{"id":150352,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/150352","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/3b2b855ee35a005b53b383b34a6ad87d8506765f624e20d0f8ba9b0039caa7a66a0f81e2aaa712aa5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"王世堅","委員發言時間":"11:06:13 - 11:20:37","影片長度":"00:14:24","會議時間":"2024-03-25T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第5次全體委員會議（事由：邀請行政院主計總處朱主計長澤民、金融監督管理委員會黃主任委員天牧、國家通訊傳播委員會、法務部、內政部、數位發展部就「新世代打擊詐欺策略行動綱領1.5版」預算執行情形及成效進行專題報告，並備質詢。\n【3月25日及27日二天一次會】）","meet":{"tmpMeeting":null,"title":"第11屆第1會期財政委員會第5次全體委員會議","term":11,"type":"委員會","sessionPeriod":1,"sessionTimes":5,"committees":[20],"id":"委員會-11-1-20-5"},"date":"2024-03-25","duration":864,"end_time":"2024-03-25T11:20:37+08:00","start_time":"2024-03-25T11:06:13+08:00","features":["ai-transcript","gazette"],"type":"Clip","gazette":{"lineno":768,"blocks":[["王委員世堅：（11時6分）對啦，我質詢完是應該讓他們休息啦，因為我會很不客氣的。主席，我要請數發部今天的代表。"],["主席：請數發部李次長。"],["王委員世堅：謝謝主席。你是數發部次長？"],["李次長懷仁：是。"],["王委員世堅：今天6個部會都來了，我看了你們的報告，我覺得你們的報告寫是寫得密密麻麻，但是我用四個字「天馬行空」來形容。你們去年才推的「.gov.tw」這個系統就已經被詐騙集團識破、侵入，而且用來欺騙我們的民眾說交通罰款逾期未繳，用這個方式來詐騙。此事才剛被揭發，結果你們死性不改，這一次在這個報告裡面，你們竟然又推一個什麼111政府專屬短碼簡訊平臺。這個短碼簡訊平臺很簡單，就是說有個111為前提，那民眾就應該相信這個簡訊是從政府來的。這麼幼稚！你連那個「.gov.tw」都被詐騙集團運用了，要加個「111」？拜託！我待會就發個簡訊給你，看你信不信，莫名其妙！去年你這個錯誤，警政署在防騙宣導就說「.gov.tw」這個網址不能相信，不到一年，你今天又搞這個，所以我送你數發部八個字「裝神弄鬼，欺世盜名」。你搞這個111，你要搞多少錢呢？你光第一期的建置費就要花1,200萬，拜託！詐騙集團不用花1萬塊就把你破解了啦！","我不曉得成立你們這個部在幹什麼！你看看今天來的部會，雖然他們的成績不是很棒，我就講我們的金融體系，主管金融體系的金管會，他們至少有他們的專業，他們至少時時刻刻知道說，「啊！做錯了，檢討反省」，你們呢？天之驕子嗎？所以我懶得讓你回答了啦，我看你那個嘻皮笑臉的樣子，你今天沒打瞌睡就已經阿彌陀佛了啦。所以時間暫停，你回去。"],["李次長懷仁：委員，我從來沒打過瞌睡。"],["王委員世堅：沒你說話的份啦！"],["李次長懷仁：我沒打過瞌睡。"],["王委員世堅：你就是打過！我沒看過這麼惡劣的官員。","主席，時間暫停，我生氣個3秒鐘。"],["主席：委員在質詢的時候，千萬不要嘻皮笑臉，他為什麼那麼生氣呢？為什麼別人就不會？你要看看那個錄影的畫面，就是嘻嘻笑笑的，如果你沒有就不會講你嘛！"],["王委員世堅：我晚一點把你打瞌睡的鏡頭畫面傳給你，等一下我的助理會傳給你，你好好檢討反省。","好，主席，我請金管會的黃主委。"],["主席：好，請黃主委。"],["黃主任委員天牧：委員好。"],["王委員世堅：黃主委，我上次在講販售金融商品、債券、基金給我們的菜籃族、媽媽族、上班族等等，讓他們來承擔這麼大的風險，在我提了這個部分之後，又發現這裡面在銷售這些金融商品的第一名竟然是中信，中信靠著賣這些理財商品賺了這麼多的手續費，另外前四名加起來所賺的錢也沒它多啦！那我今天要跟你談中信，我認為它是三冠王啦！它不只是理財商品賣得最多，它所賣的理財商品爭議也最多，在投訴案件裡面，它一家大概就占了一半，最糟糕的是第三項，它竟然是詐騙案裡面涉案警示戶最多的，我相信黃主委你知道，這不是我們隨便說說，也不只是統計，新北的余檢察長就說了，涉案警示戶最多的就是中信，它是涉案警示戶最多的第一名，第二名到第五名加起來也沒有它多就對了，所以我說中信是三冠王啦！中信已經成了詐騙集團的最愛，我想它那一句「We are family」大概就是指它跟詐騙集團吧！它們是family。黃主委，我今天要跟你提的就是，事實上，對中信內稽、內控的查察，我不曉得你們查得怎麼樣，是還要任這個金融怪獸在那邊繼續有那麼多鬆懈的內稽、內控，然後讓詐騙集團得以在那邊開戶？還是你們有什麼積極的作為呢？"],["黃主任委員天牧：首先感謝委員您對這個議題的關心，我們非常尊重、尊敬，其實中信因為早年分行多、很便民，所以它的戶數很多，的確如您所說的，它開始警示帳戶很多，所以從那時候開始，我們對警示帳戶多的幾家銀行就專案列管，要求它定期改進，在去年它有一個案子是分行的行員配合詐騙集團，對這部分我們也都有做處分。"],["王委員世堅：我正想要講，就是我在螢幕上放的這個照片。"],["黃主任委員天牧：我們都有做處分了，都有做處分。"],["王委員世堅：它過分到連它的行員都勾結詐騙集團，這個已經是很荒唐、很離譜，而且桃園地方法院都已經判刑了，所以我認為，中信在那邊廣為宣傳它自己防詐騙做得多好，對這個部分，我們官方不要背書，可以嗎？要不然又讓我們更多的存款戶、我們的市民朋友們因為不曉得，所以又跟著被捲入、又被欺騙了，可不可以？"],["黃主任委員天牧：有，委員，我們會照您的提示去處理，謝謝。"],["王委員世堅：然後不遑多讓的是這些融資公司，我在前兩個禮拜有跟你提嘛！"],["黃主任委員天牧：非常感謝委員關心這個議題，謝謝。"],["王委員世堅：對，我知道你們有在處理了。"],["黃主任委員天牧：我們有遵照您的指示去積極處理。"],["王委員世堅：對，確實有。當然啦！這三大除了有開始略做收斂以外，它們也對我個人來攻擊，這個我就不提了，那個就算了！但是我覺得很傷腦筋的是這些融資公司竟然它們的從業人員也勾結詐騙集團，天啊！這更可怕，他們勾結詐騙集團，然後讓被害者在不知不覺當中竟然要跑來向租賃公司融資，而且融資的金額也都是相當金額以上，所以內神通外鬼，你沒錢被騙沒關係，租賃公司幫忙你，把錢借給你，讓你去被騙，天啊！被騙了以後很傷腦筋，因為除了被騙的這些金額，後續5年、10年、20年都要被租賃公司的高額利息、高利貸壓榨，天啊！竟然有這樣子的事情，我不曉得你知不知道，我收到很多投訴，事實上，在上個月我的研究室還辦了一場這樣子的協調會，就是協調受騙戶，他受騙了，結果這個金額很大，怎麼會有那麼多錢被騙？他家裡的人、他爸爸自己也不相信，覺得很奇怪，小孩子還在讀書，怎麼會有那麼多錢被騙？原來就是向這些不肖的租賃公司借款，然後進行勾結、在那邊穿針引線的就是它們的從業人員，所以對這個部分你是不是應該加強管理？"],["黃主任委員天牧：有，報告委員，其實您也知道，在我第一天拜會您的時候，您就關心這個問題，那您提到這個問題，我回來就跟銀行局講，所以後來其實我們另外有一些影片出來，其實在那之前我們就有做一些對融資公司的措施，您今天垂詢的有關它們員工所涉及的一些行為，我們上次在財委會已經有報告三項措施，我想我們有足夠的資源可以對它的行為，包括授信、它的風管，包括它的財務各方面，包括營業模式，去要求它提出一些改善的方案，我們會積極努力，謝謝。"],["王委員世堅：好，積極努力啦！好不好？尤其我說的這三家最大的跟我們的銀行體系融資了5,000億元，跟銀行體系融資以低利息來便宜的借錢，然後它放高利貸借給需要的借款人、消費者，這是很不道德的事情。"],["黃主任委員天牧：對，尤其是在消保方面我們會特別加強。"],["王委員世堅：我們銀行體系有那5,000億可以借人，也同意要消費貸款的話，那銀行體系就直接貸款給消費朋友們，不是這樣子嗎？利息又合理，然後至少在管理帳戶上、追討帳戶上面不會找討債公司，不是這樣嗎？"],["黃主任委員天牧：委員，您的垂詢非常正確，我們會鼓勵銀行體系也對這些客戶提供一些信用，謝謝。"],["王委員世堅：主席，抱歉，我再講1分鐘，因為剛才我看到數發部就火大了，我本來剛剛應該問他一個問題，我懶得問他了，剛好順便，我就請黃主委你們處理一下。今天我們提了這一個題目，就是所謂的防詐1.5這個新版本防詐成效的檢討，結果我從Google上面搜尋，看到有一則廣告跟我們政府現在要公布的這個1.5版策略竟然是同框，這個策略是什麼？請你看一下螢幕，這個是「洗錢防制法的刑事詐欺案律師─爭取刑責判最低、上百件成功案例」，你有沒有看到？這個是幫我們要打擊的詐騙集團來脫罪，幫它們的車手、水手、取簿手，這樣子的廣告竟然跟我們政府要宣布的現在防詐的政策作法擺在一起。黃主委，這個部分是不是你努力一下？你回去要立刻有所行動，好不好？"],["黃主任委員天牧：好，我們到平臺上看看這個律師，我聽過這些事情，我們覺得……"],["王委員世堅：你聽過這些事，最不可忍受的是他的廣告大剌剌的跟我們的政策擺在一起，他在挑釁我們嗎？或者是說政府有這樣的政策，民眾關心，政府招來這個訊息的收聽、收視者，招過來以後讓他們來做生意，是這樣子嗎？荒唐！我認為這件事情，我對數發部已經早就沒有任何寄望了，黃天牧主委，我們大家對你都還有所期許，你回去處理看結論怎麼樣，跟本會還有跟本委員做一個說明好嗎？"],["黃主任委員天牧：報告委員，我們跨部會都有合作，我想我們到平臺上去反映這個問題，來看看怎麼處理，謝謝。"],["王委員世堅：好，謝謝。"],["主席：休息5分鐘。","休息（11時20分）","繼續開會（11時28分）"],["主席：現在繼續開會。","請顏委員寬恒發言。"]],"agenda":{"page_end":298,"meet_id":"委員會-11-1-20-5","speakers":["羅明才","林德福","吳秉叡","賴士葆","郭國文","賴惠員","王鴻薇","黃珊珊","李坤城","王世堅","顏寬恒","伍麗華Saidhai‧Tahovecahe","李彥秀","謝衣鳯","黃國昌","鍾佳濱","鄭天財Sra 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這個我上次在講這個販售金融商品債券基金然後販賣給我們的菜籃族、媽媽族、上班族等等讓他們來承擔這麼大的風險那這個部分我提了之後又發現這裡面\", \"words\": [{\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 269.553, \"end\": 271.094, \"score\": 0.971}, {\"word\": \"委\", \"start\": 271.094, \"end\": 272.115, \"score\": 0.974}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"我\", \"start\": 272.115, \"end\": 272.275, \"score\": 0.999}, {\"word\": \"上\", \"start\": 272.275, \"end\": 272.495, \"score\": 0.91}, {\"word\": \"次\", \"start\": 272.495, \"end\": 272.635, \"score\": 0.998}, {\"word\": \"在\", \"start\": 272.635, \"end\": 274.156, \"score\": 0.953}, {\"word\": \"講\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"販\"}, {\"word\": \"售\", \"start\": 274.156, \"end\": 274.396, \"score\": 0.917}, {\"word\": \"金\", \"start\": 274.396, \"end\": 274.557, \"score\": 0.963}, {\"word\": \"融\", \"start\": 274.557, \"end\": 274.857, \"score\": 0.934}, {\"word\": \"商\", \"start\": 274.857, \"end\": 275.137, \"score\": 0.939}, {\"word\": \"品\", \"start\": 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{\"word\": \"們\"}, {\"word\": \"賺\"}, {\"word\": \"的\", \"start\": 312.988, \"end\": 313.869, \"score\": 0.977}, {\"word\": \"錢\"}, {\"word\": \"是\", \"start\": 313.869, \"end\": 314.069, \"score\": 1.0}, {\"word\": \"大\", \"start\": 314.069, \"end\": 314.229, \"score\": 0.999}, {\"word\": \"概\", \"start\": 314.229, \"end\": 314.929, \"score\": 1.0}, {\"word\": \"另\", \"start\": 314.929, \"end\": 315.169, \"score\": 0.999}, {\"word\": \"外\", \"start\": 315.169, \"end\": 315.969, \"score\": 1.0}, {\"word\": \"前\", \"start\": 315.969, \"end\": 316.309, \"score\": 1.0}, {\"word\": \"四\", \"start\": 316.309, \"end\": 316.49, \"score\": 0.914}, {\"word\": \"名\", \"start\": 316.49, \"end\": 316.75, \"score\": 0.931}, {\"word\": \"加\", \"start\": 316.75, \"end\": 316.99, \"score\": 0.955}, {\"word\": \"起\", \"start\": 316.99, \"end\": 317.01, \"score\": 0.134}, {\"word\": \"來\"}]}, {\"start\": 318.123, \"end\": 319.004, \"text\": \"他竟然是詐騙案裡面涉案警示戶最多的啦!\", \"words\": [{\"word\": \"他\", \"start\": 318.123, \"end\": 318.243, \"score\": 0.831}, {\"word\": \"竟\", \"start\": 318.243, \"end\": 318.383, \"score\": 0.857}, {\"word\": \"然\", \"start\": 318.383, \"end\": 318.403, \"score\": 0.0}, {\"word\": \"是\", \"start\": 318.403, \"end\": 318.423, \"score\": 0.0}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"案\", \"start\": 318.423, \"end\": 318.443, \"score\": 0.0}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 318.443, \"end\": 318.463, \"score\": 0.0}, {\"word\": \"涉\", \"start\": 318.463, \"end\": 318.603, \"score\": 0.777}, {\"word\": \"案\", \"start\": 318.603, \"end\": 318.623, \"score\": 0.0}, {\"word\": \"警\", \"start\": 318.623, \"end\": 318.663, \"score\": 0.499}, {\"word\": \"示\", \"start\": 318.663, \"end\": 318.683, \"score\": 0.0}, {\"word\": \"戶\"}, {\"word\": \"最\", \"start\": 318.683, \"end\": 318.763, \"score\": 0.749}, {\"word\": \"多\", \"start\": 318.763, \"end\": 318.904, \"score\": 0.999}, {\"word\": \"的\", \"start\": 318.904, \"end\": 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\"score\": 0.879}, {\"word\": \"息\", \"start\": 848.05, \"end\": 848.171, \"score\": 0.832}, {\"word\": \"5\"}, {\"word\": \"分\", \"start\": 848.171, \"end\": 848.191, \"score\": 0.0}, {\"word\": \"鐘\"}, {\"word\": \"。\"}], \"language\": \"zh\"}","srt":"1\n00:00:00,589 --> 00:00:14,133\n對啦,我質詢完是應該讓他們休息啦因為我會很不客氣的齁那個主席我請速發部今天的代表速發部李次長謝謝主席\n\n2\n00:00:23,445 --> 00:00:42,205\n蘇發部,你是次長。我看了你們通篇,今天六個部會都來了。你們的報告,我覺得你們的報告,寫是寫得密密密麻麻,但是我四個字形容,天馬行空。你們去年,\n\n3\n00:00:44,142 --> 00:01:02,201\n才這一套所謂gov.tw這個系統就已經被詐騙集團識破侵入而且用來對交通罰款那欺騙我們的民眾們說預期未繳那這個用這個來詐騙\n\n4\n00:01:07,307 --> 00:01:35,166\n才剛被揭發結果你們死性不敢這一次你們在這個報告裡面你們竟然又推一個什麼111政府專屬短碼簡訊平台這個短碼簡訊平台很簡單就是說有個111為前提那民眾就應該相信這是政府來的\n\n5\n00:01:36,482 --> 00:02:05,071\n你這麼幼稚你連那個GOV.TW都被詐騙集團運用了要加個一拜託我待會就發個簡訊給你看你信不信莫名其妙去年你這個錯誤警政署在防騙宣導就說這個王子啊GOV.TW不能相信\n\n6\n00:02:07,281 --> 00:02:09,142\n不到一年你今天又搞這個所以我八個字送你速發布啦裝神弄鬼欺世盜民你搞這個一一你要搞多少錢你你光第一期的建制費你就要花一千兩百萬拜託詐騙集團不用花一萬塊就把你破解了啦\n\n7\n00:02:37,930 --> 00:03:03,666\n我不曉得成立你們這個部在幹什麼你看看你今天來的部會雖然他們成績不是很棒我就講我們的金融體系金管會金融體系的他們至少有他們的專業他們至少時時刻刻知道說啊做錯了檢討反省你們呢\n\n8\n00:03:11,733 --> 00:03:27,307\n所以我懶得到你回答了啦我看你那個嬉皮笑臉的樣子你今天沒打瞌睡就已經阿彌陀佛了啦所以時間暫停你回去沒打過瞌睡你就是打過我沒看過這麼二列的官員\n\n9\n00:03:36,721 --> 00:03:39,205\n那個主席時間暫停我生氣了3秒鐘那個委員在質詢的時候千萬不要嬉皮笑臉他為什麼那麼生氣呢\n\n10\n00:04:05,831 --> 00:04:20,261\n我晚一點把你打瞌睡的鏡頭畫面傳給你啦等一下我助理會傳給你你好好檢討反省好主席我請那個金管會黃主委好請黃主委那個\n\n11\n00:04:29,553 --> 00:04:51,490\n黃主委這個我上次在講這個販售金融商品債券基金然後販賣給我們的菜籃族、媽媽族、上班族等等讓他們來承擔這麼大的風險那這個部分我提了之後又發現這裡面\n\n12\n00:04:54,522 --> 00:05:17,010\n在銷售這些金融商品第一名的竟然是中信那中信靠著這個這麼多的理財手續費那麼他們賺的錢是大概另外前四名加起來\n\n13\n00:05:18,123 --> 00:05:19,004\n他竟然是詐騙案裡面涉案警示戶最多的啦!\n\n14\n00:05:48,663 --> 00:06:02,290\n我相信黃主委你知道這也不是我們隨便說說也不只是統計新北的檢察長啊於檢察長他就說了涉案警示物最多的就是他中信那\n\n15\n00:06:05,606 --> 00:06:26,896\n社案警示物多到他第一名第二名到第五名加起來也沒他多就對所以我說中信三冠王那他中信已經成了詐騙集團的最愛我想他那一句大概就是指他跟詐騙集團吧他們是family那\n\n16\n00:06:30,100 --> 00:06:43,052\n我今天要跟你提的這個就是說事實上對中信的內機內控的查查我不曉得你們查的怎麼樣是還要認命這個金融怪獸在那邊繼續有那麼多鬆懈的內機內控然後讓這個詐騙集團得以在那邊開戶\n\n17\n00:06:54,648 --> 00:07:22,370\n還是你們有什麼積極的作為呢?那個...黃主委首先感謝委員您對這個議題的關心我們非常尊重、尊敬其實中信因為早年它分行多它的很便民所以它的戶數很多的確如您所說的它開始警示帳戶很多所以從那開始我們對警示帳戶多的幾家銀行就專案列管要求它定期改進那去年它有個案子是分行的行員\n\n18\n00:07:23,732 --> 00:07:24,473\n他過分到連他的行員都勾結詐騙集團\n\n19\n00:07:39,614 --> 00:08:06,331\n這個已經是荒唐很離譜而且桃園地方法院都已經判刑了所以我認為中信至少啊至少他在那邊廣為宣傳他自己防詐騙做的多好這一個部分我們官方不要背書可以嗎要不然又讓更多的我們的存款戶我們的市民朋友我們不曉得又跟著被捲入又被欺騙了\n\n20\n00:08:07,708 --> 00:08:15,489\n可不可以?有委員我們會照您的提示去處理。謝謝。然後不遑多讓的是這些融資公司啦。\n\n21\n00:08:16,493 --> 00:08:16,553\n但是﹖\n\n22\n00:08:44,175 --> 00:08:47,549\n我覺得很傷腦筋的這些融資公司竟然啊\n\n23\n00:08:49,093 --> 00:09:17,406\n他們的從業人員也勾結詐騙集團天吶這更可怕他們勾結詐騙集團然後讓被害者不知不覺當中竟然要跑來嚮注定公司融資而且融資的金額也都相當金額以上所以內神通外鬼你沒錢被騙沒關係注定公司幫忙你錢借給你讓你去被騙\n\n24\n00:09:19,195 --> 00:09:44,417\n天啊!被騙了以後傷腦筋耶!除了被騙這些金額後續五年十年二十年都要被租賃公司的高額利息高利貸壓榨他天啊!竟然有這樣子的事情我不曉得你知不知道我收到很多投訴那事實上上個月我還\n\n25\n00:09:46,516 --> 00:10:06,515\n研究室還辦了一場這樣子的協調會就是協調受騙物那他受騙結果這個金額怎麼有那麼多錢被騙他家裡他爸爸自己也不相信哇奇怪小孩子還在讀書怎麼有那麼多錢被騙啊原來就是像\n\n26\n00:10:07,967 --> 00:10:08,087\n拜訪委員\n\n27\n00:10:28,900 --> 00:10:29,280\n我們會積極努力,謝謝。\n\n28\n00:10:55,623 --> 00:11:11,405\n好,積極努力啦好不好,尤其我說就這三家最大的跟我們的銀行體系融資了五千億元,跟銀行融資體系來便宜的低利息界,然後他去高利貸。\n\n29\n00:11:12,466 --> 00:11:30,093\n放給需要的借款人消費者我們銀行體系有那五千億去借也同意要消費貸款的話就銀行體系直接貸款給消費朋友們不是這樣子嗎?利息又合理\n\n30\n00:11:31,263 --> 00:11:38,991\n然後至少在管理帳戶上追討帳戶上面他不會找討債公司不是這樣嗎我看到那個\n\n31\n00:11:51,127 --> 00:11:53,568\n今天我們這個題目所謂的防詐這個1.5這個新版本這個防詐的成效的檢討結果我從Google上面搜尋竟然\n\n32\n00:12:18,905 --> 00:12:44,636\n竟然有一則這個廣告跟我們政府現在要公佈的這個1.5版的策略竟然是同框吶這個策略是什麼你螢幕上看一下這個是洗錢防治法的刑事詐欺案律師爭取刑責判罪多上百件成功案例\n\n33\n00:12:45,885 --> 00:13:12,517\n你有沒有看到這個是幫我們要打擊的詐騙集團他們來脫罪了幫他們的車手、水手、曲步手這樣子的廣告竟然跟我們政府要宣布的我們現在防詐的政策做法這些擺在一起所以\n\n34\n00:13:13,584 --> 00:13:39,102\n那個黃主委這個部分是不是您努力一下你們立刻要回去有所行動好不好我們提到平台上看看這個律師我聽過這些事情我們覺得最不可忍受的他的廣告大辣辣的跟我們的政策擺在一起他在挑釁我們嗎或者是說政府有這樣的政策民眾關心政府招來這個\n\n35\n00:13:43,813 --> 00:14:07,410\n訊息的收聽收視者招過來以後讓他們來做生意是這樣子嗎荒唐我認為這件事情齁這個我對速發部已經早就沒有任何寄望了那個黃天牧主委我們大家對你都還有所期許你回去處理看結論怎麼樣那跟本會還有跟本委員做一個說明好嗎\n\n36\n00:14:07,870 --> 00:14:08,191\n休息5分鐘。\n\n","tsv":"start\tend\ttext\n589\t14133\t對啦,我質詢完是應該讓他們休息啦因為我會很不客氣的齁那個主席我請速發部今天的代表速發部李次長謝謝主席\n23445\t42205\t蘇發部,你是次長。我看了你們通篇,今天六個部會都來了。你們的報告,我覺得你們的報告,寫是寫得密密密麻麻,但是我四個字形容,天馬行空。你們去年,\n44142\t62201\t才這一套所謂gov.tw這個系統就已經被詐騙集團識破侵入而且用來對交通罰款那欺騙我們的民眾們說預期未繳那這個用這個來詐騙\n67307\t95166\t才剛被揭發結果你們死性不敢這一次你們在這個報告裡面你們竟然又推一個什麼111政府專屬短碼簡訊平台這個短碼簡訊平台很簡單就是說有個111為前提那民眾就應該相信這是政府來的\n96482\t125071\t你這麼幼稚你連那個GOV.TW都被詐騙集團運用了要加個一拜託我待會就發個簡訊給你看你信不信莫名其妙去年你這個錯誤警政署在防騙宣導就說這個王子啊GOV.TW不能相信\n127281\t129142\t不到一年你今天又搞這個所以我八個字送你速發布啦裝神弄鬼欺世盜民你搞這個一一你要搞多少錢你你光第一期的建制費你就要花一千兩百萬拜託詐騙集團不用花一萬塊就把你破解了啦\n157930\t183666\t我不曉得成立你們這個部在幹什麼你看看你今天來的部會雖然他們成績不是很棒我就講我們的金融體系金管會金融體系的他們至少有他們的專業他們至少時時刻刻知道說啊做錯了檢討反省你們呢\n191733\t207307\t所以我懶得到你回答了啦我看你那個嬉皮笑臉的樣子你今天沒打瞌睡就已經阿彌陀佛了啦所以時間暫停你回去沒打過瞌睡你就是打過我沒看過這麼二列的官員\n216721\t219205\t那個主席時間暫停我生氣了3秒鐘那個委員在質詢的時候千萬不要嬉皮笑臉他為什麼那麼生氣呢\n245831\t260261\t我晚一點把你打瞌睡的鏡頭畫面傳給你啦等一下我助理會傳給你你好好檢討反省好主席我請那個金管會黃主委好請黃主委那個\n269553\t291490\t黃主委 這個我上次在講這個販售金融商品債券基金然後販賣給我們的菜籃族、媽媽族、上班族等等讓他們來承擔這麼大的風險那這個部分我提了之後又發現這裡面\n294522\t317010\t在銷售這些金融商品第一名的竟然是中信那中信靠著這個這麼多的理財手續費那麼他們賺的錢是大概另外前四名加起來\n318123\t319004\t他竟然是詐騙案裡面涉案警示戶最多的啦!\n348663\t362290\t我相信黃主委你知道這也不是我們隨便說說也不只是統計新北的檢察長啊於檢察長他就說了涉案警示物最多的就是他中信那\n365606\t386896\t社案警示物多到他第一名第二名到第五名加起來也沒他多就對所以我說中信三冠王那他中信已經成了詐騙集團的最愛我想他那一句大概就是指他跟詐騙集團吧他們是family那\n390100\t403052\t我今天要跟你提的這個就是說事實上對中信的內機內控的查查我不曉得你們查的怎麼樣是還要認命這個金融怪獸在那邊繼續有那麼多鬆懈的內機內控然後讓這個詐騙集團得以在那邊開戶\n414648\t442370\t還是你們有什麼積極的作為呢?那個...黃主委首先感謝委員您對這個議題的關心我們非常尊重、尊敬其實中信因為早年它分行多它的很便民所以它的戶數很多的確如您所說的它開始警示帳戶很多所以從那開始我們對警示帳戶多的幾家銀行就專案列管要求它定期改進那去年它有個案子是分行的行員\n443732\t444473\t他過分到連他的行員都勾結詐騙集團\n459614\t486331\t這個已經是荒唐很離譜而且桃園地方法院都已經判刑了所以我認為中信至少啊至少他在那邊廣為宣傳他自己防詐騙做的多好這一個部分我們官方不要背書可以嗎要不然又讓更多的我們的存款戶我們的市民朋友我們不曉得又跟著被捲入又被欺騙了\n487708\t495489\t可不可以?有委員我們會照您的提示去處理。謝謝。然後不遑多讓的是這些融資公司啦。\n496493\t496553\t但是﹖\n524175\t527549\t我覺得很傷腦筋的這些融資公司竟然啊\n529093\t557406\t他們的從業人員也勾結詐騙集團天吶這更可怕他們勾結詐騙集團然後讓被害者不知不覺當中竟然要跑來嚮注定公司融資而且融資的金額也都相當金額以上所以內神通外鬼你沒錢被騙沒關係注定公司幫忙你錢借給你讓你去被騙\n559195\t584417\t天啊!被騙了以後傷腦筋耶!除了被騙這些金額後續五年十年二十年都要被租賃公司的高額利息高利貸壓榨他天啊!竟然有這樣子的事情我不曉得你知不知道我收到很多投訴那事實上上個月我還\n586516\t606515\t研究室還辦了一場這樣子的協調會就是協調受騙物那他受騙結果這個金額怎麼有那麼多錢被騙他家裡他爸爸自己也不相信哇奇怪小孩子還在讀書怎麼有那麼多錢被騙啊原來就是像\n607967\t608087\t拜訪委員\n628900\t629280\t我們會積極努力,謝謝。\n655623\t671405\t好,積極努力啦好不好,尤其我說就這三家最大的跟我們的銀行體系融資了五千億元,跟銀行融資體系來便宜的低利息界,然後他去高利貸。\n672466\t690093\t放給需要的借款人消費者我們銀行體系有那五千億去借也同意要消費貸款的話就銀行體系直接貸款給消費朋友們不是這樣子嗎?利息又合理\n691263\t698991\t然後至少在管理帳戶上追討帳戶上面他不會找討債公司不是這樣嗎我看到那個\n711127\t713568\t今天我們這個題目所謂的防詐這個1.5這個新版本這個防詐的成效的檢討結果我從Google上面搜尋竟然\n738905\t764636\t竟然有一則這個廣告跟我們政府現在要公佈的這個1.5版的策略竟然是同框吶這個策略是什麼你螢幕上看一下這個是洗錢防治法的刑事詐欺案律師爭取刑責判罪多上百件成功案例\n765885\t792517\t你有沒有看到這個是幫我們要打擊的詐騙集團他們來脫罪了幫他們的車手、水手、曲步手這樣子的廣告竟然跟我們政府要宣布的我們現在防詐的政策做法這些擺在一起所以\n793584\t819102\t那個黃主委這個部分是不是您努力一下你們立刻要回去有所行動好不好我們提到平台上看看這個律師我聽過這些事情我們覺得最不可忍受的他的廣告大辣辣的跟我們的政策擺在一起他在挑釁我們嗎或者是說政府有這樣的政策民眾關心政府招來這個\n823813\t847410\t訊息的收聽收視者招過來以後讓他們來做生意是這樣子嗎荒唐我認為這件事情齁這個我對速發部已經早就沒有任何寄望了那個黃天牧主委我們大家對你都還有所期許你回去處理看結論怎麼樣那跟本會還有跟本委員做一個說明好嗎\n847870\t848191\t休息5分鐘。\n","txt":"對啦,我質詢完是應該讓他們休息啦因為我會很不客氣的齁那個主席我請速發部今天的代表速發部李次長謝謝主席\n蘇發部,你是次長。我看了你們通篇,今天六個部會都來了。你們的報告,我覺得你們的報告,寫是寫得密密密麻麻,但是我四個字形容,天馬行空。你們去年,\n才這一套所謂gov.tw這個系統就已經被詐騙集團識破侵入而且用來對交通罰款那欺騙我們的民眾們說預期未繳那這個用這個來詐騙\n才剛被揭發結果你們死性不敢這一次你們在這個報告裡面你們竟然又推一個什麼111政府專屬短碼簡訊平台這個短碼簡訊平台很簡單就是說有個111為前提那民眾就應該相信這是政府來的\n你這麼幼稚你連那個GOV.TW都被詐騙集團運用了要加個一拜託我待會就發個簡訊給你看你信不信莫名其妙去年你這個錯誤警政署在防騙宣導就說這個王子啊GOV.TW不能相信\n不到一年你今天又搞這個所以我八個字送你速發布啦裝神弄鬼欺世盜民你搞這個一一你要搞多少錢你你光第一期的建制費你就要花一千兩百萬拜託詐騙集團不用花一萬塊就把你破解了啦\n我不曉得成立你們這個部在幹什麼你看看你今天來的部會雖然他們成績不是很棒我就講我們的金融體系金管會金融體系的他們至少有他們的專業他們至少時時刻刻知道說啊做錯了檢討反省你們呢\n所以我懶得到你回答了啦我看你那個嬉皮笑臉的樣子你今天沒打瞌睡就已經阿彌陀佛了啦所以時間暫停你回去沒打過瞌睡你就是打過我沒看過這麼二列的官員\n那個主席時間暫停我生氣了3秒鐘那個委員在質詢的時候千萬不要嬉皮笑臉他為什麼那麼生氣呢\n我晚一點把你打瞌睡的鏡頭畫面傳給你啦等一下我助理會傳給你你好好檢討反省好主席我請那個金管會黃主委好請黃主委那個\n黃主委 這個我上次在講這個販售金融商品債券基金然後販賣給我們的菜籃族、媽媽族、上班族等等讓他們來承擔這麼大的風險那這個部分我提了之後又發現這裡面\n在銷售這些金融商品第一名的竟然是中信那中信靠著這個這麼多的理財手續費那麼他們賺的錢是大概另外前四名加起來\n他竟然是詐騙案裡面涉案警示戶最多的啦!\n我相信黃主委你知道這也不是我們隨便說說也不只是統計新北的檢察長啊於檢察長他就說了涉案警示物最多的就是他中信那\n社案警示物多到他第一名第二名到第五名加起來也沒他多就對所以我說中信三冠王那他中信已經成了詐騙集團的最愛我想他那一句大概就是指他跟詐騙集團吧他們是family那\n我今天要跟你提的這個就是說事實上對中信的內機內控的查查我不曉得你們查的怎麼樣是還要認命這個金融怪獸在那邊繼續有那麼多鬆懈的內機內控然後讓這個詐騙集團得以在那邊開戶\n還是你們有什麼積極的作為呢?那個...黃主委首先感謝委員您對這個議題的關心我們非常尊重、尊敬其實中信因為早年它分行多它的很便民所以它的戶數很多的確如您所說的它開始警示帳戶很多所以從那開始我們對警示帳戶多的幾家銀行就專案列管要求它定期改進那去年它有個案子是分行的行員\n他過分到連他的行員都勾結詐騙集團\n這個已經是荒唐很離譜而且桃園地方法院都已經判刑了所以我認為中信至少啊至少他在那邊廣為宣傳他自己防詐騙做的多好這一個部分我們官方不要背書可以嗎要不然又讓更多的我們的存款戶我們的市民朋友我們不曉得又跟著被捲入又被欺騙了\n可不可以?有委員我們會照您的提示去處理。謝謝。然後不遑多讓的是這些融資公司啦。\n但是﹖\n我覺得很傷腦筋的這些融資公司竟然啊\n他們的從業人員也勾結詐騙集團天吶這更可怕他們勾結詐騙集團然後讓被害者不知不覺當中竟然要跑來嚮注定公司融資而且融資的金額也都相當金額以上所以內神通外鬼你沒錢被騙沒關係注定公司幫忙你錢借給你讓你去被騙\n天啊!被騙了以後傷腦筋耶!除了被騙這些金額後續五年十年二十年都要被租賃公司的高額利息高利貸壓榨他天啊!竟然有這樣子的事情我不曉得你知不知道我收到很多投訴那事實上上個月我還\n研究室還辦了一場這樣子的協調會就是協調受騙物那他受騙結果這個金額怎麼有那麼多錢被騙他家裡他爸爸自己也不相信哇奇怪小孩子還在讀書怎麼有那麼多錢被騙啊原來就是像\n拜訪委員\n我們會積極努力,謝謝。\n好,積極努力啦好不好,尤其我說就這三家最大的跟我們的銀行體系融資了五千億元,跟銀行融資體系來便宜的低利息界,然後他去高利貸。\n放給需要的借款人消費者我們銀行體系有那五千億去借也同意要消費貸款的話就銀行體系直接貸款給消費朋友們不是這樣子嗎?利息又合理\n然後至少在管理帳戶上追討帳戶上面他不會找討債公司不是這樣嗎我看到那個\n今天我們這個題目所謂的防詐這個1.5這個新版本這個防詐的成效的檢討結果我從Google上面搜尋竟然\n竟然有一則這個廣告跟我們政府現在要公佈的這個1.5版的策略竟然是同框吶這個策略是什麼你螢幕上看一下這個是洗錢防治法的刑事詐欺案律師爭取刑責判罪多上百件成功案例\n你有沒有看到這個是幫我們要打擊的詐騙集團他們來脫罪了幫他們的車手、水手、曲步手這樣子的廣告竟然跟我們政府要宣布的我們現在防詐的政策做法這些擺在一起所以\n那個黃主委這個部分是不是您努力一下你們立刻要回去有所行動好不好我們提到平台上看看這個律師我聽過這些事情我們覺得最不可忍受的他的廣告大辣辣的跟我們的政策擺在一起他在挑釁我們嗎或者是說政府有這樣的政策民眾關心政府招來這個\n訊息的收聽收視者招過來以後讓他們來做生意是這樣子嗎荒唐我認為這件事情齁這個我對速發部已經早就沒有任何寄望了那個黃天牧主委我們大家對你都還有所期許你回去處理看結論怎麼樣那跟本會還有跟本委員做一個說明好嗎\n休息5分鐘。\n","vtt":"WEBVTT\n\n00:00.589 --> 00:14.133\n對啦,我質詢完是應該讓他們休息啦因為我會很不客氣的齁那個主席我請速發部今天的代表速發部李次長謝謝主席\n\n00:23.445 --> 00:42.205\n蘇發部,你是次長。我看了你們通篇,今天六個部會都來了。你們的報告,我覺得你們的報告,寫是寫得密密密麻麻,但是我四個字形容,天馬行空。你們去年,\n\n00:44.142 --> 01:02.201\n才這一套所謂gov.tw這個系統就已經被詐騙集團識破侵入而且用來對交通罰款那欺騙我們的民眾們說預期未繳那這個用這個來詐騙\n\n01:07.307 --> 01:35.166\n才剛被揭發結果你們死性不敢這一次你們在這個報告裡面你們竟然又推一個什麼111政府專屬短碼簡訊平台這個短碼簡訊平台很簡單就是說有個111為前提那民眾就應該相信這是政府來的\n\n01:36.482 --> 02:05.071\n你這麼幼稚你連那個GOV.TW都被詐騙集團運用了要加個一拜託我待會就發個簡訊給你看你信不信莫名其妙去年你這個錯誤警政署在防騙宣導就說這個王子啊GOV.TW不能相信\n\n02:07.281 --> 02:09.142\n不到一年你今天又搞這個所以我八個字送你速發布啦裝神弄鬼欺世盜民你搞這個一一你要搞多少錢你你光第一期的建制費你就要花一千兩百萬拜託詐騙集團不用花一萬塊就把你破解了啦\n\n02:37.930 --> 03:03.666\n我不曉得成立你們這個部在幹什麼你看看你今天來的部會雖然他們成績不是很棒我就講我們的金融體系金管會金融體系的他們至少有他們的專業他們至少時時刻刻知道說啊做錯了檢討反省你們呢\n\n03:11.733 --> 03:27.307\n所以我懶得到你回答了啦我看你那個嬉皮笑臉的樣子你今天沒打瞌睡就已經阿彌陀佛了啦所以時間暫停你回去沒打過瞌睡你就是打過我沒看過這麼二列的官員\n\n03:36.721 --> 03:39.205\n那個主席時間暫停我生氣了3秒鐘那個委員在質詢的時候千萬不要嬉皮笑臉他為什麼那麼生氣呢\n\n04:05.831 --> 04:20.261\n我晚一點把你打瞌睡的鏡頭畫面傳給你啦等一下我助理會傳給你你好好檢討反省好主席我請那個金管會黃主委好請黃主委那個\n\n04:29.553 --> 04:51.490\n黃主委這個我上次在講這個販售金融商品債券基金然後販賣給我們的菜籃族、媽媽族、上班族等等讓他們來承擔這麼大的風險那這個部分我提了之後又發現這裡面\n\n04:54.522 --> 05:17.010\n在銷售這些金融商品第一名的竟然是中信那中信靠著這個這麼多的理財手續費那麼他們賺的錢是大概另外前四名加起來\n\n05:18.123 --> 05:19.004\n他竟然是詐騙案裡面涉案警示戶最多的啦!\n\n05:48.663 --> 06:02.290\n我相信黃主委你知道這也不是我們隨便說說也不只是統計新北的檢察長啊於檢察長他就說了涉案警示物最多的就是他中信那\n\n06:05.606 --> 06:26.896\n社案警示物多到他第一名第二名到第五名加起來也沒他多就對所以我說中信三冠王那他中信已經成了詐騙集團的最愛我想他那一句大概就是指他跟詐騙集團吧他們是family那\n\n06:30.100 --> 06:43.052\n我今天要跟你提的這個就是說事實上對中信的內機內控的查查我不曉得你們查的怎麼樣是還要認命這個金融怪獸在那邊繼續有那麼多鬆懈的內機內控然後讓這個詐騙集團得以在那邊開戶\n\n06:54.648 --> 07:22.370\n還是你們有什麼積極的作為呢?那個...黃主委首先感謝委員您對這個議題的關心我們非常尊重、尊敬其實中信因為早年它分行多它的很便民所以它的戶數很多的確如您所說的它開始警示帳戶很多所以從那開始我們對警示帳戶多的幾家銀行就專案列管要求它定期改進那去年它有個案子是分行的行員\n\n07:23.732 --> 07:24.473\n他過分到連他的行員都勾結詐騙集團\n\n07:39.614 --> 08:06.331\n這個已經是荒唐很離譜而且桃園地方法院都已經判刑了所以我認為中信至少啊至少他在那邊廣為宣傳他自己防詐騙做的多好這一個部分我們官方不要背書可以嗎要不然又讓更多的我們的存款戶我們的市民朋友我們不曉得又跟著被捲入又被欺騙了\n\n08:07.708 --> 08:15.489\n可不可以?有委員我們會照您的提示去處理。謝謝。然後不遑多讓的是這些融資公司啦。\n\n08:16.493 --> 08:16.553\n但是﹖\n\n08:44.175 --> 08:47.549\n我覺得很傷腦筋的這些融資公司竟然啊\n\n08:49.093 --> 09:17.406\n他們的從業人員也勾結詐騙集團天吶這更可怕他們勾結詐騙集團然後讓被害者不知不覺當中竟然要跑來嚮注定公司融資而且融資的金額也都相當金額以上所以內神通外鬼你沒錢被騙沒關係注定公司幫忙你錢借給你讓你去被騙\n\n09:19.195 --> 09:44.417\n天啊!被騙了以後傷腦筋耶!除了被騙這些金額後續五年十年二十年都要被租賃公司的高額利息高利貸壓榨他天啊!竟然有這樣子的事情我不曉得你知不知道我收到很多投訴那事實上上個月我還\n\n09:46.516 --> 10:06.515\n研究室還辦了一場這樣子的協調會就是協調受騙物那他受騙結果這個金額怎麼有那麼多錢被騙他家裡他爸爸自己也不相信哇奇怪小孩子還在讀書怎麼有那麼多錢被騙啊原來就是像\n\n10:07.967 --> 10:08.087\n拜訪委員\n\n10:28.900 --> 10:29.280\n我們會積極努力,謝謝。\n\n10:55.623 --> 11:11.405\n好,積極努力啦好不好,尤其我說就這三家最大的跟我們的銀行體系融資了五千億元,跟銀行融資體系來便宜的低利息界,然後他去高利貸。\n\n11:12.466 --> 11:30.093\n放給需要的借款人消費者我們銀行體系有那五千億去借也同意要消費貸款的話就銀行體系直接貸款給消費朋友們不是這樣子嗎?利息又合理\n\n11:31.263 --> 11:38.991\n然後至少在管理帳戶上追討帳戶上面他不會找討債公司不是這樣嗎我看到那個\n\n11:51.127 --> 11:53.568\n今天我們這個題目所謂的防詐這個1.5這個新版本這個防詐的成效的檢討結果我從Google上面搜尋竟然\n\n12:18.905 --> 12:44.636\n竟然有一則這個廣告跟我們政府現在要公佈的這個1.5版的策略竟然是同框吶這個策略是什麼你螢幕上看一下這個是洗錢防治法的刑事詐欺案律師爭取刑責判罪多上百件成功案例\n\n12:45.885 --> 13:12.517\n你有沒有看到這個是幫我們要打擊的詐騙集團他們來脫罪了幫他們的車手、水手、曲步手這樣子的廣告竟然跟我們政府要宣布的我們現在防詐的政策做法這些擺在一起所以\n\n13:13.584 --> 13:39.102\n那個黃主委這個部分是不是您努力一下你們立刻要回去有所行動好不好我們提到平台上看看這個律師我聽過這些事情我們覺得最不可忍受的他的廣告大辣辣的跟我們的政策擺在一起他在挑釁我們嗎或者是說政府有這樣的政策民眾關心政府招來這個\n\n13:43.813 --> 14:07.410\n訊息的收聽收視者招過來以後讓他們來做生意是這樣子嗎荒唐我認為這件事情齁這個我對速發部已經早就沒有任何寄望了那個黃天牧主委我們大家對你都還有所期許你回去處理看結論怎麼樣那跟本會還有跟本委員做一個說明好嗎\n\n14:07.870 --> 14:08.191\n休息5分鐘。\n\n","segments":[{"start":0.589,"end":14.133,"text":"對啦,我質詢完是應該讓他們休息啦因為我會很不客氣的齁那個主席我請速發部今天的代表速發部李次長謝謝主席"},{"start":23.445,"end":42.205,"text":"蘇發部,你是次長。我看了你們通篇,今天六個部會都來了。你們的報告,我覺得你們的報告,寫是寫得密密密麻麻,但是我四個字形容,天馬行空。你們去年,"},{"start":44.142,"end":62.201,"text":"才這一套所謂gov.tw這個系統就已經被詐騙集團識破侵入而且用來對交通罰款那欺騙我們的民眾們說預期未繳那這個用這個來詐騙"},{"start":67.307,"end":95.166,"text":"才剛被揭發結果你們死性不敢這一次你們在這個報告裡面你們竟然又推一個什麼111政府專屬短碼簡訊平台這個短碼簡訊平台很簡單就是說有個111為前提那民眾就應該相信這是政府來的"},{"start":96.482,"end":125.071,"text":"你這麼幼稚你連那個GOV.TW都被詐騙集團運用了要加個一拜託我待會就發個簡訊給你看你信不信莫名其妙去年你這個錯誤警政署在防騙宣導就說這個王子啊GOV.TW不能相信"},{"start":127.281,"end":129.142,"text":"不到一年你今天又搞這個所以我八個字送你速發布啦裝神弄鬼欺世盜民你搞這個一一你要搞多少錢你你光第一期的建制費你就要花一千兩百萬拜託詐騙集團不用花一萬塊就把你破解了啦"},{"start":157.93,"end":183.666,"text":"我不曉得成立你們這個部在幹什麼你看看你今天來的部會雖然他們成績不是很棒我就講我們的金融體系金管會金融體系的他們至少有他們的專業他們至少時時刻刻知道說啊做錯了檢討反省你們呢"},{"start":191.733,"end":207.307,"text":"所以我懶得到你回答了啦我看你那個嬉皮笑臉的樣子你今天沒打瞌睡就已經阿彌陀佛了啦所以時間暫停你回去沒打過瞌睡你就是打過我沒看過這麼二列的官員"},{"start":216.721,"end":219.205,"text":"那個主席時間暫停我生氣了3秒鐘那個委員在質詢的時候千萬不要嬉皮笑臉他為什麼那麼生氣呢"},{"start":245.831,"end":260.261,"text":"我晚一點把你打瞌睡的鏡頭畫面傳給你啦等一下我助理會傳給你你好好檢討反省好主席我請那個金管會黃主委好請黃主委那個"},{"start":269.553,"end":291.49,"text":"黃主委 這個我上次在講這個販售金融商品債券基金然後販賣給我們的菜籃族、媽媽族、上班族等等讓他們來承擔這麼大的風險那這個部分我提了之後又發現這裡面"},{"start":294.522,"end":317.01,"text":"在銷售這些金融商品第一名的竟然是中信那中信靠著這個這麼多的理財手續費那麼他們賺的錢是大概另外前四名加起來"},{"start":318.123,"end":319.004,"text":"他竟然是詐騙案裡面涉案警示戶最多的啦!"},{"start":348.663,"end":362.29,"text":"我相信黃主委你知道這也不是我們隨便說說也不只是統計新北的檢察長啊於檢察長他就說了涉案警示物最多的就是他中信那"},{"start":365.606,"end":386.896,"text":"社案警示物多到他第一名第二名到第五名加起來也沒他多就對所以我說中信三冠王那他中信已經成了詐騙集團的最愛我想他那一句大概就是指他跟詐騙集團吧他們是family那"},{"start":390.1,"end":403.052,"text":"我今天要跟你提的這個就是說事實上對中信的內機內控的查查我不曉得你們查的怎麼樣是還要認命這個金融怪獸在那邊繼續有那麼多鬆懈的內機內控然後讓這個詐騙集團得以在那邊開戶"},{"start":414.648,"end":442.37,"text":"還是你們有什麼積極的作為呢?那個...黃主委首先感謝委員您對這個議題的關心我們非常尊重、尊敬其實中信因為早年它分行多它的很便民所以它的戶數很多的確如您所說的它開始警示帳戶很多所以從那開始我們對警示帳戶多的幾家銀行就專案列管要求它定期改進那去年它有個案子是分行的行員"},{"start":443.732,"end":444.473,"text":"他過分到連他的行員都勾結詐騙集團"},{"start":459.614,"end":486.331,"text":"這個已經是荒唐很離譜而且桃園地方法院都已經判刑了所以我認為中信至少啊至少他在那邊廣為宣傳他自己防詐騙做的多好這一個部分我們官方不要背書可以嗎要不然又讓更多的我們的存款戶我們的市民朋友我們不曉得又跟著被捲入又被欺騙了"},{"start":487.708,"end":495.489,"text":"可不可以?有委員我們會照您的提示去處理。謝謝。然後不遑多讓的是這些融資公司啦。"},{"start":496.493,"end":496.553,"text":"但是﹖"},{"start":524.175,"end":527.549,"text":"我覺得很傷腦筋的這些融資公司竟然啊"},{"start":529.093,"end":557.406,"text":"他們的從業人員也勾結詐騙集團天吶這更可怕他們勾結詐騙集團然後讓被害者不知不覺當中竟然要跑來嚮注定公司融資而且融資的金額也都相當金額以上所以內神通外鬼你沒錢被騙沒關係注定公司幫忙你錢借給你讓你去被騙"},{"start":559.195,"end":584.417,"text":"天啊!被騙了以後傷腦筋耶!除了被騙這些金額後續五年十年二十年都要被租賃公司的高額利息高利貸壓榨他天啊!竟然有這樣子的事情我不曉得你知不知道我收到很多投訴那事實上上個月我還"},{"start":586.516,"end":606.515,"text":"研究室還辦了一場這樣子的協調會就是協調受騙物那他受騙結果這個金額怎麼有那麼多錢被騙他家裡他爸爸自己也不相信哇奇怪小孩子還在讀書怎麼有那麼多錢被騙啊原來就是像"},{"start":607.967,"end":608.087,"text":"拜訪委員"},{"start":628.9,"end":629.28,"text":"我們會積極努力,謝謝。"},{"start":655.623,"end":671.405,"text":"好,積極努力啦好不好,尤其我說就這三家最大的跟我們的銀行體系融資了五千億元,跟銀行融資體系來便宜的低利息界,然後他去高利貸。"},{"start":672.466,"end":690.093,"text":"放給需要的借款人消費者我們銀行體系有那五千億去借也同意要消費貸款的話就銀行體系直接貸款給消費朋友們不是這樣子嗎?利息又合理"},{"start":691.263,"end":698.991,"text":"然後至少在管理帳戶上追討帳戶上面他不會找討債公司不是這樣嗎我看到那個"},{"start":711.127,"end":713.568,"text":"今天我們這個題目所謂的防詐這個1.5這個新版本這個防詐的成效的檢討結果我從Google上面搜尋竟然"},{"start":738.905,"end":764.636,"text":"竟然有一則這個廣告跟我們政府現在要公佈的這個1.5版的策略竟然是同框吶這個策略是什麼你螢幕上看一下這個是洗錢防治法的刑事詐欺案律師爭取刑責判罪多上百件成功案例"},{"start":765.885,"end":792.517,"text":"你有沒有看到這個是幫我們要打擊的詐騙集團他們來脫罪了幫他們的車手、水手、曲步手這樣子的廣告竟然跟我們政府要宣布的我們現在防詐的政策做法這些擺在一起所以"},{"start":793.584,"end":819.102,"text":"那個黃主委這個部分是不是您努力一下你們立刻要回去有所行動好不好我們提到平台上看看這個律師我聽過這些事情我們覺得最不可忍受的他的廣告大辣辣的跟我們的政策擺在一起他在挑釁我們嗎或者是說政府有這樣的政策民眾關心政府招來這個"},{"start":823.813,"end":847.41,"text":"訊息的收聽收視者招過來以後讓他們來做生意是這樣子嗎荒唐我認為這件事情齁這個我對速發部已經早就沒有任何寄望了那個黃天牧主委我們大家對你都還有所期許你回去處理看結論怎麼樣那跟本會還有跟本委員做一個說明好嗎"},{"start":847.87,"end":848.191,"text":"休息5分鐘。"}]}}}}