93}, {\"word\": \"要\", \"start\": 92.82, \"end\": 93.02, \"score\": 0.906}, {\"word\": \"的\", \"start\": 93.02, \"end\": 93.401, \"score\": 0.936}, {\"word\": \"帳\"}, {\"word\": \"號\"}, {\"word\": \"跟\", \"start\": 93.401, \"end\": 93.981, \"score\": 0.963}, {\"word\": \"密\", \"start\": 93.981, \"end\": 94.001, \"score\": 0.0}, {\"word\": \"碼\"}]}, {\"start\": 95.362, \"end\": 109.22, \"text\": \"就在這種情況之下如果只靠自律只靠業者跟銀行之間的規範自己之間的彼此的自律所造成的資安漏洞客戶資料的外洩等等這個到底要誰來負責\", \"words\": [{\"word\": \"就\", \"start\": 95.362, \"end\": 95.482, \"score\": 0.684}, {\"word\": \"在\", \"start\": 95.482, \"end\": 95.883, \"score\": 0.899}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"情\", \"start\": 95.883, \"end\": 96.263, \"score\": 0.944}, {\"word\": \"況\"}, {\"word\": \"之\", \"start\": 96.263, \"end\": 96.464, \"score\": 0.946}, {\"word\": \"下\", \"start\": 96.464, \"end\": 97.004, \"score\": 0.998}, {\"word\": \"如\", \"start\": 97.004, \"end\": 97.164, \"score\": 0.793}, {\"word\": \"果\", \"start\": 97.164, \"end\": 97.405, \"score\": 0.924}, {\"word\": \"只\", \"start\": 97.405, \"end\": 97.585, \"score\": 0.886}, {\"word\": \"靠\", \"start\": 97.585, \"end\": 98.026, \"score\": 0.998}, {\"word\": \"自\", \"start\": 98.026, \"end\": 98.226, \"score\": 0.905}, {\"word\": \"律\", \"start\": 98.226, \"end\": 98.486, \"score\": 0.948}, {\"word\": \"只\", \"start\": 98.486, \"end\": 98.706, \"score\": 0.935}, {\"word\": \"靠\", \"start\": 98.706, \"end\": 99.307, \"score\": 0.947}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 99.307, \"end\": 99.527, \"score\": 0.997}, {\"word\": \"跟\", \"start\": 99.527, \"end\": 100.248, \"score\": 0.957}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 100.248, \"end\": 100.549, \"score\": 0.99}, {\"word\": \"之\", \"start\": 100.549, \"end\": 101.27, \"score\": 0.971}, {\"word\": \"間\"}, {\"word\": \"的\", \"start\": 101.27, \"end\": 102.491, \"score\": 0.94}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"自\", \"start\": 102.491, \"end\": 102.631, \"score\": 0.998}, {\"word\": \"己\", \"start\": 102.631, \"end\": 103.372, \"score\": 0.934}, {\"word\": \"之\", \"start\": 103.372, \"end\": 103.733, \"score\": 0.913}, {\"word\": \"間\"}, {\"word\": \"的\", \"start\": 103.733, \"end\": 103.873, \"score\": 0.996}, {\"word\": \"彼\", \"start\": 103.873, \"end\": 104.093, \"score\": 0.851}, {\"word\": \"此\", \"start\": 104.093, \"end\": 104.213, \"score\": 0.807}, {\"word\": \"的\", \"start\": 104.213, \"end\": 104.414, \"score\": 0.996}, {\"word\": \"自\", \"start\": 104.414, \"end\": 104.574, \"score\": 0.883}, {\"word\": \"律\", \"start\": 104.574, \"end\": 105.094, \"score\": 0.984}, {\"word\": \"所\", \"start\": 105.094, \"end\": 105.335, \"score\": 0.999}, {\"word\": \"造\", \"start\": 105.335, \"end\": 105.595, \"score\": 0.977}, {\"word\": \"成\", \"start\": 105.595, \"end\": 105.775, \"score\": 0.887}, {\"word\": \"的\", \"start\": 105.775, \"end\": 106.076, \"score\": 0.933}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 106.076, \"end\": 106.256, \"score\": 0.945}, {\"word\": \"漏\", \"start\": 106.256, \"end\": 106.456, \"score\": 0.923}, {\"word\": \"洞\", \"start\": 106.456, \"end\": 106.696, \"score\": 0.927}, {\"word\": \"客\", \"start\": 106.696, \"end\": 107.237, \"score\": 0.916}, {\"word\": \"戶\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 107.237, \"end\": 107.417, \"score\": 0.997}, {\"word\": \"的\", \"start\": 107.417, \"end\": 107.557, \"score\": 0.86}, {\"word\": \"外\", \"start\": 107.557, \"end\": 107.958, \"score\": 0.948}, {\"word\": \"洩\"}, {\"word\": \"等\", \"start\": 107.958, \"end\": 108.138, \"score\": 0.986}, {\"word\": \"等\", \"start\": 108.138, \"end\": 108.719, \"score\": 0.925}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"到\", \"start\": 108.719, \"end\": 108.879, \"score\": 0.957}, {\"word\": \"底\", \"start\": 108.879, \"end\": 108.979, \"score\": 0.835}, {\"word\": \"要\", \"start\": 108.979, \"end\": 109.2, \"score\": 0.998}, {\"word\": \"誰\"}, {\"word\": \"來\"}, {\"word\": \"負\", \"start\": 109.2, \"end\": 109.22, \"score\": 0.0}, {\"word\": \"責\"}]}, {\"start\": 110.501, \"end\": 127.647, \"text\": \"就是銀行自己負責嗎是 委員您追尋的很重要我剛剛跟您報告就是一個是銀行公會自律規範一個是財經公司會訂定技術跟資安標準尤其第三階段牽涉到交易面資安標準會更高包括幾位前面的委員對這部分有交代我們會再去檢討\", \"words\": [{\"word\": \"就\", \"start\": 110.501, \"end\": 110.621, \"score\": 0.885}, {\"word\": \"是\", \"start\": 110.621, \"end\": 110.801, \"score\": 0.864}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 110.801, \"end\": 111.041, \"score\": 0.884}, {\"word\": \"自\", \"start\": 111.041, \"end\": 111.241, \"score\": 0.876}, {\"word\": \"己\", \"start\": 111.241, \"end\": 111.401, \"score\": 0.848}, {\"word\": \"負\", \"start\": 111.401, \"end\": 111.561, \"score\": 0.791}, {\"word\": \"責\"}, {\"word\": \"嗎\"}, {\"word\": \"是\", \"start\": 111.561, \"end\": 111.721, \"score\": 0.862}, {\"word\": \"委\", \"start\": 111.721, \"end\": 112.002, \"score\": 0.849}, {\"word\": \"員\"}, {\"word\": \"您\", \"start\": 112.002, \"end\": 112.182, \"score\": 0.874}, {\"word\": \"追\", \"start\": 112.182, \"end\": 112.522, \"score\": 0.832}, {\"word\": \"尋\"}, {\"word\": \"的\", \"start\": 112.522, \"end\": 112.602, \"score\": 0.992}, {\"word\": \"很\", \"start\": 112.602, \"end\": 112.782, \"score\": 0.995}, {\"word\": \"重\", \"start\": 112.782, \"end\": 113.022, \"score\": 0.983}, {\"word\": \"要\", \"start\": 113.022, \"end\": 113.662, \"score\": 0.942}, {\"word\": \"我\", \"start\": 113.662, \"end\": 114.022, \"score\": 0.92}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"跟\", \"start\": 114.022, \"end\": 114.142, \"score\": 0.845}, {\"word\": \"您\", \"start\": 114.142, \"end\": 114.502, \"score\": 0.881}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 114.502, \"end\": 114.702, \"score\": 0.959}, {\"word\": \"就\", \"start\": 114.702, \"end\": 114.822, \"score\": 0.996}, {\"word\": \"是\", \"start\": 114.822, \"end\": 114.943, \"score\": 0.959}, {\"word\": \"一\", \"start\": 114.943, \"end\": 115.163, \"score\": 0.901}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 115.163, \"end\": 115.463, \"score\": 0.78}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 115.463, \"end\": 115.643, \"score\": 0.996}, {\"word\": \"公\", \"start\": 115.643, \"end\": 115.983, \"score\": 0.915}, {\"word\": \"會\"}, {\"word\": \"自\", \"start\": 115.983, \"end\": 116.103, \"score\": 0.843}, {\"word\": \"律\", \"start\": 116.103, \"end\": 117.023, \"score\": 0.909}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"一\", \"start\": 117.023, \"end\": 117.323, \"score\": 0.863}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 117.323, \"end\": 118.044, \"score\": 0.923}, {\"word\": \"財\"}, {\"word\": \"經\"}, {\"word\": \"公\", \"start\": 118.044, \"end\": 118.264, \"score\": 0.934}, {\"word\": \"司\", \"start\": 118.264, \"end\": 118.924, \"score\": 0.925}, {\"word\": \"會\"}, {\"word\": \"訂\"}, {\"word\": \"定\", \"start\": 118.924, \"end\": 119.144, \"score\": 0.969}, {\"word\": \"技\", \"start\": 119.144, \"end\": 119.524, \"score\": 0.892}, {\"word\": \"術\"}, {\"word\": \"跟\", \"start\": 119.524, \"end\": 119.844, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 119.844, \"end\": 120.344, \"score\": 0.926}, {\"word\": \"標\"}, {\"word\": \"準\", \"start\": 120.344, \"end\": 120.844, \"score\": 0.943}, {\"word\": \"尤\", \"start\": 120.844, \"end\": 120.945, \"score\": 0.663}, {\"word\": \"其\", \"start\": 120.945, \"end\": 121.085, \"score\": 0.975}, {\"word\": \"第\", \"start\": 121.085, \"end\": 121.205, \"score\": 0.984}, {\"word\": \"三\", \"start\": 121.205, \"end\": 121.585, \"score\": 0.872}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 121.585, \"end\": 121.925, \"score\": 0.834}, {\"word\": \"牽\"}, {\"word\": \"涉\", \"start\": 121.925, \"end\": 122.105, \"score\": 0.882}, {\"word\": \"到\", \"start\": 122.105, \"end\": 122.285, \"score\": 0.943}, {\"word\": \"交\", \"start\": 122.285, \"end\": 122.505, \"score\": 0.907}, {\"word\": \"易\", \"start\": 122.505, \"end\": 122.645, \"score\": 0.782}, {\"word\": \"面\", \"start\": 122.645, \"end\": 122.965, \"score\": 0.932}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 122.965, \"end\": 123.265, \"score\": 0.862}, {\"word\": \"標\"}, {\"word\": \"準\", \"start\": 123.265, \"end\": 123.665, \"score\": 0.807}, {\"word\": \"會\"}, {\"word\": \"更\", \"start\": 123.665, \"end\": 123.885, \"score\": 0.996}, {\"word\": \"高\", \"start\": 123.885, \"end\": 124.306, \"score\": 0.958}, {\"word\": \"包\", \"start\": 124.306, \"end\": 124.466, \"score\": 0.872}, {\"word\": \"括\", \"start\": 124.466, \"end\": 124.766, \"score\": 0.878}, {\"word\": \"幾\"}, {\"word\": \"位\", \"start\": 124.766, \"end\": 124.926, \"score\": 0.862}, {\"word\": \"前\", \"start\": 124.926, \"end\": 125.066, \"score\": 0.821}, {\"word\": \"面\", \"start\": 125.066, \"end\": 125.186, \"score\": 0.985}, {\"word\": \"的\", \"start\": 125.186, \"end\": 125.266, \"score\": 0.958}, {\"word\": \"委\", \"start\": 125.266, \"end\": 126.246, \"score\": 0.912}, {\"word\": \"員\"}, {\"word\": \"對\"}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 126.246, \"end\": 126.386, \"score\": 0.976}, {\"word\": \"分\", \"start\": 126.386, \"end\": 126.546, \"score\": 0.954}, {\"word\": \"有\", \"start\": 126.546, \"end\": 126.726, \"score\": 0.984}, {\"word\": \"交\", \"start\": 126.726, \"end\": 126.947, \"score\": 0.984}, {\"word\": \"代\", \"start\": 126.947, \"end\": 127.147, \"score\": 0.855}, {\"word\": \"我\", \"start\": 127.147, \"end\": 127.467, \"score\": 0.848}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"再\", \"start\": 127.467, \"end\": 127.627, \"score\": 0.864}, {\"word\": \"去\", \"start\": 127.627, \"end\": 127.647, \"score\": 0.883}, {\"word\": \"檢\"}, {\"word\": \"討\"}]}, {\"start\": 129.0, \"end\": 138.588, \"text\": \"對 因為其實過去也同樣的包括IMB的事件包括這些事件大家一旦發生問題的時候一定都會回頭來問主管機關是誰誰要負責而這個時候如果我們事先就把這個球都踢給銀行說他們來自律他們自己負責事後我們都說我們沒有相關的監管或是沒有相關的配套出來的時候問題一旦發生其實\", \"words\": [{\"word\": \"對\"}, {\"word\": \"因\", \"start\": 129.0, \"end\": 129.3, \"score\": 0.887}, {\"word\": \"為\"}, {\"word\": \"其\", \"start\": 129.3, \"end\": 129.761, \"score\": 0.741}, {\"word\": \"實\"}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 129.761, \"end\": 129.901, \"score\": 0.772}, {\"word\": \"也\", \"start\": 129.901, \"end\": 130.081, \"score\": 0.985}, {\"word\": \"同\", \"start\": 130.081, \"end\": 130.501, \"score\": 0.76}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 130.501, \"end\": 130.662, \"score\": 0.864}, {\"word\": \"包\", \"start\": 130.662, \"end\": 130.822, \"score\": 0.841}, {\"word\": \"括\", \"start\": 130.822, \"end\": 130.982, \"score\": 0.874}, {\"word\": \"I\", \"start\": 130.982, \"end\": 131.002, \"score\": 0.0}, {\"word\": \"M\", \"start\": 131.002, \"end\": 131.382, \"score\": 0.796}, {\"word\": \"B\", \"start\": 131.382, \"end\": 131.502, \"score\": 0.651}, {\"word\": \"的\", \"start\": 131.502, \"end\": 131.682, \"score\": 0.771}, {\"word\": \"事\", \"start\": 131.682, \"end\": 131.903, \"score\": 0.63}, {\"word\": \"件\", \"start\": 131.903, \"end\": 132.383, \"score\": 0.883}, {\"word\": \"包\", \"start\": 132.383, \"end\": 132.523, \"score\": 0.944}, {\"word\": \"括\", \"start\": 132.523, \"end\": 132.783, \"score\": 0.579}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 132.783, \"end\": 133.003, \"score\": 0.796}, {\"word\": \"事\", \"start\": 133.003, \"end\": 133.224, \"score\": 0.722}, {\"word\": \"件\", \"start\": 133.224, \"end\": 133.704, \"score\": 0.894}, {\"word\": \"大\", \"start\": 133.704, \"end\": 133.884, \"score\": 0.788}, {\"word\": \"家\", \"start\": 133.884, \"end\": 134.064, \"score\": 0.774}, {\"word\": \"一\", \"start\": 134.064, \"end\": 134.164, \"score\": 0.762}, {\"word\": \"旦\", \"start\": 134.164, \"end\": 134.184, \"score\": 0.054}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 134.184, \"end\": 134.365, \"score\": 0.708}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"的\", \"start\": 134.365, \"end\": 134.505, \"score\": 0.83}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 134.505, \"end\": 134.525, \"score\": 0.0}, {\"word\": \"一\", \"start\": 134.525, \"end\": 134.605, \"score\": 0.75}, {\"word\": \"定\", \"start\": 134.605, \"end\": 134.625, \"score\": 0.0}, {\"word\": \"都\", \"start\": 134.625, \"end\": 134.645, \"score\": 0.0}, {\"word\": \"會\"}, {\"word\": \"回\", \"start\": 134.645, \"end\": 134.665, \"score\": 0.0}, {\"word\": \"頭\"}, {\"word\": \"來\"}, {\"word\": \"問\"}, {\"word\": \"主\", \"start\": 134.665, \"end\": 134.685, \"score\": 0.0}, {\"word\": \"管\", \"start\": 134.685, \"end\": 134.785, \"score\": 0.798}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"是\", \"start\": 134.785, \"end\": 134.825, \"score\": 0.261}, {\"word\": \"誰\"}, {\"word\": \"誰\"}, {\"word\": \"要\", \"start\": 134.825, \"end\": 134.845, \"score\": 0.0}, {\"word\": \"負\", \"start\": 134.845, \"end\": 134.945, \"score\": 0.8}, {\"word\": \"責\"}, {\"word\": \"而\", \"start\": 134.945, \"end\": 135.005, \"score\": 0.635}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 135.005, \"end\": 135.025, \"score\": 0.0}, {\"word\": \"如\", \"start\": 135.025, \"end\": 135.145, \"score\": 0.833}, {\"word\": \"果\", \"start\": 135.145, \"end\": 135.165, \"score\": 0.0}, {\"word\": \"我\", \"start\": 135.165, \"end\": 135.185, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"事\", \"start\": 135.185, \"end\": 135.245, \"score\": 0.165}, {\"word\": \"先\", \"start\": 135.245, \"end\": 135.265, \"score\": 0.0}, {\"word\": \"就\", \"start\": 135.265, \"end\": 135.325, \"score\": 0.666}, {\"word\": \"把\", \"start\": 135.325, \"end\": 135.365, \"score\": 0.372}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"球\", \"start\": 135.365, \"end\": 135.385, \"score\": 0.0}, {\"word\": \"都\", \"start\": 135.385, \"end\": 135.405, \"score\": 0.0}, {\"word\": \"踢\", \"start\": 135.405, \"end\": 135.505, \"score\": 0.796}, {\"word\": \"給\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 135.505, \"end\": 135.566, \"score\": 0.237}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 135.566, \"end\": 135.586, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"來\"}, {\"word\": \"自\", \"start\": 135.586, \"end\": 135.666, \"score\": 0.747}, {\"word\": \"律\", \"start\": 135.666, \"end\": 135.686, \"score\": 0.0}, {\"word\": \"他\", \"start\": 135.686, \"end\": 135.706, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"自\", \"start\": 135.706, \"end\": 135.886, \"score\": 0.518}, {\"word\": \"己\", \"start\": 135.886, \"end\": 136.086, \"score\": 0.731}, {\"word\": \"負\", \"start\": 136.086, \"end\": 136.266, \"score\": 0.748}, {\"word\": \"責\"}, {\"word\": \"事\", \"start\": 136.266, \"end\": 136.286, \"score\": 0.0}, {\"word\": \"後\", \"start\": 136.286, \"end\": 136.446, \"score\": 0.623}, {\"word\": \"我\", \"start\": 136.446, \"end\": 136.947, \"score\": 0.851}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 136.947, \"end\": 137.087, \"score\": 0.641}, {\"word\": \"說\"}, {\"word\": \"我\", \"start\": 137.087, \"end\": 137.107, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 137.107, \"end\": 137.207, \"score\": 0.8}, {\"word\": \"有\", \"start\": 137.207, \"end\": 137.287, \"score\": 0.628}, {\"word\": \"相\", \"start\": 137.287, \"end\": 137.427, \"score\": 0.703}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 137.427, \"end\": 137.447, \"score\": 0.0}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 137.447, \"end\": 137.547, \"score\": 0.842}, {\"word\": \"或\", \"start\": 137.547, \"end\": 137.587, \"score\": 0.183}, {\"word\": \"是\", \"start\": 137.587, \"end\": 137.607, \"score\": 0.14}, {\"word\": \"沒\", \"start\": 137.607, \"end\": 137.727, \"score\": 0.691}, {\"word\": \"有\", \"start\": 137.727, \"end\": 137.767, \"score\": 0.494}, {\"word\": \"相\", \"start\": 137.767, \"end\": 137.947, \"score\": 0.888}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 137.947, \"end\": 138.228, \"score\": 0.751}, {\"word\": \"配\", \"start\": 138.228, \"end\": 138.248, \"score\": 0.0}, {\"word\": \"套\", \"start\": 138.248, \"end\": 138.348, \"score\": 0.799}, {\"word\": \"出\", \"start\": 138.348, \"end\": 138.368, \"score\": 0.0}, {\"word\": \"來\"}, {\"word\": \"的\", \"start\": 138.368, \"end\": 138.388, \"score\": 0.002}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 138.388, \"end\": 138.408, \"score\": 0.0}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"一\", \"start\": 138.408, \"end\": 138.428, \"score\": 0.0}, {\"word\": \"旦\", \"start\": 138.428, \"end\": 138.548, \"score\": 0.808}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 138.548, \"end\": 138.568, \"score\": 0.0}, {\"word\": \"其\", \"start\": 138.568, \"end\": 138.588, \"score\": 0.0}, {\"word\": \"實\"}]}, {\"start\": 152.599, \"end\": 171.036, \"text\": \"政府還是要承擔這個責任所以目前的TSP業者雖然他們是新創但是呢對於未來這些資安金融等級的安控作業他們有沒有辦法做到滴水不漏避免資安的漏洞擱置的外洩這個是對現在所有的客戶使用者來講最在意的事情\", \"words\": [{\"word\": \"政\", \"start\": 152.599, \"end\": 152.8, \"score\": 0.948}, {\"word\": \"府\", \"start\": 152.8, \"end\": 153.08, \"score\": 0.813}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 153.08, \"end\": 153.2, \"score\": 0.833}, {\"word\": \"要\", \"start\": 153.2, \"end\": 153.28, \"score\": 0.255}, {\"word\": \"承\", \"start\": 153.28, \"end\": 153.48, \"score\": 0.7}, {\"word\": \"擔\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"責\"}, {\"word\": \"任\", \"start\": 153.48, \"end\": 153.86, \"score\": 0.733}, {\"word\": \"所\", \"start\": 153.86, \"end\": 154.041, \"score\": 0.813}, {\"word\": \"以\", \"start\": 154.041, \"end\": 154.761, \"score\": 0.825}, {\"word\": \"目\", \"start\": 154.761, \"end\": 154.961, \"score\": 0.631}, {\"word\": \"前\", \"start\": 154.961, \"end\": 155.122, \"score\": 0.858}, {\"word\": \"的\", \"start\": 155.122, \"end\": 155.262, \"score\": 0.814}, {\"word\": \"T\", \"start\": 155.262, \"end\": 155.282, \"score\": 0.0}, {\"word\": \"S\", \"start\": 155.282, \"end\": 155.642, \"score\": 0.833}, {\"word\": \"P\", \"start\": 155.642, \"end\": 156.042, \"score\": 0.885}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 156.042, \"end\": 156.483, \"score\": 0.819}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 156.483, \"end\": 156.663, \"score\": 0.911}, {\"word\": \"他\", \"start\": 156.663, \"end\": 156.803, \"score\": 0.875}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 156.803, \"end\": 157.123, \"score\": 0.842}, {\"word\": \"新\", \"start\": 157.123, \"end\": 157.964, \"score\": 0.865}, {\"word\": \"創\"}, {\"word\": \"但\", \"start\": 157.964, \"end\": 158.124, \"score\": 0.636}, {\"word\": \"是\", \"start\": 158.124, \"end\": 158.284, \"score\": 0.775}, {\"word\": \"呢\", \"start\": 158.284, \"end\": 158.845, \"score\": 0.817}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 158.845, \"end\": 159.005, \"score\": 0.847}, {\"word\": \"未\", \"start\": 159.005, \"end\": 159.505, \"score\": 0.777}, {\"word\": \"來\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 159.505, \"end\": 159.926, \"score\": 0.903}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 159.926, \"end\": 160.206, \"score\": 0.927}, {\"word\": \"金\", \"start\": 160.206, \"end\": 160.346, \"score\": 0.837}, {\"word\": \"融\", \"start\": 160.346, \"end\": 160.546, \"score\": 0.803}, {\"word\": \"等\", \"start\": 160.546, \"end\": 160.867, \"score\": 0.913}, {\"word\": \"級\"}, {\"word\": \"的\", \"start\": 160.867, \"end\": 160.967, \"score\": 0.871}, {\"word\": \"安\", \"start\": 160.967, \"end\": 161.127, \"score\": 0.884}, {\"word\": \"控\", \"start\": 161.127, \"end\": 161.367, \"score\": 0.897}, {\"word\": \"作\", \"start\": 161.367, \"end\": 161.988, \"score\": 0.93}, {\"word\": \"業\"}, {\"word\": \"他\", \"start\": 161.988, \"end\": 162.228, \"score\": 0.757}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 162.228, \"end\": 162.348, \"score\": 0.786}, {\"word\": \"沒\", \"start\": 162.348, \"end\": 162.508, \"score\": 0.69}, {\"word\": \"有\", \"start\": 162.508, \"end\": 162.648, \"score\": 0.855}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 162.648, \"end\": 162.848, \"score\": 0.85}, {\"word\": \"做\", \"start\": 162.848, \"end\": 162.989, \"score\": 0.815}, {\"word\": \"到\", \"start\": 162.989, \"end\": 163.249, \"score\": 0.975}, {\"word\": \"滴\", \"start\": 163.249, \"end\": 163.549, \"score\": 0.86}, {\"word\": \"水\", \"start\": 163.549, \"end\": 163.829, \"score\": 0.977}, {\"word\": \"不\", \"start\": 163.829, \"end\": 163.989, \"score\": 0.928}, {\"word\": \"漏\", \"start\": 163.989, \"end\": 164.49, \"score\": 0.896}, {\"word\": \"避\", \"start\": 164.49, \"end\": 164.67, \"score\": 0.817}, {\"word\": \"免\", \"start\": 164.67, \"end\": 165.07, \"score\": 0.882}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 165.07, \"end\": 165.251, \"score\": 0.809}, {\"word\": \"的\", \"start\": 165.251, \"end\": 165.371, \"score\": 0.988}, {\"word\": \"漏\", \"start\": 165.371, \"end\": 165.551, \"score\": 0.862}, {\"word\": \"洞\", \"start\": 165.551, \"end\": 165.751, \"score\": 0.843}, {\"word\": \"擱\"}, {\"word\": \"置\", \"start\": 165.751, \"end\": 166.091, \"score\": 0.861}, {\"word\": \"的\", \"start\": 166.091, \"end\": 166.211, \"score\": 0.696}, {\"word\": \"外\", \"start\": 166.211, \"end\": 167.152, \"score\": 0.869}, {\"word\": \"洩\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 167.152, \"end\": 167.933, \"score\": 0.922}, {\"word\": \"對\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 167.933, \"end\": 168.153, \"score\": 0.998}, {\"word\": \"所\", \"start\": 168.153, \"end\": 168.353, \"score\": 0.904}, {\"word\": \"有\", \"start\": 168.353, \"end\": 168.473, \"score\": 0.848}, {\"word\": \"的\", \"start\": 168.473, \"end\": 168.633, \"score\": 0.895}, {\"word\": \"客\", \"start\": 168.633, \"end\": 169.094, \"score\": 0.923}, {\"word\": \"戶\"}, {\"word\": \"使\", \"start\": 169.094, \"end\": 169.214, \"score\": 0.995}, {\"word\": \"用\", \"start\": 169.214, \"end\": 169.394, \"score\": 0.971}, {\"word\": \"者\", \"start\": 169.394, \"end\": 170.135, \"score\": 0.863}, {\"word\": \"來\"}, {\"word\": \"講\"}, {\"word\": \"最\", \"start\": 170.135, \"end\": 170.375, \"score\": 0.988}, {\"word\": \"在\", \"start\": 170.375, \"end\": 170.555, \"score\": 0.875}, {\"word\": \"意\", \"start\": 170.555, \"end\": 170.655, \"score\": 0.634}, {\"word\": \"的\", \"start\": 170.655, \"end\": 170.815, \"score\": 0.833}, {\"word\": \"事\", \"start\": 170.815, \"end\": 171.016, \"score\": 0.827}, {\"word\": \"情\", \"start\": 171.016, \"end\": 171.036, \"score\": 0.993}]}, {\"start\": 171.676, \"end\": 199.5, \"text\": \"當然隨著金融的科技化能夠有這樣子的一個Open Banking是大家期待的一個方向可是同時如何來避免這些資料外洩同時有很多的代登錄的機制曾經也被這個玉山銀行偵測到說來源的IP是在國外那如果今天這個ISP的業者他的IP是涉及到中國或者是間接中資那這樣的狀況可不可以申請Open Banking\", \"words\": [{\"word\": \"當\"}, {\"word\": \"然\", \"start\": 171.676, \"end\": 171.976, \"score\": 0.827}, {\"word\": \"隨\"}, {\"word\": \"著\", \"start\": 171.976, \"end\": 172.177, \"score\": 0.879}, {\"word\": \"金\", \"start\": 172.177, \"end\": 172.337, \"score\": 0.993}, {\"word\": \"融\", \"start\": 172.337, \"end\": 172.457, \"score\": 0.949}, {\"word\": \"的\", \"start\": 172.457, \"end\": 172.637, \"score\": 0.98}, {\"word\": \"科\", \"start\": 172.637, \"end\": 172.857, \"score\": 0.973}, {\"word\": \"技\", \"start\": 172.857, \"end\": 173.097, \"score\": 0.913}, {\"word\": \"化\", \"start\": 173.097, \"end\": 173.618, \"score\": 0.952}, {\"word\": \"能\", \"start\": 173.618, \"end\": 173.998, \"score\": 0.878}, {\"word\": \"夠\"}, {\"word\": \"有\", \"start\": 173.998, \"end\": 174.599, \"score\": 0.931}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 174.599, \"end\": 174.719, \"score\": 0.857}, {\"word\": \"的\", \"start\": 174.719, \"end\": 174.859, \"score\": 0.995}, {\"word\": \"一\", \"start\": 174.859, \"end\": 174.959, \"score\": 0.998}, {\"word\": \"個\"}, {\"word\": \"O\", \"start\": 174.959, \"end\": 175.7, \"score\": 0.934}, {\"word\": \"p\", \"start\": 175.7, \"end\": 175.84, \"score\": 0.844}, {\"word\": \"e\", \"start\": 175.84, \"end\": 175.94, \"score\": 0.8}, {\"word\": \"n\", \"start\": 175.94, \"end\": 176.0, \"score\": 0.575}, {\"word\": \"B\", \"start\": 176.0, \"end\": 176.04, \"score\": 0.497}, {\"word\": \"a\", \"start\": 176.04, \"end\": 176.14, \"score\": 0.8}, {\"word\": \"n\", \"start\": 176.14, \"end\": 176.2, \"score\": 0.267}, {\"word\": \"k\", \"start\": 176.2, \"end\": 176.22, \"score\": 0.0}, {\"word\": \"i\", \"start\": 176.22, \"end\": 176.36, \"score\": 0.857}, {\"word\": \"n\", \"start\": 176.36, \"end\": 176.42, \"score\": 0.623}, {\"word\": \"g\", \"start\": 176.42, \"end\": 176.62, \"score\": 0.856}, {\"word\": \"是\", \"start\": 176.62, \"end\": 176.72, \"score\": 0.983}, {\"word\": \"大\", \"start\": 176.72, \"end\": 176.74, \"score\": 0.007}, {\"word\": \"家\", \"start\": 176.74, \"end\": 177.061, \"score\": 0.934}, {\"word\": \"期\", \"start\": 177.061, \"end\": 177.241, \"score\": 0.876}, {\"word\": \"待\", \"start\": 177.241, \"end\": 177.401, \"score\": 0.775}, {\"word\": \"的\", \"start\": 177.401, \"end\": 177.481, \"score\": 0.955}, {\"word\": \"一\", \"start\": 177.481, \"end\": 177.701, \"score\": 0.909}, {\"word\": \"個\"}, {\"word\": \"方\", \"start\": 177.701, \"end\": 177.901, \"score\": 0.995}, {\"word\": \"向\", \"start\": 177.901, \"end\": 178.362, \"score\": 0.971}, {\"word\": \"可\", \"start\": 178.362, \"end\": 178.482, \"score\": 0.952}, {\"word\": \"是\", \"start\": 178.482, \"end\": 178.702, \"score\": 0.984}, {\"word\": \"同\", \"start\": 178.702, \"end\": 179.663, \"score\": 0.972}, {\"word\": \"時\"}, {\"word\": \"如\", \"start\": 179.663, \"end\": 179.843, \"score\": 0.822}, {\"word\": \"何\", \"start\": 179.843, \"end\": 180.263, \"score\": 0.93}, {\"word\": \"來\"}, {\"word\": \"避\", \"start\": 180.263, \"end\": 180.484, \"score\": 0.813}, {\"word\": \"免\", \"start\": 180.484, \"end\": 180.784, \"score\": 0.917}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 180.784, \"end\": 181.164, \"score\": 0.943}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 181.164, \"end\": 181.404, \"score\": 0.991}, {\"word\": \"外\", \"start\": 181.404, \"end\": 182.265, \"score\": 0.971}, {\"word\": \"洩\"}, {\"word\": \"同\", \"start\": 182.265, \"end\": 182.605, \"score\": 0.858}, {\"word\": \"時\"}, {\"word\": \"有\", \"start\": 182.605, \"end\": 182.806, \"score\": 0.889}, {\"word\": \"很\", \"start\": 182.806, \"end\": 183.006, \"score\": 0.999}, {\"word\": \"多\", \"start\": 183.006, \"end\": 183.146, \"score\": 0.931}, {\"word\": \"的\", \"start\": 183.146, \"end\": 183.326, \"score\": 0.987}, {\"word\": \"代\", \"start\": 183.326, \"end\": 183.566, \"score\": 0.912}, {\"word\": \"登\", \"start\": 183.566, \"end\": 183.866, \"score\": 0.91}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 183.866, \"end\": 184.287, \"score\": 0.95}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 184.287, \"end\": 184.987, \"score\": 0.984}, {\"word\": \"曾\", \"start\": 184.987, \"end\": 185.488, \"score\": 0.905}, {\"word\": \"經\"}, {\"word\": \"也\", \"start\": 185.488, \"end\": 185.688, \"score\": 0.997}, {\"word\": \"被\", \"start\": 185.688, \"end\": 186.128, \"score\": 0.876}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"玉\", \"start\": 186.128, \"end\": 186.349, \"score\": 0.944}, {\"word\": \"山\", \"start\": 186.349, \"end\": 186.689, \"score\": 0.933}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 186.689, \"end\": 187.55, \"score\": 0.923}, {\"word\": \"偵\"}, {\"word\": \"測\"}, {\"word\": \"到\", \"start\": 187.55, \"end\": 188.11, \"score\": 0.9}, {\"word\": \"說\"}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 188.11, \"end\": 188.33, \"score\": 0.947}, {\"word\": \"的\", \"start\": 188.33, \"end\": 188.47, \"score\": 0.992}, {\"word\": \"I\", \"start\": 188.47, \"end\": 188.67, \"score\": 0.899}, {\"word\": \"P\", \"start\": 188.67, \"end\": 188.831, \"score\": 0.872}, {\"word\": \"是\", \"start\": 188.831, \"end\": 188.931, \"score\": 0.975}, {\"word\": \"在\", \"start\": 188.931, \"end\": 189.411, \"score\": 0.955}, {\"word\": \"國\"}, {\"word\": \"外\", \"start\": 189.411, \"end\": 190.052, \"score\": 0.981}, {\"word\": \"那\", \"start\": 190.052, \"end\": 190.252, \"score\": 0.968}, {\"word\": \"如\", \"start\": 190.252, \"end\": 190.332, \"score\": 0.748}, {\"word\": \"果\", \"start\": 190.332, \"end\": 190.452, \"score\": 0.678}, {\"word\": \"今\", \"start\": 190.452, \"end\": 190.632, \"score\": 0.908}, {\"word\": \"天\", \"start\": 190.632, \"end\": 190.892, \"score\": 0.858}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"I\", \"start\": 190.892, \"end\": 191.012, \"score\": 0.821}, {\"word\": \"S\", \"start\": 191.012, \"end\": 191.453, \"score\": 0.914}, {\"word\": \"P\", \"start\": 191.453, \"end\": 191.613, \"score\": 0.746}, {\"word\": \"的\", \"start\": 191.613, \"end\": 192.113, \"score\": 0.956}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 192.113, \"end\": 192.634, \"score\": 0.991}, {\"word\": \"他\", \"start\": 192.634, \"end\": 192.854, \"score\": 0.962}, {\"word\": \"的\", \"start\": 192.854, \"end\": 193.435, \"score\": 0.997}, {\"word\": \"I\", \"start\": 193.435, \"end\": 193.675, \"score\": 0.912}, {\"word\": \"P\", \"start\": 193.675, \"end\": 193.995, \"score\": 0.924}, {\"word\": \"是\", \"start\": 193.995, \"end\": 194.175, \"score\": 0.997}, {\"word\": \"涉\", \"start\": 194.175, \"end\": 194.335, \"score\": 0.89}, {\"word\": \"及\", \"start\": 194.335, \"end\": 194.435, \"score\": 0.796}, {\"word\": \"到\", \"start\": 194.435, \"end\": 194.676, \"score\": 0.995}, {\"word\": \"中\", \"start\": 194.676, \"end\": 195.176, \"score\": 0.949}, {\"word\": \"國\"}, {\"word\": \"或\", \"start\": 195.176, \"end\": 195.276, \"score\": 0.997}, {\"word\": \"者\", \"start\": 195.276, \"end\": 195.336, \"score\": 0.663}, {\"word\": \"是\", \"start\": 195.336, \"end\": 195.797, \"score\": 0.929}, {\"word\": \"間\"}, {\"word\": \"接\", \"start\": 195.797, \"end\": 196.017, \"score\": 0.865}, {\"word\": \"中\", \"start\": 196.017, \"end\": 196.877, \"score\": 0.946}, {\"word\": \"資\"}, {\"word\": \"那\", \"start\": 196.877, \"end\": 197.218, \"score\": 0.856}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 197.218, \"end\": 197.738, \"score\": 0.837}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"可\", \"start\": 197.738, \"end\": 197.838, \"score\": 0.97}, {\"word\": \"不\", \"start\": 197.838, \"end\": 197.918, \"score\": 0.965}, {\"word\": \"可\", \"start\": 197.918, \"end\": 197.938, \"score\": 0.013}, {\"word\": \"以\", \"start\": 197.938, \"end\": 198.098, \"score\": 0.869}, {\"word\": \"申\", \"start\": 198.098, \"end\": 198.799, \"score\": 0.959}, {\"word\": \"請\"}, {\"word\": \"O\", \"start\": 198.799, \"end\": 198.899, \"score\": 0.731}, {\"word\": \"p\", \"start\": 198.899, \"end\": 198.939, \"score\": 0.5}, {\"word\": \"e\", \"start\": 198.939, \"end\": 199.039, \"score\": 0.8}, {\"word\": \"n\", \"start\": 199.039, \"end\": 199.099, \"score\": 0.565}, {\"word\": \"B\", \"start\": 199.099, \"end\": 199.119, \"score\": 0.0}, {\"word\": \"a\", \"start\": 199.119, \"end\": 199.239, \"score\": 0.833}, {\"word\": \"n\", \"start\": 199.239, \"end\": 199.299, \"score\": 0.065}, {\"word\": \"k\", \"start\": 199.299, \"end\": 199.319, \"score\": 0.0}, {\"word\": \"i\", \"start\": 199.319, \"end\": 199.44, \"score\": 0.827}, {\"word\": \"n\", \"start\": 199.44, \"end\": 199.48, \"score\": 0.5}, {\"word\": \"g\", \"start\": 199.48, \"end\": 199.5, \"score\": 0.0}]}, {\"start\": 200.91, \"end\": 212.305, \"text\": \"總括來說您關心的事情非常重要包括TSP本身的資安水準銀行本身的資安水準消費者保護這個都會在我們的規範中一併去考慮跟處理\", \"words\": [{\"word\": \"總\"}, {\"word\": \"括\", \"start\": 200.91, \"end\": 201.851, \"score\": 0.895}, {\"word\": \"來\"}, {\"word\": \"說\"}, {\"word\": \"您\", \"start\": 201.851, \"end\": 202.492, \"score\": 0.915}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 202.492, \"end\": 202.612, \"score\": 0.834}, {\"word\": \"的\", \"start\": 202.612, \"end\": 202.712, \"score\": 0.992}, {\"word\": \"事\", \"start\": 202.712, \"end\": 202.832, \"score\": 0.968}, {\"word\": \"情\", \"start\": 202.832, \"end\": 203.033, \"score\": 0.907}, {\"word\": \"非\", \"start\": 203.033, \"end\": 203.173, \"score\": 0.999}, {\"word\": \"常\", \"start\": 203.173, \"end\": 203.413, \"score\": 0.999}, {\"word\": \"重\", \"start\": 203.413, \"end\": 203.613, \"score\": 0.999}, {\"word\": \"要\", \"start\": 203.613, \"end\": 204.294, \"score\": 0.97}, {\"word\": \"包\", \"start\": 204.294, \"end\": 204.475, \"score\": 0.999}, {\"word\": \"括\", \"start\": 204.475, \"end\": 204.635, \"score\": 1.0}, {\"word\": \"T\", \"start\": 204.635, \"end\": 204.895, \"score\": 0.862}, {\"word\": \"S\", \"start\": 204.895, \"end\": 204.975, \"score\": 0.75}, {\"word\": \"P\", \"start\": 204.975, \"end\": 205.176, \"score\": 0.9}, {\"word\": \"本\", \"start\": 205.176, \"end\": 205.316, \"score\": 1.0}, {\"word\": \"身\", \"start\": 205.316, \"end\": 205.476, \"score\": 0.998}, {\"word\": \"的\", \"start\": 205.476, \"end\": 205.816, \"score\": 0.935}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 205.816, \"end\": 206.117, \"score\": 0.913}, {\"word\": \"水\", \"start\": 206.117, \"end\": 206.337, \"score\": 0.994}, {\"word\": \"準\", \"start\": 206.337, \"end\": 207.158, \"score\": 0.951}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 207.158, \"end\": 207.359, \"score\": 0.998}, {\"word\": \"本\", \"start\": 207.359, \"end\": 207.519, \"score\": 0.999}, {\"word\": \"身\", \"start\": 207.519, \"end\": 207.819, \"score\": 0.996}, {\"word\": \"的\", \"start\": 207.819, \"end\": 208.06, \"score\": 0.916}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 208.06, \"end\": 208.28, \"score\": 0.944}, {\"word\": \"水\", \"start\": 208.28, \"end\": 208.46, \"score\": 0.888}, {\"word\": \"準\", \"start\": 208.46, \"end\": 208.62, \"score\": 0.875}, {\"word\": \"消\", \"start\": 208.62, \"end\": 208.921, \"score\": 0.921}, {\"word\": \"費\"}, {\"word\": \"者\", \"start\": 208.921, \"end\": 209.101, \"score\": 0.97}, {\"word\": \"保\", \"start\": 209.101, \"end\": 209.682, \"score\": 0.897}, {\"word\": \"護\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"都\", \"start\": 209.682, \"end\": 210.102, \"score\": 0.931}, {\"word\": \"會\"}, {\"word\": \"在\", \"start\": 210.102, \"end\": 210.343, \"score\": 1.0}, {\"word\": \"我\", \"start\": 210.343, \"end\": 210.463, \"score\": 0.874}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 210.463, \"end\": 211.004, \"score\": 0.881}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"中\", \"start\": 211.004, \"end\": 211.605, \"score\": 0.999}, {\"word\": \"一\", \"start\": 211.605, \"end\": 211.945, \"score\": 0.917}, {\"word\": \"併\"}, {\"word\": \"去\", \"start\": 211.945, \"end\": 212.125, \"score\": 0.97}, {\"word\": \"考\", \"start\": 212.125, \"end\": 212.265, \"score\": 0.995}, {\"word\": \"慮\"}, {\"word\": \"跟\", \"start\": 212.265, \"end\": 212.285, \"score\": 0.0}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 212.285, \"end\": 212.305, \"score\": 0.0}]}, {\"start\": 214.147, \"end\": 234.21, \"text\": \"所以剛剛我問到的啊 如果說這個TSP的業者他跟中資是有關係的而今天我們的客戶台灣的銀行這些資料有可能包括剛剛所說的帳號密碼他可能藉此而外流到TSP業者那你公告業者的自律是遠遠不夠包括國安 包括其他層面的問題才是今天我們也要考量的\", \"words\": [{\"word\": \"所\", \"start\": 214.147, \"end\": 214.267, \"score\": 0.559}, {\"word\": \"以\", \"start\": 214.267, \"end\": 214.487, \"score\": 0.654}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"我\", \"start\": 214.487, \"end\": 214.808, \"score\": 0.822}, {\"word\": \"問\"}, {\"word\": \"到\", \"start\": 214.808, \"end\": 215.008, \"score\": 0.76}, {\"word\": \"的\", \"start\": 215.008, \"end\": 215.128, \"score\": 0.853}, {\"word\": \"啊\", \"start\": 215.128, \"end\": 215.248, \"score\": 0.71}, {\"word\": \"如\", \"start\": 215.248, \"end\": 215.929, \"score\": 0.857}, {\"word\": \"果\", \"start\": 215.929, \"end\": 216.69, \"score\": 0.937}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 216.69, \"end\": 216.99, \"score\": 0.841}, {\"word\": \"S\", \"start\": 216.99, \"end\": 217.11, \"score\": 0.804}, {\"word\": \"P\", \"start\": 217.11, \"end\": 217.251, \"score\": 0.609}, {\"word\": \"的\", \"start\": 217.251, \"end\": 217.691, \"score\": 0.775}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 217.691, \"end\": 217.891, \"score\": 0.855}, {\"word\": \"他\", \"start\": 217.891, \"end\": 218.031, \"score\": 0.728}, {\"word\": \"跟\", \"start\": 218.031, \"end\": 218.232, \"score\": 0.961}, {\"word\": \"中\", \"start\": 218.232, \"end\": 218.712, \"score\": 0.826}, {\"word\": \"資\"}, {\"word\": \"是\", \"start\": 218.712, \"end\": 218.832, \"score\": 0.932}, {\"word\": \"有\", \"start\": 218.832, \"end\": 219.433, \"score\": 0.819}, {\"word\": \"關\"}, {\"word\": \"係\"}, {\"word\": \"的\", \"start\": 219.433, \"end\": 219.833, \"score\": 0.803}, {\"word\": \"而\", \"start\": 219.833, \"end\": 219.974, \"score\": 0.818}, {\"word\": \"今\", \"start\": 219.974, \"end\": 220.134, \"score\": 0.624}, {\"word\": \"天\", \"start\": 220.134, \"end\": 220.294, \"score\": 0.682}, {\"word\": \"我\", \"start\": 220.294, \"end\": 220.494, \"score\": 0.686}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 220.494, \"end\": 220.634, \"score\": 0.764}, {\"word\": \"客\", \"start\": 220.634, \"end\": 221.035, \"score\": 0.732}, {\"word\": \"戶\"}, {\"word\": \"台\", \"start\": 221.035, \"end\": 221.315, \"score\": 0.774}, {\"word\": \"灣\"}, {\"word\": \"的\", \"start\": 221.315, \"end\": 221.515, \"score\": 0.807}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 221.515, \"end\": 221.796, \"score\": 0.78}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 221.796, \"end\": 222.196, \"score\": 0.805}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 222.196, \"end\": 222.617, \"score\": 0.851}, {\"word\": \"有\", \"start\": 222.617, \"end\": 222.797, \"score\": 0.528}, {\"word\": \"可\", \"start\": 222.797, \"end\": 223.017, \"score\": 0.787}, {\"word\": \"能\", \"start\": 223.017, \"end\": 223.157, \"score\": 0.682}, {\"word\": \"包\", \"start\": 223.157, \"end\": 223.377, \"score\": 0.727}, {\"word\": \"括\", \"start\": 223.377, \"end\": 223.618, \"score\": 0.773}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"所\", \"start\": 223.618, \"end\": 223.918, \"score\": 0.693}, {\"word\": \"說\"}, {\"word\": \"的\", \"start\": 223.918, \"end\": 224.318, \"score\": 0.649}, {\"word\": \"帳\"}, {\"word\": \"號\"}, {\"word\": \"密\", \"start\": 224.318, \"end\": 224.899, \"score\": 0.81}, {\"word\": \"碼\"}, {\"word\": \"他\", \"start\": 224.899, \"end\": 225.079, \"score\": 0.719}, {\"word\": \"可\", \"start\": 225.079, \"end\": 225.219, \"score\": 0.932}, {\"word\": \"能\", \"start\": 225.219, \"end\": 225.42, \"score\": 0.886}, {\"word\": \"藉\", \"start\": 225.42, \"end\": 225.7, \"score\": 0.818}, {\"word\": \"此\", \"start\": 225.7, \"end\": 225.8, \"score\": 0.929}, {\"word\": \"而\", \"start\": 225.8, \"end\": 225.94, \"score\": 0.837}, {\"word\": \"外\", \"start\": 225.94, \"end\": 226.1, \"score\": 0.809}, {\"word\": \"流\", \"start\": 226.1, \"end\": 226.241, \"score\": 0.539}, {\"word\": \"到\", \"start\": 226.241, \"end\": 226.381, \"score\": 0.752}, {\"word\": \"T\", \"start\": 226.381, \"end\": 226.561, \"score\": 0.677}, {\"word\": \"S\", \"start\": 226.561, \"end\": 226.841, \"score\": 0.724}, {\"word\": \"P\", \"start\": 226.841, \"end\": 227.282, \"score\": 0.8}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 227.282, \"end\": 227.762, \"score\": 0.896}, {\"word\": \"那\", \"start\": 227.762, \"end\": 227.882, \"score\": 0.776}, {\"word\": \"你\", \"start\": 227.882, \"end\": 228.003, \"score\": 0.799}, {\"word\": \"公\", \"start\": 228.003, \"end\": 228.163, \"score\": 0.817}, {\"word\": \"告\", \"start\": 228.163, \"end\": 228.503, \"score\": 0.702}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 228.503, \"end\": 228.583, \"score\": 0.86}, {\"word\": \"的\", \"start\": 228.583, \"end\": 228.723, \"score\": 0.814}, {\"word\": \"自\", \"start\": 228.723, \"end\": 228.884, \"score\": 0.862}, {\"word\": \"律\", \"start\": 228.884, \"end\": 229.044, \"score\": 0.778}, {\"word\": \"是\", \"start\": 229.044, \"end\": 229.484, \"score\": 0.792}, {\"word\": \"遠\"}, {\"word\": \"遠\"}, {\"word\": \"不\", \"start\": 229.484, \"end\": 230.065, \"score\": 0.83}, {\"word\": \"夠\"}, {\"word\": \"包\", \"start\": 230.065, \"end\": 230.205, \"score\": 0.682}, {\"word\": \"括\", \"start\": 230.205, \"end\": 230.545, \"score\": 0.743}, {\"word\": \"國\"}, {\"word\": \"安\", \"start\": 230.545, \"end\": 230.806, \"score\": 0.876}, {\"word\": \"包\", \"start\": 230.806, \"end\": 230.986, \"score\": 0.745}, {\"word\": \"括\", \"start\": 230.986, \"end\": 231.246, \"score\": 0.835}, {\"word\": \"其\", \"start\": 231.246, \"end\": 231.406, \"score\": 0.926}, {\"word\": \"他\", \"start\": 231.406, \"end\": 231.867, \"score\": 0.884}, {\"word\": \"層\"}, {\"word\": \"面\", \"start\": 231.867, \"end\": 232.027, \"score\": 0.663}, {\"word\": \"的\", \"start\": 232.027, \"end\": 232.848, \"score\": 0.777}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"才\", \"start\": 232.848, \"end\": 232.988, \"score\": 0.736}, {\"word\": \"是\", \"start\": 232.988, \"end\": 233.108, \"score\": 0.668}, {\"word\": \"今\", \"start\": 233.108, \"end\": 233.228, \"score\": 0.666}, {\"word\": \"天\", \"start\": 233.228, \"end\": 233.369, \"score\": 0.851}, {\"word\": \"我\", \"start\": 233.369, \"end\": 233.529, \"score\": 0.64}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 233.529, \"end\": 233.609, \"score\": 0.638}, {\"word\": \"要\", \"start\": 233.609, \"end\": 233.809, \"score\": 0.803}, {\"word\": \"考\", \"start\": 233.809, \"end\": 234.029, \"score\": 0.778}, {\"word\": \"量\", \"start\": 234.029, \"end\": 234.189, \"score\": 0.876}, {\"word\": \"的\", \"start\": 234.189, \"end\": 234.21, \"score\": 0.0}]}, {\"start\": 234.75, \"end\": 251.695, \"text\": \"所以現在問的就是說如果這TSP的業者後面有中資有中國的IP等等的這些狀況到底能不能借接能不能適用我們的Open Banking您垂詢的地方當然是我們的顧慮我們一定會在規範中或是審查中去做處理\", \"words\": [{\"word\": \"所\", \"start\": 234.75, \"end\": 234.93, \"score\": 0.798}, {\"word\": \"以\", \"start\": 234.93, \"end\": 235.21, \"score\": 0.809}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 235.21, \"end\": 235.37, \"score\": 0.7}, {\"word\": \"問\"}, {\"word\": \"的\", \"start\": 235.37, \"end\": 235.45, \"score\": 0.799}, {\"word\": \"就\", \"start\": 235.45, \"end\": 235.67, \"score\": 0.891}, {\"word\": \"是\", \"start\": 235.67, \"end\": 236.29, \"score\": 0.958}, {\"word\": \"說\"}, {\"word\": \"如\", \"start\": 236.29, \"end\": 236.491, \"score\": 0.658}, {\"word\": \"果\", \"start\": 236.491, \"end\": 236.811, \"score\": 0.731}, {\"word\": \"這\"}, {\"word\": \"T\", \"start\": 236.811, \"end\": 237.171, \"score\": 0.756}, {\"word\": \"S\", \"start\": 237.171, \"end\": 237.291, \"score\": 0.791}, {\"word\": \"P\", \"start\": 237.291, \"end\": 237.491, \"score\": 0.693}, {\"word\": \"的\", \"start\": 237.491, \"end\": 237.891, \"score\": 0.876}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 237.891, \"end\": 238.171, \"score\": 0.891}, {\"word\": \"後\", \"start\": 238.171, \"end\": 238.351, \"score\": 0.874}, {\"word\": \"面\", \"start\": 238.351, \"end\": 238.491, \"score\": 0.854}, {\"word\": \"有\", \"start\": 238.491, \"end\": 238.651, \"score\": 0.959}, {\"word\": \"中\", \"start\": 238.651, \"end\": 239.551, \"score\": 0.958}, {\"word\": \"資\"}, {\"word\": \"有\", \"start\": 239.551, \"end\": 239.831, \"score\": 0.962}, {\"word\": \"中\", \"start\": 239.831, \"end\": 240.332, \"score\": 0.892}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 240.332, \"end\": 241.152, \"score\": 0.87}, {\"word\": \"I\", \"start\": 241.152, \"end\": 241.432, \"score\": 0.908}, {\"word\": \"P\", \"start\": 241.432, \"end\": 241.692, \"score\": 0.81}, {\"word\": \"等\", \"start\": 241.692, \"end\": 241.812, \"score\": 0.757}, {\"word\": \"等\", \"start\": 241.812, \"end\": 241.912, \"score\": 0.825}, {\"word\": \"的\", \"start\": 241.912, \"end\": 242.012, \"score\": 0.859}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 242.012, \"end\": 242.232, \"score\": 0.829}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"到\", \"start\": 242.232, \"end\": 243.072, \"score\": 0.752}, {\"word\": \"底\", \"start\": 243.072, \"end\": 243.212, \"score\": 0.708}, {\"word\": \"能\", \"start\": 243.212, \"end\": 243.312, \"score\": 0.812}, {\"word\": \"不\", \"start\": 243.312, \"end\": 243.412, \"score\": 0.898}, {\"word\": \"能\", \"start\": 243.412, \"end\": 243.633, \"score\": 0.884}, {\"word\": \"借\", \"start\": 243.633, \"end\": 243.893, \"score\": 0.776}, {\"word\": \"接\", \"start\": 243.893, \"end\": 244.113, \"score\": 0.907}, {\"word\": \"能\", \"start\": 244.113, \"end\": 244.253, \"score\": 0.788}, {\"word\": \"不\", \"start\": 244.253, \"end\": 244.373, \"score\": 0.994}, {\"word\": \"能\", \"start\": 244.373, \"end\": 244.853, \"score\": 0.911}, {\"word\": \"適\"}, {\"word\": \"用\", \"start\": 244.853, \"end\": 245.013, \"score\": 0.998}, {\"word\": \"我\", \"start\": 245.013, \"end\": 245.093, \"score\": 0.673}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 245.093, \"end\": 245.173, \"score\": 0.983}, {\"word\": \"O\", \"start\": 245.173, \"end\": 245.293, \"score\": 0.732}, {\"word\": \"p\", \"start\": 245.293, \"end\": 245.333, \"score\": 0.327}, {\"word\": \"e\", \"start\": 245.333, \"end\": 245.453, \"score\": 0.832}, {\"word\": \"n\", \"start\": 245.453, \"end\": 245.493, \"score\": 0.195}, {\"word\": \"B\", \"start\": 245.493, \"end\": 245.513, \"score\": 0.0}, {\"word\": \"a\", \"start\": 245.513, \"end\": 245.633, \"score\": 0.833}, {\"word\": \"n\", \"start\": 245.633, \"end\": 245.713, \"score\": 0.235}, {\"word\": \"k\", \"start\": 245.713, \"end\": 245.733, \"score\": 0.0}, {\"word\": \"i\", \"start\": 245.733, \"end\": 245.833, \"score\": 0.8}, {\"word\": \"n\", \"start\": 245.833, \"end\": 245.853, \"score\": 0.0}, {\"word\": \"g\", \"start\": 245.853, \"end\": 246.233, \"score\": 0.808}, {\"word\": \"您\", \"start\": 246.233, \"end\": 246.413, \"score\": 0.641}, {\"word\": \"垂\", \"start\": 246.413, \"end\": 246.753, \"score\": 0.741}, {\"word\": \"詢\"}, {\"word\": \"的\", \"start\": 246.753, \"end\": 246.873, \"score\": 0.822}, {\"word\": \"地\", \"start\": 246.873, \"end\": 247.034, \"score\": 0.881}, {\"word\": \"方\", \"start\": 247.034, \"end\": 247.414, \"score\": 0.851}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 247.414, \"end\": 247.674, \"score\": 0.995}, {\"word\": \"是\", \"start\": 247.674, \"end\": 247.854, \"score\": 0.869}, {\"word\": \"我\", \"start\": 247.854, \"end\": 248.114, \"score\": 0.866}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 248.114, \"end\": 248.634, \"score\": 0.891}, {\"word\": \"顧\"}, {\"word\": \"慮\"}, {\"word\": \"我\", \"start\": 248.634, \"end\": 248.854, \"score\": 0.767}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 248.854, \"end\": 248.994, \"score\": 0.857}, {\"word\": \"定\", \"start\": 248.994, \"end\": 249.734, \"score\": 0.931}, {\"word\": \"會\"}, {\"word\": \"在\", \"start\": 249.734, \"end\": 250.314, \"score\": 0.862}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"中\", \"start\": 250.314, \"end\": 250.555, \"score\": 0.919}, {\"word\": \"或\", \"start\": 250.555, \"end\": 250.675, \"score\": 0.686}, {\"word\": \"是\", \"start\": 250.675, \"end\": 251.015, \"score\": 0.805}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 251.015, \"end\": 251.195, \"score\": 0.988}, {\"word\": \"中\", \"start\": 251.195, \"end\": 251.415, \"score\": 0.958}, {\"word\": \"去\", \"start\": 251.415, \"end\": 251.555, \"score\": 0.792}, {\"word\": \"做\", \"start\": 251.555, \"end\": 251.675, \"score\": 0.897}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 251.675, \"end\": 251.695, \"score\": 0.0}]}, {\"start\": 252.415, \"end\": 274.66, \"text\": \"所以你沒有回答我們的問題嘛因為包括現在的蝦皮過去大家也質疑說它背後就是種子抖音的問題等等能不能申請借接呢能不能來做open banking呢因為依照我們的個資法相關的規定如果民眾每天登錄業者的APP都顯示登錄成功但是呢還會有一個是非台灣地區登錄的警告\", \"words\": [{\"word\": \"所\", \"start\": 252.415, \"end\": 252.575, \"score\": 0.636}, {\"word\": \"以\", \"start\": 252.575, \"end\": 252.595, \"score\": 0.0}, {\"word\": \"你\", \"start\": 252.595, \"end\": 252.715, \"score\": 0.6}, {\"word\": \"沒\", \"start\": 252.715, \"end\": 252.815, \"score\": 0.651}, {\"word\": \"有\", \"start\": 252.815, \"end\": 252.975, \"score\": 0.639}, {\"word\": \"回\", \"start\": 252.975, \"end\": 253.095, \"score\": 0.732}, {\"word\": \"答\", \"start\": 253.095, \"end\": 253.455, \"score\": 0.647}, {\"word\": \"我\", \"start\": 253.455, \"end\": 253.475, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 253.475, \"end\": 253.855, \"score\": 0.545}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"嘛\", \"start\": 253.855, \"end\": 254.275, \"score\": 0.878}, {\"word\": \"因\", \"start\": 254.275, \"end\": 254.515, \"score\": 0.773}, {\"word\": \"為\"}, {\"word\": \"包\", \"start\": 254.515, \"end\": 254.736, \"score\": 0.712}, {\"word\": \"括\", \"start\": 254.736, \"end\": 255.096, \"score\": 0.756}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 255.096, \"end\": 255.236, \"score\": 0.717}, {\"word\": \"的\", \"start\": 255.236, \"end\": 255.796, \"score\": 0.891}, {\"word\": \"蝦\"}, {\"word\": \"皮\", \"start\": 255.796, \"end\": 256.456, \"score\": 0.817}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 256.456, \"end\": 256.556, \"score\": 0.692}, {\"word\": \"大\", \"start\": 256.556, \"end\": 256.756, \"score\": 0.669}, {\"word\": \"家\", \"start\": 256.756, \"end\": 256.776, \"score\": 0.0}, {\"word\": \"也\", \"start\": 256.776, \"end\": 257.116, \"score\": 0.708}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 257.116, \"end\": 257.396, \"score\": 0.74}, {\"word\": \"說\"}, {\"word\": \"它\", \"start\": 257.396, \"end\": 257.616, \"score\": 0.606}, {\"word\": \"背\", \"start\": 257.616, \"end\": 257.796, \"score\": 0.814}, {\"word\": \"後\", \"start\": 257.796, \"end\": 257.976, \"score\": 0.809}, {\"word\": \"就\", \"start\": 257.976, \"end\": 258.096, \"score\": 0.772}, {\"word\": \"是\", \"start\": 258.096, \"end\": 258.576, \"score\": 0.868}, {\"word\": \"種\"}, {\"word\": \"子\", \"start\": 258.576, \"end\": 259.137, \"score\": 0.917}, {\"word\": \"抖\", \"start\": 259.137, \"end\": 259.317, \"score\": 0.754}, {\"word\": \"音\", \"start\": 259.317, \"end\": 259.497, \"score\": 0.648}, {\"word\": \"的\", \"start\": 259.497, \"end\": 259.977, \"score\": 0.607}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"等\", \"start\": 259.977, \"end\": 260.177, \"score\": 0.659}, {\"word\": \"等\", \"start\": 260.177, \"end\": 260.637, \"score\": 0.792}, {\"word\": \"能\", \"start\": 260.637, \"end\": 260.777, \"score\": 0.491}, {\"word\": \"不\", \"start\": 260.777, \"end\": 260.937, \"score\": 0.621}, {\"word\": \"能\", \"start\": 260.937, \"end\": 261.117, \"score\": 0.798}, {\"word\": \"申\", \"start\": 261.117, \"end\": 261.537, \"score\": 0.625}, {\"word\": \"請\"}, {\"word\": \"借\", \"start\": 261.537, \"end\": 261.757, \"score\": 0.678}, {\"word\": \"接\", \"start\": 261.757, \"end\": 261.957, \"score\": 0.9}, {\"word\": \"呢\", \"start\": 261.957, \"end\": 262.117, \"score\": 0.664}, {\"word\": \"能\", \"start\": 262.117, \"end\": 262.237, \"score\": 0.669}, {\"word\": \"不\", \"start\": 262.237, \"end\": 262.377, \"score\": 0.811}, {\"word\": \"能\", \"start\": 262.377, \"end\": 262.697, \"score\": 0.7}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 262.697, \"end\": 262.877, \"score\": 0.719}, {\"word\": \"o\", \"start\": 262.877, \"end\": 263.017, \"score\": 0.557}, {\"word\": \"p\", \"start\": 263.017, \"end\": 263.037, \"score\": 0.038}, {\"word\": \"e\", \"start\": 263.037, \"end\": 263.157, \"score\": 0.833}, {\"word\": \"n\", \"start\": 263.157, \"end\": 263.217, \"score\": 0.024}, {\"word\": \"b\", \"start\": 263.217, \"end\": 263.237, \"score\": 0.036}, {\"word\": \"a\", \"start\": 263.237, \"end\": 263.357, \"score\": 0.831}, {\"word\": \"n\", \"start\": 263.357, \"end\": 263.437, \"score\": 0.031}, {\"word\": \"k\", \"start\": 263.437, \"end\": 263.457, \"score\": 0.0}, {\"word\": \"i\", \"start\": 263.457, \"end\": 263.597, \"score\": 0.805}, {\"word\": \"n\", \"start\": 263.597, \"end\": 263.617, \"score\": 0.0}, {\"word\": \"g\", \"start\": 263.617, \"end\": 263.637, \"score\": 0.0}, {\"word\": \"呢\", \"start\": 263.637, \"end\": 264.198, \"score\": 0.805}, {\"word\": \"因\", \"start\": 264.198, \"end\": 264.758, \"score\": 0.742}, {\"word\": \"為\"}, {\"word\": \"依\", \"start\": 264.758, \"end\": 264.898, \"score\": 0.578}, {\"word\": \"照\", \"start\": 264.898, \"end\": 265.078, \"score\": 0.786}, {\"word\": \"我\", \"start\": 265.078, \"end\": 265.138, \"score\": 0.22}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 265.138, \"end\": 265.738, \"score\": 0.71}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"法\", \"start\": 265.738, \"end\": 265.898, \"score\": 0.993}, {\"word\": \"相\", \"start\": 265.898, \"end\": 266.198, \"score\": 0.52}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 266.198, \"end\": 266.518, \"score\": 0.617}, {\"word\": \"規\"}, {\"word\": \"定\", \"start\": 266.518, \"end\": 267.058, \"score\": 0.823}, {\"word\": \"如\", \"start\": 267.058, \"end\": 267.238, \"score\": 0.607}, {\"word\": \"果\", \"start\": 267.238, \"end\": 267.378, \"score\": 0.483}, {\"word\": \"民\", \"start\": 267.378, \"end\": 267.858, \"score\": 0.667}, {\"word\": \"眾\"}, {\"word\": \"每\", \"start\": 267.858, \"end\": 268.038, \"score\": 0.671}, {\"word\": \"天\", \"start\": 268.038, \"end\": 268.279, \"score\": 0.845}, {\"word\": \"登\", \"start\": 268.279, \"end\": 268.819, \"score\": 0.713}, {\"word\": \"錄\"}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 268.819, \"end\": 268.939, \"score\": 0.825}, {\"word\": \"的\", \"start\": 268.939, \"end\": 269.039, \"score\": 0.914}, {\"word\": \"A\", \"start\": 269.039, \"end\": 269.219, \"score\": 0.712}, {\"word\": \"P\", \"start\": 269.219, \"end\": 269.399, \"score\": 0.673}, {\"word\": \"P\", \"start\": 269.399, \"end\": 269.599, \"score\": 0.739}, {\"word\": \"都\", \"start\": 269.599, \"end\": 269.939, \"score\": 0.712}, {\"word\": \"顯\"}, {\"word\": \"示\", \"start\": 269.939, \"end\": 270.099, \"score\": 0.824}, {\"word\": \"登\", \"start\": 270.099, \"end\": 270.419, \"score\": 0.61}, {\"word\": \"錄\"}, {\"word\": \"成\", \"start\": 270.419, \"end\": 270.719, \"score\": 0.738}, {\"word\": \"功\", \"start\": 270.719, \"end\": 271.439, \"score\": 0.828}, {\"word\": \"但\", \"start\": 271.439, \"end\": 271.639, \"score\": 0.657}, {\"word\": \"是\", \"start\": 271.639, \"end\": 271.759, \"score\": 0.65}, {\"word\": \"呢\", \"start\": 271.759, \"end\": 272.159, \"score\": 0.64}, {\"word\": \"還\"}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 272.159, \"end\": 272.299, \"score\": 0.737}, {\"word\": \"一\", \"start\": 272.299, \"end\": 272.559, \"score\": 0.755}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 272.559, \"end\": 272.86, \"score\": 0.961}, {\"word\": \"非\", \"start\": 272.86, \"end\": 273.22, \"score\": 0.871}, {\"word\": \"台\", \"start\": 273.22, \"end\": 273.6, \"score\": 0.802}, {\"word\": \"灣\"}, {\"word\": \"地\", \"start\": 273.6, \"end\": 273.96, \"score\": 0.754}, {\"word\": \"區\"}, {\"word\": \"登\", \"start\": 273.96, \"end\": 274.28, \"score\": 0.617}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 274.28, \"end\": 274.42, \"score\": 0.747}, {\"word\": \"警\", \"start\": 274.42, \"end\": 274.64, \"score\": 0.849}, {\"word\": \"告\", \"start\": 274.64, \"end\": 274.66, \"score\": 0.979}]}, {\"start\": 275.14, \"end\": 302.077, \"text\": \"久而久之我們就會忽略說這個資料是不是被中國入侵或外國人入侵因為長期以來你登錄都是這樣子的一個通知所以這後面其實就有狼來了或者是久而久之大家就忽略了對自己個資或資安的保護的問題所以就這個部分其實有很多現在大家質疑的問題還沒有辦法得到釐清那因為年底前就有可能會開放的情況之下\", \"words\": [{\"word\": \"久\", \"start\": 275.14, \"end\": 275.28, \"score\": 0.845}, {\"word\": \"而\", \"start\": 275.28, \"end\": 275.42, \"score\": 0.688}, {\"word\": \"久\", \"start\": 275.42, \"end\": 275.66, \"score\": 0.855}, {\"word\": \"之\", \"start\": 275.66, \"end\": 276.321, \"score\": 0.928}, {\"word\": \"我\", \"start\": 276.321, \"end\": 276.661, \"score\": 0.822}, {\"word\": \"們\"}, {\"word\": \"就\", \"start\": 276.661, \"end\": 277.001, \"score\": 0.827}, {\"word\": \"會\"}, {\"word\": \"忽\", \"start\": 277.001, \"end\": 277.221, \"score\": 0.876}, {\"word\": \"略\", \"start\": 277.221, \"end\": 278.942, \"score\": 0.908}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 278.942, \"end\": 279.163, \"score\": 0.919}, {\"word\": \"是\", \"start\": 279.163, \"end\": 279.263, \"score\": 0.928}, {\"word\": \"不\", \"start\": 279.263, \"end\": 279.363, \"score\": 0.628}, {\"word\": \"是\", \"start\": 279.363, \"end\": 279.563, \"score\": 0.95}, {\"word\": \"被\", \"start\": 279.563, \"end\": 279.783, \"score\": 0.912}, {\"word\": \"中\", \"start\": 279.783, \"end\": 280.103, \"score\": 0.883}, {\"word\": \"國\"}, {\"word\": \"入\", \"start\": 280.103, \"end\": 280.243, \"score\": 0.889}, {\"word\": \"侵\", \"start\": 280.243, \"end\": 280.403, \"score\": 0.781}, {\"word\": \"或\", \"start\": 280.403, \"end\": 280.523, \"score\": 0.823}, {\"word\": \"外\", \"start\": 280.523, \"end\": 280.884, \"score\": 0.827}, {\"word\": \"國\"}, {\"word\": \"人\", \"start\": 280.884, \"end\": 281.064, \"score\": 0.986}, {\"word\": \"入\", \"start\": 281.064, \"end\": 281.264, \"score\": 0.853}, {\"word\": \"侵\", \"start\": 281.264, \"end\": 281.464, \"score\": 0.898}, {\"word\": \"因\", \"start\": 281.464, \"end\": 282.324, \"score\": 0.886}, {\"word\": \"為\"}, {\"word\": \"長\"}, {\"word\": \"期\", \"start\": 282.324, \"end\": 282.405, \"score\": 0.764}, {\"word\": \"以\", \"start\": 282.405, \"end\": 282.625, \"score\": 0.673}, {\"word\": \"來\"}, {\"word\": \"你\", \"start\": 282.625, \"end\": 282.785, \"score\": 0.821}, {\"word\": \"登\", \"start\": 282.785, \"end\": 283.065, \"score\": 0.771}, {\"word\": \"錄\"}, {\"word\": \"都\", \"start\": 283.065, \"end\": 283.205, \"score\": 0.825}, {\"word\": \"是\", \"start\": 283.205, \"end\": 283.605, \"score\": 0.887}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 283.605, \"end\": 283.705, \"score\": 0.947}, {\"word\": \"的\", \"start\": 283.705, \"end\": 283.825, \"score\": 0.804}, {\"word\": \"一\", \"start\": 283.825, \"end\": 284.286, \"score\": 0.956}, {\"word\": \"個\"}, {\"word\": \"通\", \"start\": 284.286, \"end\": 284.606, \"score\": 0.916}, {\"word\": \"知\", \"start\": 284.606, \"end\": 285.206, \"score\": 0.976}, {\"word\": \"所\", \"start\": 285.206, \"end\": 285.386, \"score\": 0.858}, {\"word\": \"以\", \"start\": 285.386, \"end\": 285.567, \"score\": 0.688}, {\"word\": \"這\"}, {\"word\": \"後\", \"start\": 285.567, \"end\": 285.767, \"score\": 0.859}, {\"word\": \"面\", \"start\": 285.767, \"end\": 285.987, \"score\": 0.799}, {\"word\": \"其\", \"start\": 285.987, \"end\": 286.247, \"score\": 0.743}, {\"word\": \"實\"}, {\"word\": \"就\", \"start\": 286.247, \"end\": 286.407, \"score\": 0.847}, {\"word\": \"有\", \"start\": 286.407, \"end\": 286.667, \"score\": 0.945}, {\"word\": \"狼\", \"start\": 286.667, \"end\": 287.087, \"score\": 0.845}, {\"word\": \"來\"}, {\"word\": \"了\", \"start\": 287.087, \"end\": 287.308, \"score\": 0.832}, {\"word\": \"或\", \"start\": 287.308, \"end\": 287.448, \"score\": 0.918}, {\"word\": \"者\", \"start\": 287.448, \"end\": 287.588, \"score\": 0.702}, {\"word\": \"是\", \"start\": 287.588, \"end\": 288.188, \"score\": 0.96}, {\"word\": \"久\", \"start\": 288.188, \"end\": 288.208, \"score\": 0.0}, {\"word\": \"而\", \"start\": 288.208, \"end\": 288.468, \"score\": 0.865}, {\"word\": \"久\", \"start\": 288.468, \"end\": 288.648, \"score\": 0.732}, {\"word\": \"之\", \"start\": 288.648, \"end\": 288.788, \"score\": 0.852}, {\"word\": \"大\", \"start\": 288.788, \"end\": 288.949, \"score\": 0.898}, {\"word\": \"家\", \"start\": 288.949, \"end\": 289.089, \"score\": 0.89}, {\"word\": \"就\", \"start\": 289.089, \"end\": 289.329, \"score\": 0.78}, {\"word\": \"忽\", \"start\": 289.329, \"end\": 289.589, \"score\": 0.902}, {\"word\": \"略\", \"start\": 289.589, \"end\": 289.749, \"score\": 0.801}, {\"word\": \"了\", \"start\": 289.749, \"end\": 290.289, \"score\": 0.904}, {\"word\": \"對\"}, {\"word\": \"自\", \"start\": 290.289, \"end\": 290.45, \"score\": 0.861}, {\"word\": \"己\", \"start\": 290.45, \"end\": 291.35, \"score\": 0.89}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 291.35, \"end\": 291.67, \"score\": 0.834}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 291.67, \"end\": 291.85, \"score\": 0.849}, {\"word\": \"的\", \"start\": 291.85, \"end\": 291.99, \"score\": 0.968}, {\"word\": \"保\", \"start\": 291.99, \"end\": 292.331, \"score\": 0.78}, {\"word\": \"護\"}, {\"word\": \"的\", \"start\": 292.331, \"end\": 292.471, \"score\": 0.864}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"所\", \"start\": 292.471, \"end\": 292.771, \"score\": 0.636}, {\"word\": \"以\", \"start\": 292.771, \"end\": 293.611, \"score\": 0.913}, {\"word\": \"就\", \"start\": 293.611, \"end\": 294.052, \"score\": 0.769}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 294.052, \"end\": 294.272, \"score\": 0.915}, {\"word\": \"分\", \"start\": 294.272, \"end\": 294.432, \"score\": 0.837}, {\"word\": \"其\", \"start\": 294.432, \"end\": 294.712, \"score\": 0.723}, {\"word\": \"實\"}, {\"word\": \"有\", \"start\": 294.712, \"end\": 294.892, \"score\": 0.836}, {\"word\": \"很\", \"start\": 294.892, \"end\": 295.152, \"score\": 0.959}, {\"word\": \"多\", \"start\": 295.152, \"end\": 295.673, \"score\": 0.997}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 295.673, \"end\": 295.873, \"score\": 0.866}, {\"word\": \"大\", \"start\": 295.873, \"end\": 295.893, \"score\": 0.007}, {\"word\": \"家\", \"start\": 295.893, \"end\": 296.353, \"score\": 0.91}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 296.353, \"end\": 296.453, \"score\": 0.795}, {\"word\": \"的\", \"start\": 296.453, \"end\": 297.374, \"score\": 0.817}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"還\"}, {\"word\": \"沒\", \"start\": 297.374, \"end\": 297.554, \"score\": 0.734}, {\"word\": \"有\", \"start\": 297.554, \"end\": 297.694, \"score\": 0.755}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 297.694, \"end\": 297.874, \"score\": 0.901}, {\"word\": \"得\", \"start\": 297.874, \"end\": 298.014, \"score\": 0.837}, {\"word\": \"到\", \"start\": 298.014, \"end\": 298.595, \"score\": 0.868}, {\"word\": \"釐\"}, {\"word\": \"清\", \"start\": 298.595, \"end\": 299.135, \"score\": 0.93}, {\"word\": \"那\", \"start\": 299.135, \"end\": 299.275, \"score\": 0.562}, {\"word\": \"因\", \"start\": 299.275, \"end\": 299.435, \"score\": 0.703}, {\"word\": \"為\"}, {\"word\": \"年\", \"start\": 299.435, \"end\": 299.655, \"score\": 0.883}, {\"word\": \"底\", \"start\": 299.655, \"end\": 299.875, \"score\": 0.837}, {\"word\": \"前\", \"start\": 299.875, \"end\": 300.276, \"score\": 0.879}, {\"word\": \"就\", \"start\": 300.276, \"end\": 300.416, \"score\": 0.976}, {\"word\": \"有\", \"start\": 300.416, \"end\": 300.536, \"score\": 0.73}, {\"word\": \"可\", \"start\": 300.536, \"end\": 300.656, \"score\": 0.997}, {\"word\": \"能\", \"start\": 300.656, \"end\": 301.196, \"score\": 0.811}, {\"word\": \"會\"}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 301.196, \"end\": 301.356, \"score\": 0.744}, {\"word\": \"的\", \"start\": 301.356, \"end\": 301.516, \"score\": 0.85}, {\"word\": \"情\", \"start\": 301.516, \"end\": 301.877, \"score\": 0.901}, {\"word\": \"況\"}, {\"word\": \"之\", \"start\": 301.877, \"end\": 302.057, \"score\": 0.97}, {\"word\": \"下\", \"start\": 302.057, \"end\": 302.077, \"score\": 0.83}]}, {\"start\": 302.837, \"end\": 322.163, \"text\": \"這個部分到底什麼時候能夠有一個比較明確的一個規定報告委員我可能沒有講得很完整很抱歉我們是年底前完成他會報來我們會審查但是審查之後只是一個規範規範之後再開放之後還要真正的真正TSB業者或銀行向我們申請這個還有一個過程我剛才說\", \"words\": [{\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 302.837, \"end\": 302.997, \"score\": 0.946}, {\"word\": \"分\", \"start\": 302.997, \"end\": 303.177, \"score\": 0.944}, {\"word\": \"到\", \"start\": 303.177, \"end\": 303.337, \"score\": 0.849}, {\"word\": \"底\", \"start\": 303.337, \"end\": 303.477, \"score\": 0.968}, {\"word\": \"什\", \"start\": 303.477, \"end\": 303.897, \"score\": 0.771}, {\"word\": \"麼\"}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 303.897, \"end\": 304.097, \"score\": 0.967}, {\"word\": \"能\", \"start\": 304.097, \"end\": 304.358, \"score\": 0.683}, {\"word\": \"夠\"}, {\"word\": \"有\", \"start\": 304.358, \"end\": 304.458, \"score\": 0.799}, {\"word\": \"一\", \"start\": 304.458, \"end\": 304.618, \"score\": 0.702}, {\"word\": \"個\"}, {\"word\": \"比\", \"start\": 304.618, \"end\": 304.858, \"score\": 0.797}, {\"word\": \"較\"}, {\"word\": \"明\", \"start\": 304.858, \"end\": 305.298, \"score\": 0.895}, {\"word\": \"確\"}, {\"word\": \"的\", \"start\": 305.298, \"end\": 305.398, \"score\": 0.887}, {\"word\": \"一\", \"start\": 305.398, \"end\": 306.198, \"score\": 0.947}, {\"word\": \"個\"}, {\"word\": \"規\"}, {\"word\": \"定\", \"start\": 306.198, \"end\": 306.738, \"score\": 0.952}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 306.738, \"end\": 306.878, \"score\": 0.785}, {\"word\": \"委\", \"start\": 306.878, \"end\": 307.058, \"score\": 0.826}, {\"word\": \"員\"}, {\"word\": \"我\", \"start\": 307.058, \"end\": 307.218, \"score\": 0.932}, {\"word\": \"可\", \"start\": 307.218, \"end\": 307.318, \"score\": 0.925}, {\"word\": \"能\", \"start\": 307.318, \"end\": 307.458, \"score\": 0.884}, {\"word\": \"沒\", \"start\": 307.458, \"end\": 307.558, \"score\": 0.8}, {\"word\": \"有\", \"start\": 307.558, \"end\": 307.859, \"score\": 0.805}, {\"word\": \"講\"}, {\"word\": \"得\", \"start\": 307.859, \"end\": 307.919, \"score\": 0.646}, {\"word\": \"很\", \"start\": 307.919, \"end\": 308.079, \"score\": 0.577}, {\"word\": \"完\", \"start\": 308.079, \"end\": 308.279, \"score\": 0.81}, {\"word\": \"整\", \"start\": 308.279, \"end\": 308.419, \"score\": 0.952}, {\"word\": \"很\", \"start\": 308.419, \"end\": 308.579, \"score\": 0.835}, {\"word\": \"抱\", \"start\": 308.579, \"end\": 308.779, \"score\": 0.679}, {\"word\": \"歉\", \"start\": 308.779, \"end\": 309.259, \"score\": 0.954}, {\"word\": \"我\", \"start\": 309.259, \"end\": 309.399, \"score\": 0.746}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 309.399, \"end\": 309.579, \"score\": 0.767}, {\"word\": \"年\", \"start\": 309.579, \"end\": 309.819, \"score\": 0.826}, {\"word\": \"底\", \"start\": 309.819, \"end\": 309.979, \"score\": 0.704}, {\"word\": \"前\", \"start\": 309.979, \"end\": 310.239, \"score\": 0.895}, {\"word\": \"完\", \"start\": 310.239, \"end\": 310.519, \"score\": 0.763}, {\"word\": \"成\", \"start\": 310.519, \"end\": 310.959, \"score\": 0.911}, {\"word\": \"他\", \"start\": 310.959, \"end\": 311.56, \"score\": 0.833}, {\"word\": \"會\"}, {\"word\": \"報\"}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 311.56, \"end\": 312.24, \"score\": 0.813}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 312.24, \"end\": 312.8, \"score\": 0.918}, {\"word\": \"但\", \"start\": 312.8, \"end\": 312.98, \"score\": 0.926}, {\"word\": \"是\", \"start\": 312.98, \"end\": 313.2, \"score\": 0.883}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 313.2, \"end\": 313.52, \"score\": 0.93}, {\"word\": \"之\", \"start\": 313.52, \"end\": 313.7, \"score\": 0.82}, {\"word\": \"後\", \"start\": 313.7, \"end\": 313.94, \"score\": 0.904}, {\"word\": \"只\", \"start\": 313.94, \"end\": 314.04, \"score\": 0.889}, {\"word\": \"是\", \"start\": 314.04, \"end\": 314.18, \"score\": 0.841}, {\"word\": \"一\", \"start\": 314.18, \"end\": 315.601, \"score\": 0.884}, {\"word\": \"個\"}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"之\", \"start\": 315.601, \"end\": 315.721, \"score\": 0.854}, {\"word\": \"後\", \"start\": 315.721, \"end\": 315.881, \"score\": 0.717}, {\"word\": \"再\", \"start\": 315.881, \"end\": 316.341, \"score\": 0.84}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 316.341, \"end\": 316.561, \"score\": 0.947}, {\"word\": \"之\", \"start\": 316.561, \"end\": 317.241, \"score\": 0.889}, {\"word\": \"後\", \"start\": 317.241, \"end\": 317.741, \"score\": 0.857}, {\"word\": \"還\"}, {\"word\": \"要\", \"start\": 317.741, \"end\": 317.921, \"score\": 0.964}, {\"word\": \"真\", \"start\": 317.921, \"end\": 318.082, \"score\": 0.925}, {\"word\": \"正\", \"start\": 318.082, \"end\": 318.222, \"score\": 0.848}, {\"word\": \"的\", \"start\": 318.222, \"end\": 318.382, \"score\": 0.885}, {\"word\": \"真\", \"start\": 318.382, \"end\": 318.522, \"score\": 0.951}, {\"word\": \"正\", \"start\": 318.522, \"end\": 318.682, \"score\": 0.835}, {\"word\": \"T\", \"start\": 318.682, \"end\": 318.942, \"score\": 0.834}, {\"word\": \"S\", \"start\": 318.942, \"end\": 319.022, \"score\": 0.75}, {\"word\": \"B\", \"start\": 319.022, \"end\": 319.242, \"score\": 0.776}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 319.242, \"end\": 319.402, \"score\": 0.907}, {\"word\": \"或\", \"start\": 319.402, \"end\": 319.602, \"score\": 0.799}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 319.602, \"end\": 319.782, \"score\": 0.982}, {\"word\": \"向\", \"start\": 319.782, \"end\": 319.942, \"score\": 0.874}, {\"word\": \"我\", \"start\": 319.942, \"end\": 320.142, \"score\": 0.666}, {\"word\": \"們\"}, {\"word\": \"申\", \"start\": 320.142, \"end\": 321.262, \"score\": 0.875}, {\"word\": \"請\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 321.262, \"end\": 321.383, \"score\": 0.961}, {\"word\": \"一\", \"start\": 321.383, \"end\": 321.883, \"score\": 0.819}, {\"word\": \"個\"}, {\"word\": \"過\"}, {\"word\": \"程\", \"start\": 321.883, \"end\": 322.023, \"score\": 0.898}, {\"word\": \"我\", \"start\": 322.023, \"end\": 322.143, \"score\": 0.95}, {\"word\": \"剛\"}, {\"word\": \"才\", \"start\": 322.143, \"end\": 322.163, \"score\": 0.0}, {\"word\": \"說\"}]}, {\"start\": 323.183, \"end\": 343.504, \"text\": \"前面可能要到明年上半年那是就是說剛剛所質疑的啦包括說中資或者是有涉及到國家利益國安的問題然後主管機關如果沒有辦法去監管沒有辦法去了解的時候這東西呢有沒有辦法各自傳輸到其他的國家那被儲存到哪裡等等這些我們有沒有一個監管的機制未來會不會知道\", \"words\": [{\"word\": \"前\", \"start\": 323.183, \"end\": 323.303, \"score\": 0.698}, {\"word\": \"面\", \"start\": 323.303, \"end\": 323.624, \"score\": 0.64}, {\"word\": \"可\", \"start\": 323.624, \"end\": 323.744, \"score\": 0.813}, {\"word\": \"能\", \"start\": 323.744, \"end\": 323.764, \"score\": 0.001}, {\"word\": \"要\", \"start\": 323.764, \"end\": 323.984, \"score\": 0.858}, {\"word\": \"到\", \"start\": 323.984, \"end\": 324.204, \"score\": 0.758}, {\"word\": \"明\", \"start\": 324.204, \"end\": 324.224, \"score\": 0.029}, {\"word\": \"年\", \"start\": 324.224, \"end\": 324.444, \"score\": 0.662}, {\"word\": \"上\", \"start\": 324.444, \"end\": 324.625, \"score\": 0.74}, {\"word\": \"半\", \"start\": 324.625, \"end\": 324.925, \"score\": 0.871}, {\"word\": \"年\", \"start\": 324.925, \"end\": 324.945, \"score\": 0.0}, {\"word\": \"那\", \"start\": 324.945, \"end\": 325.125, \"score\": 0.756}, {\"word\": \"是\", \"start\": 325.125, \"end\": 325.325, \"score\": 0.807}, {\"word\": \"就\", \"start\": 325.325, \"end\": 325.646, \"score\": 0.937}, {\"word\": \"是\", \"start\": 325.646, \"end\": 326.627, \"score\": 0.932}, {\"word\": \"說\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"所\", \"start\": 326.627, \"end\": 327.087, \"score\": 0.857}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 327.087, \"end\": 327.187, \"score\": 0.765}, {\"word\": \"的\", \"start\": 327.187, \"end\": 327.307, \"score\": 0.989}, {\"word\": \"啦\", \"start\": 327.307, \"end\": 327.488, \"score\": 0.789}, {\"word\": \"包\", \"start\": 327.488, \"end\": 327.688, \"score\": 0.697}, {\"word\": \"括\", \"start\": 327.688, \"end\": 328.048, \"score\": 0.796}, {\"word\": \"說\"}, {\"word\": \"中\", \"start\": 328.048, \"end\": 328.689, \"score\": 0.919}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 328.689, \"end\": 328.809, \"score\": 0.717}, {\"word\": \"者\", \"start\": 328.809, \"end\": 328.929, \"score\": 0.567}, {\"word\": \"是\", \"start\": 328.929, \"end\": 329.049, \"score\": 0.917}, {\"word\": \"有\", \"start\": 329.049, \"end\": 329.269, \"score\": 0.904}, {\"word\": \"涉\", \"start\": 329.269, \"end\": 329.47, \"score\": 0.858}, {\"word\": \"及\", \"start\": 329.47, \"end\": 329.65, \"score\": 0.795}, {\"word\": \"到\", \"start\": 329.65, \"end\": 330.05, \"score\": 0.927}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 330.05, \"end\": 330.23, \"score\": 0.997}, {\"word\": \"利\", \"start\": 330.23, \"end\": 330.391, \"score\": 0.987}, {\"word\": \"益\", \"start\": 330.391, \"end\": 330.691, \"score\": 0.858}, {\"word\": \"國\"}, {\"word\": \"安\", \"start\": 330.691, \"end\": 330.871, \"score\": 0.841}, {\"word\": \"的\", \"start\": 330.871, \"end\": 331.852, \"score\": 0.849}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"然\", \"start\": 331.852, \"end\": 331.952, \"score\": 0.996}, {\"word\": \"後\", \"start\": 331.952, \"end\": 332.152, \"score\": 0.793}, {\"word\": \"主\", \"start\": 332.152, \"end\": 332.292, \"score\": 0.74}, {\"word\": \"管\", \"start\": 332.292, \"end\": 332.513, \"score\": 0.994}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"如\", \"start\": 332.513, \"end\": 332.653, \"score\": 0.657}, {\"word\": \"果\", \"start\": 332.653, \"end\": 333.073, \"score\": 0.844}, {\"word\": \"沒\", \"start\": 333.073, \"end\": 333.173, \"score\": 0.8}, {\"word\": \"有\", \"start\": 333.173, \"end\": 333.374, \"score\": 0.685}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 333.374, \"end\": 333.514, \"score\": 0.812}, {\"word\": \"去\", \"start\": 333.514, \"end\": 333.954, \"score\": 0.712}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 333.954, \"end\": 334.094, \"score\": 0.948}, {\"word\": \"沒\", \"start\": 334.094, \"end\": 334.255, \"score\": 0.678}, {\"word\": \"有\", \"start\": 334.255, \"end\": 334.355, \"score\": 0.8}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 334.355, \"end\": 334.515, \"score\": 0.802}, {\"word\": \"去\", \"start\": 334.515, \"end\": 334.735, \"score\": 0.817}, {\"word\": \"了\", \"start\": 334.735, \"end\": 335.015, \"score\": 0.774}, {\"word\": \"解\", \"start\": 335.015, \"end\": 335.155, \"score\": 0.8}, {\"word\": \"的\", \"start\": 335.155, \"end\": 335.456, \"score\": 0.84}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 335.456, \"end\": 336.116, \"score\": 0.931}, {\"word\": \"這\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 336.116, \"end\": 336.337, \"score\": 0.83}, {\"word\": \"呢\", \"start\": 336.337, \"end\": 336.577, \"score\": 0.911}, {\"word\": \"有\", \"start\": 336.577, \"end\": 336.697, \"score\": 0.724}, {\"word\": \"沒\", \"start\": 336.697, \"end\": 336.857, \"score\": 0.616}, {\"word\": \"有\", \"start\": 336.857, \"end\": 336.977, \"score\": 0.83}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 336.977, \"end\": 337.198, \"score\": 0.735}, {\"word\": \"各\", \"start\": 337.198, \"end\": 337.458, \"score\": 0.95}, {\"word\": \"自\", \"start\": 337.458, \"end\": 337.998, \"score\": 0.845}, {\"word\": \"傳\"}, {\"word\": \"輸\"}, {\"word\": \"到\", \"start\": 337.998, \"end\": 338.259, \"score\": 0.962}, {\"word\": \"其\", \"start\": 338.259, \"end\": 338.439, \"score\": 0.852}, {\"word\": \"他\", \"start\": 338.439, \"end\": 338.619, \"score\": 0.962}, {\"word\": \"的\", \"start\": 338.619, \"end\": 338.999, \"score\": 0.92}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 338.999, \"end\": 339.66, \"score\": 0.964}, {\"word\": \"那\", \"start\": 339.66, \"end\": 340.06, \"score\": 0.867}, {\"word\": \"被\", \"start\": 340.06, \"end\": 340.401, \"score\": 0.633}, {\"word\": \"儲\"}, {\"word\": \"存\", \"start\": 340.401, \"end\": 340.581, \"score\": 0.888}, {\"word\": \"到\", \"start\": 340.581, \"end\": 340.761, \"score\": 0.902}, {\"word\": \"哪\", \"start\": 340.761, \"end\": 341.122, \"score\": 0.792}, {\"word\": \"裡\"}, {\"word\": \"等\", \"start\": 341.122, \"end\": 341.302, \"score\": 0.754}, {\"word\": \"等\", \"start\": 341.302, \"end\": 341.782, \"score\": 0.822}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 341.782, \"end\": 341.902, \"score\": 0.834}, {\"word\": \"我\", \"start\": 341.902, \"end\": 341.982, \"score\": 0.634}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 341.982, \"end\": 342.143, \"score\": 0.829}, {\"word\": \"沒\", \"start\": 342.143, \"end\": 342.263, \"score\": 0.628}, {\"word\": \"有\", \"start\": 342.263, \"end\": 342.463, \"score\": 0.664}, {\"word\": \"一\", \"start\": 342.463, \"end\": 342.643, \"score\": 0.804}, {\"word\": \"個\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 342.643, \"end\": 342.783, \"score\": 0.839}, {\"word\": \"的\", \"start\": 342.783, \"end\": 343.064, \"score\": 0.909}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 343.064, \"end\": 343.224, \"score\": 0.777}, {\"word\": \"未\", \"start\": 343.224, \"end\": 343.324, \"score\": 0.797}, {\"word\": \"來\"}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 343.324, \"end\": 343.344, \"score\": 0.0}, {\"word\": \"會\"}, {\"word\": \"知\", \"start\": 343.344, \"end\": 343.484, \"score\": 0.813}, {\"word\": \"道\", \"start\": 343.484, \"end\": 343.504, \"score\": 0.0}]}, {\"start\": 344.765, \"end\": 361.409, \"text\": \"這樣子的一個配套我們現有就是有這些考慮不過今天很感謝朝委安排這樣一個報告今天委員給我們的指導我們會趕快去看看現在到來的銀行公會治理規範跟財經的資安技術標準有沒有符合委員這樣的期待如果沒有符合我們會去修正\", \"words\": [{\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 344.765, \"end\": 344.866, \"score\": 0.989}, {\"word\": \"的\", \"start\": 344.866, \"end\": 344.946, \"score\": 0.816}, {\"word\": \"一\", \"start\": 344.946, \"end\": 345.126, \"score\": 0.839}, {\"word\": \"個\"}, {\"word\": \"配\", \"start\": 345.126, \"end\": 345.346, \"score\": 0.943}, {\"word\": \"套\", \"start\": 345.346, \"end\": 345.667, \"score\": 0.955}, {\"word\": \"我\", \"start\": 345.667, \"end\": 346.207, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"有\", \"start\": 346.207, \"end\": 346.488, \"score\": 0.987}, {\"word\": \"就\", \"start\": 346.488, \"end\": 346.668, \"score\": 0.868}, {\"word\": \"是\", \"start\": 346.668, \"end\": 346.808, \"score\": 0.864}, {\"word\": \"有\", \"start\": 346.808, \"end\": 347.109, \"score\": 0.898}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 347.109, \"end\": 347.329, \"score\": 0.987}, {\"word\": \"考\", \"start\": 347.329, \"end\": 347.69, \"score\": 0.908}, {\"word\": \"慮\"}, {\"word\": \"不\", \"start\": 347.69, \"end\": 347.93, \"score\": 0.812}, {\"word\": \"過\"}, {\"word\": \"今\", \"start\": 347.93, \"end\": 348.09, \"score\": 0.825}, {\"word\": \"天\", \"start\": 348.09, \"end\": 348.23, \"score\": 0.821}, {\"word\": \"很\", \"start\": 348.23, \"end\": 348.37, \"score\": 0.857}, {\"word\": \"感\", \"start\": 348.37, \"end\": 348.731, \"score\": 0.932}, {\"word\": \"謝\"}, {\"word\": \"朝\", \"start\": 348.731, \"end\": 348.891, \"score\": 0.874}, {\"word\": \"委\", \"start\": 348.891, \"end\": 349.011, \"score\": 0.833}, {\"word\": \"安\", \"start\": 349.011, \"end\": 349.212, \"score\": 0.826}, {\"word\": \"排\", \"start\": 349.212, \"end\": 349.612, \"score\": 0.848}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"一\", \"start\": 349.612, \"end\": 350.093, \"score\": 0.849}, {\"word\": \"個\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 350.093, \"end\": 350.634, \"score\": 0.912}, {\"word\": \"今\", \"start\": 350.634, \"end\": 350.774, \"score\": 0.882}, {\"word\": \"天\", \"start\": 350.774, \"end\": 350.934, \"score\": 0.885}, {\"word\": \"委\", \"start\": 350.934, \"end\": 351.375, \"score\": 0.868}, {\"word\": \"員\"}, {\"word\": \"給\"}, {\"word\": \"我\", \"start\": 351.375, \"end\": 351.535, \"score\": 0.665}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 351.535, \"end\": 351.695, \"score\": 0.996}, {\"word\": \"指\", \"start\": 351.695, \"end\": 352.096, \"score\": 0.93}, {\"word\": \"導\"}, {\"word\": \"我\", \"start\": 352.096, \"end\": 352.516, \"score\": 0.818}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"趕\"}, {\"word\": \"快\", \"start\": 352.516, \"end\": 352.777, \"score\": 0.978}, {\"word\": \"去\", \"start\": 352.777, \"end\": 352.877, \"score\": 0.787}, {\"word\": \"看\", \"start\": 352.877, \"end\": 353.077, \"score\": 0.99}, {\"word\": \"看\", \"start\": 353.077, \"end\": 353.998, \"score\": 0.955}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 353.998, \"end\": 354.239, \"score\": 0.995}, {\"word\": \"到\", \"start\": 354.239, \"end\": 354.579, \"score\": 0.822}, {\"word\": \"來\"}, {\"word\": \"的\", \"start\": 354.579, \"end\": 354.819, \"score\": 0.885}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 354.819, \"end\": 354.96, \"score\": 0.972}, {\"word\": \"公\", \"start\": 354.96, \"end\": 355.24, \"score\": 0.899}, {\"word\": \"會\"}, {\"word\": \"治\", \"start\": 355.24, \"end\": 355.34, \"score\": 0.797}, {\"word\": \"理\", \"start\": 355.34, \"end\": 355.861, \"score\": 0.788}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"跟\", \"start\": 355.861, \"end\": 356.422, \"score\": 0.912}, {\"word\": \"財\"}, {\"word\": \"經\"}, {\"word\": \"的\", \"start\": 356.422, \"end\": 356.682, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 356.682, \"end\": 356.902, \"score\": 0.91}, {\"word\": \"技\", \"start\": 356.902, \"end\": 357.423, \"score\": 0.875}, {\"word\": \"術\"}, {\"word\": \"標\"}, {\"word\": \"準\", \"start\": 357.423, \"end\": 357.844, \"score\": 0.948}, {\"word\": \"有\", \"start\": 357.844, \"end\": 357.964, \"score\": 0.805}, {\"word\": \"沒\", \"start\": 357.964, \"end\": 358.004, \"score\": 0.487}, {\"word\": \"有\", \"start\": 358.004, \"end\": 358.224, \"score\": 0.904}, {\"word\": \"符\", \"start\": 358.224, \"end\": 358.364, \"score\": 0.835}, {\"word\": \"合\", \"start\": 358.364, \"end\": 358.525, \"score\": 0.871}, {\"word\": \"委\", \"start\": 358.525, \"end\": 359.065, \"score\": 0.886}, {\"word\": \"員\"}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 359.065, \"end\": 359.266, \"score\": 0.985}, {\"word\": \"期\", \"start\": 359.266, \"end\": 359.466, \"score\": 0.894}, {\"word\": \"待\", \"start\": 359.466, \"end\": 359.886, \"score\": 0.945}, {\"word\": \"如\", \"start\": 359.886, \"end\": 360.047, \"score\": 0.797}, {\"word\": \"果\", \"start\": 360.047, \"end\": 360.167, \"score\": 0.773}, {\"word\": \"沒\", \"start\": 360.167, \"end\": 360.287, \"score\": 0.833}, {\"word\": \"有\", \"start\": 360.287, \"end\": 360.447, \"score\": 0.788}, {\"word\": \"符\", \"start\": 360.447, \"end\": 360.567, \"score\": 0.822}, {\"word\": \"合\", \"start\": 360.567, \"end\": 360.748, \"score\": 0.823}, {\"word\": \"我\", \"start\": 360.748, \"end\": 361.028, \"score\": 0.81}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"去\", \"start\": 361.028, \"end\": 361.168, \"score\": 0.783}, {\"word\": \"修\", \"start\": 361.168, \"end\": 361.389, \"score\": 0.955}, {\"word\": \"正\", \"start\": 361.389, \"end\": 361.409, \"score\": 0.0}]}, {\"start\": 361.849, \"end\": 390.965, \"text\": \"就是說後面的配套剛剛所質疑的這些都必須要有能夠讓金管會隨時能夠掌握說到底這些TSP業者有沒有外流到中國後面有沒有中資或者是說這個資料被下載之後它是不是確實有治安的規範不會再被轉移到其他人的手上反而造成各自外洩的疑慮跟風險這部分一定要有明確的規範跟保證也要有配套這個大家才能夠放心這個金管會是可以做到的嗎\", \"words\": [{\"word\": \"就\", \"start\": 361.849, \"end\": 362.029, \"score\": 0.63}, {\"word\": \"是\", \"start\": 362.029, \"end\": 362.249, \"score\": 0.834}, {\"word\": \"說\"}, {\"word\": \"後\", \"start\": 362.249, \"end\": 362.369, \"score\": 0.75}, {\"word\": \"面\", \"start\": 362.369, \"end\": 362.529, \"score\": 0.811}, {\"word\": \"的\", \"start\": 362.529, \"end\": 362.669, \"score\": 0.688}, {\"word\": \"配\", \"start\": 362.669, \"end\": 362.91, \"score\": 0.703}, {\"word\": \"套\", \"start\": 362.91, \"end\": 363.39, \"score\": 0.836}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"所\", \"start\": 363.39, \"end\": 363.73, \"score\": 0.919}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 363.73, \"end\": 363.81, \"score\": 0.671}, {\"word\": \"的\", \"start\": 363.81, \"end\": 364.15, \"score\": 0.807}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 364.15, \"end\": 364.45, \"score\": 0.918}, {\"word\": \"都\", \"start\": 364.45, \"end\": 364.571, \"score\": 0.937}, {\"word\": \"必\", \"start\": 364.571, \"end\": 364.831, \"score\": 0.848}, {\"word\": \"須\"}, {\"word\": \"要\", \"start\": 364.831, \"end\": 365.071, \"score\": 0.948}, {\"word\": \"有\", \"start\": 365.071, \"end\": 365.491, \"score\": 0.882}, {\"word\": \"能\", \"start\": 365.491, \"end\": 366.011, \"score\": 0.75}, {\"word\": \"夠\"}, {\"word\": \"讓\"}, {\"word\": \"金\", \"start\": 366.011, \"end\": 366.191, \"score\": 0.854}, {\"word\": \"管\", \"start\": 366.191, \"end\": 366.932, \"score\": 0.8}, {\"word\": \"會\"}, {\"word\": \"隨\"}, {\"word\": \"時\"}, {\"word\": \"能\", \"start\": 366.932, \"end\": 367.192, \"score\": 0.766}, {\"word\": \"夠\"}, {\"word\": \"掌\", \"start\": 367.192, \"end\": 367.412, \"score\": 0.794}, {\"word\": \"握\", \"start\": 367.412, \"end\": 368.052, \"score\": 0.866}, {\"word\": \"說\"}, {\"word\": \"到\", \"start\": 368.052, \"end\": 368.232, \"score\": 0.716}, {\"word\": \"底\", \"start\": 368.232, \"end\": 368.593, \"score\": 0.829}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 368.593, \"end\": 368.913, \"score\": 0.889}, {\"word\": \"T\", \"start\": 368.913, \"end\": 368.933, \"score\": 0.01}, {\"word\": \"S\", \"start\": 368.933, \"end\": 369.253, \"score\": 0.783}, {\"word\": \"P\", \"start\": 369.253, \"end\": 369.633, \"score\": 0.791}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 369.633, \"end\": 369.773, \"score\": 0.869}, {\"word\": \"有\", \"start\": 369.773, \"end\": 369.873, \"score\": 0.752}, {\"word\": \"沒\", \"start\": 369.873, \"end\": 369.953, \"score\": 0.75}, {\"word\": \"有\", \"start\": 369.953, \"end\": 370.013, \"score\": 0.371}, {\"word\": \"外\", \"start\": 370.013, \"end\": 370.174, \"score\": 0.826}, {\"word\": \"流\", \"start\": 370.174, \"end\": 370.314, \"score\": 0.738}, {\"word\": \"到\", \"start\": 370.314, \"end\": 370.534, \"score\": 0.923}, {\"word\": \"中\", \"start\": 370.534, \"end\": 370.814, \"score\": 0.986}, {\"word\": \"國\"}, {\"word\": \"後\", \"start\": 370.814, \"end\": 371.454, \"score\": 0.852}, {\"word\": \"面\", \"start\": 371.454, \"end\": 371.574, \"score\": 0.962}, {\"word\": \"有\", \"start\": 371.574, \"end\": 371.714, \"score\": 0.569}, {\"word\": \"沒\", \"start\": 371.714, \"end\": 371.854, \"score\": 0.855}, {\"word\": \"有\", \"start\": 371.854, \"end\": 371.955, \"score\": 0.759}, {\"word\": \"中\", \"start\": 371.955, \"end\": 372.835, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 372.835, \"end\": 372.935, \"score\": 0.864}, {\"word\": \"者\", \"start\": 372.935, \"end\": 373.035, \"score\": 0.597}, {\"word\": \"是\", \"start\": 373.035, \"end\": 373.775, \"score\": 0.787}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 373.775, \"end\": 374.236, \"score\": 0.88}, {\"word\": \"被\", \"start\": 374.236, \"end\": 374.396, \"score\": 0.654}, {\"word\": \"下\", \"start\": 374.396, \"end\": 374.776, \"score\": 0.758}, {\"word\": \"載\"}, {\"word\": \"之\", \"start\": 374.776, \"end\": 375.016, \"score\": 0.883}, {\"word\": \"後\", \"start\": 375.016, \"end\": 375.456, \"score\": 0.805}, {\"word\": \"它\", \"start\": 375.456, \"end\": 375.616, \"score\": 0.75}, {\"word\": \"是\", \"start\": 375.616, \"end\": 375.737, \"score\": 0.757}, {\"word\": \"不\", \"start\": 375.737, \"end\": 375.797, \"score\": 0.87}, {\"word\": \"是\", \"start\": 375.797, \"end\": 376.477, \"score\": 0.89}, {\"word\": \"確\"}, {\"word\": \"實\"}, {\"word\": \"有\", \"start\": 376.477, \"end\": 376.737, \"score\": 0.985}, {\"word\": \"治\", \"start\": 376.737, \"end\": 376.857, \"score\": 0.814}, {\"word\": \"安\", \"start\": 376.857, \"end\": 377.037, \"score\": 0.862}, {\"word\": \"的\", \"start\": 377.037, \"end\": 377.898, \"score\": 0.865}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"不\", \"start\": 377.898, \"end\": 378.178, \"score\": 0.698}, {\"word\": \"會\"}, {\"word\": \"再\", \"start\": 378.178, \"end\": 378.318, \"score\": 0.691}, {\"word\": \"被\", \"start\": 378.318, \"end\": 378.718, \"score\": 0.892}, {\"word\": \"轉\"}, {\"word\": \"移\", \"start\": 378.718, \"end\": 378.878, \"score\": 0.808}, {\"word\": \"到\", \"start\": 378.878, \"end\": 379.138, \"score\": 0.819}, {\"word\": \"其\", \"start\": 379.138, \"end\": 379.258, \"score\": 0.898}, {\"word\": \"他\", \"start\": 379.258, \"end\": 379.439, \"score\": 0.857}, {\"word\": \"人\", \"start\": 379.439, \"end\": 379.559, \"score\": 0.884}, {\"word\": \"的\", \"start\": 379.559, \"end\": 379.719, \"score\": 0.957}, {\"word\": \"手\", \"start\": 379.719, \"end\": 379.979, \"score\": 0.867}, {\"word\": \"上\", \"start\": 379.979, \"end\": 380.779, \"score\": 0.902}, {\"word\": \"反\", \"start\": 380.779, \"end\": 380.939, \"score\": 0.876}, {\"word\": \"而\", \"start\": 380.939, \"end\": 381.28, \"score\": 0.939}, {\"word\": \"造\", \"start\": 381.28, \"end\": 381.44, \"score\": 0.74}, {\"word\": \"成\", \"start\": 381.44, \"end\": 381.6, \"score\": 0.781}, {\"word\": \"各\", \"start\": 381.6, \"end\": 381.78, \"score\": 0.903}, {\"word\": \"自\", \"start\": 381.78, \"end\": 381.9, \"score\": 0.565}, {\"word\": \"外\", \"start\": 381.9, \"end\": 382.22, \"score\": 0.727}, {\"word\": \"洩\"}, {\"word\": \"的\", \"start\": 382.22, \"end\": 382.34, \"score\": 0.938}, {\"word\": \"疑\", \"start\": 382.34, \"end\": 382.68, \"score\": 0.845}, {\"word\": \"慮\"}, {\"word\": \"跟\", \"start\": 382.68, \"end\": 383.741, \"score\": 0.871}, {\"word\": \"風\"}, {\"word\": \"險\"}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 383.741, \"end\": 383.901, \"score\": 0.961}, {\"word\": \"分\", \"start\": 383.901, \"end\": 384.061, \"score\": 0.904}, {\"word\": \"一\", \"start\": 384.061, \"end\": 384.141, \"score\": 0.861}, {\"word\": \"定\", \"start\": 384.141, \"end\": 384.241, \"score\": 0.861}, {\"word\": \"要\", \"start\": 384.241, \"end\": 384.381, \"score\": 0.837}, {\"word\": \"有\", \"start\": 384.381, \"end\": 384.541, \"score\": 0.969}, {\"word\": \"明\", \"start\": 384.541, \"end\": 384.942, \"score\": 0.76}, {\"word\": \"確\"}, {\"word\": \"的\", \"start\": 384.942, \"end\": 385.462, \"score\": 0.79}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"跟\", \"start\": 385.462, \"end\": 385.682, \"score\": 0.921}, {\"word\": \"保\", \"start\": 385.682, \"end\": 386.622, \"score\": 0.781}, {\"word\": \"證\"}, {\"word\": \"也\", \"start\": 386.622, \"end\": 386.762, \"score\": 0.825}, {\"word\": \"要\", \"start\": 386.762, \"end\": 386.943, \"score\": 0.718}, {\"word\": \"有\", \"start\": 386.943, \"end\": 387.143, \"score\": 0.677}, {\"word\": \"配\", \"start\": 387.143, \"end\": 387.423, \"score\": 0.804}, {\"word\": \"套\", \"start\": 387.423, \"end\": 388.143, \"score\": 0.825}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"大\", \"start\": 388.143, \"end\": 388.303, \"score\": 0.888}, {\"word\": \"家\", \"start\": 388.303, \"end\": 388.503, \"score\": 0.793}, {\"word\": \"才\", \"start\": 388.503, \"end\": 388.664, \"score\": 0.767}, {\"word\": \"能\", \"start\": 388.664, \"end\": 389.004, \"score\": 0.849}, {\"word\": \"夠\"}, {\"word\": \"放\", \"start\": 389.004, \"end\": 389.244, \"score\": 0.97}, {\"word\": \"心\", \"start\": 389.244, \"end\": 389.864, \"score\": 0.871}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 389.864, \"end\": 389.984, \"score\": 0.775}, {\"word\": \"管\", \"start\": 389.984, \"end\": 390.304, \"score\": 0.783}, {\"word\": \"會\"}, {\"word\": \"是\", \"start\": 390.304, \"end\": 390.404, \"score\": 0.634}, {\"word\": \"可\", \"start\": 390.404, \"end\": 390.525, \"score\": 0.832}, {\"word\": \"以\", \"start\": 390.525, \"end\": 390.625, \"score\": 0.831}, {\"word\": \"做\", \"start\": 390.625, \"end\": 390.785, \"score\": 0.968}, {\"word\": \"到\", \"start\": 390.785, \"end\": 390.945, \"score\": 0.813}, {\"word\": \"的\", \"start\": 390.945, \"end\": 390.965, \"score\": 0.799}, {\"word\": \"嗎\"}]}, {\"start\": 391.425, \"end\": 409.176, \"text\": \"可以 我們一定會準備好才上路不會為了要上路而上路好 那另外關於這個純網保啦過去呢 這個金管會一直告訴我們說麻雀飛牢啊 純網保很快就會有啦等等我想今天也很多人在關心喔說了這麼久 結果到現在呢卻是一場空\", \"words\": [{\"word\": \"可\", \"start\": 391.425, \"end\": 391.565, \"score\": 0.779}, {\"word\": \"以\", \"start\": 391.565, \"end\": 391.605, \"score\": 0.41}, {\"word\": \"我\", \"start\": 391.605, \"end\": 391.745, \"score\": 0.822}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 391.745, \"end\": 391.905, \"score\": 0.817}, {\"word\": \"定\", \"start\": 391.905, \"end\": 392.326, \"score\": 0.829}, {\"word\": \"會\"}, {\"word\": \"準\", \"start\": 392.326, \"end\": 392.766, \"score\": 0.791}, {\"word\": \"備\"}, {\"word\": \"好\", \"start\": 392.766, \"end\": 392.986, \"score\": 0.702}, {\"word\": \"才\", \"start\": 392.986, \"end\": 393.206, \"score\": 0.677}, {\"word\": \"上\", \"start\": 393.206, \"end\": 393.426, \"score\": 0.852}, {\"word\": \"路\", \"start\": 393.426, \"end\": 393.586, \"score\": 0.739}, {\"word\": \"不\", \"start\": 393.586, \"end\": 394.027, \"score\": 0.875}, {\"word\": \"會\"}, {\"word\": \"為\"}, {\"word\": \"了\", \"start\": 394.027, \"end\": 394.287, \"score\": 0.929}, {\"word\": \"要\", \"start\": 394.287, \"end\": 394.487, \"score\": 0.816}, {\"word\": \"上\", \"start\": 394.487, \"end\": 394.727, \"score\": 0.746}, {\"word\": \"路\", \"start\": 394.727, \"end\": 394.767, \"score\": 0.485}, {\"word\": \"而\", \"start\": 394.767, \"end\": 394.987, \"score\": 0.905}, {\"word\": \"上\", \"start\": 394.987, \"end\": 395.247, \"score\": 0.766}, {\"word\": \"路\", \"start\": 395.247, \"end\": 395.888, \"score\": 0.679}, {\"word\": \"好\", \"start\": 395.888, \"end\": 396.408, \"score\": 0.82}, {\"word\": \"那\", \"start\": 396.408, \"end\": 396.528, \"score\": 0.627}, {\"word\": \"另\", \"start\": 396.528, \"end\": 396.668, \"score\": 0.646}, {\"word\": \"外\", \"start\": 396.668, \"end\": 397.029, \"score\": 0.79}, {\"word\": \"關\"}, {\"word\": \"於\", \"start\": 397.029, \"end\": 398.169, \"score\": 0.716}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 398.169, \"end\": 398.389, \"score\": 0.679}, {\"word\": \"啦\", \"start\": 398.389, \"end\": 399.05, \"score\": 0.765}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 399.05, \"end\": 399.25, \"score\": 0.893}, {\"word\": \"呢\", \"start\": 399.25, \"end\": 399.71, \"score\": 0.801}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 399.71, \"end\": 399.83, \"score\": 0.744}, {\"word\": \"管\", \"start\": 399.83, \"end\": 400.471, \"score\": 0.769}, {\"word\": \"會\"}, {\"word\": \"一\", \"start\": 400.471, \"end\": 400.571, \"score\": 0.783}, {\"word\": \"直\", \"start\": 400.571, \"end\": 400.671, \"score\": 0.633}, {\"word\": \"告\", \"start\": 400.671, \"end\": 400.931, \"score\": 0.758}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 400.931, \"end\": 401.251, \"score\": 0.55}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"麻\", \"start\": 401.251, \"end\": 401.471, \"score\": 0.853}, {\"word\": \"雀\", \"start\": 401.471, \"end\": 401.932, \"score\": 0.724}, {\"word\": \"飛\"}, {\"word\": \"牢\", \"start\": 401.932, \"end\": 402.112, \"score\": 0.739}, {\"word\": \"啊\", \"start\": 402.112, \"end\": 402.732, \"score\": 0.719}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 402.732, \"end\": 402.912, \"score\": 0.869}, {\"word\": \"很\", \"start\": 402.912, \"end\": 403.093, \"score\": 0.774}, {\"word\": \"快\", \"start\": 403.093, \"end\": 403.273, \"score\": 0.792}, {\"word\": \"就\", \"start\": 403.273, \"end\": 403.553, \"score\": 0.756}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 403.553, \"end\": 403.733, \"score\": 0.863}, {\"word\": \"啦\", \"start\": 403.733, \"end\": 403.933, \"score\": 0.668}, {\"word\": \"等\", \"start\": 403.933, \"end\": 404.093, \"score\": 0.652}, {\"word\": \"等\", \"start\": 404.093, \"end\": 404.553, \"score\": 0.823}, {\"word\": \"我\", \"start\": 404.553, \"end\": 404.633, \"score\": 0.592}, {\"word\": \"想\", \"start\": 404.633, \"end\": 404.794, \"score\": 0.726}, {\"word\": \"今\", \"start\": 404.794, \"end\": 404.814, \"score\": 0.025}, {\"word\": \"天\", \"start\": 404.814, \"end\": 405.014, \"score\": 0.796}, {\"word\": \"也\", \"start\": 405.014, \"end\": 405.194, \"score\": 0.847}, {\"word\": \"很\", \"start\": 405.194, \"end\": 405.354, \"score\": 0.875}, {\"word\": \"多\", \"start\": 405.354, \"end\": 405.534, \"score\": 0.984}, {\"word\": \"人\", \"start\": 405.534, \"end\": 405.614, \"score\": 0.858}, {\"word\": \"在\", \"start\": 405.614, \"end\": 406.074, \"score\": 0.887}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 406.074, \"end\": 406.295, \"score\": 0.935}, {\"word\": \"喔\", \"start\": 406.295, \"end\": 406.935, \"score\": 0.866}, {\"word\": \"說\"}, {\"word\": \"了\", \"start\": 406.935, \"end\": 407.355, \"score\": 0.601}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"久\", \"start\": 407.355, \"end\": 407.555, \"score\": 0.714}, {\"word\": \"結\"}, {\"word\": \"果\", \"start\": 407.555, \"end\": 407.776, \"score\": 0.765}, {\"word\": \"到\", \"start\": 407.776, \"end\": 408.236, \"score\": 0.81}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 408.236, \"end\": 408.436, \"score\": 0.923}, {\"word\": \"呢\", \"start\": 408.436, \"end\": 408.996, \"score\": 0.829}, {\"word\": \"卻\"}, {\"word\": \"是\", \"start\": 408.996, \"end\": 409.136, \"score\": 0.755}, {\"word\": \"一\", \"start\": 409.136, \"end\": 409.156, \"score\": 0.892}, {\"word\": \"場\"}, {\"word\": \"空\", \"start\": 409.156, \"end\": 409.176, \"score\": 0.0}]}, {\"start\": 410.197, \"end\": 428.55, \"text\": \"最後完全沒有任何一家存網保可以上路那現在金管會又說明年要捲土重來保險局12月又要評估請問在原本這麼嚴格的一個條件狀況之下未來會進一步的放寬嗎那如果沒有放寬又如何能夠保證明年會有存網保呢\", \"words\": [{\"word\": \"最\", \"start\": 410.197, \"end\": 410.397, \"score\": 0.996}, {\"word\": \"後\", \"start\": 410.397, \"end\": 410.737, \"score\": 0.717}, {\"word\": \"完\", \"start\": 410.737, \"end\": 410.978, \"score\": 0.995}, {\"word\": \"全\", \"start\": 410.978, \"end\": 411.198, \"score\": 0.826}, {\"word\": \"沒\", \"start\": 411.198, \"end\": 411.298, \"score\": 0.799}, {\"word\": \"有\", \"start\": 411.298, \"end\": 411.398, \"score\": 0.923}, {\"word\": \"任\", \"start\": 411.398, \"end\": 411.578, \"score\": 0.823}, {\"word\": \"何\", \"start\": 411.578, \"end\": 411.738, \"score\": 0.991}, {\"word\": \"一\", \"start\": 411.738, \"end\": 411.918, \"score\": 0.886}, {\"word\": \"家\", \"start\": 411.918, \"end\": 412.178, \"score\": 0.992}, {\"word\": \"存\", \"start\": 412.178, \"end\": 412.639, \"score\": 0.906}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 412.639, \"end\": 413.039, \"score\": 0.77}, {\"word\": \"可\", \"start\": 413.039, \"end\": 413.159, \"score\": 0.962}, {\"word\": \"以\", \"start\": 413.159, \"end\": 413.299, \"score\": 0.997}, {\"word\": \"上\", \"start\": 413.299, \"end\": 413.559, \"score\": 0.871}, {\"word\": \"路\", \"start\": 413.559, \"end\": 414.12, \"score\": 0.916}, {\"word\": \"那\", \"start\": 414.12, \"end\": 414.46, \"score\": 0.911}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 414.46, \"end\": 414.64, \"score\": 0.99}, {\"word\": \"金\", \"start\": 414.64, \"end\": 414.78, \"score\": 0.855}, {\"word\": \"管\", \"start\": 414.78, \"end\": 414.96, \"score\": 0.879}, {\"word\": \"會\"}, {\"word\": \"又\", \"start\": 414.96, \"end\": 415.521, \"score\": 0.907}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 415.521, \"end\": 415.701, \"score\": 0.885}, {\"word\": \"年\", \"start\": 415.701, \"end\": 415.841, \"score\": 0.988}, {\"word\": \"要\", \"start\": 415.841, \"end\": 416.261, \"score\": 0.951}, {\"word\": \"捲\"}, {\"word\": \"土\", \"start\": 416.261, \"end\": 416.501, \"score\": 0.992}, {\"word\": \"重\", \"start\": 416.501, \"end\": 417.102, \"score\": 0.89}, {\"word\": \"來\"}, {\"word\": \"保\", \"start\": 417.102, \"end\": 417.462, \"score\": 0.942}, {\"word\": \"險\"}, {\"word\": \"局\", \"start\": 417.462, \"end\": 417.922, \"score\": 0.946}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 417.922, \"end\": 418.062, \"score\": 0.847}, {\"word\": \"又\", \"start\": 418.062, \"end\": 418.163, \"score\": 0.801}, {\"word\": \"要\", \"start\": 418.163, \"end\": 418.643, \"score\": 0.938}, {\"word\": \"評\"}, {\"word\": \"估\", \"start\": 418.643, \"end\": 419.523, \"score\": 0.943}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"在\", \"start\": 419.523, \"end\": 419.744, \"score\": 0.972}, {\"word\": \"原\", \"start\": 419.744, \"end\": 419.984, \"score\": 0.963}, {\"word\": \"本\", \"start\": 419.984, \"end\": 420.644, \"score\": 0.892}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"嚴\"}, {\"word\": \"格\", \"start\": 420.644, \"end\": 420.784, \"score\": 0.991}, {\"word\": \"的\", \"start\": 420.784, \"end\": 420.884, \"score\": 0.999}, {\"word\": \"一\", \"start\": 420.884, \"end\": 421.385, \"score\": 0.889}, {\"word\": \"個\"}, {\"word\": \"條\"}, {\"word\": \"件\", \"start\": 421.385, \"end\": 422.005, \"score\": 0.914}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"之\", \"start\": 422.005, \"end\": 422.205, \"score\": 0.979}, {\"word\": \"下\", \"start\": 422.205, \"end\": 422.766, \"score\": 0.996}, {\"word\": \"未\", \"start\": 422.766, \"end\": 423.326, \"score\": 0.867}, {\"word\": \"來\"}, {\"word\": \"會\"}, {\"word\": \"進\"}, {\"word\": \"一\", \"start\": 423.326, \"end\": 423.406, \"score\": 0.987}, {\"word\": \"步\", \"start\": 423.406, \"end\": 423.526, \"score\": 0.896}, {\"word\": \"的\", \"start\": 423.526, \"end\": 423.746, \"score\": 0.968}, {\"word\": \"放\", \"start\": 423.746, \"end\": 424.707, \"score\": 0.913}, {\"word\": \"寬\"}, {\"word\": \"嗎\"}, {\"word\": \"那\", \"start\": 424.707, \"end\": 424.867, \"score\": 0.911}, {\"word\": \"如\", \"start\": 424.867, \"end\": 424.947, \"score\": 0.75}, {\"word\": \"果\", \"start\": 424.947, \"end\": 425.027, \"score\": 0.382}, {\"word\": \"沒\", \"start\": 425.027, \"end\": 425.127, \"score\": 0.8}, {\"word\": \"有\", \"start\": 425.127, \"end\": 425.287, \"score\": 0.976}, {\"word\": \"放\", \"start\": 425.287, \"end\": 426.008, \"score\": 0.907}, {\"word\": \"寬\"}, {\"word\": \"又\", \"start\": 426.008, \"end\": 426.168, \"score\": 0.866}, {\"word\": \"如\", \"start\": 426.168, \"end\": 426.348, \"score\": 0.759}, {\"word\": \"何\", \"start\": 426.348, \"end\": 426.488, \"score\": 0.867}, {\"word\": \"能\", \"start\": 426.488, \"end\": 426.748, \"score\": 0.911}, {\"word\": \"夠\"}, {\"word\": \"保\", \"start\": 426.748, \"end\": 427.109, \"score\": 0.931}, {\"word\": \"證\"}, {\"word\": \"明\", \"start\": 427.109, \"end\": 427.289, \"score\": 0.986}, {\"word\": \"年\", \"start\": 427.289, \"end\": 427.609, \"score\": 0.921}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 427.609, \"end\": 427.769, \"score\": 0.885}, {\"word\": \"存\", \"start\": 427.769, \"end\": 428.289, \"score\": 0.91}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 428.289, \"end\": 428.53, \"score\": 0.823}, {\"word\": \"呢\", \"start\": 428.53, \"end\": 428.55, \"score\": 0.086}]}, {\"start\": 429.366, \"end\": 454.463, \"text\": \"其實原來我不認為那是嚴格那本來就是大家對純網營的期待覺得希望它有一個有一個可以運行的商業模式我們只是確定純網保也有一個可以運行的商業模式我不覺得那是一定是嚴的那如果是這樣為什麼沒有任何一家公司願意來做或是通過我們經管會的審查那是因為它送來的資料沒辦法證明它是可被執行的模式\", \"words\": [{\"word\": \"其\", \"start\": 429.366, \"end\": 429.746, \"score\": 0.75}, {\"word\": \"實\"}, {\"word\": \"原\", \"start\": 429.746, \"end\": 429.906, \"score\": 0.892}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 429.906, \"end\": 430.607, \"score\": 0.97}, {\"word\": \"不\", \"start\": 430.607, \"end\": 430.907, \"score\": 0.885}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"那\", \"start\": 430.907, \"end\": 431.067, \"score\": 0.72}, {\"word\": \"是\", \"start\": 431.067, \"end\": 431.227, \"score\": 0.927}, {\"word\": \"嚴\"}, {\"word\": \"格\", \"start\": 431.227, \"end\": 431.748, \"score\": 0.922}, {\"word\": \"那\", \"start\": 431.748, \"end\": 431.888, \"score\": 0.83}, {\"word\": \"本\", \"start\": 431.888, \"end\": 432.168, \"score\": 0.881}, {\"word\": \"來\"}, {\"word\": \"就\", \"start\": 432.168, \"end\": 432.308, \"score\": 0.807}, {\"word\": \"是\", \"start\": 432.308, \"end\": 432.548, \"score\": 0.99}, {\"word\": \"大\", \"start\": 432.548, \"end\": 432.708, \"score\": 0.736}, {\"word\": \"家\", \"start\": 432.708, \"end\": 433.569, \"score\": 0.866}, {\"word\": \"對\"}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"營\"}, {\"word\": \"的\", \"start\": 433.569, \"end\": 433.729, \"score\": 0.89}, {\"word\": \"期\", \"start\": 433.729, \"end\": 433.929, \"score\": 0.866}, {\"word\": \"待\", \"start\": 433.929, \"end\": 434.269, \"score\": 0.851}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 434.269, \"end\": 434.409, \"score\": 0.788}, {\"word\": \"希\", \"start\": 434.409, \"end\": 434.549, \"score\": 0.952}, {\"word\": \"望\", \"start\": 434.549, \"end\": 434.73, \"score\": 0.947}, {\"word\": \"它\", \"start\": 434.73, \"end\": 434.91, \"score\": 0.817}, {\"word\": \"有\", \"start\": 434.91, \"end\": 435.05, \"score\": 0.981}, {\"word\": \"一\", \"start\": 435.05, \"end\": 436.09, \"score\": 0.95}, {\"word\": \"個\"}, {\"word\": \"有\", \"start\": 436.09, \"end\": 436.231, \"score\": 0.984}, {\"word\": \"一\", \"start\": 436.231, \"end\": 436.491, \"score\": 0.85}, {\"word\": \"個\"}, {\"word\": \"可\", \"start\": 436.491, \"end\": 436.631, \"score\": 0.954}, {\"word\": \"以\", \"start\": 436.631, \"end\": 436.991, \"score\": 0.818}, {\"word\": \"運\"}, {\"word\": \"行\", \"start\": 436.991, \"end\": 437.171, \"score\": 0.974}, {\"word\": \"的\", \"start\": 437.171, \"end\": 437.311, \"score\": 0.985}, {\"word\": \"商\", \"start\": 437.311, \"end\": 437.692, \"score\": 0.886}, {\"word\": \"業\"}, {\"word\": \"模\", \"start\": 437.692, \"end\": 437.912, \"score\": 0.968}, {\"word\": \"式\", \"start\": 437.912, \"end\": 438.092, \"score\": 0.781}, {\"word\": \"我\", \"start\": 438.092, \"end\": 438.272, \"score\": 0.869}, {\"word\": \"們\"}, {\"word\": \"只\", \"start\": 438.272, \"end\": 438.512, \"score\": 0.86}, {\"word\": \"是\", \"start\": 438.512, \"end\": 438.692, \"score\": 0.715}, {\"word\": \"確\"}, {\"word\": \"定\", \"start\": 438.692, \"end\": 439.393, \"score\": 0.89}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 439.393, \"end\": 439.653, \"score\": 0.863}, {\"word\": \"也\", \"start\": 439.653, \"end\": 439.853, \"score\": 0.798}, {\"word\": \"有\", \"start\": 439.853, \"end\": 439.953, \"score\": 0.809}, {\"word\": \"一\", \"start\": 439.953, \"end\": 440.293, \"score\": 0.876}, {\"word\": \"個\"}, {\"word\": \"可\", \"start\": 440.293, \"end\": 440.473, \"score\": 0.962}, {\"word\": \"以\", \"start\": 440.473, \"end\": 440.994, \"score\": 0.905}, {\"word\": \"運\"}, {\"word\": \"行\", \"start\": 440.994, \"end\": 441.154, \"score\": 0.875}, {\"word\": \"的\", \"start\": 441.154, \"end\": 441.274, \"score\": 0.993}, {\"word\": \"商\", \"start\": 441.274, \"end\": 441.654, \"score\": 0.858}, {\"word\": \"業\"}, {\"word\": \"模\", \"start\": 441.654, \"end\": 441.914, \"score\": 0.925}, {\"word\": \"式\", \"start\": 441.914, \"end\": 442.595, \"score\": 0.961}, {\"word\": \"我\", \"start\": 442.595, \"end\": 442.835, \"score\": 0.885}, {\"word\": \"不\", \"start\": 442.835, \"end\": 443.155, \"score\": 0.905}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 443.155, \"end\": 443.315, \"score\": 0.944}, {\"word\": \"那\", \"start\": 443.315, \"end\": 443.435, \"score\": 0.826}, {\"word\": \"是\", \"start\": 443.435, \"end\": 443.555, \"score\": 0.906}, {\"word\": \"一\", \"start\": 443.555, \"end\": 443.656, \"score\": 0.798}, {\"word\": \"定\", \"start\": 443.656, \"end\": 443.796, \"score\": 0.928}, {\"word\": \"是\", \"start\": 443.796, \"end\": 444.196, \"score\": 0.848}, {\"word\": \"嚴\"}, {\"word\": \"的\", \"start\": 444.196, \"end\": 444.216, \"score\": 0.803}, {\"word\": \"那\", \"start\": 444.216, \"end\": 444.376, \"score\": 0.862}, {\"word\": \"如\", \"start\": 444.376, \"end\": 444.516, \"score\": 0.759}, {\"word\": \"果\", \"start\": 444.516, \"end\": 444.656, \"score\": 0.831}, {\"word\": \"是\", \"start\": 444.656, \"end\": 445.137, \"score\": 0.882}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 445.137, \"end\": 445.377, \"score\": 0.908}, {\"word\": \"麼\"}, {\"word\": \"沒\", \"start\": 445.377, \"end\": 445.497, \"score\": 0.823}, {\"word\": \"有\", \"start\": 445.497, \"end\": 445.677, \"score\": 0.81}, {\"word\": \"任\", \"start\": 445.677, \"end\": 445.877, \"score\": 0.924}, {\"word\": \"何\", \"start\": 445.877, \"end\": 446.077, \"score\": 0.995}, {\"word\": \"一\", \"start\": 446.077, \"end\": 446.237, \"score\": 0.944}, {\"word\": \"家\", \"start\": 446.237, \"end\": 446.497, \"score\": 0.983}, {\"word\": \"公\", \"start\": 446.497, \"end\": 446.798, \"score\": 0.999}, {\"word\": \"司\", \"start\": 446.798, \"end\": 447.478, \"score\": 0.936}, {\"word\": \"願\"}, {\"word\": \"意\", \"start\": 447.478, \"end\": 447.798, \"score\": 0.87}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 447.798, \"end\": 447.978, \"score\": 0.769}, {\"word\": \"或\", \"start\": 447.978, \"end\": 448.078, \"score\": 0.797}, {\"word\": \"是\", \"start\": 448.078, \"end\": 448.219, \"score\": 0.79}, {\"word\": \"通\", \"start\": 448.219, \"end\": 448.479, \"score\": 0.842}, {\"word\": \"過\"}, {\"word\": \"我\", \"start\": 448.479, \"end\": 448.959, \"score\": 0.838}, {\"word\": \"們\"}, {\"word\": \"經\"}, {\"word\": \"管\", \"start\": 448.959, \"end\": 449.259, \"score\": 0.859}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 449.259, \"end\": 449.619, \"score\": 0.921}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 449.619, \"end\": 449.96, \"score\": 0.938}, {\"word\": \"那\", \"start\": 449.96, \"end\": 450.1, \"score\": 0.946}, {\"word\": \"是\", \"start\": 450.1, \"end\": 450.2, \"score\": 0.866}, {\"word\": \"因\", \"start\": 450.2, \"end\": 450.38, \"score\": 0.791}, {\"word\": \"為\"}, {\"word\": \"它\", \"start\": 450.38, \"end\": 450.62, \"score\": 0.912}, {\"word\": \"送\", \"start\": 450.62, \"end\": 450.9, \"score\": 0.807}, {\"word\": \"來\"}, {\"word\": \"的\", \"start\": 450.9, \"end\": 451.221, \"score\": 0.875}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 451.221, \"end\": 451.501, \"score\": 0.804}, {\"word\": \"沒\", \"start\": 451.501, \"end\": 451.681, \"score\": 0.678}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 451.681, \"end\": 452.021, \"score\": 0.923}, {\"word\": \"證\"}, {\"word\": \"明\", \"start\": 452.021, \"end\": 452.181, \"score\": 0.974}, {\"word\": \"它\", \"start\": 452.181, \"end\": 452.361, \"score\": 0.78}, {\"word\": \"是\", \"start\": 452.361, \"end\": 452.621, \"score\": 0.861}, {\"word\": \"可\", \"start\": 452.621, \"end\": 452.962, \"score\": 0.966}, {\"word\": \"被\", \"start\": 452.962, \"end\": 453.722, \"score\": 0.941}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 453.722, \"end\": 453.982, \"score\": 0.973}, {\"word\": \"的\", \"start\": 453.982, \"end\": 454.142, \"score\": 0.987}, {\"word\": \"模\", \"start\": 454.142, \"end\": 454.443, \"score\": 0.899}, {\"word\": \"式\", \"start\": 454.443, \"end\": 454.463, \"score\": 0.987}]}, {\"start\": 455.609, \"end\": 471.109, \"text\": \"也就是說你認為他是會虧損是不是沒有獲利的空間嗎什麼叫做無法證明他是可賠之心他的創新跟異業合作的創新模式沒有辦法得到審查委員認同這樣一個模式是可以將來可以營運可以獲利的\", \"words\": [{\"word\": \"也\", \"start\": 455.609, \"end\": 455.729, \"score\": 0.897}, {\"word\": \"就\", \"start\": 455.729, \"end\": 455.909, \"score\": 0.772}, {\"word\": \"是\", \"start\": 455.909, \"end\": 456.07, \"score\": 0.743}, {\"word\": \"說\"}, {\"word\": \"你\", \"start\": 456.07, \"end\": 456.39, \"score\": 0.811}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"他\", \"start\": 456.39, \"end\": 456.53, \"score\": 0.81}, {\"word\": \"是\", \"start\": 456.53, \"end\": 456.55, \"score\": 0.021}, {\"word\": \"會\"}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"是\", \"start\": 456.55, \"end\": 457.071, \"score\": 0.789}, {\"word\": \"不\", \"start\": 457.071, \"end\": 457.291, \"score\": 0.787}, {\"word\": \"是\", \"start\": 457.291, \"end\": 457.912, \"score\": 0.922}, {\"word\": \"沒\", \"start\": 457.912, \"end\": 458.012, \"score\": 0.8}, {\"word\": \"有\", \"start\": 458.012, \"end\": 458.313, \"score\": 0.844}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 458.313, \"end\": 458.453, \"score\": 0.66}, {\"word\": \"的\", \"start\": 458.453, \"end\": 458.553, \"score\": 0.7}, {\"word\": \"空\", \"start\": 458.553, \"end\": 459.474, \"score\": 0.893}, {\"word\": \"間\"}, {\"word\": \"嗎\"}, {\"word\": \"什\", \"start\": 459.474, \"end\": 459.654, \"score\": 0.614}, {\"word\": \"麼\"}, {\"word\": \"叫\", \"start\": 459.654, \"end\": 459.775, \"score\": 0.804}, {\"word\": \"做\", \"start\": 459.775, \"end\": 460.315, \"score\": 0.959}, {\"word\": \"無\", \"start\": 460.315, \"end\": 460.515, \"score\": 0.87}, {\"word\": \"法\", \"start\": 460.515, \"end\": 460.896, \"score\": 0.845}, {\"word\": \"證\"}, {\"word\": \"明\", \"start\": 460.896, \"end\": 461.016, \"score\": 0.876}, {\"word\": \"他\", \"start\": 461.016, \"end\": 461.196, \"score\": 0.785}, {\"word\": \"是\", \"start\": 461.196, \"end\": 461.317, \"score\": 0.661}, {\"word\": \"可\", \"start\": 461.317, \"end\": 461.337, \"score\": 0.004}, {\"word\": \"賠\"}, {\"word\": \"之\", \"start\": 461.337, \"end\": 461.477, \"score\": 0.776}, {\"word\": \"心\", \"start\": 461.477, \"end\": 461.497, \"score\": 0.0}, {\"word\": \"他\", \"start\": 461.497, \"end\": 461.657, \"score\": 0.695}, {\"word\": \"的\", \"start\": 461.657, \"end\": 462.198, \"score\": 0.872}, {\"word\": \"創\"}, {\"word\": \"新\", \"start\": 462.198, \"end\": 462.518, \"score\": 0.926}, {\"word\": \"跟\", \"start\": 462.518, \"end\": 463.299, \"score\": 0.921}, {\"word\": \"異\"}, {\"word\": \"業\"}, {\"word\": \"合\", \"start\": 463.299, \"end\": 463.499, \"score\": 0.983}, {\"word\": \"作\", \"start\": 463.499, \"end\": 463.64, \"score\": 0.894}, {\"word\": \"的\", \"start\": 463.64, \"end\": 464.04, \"score\": 0.753}, {\"word\": \"創\"}, {\"word\": \"新\", \"start\": 464.04, \"end\": 464.24, \"score\": 0.913}, {\"word\": \"模\", \"start\": 464.24, \"end\": 464.521, \"score\": 0.899}, {\"word\": \"式\", \"start\": 464.521, \"end\": 464.881, \"score\": 0.984}, {\"word\": \"沒\", \"start\": 464.881, \"end\": 465.021, \"score\": 0.838}, {\"word\": \"有\", \"start\": 465.021, \"end\": 465.442, \"score\": 0.939}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 465.442, \"end\": 465.662, \"score\": 0.945}, {\"word\": \"得\", \"start\": 465.662, \"end\": 465.843, \"score\": 0.884}, {\"word\": \"到\", \"start\": 465.843, \"end\": 466.624, \"score\": 0.856}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 466.624, \"end\": 466.824, \"score\": 0.952}, {\"word\": \"委\", \"start\": 466.824, \"end\": 467.365, \"score\": 0.845}, {\"word\": \"員\"}, {\"word\": \"認\"}, {\"word\": \"同\", \"start\": 467.365, \"end\": 467.845, \"score\": 0.835}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"一\", \"start\": 467.845, \"end\": 468.045, \"score\": 0.743}, {\"word\": \"個\"}, {\"word\": \"模\", \"start\": 468.045, \"end\": 468.266, \"score\": 0.87}, {\"word\": \"式\", \"start\": 468.266, \"end\": 468.286, \"score\": 0.865}, {\"word\": \"是\", \"start\": 468.286, \"end\": 468.606, \"score\": 0.89}, {\"word\": \"可\", \"start\": 468.606, \"end\": 468.786, \"score\": 0.974}, {\"word\": \"以\", \"start\": 468.786, \"end\": 469.648, \"score\": 0.871}, {\"word\": \"將\"}, {\"word\": \"來\"}, {\"word\": \"可\", \"start\": 469.648, \"end\": 469.808, \"score\": 0.923}, {\"word\": \"以\", \"start\": 469.808, \"end\": 470.409, \"score\": 0.838}, {\"word\": \"營\"}, {\"word\": \"運\"}, {\"word\": \"可\", \"start\": 470.409, \"end\": 470.529, \"score\": 0.907}, {\"word\": \"以\", \"start\": 470.529, \"end\": 470.889, \"score\": 0.821}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 470.889, \"end\": 471.089, \"score\": 0.811}, {\"word\": \"的\", \"start\": 471.089, \"end\": 471.109, \"score\": 0.603}]}, {\"start\": 471.96, \"end\": 490.235, \"text\": \"所以你就是認為他不會獲利嘛那我們存網營也是虧損連連啊虧損連連到現在你當初認為他會獲利嗎到現在還不是在虧損那你還不是讓他過那存網保對於民眾來講有更大的需求現在很多的民眾網路世代他們可能透過網路去保\", \"words\": [{\"word\": \"所\", \"start\": 471.96, \"end\": 472.08, \"score\": 0.83}, {\"word\": \"以\", \"start\": 472.08, \"end\": 472.1, \"score\": 0.003}, {\"word\": \"你\", \"start\": 472.1, \"end\": 472.18, \"score\": 0.718}, {\"word\": \"就\", \"start\": 472.18, \"end\": 472.3, \"score\": 0.639}, {\"word\": \"是\", \"start\": 472.3, \"end\": 472.681, \"score\": 0.764}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"他\", \"start\": 472.681, \"end\": 472.821, \"score\": 0.9}, {\"word\": \"不\", \"start\": 472.821, \"end\": 473.221, \"score\": 0.792}, {\"word\": \"會\"}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 473.221, \"end\": 473.401, \"score\": 0.762}, {\"word\": \"嘛\", \"start\": 473.401, \"end\": 473.862, \"score\": 0.924}, {\"word\": \"那\", \"start\": 473.862, \"end\": 474.042, \"score\": 0.752}, {\"word\": \"我\", \"start\": 474.042, \"end\": 474.242, \"score\": 0.617}, {\"word\": \"們\"}, {\"word\": \"存\", \"start\": 474.242, \"end\": 474.862, \"score\": 0.823}, {\"word\": \"網\"}, {\"word\": \"營\"}, {\"word\": \"也\", \"start\": 474.862, \"end\": 475.002, \"score\": 0.892}, {\"word\": \"是\", \"start\": 475.002, \"end\": 475.883, \"score\": 0.797}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"連\"}, {\"word\": \"連\"}, {\"word\": \"啊\", \"start\": 475.883, \"end\": 477.464, \"score\": 0.841}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"連\"}, {\"word\": \"連\"}, {\"word\": \"到\", \"start\": 477.464, \"end\": 477.785, \"score\": 0.779}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 477.785, \"end\": 477.925, \"score\": 0.917}, {\"word\": \"你\", \"start\": 477.925, \"end\": 478.185, \"score\": 0.834}, {\"word\": \"當\"}, {\"word\": \"初\", \"start\": 478.185, \"end\": 478.485, \"score\": 0.833}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"他\", \"start\": 478.485, \"end\": 478.906, \"score\": 0.79}, {\"word\": \"會\"}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 478.906, \"end\": 479.626, \"score\": 0.904}, {\"word\": \"嗎\"}, {\"word\": \"到\", \"start\": 479.626, \"end\": 479.986, \"score\": 0.779}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 479.986, \"end\": 480.247, \"score\": 0.963}, {\"word\": \"還\"}, {\"word\": \"不\", \"start\": 480.247, \"end\": 480.307, \"score\": 0.978}, {\"word\": \"是\", \"start\": 480.307, \"end\": 480.427, \"score\": 0.774}, {\"word\": \"在\", \"start\": 480.427, \"end\": 481.328, \"score\": 0.847}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"那\", \"start\": 481.328, \"end\": 481.448, \"score\": 0.634}, {\"word\": \"你\", \"start\": 481.448, \"end\": 481.608, \"score\": 0.852}, {\"word\": \"還\"}, {\"word\": \"不\", \"start\": 481.608, \"end\": 481.688, \"score\": 0.899}, {\"word\": \"是\", \"start\": 481.688, \"end\": 481.748, \"score\": 0.589}, {\"word\": \"讓\"}, {\"word\": \"他\", \"start\": 481.748, \"end\": 481.888, \"score\": 0.855}, {\"word\": \"過\"}, {\"word\": \"那\", \"start\": 481.888, \"end\": 482.889, \"score\": 0.837}, {\"word\": \"存\", \"start\": 482.889, \"end\": 483.369, \"score\": 0.847}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 483.369, \"end\": 483.73, \"score\": 0.826}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 483.73, \"end\": 483.87, \"score\": 0.849}, {\"word\": \"民\", \"start\": 483.87, \"end\": 484.87, \"score\": 0.863}, {\"word\": \"眾\"}, {\"word\": \"來\"}, {\"word\": \"講\"}, {\"word\": \"有\", \"start\": 484.87, \"end\": 485.071, \"score\": 0.911}, {\"word\": \"更\", \"start\": 485.071, \"end\": 485.251, \"score\": 0.919}, {\"word\": \"大\", \"start\": 485.251, \"end\": 485.411, \"score\": 0.83}, {\"word\": \"的\", \"start\": 485.411, \"end\": 485.571, \"score\": 0.879}, {\"word\": \"需\", \"start\": 485.571, \"end\": 485.831, \"score\": 0.82}, {\"word\": \"求\", \"start\": 485.831, \"end\": 486.852, \"score\": 0.869}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 486.852, \"end\": 487.032, \"score\": 0.971}, {\"word\": \"很\", \"start\": 487.032, \"end\": 487.132, \"score\": 0.64}, {\"word\": \"多\", \"start\": 487.132, \"end\": 487.272, \"score\": 0.871}, {\"word\": \"的\", \"start\": 487.272, \"end\": 487.372, \"score\": 0.895}, {\"word\": \"民\", \"start\": 487.372, \"end\": 487.873, \"score\": 0.854}, {\"word\": \"眾\"}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 487.873, \"end\": 488.053, \"score\": 0.826}, {\"word\": \"世\", \"start\": 488.053, \"end\": 488.253, \"score\": 0.796}, {\"word\": \"代\", \"start\": 488.253, \"end\": 488.714, \"score\": 0.96}, {\"word\": \"他\", \"start\": 488.714, \"end\": 489.014, \"score\": 0.727}, {\"word\": \"們\"}, {\"word\": \"可\", \"start\": 489.014, \"end\": 489.154, \"score\": 0.863}, {\"word\": \"能\", \"start\": 489.154, \"end\": 489.294, \"score\": 0.849}, {\"word\": \"透\", \"start\": 489.294, \"end\": 489.834, \"score\": 0.809}, {\"word\": \"過\"}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 489.834, \"end\": 490.015, \"score\": 0.715}, {\"word\": \"去\", \"start\": 490.015, \"end\": 490.215, \"score\": 0.796}, {\"word\": \"保\", \"start\": 490.215, \"end\": 490.235, \"score\": 0.237}]}, {\"start\": 491.136, \"end\": 502.607, \"text\": \"這個存網保這個需求上其實是有這樣的必要性可以去做比較可以去做更多的這些配套那為什麼這個部分反而目前沒有看到任何一家願意來做的\", \"words\": [{\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"存\", \"start\": 491.136, \"end\": 491.536, \"score\": 0.86}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 491.536, \"end\": 492.277, \"score\": 0.922}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"需\", \"start\": 492.277, \"end\": 492.497, \"score\": 0.896}, {\"word\": \"求\", \"start\": 492.497, \"end\": 492.757, \"score\": 0.923}, {\"word\": \"上\", \"start\": 492.757, \"end\": 492.977, \"score\": 0.997}, {\"word\": \"其\", \"start\": 492.977, \"end\": 493.278, \"score\": 0.841}, {\"word\": \"實\"}, {\"word\": \"是\", \"start\": 493.278, \"end\": 493.438, \"score\": 0.872}, {\"word\": \"有\", \"start\": 493.438, \"end\": 493.798, \"score\": 0.913}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 493.798, \"end\": 493.938, \"score\": 0.897}, {\"word\": \"必\", \"start\": 493.938, \"end\": 494.018, \"score\": 0.99}, {\"word\": \"要\", \"start\": 494.018, \"end\": 494.158, \"score\": 0.896}, {\"word\": \"性\", \"start\": 494.158, \"end\": 494.319, \"score\": 0.985}, {\"word\": \"可\", \"start\": 494.319, \"end\": 494.419, \"score\": 0.905}, {\"word\": \"以\", \"start\": 494.419, \"end\": 494.439, \"score\": 0.0}, {\"word\": \"去\", \"start\": 494.439, \"end\": 494.619, \"score\": 0.795}, {\"word\": \"做\", \"start\": 494.619, \"end\": 494.819, \"score\": 0.947}, {\"word\": \"比\", \"start\": 494.819, \"end\": 495.22, \"score\": 0.913}, {\"word\": \"較\"}, {\"word\": \"可\", \"start\": 495.22, \"end\": 495.32, \"score\": 0.8}, {\"word\": \"以\", \"start\": 495.32, \"end\": 495.38, \"score\": 0.664}, {\"word\": \"去\", \"start\": 495.38, \"end\": 495.56, \"score\": 0.888}, {\"word\": \"做\", \"start\": 495.56, \"end\": 496.301, \"score\": 0.967}, {\"word\": \"更\", \"start\": 496.301, \"end\": 496.581, \"score\": 0.996}, {\"word\": \"多\", \"start\": 496.581, \"end\": 496.781, \"score\": 0.996}, {\"word\": \"的\", \"start\": 496.781, \"end\": 497.101, \"score\": 0.887}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 497.101, \"end\": 497.762, \"score\": 0.926}, {\"word\": \"配\", \"start\": 497.762, \"end\": 497.982, \"score\": 0.948}, {\"word\": \"套\", \"start\": 497.982, \"end\": 498.503, \"score\": 0.88}, {\"word\": \"那\", \"start\": 498.503, \"end\": 498.703, \"score\": 0.897}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 498.703, \"end\": 499.143, \"score\": 0.841}, {\"word\": \"麼\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 499.143, \"end\": 499.303, \"score\": 0.999}, {\"word\": \"分\", \"start\": 499.303, \"end\": 499.524, \"score\": 0.973}, {\"word\": \"反\", \"start\": 499.524, \"end\": 499.724, \"score\": 0.931}, {\"word\": \"而\", \"start\": 499.724, \"end\": 500.024, \"score\": 0.931}, {\"word\": \"目\", \"start\": 500.024, \"end\": 500.204, \"score\": 0.988}, {\"word\": \"前\", \"start\": 500.204, \"end\": 500.385, \"score\": 0.906}, {\"word\": \"沒\", \"start\": 500.385, \"end\": 500.485, \"score\": 0.798}, {\"word\": \"有\", \"start\": 500.485, \"end\": 500.605, \"score\": 0.967}, {\"word\": \"看\", \"start\": 500.605, \"end\": 500.785, \"score\": 0.998}, {\"word\": \"到\", \"start\": 500.785, \"end\": 500.945, \"score\": 0.85}, {\"word\": \"任\", \"start\": 500.945, \"end\": 501.125, \"score\": 0.836}, {\"word\": \"何\", \"start\": 501.125, \"end\": 501.325, \"score\": 0.942}, {\"word\": \"一\", \"start\": 501.325, \"end\": 501.426, \"score\": 0.99}, {\"word\": \"家\", \"start\": 501.426, \"end\": 502.086, \"score\": 0.955}, {\"word\": \"願\"}, {\"word\": \"意\", \"start\": 502.086, \"end\": 502.366, \"score\": 0.91}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 502.366, \"end\": 502.587, \"score\": 0.919}, {\"word\": \"的\", \"start\": 502.587, \"end\": 502.607, \"score\": 0.001}]}, {\"start\": 504.5, \"end\": 517.604, \"text\": \"而且在國際上我們也有比較出來數位化或保險科技在其他國家其實都已經是非常的普遍但是在台灣目前是一家都沒有那這種狀況其實是金管會的條件過於嚴苛還是說台灣的市場的問題到底問題出在哪裡\", \"words\": [{\"word\": \"而\", \"start\": 504.5, \"end\": 504.58, \"score\": 0.652}, {\"word\": \"且\", \"start\": 504.58, \"end\": 504.76, \"score\": 0.562}, {\"word\": \"在\", \"start\": 504.76, \"end\": 505.22, \"score\": 0.77}, {\"word\": \"國\"}, {\"word\": \"際\"}, {\"word\": \"上\", \"start\": 505.22, \"end\": 505.421, \"score\": 0.783}, {\"word\": \"我\", \"start\": 505.421, \"end\": 505.521, \"score\": 0.624}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 505.521, \"end\": 505.541, \"score\": 0.011}, {\"word\": \"有\", \"start\": 505.541, \"end\": 505.741, \"score\": 0.715}, {\"word\": \"比\", \"start\": 505.741, \"end\": 506.081, \"score\": 0.737}, {\"word\": \"較\"}, {\"word\": \"出\", \"start\": 506.081, \"end\": 507.101, \"score\": 0.791}, {\"word\": \"來\"}, {\"word\": \"數\"}, {\"word\": \"位\", \"start\": 507.101, \"end\": 507.281, \"score\": 0.638}, {\"word\": \"化\", \"start\": 507.281, \"end\": 507.481, \"score\": 0.727}, {\"word\": \"或\", \"start\": 507.481, \"end\": 507.621, \"score\": 0.474}, {\"word\": \"保\", \"start\": 507.621, \"end\": 508.021, \"score\": 0.709}, {\"word\": \"險\"}, {\"word\": \"科\", \"start\": 508.021, \"end\": 508.241, \"score\": 0.705}, {\"word\": \"技\", \"start\": 508.241, \"end\": 508.361, \"score\": 0.512}, {\"word\": \"在\", \"start\": 508.361, \"end\": 508.541, \"score\": 0.695}, {\"word\": \"其\", \"start\": 508.541, \"end\": 508.642, \"score\": 0.982}, {\"word\": \"他\", \"start\": 508.642, \"end\": 509.062, \"score\": 0.77}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 509.062, \"end\": 509.562, \"score\": 0.901}, {\"word\": \"其\", \"start\": 509.562, \"end\": 509.782, \"score\": 0.798}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 509.782, \"end\": 509.942, \"score\": 0.676}, {\"word\": \"已\", \"start\": 509.942, \"end\": 510.282, \"score\": 0.835}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 510.282, \"end\": 510.962, \"score\": 0.848}, {\"word\": \"非\", \"start\": 510.962, \"end\": 511.102, \"score\": 0.704}, {\"word\": \"常\", \"start\": 511.102, \"end\": 511.322, \"score\": 0.68}, {\"word\": \"的\", \"start\": 511.322, \"end\": 512.103, \"score\": 0.798}, {\"word\": \"普\", \"start\": 512.103, \"end\": 512.383, \"score\": 0.783}, {\"word\": \"遍\", \"start\": 512.383, \"end\": 512.843, \"score\": 0.802}, {\"word\": \"但\", \"start\": 512.843, \"end\": 513.043, \"score\": 0.79}, {\"word\": \"是\", \"start\": 513.043, \"end\": 513.063, \"score\": 0.0}, {\"word\": \"在\", \"start\": 513.063, \"end\": 513.243, \"score\": 0.84}, {\"word\": \"台\", \"start\": 513.243, \"end\": 514.143, \"score\": 0.771}, {\"word\": \"灣\"}, {\"word\": \"目\", \"start\": 514.143, \"end\": 514.323, \"score\": 0.511}, {\"word\": \"前\", \"start\": 514.323, \"end\": 514.503, \"score\": 0.84}, {\"word\": \"是\", \"start\": 514.503, \"end\": 514.643, \"score\": 0.763}, {\"word\": \"一\", \"start\": 514.643, \"end\": 514.783, \"score\": 0.69}, {\"word\": \"家\", \"start\": 514.783, \"end\": 514.983, \"score\": 0.862}, {\"word\": \"都\", \"start\": 514.983, \"end\": 515.164, \"score\": 0.832}, {\"word\": \"沒\", \"start\": 515.164, \"end\": 515.364, \"score\": 0.753}, {\"word\": \"有\", \"start\": 515.364, \"end\": 515.624, \"score\": 0.893}, {\"word\": \"那\", \"start\": 515.624, \"end\": 515.744, \"score\": 0.845}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"其\", \"start\": 515.744, \"end\": 515.784, \"score\": 0.309}, {\"word\": \"實\"}, {\"word\": \"是\", \"start\": 515.784, \"end\": 516.044, \"score\": 0.848}, {\"word\": \"金\", \"start\": 516.044, \"end\": 516.064, \"score\": 0.0}, {\"word\": \"管\", \"start\": 516.064, \"end\": 516.204, \"score\": 0.853}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 516.204, \"end\": 516.264, \"score\": 0.294}, {\"word\": \"條\"}, {\"word\": \"件\", \"start\": 516.264, \"end\": 516.464, \"score\": 0.857}, {\"word\": \"過\"}, {\"word\": \"於\", \"start\": 516.464, \"end\": 516.584, \"score\": 0.777}, {\"word\": \"嚴\"}, {\"word\": \"苛\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 516.584, \"end\": 516.624, \"score\": 0.491}, {\"word\": \"說\"}, {\"word\": \"台\", \"start\": 516.624, \"end\": 516.804, \"score\": 0.889}, {\"word\": \"灣\"}, {\"word\": \"的\", \"start\": 516.804, \"end\": 517.144, \"score\": 0.868}, {\"word\": \"市\", \"start\": 517.144, \"end\": 517.224, \"score\": 0.742}, {\"word\": \"場\"}, {\"word\": \"的\", \"start\": 517.224, \"end\": 517.264, \"score\": 0.482}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"到\", \"start\": 517.264, \"end\": 517.284, \"score\": 0.0}, {\"word\": \"底\", \"start\": 517.284, \"end\": 517.424, \"score\": 0.762}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"出\", \"start\": 517.424, \"end\": 517.524, \"score\": 0.776}, {\"word\": \"在\", \"start\": 517.524, \"end\": 517.584, \"score\": 0.263}, {\"word\": \"哪\", \"start\": 517.584, \"end\": 517.604, \"score\": 0.0}, {\"word\": \"裡\"}]}, {\"start\": 523.126, \"end\": 549.469, \"text\": \"包委員這幾年我們在網路投保上已經有大幅的開放那今年十月也開放保險公司做異業的合作跟電子商務的開放目前已經有業者那這部分可以保證說明年會有存完保嗎這個是讓現有的業者能夠在網路上有更多的商業的機會所以明年會有嗎存完保是要明年一月底會跟各位報告我們評估的結果\", \"words\": [{\"word\": \"包\", \"start\": 523.126, \"end\": 523.787, \"score\": 0.903}, {\"word\": \"委\", \"start\": 523.787, \"end\": 523.967, \"score\": 0.888}, {\"word\": \"員\"}, {\"word\": \"這\"}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 523.967, \"end\": 524.207, \"score\": 0.994}, {\"word\": \"我\", \"start\": 524.207, \"end\": 524.427, \"score\": 0.898}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 524.427, \"end\": 524.848, \"score\": 0.951}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 524.848, \"end\": 525.008, \"score\": 0.941}, {\"word\": \"投\", \"start\": 525.008, \"end\": 525.168, \"score\": 0.95}, {\"word\": \"保\", \"start\": 525.168, \"end\": 525.348, \"score\": 0.789}, {\"word\": \"上\", \"start\": 525.348, \"end\": 525.548, \"score\": 0.993}, {\"word\": \"已\", \"start\": 525.548, \"end\": 525.768, \"score\": 0.903}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 525.768, \"end\": 525.948, \"score\": 1.0}, {\"word\": \"大\", \"start\": 525.948, \"end\": 526.209, \"score\": 1.0}, {\"word\": \"幅\", \"start\": 526.209, \"end\": 526.369, \"score\": 0.947}, {\"word\": \"的\", \"start\": 526.369, \"end\": 526.809, \"score\": 0.951}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 526.809, \"end\": 527.31, \"score\": 1.0}, {\"word\": \"那\", \"start\": 527.31, \"end\": 527.45, \"score\": 0.933}, {\"word\": \"今\", \"start\": 527.45, \"end\": 527.59, \"score\": 0.869}, {\"word\": \"年\", \"start\": 527.59, \"end\": 527.99, \"score\": 0.988}, {\"word\": \"十\", \"start\": 527.99, \"end\": 528.21, \"score\": 0.987}, {\"word\": \"月\", \"start\": 528.21, \"end\": 528.351, \"score\": 0.97}, {\"word\": \"也\", \"start\": 528.351, \"end\": 528.751, \"score\": 0.9}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 528.751, \"end\": 528.931, \"score\": 1.0}, {\"word\": \"保\", \"start\": 528.931, \"end\": 529.251, \"score\": 0.937}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 529.251, \"end\": 529.532, \"score\": 1.0}, {\"word\": \"司\", \"start\": 529.532, \"end\": 529.932, \"score\": 1.0}, {\"word\": \"做\", \"start\": 529.932, \"end\": 530.472, \"score\": 0.903}, {\"word\": \"異\"}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 530.472, \"end\": 530.633, \"score\": 0.997}, {\"word\": \"合\", \"start\": 530.633, \"end\": 530.873, \"score\": 0.993}, {\"word\": \"作\", \"start\": 530.873, \"end\": 531.093, \"score\": 0.942}, {\"word\": \"跟\", \"start\": 531.093, \"end\": 531.453, \"score\": 0.928}, {\"word\": \"電\"}, {\"word\": \"子\", \"start\": 531.453, \"end\": 531.593, \"score\": 0.973}, {\"word\": \"商\", \"start\": 531.593, \"end\": 531.854, \"score\": 0.848}, {\"word\": \"務\"}, {\"word\": \"的\", \"start\": 531.854, \"end\": 532.194, \"score\": 0.94}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 532.194, \"end\": 532.714, \"score\": 1.0}, {\"word\": \"目\", \"start\": 532.714, \"end\": 532.834, \"score\": 0.977}, {\"word\": \"前\", \"start\": 532.834, \"end\": 532.995, \"score\": 0.906}, {\"word\": \"已\", \"start\": 532.995, \"end\": 533.235, \"score\": 0.912}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 533.235, \"end\": 533.395, \"score\": 0.899}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 533.395, \"end\": 533.515, \"score\": 0.835}, {\"word\": \"那\", \"start\": 533.515, \"end\": 533.575, \"score\": 0.664}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 533.575, \"end\": 533.715, \"score\": 0.854}, {\"word\": \"分\", \"start\": 533.715, \"end\": 533.895, \"score\": 0.888}, {\"word\": \"可\", \"start\": 533.895, \"end\": 534.075, \"score\": 0.889}, {\"word\": \"以\", \"start\": 534.075, \"end\": 534.256, \"score\": 0.888}, {\"word\": \"保\", \"start\": 534.256, \"end\": 534.436, \"score\": 0.888}, {\"word\": \"證\"}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 534.436, \"end\": 534.596, \"score\": 0.99}, {\"word\": \"年\", \"start\": 534.596, \"end\": 534.776, \"score\": 0.896}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 534.776, \"end\": 534.996, \"score\": 0.887}, {\"word\": \"存\", \"start\": 534.996, \"end\": 535.136, \"score\": 0.867}, {\"word\": \"完\", \"start\": 535.136, \"end\": 535.417, \"score\": 0.93}, {\"word\": \"保\", \"start\": 535.417, \"end\": 536.858, \"score\": 0.944}, {\"word\": \"嗎\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 536.858, \"end\": 537.899, \"score\": 0.925}, {\"word\": \"讓\"}, {\"word\": \"現\"}, {\"word\": \"有\", \"start\": 537.899, \"end\": 538.079, \"score\": 0.999}, {\"word\": \"的\", \"start\": 538.079, \"end\": 538.539, \"score\": 0.956}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 538.539, \"end\": 539.02, \"score\": 1.0}, {\"word\": \"能\", \"start\": 539.02, \"end\": 539.32, \"score\": 0.931}, {\"word\": \"夠\"}, {\"word\": \"在\", \"start\": 539.32, \"end\": 539.7, \"score\": 0.947}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 539.7, \"end\": 539.84, \"score\": 0.974}, {\"word\": \"上\", \"start\": 539.84, \"end\": 540.001, \"score\": 0.998}, {\"word\": \"有\", \"start\": 540.001, \"end\": 540.201, \"score\": 0.999}, {\"word\": \"更\", \"start\": 540.201, \"end\": 540.381, \"score\": 0.996}, {\"word\": \"多\", \"start\": 540.381, \"end\": 540.621, \"score\": 0.999}, {\"word\": \"的\", \"start\": 540.621, \"end\": 541.001, \"score\": 0.999}, {\"word\": \"商\", \"start\": 541.001, \"end\": 541.382, \"score\": 0.935}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 541.382, \"end\": 541.582, \"score\": 0.999}, {\"word\": \"機\"}, {\"word\": \"會\"}, {\"word\": \"所\", \"start\": 541.582, \"end\": 541.882, \"score\": 0.933}, {\"word\": \"以\", \"start\": 541.882, \"end\": 544.725, \"score\": 0.82}, {\"word\": \"明\", \"start\": 544.725, \"end\": 544.865, \"score\": 0.896}, {\"word\": \"年\", \"start\": 544.865, \"end\": 545.165, \"score\": 0.899}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 545.165, \"end\": 545.685, \"score\": 0.984}, {\"word\": \"嗎\"}, {\"word\": \"存\", \"start\": 545.685, \"end\": 545.846, \"score\": 0.877}, {\"word\": \"完\", \"start\": 545.846, \"end\": 546.026, \"score\": 0.901}, {\"word\": \"保\", \"start\": 546.026, \"end\": 546.266, \"score\": 0.958}, {\"word\": \"是\", \"start\": 546.266, \"end\": 546.426, \"score\": 0.874}, {\"word\": \"要\", \"start\": 546.426, \"end\": 546.566, \"score\": 0.855}, {\"word\": \"明\", \"start\": 546.566, \"end\": 546.746, \"score\": 0.964}, {\"word\": \"年\", \"start\": 546.746, \"end\": 546.906, \"score\": 0.987}, {\"word\": \"一\", \"start\": 546.906, \"end\": 547.047, \"score\": 0.882}, {\"word\": \"月\", \"start\": 547.047, \"end\": 547.247, \"score\": 0.911}, {\"word\": \"底\", \"start\": 547.247, \"end\": 547.567, \"score\": 0.899}, {\"word\": \"會\"}, {\"word\": \"跟\", \"start\": 547.567, \"end\": 547.767, \"score\": 0.909}, {\"word\": \"各\", \"start\": 547.767, \"end\": 548.047, \"score\": 0.928}, {\"word\": \"位\", \"start\": 548.047, \"end\": 548.228, \"score\": 0.889}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 548.228, \"end\": 548.388, \"score\": 0.999}, {\"word\": \"我\", \"start\": 548.388, \"end\": 548.868, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"評\"}, {\"word\": \"估\", \"start\": 548.868, \"end\": 549.028, \"score\": 0.995}, {\"word\": \"的\", \"start\": 549.028, \"end\": 549.449, \"score\": 0.951}, {\"word\": \"結\"}, {\"word\": \"果\", \"start\": 549.449, \"end\": 549.469, \"score\": 1.0}]}, {\"start\": 550.627, \"end\": 563.492, \"text\": \"最後因為我上次沒有問到就是F17的問題我們認為說金管會對受險越是一再的通融F17不斷的拖延2019年的時候告訴我們說考量國情2025年上路到2022又說考量國情2026年上路\", \"words\": [{\"word\": \"最\", \"start\": 550.627, \"end\": 550.787, \"score\": 0.963}, {\"word\": \"後\", \"start\": 550.787, \"end\": 550.967, \"score\": 0.847}, {\"word\": \"因\", \"start\": 550.967, \"end\": 551.107, \"score\": 0.813}, {\"word\": \"為\"}, {\"word\": \"我\", \"start\": 551.107, \"end\": 551.207, \"score\": 0.78}, {\"word\": \"上\", \"start\": 551.207, \"end\": 551.407, \"score\": 0.895}, {\"word\": \"次\", \"start\": 551.407, \"end\": 551.487, \"score\": 0.828}, {\"word\": \"沒\", \"start\": 551.487, \"end\": 551.688, \"score\": 0.786}, {\"word\": \"有\", \"start\": 551.688, \"end\": 551.928, \"score\": 0.883}, {\"word\": \"問\"}, {\"word\": \"到\", \"start\": 551.928, \"end\": 552.268, \"score\": 0.909}, {\"word\": \"就\", \"start\": 552.268, \"end\": 552.388, \"score\": 0.834}, {\"word\": \"是\", \"start\": 552.388, \"end\": 552.608, \"score\": 0.915}, {\"word\": \"F\", \"start\": 552.608, \"end\": 553.468, \"score\": 0.894}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"的\", \"start\": 553.468, \"end\": 554.749, \"score\": 0.894}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"我\", \"start\": 554.749, \"end\": 555.489, \"score\": 0.89}, {\"word\": \"們\"}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"說\"}, {\"word\": \"金\", \"start\": 555.489, \"end\": 555.629, \"score\": 0.785}, {\"word\": \"管\", \"start\": 555.629, \"end\": 556.049, \"score\": 0.784}, {\"word\": \"會\"}, {\"word\": \"對\"}, {\"word\": \"受\", \"start\": 556.049, \"end\": 556.429, \"score\": 0.876}, {\"word\": \"險\"}, {\"word\": \"越\", \"start\": 556.429, \"end\": 556.609, \"score\": 0.856}, {\"word\": \"是\", \"start\": 556.609, \"end\": 556.75, \"score\": 0.841}, {\"word\": \"一\", \"start\": 556.75, \"end\": 556.93, \"score\": 0.764}, {\"word\": \"再\", \"start\": 556.93, \"end\": 557.07, \"score\": 0.714}, {\"word\": \"的\", \"start\": 557.07, \"end\": 557.37, \"score\": 0.78}, {\"word\": \"通\", \"start\": 557.37, \"end\": 557.39, \"score\": 0.0}, {\"word\": \"融\", \"start\": 557.39, \"end\": 557.55, \"score\": 0.79}, {\"word\": \"F\", \"start\": 557.55, \"end\": 558.21, \"score\": 0.874}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"不\", \"start\": 558.21, \"end\": 558.49, \"score\": 0.75}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 558.49, \"end\": 558.63, \"score\": 0.941}, {\"word\": \"拖\", \"start\": 558.63, \"end\": 558.89, \"score\": 0.884}, {\"word\": \"延\", \"start\": 558.89, \"end\": 559.751, \"score\": 0.835}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"年\", \"start\": 559.751, \"end\": 559.891, \"score\": 0.916}, {\"word\": \"的\", \"start\": 559.891, \"end\": 560.171, \"score\": 0.911}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 560.171, \"end\": 560.531, \"score\": 0.779}, {\"word\": \"告\", \"start\": 560.531, \"end\": 560.791, \"score\": 0.84}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 560.791, \"end\": 561.491, \"score\": 0.877}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"考\", \"start\": 561.491, \"end\": 561.711, \"score\": 0.954}, {\"word\": \"量\", \"start\": 561.711, \"end\": 562.192, \"score\": 0.777}, {\"word\": \"國\"}, {\"word\": \"情\", \"start\": 562.192, \"end\": 562.372, \"score\": 0.899}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 562.372, \"end\": 562.392, \"score\": 0.0}, {\"word\": \"上\", \"start\": 562.392, \"end\": 562.472, \"score\": 0.587}, {\"word\": \"路\", \"start\": 562.472, \"end\": 562.572, \"score\": 0.8}, {\"word\": \"到\", \"start\": 562.572, \"end\": 562.592, \"score\": 0.0}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"2\"}, {\"word\": \"又\", \"start\": 562.592, \"end\": 562.632, \"score\": 0.492}, {\"word\": \"說\"}, {\"word\": \"考\", \"start\": 562.632, \"end\": 562.752, \"score\": 0.817}, {\"word\": \"量\", \"start\": 562.752, \"end\": 562.912, \"score\": 0.874}, {\"word\": \"國\"}, {\"word\": \"情\", \"start\": 562.912, \"end\": 563.032, \"score\": 0.824}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"6\"}, {\"word\": \"年\", \"start\": 563.032, \"end\": 563.252, \"score\": 0.908}, {\"word\": \"上\", \"start\": 563.252, \"end\": 563.472, \"score\": 0.9}, {\"word\": \"路\", \"start\": 563.472, \"end\": 563.492, \"score\": 0.07}]}, {\"start\": 568.594, \"end\": 582.588, \"text\": \"到10月的時候呢史無前例的容許壽險業來做資產重分類美化賬目到2023年最近喔最新的12月的11月的報告告訴我們說要有15年的過渡期啦讓壽險業傳口氣\", \"words\": [{\"word\": \"到\", \"start\": 568.594, \"end\": 569.055, \"score\": 0.813}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"月\", \"start\": 569.055, \"end\": 569.215, \"score\": 0.961}, {\"word\": \"的\", \"start\": 569.215, \"end\": 569.495, \"score\": 0.845}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 569.495, \"end\": 569.695, \"score\": 0.779}, {\"word\": \"呢\", \"start\": 569.695, \"end\": 570.336, \"score\": 0.966}, {\"word\": \"史\", \"start\": 570.336, \"end\": 570.496, \"score\": 0.871}, {\"word\": \"無\", \"start\": 570.496, \"end\": 570.676, \"score\": 0.743}, {\"word\": \"前\", \"start\": 570.676, \"end\": 570.857, \"score\": 0.981}, {\"word\": \"例\", \"start\": 570.857, \"end\": 571.017, \"score\": 0.819}, {\"word\": \"的\", \"start\": 571.017, \"end\": 571.157, \"score\": 0.986}, {\"word\": \"容\", \"start\": 571.157, \"end\": 571.377, \"score\": 0.882}, {\"word\": \"許\", \"start\": 571.377, \"end\": 572.338, \"score\": 0.835}, {\"word\": \"壽\"}, {\"word\": \"險\"}, {\"word\": \"業\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 572.338, \"end\": 573.239, \"score\": 0.926}, {\"word\": \"資\"}, {\"word\": \"產\"}, {\"word\": \"重\", \"start\": 573.239, \"end\": 573.459, \"score\": 0.85}, {\"word\": \"分\", \"start\": 573.459, \"end\": 574.08, \"score\": 0.856}, {\"word\": \"類\"}, {\"word\": \"美\", \"start\": 574.08, \"end\": 574.26, \"score\": 0.794}, {\"word\": \"化\", \"start\": 574.26, \"end\": 574.66, \"score\": 0.769}, {\"word\": \"賬\"}, {\"word\": \"目\", \"start\": 574.66, \"end\": 575.241, \"score\": 0.894}, {\"word\": \"到\", \"start\": 575.241, \"end\": 576.162, \"score\": 0.825}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 576.162, \"end\": 576.402, \"score\": 0.904}, {\"word\": \"最\", \"start\": 576.402, \"end\": 576.622, \"score\": 0.969}, {\"word\": \"近\", \"start\": 576.622, \"end\": 576.802, \"score\": 0.893}, {\"word\": \"喔\", \"start\": 576.802, \"end\": 577.223, \"score\": 0.937}, {\"word\": \"最\", \"start\": 577.223, \"end\": 577.463, \"score\": 0.919}, {\"word\": \"新\", \"start\": 577.463, \"end\": 577.703, \"score\": 0.936}, {\"word\": \"的\", \"start\": 577.703, \"end\": 578.344, \"score\": 0.956}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 578.344, \"end\": 578.524, \"score\": 0.919}, {\"word\": \"的\", \"start\": 578.524, \"end\": 578.984, \"score\": 0.889}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"月\", \"start\": 578.984, \"end\": 579.244, \"score\": 0.97}, {\"word\": \"的\", \"start\": 579.244, \"end\": 579.405, \"score\": 0.862}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 579.405, \"end\": 579.545, \"score\": 0.953}, {\"word\": \"告\", \"start\": 579.545, \"end\": 579.965, \"score\": 0.743}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 579.965, \"end\": 580.426, \"score\": 0.939}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"要\", \"start\": 580.426, \"end\": 580.606, \"score\": 0.811}, {\"word\": \"有\", \"start\": 580.606, \"end\": 581.186, \"score\": 0.858}, {\"word\": \"1\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 581.186, \"end\": 581.366, \"score\": 0.792}, {\"word\": \"的\", \"start\": 581.366, \"end\": 581.847, \"score\": 0.909}, {\"word\": \"過\"}, {\"word\": \"渡\", \"start\": 581.847, \"end\": 582.167, \"score\": 0.91}, {\"word\": \"期\", \"start\": 582.167, \"end\": 582.407, \"score\": 0.858}, {\"word\": \"啦\", \"start\": 582.407, \"end\": 582.568, \"score\": 0.896}, {\"word\": \"讓\"}, {\"word\": \"壽\"}, {\"word\": \"險\"}, {\"word\": \"業\"}, {\"word\": \"傳\"}, {\"word\": \"口\", \"start\": 582.568, \"end\": 582.588, \"score\": 0.0}, {\"word\": \"氣\"}]}, {\"start\": 585.35, \"end\": 608.364, \"text\": \"所以整個這個一拖再拖台灣接軌RF17在國際上已經是後段班讓這些受險公司呢不斷的延長壽命他們其實在延長壽命的過程中卻在逃避他們該有的責任包括現金徵資所以這個比較下來台灣是全世界目前最晚接軌RF17的要到2041年請問2041年主委你都幾歲啊\", \"words\": [{\"word\": \"所\", \"start\": 585.35, \"end\": 585.47, \"score\": 0.834}, {\"word\": \"以\", \"start\": 585.47, \"end\": 585.61, \"score\": 0.831}, {\"word\": \"整\", \"start\": 585.61, \"end\": 586.171, \"score\": 0.737}, {\"word\": \"個\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"一\", \"start\": 586.171, \"end\": 586.311, \"score\": 0.928}, {\"word\": \"拖\", \"start\": 586.311, \"end\": 586.591, \"score\": 0.888}, {\"word\": \"再\", \"start\": 586.591, \"end\": 586.791, \"score\": 0.755}, {\"word\": \"拖\", \"start\": 586.791, \"end\": 587.411, \"score\": 0.873}, {\"word\": \"台\", \"start\": 587.411, \"end\": 587.772, \"score\": 0.699}, {\"word\": \"灣\"}, {\"word\": \"接\", \"start\": 587.772, \"end\": 587.952, \"score\": 0.665}, {\"word\": \"軌\"}, {\"word\": \"R\", \"start\": 587.952, \"end\": 588.132, \"score\": 0.816}, {\"word\": \"F\", \"start\": 588.132, \"end\": 588.892, \"score\": 0.868}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"在\", \"start\": 588.892, \"end\": 589.453, \"score\": 0.901}, {\"word\": \"國\"}, {\"word\": \"際\"}, {\"word\": \"上\", \"start\": 589.453, \"end\": 589.653, \"score\": 0.785}, {\"word\": \"已\", \"start\": 589.653, \"end\": 589.953, \"score\": 0.916}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 589.953, \"end\": 590.413, \"score\": 0.954}, {\"word\": \"後\", \"start\": 590.413, \"end\": 590.733, \"score\": 0.855}, {\"word\": \"段\", \"start\": 590.733, \"end\": 591.074, \"score\": 0.939}, {\"word\": \"班\", \"start\": 591.074, \"end\": 591.954, \"score\": 0.778}, {\"word\": \"讓\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 591.954, \"end\": 592.234, \"score\": 0.892}, {\"word\": \"受\", \"start\": 592.234, \"end\": 592.735, \"score\": 0.874}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 592.735, \"end\": 593.015, \"score\": 0.862}, {\"word\": \"司\", \"start\": 593.015, \"end\": 593.195, \"score\": 0.978}, {\"word\": \"呢\", \"start\": 593.195, \"end\": 593.595, \"score\": 0.948}, {\"word\": \"不\", \"start\": 593.595, \"end\": 593.915, \"score\": 0.734}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 593.915, \"end\": 594.075, \"score\": 0.884}, {\"word\": \"延\", \"start\": 594.075, \"end\": 594.936, \"score\": 0.874}, {\"word\": \"長\"}, {\"word\": \"壽\"}, {\"word\": \"命\", \"start\": 594.936, \"end\": 595.556, \"score\": 0.89}, {\"word\": \"他\", \"start\": 595.556, \"end\": 595.976, \"score\": 0.812}, {\"word\": \"們\"}, {\"word\": \"其\", \"start\": 595.976, \"end\": 596.217, \"score\": 0.824}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 596.217, \"end\": 596.377, \"score\": 0.813}, {\"word\": \"延\", \"start\": 596.377, \"end\": 596.917, \"score\": 0.797}, {\"word\": \"長\"}, {\"word\": \"壽\"}, {\"word\": \"命\", \"start\": 596.917, \"end\": 596.997, \"score\": 0.771}, {\"word\": \"的\", \"start\": 596.997, \"end\": 597.237, \"score\": 0.762}, {\"word\": \"過\"}, {\"word\": \"程\", \"start\": 597.237, \"end\": 597.397, \"score\": 0.764}, {\"word\": \"中\", \"start\": 597.397, \"end\": 597.998, \"score\": 0.843}, {\"word\": \"卻\"}, {\"word\": \"在\", \"start\": 597.998, \"end\": 598.238, \"score\": 0.946}, {\"word\": \"逃\", \"start\": 598.238, \"end\": 598.578, \"score\": 0.801}, {\"word\": \"避\", \"start\": 598.578, \"end\": 598.778, \"score\": 0.685}, {\"word\": \"他\", \"start\": 598.778, \"end\": 599.258, \"score\": 0.835}, {\"word\": \"們\"}, {\"word\": \"該\"}, {\"word\": \"有\", \"start\": 599.258, \"end\": 599.379, \"score\": 0.789}, {\"word\": \"的\", \"start\": 599.379, \"end\": 599.779, \"score\": 0.904}, {\"word\": \"責\"}, {\"word\": \"任\", \"start\": 599.779, \"end\": 600.299, \"score\": 0.824}, {\"word\": \"包\", \"start\": 600.299, \"end\": 600.479, \"score\": 0.933}, {\"word\": \"括\", \"start\": 600.479, \"end\": 601.2, \"score\": 0.914}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 601.2, \"end\": 602.5, \"score\": 0.948}, {\"word\": \"徵\"}, {\"word\": \"資\"}, {\"word\": \"所\", \"start\": 602.5, \"end\": 602.6, \"score\": 0.801}, {\"word\": \"以\", \"start\": 602.6, \"end\": 603.321, \"score\": 0.901}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"比\", \"start\": 603.321, \"end\": 603.701, \"score\": 0.864}, {\"word\": \"較\"}, {\"word\": \"下\", \"start\": 603.701, \"end\": 604.402, \"score\": 0.907}, {\"word\": \"來\"}, {\"word\": \"台\", \"start\": 604.402, \"end\": 604.862, \"score\": 0.803}, {\"word\": \"灣\"}, {\"word\": \"是\", \"start\": 604.862, \"end\": 605.082, \"score\": 0.826}, {\"word\": \"全\", \"start\": 605.082, \"end\": 605.362, \"score\": 0.793}, {\"word\": \"世\", \"start\": 605.362, \"end\": 605.542, \"score\": 0.83}, {\"word\": \"界\", \"start\": 605.542, \"end\": 605.722, \"score\": 0.73}, {\"word\": \"目\", \"start\": 605.722, \"end\": 605.963, \"score\": 0.893}, {\"word\": \"前\", \"start\": 605.963, \"end\": 606.523, \"score\": 0.984}, {\"word\": \"最\", \"start\": 606.523, \"end\": 606.723, \"score\": 0.943}, {\"word\": \"晚\", \"start\": 606.723, \"end\": 606.963, \"score\": 0.943}, {\"word\": \"接\", \"start\": 606.963, \"end\": 607.163, \"score\": 0.84}, {\"word\": \"軌\"}, {\"word\": \"R\", \"start\": 607.163, \"end\": 607.183, \"score\": 0.0}, {\"word\": \"F\", \"start\": 607.183, \"end\": 607.283, \"score\": 0.799}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"的\", \"start\": 607.283, \"end\": 607.343, \"score\": 0.568}, {\"word\": \"要\", \"start\": 607.343, \"end\": 607.523, \"score\": 0.883}, {\"word\": \"到\", \"start\": 607.523, \"end\": 607.664, \"score\": 0.857}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 607.664, \"end\": 607.864, \"score\": 0.804}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 607.864, \"end\": 608.024, \"score\": 0.832}, {\"word\": \"主\", \"start\": 608.024, \"end\": 608.044, \"score\": 0.0}, {\"word\": \"委\", \"start\": 608.044, \"end\": 608.204, \"score\": 0.714}, {\"word\": \"你\", \"start\": 608.204, \"end\": 608.224, \"score\": 0.0}, {\"word\": \"都\", \"start\": 608.224, \"end\": 608.344, \"score\": 0.803}, {\"word\": \"幾\"}, {\"word\": \"歲\"}, {\"word\": \"啊\", \"start\": 608.344, \"end\": 608.364, \"score\": 0.0}]}, {\"start\": 614.449, \"end\": 636.111, \"text\": \"這是我的個資吧這不是個資啊 對不對2041年那是距離現在也將近快要20年的時間耶是非常晚的時間耶那時候會發生什麼事情我們都不知道但我們IF實際竟然要到2041年才能完全接軌你不覺得這20年真的太長了嗎\", \"words\": [{\"word\": \"這\"}, {\"word\": \"是\", \"start\": 614.449, \"end\": 614.549, \"score\": 0.897}, {\"word\": \"我\", \"start\": 614.549, \"end\": 614.669, \"score\": 0.841}, {\"word\": \"的\", \"start\": 614.669, \"end\": 615.23, \"score\": 0.851}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"吧\", \"start\": 615.23, \"end\": 617.332, \"score\": 0.785}, {\"word\": \"這\"}, {\"word\": \"不\", \"start\": 617.332, \"end\": 617.432, \"score\": 0.75}, {\"word\": \"是\", \"start\": 617.432, \"end\": 620.415, \"score\": 0.929}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"啊\", \"start\": 620.415, \"end\": 620.956, \"score\": 0.913}, {\"word\": \"對\"}, {\"word\": \"不\", \"start\": 620.956, \"end\": 621.156, \"score\": 0.806}, {\"word\": \"對\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 621.156, \"end\": 621.396, \"score\": 0.923}, {\"word\": \"那\", \"start\": 621.396, \"end\": 621.536, \"score\": 0.814}, {\"word\": \"是\", \"start\": 621.536, \"end\": 622.077, \"score\": 0.974}, {\"word\": \"距\", \"start\": 622.077, \"end\": 622.557, \"score\": 0.853}, {\"word\": \"離\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 622.557, \"end\": 622.738, \"score\": 0.956}, {\"word\": \"也\", \"start\": 622.738, \"end\": 623.138, \"score\": 0.905}, {\"word\": \"將\"}, {\"word\": \"近\", \"start\": 623.138, \"end\": 623.498, \"score\": 0.973}, {\"word\": \"快\", \"start\": 623.498, \"end\": 623.679, \"score\": 0.829}, {\"word\": \"要\", \"start\": 623.679, \"end\": 624.599, \"score\": 0.869}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 624.599, \"end\": 624.78, \"score\": 0.784}, {\"word\": \"的\", \"start\": 624.78, \"end\": 625.14, \"score\": 0.916}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"耶\", \"start\": 625.14, \"end\": 625.801, \"score\": 0.881}, {\"word\": \"是\", \"start\": 625.801, \"end\": 626.141, \"score\": 0.993}, {\"word\": \"非\", \"start\": 626.141, \"end\": 626.241, \"score\": 0.8}, {\"word\": \"常\", \"start\": 626.241, \"end\": 626.441, \"score\": 0.799}, {\"word\": \"晚\", \"start\": 626.441, \"end\": 626.602, \"score\": 0.866}, {\"word\": \"的\", \"start\": 626.602, \"end\": 626.902, \"score\": 0.888}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"耶\", \"start\": 626.902, \"end\": 627.102, \"score\": 0.874}, {\"word\": \"那\", \"start\": 627.102, \"end\": 627.843, \"score\": 0.828}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 627.843, \"end\": 628.343, \"score\": 0.884}, {\"word\": \"會\"}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 628.343, \"end\": 628.564, \"score\": 0.773}, {\"word\": \"什\", \"start\": 628.564, \"end\": 628.764, \"score\": 0.8}, {\"word\": \"麼\"}, {\"word\": \"事\", \"start\": 628.764, \"end\": 628.844, \"score\": 0.75}, {\"word\": \"情\", \"start\": 628.844, \"end\": 628.904, \"score\": 0.513}, {\"word\": \"我\", \"start\": 628.904, \"end\": 629.064, \"score\": 0.697}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 629.064, \"end\": 629.184, \"score\": 0.688}, {\"word\": \"不\", \"start\": 629.184, \"end\": 629.324, \"score\": 0.941}, {\"word\": \"知\", \"start\": 629.324, \"end\": 629.464, \"score\": 0.971}, {\"word\": \"道\", \"start\": 629.464, \"end\": 629.925, \"score\": 0.89}, {\"word\": \"但\", \"start\": 629.925, \"end\": 630.105, \"score\": 0.724}, {\"word\": \"我\", \"start\": 630.105, \"end\": 630.506, \"score\": 0.829}, {\"word\": \"們\"}, {\"word\": \"I\", \"start\": 630.506, \"end\": 630.826, \"score\": 0.791}, {\"word\": \"F\", \"start\": 630.826, \"end\": 630.846, \"score\": 0.0}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"竟\", \"start\": 630.846, \"end\": 630.966, \"score\": 0.833}, {\"word\": \"然\", \"start\": 630.966, \"end\": 631.046, \"score\": 0.632}, {\"word\": \"要\", \"start\": 631.046, \"end\": 631.206, \"score\": 0.787}, {\"word\": \"到\", \"start\": 631.206, \"end\": 632.047, \"score\": 0.857}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 632.047, \"end\": 632.267, \"score\": 0.875}, {\"word\": \"才\", \"start\": 632.267, \"end\": 632.387, \"score\": 0.921}, {\"word\": \"能\", \"start\": 632.387, \"end\": 632.528, \"score\": 0.85}, {\"word\": \"完\", \"start\": 632.528, \"end\": 632.788, \"score\": 0.875}, {\"word\": \"全\", \"start\": 632.788, \"end\": 633.068, \"score\": 0.988}, {\"word\": \"接\", \"start\": 633.068, \"end\": 633.829, \"score\": 0.931}, {\"word\": \"軌\"}, {\"word\": \"你\", \"start\": 633.829, \"end\": 633.949, \"score\": 0.777}, {\"word\": \"不\", \"start\": 633.949, \"end\": 634.289, \"score\": 0.881}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 634.289, \"end\": 635.09, \"score\": 0.879}, {\"word\": \"這\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 635.09, \"end\": 635.651, \"score\": 0.929}, {\"word\": \"真\", \"start\": 635.651, \"end\": 635.811, \"score\": 0.788}, {\"word\": \"的\", \"start\": 635.811, \"end\": 635.931, \"score\": 0.793}, {\"word\": \"太\", \"start\": 635.931, \"end\": 636.091, \"score\": 0.995}, {\"word\": \"長\"}, {\"word\": \"了\", \"start\": 636.091, \"end\": 636.111, \"score\": 0.0}, {\"word\": \"嗎\"}]}, {\"start\": 636.912, \"end\": 648.516, \"text\": \"但我以為每個國家接軌都是有一些寬限期像歐盟接軌那個清查能力二也是16年但是人家很早就開始接軌啊台灣是2026年才開始接軌還要再給他們15年的過渡期耶連韓國從今年1月1號開始接軌到現在10年過渡期最晚也是2033年我們還比人家再晚了8年耶\", \"words\": [{\"word\": \"但\", \"start\": 636.912, \"end\": 637.092, \"score\": 0.886}, {\"word\": \"我\", \"start\": 637.092, \"end\": 637.212, \"score\": 0.83}, {\"word\": \"以\", \"start\": 637.212, \"end\": 637.352, \"score\": 0.818}, {\"word\": \"為\"}, {\"word\": \"每\", \"start\": 637.352, \"end\": 637.812, \"score\": 0.896}, {\"word\": \"個\"}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 637.812, \"end\": 638.052, \"score\": 0.974}, {\"word\": \"接\", \"start\": 638.052, \"end\": 638.453, \"score\": 0.875}, {\"word\": \"軌\"}, {\"word\": \"都\", \"start\": 638.453, \"end\": 638.813, \"score\": 0.987}, {\"word\": \"是\", \"start\": 638.813, \"end\": 639.053, \"score\": 0.926}, {\"word\": \"有\", \"start\": 639.053, \"end\": 639.233, \"score\": 0.979}, {\"word\": \"一\", \"start\": 639.233, \"end\": 639.313, \"score\": 0.909}, {\"word\": \"些\", \"start\": 639.313, \"end\": 639.713, \"score\": 0.856}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 639.713, \"end\": 639.933, \"score\": 0.881}, {\"word\": \"期\", \"start\": 639.933, \"end\": 640.053, \"score\": 0.812}, {\"word\": \"像\", \"start\": 640.053, \"end\": 640.233, \"score\": 0.778}, {\"word\": \"歐\", \"start\": 640.233, \"end\": 640.453, \"score\": 0.82}, {\"word\": \"盟\", \"start\": 640.453, \"end\": 640.673, \"score\": 0.942}, {\"word\": \"接\", \"start\": 640.673, \"end\": 641.094, \"score\": 0.87}, {\"word\": \"軌\"}, {\"word\": \"那\", \"start\": 641.094, \"end\": 641.314, \"score\": 0.764}, {\"word\": \"個\"}, {\"word\": \"清\", \"start\": 641.314, \"end\": 641.474, \"score\": 0.892}, {\"word\": \"查\", \"start\": 641.474, \"end\": 641.674, \"score\": 0.749}, {\"word\": \"能\", \"start\": 641.674, \"end\": 641.854, \"score\": 0.879}, {\"word\": \"力\", \"start\": 641.854, \"end\": 642.054, \"score\": 0.776}, {\"word\": \"二\", \"start\": 642.054, \"end\": 642.254, \"score\": 0.956}, {\"word\": \"也\", \"start\": 642.254, \"end\": 642.394, \"score\": 0.904}, {\"word\": \"是\", \"start\": 642.394, \"end\": 642.934, \"score\": 0.873}, {\"word\": \"1\"}, {\"word\": \"6\"}, {\"word\": \"年\", \"start\": 642.934, \"end\": 643.314, \"score\": 0.793}, {\"word\": \"但\", \"start\": 643.314, \"end\": 643.474, \"score\": 0.868}, {\"word\": \"是\", \"start\": 643.474, \"end\": 643.554, \"score\": 0.639}, {\"word\": \"人\", \"start\": 643.554, \"end\": 643.715, \"score\": 0.634}, {\"word\": \"家\", \"start\": 643.715, \"end\": 643.875, \"score\": 0.666}, {\"word\": \"很\", \"start\": 643.875, \"end\": 644.135, \"score\": 0.865}, {\"word\": \"早\", \"start\": 644.135, \"end\": 644.335, \"score\": 0.825}, {\"word\": \"就\", \"start\": 644.335, \"end\": 644.355, \"score\": 0.018}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 644.355, \"end\": 644.455, \"score\": 0.612}, {\"word\": \"接\", \"start\": 644.455, \"end\": 644.475, \"score\": 0.0}, {\"word\": \"軌\"}, {\"word\": \"啊\", \"start\": 644.475, \"end\": 644.495, \"score\": 0.0}, {\"word\": \"台\", \"start\": 644.495, \"end\": 644.595, \"score\": 0.795}, {\"word\": \"灣\"}, {\"word\": \"是\", \"start\": 644.595, \"end\": 644.615, \"score\": 0.0}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"6\"}, {\"word\": \"年\", \"start\": 644.615, \"end\": 644.675, \"score\": 0.48}, {\"word\": \"才\", \"start\": 644.675, \"end\": 644.695, \"score\": 0.0}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 644.695, \"end\": 644.875, \"score\": 0.803}, {\"word\": \"接\", \"start\": 644.875, \"end\": 645.115, \"score\": 0.746}, {\"word\": \"軌\"}, {\"word\": \"還\"}, {\"word\": \"要\", \"start\": 645.115, \"end\": 645.355, \"score\": 0.9}, {\"word\": \"再\", \"start\": 645.355, \"end\": 646.015, \"score\": 0.902}, {\"word\": \"給\"}, {\"word\": \"他\", \"start\": 646.015, \"end\": 646.135, \"score\": 0.837}, {\"word\": \"們\"}, {\"word\": \"1\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 646.135, \"end\": 646.155, \"score\": 0.0}, {\"word\": \"的\", \"start\": 646.155, \"end\": 646.215, \"score\": 0.421}, {\"word\": \"過\"}, {\"word\": \"渡\", \"start\": 646.215, \"end\": 646.436, \"score\": 0.807}, {\"word\": \"期\", \"start\": 646.436, \"end\": 646.936, \"score\": 0.856}, {\"word\": \"耶\", \"start\": 646.936, \"end\": 647.076, \"score\": 0.825}, {\"word\": \"連\"}, {\"word\": \"韓\"}, {\"word\": \"國\"}, {\"word\": \"從\"}, {\"word\": \"今\", \"start\": 647.076, \"end\": 647.136, \"score\": 0.314}, {\"word\": \"年\", \"start\": 647.136, \"end\": 647.336, \"score\": 0.672}, {\"word\": \"1\"}, {\"word\": \"月\", \"start\": 647.336, \"end\": 647.456, \"score\": 0.833}, {\"word\": \"1\"}, {\"word\": \"號\"}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 647.456, \"end\": 647.476, \"score\": 0.0}, {\"word\": \"接\", \"start\": 647.476, \"end\": 647.496, \"score\": 0.0}, {\"word\": \"軌\"}, {\"word\": \"到\", \"start\": 647.496, \"end\": 647.516, \"score\": 0.0}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 647.516, \"end\": 647.536, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 647.536, \"end\": 647.576, \"score\": 0.47}, {\"word\": \"過\"}, {\"word\": \"渡\", \"start\": 647.576, \"end\": 647.596, \"score\": 0.0}, {\"word\": \"期\", \"start\": 647.596, \"end\": 647.616, \"score\": 0.0}, {\"word\": \"最\", \"start\": 647.616, \"end\": 647.736, \"score\": 0.833}, {\"word\": \"晚\", \"start\": 647.736, \"end\": 647.756, \"score\": 0.0}, {\"word\": \"也\", \"start\": 647.756, \"end\": 647.836, \"score\": 0.497}, {\"word\": \"是\", \"start\": 647.836, \"end\": 647.856, \"score\": 0.0}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"3\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 647.856, \"end\": 647.876, \"score\": 0.983}, {\"word\": \"我\", \"start\": 647.876, \"end\": 647.976, \"score\": 0.794}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"比\", \"start\": 647.976, \"end\": 647.996, \"score\": 0.0}, {\"word\": \"人\", \"start\": 647.996, \"end\": 648.056, \"score\": 0.267}, {\"word\": \"家\", \"start\": 648.056, \"end\": 648.076, \"score\": 0.04}, {\"word\": \"再\", \"start\": 648.076, \"end\": 648.256, \"score\": 0.76}, {\"word\": \"晚\", \"start\": 648.256, \"end\": 648.396, \"score\": 0.847}, {\"word\": \"了\", \"start\": 648.396, \"end\": 648.476, \"score\": 0.415}, {\"word\": \"8\"}, {\"word\": \"年\", \"start\": 648.476, \"end\": 648.496, \"score\": 0.0}, {\"word\": \"耶\", \"start\": 648.496, \"end\": 648.516, \"score\": 0.0}]}, {\"start\": 661.141, \"end\": 671.109, \"text\": \"包委員其實主要是因為我們民國九十年代以前賣了很多六以上的高利率保單都是長年期終身的其實我們這樣做也是保障我們保護的權益\", \"words\": [{\"word\": \"包\", \"start\": 661.141, \"end\": 661.341, \"score\": 0.874}, {\"word\": \"委\", \"start\": 661.341, \"end\": 661.541, \"score\": 0.88}, {\"word\": \"員\"}, {\"word\": \"其\", \"start\": 661.541, \"end\": 661.802, \"score\": 0.865}, {\"word\": \"實\"}, {\"word\": \"主\", \"start\": 661.802, \"end\": 661.922, \"score\": 0.998}, {\"word\": \"要\", \"start\": 661.922, \"end\": 662.062, \"score\": 0.996}, {\"word\": \"是\", \"start\": 662.062, \"end\": 662.242, \"score\": 0.887}, {\"word\": \"因\", \"start\": 662.242, \"end\": 662.362, \"score\": 0.833}, {\"word\": \"為\"}, {\"word\": \"我\", \"start\": 662.362, \"end\": 662.822, \"score\": 0.921}, {\"word\": \"們\"}, {\"word\": \"民\", \"start\": 662.822, \"end\": 663.203, \"score\": 0.938}, {\"word\": \"國\"}, {\"word\": \"九\", \"start\": 663.203, \"end\": 663.383, \"score\": 0.992}, {\"word\": \"十\", \"start\": 663.383, \"end\": 663.523, \"score\": 0.856}, {\"word\": \"年\", \"start\": 663.523, \"end\": 663.703, \"score\": 0.999}, {\"word\": \"代\", \"start\": 663.703, \"end\": 663.863, \"score\": 0.997}, {\"word\": \"以\", \"start\": 663.863, \"end\": 664.003, \"score\": 0.788}, {\"word\": \"前\", \"start\": 664.003, \"end\": 664.364, \"score\": 0.942}, {\"word\": \"賣\"}, {\"word\": \"了\", \"start\": 664.364, \"end\": 664.464, \"score\": 0.878}, {\"word\": \"很\", \"start\": 664.464, \"end\": 664.664, \"score\": 0.995}, {\"word\": \"多\", \"start\": 664.664, \"end\": 664.844, \"score\": 0.999}, {\"word\": \"六\", \"start\": 664.844, \"end\": 665.104, \"score\": 0.925}, {\"word\": \"以\", \"start\": 665.104, \"end\": 665.284, \"score\": 0.905}, {\"word\": \"上\", \"start\": 665.284, \"end\": 665.485, \"score\": 0.998}, {\"word\": \"的\", \"start\": 665.485, \"end\": 665.625, \"score\": 0.999}, {\"word\": \"高\", \"start\": 665.625, \"end\": 665.805, \"score\": 0.97}, {\"word\": \"利\", \"start\": 665.805, \"end\": 665.965, \"score\": 0.885}, {\"word\": \"率\", \"start\": 665.965, \"end\": 666.165, \"score\": 0.902}, {\"word\": \"保\", \"start\": 666.165, \"end\": 666.585, \"score\": 0.941}, {\"word\": \"單\"}, {\"word\": \"都\", \"start\": 666.585, \"end\": 666.746, \"score\": 0.999}, {\"word\": \"是\", \"start\": 666.746, \"end\": 667.486, \"score\": 0.971}, {\"word\": \"長\"}, {\"word\": \"年\", \"start\": 667.486, \"end\": 667.706, \"score\": 0.979}, {\"word\": \"期\", \"start\": 667.706, \"end\": 668.187, \"score\": 0.916}, {\"word\": \"終\"}, {\"word\": \"身\", \"start\": 668.187, \"end\": 668.447, \"score\": 0.924}, {\"word\": \"的\", \"start\": 668.447, \"end\": 669.088, \"score\": 0.965}, {\"word\": \"其\", \"start\": 669.088, \"end\": 669.328, \"score\": 0.847}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 669.328, \"end\": 669.788, \"score\": 0.87}, {\"word\": \"們\"}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"做\", \"start\": 669.788, \"end\": 669.948, \"score\": 0.875}, {\"word\": \"也\", \"start\": 669.948, \"end\": 670.068, \"score\": 0.838}, {\"word\": \"是\", \"start\": 670.068, \"end\": 670.248, \"score\": 0.995}, {\"word\": \"保\", \"start\": 670.248, \"end\": 670.429, \"score\": 0.966}, {\"word\": \"障\", \"start\": 670.429, \"end\": 670.649, \"score\": 0.945}, {\"word\": \"我\", \"start\": 670.649, \"end\": 670.869, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"保\", \"start\": 670.869, \"end\": 670.989, \"score\": 0.997}, {\"word\": \"護\"}, {\"word\": \"的\", \"start\": 670.989, \"end\": 671.089, \"score\": 0.799}, {\"word\": \"權\"}, {\"word\": \"益\", \"start\": 671.089, \"end\": 671.109, \"score\": 0.0}]}, {\"start\": 672.284, \"end\": 697.037, \"text\": \"所以你們是要等他們消化完畢才要來讓他們去面對現在現金增資的這個需求嗎不完全是消化完畢而是我們給配套措施給寬限期讓他逐年慢慢慢慢去調整好那最後再兩個小問題一個是新展併花旗的案件消費糾紛不斷的頻傳客戶投訴越來越多但是我們沒有看到金管會有任何的作為很多的這些\", \"words\": [{\"word\": \"所\", \"start\": 672.284, \"end\": 672.304, \"score\": 0.011}, {\"word\": \"以\", \"start\": 672.304, \"end\": 672.484, \"score\": 0.634}, {\"word\": \"你\", \"start\": 672.484, \"end\": 672.564, \"score\": 0.746}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 672.564, \"end\": 672.684, \"score\": 0.704}, {\"word\": \"要\", \"start\": 672.684, \"end\": 672.864, \"score\": 0.676}, {\"word\": \"等\", \"start\": 672.864, \"end\": 672.984, \"score\": 0.696}, {\"word\": \"他\", \"start\": 672.984, \"end\": 673.265, \"score\": 0.667}, {\"word\": \"們\"}, {\"word\": \"消\", \"start\": 673.265, \"end\": 673.485, \"score\": 0.872}, {\"word\": \"化\", \"start\": 673.485, \"end\": 673.665, \"score\": 0.691}, {\"word\": \"完\", \"start\": 673.665, \"end\": 674.265, \"score\": 0.861}, {\"word\": \"畢\"}, {\"word\": \"才\", \"start\": 674.265, \"end\": 674.485, \"score\": 0.874}, {\"word\": \"要\", \"start\": 674.485, \"end\": 674.905, \"score\": 0.766}, {\"word\": \"來\"}, {\"word\": \"讓\"}, {\"word\": \"他\", \"start\": 674.905, \"end\": 675.246, \"score\": 0.724}, {\"word\": \"們\"}, {\"word\": \"去\", \"start\": 675.246, \"end\": 675.686, \"score\": 0.854}, {\"word\": \"面\", \"start\": 675.686, \"end\": 676.306, \"score\": 0.805}, {\"word\": \"對\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 676.306, \"end\": 676.666, \"score\": 0.764}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 676.666, \"end\": 676.866, \"score\": 0.786}, {\"word\": \"增\", \"start\": 676.866, \"end\": 677.247, \"score\": 0.836}, {\"word\": \"資\"}, {\"word\": \"的\", \"start\": 677.247, \"end\": 677.987, \"score\": 0.799}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"需\", \"start\": 677.987, \"end\": 678.207, \"score\": 0.547}, {\"word\": \"求\", \"start\": 678.207, \"end\": 679.148, \"score\": 0.762}, {\"word\": \"嗎\"}, {\"word\": \"不\", \"start\": 679.148, \"end\": 679.288, \"score\": 0.716}, {\"word\": \"完\", \"start\": 679.288, \"end\": 679.488, \"score\": 0.639}, {\"word\": \"全\", \"start\": 679.488, \"end\": 679.668, \"score\": 0.618}, {\"word\": \"是\", \"start\": 679.668, \"end\": 679.828, \"score\": 0.679}, {\"word\": \"消\", \"start\": 679.828, \"end\": 680.008, \"score\": 0.751}, {\"word\": \"化\", \"start\": 680.008, \"end\": 680.168, \"score\": 0.724}, {\"word\": \"完\", \"start\": 680.168, \"end\": 680.608, \"score\": 0.638}, {\"word\": \"畢\"}, {\"word\": \"而\", \"start\": 680.608, \"end\": 680.848, \"score\": 0.852}, {\"word\": \"是\", \"start\": 680.848, \"end\": 681.589, \"score\": 0.833}, {\"word\": \"我\", \"start\": 681.589, \"end\": 682.009, \"score\": 0.615}, {\"word\": \"們\"}, {\"word\": \"給\"}, {\"word\": \"配\", \"start\": 682.009, \"end\": 682.189, \"score\": 0.732}, {\"word\": \"套\", \"start\": 682.189, \"end\": 682.429, \"score\": 0.723}, {\"word\": \"措\", \"start\": 682.429, \"end\": 682.649, \"score\": 0.799}, {\"word\": \"施\", \"start\": 682.649, \"end\": 683.55, \"score\": 0.831}, {\"word\": \"給\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 683.55, \"end\": 683.79, \"score\": 0.73}, {\"word\": \"期\", \"start\": 683.79, \"end\": 684.17, \"score\": 0.703}, {\"word\": \"讓\"}, {\"word\": \"他\", \"start\": 684.17, \"end\": 684.41, \"score\": 0.871}, {\"word\": \"逐\", \"start\": 684.41, \"end\": 684.65, \"score\": 0.802}, {\"word\": \"年\", \"start\": 684.65, \"end\": 684.87, \"score\": 0.749}, {\"word\": \"慢\", \"start\": 684.87, \"end\": 685.051, \"score\": 0.739}, {\"word\": \"慢\", \"start\": 685.051, \"end\": 685.211, \"score\": 0.682}, {\"word\": \"慢\", \"start\": 685.211, \"end\": 685.371, \"score\": 0.748}, {\"word\": \"慢\", \"start\": 685.371, \"end\": 685.671, \"score\": 0.593}, {\"word\": \"去\", \"start\": 685.671, \"end\": 686.151, \"score\": 0.71}, {\"word\": \"調\"}, {\"word\": \"整\", \"start\": 686.151, \"end\": 686.451, \"score\": 0.862}, {\"word\": \"好\", \"start\": 686.451, \"end\": 686.751, \"score\": 0.819}, {\"word\": \"那\", \"start\": 686.751, \"end\": 686.932, \"score\": 0.724}, {\"word\": \"最\", \"start\": 686.932, \"end\": 687.092, \"score\": 0.803}, {\"word\": \"後\", \"start\": 687.092, \"end\": 687.272, \"score\": 0.708}, {\"word\": \"再\", \"start\": 687.272, \"end\": 687.732, \"score\": 0.767}, {\"word\": \"兩\"}, {\"word\": \"個\"}, {\"word\": \"小\", \"start\": 687.732, \"end\": 688.192, \"score\": 0.752}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"一\", \"start\": 688.192, \"end\": 688.432, \"score\": 0.767}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 688.432, \"end\": 688.612, \"score\": 0.904}, {\"word\": \"新\", \"start\": 688.612, \"end\": 688.812, \"score\": 0.808}, {\"word\": \"展\", \"start\": 688.812, \"end\": 689.253, \"score\": 0.819}, {\"word\": \"併\"}, {\"word\": \"花\", \"start\": 689.253, \"end\": 689.493, \"score\": 0.752}, {\"word\": \"旗\", \"start\": 689.493, \"end\": 689.633, \"score\": 0.711}, {\"word\": \"的\", \"start\": 689.633, \"end\": 689.733, \"score\": 0.638}, {\"word\": \"案\", \"start\": 689.733, \"end\": 689.953, \"score\": 0.726}, {\"word\": \"件\", \"start\": 689.953, \"end\": 690.533, \"score\": 0.845}, {\"word\": \"消\", \"start\": 690.533, \"end\": 691.314, \"score\": 0.73}, {\"word\": \"費\"}, {\"word\": \"糾\"}, {\"word\": \"紛\"}, {\"word\": \"不\", \"start\": 691.314, \"end\": 691.594, \"score\": 0.72}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 691.594, \"end\": 692.154, \"score\": 0.684}, {\"word\": \"頻\"}, {\"word\": \"傳\"}, {\"word\": \"客\", \"start\": 692.154, \"end\": 692.494, \"score\": 0.7}, {\"word\": \"戶\"}, {\"word\": \"投\", \"start\": 692.494, \"end\": 693.075, \"score\": 0.738}, {\"word\": \"訴\"}, {\"word\": \"越\", \"start\": 693.075, \"end\": 693.095, \"score\": 0.094}, {\"word\": \"來\"}, {\"word\": \"越\", \"start\": 693.095, \"end\": 693.275, \"score\": 0.807}, {\"word\": \"多\", \"start\": 693.275, \"end\": 693.755, \"score\": 0.859}, {\"word\": \"但\", \"start\": 693.755, \"end\": 693.875, \"score\": 0.713}, {\"word\": \"是\", \"start\": 693.875, \"end\": 693.995, \"score\": 0.788}, {\"word\": \"我\", \"start\": 693.995, \"end\": 694.095, \"score\": 0.414}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 694.095, \"end\": 694.195, \"score\": 0.796}, {\"word\": \"有\", \"start\": 694.195, \"end\": 694.295, \"score\": 0.609}, {\"word\": \"看\", \"start\": 694.295, \"end\": 694.395, \"score\": 0.711}, {\"word\": \"到\", \"start\": 694.395, \"end\": 694.595, \"score\": 0.719}, {\"word\": \"金\", \"start\": 694.595, \"end\": 694.776, \"score\": 0.667}, {\"word\": \"管\", \"start\": 694.776, \"end\": 695.076, \"score\": 0.726}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 695.076, \"end\": 695.196, \"score\": 0.799}, {\"word\": \"任\", \"start\": 695.196, \"end\": 695.416, \"score\": 0.72}, {\"word\": \"何\", \"start\": 695.416, \"end\": 695.536, \"score\": 0.653}, {\"word\": \"的\", \"start\": 695.536, \"end\": 695.776, \"score\": 0.996}, {\"word\": \"作\", \"start\": 695.776, \"end\": 696.576, \"score\": 0.881}, {\"word\": \"為\"}, {\"word\": \"很\", \"start\": 696.576, \"end\": 696.817, \"score\": 0.774}, {\"word\": \"多\", \"start\": 696.817, \"end\": 696.997, \"score\": 0.701}, {\"word\": \"的\", \"start\": 696.997, \"end\": 697.017, \"score\": 0.754}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 697.017, \"end\": 697.037, \"score\": 0.0}]}, {\"start\": 697.777, \"end\": 721.033, \"text\": \"存戶的權益受到影響 還有這個卡戶的權益也是一樣另外這個接口投信的胡奕迦自行宣布回任董事耶完全在挑戰我們的金管會但是金管會對接口可是一再的寬容罰環都非常的低喔那這個接口投信違反捷二信託法也只開罰120萬現在還公然挑戰金管會金管會的作為在哪裡啊\", \"words\": [{\"word\": \"存\", \"start\": 697.777, \"end\": 698.077, \"score\": 0.684}, {\"word\": \"戶\"}, {\"word\": \"的\", \"start\": 698.077, \"end\": 698.398, \"score\": 0.827}, {\"word\": \"權\"}, {\"word\": \"益\", \"start\": 698.398, \"end\": 698.558, \"score\": 0.831}, {\"word\": \"受\", \"start\": 698.558, \"end\": 698.698, \"score\": 0.843}, {\"word\": \"到\", \"start\": 698.698, \"end\": 698.838, \"score\": 0.797}, {\"word\": \"影\", \"start\": 698.838, \"end\": 699.218, \"score\": 0.8}, {\"word\": \"響\"}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 699.218, \"end\": 699.598, \"score\": 0.764}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"卡\", \"start\": 699.598, \"end\": 699.979, \"score\": 0.876}, {\"word\": \"戶\"}, {\"word\": \"的\", \"start\": 699.979, \"end\": 700.259, \"score\": 0.783}, {\"word\": \"權\"}, {\"word\": \"益\", \"start\": 700.259, \"end\": 700.399, \"score\": 0.848}, {\"word\": \"也\", \"start\": 700.399, \"end\": 700.579, \"score\": 0.989}, {\"word\": \"是\", \"start\": 700.579, \"end\": 700.759, \"score\": 0.927}, {\"word\": \"一\", \"start\": 700.759, \"end\": 701.5, \"score\": 0.866}, {\"word\": \"樣\"}, {\"word\": \"另\", \"start\": 701.5, \"end\": 701.64, \"score\": 0.709}, {\"word\": \"外\", \"start\": 701.64, \"end\": 701.98, \"score\": 0.808}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"接\", \"start\": 701.98, \"end\": 702.16, \"score\": 0.77}, {\"word\": \"口\", \"start\": 702.16, \"end\": 702.38, \"score\": 0.777}, {\"word\": \"投\", \"start\": 702.38, \"end\": 702.58, \"score\": 0.905}, {\"word\": \"信\", \"start\": 702.58, \"end\": 702.76, \"score\": 0.856}, {\"word\": \"的\", \"start\": 702.76, \"end\": 702.921, \"score\": 0.917}, {\"word\": \"胡\", \"start\": 702.921, \"end\": 703.081, \"score\": 0.792}, {\"word\": \"奕\", \"start\": 703.081, \"end\": 703.261, \"score\": 0.803}, {\"word\": \"迦\", \"start\": 703.261, \"end\": 703.901, \"score\": 0.88}, {\"word\": \"自\", \"start\": 703.901, \"end\": 704.061, \"score\": 0.771}, {\"word\": \"行\", \"start\": 704.061, \"end\": 704.261, \"score\": 0.78}, {\"word\": \"宣\", \"start\": 704.261, \"end\": 704.462, \"score\": 0.692}, {\"word\": \"布\", \"start\": 704.462, \"end\": 704.662, \"score\": 0.739}, {\"word\": \"回\", \"start\": 704.662, \"end\": 704.822, \"score\": 0.94}, {\"word\": \"任\", \"start\": 704.822, \"end\": 705.062, \"score\": 0.91}, {\"word\": \"董\", \"start\": 705.062, \"end\": 705.322, \"score\": 0.905}, {\"word\": \"事\", \"start\": 705.322, \"end\": 705.522, \"score\": 0.903}, {\"word\": \"耶\", \"start\": 705.522, \"end\": 705.923, \"score\": 0.9}, {\"word\": \"完\", \"start\": 705.923, \"end\": 706.103, \"score\": 0.78}, {\"word\": \"全\", \"start\": 706.103, \"end\": 706.283, \"score\": 0.848}, {\"word\": \"在\", \"start\": 706.283, \"end\": 706.463, \"score\": 0.798}, {\"word\": \"挑\", \"start\": 706.463, \"end\": 706.903, \"score\": 0.891}, {\"word\": \"戰\"}, {\"word\": \"我\", \"start\": 706.903, \"end\": 707.003, \"score\": 0.815}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 707.003, \"end\": 707.183, \"score\": 0.906}, {\"word\": \"金\", \"start\": 707.183, \"end\": 707.363, \"score\": 0.877}, {\"word\": \"管\", \"start\": 707.363, \"end\": 708.144, \"score\": 0.88}, {\"word\": \"會\"}, {\"word\": \"但\", \"start\": 708.144, \"end\": 708.284, \"score\": 0.841}, {\"word\": \"是\", \"start\": 708.284, \"end\": 708.424, \"score\": 0.84}, {\"word\": \"金\", \"start\": 708.424, \"end\": 708.624, \"score\": 0.853}, {\"word\": \"管\", \"start\": 708.624, \"end\": 709.145, \"score\": 0.781}, {\"word\": \"會\"}, {\"word\": \"對\"}, {\"word\": \"接\", \"start\": 709.145, \"end\": 709.345, \"score\": 0.83}, {\"word\": \"口\", \"start\": 709.345, \"end\": 709.525, \"score\": 0.885}, {\"word\": \"可\", \"start\": 709.525, \"end\": 709.665, \"score\": 0.992}, {\"word\": \"是\", \"start\": 709.665, \"end\": 709.825, \"score\": 0.89}, {\"word\": \"一\", \"start\": 709.825, \"end\": 709.985, \"score\": 0.827}, {\"word\": \"再\", \"start\": 709.985, \"end\": 710.145, \"score\": 0.811}, {\"word\": \"的\", \"start\": 710.145, \"end\": 710.586, \"score\": 0.76}, {\"word\": \"寬\"}, {\"word\": \"容\", \"start\": 710.586, \"end\": 711.546, \"score\": 0.832}, {\"word\": \"罰\"}, {\"word\": \"環\"}, {\"word\": \"都\", \"start\": 711.546, \"end\": 711.746, \"score\": 0.928}, {\"word\": \"非\", \"start\": 711.746, \"end\": 711.947, \"score\": 0.809}, {\"word\": \"常\", \"start\": 711.947, \"end\": 712.167, \"score\": 0.836}, {\"word\": \"的\", \"start\": 712.167, \"end\": 712.387, \"score\": 0.95}, {\"word\": \"低\", \"start\": 712.387, \"end\": 712.567, \"score\": 0.981}, {\"word\": \"喔\", \"start\": 712.567, \"end\": 713.067, \"score\": 0.848}, {\"word\": \"那\", \"start\": 713.067, \"end\": 714.348, \"score\": 0.925}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"接\", \"start\": 714.348, \"end\": 714.488, \"score\": 0.738}, {\"word\": \"口\", \"start\": 714.488, \"end\": 714.628, \"score\": 0.73}, {\"word\": \"投\", \"start\": 714.628, \"end\": 714.808, \"score\": 0.879}, {\"word\": \"信\", \"start\": 714.808, \"end\": 715.089, \"score\": 0.725}, {\"word\": \"違\"}, {\"word\": \"反\", \"start\": 715.089, \"end\": 715.289, \"score\": 0.732}, {\"word\": \"捷\", \"start\": 715.289, \"end\": 715.449, \"score\": 0.856}, {\"word\": \"二\", \"start\": 715.449, \"end\": 715.669, \"score\": 0.9}, {\"word\": \"信\", \"start\": 715.669, \"end\": 716.029, \"score\": 0.855}, {\"word\": \"託\"}, {\"word\": \"法\", \"start\": 716.029, \"end\": 716.169, \"score\": 0.989}, {\"word\": \"也\", \"start\": 716.169, \"end\": 716.309, \"score\": 0.614}, {\"word\": \"只\", \"start\": 716.309, \"end\": 718.171, \"score\": 0.806}, {\"word\": \"開\"}, {\"word\": \"罰\"}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"萬\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 718.171, \"end\": 718.551, \"score\": 0.77}, {\"word\": \"還\"}, {\"word\": \"公\", \"start\": 718.551, \"end\": 718.711, \"score\": 0.567}, {\"word\": \"然\", \"start\": 718.711, \"end\": 718.911, \"score\": 0.785}, {\"word\": \"挑\", \"start\": 718.911, \"end\": 719.311, \"score\": 0.902}, {\"word\": \"戰\"}, {\"word\": \"金\", \"start\": 719.311, \"end\": 719.492, \"score\": 0.841}, {\"word\": \"管\", \"start\": 719.492, \"end\": 719.992, \"score\": 0.798}, {\"word\": \"會\"}, {\"word\": \"金\", \"start\": 719.992, \"end\": 720.132, \"score\": 0.836}, {\"word\": \"管\", \"start\": 720.132, \"end\": 720.272, \"score\": 0.731}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 720.272, \"end\": 720.492, \"score\": 0.867}, {\"word\": \"作\", \"start\": 720.492, \"end\": 720.772, \"score\": 0.888}, {\"word\": \"為\"}, {\"word\": \"在\", \"start\": 720.772, \"end\": 720.893, \"score\": 0.799}, {\"word\": \"哪\", \"start\": 720.893, \"end\": 721.013, \"score\": 0.986}, {\"word\": \"裡\"}, {\"word\": \"啊\", \"start\": 721.013, \"end\": 721.033, \"score\": 0.0}]}, {\"start\": 721.926, \"end\": 751.132, \"text\": \"接口投信目前的了解他要先如果要申請回認必須先向投信投顧公會去申請那可以自行宣布嗎自行宣布回認董事是什麼意思啊金管會沒有同意之前自行宣布這是什麼意思我想他怎麼表達我想金管會到底在怕接口什麼啊就是說金管會你現在沒有任何的一個罰款或是他這樣混淆視聽他現在是不是接口的董事是不是\", \"words\": [{\"word\": \"接\", \"start\": 721.926, \"end\": 722.086, \"score\": 0.721}, {\"word\": \"口\", \"start\": 722.086, \"end\": 722.266, \"score\": 0.684}, {\"word\": \"投\", \"start\": 722.266, \"end\": 722.446, \"score\": 0.764}, {\"word\": \"信\", \"start\": 722.446, \"end\": 722.646, \"score\": 0.609}, {\"word\": \"目\", \"start\": 722.646, \"end\": 722.806, \"score\": 0.777}, {\"word\": \"前\", \"start\": 722.806, \"end\": 723.526, \"score\": 0.955}, {\"word\": \"的\", \"start\": 723.526, \"end\": 723.646, \"score\": 0.732}, {\"word\": \"了\", \"start\": 723.646, \"end\": 723.846, \"score\": 0.763}, {\"word\": \"解\", \"start\": 723.846, \"end\": 724.006, \"score\": 0.551}, {\"word\": \"他\", \"start\": 724.006, \"end\": 724.186, \"score\": 0.923}, {\"word\": \"要\", \"start\": 724.186, \"end\": 724.607, \"score\": 0.95}, {\"word\": \"先\", \"start\": 724.607, \"end\": 725.207, \"score\": 0.933}, {\"word\": \"如\", \"start\": 725.207, \"end\": 725.327, \"score\": 0.827}, {\"word\": \"果\", \"start\": 725.327, \"end\": 725.407, \"score\": 0.66}, {\"word\": \"要\", \"start\": 725.407, \"end\": 725.627, \"score\": 0.824}, {\"word\": \"申\", \"start\": 725.627, \"end\": 726.027, \"score\": 0.817}, {\"word\": \"請\"}, {\"word\": \"回\", \"start\": 726.027, \"end\": 726.367, \"score\": 0.893}, {\"word\": \"認\"}, {\"word\": \"必\", \"start\": 726.367, \"end\": 726.627, \"score\": 0.776}, {\"word\": \"須\"}, {\"word\": \"先\", \"start\": 726.627, \"end\": 726.827, \"score\": 0.727}, {\"word\": \"向\", \"start\": 726.827, \"end\": 727.127, \"score\": 0.867}, {\"word\": \"投\", \"start\": 727.127, \"end\": 727.327, \"score\": 0.843}, {\"word\": \"信\", \"start\": 727.327, \"end\": 727.567, \"score\": 0.83}, {\"word\": \"投\", \"start\": 727.567, \"end\": 727.967, \"score\": 0.787}, {\"word\": \"顧\"}, {\"word\": \"公\", \"start\": 727.967, \"end\": 728.387, \"score\": 0.85}, {\"word\": \"會\"}, {\"word\": \"去\", \"start\": 728.387, \"end\": 728.607, \"score\": 0.965}, {\"word\": \"申\", \"start\": 728.607, \"end\": 730.168, \"score\": 0.776}, {\"word\": \"請\"}, {\"word\": \"那\", \"start\": 730.168, \"end\": 730.348, \"score\": 0.67}, {\"word\": \"可\", \"start\": 730.348, \"end\": 730.488, \"score\": 0.696}, {\"word\": \"以\", \"start\": 730.488, \"end\": 730.568, \"score\": 0.729}, {\"word\": \"自\", \"start\": 730.568, \"end\": 730.728, \"score\": 0.738}, {\"word\": \"行\", \"start\": 730.728, \"end\": 730.968, \"score\": 0.755}, {\"word\": \"宣\", \"start\": 730.968, \"end\": 731.228, \"score\": 0.749}, {\"word\": \"布\", \"start\": 731.228, \"end\": 732.048, \"score\": 0.822}, {\"word\": \"嗎\"}, {\"word\": \"自\", \"start\": 732.048, \"end\": 732.248, \"score\": 0.758}, {\"word\": \"行\", \"start\": 732.248, \"end\": 732.508, \"score\": 0.841}, {\"word\": \"宣\", \"start\": 732.508, \"end\": 732.748, \"score\": 0.547}, {\"word\": \"布\", \"start\": 732.748, \"end\": 733.268, \"score\": 0.861}, {\"word\": \"回\", \"start\": 733.268, \"end\": 733.668, \"score\": 0.795}, {\"word\": \"認\"}, {\"word\": \"董\", \"start\": 733.668, \"end\": 733.888, \"score\": 0.863}, {\"word\": \"事\", \"start\": 733.888, \"end\": 734.068, \"score\": 0.832}, {\"word\": \"是\", \"start\": 734.068, \"end\": 734.208, \"score\": 0.718}, {\"word\": \"什\", \"start\": 734.208, \"end\": 734.409, \"score\": 0.75}, {\"word\": \"麼\"}, {\"word\": \"意\", \"start\": 734.409, \"end\": 734.629, \"score\": 0.853}, {\"word\": \"思\", \"start\": 734.629, \"end\": 734.769, \"score\": 0.856}, {\"word\": \"啊\", \"start\": 734.769, \"end\": 735.149, \"score\": 0.862}, {\"word\": \"金\", \"start\": 735.149, \"end\": 735.429, \"score\": 0.617}, {\"word\": \"管\", \"start\": 735.429, \"end\": 735.589, \"score\": 0.497}, {\"word\": \"會\"}, {\"word\": \"沒\", \"start\": 735.589, \"end\": 735.689, \"score\": 0.768}, {\"word\": \"有\", \"start\": 735.689, \"end\": 735.789, \"score\": 0.375}, {\"word\": \"同\", \"start\": 735.789, \"end\": 735.989, \"score\": 0.738}, {\"word\": \"意\", \"start\": 735.989, \"end\": 736.149, \"score\": 0.748}, {\"word\": \"之\", \"start\": 736.149, \"end\": 736.309, \"score\": 0.726}, {\"word\": \"前\", \"start\": 736.309, \"end\": 736.569, \"score\": 0.94}, {\"word\": \"自\", \"start\": 736.569, \"end\": 736.729, \"score\": 0.783}, {\"word\": \"行\", \"start\": 736.729, \"end\": 736.989, \"score\": 0.767}, {\"word\": \"宣\", \"start\": 736.989, \"end\": 737.209, \"score\": 0.871}, {\"word\": \"布\", \"start\": 737.209, \"end\": 737.509, \"score\": 0.732}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 737.509, \"end\": 737.629, \"score\": 0.739}, {\"word\": \"什\", \"start\": 737.629, \"end\": 737.849, \"score\": 0.763}, {\"word\": \"麼\"}, {\"word\": \"意\", \"start\": 737.849, \"end\": 738.029, \"score\": 0.766}, {\"word\": \"思\", \"start\": 738.029, \"end\": 738.889, \"score\": 0.878}, {\"word\": \"我\", \"start\": 738.889, \"end\": 738.989, \"score\": 0.587}, {\"word\": \"想\", \"start\": 738.989, \"end\": 739.249, \"score\": 0.718}, {\"word\": \"他\", \"start\": 739.249, \"end\": 739.59, \"score\": 0.941}, {\"word\": \"怎\", \"start\": 739.59, \"end\": 739.85, \"score\": 0.623}, {\"word\": \"麼\"}, {\"word\": \"表\", \"start\": 739.85, \"end\": 740.55, \"score\": 0.798}, {\"word\": \"達\"}, {\"word\": \"我\", \"start\": 740.55, \"end\": 740.67, \"score\": 0.566}, {\"word\": \"想\", \"start\": 740.67, \"end\": 741.77, \"score\": 0.938}, {\"word\": \"金\", \"start\": 741.77, \"end\": 742.15, \"score\": 0.684}, {\"word\": \"管\", \"start\": 742.15, \"end\": 742.35, \"score\": 0.682}, {\"word\": \"會\"}, {\"word\": \"到\", \"start\": 742.35, \"end\": 742.49, \"score\": 0.586}, {\"word\": \"底\", \"start\": 742.49, \"end\": 742.61, \"score\": 0.605}, {\"word\": \"在\", \"start\": 742.61, \"end\": 742.79, \"score\": 0.753}, {\"word\": \"怕\", \"start\": 742.79, \"end\": 743.01, \"score\": 0.647}, {\"word\": \"接\", \"start\": 743.01, \"end\": 743.19, \"score\": 0.653}, {\"word\": \"口\", \"start\": 743.19, \"end\": 743.37, \"score\": 0.844}, {\"word\": \"什\", \"start\": 743.37, \"end\": 743.65, \"score\": 0.803}, {\"word\": \"麼\"}, {\"word\": \"啊\", \"start\": 743.65, \"end\": 744.11, \"score\": 0.899}, {\"word\": \"就\", \"start\": 744.11, \"end\": 744.31, \"score\": 0.732}, {\"word\": \"是\", \"start\": 744.31, \"end\": 744.551, \"score\": 0.817}, {\"word\": \"說\"}, {\"word\": \"金\", \"start\": 744.551, \"end\": 744.931, \"score\": 0.629}, {\"word\": \"管\", \"start\": 744.931, \"end\": 745.111, \"score\": 0.671}, {\"word\": \"會\"}, {\"word\": \"你\", \"start\": 745.111, \"end\": 745.471, \"score\": 0.78}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 745.471, \"end\": 745.651, \"score\": 0.729}, {\"word\": \"沒\", \"start\": 745.651, \"end\": 745.731, \"score\": 0.717}, {\"word\": \"有\", \"start\": 745.731, \"end\": 745.891, \"score\": 0.731}, {\"word\": \"任\", \"start\": 745.891, \"end\": 746.151, \"score\": 0.642}, {\"word\": \"何\", \"start\": 746.151, \"end\": 746.351, \"score\": 0.743}, {\"word\": \"的\", \"start\": 746.351, \"end\": 746.811, \"score\": 0.874}, {\"word\": \"一\", \"start\": 746.811, \"end\": 747.611, \"score\": 0.767}, {\"word\": \"個\"}, {\"word\": \"罰\"}, {\"word\": \"款\", \"start\": 747.611, \"end\": 747.811, \"score\": 0.711}, {\"word\": \"或\", \"start\": 747.811, \"end\": 747.931, \"score\": 0.573}, {\"word\": \"是\", \"start\": 747.931, \"end\": 748.051, \"score\": 0.642}, {\"word\": \"他\", \"start\": 748.051, \"end\": 748.511, \"score\": 0.711}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"混\", \"start\": 748.511, \"end\": 748.671, \"score\": 0.855}, {\"word\": \"淆\", \"start\": 748.671, \"end\": 749.572, \"score\": 0.823}, {\"word\": \"視\"}, {\"word\": \"聽\"}, {\"word\": \"他\", \"start\": 749.572, \"end\": 749.772, \"score\": 0.734}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 749.772, \"end\": 749.892, \"score\": 0.601}, {\"word\": \"是\", \"start\": 749.892, \"end\": 749.992, \"score\": 0.59}, {\"word\": \"不\", \"start\": 749.992, \"end\": 750.052, \"score\": 0.682}, {\"word\": \"是\", \"start\": 750.052, \"end\": 750.232, \"score\": 0.563}, {\"word\": \"接\", \"start\": 750.232, \"end\": 750.392, \"score\": 0.628}, {\"word\": \"口\", \"start\": 750.392, \"end\": 750.512, \"score\": 0.899}, {\"word\": \"的\", \"start\": 750.512, \"end\": 750.612, \"score\": 0.701}, {\"word\": \"董\", \"start\": 750.612, \"end\": 750.812, \"score\": 0.852}, {\"word\": \"事\", \"start\": 750.812, \"end\": 750.832, \"score\": 0.718}, {\"word\": \"是\", \"start\": 750.832, \"end\": 751.092, \"score\": 0.881}, {\"word\": \"不\", \"start\": 751.092, \"end\": 751.112, \"score\": 0.0}, {\"word\": \"是\", \"start\": 751.112, \"end\": 751.132, \"score\": 0.163}]}, {\"start\": 752.386, \"end\": 775.539, \"text\": \"目前不是金管會金管會也沒有同意嘛金管會沒有同意之前他就不能擔任接口投信的董事對不對是的對啊那他為什麼可以自行宣布回論呢那大家這樣是不是在混淆視聽影響市場的信心讓大家認為說他是接口投信的董事他可以這樣子招搖撞票嗎我們在記者會也有說明一切以金管會最後同意為主高委員是不是\", \"words\": [{\"word\": \"目\", \"start\": 752.386, \"end\": 752.526, \"score\": 0.814}, {\"word\": \"前\", \"start\": 752.526, \"end\": 752.786, \"score\": 0.942}, {\"word\": \"不\", \"start\": 752.786, \"end\": 752.946, \"score\": 0.954}, {\"word\": \"是\", \"start\": 752.946, \"end\": 753.106, \"score\": 0.806}, {\"word\": \"金\", \"start\": 753.106, \"end\": 753.287, \"score\": 0.785}, {\"word\": \"管\", \"start\": 753.287, \"end\": 753.707, \"score\": 0.918}, {\"word\": \"會\"}, {\"word\": \"金\", \"start\": 753.707, \"end\": 753.887, \"score\": 0.876}, {\"word\": \"管\", \"start\": 753.887, \"end\": 754.027, \"score\": 0.785}, {\"word\": \"會\"}, {\"word\": \"也\", \"start\": 754.027, \"end\": 754.167, \"score\": 0.678}, {\"word\": \"沒\", \"start\": 754.167, \"end\": 754.267, \"score\": 0.8}, {\"word\": \"有\", \"start\": 754.267, \"end\": 754.387, \"score\": 0.479}, {\"word\": \"同\", \"start\": 754.387, \"end\": 754.567, \"score\": 0.874}, {\"word\": \"意\", \"start\": 754.567, \"end\": 754.747, \"score\": 0.969}, {\"word\": \"嘛\", \"start\": 754.747, \"end\": 754.967, \"score\": 0.891}, {\"word\": \"金\", \"start\": 754.967, \"end\": 755.088, \"score\": 0.823}, {\"word\": \"管\", \"start\": 755.088, \"end\": 755.228, \"score\": 0.841}, {\"word\": \"會\"}, {\"word\": \"沒\", \"start\": 755.228, \"end\": 755.368, \"score\": 0.795}, {\"word\": \"有\", \"start\": 755.368, \"end\": 755.568, \"score\": 0.621}, {\"word\": \"同\", \"start\": 755.568, \"end\": 755.728, \"score\": 0.932}, {\"word\": \"意\", \"start\": 755.728, \"end\": 755.828, \"score\": 0.882}, {\"word\": \"之\", \"start\": 755.828, \"end\": 755.968, \"score\": 0.885}, {\"word\": \"前\", \"start\": 755.968, \"end\": 756.088, \"score\": 0.823}, {\"word\": \"他\", \"start\": 756.088, \"end\": 756.248, \"score\": 0.809}, {\"word\": \"就\", \"start\": 756.248, \"end\": 756.368, \"score\": 0.777}, {\"word\": \"不\", \"start\": 756.368, \"end\": 756.488, \"score\": 0.751}, {\"word\": \"能\", \"start\": 756.488, \"end\": 756.788, \"score\": 0.797}, {\"word\": \"擔\"}, {\"word\": \"任\", \"start\": 756.788, \"end\": 756.949, \"score\": 0.935}, {\"word\": \"接\", \"start\": 756.949, \"end\": 757.109, \"score\": 0.87}, {\"word\": \"口\", \"start\": 757.109, \"end\": 757.269, \"score\": 0.905}, {\"word\": \"投\", \"start\": 757.269, \"end\": 757.429, \"score\": 0.805}, {\"word\": \"信\", \"start\": 757.429, \"end\": 757.529, \"score\": 0.801}, {\"word\": \"的\", \"start\": 757.529, \"end\": 757.609, \"score\": 0.714}, {\"word\": \"董\", \"start\": 757.609, \"end\": 757.829, \"score\": 0.899}, {\"word\": \"事\", \"start\": 757.829, \"end\": 758.049, \"score\": 0.992}, {\"word\": \"對\"}, {\"word\": \"不\", \"start\": 758.049, \"end\": 759.67, \"score\": 0.652}, {\"word\": \"對\"}, {\"word\": \"是\", \"start\": 759.67, \"end\": 759.81, \"score\": 0.786}, {\"word\": \"的\", \"start\": 759.81, \"end\": 760.691, \"score\": 0.928}, {\"word\": \"對\"}, {\"word\": \"啊\", \"start\": 760.691, \"end\": 760.831, \"score\": 0.824}, {\"word\": \"那\", \"start\": 760.831, \"end\": 761.031, \"score\": 0.905}, {\"word\": \"他\", \"start\": 761.031, \"end\": 761.251, \"score\": 0.841}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 761.251, \"end\": 761.431, \"score\": 0.887}, {\"word\": \"麼\"}, {\"word\": \"可\", \"start\": 761.431, \"end\": 761.551, \"score\": 0.834}, {\"word\": \"以\", \"start\": 761.551, \"end\": 761.671, \"score\": 0.827}, {\"word\": \"自\", \"start\": 761.671, \"end\": 761.811, \"score\": 0.975}, {\"word\": \"行\", \"start\": 761.811, \"end\": 762.031, \"score\": 0.885}, {\"word\": \"宣\", \"start\": 762.031, \"end\": 762.231, \"score\": 0.901}, {\"word\": \"布\", \"start\": 762.231, \"end\": 762.392, \"score\": 0.817}, {\"word\": \"回\", \"start\": 762.392, \"end\": 762.732, \"score\": 0.879}, {\"word\": \"論\"}, {\"word\": \"呢\", \"start\": 762.732, \"end\": 763.192, \"score\": 0.891}, {\"word\": \"那\", \"start\": 763.192, \"end\": 763.352, \"score\": 0.867}, {\"word\": \"大\", \"start\": 763.352, \"end\": 763.572, \"score\": 0.808}, {\"word\": \"家\", \"start\": 763.572, \"end\": 763.792, \"score\": 0.88}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"是\", \"start\": 763.792, \"end\": 763.872, \"score\": 0.75}, {\"word\": \"不\", \"start\": 763.872, \"end\": 763.892, \"score\": 0.018}, {\"word\": \"是\", \"start\": 763.892, \"end\": 763.992, \"score\": 0.799}, {\"word\": \"在\", \"start\": 763.992, \"end\": 764.213, \"score\": 0.823}, {\"word\": \"混\", \"start\": 764.213, \"end\": 764.373, \"score\": 0.826}, {\"word\": \"淆\", \"start\": 764.373, \"end\": 764.993, \"score\": 0.888}, {\"word\": \"視\"}, {\"word\": \"聽\"}, {\"word\": \"影\", \"start\": 764.993, \"end\": 765.413, \"score\": 0.883}, {\"word\": \"響\"}, {\"word\": \"市\", \"start\": 765.413, \"end\": 766.094, \"score\": 0.94}, {\"word\": \"場\"}, {\"word\": \"的\", \"start\": 766.094, \"end\": 766.234, \"score\": 0.835}, {\"word\": \"信\", \"start\": 766.234, \"end\": 766.474, \"score\": 0.936}, {\"word\": \"心\", \"start\": 766.474, \"end\": 767.174, \"score\": 0.917}, {\"word\": \"讓\"}, {\"word\": \"大\", \"start\": 767.174, \"end\": 767.614, \"score\": 0.892}, {\"word\": \"家\", \"start\": 767.614, \"end\": 767.795, \"score\": 0.834}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 767.795, \"end\": 767.935, \"score\": 0.841}, {\"word\": \"是\", \"start\": 767.935, \"end\": 768.115, \"score\": 0.795}, {\"word\": \"接\", \"start\": 768.115, \"end\": 768.295, \"score\": 0.858}, {\"word\": \"口\", \"start\": 768.295, \"end\": 768.555, \"score\": 0.911}, {\"word\": \"投\", \"start\": 768.555, \"end\": 768.755, \"score\": 0.806}, {\"word\": \"信\", \"start\": 768.755, \"end\": 768.895, \"score\": 0.868}, {\"word\": \"的\", \"start\": 768.895, \"end\": 769.035, \"score\": 0.993}, {\"word\": \"董\", \"start\": 769.035, \"end\": 769.275, \"score\": 0.981}, {\"word\": \"事\", \"start\": 769.275, \"end\": 769.876, \"score\": 0.992}, {\"word\": \"他\", \"start\": 769.876, \"end\": 770.036, \"score\": 0.941}, {\"word\": \"可\", \"start\": 770.036, \"end\": 770.156, \"score\": 0.834}, {\"word\": \"以\", \"start\": 770.156, \"end\": 770.476, \"score\": 0.821}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 770.476, \"end\": 770.596, \"score\": 0.841}, {\"word\": \"招\", \"start\": 770.596, \"end\": 770.956, \"score\": 0.843}, {\"word\": \"搖\"}, {\"word\": \"撞\", \"start\": 770.956, \"end\": 771.156, \"score\": 0.892}, {\"word\": \"票\", \"start\": 771.156, \"end\": 771.256, \"score\": 0.798}, {\"word\": \"嗎\"}, {\"word\": \"我\", \"start\": 771.256, \"end\": 771.296, \"score\": 0.479}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 771.296, \"end\": 771.637, \"score\": 0.819}, {\"word\": \"記\"}, {\"word\": \"者\", \"start\": 771.637, \"end\": 772.037, \"score\": 0.876}, {\"word\": \"會\"}, {\"word\": \"也\", \"start\": 772.037, \"end\": 772.237, \"score\": 0.881}, {\"word\": \"有\", \"start\": 772.237, \"end\": 772.437, \"score\": 0.877}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 772.437, \"end\": 772.557, \"score\": 0.833}, {\"word\": \"一\", \"start\": 772.557, \"end\": 772.717, \"score\": 0.8}, {\"word\": \"切\", \"start\": 772.717, \"end\": 772.977, \"score\": 0.863}, {\"word\": \"以\", \"start\": 772.977, \"end\": 773.137, \"score\": 0.875}, {\"word\": \"金\", \"start\": 773.137, \"end\": 773.318, \"score\": 0.839}, {\"word\": \"管\", \"start\": 773.318, \"end\": 773.658, \"score\": 0.833}, {\"word\": \"會\"}, {\"word\": \"最\", \"start\": 773.658, \"end\": 773.798, \"score\": 0.84}, {\"word\": \"後\", \"start\": 773.798, \"end\": 774.018, \"score\": 0.907}, {\"word\": \"同\", \"start\": 774.018, \"end\": 774.218, \"score\": 0.955}, {\"word\": \"意\", \"start\": 774.218, \"end\": 774.578, \"score\": 0.941}, {\"word\": \"為\"}, {\"word\": \"主\", \"start\": 774.578, \"end\": 774.858, \"score\": 0.894}, {\"word\": \"高\", \"start\": 774.858, \"end\": 774.999, \"score\": 0.939}, {\"word\": \"委\", \"start\": 774.999, \"end\": 775.339, \"score\": 0.884}, {\"word\": \"員\"}, {\"word\": \"是\", \"start\": 775.339, \"end\": 775.499, \"score\": 0.872}, {\"word\": \"不\", \"start\": 775.499, \"end\": 775.519, \"score\": 0.0}, {\"word\": \"是\", \"start\": 775.519, \"end\": 775.539, \"score\": 0.0}]}, {\"start\": 776.119, \"end\": 803.925, \"text\": \"所以我們還是希望金管會能夠拿出相關的法則來去針對街口投信還有像星展銀行類似這樣子對於消費者對於這些存戶對於金融市場都會產生影響那如果金管會都不處理會讓人家覺得說像這些為所欲為的金融機構招搖撞騙自己說自己是投信董事都還可以這個逃過我們相關制裁我覺得這樣子沒有辦法去取信社會大眾\", \"words\": [{\"word\": \"所\", \"start\": 776.119, \"end\": 776.159, \"score\": 0.494}, {\"word\": \"以\", \"start\": 776.159, \"end\": 776.299, \"score\": 0.627}, {\"word\": \"我\", \"start\": 776.299, \"end\": 776.499, \"score\": 0.892}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 776.499, \"end\": 776.739, \"score\": 0.914}, {\"word\": \"希\", \"start\": 776.739, \"end\": 776.899, \"score\": 0.929}, {\"word\": \"望\", \"start\": 776.899, \"end\": 777.159, \"score\": 0.987}, {\"word\": \"金\", \"start\": 777.159, \"end\": 777.359, \"score\": 0.908}, {\"word\": \"管\", \"start\": 777.359, \"end\": 777.959, \"score\": 0.885}, {\"word\": \"會\"}, {\"word\": \"能\", \"start\": 777.959, \"end\": 778.26, \"score\": 0.879}, {\"word\": \"夠\"}, {\"word\": \"拿\", \"start\": 778.26, \"end\": 778.54, \"score\": 0.889}, {\"word\": \"出\", \"start\": 778.54, \"end\": 778.76, \"score\": 0.951}, {\"word\": \"相\", \"start\": 778.76, \"end\": 779.18, \"score\": 0.801}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 779.18, \"end\": 779.36, \"score\": 0.994}, {\"word\": \"法\", \"start\": 779.36, \"end\": 780.04, \"score\": 0.909}, {\"word\": \"則\"}, {\"word\": \"來\"}, {\"word\": \"去\", \"start\": 780.04, \"end\": 780.82, \"score\": 0.879}, {\"word\": \"針\"}, {\"word\": \"對\"}, {\"word\": \"街\", \"start\": 780.82, \"end\": 780.94, \"score\": 0.764}, {\"word\": \"口\", \"start\": 780.94, \"end\": 781.1, \"score\": 0.652}, {\"word\": \"投\", \"start\": 781.1, \"end\": 781.28, \"score\": 0.925}, {\"word\": \"信\", \"start\": 781.28, \"end\": 781.54, \"score\": 0.763}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 781.54, \"end\": 781.62, \"score\": 0.789}, {\"word\": \"像\", \"start\": 781.62, \"end\": 781.82, \"score\": 0.783}, {\"word\": \"星\", \"start\": 781.82, \"end\": 782.04, \"score\": 0.861}, {\"word\": \"展\", \"start\": 782.04, \"end\": 782.4, \"score\": 0.914}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 782.4, \"end\": 782.8, \"score\": 0.864}, {\"word\": \"類\"}, {\"word\": \"似\", \"start\": 782.8, \"end\": 783.281, \"score\": 0.9}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 783.281, \"end\": 783.881, \"score\": 0.939}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 783.881, \"end\": 784.161, \"score\": 0.848}, {\"word\": \"消\", \"start\": 784.161, \"end\": 784.541, \"score\": 0.92}, {\"word\": \"費\"}, {\"word\": \"者\", \"start\": 784.541, \"end\": 784.881, \"score\": 0.866}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 784.881, \"end\": 785.141, \"score\": 0.851}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 785.141, \"end\": 785.341, \"score\": 0.932}, {\"word\": \"存\", \"start\": 785.341, \"end\": 786.221, \"score\": 0.855}, {\"word\": \"戶\"}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 786.221, \"end\": 786.361, \"score\": 0.839}, {\"word\": \"金\", \"start\": 786.361, \"end\": 786.481, \"score\": 0.972}, {\"word\": \"融\", \"start\": 786.481, \"end\": 786.701, \"score\": 0.939}, {\"word\": \"市\", \"start\": 786.701, \"end\": 787.041, \"score\": 0.764}, {\"word\": \"場\"}, {\"word\": \"都\", \"start\": 787.041, \"end\": 787.461, \"score\": 0.766}, {\"word\": \"會\"}, {\"word\": \"產\"}, {\"word\": \"生\", \"start\": 787.461, \"end\": 787.661, \"score\": 0.919}, {\"word\": \"影\", \"start\": 787.661, \"end\": 788.322, \"score\": 0.867}, {\"word\": \"響\"}, {\"word\": \"那\", \"start\": 788.322, \"end\": 788.422, \"score\": 0.815}, {\"word\": \"如\", \"start\": 788.422, \"end\": 788.442, \"score\": 0.0}, {\"word\": \"果\", \"start\": 788.442, \"end\": 788.622, \"score\": 0.855}, {\"word\": \"金\", \"start\": 788.622, \"end\": 788.762, \"score\": 0.815}, {\"word\": \"管\", \"start\": 788.762, \"end\": 789.042, \"score\": 0.744}, {\"word\": \"會\"}, {\"word\": \"都\", \"start\": 789.042, \"end\": 789.182, \"score\": 0.974}, {\"word\": \"不\", \"start\": 789.182, \"end\": 789.502, \"score\": 0.847}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 789.502, \"end\": 790.122, \"score\": 0.895}, {\"word\": \"會\"}, {\"word\": \"讓\"}, {\"word\": \"人\", \"start\": 790.122, \"end\": 790.262, \"score\": 0.992}, {\"word\": \"家\", \"start\": 790.262, \"end\": 790.542, \"score\": 0.841}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 790.542, \"end\": 791.142, \"score\": 0.881}, {\"word\": \"說\"}, {\"word\": \"像\", \"start\": 791.142, \"end\": 791.562, \"score\": 0.895}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 791.562, \"end\": 792.242, \"score\": 0.933}, {\"word\": \"為\"}, {\"word\": \"所\", \"start\": 792.242, \"end\": 792.442, \"score\": 0.897}, {\"word\": \"欲\", \"start\": 792.442, \"end\": 793.023, \"score\": 0.881}, {\"word\": \"為\"}, {\"word\": \"的\", \"start\": 793.023, \"end\": 793.283, \"score\": 0.994}, {\"word\": \"金\", \"start\": 793.283, \"end\": 793.403, \"score\": 0.953}, {\"word\": \"融\", \"start\": 793.403, \"end\": 794.363, \"score\": 0.897}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"招\", \"start\": 794.363, \"end\": 794.743, \"score\": 0.841}, {\"word\": \"搖\"}, {\"word\": \"撞\", \"start\": 794.743, \"end\": 795.743, \"score\": 0.918}, {\"word\": \"騙\"}, {\"word\": \"自\", \"start\": 795.743, \"end\": 795.943, \"score\": 0.986}, {\"word\": \"己\", \"start\": 795.943, \"end\": 796.463, \"score\": 0.92}, {\"word\": \"說\"}, {\"word\": \"自\", \"start\": 796.463, \"end\": 796.563, \"score\": 0.988}, {\"word\": \"己\", \"start\": 796.563, \"end\": 796.663, \"score\": 0.956}, {\"word\": \"是\", \"start\": 796.663, \"end\": 796.803, \"score\": 0.824}, {\"word\": \"投\", \"start\": 796.803, \"end\": 797.003, \"score\": 0.912}, {\"word\": \"信\", \"start\": 797.003, \"end\": 797.163, \"score\": 0.9}, {\"word\": \"董\", \"start\": 797.163, \"end\": 797.404, \"score\": 0.851}, {\"word\": \"事\", \"start\": 797.404, \"end\": 797.864, \"score\": 0.98}, {\"word\": \"都\", \"start\": 797.864, \"end\": 798.284, \"score\": 0.803}, {\"word\": \"還\"}, {\"word\": \"可\", \"start\": 798.284, \"end\": 798.504, \"score\": 0.986}, {\"word\": \"以\", \"start\": 798.504, \"end\": 799.984, \"score\": 0.905}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"逃\", \"start\": 799.984, \"end\": 800.404, \"score\": 0.881}, {\"word\": \"過\"}, {\"word\": \"我\", \"start\": 800.404, \"end\": 800.604, \"score\": 0.733}, {\"word\": \"們\"}, {\"word\": \"相\", \"start\": 800.604, \"end\": 800.984, \"score\": 0.884}, {\"word\": \"關\"}, {\"word\": \"制\", \"start\": 800.984, \"end\": 801.144, \"score\": 0.799}, {\"word\": \"裁\", \"start\": 801.144, \"end\": 801.344, \"score\": 0.835}, {\"word\": \"我\", \"start\": 801.344, \"end\": 801.584, \"score\": 0.829}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 801.584, \"end\": 802.024, \"score\": 0.845}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 802.024, \"end\": 802.505, \"score\": 0.943}, {\"word\": \"沒\", \"start\": 802.505, \"end\": 802.685, \"score\": 0.857}, {\"word\": \"有\", \"start\": 802.685, \"end\": 802.805, \"score\": 0.812}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 802.805, \"end\": 802.965, \"score\": 0.723}, {\"word\": \"去\", \"start\": 802.965, \"end\": 803.165, \"score\": 0.768}, {\"word\": \"取\", \"start\": 803.165, \"end\": 803.365, \"score\": 0.91}, {\"word\": \"信\", \"start\": 803.365, \"end\": 803.585, \"score\": 0.888}, {\"word\": \"社\", \"start\": 803.585, \"end\": 803.905, \"score\": 0.818}, {\"word\": \"會\"}, {\"word\": \"大\", \"start\": 803.905, \"end\": 803.925, \"score\": 0.345}, {\"word\": \"眾\"}]}, {\"start\": 805.267, \"end\": 810.342, \"text\": \"好不好 謝謝 謝謝高委員接下來我們請陳焦華陳委員上台質詢\", \"words\": [{\"word\": \"好\", \"start\": 805.267, \"end\": 805.468, \"score\": 0.9}, {\"word\": \"不\", \"start\": 805.468, \"end\": 805.689, \"score\": 0.908}, {\"word\": \"好\", \"start\": 805.689, \"end\": 806.772, \"score\": 0.945}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"高\", \"start\": 806.772, \"end\": 806.952, \"score\": 0.98}, {\"word\": \"委\", \"start\": 806.952, \"end\": 808.296, \"score\": 0.967}, {\"word\": \"員\"}, {\"word\": \"接\", \"start\": 808.296, \"end\": 808.416, \"score\": 0.987}, {\"word\": \"下\", \"start\": 808.416, \"end\": 808.958, \"score\": 0.925}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 808.958, \"end\": 809.339, \"score\": 0.895}, {\"word\": \"們\"}, {\"word\": \"請\"}, {\"word\": \"陳\"}, {\"word\": \"焦\", \"start\": 809.339, \"end\": 809.84, \"score\": 0.88}, {\"word\": \"華\"}, {\"word\": \"陳\"}, {\"word\": \"委\", \"start\": 809.84, \"end\": 810.161, \"score\": 0.936}, {\"word\": \"員\"}, {\"word\": \"上\", \"start\": 810.161, \"end\": 810.322, \"score\": 0.995}, {\"word\": \"台\", \"start\": 810.322, \"end\": 810.342, \"score\": 0.523}, {\"word\": \"質\"}, {\"word\": \"詢\"}]}], \"word_segments\": [{\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 1.003, \"end\": 1.164, \"score\": 0.904}, {\"word\": \"席\", \"start\": 1.164, \"end\": 1.864, \"score\": 0.913}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"天\", \"start\": 1.864, \"end\": 2.004, \"score\": 0.998}, {\"word\": \"牧\", \"start\": 2.004, \"end\": 2.285, \"score\": 0.928}, {\"word\": \"主\", \"start\": 2.285, \"end\": 2.465, \"score\": 0.983}, {\"word\": \"委\", \"start\": 2.465, \"end\": 3.666, \"score\": 0.952}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 3.666, \"end\": 3.766, \"score\": 0.8}, {\"word\": \"委\", \"start\": 3.766, \"end\": 3.906, \"score\": 0.857}, {\"word\": \"上\", \"start\": 3.906, \"end\": 4.046, \"score\": 0.98}, {\"word\": \"台\", \"start\": 4.046, \"end\": 4.206, \"score\": 0.886}, {\"word\": \"備\"}, {\"word\": \"選\"}, {\"word\": \"謝\"}, {\"word\": \"國\"}, {\"word\": \"元\", \"start\": 4.206, \"end\": 4.226, \"score\": 0.0}, {\"word\": \"長\"}, {\"word\": \"主\", \"start\": 7.56, \"end\": 7.68, \"score\": 0.879}, {\"word\": \"委\", \"start\": 7.68, \"end\": 7.8, \"score\": 0.833}, {\"word\": \"好\", \"start\": 7.8, \"end\": 8.38, \"score\": 0.948}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 8.38, \"end\": 8.52, \"score\": 0.997}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"O\", \"start\": 8.52, \"end\": 8.6, \"score\": 0.749}, {\"word\": \"p\", \"start\": 8.6, \"end\": 8.62, \"score\": 0.0}, {\"word\": \"e\", \"start\": 8.62, \"end\": 8.74, \"score\": 0.826}, {\"word\": \"n\", \"start\": 8.74, \"end\": 8.88, \"score\": 0.802}, {\"word\": \"B\", \"start\": 8.88, \"end\": 8.92, \"score\": 0.5}, {\"word\": \"a\", \"start\": 8.92, \"end\": 9.08, \"score\": 0.874}, {\"word\": \"n\", \"start\": 9.08, \"end\": 9.14, \"score\": 0.605}, {\"word\": \"k\", \"start\": 9.14, \"end\": 9.38, \"score\": 0.915}, {\"word\": \"i\", \"start\": 9.38, \"end\": 9.5, \"score\": 0.833}, {\"word\": \"n\", \"start\": 9.5, \"end\": 9.6, \"score\": 0.797}, {\"word\": \"g\", \"start\": 9.6, \"end\": 9.82, \"score\": 0.909}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 9.82, \"end\": 10.1, \"score\": 0.921}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 10.1, \"end\": 10.32, \"score\": 0.948}, {\"word\": \"的\", \"start\": 10.32, \"end\": 10.501, \"score\": 0.999}, {\"word\": \"第\", \"start\": 10.501, \"end\": 10.781, \"score\": 0.996}, {\"word\": \"三\", \"start\": 10.781, \"end\": 11.381, \"score\": 0.966}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 11.381, \"end\": 12.101, \"score\": 0.948}, {\"word\": \"那\", \"start\": 12.101, \"end\": 12.361, \"score\": 0.963}, {\"word\": \"今\", \"start\": 12.361, \"end\": 12.481, \"score\": 0.988}, {\"word\": \"天\", \"start\": 12.481, \"end\": 13.141, \"score\": 0.944}, {\"word\": \"讓\"}, {\"word\": \"大\", \"start\": 13.141, \"end\": 13.281, \"score\": 1.0}, {\"word\": \"家\", \"start\": 13.281, \"end\": 13.481, \"score\": 0.998}, {\"word\": \"知\", \"start\": 13.481, \"end\": 13.561, \"score\": 0.753}, {\"word\": \"道\", \"start\": 13.561, \"end\": 14.021, \"score\": 0.925}, {\"word\": \"說\"}, {\"word\": \"自\", \"start\": 14.021, \"end\": 14.201, \"score\": 0.889}, {\"word\": \"律\", \"start\": 14.201, \"end\": 15.081, \"score\": 0.94}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"即\", \"start\": 15.081, \"end\": 15.421, \"score\": 0.882}, {\"word\": \"將\"}, {\"word\": \"要\", \"start\": 15.421, \"end\": 15.581, \"score\": 0.901}, {\"word\": \"年\", \"start\": 15.581, \"end\": 15.761, \"score\": 0.991}, {\"word\": \"底\", \"start\": 15.761, \"end\": 15.941, \"score\": 0.971}, {\"word\": \"前\", \"start\": 15.941, \"end\": 16.202, \"score\": 0.986}, {\"word\": \"核\", \"start\": 16.202, \"end\": 17.002, \"score\": 0.933}, {\"word\": \"備\"}, {\"word\": \"可\", \"start\": 17.002, \"end\": 17.102, \"score\": 0.797}, {\"word\": \"是\", \"start\": 17.102, \"end\": 17.222, \"score\": 0.894}, {\"word\": \"大\", \"start\": 17.222, \"end\": 17.402, \"score\": 0.997}, {\"word\": \"家\", \"start\": 17.402, \"end\": 17.902, \"score\": 0.959}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 17.902, \"end\": 17.982, \"score\": 0.768}, {\"word\": \"就\", \"start\": 17.982, \"end\": 18.242, \"score\": 0.925}, {\"word\": \"是\", \"start\": 18.242, \"end\": 18.782, \"score\": 0.961}, {\"word\": \"說\"}, {\"word\": \"第\", \"start\": 18.782, \"end\": 19.042, \"score\": 0.998}, {\"word\": \"三\", \"start\": 19.042, \"end\": 19.462, \"score\": 0.952}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 19.462, \"end\": 19.662, \"score\": 0.964}, {\"word\": \"其\", \"start\": 19.662, \"end\": 19.882, \"score\": 0.878}, {\"word\": \"實\"}, {\"word\": \"最\", \"start\": 19.882, \"end\": 20.022, \"score\": 0.983}, {\"word\": \"重\", \"start\": 20.022, \"end\": 20.242, \"score\": 0.97}, {\"word\": \"要\", \"start\": 20.242, \"end\": 20.402, \"score\": 0.998}, {\"word\": \"的\", \"start\": 20.402, \"end\": 20.522, \"score\": 0.991}, {\"word\": \"就\", \"start\": 20.522, \"end\": 20.662, \"score\": 0.983}, {\"word\": \"是\", \"start\": 20.662, \"end\": 20.942, \"score\": 0.999}, {\"word\": \"客\", \"start\": 20.942, \"end\": 21.442, \"score\": 0.947}, {\"word\": \"戶\"}, {\"word\": \"的\", \"start\": 21.442, \"end\": 21.863, \"score\": 0.951}, {\"word\": \"資\"}, {\"word\": \"金\", \"start\": 21.863, \"end\": 22.123, \"score\": 0.996}, {\"word\": \"交\", \"start\": 22.123, \"end\": 22.363, \"score\": 0.941}, {\"word\": \"易\", \"start\": 22.363, \"end\": 22.503, \"score\": 0.859}, {\"word\": \"的\", \"start\": 22.503, \"end\": 22.763, \"score\": 0.999}, {\"word\": \"服\", \"start\": 22.763, \"end\": 23.583, \"score\": 0.972}, {\"word\": \"務\"}, {\"word\": \"那\", \"start\": 23.583, \"end\": 23.963, \"score\": 0.889}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 23.963, \"end\": 24.163, \"score\": 1.0}, {\"word\": \"分\", \"start\": 24.163, \"end\": 24.343, \"score\": 0.992}, {\"word\": \"目\", \"start\": 24.343, \"end\": 24.603, \"score\": 0.986}, {\"word\": \"前\", \"start\": 24.603, \"end\": 24.823, \"score\": 0.997}, {\"word\": \"的\", \"start\": 24.823, \"end\": 25.063, \"score\": 0.999}, {\"word\": \"自\", \"start\": 25.063, \"end\": 25.243, \"score\": 0.91}, {\"word\": \"律\", \"start\": 25.243, \"end\": 25.983, \"score\": 0.932}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"是\", \"start\": 25.983, \"end\": 26.163, \"score\": 0.908}, {\"word\": \"靠\", \"start\": 26.163, \"end\": 26.543, \"score\": 0.994}, {\"word\": \"自\", \"start\": 26.543, \"end\": 26.803, \"score\": 0.933}, {\"word\": \"律\", \"start\": 26.803, \"end\": 27.644, \"score\": 0.958}, {\"word\": \"嗎\"}, {\"word\": \"那\", \"start\": 27.644, \"end\": 27.984, \"score\": 0.876}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"第\", \"start\": 27.984, \"end\": 28.224, \"score\": 0.998}, {\"word\": \"三\", \"start\": 28.224, \"end\": 28.764, \"score\": 1.0}, {\"word\": \"方\", \"start\": 28.764, \"end\": 28.944, \"score\": 0.984}, {\"word\": \"的\", \"start\": 28.944, \"end\": 29.324, \"score\": 0.946}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 29.324, \"end\": 29.624, \"score\": 0.994}, {\"word\": \"T\", \"start\": 29.624, \"end\": 29.844, \"score\": 0.9}, {\"word\": \"S\", \"start\": 29.844, \"end\": 30.204, \"score\": 0.92}, {\"word\": \"P\", \"start\": 30.204, \"end\": 30.844, \"score\": 0.968}, {\"word\": \"未\", \"start\": 30.844, \"end\": 31.184, \"score\": 0.932}, {\"word\": \"來\"}, {\"word\": \"是\", \"start\": 31.184, \"end\": 32.304, \"score\": 0.944}, {\"word\": \"誰\"}, {\"word\": \"來\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 32.304, \"end\": 33.045, \"score\": 0.917}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 33.045, \"end\": 33.205, \"score\": 0.998}, {\"word\": \"分\", \"start\": 33.205, \"end\": 33.365, \"score\": 0.992}, {\"word\": \"目\", \"start\": 33.365, \"end\": 33.565, \"score\": 0.854}, {\"word\": \"前\", \"start\": 33.565, \"end\": 33.745, \"score\": 0.991}, {\"word\": \"有\", \"start\": 33.745, \"end\": 33.945, \"score\": 0.994}, {\"word\": \"一\", \"start\": 33.945, \"end\": 34.525, \"score\": 0.847}, {\"word\": \"個\"}, {\"word\": \"確\"}, {\"word\": \"定\", \"start\": 34.525, \"end\": 34.645, \"score\": 0.99}, {\"word\": \"的\", \"start\": 34.645, \"end\": 34.805, \"score\": 0.997}, {\"word\": \"方\", \"start\": 34.805, \"end\": 35.025, \"score\": 0.992}, {\"word\": \"向\", \"start\": 35.025, \"end\": 35.045, \"score\": 0.964}, {\"word\": \"嗎\"}, {\"word\": \"從\"}, {\"word\": \"以\", \"start\": 36.594, \"end\": 36.734, \"score\": 0.855}, {\"word\": \"往\", \"start\": 36.734, \"end\": 36.894, \"score\": 0.875}, {\"word\": \"到\", \"start\": 36.894, \"end\": 37.314, \"score\": 0.904}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 37.314, \"end\": 37.755, \"score\": 0.999}, {\"word\": \",\"}, {\"word\": \"包\", \"start\": 37.755, \"end\": 37.895, \"score\": 0.979}, {\"word\": \"括\", \"start\": 37.895, \"end\": 38.015, \"score\": 0.964}, {\"word\": \"任\", \"start\": 38.015, \"end\": 38.175, \"score\": 0.962}, {\"word\": \"何\", \"start\": 38.175, \"end\": 38.275, \"score\": 0.999}, {\"word\": \"的\", \"start\": 38.275, \"end\": 38.395, \"score\": 0.919}, {\"word\": \"委\", \"start\": 38.395, \"end\": 38.635, \"score\": 0.97}, {\"word\": \"外\", \"start\": 38.635, \"end\": 39.535, \"score\": 0.935}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 39.535, \"end\": 39.776, \"score\": 0.998}, {\"word\": \"如\", \"start\": 39.776, \"end\": 39.896, \"score\": 0.984}, {\"word\": \"果\", \"start\": 39.896, \"end\": 40.056, \"score\": 0.994}, {\"word\": \"可\", \"start\": 40.056, \"end\": 40.156, \"score\": 0.8}, {\"word\": \"以\", \"start\": 40.156, \"end\": 40.236, \"score\": 0.749}, {\"word\": \"拿\", \"start\": 40.236, \"end\": 40.416, \"score\": 0.887}, {\"word\": \"一\", \"start\": 40.416, \"end\": 40.576, \"score\": 0.875}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 40.576, \"end\": 40.916, \"score\": 0.881}, {\"word\": \"S\", \"start\": 40.916, \"end\": 40.996, \"score\": 0.75}, {\"word\": \"B\", \"start\": 40.996, \"end\": 41.336, \"score\": 0.874}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 41.336, \"end\": 41.576, \"score\": 1.0}, {\"word\": \"服\", \"start\": 41.576, \"end\": 42.357, \"score\": 0.942}, {\"word\": \"務\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 42.357, \"end\": 42.577, \"score\": 0.999}, {\"word\": \"就\", \"start\": 42.577, \"end\": 42.717, \"score\": 0.992}, {\"word\": \"是\", \"start\": 42.717, \"end\": 42.817, \"score\": 0.865}, {\"word\": \"要\", \"start\": 42.817, \"end\": 43.937, \"score\": 0.909}, {\"word\": \"對\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 43.937, \"end\": 44.198, \"score\": 0.908}, {\"word\": \"S\", \"start\": 44.198, \"end\": 44.378, \"score\": 0.869}, {\"word\": \"B\", \"start\": 44.378, \"end\": 44.578, \"score\": 0.9}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 44.578, \"end\": 44.758, \"score\": 1.0}, {\"word\": \"的\", \"start\": 44.758, \"end\": 45.298, \"score\": 0.962}, {\"word\": \"行\", \"start\": 45.298, \"end\": 45.658, \"score\": 0.943}, {\"word\": \"為\"}, {\"word\": \"去\", \"start\": 45.658, \"end\": 45.798, \"score\": 0.873}, {\"word\": \"做\", \"start\": 45.798, \"end\": 46.259, \"score\": 0.913}, {\"word\": \"負\", \"start\": 46.259, \"end\": 46.859, \"score\": 0.966}, {\"word\": \"責\"}, {\"word\": \"我\", \"start\": 46.859, \"end\": 47.059, \"score\": 0.811}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 47.059, \"end\": 47.239, \"score\": 0.997}, {\"word\": \"督\", \"start\": 47.239, \"end\": 47.799, \"score\": 0.894}, {\"word\": \"導\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 47.799, \"end\": 48.179, \"score\": 0.936}, {\"word\": \",\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 48.179, \"end\": 48.359, \"score\": 0.995}, {\"word\": \"要\", \"start\": 48.359, \"end\": 48.66, \"score\": 0.922}, {\"word\": \"對\"}, {\"word\": \"我\", \"start\": 48.66, \"end\": 48.74, \"score\": 0.997}, {\"word\": \"們\"}, {\"word\": \"負\", \"start\": 48.74, \"end\": 48.76, \"score\": 0.0}, {\"word\": \"責\"}, {\"word\": \"所\", \"start\": 49.847, \"end\": 49.947, \"score\": 0.801}, {\"word\": \"以\", \"start\": 49.947, \"end\": 49.987, \"score\": 0.041}, {\"word\": \"因\", \"start\": 49.987, \"end\": 50.387, \"score\": 0.74}, {\"word\": \"為\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 50.387, \"end\": 50.628, \"score\": 0.965}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"非\", \"start\": 50.628, \"end\": 50.868, \"score\": 0.897}, {\"word\": \"常\", \"start\": 50.868, \"end\": 51.348, \"score\": 0.786}, {\"word\": \"的\", \"start\": 51.348, \"end\": 51.548, \"score\": 0.842}, {\"word\": \"猖\", \"start\": 51.548, \"end\": 52.269, \"score\": 0.916}, {\"word\": \"獗\"}, {\"word\": \"那\", \"start\": 52.269, \"end\": 52.449, \"score\": 0.891}, {\"word\": \"尤\", \"start\": 52.449, \"end\": 52.729, \"score\": 0.744}, {\"word\": \"其\", \"start\": 52.729, \"end\": 52.989, \"score\": 0.887}, {\"word\": \"是\", \"start\": 52.989, \"end\": 53.21, \"score\": 0.786}, {\"word\": \"在\", \"start\": 53.21, \"end\": 53.47, \"score\": 0.914}, {\"word\": \"第\", \"start\": 53.47, \"end\": 53.77, \"score\": 0.992}, {\"word\": \"三\", \"start\": 53.77, \"end\": 54.33, \"score\": 0.889}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 54.33, \"end\": 54.53, \"score\": 0.887}, {\"word\": \"的\", \"start\": 54.53, \"end\": 54.831, \"score\": 0.752}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 54.831, \"end\": 55.371, \"score\": 0.882}, {\"word\": \"涉\", \"start\": 55.371, \"end\": 55.651, \"score\": 0.879}, {\"word\": \"及\", \"start\": 55.651, \"end\": 55.851, \"score\": 0.87}, {\"word\": \"到\", \"start\": 55.851, \"end\": 56.312, \"score\": 0.73}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 56.312, \"end\": 56.492, \"score\": 0.981}, {\"word\": \"融\", \"start\": 56.492, \"end\": 56.732, \"score\": 0.846}, {\"word\": \"交\", \"start\": 56.732, \"end\": 56.932, \"score\": 0.985}, {\"word\": \"易\", \"start\": 56.932, \"end\": 57.052, \"score\": 0.684}, {\"word\": \"的\", \"start\": 57.052, \"end\": 57.413, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 57.413, \"end\": 57.613, \"score\": 0.871}, {\"word\": \"等\", \"start\": 57.613, \"end\": 57.753, \"score\": 0.726}, {\"word\": \"等\", \"start\": 57.753, \"end\": 57.913, \"score\": 0.867}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 57.913, \"end\": 58.473, \"score\": 0.901}, {\"word\": \"訊\"}, {\"word\": \"息\", \"start\": 58.473, \"end\": 58.613, \"score\": 0.593}, {\"word\": \"的\", \"start\": 58.613, \"end\": 58.914, \"score\": 0.817}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 58.914, \"end\": 59.434, \"score\": 0.863}, {\"word\": \"大\", \"start\": 59.434, \"end\": 59.614, \"score\": 0.789}, {\"word\": \"家\", \"start\": 59.614, \"end\": 59.754, \"score\": 0.858}, {\"word\": \"要\", \"start\": 59.754, \"end\": 60.215, \"score\": 0.829}, {\"word\": \"擔\"}, {\"word\": \"心\", \"start\": 60.215, \"end\": 60.415, \"score\": 0.923}, {\"word\": \"的\", \"start\": 60.415, \"end\": 60.535, \"score\": 0.8}, {\"word\": \"就\", \"start\": 60.535, \"end\": 60.675, \"score\": 0.81}, {\"word\": \"是\", \"start\": 60.675, \"end\": 61.135, \"score\": 0.971}, {\"word\": \"如\", \"start\": 61.135, \"end\": 61.275, \"score\": 0.584}, {\"word\": \"果\", \"start\": 61.275, \"end\": 61.696, \"score\": 0.748}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 61.696, \"end\": 61.916, \"score\": 0.833}, {\"word\": \"的\", \"start\": 61.916, \"end\": 62.116, \"score\": 0.982}, {\"word\": \"自\", \"start\": 62.116, \"end\": 62.296, \"score\": 0.951}, {\"word\": \"律\", \"start\": 62.296, \"end\": 62.737, \"score\": 0.896}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 62.737, \"end\": 62.937, \"score\": 0.992}, {\"word\": \"了\", \"start\": 62.937, \"end\": 63.997, \"score\": 0.78}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"或\", \"start\": 63.997, \"end\": 64.098, \"score\": 0.959}, {\"word\": \"者\", \"start\": 64.098, \"end\": 64.178, \"score\": 0.559}, {\"word\": \"是\", \"start\": 64.178, \"end\": 64.338, \"score\": 0.6}, {\"word\": \"T\", \"start\": 64.338, \"end\": 64.378, \"score\": 0.473}, {\"word\": \"S\", \"start\": 64.378, \"end\": 64.838, \"score\": 0.871}, {\"word\": \"P\", \"start\": 64.838, \"end\": 65.038, \"score\": 0.801}, {\"word\": \"有\", \"start\": 65.038, \"end\": 65.899, \"score\": 0.788}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 65.899, \"end\": 65.979, \"score\": 0.568}, {\"word\": \"像\", \"start\": 65.979, \"end\": 66.259, \"score\": 0.57}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 66.259, \"end\": 66.399, \"score\": 0.865}, {\"word\": \"很\", \"start\": 66.399, \"end\": 66.559, \"score\": 0.997}, {\"word\": \"多\", \"start\": 66.559, \"end\": 66.699, \"score\": 0.672}, {\"word\": \"的\", \"start\": 66.699, \"end\": 66.719, \"score\": 0.97}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"其\", \"start\": 67.66, \"end\": 67.92, \"score\": 0.88}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 67.92, \"end\": 68.181, \"score\": 0.916}, {\"word\": \"是\", \"start\": 68.181, \"end\": 68.381, \"score\": 0.961}, {\"word\": \"一\", \"start\": 68.381, \"end\": 69.201, \"score\": 0.908}, {\"word\": \"個\"}, {\"word\": \"內\"}, {\"word\": \"部\", \"start\": 69.201, \"end\": 69.562, \"score\": 0.851}, {\"word\": \"內\"}, {\"word\": \"神\", \"start\": 69.562, \"end\": 69.802, \"score\": 0.949}, {\"word\": \"通\", \"start\": 69.802, \"end\": 70.042, \"score\": 0.778}, {\"word\": \"外\", \"start\": 70.042, \"end\": 70.362, \"score\": 0.945}, {\"word\": \"鬼\", \"start\": 70.362, \"end\": 70.903, \"score\": 0.923}, {\"word\": \"互\", \"start\": 70.903, \"end\": 71.143, \"score\": 0.9}, {\"word\": \"相\", \"start\": 71.143, \"end\": 71.383, \"score\": 0.802}, {\"word\": \"的\", \"start\": 71.383, \"end\": 71.583, \"score\": 0.719}, {\"word\": \"串\", \"start\": 71.583, \"end\": 72.304, \"score\": 0.893}, {\"word\": \"聯\"}, {\"word\": \"然\", \"start\": 72.304, \"end\": 72.564, \"score\": 0.732}, {\"word\": \"後\", \"start\": 72.564, \"end\": 72.784, \"score\": 0.853}, {\"word\": \"導\"}, {\"word\": \"致\", \"start\": 72.784, \"end\": 72.924, \"score\": 0.716}, {\"word\": \"各\", \"start\": 72.924, \"end\": 73.144, \"score\": 0.868}, {\"word\": \"自\", \"start\": 73.144, \"end\": 73.285, \"score\": 0.594}, {\"word\": \"外\", \"start\": 73.285, \"end\": 73.465, \"score\": 0.77}, {\"word\": \"泄\", \"start\": 73.465, \"end\": 73.585, \"score\": 0.84}, {\"word\": \"的\", \"start\": 73.585, \"end\": 73.705, \"score\": 0.751}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"所\", \"start\": 73.705, \"end\": 73.965, \"score\": 0.601}, {\"word\": \"以\", \"start\": 73.965, \"end\": 74.646, \"score\": 0.831}, {\"word\": \"同\", \"start\": 74.646, \"end\": 75.026, \"score\": 0.863}, {\"word\": \"時\"}, {\"word\": \"我\", \"start\": 75.026, \"end\": 75.226, \"score\": 0.813}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 75.226, \"end\": 76.047, \"score\": 0.831}, {\"word\": \"發\"}, {\"word\": \"現\"}, {\"word\": \"目\", \"start\": 76.047, \"end\": 76.267, \"score\": 0.635}, {\"word\": \"前\", \"start\": 76.267, \"end\": 76.547, \"score\": 0.906}, {\"word\": \"T\", \"start\": 76.547, \"end\": 76.867, \"score\": 0.859}, {\"word\": \"S\", \"start\": 76.867, \"end\": 77.008, \"score\": 0.851}, {\"word\": \"P\", \"start\": 77.008, \"end\": 77.408, \"score\": 0.864}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 77.408, \"end\": 77.608, \"score\": 0.993}, {\"word\": \"所\", \"start\": 77.608, \"end\": 77.888, \"score\": 0.99}, {\"word\": \"使\", \"start\": 77.888, \"end\": 78.048, \"score\": 0.872}, {\"word\": \"用\", \"start\": 78.048, \"end\": 78.249, \"score\": 0.915}, {\"word\": \"的\", \"start\": 78.249, \"end\": 78.409, \"score\": 0.824}, {\"word\": \"O\", \"start\": 78.409, \"end\": 78.549, \"score\": 0.737}, {\"word\": \"p\", \"start\": 78.549, \"end\": 78.589, \"score\": 0.494}, {\"word\": \"e\", \"start\": 78.589, \"end\": 78.709, \"score\": 0.833}, {\"word\": \"n\", \"start\": 78.709, \"end\": 78.789, \"score\": 0.427}, {\"word\": \"B\", \"start\": 78.789, \"end\": 78.809, \"score\": 0.004}, {\"word\": \"a\", \"start\": 78.809, \"end\": 78.949, \"score\": 0.857}, {\"word\": \"n\", \"start\": 78.949, \"end\": 79.049, \"score\": 0.255}, {\"word\": \"k\", \"start\": 79.049, \"end\": 79.069, \"score\": 0.0}, {\"word\": \"i\", \"start\": 79.069, \"end\": 79.169, \"score\": 0.8}, {\"word\": \"n\", \"start\": 79.169, \"end\": 79.189, \"score\": 0.0}, {\"word\": \"g\", \"start\": 79.189, \"end\": 79.229, \"score\": 0.468}, {\"word\": \"的\", \"start\": 79.229, \"end\": 79.389, \"score\": 0.962}, {\"word\": \"代\", \"start\": 79.389, \"end\": 79.61, \"score\": 0.742}, {\"word\": \"登\", \"start\": 79.61, \"end\": 79.97, \"score\": 0.858}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 79.97, \"end\": 80.37, \"score\": 0.914}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 80.37, \"end\": 81.011, \"score\": 0.941}, {\"word\": \"就\", \"start\": 81.011, \"end\": 81.231, \"score\": 0.817}, {\"word\": \"是\", \"start\": 81.231, \"end\": 81.451, \"score\": 0.877}, {\"word\": \"都\", \"start\": 81.451, \"end\": 81.651, \"score\": 0.841}, {\"word\": \"用\", \"start\": 81.651, \"end\": 81.891, \"score\": 0.963}, {\"word\": \"原\", \"start\": 81.891, \"end\": 82.512, \"score\": 0.807}, {\"word\": \"網\"}, {\"word\": \"營\"}, {\"word\": \"的\", \"start\": 82.512, \"end\": 83.393, \"score\": 0.876}, {\"word\": \"驗\"}, {\"word\": \"證\"}, {\"word\": \"也\", \"start\": 83.393, \"end\": 83.533, \"score\": 0.885}, {\"word\": \"就\", \"start\": 83.533, \"end\": 83.813, \"score\": 0.927}, {\"word\": \"是\", \"start\": 83.813, \"end\": 84.313, \"score\": 0.824}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 84.313, \"end\": 84.634, \"score\": 0.914}, {\"word\": \"S\", \"start\": 84.634, \"end\": 84.754, \"score\": 0.83}, {\"word\": \"P\", \"start\": 84.754, \"end\": 84.914, \"score\": 0.659}, {\"word\": \"的\", \"start\": 84.914, \"end\": 85.394, \"score\": 0.943}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 85.394, \"end\": 85.935, \"score\": 0.941}, {\"word\": \"他\", \"start\": 85.935, \"end\": 86.175, \"score\": 0.838}, {\"word\": \"可\", \"start\": 86.175, \"end\": 86.315, \"score\": 0.944}, {\"word\": \"以\", \"start\": 86.315, \"end\": 86.495, \"score\": 0.93}, {\"word\": \"取\", \"start\": 86.495, \"end\": 86.755, \"score\": 0.938}, {\"word\": \"得\", \"start\": 86.755, \"end\": 87.056, \"score\": 0.851}, {\"word\": \"客\", \"start\": 87.056, \"end\": 87.636, \"score\": 0.885}, {\"word\": \"戶\"}, {\"word\": \"登\", \"start\": 87.636, \"end\": 87.996, \"score\": 0.847}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 87.996, \"end\": 88.156, \"score\": 0.944}, {\"word\": \"第\", \"start\": 88.156, \"end\": 88.357, \"score\": 0.897}, {\"word\": \"三\", \"start\": 88.357, \"end\": 88.617, \"score\": 0.957}, {\"word\": \"方\", \"start\": 88.617, \"end\": 89.157, \"score\": 0.922}, {\"word\": \"驗\"}, {\"word\": \"證\"}, {\"word\": \"的\", \"start\": 89.157, \"end\": 89.297, \"score\": 0.857}, {\"word\": \"所\", \"start\": 89.297, \"end\": 89.477, \"score\": 0.985}, {\"word\": \"有\", \"start\": 89.477, \"end\": 89.918, \"score\": 0.905}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 89.918, \"end\": 90.578, \"score\": 0.883}, {\"word\": \"而\", \"start\": 90.578, \"end\": 91.119, \"score\": 0.814}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 91.119, \"end\": 91.359, \"score\": 0.852}, {\"word\": \"就\", \"start\": 91.359, \"end\": 91.479, \"score\": 0.784}, {\"word\": \"是\", \"start\": 91.479, \"end\": 91.659, \"score\": 0.947}, {\"word\": \"登\", \"start\": 91.659, \"end\": 92.14, \"score\": 0.868}, {\"word\": \"錄\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 92.14, \"end\": 92.42, \"score\": 0.97}, {\"word\": \"最\", \"start\": 92.42, \"end\": 92.6, \"score\": 0.989}, {\"word\": \"重\", \"start\": 92.6, \"end\": 92.82, \"score\": 0.93}, {\"word\": \"要\", \"start\": 92.82, \"end\": 93.02, \"score\": 0.906}, {\"word\": \"的\", \"start\": 93.02, \"end\": 93.401, \"score\": 0.936}, {\"word\": \"帳\"}, {\"word\": \"號\"}, {\"word\": \"跟\", \"start\": 93.401, \"end\": 93.981, \"score\": 0.963}, {\"word\": \"密\", \"start\": 93.981, \"end\": 94.001, \"score\": 0.0}, {\"word\": \"碼\"}, {\"word\": \"就\", \"start\": 95.362, \"end\": 95.482, \"score\": 0.684}, {\"word\": \"在\", \"start\": 95.482, \"end\": 95.883, \"score\": 0.899}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"情\", \"start\": 95.883, \"end\": 96.263, \"score\": 0.944}, {\"word\": \"況\"}, {\"word\": \"之\", \"start\": 96.263, \"end\": 96.464, \"score\": 0.946}, {\"word\": \"下\", \"start\": 96.464, \"end\": 97.004, \"score\": 0.998}, {\"word\": \"如\", \"start\": 97.004, \"end\": 97.164, \"score\": 0.793}, {\"word\": \"果\", \"start\": 97.164, \"end\": 97.405, \"score\": 0.924}, {\"word\": \"只\", \"start\": 97.405, \"end\": 97.585, \"score\": 0.886}, {\"word\": \"靠\", \"start\": 97.585, \"end\": 98.026, \"score\": 0.998}, {\"word\": \"自\", \"start\": 98.026, \"end\": 98.226, \"score\": 0.905}, {\"word\": \"律\", \"start\": 98.226, \"end\": 98.486, \"score\": 0.948}, {\"word\": \"只\", \"start\": 98.486, \"end\": 98.706, \"score\": 0.935}, {\"word\": \"靠\", \"start\": 98.706, \"end\": 99.307, \"score\": 0.947}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 99.307, \"end\": 99.527, \"score\": 0.997}, {\"word\": \"跟\", \"start\": 99.527, \"end\": 100.248, \"score\": 0.957}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 100.248, \"end\": 100.549, \"score\": 0.99}, {\"word\": \"之\", \"start\": 100.549, \"end\": 101.27, \"score\": 0.971}, {\"word\": \"間\"}, {\"word\": \"的\", \"start\": 101.27, \"end\": 102.491, \"score\": 0.94}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"自\", \"start\": 102.491, \"end\": 102.631, \"score\": 0.998}, {\"word\": \"己\", \"start\": 102.631, \"end\": 103.372, \"score\": 0.934}, {\"word\": \"之\", \"start\": 103.372, \"end\": 103.733, \"score\": 0.913}, {\"word\": \"間\"}, {\"word\": \"的\", \"start\": 103.733, \"end\": 103.873, \"score\": 0.996}, {\"word\": \"彼\", \"start\": 103.873, \"end\": 104.093, \"score\": 0.851}, {\"word\": \"此\", \"start\": 104.093, \"end\": 104.213, \"score\": 0.807}, {\"word\": \"的\", \"start\": 104.213, \"end\": 104.414, \"score\": 0.996}, {\"word\": \"自\", \"start\": 104.414, \"end\": 104.574, \"score\": 0.883}, {\"word\": \"律\", \"start\": 104.574, \"end\": 105.094, \"score\": 0.984}, {\"word\": \"所\", \"start\": 105.094, \"end\": 105.335, \"score\": 0.999}, {\"word\": \"造\", \"start\": 105.335, \"end\": 105.595, \"score\": 0.977}, {\"word\": \"成\", \"start\": 105.595, \"end\": 105.775, \"score\": 0.887}, {\"word\": \"的\", \"start\": 105.775, \"end\": 106.076, \"score\": 0.933}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 106.076, \"end\": 106.256, \"score\": 0.945}, {\"word\": \"漏\", \"start\": 106.256, \"end\": 106.456, \"score\": 0.923}, {\"word\": \"洞\", \"start\": 106.456, \"end\": 106.696, \"score\": 0.927}, {\"word\": \"客\", \"start\": 106.696, \"end\": 107.237, \"score\": 0.916}, {\"word\": \"戶\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 107.237, \"end\": 107.417, \"score\": 0.997}, {\"word\": \"的\", \"start\": 107.417, \"end\": 107.557, \"score\": 0.86}, {\"word\": \"外\", \"start\": 107.557, \"end\": 107.958, \"score\": 0.948}, {\"word\": \"洩\"}, {\"word\": \"等\", \"start\": 107.958, \"end\": 108.138, \"score\": 0.986}, {\"word\": \"等\", \"start\": 108.138, \"end\": 108.719, \"score\": 0.925}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"到\", \"start\": 108.719, \"end\": 108.879, \"score\": 0.957}, {\"word\": \"底\", \"start\": 108.879, \"end\": 108.979, \"score\": 0.835}, {\"word\": \"要\", \"start\": 108.979, \"end\": 109.2, \"score\": 0.998}, {\"word\": \"誰\"}, {\"word\": \"來\"}, {\"word\": \"負\", \"start\": 109.2, \"end\": 109.22, \"score\": 0.0}, {\"word\": \"責\"}, {\"word\": \"就\", \"start\": 110.501, \"end\": 110.621, \"score\": 0.885}, {\"word\": \"是\", \"start\": 110.621, \"end\": 110.801, \"score\": 0.864}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 110.801, \"end\": 111.041, \"score\": 0.884}, {\"word\": \"自\", \"start\": 111.041, \"end\": 111.241, \"score\": 0.876}, {\"word\": \"己\", \"start\": 111.241, \"end\": 111.401, \"score\": 0.848}, {\"word\": \"負\", \"start\": 111.401, \"end\": 111.561, \"score\": 0.791}, {\"word\": \"責\"}, {\"word\": \"嗎\"}, {\"word\": \"是\", \"start\": 111.561, \"end\": 111.721, \"score\": 0.862}, {\"word\": \"委\", \"start\": 111.721, \"end\": 112.002, \"score\": 0.849}, {\"word\": \"員\"}, {\"word\": \"您\", \"start\": 112.002, \"end\": 112.182, \"score\": 0.874}, {\"word\": \"追\", \"start\": 112.182, \"end\": 112.522, \"score\": 0.832}, {\"word\": \"尋\"}, {\"word\": \"的\", \"start\": 112.522, \"end\": 112.602, \"score\": 0.992}, {\"word\": \"很\", \"start\": 112.602, \"end\": 112.782, \"score\": 0.995}, {\"word\": \"重\", \"start\": 112.782, \"end\": 113.022, \"score\": 0.983}, {\"word\": \"要\", \"start\": 113.022, \"end\": 113.662, \"score\": 0.942}, {\"word\": \"我\", \"start\": 113.662, \"end\": 114.022, \"score\": 0.92}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"跟\", \"start\": 114.022, \"end\": 114.142, \"score\": 0.845}, {\"word\": \"您\", \"start\": 114.142, \"end\": 114.502, \"score\": 0.881}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 114.502, \"end\": 114.702, \"score\": 0.959}, {\"word\": \"就\", \"start\": 114.702, \"end\": 114.822, \"score\": 0.996}, {\"word\": \"是\", \"start\": 114.822, \"end\": 114.943, \"score\": 0.959}, {\"word\": \"一\", \"start\": 114.943, \"end\": 115.163, \"score\": 0.901}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 115.163, \"end\": 115.463, \"score\": 0.78}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 115.463, \"end\": 115.643, \"score\": 0.996}, {\"word\": \"公\", \"start\": 115.643, \"end\": 115.983, \"score\": 0.915}, {\"word\": \"會\"}, {\"word\": \"自\", \"start\": 115.983, \"end\": 116.103, \"score\": 0.843}, {\"word\": \"律\", \"start\": 116.103, \"end\": 117.023, \"score\": 0.909}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"一\", \"start\": 117.023, \"end\": 117.323, \"score\": 0.863}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 117.323, \"end\": 118.044, \"score\": 0.923}, {\"word\": \"財\"}, {\"word\": \"經\"}, {\"word\": \"公\", \"start\": 118.044, \"end\": 118.264, \"score\": 0.934}, {\"word\": \"司\", \"start\": 118.264, \"end\": 118.924, \"score\": 0.925}, {\"word\": \"會\"}, {\"word\": \"訂\"}, {\"word\": \"定\", \"start\": 118.924, \"end\": 119.144, \"score\": 0.969}, {\"word\": \"技\", \"start\": 119.144, \"end\": 119.524, \"score\": 0.892}, {\"word\": \"術\"}, {\"word\": \"跟\", \"start\": 119.524, \"end\": 119.844, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 119.844, \"end\": 120.344, \"score\": 0.926}, {\"word\": \"標\"}, {\"word\": \"準\", \"start\": 120.344, \"end\": 120.844, \"score\": 0.943}, {\"word\": \"尤\", \"start\": 120.844, \"end\": 120.945, \"score\": 0.663}, {\"word\": \"其\", \"start\": 120.945, \"end\": 121.085, \"score\": 0.975}, {\"word\": \"第\", \"start\": 121.085, \"end\": 121.205, \"score\": 0.984}, {\"word\": \"三\", \"start\": 121.205, \"end\": 121.585, \"score\": 0.872}, {\"word\": \"階\"}, {\"word\": \"段\", \"start\": 121.585, \"end\": 121.925, \"score\": 0.834}, {\"word\": \"牽\"}, {\"word\": \"涉\", \"start\": 121.925, \"end\": 122.105, \"score\": 0.882}, {\"word\": \"到\", \"start\": 122.105, \"end\": 122.285, \"score\": 0.943}, {\"word\": \"交\", \"start\": 122.285, \"end\": 122.505, \"score\": 0.907}, {\"word\": \"易\", \"start\": 122.505, \"end\": 122.645, \"score\": 0.782}, {\"word\": \"面\", \"start\": 122.645, \"end\": 122.965, \"score\": 0.932}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 122.965, \"end\": 123.265, \"score\": 0.862}, {\"word\": \"標\"}, {\"word\": \"準\", \"start\": 123.265, \"end\": 123.665, \"score\": 0.807}, {\"word\": \"會\"}, {\"word\": \"更\", \"start\": 123.665, \"end\": 123.885, \"score\": 0.996}, {\"word\": \"高\", \"start\": 123.885, \"end\": 124.306, \"score\": 0.958}, {\"word\": \"包\", \"start\": 124.306, \"end\": 124.466, \"score\": 0.872}, {\"word\": \"括\", \"start\": 124.466, \"end\": 124.766, \"score\": 0.878}, {\"word\": \"幾\"}, {\"word\": \"位\", \"start\": 124.766, \"end\": 124.926, \"score\": 0.862}, {\"word\": \"前\", \"start\": 124.926, \"end\": 125.066, \"score\": 0.821}, {\"word\": \"面\", \"start\": 125.066, \"end\": 125.186, \"score\": 0.985}, {\"word\": \"的\", \"start\": 125.186, \"end\": 125.266, \"score\": 0.958}, {\"word\": \"委\", \"start\": 125.266, \"end\": 126.246, \"score\": 0.912}, {\"word\": \"員\"}, {\"word\": \"對\"}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 126.246, \"end\": 126.386, \"score\": 0.976}, {\"word\": \"分\", \"start\": 126.386, \"end\": 126.546, \"score\": 0.954}, {\"word\": \"有\", \"start\": 126.546, \"end\": 126.726, \"score\": 0.984}, {\"word\": \"交\", \"start\": 126.726, \"end\": 126.947, \"score\": 0.984}, {\"word\": \"代\", \"start\": 126.947, \"end\": 127.147, \"score\": 0.855}, {\"word\": \"我\", \"start\": 127.147, \"end\": 127.467, \"score\": 0.848}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"再\", \"start\": 127.467, \"end\": 127.627, \"score\": 0.864}, {\"word\": \"去\", \"start\": 127.627, \"end\": 127.647, \"score\": 0.883}, {\"word\": \"檢\"}, {\"word\": \"討\"}, {\"word\": \"對\"}, {\"word\": \"因\", \"start\": 129.0, \"end\": 129.3, \"score\": 0.887}, {\"word\": \"為\"}, {\"word\": \"其\", \"start\": 129.3, \"end\": 129.761, \"score\": 0.741}, {\"word\": \"實\"}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 129.761, \"end\": 129.901, \"score\": 0.772}, {\"word\": \"也\", \"start\": 129.901, \"end\": 130.081, \"score\": 0.985}, {\"word\": \"同\", \"start\": 130.081, \"end\": 130.501, \"score\": 0.76}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 130.501, \"end\": 130.662, \"score\": 0.864}, {\"word\": \"包\", \"start\": 130.662, \"end\": 130.822, \"score\": 0.841}, {\"word\": \"括\", \"start\": 130.822, \"end\": 130.982, \"score\": 0.874}, {\"word\": \"I\", \"start\": 130.982, \"end\": 131.002, \"score\": 0.0}, {\"word\": \"M\", \"start\": 131.002, \"end\": 131.382, \"score\": 0.796}, {\"word\": \"B\", \"start\": 131.382, \"end\": 131.502, \"score\": 0.651}, {\"word\": \"的\", \"start\": 131.502, \"end\": 131.682, \"score\": 0.771}, {\"word\": \"事\", \"start\": 131.682, \"end\": 131.903, \"score\": 0.63}, {\"word\": \"件\", \"start\": 131.903, \"end\": 132.383, \"score\": 0.883}, {\"word\": \"包\", \"start\": 132.383, \"end\": 132.523, \"score\": 0.944}, {\"word\": \"括\", \"start\": 132.523, \"end\": 132.783, \"score\": 0.579}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 132.783, \"end\": 133.003, \"score\": 0.796}, {\"word\": \"事\", \"start\": 133.003, \"end\": 133.224, \"score\": 0.722}, {\"word\": \"件\", \"start\": 133.224, \"end\": 133.704, \"score\": 0.894}, {\"word\": \"大\", \"start\": 133.704, \"end\": 133.884, \"score\": 0.788}, {\"word\": \"家\", \"start\": 133.884, \"end\": 134.064, \"score\": 0.774}, {\"word\": \"一\", \"start\": 134.064, \"end\": 134.164, \"score\": 0.762}, {\"word\": \"旦\", \"start\": 134.164, \"end\": 134.184, \"score\": 0.054}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 134.184, \"end\": 134.365, \"score\": 0.708}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"的\", \"start\": 134.365, \"end\": 134.505, \"score\": 0.83}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 134.505, \"end\": 134.525, \"score\": 0.0}, {\"word\": \"一\", \"start\": 134.525, \"end\": 134.605, \"score\": 0.75}, {\"word\": \"定\", \"start\": 134.605, \"end\": 134.625, \"score\": 0.0}, {\"word\": \"都\", \"start\": 134.625, \"end\": 134.645, \"score\": 0.0}, {\"word\": \"會\"}, {\"word\": \"回\", \"start\": 134.645, \"end\": 134.665, \"score\": 0.0}, {\"word\": \"頭\"}, {\"word\": \"來\"}, {\"word\": \"問\"}, {\"word\": \"主\", \"start\": 134.665, \"end\": 134.685, \"score\": 0.0}, {\"word\": \"管\", \"start\": 134.685, \"end\": 134.785, \"score\": 0.798}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"是\", \"start\": 134.785, \"end\": 134.825, \"score\": 0.261}, {\"word\": \"誰\"}, {\"word\": \"誰\"}, {\"word\": \"要\", \"start\": 134.825, \"end\": 134.845, \"score\": 0.0}, {\"word\": \"負\", \"start\": 134.845, \"end\": 134.945, \"score\": 0.8}, {\"word\": \"責\"}, {\"word\": \"而\", \"start\": 134.945, \"end\": 135.005, \"score\": 0.635}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 135.005, \"end\": 135.025, \"score\": 0.0}, {\"word\": \"如\", \"start\": 135.025, \"end\": 135.145, \"score\": 0.833}, {\"word\": \"果\", \"start\": 135.145, \"end\": 135.165, \"score\": 0.0}, {\"word\": \"我\", \"start\": 135.165, \"end\": 135.185, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"事\", \"start\": 135.185, \"end\": 135.245, \"score\": 0.165}, {\"word\": \"先\", \"start\": 135.245, \"end\": 135.265, \"score\": 0.0}, {\"word\": \"就\", \"start\": 135.265, \"end\": 135.325, \"score\": 0.666}, {\"word\": \"把\", \"start\": 135.325, \"end\": 135.365, \"score\": 0.372}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"球\", \"start\": 135.365, \"end\": 135.385, \"score\": 0.0}, {\"word\": \"都\", \"start\": 135.385, \"end\": 135.405, \"score\": 0.0}, {\"word\": \"踢\", \"start\": 135.405, \"end\": 135.505, \"score\": 0.796}, {\"word\": \"給\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 135.505, \"end\": 135.566, \"score\": 0.237}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 135.566, \"end\": 135.586, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"來\"}, {\"word\": \"自\", \"start\": 135.586, \"end\": 135.666, \"score\": 0.747}, {\"word\": \"律\", \"start\": 135.666, \"end\": 135.686, \"score\": 0.0}, {\"word\": \"他\", \"start\": 135.686, \"end\": 135.706, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"自\", \"start\": 135.706, \"end\": 135.886, \"score\": 0.518}, {\"word\": \"己\", \"start\": 135.886, \"end\": 136.086, \"score\": 0.731}, {\"word\": \"負\", \"start\": 136.086, \"end\": 136.266, \"score\": 0.748}, {\"word\": \"責\"}, {\"word\": \"事\", \"start\": 136.266, \"end\": 136.286, \"score\": 0.0}, {\"word\": \"後\", \"start\": 136.286, \"end\": 136.446, \"score\": 0.623}, {\"word\": \"我\", \"start\": 136.446, \"end\": 136.947, \"score\": 0.851}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 136.947, \"end\": 137.087, \"score\": 0.641}, {\"word\": \"說\"}, {\"word\": \"我\", \"start\": 137.087, \"end\": 137.107, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 137.107, \"end\": 137.207, \"score\": 0.8}, {\"word\": \"有\", \"start\": 137.207, \"end\": 137.287, \"score\": 0.628}, {\"word\": \"相\", \"start\": 137.287, \"end\": 137.427, \"score\": 0.703}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 137.427, \"end\": 137.447, \"score\": 0.0}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 137.447, \"end\": 137.547, \"score\": 0.842}, {\"word\": \"或\", \"start\": 137.547, \"end\": 137.587, \"score\": 0.183}, {\"word\": \"是\", \"start\": 137.587, \"end\": 137.607, \"score\": 0.14}, {\"word\": \"沒\", \"start\": 137.607, \"end\": 137.727, \"score\": 0.691}, {\"word\": \"有\", \"start\": 137.727, \"end\": 137.767, \"score\": 0.494}, {\"word\": \"相\", \"start\": 137.767, \"end\": 137.947, \"score\": 0.888}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 137.947, \"end\": 138.228, \"score\": 0.751}, {\"word\": \"配\", \"start\": 138.228, \"end\": 138.248, \"score\": 0.0}, {\"word\": \"套\", \"start\": 138.248, \"end\": 138.348, \"score\": 0.799}, {\"word\": \"出\", \"start\": 138.348, \"end\": 138.368, \"score\": 0.0}, {\"word\": \"來\"}, {\"word\": \"的\", \"start\": 138.368, \"end\": 138.388, \"score\": 0.002}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 138.388, \"end\": 138.408, \"score\": 0.0}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"一\", \"start\": 138.408, \"end\": 138.428, \"score\": 0.0}, {\"word\": \"旦\", \"start\": 138.428, \"end\": 138.548, \"score\": 0.808}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 138.548, \"end\": 138.568, \"score\": 0.0}, {\"word\": \"其\", \"start\": 138.568, \"end\": 138.588, \"score\": 0.0}, {\"word\": \"實\"}, {\"word\": \"政\", \"start\": 152.599, \"end\": 152.8, \"score\": 0.948}, {\"word\": \"府\", \"start\": 152.8, \"end\": 153.08, \"score\": 0.813}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 153.08, \"end\": 153.2, \"score\": 0.833}, {\"word\": \"要\", \"start\": 153.2, \"end\": 153.28, \"score\": 0.255}, {\"word\": \"承\", \"start\": 153.28, \"end\": 153.48, \"score\": 0.7}, {\"word\": \"擔\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"責\"}, {\"word\": \"任\", \"start\": 153.48, \"end\": 153.86, \"score\": 0.733}, {\"word\": \"所\", \"start\": 153.86, \"end\": 154.041, \"score\": 0.813}, {\"word\": \"以\", \"start\": 154.041, \"end\": 154.761, \"score\": 0.825}, {\"word\": \"目\", \"start\": 154.761, \"end\": 154.961, \"score\": 0.631}, {\"word\": \"前\", \"start\": 154.961, \"end\": 155.122, \"score\": 0.858}, {\"word\": \"的\", \"start\": 155.122, \"end\": 155.262, \"score\": 0.814}, {\"word\": \"T\", \"start\": 155.262, \"end\": 155.282, \"score\": 0.0}, {\"word\": \"S\", \"start\": 155.282, \"end\": 155.642, \"score\": 0.833}, {\"word\": \"P\", \"start\": 155.642, \"end\": 156.042, \"score\": 0.885}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 156.042, \"end\": 156.483, \"score\": 0.819}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 156.483, \"end\": 156.663, \"score\": 0.911}, {\"word\": \"他\", \"start\": 156.663, \"end\": 156.803, \"score\": 0.875}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 156.803, \"end\": 157.123, \"score\": 0.842}, {\"word\": \"新\", \"start\": 157.123, \"end\": 157.964, \"score\": 0.865}, {\"word\": \"創\"}, {\"word\": \"但\", \"start\": 157.964, \"end\": 158.124, \"score\": 0.636}, {\"word\": \"是\", \"start\": 158.124, \"end\": 158.284, \"score\": 0.775}, {\"word\": \"呢\", \"start\": 158.284, \"end\": 158.845, \"score\": 0.817}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 158.845, \"end\": 159.005, \"score\": 0.847}, {\"word\": \"未\", \"start\": 159.005, \"end\": 159.505, \"score\": 0.777}, {\"word\": \"來\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 159.505, \"end\": 159.926, \"score\": 0.903}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 159.926, \"end\": 160.206, \"score\": 0.927}, {\"word\": \"金\", \"start\": 160.206, \"end\": 160.346, \"score\": 0.837}, {\"word\": \"融\", \"start\": 160.346, \"end\": 160.546, \"score\": 0.803}, {\"word\": \"等\", \"start\": 160.546, \"end\": 160.867, \"score\": 0.913}, {\"word\": \"級\"}, {\"word\": \"的\", \"start\": 160.867, \"end\": 160.967, \"score\": 0.871}, {\"word\": \"安\", \"start\": 160.967, \"end\": 161.127, \"score\": 0.884}, {\"word\": \"控\", \"start\": 161.127, \"end\": 161.367, \"score\": 0.897}, {\"word\": \"作\", \"start\": 161.367, \"end\": 161.988, \"score\": 0.93}, {\"word\": \"業\"}, {\"word\": \"他\", \"start\": 161.988, \"end\": 162.228, \"score\": 0.757}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 162.228, \"end\": 162.348, \"score\": 0.786}, {\"word\": \"沒\", \"start\": 162.348, \"end\": 162.508, \"score\": 0.69}, {\"word\": \"有\", \"start\": 162.508, \"end\": 162.648, \"score\": 0.855}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 162.648, \"end\": 162.848, \"score\": 0.85}, {\"word\": \"做\", \"start\": 162.848, \"end\": 162.989, \"score\": 0.815}, {\"word\": \"到\", \"start\": 162.989, \"end\": 163.249, \"score\": 0.975}, {\"word\": \"滴\", \"start\": 163.249, \"end\": 163.549, \"score\": 0.86}, {\"word\": \"水\", \"start\": 163.549, \"end\": 163.829, \"score\": 0.977}, {\"word\": \"不\", \"start\": 163.829, \"end\": 163.989, \"score\": 0.928}, {\"word\": \"漏\", \"start\": 163.989, \"end\": 164.49, \"score\": 0.896}, {\"word\": \"避\", \"start\": 164.49, \"end\": 164.67, \"score\": 0.817}, {\"word\": \"免\", \"start\": 164.67, \"end\": 165.07, \"score\": 0.882}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 165.07, \"end\": 165.251, \"score\": 0.809}, {\"word\": \"的\", \"start\": 165.251, \"end\": 165.371, \"score\": 0.988}, {\"word\": \"漏\", \"start\": 165.371, \"end\": 165.551, \"score\": 0.862}, {\"word\": \"洞\", \"start\": 165.551, \"end\": 165.751, \"score\": 0.843}, {\"word\": \"擱\"}, {\"word\": \"置\", \"start\": 165.751, \"end\": 166.091, \"score\": 0.861}, {\"word\": \"的\", \"start\": 166.091, \"end\": 166.211, \"score\": 0.696}, {\"word\": \"外\", \"start\": 166.211, \"end\": 167.152, \"score\": 0.869}, {\"word\": \"洩\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 167.152, \"end\": 167.933, \"score\": 0.922}, {\"word\": \"對\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 167.933, \"end\": 168.153, \"score\": 0.998}, {\"word\": \"所\", \"start\": 168.153, \"end\": 168.353, \"score\": 0.904}, {\"word\": \"有\", \"start\": 168.353, \"end\": 168.473, \"score\": 0.848}, {\"word\": \"的\", \"start\": 168.473, \"end\": 168.633, \"score\": 0.895}, {\"word\": \"客\", \"start\": 168.633, \"end\": 169.094, \"score\": 0.923}, {\"word\": \"戶\"}, {\"word\": \"使\", \"start\": 169.094, \"end\": 169.214, \"score\": 0.995}, {\"word\": \"用\", \"start\": 169.214, \"end\": 169.394, \"score\": 0.971}, {\"word\": \"者\", \"start\": 169.394, \"end\": 170.135, \"score\": 0.863}, {\"word\": \"來\"}, {\"word\": \"講\"}, {\"word\": \"最\", \"start\": 170.135, \"end\": 170.375, \"score\": 0.988}, {\"word\": \"在\", \"start\": 170.375, \"end\": 170.555, \"score\": 0.875}, {\"word\": \"意\", \"start\": 170.555, \"end\": 170.655, \"score\": 0.634}, {\"word\": \"的\", \"start\": 170.655, \"end\": 170.815, \"score\": 0.833}, {\"word\": \"事\", \"start\": 170.815, \"end\": 171.016, \"score\": 0.827}, {\"word\": \"情\", \"start\": 171.016, \"end\": 171.036, \"score\": 0.993}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 171.676, \"end\": 171.976, \"score\": 0.827}, {\"word\": \"隨\"}, {\"word\": \"著\", \"start\": 171.976, \"end\": 172.177, \"score\": 0.879}, {\"word\": \"金\", \"start\": 172.177, \"end\": 172.337, \"score\": 0.993}, {\"word\": \"融\", \"start\": 172.337, \"end\": 172.457, \"score\": 0.949}, {\"word\": \"的\", \"start\": 172.457, \"end\": 172.637, \"score\": 0.98}, {\"word\": \"科\", \"start\": 172.637, \"end\": 172.857, \"score\": 0.973}, {\"word\": \"技\", \"start\": 172.857, \"end\": 173.097, \"score\": 0.913}, {\"word\": \"化\", \"start\": 173.097, \"end\": 173.618, \"score\": 0.952}, {\"word\": \"能\", \"start\": 173.618, \"end\": 173.998, \"score\": 0.878}, {\"word\": \"夠\"}, {\"word\": \"有\", \"start\": 173.998, \"end\": 174.599, \"score\": 0.931}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 174.599, \"end\": 174.719, \"score\": 0.857}, {\"word\": \"的\", \"start\": 174.719, \"end\": 174.859, \"score\": 0.995}, {\"word\": \"一\", \"start\": 174.859, \"end\": 174.959, \"score\": 0.998}, {\"word\": \"個\"}, {\"word\": \"O\", \"start\": 174.959, \"end\": 175.7, \"score\": 0.934}, {\"word\": \"p\", \"start\": 175.7, \"end\": 175.84, \"score\": 0.844}, {\"word\": \"e\", \"start\": 175.84, \"end\": 175.94, \"score\": 0.8}, {\"word\": \"n\", \"start\": 175.94, \"end\": 176.0, \"score\": 0.575}, {\"word\": \"B\", \"start\": 176.0, \"end\": 176.04, \"score\": 0.497}, {\"word\": \"a\", \"start\": 176.04, \"end\": 176.14, \"score\": 0.8}, {\"word\": \"n\", \"start\": 176.14, \"end\": 176.2, \"score\": 0.267}, {\"word\": \"k\", \"start\": 176.2, \"end\": 176.22, \"score\": 0.0}, {\"word\": \"i\", \"start\": 176.22, \"end\": 176.36, \"score\": 0.857}, {\"word\": \"n\", \"start\": 176.36, \"end\": 176.42, \"score\": 0.623}, {\"word\": \"g\", \"start\": 176.42, \"end\": 176.62, \"score\": 0.856}, {\"word\": \"是\", \"start\": 176.62, \"end\": 176.72, \"score\": 0.983}, {\"word\": \"大\", \"start\": 176.72, \"end\": 176.74, \"score\": 0.007}, {\"word\": \"家\", \"start\": 176.74, \"end\": 177.061, \"score\": 0.934}, {\"word\": \"期\", \"start\": 177.061, \"end\": 177.241, \"score\": 0.876}, {\"word\": \"待\", \"start\": 177.241, \"end\": 177.401, \"score\": 0.775}, {\"word\": \"的\", \"start\": 177.401, \"end\": 177.481, \"score\": 0.955}, {\"word\": \"一\", \"start\": 177.481, \"end\": 177.701, \"score\": 0.909}, {\"word\": \"個\"}, {\"word\": \"方\", \"start\": 177.701, \"end\": 177.901, \"score\": 0.995}, {\"word\": \"向\", \"start\": 177.901, \"end\": 178.362, \"score\": 0.971}, {\"word\": \"可\", \"start\": 178.362, \"end\": 178.482, \"score\": 0.952}, {\"word\": \"是\", \"start\": 178.482, \"end\": 178.702, \"score\": 0.984}, {\"word\": \"同\", \"start\": 178.702, \"end\": 179.663, \"score\": 0.972}, {\"word\": \"時\"}, {\"word\": \"如\", \"start\": 179.663, \"end\": 179.843, \"score\": 0.822}, {\"word\": \"何\", \"start\": 179.843, \"end\": 180.263, \"score\": 0.93}, {\"word\": \"來\"}, {\"word\": \"避\", \"start\": 180.263, \"end\": 180.484, \"score\": 0.813}, {\"word\": \"免\", \"start\": 180.484, \"end\": 180.784, \"score\": 0.917}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 180.784, \"end\": 181.164, \"score\": 0.943}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 181.164, \"end\": 181.404, \"score\": 0.991}, {\"word\": \"外\", \"start\": 181.404, \"end\": 182.265, \"score\": 0.971}, {\"word\": \"洩\"}, {\"word\": \"同\", \"start\": 182.265, \"end\": 182.605, \"score\": 0.858}, {\"word\": \"時\"}, {\"word\": \"有\", \"start\": 182.605, \"end\": 182.806, \"score\": 0.889}, {\"word\": \"很\", \"start\": 182.806, \"end\": 183.006, \"score\": 0.999}, {\"word\": \"多\", \"start\": 183.006, \"end\": 183.146, \"score\": 0.931}, {\"word\": \"的\", \"start\": 183.146, \"end\": 183.326, \"score\": 0.987}, {\"word\": \"代\", \"start\": 183.326, \"end\": 183.566, \"score\": 0.912}, {\"word\": \"登\", \"start\": 183.566, \"end\": 183.866, \"score\": 0.91}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 183.866, \"end\": 184.287, \"score\": 0.95}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 184.287, \"end\": 184.987, \"score\": 0.984}, {\"word\": \"曾\", \"start\": 184.987, \"end\": 185.488, \"score\": 0.905}, {\"word\": \"經\"}, {\"word\": \"也\", \"start\": 185.488, \"end\": 185.688, \"score\": 0.997}, {\"word\": \"被\", \"start\": 185.688, \"end\": 186.128, \"score\": 0.876}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"玉\", \"start\": 186.128, \"end\": 186.349, \"score\": 0.944}, {\"word\": \"山\", \"start\": 186.349, \"end\": 186.689, \"score\": 0.933}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 186.689, \"end\": 187.55, \"score\": 0.923}, {\"word\": \"偵\"}, {\"word\": \"測\"}, {\"word\": \"到\", \"start\": 187.55, \"end\": 188.11, \"score\": 0.9}, {\"word\": \"說\"}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 188.11, \"end\": 188.33, \"score\": 0.947}, {\"word\": \"的\", \"start\": 188.33, \"end\": 188.47, \"score\": 0.992}, {\"word\": \"I\", \"start\": 188.47, \"end\": 188.67, \"score\": 0.899}, {\"word\": \"P\", \"start\": 188.67, \"end\": 188.831, \"score\": 0.872}, {\"word\": \"是\", \"start\": 188.831, \"end\": 188.931, \"score\": 0.975}, {\"word\": \"在\", \"start\": 188.931, \"end\": 189.411, \"score\": 0.955}, {\"word\": \"國\"}, {\"word\": \"外\", \"start\": 189.411, \"end\": 190.052, \"score\": 0.981}, {\"word\": \"那\", \"start\": 190.052, \"end\": 190.252, \"score\": 0.968}, {\"word\": \"如\", \"start\": 190.252, \"end\": 190.332, \"score\": 0.748}, {\"word\": \"果\", \"start\": 190.332, \"end\": 190.452, \"score\": 0.678}, {\"word\": \"今\", \"start\": 190.452, \"end\": 190.632, \"score\": 0.908}, {\"word\": \"天\", \"start\": 190.632, \"end\": 190.892, \"score\": 0.858}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"I\", \"start\": 190.892, \"end\": 191.012, \"score\": 0.821}, {\"word\": \"S\", \"start\": 191.012, \"end\": 191.453, \"score\": 0.914}, {\"word\": \"P\", \"start\": 191.453, \"end\": 191.613, \"score\": 0.746}, {\"word\": \"的\", \"start\": 191.613, \"end\": 192.113, \"score\": 0.956}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 192.113, \"end\": 192.634, \"score\": 0.991}, {\"word\": \"他\", \"start\": 192.634, \"end\": 192.854, \"score\": 0.962}, {\"word\": \"的\", \"start\": 192.854, \"end\": 193.435, \"score\": 0.997}, {\"word\": \"I\", \"start\": 193.435, \"end\": 193.675, \"score\": 0.912}, {\"word\": \"P\", \"start\": 193.675, \"end\": 193.995, \"score\": 0.924}, {\"word\": \"是\", \"start\": 193.995, \"end\": 194.175, \"score\": 0.997}, {\"word\": \"涉\", \"start\": 194.175, \"end\": 194.335, \"score\": 0.89}, {\"word\": \"及\", \"start\": 194.335, \"end\": 194.435, \"score\": 0.796}, {\"word\": \"到\", \"start\": 194.435, \"end\": 194.676, \"score\": 0.995}, {\"word\": \"中\", \"start\": 194.676, \"end\": 195.176, \"score\": 0.949}, {\"word\": \"國\"}, {\"word\": \"或\", \"start\": 195.176, \"end\": 195.276, \"score\": 0.997}, {\"word\": \"者\", \"start\": 195.276, \"end\": 195.336, \"score\": 0.663}, {\"word\": \"是\", \"start\": 195.336, \"end\": 195.797, \"score\": 0.929}, {\"word\": \"間\"}, {\"word\": \"接\", \"start\": 195.797, \"end\": 196.017, \"score\": 0.865}, {\"word\": \"中\", \"start\": 196.017, \"end\": 196.877, \"score\": 0.946}, {\"word\": \"資\"}, {\"word\": \"那\", \"start\": 196.877, \"end\": 197.218, \"score\": 0.856}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 197.218, \"end\": 197.738, \"score\": 0.837}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"可\", \"start\": 197.738, \"end\": 197.838, \"score\": 0.97}, {\"word\": \"不\", \"start\": 197.838, \"end\": 197.918, \"score\": 0.965}, {\"word\": \"可\", \"start\": 197.918, \"end\": 197.938, \"score\": 0.013}, {\"word\": \"以\", \"start\": 197.938, \"end\": 198.098, \"score\": 0.869}, {\"word\": \"申\", \"start\": 198.098, \"end\": 198.799, \"score\": 0.959}, {\"word\": \"請\"}, {\"word\": \"O\", \"start\": 198.799, \"end\": 198.899, \"score\": 0.731}, {\"word\": \"p\", \"start\": 198.899, \"end\": 198.939, \"score\": 0.5}, {\"word\": \"e\", \"start\": 198.939, \"end\": 199.039, \"score\": 0.8}, {\"word\": \"n\", \"start\": 199.039, \"end\": 199.099, \"score\": 0.565}, {\"word\": \"B\", \"start\": 199.099, \"end\": 199.119, \"score\": 0.0}, {\"word\": \"a\", \"start\": 199.119, \"end\": 199.239, \"score\": 0.833}, {\"word\": \"n\", \"start\": 199.239, \"end\": 199.299, \"score\": 0.065}, {\"word\": \"k\", \"start\": 199.299, \"end\": 199.319, \"score\": 0.0}, {\"word\": \"i\", \"start\": 199.319, \"end\": 199.44, \"score\": 0.827}, {\"word\": \"n\", \"start\": 199.44, \"end\": 199.48, \"score\": 0.5}, {\"word\": \"g\", \"start\": 199.48, \"end\": 199.5, \"score\": 0.0}, {\"word\": \"總\"}, {\"word\": \"括\", \"start\": 200.91, \"end\": 201.851, \"score\": 0.895}, {\"word\": \"來\"}, {\"word\": \"說\"}, {\"word\": \"您\", \"start\": 201.851, \"end\": 202.492, \"score\": 0.915}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 202.492, \"end\": 202.612, \"score\": 0.834}, {\"word\": \"的\", \"start\": 202.612, \"end\": 202.712, \"score\": 0.992}, {\"word\": \"事\", \"start\": 202.712, \"end\": 202.832, \"score\": 0.968}, {\"word\": \"情\", \"start\": 202.832, \"end\": 203.033, \"score\": 0.907}, {\"word\": \"非\", \"start\": 203.033, \"end\": 203.173, \"score\": 0.999}, {\"word\": \"常\", \"start\": 203.173, \"end\": 203.413, \"score\": 0.999}, {\"word\": \"重\", \"start\": 203.413, \"end\": 203.613, \"score\": 0.999}, {\"word\": \"要\", \"start\": 203.613, \"end\": 204.294, \"score\": 0.97}, {\"word\": \"包\", \"start\": 204.294, \"end\": 204.475, \"score\": 0.999}, {\"word\": \"括\", \"start\": 204.475, \"end\": 204.635, \"score\": 1.0}, {\"word\": \"T\", \"start\": 204.635, \"end\": 204.895, \"score\": 0.862}, {\"word\": \"S\", \"start\": 204.895, \"end\": 204.975, \"score\": 0.75}, {\"word\": \"P\", \"start\": 204.975, \"end\": 205.176, \"score\": 0.9}, {\"word\": \"本\", \"start\": 205.176, \"end\": 205.316, \"score\": 1.0}, {\"word\": \"身\", \"start\": 205.316, \"end\": 205.476, \"score\": 0.998}, {\"word\": \"的\", \"start\": 205.476, \"end\": 205.816, \"score\": 0.935}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 205.816, \"end\": 206.117, \"score\": 0.913}, {\"word\": \"水\", \"start\": 206.117, \"end\": 206.337, \"score\": 0.994}, {\"word\": \"準\", \"start\": 206.337, \"end\": 207.158, \"score\": 0.951}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 207.158, \"end\": 207.359, \"score\": 0.998}, {\"word\": \"本\", \"start\": 207.359, \"end\": 207.519, \"score\": 0.999}, {\"word\": \"身\", \"start\": 207.519, \"end\": 207.819, \"score\": 0.996}, {\"word\": \"的\", \"start\": 207.819, \"end\": 208.06, \"score\": 0.916}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 208.06, \"end\": 208.28, \"score\": 0.944}, {\"word\": \"水\", \"start\": 208.28, \"end\": 208.46, \"score\": 0.888}, {\"word\": \"準\", \"start\": 208.46, \"end\": 208.62, \"score\": 0.875}, {\"word\": \"消\", \"start\": 208.62, \"end\": 208.921, \"score\": 0.921}, {\"word\": \"費\"}, {\"word\": \"者\", \"start\": 208.921, \"end\": 209.101, \"score\": 0.97}, {\"word\": \"保\", \"start\": 209.101, \"end\": 209.682, \"score\": 0.897}, {\"word\": \"護\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"都\", \"start\": 209.682, \"end\": 210.102, \"score\": 0.931}, {\"word\": \"會\"}, {\"word\": \"在\", \"start\": 210.102, \"end\": 210.343, \"score\": 1.0}, {\"word\": \"我\", \"start\": 210.343, \"end\": 210.463, \"score\": 0.874}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 210.463, \"end\": 211.004, \"score\": 0.881}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"中\", \"start\": 211.004, \"end\": 211.605, \"score\": 0.999}, {\"word\": \"一\", \"start\": 211.605, \"end\": 211.945, \"score\": 0.917}, {\"word\": \"併\"}, {\"word\": \"去\", \"start\": 211.945, \"end\": 212.125, \"score\": 0.97}, {\"word\": \"考\", \"start\": 212.125, \"end\": 212.265, \"score\": 0.995}, {\"word\": \"慮\"}, {\"word\": \"跟\", \"start\": 212.265, \"end\": 212.285, \"score\": 0.0}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 212.285, \"end\": 212.305, \"score\": 0.0}, {\"word\": \"所\", \"start\": 214.147, \"end\": 214.267, \"score\": 0.559}, {\"word\": \"以\", \"start\": 214.267, \"end\": 214.487, \"score\": 0.654}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"我\", \"start\": 214.487, \"end\": 214.808, \"score\": 0.822}, {\"word\": \"問\"}, {\"word\": \"到\", \"start\": 214.808, \"end\": 215.008, \"score\": 0.76}, {\"word\": \"的\", \"start\": 215.008, \"end\": 215.128, \"score\": 0.853}, {\"word\": \"啊\", \"start\": 215.128, \"end\": 215.248, \"score\": 0.71}, {\"word\": \"如\", \"start\": 215.248, \"end\": 215.929, \"score\": 0.857}, {\"word\": \"果\", \"start\": 215.929, \"end\": 216.69, \"score\": 0.937}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"T\", \"start\": 216.69, \"end\": 216.99, \"score\": 0.841}, {\"word\": \"S\", \"start\": 216.99, \"end\": 217.11, \"score\": 0.804}, {\"word\": \"P\", \"start\": 217.11, \"end\": 217.251, \"score\": 0.609}, {\"word\": \"的\", \"start\": 217.251, \"end\": 217.691, \"score\": 0.775}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 217.691, \"end\": 217.891, \"score\": 0.855}, {\"word\": \"他\", \"start\": 217.891, \"end\": 218.031, \"score\": 0.728}, {\"word\": \"跟\", \"start\": 218.031, \"end\": 218.232, \"score\": 0.961}, {\"word\": \"中\", \"start\": 218.232, \"end\": 218.712, \"score\": 0.826}, {\"word\": \"資\"}, {\"word\": \"是\", \"start\": 218.712, \"end\": 218.832, \"score\": 0.932}, {\"word\": \"有\", \"start\": 218.832, \"end\": 219.433, \"score\": 0.819}, {\"word\": \"關\"}, {\"word\": \"係\"}, {\"word\": \"的\", \"start\": 219.433, \"end\": 219.833, \"score\": 0.803}, {\"word\": \"而\", \"start\": 219.833, \"end\": 219.974, \"score\": 0.818}, {\"word\": \"今\", \"start\": 219.974, \"end\": 220.134, \"score\": 0.624}, {\"word\": \"天\", \"start\": 220.134, \"end\": 220.294, \"score\": 0.682}, {\"word\": \"我\", \"start\": 220.294, \"end\": 220.494, \"score\": 0.686}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 220.494, \"end\": 220.634, \"score\": 0.764}, {\"word\": \"客\", \"start\": 220.634, \"end\": 221.035, \"score\": 0.732}, {\"word\": \"戶\"}, {\"word\": \"台\", \"start\": 221.035, \"end\": 221.315, \"score\": 0.774}, {\"word\": \"灣\"}, {\"word\": \"的\", \"start\": 221.315, \"end\": 221.515, \"score\": 0.807}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 221.515, \"end\": 221.796, \"score\": 0.78}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 221.796, \"end\": 222.196, \"score\": 0.805}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 222.196, \"end\": 222.617, \"score\": 0.851}, {\"word\": \"有\", \"start\": 222.617, \"end\": 222.797, \"score\": 0.528}, {\"word\": \"可\", \"start\": 222.797, \"end\": 223.017, \"score\": 0.787}, {\"word\": \"能\", \"start\": 223.017, \"end\": 223.157, \"score\": 0.682}, {\"word\": \"包\", \"start\": 223.157, \"end\": 223.377, \"score\": 0.727}, {\"word\": \"括\", \"start\": 223.377, \"end\": 223.618, \"score\": 0.773}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"所\", \"start\": 223.618, \"end\": 223.918, \"score\": 0.693}, {\"word\": \"說\"}, {\"word\": \"的\", \"start\": 223.918, \"end\": 224.318, \"score\": 0.649}, {\"word\": \"帳\"}, {\"word\": \"號\"}, {\"word\": \"密\", \"start\": 224.318, \"end\": 224.899, \"score\": 0.81}, {\"word\": \"碼\"}, {\"word\": \"他\", \"start\": 224.899, \"end\": 225.079, \"score\": 0.719}, {\"word\": \"可\", \"start\": 225.079, \"end\": 225.219, \"score\": 0.932}, {\"word\": \"能\", \"start\": 225.219, \"end\": 225.42, \"score\": 0.886}, {\"word\": \"藉\", \"start\": 225.42, \"end\": 225.7, \"score\": 0.818}, {\"word\": \"此\", \"start\": 225.7, \"end\": 225.8, \"score\": 0.929}, {\"word\": \"而\", \"start\": 225.8, \"end\": 225.94, \"score\": 0.837}, {\"word\": \"外\", \"start\": 225.94, \"end\": 226.1, \"score\": 0.809}, {\"word\": \"流\", \"start\": 226.1, \"end\": 226.241, \"score\": 0.539}, {\"word\": \"到\", \"start\": 226.241, \"end\": 226.381, \"score\": 0.752}, {\"word\": \"T\", \"start\": 226.381, \"end\": 226.561, \"score\": 0.677}, {\"word\": \"S\", \"start\": 226.561, \"end\": 226.841, \"score\": 0.724}, {\"word\": \"P\", \"start\": 226.841, \"end\": 227.282, \"score\": 0.8}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 227.282, \"end\": 227.762, \"score\": 0.896}, {\"word\": \"那\", \"start\": 227.762, \"end\": 227.882, \"score\": 0.776}, {\"word\": \"你\", \"start\": 227.882, \"end\": 228.003, \"score\": 0.799}, {\"word\": \"公\", \"start\": 228.003, \"end\": 228.163, \"score\": 0.817}, {\"word\": \"告\", \"start\": 228.163, \"end\": 228.503, \"score\": 0.702}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 228.503, \"end\": 228.583, \"score\": 0.86}, {\"word\": \"的\", \"start\": 228.583, \"end\": 228.723, \"score\": 0.814}, {\"word\": \"自\", \"start\": 228.723, \"end\": 228.884, \"score\": 0.862}, {\"word\": \"律\", \"start\": 228.884, \"end\": 229.044, \"score\": 0.778}, {\"word\": \"是\", \"start\": 229.044, \"end\": 229.484, \"score\": 0.792}, {\"word\": \"遠\"}, {\"word\": \"遠\"}, {\"word\": \"不\", \"start\": 229.484, \"end\": 230.065, \"score\": 0.83}, {\"word\": \"夠\"}, {\"word\": \"包\", \"start\": 230.065, \"end\": 230.205, \"score\": 0.682}, {\"word\": \"括\", \"start\": 230.205, \"end\": 230.545, \"score\": 0.743}, {\"word\": \"國\"}, {\"word\": \"安\", \"start\": 230.545, \"end\": 230.806, \"score\": 0.876}, {\"word\": \"包\", \"start\": 230.806, \"end\": 230.986, \"score\": 0.745}, {\"word\": \"括\", \"start\": 230.986, \"end\": 231.246, \"score\": 0.835}, {\"word\": \"其\", \"start\": 231.246, \"end\": 231.406, \"score\": 0.926}, {\"word\": \"他\", \"start\": 231.406, \"end\": 231.867, \"score\": 0.884}, {\"word\": \"層\"}, {\"word\": \"面\", \"start\": 231.867, \"end\": 232.027, \"score\": 0.663}, {\"word\": \"的\", \"start\": 232.027, \"end\": 232.848, \"score\": 0.777}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"才\", \"start\": 232.848, \"end\": 232.988, \"score\": 0.736}, {\"word\": \"是\", \"start\": 232.988, \"end\": 233.108, \"score\": 0.668}, {\"word\": \"今\", \"start\": 233.108, \"end\": 233.228, \"score\": 0.666}, {\"word\": \"天\", \"start\": 233.228, \"end\": 233.369, \"score\": 0.851}, {\"word\": \"我\", \"start\": 233.369, \"end\": 233.529, \"score\": 0.64}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 233.529, \"end\": 233.609, \"score\": 0.638}, {\"word\": \"要\", \"start\": 233.609, \"end\": 233.809, \"score\": 0.803}, {\"word\": \"考\", \"start\": 233.809, \"end\": 234.029, \"score\": 0.778}, {\"word\": \"量\", \"start\": 234.029, \"end\": 234.189, \"score\": 0.876}, {\"word\": \"的\", \"start\": 234.189, \"end\": 234.21, \"score\": 0.0}, {\"word\": \"所\", \"start\": 234.75, \"end\": 234.93, \"score\": 0.798}, {\"word\": \"以\", \"start\": 234.93, \"end\": 235.21, \"score\": 0.809}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 235.21, \"end\": 235.37, \"score\": 0.7}, {\"word\": \"問\"}, {\"word\": \"的\", \"start\": 235.37, \"end\": 235.45, \"score\": 0.799}, {\"word\": \"就\", \"start\": 235.45, \"end\": 235.67, \"score\": 0.891}, {\"word\": \"是\", \"start\": 235.67, \"end\": 236.29, \"score\": 0.958}, {\"word\": \"說\"}, {\"word\": \"如\", \"start\": 236.29, \"end\": 236.491, \"score\": 0.658}, {\"word\": \"果\", \"start\": 236.491, \"end\": 236.811, \"score\": 0.731}, {\"word\": \"這\"}, {\"word\": \"T\", \"start\": 236.811, \"end\": 237.171, \"score\": 0.756}, {\"word\": \"S\", \"start\": 237.171, \"end\": 237.291, \"score\": 0.791}, {\"word\": \"P\", \"start\": 237.291, \"end\": 237.491, \"score\": 0.693}, {\"word\": \"的\", \"start\": 237.491, \"end\": 237.891, \"score\": 0.876}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 237.891, \"end\": 238.171, \"score\": 0.891}, {\"word\": \"後\", \"start\": 238.171, \"end\": 238.351, \"score\": 0.874}, {\"word\": \"面\", \"start\": 238.351, \"end\": 238.491, \"score\": 0.854}, {\"word\": \"有\", \"start\": 238.491, \"end\": 238.651, \"score\": 0.959}, {\"word\": \"中\", \"start\": 238.651, \"end\": 239.551, \"score\": 0.958}, {\"word\": \"資\"}, {\"word\": \"有\", \"start\": 239.551, \"end\": 239.831, \"score\": 0.962}, {\"word\": \"中\", \"start\": 239.831, \"end\": 240.332, \"score\": 0.892}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 240.332, \"end\": 241.152, \"score\": 0.87}, {\"word\": \"I\", \"start\": 241.152, \"end\": 241.432, \"score\": 0.908}, {\"word\": \"P\", \"start\": 241.432, \"end\": 241.692, \"score\": 0.81}, {\"word\": \"等\", \"start\": 241.692, \"end\": 241.812, \"score\": 0.757}, {\"word\": \"等\", \"start\": 241.812, \"end\": 241.912, \"score\": 0.825}, {\"word\": \"的\", \"start\": 241.912, \"end\": 242.012, \"score\": 0.859}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 242.012, \"end\": 242.232, \"score\": 0.829}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"到\", \"start\": 242.232, \"end\": 243.072, \"score\": 0.752}, {\"word\": \"底\", \"start\": 243.072, \"end\": 243.212, \"score\": 0.708}, {\"word\": \"能\", \"start\": 243.212, \"end\": 243.312, \"score\": 0.812}, {\"word\": \"不\", \"start\": 243.312, \"end\": 243.412, \"score\": 0.898}, {\"word\": \"能\", \"start\": 243.412, \"end\": 243.633, \"score\": 0.884}, {\"word\": \"借\", \"start\": 243.633, \"end\": 243.893, \"score\": 0.776}, {\"word\": \"接\", \"start\": 243.893, \"end\": 244.113, \"score\": 0.907}, {\"word\": \"能\", \"start\": 244.113, \"end\": 244.253, \"score\": 0.788}, {\"word\": \"不\", \"start\": 244.253, \"end\": 244.373, \"score\": 0.994}, {\"word\": \"能\", \"start\": 244.373, \"end\": 244.853, \"score\": 0.911}, {\"word\": \"適\"}, {\"word\": \"用\", \"start\": 244.853, \"end\": 245.013, \"score\": 0.998}, {\"word\": \"我\", \"start\": 245.013, \"end\": 245.093, \"score\": 0.673}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 245.093, \"end\": 245.173, \"score\": 0.983}, {\"word\": \"O\", \"start\": 245.173, \"end\": 245.293, \"score\": 0.732}, {\"word\": \"p\", \"start\": 245.293, \"end\": 245.333, \"score\": 0.327}, {\"word\": \"e\", \"start\": 245.333, \"end\": 245.453, \"score\": 0.832}, {\"word\": \"n\", \"start\": 245.453, \"end\": 245.493, \"score\": 0.195}, {\"word\": \"B\", \"start\": 245.493, \"end\": 245.513, \"score\": 0.0}, {\"word\": \"a\", \"start\": 245.513, \"end\": 245.633, \"score\": 0.833}, {\"word\": \"n\", \"start\": 245.633, \"end\": 245.713, \"score\": 0.235}, {\"word\": \"k\", \"start\": 245.713, \"end\": 245.733, \"score\": 0.0}, {\"word\": \"i\", \"start\": 245.733, \"end\": 245.833, \"score\": 0.8}, {\"word\": \"n\", \"start\": 245.833, \"end\": 245.853, \"score\": 0.0}, {\"word\": \"g\", \"start\": 245.853, \"end\": 246.233, \"score\": 0.808}, {\"word\": \"您\", \"start\": 246.233, \"end\": 246.413, \"score\": 0.641}, {\"word\": \"垂\", \"start\": 246.413, \"end\": 246.753, \"score\": 0.741}, {\"word\": \"詢\"}, {\"word\": \"的\", \"start\": 246.753, \"end\": 246.873, \"score\": 0.822}, {\"word\": \"地\", \"start\": 246.873, \"end\": 247.034, \"score\": 0.881}, {\"word\": \"方\", \"start\": 247.034, \"end\": 247.414, \"score\": 0.851}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 247.414, \"end\": 247.674, \"score\": 0.995}, {\"word\": \"是\", \"start\": 247.674, \"end\": 247.854, \"score\": 0.869}, {\"word\": \"我\", \"start\": 247.854, \"end\": 248.114, \"score\": 0.866}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 248.114, \"end\": 248.634, \"score\": 0.891}, {\"word\": \"顧\"}, {\"word\": \"慮\"}, {\"word\": \"我\", \"start\": 248.634, \"end\": 248.854, \"score\": 0.767}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 248.854, \"end\": 248.994, \"score\": 0.857}, {\"word\": \"定\", \"start\": 248.994, \"end\": 249.734, \"score\": 0.931}, {\"word\": \"會\"}, {\"word\": \"在\", \"start\": 249.734, \"end\": 250.314, \"score\": 0.862}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"中\", \"start\": 250.314, \"end\": 250.555, \"score\": 0.919}, {\"word\": \"或\", \"start\": 250.555, \"end\": 250.675, \"score\": 0.686}, {\"word\": \"是\", \"start\": 250.675, \"end\": 251.015, \"score\": 0.805}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 251.015, \"end\": 251.195, \"score\": 0.988}, {\"word\": \"中\", \"start\": 251.195, \"end\": 251.415, \"score\": 0.958}, {\"word\": \"去\", \"start\": 251.415, \"end\": 251.555, \"score\": 0.792}, {\"word\": \"做\", \"start\": 251.555, \"end\": 251.675, \"score\": 0.897}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 251.675, \"end\": 251.695, \"score\": 0.0}, {\"word\": \"所\", \"start\": 252.415, \"end\": 252.575, \"score\": 0.636}, {\"word\": \"以\", \"start\": 252.575, \"end\": 252.595, \"score\": 0.0}, {\"word\": \"你\", \"start\": 252.595, \"end\": 252.715, \"score\": 0.6}, {\"word\": \"沒\", \"start\": 252.715, \"end\": 252.815, \"score\": 0.651}, {\"word\": \"有\", \"start\": 252.815, \"end\": 252.975, \"score\": 0.639}, {\"word\": \"回\", \"start\": 252.975, \"end\": 253.095, \"score\": 0.732}, {\"word\": \"答\", \"start\": 253.095, \"end\": 253.455, \"score\": 0.647}, {\"word\": \"我\", \"start\": 253.455, \"end\": 253.475, \"score\": 0.0}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 253.475, \"end\": 253.855, \"score\": 0.545}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"嘛\", \"start\": 253.855, \"end\": 254.275, \"score\": 0.878}, {\"word\": \"因\", \"start\": 254.275, \"end\": 254.515, \"score\": 0.773}, {\"word\": \"為\"}, {\"word\": \"包\", \"start\": 254.515, \"end\": 254.736, \"score\": 0.712}, {\"word\": \"括\", \"start\": 254.736, \"end\": 255.096, \"score\": 0.756}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 255.096, \"end\": 255.236, \"score\": 0.717}, {\"word\": \"的\", \"start\": 255.236, \"end\": 255.796, \"score\": 0.891}, {\"word\": \"蝦\"}, {\"word\": \"皮\", \"start\": 255.796, \"end\": 256.456, \"score\": 0.817}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 256.456, \"end\": 256.556, \"score\": 0.692}, {\"word\": \"大\", \"start\": 256.556, \"end\": 256.756, \"score\": 0.669}, {\"word\": \"家\", \"start\": 256.756, \"end\": 256.776, \"score\": 0.0}, {\"word\": \"也\", \"start\": 256.776, \"end\": 257.116, \"score\": 0.708}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 257.116, \"end\": 257.396, \"score\": 0.74}, {\"word\": \"說\"}, {\"word\": \"它\", \"start\": 257.396, \"end\": 257.616, \"score\": 0.606}, {\"word\": \"背\", \"start\": 257.616, \"end\": 257.796, \"score\": 0.814}, {\"word\": \"後\", \"start\": 257.796, \"end\": 257.976, \"score\": 0.809}, {\"word\": \"就\", \"start\": 257.976, \"end\": 258.096, \"score\": 0.772}, {\"word\": \"是\", \"start\": 258.096, \"end\": 258.576, \"score\": 0.868}, {\"word\": \"種\"}, {\"word\": \"子\", \"start\": 258.576, \"end\": 259.137, \"score\": 0.917}, {\"word\": \"抖\", \"start\": 259.137, \"end\": 259.317, \"score\": 0.754}, {\"word\": \"音\", \"start\": 259.317, \"end\": 259.497, \"score\": 0.648}, {\"word\": \"的\", \"start\": 259.497, \"end\": 259.977, \"score\": 0.607}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"等\", \"start\": 259.977, \"end\": 260.177, \"score\": 0.659}, {\"word\": \"等\", \"start\": 260.177, \"end\": 260.637, \"score\": 0.792}, {\"word\": \"能\", \"start\": 260.637, \"end\": 260.777, \"score\": 0.491}, {\"word\": \"不\", \"start\": 260.777, \"end\": 260.937, \"score\": 0.621}, {\"word\": \"能\", \"start\": 260.937, \"end\": 261.117, \"score\": 0.798}, {\"word\": \"申\", \"start\": 261.117, \"end\": 261.537, \"score\": 0.625}, {\"word\": \"請\"}, {\"word\": \"借\", \"start\": 261.537, \"end\": 261.757, \"score\": 0.678}, {\"word\": \"接\", \"start\": 261.757, \"end\": 261.957, \"score\": 0.9}, {\"word\": \"呢\", \"start\": 261.957, \"end\": 262.117, \"score\": 0.664}, {\"word\": \"能\", \"start\": 262.117, \"end\": 262.237, \"score\": 0.669}, {\"word\": \"不\", \"start\": 262.237, \"end\": 262.377, \"score\": 0.811}, {\"word\": \"能\", \"start\": 262.377, \"end\": 262.697, \"score\": 0.7}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 262.697, \"end\": 262.877, \"score\": 0.719}, {\"word\": \"o\", \"start\": 262.877, \"end\": 263.017, \"score\": 0.557}, {\"word\": \"p\", \"start\": 263.017, \"end\": 263.037, \"score\": 0.038}, {\"word\": \"e\", \"start\": 263.037, \"end\": 263.157, \"score\": 0.833}, {\"word\": \"n\", \"start\": 263.157, \"end\": 263.217, \"score\": 0.024}, {\"word\": \"b\", \"start\": 263.217, \"end\": 263.237, \"score\": 0.036}, {\"word\": \"a\", \"start\": 263.237, \"end\": 263.357, \"score\": 0.831}, {\"word\": \"n\", \"start\": 263.357, \"end\": 263.437, \"score\": 0.031}, {\"word\": \"k\", \"start\": 263.437, \"end\": 263.457, \"score\": 0.0}, {\"word\": \"i\", \"start\": 263.457, \"end\": 263.597, \"score\": 0.805}, {\"word\": \"n\", \"start\": 263.597, \"end\": 263.617, \"score\": 0.0}, {\"word\": \"g\", \"start\": 263.617, \"end\": 263.637, \"score\": 0.0}, {\"word\": \"呢\", \"start\": 263.637, \"end\": 264.198, \"score\": 0.805}, {\"word\": \"因\", \"start\": 264.198, \"end\": 264.758, \"score\": 0.742}, {\"word\": \"為\"}, {\"word\": \"依\", \"start\": 264.758, \"end\": 264.898, \"score\": 0.578}, {\"word\": \"照\", \"start\": 264.898, \"end\": 265.078, \"score\": 0.786}, {\"word\": \"我\", \"start\": 265.078, \"end\": 265.138, \"score\": 0.22}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 265.138, \"end\": 265.738, \"score\": 0.71}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"法\", \"start\": 265.738, \"end\": 265.898, \"score\": 0.993}, {\"word\": \"相\", \"start\": 265.898, \"end\": 266.198, \"score\": 0.52}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 266.198, \"end\": 266.518, \"score\": 0.617}, {\"word\": \"規\"}, {\"word\": \"定\", \"start\": 266.518, \"end\": 267.058, \"score\": 0.823}, {\"word\": \"如\", \"start\": 267.058, \"end\": 267.238, \"score\": 0.607}, {\"word\": \"果\", \"start\": 267.238, \"end\": 267.378, \"score\": 0.483}, {\"word\": \"民\", \"start\": 267.378, \"end\": 267.858, \"score\": 0.667}, {\"word\": \"眾\"}, {\"word\": \"每\", \"start\": 267.858, \"end\": 268.038, \"score\": 0.671}, {\"word\": \"天\", \"start\": 268.038, \"end\": 268.279, \"score\": 0.845}, {\"word\": \"登\", \"start\": 268.279, \"end\": 268.819, \"score\": 0.713}, {\"word\": \"錄\"}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 268.819, \"end\": 268.939, \"score\": 0.825}, {\"word\": \"的\", \"start\": 268.939, \"end\": 269.039, \"score\": 0.914}, {\"word\": \"A\", \"start\": 269.039, \"end\": 269.219, \"score\": 0.712}, {\"word\": \"P\", \"start\": 269.219, \"end\": 269.399, \"score\": 0.673}, {\"word\": \"P\", \"start\": 269.399, \"end\": 269.599, \"score\": 0.739}, {\"word\": \"都\", \"start\": 269.599, \"end\": 269.939, \"score\": 0.712}, {\"word\": \"顯\"}, {\"word\": \"示\", \"start\": 269.939, \"end\": 270.099, \"score\": 0.824}, {\"word\": \"登\", \"start\": 270.099, \"end\": 270.419, \"score\": 0.61}, {\"word\": \"錄\"}, {\"word\": \"成\", \"start\": 270.419, \"end\": 270.719, \"score\": 0.738}, {\"word\": \"功\", \"start\": 270.719, \"end\": 271.439, \"score\": 0.828}, {\"word\": \"但\", \"start\": 271.439, \"end\": 271.639, \"score\": 0.657}, {\"word\": \"是\", \"start\": 271.639, \"end\": 271.759, \"score\": 0.65}, {\"word\": \"呢\", \"start\": 271.759, \"end\": 272.159, \"score\": 0.64}, {\"word\": \"還\"}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 272.159, \"end\": 272.299, \"score\": 0.737}, {\"word\": \"一\", \"start\": 272.299, \"end\": 272.559, \"score\": 0.755}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 272.559, \"end\": 272.86, \"score\": 0.961}, {\"word\": \"非\", \"start\": 272.86, \"end\": 273.22, \"score\": 0.871}, {\"word\": \"台\", \"start\": 273.22, \"end\": 273.6, \"score\": 0.802}, {\"word\": \"灣\"}, {\"word\": \"地\", \"start\": 273.6, \"end\": 273.96, \"score\": 0.754}, {\"word\": \"區\"}, {\"word\": \"登\", \"start\": 273.96, \"end\": 274.28, \"score\": 0.617}, {\"word\": \"錄\"}, {\"word\": \"的\", \"start\": 274.28, \"end\": 274.42, \"score\": 0.747}, {\"word\": \"警\", \"start\": 274.42, \"end\": 274.64, \"score\": 0.849}, {\"word\": \"告\", \"start\": 274.64, \"end\": 274.66, \"score\": 0.979}, {\"word\": \"久\", \"start\": 275.14, \"end\": 275.28, \"score\": 0.845}, {\"word\": \"而\", \"start\": 275.28, \"end\": 275.42, \"score\": 0.688}, {\"word\": \"久\", \"start\": 275.42, \"end\": 275.66, \"score\": 0.855}, {\"word\": \"之\", \"start\": 275.66, \"end\": 276.321, \"score\": 0.928}, {\"word\": \"我\", \"start\": 276.321, \"end\": 276.661, \"score\": 0.822}, {\"word\": \"們\"}, {\"word\": \"就\", \"start\": 276.661, \"end\": 277.001, \"score\": 0.827}, {\"word\": \"會\"}, {\"word\": \"忽\", \"start\": 277.001, \"end\": 277.221, \"score\": 0.876}, {\"word\": \"略\", \"start\": 277.221, \"end\": 278.942, \"score\": 0.908}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 278.942, \"end\": 279.163, \"score\": 0.919}, {\"word\": \"是\", \"start\": 279.163, \"end\": 279.263, \"score\": 0.928}, {\"word\": \"不\", \"start\": 279.263, \"end\": 279.363, \"score\": 0.628}, {\"word\": \"是\", \"start\": 279.363, \"end\": 279.563, \"score\": 0.95}, {\"word\": \"被\", \"start\": 279.563, \"end\": 279.783, \"score\": 0.912}, {\"word\": \"中\", \"start\": 279.783, \"end\": 280.103, \"score\": 0.883}, {\"word\": \"國\"}, {\"word\": \"入\", \"start\": 280.103, \"end\": 280.243, \"score\": 0.889}, {\"word\": \"侵\", \"start\": 280.243, \"end\": 280.403, \"score\": 0.781}, {\"word\": \"或\", \"start\": 280.403, \"end\": 280.523, \"score\": 0.823}, {\"word\": \"外\", \"start\": 280.523, \"end\": 280.884, \"score\": 0.827}, {\"word\": \"國\"}, {\"word\": \"人\", \"start\": 280.884, \"end\": 281.064, \"score\": 0.986}, {\"word\": \"入\", \"start\": 281.064, \"end\": 281.264, \"score\": 0.853}, {\"word\": \"侵\", \"start\": 281.264, \"end\": 281.464, \"score\": 0.898}, {\"word\": \"因\", \"start\": 281.464, \"end\": 282.324, \"score\": 0.886}, {\"word\": \"為\"}, {\"word\": \"長\"}, {\"word\": \"期\", \"start\": 282.324, \"end\": 282.405, \"score\": 0.764}, {\"word\": \"以\", \"start\": 282.405, \"end\": 282.625, \"score\": 0.673}, {\"word\": \"來\"}, {\"word\": \"你\", \"start\": 282.625, \"end\": 282.785, \"score\": 0.821}, {\"word\": \"登\", \"start\": 282.785, \"end\": 283.065, \"score\": 0.771}, {\"word\": \"錄\"}, {\"word\": \"都\", \"start\": 283.065, \"end\": 283.205, \"score\": 0.825}, {\"word\": \"是\", \"start\": 283.205, \"end\": 283.605, \"score\": 0.887}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 283.605, \"end\": 283.705, \"score\": 0.947}, {\"word\": \"的\", \"start\": 283.705, \"end\": 283.825, \"score\": 0.804}, {\"word\": \"一\", \"start\": 283.825, \"end\": 284.286, \"score\": 0.956}, {\"word\": \"個\"}, {\"word\": \"通\", \"start\": 284.286, \"end\": 284.606, \"score\": 0.916}, {\"word\": \"知\", \"start\": 284.606, \"end\": 285.206, \"score\": 0.976}, {\"word\": \"所\", \"start\": 285.206, \"end\": 285.386, \"score\": 0.858}, {\"word\": \"以\", \"start\": 285.386, \"end\": 285.567, \"score\": 0.688}, {\"word\": \"這\"}, {\"word\": \"後\", \"start\": 285.567, \"end\": 285.767, \"score\": 0.859}, {\"word\": \"面\", \"start\": 285.767, \"end\": 285.987, \"score\": 0.799}, {\"word\": \"其\", \"start\": 285.987, \"end\": 286.247, \"score\": 0.743}, {\"word\": \"實\"}, {\"word\": \"就\", \"start\": 286.247, \"end\": 286.407, \"score\": 0.847}, {\"word\": \"有\", \"start\": 286.407, \"end\": 286.667, \"score\": 0.945}, {\"word\": \"狼\", \"start\": 286.667, \"end\": 287.087, \"score\": 0.845}, {\"word\": \"來\"}, {\"word\": \"了\", \"start\": 287.087, \"end\": 287.308, \"score\": 0.832}, {\"word\": \"或\", \"start\": 287.308, \"end\": 287.448, \"score\": 0.918}, {\"word\": \"者\", \"start\": 287.448, \"end\": 287.588, \"score\": 0.702}, {\"word\": \"是\", \"start\": 287.588, \"end\": 288.188, \"score\": 0.96}, {\"word\": \"久\", \"start\": 288.188, \"end\": 288.208, \"score\": 0.0}, {\"word\": \"而\", \"start\": 288.208, \"end\": 288.468, \"score\": 0.865}, {\"word\": \"久\", \"start\": 288.468, \"end\": 288.648, \"score\": 0.732}, {\"word\": \"之\", \"start\": 288.648, \"end\": 288.788, \"score\": 0.852}, {\"word\": \"大\", \"start\": 288.788, \"end\": 288.949, \"score\": 0.898}, {\"word\": \"家\", \"start\": 288.949, \"end\": 289.089, \"score\": 0.89}, {\"word\": \"就\", \"start\": 289.089, \"end\": 289.329, \"score\": 0.78}, {\"word\": \"忽\", \"start\": 289.329, \"end\": 289.589, \"score\": 0.902}, {\"word\": \"略\", \"start\": 289.589, \"end\": 289.749, \"score\": 0.801}, {\"word\": \"了\", \"start\": 289.749, \"end\": 290.289, \"score\": 0.904}, {\"word\": \"對\"}, {\"word\": \"自\", \"start\": 290.289, \"end\": 290.45, \"score\": 0.861}, {\"word\": \"己\", \"start\": 290.45, \"end\": 291.35, \"score\": 0.89}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 291.35, \"end\": 291.67, \"score\": 0.834}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 291.67, \"end\": 291.85, \"score\": 0.849}, {\"word\": \"的\", \"start\": 291.85, \"end\": 291.99, \"score\": 0.968}, {\"word\": \"保\", \"start\": 291.99, \"end\": 292.331, \"score\": 0.78}, {\"word\": \"護\"}, {\"word\": \"的\", \"start\": 292.331, \"end\": 292.471, \"score\": 0.864}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"所\", \"start\": 292.471, \"end\": 292.771, \"score\": 0.636}, {\"word\": \"以\", \"start\": 292.771, \"end\": 293.611, \"score\": 0.913}, {\"word\": \"就\", \"start\": 293.611, \"end\": 294.052, \"score\": 0.769}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 294.052, \"end\": 294.272, \"score\": 0.915}, {\"word\": \"分\", \"start\": 294.272, \"end\": 294.432, \"score\": 0.837}, {\"word\": \"其\", \"start\": 294.432, \"end\": 294.712, \"score\": 0.723}, {\"word\": \"實\"}, {\"word\": \"有\", \"start\": 294.712, \"end\": 294.892, \"score\": 0.836}, {\"word\": \"很\", \"start\": 294.892, \"end\": 295.152, \"score\": 0.959}, {\"word\": \"多\", \"start\": 295.152, \"end\": 295.673, \"score\": 0.997}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 295.673, \"end\": 295.873, \"score\": 0.866}, {\"word\": \"大\", \"start\": 295.873, \"end\": 295.893, \"score\": 0.007}, {\"word\": \"家\", \"start\": 295.893, \"end\": 296.353, \"score\": 0.91}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 296.353, \"end\": 296.453, \"score\": 0.795}, {\"word\": \"的\", \"start\": 296.453, \"end\": 297.374, \"score\": 0.817}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"還\"}, {\"word\": \"沒\", \"start\": 297.374, \"end\": 297.554, \"score\": 0.734}, {\"word\": \"有\", \"start\": 297.554, \"end\": 297.694, \"score\": 0.755}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 297.694, \"end\": 297.874, \"score\": 0.901}, {\"word\": \"得\", \"start\": 297.874, \"end\": 298.014, \"score\": 0.837}, {\"word\": \"到\", \"start\": 298.014, \"end\": 298.595, \"score\": 0.868}, {\"word\": \"釐\"}, {\"word\": \"清\", \"start\": 298.595, \"end\": 299.135, \"score\": 0.93}, {\"word\": \"那\", \"start\": 299.135, \"end\": 299.275, \"score\": 0.562}, {\"word\": \"因\", \"start\": 299.275, \"end\": 299.435, \"score\": 0.703}, {\"word\": \"為\"}, {\"word\": \"年\", \"start\": 299.435, \"end\": 299.655, \"score\": 0.883}, {\"word\": \"底\", \"start\": 299.655, \"end\": 299.875, \"score\": 0.837}, {\"word\": \"前\", \"start\": 299.875, \"end\": 300.276, \"score\": 0.879}, {\"word\": \"就\", \"start\": 300.276, \"end\": 300.416, \"score\": 0.976}, {\"word\": \"有\", \"start\": 300.416, \"end\": 300.536, \"score\": 0.73}, {\"word\": \"可\", \"start\": 300.536, \"end\": 300.656, \"score\": 0.997}, {\"word\": \"能\", \"start\": 300.656, \"end\": 301.196, \"score\": 0.811}, {\"word\": \"會\"}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 301.196, \"end\": 301.356, \"score\": 0.744}, {\"word\": \"的\", \"start\": 301.356, \"end\": 301.516, \"score\": 0.85}, {\"word\": \"情\", \"start\": 301.516, \"end\": 301.877, \"score\": 0.901}, {\"word\": \"況\"}, {\"word\": \"之\", \"start\": 301.877, \"end\": 302.057, \"score\": 0.97}, {\"word\": \"下\", \"start\": 302.057, \"end\": 302.077, \"score\": 0.83}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 302.837, \"end\": 302.997, \"score\": 0.946}, {\"word\": \"分\", \"start\": 302.997, \"end\": 303.177, \"score\": 0.944}, {\"word\": \"到\", \"start\": 303.177, \"end\": 303.337, \"score\": 0.849}, {\"word\": \"底\", \"start\": 303.337, \"end\": 303.477, \"score\": 0.968}, {\"word\": \"什\", \"start\": 303.477, \"end\": 303.897, \"score\": 0.771}, {\"word\": \"麼\"}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 303.897, \"end\": 304.097, \"score\": 0.967}, {\"word\": \"能\", \"start\": 304.097, \"end\": 304.358, \"score\": 0.683}, {\"word\": \"夠\"}, {\"word\": \"有\", \"start\": 304.358, \"end\": 304.458, \"score\": 0.799}, {\"word\": \"一\", \"start\": 304.458, \"end\": 304.618, \"score\": 0.702}, {\"word\": \"個\"}, {\"word\": \"比\", \"start\": 304.618, \"end\": 304.858, \"score\": 0.797}, {\"word\": \"較\"}, {\"word\": \"明\", \"start\": 304.858, \"end\": 305.298, \"score\": 0.895}, {\"word\": \"確\"}, {\"word\": \"的\", \"start\": 305.298, \"end\": 305.398, \"score\": 0.887}, {\"word\": \"一\", \"start\": 305.398, \"end\": 306.198, \"score\": 0.947}, {\"word\": \"個\"}, {\"word\": \"規\"}, {\"word\": \"定\", \"start\": 306.198, \"end\": 306.738, \"score\": 0.952}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 306.738, \"end\": 306.878, \"score\": 0.785}, {\"word\": \"委\", \"start\": 306.878, \"end\": 307.058, \"score\": 0.826}, {\"word\": \"員\"}, {\"word\": \"我\", \"start\": 307.058, \"end\": 307.218, \"score\": 0.932}, {\"word\": \"可\", \"start\": 307.218, \"end\": 307.318, \"score\": 0.925}, {\"word\": \"能\", \"start\": 307.318, \"end\": 307.458, \"score\": 0.884}, {\"word\": \"沒\", \"start\": 307.458, \"end\": 307.558, \"score\": 0.8}, {\"word\": \"有\", \"start\": 307.558, \"end\": 307.859, \"score\": 0.805}, {\"word\": \"講\"}, {\"word\": \"得\", \"start\": 307.859, \"end\": 307.919, \"score\": 0.646}, {\"word\": \"很\", \"start\": 307.919, \"end\": 308.079, \"score\": 0.577}, {\"word\": \"完\", \"start\": 308.079, \"end\": 308.279, \"score\": 0.81}, {\"word\": \"整\", \"start\": 308.279, \"end\": 308.419, \"score\": 0.952}, {\"word\": \"很\", \"start\": 308.419, \"end\": 308.579, \"score\": 0.835}, {\"word\": \"抱\", \"start\": 308.579, \"end\": 308.779, \"score\": 0.679}, {\"word\": \"歉\", \"start\": 308.779, \"end\": 309.259, \"score\": 0.954}, {\"word\": \"我\", \"start\": 309.259, \"end\": 309.399, \"score\": 0.746}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 309.399, \"end\": 309.579, \"score\": 0.767}, {\"word\": \"年\", \"start\": 309.579, \"end\": 309.819, \"score\": 0.826}, {\"word\": \"底\", \"start\": 309.819, \"end\": 309.979, \"score\": 0.704}, {\"word\": \"前\", \"start\": 309.979, \"end\": 310.239, \"score\": 0.895}, {\"word\": \"完\", \"start\": 310.239, \"end\": 310.519, \"score\": 0.763}, {\"word\": \"成\", \"start\": 310.519, \"end\": 310.959, \"score\": 0.911}, {\"word\": \"他\", \"start\": 310.959, \"end\": 311.56, \"score\": 0.833}, {\"word\": \"會\"}, {\"word\": \"報\"}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 311.56, \"end\": 312.24, \"score\": 0.813}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 312.24, \"end\": 312.8, \"score\": 0.918}, {\"word\": \"但\", \"start\": 312.8, \"end\": 312.98, \"score\": 0.926}, {\"word\": \"是\", \"start\": 312.98, \"end\": 313.2, \"score\": 0.883}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 313.2, \"end\": 313.52, \"score\": 0.93}, {\"word\": \"之\", \"start\": 313.52, \"end\": 313.7, \"score\": 0.82}, {\"word\": \"後\", \"start\": 313.7, \"end\": 313.94, \"score\": 0.904}, {\"word\": \"只\", \"start\": 313.94, \"end\": 314.04, \"score\": 0.889}, {\"word\": \"是\", \"start\": 314.04, \"end\": 314.18, \"score\": 0.841}, {\"word\": \"一\", \"start\": 314.18, \"end\": 315.601, \"score\": 0.884}, {\"word\": \"個\"}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"之\", \"start\": 315.601, \"end\": 315.721, \"score\": 0.854}, {\"word\": \"後\", \"start\": 315.721, \"end\": 315.881, \"score\": 0.717}, {\"word\": \"再\", \"start\": 315.881, \"end\": 316.341, \"score\": 0.84}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 316.341, \"end\": 316.561, \"score\": 0.947}, {\"word\": \"之\", \"start\": 316.561, \"end\": 317.241, \"score\": 0.889}, {\"word\": \"後\", \"start\": 317.241, \"end\": 317.741, \"score\": 0.857}, {\"word\": \"還\"}, {\"word\": \"要\", \"start\": 317.741, \"end\": 317.921, \"score\": 0.964}, {\"word\": \"真\", \"start\": 317.921, \"end\": 318.082, \"score\": 0.925}, {\"word\": \"正\", \"start\": 318.082, \"end\": 318.222, \"score\": 0.848}, {\"word\": \"的\", \"start\": 318.222, \"end\": 318.382, \"score\": 0.885}, {\"word\": \"真\", \"start\": 318.382, \"end\": 318.522, \"score\": 0.951}, {\"word\": \"正\", \"start\": 318.522, \"end\": 318.682, \"score\": 0.835}, {\"word\": \"T\", \"start\": 318.682, \"end\": 318.942, \"score\": 0.834}, {\"word\": \"S\", \"start\": 318.942, \"end\": 319.022, \"score\": 0.75}, {\"word\": \"B\", \"start\": 319.022, \"end\": 319.242, \"score\": 0.776}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 319.242, \"end\": 319.402, \"score\": 0.907}, {\"word\": \"或\", \"start\": 319.402, \"end\": 319.602, \"score\": 0.799}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 319.602, \"end\": 319.782, \"score\": 0.982}, {\"word\": \"向\", \"start\": 319.782, \"end\": 319.942, \"score\": 0.874}, {\"word\": \"我\", \"start\": 319.942, \"end\": 320.142, \"score\": 0.666}, {\"word\": \"們\"}, {\"word\": \"申\", \"start\": 320.142, \"end\": 321.262, \"score\": 0.875}, {\"word\": \"請\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 321.262, \"end\": 321.383, \"score\": 0.961}, {\"word\": \"一\", \"start\": 321.383, \"end\": 321.883, \"score\": 0.819}, {\"word\": \"個\"}, {\"word\": \"過\"}, {\"word\": \"程\", \"start\": 321.883, \"end\": 322.023, \"score\": 0.898}, {\"word\": \"我\", \"start\": 322.023, \"end\": 322.143, \"score\": 0.95}, {\"word\": \"剛\"}, {\"word\": \"才\", \"start\": 322.143, \"end\": 322.163, \"score\": 0.0}, {\"word\": \"說\"}, {\"word\": \"前\", \"start\": 323.183, \"end\": 323.303, \"score\": 0.698}, {\"word\": \"面\", \"start\": 323.303, \"end\": 323.624, \"score\": 0.64}, {\"word\": \"可\", \"start\": 323.624, \"end\": 323.744, \"score\": 0.813}, {\"word\": \"能\", \"start\": 323.744, \"end\": 323.764, \"score\": 0.001}, {\"word\": \"要\", \"start\": 323.764, \"end\": 323.984, \"score\": 0.858}, {\"word\": \"到\", \"start\": 323.984, \"end\": 324.204, \"score\": 0.758}, {\"word\": \"明\", \"start\": 324.204, \"end\": 324.224, \"score\": 0.029}, {\"word\": \"年\", \"start\": 324.224, \"end\": 324.444, \"score\": 0.662}, {\"word\": \"上\", \"start\": 324.444, \"end\": 324.625, \"score\": 0.74}, {\"word\": \"半\", \"start\": 324.625, \"end\": 324.925, \"score\": 0.871}, {\"word\": \"年\", \"start\": 324.925, \"end\": 324.945, \"score\": 0.0}, {\"word\": \"那\", \"start\": 324.945, \"end\": 325.125, \"score\": 0.756}, {\"word\": \"是\", \"start\": 325.125, \"end\": 325.325, \"score\": 0.807}, {\"word\": \"就\", \"start\": 325.325, \"end\": 325.646, \"score\": 0.937}, {\"word\": \"是\", \"start\": 325.646, \"end\": 326.627, \"score\": 0.932}, {\"word\": \"說\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"所\", \"start\": 326.627, \"end\": 327.087, \"score\": 0.857}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 327.087, \"end\": 327.187, \"score\": 0.765}, {\"word\": \"的\", \"start\": 327.187, \"end\": 327.307, \"score\": 0.989}, {\"word\": \"啦\", \"start\": 327.307, \"end\": 327.488, \"score\": 0.789}, {\"word\": \"包\", \"start\": 327.488, \"end\": 327.688, \"score\": 0.697}, {\"word\": \"括\", \"start\": 327.688, \"end\": 328.048, \"score\": 0.796}, {\"word\": \"說\"}, {\"word\": \"中\", \"start\": 328.048, \"end\": 328.689, \"score\": 0.919}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 328.689, \"end\": 328.809, \"score\": 0.717}, {\"word\": \"者\", \"start\": 328.809, \"end\": 328.929, \"score\": 0.567}, {\"word\": \"是\", \"start\": 328.929, \"end\": 329.049, \"score\": 0.917}, {\"word\": \"有\", \"start\": 329.049, \"end\": 329.269, \"score\": 0.904}, {\"word\": \"涉\", \"start\": 329.269, \"end\": 329.47, \"score\": 0.858}, {\"word\": \"及\", \"start\": 329.47, \"end\": 329.65, \"score\": 0.795}, {\"word\": \"到\", \"start\": 329.65, \"end\": 330.05, \"score\": 0.927}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 330.05, \"end\": 330.23, \"score\": 0.997}, {\"word\": \"利\", \"start\": 330.23, \"end\": 330.391, \"score\": 0.987}, {\"word\": \"益\", \"start\": 330.391, \"end\": 330.691, \"score\": 0.858}, {\"word\": \"國\"}, {\"word\": \"安\", \"start\": 330.691, \"end\": 330.871, \"score\": 0.841}, {\"word\": \"的\", \"start\": 330.871, \"end\": 331.852, \"score\": 0.849}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"然\", \"start\": 331.852, \"end\": 331.952, \"score\": 0.996}, {\"word\": \"後\", \"start\": 331.952, \"end\": 332.152, \"score\": 0.793}, {\"word\": \"主\", \"start\": 332.152, \"end\": 332.292, \"score\": 0.74}, {\"word\": \"管\", \"start\": 332.292, \"end\": 332.513, \"score\": 0.994}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"如\", \"start\": 332.513, \"end\": 332.653, \"score\": 0.657}, {\"word\": \"果\", \"start\": 332.653, \"end\": 333.073, \"score\": 0.844}, {\"word\": \"沒\", \"start\": 333.073, \"end\": 333.173, \"score\": 0.8}, {\"word\": \"有\", \"start\": 333.173, \"end\": 333.374, \"score\": 0.685}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 333.374, \"end\": 333.514, \"score\": 0.812}, {\"word\": \"去\", \"start\": 333.514, \"end\": 333.954, \"score\": 0.712}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 333.954, \"end\": 334.094, \"score\": 0.948}, {\"word\": \"沒\", \"start\": 334.094, \"end\": 334.255, \"score\": 0.678}, {\"word\": \"有\", \"start\": 334.255, \"end\": 334.355, \"score\": 0.8}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 334.355, \"end\": 334.515, \"score\": 0.802}, {\"word\": \"去\", \"start\": 334.515, \"end\": 334.735, \"score\": 0.817}, {\"word\": \"了\", \"start\": 334.735, \"end\": 335.015, \"score\": 0.774}, {\"word\": \"解\", \"start\": 335.015, \"end\": 335.155, \"score\": 0.8}, {\"word\": \"的\", \"start\": 335.155, \"end\": 335.456, \"score\": 0.84}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 335.456, \"end\": 336.116, \"score\": 0.931}, {\"word\": \"這\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 336.116, \"end\": 336.337, \"score\": 0.83}, {\"word\": \"呢\", \"start\": 336.337, \"end\": 336.577, \"score\": 0.911}, {\"word\": \"有\", \"start\": 336.577, \"end\": 336.697, \"score\": 0.724}, {\"word\": \"沒\", \"start\": 336.697, \"end\": 336.857, \"score\": 0.616}, {\"word\": \"有\", \"start\": 336.857, \"end\": 336.977, \"score\": 0.83}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 336.977, \"end\": 337.198, \"score\": 0.735}, {\"word\": \"各\", \"start\": 337.198, \"end\": 337.458, \"score\": 0.95}, {\"word\": \"自\", \"start\": 337.458, \"end\": 337.998, \"score\": 0.845}, {\"word\": \"傳\"}, {\"word\": \"輸\"}, {\"word\": \"到\", \"start\": 337.998, \"end\": 338.259, \"score\": 0.962}, {\"word\": \"其\", \"start\": 338.259, \"end\": 338.439, \"score\": 0.852}, {\"word\": \"他\", \"start\": 338.439, \"end\": 338.619, \"score\": 0.962}, {\"word\": \"的\", \"start\": 338.619, \"end\": 338.999, \"score\": 0.92}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 338.999, \"end\": 339.66, \"score\": 0.964}, {\"word\": \"那\", \"start\": 339.66, \"end\": 340.06, \"score\": 0.867}, {\"word\": \"被\", \"start\": 340.06, \"end\": 340.401, \"score\": 0.633}, {\"word\": \"儲\"}, {\"word\": \"存\", \"start\": 340.401, \"end\": 340.581, \"score\": 0.888}, {\"word\": \"到\", \"start\": 340.581, \"end\": 340.761, \"score\": 0.902}, {\"word\": \"哪\", \"start\": 340.761, \"end\": 341.122, \"score\": 0.792}, {\"word\": \"裡\"}, {\"word\": \"等\", \"start\": 341.122, \"end\": 341.302, \"score\": 0.754}, {\"word\": \"等\", \"start\": 341.302, \"end\": 341.782, \"score\": 0.822}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 341.782, \"end\": 341.902, \"score\": 0.834}, {\"word\": \"我\", \"start\": 341.902, \"end\": 341.982, \"score\": 0.634}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 341.982, \"end\": 342.143, \"score\": 0.829}, {\"word\": \"沒\", \"start\": 342.143, \"end\": 342.263, \"score\": 0.628}, {\"word\": \"有\", \"start\": 342.263, \"end\": 342.463, \"score\": 0.664}, {\"word\": \"一\", \"start\": 342.463, \"end\": 342.643, \"score\": 0.804}, {\"word\": \"個\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 342.643, \"end\": 342.783, \"score\": 0.839}, {\"word\": \"的\", \"start\": 342.783, \"end\": 343.064, \"score\": 0.909}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 343.064, \"end\": 343.224, \"score\": 0.777}, {\"word\": \"未\", \"start\": 343.224, \"end\": 343.324, \"score\": 0.797}, {\"word\": \"來\"}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 343.324, \"end\": 343.344, \"score\": 0.0}, {\"word\": \"會\"}, {\"word\": \"知\", \"start\": 343.344, \"end\": 343.484, \"score\": 0.813}, {\"word\": \"道\", \"start\": 343.484, \"end\": 343.504, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 344.765, \"end\": 344.866, \"score\": 0.989}, {\"word\": \"的\", \"start\": 344.866, \"end\": 344.946, \"score\": 0.816}, {\"word\": \"一\", \"start\": 344.946, \"end\": 345.126, \"score\": 0.839}, {\"word\": \"個\"}, {\"word\": \"配\", \"start\": 345.126, \"end\": 345.346, \"score\": 0.943}, {\"word\": \"套\", \"start\": 345.346, \"end\": 345.667, \"score\": 0.955}, {\"word\": \"我\", \"start\": 345.667, \"end\": 346.207, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"有\", \"start\": 346.207, \"end\": 346.488, \"score\": 0.987}, {\"word\": \"就\", \"start\": 346.488, \"end\": 346.668, \"score\": 0.868}, {\"word\": \"是\", \"start\": 346.668, \"end\": 346.808, \"score\": 0.864}, {\"word\": \"有\", \"start\": 346.808, \"end\": 347.109, \"score\": 0.898}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 347.109, \"end\": 347.329, \"score\": 0.987}, {\"word\": \"考\", \"start\": 347.329, \"end\": 347.69, \"score\": 0.908}, {\"word\": \"慮\"}, {\"word\": \"不\", \"start\": 347.69, \"end\": 347.93, \"score\": 0.812}, {\"word\": \"過\"}, {\"word\": \"今\", \"start\": 347.93, \"end\": 348.09, \"score\": 0.825}, {\"word\": \"天\", \"start\": 348.09, \"end\": 348.23, \"score\": 0.821}, {\"word\": \"很\", \"start\": 348.23, \"end\": 348.37, \"score\": 0.857}, {\"word\": \"感\", \"start\": 348.37, \"end\": 348.731, \"score\": 0.932}, {\"word\": \"謝\"}, {\"word\": \"朝\", \"start\": 348.731, \"end\": 348.891, \"score\": 0.874}, {\"word\": \"委\", \"start\": 348.891, \"end\": 349.011, \"score\": 0.833}, {\"word\": \"安\", \"start\": 349.011, \"end\": 349.212, \"score\": 0.826}, {\"word\": \"排\", \"start\": 349.212, \"end\": 349.612, \"score\": 0.848}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"一\", \"start\": 349.612, \"end\": 350.093, \"score\": 0.849}, {\"word\": \"個\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 350.093, \"end\": 350.634, \"score\": 0.912}, {\"word\": \"今\", \"start\": 350.634, \"end\": 350.774, \"score\": 0.882}, {\"word\": \"天\", \"start\": 350.774, \"end\": 350.934, \"score\": 0.885}, {\"word\": \"委\", \"start\": 350.934, \"end\": 351.375, \"score\": 0.868}, {\"word\": \"員\"}, {\"word\": \"給\"}, {\"word\": \"我\", \"start\": 351.375, \"end\": 351.535, \"score\": 0.665}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 351.535, \"end\": 351.695, \"score\": 0.996}, {\"word\": \"指\", \"start\": 351.695, \"end\": 352.096, \"score\": 0.93}, {\"word\": \"導\"}, {\"word\": \"我\", \"start\": 352.096, \"end\": 352.516, \"score\": 0.818}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"趕\"}, {\"word\": \"快\", \"start\": 352.516, \"end\": 352.777, \"score\": 0.978}, {\"word\": \"去\", \"start\": 352.777, \"end\": 352.877, \"score\": 0.787}, {\"word\": \"看\", \"start\": 352.877, \"end\": 353.077, \"score\": 0.99}, {\"word\": \"看\", \"start\": 353.077, \"end\": 353.998, \"score\": 0.955}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 353.998, \"end\": 354.239, \"score\": 0.995}, {\"word\": \"到\", \"start\": 354.239, \"end\": 354.579, \"score\": 0.822}, {\"word\": \"來\"}, {\"word\": \"的\", \"start\": 354.579, \"end\": 354.819, \"score\": 0.885}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 354.819, \"end\": 354.96, \"score\": 0.972}, {\"word\": \"公\", \"start\": 354.96, \"end\": 355.24, \"score\": 0.899}, {\"word\": \"會\"}, {\"word\": \"治\", \"start\": 355.24, \"end\": 355.34, \"score\": 0.797}, {\"word\": \"理\", \"start\": 355.34, \"end\": 355.861, \"score\": 0.788}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"跟\", \"start\": 355.861, \"end\": 356.422, \"score\": 0.912}, {\"word\": \"財\"}, {\"word\": \"經\"}, {\"word\": \"的\", \"start\": 356.422, \"end\": 356.682, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"安\", \"start\": 356.682, \"end\": 356.902, \"score\": 0.91}, {\"word\": \"技\", \"start\": 356.902, \"end\": 357.423, \"score\": 0.875}, {\"word\": \"術\"}, {\"word\": \"標\"}, {\"word\": \"準\", \"start\": 357.423, \"end\": 357.844, \"score\": 0.948}, {\"word\": \"有\", \"start\": 357.844, \"end\": 357.964, \"score\": 0.805}, {\"word\": \"沒\", \"start\": 357.964, \"end\": 358.004, \"score\": 0.487}, {\"word\": \"有\", \"start\": 358.004, \"end\": 358.224, \"score\": 0.904}, {\"word\": \"符\", \"start\": 358.224, \"end\": 358.364, \"score\": 0.835}, {\"word\": \"合\", \"start\": 358.364, \"end\": 358.525, \"score\": 0.871}, {\"word\": \"委\", \"start\": 358.525, \"end\": 359.065, \"score\": 0.886}, {\"word\": \"員\"}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 359.065, \"end\": 359.266, \"score\": 0.985}, {\"word\": \"期\", \"start\": 359.266, \"end\": 359.466, \"score\": 0.894}, {\"word\": \"待\", \"start\": 359.466, \"end\": 359.886, \"score\": 0.945}, {\"word\": \"如\", \"start\": 359.886, \"end\": 360.047, \"score\": 0.797}, {\"word\": \"果\", \"start\": 360.047, \"end\": 360.167, \"score\": 0.773}, {\"word\": \"沒\", \"start\": 360.167, \"end\": 360.287, \"score\": 0.833}, {\"word\": \"有\", \"start\": 360.287, \"end\": 360.447, \"score\": 0.788}, {\"word\": \"符\", \"start\": 360.447, \"end\": 360.567, \"score\": 0.822}, {\"word\": \"合\", \"start\": 360.567, \"end\": 360.748, \"score\": 0.823}, {\"word\": \"我\", \"start\": 360.748, \"end\": 361.028, \"score\": 0.81}, {\"word\": \"們\"}, {\"word\": \"會\"}, {\"word\": \"去\", \"start\": 361.028, \"end\": 361.168, \"score\": 0.783}, {\"word\": \"修\", \"start\": 361.168, \"end\": 361.389, \"score\": 0.955}, {\"word\": \"正\", \"start\": 361.389, \"end\": 361.409, \"score\": 0.0}, {\"word\": \"就\", \"start\": 361.849, \"end\": 362.029, \"score\": 0.63}, {\"word\": \"是\", \"start\": 362.029, \"end\": 362.249, \"score\": 0.834}, {\"word\": \"說\"}, {\"word\": \"後\", \"start\": 362.249, \"end\": 362.369, \"score\": 0.75}, {\"word\": \"面\", \"start\": 362.369, \"end\": 362.529, \"score\": 0.811}, {\"word\": \"的\", \"start\": 362.529, \"end\": 362.669, \"score\": 0.688}, {\"word\": \"配\", \"start\": 362.669, \"end\": 362.91, \"score\": 0.703}, {\"word\": \"套\", \"start\": 362.91, \"end\": 363.39, \"score\": 0.836}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"所\", \"start\": 363.39, \"end\": 363.73, \"score\": 0.919}, {\"word\": \"質\"}, {\"word\": \"疑\", \"start\": 363.73, \"end\": 363.81, \"score\": 0.671}, {\"word\": \"的\", \"start\": 363.81, \"end\": 364.15, \"score\": 0.807}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 364.15, \"end\": 364.45, \"score\": 0.918}, {\"word\": \"都\", \"start\": 364.45, \"end\": 364.571, \"score\": 0.937}, {\"word\": \"必\", \"start\": 364.571, \"end\": 364.831, \"score\": 0.848}, {\"word\": \"須\"}, {\"word\": \"要\", \"start\": 364.831, \"end\": 365.071, \"score\": 0.948}, {\"word\": \"有\", \"start\": 365.071, \"end\": 365.491, \"score\": 0.882}, {\"word\": \"能\", \"start\": 365.491, \"end\": 366.011, \"score\": 0.75}, {\"word\": \"夠\"}, {\"word\": \"讓\"}, {\"word\": \"金\", \"start\": 366.011, \"end\": 366.191, \"score\": 0.854}, {\"word\": \"管\", \"start\": 366.191, \"end\": 366.932, \"score\": 0.8}, {\"word\": \"會\"}, {\"word\": \"隨\"}, {\"word\": \"時\"}, {\"word\": \"能\", \"start\": 366.932, \"end\": 367.192, \"score\": 0.766}, {\"word\": \"夠\"}, {\"word\": \"掌\", \"start\": 367.192, \"end\": 367.412, \"score\": 0.794}, {\"word\": \"握\", \"start\": 367.412, \"end\": 368.052, \"score\": 0.866}, {\"word\": \"說\"}, {\"word\": \"到\", \"start\": 368.052, \"end\": 368.232, \"score\": 0.716}, {\"word\": \"底\", \"start\": 368.232, \"end\": 368.593, \"score\": 0.829}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 368.593, \"end\": 368.913, \"score\": 0.889}, {\"word\": \"T\", \"start\": 368.913, \"end\": 368.933, \"score\": 0.01}, {\"word\": \"S\", \"start\": 368.933, \"end\": 369.253, \"score\": 0.783}, {\"word\": \"P\", \"start\": 369.253, \"end\": 369.633, \"score\": 0.791}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 369.633, \"end\": 369.773, \"score\": 0.869}, {\"word\": \"有\", \"start\": 369.773, \"end\": 369.873, \"score\": 0.752}, {\"word\": \"沒\", \"start\": 369.873, \"end\": 369.953, \"score\": 0.75}, {\"word\": \"有\", \"start\": 369.953, \"end\": 370.013, \"score\": 0.371}, {\"word\": \"外\", \"start\": 370.013, \"end\": 370.174, \"score\": 0.826}, {\"word\": \"流\", \"start\": 370.174, \"end\": 370.314, \"score\": 0.738}, {\"word\": \"到\", \"start\": 370.314, \"end\": 370.534, \"score\": 0.923}, {\"word\": \"中\", \"start\": 370.534, \"end\": 370.814, \"score\": 0.986}, {\"word\": \"國\"}, {\"word\": \"後\", \"start\": 370.814, \"end\": 371.454, \"score\": 0.852}, {\"word\": \"面\", \"start\": 371.454, \"end\": 371.574, \"score\": 0.962}, {\"word\": \"有\", \"start\": 371.574, \"end\": 371.714, \"score\": 0.569}, {\"word\": \"沒\", \"start\": 371.714, \"end\": 371.854, \"score\": 0.855}, {\"word\": \"有\", \"start\": 371.854, \"end\": 371.955, \"score\": 0.759}, {\"word\": \"中\", \"start\": 371.955, \"end\": 372.835, \"score\": 0.921}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 372.835, \"end\": 372.935, \"score\": 0.864}, {\"word\": \"者\", \"start\": 372.935, \"end\": 373.035, \"score\": 0.597}, {\"word\": \"是\", \"start\": 373.035, \"end\": 373.775, \"score\": 0.787}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 373.775, \"end\": 374.236, \"score\": 0.88}, {\"word\": \"被\", \"start\": 374.236, \"end\": 374.396, \"score\": 0.654}, {\"word\": \"下\", \"start\": 374.396, \"end\": 374.776, \"score\": 0.758}, {\"word\": \"載\"}, {\"word\": \"之\", \"start\": 374.776, \"end\": 375.016, \"score\": 0.883}, {\"word\": \"後\", \"start\": 375.016, \"end\": 375.456, \"score\": 0.805}, {\"word\": \"它\", \"start\": 375.456, \"end\": 375.616, \"score\": 0.75}, {\"word\": \"是\", \"start\": 375.616, \"end\": 375.737, \"score\": 0.757}, {\"word\": \"不\", \"start\": 375.737, \"end\": 375.797, \"score\": 0.87}, {\"word\": \"是\", \"start\": 375.797, \"end\": 376.477, \"score\": 0.89}, {\"word\": \"確\"}, {\"word\": \"實\"}, {\"word\": \"有\", \"start\": 376.477, \"end\": 376.737, \"score\": 0.985}, {\"word\": \"治\", \"start\": 376.737, \"end\": 376.857, \"score\": 0.814}, {\"word\": \"安\", \"start\": 376.857, \"end\": 377.037, \"score\": 0.862}, {\"word\": \"的\", \"start\": 377.037, \"end\": 377.898, \"score\": 0.865}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"不\", \"start\": 377.898, \"end\": 378.178, \"score\": 0.698}, {\"word\": \"會\"}, {\"word\": \"再\", \"start\": 378.178, \"end\": 378.318, \"score\": 0.691}, {\"word\": \"被\", \"start\": 378.318, \"end\": 378.718, \"score\": 0.892}, {\"word\": \"轉\"}, {\"word\": \"移\", \"start\": 378.718, \"end\": 378.878, \"score\": 0.808}, {\"word\": \"到\", \"start\": 378.878, \"end\": 379.138, \"score\": 0.819}, {\"word\": \"其\", \"start\": 379.138, \"end\": 379.258, \"score\": 0.898}, {\"word\": \"他\", \"start\": 379.258, \"end\": 379.439, \"score\": 0.857}, {\"word\": \"人\", \"start\": 379.439, \"end\": 379.559, \"score\": 0.884}, {\"word\": \"的\", \"start\": 379.559, \"end\": 379.719, \"score\": 0.957}, {\"word\": \"手\", \"start\": 379.719, \"end\": 379.979, \"score\": 0.867}, {\"word\": \"上\", \"start\": 379.979, \"end\": 380.779, \"score\": 0.902}, {\"word\": \"反\", \"start\": 380.779, \"end\": 380.939, \"score\": 0.876}, {\"word\": \"而\", \"start\": 380.939, \"end\": 381.28, \"score\": 0.939}, {\"word\": \"造\", \"start\": 381.28, \"end\": 381.44, \"score\": 0.74}, {\"word\": \"成\", \"start\": 381.44, \"end\": 381.6, \"score\": 0.781}, {\"word\": \"各\", \"start\": 381.6, \"end\": 381.78, \"score\": 0.903}, {\"word\": \"自\", \"start\": 381.78, \"end\": 381.9, \"score\": 0.565}, {\"word\": \"外\", \"start\": 381.9, \"end\": 382.22, \"score\": 0.727}, {\"word\": \"洩\"}, {\"word\": \"的\", \"start\": 382.22, \"end\": 382.34, \"score\": 0.938}, {\"word\": \"疑\", \"start\": 382.34, \"end\": 382.68, \"score\": 0.845}, {\"word\": \"慮\"}, {\"word\": \"跟\", \"start\": 382.68, \"end\": 383.741, \"score\": 0.871}, {\"word\": \"風\"}, {\"word\": \"險\"}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 383.741, \"end\": 383.901, \"score\": 0.961}, {\"word\": \"分\", \"start\": 383.901, \"end\": 384.061, \"score\": 0.904}, {\"word\": \"一\", \"start\": 384.061, \"end\": 384.141, \"score\": 0.861}, {\"word\": \"定\", \"start\": 384.141, \"end\": 384.241, \"score\": 0.861}, {\"word\": \"要\", \"start\": 384.241, \"end\": 384.381, \"score\": 0.837}, {\"word\": \"有\", \"start\": 384.381, \"end\": 384.541, \"score\": 0.969}, {\"word\": \"明\", \"start\": 384.541, \"end\": 384.942, \"score\": 0.76}, {\"word\": \"確\"}, {\"word\": \"的\", \"start\": 384.942, \"end\": 385.462, \"score\": 0.79}, {\"word\": \"規\"}, {\"word\": \"範\"}, {\"word\": \"跟\", \"start\": 385.462, \"end\": 385.682, \"score\": 0.921}, {\"word\": \"保\", \"start\": 385.682, \"end\": 386.622, \"score\": 0.781}, {\"word\": \"證\"}, {\"word\": \"也\", \"start\": 386.622, \"end\": 386.762, \"score\": 0.825}, {\"word\": \"要\", \"start\": 386.762, \"end\": 386.943, \"score\": 0.718}, {\"word\": \"有\", \"start\": 386.943, \"end\": 387.143, \"score\": 0.677}, {\"word\": \"配\", \"start\": 387.143, \"end\": 387.423, \"score\": 0.804}, {\"word\": \"套\", \"start\": 387.423, \"end\": 388.143, \"score\": 0.825}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"大\", \"start\": 388.143, \"end\": 388.303, \"score\": 0.888}, {\"word\": \"家\", \"start\": 388.303, \"end\": 388.503, \"score\": 0.793}, {\"word\": \"才\", \"start\": 388.503, \"end\": 388.664, \"score\": 0.767}, {\"word\": \"能\", \"start\": 388.664, \"end\": 389.004, \"score\": 0.849}, {\"word\": \"夠\"}, {\"word\": \"放\", \"start\": 389.004, \"end\": 389.244, \"score\": 0.97}, {\"word\": \"心\", \"start\": 389.244, \"end\": 389.864, \"score\": 0.871}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 389.864, \"end\": 389.984, \"score\": 0.775}, {\"word\": \"管\", \"start\": 389.984, \"end\": 390.304, \"score\": 0.783}, {\"word\": \"會\"}, {\"word\": \"是\", \"start\": 390.304, \"end\": 390.404, \"score\": 0.634}, {\"word\": \"可\", \"start\": 390.404, \"end\": 390.525, \"score\": 0.832}, {\"word\": \"以\", \"start\": 390.525, \"end\": 390.625, \"score\": 0.831}, {\"word\": \"做\", \"start\": 390.625, \"end\": 390.785, \"score\": 0.968}, {\"word\": \"到\", \"start\": 390.785, \"end\": 390.945, \"score\": 0.813}, {\"word\": \"的\", \"start\": 390.945, \"end\": 390.965, \"score\": 0.799}, {\"word\": \"嗎\"}, {\"word\": \"可\", \"start\": 391.425, \"end\": 391.565, \"score\": 0.779}, {\"word\": \"以\", \"start\": 391.565, \"end\": 391.605, \"score\": 0.41}, {\"word\": \"我\", \"start\": 391.605, \"end\": 391.745, \"score\": 0.822}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 391.745, \"end\": 391.905, \"score\": 0.817}, {\"word\": \"定\", \"start\": 391.905, \"end\": 392.326, \"score\": 0.829}, {\"word\": \"會\"}, {\"word\": \"準\", \"start\": 392.326, \"end\": 392.766, \"score\": 0.791}, {\"word\": \"備\"}, {\"word\": \"好\", \"start\": 392.766, \"end\": 392.986, \"score\": 0.702}, {\"word\": \"才\", \"start\": 392.986, \"end\": 393.206, \"score\": 0.677}, {\"word\": \"上\", \"start\": 393.206, \"end\": 393.426, \"score\": 0.852}, {\"word\": \"路\", \"start\": 393.426, \"end\": 393.586, \"score\": 0.739}, {\"word\": \"不\", \"start\": 393.586, \"end\": 394.027, \"score\": 0.875}, {\"word\": \"會\"}, {\"word\": \"為\"}, {\"word\": \"了\", \"start\": 394.027, \"end\": 394.287, \"score\": 0.929}, {\"word\": \"要\", \"start\": 394.287, \"end\": 394.487, \"score\": 0.816}, {\"word\": \"上\", \"start\": 394.487, \"end\": 394.727, \"score\": 0.746}, {\"word\": \"路\", \"start\": 394.727, \"end\": 394.767, \"score\": 0.485}, {\"word\": \"而\", \"start\": 394.767, \"end\": 394.987, \"score\": 0.905}, {\"word\": \"上\", \"start\": 394.987, \"end\": 395.247, \"score\": 0.766}, {\"word\": \"路\", \"start\": 395.247, \"end\": 395.888, \"score\": 0.679}, {\"word\": \"好\", \"start\": 395.888, \"end\": 396.408, \"score\": 0.82}, {\"word\": \"那\", \"start\": 396.408, \"end\": 396.528, \"score\": 0.627}, {\"word\": \"另\", \"start\": 396.528, \"end\": 396.668, \"score\": 0.646}, {\"word\": \"外\", \"start\": 396.668, \"end\": 397.029, \"score\": 0.79}, {\"word\": \"關\"}, {\"word\": \"於\", \"start\": 397.029, \"end\": 398.169, \"score\": 0.716}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 398.169, \"end\": 398.389, \"score\": 0.679}, {\"word\": \"啦\", \"start\": 398.389, \"end\": 399.05, \"score\": 0.765}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 399.05, \"end\": 399.25, \"score\": 0.893}, {\"word\": \"呢\", \"start\": 399.25, \"end\": 399.71, \"score\": 0.801}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 399.71, \"end\": 399.83, \"score\": 0.744}, {\"word\": \"管\", \"start\": 399.83, \"end\": 400.471, \"score\": 0.769}, {\"word\": \"會\"}, {\"word\": \"一\", \"start\": 400.471, \"end\": 400.571, \"score\": 0.783}, {\"word\": \"直\", \"start\": 400.571, \"end\": 400.671, \"score\": 0.633}, {\"word\": \"告\", \"start\": 400.671, \"end\": 400.931, \"score\": 0.758}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 400.931, \"end\": 401.251, \"score\": 0.55}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"麻\", \"start\": 401.251, \"end\": 401.471, \"score\": 0.853}, {\"word\": \"雀\", \"start\": 401.471, \"end\": 401.932, \"score\": 0.724}, {\"word\": \"飛\"}, {\"word\": \"牢\", \"start\": 401.932, \"end\": 402.112, \"score\": 0.739}, {\"word\": \"啊\", \"start\": 402.112, \"end\": 402.732, \"score\": 0.719}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 402.732, \"end\": 402.912, \"score\": 0.869}, {\"word\": \"很\", \"start\": 402.912, \"end\": 403.093, \"score\": 0.774}, {\"word\": \"快\", \"start\": 403.093, \"end\": 403.273, \"score\": 0.792}, {\"word\": \"就\", \"start\": 403.273, \"end\": 403.553, \"score\": 0.756}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 403.553, \"end\": 403.733, \"score\": 0.863}, {\"word\": \"啦\", \"start\": 403.733, \"end\": 403.933, \"score\": 0.668}, {\"word\": \"等\", \"start\": 403.933, \"end\": 404.093, \"score\": 0.652}, {\"word\": \"等\", \"start\": 404.093, \"end\": 404.553, \"score\": 0.823}, {\"word\": \"我\", \"start\": 404.553, \"end\": 404.633, \"score\": 0.592}, {\"word\": \"想\", \"start\": 404.633, \"end\": 404.794, \"score\": 0.726}, {\"word\": \"今\", \"start\": 404.794, \"end\": 404.814, \"score\": 0.025}, {\"word\": \"天\", \"start\": 404.814, \"end\": 405.014, \"score\": 0.796}, {\"word\": \"也\", \"start\": 405.014, \"end\": 405.194, \"score\": 0.847}, {\"word\": \"很\", \"start\": 405.194, \"end\": 405.354, \"score\": 0.875}, {\"word\": \"多\", \"start\": 405.354, \"end\": 405.534, \"score\": 0.984}, {\"word\": \"人\", \"start\": 405.534, \"end\": 405.614, \"score\": 0.858}, {\"word\": \"在\", \"start\": 405.614, \"end\": 406.074, \"score\": 0.887}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 406.074, \"end\": 406.295, \"score\": 0.935}, {\"word\": \"喔\", \"start\": 406.295, \"end\": 406.935, \"score\": 0.866}, {\"word\": \"說\"}, {\"word\": \"了\", \"start\": 406.935, \"end\": 407.355, \"score\": 0.601}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"久\", \"start\": 407.355, \"end\": 407.555, \"score\": 0.714}, {\"word\": \"結\"}, {\"word\": \"果\", \"start\": 407.555, \"end\": 407.776, \"score\": 0.765}, {\"word\": \"到\", \"start\": 407.776, \"end\": 408.236, \"score\": 0.81}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 408.236, \"end\": 408.436, \"score\": 0.923}, {\"word\": \"呢\", \"start\": 408.436, \"end\": 408.996, \"score\": 0.829}, {\"word\": \"卻\"}, {\"word\": \"是\", \"start\": 408.996, \"end\": 409.136, \"score\": 0.755}, {\"word\": \"一\", \"start\": 409.136, \"end\": 409.156, \"score\": 0.892}, {\"word\": \"場\"}, {\"word\": \"空\", \"start\": 409.156, \"end\": 409.176, \"score\": 0.0}, {\"word\": \"最\", \"start\": 410.197, \"end\": 410.397, \"score\": 0.996}, {\"word\": \"後\", \"start\": 410.397, \"end\": 410.737, \"score\": 0.717}, {\"word\": \"完\", \"start\": 410.737, \"end\": 410.978, \"score\": 0.995}, {\"word\": \"全\", \"start\": 410.978, \"end\": 411.198, \"score\": 0.826}, {\"word\": \"沒\", \"start\": 411.198, \"end\": 411.298, \"score\": 0.799}, {\"word\": \"有\", \"start\": 411.298, \"end\": 411.398, \"score\": 0.923}, {\"word\": \"任\", \"start\": 411.398, \"end\": 411.578, \"score\": 0.823}, {\"word\": \"何\", \"start\": 411.578, \"end\": 411.738, \"score\": 0.991}, {\"word\": \"一\", \"start\": 411.738, \"end\": 411.918, \"score\": 0.886}, {\"word\": \"家\", \"start\": 411.918, \"end\": 412.178, \"score\": 0.992}, {\"word\": \"存\", \"start\": 412.178, \"end\": 412.639, \"score\": 0.906}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 412.639, \"end\": 413.039, \"score\": 0.77}, {\"word\": \"可\", \"start\": 413.039, \"end\": 413.159, \"score\": 0.962}, {\"word\": \"以\", \"start\": 413.159, \"end\": 413.299, \"score\": 0.997}, {\"word\": \"上\", \"start\": 413.299, \"end\": 413.559, \"score\": 0.871}, {\"word\": \"路\", \"start\": 413.559, \"end\": 414.12, \"score\": 0.916}, {\"word\": \"那\", \"start\": 414.12, \"end\": 414.46, \"score\": 0.911}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 414.46, \"end\": 414.64, \"score\": 0.99}, {\"word\": \"金\", \"start\": 414.64, \"end\": 414.78, \"score\": 0.855}, {\"word\": \"管\", \"start\": 414.78, \"end\": 414.96, \"score\": 0.879}, {\"word\": \"會\"}, {\"word\": \"又\", \"start\": 414.96, \"end\": 415.521, \"score\": 0.907}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 415.521, \"end\": 415.701, \"score\": 0.885}, {\"word\": \"年\", \"start\": 415.701, \"end\": 415.841, \"score\": 0.988}, {\"word\": \"要\", \"start\": 415.841, \"end\": 416.261, \"score\": 0.951}, {\"word\": \"捲\"}, {\"word\": \"土\", \"start\": 416.261, \"end\": 416.501, \"score\": 0.992}, {\"word\": \"重\", \"start\": 416.501, \"end\": 417.102, \"score\": 0.89}, {\"word\": \"來\"}, {\"word\": \"保\", \"start\": 417.102, \"end\": 417.462, \"score\": 0.942}, {\"word\": \"險\"}, {\"word\": \"局\", \"start\": 417.462, \"end\": 417.922, \"score\": 0.946}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 417.922, \"end\": 418.062, \"score\": 0.847}, {\"word\": \"又\", \"start\": 418.062, \"end\": 418.163, \"score\": 0.801}, {\"word\": \"要\", \"start\": 418.163, \"end\": 418.643, \"score\": 0.938}, {\"word\": \"評\"}, {\"word\": \"估\", \"start\": 418.643, \"end\": 419.523, \"score\": 0.943}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"在\", \"start\": 419.523, \"end\": 419.744, \"score\": 0.972}, {\"word\": \"原\", \"start\": 419.744, \"end\": 419.984, \"score\": 0.963}, {\"word\": \"本\", \"start\": 419.984, \"end\": 420.644, \"score\": 0.892}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"嚴\"}, {\"word\": \"格\", \"start\": 420.644, \"end\": 420.784, \"score\": 0.991}, {\"word\": \"的\", \"start\": 420.784, \"end\": 420.884, \"score\": 0.999}, {\"word\": \"一\", \"start\": 420.884, \"end\": 421.385, \"score\": 0.889}, {\"word\": \"個\"}, {\"word\": \"條\"}, {\"word\": \"件\", \"start\": 421.385, \"end\": 422.005, \"score\": 0.914}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"之\", \"start\": 422.005, \"end\": 422.205, \"score\": 0.979}, {\"word\": \"下\", \"start\": 422.205, \"end\": 422.766, \"score\": 0.996}, {\"word\": \"未\", \"start\": 422.766, \"end\": 423.326, \"score\": 0.867}, {\"word\": \"來\"}, {\"word\": \"會\"}, {\"word\": \"進\"}, {\"word\": \"一\", \"start\": 423.326, \"end\": 423.406, \"score\": 0.987}, {\"word\": \"步\", \"start\": 423.406, \"end\": 423.526, \"score\": 0.896}, {\"word\": \"的\", \"start\": 423.526, \"end\": 423.746, \"score\": 0.968}, {\"word\": \"放\", \"start\": 423.746, \"end\": 424.707, \"score\": 0.913}, {\"word\": \"寬\"}, {\"word\": \"嗎\"}, {\"word\": \"那\", \"start\": 424.707, \"end\": 424.867, \"score\": 0.911}, {\"word\": \"如\", \"start\": 424.867, \"end\": 424.947, \"score\": 0.75}, {\"word\": \"果\", \"start\": 424.947, \"end\": 425.027, \"score\": 0.382}, {\"word\": \"沒\", \"start\": 425.027, \"end\": 425.127, \"score\": 0.8}, {\"word\": \"有\", \"start\": 425.127, \"end\": 425.287, \"score\": 0.976}, {\"word\": \"放\", \"start\": 425.287, \"end\": 426.008, \"score\": 0.907}, {\"word\": \"寬\"}, {\"word\": \"又\", \"start\": 426.008, \"end\": 426.168, \"score\": 0.866}, {\"word\": \"如\", \"start\": 426.168, \"end\": 426.348, \"score\": 0.759}, {\"word\": \"何\", \"start\": 426.348, \"end\": 426.488, \"score\": 0.867}, {\"word\": \"能\", \"start\": 426.488, \"end\": 426.748, \"score\": 0.911}, {\"word\": \"夠\"}, {\"word\": \"保\", \"start\": 426.748, \"end\": 427.109, \"score\": 0.931}, {\"word\": \"證\"}, {\"word\": \"明\", \"start\": 427.109, \"end\": 427.289, \"score\": 0.986}, {\"word\": \"年\", \"start\": 427.289, \"end\": 427.609, \"score\": 0.921}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 427.609, \"end\": 427.769, \"score\": 0.885}, {\"word\": \"存\", \"start\": 427.769, \"end\": 428.289, \"score\": 0.91}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 428.289, \"end\": 428.53, \"score\": 0.823}, {\"word\": \"呢\", \"start\": 428.53, \"end\": 428.55, \"score\": 0.086}, {\"word\": \"其\", \"start\": 429.366, \"end\": 429.746, \"score\": 0.75}, {\"word\": \"實\"}, {\"word\": \"原\", \"start\": 429.746, \"end\": 429.906, \"score\": 0.892}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 429.906, \"end\": 430.607, \"score\": 0.97}, {\"word\": \"不\", \"start\": 430.607, \"end\": 430.907, \"score\": 0.885}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"那\", \"start\": 430.907, \"end\": 431.067, \"score\": 0.72}, {\"word\": \"是\", \"start\": 431.067, \"end\": 431.227, \"score\": 0.927}, {\"word\": \"嚴\"}, {\"word\": \"格\", \"start\": 431.227, \"end\": 431.748, \"score\": 0.922}, {\"word\": \"那\", \"start\": 431.748, \"end\": 431.888, \"score\": 0.83}, {\"word\": \"本\", \"start\": 431.888, \"end\": 432.168, \"score\": 0.881}, {\"word\": \"來\"}, {\"word\": \"就\", \"start\": 432.168, \"end\": 432.308, \"score\": 0.807}, {\"word\": \"是\", \"start\": 432.308, \"end\": 432.548, \"score\": 0.99}, {\"word\": \"大\", \"start\": 432.548, \"end\": 432.708, \"score\": 0.736}, {\"word\": \"家\", \"start\": 432.708, \"end\": 433.569, \"score\": 0.866}, {\"word\": \"對\"}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"營\"}, {\"word\": \"的\", \"start\": 433.569, \"end\": 433.729, \"score\": 0.89}, {\"word\": \"期\", \"start\": 433.729, \"end\": 433.929, \"score\": 0.866}, {\"word\": \"待\", \"start\": 433.929, \"end\": 434.269, \"score\": 0.851}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 434.269, \"end\": 434.409, \"score\": 0.788}, {\"word\": \"希\", \"start\": 434.409, \"end\": 434.549, \"score\": 0.952}, {\"word\": \"望\", \"start\": 434.549, \"end\": 434.73, \"score\": 0.947}, {\"word\": \"它\", \"start\": 434.73, \"end\": 434.91, \"score\": 0.817}, {\"word\": \"有\", \"start\": 434.91, \"end\": 435.05, \"score\": 0.981}, {\"word\": \"一\", \"start\": 435.05, \"end\": 436.09, \"score\": 0.95}, {\"word\": \"個\"}, {\"word\": \"有\", \"start\": 436.09, \"end\": 436.231, \"score\": 0.984}, {\"word\": \"一\", \"start\": 436.231, \"end\": 436.491, \"score\": 0.85}, {\"word\": \"個\"}, {\"word\": \"可\", \"start\": 436.491, \"end\": 436.631, \"score\": 0.954}, {\"word\": \"以\", \"start\": 436.631, \"end\": 436.991, \"score\": 0.818}, {\"word\": \"運\"}, {\"word\": \"行\", \"start\": 436.991, \"end\": 437.171, \"score\": 0.974}, {\"word\": \"的\", \"start\": 437.171, \"end\": 437.311, \"score\": 0.985}, {\"word\": \"商\", \"start\": 437.311, \"end\": 437.692, \"score\": 0.886}, {\"word\": \"業\"}, {\"word\": \"模\", \"start\": 437.692, \"end\": 437.912, \"score\": 0.968}, {\"word\": \"式\", \"start\": 437.912, \"end\": 438.092, \"score\": 0.781}, {\"word\": \"我\", \"start\": 438.092, \"end\": 438.272, \"score\": 0.869}, {\"word\": \"們\"}, {\"word\": \"只\", \"start\": 438.272, \"end\": 438.512, \"score\": 0.86}, {\"word\": \"是\", \"start\": 438.512, \"end\": 438.692, \"score\": 0.715}, {\"word\": \"確\"}, {\"word\": \"定\", \"start\": 438.692, \"end\": 439.393, \"score\": 0.89}, {\"word\": \"純\"}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 439.393, \"end\": 439.653, \"score\": 0.863}, {\"word\": \"也\", \"start\": 439.653, \"end\": 439.853, \"score\": 0.798}, {\"word\": \"有\", \"start\": 439.853, \"end\": 439.953, \"score\": 0.809}, {\"word\": \"一\", \"start\": 439.953, \"end\": 440.293, \"score\": 0.876}, {\"word\": \"個\"}, {\"word\": \"可\", \"start\": 440.293, \"end\": 440.473, \"score\": 0.962}, {\"word\": \"以\", \"start\": 440.473, \"end\": 440.994, \"score\": 0.905}, {\"word\": \"運\"}, {\"word\": \"行\", \"start\": 440.994, \"end\": 441.154, \"score\": 0.875}, {\"word\": \"的\", \"start\": 441.154, \"end\": 441.274, \"score\": 0.993}, {\"word\": \"商\", \"start\": 441.274, \"end\": 441.654, \"score\": 0.858}, {\"word\": \"業\"}, {\"word\": \"模\", \"start\": 441.654, \"end\": 441.914, \"score\": 0.925}, {\"word\": \"式\", \"start\": 441.914, \"end\": 442.595, \"score\": 0.961}, {\"word\": \"我\", \"start\": 442.595, \"end\": 442.835, \"score\": 0.885}, {\"word\": \"不\", \"start\": 442.835, \"end\": 443.155, \"score\": 0.905}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 443.155, \"end\": 443.315, \"score\": 0.944}, {\"word\": \"那\", \"start\": 443.315, \"end\": 443.435, \"score\": 0.826}, {\"word\": \"是\", \"start\": 443.435, \"end\": 443.555, \"score\": 0.906}, {\"word\": \"一\", \"start\": 443.555, \"end\": 443.656, \"score\": 0.798}, {\"word\": \"定\", \"start\": 443.656, \"end\": 443.796, \"score\": 0.928}, {\"word\": \"是\", \"start\": 443.796, \"end\": 444.196, \"score\": 0.848}, {\"word\": \"嚴\"}, {\"word\": \"的\", \"start\": 444.196, \"end\": 444.216, \"score\": 0.803}, {\"word\": \"那\", \"start\": 444.216, \"end\": 444.376, \"score\": 0.862}, {\"word\": \"如\", \"start\": 444.376, \"end\": 444.516, \"score\": 0.759}, {\"word\": \"果\", \"start\": 444.516, \"end\": 444.656, \"score\": 0.831}, {\"word\": \"是\", \"start\": 444.656, \"end\": 445.137, \"score\": 0.882}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 445.137, \"end\": 445.377, \"score\": 0.908}, {\"word\": \"麼\"}, {\"word\": \"沒\", \"start\": 445.377, \"end\": 445.497, \"score\": 0.823}, {\"word\": \"有\", \"start\": 445.497, \"end\": 445.677, \"score\": 0.81}, {\"word\": \"任\", \"start\": 445.677, \"end\": 445.877, \"score\": 0.924}, {\"word\": \"何\", \"start\": 445.877, \"end\": 446.077, \"score\": 0.995}, {\"word\": \"一\", \"start\": 446.077, \"end\": 446.237, \"score\": 0.944}, {\"word\": \"家\", \"start\": 446.237, \"end\": 446.497, \"score\": 0.983}, {\"word\": \"公\", \"start\": 446.497, \"end\": 446.798, \"score\": 0.999}, {\"word\": \"司\", \"start\": 446.798, \"end\": 447.478, \"score\": 0.936}, {\"word\": \"願\"}, {\"word\": \"意\", \"start\": 447.478, \"end\": 447.798, \"score\": 0.87}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 447.798, \"end\": 447.978, \"score\": 0.769}, {\"word\": \"或\", \"start\": 447.978, \"end\": 448.078, \"score\": 0.797}, {\"word\": \"是\", \"start\": 448.078, \"end\": 448.219, \"score\": 0.79}, {\"word\": \"通\", \"start\": 448.219, \"end\": 448.479, \"score\": 0.842}, {\"word\": \"過\"}, {\"word\": \"我\", \"start\": 448.479, \"end\": 448.959, \"score\": 0.838}, {\"word\": \"們\"}, {\"word\": \"經\"}, {\"word\": \"管\", \"start\": 448.959, \"end\": 449.259, \"score\": 0.859}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 449.259, \"end\": 449.619, \"score\": 0.921}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 449.619, \"end\": 449.96, \"score\": 0.938}, {\"word\": \"那\", \"start\": 449.96, \"end\": 450.1, \"score\": 0.946}, {\"word\": \"是\", \"start\": 450.1, \"end\": 450.2, \"score\": 0.866}, {\"word\": \"因\", \"start\": 450.2, \"end\": 450.38, \"score\": 0.791}, {\"word\": \"為\"}, {\"word\": \"它\", \"start\": 450.38, \"end\": 450.62, \"score\": 0.912}, {\"word\": \"送\", \"start\": 450.62, \"end\": 450.9, \"score\": 0.807}, {\"word\": \"來\"}, {\"word\": \"的\", \"start\": 450.9, \"end\": 451.221, \"score\": 0.875}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 451.221, \"end\": 451.501, \"score\": 0.804}, {\"word\": \"沒\", \"start\": 451.501, \"end\": 451.681, \"score\": 0.678}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 451.681, \"end\": 452.021, \"score\": 0.923}, {\"word\": \"證\"}, {\"word\": \"明\", \"start\": 452.021, \"end\": 452.181, \"score\": 0.974}, {\"word\": \"它\", \"start\": 452.181, \"end\": 452.361, \"score\": 0.78}, {\"word\": \"是\", \"start\": 452.361, \"end\": 452.621, \"score\": 0.861}, {\"word\": \"可\", \"start\": 452.621, \"end\": 452.962, \"score\": 0.966}, {\"word\": \"被\", \"start\": 452.962, \"end\": 453.722, \"score\": 0.941}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 453.722, \"end\": 453.982, \"score\": 0.973}, {\"word\": \"的\", \"start\": 453.982, \"end\": 454.142, \"score\": 0.987}, {\"word\": \"模\", \"start\": 454.142, \"end\": 454.443, \"score\": 0.899}, {\"word\": \"式\", \"start\": 454.443, \"end\": 454.463, \"score\": 0.987}, {\"word\": \"也\", \"start\": 455.609, \"end\": 455.729, \"score\": 0.897}, {\"word\": \"就\", \"start\": 455.729, \"end\": 455.909, \"score\": 0.772}, {\"word\": \"是\", \"start\": 455.909, \"end\": 456.07, \"score\": 0.743}, {\"word\": \"說\"}, {\"word\": \"你\", \"start\": 456.07, \"end\": 456.39, \"score\": 0.811}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"他\", \"start\": 456.39, \"end\": 456.53, \"score\": 0.81}, {\"word\": \"是\", \"start\": 456.53, \"end\": 456.55, \"score\": 0.021}, {\"word\": \"會\"}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"是\", \"start\": 456.55, \"end\": 457.071, \"score\": 0.789}, {\"word\": \"不\", \"start\": 457.071, \"end\": 457.291, \"score\": 0.787}, {\"word\": \"是\", \"start\": 457.291, \"end\": 457.912, \"score\": 0.922}, {\"word\": \"沒\", \"start\": 457.912, \"end\": 458.012, \"score\": 0.8}, {\"word\": \"有\", \"start\": 458.012, \"end\": 458.313, \"score\": 0.844}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 458.313, \"end\": 458.453, \"score\": 0.66}, {\"word\": \"的\", \"start\": 458.453, \"end\": 458.553, \"score\": 0.7}, {\"word\": \"空\", \"start\": 458.553, \"end\": 459.474, \"score\": 0.893}, {\"word\": \"間\"}, {\"word\": \"嗎\"}, {\"word\": \"什\", \"start\": 459.474, \"end\": 459.654, \"score\": 0.614}, {\"word\": \"麼\"}, {\"word\": \"叫\", \"start\": 459.654, \"end\": 459.775, \"score\": 0.804}, {\"word\": \"做\", \"start\": 459.775, \"end\": 460.315, \"score\": 0.959}, {\"word\": \"無\", \"start\": 460.315, \"end\": 460.515, \"score\": 0.87}, {\"word\": \"法\", \"start\": 460.515, \"end\": 460.896, \"score\": 0.845}, {\"word\": \"證\"}, {\"word\": \"明\", \"start\": 460.896, \"end\": 461.016, \"score\": 0.876}, {\"word\": \"他\", \"start\": 461.016, \"end\": 461.196, \"score\": 0.785}, {\"word\": \"是\", \"start\": 461.196, \"end\": 461.317, \"score\": 0.661}, {\"word\": \"可\", \"start\": 461.317, \"end\": 461.337, \"score\": 0.004}, {\"word\": \"賠\"}, {\"word\": \"之\", \"start\": 461.337, \"end\": 461.477, \"score\": 0.776}, {\"word\": \"心\", \"start\": 461.477, \"end\": 461.497, \"score\": 0.0}, {\"word\": \"他\", \"start\": 461.497, \"end\": 461.657, \"score\": 0.695}, {\"word\": \"的\", \"start\": 461.657, \"end\": 462.198, \"score\": 0.872}, {\"word\": \"創\"}, {\"word\": \"新\", \"start\": 462.198, \"end\": 462.518, \"score\": 0.926}, {\"word\": \"跟\", \"start\": 462.518, \"end\": 463.299, \"score\": 0.921}, {\"word\": \"異\"}, {\"word\": \"業\"}, {\"word\": \"合\", \"start\": 463.299, \"end\": 463.499, \"score\": 0.983}, {\"word\": \"作\", \"start\": 463.499, \"end\": 463.64, \"score\": 0.894}, {\"word\": \"的\", \"start\": 463.64, \"end\": 464.04, \"score\": 0.753}, {\"word\": \"創\"}, {\"word\": \"新\", \"start\": 464.04, \"end\": 464.24, \"score\": 0.913}, {\"word\": \"模\", \"start\": 464.24, \"end\": 464.521, \"score\": 0.899}, {\"word\": \"式\", \"start\": 464.521, \"end\": 464.881, \"score\": 0.984}, {\"word\": \"沒\", \"start\": 464.881, \"end\": 465.021, \"score\": 0.838}, {\"word\": \"有\", \"start\": 465.021, \"end\": 465.442, \"score\": 0.939}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 465.442, \"end\": 465.662, \"score\": 0.945}, {\"word\": \"得\", \"start\": 465.662, \"end\": 465.843, \"score\": 0.884}, {\"word\": \"到\", \"start\": 465.843, \"end\": 466.624, \"score\": 0.856}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 466.624, \"end\": 466.824, \"score\": 0.952}, {\"word\": \"委\", \"start\": 466.824, \"end\": 467.365, \"score\": 0.845}, {\"word\": \"員\"}, {\"word\": \"認\"}, {\"word\": \"同\", \"start\": 467.365, \"end\": 467.845, \"score\": 0.835}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"一\", \"start\": 467.845, \"end\": 468.045, \"score\": 0.743}, {\"word\": \"個\"}, {\"word\": \"模\", \"start\": 468.045, \"end\": 468.266, \"score\": 0.87}, {\"word\": \"式\", \"start\": 468.266, \"end\": 468.286, \"score\": 0.865}, {\"word\": \"是\", \"start\": 468.286, \"end\": 468.606, \"score\": 0.89}, {\"word\": \"可\", \"start\": 468.606, \"end\": 468.786, \"score\": 0.974}, {\"word\": \"以\", \"start\": 468.786, \"end\": 469.648, \"score\": 0.871}, {\"word\": \"將\"}, {\"word\": \"來\"}, {\"word\": \"可\", \"start\": 469.648, \"end\": 469.808, \"score\": 0.923}, {\"word\": \"以\", \"start\": 469.808, \"end\": 470.409, \"score\": 0.838}, {\"word\": \"營\"}, {\"word\": \"運\"}, {\"word\": \"可\", \"start\": 470.409, \"end\": 470.529, \"score\": 0.907}, {\"word\": \"以\", \"start\": 470.529, \"end\": 470.889, \"score\": 0.821}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 470.889, \"end\": 471.089, \"score\": 0.811}, {\"word\": \"的\", \"start\": 471.089, \"end\": 471.109, \"score\": 0.603}, {\"word\": \"所\", \"start\": 471.96, \"end\": 472.08, \"score\": 0.83}, {\"word\": \"以\", \"start\": 472.08, \"end\": 472.1, \"score\": 0.003}, {\"word\": \"你\", \"start\": 472.1, \"end\": 472.18, \"score\": 0.718}, {\"word\": \"就\", \"start\": 472.18, \"end\": 472.3, \"score\": 0.639}, {\"word\": \"是\", \"start\": 472.3, \"end\": 472.681, \"score\": 0.764}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"他\", \"start\": 472.681, \"end\": 472.821, \"score\": 0.9}, {\"word\": \"不\", \"start\": 472.821, \"end\": 473.221, \"score\": 0.792}, {\"word\": \"會\"}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 473.221, \"end\": 473.401, \"score\": 0.762}, {\"word\": \"嘛\", \"start\": 473.401, \"end\": 473.862, \"score\": 0.924}, {\"word\": \"那\", \"start\": 473.862, \"end\": 474.042, \"score\": 0.752}, {\"word\": \"我\", \"start\": 474.042, \"end\": 474.242, \"score\": 0.617}, {\"word\": \"們\"}, {\"word\": \"存\", \"start\": 474.242, \"end\": 474.862, \"score\": 0.823}, {\"word\": \"網\"}, {\"word\": \"營\"}, {\"word\": \"也\", \"start\": 474.862, \"end\": 475.002, \"score\": 0.892}, {\"word\": \"是\", \"start\": 475.002, \"end\": 475.883, \"score\": 0.797}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"連\"}, {\"word\": \"連\"}, {\"word\": \"啊\", \"start\": 475.883, \"end\": 477.464, \"score\": 0.841}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"連\"}, {\"word\": \"連\"}, {\"word\": \"到\", \"start\": 477.464, \"end\": 477.785, \"score\": 0.779}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 477.785, \"end\": 477.925, \"score\": 0.917}, {\"word\": \"你\", \"start\": 477.925, \"end\": 478.185, \"score\": 0.834}, {\"word\": \"當\"}, {\"word\": \"初\", \"start\": 478.185, \"end\": 478.485, \"score\": 0.833}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"他\", \"start\": 478.485, \"end\": 478.906, \"score\": 0.79}, {\"word\": \"會\"}, {\"word\": \"獲\"}, {\"word\": \"利\", \"start\": 478.906, \"end\": 479.626, \"score\": 0.904}, {\"word\": \"嗎\"}, {\"word\": \"到\", \"start\": 479.626, \"end\": 479.986, \"score\": 0.779}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 479.986, \"end\": 480.247, \"score\": 0.963}, {\"word\": \"還\"}, {\"word\": \"不\", \"start\": 480.247, \"end\": 480.307, \"score\": 0.978}, {\"word\": \"是\", \"start\": 480.307, \"end\": 480.427, \"score\": 0.774}, {\"word\": \"在\", \"start\": 480.427, \"end\": 481.328, \"score\": 0.847}, {\"word\": \"虧\"}, {\"word\": \"損\"}, {\"word\": \"那\", \"start\": 481.328, \"end\": 481.448, \"score\": 0.634}, {\"word\": \"你\", \"start\": 481.448, \"end\": 481.608, \"score\": 0.852}, {\"word\": \"還\"}, {\"word\": \"不\", \"start\": 481.608, \"end\": 481.688, \"score\": 0.899}, {\"word\": \"是\", \"start\": 481.688, \"end\": 481.748, \"score\": 0.589}, {\"word\": \"讓\"}, {\"word\": \"他\", \"start\": 481.748, \"end\": 481.888, \"score\": 0.855}, {\"word\": \"過\"}, {\"word\": \"那\", \"start\": 481.888, \"end\": 482.889, \"score\": 0.837}, {\"word\": \"存\", \"start\": 482.889, \"end\": 483.369, \"score\": 0.847}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 483.369, \"end\": 483.73, \"score\": 0.826}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 483.73, \"end\": 483.87, \"score\": 0.849}, {\"word\": \"民\", \"start\": 483.87, \"end\": 484.87, \"score\": 0.863}, {\"word\": \"眾\"}, {\"word\": \"來\"}, {\"word\": \"講\"}, {\"word\": \"有\", \"start\": 484.87, \"end\": 485.071, \"score\": 0.911}, {\"word\": \"更\", \"start\": 485.071, \"end\": 485.251, \"score\": 0.919}, {\"word\": \"大\", \"start\": 485.251, \"end\": 485.411, \"score\": 0.83}, {\"word\": \"的\", \"start\": 485.411, \"end\": 485.571, \"score\": 0.879}, {\"word\": \"需\", \"start\": 485.571, \"end\": 485.831, \"score\": 0.82}, {\"word\": \"求\", \"start\": 485.831, \"end\": 486.852, \"score\": 0.869}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 486.852, \"end\": 487.032, \"score\": 0.971}, {\"word\": \"很\", \"start\": 487.032, \"end\": 487.132, \"score\": 0.64}, {\"word\": \"多\", \"start\": 487.132, \"end\": 487.272, \"score\": 0.871}, {\"word\": \"的\", \"start\": 487.272, \"end\": 487.372, \"score\": 0.895}, {\"word\": \"民\", \"start\": 487.372, \"end\": 487.873, \"score\": 0.854}, {\"word\": \"眾\"}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 487.873, \"end\": 488.053, \"score\": 0.826}, {\"word\": \"世\", \"start\": 488.053, \"end\": 488.253, \"score\": 0.796}, {\"word\": \"代\", \"start\": 488.253, \"end\": 488.714, \"score\": 0.96}, {\"word\": \"他\", \"start\": 488.714, \"end\": 489.014, \"score\": 0.727}, {\"word\": \"們\"}, {\"word\": \"可\", \"start\": 489.014, \"end\": 489.154, \"score\": 0.863}, {\"word\": \"能\", \"start\": 489.154, \"end\": 489.294, \"score\": 0.849}, {\"word\": \"透\", \"start\": 489.294, \"end\": 489.834, \"score\": 0.809}, {\"word\": \"過\"}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 489.834, \"end\": 490.015, \"score\": 0.715}, {\"word\": \"去\", \"start\": 490.015, \"end\": 490.215, \"score\": 0.796}, {\"word\": \"保\", \"start\": 490.215, \"end\": 490.235, \"score\": 0.237}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"存\", \"start\": 491.136, \"end\": 491.536, \"score\": 0.86}, {\"word\": \"網\"}, {\"word\": \"保\", \"start\": 491.536, \"end\": 492.277, \"score\": 0.922}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"需\", \"start\": 492.277, \"end\": 492.497, \"score\": 0.896}, {\"word\": \"求\", \"start\": 492.497, \"end\": 492.757, \"score\": 0.923}, {\"word\": \"上\", \"start\": 492.757, \"end\": 492.977, \"score\": 0.997}, {\"word\": \"其\", \"start\": 492.977, \"end\": 493.278, \"score\": 0.841}, {\"word\": \"實\"}, {\"word\": \"是\", \"start\": 493.278, \"end\": 493.438, \"score\": 0.872}, {\"word\": \"有\", \"start\": 493.438, \"end\": 493.798, \"score\": 0.913}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 493.798, \"end\": 493.938, \"score\": 0.897}, {\"word\": \"必\", \"start\": 493.938, \"end\": 494.018, \"score\": 0.99}, {\"word\": \"要\", \"start\": 494.018, \"end\": 494.158, \"score\": 0.896}, {\"word\": \"性\", \"start\": 494.158, \"end\": 494.319, \"score\": 0.985}, {\"word\": \"可\", \"start\": 494.319, \"end\": 494.419, \"score\": 0.905}, {\"word\": \"以\", \"start\": 494.419, \"end\": 494.439, \"score\": 0.0}, {\"word\": \"去\", \"start\": 494.439, \"end\": 494.619, \"score\": 0.795}, {\"word\": \"做\", \"start\": 494.619, \"end\": 494.819, \"score\": 0.947}, {\"word\": \"比\", \"start\": 494.819, \"end\": 495.22, \"score\": 0.913}, {\"word\": \"較\"}, {\"word\": \"可\", \"start\": 495.22, \"end\": 495.32, \"score\": 0.8}, {\"word\": \"以\", \"start\": 495.32, \"end\": 495.38, \"score\": 0.664}, {\"word\": \"去\", \"start\": 495.38, \"end\": 495.56, \"score\": 0.888}, {\"word\": \"做\", \"start\": 495.56, \"end\": 496.301, \"score\": 0.967}, {\"word\": \"更\", \"start\": 496.301, \"end\": 496.581, \"score\": 0.996}, {\"word\": \"多\", \"start\": 496.581, \"end\": 496.781, \"score\": 0.996}, {\"word\": \"的\", \"start\": 496.781, \"end\": 497.101, \"score\": 0.887}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 497.101, \"end\": 497.762, \"score\": 0.926}, {\"word\": \"配\", \"start\": 497.762, \"end\": 497.982, \"score\": 0.948}, {\"word\": \"套\", \"start\": 497.982, \"end\": 498.503, \"score\": 0.88}, {\"word\": \"那\", \"start\": 498.503, \"end\": 498.703, \"score\": 0.897}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 498.703, \"end\": 499.143, \"score\": 0.841}, {\"word\": \"麼\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 499.143, \"end\": 499.303, \"score\": 0.999}, {\"word\": \"分\", \"start\": 499.303, \"end\": 499.524, \"score\": 0.973}, {\"word\": \"反\", \"start\": 499.524, \"end\": 499.724, \"score\": 0.931}, {\"word\": \"而\", \"start\": 499.724, \"end\": 500.024, \"score\": 0.931}, {\"word\": \"目\", \"start\": 500.024, \"end\": 500.204, \"score\": 0.988}, {\"word\": \"前\", \"start\": 500.204, \"end\": 500.385, \"score\": 0.906}, {\"word\": \"沒\", \"start\": 500.385, \"end\": 500.485, \"score\": 0.798}, {\"word\": \"有\", \"start\": 500.485, \"end\": 500.605, \"score\": 0.967}, {\"word\": \"看\", \"start\": 500.605, \"end\": 500.785, \"score\": 0.998}, {\"word\": \"到\", \"start\": 500.785, \"end\": 500.945, \"score\": 0.85}, {\"word\": \"任\", \"start\": 500.945, \"end\": 501.125, \"score\": 0.836}, {\"word\": \"何\", \"start\": 501.125, \"end\": 501.325, \"score\": 0.942}, {\"word\": \"一\", \"start\": 501.325, \"end\": 501.426, \"score\": 0.99}, {\"word\": \"家\", \"start\": 501.426, \"end\": 502.086, \"score\": 0.955}, {\"word\": \"願\"}, {\"word\": \"意\", \"start\": 502.086, \"end\": 502.366, \"score\": 0.91}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 502.366, \"end\": 502.587, \"score\": 0.919}, {\"word\": \"的\", \"start\": 502.587, \"end\": 502.607, \"score\": 0.001}, {\"word\": \"而\", \"start\": 504.5, \"end\": 504.58, \"score\": 0.652}, {\"word\": \"且\", \"start\": 504.58, \"end\": 504.76, \"score\": 0.562}, {\"word\": \"在\", \"start\": 504.76, \"end\": 505.22, \"score\": 0.77}, {\"word\": \"國\"}, {\"word\": \"際\"}, {\"word\": \"上\", \"start\": 505.22, \"end\": 505.421, \"score\": 0.783}, {\"word\": \"我\", \"start\": 505.421, \"end\": 505.521, \"score\": 0.624}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 505.521, \"end\": 505.541, \"score\": 0.011}, {\"word\": \"有\", \"start\": 505.541, \"end\": 505.741, \"score\": 0.715}, {\"word\": \"比\", \"start\": 505.741, \"end\": 506.081, \"score\": 0.737}, {\"word\": \"較\"}, {\"word\": \"出\", \"start\": 506.081, \"end\": 507.101, \"score\": 0.791}, {\"word\": \"來\"}, {\"word\": \"數\"}, {\"word\": \"位\", \"start\": 507.101, \"end\": 507.281, \"score\": 0.638}, {\"word\": \"化\", \"start\": 507.281, \"end\": 507.481, \"score\": 0.727}, {\"word\": \"或\", \"start\": 507.481, \"end\": 507.621, \"score\": 0.474}, {\"word\": \"保\", \"start\": 507.621, \"end\": 508.021, \"score\": 0.709}, {\"word\": \"險\"}, {\"word\": \"科\", \"start\": 508.021, \"end\": 508.241, \"score\": 0.705}, {\"word\": \"技\", \"start\": 508.241, \"end\": 508.361, \"score\": 0.512}, {\"word\": \"在\", \"start\": 508.361, \"end\": 508.541, \"score\": 0.695}, {\"word\": \"其\", \"start\": 508.541, \"end\": 508.642, \"score\": 0.982}, {\"word\": \"他\", \"start\": 508.642, \"end\": 509.062, \"score\": 0.77}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 509.062, \"end\": 509.562, \"score\": 0.901}, {\"word\": \"其\", \"start\": 509.562, \"end\": 509.782, \"score\": 0.798}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 509.782, \"end\": 509.942, \"score\": 0.676}, {\"word\": \"已\", \"start\": 509.942, \"end\": 510.282, \"score\": 0.835}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 510.282, \"end\": 510.962, \"score\": 0.848}, {\"word\": \"非\", \"start\": 510.962, \"end\": 511.102, \"score\": 0.704}, {\"word\": \"常\", \"start\": 511.102, \"end\": 511.322, \"score\": 0.68}, {\"word\": \"的\", \"start\": 511.322, \"end\": 512.103, \"score\": 0.798}, {\"word\": \"普\", \"start\": 512.103, \"end\": 512.383, \"score\": 0.783}, {\"word\": \"遍\", \"start\": 512.383, \"end\": 512.843, \"score\": 0.802}, {\"word\": \"但\", \"start\": 512.843, \"end\": 513.043, \"score\": 0.79}, {\"word\": \"是\", \"start\": 513.043, \"end\": 513.063, \"score\": 0.0}, {\"word\": \"在\", \"start\": 513.063, \"end\": 513.243, \"score\": 0.84}, {\"word\": \"台\", \"start\": 513.243, \"end\": 514.143, \"score\": 0.771}, {\"word\": \"灣\"}, {\"word\": \"目\", \"start\": 514.143, \"end\": 514.323, \"score\": 0.511}, {\"word\": \"前\", \"start\": 514.323, \"end\": 514.503, \"score\": 0.84}, {\"word\": \"是\", \"start\": 514.503, \"end\": 514.643, \"score\": 0.763}, {\"word\": \"一\", \"start\": 514.643, \"end\": 514.783, \"score\": 0.69}, {\"word\": \"家\", \"start\": 514.783, \"end\": 514.983, \"score\": 0.862}, {\"word\": \"都\", \"start\": 514.983, \"end\": 515.164, \"score\": 0.832}, {\"word\": \"沒\", \"start\": 515.164, \"end\": 515.364, \"score\": 0.753}, {\"word\": \"有\", \"start\": 515.364, \"end\": 515.624, \"score\": 0.893}, {\"word\": \"那\", \"start\": 515.624, \"end\": 515.744, \"score\": 0.845}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"其\", \"start\": 515.744, \"end\": 515.784, \"score\": 0.309}, {\"word\": \"實\"}, {\"word\": \"是\", \"start\": 515.784, \"end\": 516.044, \"score\": 0.848}, {\"word\": \"金\", \"start\": 516.044, \"end\": 516.064, \"score\": 0.0}, {\"word\": \"管\", \"start\": 516.064, \"end\": 516.204, \"score\": 0.853}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 516.204, \"end\": 516.264, \"score\": 0.294}, {\"word\": \"條\"}, {\"word\": \"件\", \"start\": 516.264, \"end\": 516.464, \"score\": 0.857}, {\"word\": \"過\"}, {\"word\": \"於\", \"start\": 516.464, \"end\": 516.584, \"score\": 0.777}, {\"word\": \"嚴\"}, {\"word\": \"苛\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 516.584, \"end\": 516.624, \"score\": 0.491}, {\"word\": \"說\"}, {\"word\": \"台\", \"start\": 516.624, \"end\": 516.804, \"score\": 0.889}, {\"word\": \"灣\"}, {\"word\": \"的\", \"start\": 516.804, \"end\": 517.144, \"score\": 0.868}, {\"word\": \"市\", \"start\": 517.144, \"end\": 517.224, \"score\": 0.742}, {\"word\": \"場\"}, {\"word\": \"的\", \"start\": 517.224, \"end\": 517.264, \"score\": 0.482}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"到\", \"start\": 517.264, \"end\": 517.284, \"score\": 0.0}, {\"word\": \"底\", \"start\": 517.284, \"end\": 517.424, \"score\": 0.762}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"出\", \"start\": 517.424, \"end\": 517.524, \"score\": 0.776}, {\"word\": \"在\", \"start\": 517.524, \"end\": 517.584, \"score\": 0.263}, {\"word\": \"哪\", \"start\": 517.584, \"end\": 517.604, \"score\": 0.0}, {\"word\": \"裡\"}, {\"word\": \"包\", \"start\": 523.126, \"end\": 523.787, \"score\": 0.903}, {\"word\": \"委\", \"start\": 523.787, \"end\": 523.967, \"score\": 0.888}, {\"word\": \"員\"}, {\"word\": \"這\"}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 523.967, \"end\": 524.207, \"score\": 0.994}, {\"word\": \"我\", \"start\": 524.207, \"end\": 524.427, \"score\": 0.898}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 524.427, \"end\": 524.848, \"score\": 0.951}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 524.848, \"end\": 525.008, \"score\": 0.941}, {\"word\": \"投\", \"start\": 525.008, \"end\": 525.168, \"score\": 0.95}, {\"word\": \"保\", \"start\": 525.168, \"end\": 525.348, \"score\": 0.789}, {\"word\": \"上\", \"start\": 525.348, \"end\": 525.548, \"score\": 0.993}, {\"word\": \"已\", \"start\": 525.548, \"end\": 525.768, \"score\": 0.903}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 525.768, \"end\": 525.948, \"score\": 1.0}, {\"word\": \"大\", \"start\": 525.948, \"end\": 526.209, \"score\": 1.0}, {\"word\": \"幅\", \"start\": 526.209, \"end\": 526.369, \"score\": 0.947}, {\"word\": \"的\", \"start\": 526.369, \"end\": 526.809, \"score\": 0.951}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 526.809, \"end\": 527.31, \"score\": 1.0}, {\"word\": \"那\", \"start\": 527.31, \"end\": 527.45, \"score\": 0.933}, {\"word\": \"今\", \"start\": 527.45, \"end\": 527.59, \"score\": 0.869}, {\"word\": \"年\", \"start\": 527.59, \"end\": 527.99, \"score\": 0.988}, {\"word\": \"十\", \"start\": 527.99, \"end\": 528.21, \"score\": 0.987}, {\"word\": \"月\", \"start\": 528.21, \"end\": 528.351, \"score\": 0.97}, {\"word\": \"也\", \"start\": 528.351, \"end\": 528.751, \"score\": 0.9}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 528.751, \"end\": 528.931, \"score\": 1.0}, {\"word\": \"保\", \"start\": 528.931, \"end\": 529.251, \"score\": 0.937}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 529.251, \"end\": 529.532, \"score\": 1.0}, {\"word\": \"司\", \"start\": 529.532, \"end\": 529.932, \"score\": 1.0}, {\"word\": \"做\", \"start\": 529.932, \"end\": 530.472, \"score\": 0.903}, {\"word\": \"異\"}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 530.472, \"end\": 530.633, \"score\": 0.997}, {\"word\": \"合\", \"start\": 530.633, \"end\": 530.873, \"score\": 0.993}, {\"word\": \"作\", \"start\": 530.873, \"end\": 531.093, \"score\": 0.942}, {\"word\": \"跟\", \"start\": 531.093, \"end\": 531.453, \"score\": 0.928}, {\"word\": \"電\"}, {\"word\": \"子\", \"start\": 531.453, \"end\": 531.593, \"score\": 0.973}, {\"word\": \"商\", \"start\": 531.593, \"end\": 531.854, \"score\": 0.848}, {\"word\": \"務\"}, {\"word\": \"的\", \"start\": 531.854, \"end\": 532.194, \"score\": 0.94}, {\"word\": \"開\"}, {\"word\": \"放\", \"start\": 532.194, \"end\": 532.714, \"score\": 1.0}, {\"word\": \"目\", \"start\": 532.714, \"end\": 532.834, \"score\": 0.977}, {\"word\": \"前\", \"start\": 532.834, \"end\": 532.995, \"score\": 0.906}, {\"word\": \"已\", \"start\": 532.995, \"end\": 533.235, \"score\": 0.912}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 533.235, \"end\": 533.395, \"score\": 0.899}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 533.395, \"end\": 533.515, \"score\": 0.835}, {\"word\": \"那\", \"start\": 533.515, \"end\": 533.575, \"score\": 0.664}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 533.575, \"end\": 533.715, \"score\": 0.854}, {\"word\": \"分\", \"start\": 533.715, \"end\": 533.895, \"score\": 0.888}, {\"word\": \"可\", \"start\": 533.895, \"end\": 534.075, \"score\": 0.889}, {\"word\": \"以\", \"start\": 534.075, \"end\": 534.256, \"score\": 0.888}, {\"word\": \"保\", \"start\": 534.256, \"end\": 534.436, \"score\": 0.888}, {\"word\": \"證\"}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 534.436, \"end\": 534.596, \"score\": 0.99}, {\"word\": \"年\", \"start\": 534.596, \"end\": 534.776, \"score\": 0.896}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 534.776, \"end\": 534.996, \"score\": 0.887}, {\"word\": \"存\", \"start\": 534.996, \"end\": 535.136, \"score\": 0.867}, {\"word\": \"完\", \"start\": 535.136, \"end\": 535.417, \"score\": 0.93}, {\"word\": \"保\", \"start\": 535.417, \"end\": 536.858, \"score\": 0.944}, {\"word\": \"嗎\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 536.858, \"end\": 537.899, \"score\": 0.925}, {\"word\": \"讓\"}, {\"word\": \"現\"}, {\"word\": \"有\", \"start\": 537.899, \"end\": 538.079, \"score\": 0.999}, {\"word\": \"的\", \"start\": 538.079, \"end\": 538.539, \"score\": 0.956}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 538.539, \"end\": 539.02, \"score\": 1.0}, {\"word\": \"能\", \"start\": 539.02, \"end\": 539.32, \"score\": 0.931}, {\"word\": \"夠\"}, {\"word\": \"在\", \"start\": 539.32, \"end\": 539.7, \"score\": 0.947}, {\"word\": \"網\"}, {\"word\": \"路\", \"start\": 539.7, \"end\": 539.84, \"score\": 0.974}, {\"word\": \"上\", \"start\": 539.84, \"end\": 540.001, \"score\": 0.998}, {\"word\": \"有\", \"start\": 540.001, \"end\": 540.201, \"score\": 0.999}, {\"word\": \"更\", \"start\": 540.201, \"end\": 540.381, \"score\": 0.996}, {\"word\": \"多\", \"start\": 540.381, \"end\": 540.621, \"score\": 0.999}, {\"word\": \"的\", \"start\": 540.621, \"end\": 541.001, \"score\": 0.999}, {\"word\": \"商\", \"start\": 541.001, \"end\": 541.382, \"score\": 0.935}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 541.382, \"end\": 541.582, \"score\": 0.999}, {\"word\": \"機\"}, {\"word\": \"會\"}, {\"word\": \"所\", \"start\": 541.582, \"end\": 541.882, \"score\": 0.933}, {\"word\": \"以\", \"start\": 541.882, \"end\": 544.725, \"score\": 0.82}, {\"word\": \"明\", \"start\": 544.725, \"end\": 544.865, \"score\": 0.896}, {\"word\": \"年\", \"start\": 544.865, \"end\": 545.165, \"score\": 0.899}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 545.165, \"end\": 545.685, \"score\": 0.984}, {\"word\": \"嗎\"}, {\"word\": \"存\", \"start\": 545.685, \"end\": 545.846, \"score\": 0.877}, {\"word\": \"完\", \"start\": 545.846, \"end\": 546.026, \"score\": 0.901}, {\"word\": \"保\", \"start\": 546.026, \"end\": 546.266, \"score\": 0.958}, {\"word\": \"是\", \"start\": 546.266, \"end\": 546.426, \"score\": 0.874}, {\"word\": \"要\", \"start\": 546.426, \"end\": 546.566, \"score\": 0.855}, {\"word\": \"明\", \"start\": 546.566, \"end\": 546.746, \"score\": 0.964}, {\"word\": \"年\", \"start\": 546.746, \"end\": 546.906, \"score\": 0.987}, {\"word\": \"一\", \"start\": 546.906, \"end\": 547.047, \"score\": 0.882}, {\"word\": \"月\", \"start\": 547.047, \"end\": 547.247, \"score\": 0.911}, {\"word\": \"底\", \"start\": 547.247, \"end\": 547.567, \"score\": 0.899}, {\"word\": \"會\"}, {\"word\": \"跟\", \"start\": 547.567, \"end\": 547.767, \"score\": 0.909}, {\"word\": \"各\", \"start\": 547.767, \"end\": 548.047, \"score\": 0.928}, {\"word\": \"位\", \"start\": 548.047, \"end\": 548.228, \"score\": 0.889}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 548.228, \"end\": 548.388, \"score\": 0.999}, {\"word\": \"我\", \"start\": 548.388, \"end\": 548.868, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"評\"}, {\"word\": \"估\", \"start\": 548.868, \"end\": 549.028, \"score\": 0.995}, {\"word\": \"的\", \"start\": 549.028, \"end\": 549.449, \"score\": 0.951}, {\"word\": \"結\"}, {\"word\": \"果\", \"start\": 549.449, \"end\": 549.469, \"score\": 1.0}, {\"word\": \"最\", \"start\": 550.627, \"end\": 550.787, \"score\": 0.963}, {\"word\": \"後\", \"start\": 550.787, \"end\": 550.967, \"score\": 0.847}, {\"word\": \"因\", \"start\": 550.967, \"end\": 551.107, \"score\": 0.813}, {\"word\": \"為\"}, {\"word\": \"我\", \"start\": 551.107, \"end\": 551.207, \"score\": 0.78}, {\"word\": \"上\", \"start\": 551.207, \"end\": 551.407, \"score\": 0.895}, {\"word\": \"次\", \"start\": 551.407, \"end\": 551.487, \"score\": 0.828}, {\"word\": \"沒\", \"start\": 551.487, \"end\": 551.688, \"score\": 0.786}, {\"word\": \"有\", \"start\": 551.688, \"end\": 551.928, \"score\": 0.883}, {\"word\": \"問\"}, {\"word\": \"到\", \"start\": 551.928, \"end\": 552.268, \"score\": 0.909}, {\"word\": \"就\", \"start\": 552.268, \"end\": 552.388, \"score\": 0.834}, {\"word\": \"是\", \"start\": 552.388, \"end\": 552.608, \"score\": 0.915}, {\"word\": \"F\", \"start\": 552.608, \"end\": 553.468, \"score\": 0.894}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"的\", \"start\": 553.468, \"end\": 554.749, \"score\": 0.894}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"我\", \"start\": 554.749, \"end\": 555.489, \"score\": 0.89}, {\"word\": \"們\"}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"說\"}, {\"word\": \"金\", \"start\": 555.489, \"end\": 555.629, \"score\": 0.785}, {\"word\": \"管\", \"start\": 555.629, \"end\": 556.049, \"score\": 0.784}, {\"word\": \"會\"}, {\"word\": \"對\"}, {\"word\": \"受\", \"start\": 556.049, \"end\": 556.429, \"score\": 0.876}, {\"word\": \"險\"}, {\"word\": \"越\", \"start\": 556.429, \"end\": 556.609, \"score\": 0.856}, {\"word\": \"是\", \"start\": 556.609, \"end\": 556.75, \"score\": 0.841}, {\"word\": \"一\", \"start\": 556.75, \"end\": 556.93, \"score\": 0.764}, {\"word\": \"再\", \"start\": 556.93, \"end\": 557.07, \"score\": 0.714}, {\"word\": \"的\", \"start\": 557.07, \"end\": 557.37, \"score\": 0.78}, {\"word\": \"通\", \"start\": 557.37, \"end\": 557.39, \"score\": 0.0}, {\"word\": \"融\", \"start\": 557.39, \"end\": 557.55, \"score\": 0.79}, {\"word\": \"F\", \"start\": 557.55, \"end\": 558.21, \"score\": 0.874}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"不\", \"start\": 558.21, \"end\": 558.49, \"score\": 0.75}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 558.49, \"end\": 558.63, \"score\": 0.941}, {\"word\": \"拖\", \"start\": 558.63, \"end\": 558.89, \"score\": 0.884}, {\"word\": \"延\", \"start\": 558.89, \"end\": 559.751, \"score\": 0.835}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"年\", \"start\": 559.751, \"end\": 559.891, \"score\": 0.916}, {\"word\": \"的\", \"start\": 559.891, \"end\": 560.171, \"score\": 0.911}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 560.171, \"end\": 560.531, \"score\": 0.779}, {\"word\": \"告\", \"start\": 560.531, \"end\": 560.791, \"score\": 0.84}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 560.791, \"end\": 561.491, \"score\": 0.877}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"考\", \"start\": 561.491, \"end\": 561.711, \"score\": 0.954}, {\"word\": \"量\", \"start\": 561.711, \"end\": 562.192, \"score\": 0.777}, {\"word\": \"國\"}, {\"word\": \"情\", \"start\": 562.192, \"end\": 562.372, \"score\": 0.899}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 562.372, \"end\": 562.392, \"score\": 0.0}, {\"word\": \"上\", \"start\": 562.392, \"end\": 562.472, \"score\": 0.587}, {\"word\": \"路\", \"start\": 562.472, \"end\": 562.572, \"score\": 0.8}, {\"word\": \"到\", \"start\": 562.572, \"end\": 562.592, \"score\": 0.0}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"2\"}, {\"word\": \"又\", \"start\": 562.592, \"end\": 562.632, \"score\": 0.492}, {\"word\": \"說\"}, {\"word\": \"考\", \"start\": 562.632, \"end\": 562.752, \"score\": 0.817}, {\"word\": \"量\", \"start\": 562.752, \"end\": 562.912, \"score\": 0.874}, {\"word\": \"國\"}, {\"word\": \"情\", \"start\": 562.912, \"end\": 563.032, \"score\": 0.824}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"6\"}, {\"word\": \"年\", \"start\": 563.032, \"end\": 563.252, \"score\": 0.908}, {\"word\": \"上\", \"start\": 563.252, \"end\": 563.472, \"score\": 0.9}, {\"word\": \"路\", \"start\": 563.472, \"end\": 563.492, \"score\": 0.07}, {\"word\": \"到\", \"start\": 568.594, \"end\": 569.055, \"score\": 0.813}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"月\", \"start\": 569.055, \"end\": 569.215, \"score\": 0.961}, {\"word\": \"的\", \"start\": 569.215, \"end\": 569.495, \"score\": 0.845}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 569.495, \"end\": 569.695, \"score\": 0.779}, {\"word\": \"呢\", \"start\": 569.695, \"end\": 570.336, \"score\": 0.966}, {\"word\": \"史\", \"start\": 570.336, \"end\": 570.496, \"score\": 0.871}, {\"word\": \"無\", \"start\": 570.496, \"end\": 570.676, \"score\": 0.743}, {\"word\": \"前\", \"start\": 570.676, \"end\": 570.857, \"score\": 0.981}, {\"word\": \"例\", \"start\": 570.857, \"end\": 571.017, \"score\": 0.819}, {\"word\": \"的\", \"start\": 571.017, \"end\": 571.157, \"score\": 0.986}, {\"word\": \"容\", \"start\": 571.157, \"end\": 571.377, \"score\": 0.882}, {\"word\": \"許\", \"start\": 571.377, \"end\": 572.338, \"score\": 0.835}, {\"word\": \"壽\"}, {\"word\": \"險\"}, {\"word\": \"業\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 572.338, \"end\": 573.239, \"score\": 0.926}, {\"word\": \"資\"}, {\"word\": \"產\"}, {\"word\": \"重\", \"start\": 573.239, \"end\": 573.459, \"score\": 0.85}, {\"word\": \"分\", \"start\": 573.459, \"end\": 574.08, \"score\": 0.856}, {\"word\": \"類\"}, {\"word\": \"美\", \"start\": 574.08, \"end\": 574.26, \"score\": 0.794}, {\"word\": \"化\", \"start\": 574.26, \"end\": 574.66, \"score\": 0.769}, {\"word\": \"賬\"}, {\"word\": \"目\", \"start\": 574.66, \"end\": 575.241, \"score\": 0.894}, {\"word\": \"到\", \"start\": 575.241, \"end\": 576.162, \"score\": 0.825}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 576.162, \"end\": 576.402, \"score\": 0.904}, {\"word\": \"最\", \"start\": 576.402, \"end\": 576.622, \"score\": 0.969}, {\"word\": \"近\", \"start\": 576.622, \"end\": 576.802, \"score\": 0.893}, {\"word\": \"喔\", \"start\": 576.802, \"end\": 577.223, \"score\": 0.937}, {\"word\": \"最\", \"start\": 577.223, \"end\": 577.463, \"score\": 0.919}, {\"word\": \"新\", \"start\": 577.463, \"end\": 577.703, \"score\": 0.936}, {\"word\": \"的\", \"start\": 577.703, \"end\": 578.344, \"score\": 0.956}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 578.344, \"end\": 578.524, \"score\": 0.919}, {\"word\": \"的\", \"start\": 578.524, \"end\": 578.984, \"score\": 0.889}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"月\", \"start\": 578.984, \"end\": 579.244, \"score\": 0.97}, {\"word\": \"的\", \"start\": 579.244, \"end\": 579.405, \"score\": 0.862}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 579.405, \"end\": 579.545, \"score\": 0.953}, {\"word\": \"告\", \"start\": 579.545, \"end\": 579.965, \"score\": 0.743}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 579.965, \"end\": 580.426, \"score\": 0.939}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"要\", \"start\": 580.426, \"end\": 580.606, \"score\": 0.811}, {\"word\": \"有\", \"start\": 580.606, \"end\": 581.186, \"score\": 0.858}, {\"word\": \"1\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 581.186, \"end\": 581.366, \"score\": 0.792}, {\"word\": \"的\", \"start\": 581.366, \"end\": 581.847, \"score\": 0.909}, {\"word\": \"過\"}, {\"word\": \"渡\", \"start\": 581.847, \"end\": 582.167, \"score\": 0.91}, {\"word\": \"期\", \"start\": 582.167, \"end\": 582.407, \"score\": 0.858}, {\"word\": \"啦\", \"start\": 582.407, \"end\": 582.568, \"score\": 0.896}, {\"word\": \"讓\"}, {\"word\": \"壽\"}, {\"word\": \"險\"}, {\"word\": \"業\"}, {\"word\": \"傳\"}, {\"word\": \"口\", \"start\": 582.568, \"end\": 582.588, \"score\": 0.0}, {\"word\": \"氣\"}, {\"word\": \"所\", \"start\": 585.35, \"end\": 585.47, \"score\": 0.834}, {\"word\": \"以\", \"start\": 585.47, \"end\": 585.61, \"score\": 0.831}, {\"word\": \"整\", \"start\": 585.61, \"end\": 586.171, \"score\": 0.737}, {\"word\": \"個\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"一\", \"start\": 586.171, \"end\": 586.311, \"score\": 0.928}, {\"word\": \"拖\", \"start\": 586.311, \"end\": 586.591, \"score\": 0.888}, {\"word\": \"再\", \"start\": 586.591, \"end\": 586.791, \"score\": 0.755}, {\"word\": \"拖\", \"start\": 586.791, \"end\": 587.411, \"score\": 0.873}, {\"word\": \"台\", \"start\": 587.411, \"end\": 587.772, \"score\": 0.699}, {\"word\": \"灣\"}, {\"word\": \"接\", \"start\": 587.772, \"end\": 587.952, \"score\": 0.665}, {\"word\": \"軌\"}, {\"word\": \"R\", \"start\": 587.952, \"end\": 588.132, \"score\": 0.816}, {\"word\": \"F\", \"start\": 588.132, \"end\": 588.892, \"score\": 0.868}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"在\", \"start\": 588.892, \"end\": 589.453, \"score\": 0.901}, {\"word\": \"國\"}, {\"word\": \"際\"}, {\"word\": \"上\", \"start\": 589.453, \"end\": 589.653, \"score\": 0.785}, {\"word\": \"已\", \"start\": 589.653, \"end\": 589.953, \"score\": 0.916}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 589.953, \"end\": 590.413, \"score\": 0.954}, {\"word\": \"後\", \"start\": 590.413, \"end\": 590.733, \"score\": 0.855}, {\"word\": \"段\", \"start\": 590.733, \"end\": 591.074, \"score\": 0.939}, {\"word\": \"班\", \"start\": 591.074, \"end\": 591.954, \"score\": 0.778}, {\"word\": \"讓\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 591.954, \"end\": 592.234, \"score\": 0.892}, {\"word\": \"受\", \"start\": 592.234, \"end\": 592.735, \"score\": 0.874}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 592.735, \"end\": 593.015, \"score\": 0.862}, {\"word\": \"司\", \"start\": 593.015, \"end\": 593.195, \"score\": 0.978}, {\"word\": \"呢\", \"start\": 593.195, \"end\": 593.595, \"score\": 0.948}, {\"word\": \"不\", \"start\": 593.595, \"end\": 593.915, \"score\": 0.734}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 593.915, \"end\": 594.075, \"score\": 0.884}, {\"word\": \"延\", \"start\": 594.075, \"end\": 594.936, \"score\": 0.874}, {\"word\": \"長\"}, {\"word\": \"壽\"}, {\"word\": \"命\", \"start\": 594.936, \"end\": 595.556, \"score\": 0.89}, {\"word\": \"他\", \"start\": 595.556, \"end\": 595.976, \"score\": 0.812}, {\"word\": \"們\"}, {\"word\": \"其\", \"start\": 595.976, \"end\": 596.217, \"score\": 0.824}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 596.217, \"end\": 596.377, \"score\": 0.813}, {\"word\": \"延\", \"start\": 596.377, \"end\": 596.917, \"score\": 0.797}, {\"word\": \"長\"}, {\"word\": \"壽\"}, {\"word\": \"命\", \"start\": 596.917, \"end\": 596.997, \"score\": 0.771}, {\"word\": \"的\", \"start\": 596.997, \"end\": 597.237, \"score\": 0.762}, {\"word\": \"過\"}, {\"word\": \"程\", \"start\": 597.237, \"end\": 597.397, \"score\": 0.764}, {\"word\": \"中\", \"start\": 597.397, \"end\": 597.998, \"score\": 0.843}, {\"word\": \"卻\"}, {\"word\": \"在\", \"start\": 597.998, \"end\": 598.238, \"score\": 0.946}, {\"word\": \"逃\", \"start\": 598.238, \"end\": 598.578, \"score\": 0.801}, {\"word\": \"避\", \"start\": 598.578, \"end\": 598.778, \"score\": 0.685}, {\"word\": \"他\", \"start\": 598.778, \"end\": 599.258, \"score\": 0.835}, {\"word\": \"們\"}, {\"word\": \"該\"}, {\"word\": \"有\", \"start\": 599.258, \"end\": 599.379, \"score\": 0.789}, {\"word\": \"的\", \"start\": 599.379, \"end\": 599.779, \"score\": 0.904}, {\"word\": \"責\"}, {\"word\": \"任\", \"start\": 599.779, \"end\": 600.299, \"score\": 0.824}, {\"word\": \"包\", \"start\": 600.299, \"end\": 600.479, \"score\": 0.933}, {\"word\": \"括\", \"start\": 600.479, \"end\": 601.2, \"score\": 0.914}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 601.2, \"end\": 602.5, \"score\": 0.948}, {\"word\": \"徵\"}, {\"word\": \"資\"}, {\"word\": \"所\", \"start\": 602.5, \"end\": 602.6, \"score\": 0.801}, {\"word\": \"以\", \"start\": 602.6, \"end\": 603.321, \"score\": 0.901}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"比\", \"start\": 603.321, \"end\": 603.701, \"score\": 0.864}, {\"word\": \"較\"}, {\"word\": \"下\", \"start\": 603.701, \"end\": 604.402, \"score\": 0.907}, {\"word\": \"來\"}, {\"word\": \"台\", \"start\": 604.402, \"end\": 604.862, \"score\": 0.803}, {\"word\": \"灣\"}, {\"word\": \"是\", \"start\": 604.862, \"end\": 605.082, \"score\": 0.826}, {\"word\": \"全\", \"start\": 605.082, \"end\": 605.362, \"score\": 0.793}, {\"word\": \"世\", \"start\": 605.362, \"end\": 605.542, \"score\": 0.83}, {\"word\": \"界\", \"start\": 605.542, \"end\": 605.722, \"score\": 0.73}, {\"word\": \"目\", \"start\": 605.722, \"end\": 605.963, \"score\": 0.893}, {\"word\": \"前\", \"start\": 605.963, \"end\": 606.523, \"score\": 0.984}, {\"word\": \"最\", \"start\": 606.523, \"end\": 606.723, \"score\": 0.943}, {\"word\": \"晚\", \"start\": 606.723, \"end\": 606.963, \"score\": 0.943}, {\"word\": \"接\", \"start\": 606.963, \"end\": 607.163, \"score\": 0.84}, {\"word\": \"軌\"}, {\"word\": \"R\", \"start\": 607.163, \"end\": 607.183, \"score\": 0.0}, {\"word\": \"F\", \"start\": 607.183, \"end\": 607.283, \"score\": 0.799}, {\"word\": \"1\"}, {\"word\": \"7\"}, {\"word\": \"的\", \"start\": 607.283, \"end\": 607.343, \"score\": 0.568}, {\"word\": \"要\", \"start\": 607.343, \"end\": 607.523, \"score\": 0.883}, {\"word\": \"到\", \"start\": 607.523, \"end\": 607.664, \"score\": 0.857}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 607.664, \"end\": 607.864, \"score\": 0.804}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 607.864, \"end\": 608.024, \"score\": 0.832}, {\"word\": \"主\", \"start\": 608.024, \"end\": 608.044, \"score\": 0.0}, {\"word\": \"委\", \"start\": 608.044, \"end\": 608.204, \"score\": 0.714}, {\"word\": \"你\", \"start\": 608.204, \"end\": 608.224, \"score\": 0.0}, {\"word\": \"都\", \"start\": 608.224, \"end\": 608.344, \"score\": 0.803}, {\"word\": \"幾\"}, {\"word\": \"歲\"}, {\"word\": \"啊\", \"start\": 608.344, \"end\": 608.364, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 614.449, \"end\": 614.549, \"score\": 0.897}, {\"word\": \"我\", \"start\": 614.549, \"end\": 614.669, \"score\": 0.841}, {\"word\": \"的\", \"start\": 614.669, \"end\": 615.23, \"score\": 0.851}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"吧\", \"start\": 615.23, \"end\": 617.332, \"score\": 0.785}, {\"word\": \"這\"}, {\"word\": \"不\", \"start\": 617.332, \"end\": 617.432, \"score\": 0.75}, {\"word\": \"是\", \"start\": 617.432, \"end\": 620.415, \"score\": 0.929}, {\"word\": \"個\"}, {\"word\": \"資\"}, {\"word\": \"啊\", \"start\": 620.415, \"end\": 620.956, \"score\": 0.913}, {\"word\": \"對\"}, {\"word\": \"不\", \"start\": 620.956, \"end\": 621.156, \"score\": 0.806}, {\"word\": \"對\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 621.156, \"end\": 621.396, \"score\": 0.923}, {\"word\": \"那\", \"start\": 621.396, \"end\": 621.536, \"score\": 0.814}, {\"word\": \"是\", \"start\": 621.536, \"end\": 622.077, \"score\": 0.974}, {\"word\": \"距\", \"start\": 622.077, \"end\": 622.557, \"score\": 0.853}, {\"word\": \"離\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 622.557, \"end\": 622.738, \"score\": 0.956}, {\"word\": \"也\", \"start\": 622.738, \"end\": 623.138, \"score\": 0.905}, {\"word\": \"將\"}, {\"word\": \"近\", \"start\": 623.138, \"end\": 623.498, \"score\": 0.973}, {\"word\": \"快\", \"start\": 623.498, \"end\": 623.679, \"score\": 0.829}, {\"word\": \"要\", \"start\": 623.679, \"end\": 624.599, \"score\": 0.869}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 624.599, \"end\": 624.78, \"score\": 0.784}, {\"word\": \"的\", \"start\": 624.78, \"end\": 625.14, \"score\": 0.916}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"耶\", \"start\": 625.14, \"end\": 625.801, \"score\": 0.881}, {\"word\": \"是\", \"start\": 625.801, \"end\": 626.141, \"score\": 0.993}, {\"word\": \"非\", \"start\": 626.141, \"end\": 626.241, \"score\": 0.8}, {\"word\": \"常\", \"start\": 626.241, \"end\": 626.441, \"score\": 0.799}, {\"word\": \"晚\", \"start\": 626.441, \"end\": 626.602, \"score\": 0.866}, {\"word\": \"的\", \"start\": 626.602, \"end\": 626.902, \"score\": 0.888}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"耶\", \"start\": 626.902, \"end\": 627.102, \"score\": 0.874}, {\"word\": \"那\", \"start\": 627.102, \"end\": 627.843, \"score\": 0.828}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 627.843, \"end\": 628.343, \"score\": 0.884}, {\"word\": \"會\"}, {\"word\": \"發\"}, {\"word\": \"生\", \"start\": 628.343, \"end\": 628.564, \"score\": 0.773}, {\"word\": \"什\", \"start\": 628.564, \"end\": 628.764, \"score\": 0.8}, {\"word\": \"麼\"}, {\"word\": \"事\", \"start\": 628.764, \"end\": 628.844, \"score\": 0.75}, {\"word\": \"情\", \"start\": 628.844, \"end\": 628.904, \"score\": 0.513}, {\"word\": \"我\", \"start\": 628.904, \"end\": 629.064, \"score\": 0.697}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 629.064, \"end\": 629.184, \"score\": 0.688}, {\"word\": \"不\", \"start\": 629.184, \"end\": 629.324, \"score\": 0.941}, {\"word\": \"知\", \"start\": 629.324, \"end\": 629.464, \"score\": 0.971}, {\"word\": \"道\", \"start\": 629.464, \"end\": 629.925, \"score\": 0.89}, {\"word\": \"但\", \"start\": 629.925, \"end\": 630.105, \"score\": 0.724}, {\"word\": \"我\", \"start\": 630.105, \"end\": 630.506, \"score\": 0.829}, {\"word\": \"們\"}, {\"word\": \"I\", \"start\": 630.506, \"end\": 630.826, \"score\": 0.791}, {\"word\": \"F\", \"start\": 630.826, \"end\": 630.846, \"score\": 0.0}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"竟\", \"start\": 630.846, \"end\": 630.966, \"score\": 0.833}, {\"word\": \"然\", \"start\": 630.966, \"end\": 631.046, \"score\": 0.632}, {\"word\": \"要\", \"start\": 631.046, \"end\": 631.206, \"score\": 0.787}, {\"word\": \"到\", \"start\": 631.206, \"end\": 632.047, \"score\": 0.857}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"1\"}, {\"word\": \"年\", \"start\": 632.047, \"end\": 632.267, \"score\": 0.875}, {\"word\": \"才\", \"start\": 632.267, \"end\": 632.387, \"score\": 0.921}, {\"word\": \"能\", \"start\": 632.387, \"end\": 632.528, \"score\": 0.85}, {\"word\": \"完\", \"start\": 632.528, \"end\": 632.788, \"score\": 0.875}, {\"word\": \"全\", \"start\": 632.788, \"end\": 633.068, \"score\": 0.988}, {\"word\": \"接\", \"start\": 633.068, \"end\": 633.829, \"score\": 0.931}, {\"word\": \"軌\"}, {\"word\": \"你\", \"start\": 633.829, \"end\": 633.949, \"score\": 0.777}, {\"word\": \"不\", \"start\": 633.949, \"end\": 634.289, \"score\": 0.881}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 634.289, \"end\": 635.09, \"score\": 0.879}, {\"word\": \"這\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 635.09, \"end\": 635.651, \"score\": 0.929}, {\"word\": \"真\", \"start\": 635.651, \"end\": 635.811, \"score\": 0.788}, {\"word\": \"的\", \"start\": 635.811, \"end\": 635.931, \"score\": 0.793}, {\"word\": \"太\", \"start\": 635.931, \"end\": 636.091, \"score\": 0.995}, {\"word\": \"長\"}, {\"word\": \"了\", \"start\": 636.091, \"end\": 636.111, \"score\": 0.0}, {\"word\": \"嗎\"}, {\"word\": \"但\", \"start\": 636.912, \"end\": 637.092, \"score\": 0.886}, {\"word\": \"我\", \"start\": 637.092, \"end\": 637.212, \"score\": 0.83}, {\"word\": \"以\", \"start\": 637.212, \"end\": 637.352, \"score\": 0.818}, {\"word\": \"為\"}, {\"word\": \"每\", \"start\": 637.352, \"end\": 637.812, \"score\": 0.896}, {\"word\": \"個\"}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 637.812, \"end\": 638.052, \"score\": 0.974}, {\"word\": \"接\", \"start\": 638.052, \"end\": 638.453, \"score\": 0.875}, {\"word\": \"軌\"}, {\"word\": \"都\", \"start\": 638.453, \"end\": 638.813, \"score\": 0.987}, {\"word\": \"是\", \"start\": 638.813, \"end\": 639.053, \"score\": 0.926}, {\"word\": \"有\", \"start\": 639.053, \"end\": 639.233, \"score\": 0.979}, {\"word\": \"一\", \"start\": 639.233, \"end\": 639.313, \"score\": 0.909}, {\"word\": \"些\", \"start\": 639.313, \"end\": 639.713, \"score\": 0.856}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 639.713, \"end\": 639.933, \"score\": 0.881}, {\"word\": \"期\", \"start\": 639.933, \"end\": 640.053, \"score\": 0.812}, {\"word\": \"像\", \"start\": 640.053, \"end\": 640.233, \"score\": 0.778}, {\"word\": \"歐\", \"start\": 640.233, \"end\": 640.453, \"score\": 0.82}, {\"word\": \"盟\", \"start\": 640.453, \"end\": 640.673, \"score\": 0.942}, {\"word\": \"接\", \"start\": 640.673, \"end\": 641.094, \"score\": 0.87}, {\"word\": \"軌\"}, {\"word\": \"那\", \"start\": 641.094, \"end\": 641.314, \"score\": 0.764}, {\"word\": \"個\"}, {\"word\": \"清\", \"start\": 641.314, \"end\": 641.474, \"score\": 0.892}, {\"word\": \"查\", \"start\": 641.474, \"end\": 641.674, \"score\": 0.749}, {\"word\": \"能\", \"start\": 641.674, \"end\": 641.854, \"score\": 0.879}, {\"word\": \"力\", \"start\": 641.854, \"end\": 642.054, \"score\": 0.776}, {\"word\": \"二\", \"start\": 642.054, \"end\": 642.254, \"score\": 0.956}, {\"word\": \"也\", \"start\": 642.254, \"end\": 642.394, \"score\": 0.904}, {\"word\": \"是\", \"start\": 642.394, \"end\": 642.934, \"score\": 0.873}, {\"word\": \"1\"}, {\"word\": \"6\"}, {\"word\": \"年\", \"start\": 642.934, \"end\": 643.314, \"score\": 0.793}, {\"word\": \"但\", \"start\": 643.314, \"end\": 643.474, \"score\": 0.868}, {\"word\": \"是\", \"start\": 643.474, \"end\": 643.554, \"score\": 0.639}, {\"word\": \"人\", \"start\": 643.554, \"end\": 643.715, \"score\": 0.634}, {\"word\": \"家\", \"start\": 643.715, \"end\": 643.875, \"score\": 0.666}, {\"word\": \"很\", \"start\": 643.875, \"end\": 644.135, \"score\": 0.865}, {\"word\": \"早\", \"start\": 644.135, \"end\": 644.335, \"score\": 0.825}, {\"word\": \"就\", \"start\": 644.335, \"end\": 644.355, \"score\": 0.018}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 644.355, \"end\": 644.455, \"score\": 0.612}, {\"word\": \"接\", \"start\": 644.455, \"end\": 644.475, \"score\": 0.0}, {\"word\": \"軌\"}, {\"word\": \"啊\", \"start\": 644.475, \"end\": 644.495, \"score\": 0.0}, {\"word\": \"台\", \"start\": 644.495, \"end\": 644.595, \"score\": 0.795}, {\"word\": \"灣\"}, {\"word\": \"是\", \"start\": 644.595, \"end\": 644.615, \"score\": 0.0}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"6\"}, {\"word\": \"年\", \"start\": 644.615, \"end\": 644.675, \"score\": 0.48}, {\"word\": \"才\", \"start\": 644.675, \"end\": 644.695, \"score\": 0.0}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 644.695, \"end\": 644.875, \"score\": 0.803}, {\"word\": \"接\", \"start\": 644.875, \"end\": 645.115, \"score\": 0.746}, {\"word\": \"軌\"}, {\"word\": \"還\"}, {\"word\": \"要\", \"start\": 645.115, \"end\": 645.355, \"score\": 0.9}, {\"word\": \"再\", \"start\": 645.355, \"end\": 646.015, \"score\": 0.902}, {\"word\": \"給\"}, {\"word\": \"他\", \"start\": 646.015, \"end\": 646.135, \"score\": 0.837}, {\"word\": \"們\"}, {\"word\": \"1\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 646.135, \"end\": 646.155, \"score\": 0.0}, {\"word\": \"的\", \"start\": 646.155, \"end\": 646.215, \"score\": 0.421}, {\"word\": \"過\"}, {\"word\": \"渡\", \"start\": 646.215, \"end\": 646.436, \"score\": 0.807}, {\"word\": \"期\", \"start\": 646.436, \"end\": 646.936, \"score\": 0.856}, {\"word\": \"耶\", \"start\": 646.936, \"end\": 647.076, \"score\": 0.825}, {\"word\": \"連\"}, {\"word\": \"韓\"}, {\"word\": \"國\"}, {\"word\": \"從\"}, {\"word\": \"今\", \"start\": 647.076, \"end\": 647.136, \"score\": 0.314}, {\"word\": \"年\", \"start\": 647.136, \"end\": 647.336, \"score\": 0.672}, {\"word\": \"1\"}, {\"word\": \"月\", \"start\": 647.336, \"end\": 647.456, \"score\": 0.833}, {\"word\": \"1\"}, {\"word\": \"號\"}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 647.456, \"end\": 647.476, \"score\": 0.0}, {\"word\": \"接\", \"start\": 647.476, \"end\": 647.496, \"score\": 0.0}, {\"word\": \"軌\"}, {\"word\": \"到\", \"start\": 647.496, \"end\": 647.516, \"score\": 0.0}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 647.516, \"end\": 647.536, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 647.536, \"end\": 647.576, \"score\": 0.47}, {\"word\": \"過\"}, {\"word\": \"渡\", \"start\": 647.576, \"end\": 647.596, \"score\": 0.0}, {\"word\": \"期\", \"start\": 647.596, \"end\": 647.616, \"score\": 0.0}, {\"word\": \"最\", \"start\": 647.616, \"end\": 647.736, \"score\": 0.833}, {\"word\": \"晚\", \"start\": 647.736, \"end\": 647.756, \"score\": 0.0}, {\"word\": \"也\", \"start\": 647.756, \"end\": 647.836, \"score\": 0.497}, {\"word\": \"是\", \"start\": 647.836, \"end\": 647.856, \"score\": 0.0}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"3\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 647.856, \"end\": 647.876, \"score\": 0.983}, {\"word\": \"我\", \"start\": 647.876, \"end\": 647.976, \"score\": 0.794}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"比\", \"start\": 647.976, \"end\": 647.996, \"score\": 0.0}, {\"word\": \"人\", \"start\": 647.996, \"end\": 648.056, \"score\": 0.267}, {\"word\": \"家\", \"start\": 648.056, \"end\": 648.076, \"score\": 0.04}, {\"word\": \"再\", \"start\": 648.076, \"end\": 648.256, \"score\": 0.76}, {\"word\": \"晚\", \"start\": 648.256, \"end\": 648.396, \"score\": 0.847}, {\"word\": \"了\", \"start\": 648.396, \"end\": 648.476, \"score\": 0.415}, {\"word\": \"8\"}, {\"word\": \"年\", \"start\": 648.476, \"end\": 648.496, \"score\": 0.0}, {\"word\": \"耶\", \"start\": 648.496, \"end\": 648.516, \"score\": 0.0}, {\"word\": \"包\", \"start\": 661.141, \"end\": 661.341, \"score\": 0.874}, {\"word\": \"委\", \"start\": 661.341, \"end\": 661.541, \"score\": 0.88}, {\"word\": \"員\"}, {\"word\": \"其\", \"start\": 661.541, \"end\": 661.802, \"score\": 0.865}, {\"word\": \"實\"}, {\"word\": \"主\", \"start\": 661.802, \"end\": 661.922, \"score\": 0.998}, {\"word\": \"要\", \"start\": 661.922, \"end\": 662.062, \"score\": 0.996}, {\"word\": \"是\", \"start\": 662.062, \"end\": 662.242, \"score\": 0.887}, {\"word\": \"因\", \"start\": 662.242, \"end\": 662.362, \"score\": 0.833}, {\"word\": \"為\"}, {\"word\": \"我\", \"start\": 662.362, \"end\": 662.822, \"score\": 0.921}, {\"word\": \"們\"}, {\"word\": \"民\", \"start\": 662.822, \"end\": 663.203, \"score\": 0.938}, {\"word\": \"國\"}, {\"word\": \"九\", \"start\": 663.203, \"end\": 663.383, \"score\": 0.992}, {\"word\": \"十\", \"start\": 663.383, \"end\": 663.523, \"score\": 0.856}, {\"word\": \"年\", \"start\": 663.523, \"end\": 663.703, \"score\": 0.999}, {\"word\": \"代\", \"start\": 663.703, \"end\": 663.863, \"score\": 0.997}, {\"word\": \"以\", \"start\": 663.863, \"end\": 664.003, \"score\": 0.788}, {\"word\": \"前\", \"start\": 664.003, \"end\": 664.364, \"score\": 0.942}, {\"word\": \"賣\"}, {\"word\": \"了\", \"start\": 664.364, \"end\": 664.464, \"score\": 0.878}, {\"word\": \"很\", \"start\": 664.464, \"end\": 664.664, \"score\": 0.995}, {\"word\": \"多\", \"start\": 664.664, \"end\": 664.844, \"score\": 0.999}, {\"word\": \"六\", \"start\": 664.844, \"end\": 665.104, \"score\": 0.925}, {\"word\": \"以\", \"start\": 665.104, \"end\": 665.284, \"score\": 0.905}, {\"word\": \"上\", \"start\": 665.284, \"end\": 665.485, \"score\": 0.998}, {\"word\": \"的\", \"start\": 665.485, \"end\": 665.625, \"score\": 0.999}, {\"word\": \"高\", \"start\": 665.625, \"end\": 665.805, \"score\": 0.97}, {\"word\": \"利\", \"start\": 665.805, \"end\": 665.965, \"score\": 0.885}, {\"word\": \"率\", \"start\": 665.965, \"end\": 666.165, \"score\": 0.902}, {\"word\": \"保\", \"start\": 666.165, \"end\": 666.585, \"score\": 0.941}, {\"word\": \"單\"}, {\"word\": \"都\", \"start\": 666.585, \"end\": 666.746, \"score\": 0.999}, {\"word\": \"是\", \"start\": 666.746, \"end\": 667.486, \"score\": 0.971}, {\"word\": \"長\"}, {\"word\": \"年\", \"start\": 667.486, \"end\": 667.706, \"score\": 0.979}, {\"word\": \"期\", \"start\": 667.706, \"end\": 668.187, \"score\": 0.916}, {\"word\": \"終\"}, {\"word\": \"身\", \"start\": 668.187, \"end\": 668.447, \"score\": 0.924}, {\"word\": \"的\", \"start\": 668.447, \"end\": 669.088, \"score\": 0.965}, {\"word\": \"其\", \"start\": 669.088, \"end\": 669.328, \"score\": 0.847}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 669.328, \"end\": 669.788, \"score\": 0.87}, {\"word\": \"們\"}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"做\", \"start\": 669.788, \"end\": 669.948, \"score\": 0.875}, {\"word\": \"也\", \"start\": 669.948, \"end\": 670.068, \"score\": 0.838}, {\"word\": \"是\", \"start\": 670.068, \"end\": 670.248, \"score\": 0.995}, {\"word\": \"保\", \"start\": 670.248, \"end\": 670.429, \"score\": 0.966}, {\"word\": \"障\", \"start\": 670.429, \"end\": 670.649, \"score\": 0.945}, {\"word\": \"我\", \"start\": 670.649, \"end\": 670.869, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"保\", \"start\": 670.869, \"end\": 670.989, \"score\": 0.997}, {\"word\": \"護\"}, {\"word\": \"的\", \"start\": 670.989, \"end\": 671.089, \"score\": 0.799}, {\"word\": \"權\"}, {\"word\": \"益\", \"start\": 671.089, \"end\": 671.109, \"score\": 0.0}, {\"word\": \"所\", \"start\": 672.284, \"end\": 672.304, \"score\": 0.011}, {\"word\": \"以\", \"start\": 672.304, \"end\": 672.484, \"score\": 0.634}, {\"word\": \"你\", \"start\": 672.484, \"end\": 672.564, \"score\": 0.746}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 672.564, \"end\": 672.684, \"score\": 0.704}, {\"word\": \"要\", \"start\": 672.684, \"end\": 672.864, \"score\": 0.676}, {\"word\": \"等\", \"start\": 672.864, \"end\": 672.984, \"score\": 0.696}, {\"word\": \"他\", \"start\": 672.984, \"end\": 673.265, \"score\": 0.667}, {\"word\": \"們\"}, {\"word\": \"消\", \"start\": 673.265, \"end\": 673.485, \"score\": 0.872}, {\"word\": \"化\", \"start\": 673.485, \"end\": 673.665, \"score\": 0.691}, {\"word\": \"完\", \"start\": 673.665, \"end\": 674.265, \"score\": 0.861}, {\"word\": \"畢\"}, {\"word\": \"才\", \"start\": 674.265, \"end\": 674.485, \"score\": 0.874}, {\"word\": \"要\", \"start\": 674.485, \"end\": 674.905, \"score\": 0.766}, {\"word\": \"來\"}, {\"word\": \"讓\"}, {\"word\": \"他\", \"start\": 674.905, \"end\": 675.246, \"score\": 0.724}, {\"word\": \"們\"}, {\"word\": \"去\", \"start\": 675.246, \"end\": 675.686, \"score\": 0.854}, {\"word\": \"面\", \"start\": 675.686, \"end\": 676.306, \"score\": 0.805}, {\"word\": \"對\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 676.306, \"end\": 676.666, \"score\": 0.764}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 676.666, \"end\": 676.866, \"score\": 0.786}, {\"word\": \"增\", \"start\": 676.866, \"end\": 677.247, \"score\": 0.836}, {\"word\": \"資\"}, {\"word\": \"的\", \"start\": 677.247, \"end\": 677.987, \"score\": 0.799}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"需\", \"start\": 677.987, \"end\": 678.207, \"score\": 0.547}, {\"word\": \"求\", \"start\": 678.207, \"end\": 679.148, \"score\": 0.762}, {\"word\": \"嗎\"}, {\"word\": \"不\", \"start\": 679.148, \"end\": 679.288, \"score\": 0.716}, {\"word\": \"完\", \"start\": 679.288, \"end\": 679.488, \"score\": 0.639}, {\"word\": \"全\", \"start\": 679.488, \"end\": 679.668, \"score\": 0.618}, {\"word\": \"是\", \"start\": 679.668, \"end\": 679.828, \"score\": 0.679}, {\"word\": \"消\", \"start\": 679.828, \"end\": 680.008, \"score\": 0.751}, {\"word\": \"化\", \"start\": 680.008, \"end\": 680.168, \"score\": 0.724}, {\"word\": \"完\", \"start\": 680.168, \"end\": 680.608, \"score\": 0.638}, {\"word\": \"畢\"}, {\"word\": \"而\", \"start\": 680.608, \"end\": 680.848, \"score\": 0.852}, {\"word\": \"是\", \"start\": 680.848, \"end\": 681.589, \"score\": 0.833}, {\"word\": \"我\", \"start\": 681.589, \"end\": 682.009, \"score\": 0.615}, {\"word\": \"們\"}, {\"word\": \"給\"}, {\"word\": \"配\", \"start\": 682.009, \"end\": 682.189, \"score\": 0.732}, {\"word\": \"套\", \"start\": 682.189, \"end\": 682.429, \"score\": 0.723}, {\"word\": \"措\", \"start\": 682.429, \"end\": 682.649, \"score\": 0.799}, {\"word\": \"施\", \"start\": 682.649, \"end\": 683.55, \"score\": 0.831}, {\"word\": \"給\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 683.55, \"end\": 683.79, \"score\": 0.73}, {\"word\": \"期\", \"start\": 683.79, \"end\": 684.17, \"score\": 0.703}, {\"word\": \"讓\"}, {\"word\": \"他\", \"start\": 684.17, \"end\": 684.41, \"score\": 0.871}, {\"word\": \"逐\", \"start\": 684.41, \"end\": 684.65, \"score\": 0.802}, {\"word\": \"年\", \"start\": 684.65, \"end\": 684.87, \"score\": 0.749}, {\"word\": \"慢\", \"start\": 684.87, \"end\": 685.051, \"score\": 0.739}, {\"word\": \"慢\", \"start\": 685.051, \"end\": 685.211, \"score\": 0.682}, {\"word\": \"慢\", \"start\": 685.211, \"end\": 685.371, \"score\": 0.748}, {\"word\": \"慢\", \"start\": 685.371, \"end\": 685.671, \"score\": 0.593}, {\"word\": \"去\", \"start\": 685.671, \"end\": 686.151, \"score\": 0.71}, {\"word\": \"調\"}, {\"word\": \"整\", \"start\": 686.151, \"end\": 686.451, \"score\": 0.862}, {\"word\": \"好\", \"start\": 686.451, \"end\": 686.751, \"score\": 0.819}, {\"word\": \"那\", \"start\": 686.751, \"end\": 686.932, \"score\": 0.724}, {\"word\": \"最\", \"start\": 686.932, \"end\": 687.092, \"score\": 0.803}, {\"word\": \"後\", \"start\": 687.092, \"end\": 687.272, \"score\": 0.708}, {\"word\": \"再\", \"start\": 687.272, \"end\": 687.732, \"score\": 0.767}, {\"word\": \"兩\"}, {\"word\": \"個\"}, {\"word\": \"小\", \"start\": 687.732, \"end\": 688.192, \"score\": 0.752}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"一\", \"start\": 688.192, \"end\": 688.432, \"score\": 0.767}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 688.432, \"end\": 688.612, \"score\": 0.904}, {\"word\": \"新\", \"start\": 688.612, \"end\": 688.812, \"score\": 0.808}, {\"word\": \"展\", \"start\": 688.812, \"end\": 689.253, \"score\": 0.819}, {\"word\": \"併\"}, {\"word\": \"花\", \"start\": 689.253, \"end\": 689.493, \"score\": 0.752}, {\"word\": \"旗\", \"start\": 689.493, \"end\": 689.633, \"score\": 0.711}, {\"word\": \"的\", \"start\": 689.633, \"end\": 689.733, \"score\": 0.638}, {\"word\": \"案\", \"start\": 689.733, \"end\": 689.953, \"score\": 0.726}, {\"word\": \"件\", \"start\": 689.953, \"end\": 690.533, \"score\": 0.845}, {\"word\": \"消\", \"start\": 690.533, \"end\": 691.314, \"score\": 0.73}, {\"word\": \"費\"}, {\"word\": \"糾\"}, {\"word\": \"紛\"}, {\"word\": \"不\", \"start\": 691.314, \"end\": 691.594, \"score\": 0.72}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 691.594, \"end\": 692.154, \"score\": 0.684}, {\"word\": \"頻\"}, {\"word\": \"傳\"}, {\"word\": \"客\", \"start\": 692.154, \"end\": 692.494, \"score\": 0.7}, {\"word\": \"戶\"}, {\"word\": \"投\", \"start\": 692.494, \"end\": 693.075, \"score\": 0.738}, {\"word\": \"訴\"}, {\"word\": \"越\", \"start\": 693.075, \"end\": 693.095, \"score\": 0.094}, {\"word\": \"來\"}, {\"word\": \"越\", \"start\": 693.095, \"end\": 693.275, \"score\": 0.807}, {\"word\": \"多\", \"start\": 693.275, \"end\": 693.755, \"score\": 0.859}, {\"word\": \"但\", \"start\": 693.755, \"end\": 693.875, \"score\": 0.713}, {\"word\": \"是\", \"start\": 693.875, \"end\": 693.995, \"score\": 0.788}, {\"word\": \"我\", \"start\": 693.995, \"end\": 694.095, \"score\": 0.414}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 694.095, \"end\": 694.195, \"score\": 0.796}, {\"word\": \"有\", \"start\": 694.195, \"end\": 694.295, \"score\": 0.609}, {\"word\": \"看\", \"start\": 694.295, \"end\": 694.395, \"score\": 0.711}, {\"word\": \"到\", \"start\": 694.395, \"end\": 694.595, \"score\": 0.719}, {\"word\": \"金\", \"start\": 694.595, \"end\": 694.776, \"score\": 0.667}, {\"word\": \"管\", \"start\": 694.776, \"end\": 695.076, \"score\": 0.726}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 695.076, \"end\": 695.196, \"score\": 0.799}, {\"word\": \"任\", \"start\": 695.196, \"end\": 695.416, \"score\": 0.72}, {\"word\": \"何\", \"start\": 695.416, \"end\": 695.536, \"score\": 0.653}, {\"word\": \"的\", \"start\": 695.536, \"end\": 695.776, \"score\": 0.996}, {\"word\": \"作\", \"start\": 695.776, \"end\": 696.576, \"score\": 0.881}, {\"word\": \"為\"}, {\"word\": \"很\", \"start\": 696.576, \"end\": 696.817, \"score\": 0.774}, {\"word\": \"多\", \"start\": 696.817, \"end\": 696.997, \"score\": 0.701}, {\"word\": \"的\", \"start\": 696.997, \"end\": 697.017, \"score\": 0.754}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 697.017, \"end\": 697.037, \"score\": 0.0}, {\"word\": \"存\", \"start\": 697.777, \"end\": 698.077, \"score\": 0.684}, {\"word\": \"戶\"}, {\"word\": \"的\", \"start\": 698.077, \"end\": 698.398, \"score\": 0.827}, {\"word\": \"權\"}, {\"word\": \"益\", \"start\": 698.398, \"end\": 698.558, \"score\": 0.831}, {\"word\": \"受\", \"start\": 698.558, \"end\": 698.698, \"score\": 0.843}, {\"word\": \"到\", \"start\": 698.698, \"end\": 698.838, \"score\": 0.797}, {\"word\": \"影\", \"start\": 698.838, \"end\": 699.218, \"score\": 0.8}, {\"word\": \"響\"}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 699.218, \"end\": 699.598, \"score\": 0.764}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"卡\", \"start\": 699.598, \"end\": 699.979, \"score\": 0.876}, {\"word\": \"戶\"}, {\"word\": \"的\", \"start\": 699.979, \"end\": 700.259, \"score\": 0.783}, {\"word\": \"權\"}, {\"word\": \"益\", \"start\": 700.259, \"end\": 700.399, \"score\": 0.848}, {\"word\": \"也\", \"start\": 700.399, \"end\": 700.579, \"score\": 0.989}, {\"word\": \"是\", \"start\": 700.579, \"end\": 700.759, \"score\": 0.927}, {\"word\": \"一\", \"start\": 700.759, \"end\": 701.5, \"score\": 0.866}, {\"word\": \"樣\"}, {\"word\": \"另\", \"start\": 701.5, \"end\": 701.64, \"score\": 0.709}, {\"word\": \"外\", \"start\": 701.64, \"end\": 701.98, \"score\": 0.808}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"接\", \"start\": 701.98, \"end\": 702.16, \"score\": 0.77}, {\"word\": \"口\", \"start\": 702.16, \"end\": 702.38, \"score\": 0.777}, {\"word\": \"投\", \"start\": 702.38, \"end\": 702.58, \"score\": 0.905}, {\"word\": \"信\", \"start\": 702.58, \"end\": 702.76, \"score\": 0.856}, {\"word\": \"的\", \"start\": 702.76, \"end\": 702.921, \"score\": 0.917}, {\"word\": \"胡\", \"start\": 702.921, \"end\": 703.081, \"score\": 0.792}, {\"word\": \"奕\", \"start\": 703.081, \"end\": 703.261, \"score\": 0.803}, {\"word\": \"迦\", \"start\": 703.261, \"end\": 703.901, \"score\": 0.88}, {\"word\": \"自\", \"start\": 703.901, \"end\": 704.061, \"score\": 0.771}, {\"word\": \"行\", \"start\": 704.061, \"end\": 704.261, \"score\": 0.78}, {\"word\": \"宣\", \"start\": 704.261, \"end\": 704.462, \"score\": 0.692}, {\"word\": \"布\", \"start\": 704.462, \"end\": 704.662, \"score\": 0.739}, {\"word\": \"回\", \"start\": 704.662, \"end\": 704.822, \"score\": 0.94}, {\"word\": \"任\", \"start\": 704.822, \"end\": 705.062, \"score\": 0.91}, {\"word\": \"董\", \"start\": 705.062, \"end\": 705.322, \"score\": 0.905}, {\"word\": \"事\", \"start\": 705.322, \"end\": 705.522, \"score\": 0.903}, {\"word\": \"耶\", \"start\": 705.522, \"end\": 705.923, \"score\": 0.9}, {\"word\": \"完\", \"start\": 705.923, \"end\": 706.103, \"score\": 0.78}, {\"word\": \"全\", \"start\": 706.103, \"end\": 706.283, \"score\": 0.848}, {\"word\": \"在\", \"start\": 706.283, \"end\": 706.463, \"score\": 0.798}, {\"word\": \"挑\", \"start\": 706.463, \"end\": 706.903, \"score\": 0.891}, {\"word\": \"戰\"}, {\"word\": \"我\", \"start\": 706.903, \"end\": 707.003, \"score\": 0.815}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 707.003, \"end\": 707.183, \"score\": 0.906}, {\"word\": \"金\", \"start\": 707.183, \"end\": 707.363, \"score\": 0.877}, {\"word\": \"管\", \"start\": 707.363, \"end\": 708.144, \"score\": 0.88}, {\"word\": \"會\"}, {\"word\": \"但\", \"start\": 708.144, \"end\": 708.284, \"score\": 0.841}, {\"word\": \"是\", \"start\": 708.284, \"end\": 708.424, \"score\": 0.84}, {\"word\": \"金\", \"start\": 708.424, \"end\": 708.624, \"score\": 0.853}, {\"word\": \"管\", \"start\": 708.624, \"end\": 709.145, \"score\": 0.781}, {\"word\": \"會\"}, {\"word\": \"對\"}, {\"word\": \"接\", \"start\": 709.145, \"end\": 709.345, \"score\": 0.83}, {\"word\": \"口\", \"start\": 709.345, \"end\": 709.525, \"score\": 0.885}, {\"word\": \"可\", \"start\": 709.525, \"end\": 709.665, \"score\": 0.992}, {\"word\": \"是\", \"start\": 709.665, \"end\": 709.825, \"score\": 0.89}, {\"word\": \"一\", \"start\": 709.825, \"end\": 709.985, \"score\": 0.827}, {\"word\": \"再\", \"start\": 709.985, \"end\": 710.145, \"score\": 0.811}, {\"word\": \"的\", \"start\": 710.145, \"end\": 710.586, \"score\": 0.76}, {\"word\": \"寬\"}, {\"word\": \"容\", \"start\": 710.586, \"end\": 711.546, \"score\": 0.832}, {\"word\": \"罰\"}, {\"word\": \"環\"}, {\"word\": \"都\", \"start\": 711.546, \"end\": 711.746, \"score\": 0.928}, {\"word\": \"非\", \"start\": 711.746, \"end\": 711.947, \"score\": 0.809}, {\"word\": \"常\", \"start\": 711.947, \"end\": 712.167, \"score\": 0.836}, {\"word\": \"的\", \"start\": 712.167, \"end\": 712.387, \"score\": 0.95}, {\"word\": \"低\", \"start\": 712.387, \"end\": 712.567, \"score\": 0.981}, {\"word\": \"喔\", \"start\": 712.567, \"end\": 713.067, \"score\": 0.848}, {\"word\": \"那\", \"start\": 713.067, \"end\": 714.348, \"score\": 0.925}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"接\", \"start\": 714.348, \"end\": 714.488, \"score\": 0.738}, {\"word\": \"口\", \"start\": 714.488, \"end\": 714.628, \"score\": 0.73}, {\"word\": \"投\", \"start\": 714.628, \"end\": 714.808, \"score\": 0.879}, {\"word\": \"信\", \"start\": 714.808, \"end\": 715.089, \"score\": 0.725}, {\"word\": \"違\"}, {\"word\": \"反\", \"start\": 715.089, \"end\": 715.289, \"score\": 0.732}, {\"word\": \"捷\", \"start\": 715.289, \"end\": 715.449, \"score\": 0.856}, {\"word\": \"二\", \"start\": 715.449, \"end\": 715.669, \"score\": 0.9}, {\"word\": \"信\", \"start\": 715.669, \"end\": 716.029, \"score\": 0.855}, {\"word\": \"託\"}, {\"word\": \"法\", \"start\": 716.029, \"end\": 716.169, \"score\": 0.989}, {\"word\": \"也\", \"start\": 716.169, \"end\": 716.309, \"score\": 0.614}, {\"word\": \"只\", \"start\": 716.309, \"end\": 718.171, \"score\": 0.806}, {\"word\": \"開\"}, {\"word\": \"罰\"}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"萬\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 718.171, \"end\": 718.551, \"score\": 0.77}, {\"word\": \"還\"}, {\"word\": \"公\", \"start\": 718.551, \"end\": 718.711, \"score\": 0.567}, {\"word\": \"然\", \"start\": 718.711, \"end\": 718.911, \"score\": 0.785}, {\"word\": \"挑\", \"start\": 718.911, \"end\": 719.311, \"score\": 0.902}, {\"word\": \"戰\"}, {\"word\": \"金\", \"start\": 719.311, \"end\": 719.492, \"score\": 0.841}, {\"word\": \"管\", \"start\": 719.492, \"end\": 719.992, \"score\": 0.798}, {\"word\": \"會\"}, {\"word\": \"金\", \"start\": 719.992, \"end\": 720.132, \"score\": 0.836}, {\"word\": \"管\", \"start\": 720.132, \"end\": 720.272, \"score\": 0.731}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 720.272, \"end\": 720.492, \"score\": 0.867}, {\"word\": \"作\", \"start\": 720.492, \"end\": 720.772, \"score\": 0.888}, {\"word\": \"為\"}, {\"word\": \"在\", \"start\": 720.772, \"end\": 720.893, \"score\": 0.799}, {\"word\": \"哪\", \"start\": 720.893, \"end\": 721.013, \"score\": 0.986}, {\"word\": \"裡\"}, {\"word\": \"啊\", \"start\": 721.013, \"end\": 721.033, \"score\": 0.0}, {\"word\": \"接\", \"start\": 721.926, \"end\": 722.086, \"score\": 0.721}, {\"word\": \"口\", \"start\": 722.086, \"end\": 722.266, \"score\": 0.684}, {\"word\": \"投\", \"start\": 722.266, \"end\": 722.446, \"score\": 0.764}, {\"word\": \"信\", \"start\": 722.446, \"end\": 722.646, \"score\": 0.609}, {\"word\": \"目\", \"start\": 722.646, \"end\": 722.806, \"score\": 0.777}, {\"word\": \"前\", \"start\": 722.806, \"end\": 723.526, \"score\": 0.955}, {\"word\": \"的\", \"start\": 723.526, \"end\": 723.646, \"score\": 0.732}, {\"word\": \"了\", \"start\": 723.646, \"end\": 723.846, \"score\": 0.763}, {\"word\": \"解\", \"start\": 723.846, \"end\": 724.006, \"score\": 0.551}, {\"word\": \"他\", \"start\": 724.006, \"end\": 724.186, \"score\": 0.923}, {\"word\": \"要\", \"start\": 724.186, \"end\": 724.607, \"score\": 0.95}, {\"word\": \"先\", \"start\": 724.607, \"end\": 725.207, \"score\": 0.933}, {\"word\": \"如\", \"start\": 725.207, \"end\": 725.327, \"score\": 0.827}, {\"word\": \"果\", \"start\": 725.327, \"end\": 725.407, \"score\": 0.66}, {\"word\": \"要\", \"start\": 725.407, \"end\": 725.627, \"score\": 0.824}, {\"word\": \"申\", \"start\": 725.627, \"end\": 726.027, \"score\": 0.817}, {\"word\": \"請\"}, {\"word\": \"回\", \"start\": 726.027, \"end\": 726.367, \"score\": 0.893}, {\"word\": \"認\"}, {\"word\": \"必\", \"start\": 726.367, \"end\": 726.627, \"score\": 0.776}, {\"word\": \"須\"}, {\"word\": \"先\", \"start\": 726.627, \"end\": 726.827, \"score\": 0.727}, {\"word\": \"向\", \"start\": 726.827, \"end\": 727.127, \"score\": 0.867}, {\"word\": \"投\", \"start\": 727.127, \"end\": 727.327, \"score\": 0.843}, {\"word\": \"信\", \"start\": 727.327, \"end\": 727.567, \"score\": 0.83}, {\"word\": \"投\", \"start\": 727.567, \"end\": 727.967, \"score\": 0.787}, {\"word\": \"顧\"}, {\"word\": \"公\", \"start\": 727.967, \"end\": 728.387, \"score\": 0.85}, {\"word\": \"會\"}, {\"word\": \"去\", \"start\": 728.387, \"end\": 728.607, \"score\": 0.965}, {\"word\": \"申\", \"start\": 728.607, \"end\": 730.168, \"score\": 0.776}, {\"word\": \"請\"}, {\"word\": \"那\", \"start\": 730.168, \"end\": 730.348, \"score\": 0.67}, {\"word\": \"可\", \"start\": 730.348, \"end\": 730.488, \"score\": 0.696}, {\"word\": \"以\", \"start\": 730.488, \"end\": 730.568, \"score\": 0.729}, {\"word\": \"自\", \"start\": 730.568, \"end\": 730.728, \"score\": 0.738}, {\"word\": \"行\", \"start\": 730.728, \"end\": 730.968, \"score\": 0.755}, {\"word\": \"宣\", \"start\": 730.968, \"end\": 731.228, \"score\": 0.749}, {\"word\": \"布\", \"start\": 731.228, \"end\": 732.048, \"score\": 0.822}, {\"word\": \"嗎\"}, {\"word\": \"自\", \"start\": 732.048, \"end\": 732.248, \"score\": 0.758}, {\"word\": \"行\", \"start\": 732.248, \"end\": 732.508, \"score\": 0.841}, {\"word\": \"宣\", \"start\": 732.508, \"end\": 732.748, \"score\": 0.547}, {\"word\": \"布\", \"start\": 732.748, \"end\": 733.268, \"score\": 0.861}, {\"word\": \"回\", \"start\": 733.268, \"end\": 733.668, \"score\": 0.795}, {\"word\": \"認\"}, {\"word\": \"董\", \"start\": 733.668, \"end\": 733.888, \"score\": 0.863}, {\"word\": \"事\", \"start\": 733.888, \"end\": 734.068, \"score\": 0.832}, {\"word\": \"是\", \"start\": 734.068, \"end\": 734.208, \"score\": 0.718}, {\"word\": \"什\", \"start\": 734.208, \"end\": 734.409, \"score\": 0.75}, {\"word\": \"麼\"}, {\"word\": \"意\", \"start\": 734.409, \"end\": 734.629, \"score\": 0.853}, {\"word\": \"思\", \"start\": 734.629, \"end\": 734.769, \"score\": 0.856}, {\"word\": \"啊\", \"start\": 734.769, \"end\": 735.149, \"score\": 0.862}, {\"word\": \"金\", \"start\": 735.149, \"end\": 735.429, \"score\": 0.617}, {\"word\": \"管\", \"start\": 735.429, \"end\": 735.589, \"score\": 0.497}, {\"word\": \"會\"}, {\"word\": \"沒\", \"start\": 735.589, \"end\": 735.689, \"score\": 0.768}, {\"word\": \"有\", \"start\": 735.689, \"end\": 735.789, \"score\": 0.375}, {\"word\": \"同\", \"start\": 735.789, \"end\": 735.989, \"score\": 0.738}, {\"word\": \"意\", \"start\": 735.989, \"end\": 736.149, \"score\": 0.748}, {\"word\": \"之\", \"start\": 736.149, \"end\": 736.309, \"score\": 0.726}, {\"word\": \"前\", \"start\": 736.309, \"end\": 736.569, \"score\": 0.94}, {\"word\": \"自\", \"start\": 736.569, \"end\": 736.729, \"score\": 0.783}, {\"word\": \"行\", \"start\": 736.729, \"end\": 736.989, \"score\": 0.767}, {\"word\": \"宣\", \"start\": 736.989, \"end\": 737.209, \"score\": 0.871}, {\"word\": \"布\", \"start\": 737.209, \"end\": 737.509, \"score\": 0.732}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 737.509, \"end\": 737.629, \"score\": 0.739}, {\"word\": \"什\", \"start\": 737.629, \"end\": 737.849, \"score\": 0.763}, {\"word\": \"麼\"}, {\"word\": \"意\", \"start\": 737.849, \"end\": 738.029, \"score\": 0.766}, {\"word\": \"思\", \"start\": 738.029, \"end\": 738.889, \"score\": 0.878}, {\"word\": \"我\", \"start\": 738.889, \"end\": 738.989, \"score\": 0.587}, {\"word\": \"想\", \"start\": 738.989, \"end\": 739.249, \"score\": 0.718}, {\"word\": \"他\", \"start\": 739.249, \"end\": 739.59, \"score\": 0.941}, {\"word\": \"怎\", \"start\": 739.59, \"end\": 739.85, \"score\": 0.623}, {\"word\": \"麼\"}, {\"word\": \"表\", \"start\": 739.85, \"end\": 740.55, \"score\": 0.798}, {\"word\": \"達\"}, {\"word\": \"我\", \"start\": 740.55, \"end\": 740.67, \"score\": 0.566}, {\"word\": \"想\", \"start\": 740.67, \"end\": 741.77, \"score\": 0.938}, {\"word\": \"金\", \"start\": 741.77, \"end\": 742.15, \"score\": 0.684}, {\"word\": \"管\", \"start\": 742.15, \"end\": 742.35, \"score\": 0.682}, {\"word\": \"會\"}, {\"word\": \"到\", \"start\": 742.35, \"end\": 742.49, \"score\": 0.586}, {\"word\": \"底\", \"start\": 742.49, \"end\": 742.61, \"score\": 0.605}, {\"word\": \"在\", \"start\": 742.61, \"end\": 742.79, \"score\": 0.753}, {\"word\": \"怕\", \"start\": 742.79, \"end\": 743.01, \"score\": 0.647}, {\"word\": \"接\", \"start\": 743.01, \"end\": 743.19, \"score\": 0.653}, {\"word\": \"口\", \"start\": 743.19, \"end\": 743.37, \"score\": 0.844}, {\"word\": \"什\", \"start\": 743.37, \"end\": 743.65, \"score\": 0.803}, {\"word\": \"麼\"}, {\"word\": \"啊\", \"start\": 743.65, \"end\": 744.11, \"score\": 0.899}, {\"word\": \"就\", \"start\": 744.11, \"end\": 744.31, \"score\": 0.732}, {\"word\": \"是\", \"start\": 744.31, \"end\": 744.551, \"score\": 0.817}, {\"word\": \"說\"}, {\"word\": \"金\", \"start\": 744.551, \"end\": 744.931, \"score\": 0.629}, {\"word\": \"管\", \"start\": 744.931, \"end\": 745.111, \"score\": 0.671}, {\"word\": \"會\"}, {\"word\": \"你\", \"start\": 745.111, \"end\": 745.471, \"score\": 0.78}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 745.471, \"end\": 745.651, \"score\": 0.729}, {\"word\": \"沒\", \"start\": 745.651, \"end\": 745.731, \"score\": 0.717}, {\"word\": \"有\", \"start\": 745.731, \"end\": 745.891, \"score\": 0.731}, {\"word\": \"任\", \"start\": 745.891, \"end\": 746.151, \"score\": 0.642}, {\"word\": \"何\", \"start\": 746.151, \"end\": 746.351, \"score\": 0.743}, {\"word\": \"的\", \"start\": 746.351, \"end\": 746.811, \"score\": 0.874}, {\"word\": \"一\", \"start\": 746.811, \"end\": 747.611, \"score\": 0.767}, {\"word\": \"個\"}, {\"word\": \"罰\"}, {\"word\": \"款\", \"start\": 747.611, \"end\": 747.811, \"score\": 0.711}, {\"word\": \"或\", \"start\": 747.811, \"end\": 747.931, \"score\": 0.573}, {\"word\": \"是\", \"start\": 747.931, \"end\": 748.051, \"score\": 0.642}, {\"word\": \"他\", \"start\": 748.051, \"end\": 748.511, \"score\": 0.711}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"混\", \"start\": 748.511, \"end\": 748.671, \"score\": 0.855}, {\"word\": \"淆\", \"start\": 748.671, \"end\": 749.572, \"score\": 0.823}, {\"word\": \"視\"}, {\"word\": \"聽\"}, {\"word\": \"他\", \"start\": 749.572, \"end\": 749.772, \"score\": 0.734}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 749.772, \"end\": 749.892, \"score\": 0.601}, {\"word\": \"是\", \"start\": 749.892, \"end\": 749.992, \"score\": 0.59}, {\"word\": \"不\", \"start\": 749.992, \"end\": 750.052, \"score\": 0.682}, {\"word\": \"是\", \"start\": 750.052, \"end\": 750.232, \"score\": 0.563}, {\"word\": \"接\", \"start\": 750.232, \"end\": 750.392, \"score\": 0.628}, {\"word\": \"口\", \"start\": 750.392, \"end\": 750.512, \"score\": 0.899}, {\"word\": \"的\", \"start\": 750.512, \"end\": 750.612, \"score\": 0.701}, {\"word\": \"董\", \"start\": 750.612, \"end\": 750.812, \"score\": 0.852}, {\"word\": \"事\", \"start\": 750.812, \"end\": 750.832, \"score\": 0.718}, {\"word\": \"是\", \"start\": 750.832, \"end\": 751.092, \"score\": 0.881}, {\"word\": \"不\", \"start\": 751.092, \"end\": 751.112, \"score\": 0.0}, {\"word\": \"是\", \"start\": 751.112, \"end\": 751.132, \"score\": 0.163}, {\"word\": \"目\", \"start\": 752.386, \"end\": 752.526, \"score\": 0.814}, {\"word\": \"前\", \"start\": 752.526, \"end\": 752.786, \"score\": 0.942}, {\"word\": \"不\", \"start\": 752.786, \"end\": 752.946, \"score\": 0.954}, {\"word\": \"是\", \"start\": 752.946, \"end\": 753.106, \"score\": 0.806}, {\"word\": \"金\", \"start\": 753.106, \"end\": 753.287, \"score\": 0.785}, {\"word\": \"管\", \"start\": 753.287, \"end\": 753.707, \"score\": 0.918}, {\"word\": \"會\"}, {\"word\": \"金\", \"start\": 753.707, \"end\": 753.887, \"score\": 0.876}, {\"word\": \"管\", \"start\": 753.887, \"end\": 754.027, \"score\": 0.785}, {\"word\": \"會\"}, {\"word\": \"也\", \"start\": 754.027, \"end\": 754.167, \"score\": 0.678}, {\"word\": \"沒\", \"start\": 754.167, \"end\": 754.267, \"score\": 0.8}, {\"word\": \"有\", \"start\": 754.267, \"end\": 754.387, \"score\": 0.479}, {\"word\": \"同\", \"start\": 754.387, \"end\": 754.567, \"score\": 0.874}, {\"word\": \"意\", \"start\": 754.567, \"end\": 754.747, \"score\": 0.969}, {\"word\": \"嘛\", \"start\": 754.747, \"end\": 754.967, \"score\": 0.891}, {\"word\": \"金\", \"start\": 754.967, \"end\": 755.088, \"score\": 0.823}, {\"word\": \"管\", \"start\": 755.088, \"end\": 755.228, \"score\": 0.841}, {\"word\": \"會\"}, {\"word\": \"沒\", \"start\": 755.228, \"end\": 755.368, \"score\": 0.795}, {\"word\": \"有\", \"start\": 755.368, \"end\": 755.568, \"score\": 0.621}, {\"word\": \"同\", \"start\": 755.568, \"end\": 755.728, \"score\": 0.932}, {\"word\": \"意\", \"start\": 755.728, \"end\": 755.828, \"score\": 0.882}, {\"word\": \"之\", \"start\": 755.828, \"end\": 755.968, \"score\": 0.885}, {\"word\": \"前\", \"start\": 755.968, \"end\": 756.088, \"score\": 0.823}, {\"word\": \"他\", \"start\": 756.088, \"end\": 756.248, \"score\": 0.809}, {\"word\": \"就\", \"start\": 756.248, \"end\": 756.368, \"score\": 0.777}, {\"word\": \"不\", \"start\": 756.368, \"end\": 756.488, \"score\": 0.751}, {\"word\": \"能\", \"start\": 756.488, \"end\": 756.788, \"score\": 0.797}, {\"word\": \"擔\"}, {\"word\": \"任\", \"start\": 756.788, \"end\": 756.949, \"score\": 0.935}, {\"word\": \"接\", \"start\": 756.949, \"end\": 757.109, \"score\": 0.87}, {\"word\": \"口\", \"start\": 757.109, \"end\": 757.269, \"score\": 0.905}, {\"word\": \"投\", \"start\": 757.269, \"end\": 757.429, \"score\": 0.805}, {\"word\": \"信\", \"start\": 757.429, \"end\": 757.529, \"score\": 0.801}, {\"word\": \"的\", \"start\": 757.529, \"end\": 757.609, \"score\": 0.714}, {\"word\": \"董\", \"start\": 757.609, \"end\": 757.829, \"score\": 0.899}, {\"word\": \"事\", \"start\": 757.829, \"end\": 758.049, \"score\": 0.992}, {\"word\": \"對\"}, {\"word\": \"不\", \"start\": 758.049, \"end\": 759.67, \"score\": 0.652}, {\"word\": \"對\"}, {\"word\": \"是\", \"start\": 759.67, \"end\": 759.81, \"score\": 0.786}, {\"word\": \"的\", \"start\": 759.81, \"end\": 760.691, \"score\": 0.928}, {\"word\": \"對\"}, {\"word\": \"啊\", \"start\": 760.691, \"end\": 760.831, \"score\": 0.824}, {\"word\": \"那\", \"start\": 760.831, \"end\": 761.031, \"score\": 0.905}, {\"word\": \"他\", \"start\": 761.031, \"end\": 761.251, \"score\": 0.841}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 761.251, \"end\": 761.431, \"score\": 0.887}, {\"word\": \"麼\"}, {\"word\": \"可\", \"start\": 761.431, \"end\": 761.551, \"score\": 0.834}, {\"word\": \"以\", \"start\": 761.551, \"end\": 761.671, \"score\": 0.827}, {\"word\": \"自\", \"start\": 761.671, \"end\": 761.811, \"score\": 0.975}, {\"word\": \"行\", \"start\": 761.811, \"end\": 762.031, \"score\": 0.885}, {\"word\": \"宣\", \"start\": 762.031, \"end\": 762.231, \"score\": 0.901}, {\"word\": \"布\", \"start\": 762.231, \"end\": 762.392, \"score\": 0.817}, {\"word\": \"回\", \"start\": 762.392, \"end\": 762.732, \"score\": 0.879}, {\"word\": \"論\"}, {\"word\": \"呢\", \"start\": 762.732, \"end\": 763.192, \"score\": 0.891}, {\"word\": \"那\", \"start\": 763.192, \"end\": 763.352, \"score\": 0.867}, {\"word\": \"大\", \"start\": 763.352, \"end\": 763.572, \"score\": 0.808}, {\"word\": \"家\", \"start\": 763.572, \"end\": 763.792, \"score\": 0.88}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"是\", \"start\": 763.792, \"end\": 763.872, \"score\": 0.75}, {\"word\": \"不\", \"start\": 763.872, \"end\": 763.892, \"score\": 0.018}, {\"word\": \"是\", \"start\": 763.892, \"end\": 763.992, \"score\": 0.799}, {\"word\": \"在\", \"start\": 763.992, \"end\": 764.213, \"score\": 0.823}, {\"word\": \"混\", \"start\": 764.213, \"end\": 764.373, \"score\": 0.826}, {\"word\": \"淆\", \"start\": 764.373, \"end\": 764.993, \"score\": 0.888}, {\"word\": \"視\"}, {\"word\": \"聽\"}, {\"word\": \"影\", \"start\": 764.993, \"end\": 765.413, \"score\": 0.883}, {\"word\": \"響\"}, {\"word\": \"市\", \"start\": 765.413, \"end\": 766.094, \"score\": 0.94}, {\"word\": \"場\"}, {\"word\": \"的\", \"start\": 766.094, \"end\": 766.234, \"score\": 0.835}, {\"word\": \"信\", \"start\": 766.234, \"end\": 766.474, \"score\": 0.936}, {\"word\": \"心\", \"start\": 766.474, \"end\": 767.174, \"score\": 0.917}, {\"word\": \"讓\"}, {\"word\": \"大\", \"start\": 767.174, \"end\": 767.614, \"score\": 0.892}, {\"word\": \"家\", \"start\": 767.614, \"end\": 767.795, \"score\": 0.834}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 767.795, \"end\": 767.935, \"score\": 0.841}, {\"word\": \"是\", \"start\": 767.935, \"end\": 768.115, \"score\": 0.795}, {\"word\": \"接\", \"start\": 768.115, \"end\": 768.295, \"score\": 0.858}, {\"word\": \"口\", \"start\": 768.295, \"end\": 768.555, \"score\": 0.911}, {\"word\": \"投\", \"start\": 768.555, \"end\": 768.755, \"score\": 0.806}, {\"word\": \"信\", \"start\": 768.755, \"end\": 768.895, \"score\": 0.868}, {\"word\": \"的\", \"start\": 768.895, \"end\": 769.035, \"score\": 0.993}, {\"word\": \"董\", \"start\": 769.035, \"end\": 769.275, \"score\": 0.981}, {\"word\": \"事\", \"start\": 769.275, \"end\": 769.876, \"score\": 0.992}, {\"word\": \"他\", \"start\": 769.876, \"end\": 770.036, \"score\": 0.941}, {\"word\": \"可\", \"start\": 770.036, \"end\": 770.156, \"score\": 0.834}, {\"word\": \"以\", \"start\": 770.156, \"end\": 770.476, \"score\": 0.821}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 770.476, \"end\": 770.596, \"score\": 0.841}, {\"word\": \"招\", \"start\": 770.596, \"end\": 770.956, \"score\": 0.843}, {\"word\": \"搖\"}, {\"word\": \"撞\", \"start\": 770.956, \"end\": 771.156, \"score\": 0.892}, {\"word\": \"票\", \"start\": 771.156, \"end\": 771.256, \"score\": 0.798}, {\"word\": \"嗎\"}, {\"word\": \"我\", \"start\": 771.256, \"end\": 771.296, \"score\": 0.479}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 771.296, \"end\": 771.637, \"score\": 0.819}, {\"word\": \"記\"}, {\"word\": \"者\", \"start\": 771.637, \"end\": 772.037, \"score\": 0.876}, {\"word\": \"會\"}, {\"word\": \"也\", \"start\": 772.037, \"end\": 772.237, \"score\": 0.881}, {\"word\": \"有\", \"start\": 772.237, \"end\": 772.437, \"score\": 0.877}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 772.437, \"end\": 772.557, \"score\": 0.833}, {\"word\": \"一\", \"start\": 772.557, \"end\": 772.717, \"score\": 0.8}, {\"word\": \"切\", \"start\": 772.717, \"end\": 772.977, \"score\": 0.863}, {\"word\": \"以\", \"start\": 772.977, \"end\": 773.137, \"score\": 0.875}, {\"word\": \"金\", \"start\": 773.137, \"end\": 773.318, \"score\": 0.839}, {\"word\": \"管\", \"start\": 773.318, \"end\": 773.658, \"score\": 0.833}, {\"word\": \"會\"}, {\"word\": \"最\", \"start\": 773.658, \"end\": 773.798, \"score\": 0.84}, {\"word\": \"後\", \"start\": 773.798, \"end\": 774.018, \"score\": 0.907}, {\"word\": \"同\", \"start\": 774.018, \"end\": 774.218, \"score\": 0.955}, {\"word\": \"意\", \"start\": 774.218, \"end\": 774.578, \"score\": 0.941}, {\"word\": \"為\"}, {\"word\": \"主\", \"start\": 774.578, \"end\": 774.858, \"score\": 0.894}, {\"word\": \"高\", \"start\": 774.858, \"end\": 774.999, \"score\": 0.939}, {\"word\": \"委\", \"start\": 774.999, \"end\": 775.339, \"score\": 0.884}, {\"word\": \"員\"}, {\"word\": \"是\", \"start\": 775.339, \"end\": 775.499, \"score\": 0.872}, {\"word\": \"不\", \"start\": 775.499, \"end\": 775.519, \"score\": 0.0}, {\"word\": \"是\", \"start\": 775.519, \"end\": 775.539, \"score\": 0.0}, {\"word\": \"所\", \"start\": 776.119, \"end\": 776.159, \"score\": 0.494}, {\"word\": \"以\", \"start\": 776.159, \"end\": 776.299, \"score\": 0.627}, {\"word\": \"我\", \"start\": 776.299, \"end\": 776.499, \"score\": 0.892}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 776.499, \"end\": 776.739, \"score\": 0.914}, {\"word\": \"希\", \"start\": 776.739, \"end\": 776.899, \"score\": 0.929}, {\"word\": \"望\", \"start\": 776.899, \"end\": 777.159, \"score\": 0.987}, {\"word\": \"金\", \"start\": 777.159, \"end\": 777.359, \"score\": 0.908}, {\"word\": \"管\", \"start\": 777.359, \"end\": 777.959, \"score\": 0.885}, {\"word\": \"會\"}, {\"word\": \"能\", \"start\": 777.959, \"end\": 778.26, \"score\": 0.879}, {\"word\": \"夠\"}, {\"word\": \"拿\", \"start\": 778.26, \"end\": 778.54, \"score\": 0.889}, {\"word\": \"出\", \"start\": 778.54, \"end\": 778.76, \"score\": 0.951}, {\"word\": \"相\", \"start\": 778.76, \"end\": 779.18, \"score\": 0.801}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 779.18, \"end\": 779.36, \"score\": 0.994}, {\"word\": \"法\", \"start\": 779.36, \"end\": 780.04, \"score\": 0.909}, {\"word\": \"則\"}, {\"word\": \"來\"}, {\"word\": \"去\", \"start\": 780.04, \"end\": 780.82, \"score\": 0.879}, {\"word\": \"針\"}, {\"word\": \"對\"}, {\"word\": \"街\", \"start\": 780.82, \"end\": 780.94, \"score\": 0.764}, {\"word\": \"口\", \"start\": 780.94, \"end\": 781.1, \"score\": 0.652}, {\"word\": \"投\", \"start\": 781.1, \"end\": 781.28, \"score\": 0.925}, {\"word\": \"信\", \"start\": 781.28, \"end\": 781.54, \"score\": 0.763}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 781.54, \"end\": 781.62, \"score\": 0.789}, {\"word\": \"像\", \"start\": 781.62, \"end\": 781.82, \"score\": 0.783}, {\"word\": \"星\", \"start\": 781.82, \"end\": 782.04, \"score\": 0.861}, {\"word\": \"展\", \"start\": 782.04, \"end\": 782.4, \"score\": 0.914}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 782.4, \"end\": 782.8, \"score\": 0.864}, {\"word\": \"類\"}, {\"word\": \"似\", \"start\": 782.8, \"end\": 783.281, \"score\": 0.9}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 783.281, \"end\": 783.881, \"score\": 0.939}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 783.881, \"end\": 784.161, \"score\": 0.848}, {\"word\": \"消\", \"start\": 784.161, \"end\": 784.541, \"score\": 0.92}, {\"word\": \"費\"}, {\"word\": \"者\", \"start\": 784.541, \"end\": 784.881, \"score\": 0.866}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 784.881, \"end\": 785.141, \"score\": 0.851}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 785.141, \"end\": 785.341, \"score\": 0.932}, {\"word\": \"存\", \"start\": 785.341, \"end\": 786.221, \"score\": 0.855}, {\"word\": \"戶\"}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 786.221, \"end\": 786.361, \"score\": 0.839}, {\"word\": \"金\", \"start\": 786.361, \"end\": 786.481, \"score\": 0.972}, {\"word\": \"融\", \"start\": 786.481, \"end\": 786.701, \"score\": 0.939}, {\"word\": \"市\", \"start\": 786.701, \"end\": 787.041, \"score\": 0.764}, {\"word\": \"場\"}, {\"word\": \"都\", \"start\": 787.041, \"end\": 787.461, \"score\": 0.766}, {\"word\": \"會\"}, {\"word\": \"產\"}, {\"word\": \"生\", \"start\": 787.461, \"end\": 787.661, \"score\": 0.919}, {\"word\": \"影\", \"start\": 787.661, \"end\": 788.322, \"score\": 0.867}, {\"word\": \"響\"}, {\"word\": \"那\", \"start\": 788.322, \"end\": 788.422, \"score\": 0.815}, {\"word\": \"如\", \"start\": 788.422, \"end\": 788.442, \"score\": 0.0}, {\"word\": \"果\", \"start\": 788.442, \"end\": 788.622, \"score\": 0.855}, {\"word\": \"金\", \"start\": 788.622, \"end\": 788.762, \"score\": 0.815}, {\"word\": \"管\", \"start\": 788.762, \"end\": 789.042, \"score\": 0.744}, {\"word\": \"會\"}, {\"word\": \"都\", \"start\": 789.042, \"end\": 789.182, \"score\": 0.974}, {\"word\": \"不\", \"start\": 789.182, \"end\": 789.502, \"score\": 0.847}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 789.502, \"end\": 790.122, \"score\": 0.895}, {\"word\": \"會\"}, {\"word\": \"讓\"}, {\"word\": \"人\", \"start\": 790.122, \"end\": 790.262, \"score\": 0.992}, {\"word\": \"家\", \"start\": 790.262, \"end\": 790.542, \"score\": 0.841}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 790.542, \"end\": 791.142, \"score\": 0.881}, {\"word\": \"說\"}, {\"word\": \"像\", \"start\": 791.142, \"end\": 791.562, \"score\": 0.895}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 791.562, \"end\": 792.242, \"score\": 0.933}, {\"word\": \"為\"}, {\"word\": \"所\", \"start\": 792.242, \"end\": 792.442, \"score\": 0.897}, {\"word\": \"欲\", \"start\": 792.442, \"end\": 793.023, \"score\": 0.881}, {\"word\": \"為\"}, {\"word\": \"的\", \"start\": 793.023, \"end\": 793.283, \"score\": 0.994}, {\"word\": \"金\", \"start\": 793.283, \"end\": 793.403, \"score\": 0.953}, {\"word\": \"融\", \"start\": 793.403, \"end\": 794.363, \"score\": 0.897}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"招\", \"start\": 794.363, \"end\": 794.743, \"score\": 0.841}, {\"word\": \"搖\"}, {\"word\": \"撞\", \"start\": 794.743, \"end\": 795.743, \"score\": 0.918}, {\"word\": \"騙\"}, {\"word\": \"自\", \"start\": 795.743, \"end\": 795.943, \"score\": 0.986}, {\"word\": \"己\", \"start\": 795.943, \"end\": 796.463, \"score\": 0.92}, {\"word\": \"說\"}, {\"word\": \"自\", \"start\": 796.463, \"end\": 796.563, \"score\": 0.988}, {\"word\": \"己\", \"start\": 796.563, \"end\": 796.663, \"score\": 0.956}, {\"word\": \"是\", \"start\": 796.663, \"end\": 796.803, \"score\": 0.824}, {\"word\": \"投\", \"start\": 796.803, \"end\": 797.003, \"score\": 0.912}, {\"word\": \"信\", \"start\": 797.003, \"end\": 797.163, \"score\": 0.9}, {\"word\": \"董\", \"start\": 797.163, \"end\": 797.404, \"score\": 0.851}, {\"word\": \"事\", \"start\": 797.404, \"end\": 797.864, \"score\": 0.98}, {\"word\": \"都\", \"start\": 797.864, \"end\": 798.284, \"score\": 0.803}, {\"word\": \"還\"}, {\"word\": \"可\", \"start\": 798.284, \"end\": 798.504, \"score\": 0.986}, {\"word\": \"以\", \"start\": 798.504, \"end\": 799.984, \"score\": 0.905}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"逃\", \"start\": 799.984, \"end\": 800.404, \"score\": 0.881}, {\"word\": \"過\"}, {\"word\": \"我\", \"start\": 800.404, \"end\": 800.604, \"score\": 0.733}, {\"word\": \"們\"}, {\"word\": \"相\", \"start\": 800.604, \"end\": 800.984, \"score\": 0.884}, {\"word\": \"關\"}, {\"word\": \"制\", \"start\": 800.984, \"end\": 801.144, \"score\": 0.799}, {\"word\": \"裁\", \"start\": 801.144, \"end\": 801.344, \"score\": 0.835}, {\"word\": \"我\", \"start\": 801.344, \"end\": 801.584, \"score\": 0.829}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 801.584, \"end\": 802.024, \"score\": 0.845}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 802.024, \"end\": 802.505, \"score\": 0.943}, {\"word\": \"沒\", \"start\": 802.505, \"end\": 802.685, \"score\": 0.857}, {\"word\": \"有\", \"start\": 802.685, \"end\": 802.805, \"score\": 0.812}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 802.805, \"end\": 802.965, \"score\": 0.723}, {\"word\": \"去\", \"start\": 802.965, \"end\": 803.165, \"score\": 0.768}, {\"word\": \"取\", \"start\": 803.165, \"end\": 803.365, \"score\": 0.91}, {\"word\": \"信\", \"start\": 803.365, \"end\": 803.585, \"score\": 0.888}, {\"word\": \"社\", \"start\": 803.585, \"end\": 803.905, \"score\": 0.818}, {\"word\": \"會\"}, {\"word\": \"大\", \"start\": 803.905, \"end\": 803.925, \"score\": 0.345}, {\"word\": \"眾\"}, {\"word\": \"好\", \"start\": 805.267, \"end\": 805.468, \"score\": 0.9}, {\"word\": \"不\", \"start\": 805.468, \"end\": 805.689, \"score\": 0.908}, {\"word\": \"好\", \"start\": 805.689, \"end\": 806.772, \"score\": 0.945}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"高\", \"start\": 806.772, \"end\": 806.952, \"score\": 0.98}, {\"word\": \"委\", \"start\": 806.952, \"end\": 808.296, \"score\": 0.967}, {\"word\": \"員\"}, {\"word\": \"接\", \"start\": 808.296, \"end\": 808.416, \"score\": 0.987}, {\"word\": \"下\", \"start\": 808.416, \"end\": 808.958, \"score\": 0.925}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 808.958, \"end\": 809.339, \"score\": 0.895}, {\"word\": \"們\"}, {\"word\": \"請\"}, {\"word\": \"陳\"}, {\"word\": \"焦\", \"start\": 809.339, \"end\": 809.84, \"score\": 0.88}, {\"word\": \"華\"}, {\"word\": \"陳\"}, {\"word\": \"委\", \"start\": 809.84, \"end\": 810.161, \"score\": 0.936}, {\"word\": \"員\"}, {\"word\": \"上\", \"start\": 810.161, \"end\": 810.322, \"score\": 0.995}, {\"word\": \"台\", \"start\": 810.322, \"end\": 810.342, \"score\": 0.523}, {\"word\": \"質\"}, {\"word\": \"詢\"}], \"language\": \"zh\"}","srt":"1\n00:00:01,003 --> 00:00:04,226\n謝謝主席請黃天牧主委請黃主委上台備選謝國元長\n\n2\n00:00:07,560 --> 00:00:35,045\n主委好現在這個OpenBanking開放銀行的第三階段那今天讓大家知道說自律規範即將要年底前核備可是大家質疑就是說第三階段其實最重要的就是客戶的資金交易的服務那這個部分目前的自律規範是靠自律嗎那這個第三方的業者TSP未來是誰來監管這個部分目前有一個確定的方向嗎\n\n3\n00:00:36,594 --> 00:00:48,760\n從以往到現在,包括任何的委外銀行如果可以拿一個TSB業者服務銀行就是要對這個TSB業者的行為去做負責我們是督導銀行,銀行要對我們負責\n\n4\n00:00:49,847 --> 00:01:06,719\n所以因為現在詐騙非常的猖獗那尤其是在第三階段的時候涉及到這個金融交易的資料等等這些訊息的時候大家要擔心的就是如果銀行的自律發生了問題或者是TSP有問題就像現在很多的詐騙\n\n5\n00:01:07,660 --> 00:01:34,001\n其實都是一個內部內神通外鬼互相的串聯然後導致各自外泄的狀況所以同時我們也發現目前TSP業者所使用的OpenBanking的代登錄的機制就是都用原網營的驗證也就是說這個TSP的業者他可以取得客戶登錄的第三方驗證的所有資料而這個資料就是登錄銀行最重要的帳號跟密碼\n\n6\n00:01:35,362 --> 00:01:49,220\n就在這種情況之下如果只靠自律只靠業者跟銀行之間的規範自己之間的彼此的自律所造成的資安漏洞客戶資料的外洩等等這個到底要誰來負責\n\n7\n00:01:50,501 --> 00:02:07,647\n就是銀行自己負責嗎是委員您追尋的很重要我剛剛跟您報告就是一個是銀行公會自律規範一個是財經公司會訂定技術跟資安標準尤其第三階段牽涉到交易面資安標準會更高包括幾位前面的委員對這部分有交代我們會再去檢討\n\n8\n00:02:09,000 --> 00:02:18,588\n對因為其實過去也同樣的包括IMB的事件包括這些事件大家一旦發生問題的時候一定都會回頭來問主管機關是誰誰要負責而這個時候如果我們事先就把這個球都踢給銀行說他們來自律他們自己負責事後我們都說我們沒有相關的監管或是沒有相關的配套出來的時候問題一旦發生其實\n\n9\n00:02:32,599 --> 00:02:51,036\n政府還是要承擔這個責任所以目前的TSP業者雖然他們是新創但是呢對於未來這些資安金融等級的安控作業他們有沒有辦法做到滴水不漏避免資安的漏洞擱置的外洩這個是對現在所有的客戶使用者來講最在意的事情\n\n10\n00:02:51,676 --> 00:03:19,500\n當然隨著金融的科技化能夠有這樣子的一個OpenBanking是大家期待的一個方向可是同時如何來避免這些資料外洩同時有很多的代登錄的機制曾經也被這個玉山銀行偵測到說來源的IP是在國外那如果今天這個ISP的業者他的IP是涉及到中國或者是間接中資那這樣的狀況可不可以申請OpenBanking\n\n11\n00:03:20,910 --> 00:03:32,305\n總括來說您關心的事情非常重要包括TSP本身的資安水準銀行本身的資安水準消費者保護這個都會在我們的規範中一併去考慮跟處理\n\n12\n00:03:34,147 --> 00:03:54,210\n所以剛剛我問到的啊如果說這個TSP的業者他跟中資是有關係的而今天我們的客戶台灣的銀行這些資料有可能包括剛剛所說的帳號密碼他可能藉此而外流到TSP業者那你公告業者的自律是遠遠不夠包括國安包括其他層面的問題才是今天我們也要考量的\n\n13\n00:03:54,750 --> 00:04:11,695\n所以現在問的就是說如果這TSP的業者後面有中資有中國的IP等等的這些狀況到底能不能借接能不能適用我們的OpenBanking您垂詢的地方當然是我們的顧慮我們一定會在規範中或是審查中去做處理\n\n14\n00:04:12,415 --> 00:04:34,660\n所以你沒有回答我們的問題嘛因為包括現在的蝦皮過去大家也質疑說它背後就是種子抖音的問題等等能不能申請借接呢能不能來做openbanking呢因為依照我們的個資法相關的規定如果民眾每天登錄業者的APP都顯示登錄成功但是呢還會有一個是非台灣地區登錄的警告\n\n15\n00:04:35,140 --> 00:05:02,077\n久而久之我們就會忽略說這個資料是不是被中國入侵或外國人入侵因為長期以來你登錄都是這樣子的一個通知所以這後面其實就有狼來了或者是久而久之大家就忽略了對自己個資或資安的保護的問題所以就這個部分其實有很多現在大家質疑的問題還沒有辦法得到釐清那因為年底前就有可能會開放的情況之下\n\n16\n00:05:02,837 --> 00:05:22,163\n這個部分到底什麼時候能夠有一個比較明確的一個規定報告委員我可能沒有講得很完整很抱歉我們是年底前完成他會報來我們會審查但是審查之後只是一個規範規範之後再開放之後還要真正的真正TSB業者或銀行向我們申請這個還有一個過程我剛才說\n\n17\n00:05:23,183 --> 00:05:43,504\n前面可能要到明年上半年那是就是說剛剛所質疑的啦包括說中資或者是有涉及到國家利益國安的問題然後主管機關如果沒有辦法去監管沒有辦法去了解的時候這東西呢有沒有辦法各自傳輸到其他的國家那被儲存到哪裡等等這些我們有沒有一個監管的機制未來會不會知道\n\n18\n00:05:44,765 --> 00:06:01,409\n這樣子的一個配套我們現有就是有這些考慮不過今天很感謝朝委安排這樣一個報告今天委員給我們的指導我們會趕快去看看現在到來的銀行公會治理規範跟財經的資安技術標準有沒有符合委員這樣的期待如果沒有符合我們會去修正\n\n19\n00:06:01,849 --> 00:06:30,965\n就是說後面的配套剛剛所質疑的這些都必須要有能夠讓金管會隨時能夠掌握說到底這些TSP業者有沒有外流到中國後面有沒有中資或者是說這個資料被下載之後它是不是確實有治安的規範不會再被轉移到其他人的手上反而造成各自外洩的疑慮跟風險這部分一定要有明確的規範跟保證也要有配套這個大家才能夠放心這個金管會是可以做到的嗎\n\n20\n00:06:31,425 --> 00:06:49,176\n可以我們一定會準備好才上路不會為了要上路而上路好那另外關於這個純網保啦過去呢這個金管會一直告訴我們說麻雀飛牢啊純網保很快就會有啦等等我想今天也很多人在關心喔說了這麼久結果到現在呢卻是一場空\n\n21\n00:06:50,197 --> 00:07:08,550\n最後完全沒有任何一家存網保可以上路那現在金管會又說明年要捲土重來保險局12月又要評估請問在原本這麼嚴格的一個條件狀況之下未來會進一步的放寬嗎那如果沒有放寬又如何能夠保證明年會有存網保呢\n\n22\n00:07:09,366 --> 00:07:34,463\n其實原來我不認為那是嚴格那本來就是大家對純網營的期待覺得希望它有一個有一個可以運行的商業模式我們只是確定純網保也有一個可以運行的商業模式我不覺得那是一定是嚴的那如果是這樣為什麼沒有任何一家公司願意來做或是通過我們經管會的審查那是因為它送來的資料沒辦法證明它是可被執行的模式\n\n23\n00:07:35,609 --> 00:07:51,109\n也就是說你認為他是會虧損是不是沒有獲利的空間嗎什麼叫做無法證明他是可賠之心他的創新跟異業合作的創新模式沒有辦法得到審查委員認同這樣一個模式是可以將來可以營運可以獲利的\n\n24\n00:07:51,960 --> 00:08:10,235\n所以你就是認為他不會獲利嘛那我們存網營也是虧損連連啊虧損連連到現在你當初認為他會獲利嗎到現在還不是在虧損那你還不是讓他過那存網保對於民眾來講有更大的需求現在很多的民眾網路世代他們可能透過網路去保\n\n25\n00:08:11,136 --> 00:08:22,607\n這個存網保這個需求上其實是有這樣的必要性可以去做比較可以去做更多的這些配套那為什麼這個部分反而目前沒有看到任何一家願意來做的\n\n26\n00:08:24,500 --> 00:08:37,604\n而且在國際上我們也有比較出來數位化或保險科技在其他國家其實都已經是非常的普遍但是在台灣目前是一家都沒有那這種狀況其實是金管會的條件過於嚴苛還是說台灣的市場的問題到底問題出在哪裡\n\n27\n00:08:43,126 --> 00:09:09,469\n包委員這幾年我們在網路投保上已經有大幅的開放那今年十月也開放保險公司做異業的合作跟電子商務的開放目前已經有業者那這部分可以保證說明年會有存完保嗎這個是讓現有的業者能夠在網路上有更多的商業的機會所以明年會有嗎存完保是要明年一月底會跟各位報告我們評估的結果\n\n28\n00:09:10,627 --> 00:09:23,492\n最後因為我上次沒有問到就是F17的問題我們認為說金管會對受險越是一再的通融F17不斷的拖延2019年的時候告訴我們說考量國情2025年上路到2022又說考量國情2026年上路\n\n29\n00:09:28,594 --> 00:09:42,588\n到10月的時候呢史無前例的容許壽險業來做資產重分類美化賬目到2023年最近喔最新的12月的11月的報告告訴我們說要有15年的過渡期啦讓壽險業傳口氣\n\n30\n00:09:45,350 --> 00:10:08,364\n所以整個這個一拖再拖台灣接軌RF17在國際上已經是後段班讓這些受險公司呢不斷的延長壽命他們其實在延長壽命的過程中卻在逃避他們該有的責任包括現金徵資所以這個比較下來台灣是全世界目前最晚接軌RF17的要到2041年請問2041年主委你都幾歲啊\n\n31\n00:10:14,449 --> 00:10:36,111\n這是我的個資吧這不是個資啊對不對2041年那是距離現在也將近快要20年的時間耶是非常晚的時間耶那時候會發生什麼事情我們都不知道但我們IF實際竟然要到2041年才能完全接軌你不覺得這20年真的太長了嗎\n\n32\n00:10:36,912 --> 00:10:48,516\n但我以為每個國家接軌都是有一些寬限期像歐盟接軌那個清查能力二也是16年但是人家很早就開始接軌啊台灣是2026年才開始接軌還要再給他們15年的過渡期耶連韓國從今年1月1號開始接軌到現在10年過渡期最晚也是2033年我們還比人家再晚了8年耶\n\n33\n00:11:01,141 --> 00:11:11,109\n包委員其實主要是因為我們民國九十年代以前賣了很多六以上的高利率保單都是長年期終身的其實我們這樣做也是保障我們保護的權益\n\n34\n00:11:12,284 --> 00:11:37,037\n所以你們是要等他們消化完畢才要來讓他們去面對現在現金增資的這個需求嗎不完全是消化完畢而是我們給配套措施給寬限期讓他逐年慢慢慢慢去調整好那最後再兩個小問題一個是新展併花旗的案件消費糾紛不斷的頻傳客戶投訴越來越多但是我們沒有看到金管會有任何的作為很多的這些\n\n35\n00:11:37,777 --> 00:12:01,033\n存戶的權益受到影響還有這個卡戶的權益也是一樣另外這個接口投信的胡奕迦自行宣布回任董事耶完全在挑戰我們的金管會但是金管會對接口可是一再的寬容罰環都非常的低喔那這個接口投信違反捷二信託法也只開罰120萬現在還公然挑戰金管會金管會的作為在哪裡啊\n\n36\n00:12:01,926 --> 00:12:31,132\n接口投信目前的了解他要先如果要申請回認必須先向投信投顧公會去申請那可以自行宣布嗎自行宣布回認董事是什麼意思啊金管會沒有同意之前自行宣布這是什麼意思我想他怎麼表達我想金管會到底在怕接口什麼啊就是說金管會你現在沒有任何的一個罰款或是他這樣混淆視聽他現在是不是接口的董事是不是\n\n37\n00:12:32,386 --> 00:12:55,539\n目前不是金管會金管會也沒有同意嘛金管會沒有同意之前他就不能擔任接口投信的董事對不對是的對啊那他為什麼可以自行宣布回論呢那大家這樣是不是在混淆視聽影響市場的信心讓大家認為說他是接口投信的董事他可以這樣子招搖撞票嗎我們在記者會也有說明一切以金管會最後同意為主高委員是不是\n\n38\n00:12:56,119 --> 00:13:23,925\n所以我們還是希望金管會能夠拿出相關的法則來去針對街口投信還有像星展銀行類似這樣子對於消費者對於這些存戶對於金融市場都會產生影響那如果金管會都不處理會讓人家覺得說像這些為所欲為的金融機構招搖撞騙自己說自己是投信董事都還可以這個逃過我們相關制裁我覺得這樣子沒有辦法去取信社會大眾\n\n39\n00:13:25,267 --> 00:13:30,342\n好不好謝謝謝謝高委員接下來我們請陳焦華陳委員上台質詢\n\n","tsv":"start\tend\ttext\n1003\t4226\t謝謝主席 請黃天牧主委請黃主委上台備選謝國元長\n7560\t35045\t主委好現在這個Open Banking開放銀行的第三階段那今天讓大家知道說自律規範即將要年底前核備可是大家質疑就是說第三階段其實最重要的就是客戶的資金交易的服務那這個部分目前的自律規範是靠自律嗎那這個第三方的業者TSP未來是誰來監管這個部分目前有一個確定的方向嗎\n36594\t48760\t從以往到現在,包括任何的委外銀行如果可以拿一個TSB業者服務銀行就是要對這個TSB業者的行為去做負責我們是督導銀行,銀行要對我們負責\n49847\t66719\t所以因為現在詐騙非常的猖獗那尤其是在第三階段的時候涉及到這個金融交易的資料等等這些訊息的時候大家要擔心的就是如果銀行的自律發生了問題或者是TSP有問題就像現在很多的詐騙\n67660\t94001\t其實都是一個內部內神通外鬼互相的串聯然後導致各自外泄的狀況所以同時我們也發現目前TSP業者所使用的Open Banking的代登錄的機制就是都用原網營的驗證也就是說這個TSP的業者他可以取得客戶登錄的第三方驗證的所有資料而這個資料就是登錄銀行最重要的帳號跟密碼\n95362\t109220\t就在這種情況之下如果只靠自律只靠業者跟銀行之間的規範自己之間的彼此的自律所造成的資安漏洞客戶資料的外洩等等這個到底要誰來負責\n110501\t127647\t就是銀行自己負責嗎是 委員您追尋的很重要我剛剛跟您報告就是一個是銀行公會自律規範一個是財經公司會訂定技術跟資安標準尤其第三階段牽涉到交易面資安標準會更高包括幾位前面的委員對這部分有交代我們會再去檢討\n129000\t138588\t對 因為其實過去也同樣的包括IMB的事件包括這些事件大家一旦發生問題的時候一定都會回頭來問主管機關是誰誰要負責而這個時候如果我們事先就把這個球都踢給銀行說他們來自律他們自己負責事後我們都說我們沒有相關的監管或是沒有相關的配套出來的時候問題一旦發生其實\n152599\t171036\t政府還是要承擔這個責任所以目前的TSP業者雖然他們是新創但是呢對於未來這些資安金融等級的安控作業他們有沒有辦法做到滴水不漏避免資安的漏洞擱置的外洩這個是對現在所有的客戶使用者來講最在意的事情\n171676\t199500\t當然隨著金融的科技化能夠有這樣子的一個Open Banking是大家期待的一個方向可是同時如何來避免這些資料外洩同時有很多的代登錄的機制曾經也被這個玉山銀行偵測到說來源的IP是在國外那如果今天這個ISP的業者他的IP是涉及到中國或者是間接中資那這樣的狀況可不可以申請Open Banking\n200910\t212305\t總括來說您關心的事情非常重要包括TSP本身的資安水準銀行本身的資安水準消費者保護這個都會在我們的規範中一併去考慮跟處理\n214147\t234210\t所以剛剛我問到的啊 如果說這個TSP的業者他跟中資是有關係的而今天我們的客戶台灣的銀行這些資料有可能包括剛剛所說的帳號密碼他可能藉此而外流到TSP業者那你公告業者的自律是遠遠不夠包括國安 包括其他層面的問題才是今天我們也要考量的\n234750\t251695\t所以現在問的就是說如果這TSP的業者後面有中資有中國的IP等等的這些狀況到底能不能借接能不能適用我們的Open Banking您垂詢的地方當然是我們的顧慮我們一定會在規範中或是審查中去做處理\n252415\t274660\t所以你沒有回答我們的問題嘛因為包括現在的蝦皮過去大家也質疑說它背後就是種子抖音的問題等等能不能申請借接呢能不能來做open banking呢因為依照我們的個資法相關的規定如果民眾每天登錄業者的APP都顯示登錄成功但是呢還會有一個是非台灣地區登錄的警告\n275140\t302077\t久而久之我們就會忽略說這個資料是不是被中國入侵或外國人入侵因為長期以來你登錄都是這樣子的一個通知所以這後面其實就有狼來了或者是久而久之大家就忽略了對自己個資或資安的保護的問題所以就這個部分其實有很多現在大家質疑的問題還沒有辦法得到釐清那因為年底前就有可能會開放的情況之下\n302837\t322163\t這個部分到底什麼時候能夠有一個比較明確的一個規定報告委員我可能沒有講得很完整很抱歉我們是年底前完成他會報來我們會審查但是審查之後只是一個規範規範之後再開放之後還要真正的真正TSB業者或銀行向我們申請這個還有一個過程我剛才說\n323183\t343504\t前面可能要到明年上半年那是就是說剛剛所質疑的啦包括說中資或者是有涉及到國家利益國安的問題然後主管機關如果沒有辦法去監管沒有辦法去了解的時候這東西呢有沒有辦法各自傳輸到其他的國家那被儲存到哪裡等等這些我們有沒有一個監管的機制未來會不會知道\n344765\t361409\t這樣子的一個配套我們現有就是有這些考慮不過今天很感謝朝委安排這樣一個報告今天委員給我們的指導我們會趕快去看看現在到來的銀行公會治理規範跟財經的資安技術標準有沒有符合委員這樣的期待如果沒有符合我們會去修正\n361849\t390965\t就是說後面的配套剛剛所質疑的這些都必須要有能夠讓金管會隨時能夠掌握說到底這些TSP業者有沒有外流到中國後面有沒有中資或者是說這個資料被下載之後它是不是確實有治安的規範不會再被轉移到其他人的手上反而造成各自外洩的疑慮跟風險這部分一定要有明確的規範跟保證也要有配套這個大家才能夠放心這個金管會是可以做到的嗎\n391425\t409176\t可以 我們一定會準備好才上路不會為了要上路而上路好 那另外關於這個純網保啦過去呢 這個金管會一直告訴我們說麻雀飛牢啊 純網保很快就會有啦等等我想今天也很多人在關心喔說了這麼久 結果到現在呢卻是一場空\n410197\t428550\t最後完全沒有任何一家存網保可以上路那現在金管會又說明年要捲土重來保險局12月又要評估請問在原本這麼嚴格的一個條件狀況之下未來會進一步的放寬嗎那如果沒有放寬又如何能夠保證明年會有存網保呢\n429366\t454463\t其實原來我不認為那是嚴格那本來就是大家對純網營的期待覺得希望它有一個有一個可以運行的商業模式我們只是確定純網保也有一個可以運行的商業模式我不覺得那是一定是嚴的那如果是這樣為什麼沒有任何一家公司願意來做或是通過我們經管會的審查那是因為它送來的資料沒辦法證明它是可被執行的模式\n455609\t471109\t也就是說你認為他是會虧損是不是沒有獲利的空間嗎什麼叫做無法證明他是可賠之心他的創新跟異業合作的創新模式沒有辦法得到審查委員認同這樣一個模式是可以將來可以營運可以獲利的\n471960\t490235\t所以你就是認為他不會獲利嘛那我們存網營也是虧損連連啊虧損連連到現在你當初認為他會獲利嗎到現在還不是在虧損那你還不是讓他過那存網保對於民眾來講有更大的需求現在很多的民眾網路世代他們可能透過網路去保\n491136\t502607\t這個存網保這個需求上其實是有這樣的必要性可以去做比較可以去做更多的這些配套那為什麼這個部分反而目前沒有看到任何一家願意來做的\n504500\t517604\t而且在國際上我們也有比較出來數位化或保險科技在其他國家其實都已經是非常的普遍但是在台灣目前是一家都沒有那這種狀況其實是金管會的條件過於嚴苛還是說台灣的市場的問題到底問題出在哪裡\n523126\t549469\t包委員這幾年我們在網路投保上已經有大幅的開放那今年十月也開放保險公司做異業的合作跟電子商務的開放目前已經有業者那這部分可以保證說明年會有存完保嗎這個是讓現有的業者能夠在網路上有更多的商業的機會所以明年會有嗎存完保是要明年一月底會跟各位報告我們評估的結果\n550627\t563492\t最後因為我上次沒有問到就是F17的問題我們認為說金管會對受險越是一再的通融F17不斷的拖延2019年的時候告訴我們說考量國情2025年上路到2022又說考量國情2026年上路\n568594\t582588\t到10月的時候呢史無前例的容許壽險業來做資產重分類美化賬目到2023年最近喔最新的12月的11月的報告告訴我們說要有15年的過渡期啦讓壽險業傳口氣\n585350\t608364\t所以整個這個一拖再拖台灣接軌RF17在國際上已經是後段班讓這些受險公司呢不斷的延長壽命他們其實在延長壽命的過程中卻在逃避他們該有的責任包括現金徵資所以這個比較下來台灣是全世界目前最晚接軌RF17的要到2041年請問2041年主委你都幾歲啊\n614449\t636111\t這是我的個資吧這不是個資啊 對不對2041年那是距離現在也將近快要20年的時間耶是非常晚的時間耶那時候會發生什麼事情我們都不知道但我們IF實際竟然要到2041年才能完全接軌你不覺得這20年真的太長了嗎\n636912\t648516\t但我以為每個國家接軌都是有一些寬限期像歐盟接軌那個清查能力二也是16年但是人家很早就開始接軌啊台灣是2026年才開始接軌還要再給他們15年的過渡期耶連韓國從今年1月1號開始接軌到現在10年過渡期最晚也是2033年我們還比人家再晚了8年耶\n661141\t671109\t包委員其實主要是因為我們民國九十年代以前賣了很多六以上的高利率保單都是長年期終身的其實我們這樣做也是保障我們保護的權益\n672284\t697037\t所以你們是要等他們消化完畢才要來讓他們去面對現在現金增資的這個需求嗎不完全是消化完畢而是我們給配套措施給寬限期讓他逐年慢慢慢慢去調整好那最後再兩個小問題一個是新展併花旗的案件消費糾紛不斷的頻傳客戶投訴越來越多但是我們沒有看到金管會有任何的作為很多的這些\n697777\t721033\t存戶的權益受到影響 還有這個卡戶的權益也是一樣另外這個接口投信的胡奕迦自行宣布回任董事耶完全在挑戰我們的金管會但是金管會對接口可是一再的寬容罰環都非常的低喔那這個接口投信違反捷二信託法也只開罰120萬現在還公然挑戰金管會金管會的作為在哪裡啊\n721926\t751132\t接口投信目前的了解他要先如果要申請回認必須先向投信投顧公會去申請那可以自行宣布嗎自行宣布回認董事是什麼意思啊金管會沒有同意之前自行宣布這是什麼意思我想他怎麼表達我想金管會到底在怕接口什麼啊就是說金管會你現在沒有任何的一個罰款或是他這樣混淆視聽他現在是不是接口的董事是不是\n752386\t775539\t目前不是金管會金管會也沒有同意嘛金管會沒有同意之前他就不能擔任接口投信的董事對不對是的對啊那他為什麼可以自行宣布回論呢那大家這樣是不是在混淆視聽影響市場的信心讓大家認為說他是接口投信的董事他可以這樣子招搖撞票嗎我們在記者會也有說明一切以金管會最後同意為主高委員是不是\n776119\t803925\t所以我們還是希望金管會能夠拿出相關的法則來去針對街口投信還有像星展銀行類似這樣子對於消費者對於這些存戶對於金融市場都會產生影響那如果金管會都不處理會讓人家覺得說像這些為所欲為的金融機構招搖撞騙自己說自己是投信董事都還可以這個逃過我們相關制裁我覺得這樣子沒有辦法去取信社會大眾\n805267\t810342\t好不好 謝謝 謝謝高委員接下來我們請陳焦華陳委員上台質詢\n","txt":"謝謝主席 請黃天牧主委請黃主委上台備選謝國元長\n主委好現在這個Open Banking開放銀行的第三階段那今天讓大家知道說自律規範即將要年底前核備可是大家質疑就是說第三階段其實最重要的就是客戶的資金交易的服務那這個部分目前的自律規範是靠自律嗎那這個第三方的業者TSP未來是誰來監管這個部分目前有一個確定的方向嗎\n從以往到現在,包括任何的委外銀行如果可以拿一個TSB業者服務銀行就是要對這個TSB業者的行為去做負責我們是督導銀行,銀行要對我們負責\n所以因為現在詐騙非常的猖獗那尤其是在第三階段的時候涉及到這個金融交易的資料等等這些訊息的時候大家要擔心的就是如果銀行的自律發生了問題或者是TSP有問題就像現在很多的詐騙\n其實都是一個內部內神通外鬼互相的串聯然後導致各自外泄的狀況所以同時我們也發現目前TSP業者所使用的Open Banking的代登錄的機制就是都用原網營的驗證也就是說這個TSP的業者他可以取得客戶登錄的第三方驗證的所有資料而這個資料就是登錄銀行最重要的帳號跟密碼\n就在這種情況之下如果只靠自律只靠業者跟銀行之間的規範自己之間的彼此的自律所造成的資安漏洞客戶資料的外洩等等這個到底要誰來負責\n就是銀行自己負責嗎是 委員您追尋的很重要我剛剛跟您報告就是一個是銀行公會自律規範一個是財經公司會訂定技術跟資安標準尤其第三階段牽涉到交易面資安標準會更高包括幾位前面的委員對這部分有交代我們會再去檢討\n對 因為其實過去也同樣的包括IMB的事件包括這些事件大家一旦發生問題的時候一定都會回頭來問主管機關是誰誰要負責而這個時候如果我們事先就把這個球都踢給銀行說他們來自律他們自己負責事後我們都說我們沒有相關的監管或是沒有相關的配套出來的時候問題一旦發生其實\n政府還是要承擔這個責任所以目前的TSP業者雖然他們是新創但是呢對於未來這些資安金融等級的安控作業他們有沒有辦法做到滴水不漏避免資安的漏洞擱置的外洩這個是對現在所有的客戶使用者來講最在意的事情\n當然隨著金融的科技化能夠有這樣子的一個Open Banking是大家期待的一個方向可是同時如何來避免這些資料外洩同時有很多的代登錄的機制曾經也被這個玉山銀行偵測到說來源的IP是在國外那如果今天這個ISP的業者他的IP是涉及到中國或者是間接中資那這樣的狀況可不可以申請Open Banking\n總括來說您關心的事情非常重要包括TSP本身的資安水準銀行本身的資安水準消費者保護這個都會在我們的規範中一併去考慮跟處理\n所以剛剛我問到的啊 如果說這個TSP的業者他跟中資是有關係的而今天我們的客戶台灣的銀行這些資料有可能包括剛剛所說的帳號密碼他可能藉此而外流到TSP業者那你公告業者的自律是遠遠不夠包括國安 包括其他層面的問題才是今天我們也要考量的\n所以現在問的就是說如果這TSP的業者後面有中資有中國的IP等等的這些狀況到底能不能借接能不能適用我們的Open Banking您垂詢的地方當然是我們的顧慮我們一定會在規範中或是審查中去做處理\n所以你沒有回答我們的問題嘛因為包括現在的蝦皮過去大家也質疑說它背後就是種子抖音的問題等等能不能申請借接呢能不能來做open banking呢因為依照我們的個資法相關的規定如果民眾每天登錄業者的APP都顯示登錄成功但是呢還會有一個是非台灣地區登錄的警告\n久而久之我們就會忽略說這個資料是不是被中國入侵或外國人入侵因為長期以來你登錄都是這樣子的一個通知所以這後面其實就有狼來了或者是久而久之大家就忽略了對自己個資或資安的保護的問題所以就這個部分其實有很多現在大家質疑的問題還沒有辦法得到釐清那因為年底前就有可能會開放的情況之下\n這個部分到底什麼時候能夠有一個比較明確的一個規定報告委員我可能沒有講得很完整很抱歉我們是年底前完成他會報來我們會審查但是審查之後只是一個規範規範之後再開放之後還要真正的真正TSB業者或銀行向我們申請這個還有一個過程我剛才說\n前面可能要到明年上半年那是就是說剛剛所質疑的啦包括說中資或者是有涉及到國家利益國安的問題然後主管機關如果沒有辦法去監管沒有辦法去了解的時候這東西呢有沒有辦法各自傳輸到其他的國家那被儲存到哪裡等等這些我們有沒有一個監管的機制未來會不會知道\n這樣子的一個配套我們現有就是有這些考慮不過今天很感謝朝委安排這樣一個報告今天委員給我們的指導我們會趕快去看看現在到來的銀行公會治理規範跟財經的資安技術標準有沒有符合委員這樣的期待如果沒有符合我們會去修正\n就是說後面的配套剛剛所質疑的這些都必須要有能夠讓金管會隨時能夠掌握說到底這些TSP業者有沒有外流到中國後面有沒有中資或者是說這個資料被下載之後它是不是確實有治安的規範不會再被轉移到其他人的手上反而造成各自外洩的疑慮跟風險這部分一定要有明確的規範跟保證也要有配套這個大家才能夠放心這個金管會是可以做到的嗎\n可以 我們一定會準備好才上路不會為了要上路而上路好 那另外關於這個純網保啦過去呢 這個金管會一直告訴我們說麻雀飛牢啊 純網保很快就會有啦等等我想今天也很多人在關心喔說了這麼久 結果到現在呢卻是一場空\n最後完全沒有任何一家存網保可以上路那現在金管會又說明年要捲土重來保險局12月又要評估請問在原本這麼嚴格的一個條件狀況之下未來會進一步的放寬嗎那如果沒有放寬又如何能夠保證明年會有存網保呢\n其實原來我不認為那是嚴格那本來就是大家對純網營的期待覺得希望它有一個有一個可以運行的商業模式我們只是確定純網保也有一個可以運行的商業模式我不覺得那是一定是嚴的那如果是這樣為什麼沒有任何一家公司願意來做或是通過我們經管會的審查那是因為它送來的資料沒辦法證明它是可被執行的模式\n也就是說你認為他是會虧損是不是沒有獲利的空間嗎什麼叫做無法證明他是可賠之心他的創新跟異業合作的創新模式沒有辦法得到審查委員認同這樣一個模式是可以將來可以營運可以獲利的\n所以你就是認為他不會獲利嘛那我們存網營也是虧損連連啊虧損連連到現在你當初認為他會獲利嗎到現在還不是在虧損那你還不是讓他過那存網保對於民眾來講有更大的需求現在很多的民眾網路世代他們可能透過網路去保\n這個存網保這個需求上其實是有這樣的必要性可以去做比較可以去做更多的這些配套那為什麼這個部分反而目前沒有看到任何一家願意來做的\n而且在國際上我們也有比較出來數位化或保險科技在其他國家其實都已經是非常的普遍但是在台灣目前是一家都沒有那這種狀況其實是金管會的條件過於嚴苛還是說台灣的市場的問題到底問題出在哪裡\n包委員這幾年我們在網路投保上已經有大幅的開放那今年十月也開放保險公司做異業的合作跟電子商務的開放目前已經有業者那這部分可以保證說明年會有存完保嗎這個是讓現有的業者能夠在網路上有更多的商業的機會所以明年會有嗎存完保是要明年一月底會跟各位報告我們評估的結果\n最後因為我上次沒有問到就是F17的問題我們認為說金管會對受險越是一再的通融F17不斷的拖延2019年的時候告訴我們說考量國情2025年上路到2022又說考量國情2026年上路\n到10月的時候呢史無前例的容許壽險業來做資產重分類美化賬目到2023年最近喔最新的12月的11月的報告告訴我們說要有15年的過渡期啦讓壽險業傳口氣\n所以整個這個一拖再拖台灣接軌RF17在國際上已經是後段班讓這些受險公司呢不斷的延長壽命他們其實在延長壽命的過程中卻在逃避他們該有的責任包括現金徵資所以這個比較下來台灣是全世界目前最晚接軌RF17的要到2041年請問2041年主委你都幾歲啊\n這是我的個資吧這不是個資啊 對不對2041年那是距離現在也將近快要20年的時間耶是非常晚的時間耶那時候會發生什麼事情我們都不知道但我們IF實際竟然要到2041年才能完全接軌你不覺得這20年真的太長了嗎\n但我以為每個國家接軌都是有一些寬限期像歐盟接軌那個清查能力二也是16年但是人家很早就開始接軌啊台灣是2026年才開始接軌還要再給他們15年的過渡期耶連韓國從今年1月1號開始接軌到現在10年過渡期最晚也是2033年我們還比人家再晚了8年耶\n包委員其實主要是因為我們民國九十年代以前賣了很多六以上的高利率保單都是長年期終身的其實我們這樣做也是保障我們保護的權益\n所以你們是要等他們消化完畢才要來讓他們去面對現在現金增資的這個需求嗎不完全是消化完畢而是我們給配套措施給寬限期讓他逐年慢慢慢慢去調整好那最後再兩個小問題一個是新展併花旗的案件消費糾紛不斷的頻傳客戶投訴越來越多但是我們沒有看到金管會有任何的作為很多的這些\n存戶的權益受到影響 還有這個卡戶的權益也是一樣另外這個接口投信的胡奕迦自行宣布回任董事耶完全在挑戰我們的金管會但是金管會對接口可是一再的寬容罰環都非常的低喔那這個接口投信違反捷二信託法也只開罰120萬現在還公然挑戰金管會金管會的作為在哪裡啊\n接口投信目前的了解他要先如果要申請回認必須先向投信投顧公會去申請那可以自行宣布嗎自行宣布回認董事是什麼意思啊金管會沒有同意之前自行宣布這是什麼意思我想他怎麼表達我想金管會到底在怕接口什麼啊就是說金管會你現在沒有任何的一個罰款或是他這樣混淆視聽他現在是不是接口的董事是不是\n目前不是金管會金管會也沒有同意嘛金管會沒有同意之前他就不能擔任接口投信的董事對不對是的對啊那他為什麼可以自行宣布回論呢那大家這樣是不是在混淆視聽影響市場的信心讓大家認為說他是接口投信的董事他可以這樣子招搖撞票嗎我們在記者會也有說明一切以金管會最後同意為主高委員是不是\n所以我們還是希望金管會能夠拿出相關的法則來去針對街口投信還有像星展銀行類似這樣子對於消費者對於這些存戶對於金融市場都會產生影響那如果金管會都不處理會讓人家覺得說像這些為所欲為的金融機構招搖撞騙自己說自己是投信董事都還可以這個逃過我們相關制裁我覺得這樣子沒有辦法去取信社會大眾\n好不好 謝謝 謝謝高委員接下來我們請陳焦華陳委員上台質詢\n","vtt":"WEBVTT\n\n00:01.003 --> 00:04.226\n謝謝主席請黃天牧主委請黃主委上台備選謝國元長\n\n00:07.560 --> 00:35.045\n主委好現在這個OpenBanking開放銀行的第三階段那今天讓大家知道說自律規範即將要年底前核備可是大家質疑就是說第三階段其實最重要的就是客戶的資金交易的服務那這個部分目前的自律規範是靠自律嗎那這個第三方的業者TSP未來是誰來監管這個部分目前有一個確定的方向嗎\n\n00:36.594 --> 00:48.760\n從以往到現在,包括任何的委外銀行如果可以拿一個TSB業者服務銀行就是要對這個TSB業者的行為去做負責我們是督導銀行,銀行要對我們負責\n\n00:49.847 --> 01:06.719\n所以因為現在詐騙非常的猖獗那尤其是在第三階段的時候涉及到這個金融交易的資料等等這些訊息的時候大家要擔心的就是如果銀行的自律發生了問題或者是TSP有問題就像現在很多的詐騙\n\n01:07.660 --> 01:34.001\n其實都是一個內部內神通外鬼互相的串聯然後導致各自外泄的狀況所以同時我們也發現目前TSP業者所使用的OpenBanking的代登錄的機制就是都用原網營的驗證也就是說這個TSP的業者他可以取得客戶登錄的第三方驗證的所有資料而這個資料就是登錄銀行最重要的帳號跟密碼\n\n01:35.362 --> 01:49.220\n就在這種情況之下如果只靠自律只靠業者跟銀行之間的規範自己之間的彼此的自律所造成的資安漏洞客戶資料的外洩等等這個到底要誰來負責\n\n01:50.501 --> 02:07.647\n就是銀行自己負責嗎是委員您追尋的很重要我剛剛跟您報告就是一個是銀行公會自律規範一個是財經公司會訂定技術跟資安標準尤其第三階段牽涉到交易面資安標準會更高包括幾位前面的委員對這部分有交代我們會再去檢討\n\n02:09.000 --> 02:18.588\n對因為其實過去也同樣的包括IMB的事件包括這些事件大家一旦發生問題的時候一定都會回頭來問主管機關是誰誰要負責而這個時候如果我們事先就把這個球都踢給銀行說他們來自律他們自己負責事後我們都說我們沒有相關的監管或是沒有相關的配套出來的時候問題一旦發生其實\n\n02:32.599 --> 02:51.036\n政府還是要承擔這個責任所以目前的TSP業者雖然他們是新創但是呢對於未來這些資安金融等級的安控作業他們有沒有辦法做到滴水不漏避免資安的漏洞擱置的外洩這個是對現在所有的客戶使用者來講最在意的事情\n\n02:51.676 --> 03:19.500\n當然隨著金融的科技化能夠有這樣子的一個OpenBanking是大家期待的一個方向可是同時如何來避免這些資料外洩同時有很多的代登錄的機制曾經也被這個玉山銀行偵測到說來源的IP是在國外那如果今天這個ISP的業者他的IP是涉及到中國或者是間接中資那這樣的狀況可不可以申請OpenBanking\n\n03:20.910 --> 03:32.305\n總括來說您關心的事情非常重要包括TSP本身的資安水準銀行本身的資安水準消費者保護這個都會在我們的規範中一併去考慮跟處理\n\n03:34.147 --> 03:54.210\n所以剛剛我問到的啊如果說這個TSP的業者他跟中資是有關係的而今天我們的客戶台灣的銀行這些資料有可能包括剛剛所說的帳號密碼他可能藉此而外流到TSP業者那你公告業者的自律是遠遠不夠包括國安包括其他層面的問題才是今天我們也要考量的\n\n03:54.750 --> 04:11.695\n所以現在問的就是說如果這TSP的業者後面有中資有中國的IP等等的這些狀況到底能不能借接能不能適用我們的OpenBanking您垂詢的地方當然是我們的顧慮我們一定會在規範中或是審查中去做處理\n\n04:12.415 --> 04:34.660\n所以你沒有回答我們的問題嘛因為包括現在的蝦皮過去大家也質疑說它背後就是種子抖音的問題等等能不能申請借接呢能不能來做openbanking呢因為依照我們的個資法相關的規定如果民眾每天登錄業者的APP都顯示登錄成功但是呢還會有一個是非台灣地區登錄的警告\n\n04:35.140 --> 05:02.077\n久而久之我們就會忽略說這個資料是不是被中國入侵或外國人入侵因為長期以來你登錄都是這樣子的一個通知所以這後面其實就有狼來了或者是久而久之大家就忽略了對自己個資或資安的保護的問題所以就這個部分其實有很多現在大家質疑的問題還沒有辦法得到釐清那因為年底前就有可能會開放的情況之下\n\n05:02.837 --> 05:22.163\n這個部分到底什麼時候能夠有一個比較明確的一個規定報告委員我可能沒有講得很完整很抱歉我們是年底前完成他會報來我們會審查但是審查之後只是一個規範規範之後再開放之後還要真正的真正TSB業者或銀行向我們申請這個還有一個過程我剛才說\n\n05:23.183 --> 05:43.504\n前面可能要到明年上半年那是就是說剛剛所質疑的啦包括說中資或者是有涉及到國家利益國安的問題然後主管機關如果沒有辦法去監管沒有辦法去了解的時候這東西呢有沒有辦法各自傳輸到其他的國家那被儲存到哪裡等等這些我們有沒有一個監管的機制未來會不會知道\n\n05:44.765 --> 06:01.409\n這樣子的一個配套我們現有就是有這些考慮不過今天很感謝朝委安排這樣一個報告今天委員給我們的指導我們會趕快去看看現在到來的銀行公會治理規範跟財經的資安技術標準有沒有符合委員這樣的期待如果沒有符合我們會去修正\n\n06:01.849 --> 06:30.965\n就是說後面的配套剛剛所質疑的這些都必須要有能夠讓金管會隨時能夠掌握說到底這些TSP業者有沒有外流到中國後面有沒有中資或者是說這個資料被下載之後它是不是確實有治安的規範不會再被轉移到其他人的手上反而造成各自外洩的疑慮跟風險這部分一定要有明確的規範跟保證也要有配套這個大家才能夠放心這個金管會是可以做到的嗎\n\n06:31.425 --> 06:49.176\n可以我們一定會準備好才上路不會為了要上路而上路好那另外關於這個純網保啦過去呢這個金管會一直告訴我們說麻雀飛牢啊純網保很快就會有啦等等我想今天也很多人在關心喔說了這麼久結果到現在呢卻是一場空\n\n06:50.197 --> 07:08.550\n最後完全沒有任何一家存網保可以上路那現在金管會又說明年要捲土重來保險局12月又要評估請問在原本這麼嚴格的一個條件狀況之下未來會進一步的放寬嗎那如果沒有放寬又如何能夠保證明年會有存網保呢\n\n07:09.366 --> 07:34.463\n其實原來我不認為那是嚴格那本來就是大家對純網營的期待覺得希望它有一個有一個可以運行的商業模式我們只是確定純網保也有一個可以運行的商業模式我不覺得那是一定是嚴的那如果是這樣為什麼沒有任何一家公司願意來做或是通過我們經管會的審查那是因為它送來的資料沒辦法證明它是可被執行的模式\n\n07:35.609 --> 07:51.109\n也就是說你認為他是會虧損是不是沒有獲利的空間嗎什麼叫做無法證明他是可賠之心他的創新跟異業合作的創新模式沒有辦法得到審查委員認同這樣一個模式是可以將來可以營運可以獲利的\n\n07:51.960 --> 08:10.235\n所以你就是認為他不會獲利嘛那我們存網營也是虧損連連啊虧損連連到現在你當初認為他會獲利嗎到現在還不是在虧損那你還不是讓他過那存網保對於民眾來講有更大的需求現在很多的民眾網路世代他們可能透過網路去保\n\n08:11.136 --> 08:22.607\n這個存網保這個需求上其實是有這樣的必要性可以去做比較可以去做更多的這些配套那為什麼這個部分反而目前沒有看到任何一家願意來做的\n\n08:24.500 --> 08:37.604\n而且在國際上我們也有比較出來數位化或保險科技在其他國家其實都已經是非常的普遍但是在台灣目前是一家都沒有那這種狀況其實是金管會的條件過於嚴苛還是說台灣的市場的問題到底問題出在哪裡\n\n08:43.126 --> 09:09.469\n包委員這幾年我們在網路投保上已經有大幅的開放那今年十月也開放保險公司做異業的合作跟電子商務的開放目前已經有業者那這部分可以保證說明年會有存完保嗎這個是讓現有的業者能夠在網路上有更多的商業的機會所以明年會有嗎存完保是要明年一月底會跟各位報告我們評估的結果\n\n09:10.627 --> 09:23.492\n最後因為我上次沒有問到就是F17的問題我們認為說金管會對受險越是一再的通融F17不斷的拖延2019年的時候告訴我們說考量國情2025年上路到2022又說考量國情2026年上路\n\n09:28.594 --> 09:42.588\n到10月的時候呢史無前例的容許壽險業來做資產重分類美化賬目到2023年最近喔最新的12月的11月的報告告訴我們說要有15年的過渡期啦讓壽險業傳口氣\n\n09:45.350 --> 10:08.364\n所以整個這個一拖再拖台灣接軌RF17在國際上已經是後段班讓這些受險公司呢不斷的延長壽命他們其實在延長壽命的過程中卻在逃避他們該有的責任包括現金徵資所以這個比較下來台灣是全世界目前最晚接軌RF17的要到2041年請問2041年主委你都幾歲啊\n\n10:14.449 --> 10:36.111\n這是我的個資吧這不是個資啊對不對2041年那是距離現在也將近快要20年的時間耶是非常晚的時間耶那時候會發生什麼事情我們都不知道但我們IF實際竟然要到2041年才能完全接軌你不覺得這20年真的太長了嗎\n\n10:36.912 --> 10:48.516\n但我以為每個國家接軌都是有一些寬限期像歐盟接軌那個清查能力二也是16年但是人家很早就開始接軌啊台灣是2026年才開始接軌還要再給他們15年的過渡期耶連韓國從今年1月1號開始接軌到現在10年過渡期最晚也是2033年我們還比人家再晚了8年耶\n\n11:01.141 --> 11:11.109\n包委員其實主要是因為我們民國九十年代以前賣了很多六以上的高利率保單都是長年期終身的其實我們這樣做也是保障我們保護的權益\n\n11:12.284 --> 11:37.037\n所以你們是要等他們消化完畢才要來讓他們去面對現在現金增資的這個需求嗎不完全是消化完畢而是我們給配套措施給寬限期讓他逐年慢慢慢慢去調整好那最後再兩個小問題一個是新展併花旗的案件消費糾紛不斷的頻傳客戶投訴越來越多但是我們沒有看到金管會有任何的作為很多的這些\n\n11:37.777 --> 12:01.033\n存戶的權益受到影響還有這個卡戶的權益也是一樣另外這個接口投信的胡奕迦自行宣布回任董事耶完全在挑戰我們的金管會但是金管會對接口可是一再的寬容罰環都非常的低喔那這個接口投信違反捷二信託法也只開罰120萬現在還公然挑戰金管會金管會的作為在哪裡啊\n\n12:01.926 --> 12:31.132\n接口投信目前的了解他要先如果要申請回認必須先向投信投顧公會去申請那可以自行宣布嗎自行宣布回認董事是什麼意思啊金管會沒有同意之前自行宣布這是什麼意思我想他怎麼表達我想金管會到底在怕接口什麼啊就是說金管會你現在沒有任何的一個罰款或是他這樣混淆視聽他現在是不是接口的董事是不是\n\n12:32.386 --> 12:55.539\n目前不是金管會金管會也沒有同意嘛金管會沒有同意之前他就不能擔任接口投信的董事對不對是的對啊那他為什麼可以自行宣布回論呢那大家這樣是不是在混淆視聽影響市場的信心讓大家認為說他是接口投信的董事他可以這樣子招搖撞票嗎我們在記者會也有說明一切以金管會最後同意為主高委員是不是\n\n12:56.119 --> 13:23.925\n所以我們還是希望金管會能夠拿出相關的法則來去針對街口投信還有像星展銀行類似這樣子對於消費者對於這些存戶對於金融市場都會產生影響那如果金管會都不處理會讓人家覺得說像這些為所欲為的金融機構招搖撞騙自己說自己是投信董事都還可以這個逃過我們相關制裁我覺得這樣子沒有辦法去取信社會大眾\n\n13:25.267 --> 13:30.342\n好不好謝謝謝謝高委員接下來我們請陳焦華陳委員上台質詢\n\n","segments":[{"start":1.003,"end":4.226,"text":"謝謝主席 請黃天牧主委請黃主委上台備選謝國元長"},{"start":7.56,"end":35.045,"text":"主委好現在這個Open Banking開放銀行的第三階段那今天讓大家知道說自律規範即將要年底前核備可是大家質疑就是說第三階段其實最重要的就是客戶的資金交易的服務那這個部分目前的自律規範是靠自律嗎那這個第三方的業者TSP未來是誰來監管這個部分目前有一個確定的方向嗎"},{"start":36.594,"end":48.76,"text":"從以往到現在,包括任何的委外銀行如果可以拿一個TSB業者服務銀行就是要對這個TSB業者的行為去做負責我們是督導銀行,銀行要對我們負責"},{"start":49.847,"end":66.719,"text":"所以因為現在詐騙非常的猖獗那尤其是在第三階段的時候涉及到這個金融交易的資料等等這些訊息的時候大家要擔心的就是如果銀行的自律發生了問題或者是TSP有問題就像現在很多的詐騙"},{"start":67.66,"end":94.001,"text":"其實都是一個內部內神通外鬼互相的串聯然後導致各自外泄的狀況所以同時我們也發現目前TSP業者所使用的Open Banking的代登錄的機制就是都用原網營的驗證也就是說這個TSP的業者他可以取得客戶登錄的第三方驗證的所有資料而這個資料就是登錄銀行最重要的帳號跟密碼"},{"start":95.362,"end":109.22,"text":"就在這種情況之下如果只靠自律只靠業者跟銀行之間的規範自己之間的彼此的自律所造成的資安漏洞客戶資料的外洩等等這個到底要誰來負責"},{"start":110.501,"end":127.647,"text":"就是銀行自己負責嗎是 委員您追尋的很重要我剛剛跟您報告就是一個是銀行公會自律規範一個是財經公司會訂定技術跟資安標準尤其第三階段牽涉到交易面資安標準會更高包括幾位前面的委員對這部分有交代我們會再去檢討"},{"start":129,"end":138.588,"text":"對 因為其實過去也同樣的包括IMB的事件包括這些事件大家一旦發生問題的時候一定都會回頭來問主管機關是誰誰要負責而這個時候如果我們事先就把這個球都踢給銀行說他們來自律他們自己負責事後我們都說我們沒有相關的監管或是沒有相關的配套出來的時候問題一旦發生其實"},{"start":152.599,"end":171.036,"text":"政府還是要承擔這個責任所以目前的TSP業者雖然他們是新創但是呢對於未來這些資安金融等級的安控作業他們有沒有辦法做到滴水不漏避免資安的漏洞擱置的外洩這個是對現在所有的客戶使用者來講最在意的事情"},{"start":171.676,"end":199.5,"text":"當然隨著金融的科技化能夠有這樣子的一個Open Banking是大家期待的一個方向可是同時如何來避免這些資料外洩同時有很多的代登錄的機制曾經也被這個玉山銀行偵測到說來源的IP是在國外那如果今天這個ISP的業者他的IP是涉及到中國或者是間接中資那這樣的狀況可不可以申請Open Banking"},{"start":200.91,"end":212.305,"text":"總括來說您關心的事情非常重要包括TSP本身的資安水準銀行本身的資安水準消費者保護這個都會在我們的規範中一併去考慮跟處理"},{"start":214.147,"end":234.21,"text":"所以剛剛我問到的啊 如果說這個TSP的業者他跟中資是有關係的而今天我們的客戶台灣的銀行這些資料有可能包括剛剛所說的帳號密碼他可能藉此而外流到TSP業者那你公告業者的自律是遠遠不夠包括國安 包括其他層面的問題才是今天我們也要考量的"},{"start":234.75,"end":251.695,"text":"所以現在問的就是說如果這TSP的業者後面有中資有中國的IP等等的這些狀況到底能不能借接能不能適用我們的Open Banking您垂詢的地方當然是我們的顧慮我們一定會在規範中或是審查中去做處理"},{"start":252.415,"end":274.66,"text":"所以你沒有回答我們的問題嘛因為包括現在的蝦皮過去大家也質疑說它背後就是種子抖音的問題等等能不能申請借接呢能不能來做open banking呢因為依照我們的個資法相關的規定如果民眾每天登錄業者的APP都顯示登錄成功但是呢還會有一個是非台灣地區登錄的警告"},{"start":275.14,"end":302.077,"text":"久而久之我們就會忽略說這個資料是不是被中國入侵或外國人入侵因為長期以來你登錄都是這樣子的一個通知所以這後面其實就有狼來了或者是久而久之大家就忽略了對自己個資或資安的保護的問題所以就這個部分其實有很多現在大家質疑的問題還沒有辦法得到釐清那因為年底前就有可能會開放的情況之下"},{"start":302.837,"end":322.163,"text":"這個部分到底什麼時候能夠有一個比較明確的一個規定報告委員我可能沒有講得很完整很抱歉我們是年底前完成他會報來我們會審查但是審查之後只是一個規範規範之後再開放之後還要真正的真正TSB業者或銀行向我們申請這個還有一個過程我剛才說"},{"start":323.183,"end":343.504,"text":"前面可能要到明年上半年那是就是說剛剛所質疑的啦包括說中資或者是有涉及到國家利益國安的問題然後主管機關如果沒有辦法去監管沒有辦法去了解的時候這東西呢有沒有辦法各自傳輸到其他的國家那被儲存到哪裡等等這些我們有沒有一個監管的機制未來會不會知道"},{"start":344.765,"end":361.409,"text":"這樣子的一個配套我們現有就是有這些考慮不過今天很感謝朝委安排這樣一個報告今天委員給我們的指導我們會趕快去看看現在到來的銀行公會治理規範跟財經的資安技術標準有沒有符合委員這樣的期待如果沒有符合我們會去修正"},{"start":361.849,"end":390.965,"text":"就是說後面的配套剛剛所質疑的這些都必須要有能夠讓金管會隨時能夠掌握說到底這些TSP業者有沒有外流到中國後面有沒有中資或者是說這個資料被下載之後它是不是確實有治安的規範不會再被轉移到其他人的手上反而造成各自外洩的疑慮跟風險這部分一定要有明確的規範跟保證也要有配套這個大家才能夠放心這個金管會是可以做到的嗎"},{"start":391.425,"end":409.176,"text":"可以 我們一定會準備好才上路不會為了要上路而上路好 那另外關於這個純網保啦過去呢 這個金管會一直告訴我們說麻雀飛牢啊 純網保很快就會有啦等等我想今天也很多人在關心喔說了這麼久 結果到現在呢卻是一場空"},{"start":410.197,"end":428.55,"text":"最後完全沒有任何一家存網保可以上路那現在金管會又說明年要捲土重來保險局12月又要評估請問在原本這麼嚴格的一個條件狀況之下未來會進一步的放寬嗎那如果沒有放寬又如何能夠保證明年會有存網保呢"},{"start":429.366,"end":454.463,"text":"其實原來我不認為那是嚴格那本來就是大家對純網營的期待覺得希望它有一個有一個可以運行的商業模式我們只是確定純網保也有一個可以運行的商業模式我不覺得那是一定是嚴的那如果是這樣為什麼沒有任何一家公司願意來做或是通過我們經管會的審查那是因為它送來的資料沒辦法證明它是可被執行的模式"},{"start":455.609,"end":471.109,"text":"也就是說你認為他是會虧損是不是沒有獲利的空間嗎什麼叫做無法證明他是可賠之心他的創新跟異業合作的創新模式沒有辦法得到審查委員認同這樣一個模式是可以將來可以營運可以獲利的"},{"start":471.96,"end":490.235,"text":"所以你就是認為他不會獲利嘛那我們存網營也是虧損連連啊虧損連連到現在你當初認為他會獲利嗎到現在還不是在虧損那你還不是讓他過那存網保對於民眾來講有更大的需求現在很多的民眾網路世代他們可能透過網路去保"},{"start":491.136,"end":502.607,"text":"這個存網保這個需求上其實是有這樣的必要性可以去做比較可以去做更多的這些配套那為什麼這個部分反而目前沒有看到任何一家願意來做的"},{"start":504.5,"end":517.604,"text":"而且在國際上我們也有比較出來數位化或保險科技在其他國家其實都已經是非常的普遍但是在台灣目前是一家都沒有那這種狀況其實是金管會的條件過於嚴苛還是說台灣的市場的問題到底問題出在哪裡"},{"start":523.126,"end":549.469,"text":"包委員這幾年我們在網路投保上已經有大幅的開放那今年十月也開放保險公司做異業的合作跟電子商務的開放目前已經有業者那這部分可以保證說明年會有存完保嗎這個是讓現有的業者能夠在網路上有更多的商業的機會所以明年會有嗎存完保是要明年一月底會跟各位報告我們評估的結果"},{"start":550.627,"end":563.492,"text":"最後因為我上次沒有問到就是F17的問題我們認為說金管會對受險越是一再的通融F17不斷的拖延2019年的時候告訴我們說考量國情2025年上路到2022又說考量國情2026年上路"},{"start":568.594,"end":582.588,"text":"到10月的時候呢史無前例的容許壽險業來做資產重分類美化賬目到2023年最近喔最新的12月的11月的報告告訴我們說要有15年的過渡期啦讓壽險業傳口氣"},{"start":585.35,"end":608.364,"text":"所以整個這個一拖再拖台灣接軌RF17在國際上已經是後段班讓這些受險公司呢不斷的延長壽命他們其實在延長壽命的過程中卻在逃避他們該有的責任包括現金徵資所以這個比較下來台灣是全世界目前最晚接軌RF17的要到2041年請問2041年主委你都幾歲啊"},{"start":614.449,"end":636.111,"text":"這是我的個資吧這不是個資啊 對不對2041年那是距離現在也將近快要20年的時間耶是非常晚的時間耶那時候會發生什麼事情我們都不知道但我們IF實際竟然要到2041年才能完全接軌你不覺得這20年真的太長了嗎"},{"start":636.912,"end":648.516,"text":"但我以為每個國家接軌都是有一些寬限期像歐盟接軌那個清查能力二也是16年但是人家很早就開始接軌啊台灣是2026年才開始接軌還要再給他們15年的過渡期耶連韓國從今年1月1號開始接軌到現在10年過渡期最晚也是2033年我們還比人家再晚了8年耶"},{"start":661.141,"end":671.109,"text":"包委員其實主要是因為我們民國九十年代以前賣了很多六以上的高利率保單都是長年期終身的其實我們這樣做也是保障我們保護的權益"},{"start":672.284,"end":697.037,"text":"所以你們是要等他們消化完畢才要來讓他們去面對現在現金增資的這個需求嗎不完全是消化完畢而是我們給配套措施給寬限期讓他逐年慢慢慢慢去調整好那最後再兩個小問題一個是新展併花旗的案件消費糾紛不斷的頻傳客戶投訴越來越多但是我們沒有看到金管會有任何的作為很多的這些"},{"start":697.777,"end":721.033,"text":"存戶的權益受到影響 還有這個卡戶的權益也是一樣另外這個接口投信的胡奕迦自行宣布回任董事耶完全在挑戰我們的金管會但是金管會對接口可是一再的寬容罰環都非常的低喔那這個接口投信違反捷二信託法也只開罰120萬現在還公然挑戰金管會金管會的作為在哪裡啊"},{"start":721.926,"end":751.132,"text":"接口投信目前的了解他要先如果要申請回認必須先向投信投顧公會去申請那可以自行宣布嗎自行宣布回認董事是什麼意思啊金管會沒有同意之前自行宣布這是什麼意思我想他怎麼表達我想金管會到底在怕接口什麼啊就是說金管會你現在沒有任何的一個罰款或是他這樣混淆視聽他現在是不是接口的董事是不是"},{"start":752.386,"end":775.539,"text":"目前不是金管會金管會也沒有同意嘛金管會沒有同意之前他就不能擔任接口投信的董事對不對是的對啊那他為什麼可以自行宣布回論呢那大家這樣是不是在混淆視聽影響市場的信心讓大家認為說他是接口投信的董事他可以這樣子招搖撞票嗎我們在記者會也有說明一切以金管會最後同意為主高委員是不是"},{"start":776.119,"end":803.925,"text":"所以我們還是希望金管會能夠拿出相關的法則來去針對街口投信還有像星展銀行類似這樣子對於消費者對於這些存戶對於金融市場都會產生影響那如果金管會都不處理會讓人家覺得說像這些為所欲為的金融機構招搖撞騙自己說自己是投信董事都還可以這個逃過我們相關制裁我覺得這樣子沒有辦法去取信社會大眾"},{"start":805.267,"end":810.342,"text":"好不好 謝謝 謝謝高委員接下來我們請陳焦華陳委員上台質詢"}]}}}}