{"id":149275,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/149275","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/ad9f873b941d2ddd6a747e6878aebae5e0c93a942a018238f8ba9b0039caa7a676aa520af6b9da4e5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"李彥秀","委員發言時間":"11:58:35 - 12:08:59","影片長度":"00:10:24","會議時間":"2024-03-04T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第2次全體委員會議（事由：邀請金融監督管理委員會黃主任委員天牧率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢。\n【3月4日及7日二天一次會】）","meet":{"tmpMeeting":null,"title":"第11屆第1會期財政委員會第2次全體委員會議","term":11,"type":"委員會","sessionPeriod":1,"sessionTimes":2,"committees":[20],"id":"委員會-11-1-20-2"},"date":"2024-03-04","duration":624,"end_time":"2024-03-04T12:08:59+08:00","start_time":"2024-03-04T11:58:35+08:00","features":["ai-transcript","gazette"],"type":"Clip","gazette":{"lineno":718,"blocks":[["李委員彥秀：（11時58分）我可不可以請主委？"],["主席：有請黃主委。"],["黃主任委員天牧：委員午安。"],["李委員彥秀：午安，主委辛苦了！剛才王世堅委員質詢的消費者「告」跟「知」，其實我覺得我們確實要花一點心思去做這一塊。","好，接下來我要問的問題其實也是長期以來，包括上星期你到我辦公室來的時候我跟你溝通過的，就是我們現在詐騙的問題。詐騙的議題我相信在臺灣社會的民眾，包括我們民間基金會，我們草根影響力文教基金會委託TVBS去年所做的民調當中，我們看到有超過五成的民眾對於政府打詐的表現事實上是不滿意的，超過八成的民眾認為臺灣現在的法律對於詐騙犯的刑責事實上是太輕，然後超過七成的民眾擔心詐騙的犯罪氾濫會造成我們現在的國安問題。","好，主委，從金管會這一次的業務報告當中，我有觀察到幾個數據，我們來看這些數據，包括112年對於詐騙案的攔截件數是1萬1,300件，比照111年，112年是增加了3,321件。那112年攔截的金額是76億左右，75.89億，比111年增加了33.48億元。主委，這些數據的呈現，代表的意義就是我們攔截的件數增加42%，攔截的金額增加79%，但是在你的工作報告當中，我看到你是用「成效卓著」這四個字去表現出你現在攔截的件數也好，112年跟111年相比，攔截的金額也好，件數也好，看起來都比較多，你用「成效卓著」這四個字，我個人是有一點意見啦！你個人覺得這樣的數字你滿意嗎？"],["黃主任委員天牧：報告委員，我跟您報告兩個部分，第一個，我們是用「顯著」，我們沒有用「卓著」，因為比例是高一點，但是我跟您報告，您指示的沒有錯啦！其實詐騙有很多介面，這邊跟您報告的第一項只是從臨櫃，假如我的客戶去臨櫃要做一些事情被銀行堵到了這個部分，可是還有很多是轉帳，約定轉帳，這些都不在這個績效之內。"],["李委員彥秀：好，主委，用「成效卓著」，你剛剛講了，不管是……"],["黃主任委員天牧：「顯著」啦！我沒有寫「卓著」。"],["李委員彥秀：「顯著」也好，「卓著」也好，我覺得這些數字背後代表的意義是我們臺灣現在詐騙犯罪的問題越來越嚴重。"],["黃主任委員天牧：是。"],["李委員彥秀：你同意我的說法嘛！其實金額、件數非常多，這個母體這麼大，相對地看起來你金額非常的多，但是另外一層代表的意義是現在的詐騙越來越嚴重，而金管會自己統計的數據也顯示，從去年4月到11月當中，我先講一下警政署的統計，在2020年的詐騙件數是2.3萬件，2022年2.9萬件，2023年從1月到11月總共是3.5萬件，所以金額也每一年創新高，從42.5億元到去年的11月是79億元，創歷史的新高。金管會自己的數字也顯示出4月到11月總共有1萬5,511件非法的投資廣告，平均每個月有將近2,000件的詐騙廣告被檢舉。","主委，這個數字其實也代表我們現在在法規上，雖然看起來金管會的督導很用心，但是犯罪的數字事實上是非常地氾濫，所以我剛才也看到前幾位委員在質詢當中有提到，目前金管會有兩個手段，對不對？一個是在網路上我們可以要求儘速地下架，在這些平臺當中儘速地下架；另外一個就是實名制的管理，這兩個手段對於詐騙的氾濫是不是最有效的工具？"],["黃主任委員天牧：我先跟您報告，我們以後不會用「成效顯著」這四個字，我們會虛心接受委員的指導。"],["李委員彥秀：對，那就代表現在詐騙氾濫非常嚴重，也難怪國人對於……"],["黃主任委員天牧：這個不能這樣量，會變成……"],["李委員彥秀：詐騙的問題不滿意，政府處理的不滿意嘛！這個是事實嘛！我們兩個不用在這邊爭辯嘛！"],["黃主任委員天牧：好。另外就是實名制是一個重點，當然我覺得金融教育也很重要，就是投資人確實要特別注意風險跟利潤其實是共同存在的。"],["李委員彥秀：好，主委，實名制這件事情其實行政院跟你這邊也努力了一年左右的時間，目前Google跟Meta，今年1月我也看到Meta已經答應要落實實名制，那Google我從你的業務報告當中，看起來它是沒有答應，但是我剛剛聽到前幾位委員……"],["黃主任委員天牧：剛才有委員詢問，我們證期局同仁說Google應該已經有同意了，是Meta它的系統改到6月。"],["李委員彥秀：Meta改到6月份，那Google呢？"],["黃主任委員天牧：Google……"],["高副局長晶萍：Google已經……"],["李委員彥秀：可不可以透過麥克風回應我？因為九成民眾的平臺是在Google上面哦！"],["高副局長晶萍：Google已經開始實名制了，那我們有……"],["李委員彥秀：已經開始了嗎？什麼時候開始？為什麼在工作報告當中沒有寫？"],["高副局長晶萍：可能沒有特別去提到這個，但是我們跟Google、Meta溝通的結果，Google已經開始實施，那Meta是因為它整個系統要改全球的系統，所以它6月就可以上線。"],["李委員彥秀：所以Google已經全部實名制？"],["高副局長晶萍：對。"],["李委員彥秀：從什麼時候開始？"],["高副局長晶萍：應該是之前我們修法完之後沒多久它就配合改過，我們沒有特別去問他們實施的日期。"],["李委員彥秀：好，所以Meta是6月份。主委，無論是實名制也好，或儘速地發現到有詐騙的網路廣告也好，我們都應該儘速地要求它下架，現在Google要求是多少？一天之內？"],["黃主任委員天牧：一天之內要下架。我們會通報警政署，那它要下架，如果不下架就會被警政署裁罰。"],["李委員彥秀：我們有沒有裁罰過？"],["黃主任委員天牧：因為它通常一天就下架了，就沒有被裁罰，因為裁罰是內政部警政署在處理。"],["李委員彥秀：主委，一天之內沒有裁罰，但是你也知道這就是貓抓老鼠，因為有一個假帳號，你下架一個，它馬上又有數萬個、數千個在背後stand by等著，這就是現在詐騙手法日新月異，所以我不知道你對於一天下架你滿不滿意啦！依我的廣告經驗，我們看到一些知名的媒體人，包括陳文茜也好，謝金河也好，于美人也好，包括曹興誠，都有人用他們的名義在網路上、在臉書上、在IG上做一些詐騙的廣告行為，這些都有。而且我算了一下，這些推播的量其實出現了至少半個月以上，我的辦公室他們稍微整理一下，都是超過半個月以上，那又不知道增加了多少被害人在裡頭，所以我要強調的是，我覺得源頭管理非常非常地重要，無論是Google或Meta的管理上，我覺得是不是一天之內或者是接下來它有沒有其他的高風險，我們有什麼樣的處理機制，我覺得應該要想辦法落實。詐騙是臺灣人民心中的痛，被騙的每一分錢都是民眾非常辛苦的血汗錢，我希望在這一塊上，金管會能夠更努力地做守門人的角色。","另外，您到我辦公室那一天有提到，現在行政院針對詐騙有成立一個專案小組，上次您提到政委在處理，因為這是跨部會的問題。"],["黃主任委員天牧：有，一直就有，有一位政委負責督導。"],["李委員彥秀：什麼時候這個案子會出來，我們可以看到現在民進黨政府從金管到警政署跨部會的有更具體的合作方向？"],["黃主任委員天牧：有，包括現在規劃可能在考慮是不是要打詐專法，都是目前在研究的方向。"],["李委員彥秀：所以打詐專法什麼時候會推出來？內容是什麼？"],["黃主任委員天牧：我跟委員報告，因為這個不是金管會負責主政的，可能是其他部會。"],["李委員彥秀：雖然不是你主政，但是你在裡面的角色也非常重要。"],["黃主任委員天牧：有，我們一起參與提供意見。"],["李委員彥秀：我不知道最後主政的會是哪一個單位，因為行政院可能也還沒有決定主責單位是誰，你認為不是你，說不定最後就是你，所以主委，我要建議的是，它是一個跨部會的合作，我們後面一起來努力打詐的問題，但是我覺得不管是誰主政，每一個人的角色都非常重要，所以我非常期待這個打詐專法可以及早提出來。至於主要的內容是什麼，我也希望有機會跟各部會進行更多的溝通，對於後面相關的監理單位，我們希望有機會做更多的互動，也提出更多的建議，這樣子後續的打詐我覺得會有更具體的成效，好嗎？"],["黃主任委員天牧：是，我們會不定期向委員請益，聽聽您的高見，謝謝。"],["李委員彥秀：好，謝謝主委。"],["主席：謝謝李彥秀委員的質詢。","接著請謝衣鳯委員質詢，提醒列席委員的時間是5加1。"]],"agenda":{"page_end":322,"meet_id":"委員會-11-1-20-2","speakers":["郭國文","吳秉叡","林德福","賴士葆","賴惠員","王鴻薇","陳玉珍","伍麗華Saidhai‧Tahovecahe","顏寬恒","黃珊珊","李坤城","王世堅","李彥秀","謝衣鳯","葛如鈞","邱志偉","黃國昌","林楚茵","羅明才","楊瓊瓔"],"page_start":269,"meetingDate":["2024-03-04"],"gazette_id":"1130701","agenda_lcidc_ids":["1130701_00006"],"meet_name":"立法院第11屆第1會期財政委員會第2次全體委員會議紀錄","content":"邀請金融監督管理委員會黃主任委員天牧率所屬機關首長暨中央存款保險股份有限公司、監管相\n關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集\n中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢","agenda_id":"1130701_00005"}},"transcript":{"id":"149275","pyannote":{"name":"ronny","tool":"pyannote","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/149275","tool":"pyannote","id":"149275-pyannote"},"job_id":"XHy5tiWCunapgoUR","queued_at":"2024-06-02 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\"謝\"}, {\"word\": \"李\", \"start\": 614.649, \"end\": 614.749, \"score\": 0.802}, {\"word\": \"燕\", \"start\": 614.749, \"end\": 614.929, \"score\": 0.894}, {\"word\": \"秀\", \"start\": 614.929, \"end\": 615.089, \"score\": 0.882}, {\"word\": \"委\", \"start\": 615.089, \"end\": 615.309, \"score\": 0.879}, {\"word\": \"員\"}, {\"word\": \"的\", \"start\": 615.309, \"end\": 617.35, \"score\": 0.971}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"。\"}, {\"word\": \"接\", \"start\": 617.35, \"end\": 617.53, \"score\": 0.925}, {\"word\": \"著\", \"start\": 617.53, \"end\": 617.83, \"score\": 0.926}, {\"word\": \"我\", \"start\": 617.83, \"end\": 618.611, \"score\": 0.921}, {\"word\": \"們\"}, {\"word\": \"請\"}, {\"word\": \"謝\"}, {\"word\": \"玉\", \"start\": 618.611, \"end\": 618.911, \"score\": 0.867}, {\"word\": \"鳳\"}, {\"word\": \"委\", \"start\": 618.911, \"end\": 619.751, \"score\": 0.95}, {\"word\": \"員\"}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \",\"}, {\"word\": \"提\", \"start\": 619.751, \"end\": 619.871, \"score\": 0.938}, {\"word\": \"醒\", \"start\": 619.871, \"end\": 619.991, \"score\": 0.872}, {\"word\": \"列\", \"start\": 619.991, \"end\": 620.131, \"score\": 0.908}, {\"word\": \"行\", \"start\": 620.131, \"end\": 620.271, \"score\": 0.92}, {\"word\": \"委\", \"start\": 620.271, \"end\": 620.451, \"score\": 0.888}, {\"word\": \"員\"}, {\"word\": \"的\", \"start\": 620.451, \"end\": 620.612, \"score\": 0.998}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"是\", \"start\": 620.612, \"end\": 620.732, \"score\": 0.833}, {\"word\": \"5\"}, {\"word\": \"加\", \"start\": 620.732, \"end\": 620.752, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"。\"}], \"language\": \"zh\"}","srt":"1\n00:00:06,512 --> 00:00:24,831\n主委辛苦了剛才王世堅委員質詢的消費者告跟知其實我覺得確實我們要花一點心思來去做這一塊接下來其實我要問的問題其實也是長期來包括上星期你到辦公室來的時候我跟你溝通過的就是我們現在詐騙的問題\n\n2\n00:00:26,972 --> 00:00:44,863\n詐騙的議題我相信在臺灣社會的民眾包括我們民間基金會我們草根影響力文教基金會委託TVBS去年做的民調當中我們都有看到超過五成的民眾對於政府打詐的表現事實上是不滿意的超過八成的民眾\n\n3\n00:00:45,623 --> 00:00:49,245\n認為臺灣現在的法律對於詐騙犯的刑責事實上是太輕然後超過七成的民眾擔心詐騙的犯罪戰亂會造成我們現在的國安問題好那主委我就從你這一次的今晚會的業務報告當中我有觀察到有幾個數據我們來看這些數據包括112年我們對於詐騙案的攔截件數是11300件\n\n4\n00:01:14,719 --> 00:01:32,236\n比照一百一十一年我們是一百一十二年我們是增加了三千三百二十一件那我們一百一十二年攔截的金額是七十六億左右七十五點八九億那比一百一十一年增加了三十三點四八億元\n\n5\n00:01:33,377 --> 00:01:50,860\n主委這些數據呈現代表的意義就是說我們攔截的件數增加42%攔截的金額增加79%但是在你的工作報告當中我看到你是用成效卓著這四個字\n\n6\n00:01:52,288 --> 00:02:08,303\n來去表現出我們現在你攔截的件數也好比112年比111跟112我們攔截的金額也好件數也好看起來都比較多你用成效著住這四個字\n\n7\n00:02:09,744 --> 00:02:35,955\n我個人是有一點意見啦你個人覺得這樣的數字你滿意嗎?報告委員那個我跟您兩個部分報告第一個我們是用顯著我們用左著因為比例是高一點但是我跟您報告您指示的沒有錯了其實詐騙有很多界面這邊跟您報告的第一項只是從臨櫃假如我的客戶去臨櫃我被要做一些事情被銀行堵到了這個部分可是還有很多是轉帳\n\n8\n00:02:38,017 --> 00:02:57,230\n約定轉帳,這些都不在這個績效之內的。好,主委,用成效著住,顯著也好,著住也好,我覺得這些數字背後代表的意義是我們臺灣現在詐騙犯罪的問題越來越嚴重,你同意我的說法嗎?\n\n9\n00:02:58,411 --> 00:03:07,780\n其實金額件數非常多這個母體這麼大相對的看起來你金額非常的多但是另外一層代表意義是我們現在詐騙越來越嚴重而我們金管會自己統計的數據從去年4月到11月當中\n\n10\n00:03:13,866 --> 00:03:20,812\n我們的數據也顯示說包括我們我先講一下警政署的統計在2020年的我們的詐騙的件數是2.3萬件2022年2.9萬件2023年從1月到11月總共是3.5萬件所以我們的金額\n\n11\n00:03:33,181 --> 00:03:51,201\n每一年創新高從42.5億元到去年的11月是79億元創歷史的新高那今晚會自己的數字也顯示出4月到11月我們總共有15511件非法的投資廣告平均每個月有將近2000件的詐騙廣告被檢取主委\n\n12\n00:03:56,006 --> 00:04:16,002\n這個數字其實也代表說我們現在在法規上雖然看起來我們金管會的督導很用心但是我們犯罪的數字事實上是非常的氾濫所以我剛才也看到前幾位委員的質詢當中也有提到我們目前金管會有兩個手段\n\n13\n00:04:17,364 --> 00:04:33,622\n一個是在網路上我們可以要求競速的下架在這些平台當中競速的下架另外一個就是實名制的管理這兩個手段對於詐騙的氾濫是不是最有效的工具\n\n14\n00:04:36,888 --> 00:04:55,234\n我先跟您報告我們以後不會用成效顯著這四個字我們會虛心接受委員的指導那你就代表現在詐騙氾濫非常嚴重也難怪我們對於詐騙的問題不滿意政府處理的不滿意嘛這個是事實嘛我們兩個不用在這邊爭辯嘛那另外就是\n\n15\n00:04:57,163 --> 00:05:13,360\n實名制是一個重點那當然我覺得金融教育也很重要就是要投資人確實要特別注意這個風險跟利潤其實是是存在共同存在的好那主委實名制這一件事情其實我們行政院\n\n16\n00:05:14,485 --> 00:05:14,645\n主席\n\n17\n00:05:45,083 --> 00:05:59,448\n可不可以透過麥克風回應我?因為九成的民眾那個平台是在Google上面喔Google已經開始實名制了已經開始了嗎?什麼時候開始?為什麼在工作報告當中沒有寫?\n\n18\n00:06:01,632 --> 00:06:29,403\n可能沒有特別去提到這個但是我們跟GoogleMeta溝通的結果Google已經開始實施那Meta是因為說它整個系統要改全球的系統所以Google已經全部實名制從什麼時候開始應該是之前我們修法完之後沒多久它應該就配合改過了我們沒有特別去問他們實施的日期\n\n19\n00:06:32,042 --> 00:07:00,123\n好那所以是Meta6月份好呃主委無論是實名制也好或競速的我們發現到有詐騙的這個網路上的廣告也好我們都應該競速的要求他下架現在Google要求是呃多少一天之內一天之內要下架如果沒有我們會通報警政署那他要下架那如果不下架就會被警政署裁罰我們有沒有裁罰過\n\n20\n00:07:01,674 --> 00:07:06,794\n因為他通常一天就下架了就沒有被裁罰因為裁罰是內政部警政署在處理\n\n21\n00:07:08,459 --> 00:07:31,395\n主委你認為就是說沒有裁罰一天之內沒有裁罰但是你也知道就是說這就是貓抓老鼠因為有一個假帳號也好你下架一個他馬上又有數萬個數千個在背後standby等著這就是現在詐騙手法日新月異所以我不知道你對於一天下架你滿不滿意以我的廣告經驗我們看到包括\n\n22\n00:07:32,496 --> 00:07:46,707\n這些知名的媒體人包括陳文茜也好、謝金河也好、余美人也好包括曹金城都有人用他們的名義在網路上、在臉書上、在IG上做一些詐騙的行為廣告\n\n23\n00:07:49,667 --> 00:08:10,617\n這些都有而且我算了一下就是說這些推波的量其實出現了至少都半個月以上我的辦公室他們稍微整理一下都超過半個月以上那又不知道增加了多少被害人在裡頭所以我要強調的就是說我覺得源頭管理非常非常的重要無論是Google或Meta的管理上我覺得\n\n24\n00:08:12,138 --> 00:08:29,572\n一天是不是一天之內或者是接下來他有沒有其他的我們高風險的我們有什麼樣的處理的機制我覺得應該要想辦法落實詐騙是臺灣人民心中的痛每片的每一分錢都是我們民眾的我們民眾非常辛苦血汗錢我希望在這一塊\n\n25\n00:08:30,973 --> 00:08:59,918\n金管會上能夠更努力的在做守門人的角色另外您到我辦公室那一天有提到說我們現在行政院針對詐騙有成立一個專案小組上次您提到政委在處理因為這是跨部會的問題有一位政委負責督導什麼時候這個案子會出來我們可以看到我們現在民進黨政府從金管到警政署跨部會的有更具體的合作方向\n\n26\n00:09:00,819 --> 00:09:16,246\n有包括現在規劃要可能在考慮是不是打詐專法都是目前在研究的方向所以打詐專法什麼時候會推出來內容是什麼我跟委員報告因為這個不是金管會負責主政的可能要從可能是其他部會\n\n27\n00:09:18,184 --> 00:09:39,958\n雖然不是你主政但是你在裡面的角色也非常重要我們一起參與提供意見所以我不知道最後主政的會是哪個單位因為行政院可能也還沒有決定主責單位是誰你認為不是你說不定最後就是你所以主委我要建議的是它是一個跨部會的合作我們後面一起來努力打仗的問題\n\n28\n00:09:41,019 --> 00:10:09,147\n但是我覺得每一個人的角色不管是誰主政都非常重要所以我非常期待這個打詐的專法可以及早提出來那主要的內容是什麼我也希望有機會跟各部會做進行更多的溝通後面的我們的監理單位相關的我們希望有機會做更多的互動也提出更多的建議這樣子後續的打詐我覺得會有更具體的成效好嗎\n\n29\n00:10:09,907 --> 00:10:20,752\n是,我們會不定期跟委員請議,聽聽您的高見。好,謝謝各位。謝謝。謝謝李燕秀委員的質詢。接著我們請謝玉鳳委員質詢,提醒列行委員的時間是5加1。\n\n","tsv":"start\tend\ttext\n6512\t24831\t主委辛苦了剛才王世堅委員質詢的消費者告跟知其實我覺得確實我們要花一點心思來去做這一塊接下來其實我要問的問題其實也是長期來包括上星期你到辦公室來的時候我跟你溝通過的就是我們現在詐騙的問題\n26972\t44863\t詐騙的議題我相信在臺灣社會的民眾包括我們民間基金會我們草根影響力文教基金會委託TVBS去年做的民調當中我們都有看到超過五成的民眾對於政府打詐的表現事實上是不滿意的超過八成的民眾\n45623\t49245\t認為臺灣現在的法律對於詐騙犯的刑責事實上是太輕然後超過七成的民眾擔心詐騙的犯罪戰亂會造成我們現在的國安問題好 那主委我就從你這一次的今晚會的業務報告當中我有觀察到有幾個數據我們來看這些數據包括112年我們對於詐騙案的攔截件數是11300件\n74719\t92236\t比照一百一十一年我們是一百一十二年我們是增加了三千三百二十一件那我們一百一十二年攔截的金額是七十六億左右七十五點八九億那比一百一十一年增加了三十三點四八億元\n93377\t110860\t主委這些數據呈現代表的意義就是說我們攔截的件數增加42%攔截的金額增加79%但是在你的工作報告當中我看到你是用成效卓著這四個字\n112288\t128303\t來去表現出我們現在你攔截的件數也好比112年比111跟112我們攔截的金額也好件數也好看起來都比較多你用成效著住這四個字\n129744\t155955\t我個人是有一點意見啦你個人覺得這樣的數字你滿意嗎?報告委員那個我跟您兩個部分報告第一個我們是用顯著我們用左著因為比例是高一點但是我跟您報告您指示的沒有錯了其實詐騙有很多界面這邊跟您報告的第一項只是從臨櫃假如我的客戶去臨櫃我被要做一些事情被銀行堵到了這個部分可是還有很多是轉帳\n158017\t177230\t約定轉帳,這些都不在這個績效之內的。好,主委,用成效著住,顯著也好,著住也好,我覺得這些數字背後代表的意義是我們臺灣現在詐騙犯罪的問題越來越嚴重,你同意我的說法嗎?\n178411\t187780\t其實金額件數非常多這個母體這麼大相對的看起來你金額非常的多但是另外一層代表意義是我們現在詐騙越來越嚴重而我們金管會自己統計的數據從去年4月到11月當中\n193866\t200812\t我們的數據也顯示說包括我們我先講一下警政署的統計在2020年的我們的詐騙的件數是2.3萬件2022年2.9萬件2023年從1月到11月總共是3.5萬件所以我們的金額\n213181\t231201\t每一年創新高從42.5億元到去年的11月是79億元創歷史的新高那今晚會自己的數字也顯示出4月到11月我們總共有15511件非法的投資廣告平均每個月有將近2000件的詐騙廣告被檢取主委\n236006\t256002\t這個數字其實也代表說我們現在在法規上雖然看起來我們金管會的督導很用心但是我們犯罪的數字事實上是非常的氾濫所以我剛才也看到前幾位委員的質詢當中也有提到我們目前金管會有兩個手段\n257364\t273622\t一個是在網路上我們可以要求競速的下架在這些平台當中競速的下架另外一個就是實名制的管理這兩個手段對於詐騙的氾濫是不是最有效的工具\n276888\t295234\t我先跟您報告我們以後不會用成效顯著這四個字我們會虛心接受委員的指導那你就代表現在詐騙氾濫非常嚴重也難怪我們對於詐騙的問題不滿意政府處理的不滿意嘛這個是事實嘛我們兩個不用在這邊爭辯嘛那另外就是\n297163\t313360\t實名制是一個重點那當然我覺得金融教育也很重要就是要投資人確實要特別注意這個風險跟利潤其實是是存在共同存在的好那主委實名制這一件事情其實我們行政院\n314485\t314645\t主席\n345083\t359448\t可不可以透過麥克風回應我?因為九成的民眾那個平台是在Google上面喔Google已經開始實名制了已經開始了嗎?什麼時候開始?為什麼在工作報告當中沒有寫?\n361632\t389403\t可能沒有特別去提到這個但是我們跟Google Meta溝通的結果Google已經開始實施那Meta是因為說它整個系統要改全球的系統所以Google已經全部實名制從什麼時候開始應該是之前我們修法完之後沒多久它應該就配合改過了我們沒有特別去問他們實施的日期\n392042\t420123\t好 那所以是Meta 6月份好 呃 主委 無論是實名制也好或競速的我們發現到有詐騙的這個網路上的廣告也好我們都應該競速的要求他下架現在Google要求是 呃 多少 一天之內一天之內要下架如果沒有 我們會通報警政署那他要下架 那如果不下架就會被警政署裁罰我們有沒有裁罰過\n421674\t426794\t因為他通常一天就下架了就沒有被裁罰因為裁罰是內政部警政署在處理\n428459\t451395\t主委你認為就是說沒有裁罰一天之內沒有裁罰但是你也知道就是說這就是貓抓老鼠因為有一個假帳號也好你下架一個他馬上又有數萬個數千個在背後stand by等著這就是現在詐騙手法日新月異所以我不知道你對於一天下架你滿不滿意以我的廣告經驗我們看到包括\n452496\t466707\t這些知名的媒體人包括陳文茜也好、謝金河也好、余美人也好包括曹金城都有人用他們的名義在網路上、在臉書上、在IG上做一些詐騙的行為廣告\n469667\t490617\t這些都有而且我算了一下就是說這些推波的量其實出現了至少都半個月以上我的辦公室他們稍微整理一下都超過半個月以上那又不知道增加了多少被害人在裡頭所以我要強調的就是說我覺得源頭管理非常非常的重要無論是Google或Meta的管理上我覺得\n492138\t509572\t一天是不是一天之內或者是接下來他有沒有其他的我們高風險的我們有什麼樣的處理的機制我覺得應該要想辦法落實詐騙是臺灣人民心中的痛每片的每一分錢都是我們民眾的我們民眾非常辛苦血汗錢我希望在這一塊\n510973\t539918\t金管會上能夠更努力的在做守門人的角色另外您到我辦公室那一天有提到說我們現在行政院針對詐騙有成立一個專案小組上次您提到政委在處理因為這是跨部會的問題有一位政委負責督導什麼時候這個案子會出來我們可以看到我們現在民進黨政府從金管到警政署跨部會的有更具體的合作方向\n540819\t556246\t有包括現在規劃要可能在考慮是不是打詐專法都是目前在研究的方向所以打詐專法什麼時候會推出來內容是什麼我跟委員報告因為這個不是金管會負責主政的可能要從可能是其他部會\n558184\t579958\t雖然不是你主政但是你在裡面的角色也非常重要我們一起參與提供意見所以我不知道最後主政的會是哪個單位因為行政院可能也還沒有決定主責單位是誰你認為不是你說不定最後就是你所以主委我要建議的是它是一個跨部會的合作我們後面一起來努力打仗的問題\n581019\t609147\t但是我覺得每一個人的角色不管是誰主政都非常重要所以我非常期待這個打詐的專法可以及早提出來那主要的內容是什麼我也希望有機會跟各部會做進行更多的溝通後面的我們的監理單位相關的我們希望有機會做更多的互動也提出更多的建議這樣子後續的打詐我覺得會有更具體的成效好嗎\n609907\t620752\t是,我們會不定期跟委員請議,聽聽您的高見。好,謝謝各位。謝謝。謝謝李燕秀委員的質詢。接著我們請謝玉鳳委員質詢,提醒列行委員的時間是5加1。\n","txt":"主委辛苦了剛才王世堅委員質詢的消費者告跟知其實我覺得確實我們要花一點心思來去做這一塊接下來其實我要問的問題其實也是長期來包括上星期你到辦公室來的時候我跟你溝通過的就是我們現在詐騙的問題\n詐騙的議題我相信在臺灣社會的民眾包括我們民間基金會我們草根影響力文教基金會委託TVBS去年做的民調當中我們都有看到超過五成的民眾對於政府打詐的表現事實上是不滿意的超過八成的民眾\n認為臺灣現在的法律對於詐騙犯的刑責事實上是太輕然後超過七成的民眾擔心詐騙的犯罪戰亂會造成我們現在的國安問題好 那主委我就從你這一次的今晚會的業務報告當中我有觀察到有幾個數據我們來看這些數據包括112年我們對於詐騙案的攔截件數是11300件\n比照一百一十一年我們是一百一十二年我們是增加了三千三百二十一件那我們一百一十二年攔截的金額是七十六億左右七十五點八九億那比一百一十一年增加了三十三點四八億元\n主委這些數據呈現代表的意義就是說我們攔截的件數增加42%攔截的金額增加79%但是在你的工作報告當中我看到你是用成效卓著這四個字\n來去表現出我們現在你攔截的件數也好比112年比111跟112我們攔截的金額也好件數也好看起來都比較多你用成效著住這四個字\n我個人是有一點意見啦你個人覺得這樣的數字你滿意嗎?報告委員那個我跟您兩個部分報告第一個我們是用顯著我們用左著因為比例是高一點但是我跟您報告您指示的沒有錯了其實詐騙有很多界面這邊跟您報告的第一項只是從臨櫃假如我的客戶去臨櫃我被要做一些事情被銀行堵到了這個部分可是還有很多是轉帳\n約定轉帳,這些都不在這個績效之內的。好,主委,用成效著住,顯著也好,著住也好,我覺得這些數字背後代表的意義是我們臺灣現在詐騙犯罪的問題越來越嚴重,你同意我的說法嗎?\n其實金額件數非常多這個母體這麼大相對的看起來你金額非常的多但是另外一層代表意義是我們現在詐騙越來越嚴重而我們金管會自己統計的數據從去年4月到11月當中\n我們的數據也顯示說包括我們我先講一下警政署的統計在2020年的我們的詐騙的件數是2.3萬件2022年2.9萬件2023年從1月到11月總共是3.5萬件所以我們的金額\n每一年創新高從42.5億元到去年的11月是79億元創歷史的新高那今晚會自己的數字也顯示出4月到11月我們總共有15511件非法的投資廣告平均每個月有將近2000件的詐騙廣告被檢取主委\n這個數字其實也代表說我們現在在法規上雖然看起來我們金管會的督導很用心但是我們犯罪的數字事實上是非常的氾濫所以我剛才也看到前幾位委員的質詢當中也有提到我們目前金管會有兩個手段\n一個是在網路上我們可以要求競速的下架在這些平台當中競速的下架另外一個就是實名制的管理這兩個手段對於詐騙的氾濫是不是最有效的工具\n我先跟您報告我們以後不會用成效顯著這四個字我們會虛心接受委員的指導那你就代表現在詐騙氾濫非常嚴重也難怪我們對於詐騙的問題不滿意政府處理的不滿意嘛這個是事實嘛我們兩個不用在這邊爭辯嘛那另外就是\n實名制是一個重點那當然我覺得金融教育也很重要就是要投資人確實要特別注意這個風險跟利潤其實是是存在共同存在的好那主委實名制這一件事情其實我們行政院\n主席\n可不可以透過麥克風回應我?因為九成的民眾那個平台是在Google上面喔Google已經開始實名制了已經開始了嗎?什麼時候開始?為什麼在工作報告當中沒有寫?\n可能沒有特別去提到這個但是我們跟Google Meta溝通的結果Google已經開始實施那Meta是因為說它整個系統要改全球的系統所以Google已經全部實名制從什麼時候開始應該是之前我們修法完之後沒多久它應該就配合改過了我們沒有特別去問他們實施的日期\n好 那所以是Meta 6月份好 呃 主委 無論是實名制也好或競速的我們發現到有詐騙的這個網路上的廣告也好我們都應該競速的要求他下架現在Google要求是 呃 多少 一天之內一天之內要下架如果沒有 我們會通報警政署那他要下架 那如果不下架就會被警政署裁罰我們有沒有裁罰過\n因為他通常一天就下架了就沒有被裁罰因為裁罰是內政部警政署在處理\n主委你認為就是說沒有裁罰一天之內沒有裁罰但是你也知道就是說這就是貓抓老鼠因為有一個假帳號也好你下架一個他馬上又有數萬個數千個在背後stand by等著這就是現在詐騙手法日新月異所以我不知道你對於一天下架你滿不滿意以我的廣告經驗我們看到包括\n這些知名的媒體人包括陳文茜也好、謝金河也好、余美人也好包括曹金城都有人用他們的名義在網路上、在臉書上、在IG上做一些詐騙的行為廣告\n這些都有而且我算了一下就是說這些推波的量其實出現了至少都半個月以上我的辦公室他們稍微整理一下都超過半個月以上那又不知道增加了多少被害人在裡頭所以我要強調的就是說我覺得源頭管理非常非常的重要無論是Google或Meta的管理上我覺得\n一天是不是一天之內或者是接下來他有沒有其他的我們高風險的我們有什麼樣的處理的機制我覺得應該要想辦法落實詐騙是臺灣人民心中的痛每片的每一分錢都是我們民眾的我們民眾非常辛苦血汗錢我希望在這一塊\n金管會上能夠更努力的在做守門人的角色另外您到我辦公室那一天有提到說我們現在行政院針對詐騙有成立一個專案小組上次您提到政委在處理因為這是跨部會的問題有一位政委負責督導什麼時候這個案子會出來我們可以看到我們現在民進黨政府從金管到警政署跨部會的有更具體的合作方向\n有包括現在規劃要可能在考慮是不是打詐專法都是目前在研究的方向所以打詐專法什麼時候會推出來內容是什麼我跟委員報告因為這個不是金管會負責主政的可能要從可能是其他部會\n雖然不是你主政但是你在裡面的角色也非常重要我們一起參與提供意見所以我不知道最後主政的會是哪個單位因為行政院可能也還沒有決定主責單位是誰你認為不是你說不定最後就是你所以主委我要建議的是它是一個跨部會的合作我們後面一起來努力打仗的問題\n但是我覺得每一個人的角色不管是誰主政都非常重要所以我非常期待這個打詐的專法可以及早提出來那主要的內容是什麼我也希望有機會跟各部會做進行更多的溝通後面的我們的監理單位相關的我們希望有機會做更多的互動也提出更多的建議這樣子後續的打詐我覺得會有更具體的成效好嗎\n是,我們會不定期跟委員請議,聽聽您的高見。好,謝謝各位。謝謝。謝謝李燕秀委員的質詢。接著我們請謝玉鳳委員質詢,提醒列行委員的時間是5加1。\n","vtt":"WEBVTT\n\n00:06.512 --> 00:24.831\n主委辛苦了剛才王世堅委員質詢的消費者告跟知其實我覺得確實我們要花一點心思來去做這一塊接下來其實我要問的問題其實也是長期來包括上星期你到辦公室來的時候我跟你溝通過的就是我們現在詐騙的問題\n\n00:26.972 --> 00:44.863\n詐騙的議題我相信在臺灣社會的民眾包括我們民間基金會我們草根影響力文教基金會委託TVBS去年做的民調當中我們都有看到超過五成的民眾對於政府打詐的表現事實上是不滿意的超過八成的民眾\n\n00:45.623 --> 00:49.245\n認為臺灣現在的法律對於詐騙犯的刑責事實上是太輕然後超過七成的民眾擔心詐騙的犯罪戰亂會造成我們現在的國安問題好那主委我就從你這一次的今晚會的業務報告當中我有觀察到有幾個數據我們來看這些數據包括112年我們對於詐騙案的攔截件數是11300件\n\n01:14.719 --> 01:32.236\n比照一百一十一年我們是一百一十二年我們是增加了三千三百二十一件那我們一百一十二年攔截的金額是七十六億左右七十五點八九億那比一百一十一年增加了三十三點四八億元\n\n01:33.377 --> 01:50.860\n主委這些數據呈現代表的意義就是說我們攔截的件數增加42%攔截的金額增加79%但是在你的工作報告當中我看到你是用成效卓著這四個字\n\n01:52.288 --> 02:08.303\n來去表現出我們現在你攔截的件數也好比112年比111跟112我們攔截的金額也好件數也好看起來都比較多你用成效著住這四個字\n\n02:09.744 --> 02:35.955\n我個人是有一點意見啦你個人覺得這樣的數字你滿意嗎?報告委員那個我跟您兩個部分報告第一個我們是用顯著我們用左著因為比例是高一點但是我跟您報告您指示的沒有錯了其實詐騙有很多界面這邊跟您報告的第一項只是從臨櫃假如我的客戶去臨櫃我被要做一些事情被銀行堵到了這個部分可是還有很多是轉帳\n\n02:38.017 --> 02:57.230\n約定轉帳,這些都不在這個績效之內的。好,主委,用成效著住,顯著也好,著住也好,我覺得這些數字背後代表的意義是我們臺灣現在詐騙犯罪的問題越來越嚴重,你同意我的說法嗎?\n\n02:58.411 --> 03:07.780\n其實金額件數非常多這個母體這麼大相對的看起來你金額非常的多但是另外一層代表意義是我們現在詐騙越來越嚴重而我們金管會自己統計的數據從去年4月到11月當中\n\n03:13.866 --> 03:20.812\n我們的數據也顯示說包括我們我先講一下警政署的統計在2020年的我們的詐騙的件數是2.3萬件2022年2.9萬件2023年從1月到11月總共是3.5萬件所以我們的金額\n\n03:33.181 --> 03:51.201\n每一年創新高從42.5億元到去年的11月是79億元創歷史的新高那今晚會自己的數字也顯示出4月到11月我們總共有15511件非法的投資廣告平均每個月有將近2000件的詐騙廣告被檢取主委\n\n03:56.006 --> 04:16.002\n這個數字其實也代表說我們現在在法規上雖然看起來我們金管會的督導很用心但是我們犯罪的數字事實上是非常的氾濫所以我剛才也看到前幾位委員的質詢當中也有提到我們目前金管會有兩個手段\n\n04:17.364 --> 04:33.622\n一個是在網路上我們可以要求競速的下架在這些平台當中競速的下架另外一個就是實名制的管理這兩個手段對於詐騙的氾濫是不是最有效的工具\n\n04:36.888 --> 04:55.234\n我先跟您報告我們以後不會用成效顯著這四個字我們會虛心接受委員的指導那你就代表現在詐騙氾濫非常嚴重也難怪我們對於詐騙的問題不滿意政府處理的不滿意嘛這個是事實嘛我們兩個不用在這邊爭辯嘛那另外就是\n\n04:57.163 --> 05:13.360\n實名制是一個重點那當然我覺得金融教育也很重要就是要投資人確實要特別注意這個風險跟利潤其實是是存在共同存在的好那主委實名制這一件事情其實我們行政院\n\n05:14.485 --> 05:14.645\n主席\n\n05:45.083 --> 05:59.448\n可不可以透過麥克風回應我?因為九成的民眾那個平台是在Google上面喔Google已經開始實名制了已經開始了嗎?什麼時候開始?為什麼在工作報告當中沒有寫?\n\n06:01.632 --> 06:29.403\n可能沒有特別去提到這個但是我們跟GoogleMeta溝通的結果Google已經開始實施那Meta是因為說它整個系統要改全球的系統所以Google已經全部實名制從什麼時候開始應該是之前我們修法完之後沒多久它應該就配合改過了我們沒有特別去問他們實施的日期\n\n06:32.042 --> 07:00.123\n好那所以是Meta6月份好呃主委無論是實名制也好或競速的我們發現到有詐騙的這個網路上的廣告也好我們都應該競速的要求他下架現在Google要求是呃多少一天之內一天之內要下架如果沒有我們會通報警政署那他要下架那如果不下架就會被警政署裁罰我們有沒有裁罰過\n\n07:01.674 --> 07:06.794\n因為他通常一天就下架了就沒有被裁罰因為裁罰是內政部警政署在處理\n\n07:08.459 --> 07:31.395\n主委你認為就是說沒有裁罰一天之內沒有裁罰但是你也知道就是說這就是貓抓老鼠因為有一個假帳號也好你下架一個他馬上又有數萬個數千個在背後standby等著這就是現在詐騙手法日新月異所以我不知道你對於一天下架你滿不滿意以我的廣告經驗我們看到包括\n\n07:32.496 --> 07:46.707\n這些知名的媒體人包括陳文茜也好、謝金河也好、余美人也好包括曹金城都有人用他們的名義在網路上、在臉書上、在IG上做一些詐騙的行為廣告\n\n07:49.667 --> 08:10.617\n這些都有而且我算了一下就是說這些推波的量其實出現了至少都半個月以上我的辦公室他們稍微整理一下都超過半個月以上那又不知道增加了多少被害人在裡頭所以我要強調的就是說我覺得源頭管理非常非常的重要無論是Google或Meta的管理上我覺得\n\n08:12.138 --> 08:29.572\n一天是不是一天之內或者是接下來他有沒有其他的我們高風險的我們有什麼樣的處理的機制我覺得應該要想辦法落實詐騙是臺灣人民心中的痛每片的每一分錢都是我們民眾的我們民眾非常辛苦血汗錢我希望在這一塊\n\n08:30.973 --> 08:59.918\n金管會上能夠更努力的在做守門人的角色另外您到我辦公室那一天有提到說我們現在行政院針對詐騙有成立一個專案小組上次您提到政委在處理因為這是跨部會的問題有一位政委負責督導什麼時候這個案子會出來我們可以看到我們現在民進黨政府從金管到警政署跨部會的有更具體的合作方向\n\n09:00.819 --> 09:16.246\n有包括現在規劃要可能在考慮是不是打詐專法都是目前在研究的方向所以打詐專法什麼時候會推出來內容是什麼我跟委員報告因為這個不是金管會負責主政的可能要從可能是其他部會\n\n09:18.184 --> 09:39.958\n雖然不是你主政但是你在裡面的角色也非常重要我們一起參與提供意見所以我不知道最後主政的會是哪個單位因為行政院可能也還沒有決定主責單位是誰你認為不是你說不定最後就是你所以主委我要建議的是它是一個跨部會的合作我們後面一起來努力打仗的問題\n\n09:41.019 --> 10:09.147\n但是我覺得每一個人的角色不管是誰主政都非常重要所以我非常期待這個打詐的專法可以及早提出來那主要的內容是什麼我也希望有機會跟各部會做進行更多的溝通後面的我們的監理單位相關的我們希望有機會做更多的互動也提出更多的建議這樣子後續的打詐我覺得會有更具體的成效好嗎\n\n10:09.907 --> 10:20.752\n是,我們會不定期跟委員請議,聽聽您的高見。好,謝謝各位。謝謝。謝謝李燕秀委員的質詢。接著我們請謝玉鳳委員質詢,提醒列行委員的時間是5加1。\n\n","segments":[{"start":6.512,"end":24.831,"text":"主委辛苦了剛才王世堅委員質詢的消費者告跟知其實我覺得確實我們要花一點心思來去做這一塊接下來其實我要問的問題其實也是長期來包括上星期你到辦公室來的時候我跟你溝通過的就是我們現在詐騙的問題"},{"start":26.972,"end":44.863,"text":"詐騙的議題我相信在臺灣社會的民眾包括我們民間基金會我們草根影響力文教基金會委託TVBS去年做的民調當中我們都有看到超過五成的民眾對於政府打詐的表現事實上是不滿意的超過八成的民眾"},{"start":45.623,"end":49.245,"text":"認為臺灣現在的法律對於詐騙犯的刑責事實上是太輕然後超過七成的民眾擔心詐騙的犯罪戰亂會造成我們現在的國安問題好 那主委我就從你這一次的今晚會的業務報告當中我有觀察到有幾個數據我們來看這些數據包括112年我們對於詐騙案的攔截件數是11300件"},{"start":74.719,"end":92.236,"text":"比照一百一十一年我們是一百一十二年我們是增加了三千三百二十一件那我們一百一十二年攔截的金額是七十六億左右七十五點八九億那比一百一十一年增加了三十三點四八億元"},{"start":93.377,"end":110.86,"text":"主委這些數據呈現代表的意義就是說我們攔截的件數增加42%攔截的金額增加79%但是在你的工作報告當中我看到你是用成效卓著這四個字"},{"start":112.288,"end":128.303,"text":"來去表現出我們現在你攔截的件數也好比112年比111跟112我們攔截的金額也好件數也好看起來都比較多你用成效著住這四個字"},{"start":129.744,"end":155.955,"text":"我個人是有一點意見啦你個人覺得這樣的數字你滿意嗎?報告委員那個我跟您兩個部分報告第一個我們是用顯著我們用左著因為比例是高一點但是我跟您報告您指示的沒有錯了其實詐騙有很多界面這邊跟您報告的第一項只是從臨櫃假如我的客戶去臨櫃我被要做一些事情被銀行堵到了這個部分可是還有很多是轉帳"},{"start":158.017,"end":177.23,"text":"約定轉帳,這些都不在這個績效之內的。好,主委,用成效著住,顯著也好,著住也好,我覺得這些數字背後代表的意義是我們臺灣現在詐騙犯罪的問題越來越嚴重,你同意我的說法嗎?"},{"start":178.411,"end":187.78,"text":"其實金額件數非常多這個母體這麼大相對的看起來你金額非常的多但是另外一層代表意義是我們現在詐騙越來越嚴重而我們金管會自己統計的數據從去年4月到11月當中"},{"start":193.866,"end":200.812,"text":"我們的數據也顯示說包括我們我先講一下警政署的統計在2020年的我們的詐騙的件數是2.3萬件2022年2.9萬件2023年從1月到11月總共是3.5萬件所以我們的金額"},{"start":213.181,"end":231.201,"text":"每一年創新高從42.5億元到去年的11月是79億元創歷史的新高那今晚會自己的數字也顯示出4月到11月我們總共有15511件非法的投資廣告平均每個月有將近2000件的詐騙廣告被檢取主委"},{"start":236.006,"end":256.002,"text":"這個數字其實也代表說我們現在在法規上雖然看起來我們金管會的督導很用心但是我們犯罪的數字事實上是非常的氾濫所以我剛才也看到前幾位委員的質詢當中也有提到我們目前金管會有兩個手段"},{"start":257.364,"end":273.622,"text":"一個是在網路上我們可以要求競速的下架在這些平台當中競速的下架另外一個就是實名制的管理這兩個手段對於詐騙的氾濫是不是最有效的工具"},{"start":276.888,"end":295.234,"text":"我先跟您報告我們以後不會用成效顯著這四個字我們會虛心接受委員的指導那你就代表現在詐騙氾濫非常嚴重也難怪我們對於詐騙的問題不滿意政府處理的不滿意嘛這個是事實嘛我們兩個不用在這邊爭辯嘛那另外就是"},{"start":297.163,"end":313.36,"text":"實名制是一個重點那當然我覺得金融教育也很重要就是要投資人確實要特別注意這個風險跟利潤其實是是存在共同存在的好那主委實名制這一件事情其實我們行政院"},{"start":314.485,"end":314.645,"text":"主席"},{"start":345.083,"end":359.448,"text":"可不可以透過麥克風回應我?因為九成的民眾那個平台是在Google上面喔Google已經開始實名制了已經開始了嗎?什麼時候開始?為什麼在工作報告當中沒有寫?"},{"start":361.632,"end":389.403,"text":"可能沒有特別去提到這個但是我們跟Google Meta溝通的結果Google已經開始實施那Meta是因為說它整個系統要改全球的系統所以Google已經全部實名制從什麼時候開始應該是之前我們修法完之後沒多久它應該就配合改過了我們沒有特別去問他們實施的日期"},{"start":392.042,"end":420.123,"text":"好 那所以是Meta 6月份好 呃 主委 無論是實名制也好或競速的我們發現到有詐騙的這個網路上的廣告也好我們都應該競速的要求他下架現在Google要求是 呃 多少 一天之內一天之內要下架如果沒有 我們會通報警政署那他要下架 那如果不下架就會被警政署裁罰我們有沒有裁罰過"},{"start":421.674,"end":426.794,"text":"因為他通常一天就下架了就沒有被裁罰因為裁罰是內政部警政署在處理"},{"start":428.459,"end":451.395,"text":"主委你認為就是說沒有裁罰一天之內沒有裁罰但是你也知道就是說這就是貓抓老鼠因為有一個假帳號也好你下架一個他馬上又有數萬個數千個在背後stand by等著這就是現在詐騙手法日新月異所以我不知道你對於一天下架你滿不滿意以我的廣告經驗我們看到包括"},{"start":452.496,"end":466.707,"text":"這些知名的媒體人包括陳文茜也好、謝金河也好、余美人也好包括曹金城都有人用他們的名義在網路上、在臉書上、在IG上做一些詐騙的行為廣告"},{"start":469.667,"end":490.617,"text":"這些都有而且我算了一下就是說這些推波的量其實出現了至少都半個月以上我的辦公室他們稍微整理一下都超過半個月以上那又不知道增加了多少被害人在裡頭所以我要強調的就是說我覺得源頭管理非常非常的重要無論是Google或Meta的管理上我覺得"},{"start":492.138,"end":509.572,"text":"一天是不是一天之內或者是接下來他有沒有其他的我們高風險的我們有什麼樣的處理的機制我覺得應該要想辦法落實詐騙是臺灣人民心中的痛每片的每一分錢都是我們民眾的我們民眾非常辛苦血汗錢我希望在這一塊"},{"start":510.973,"end":539.918,"text":"金管會上能夠更努力的在做守門人的角色另外您到我辦公室那一天有提到說我們現在行政院針對詐騙有成立一個專案小組上次您提到政委在處理因為這是跨部會的問題有一位政委負責督導什麼時候這個案子會出來我們可以看到我們現在民進黨政府從金管到警政署跨部會的有更具體的合作方向"},{"start":540.819,"end":556.246,"text":"有包括現在規劃要可能在考慮是不是打詐專法都是目前在研究的方向所以打詐專法什麼時候會推出來內容是什麼我跟委員報告因為這個不是金管會負責主政的可能要從可能是其他部會"},{"start":558.184,"end":579.958,"text":"雖然不是你主政但是你在裡面的角色也非常重要我們一起參與提供意見所以我不知道最後主政的會是哪個單位因為行政院可能也還沒有決定主責單位是誰你認為不是你說不定最後就是你所以主委我要建議的是它是一個跨部會的合作我們後面一起來努力打仗的問題"},{"start":581.019,"end":609.147,"text":"但是我覺得每一個人的角色不管是誰主政都非常重要所以我非常期待這個打詐的專法可以及早提出來那主要的內容是什麼我也希望有機會跟各部會做進行更多的溝通後面的我們的監理單位相關的我們希望有機會做更多的互動也提出更多的建議這樣子後續的打詐我覺得會有更具體的成效好嗎"},{"start":609.907,"end":620.752,"text":"是,我們會不定期跟委員請議,聽聽您的高見。好,謝謝各位。謝謝。謝謝李燕秀委員的質詢。接著我們請謝玉鳳委員質詢,提醒列行委員的時間是5加1。"}]}}}}