{"id":149507,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/149507","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/1441ba9c2015bdbea83ebf3315ed27d8f84c29b94b9165f0f8ba9b0039caa7a635932578338c4f7e5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"吳秉叡","委員發言時間":"09:26:42 - 09:38:45","影片長度":"00:12:03","會議時間":"2024-03-07T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第2次全體委員會議（事由：邀請財政部莊部長翠雲率所屬機關首長暨國營事業董事長、總經理(含各轉投資事業機構公股代表之董、監事)列席業務報告，並備質詢。\n【3月4日及7日二天一次會】）","meet":{"tmpMeeting":null,"title":"第11屆第1會期財政委員會第2次全體委員會議","term":11,"type":"委員會","sessionPeriod":1,"sessionTimes":2,"committees":[20],"id":"委員會-11-1-20-2"},"date":"2024-03-07","duration":723,"end_time":"2024-03-07T09:38:45+08:00","start_time":"2024-03-07T09:26:42+08:00","features":["ai-transcript","gazette"],"type":"Clip","gazette":{"lineno":155,"blocks":[["吳委員秉叡：（9時26分）主席，麻煩請財政部莊部長。"],["主席：有請莊部長。"],["莊部長翠雲：委員早。"],["吳委員秉叡：部長早。臺灣雖然現在電子產業尤其是晶片、AI產業等等非常發達，可是我們臺灣從過往的歷史來看，我們中小企業的穩健跟成長，一直是我們臺灣經濟的一個亮點，如果跟韓國這種國家比起來的話，在蘇貞昌院長當行政院長的任內，他改變了對於公股銀行的考評，其中有一個很重要的就是對中小企業的放款，因為以前可能我對大企業一次就借幾十億，小企業、中小企業可能我只有借幾百萬、幾千萬，那我還不如大企業做1家，所放款的金額比中小企業做上百家還要大。所以以前如果是用金額來作為評估績效的時候，政策上面引導就使得大家比較忽視，相對起來會比較忽視中小企業的貸款。我想請問，蘇貞昌院長離任之後，現在是陳建仁院長在當行政院院長，這樣的政策跟這樣的評估有改變嗎？"],["莊部長翠雲：跟委員報告，確實您提到蘇院長那個時候，對我們公股行庫、各銀行對於中小企業的金融支援是非常支持，不能只是以金額而是以件數，因為跟大客戶做1件，小的要做100件，可能大家都不願意去做這個小額的，所以有這樣的考評，而且甚至用秘密客的方式來做偵測。其實財政部對於中小企業的金融支援是持續在做，我們推出了千億振興方案，以我們公股行庫自有資金總數6,000億來支援我們的中小企業，支持他們能夠做更好的轉型、升級。到目前為止，到1月31號已經核貸了3,000億，總共有三萬三千七百多戶。"],["吳委員秉叡：部長，我現在要問的是，跟那個時候比起來，你現在的評比標準有改變嗎？"],["莊部長翠雲：沒有變，而且……"],["吳委員秉叡：大家的成績有比以前更好嗎？"],["莊部長翠雲：當然這個成績的比較，我剛剛有提到，就是我們的總數以及家數也非常多，而且我們是以中小企業還是微型轉型升級，我想這個部分的對象是非常明確的。"],["吳委員秉叡：好，先暫停一下。主席，是不是請公股行庫的董事長上臺說明一下……"],["主席：時間暫停，請各公股行庫董事長上臺說明目前放貸的情形。"],["吳委員秉叡：對中小企業放貸的情形跟以前的比較。"],["主席：哪一位要先？臺銀要不要先？"],["吳委員秉叡：沒關係，我想我就一一針對……我就這樣子請教，各位董事長以前有一段時間對於中小企業的放款，我知道很受到中小企業的稱讚，比例也真的增加很多，現在跟對於中小企業放款比例很高的那段時間比起來，你認為你現在仍然持續對中小企業放款的這個政策而且有增加的，可不可以拜託請你舉手看看？請放下來，那就是大家都認為說自己的行庫對於中小企業的放款有持續關心而且持續認真在做，而不以金額作為標準，這樣很好，謝謝你們，請回座，謝謝。","我要這樣問的原因是因為臺灣這兩、三年來，尤其是電子業方面的欣欣向榮，還有各項的產業也都增加了，包括在綠能、包括在生技，當然因為中國只管生產沒有管競爭的那一些鴻海的競爭產業這幾年是相當不好，中國產能一開出來，因為那後面都有很大的政府補貼，臺灣在那一部分是辛苦了，除了那個不論之外，其他的行業我是覺得都很不錯，不過整個行業很不錯的時候，我們就是要重視、要讓中小企業能夠更強健、更穩固，因為大部分的就業機會是在中小企業這個行業上面，不知道部長你贊不贊成這樣的想法？"],["莊部長翠雲：沒有錯，是的，中小企業是我們經濟發展非常重要的一個主幹。"],["吳委員秉叡：好，既然這樣，臺灣這幾年經濟有成長，政府施政都希望能夠讓更多人來共同享受經濟的成果，所以我們以前有一個中小企業發展條例，其對於經濟指數達到一定的狀況之下，本國籍現職基層員工如果加薪，他加薪的部分扣抵可以到130%嘛，對不對？"],["莊部長翠雲：是。"],["吳委員秉叡：可是這個今年就要到期了，先請教財政部，經濟部的想法是要延長它的適用期間，不知道你贊不贊成？"],["莊部長翠雲：這個部分我們已經跟經濟部討論了，第一個我們會同意，而且對於相關的門檻跟條件也認為應該要放寬，讓更多的企業可以適用。"],["吳委員秉叡：其實重點是在這邊啦！因為以前訂法令的時候就訂一個失業比例要高達多少以上，很奇怪，事實上臺灣這幾年來的經濟成長使我們的失業率很難達到那個標準，只有在民國2006年、2007年，就是民國95年、民國96年的時候曾經有這樣適用，這個條例實施了這麼久，金額總共才6,000萬。"],["莊部長翠雲：是啊！"],["吳委員秉叡：因為130%獲得利益的才一千七百多萬，所以這個有訂跟沒訂一樣，用得到的人實在太少了，所以你說這個放寬的條件，第一個，失業率要達到多少以上，這個比例是不是要拿掉？因為就我們剛剛講的，我們是希望經濟發展的果實能讓大家共享，如果你還訂說一定要失業多少以上的時候這個才能啟動，這樣達不到我剛剛講的目的，不知道你贊不贊成？"],["莊部長翠雲：是，這個部分贊成，因為當時訂的時候的失業率高，為了要促進就業所以訂了一個門檻，我覺得這個部分應該增僱我們相關的員工，然後給予加薪，應該都要給予企業鼓勵，這個部分經濟部已經跟我們討論修正草案，我們財政部也提供相關的意見了。"],["吳委員秉叡：好，就我內部的瞭解，原來加薪可以折算企業成本的130%，你們也打算折算到150%嘛？"],["莊部長翠雲：是。"],["吳委員秉叡：臺灣的就業情況，尤其是領薪水的階層常常抱怨薪資不夠，但是同一時間企業卻在大幅獲利，包括我們的稅收都大幅增加，你看你今年的報告，今年跟去年的預算數相比，光稅負的部分又多增了二千九百多億，對不對？"],["莊部長翠雲：是。"],["吳委員秉叡：可見還在蓬勃發展，今年開春以來，股市的成交量一直放大，交易稅也會增加，所以我覺得如果今年這樣的狀況持續下去，很可能今年的稅收還是會超過預算數很多，在這樣的狀況之下，我們應該儘量鼓勵企業、鼓勵各方讓員工能夠加薪，讓受薪階級的薪水能夠增加，所以你們在訂的這個政策什麼時候會送到立法院來審？"],["莊部長翠雲：目前經濟部正在預告當中，預告完它會送到行政院，然後再送立法院，因為4月底就要截止了，所以一定要在這個時間以前。"],["吳委員秉叡：這個會期來得及嗎？因為你那個……"],["莊部長翠雲：5月19日屆期。"],["吳委員秉叡：你這個屆期是5月底，你送到立法院來，立法的時間這樣是否夠充裕……"],["莊部長翠雲：我們會讓它追溯……"],["吳委員秉叡：那趕快……"],["莊部長翠雲：然後做一個接續這樣子……"],["吳委員秉叡：趕快跟各界溝通啦！"],["莊部長翠雲：好。"],["吳委員秉叡：最後就你報告的第2頁，你去年的收入比預算數多很多。"],["莊部長翠雲：對，112年。"],["吳委員秉叡：其中最多的是規費、罰賠款還有財產其他收入，你的預算數1,200億，結果實際收1,569億，超過369億，達到130.8%，這裡面增加的主要是哪裡？如果是罰賠款，其原因在哪裡？"],["莊部長翠雲：這個部分我們是不是可以再瞭解？因為有時候罰賠款是一個不確定的因素，增加最多的事實上是財產收入。"],["吳委員秉叡：財產收入增加最多的原因是什麼？"],["曾署長國基：有一些地上權的……"],["吳委員秉叡：地上權的標售……"],["莊部長翠雲：地上權權利金的收入。"],["吳委員秉叡：如果是這個的話，那還可以接受啦！但是大臺北地區超過500平方公尺以上的土地現在已經是不能標售了。"],["莊部長翠雲：對，是不標售的，但是因為孳息收入也是屬於財產收入的一項。"],["吳委員秉叡：地方政府跟中央政府這個態度之間的差距就變成地方政府可以賣，但中央政府不能，會不會有這樣的問題呢？"],["莊部長翠雲：內政部正在協調地方政府，因為售地當然是屬於地方自治的事項，內政部會去跟他們協調。"],["吳委員秉叡：另外還有一個常常被詬病的是你們標售土地的時候，事實上得標的價格都遠比原來的市價要高，造成房地產不停的在拉高，因為成本墊高就會拉高這個價格，這個問題有沒有想過要怎麼樣解決？"],["莊部長翠雲：對啦！標售底價有的時候會……因為他一定要比底價高才能標得到嘛，所以有時候公有土地的標售會成為定錨的效果……"],["吳委員秉叡：是啊！但是那個制度如果是用標的，在競標的時候本來就會加價才標得到，所以……"],["莊部長翠雲：我們現在的國有土地幾乎都不標售了，因為大面積不標了，然後以設定地上權的方式，目前設定地上權的方式，國產署也開始用比較主動的方式，也就是設定產業並配合國家的政策，比如說設定這個產業，而不是像過往一樣只是按權利金的高低來做競標，是以產業面……"],["吳委員秉叡：這個如果要改變一直墊高的情況，可能標售或是標租的整個制度要去做一個思考，看要如何做一個改變，如果你是用競標的方式，這個都是無法避免的。"],["莊部長翠雲：就會存在這樣的情形。"],["吳委員秉叡：謝謝你，加油！"],["莊部長翠雲：謝謝。"],["主席：謝謝吳秉叡委員的質詢。","接著我們請賴士葆委員質詢。"]],"agenda":{"page_end":378,"meet_id":"委員會-11-1-20-2","speakers":["郭國文","林德福","吳秉叡","賴士葆","李彥秀","王世堅","王鴻薇","賴惠員","顏寬恒","黃珊珊","李坤城","伍麗華Saidhai‧Tahovecahe","謝衣鳯","黃國昌","鄭天財Sra 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\"秉\"}, {\"word\": \"叡\"}, {\"word\": \"委\", \"start\": 700.367, \"end\": 700.407, \"score\": 0.5}, {\"word\": \"員\"}, {\"word\": \"的\", \"start\": 700.407, \"end\": 700.507, \"score\": 0.8}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"接\", \"start\": 700.507, \"end\": 700.647, \"score\": 0.856}, {\"word\": \"著\", \"start\": 700.647, \"end\": 700.847, \"score\": 0.899}, {\"word\": \"我\", \"start\": 700.847, \"end\": 700.967, \"score\": 0.833}, {\"word\": \"們\"}, {\"word\": \"請\"}, {\"word\": \"賴\"}, {\"word\": \"氏\", \"start\": 700.967, \"end\": 700.987, \"score\": 0.0}, {\"word\": \"寶\"}, {\"word\": \"委\", \"start\": 700.987, \"end\": 701.008, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"質\"}, {\"word\": \"詢\"}], \"language\": \"zh\"}","srt":"1\n00:00:00,720 --> 00:00:02,982\n請財政部莊部長有請莊部長委員早不能早齁因為台灣雖然現在的這個電子產業尤其是晶片這個AI產業等等非常的發達可是我們台灣從過往的歷史來看我們中小企業\n\n2\n00:00:28,435 --> 00:00:54,620\n在蘇貞昌院長當行政院長的任內他改變了這個對於銀行公股銀行的考評其中有一個很重要的就是對中小企業的放款因為以前可能說我對大企業\n\n3\n00:00:55,785 --> 00:01:09,886\n一次借幾十億小企業、中小企業可能借幾百萬、幾千萬那我還不如大企業做一家所放款的金額比中小企業做上百家還要大\n\n4\n00:01:11,204 --> 00:01:35,156\n所以以前如果是用金額來作為評估績效的時候那會政策上面引導就使得大家比較忽視相對起來會比較忽視中央企業的貸款那我想請問喔孫政院長離院之後現在是陳建仁院長在當行政院長這樣子的政策跟這樣的評估有改變嗎\n\n5\n00:01:36,872 --> 00:02:05,268\n跟委員報告確實您提到蘇院長那個時候對我們公股、行庫各個銀行對於中小企業的金融資源是非常支持不能只是以金額而是以件數因為跟大客戶做一件可能小做100件可能大家都不願意去做這個小額的所以有這樣考評而且甚至用秘密課的方式來做來做偵測那其實財政部對於中小企業的一個金融資源持續在做我們推出了千億振興方案以這個我們的以公股、行庫自有資金以6000億\n\n6\n00:02:06,369 --> 00:02:06,570\n總共有33700多戶\n\n7\n00:02:20,270 --> 00:02:44,149\n部長我現在要問的是說跟那個時候比起來你現在的這個評比的標準有改變嗎?沒有變大家的成績有比以前更好嗎?我們在這邊當這個成績的比較我剛剛提到就是我們的一個總數以及加數也非常的多而且我們是以中小企業還是微型轉型升級這個我想這個部分這個對象是非常明確的\n\n8\n00:02:44,895 --> 00:03:01,823\n好那先暫停一下主席是不是請公股行庫的董事長上台說明一下他們請時間暫停請各公股行庫董事長上台說明目前放貸的情形對中小企業放貸的情形跟以前的比較\n\n9\n00:03:30,024 --> 00:03:53,074\n來,哪一位先?台營要不要先?我想我就不一一針對我就這樣子請教各位董事長以前在對中小企業的這個放款有一段時間我知道是很受到中小企業的稱讚那比例也真的增加很多那現在跟那一段\n\n10\n00:03:54,133 --> 00:04:04,912\n放款對中小企業比例很高的那段時間比起來你認為你現在對中小企業的放款仍然持續這個政策而且有增加的可不可以拜託請你舉手看看\n\n11\n00:04:08,915 --> 00:04:22,708\n請放下來那就是大家都認為說自己的航庫對於中小企業的放款持續關心而且持續認真在做而不以金額作為標準那這樣很好謝謝你們請回座謝謝\n\n12\n00:04:31,701 --> 00:04:46,944\n我想我要這樣問的原因是因為我們台灣這兩三年來尤其是電子業方面的欣欣向榮還有各項的產業其實有的增加了包括在綠能包括在生技\n\n13\n00:04:47,825 --> 00:05:02,411\n當然因為有中國這個他只管生產沒有管競爭的那一些鴻海的競爭的產業這幾年是相當相當不好那中國產能一開出來台灣的跟他因為那都後面都很大的政府補貼那不是辛苦了\n\n14\n00:05:03,683 --> 00:05:24,622\n除了那個不論之外其他的行業我是覺得都很不錯不過我們在整個行業很不錯的時候我們就是要重視要讓中小企業能夠得到更強健穩固因為大部分的就業機會是在中小企業這個行業上面部長不知道你贊不贊成這樣的想法沒有錯是的中小企業是我們非常重要的一個經濟發展的主幹\n\n15\n00:05:27,544 --> 00:05:48,476\n既然這樣台灣這幾年經濟有成長經濟的成果我們政府施政都是希望能夠讓更多人能夠來共同享受所以我們以前有一個中小企業發展條例它對於這個經濟指數達到一定的狀況之下如果對於本國級現職基層員工加薪\n\n16\n00:05:51,394 --> 00:06:17,023\n那他加薪的部分扣底可以到130%對不對可是這個今年就要到期了先請教財政部對於這個經濟部的想法說要延長它的適用期間不知道你贊不贊成這個部分我們跟經濟部已經討論也會第一個會同意而且對於相關的門檻跟條件認為也應該要放寬讓更多的企業可以適用\n\n17\n00:06:18,499 --> 00:06:42,965\n其實重點是在這邊啦因為以前訂那個法令的時候很奇怪是訂一個事業比例要高達多少以上那事實上台灣這幾年來的經濟成長是我們的失業率很難達到那個標準只有在民國2006年2007年就是民國95年民國96年的時候曾經有這樣的使用以此的\n\n18\n00:07:04,157 --> 00:07:19,865\n這個要失業率達到多少以上這個比例是不是要拿掉因為跟我們剛剛講的我們是希望經濟發展的果實大家共享如果你還定說一定要失業多少以上的時候我這個才能啟動那這個達不到我剛剛這樣講的目的這個不知道你讚不讚成\n\n19\n00:07:20,946 --> 00:07:21,526\n財政部提供相關的意見\n\n20\n00:07:40,625 --> 00:08:09,075\n據我內部的了解原來加薪可以折算企業成本的130%你們也打算折算到150%嗎?那台灣就業尤其是領薪水的這個階層常常抱怨就是說薪資他們認為是不夠的但是我們同一個時間企業卻在大幅的獲利包括我們的稅收都大幅增加你看你今年的報告今年光是\n\n21\n00:08:10,656 --> 00:08:29,455\n昨年光是跟預算數相比光稅負的部分又多增了2900多億對不對那可見還在蓬勃發展那今年開春以來股市也一直成交量一直放大那個交易稅也會增加所以我是覺得\n\n22\n00:09:06,886 --> 00:09:12,247\n五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期\n\n23\n00:09:35,154 --> 00:09:42,338\n是歸費、罰賠款還有財產其他收入你的預算是1200億結果實際收1569億超過369億達到130.8%這裡面增加的主要是哪裡?如果是罰賠款那原因在哪裡?\n\n24\n00:09:58,891 --> 00:10:16,243\n這個部分我們是不是在了解因為有時候罰賠款它是一個不確定的一個因素那增加最多的是事實上是財產收入財產收入增加最多的原因是什麼財產收入國產署的地上權的標售地上權的權利金的收入\n\n25\n00:10:17,113 --> 00:10:17,693\n委員會主席委員會主席\n\n26\n00:10:36,261 --> 00:11:00,523\n會不會有這樣的問題呢?內政部正在協調地方政府因為那屬於授地當然是屬於地方自治的事項內政部會去跟他們協調另外還有一個常常被詬病的就是說你們標售土地的時候你那個市讓得標的價格都遠比原來的市價要高造成房地產不停地在拉高因為成本墊高就會拉高這個價格這個問題有沒有想過要怎麼樣解決?\n\n27\n00:11:03,465 --> 00:11:16,004\n對啦,那個標售底價有的時候會就是說因為他一定要拿到底價高才能買得到嘛所以有時候這個公有土地的標售會成為一個定貓的效果但是那個制度你如果是用標的在競標的時候本來就會加價才標得到對所以\n\n28\n00:11:18,988 --> 00:11:37,284\n我們現在國有土地幾乎都不標售了都不標售那因為大面積不標了嘛然後以設定地上權的方式那目前設定地上權的方式國產署也開始用比較主動的方式也就是設定產業配合國家政策比如說我設定這個產業而不是過往只是按權利金的高低來做競標這個如果要改變\n\n29\n00:11:40,367 --> 00:11:41,008\n謝謝吳秉叡委員的質詢接著我們請賴氏寶委員質詢\n\n","tsv":"start\tend\ttext\n720\t2982\t請財政部莊部長有請莊部長委員早不能早齁因為台灣雖然現在的這個電子產業尤其是晶片這個AI產業等等非常的發達可是我們台灣從過往的歷史來看我們中小企業\n28435\t54620\t在蘇貞昌院長當行政院長的任內他改變了這個對於銀行公股銀行的考評其中有一個很重要的就是對中小企業的放款因為以前可能說我對大企業\n55785\t69886\t一次借幾十億小企業、中小企業可能借幾百萬、幾千萬那我還不如大企業做一家所放款的金額比中小企業做上百家還要大\n71204\t95156\t所以以前如果是用金額來作為評估績效的時候那會政策上面引導就使得大家比較忽視相對起來會比較忽視中央企業的貸款那我想請問喔 孫政院長離院之後現在是陳建仁院長在當行政院長這樣子的政策跟這樣的評估有改變嗎\n96872\t125268\t跟委員報告確實您提到蘇院長那個時候對我們公股、行庫各個銀行對於中小企業的金融資源是非常支持不能只是以金額而是以件數因為跟大客戶做一件可能小做100件可能大家都不願意去做這個小額的所以有這樣考評而且甚至用秘密課的方式來做來做偵測那其實財政部對於中小企業的一個金融資源持續在做我們推出了千億振興方案以這個我們的以公股、行庫自有資金以6000億\n126369\t126570\t總共有33700多戶\n140270\t164149\t部長我現在要問的是說跟那個時候比起來你現在的這個評比的標準有改變嗎?沒有變大家的成績有比以前更好嗎?我們在這邊當這個成績的比較我剛剛提到就是我們的一個總數以及加數也非常的多而且我們是以中小企業還是微型轉型升級這個我想這個部分這個對象是非常明確的\n164895\t181823\t好 那先暫停一下主席是不是請公股行庫的董事長上台說明一下他們請時間暫停 請各公股行庫董事長上台說明目前放貸的情形對中小企業放貸的情形跟以前的比較\n210024\t233074\t來,哪一位先?台營要不要先?我想我就不一一針對我就這樣子請教各位董事長以前在對中小企業的這個放款有一段時間我知道是很受到中小企業的稱讚那比例也真的增加很多那現在跟那一段\n234133\t244912\t放款對中小企業比例很高的那段時間比起來你認為你現在對中小企業的放款仍然持續這個政策而且有增加的可不可以拜託請你舉手看看\n248915\t262708\t請放下來那就是大家都認為說自己的航庫對於中小企業的放款持續關心而且持續認真在做而不以金額作為標準那這樣很好謝謝你們請回座謝謝\n271701\t286944\t我想我要這樣問的原因是因為我們台灣這兩三年來尤其是電子業方面的欣欣向榮還有各項的產業其實有的增加了包括在綠能包括在生技\n287825\t302411\t當然因為有中國這個他只管生產沒有管競爭的那一些鴻海的競爭的產業這幾年是相當相當不好那中國產能一開出來台灣的跟他因為那都後面都很大的政府補貼那不是辛苦了\n303683\t324622\t除了那個不論之外其他的行業我是覺得都很不錯不過我們在整個行業很不錯的時候我們就是要重視要讓中小企業能夠得到更強健穩固因為大部分的就業機會是在中小企業這個行業上面部長不知道你贊不贊成這樣的想法沒有錯是的中小企業是我們非常重要的一個經濟發展的主幹\n327544\t348476\t既然這樣台灣這幾年經濟有成長經濟的成果我們政府施政都是希望能夠讓更多人能夠來共同享受所以我們以前有一個中小企業發展條例它對於這個經濟指數達到一定的狀況之下如果對於本國級現職基層員工加薪\n351394\t377023\t那他加薪的部分扣底可以到130% 對不對可是這個今年就要到期了先請教財政部對於這個經濟部的想法說要延長它的適用期間不知道你贊不贊成這個部分我們跟經濟部已經討論也會第一個會同意而且對於相關的門檻跟條件認為也應該要放寬讓更多的企業可以適用\n378499\t402965\t其實重點是在這邊啦因為以前訂那個法令的時候很奇怪是訂一個事業比例要高達多少以上那事實上台灣這幾年來的經濟成長是我們的失業率很難達到那個標準只有在民國2006年2007年就是民國95年民國96年的時候曾經有這樣的使用以此的\n404138\t423797\t議員．吳秉叡議員\n424157\t439865\t這個要失業率達到多少以上這個比例是不是要拿掉因為跟我們剛剛講的我們是希望經濟發展的果實大家共享如果你還定說一定要失業多少以上的時候我這個才能啟動那這個達不到我剛剛這樣講的目的這個不知道你讚不讚成\n440946\t441526\t財政部提供相關的意見\n460625\t489075\t據我內部的了解原來加薪可以折算企業成本的130%你們也打算折算到150%嗎?那台灣就業尤其是領薪水的這個階層常常抱怨就是說薪資他們認為是不夠的但是我們同一個時間企業卻在大幅的獲利包括我們的稅收都大幅增加你看你今年的報告今年光是\n490656\t509455\t昨年光是跟預算數相比光稅負的部分又多增了2900多億對不對那可見還在蓬勃發展那今年開春以來股市也一直成交量一直放大那個交易稅也會增加所以我是覺得\n510469\t524855\t吳秉叡\n525043\t546766\t議員．吳秉叡\n546886\t552247\t五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期\n575154\t582338\t是歸費、罰賠款還有財產其他收入你的預算是1200億結果實際收1569億超過369億達到130.8%這裡面增加的主要是哪裡?如果是罰賠款那原因在哪裡?\n598891\t616243\t這個部分我們是不是在了解因為有時候罰賠款它是一個不確定的一個因素那增加最多的是事實上是財產收入財產收入增加最多的原因是什麼財產收入國產署的地上權的標售地上權的權利金的收入\n617113\t617693\t委員會主席委員會主席\n636261\t660523\t會不會有這樣的問題呢?內政部正在協調地方政府因為那屬於授地當然是屬於地方自治的事項內政部會去跟他們協調另外還有一個常常被詬病的就是說你們標售土地的時候你那個市讓得標的價格都遠比原來的市價要高造成房地產不停地在拉高因為成本墊高就會拉高這個價格這個問題有沒有想過要怎麼樣解決?\n663465\t676004\t對啦,那個標售底價有的時候會就是說因為他一定要拿到底價高才能買得到嘛所以有時候這個公有土地的標售會成為一個定貓的效果但是那個制度你如果是用標的在競標的時候本來就會加價才標得到對所以\n678988\t697284\t我們現在國有土地幾乎都不標售了都不標售那因為大面積不標了嘛然後以設定地上權的方式那目前設定地上權的方式國產署也開始用比較主動的方式也就是設定產業配合國家政策比如說我設定這個產業而不是過往只是按權利金的高低來做競標這個如果要改變\n700367\t701008\t謝謝吳秉叡委員的質詢 接著我們請賴氏寶委員質詢\n","txt":"請財政部莊部長有請莊部長委員早不能早齁因為台灣雖然現在的這個電子產業尤其是晶片這個AI產業等等非常的發達可是我們台灣從過往的歷史來看我們中小企業\n在蘇貞昌院長當行政院長的任內他改變了這個對於銀行公股銀行的考評其中有一個很重要的就是對中小企業的放款因為以前可能說我對大企業\n一次借幾十億小企業、中小企業可能借幾百萬、幾千萬那我還不如大企業做一家所放款的金額比中小企業做上百家還要大\n所以以前如果是用金額來作為評估績效的時候那會政策上面引導就使得大家比較忽視相對起來會比較忽視中央企業的貸款那我想請問喔 孫政院長離院之後現在是陳建仁院長在當行政院長這樣子的政策跟這樣的評估有改變嗎\n跟委員報告確實您提到蘇院長那個時候對我們公股、行庫各個銀行對於中小企業的金融資源是非常支持不能只是以金額而是以件數因為跟大客戶做一件可能小做100件可能大家都不願意去做這個小額的所以有這樣考評而且甚至用秘密課的方式來做來做偵測那其實財政部對於中小企業的一個金融資源持續在做我們推出了千億振興方案以這個我們的以公股、行庫自有資金以6000億\n總共有33700多戶\n部長我現在要問的是說跟那個時候比起來你現在的這個評比的標準有改變嗎?沒有變大家的成績有比以前更好嗎?我們在這邊當這個成績的比較我剛剛提到就是我們的一個總數以及加數也非常的多而且我們是以中小企業還是微型轉型升級這個我想這個部分這個對象是非常明確的\n好 那先暫停一下主席是不是請公股行庫的董事長上台說明一下他們請時間暫停 請各公股行庫董事長上台說明目前放貸的情形對中小企業放貸的情形跟以前的比較\n來,哪一位先?台營要不要先?我想我就不一一針對我就這樣子請教各位董事長以前在對中小企業的這個放款有一段時間我知道是很受到中小企業的稱讚那比例也真的增加很多那現在跟那一段\n放款對中小企業比例很高的那段時間比起來你認為你現在對中小企業的放款仍然持續這個政策而且有增加的可不可以拜託請你舉手看看\n請放下來那就是大家都認為說自己的航庫對於中小企業的放款持續關心而且持續認真在做而不以金額作為標準那這樣很好謝謝你們請回座謝謝\n我想我要這樣問的原因是因為我們台灣這兩三年來尤其是電子業方面的欣欣向榮還有各項的產業其實有的增加了包括在綠能包括在生技\n當然因為有中國這個他只管生產沒有管競爭的那一些鴻海的競爭的產業這幾年是相當相當不好那中國產能一開出來台灣的跟他因為那都後面都很大的政府補貼那不是辛苦了\n除了那個不論之外其他的行業我是覺得都很不錯不過我們在整個行業很不錯的時候我們就是要重視要讓中小企業能夠得到更強健穩固因為大部分的就業機會是在中小企業這個行業上面部長不知道你贊不贊成這樣的想法沒有錯是的中小企業是我們非常重要的一個經濟發展的主幹\n既然這樣台灣這幾年經濟有成長經濟的成果我們政府施政都是希望能夠讓更多人能夠來共同享受所以我們以前有一個中小企業發展條例它對於這個經濟指數達到一定的狀況之下如果對於本國級現職基層員工加薪\n那他加薪的部分扣底可以到130% 對不對可是這個今年就要到期了先請教財政部對於這個經濟部的想法說要延長它的適用期間不知道你贊不贊成這個部分我們跟經濟部已經討論也會第一個會同意而且對於相關的門檻跟條件認為也應該要放寬讓更多的企業可以適用\n其實重點是在這邊啦因為以前訂那個法令的時候很奇怪是訂一個事業比例要高達多少以上那事實上台灣這幾年來的經濟成長是我們的失業率很難達到那個標準只有在民國2006年2007年就是民國95年民國96年的時候曾經有這樣的使用以此的\n議員．吳秉叡議員\n這個要失業率達到多少以上這個比例是不是要拿掉因為跟我們剛剛講的我們是希望經濟發展的果實大家共享如果你還定說一定要失業多少以上的時候我這個才能啟動那這個達不到我剛剛這樣講的目的這個不知道你讚不讚成\n財政部提供相關的意見\n據我內部的了解原來加薪可以折算企業成本的130%你們也打算折算到150%嗎?那台灣就業尤其是領薪水的這個階層常常抱怨就是說薪資他們認為是不夠的但是我們同一個時間企業卻在大幅的獲利包括我們的稅收都大幅增加你看你今年的報告今年光是\n昨年光是跟預算數相比光稅負的部分又多增了2900多億對不對那可見還在蓬勃發展那今年開春以來股市也一直成交量一直放大那個交易稅也會增加所以我是覺得\n吳秉叡\n議員．吳秉叡\n五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期\n是歸費、罰賠款還有財產其他收入你的預算是1200億結果實際收1569億超過369億達到130.8%這裡面增加的主要是哪裡?如果是罰賠款那原因在哪裡?\n這個部分我們是不是在了解因為有時候罰賠款它是一個不確定的一個因素那增加最多的是事實上是財產收入財產收入增加最多的原因是什麼財產收入國產署的地上權的標售地上權的權利金的收入\n委員會主席委員會主席\n會不會有這樣的問題呢?內政部正在協調地方政府因為那屬於授地當然是屬於地方自治的事項內政部會去跟他們協調另外還有一個常常被詬病的就是說你們標售土地的時候你那個市讓得標的價格都遠比原來的市價要高造成房地產不停地在拉高因為成本墊高就會拉高這個價格這個問題有沒有想過要怎麼樣解決?\n對啦,那個標售底價有的時候會就是說因為他一定要拿到底價高才能買得到嘛所以有時候這個公有土地的標售會成為一個定貓的效果但是那個制度你如果是用標的在競標的時候本來就會加價才標得到對所以\n我們現在國有土地幾乎都不標售了都不標售那因為大面積不標了嘛然後以設定地上權的方式那目前設定地上權的方式國產署也開始用比較主動的方式也就是設定產業配合國家政策比如說我設定這個產業而不是過往只是按權利金的高低來做競標這個如果要改變\n謝謝吳秉叡委員的質詢 接著我們請賴氏寶委員質詢\n","vtt":"WEBVTT\n\n00:00.720 --> 00:02.982\n請財政部莊部長有請莊部長委員早不能早齁因為台灣雖然現在的這個電子產業尤其是晶片這個AI產業等等非常的發達可是我們台灣從過往的歷史來看我們中小企業\n\n00:28.435 --> 00:54.620\n在蘇貞昌院長當行政院長的任內他改變了這個對於銀行公股銀行的考評其中有一個很重要的就是對中小企業的放款因為以前可能說我對大企業\n\n00:55.785 --> 01:09.886\n一次借幾十億小企業、中小企業可能借幾百萬、幾千萬那我還不如大企業做一家所放款的金額比中小企業做上百家還要大\n\n01:11.204 --> 01:35.156\n所以以前如果是用金額來作為評估績效的時候那會政策上面引導就使得大家比較忽視相對起來會比較忽視中央企業的貸款那我想請問喔孫政院長離院之後現在是陳建仁院長在當行政院長這樣子的政策跟這樣的評估有改變嗎\n\n01:36.872 --> 02:05.268\n跟委員報告確實您提到蘇院長那個時候對我們公股、行庫各個銀行對於中小企業的金融資源是非常支持不能只是以金額而是以件數因為跟大客戶做一件可能小做100件可能大家都不願意去做這個小額的所以有這樣考評而且甚至用秘密課的方式來做來做偵測那其實財政部對於中小企業的一個金融資源持續在做我們推出了千億振興方案以這個我們的以公股、行庫自有資金以6000億\n\n02:06.369 --> 02:06.570\n總共有33700多戶\n\n02:20.270 --> 02:44.149\n部長我現在要問的是說跟那個時候比起來你現在的這個評比的標準有改變嗎?沒有變大家的成績有比以前更好嗎?我們在這邊當這個成績的比較我剛剛提到就是我們的一個總數以及加數也非常的多而且我們是以中小企業還是微型轉型升級這個我想這個部分這個對象是非常明確的\n\n02:44.895 --> 03:01.823\n好那先暫停一下主席是不是請公股行庫的董事長上台說明一下他們請時間暫停請各公股行庫董事長上台說明目前放貸的情形對中小企業放貸的情形跟以前的比較\n\n03:30.024 --> 03:53.074\n來,哪一位先?台營要不要先?我想我就不一一針對我就這樣子請教各位董事長以前在對中小企業的這個放款有一段時間我知道是很受到中小企業的稱讚那比例也真的增加很多那現在跟那一段\n\n03:54.133 --> 04:04.912\n放款對中小企業比例很高的那段時間比起來你認為你現在對中小企業的放款仍然持續這個政策而且有增加的可不可以拜託請你舉手看看\n\n04:08.915 --> 04:22.708\n請放下來那就是大家都認為說自己的航庫對於中小企業的放款持續關心而且持續認真在做而不以金額作為標準那這樣很好謝謝你們請回座謝謝\n\n04:31.701 --> 04:46.944\n我想我要這樣問的原因是因為我們台灣這兩三年來尤其是電子業方面的欣欣向榮還有各項的產業其實有的增加了包括在綠能包括在生技\n\n04:47.825 --> 05:02.411\n當然因為有中國這個他只管生產沒有管競爭的那一些鴻海的競爭的產業這幾年是相當相當不好那中國產能一開出來台灣的跟他因為那都後面都很大的政府補貼那不是辛苦了\n\n05:03.683 --> 05:24.622\n除了那個不論之外其他的行業我是覺得都很不錯不過我們在整個行業很不錯的時候我們就是要重視要讓中小企業能夠得到更強健穩固因為大部分的就業機會是在中小企業這個行業上面部長不知道你贊不贊成這樣的想法沒有錯是的中小企業是我們非常重要的一個經濟發展的主幹\n\n05:27.544 --> 05:48.476\n既然這樣台灣這幾年經濟有成長經濟的成果我們政府施政都是希望能夠讓更多人能夠來共同享受所以我們以前有一個中小企業發展條例它對於這個經濟指數達到一定的狀況之下如果對於本國級現職基層員工加薪\n\n05:51.394 --> 06:17.023\n那他加薪的部分扣底可以到130%對不對可是這個今年就要到期了先請教財政部對於這個經濟部的想法說要延長它的適用期間不知道你贊不贊成這個部分我們跟經濟部已經討論也會第一個會同意而且對於相關的門檻跟條件認為也應該要放寬讓更多的企業可以適用\n\n06:18.499 --> 06:42.965\n其實重點是在這邊啦因為以前訂那個法令的時候很奇怪是訂一個事業比例要高達多少以上那事實上台灣這幾年來的經濟成長是我們的失業率很難達到那個標準只有在民國2006年2007年就是民國95年民國96年的時候曾經有這樣的使用以此的\n\n07:04.157 --> 07:19.865\n這個要失業率達到多少以上這個比例是不是要拿掉因為跟我們剛剛講的我們是希望經濟發展的果實大家共享如果你還定說一定要失業多少以上的時候我這個才能啟動那這個達不到我剛剛這樣講的目的這個不知道你讚不讚成\n\n07:20.946 --> 07:21.526\n財政部提供相關的意見\n\n07:40.625 --> 08:09.075\n據我內部的了解原來加薪可以折算企業成本的130%你們也打算折算到150%嗎?那台灣就業尤其是領薪水的這個階層常常抱怨就是說薪資他們認為是不夠的但是我們同一個時間企業卻在大幅的獲利包括我們的稅收都大幅增加你看你今年的報告今年光是\n\n08:10.656 --> 08:29.455\n昨年光是跟預算數相比光稅負的部分又多增了2900多億對不對那可見還在蓬勃發展那今年開春以來股市也一直成交量一直放大那個交易稅也會增加所以我是覺得\n\n09:06.886 --> 09:12.247\n五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期\n\n09:35.154 --> 09:42.338\n是歸費、罰賠款還有財產其他收入你的預算是1200億結果實際收1569億超過369億達到130.8%這裡面增加的主要是哪裡?如果是罰賠款那原因在哪裡?\n\n09:58.891 --> 10:16.243\n這個部分我們是不是在了解因為有時候罰賠款它是一個不確定的一個因素那增加最多的是事實上是財產收入財產收入增加最多的原因是什麼財產收入國產署的地上權的標售地上權的權利金的收入\n\n10:17.113 --> 10:17.693\n委員會主席委員會主席\n\n10:36.261 --> 11:00.523\n會不會有這樣的問題呢?內政部正在協調地方政府因為那屬於授地當然是屬於地方自治的事項內政部會去跟他們協調另外還有一個常常被詬病的就是說你們標售土地的時候你那個市讓得標的價格都遠比原來的市價要高造成房地產不停地在拉高因為成本墊高就會拉高這個價格這個問題有沒有想過要怎麼樣解決?\n\n11:03.465 --> 11:16.004\n對啦,那個標售底價有的時候會就是說因為他一定要拿到底價高才能買得到嘛所以有時候這個公有土地的標售會成為一個定貓的效果但是那個制度你如果是用標的在競標的時候本來就會加價才標得到對所以\n\n11:18.988 --> 11:37.284\n我們現在國有土地幾乎都不標售了都不標售那因為大面積不標了嘛然後以設定地上權的方式那目前設定地上權的方式國產署也開始用比較主動的方式也就是設定產業配合國家政策比如說我設定這個產業而不是過往只是按權利金的高低來做競標這個如果要改變\n\n11:40.367 --> 11:41.008\n謝謝吳秉叡委員的質詢接著我們請賴氏寶委員質詢\n\n","segments":[{"start":0.72,"end":2.982,"text":"請財政部莊部長有請莊部長委員早不能早齁因為台灣雖然現在的這個電子產業尤其是晶片這個AI產業等等非常的發達可是我們台灣從過往的歷史來看我們中小企業"},{"start":28.435,"end":54.62,"text":"在蘇貞昌院長當行政院長的任內他改變了這個對於銀行公股銀行的考評其中有一個很重要的就是對中小企業的放款因為以前可能說我對大企業"},{"start":55.785,"end":69.886,"text":"一次借幾十億小企業、中小企業可能借幾百萬、幾千萬那我還不如大企業做一家所放款的金額比中小企業做上百家還要大"},{"start":71.204,"end":95.156,"text":"所以以前如果是用金額來作為評估績效的時候那會政策上面引導就使得大家比較忽視相對起來會比較忽視中央企業的貸款那我想請問喔 孫政院長離院之後現在是陳建仁院長在當行政院長這樣子的政策跟這樣的評估有改變嗎"},{"start":96.872,"end":125.268,"text":"跟委員報告確實您提到蘇院長那個時候對我們公股、行庫各個銀行對於中小企業的金融資源是非常支持不能只是以金額而是以件數因為跟大客戶做一件可能小做100件可能大家都不願意去做這個小額的所以有這樣考評而且甚至用秘密課的方式來做來做偵測那其實財政部對於中小企業的一個金融資源持續在做我們推出了千億振興方案以這個我們的以公股、行庫自有資金以6000億"},{"start":126.369,"end":126.57,"text":"總共有33700多戶"},{"start":140.27,"end":164.149,"text":"部長我現在要問的是說跟那個時候比起來你現在的這個評比的標準有改變嗎?沒有變大家的成績有比以前更好嗎?我們在這邊當這個成績的比較我剛剛提到就是我們的一個總數以及加數也非常的多而且我們是以中小企業還是微型轉型升級這個我想這個部分這個對象是非常明確的"},{"start":164.895,"end":181.823,"text":"好 那先暫停一下主席是不是請公股行庫的董事長上台說明一下他們請時間暫停 請各公股行庫董事長上台說明目前放貸的情形對中小企業放貸的情形跟以前的比較"},{"start":210.024,"end":233.074,"text":"來,哪一位先?台營要不要先?我想我就不一一針對我就這樣子請教各位董事長以前在對中小企業的這個放款有一段時間我知道是很受到中小企業的稱讚那比例也真的增加很多那現在跟那一段"},{"start":234.133,"end":244.912,"text":"放款對中小企業比例很高的那段時間比起來你認為你現在對中小企業的放款仍然持續這個政策而且有增加的可不可以拜託請你舉手看看"},{"start":248.915,"end":262.708,"text":"請放下來那就是大家都認為說自己的航庫對於中小企業的放款持續關心而且持續認真在做而不以金額作為標準那這樣很好謝謝你們請回座謝謝"},{"start":271.701,"end":286.944,"text":"我想我要這樣問的原因是因為我們台灣這兩三年來尤其是電子業方面的欣欣向榮還有各項的產業其實有的增加了包括在綠能包括在生技"},{"start":287.825,"end":302.411,"text":"當然因為有中國這個他只管生產沒有管競爭的那一些鴻海的競爭的產業這幾年是相當相當不好那中國產能一開出來台灣的跟他因為那都後面都很大的政府補貼那不是辛苦了"},{"start":303.683,"end":324.622,"text":"除了那個不論之外其他的行業我是覺得都很不錯不過我們在整個行業很不錯的時候我們就是要重視要讓中小企業能夠得到更強健穩固因為大部分的就業機會是在中小企業這個行業上面部長不知道你贊不贊成這樣的想法沒有錯是的中小企業是我們非常重要的一個經濟發展的主幹"},{"start":327.544,"end":348.476,"text":"既然這樣台灣這幾年經濟有成長經濟的成果我們政府施政都是希望能夠讓更多人能夠來共同享受所以我們以前有一個中小企業發展條例它對於這個經濟指數達到一定的狀況之下如果對於本國級現職基層員工加薪"},{"start":351.394,"end":377.023,"text":"那他加薪的部分扣底可以到130% 對不對可是這個今年就要到期了先請教財政部對於這個經濟部的想法說要延長它的適用期間不知道你贊不贊成這個部分我們跟經濟部已經討論也會第一個會同意而且對於相關的門檻跟條件認為也應該要放寬讓更多的企業可以適用"},{"start":378.499,"end":402.965,"text":"其實重點是在這邊啦因為以前訂那個法令的時候很奇怪是訂一個事業比例要高達多少以上那事實上台灣這幾年來的經濟成長是我們的失業率很難達到那個標準只有在民國2006年2007年就是民國95年民國96年的時候曾經有這樣的使用以此的"},{"start":404.138,"end":423.797,"text":"議員．吳秉叡議員"},{"start":424.157,"end":439.865,"text":"這個要失業率達到多少以上這個比例是不是要拿掉因為跟我們剛剛講的我們是希望經濟發展的果實大家共享如果你還定說一定要失業多少以上的時候我這個才能啟動那這個達不到我剛剛這樣講的目的這個不知道你讚不讚成"},{"start":440.946,"end":441.526,"text":"財政部提供相關的意見"},{"start":460.625,"end":489.075,"text":"據我內部的了解原來加薪可以折算企業成本的130%你們也打算折算到150%嗎?那台灣就業尤其是領薪水的這個階層常常抱怨就是說薪資他們認為是不夠的但是我們同一個時間企業卻在大幅的獲利包括我們的稅收都大幅增加你看你今年的報告今年光是"},{"start":490.656,"end":509.455,"text":"昨年光是跟預算數相比光稅負的部分又多增了2900多億對不對那可見還在蓬勃發展那今年開春以來股市也一直成交量一直放大那個交易稅也會增加所以我是覺得"},{"start":510.469,"end":524.855,"text":"吳秉叡"},{"start":525.043,"end":546.766,"text":"議員．吳秉叡"},{"start":546.886,"end":552.247,"text":"五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期五月十九屆期"},{"start":575.154,"end":582.338,"text":"是歸費、罰賠款還有財產其他收入你的預算是1200億結果實際收1569億超過369億達到130.8%這裡面增加的主要是哪裡?如果是罰賠款那原因在哪裡?"},{"start":598.891,"end":616.243,"text":"這個部分我們是不是在了解因為有時候罰賠款它是一個不確定的一個因素那增加最多的是事實上是財產收入財產收入增加最多的原因是什麼財產收入國產署的地上權的標售地上權的權利金的收入"},{"start":617.113,"end":617.693,"text":"委員會主席委員會主席"},{"start":636.261,"end":660.523,"text":"會不會有這樣的問題呢?內政部正在協調地方政府因為那屬於授地當然是屬於地方自治的事項內政部會去跟他們協調另外還有一個常常被詬病的就是說你們標售土地的時候你那個市讓得標的價格都遠比原來的市價要高造成房地產不停地在拉高因為成本墊高就會拉高這個價格這個問題有沒有想過要怎麼樣解決?"},{"start":663.465,"end":676.004,"text":"對啦,那個標售底價有的時候會就是說因為他一定要拿到底價高才能買得到嘛所以有時候這個公有土地的標售會成為一個定貓的效果但是那個制度你如果是用標的在競標的時候本來就會加價才標得到對所以"},{"start":678.988,"end":697.284,"text":"我們現在國有土地幾乎都不標售了都不標售那因為大面積不標了嘛然後以設定地上權的方式那目前設定地上權的方式國產署也開始用比較主動的方式也就是設定產業配合國家政策比如說我設定這個產業而不是過往只是按權利金的高低來做競標這個如果要改變"},{"start":700.367,"end":701.008,"text":"謝謝吳秉叡委員的質詢 接著我們請賴氏寶委員質詢"}]}}}}