{"id":151244,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/151244","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/cfb4b12132f01627c5c2efa2c8c4eaf0cf744a9f110b3b1fc5dab72e655c1c9419ee2b2e751d37cf5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"黃珊珊","委員發言時間":"10:29:06 - 10:40:47","影片長度":"00:11:41","會議時間":"2024-04-17T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第8次全體委員會議（事由：邀請金融監督管理委員會黃主任委員天牧、財政部莊部長翠雲、經濟部、行政院消費者保護處就「如何改善我國融資公司因缺乏監管所衍生之社會亂象，以穩定金融市場並保障消費者權益」進行專題報告，並備質詢；另邀請內政部警政署、法務部列席備詢。）","meet":{"tmpMeeting":null,"title":"第11屆第1會期財政委員會第8次全體委員會議","term":11,"type":"委員會","sessionPeriod":1,"sessionTimes":8,"committees":[20],"id":"委員會-11-1-20-8"},"date":"2024-04-17","duration":701,"end_time":"2024-04-17T10:40:47+08:00","start_time":"2024-04-17T10:29:06+08:00","features":["ai-transcript","gazette"],"type":"Clip","gazette":{"lineno":464,"blocks":[["黃委員珊珊：（10時29分）我們請金管會黃主委，還有經濟部陳次長。"],["主席：有請黃主委、陳政次。"],["黃主任委員天牧：委員好。"],["陳次長正祺：委員好。"],["黃委員珊珊：主委好，次長好。我在立法院的第一次質詢就質詢了山道猴子，就質詢了融資公司，就質詢了今天這樣的亂象只是越來越明顯，我想問一下經濟部，金管會一直認為融資公司不是他的業務，是不是你的業務？"],["陳次長正祺：經濟部主管的法律裡面，在消費者保護的部分，我們會提……"],["黃委員珊珊：你只管消費者保護，所以融資公司它所融資的這些相關的業務是歸誰管？不歸你管？"],["陳次長正祺：報告委員，我們現在講融資，就我的瞭解，它是一種借貸行為，不是銀行……"],["黃委員珊珊：經濟部主管公司法，一般公司都是你管嘛！"],["陳次長正祺：是。"],["黃委員珊珊：這些融資公司在業務範圍裡面就寫融資，對吧？"],["陳次長正祺：目前我們沒有融資公司這個類別。"],["黃委員珊珊：次長還有主委，在民國94年，黃天牧主委以前在保險局時的老長官叫做龔照勝，他就提了融資公司專法，96、97年度有融資公司法草案進入立法院，所以融資公司從那個時候到現在都沒有人管，可以這樣說嗎？"],["黃主任委員天牧：的確這個議題是一直沒有得到……"],["黃委員珊珊：也就是我們延宕了20年的融資公司法沒有人管，也沒有人要管，主委，我知道你的困難，因為你只管上市櫃公司，所以這三家你可以管得到，你在我第一次的質詢後，你告訴我，你要找他們喝咖啡，你也找了他們喝咖啡，對吧？"],["黃主任委員天牧：委員，您的第一次質詢我記得很清楚，你說至少你要給我最低限度，要開始做一些事。"],["黃委員珊珊：是的，這是我很遺憾的，我想這20年來立法院很多立法委員也都提過，所以今天的問題是融資租賃公司為什麼業務會成長到現在，我想我們大家都很清楚原因，第一個就是某些程度銀行的貸款不是那麼容易取得，尤其是新創，甚至是小額，所以才會有這麼多的融資公司不斷的竄起；第二個，這些大公司，尤其是這三家上市櫃公司，都是用租賃的方式來做相關的融資，但是更多的不肖業者除了先買後付（BNPL）之外，其實現在最嚴重的就是這些大公司也搞所謂的超貸，就是機車超貸，是假租賃、真信貸還有假商品、真信貸，所以現在的問題就是大公司、小公司都做一樣的事情，這才是我們今天社會亂象的來源。曾經有一個社工講得很清楚，他說以前都是欠銀行錢來協商，在109年以後全部都是機車貸、汽車貸，連手機都可以貸，商品更不要講了。這些新型態的負債現在是幾十萬，一個破機車可以借到幾十萬，甚至中古車可以借到上百萬，這已經是不值錢的東西，他們用假租賃、真信貸的方式，造成了今天有很多被稱為「山道猴子」的被害人。經濟部次長，我們希望520以後你還能留任，所以經濟部的態度是什麼？你們希不希望立專法？"],["陳次長正祺：報告委員，第一個，委員剛剛提到超過物品價值的這種融資跟借貸，這已經在邊緣上，可以視為已經有詐騙的嫌疑，遇到這種重利罪……"],["黃委員珊珊：一定要到詐騙的程度嗎？詐騙之前呢？誰來管呢？"],["陳次長正祺：還沒有。"],["黃委員珊珊：現在就是沒人管啦！兩位，我的問題就是政府的立場支不支持立專法？因為金管會只能管上市櫃公司，大的公司它可以管，可是小的公司管不了。第二個，小的公司經濟部也不管，現在就叫做沒人管的三不管地帶。主委，雖然你要卸任了，我想問你，你願不願意支持立專法？"],["黃主任委員天牧：報告委員，就是因為我將要離開，所以我不太適合對未來主委所要決定的事情去表示意見。"],["黃委員珊珊：好。"],["黃主任委員天牧：但是您提到的那個內部融資標準第6頁，我們今天有特別說明會改進。"],["黃委員珊珊：專法的法案我們已經寫好了，不管主委你在不在任，我相信這在立法院本屆會期會是一個重中之重的法案，我們也希望行政部門提出你們的對案，尤其是經濟部管不了、金管會不想管的東西，我們希望有人可以站出來管。第二個部分，現在的問題在於說剛剛講的那三大家有6,700億的業務，但是我上次也質詢過，湊起來有將近100億的呆帳，雖然不單單都是這些所謂的小額信貸，但是它有這麼多的呆帳，表示它還是很賺錢。重點是現在的問題是有很多地下錢莊改以租賃公司為名，開始做合法的地下錢莊，讓租賃公司成為有牌的地下錢莊，還可以去執行暴力討債，甚至到法院做相關的強制執行。主委，到目前為止公股行庫到底有多少家在中國成立融資公司？"],["黃主任委員天牧：關於這個數字，我們大概有十幾家金融機構轉投資。"],["黃委員珊珊：十幾家？"],["黃主任委員天牧：對。"],["黃委員珊珊：臺企銀、第一金、華南金、合庫金都有在大陸成立融資公司，對嗎？時間暫停，請銀行局說明。"],["黃主任委員天牧：應該都有，局長要不要來說明一下？"],["主席：要請公股銀行的董事長嗎？"],["黃委員珊珊：公股銀行的董事長。"],["主席：剛剛是臺企銀。"],["黃委員珊珊：臺企銀、第一金、華南金跟合庫金。"],["主席：來，請三位被點名到的公股銀行的董事長上臺備詢。"],["黃委員珊珊：各位董事長，我們在馬政府時代因為跟兩岸簽有金融的MOU，所以我們的公股行庫都有在中國大陸設立所謂的融資租賃公司，是嗎？都有，有賺錢嗎？都有賺錢，現在還在做嗎？還在做。到目前為止，好像中國大陸2023年狀況不太好，是嗎？但是我知道的是第一金的一銀租賃公司一年的成長率還是超過3%，董事長，是嗎？"],["主席：請邱董事長。"],["黃委員珊珊：時間暫停。"],["邱董事長月琴：報告委員，事實上，目前我們租賃公司的暴險也是放在整個AI822的控管之中。"],["黃委員珊珊：所以其實在中國大陸我們還是按照當地的法規有成立租賃公司，幾位董事長，現在中國大陸其實對租賃融資業有一個專業的辦法，也就是金融租賃公司管理辦法，還有融資租賃公司監督管理暫行辦法，它其實是由中央來監管的。至少到目前為止，就像我剛剛講的，臺灣沒人管，經濟部也管不了，在韓國有金融監督院、新加坡有金融管理局、印尼有金融服務管理局，中國是銀保監會，柬埔寨是國家銀行，也就是說，這些國家到目前為止，包括德國、日本，都是由中央金融監理機關來做的。黃主委，我在這邊要說的是，雖然你要卸任，但是我要說全世界各地都是由中央主管機關來監管相關的融資業務，我想臺灣也不可以例外。"],["黃主任委員天牧：瞭解，謝謝委員。"],["黃委員珊珊：所以各位能不能給金管會一個建議，就是在臺灣的融資公司是不是也應該像在中國大陸這樣至少有一個監管機制？至少你們在大陸正常做生意可以正常賺到錢，也不會有這些問題，希望是啦！好不好？他山之石，可以攻錯，我們希望全世界都在做的事，臺灣不能獨漏，而且我們自己也在做同樣的事，連公營行庫都在做一樣的事，但是我們自己放下了這些管理的權限，我覺得非常可惜。","最後就是現在租賃業他們有幾個問題，第一個就是他們也想要好好的授信，但是他們取不太到聯徵中心的資料；第二個是他們也沒有互相的信用保險機構，所以他們也是有很高的暴險，另外就是主管機關對他們沒有支持、也沒有輔導，所以想要好好正常做租賃業的又不行。這個問題就回到經濟部了，次長，根據我們的公司法，公司的資金是不可以貸與股東或者是任何人，對吧？"],["陳次長正祺：是。"],["黃委員珊珊：所以這些融資公司可以登記這個業務，又可以低於所謂資本額的多少，它就可以融資。"],["陳次長正祺：淨值的40%。"],["黃委員珊珊：對，淨值的40%，所以他們才會發明了假商品交易、真信貸還有假租賃、真信貸，因為有這個限制，也就是說，我們在管理上面的確是讓這些本來就是做融資的公司或者是企業用這個來規避相關的法規，這也是經濟部一直知道但是又沒辦法管理的，是嗎？"],["陳次長正祺：我們如果發現是屬於違法行為的話，當然我們……"],["黃委員珊珊：你送過多少案子？"],["陳次長正祺：我們送過很多協處的案子，通常都是用租賃……"],["黃委員珊珊：所以送過多少案子？"],["陳次長正祺：一百多件。"],["黃委員珊珊：在多久的時間內送一百多件？是一年送一百多件？"],["蘇署長文玲：我們協處的案子一年大概一百多件。"],["黃委員珊珊：一年一百多件，都送了，有判刑嗎？"],["蘇署長文玲：一百多件是我們協處的，不是送檢調的。"],["黃委員珊珊：不是送檢調的，所以次長你說他有違法，然後你送到哪？"],["蘇署長文玲：那兩個狀況……"],["陳次長正祺：報告委員，我剛剛回應委員的問題裡面涉及到假租賃、真借貸，這個屬於違法行為，但是如果是因為借貸產生的借貸爭議、消費爭議，那我們介入協處。"],["黃委員珊珊：協處，所以你沒有移送過任何一件？"],["陳次長正祺：這個我們會後去查證一下再回復委員。"],["黃委員珊珊：所以還是回到我講的，如果你管不了、你也管不到，你也沒辦法管，就麻煩訂專法。我們今天有個臨時提案，等一下要請召委來裁示，主要就是希望行政單位正視這個問題，能夠訂出行政院版本的融資租賃專法，謝謝。"],["主席：謝謝黃珊珊委員的質詢。","接著請賴惠員委員質詢。"]],"agenda":{"page_end":148,"meet_id":"委員會-11-1-20-8","speakers":["郭國文","林德福","吳秉叡","賴士葆","王鴻薇","黃珊珊","賴惠員","李坤城","李彥秀","王世堅","顏寬恒","陳培瑜","陳玉珍","羅明才","林楚茵","洪孟楷","黃國昌","鄭天財Sra Kacaw","伍麗華Saidhai‧Tahovecahe","鍾佳濱","吳春城","陳亭妃","王定宇","邱志偉"],"page_start":81,"meetingDate":["2024-04-17"],"gazette_id":"1132901","agenda_lcidc_ids":["1132901_00004"],"meet_name":"立法院第11屆第1會期財政委員會第8次全體委員會議紀錄","content":"邀請金融監督管理委員會黃主任委員天牧、財政部莊部長翠雲、經濟部、行政院消費者保護處就\n「如何改善我國融資公司因缺乏監管所衍生之社會亂象，以穩定金融市場並保障消費者權益」進\n行專題報告，並備質詢；另邀請內政部警政署、法務部列席備詢","agenda_id":"1132901_00003"}},"transcript":{"id":"151244","pyannote":{"name":"ronny","tool":"pyannote","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/151244","tool":"pyannote","id":"151244-pyannote"},"job_id":"GWdHs3siggejkBsw","queued_at":"2024-06-01 09:10:11","status":"done","log":[{"time":"2024-06-01 09:10:50","msg":"downloading https://ivod.ly.gov.tw/Play/Clip/1M/151244"},{"time":"2024-06-01 09:10:52","msg":"downloading https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/cfb4b12132f01627c5c2efa2c8c4eaf0cf744a9f110b3b1fe46fd9b657bbe930a502e9028cb3ba395ea18f28b6918d91.mp4/playlist.m3u8"},{"time":"2024-06-01 09:11:12","msg":"converting mp4 to wav"},{"time":"2024-06-01 09:11:14","msg":"running pyannote"},{"time":"2024-06-01 09:11:27","msg":"status: done"}],"result":{"result":[[0.57096875,3.2034687500000003,"SPEAKER_01"],[3.84471875,4.48596875,"SPEAKER_01"],[5.19471875,6.37596875,"SPEAKER_04"],[6.3590937499999995,7.371593750000001,"SPEAKER_01"],[8.29971875,8.82284375,"SPEAKER_01"],[10.35846875,11.05034375,"SPEAKER_01"],[11.539718750000002,12.164093750000003,"SPEAKER_01"],[12.501593750000001,16.28159375,"SPEAKER_01"],[16.78784375,22.89659375,"SPEAKER_01"],[23.352218750000002,25.461593750000002,"SPEAKER_01"],[25.832843750000002,28.887218750000002,"SPEAKER_01"],[29.34284375,30.304718750000003,"SPEAKER_01"],[30.304718750000003,30.355343750000003,"SPEAKER_02"],[32.09346875,38.033468750000004,"SPEAKER_02"],[36.81846875,37.392218750000005,"SPEAKER_01"],[38.033468750000004,38.438468750000006,"SPEAKER_01"],[38.438468750000006,38.47221875,"SPEAKER_02"],[38.64096875,38.69159375,"SPEAKER_02"],[38.69159375,43.70346875,"SPEAKER_01"],[38.79284375,38.82659375,"SPEAKER_02"],[39.06284375,39.63659375,"SPEAKER_02"],[44.361593750000004,45.05346875,"SPEAKER_01"],[45.728468750000005,52.02284375,"SPEAKER_02"],[51.44909375,51.752843750000004,"SPEAKER_01"],[52.02284375,52.34346875,"SPEAKER_01"],[52.34346875,52.697843750000004,"SPEAKER_02"],[52.697843750000004,52.799093750000004,"SPEAKER_01"],[52.799093750000004,53.03534375,"SPEAKER_02"],[52.86659375,58.85721875,"SPEAKER_01"],[59.29596875,61.67534375,"SPEAKER_01"],[61.77659375,66.95721875000001,"SPEAKER_01"],[67.88534375,71.76659375,"SPEAKER_01"],[72.40784375,73.52159375000001,"SPEAKER_01"],[74.04471875,77.28471875000001,"SPEAKER_01"],[77.87534375,79.36034375,"SPEAKER_01"],[79.73159375,81.48659375000001,"SPEAKER_01"],[81.72284375000001,85.73909375000001,"SPEAKER_01"],[86.07659375,86.66721875,"SPEAKER_01"],[87.59534375000001,92.20221875,"SPEAKER_01"],[93.02909375,93.46784375,"SPEAKER_01"],[95.10471875,95.12159375,"SPEAKER_01"],[95.12159375,98.27721875,"SPEAKER_03"],[97.36596875000001,106.29284375,"SPEAKER_01"],[106.81596875000001,116.87346875,"SPEAKER_01"],[117.31221875000001,117.32909375000001,"SPEAKER_01"],[117.32909375000001,117.48096875,"SPEAKER_03"],[117.48096875,117.49784375,"SPEAKER_01"],[117.49784375,124.02846875,"SPEAKER_03"],[124.02846875,147.51846875,"SPEAKER_01"],[147.85596875000002,158.74034375000002,"SPEAKER_01"],[159.44909375,166.85721875000002,"SPEAKER_01"],[167.19471875000002,168.22409375,"SPEAKER_01"],[168.40971875000002,170.63721875000002,"SPEAKER_01"],[170.70471875,180.82971875,"SPEAKER_01"],[181.58909375000002,185.63909375,"SPEAKER_01"],[185.92596875,186.75284375,"SPEAKER_01"],[187.61346875,194.39721875,"SPEAKER_01"],[194.71784375000001,199.76346875000002,"SPEAKER_01"],[200.05034375000002,212.94284375,"SPEAKER_01"],[213.34784375,216.68909375,"SPEAKER_01"],[216.80721875,223.10159375,"SPEAKER_01"],[223.74284375000002,223.75971875000002,"SPEAKER_01"],[223.75971875000002,223.94534375,"SPEAKER_02"],[223.94534375,223.96221875,"SPEAKER_01"],[223.96221875,227.52284375000002,"SPEAKER_02"],[227.96159375000002,237.10784375000003,"SPEAKER_02"],[237.10784375000003,237.27659375000002,"SPEAKER_01"],[237.27659375000002,237.59721875000002,"SPEAKER_02"],[237.59721875000002,244.38096875000002,"SPEAKER_01"],[239.18346875,240.70221875000001,"SPEAKER_02"],[244.85346875000002,247.53659375,"SPEAKER_01"],[248.11034375000003,257.50971875,"SPEAKER_01"],[258.10034375000004,263.82096875,"SPEAKER_01"],[263.82096875,263.92221875,"SPEAKER_03"],[263.92221875,263.93909375000004,"SPEAKER_01"],[264.12471875,264.17534375,"SPEAKER_01"],[264.17534375,275.80221875,"SPEAKER_03"],[275.80221875,275.95409375,"SPEAKER_01"],[275.95409375,276.03846875,"SPEAKER_03"],[276.03846875,278.92409375,"SPEAKER_01"],[279.59909375,296.42346875000004,"SPEAKER_01"],[296.82846875,303.88221875,"SPEAKER_01"],[304.21971875,315.57659375000003,"SPEAKER_01"],[316.15034375000005,323.32221875000005,"SPEAKER_01"],[323.82846875,332.56971875000005,"SPEAKER_01"],[333.09284375000004,333.90284375000005,"SPEAKER_01"],[334.35846875000004,335.13471875000005,"SPEAKER_01"],[335.80971875,339.03284375000004,"SPEAKER_01"],[339.38721875000005,340.51784375,"SPEAKER_01"],[340.70346875,341.74971875,"SPEAKER_01"],[342.42471875,342.71159375,"SPEAKER_01"],[343.18409375000005,347.26784375,"SPEAKER_01"],[348.24659375000005,348.60096875000005,"SPEAKER_01"],[348.60096875000005,348.61784375,"SPEAKER_03"],[349.73159375,349.96784375000004,"SPEAKER_01"],[349.96784375000004,350.03534375000004,"SPEAKER_03"],[350.03534375000004,350.96346875,"SPEAKER_01"],[350.96346875,351.03096875,"SPEAKER_03"],[351.03096875,351.21659375,"SPEAKER_01"],[351.21659375,351.62159375000005,"SPEAKER_03"],[351.62159375000005,351.97596875000005,"SPEAKER_01"],[351.97596875000005,352.02659375,"SPEAKER_03"],[352.02659375,352.97159375,"SPEAKER_01"],[352.97159375,353.03909375,"SPEAKER_03"],[353.03909375,353.96721875000003,"SPEAKER_01"],[353.96721875000003,354.03471875,"SPEAKER_03"],[354.03471875,361.25721875000005,"SPEAKER_01"],[361.74659375000005,362.38784375,"SPEAKER_01"],[362.38784375,364.58159375,"SPEAKER_03"],[366.97784375000003,368.29409375,"SPEAKER_04"],[368.81721875000005,369.44159375000004,"SPEAKER_04"],[369.17159375,369.37409375000004,"SPEAKER_01"],[369.44159375000004,370.43721875,"SPEAKER_01"],[370.43721875,371.95596875,"SPEAKER_04"],[372.29346875000005,373.98096875000005,"SPEAKER_01"],[373.50846875,374.21721875000003,"SPEAKER_04"],[374.21721875000003,375.61784375,"SPEAKER_01"],[374.95971875000004,375.65159375,"SPEAKER_04"],[376.03971875,381.06846875,"SPEAKER_04"],[394.18034375,394.87221875,"SPEAKER_01"],[395.34471875,405.03096875,"SPEAKER_01"],[405.77346875,406.14471875000004,"SPEAKER_01"],[406.66784375000003,407.59596875000005,"SPEAKER_01"],[408.69284375,409.36784375,"SPEAKER_01"],[409.53659375,410.59971875,"SPEAKER_01"],[411.44346875,412.01721875000004,"SPEAKER_01"],[412.48971875,412.96221875000003,"SPEAKER_01"],[413.62034375,416.96159375,"SPEAKER_01"],[418.17659375000005,420.15096875,"SPEAKER_01"],[420.58971875000003,425.66909375,"SPEAKER_01"],[426.59721875,427.03596875000005,"SPEAKER_00"],[427.03596875000005,428.03159375,"SPEAKER_04"],[430.14096875,430.95096875,"SPEAKER_01"],[430.95096875,439.48971875,"SPEAKER_00"],[439.59096875,439.62471875000006,"SPEAKER_00"],[439.62471875000006,462.91221875,"SPEAKER_01"],[439.87784375,440.19846875,"SPEAKER_00"],[463.48596875000004,463.99221875,"SPEAKER_01"],[464.49846875000003,467.08034375000005,"SPEAKER_01"],[468.31221875000006,471.23159375000006,"SPEAKER_01"],[471.82221875000005,472.76721875000004,"SPEAKER_01"],[473.12159375000005,481.50846875,"SPEAKER_01"],[481.62659375000004,489.32159375000003,"SPEAKER_01"],[489.47346875000005,493.47284375000004,"SPEAKER_01"],[493.84409375,517.7390937499999,"SPEAKER_01"],[502.11284375,503.02409375,"SPEAKER_00"],[518.8190937500001,520.86096875,"SPEAKER_01"],[520.97909375,539.7778437500001,"SPEAKER_01"],[540.5034687500001,541.85346875,"SPEAKER_01"],[542.39346875,545.59971875,"SPEAKER_01"],[545.93721875,546.91596875,"SPEAKER_01"],[548.01284375,550.4765937500001,"SPEAKER_01"],[550.8984687500001,554.89784375,"SPEAKER_01"],[555.2859687499999,555.9272187500001,"SPEAKER_01"],[556.04534375,559.4540937500001,"SPEAKER_01"],[559.8759687500001,564.5672187499999,"SPEAKER_01"],[564.71909375,566.2547187499999,"SPEAKER_01"],[566.86221875,576.56534375,"SPEAKER_01"],[577.39221875,583.29846875,"SPEAKER_01"],[583.5009687500001,583.9228437500001,"SPEAKER_02"],[583.9228437500001,587.68596875,"SPEAKER_01"],[588.1753437500001,592.9172187500001,"SPEAKER_01"],[591.90471875,594.0478437500001,"SPEAKER_02"],[593.74409375,596.0390937500001,"SPEAKER_01"],[596.2922187500001,598.78971875,"SPEAKER_01"],[598.8234687500001,599.92034375,"SPEAKER_01"],[600.29159375,601.6415937500001,"SPEAKER_01"],[602.0803437500001,603.29534375,"SPEAKER_01"],[603.7678437500001,604.6115937500001,"SPEAKER_01"],[604.8984687500001,605.3372187500001,"SPEAKER_01"],[605.7253437500001,606.2822187500001,"SPEAKER_01"],[607.0247187500001,608.18909375,"SPEAKER_01"],[609.16784375,610.58534375,"SPEAKER_01"],[611.26034375,622.66784375,"SPEAKER_01"],[622.70159375,625.1484687500001,"SPEAKER_01"],[626.44784375,637.02846875,"SPEAKER_02"],[633.90659375,634.0247187500001,"SPEAKER_00"],[634.0247187500001,635.0034687500001,"SPEAKER_01"],[635.74596875,636.16784375,"SPEAKER_01"],[637.02846875,642.4284687500001,"SPEAKER_01"],[642.4622187500001,645.2803437499999,"SPEAKER_01"],[645.43221875,648.0478437500001,"SPEAKER_01"],[646.32659375,646.6809687500001,"SPEAKER_00"],[648.3515937500001,655.5403437500001,"SPEAKER_01"],[652.5872187500001,653.22846875,"SPEAKER_02"],[654.8484687499999,657.83534375,"SPEAKER_02"],[658.57784375,674.7778437500001,"SPEAKER_02"],[674.7778437500001,674.7947187500001,"SPEAKER_01"],[675.6215937500001,677.0390937500001,"SPEAKER_02"],[677.0390937500001,697.77846875,"SPEAKER_01"],[698.21721875,698.58846875,"SPEAKER_01"],[698.8078437500001,701.1028437500001,"SPEAKER_04"]]}},"whisperx":{"name":"ronny","tool":"whisperx","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/151244","tool":"whisperx","id":"151244-whisperx","init_prompt":"會議名稱：立法院第11屆第1會期財政委員會第8次全體委員會議（事由：邀請金融監督管理委員會黃主任委員天牧、財政部莊部長翠雲、經濟部、行政院消費者保護處就「如何改善我國融資公司因缺乏監管所衍生之社會亂象，以穩定金融市場並保障消費者權益」進行專題報告，並備質詢；另邀請內政部警政署、法務部列席備詢。）\n發"},"job_id":"nj6ZbSzLMlw5DhiL","queued_at":"2024-06-01 09:10:12","status":"done","log":[{"time":"2024-06-01 09:11:27","msg":"https://ivod.ly.gov.tw/Play/Clip/1M/151244 already downloaded"},{"time":"2024-06-01 09:11:27","msg":"running whisperx with  --language zh --model large-v3 --initial_prompt '會議名稱：立法院第11屆第1會期財政委員會第8次全體委員會議（事由：邀請金融監督管理委員會黃主任委員天牧、財政部莊部長翠雲、經濟部、行政院消費者保護處就「如何改善我國融資公司因缺乏監管所衍生之社會亂象，以穩定金融市場並保障消費者權益」進行專題報告，並備質詢；另邀請內政部警政署、法務部列席備詢。）\n發'"},{"time":"2024-06-01 09:11:51","msg":"merging result"},{"time":"2024-06-01 09:11:51","msg":"status: done"}],"result":{"json":"{\"segments\": [{\"start\": 1.432, \"end\": 8.709, \"text\": \"請監管會黃主委還有經濟部有請黃主委、陳政次、邵榮宏是主委\", \"words\": [{\"word\": \"請\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 1.432, \"end\": 2.014, \"score\": 0.929}, {\"word\": \"會\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 2.014, \"end\": 2.154, \"score\": 0.899}, {\"word\": \"委\", \"start\": 2.154, \"end\": 2.575, \"score\": 0.906}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 2.575, \"end\": 4.279, \"score\": 0.976}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 4.279, \"end\": 5.201, \"score\": 0.999}, {\"word\": \"有\", \"start\": 5.201, \"end\": 5.582, \"score\": 0.87}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 5.582, \"end\": 5.702, \"score\": 0.834}, {\"word\": \"委\", \"start\": 5.702, \"end\": 6.043, \"score\": 0.882}, {\"word\": \"、\"}, {\"word\": \"陳\"}, {\"word\": \"政\", \"start\": 6.043, \"end\": 6.684, \"score\": 0.922}, {\"word\": \"次\", \"start\": 6.684, \"end\": 6.865, \"score\": 0.889}, {\"word\": \"、\"}, {\"word\": \"邵\", \"start\": 6.865, \"end\": 7.206, \"score\": 0.877}, {\"word\": \"榮\"}, {\"word\": \"宏\", \"start\": 7.206, \"end\": 8.408, \"score\": 0.983}, {\"word\": \"是\", \"start\": 8.408, \"end\": 8.549, \"score\": 0.858}, {\"word\": \"主\", \"start\": 8.549, \"end\": 8.689, \"score\": 0.907}, {\"word\": \"委\", \"start\": 8.689, \"end\": 8.709, \"score\": 0.003}]}, {\"start\": 10.387, \"end\": 29.923, \"text\": \"好 次長我想我在立法院的第一次質詢就質詢了山道猴子就質詢了融資公司就質詢了今天這樣的亂象只是越來越明顯好 經濟部我想問一下金管會一直認為融資公司不是他的業務是不是你的業務\", \"words\": [{\"word\": \"好\", \"start\": 10.387, \"end\": 10.647, \"score\": 0.998}, {\"word\": \"次\", \"start\": 10.647, \"end\": 11.708, \"score\": 0.972}, {\"word\": \"長\"}, {\"word\": \"我\", \"start\": 11.708, \"end\": 11.808, \"score\": 0.802}, {\"word\": \"想\", \"start\": 11.808, \"end\": 12.589, \"score\": 0.999}, {\"word\": \"我\", \"start\": 12.589, \"end\": 12.749, \"score\": 1.0}, {\"word\": \"在\", \"start\": 12.749, \"end\": 13.049, \"score\": 1.0}, {\"word\": \"立\", \"start\": 13.049, \"end\": 13.229, \"score\": 0.968}, {\"word\": \"法\", \"start\": 13.229, \"end\": 13.369, \"score\": 1.0}, {\"word\": \"院\", \"start\": 13.369, \"end\": 13.55, \"score\": 1.0}, {\"word\": \"的\", \"start\": 13.55, \"end\": 13.69, \"score\": 0.989}, {\"word\": \"第\", \"start\": 13.69, \"end\": 13.79, \"score\": 0.999}, {\"word\": \"一\", \"start\": 13.79, \"end\": 13.89, \"score\": 0.999}, {\"word\": \"次\", \"start\": 13.89, \"end\": 14.47, \"score\": 0.931}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"就\", \"start\": 14.47, \"end\": 15.111, \"score\": 0.937}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"了\", \"start\": 15.111, \"end\": 15.451, \"score\": 1.0}, {\"word\": \"山\", \"start\": 15.451, \"end\": 15.671, \"score\": 0.948}, {\"word\": \"道\", \"start\": 15.671, \"end\": 15.851, \"score\": 0.871}, {\"word\": \"猴\", \"start\": 15.851, \"end\": 16.132, \"score\": 0.983}, {\"word\": \"子\", \"start\": 16.132, \"end\": 16.832, \"score\": 0.996}, {\"word\": \"就\", \"start\": 16.832, \"end\": 17.413, \"score\": 0.929}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"了\", \"start\": 17.413, \"end\": 17.553, \"score\": 0.994}, {\"word\": \"融\", \"start\": 17.553, \"end\": 17.913, \"score\": 0.89}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 17.913, \"end\": 18.173, \"score\": 1.0}, {\"word\": \"司\", \"start\": 18.173, \"end\": 18.754, \"score\": 1.0}, {\"word\": \"就\", \"start\": 18.754, \"end\": 19.414, \"score\": 0.929}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"了\", \"start\": 19.414, \"end\": 19.654, \"score\": 1.0}, {\"word\": \"今\", \"start\": 19.654, \"end\": 19.875, \"score\": 0.998}, {\"word\": \"天\", \"start\": 19.875, \"end\": 20.815, \"score\": 0.957}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 20.815, \"end\": 21.156, \"score\": 0.941}, {\"word\": \"亂\"}, {\"word\": \"象\", \"start\": 21.156, \"end\": 21.516, \"score\": 0.954}, {\"word\": \"只\", \"start\": 21.516, \"end\": 21.676, \"score\": 1.0}, {\"word\": \"是\", \"start\": 21.676, \"end\": 21.856, \"score\": 0.999}, {\"word\": \"越\", \"start\": 21.856, \"end\": 22.216, \"score\": 0.885}, {\"word\": \"來\"}, {\"word\": \"越\", \"start\": 22.216, \"end\": 22.397, \"score\": 0.993}, {\"word\": \"明\", \"start\": 22.397, \"end\": 23.437, \"score\": 0.975}, {\"word\": \"顯\"}, {\"word\": \"好\", \"start\": 23.437, \"end\": 24.138, \"score\": 0.939}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 24.138, \"end\": 24.578, \"score\": 0.965}, {\"word\": \"我\", \"start\": 24.578, \"end\": 24.698, \"score\": 0.999}, {\"word\": \"想\", \"start\": 24.698, \"end\": 25.039, \"score\": 0.936}, {\"word\": \"問\"}, {\"word\": \"一\", \"start\": 25.039, \"end\": 25.159, \"score\": 0.996}, {\"word\": \"下\", \"start\": 25.159, \"end\": 25.959, \"score\": 1.0}, {\"word\": \"金\", \"start\": 25.959, \"end\": 26.12, \"score\": 0.877}, {\"word\": \"管\", \"start\": 26.12, \"end\": 26.26, \"score\": 0.924}, {\"word\": \"會\"}, {\"word\": \"一\", \"start\": 26.26, \"end\": 26.44, \"score\": 0.889}, {\"word\": \"直\", \"start\": 26.44, \"end\": 27.04, \"score\": 0.915}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"融\", \"start\": 27.04, \"end\": 27.441, \"score\": 0.906}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 27.441, \"end\": 27.701, \"score\": 0.998}, {\"word\": \"司\", \"start\": 27.701, \"end\": 28.001, \"score\": 1.0}, {\"word\": \"不\", \"start\": 28.001, \"end\": 28.121, \"score\": 1.0}, {\"word\": \"是\", \"start\": 28.121, \"end\": 28.241, \"score\": 0.999}, {\"word\": \"他\", \"start\": 28.241, \"end\": 28.381, \"score\": 0.987}, {\"word\": \"的\", \"start\": 28.381, \"end\": 29.482, \"score\": 0.963}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"是\", \"start\": 29.482, \"end\": 29.602, \"score\": 0.833}, {\"word\": \"不\", \"start\": 29.602, \"end\": 29.662, \"score\": 0.667}, {\"word\": \"是\", \"start\": 29.662, \"end\": 29.802, \"score\": 0.863}, {\"word\": \"你\", \"start\": 29.802, \"end\": 29.903, \"score\": 0.808}, {\"word\": \"的\", \"start\": 29.903, \"end\": 29.923, \"score\": 0.997}, {\"word\": \"業\"}, {\"word\": \"務\"}]}, {\"start\": 32.09, \"end\": 33.791, \"text\": \"你只管消費者保護所以融資公司他所融資的這些相關的業務是歸誰管?不歸你管?\", \"words\": [{\"word\": \"你\", \"start\": 32.09, \"end\": 32.13, \"score\": 0.5}, {\"word\": \"只\", \"start\": 32.13, \"end\": 32.27, \"score\": 0.857}, {\"word\": \"管\", \"start\": 32.27, \"end\": 32.41, \"score\": 0.857}, {\"word\": \"消\", \"start\": 32.41, \"end\": 32.51, \"score\": 0.8}, {\"word\": \"費\"}, {\"word\": \"者\", \"start\": 32.51, \"end\": 32.53, \"score\": 0.0}, {\"word\": \"保\", \"start\": 32.53, \"end\": 32.55, \"score\": 0.0}, {\"word\": \"護\"}, {\"word\": \"所\", \"start\": 32.55, \"end\": 32.57, \"score\": 0.0}, {\"word\": \"以\", \"start\": 32.57, \"end\": 32.65, \"score\": 0.75}, {\"word\": \"融\", \"start\": 32.65, \"end\": 32.77, \"score\": 0.833}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 32.77, \"end\": 32.79, \"score\": 0.0}, {\"word\": \"司\", \"start\": 32.79, \"end\": 32.81, \"score\": 0.0}, {\"word\": \"他\", \"start\": 32.81, \"end\": 32.91, \"score\": 0.8}, {\"word\": \"所\", \"start\": 32.91, \"end\": 33.011, \"score\": 0.8}, {\"word\": \"融\", \"start\": 33.011, \"end\": 33.031, \"score\": 0.0}, {\"word\": \"資\"}, {\"word\": \"的\", \"start\": 33.031, \"end\": 33.051, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 33.051, \"end\": 33.071, \"score\": 0.0}, {\"word\": \"相\", \"start\": 33.071, \"end\": 33.091, \"score\": 0.0}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 33.091, \"end\": 33.151, \"score\": 0.955}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"是\", \"start\": 33.151, \"end\": 33.271, \"score\": 0.833}, {\"word\": \"歸\"}, {\"word\": \"誰\"}, {\"word\": \"管\", \"start\": 33.271, \"end\": 33.491, \"score\": 0.909}, {\"word\": \"?\"}, {\"word\": \"不\", \"start\": 33.491, \"end\": 33.651, \"score\": 0.875}, {\"word\": \"歸\"}, {\"word\": \"你\", \"start\": 33.651, \"end\": 33.771, \"score\": 0.834}, {\"word\": \"管\", \"start\": 33.771, \"end\": 33.791, \"score\": 0.0}, {\"word\": \"?\"}]}, {\"start\": 45.765, \"end\": 66.547, \"text\": \"報告委員我們現在講融資就我的了解他是一種借貸行為所以經濟部主管公司法嘛一般公司都是你管是所以這些融資公司他在業務範圍裡面就寫融資對吧他通常目前我們沒有融資公司這個類別所以部長\", \"words\": [{\"word\": \"報\"}, {\"word\": \"告\", \"start\": 45.765, \"end\": 45.885, \"score\": 0.833}, {\"word\": \"委\", \"start\": 45.885, \"end\": 46.266, \"score\": 0.917}, {\"word\": \"員\"}, {\"word\": \"我\", \"start\": 46.266, \"end\": 46.546, \"score\": 0.928}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 46.546, \"end\": 47.147, \"score\": 0.933}, {\"word\": \"講\"}, {\"word\": \"融\", \"start\": 47.147, \"end\": 48.027, \"score\": 0.956}, {\"word\": \"資\"}, {\"word\": \"就\", \"start\": 48.027, \"end\": 48.248, \"score\": 0.936}, {\"word\": \"我\", \"start\": 48.248, \"end\": 48.468, \"score\": 0.999}, {\"word\": \"的\", \"start\": 48.468, \"end\": 48.568, \"score\": 0.842}, {\"word\": \"了\", \"start\": 48.568, \"end\": 48.868, \"score\": 0.999}, {\"word\": \"解\", \"start\": 48.868, \"end\": 49.529, \"score\": 1.0}, {\"word\": \"他\", \"start\": 49.529, \"end\": 49.709, \"score\": 0.986}, {\"word\": \"是\", \"start\": 49.709, \"end\": 49.809, \"score\": 0.999}, {\"word\": \"一\", \"start\": 49.809, \"end\": 50.15, \"score\": 0.941}, {\"word\": \"種\"}, {\"word\": \"借\", \"start\": 50.15, \"end\": 50.63, \"score\": 0.917}, {\"word\": \"貸\"}, {\"word\": \"行\", \"start\": 50.63, \"end\": 51.371, \"score\": 0.971}, {\"word\": \"為\"}, {\"word\": \"所\", \"start\": 51.371, \"end\": 51.611, \"score\": 0.999}, {\"word\": \"以\", \"start\": 51.611, \"end\": 53.173, \"score\": 0.936}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 53.173, \"end\": 53.373, \"score\": 0.9}, {\"word\": \"主\", \"start\": 53.373, \"end\": 53.533, \"score\": 0.996}, {\"word\": \"管\", \"start\": 53.533, \"end\": 53.774, \"score\": 0.941}, {\"word\": \"公\", \"start\": 53.774, \"end\": 53.994, \"score\": 0.998}, {\"word\": \"司\", \"start\": 53.994, \"end\": 54.194, \"score\": 1.0}, {\"word\": \"法\", \"start\": 54.194, \"end\": 54.374, \"score\": 0.998}, {\"word\": \"嘛\", \"start\": 54.374, \"end\": 54.675, \"score\": 0.985}, {\"word\": \"一\", \"start\": 54.675, \"end\": 54.795, \"score\": 0.982}, {\"word\": \"般\", \"start\": 54.795, \"end\": 54.955, \"score\": 0.988}, {\"word\": \"公\", \"start\": 54.955, \"end\": 55.135, \"score\": 1.0}, {\"word\": \"司\", \"start\": 55.135, \"end\": 55.255, \"score\": 1.0}, {\"word\": \"都\", \"start\": 55.255, \"end\": 55.415, \"score\": 0.996}, {\"word\": \"是\", \"start\": 55.415, \"end\": 55.536, \"score\": 0.953}, {\"word\": \"你\", \"start\": 55.536, \"end\": 55.656, \"score\": 0.926}, {\"word\": \"管\", \"start\": 55.656, \"end\": 56.136, \"score\": 0.988}, {\"word\": \"是\", \"start\": 56.136, \"end\": 56.637, \"score\": 0.995}, {\"word\": \"所\", \"start\": 56.637, \"end\": 56.817, \"score\": 0.961}, {\"word\": \"以\", \"start\": 56.817, \"end\": 57.337, \"score\": 0.919}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 57.337, \"end\": 57.478, \"score\": 0.996}, {\"word\": \"融\", \"start\": 57.478, \"end\": 57.778, \"score\": 0.867}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 57.778, \"end\": 58.038, \"score\": 0.943}, {\"word\": \"司\", \"start\": 58.038, \"end\": 58.258, \"score\": 1.0}, {\"word\": \"他\", \"start\": 58.258, \"end\": 58.459, \"score\": 0.996}, {\"word\": \"在\", \"start\": 58.459, \"end\": 60.181, \"score\": 0.942}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"範\"}, {\"word\": \"圍\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 60.181, \"end\": 60.301, \"score\": 0.991}, {\"word\": \"就\", \"start\": 60.301, \"end\": 60.581, \"score\": 0.92}, {\"word\": \"寫\"}, {\"word\": \"融\", \"start\": 60.581, \"end\": 61.302, \"score\": 0.917}, {\"word\": \"資\"}, {\"word\": \"對\"}, {\"word\": \"吧\", \"start\": 61.302, \"end\": 62.203, \"score\": 0.959}, {\"word\": \"他\", \"start\": 62.203, \"end\": 62.603, \"score\": 0.997}, {\"word\": \"通\", \"start\": 62.603, \"end\": 62.803, \"score\": 0.999}, {\"word\": \"常\", \"start\": 62.803, \"end\": 62.964, \"score\": 0.997}, {\"word\": \"目\", \"start\": 62.964, \"end\": 63.124, \"score\": 0.936}, {\"word\": \"前\", \"start\": 63.124, \"end\": 63.304, \"score\": 0.907}, {\"word\": \"我\", \"start\": 63.304, \"end\": 63.484, \"score\": 0.889}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 63.484, \"end\": 63.644, \"score\": 0.875}, {\"word\": \"有\", \"start\": 63.644, \"end\": 63.844, \"score\": 0.999}, {\"word\": \"融\", \"start\": 63.844, \"end\": 64.285, \"score\": 0.912}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 64.285, \"end\": 64.505, \"score\": 0.999}, {\"word\": \"司\", \"start\": 64.505, \"end\": 65.046, \"score\": 0.889}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"類\"}, {\"word\": \"別\", \"start\": 65.046, \"end\": 65.686, \"score\": 0.94}, {\"word\": \"所\", \"start\": 65.686, \"end\": 65.947, \"score\": 0.946}, {\"word\": \"以\", \"start\": 65.947, \"end\": 66.527, \"score\": 0.976}, {\"word\": \"部\", \"start\": 66.527, \"end\": 66.547, \"score\": 0.26}, {\"word\": \"長\"}]}, {\"start\": 67.892, \"end\": 68.092, \"text\": \"可以這樣說嗎?兩位\", \"words\": [{\"word\": \"可\", \"start\": 67.892, \"end\": 67.912, \"score\": 0.0}, {\"word\": \"以\", \"start\": 67.912, \"end\": 68.072, \"score\": 0.875}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"說\"}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"兩\"}, {\"word\": \"位\", \"start\": 68.072, \"end\": 68.092, \"score\": 0.0}]}, {\"start\": 95.628, \"end\": 116.526, \"text\": \"的確這個議題是一直沒有得到...也就是我們延宕了20年的融資公司法沒有人管也沒有人要管那剛剛主委我知道你的困難因為你只管上市櫃公司所以這三家你可以管得到所以我在第一次的質詢後你告訴我你要找他們喝咖啡你也找了他們喝咖啡對吧\", \"words\": [{\"word\": \"的\", \"start\": 95.628, \"end\": 96.109, \"score\": 0.874}, {\"word\": \"確\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"議\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 96.109, \"end\": 96.209, \"score\": 0.993}, {\"word\": \"一\", \"start\": 96.209, \"end\": 96.369, \"score\": 0.998}, {\"word\": \"直\", \"start\": 96.369, \"end\": 96.769, \"score\": 0.964}, {\"word\": \"沒\", \"start\": 96.769, \"end\": 96.91, \"score\": 0.857}, {\"word\": \"有\", \"start\": 96.91, \"end\": 97.05, \"score\": 0.921}, {\"word\": \"得\", \"start\": 97.05, \"end\": 97.19, \"score\": 0.855}, {\"word\": \"到\", \"start\": 97.19, \"end\": 97.37, \"score\": 0.997}, {\"word\": \".\"}, {\"word\": \".\"}, {\"word\": \".\"}, {\"word\": \"也\", \"start\": 97.37, \"end\": 97.51, \"score\": 0.857}, {\"word\": \"就\", \"start\": 97.51, \"end\": 97.67, \"score\": 0.895}, {\"word\": \"是\", \"start\": 97.67, \"end\": 97.79, \"score\": 0.979}, {\"word\": \"我\", \"start\": 97.79, \"end\": 98.01, \"score\": 0.86}, {\"word\": \"們\"}, {\"word\": \"延\", \"start\": 98.01, \"end\": 98.431, \"score\": 0.875}, {\"word\": \"宕\"}, {\"word\": \"了\", \"start\": 98.431, \"end\": 99.031, \"score\": 0.933}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 99.031, \"end\": 99.292, \"score\": 0.991}, {\"word\": \"的\", \"start\": 99.292, \"end\": 99.472, \"score\": 0.89}, {\"word\": \"融\", \"start\": 99.472, \"end\": 99.852, \"score\": 0.897}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 99.852, \"end\": 100.052, \"score\": 0.973}, {\"word\": \"司\", \"start\": 100.052, \"end\": 100.272, \"score\": 0.969}, {\"word\": \"法\", \"start\": 100.272, \"end\": 100.573, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 100.573, \"end\": 100.753, \"score\": 0.888}, {\"word\": \"有\", \"start\": 100.753, \"end\": 100.913, \"score\": 0.992}, {\"word\": \"人\", \"start\": 100.913, \"end\": 101.153, \"score\": 0.978}, {\"word\": \"管\", \"start\": 101.153, \"end\": 101.413, \"score\": 0.954}, {\"word\": \"也\", \"start\": 101.413, \"end\": 101.594, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 101.594, \"end\": 101.754, \"score\": 0.783}, {\"word\": \"有\", \"start\": 101.754, \"end\": 101.854, \"score\": 0.999}, {\"word\": \"人\", \"start\": 101.854, \"end\": 102.034, \"score\": 0.998}, {\"word\": \"要\", \"start\": 102.034, \"end\": 102.314, \"score\": 0.978}, {\"word\": \"管\", \"start\": 102.314, \"end\": 102.855, \"score\": 0.997}, {\"word\": \"那\", \"start\": 102.855, \"end\": 103.695, \"score\": 0.952}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"主\", \"start\": 103.695, \"end\": 103.876, \"score\": 0.889}, {\"word\": \"委\", \"start\": 103.876, \"end\": 104.276, \"score\": 0.953}, {\"word\": \"我\", \"start\": 104.276, \"end\": 104.416, \"score\": 1.0}, {\"word\": \"知\", \"start\": 104.416, \"end\": 104.536, \"score\": 1.0}, {\"word\": \"道\", \"start\": 104.536, \"end\": 104.696, \"score\": 0.998}, {\"word\": \"你\", \"start\": 104.696, \"end\": 104.796, \"score\": 0.999}, {\"word\": \"的\", \"start\": 104.796, \"end\": 104.956, \"score\": 0.998}, {\"word\": \"困\", \"start\": 104.956, \"end\": 105.317, \"score\": 0.943}, {\"word\": \"難\"}, {\"word\": \"因\", \"start\": 105.317, \"end\": 105.577, \"score\": 0.922}, {\"word\": \"為\"}, {\"word\": \"你\", \"start\": 105.577, \"end\": 105.737, \"score\": 0.875}, {\"word\": \"只\", \"start\": 105.737, \"end\": 105.917, \"score\": 0.891}, {\"word\": \"管\", \"start\": 105.917, \"end\": 106.898, \"score\": 1.0}, {\"word\": \"上\", \"start\": 106.898, \"end\": 107.178, \"score\": 0.933}, {\"word\": \"市\", \"start\": 107.178, \"end\": 107.298, \"score\": 0.833}, {\"word\": \"櫃\"}, {\"word\": \"公\", \"start\": 107.298, \"end\": 107.559, \"score\": 1.0}, {\"word\": \"司\", \"start\": 107.559, \"end\": 108.019, \"score\": 1.0}, {\"word\": \"所\", \"start\": 108.019, \"end\": 108.239, \"score\": 0.999}, {\"word\": \"以\", \"start\": 108.239, \"end\": 108.58, \"score\": 0.939}, {\"word\": \"這\"}, {\"word\": \"三\", \"start\": 108.58, \"end\": 108.78, \"score\": 0.999}, {\"word\": \"家\", \"start\": 108.78, \"end\": 109.36, \"score\": 0.977}, {\"word\": \"你\", \"start\": 109.36, \"end\": 109.48, \"score\": 0.934}, {\"word\": \"可\", \"start\": 109.48, \"end\": 109.58, \"score\": 0.802}, {\"word\": \"以\", \"start\": 109.58, \"end\": 109.681, \"score\": 0.802}, {\"word\": \"管\", \"start\": 109.681, \"end\": 109.801, \"score\": 0.957}, {\"word\": \"得\", \"start\": 109.801, \"end\": 109.941, \"score\": 0.876}, {\"word\": \"到\", \"start\": 109.941, \"end\": 110.641, \"score\": 0.961}, {\"word\": \"所\", \"start\": 110.641, \"end\": 110.862, \"score\": 1.0}, {\"word\": \"以\", \"start\": 110.862, \"end\": 111.002, \"score\": 0.977}, {\"word\": \"我\", \"start\": 111.002, \"end\": 111.142, \"score\": 0.999}, {\"word\": \"在\", \"start\": 111.142, \"end\": 111.342, \"score\": 0.999}, {\"word\": \"第\", \"start\": 111.342, \"end\": 111.442, \"score\": 0.998}, {\"word\": \"一\", \"start\": 111.442, \"end\": 111.562, \"score\": 0.999}, {\"word\": \"次\", \"start\": 111.562, \"end\": 111.762, \"score\": 0.916}, {\"word\": \"的\", \"start\": 111.762, \"end\": 111.882, \"score\": 0.833}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"後\", \"start\": 111.882, \"end\": 112.723, \"score\": 0.951}, {\"word\": \"你\", \"start\": 112.723, \"end\": 112.883, \"score\": 0.995}, {\"word\": \"告\", \"start\": 112.883, \"end\": 113.264, \"score\": 0.946}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 113.264, \"end\": 113.524, \"score\": 1.0}, {\"word\": \"你\", \"start\": 113.524, \"end\": 113.624, \"score\": 0.998}, {\"word\": \"要\", \"start\": 113.624, \"end\": 113.764, \"score\": 0.999}, {\"word\": \"找\", \"start\": 113.764, \"end\": 113.924, \"score\": 0.982}, {\"word\": \"他\", \"start\": 113.924, \"end\": 114.164, \"score\": 0.888}, {\"word\": \"們\"}, {\"word\": \"喝\", \"start\": 114.164, \"end\": 114.325, \"score\": 0.875}, {\"word\": \"咖\", \"start\": 114.325, \"end\": 114.565, \"score\": 0.993}, {\"word\": \"啡\", \"start\": 114.565, \"end\": 115.165, \"score\": 1.0}, {\"word\": \"你\", \"start\": 115.165, \"end\": 115.265, \"score\": 0.859}, {\"word\": \"也\", \"start\": 115.265, \"end\": 115.405, \"score\": 0.973}, {\"word\": \"找\", \"start\": 115.405, \"end\": 115.566, \"score\": 0.963}, {\"word\": \"了\", \"start\": 115.566, \"end\": 115.686, \"score\": 0.985}, {\"word\": \"他\", \"start\": 115.686, \"end\": 115.906, \"score\": 0.896}, {\"word\": \"們\"}, {\"word\": \"喝\", \"start\": 115.906, \"end\": 116.046, \"score\": 0.857}, {\"word\": \"咖\", \"start\": 116.046, \"end\": 116.266, \"score\": 0.996}, {\"word\": \"啡\", \"start\": 116.266, \"end\": 116.506, \"score\": 0.999}, {\"word\": \"對\"}, {\"word\": \"吧\", \"start\": 116.506, \"end\": 116.526, \"score\": 0.0}]}, {\"start\": 117.467, \"end\": 145.642, \"text\": \"黃主任委員您第一次執行我記得很清楚你說至少你要給我最低限度要開始做一些事是的所以這是我很遺憾這20年我想立法院很多立法委員也都提過所以今天的問題是融資租賃公司為什麼業務會成長到現在我想原因我們大家都很清楚第一個就是某些程度銀行貸款不是那麼容易取得尤其是新創甚至是小額所以才會有這麼多的融資公司不斷地竄起\", \"words\": [{\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 117.467, \"end\": 117.607, \"score\": 0.768}, {\"word\": \"任\", \"start\": 117.607, \"end\": 117.787, \"score\": 0.69}, {\"word\": \"委\", \"start\": 117.787, \"end\": 118.208, \"score\": 0.89}, {\"word\": \"員\"}, {\"word\": \"您\", \"start\": 118.208, \"end\": 118.448, \"score\": 0.819}, {\"word\": \"第\", \"start\": 118.448, \"end\": 118.528, \"score\": 0.738}, {\"word\": \"一\", \"start\": 118.528, \"end\": 118.788, \"score\": 0.624}, {\"word\": \"次\", \"start\": 118.788, \"end\": 118.908, \"score\": 0.694}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 118.908, \"end\": 119.028, \"score\": 0.705}, {\"word\": \"我\", \"start\": 119.028, \"end\": 119.248, \"score\": 0.742}, {\"word\": \"記\"}, {\"word\": \"得\", \"start\": 119.248, \"end\": 119.328, \"score\": 0.733}, {\"word\": \"很\", \"start\": 119.328, \"end\": 119.508, \"score\": 0.717}, {\"word\": \"清\", \"start\": 119.508, \"end\": 119.688, \"score\": 0.735}, {\"word\": \"楚\", \"start\": 119.688, \"end\": 119.788, \"score\": 0.77}, {\"word\": \"你\", \"start\": 119.788, \"end\": 120.009, \"score\": 0.569}, {\"word\": \"說\"}, {\"word\": \"至\", \"start\": 120.009, \"end\": 120.129, \"score\": 0.721}, {\"word\": \"少\", \"start\": 120.129, \"end\": 120.309, \"score\": 0.978}, {\"word\": \"你\", \"start\": 120.309, \"end\": 120.409, \"score\": 0.784}, {\"word\": \"要\", \"start\": 120.409, \"end\": 120.609, \"score\": 0.733}, {\"word\": \"給\"}, {\"word\": \"我\", \"start\": 120.609, \"end\": 120.769, \"score\": 0.864}, {\"word\": \"最\", \"start\": 120.769, \"end\": 120.949, \"score\": 0.851}, {\"word\": \"低\", \"start\": 120.949, \"end\": 121.089, \"score\": 0.702}, {\"word\": \"限\", \"start\": 121.089, \"end\": 121.269, \"score\": 0.892}, {\"word\": \"度\", \"start\": 121.269, \"end\": 121.389, \"score\": 0.925}, {\"word\": \"要\", \"start\": 121.389, \"end\": 121.669, \"score\": 0.867}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 121.669, \"end\": 121.789, \"score\": 0.985}, {\"word\": \"做\", \"start\": 121.789, \"end\": 121.93, \"score\": 0.868}, {\"word\": \"一\", \"start\": 121.93, \"end\": 122.01, \"score\": 0.74}, {\"word\": \"些\", \"start\": 122.01, \"end\": 122.25, \"score\": 0.908}, {\"word\": \"事\", \"start\": 122.25, \"end\": 122.63, \"score\": 0.94}, {\"word\": \"是\", \"start\": 122.63, \"end\": 122.83, \"score\": 0.781}, {\"word\": \"的\", \"start\": 122.83, \"end\": 123.11, \"score\": 0.996}, {\"word\": \"所\", \"start\": 123.11, \"end\": 123.25, \"score\": 0.846}, {\"word\": \"以\", \"start\": 123.25, \"end\": 124.071, \"score\": 0.942}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 124.071, \"end\": 124.211, \"score\": 0.787}, {\"word\": \"我\", \"start\": 124.211, \"end\": 124.351, \"score\": 0.715}, {\"word\": \"很\", \"start\": 124.351, \"end\": 124.571, \"score\": 0.833}, {\"word\": \"遺\"}, {\"word\": \"憾\", \"start\": 124.571, \"end\": 125.231, \"score\": 0.801}, {\"word\": \"這\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 125.231, \"end\": 125.451, \"score\": 0.887}, {\"word\": \"我\", \"start\": 125.451, \"end\": 125.572, \"score\": 0.82}, {\"word\": \"想\", \"start\": 125.572, \"end\": 125.712, \"score\": 0.905}, {\"word\": \"立\", \"start\": 125.712, \"end\": 125.872, \"score\": 0.99}, {\"word\": \"法\", \"start\": 125.872, \"end\": 126.032, \"score\": 0.997}, {\"word\": \"院\", \"start\": 126.032, \"end\": 126.512, \"score\": 0.999}, {\"word\": \"很\", \"start\": 126.512, \"end\": 126.672, \"score\": 0.999}, {\"word\": \"多\", \"start\": 126.672, \"end\": 126.812, \"score\": 0.852}, {\"word\": \"立\", \"start\": 126.812, \"end\": 126.932, \"score\": 0.815}, {\"word\": \"法\", \"start\": 126.932, \"end\": 127.112, \"score\": 0.887}, {\"word\": \"委\", \"start\": 127.112, \"end\": 127.493, \"score\": 0.886}, {\"word\": \"員\"}, {\"word\": \"也\", \"start\": 127.493, \"end\": 127.633, \"score\": 0.8}, {\"word\": \"都\", \"start\": 127.633, \"end\": 127.793, \"score\": 0.847}, {\"word\": \"提\", \"start\": 127.793, \"end\": 128.513, \"score\": 0.889}, {\"word\": \"過\"}, {\"word\": \"所\", \"start\": 128.513, \"end\": 128.633, \"score\": 0.64}, {\"word\": \"以\", \"start\": 128.633, \"end\": 128.653, \"score\": 0.0}, {\"word\": \"今\", \"start\": 128.653, \"end\": 128.753, \"score\": 0.808}, {\"word\": \"天\", \"start\": 128.753, \"end\": 128.833, \"score\": 0.683}, {\"word\": \"的\", \"start\": 128.833, \"end\": 129.334, \"score\": 0.759}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 129.334, \"end\": 129.994, \"score\": 0.926}, {\"word\": \"融\", \"start\": 129.994, \"end\": 130.434, \"score\": 0.891}, {\"word\": \"資\"}, {\"word\": \"租\", \"start\": 130.434, \"end\": 130.694, \"score\": 0.84}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 130.694, \"end\": 130.934, \"score\": 0.995}, {\"word\": \"司\", \"start\": 130.934, \"end\": 131.195, \"score\": 0.817}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 131.195, \"end\": 131.815, \"score\": 0.751}, {\"word\": \"麼\"}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"會\"}, {\"word\": \"成\", \"start\": 131.815, \"end\": 132.135, \"score\": 0.861}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 132.135, \"end\": 132.555, \"score\": 0.828}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 132.555, \"end\": 132.775, \"score\": 0.815}, {\"word\": \"我\", \"start\": 132.775, \"end\": 132.895, \"score\": 0.727}, {\"word\": \"想\", \"start\": 132.895, \"end\": 133.176, \"score\": 0.91}, {\"word\": \"原\", \"start\": 133.176, \"end\": 133.336, \"score\": 0.822}, {\"word\": \"因\", \"start\": 133.336, \"end\": 133.516, \"score\": 0.882}, {\"word\": \"我\", \"start\": 133.516, \"end\": 133.716, \"score\": 0.743}, {\"word\": \"們\"}, {\"word\": \"大\", \"start\": 133.716, \"end\": 133.736, \"score\": 0.021}, {\"word\": \"家\", \"start\": 133.736, \"end\": 133.976, \"score\": 0.835}, {\"word\": \"都\", \"start\": 133.976, \"end\": 134.316, \"score\": 0.996}, {\"word\": \"很\", \"start\": 134.316, \"end\": 134.576, \"score\": 0.808}, {\"word\": \"清\", \"start\": 134.576, \"end\": 134.777, \"score\": 0.889}, {\"word\": \"楚\", \"start\": 134.777, \"end\": 135.277, \"score\": 0.978}, {\"word\": \"第\", \"start\": 135.277, \"end\": 135.377, \"score\": 0.955}, {\"word\": \"一\", \"start\": 135.377, \"end\": 135.577, \"score\": 0.778}, {\"word\": \"個\"}, {\"word\": \"就\", \"start\": 135.577, \"end\": 135.757, \"score\": 0.776}, {\"word\": \"是\", \"start\": 135.757, \"end\": 136.377, \"score\": 0.998}, {\"word\": \"某\", \"start\": 136.377, \"end\": 136.597, \"score\": 0.909}, {\"word\": \"些\", \"start\": 136.597, \"end\": 136.758, \"score\": 0.955}, {\"word\": \"程\", \"start\": 136.758, \"end\": 136.978, \"score\": 0.849}, {\"word\": \"度\", \"start\": 136.978, \"end\": 137.398, \"score\": 0.939}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 137.398, \"end\": 138.098, \"score\": 0.863}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 138.098, \"end\": 138.378, \"score\": 0.994}, {\"word\": \"不\", \"start\": 138.378, \"end\": 138.499, \"score\": 0.986}, {\"word\": \"是\", \"start\": 138.499, \"end\": 138.599, \"score\": 0.817}, {\"word\": \"那\", \"start\": 138.599, \"end\": 138.779, \"score\": 0.78}, {\"word\": \"麼\"}, {\"word\": \"容\", \"start\": 138.779, \"end\": 138.939, \"score\": 0.948}, {\"word\": \"易\", \"start\": 138.939, \"end\": 139.079, \"score\": 0.8}, {\"word\": \"取\", \"start\": 139.079, \"end\": 139.299, \"score\": 0.88}, {\"word\": \"得\", \"start\": 139.299, \"end\": 139.759, \"score\": 0.947}, {\"word\": \"尤\", \"start\": 139.759, \"end\": 139.939, \"score\": 0.725}, {\"word\": \"其\", \"start\": 139.939, \"end\": 140.099, \"score\": 0.679}, {\"word\": \"是\", \"start\": 140.099, \"end\": 140.259, \"score\": 0.71}, {\"word\": \"新\", \"start\": 140.259, \"end\": 141.18, \"score\": 0.905}, {\"word\": \"創\"}, {\"word\": \"甚\", \"start\": 141.18, \"end\": 141.4, \"score\": 0.982}, {\"word\": \"至\", \"start\": 141.4, \"end\": 141.56, \"score\": 0.834}, {\"word\": \"是\", \"start\": 141.56, \"end\": 141.72, \"score\": 0.977}, {\"word\": \"小\", \"start\": 141.72, \"end\": 142.741, \"score\": 0.938}, {\"word\": \"額\"}, {\"word\": \"所\", \"start\": 142.741, \"end\": 142.881, \"score\": 0.868}, {\"word\": \"以\", \"start\": 142.881, \"end\": 143.201, \"score\": 0.934}, {\"word\": \"才\", \"start\": 143.201, \"end\": 143.581, \"score\": 0.922}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 143.581, \"end\": 144.362, \"score\": 0.914}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"多\", \"start\": 144.362, \"end\": 144.542, \"score\": 0.893}, {\"word\": \"的\", \"start\": 144.542, \"end\": 144.662, \"score\": 0.979}, {\"word\": \"融\", \"start\": 144.662, \"end\": 145.002, \"score\": 0.872}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 145.002, \"end\": 145.262, \"score\": 0.924}, {\"word\": \"司\", \"start\": 145.262, \"end\": 145.522, \"score\": 0.988}, {\"word\": \"不\", \"start\": 145.522, \"end\": 145.602, \"score\": 1.0}, {\"word\": \"斷\"}, {\"word\": \"地\", \"start\": 145.602, \"end\": 145.622, \"score\": 0.0}, {\"word\": \"竄\"}, {\"word\": \"起\", \"start\": 145.622, \"end\": 145.642, \"score\": 0.0}]}, {\"start\": 146.843, \"end\": 158.503, \"text\": \"二、這些大公司尤其是三家上市櫃公司他都是用租賃的方式來做相關的融資但是更多的不肖業者他除了\", \"words\": [{\"word\": \"二\", \"start\": 146.843, \"end\": 148.145, \"score\": 0.953}, {\"word\": \"、\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 148.145, \"end\": 148.366, \"score\": 1.0}, {\"word\": \"大\", \"start\": 148.366, \"end\": 148.566, \"score\": 1.0}, {\"word\": \"公\", \"start\": 148.566, \"end\": 148.846, \"score\": 1.0}, {\"word\": \"司\", \"start\": 148.846, \"end\": 149.267, \"score\": 0.971}, {\"word\": \"尤\", \"start\": 149.267, \"end\": 149.407, \"score\": 0.857}, {\"word\": \"其\", \"start\": 149.407, \"end\": 149.508, \"score\": 0.815}, {\"word\": \"是\", \"start\": 149.508, \"end\": 149.688, \"score\": 0.888}, {\"word\": \"三\", \"start\": 149.688, \"end\": 149.868, \"score\": 0.999}, {\"word\": \"家\", \"start\": 149.868, \"end\": 150.049, \"score\": 0.893}, {\"word\": \"上\", \"start\": 150.049, \"end\": 150.229, \"score\": 0.999}, {\"word\": \"市\", \"start\": 150.229, \"end\": 150.469, \"score\": 0.833}, {\"word\": \"櫃\"}, {\"word\": \"公\", \"start\": 150.469, \"end\": 150.73, \"score\": 1.0}, {\"word\": \"司\", \"start\": 150.73, \"end\": 151.21, \"score\": 1.0}, {\"word\": \"他\", \"start\": 151.21, \"end\": 151.391, \"score\": 0.988}, {\"word\": \"都\", \"start\": 151.391, \"end\": 151.611, \"score\": 0.999}, {\"word\": \"是\", \"start\": 151.611, \"end\": 151.751, \"score\": 0.997}, {\"word\": \"用\", \"start\": 151.751, \"end\": 152.413, \"score\": 1.0}, {\"word\": \"租\", \"start\": 152.413, \"end\": 152.753, \"score\": 0.905}, {\"word\": \"賃\"}, {\"word\": \"的\", \"start\": 152.753, \"end\": 152.893, \"score\": 0.999}, {\"word\": \"方\", \"start\": 152.893, \"end\": 153.154, \"score\": 1.0}, {\"word\": \"式\", \"start\": 153.154, \"end\": 153.855, \"score\": 0.971}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 153.855, \"end\": 154.055, \"score\": 0.945}, {\"word\": \"相\", \"start\": 154.055, \"end\": 154.416, \"score\": 0.944}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 154.416, \"end\": 154.496, \"score\": 0.999}, {\"word\": \"融\", \"start\": 154.496, \"end\": 155.518, \"score\": 0.962}, {\"word\": \"資\"}, {\"word\": \"但\", \"start\": 155.518, \"end\": 155.778, \"score\": 1.0}, {\"word\": \"是\", \"start\": 155.778, \"end\": 156.259, \"score\": 1.0}, {\"word\": \"更\", \"start\": 156.259, \"end\": 156.479, \"score\": 0.998}, {\"word\": \"多\", \"start\": 156.479, \"end\": 156.64, \"score\": 1.0}, {\"word\": \"的\", \"start\": 156.64, \"end\": 156.76, \"score\": 0.998}, {\"word\": \"不\", \"start\": 156.76, \"end\": 156.88, \"score\": 1.0}, {\"word\": \"肖\", \"start\": 156.88, \"end\": 157.261, \"score\": 0.895}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 157.261, \"end\": 157.862, \"score\": 1.0}, {\"word\": \"他\", \"start\": 157.862, \"end\": 158.262, \"score\": 0.994}, {\"word\": \"除\", \"start\": 158.262, \"end\": 158.483, \"score\": 0.987}, {\"word\": \"了\", \"start\": 158.483, \"end\": 158.503, \"score\": 0.998}]}, {\"start\": 159.485, \"end\": 184.904, \"text\": \"BNPL先買後付之外其實現在最嚴重的就是這些大公司也搞這些所謂的超貸機車超貸假租賃徵信貸假商品徵信貸所以現在的問題就是大公司小公司都做一樣的事情這才是我們今天社會亂象的來源也就是說曾經有個社工講得很清楚他說以前都是欠銀行錢來協商\", \"words\": [{\"word\": \"B\", \"start\": 159.485, \"end\": 159.565, \"score\": 0.749}, {\"word\": \"N\", \"start\": 159.565, \"end\": 159.745, \"score\": 0.887}, {\"word\": \"P\", \"start\": 159.745, \"end\": 159.885, \"score\": 0.854}, {\"word\": \"L\", \"start\": 159.885, \"end\": 160.406, \"score\": 0.942}, {\"word\": \"先\", \"start\": 160.406, \"end\": 160.766, \"score\": 0.942}, {\"word\": \"買\"}, {\"word\": \"後\", \"start\": 160.766, \"end\": 160.966, \"score\": 0.9}, {\"word\": \"付\", \"start\": 160.966, \"end\": 161.146, \"score\": 0.901}, {\"word\": \"之\", \"start\": 161.146, \"end\": 161.326, \"score\": 0.981}, {\"word\": \"外\", \"start\": 161.326, \"end\": 161.827, \"score\": 0.999}, {\"word\": \"其\", \"start\": 161.827, \"end\": 162.447, \"score\": 0.903}, {\"word\": \"實\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 162.447, \"end\": 162.647, \"score\": 1.0}, {\"word\": \"最\", \"start\": 162.647, \"end\": 162.988, \"score\": 0.94}, {\"word\": \"嚴\"}, {\"word\": \"重\", \"start\": 162.988, \"end\": 163.128, \"score\": 0.998}, {\"word\": \"的\", \"start\": 163.128, \"end\": 163.268, \"score\": 0.86}, {\"word\": \"就\", \"start\": 163.268, \"end\": 163.388, \"score\": 0.999}, {\"word\": \"是\", \"start\": 163.388, \"end\": 163.648, \"score\": 0.923}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 163.648, \"end\": 163.808, \"score\": 0.994}, {\"word\": \"大\", \"start\": 163.808, \"end\": 163.968, \"score\": 1.0}, {\"word\": \"公\", \"start\": 163.968, \"end\": 164.189, \"score\": 1.0}, {\"word\": \"司\", \"start\": 164.189, \"end\": 164.629, \"score\": 1.0}, {\"word\": \"也\", \"start\": 164.629, \"end\": 164.829, \"score\": 1.0}, {\"word\": \"搞\", \"start\": 164.829, \"end\": 165.209, \"score\": 0.93}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 165.209, \"end\": 165.45, \"score\": 0.973}, {\"word\": \"所\", \"start\": 165.45, \"end\": 165.83, \"score\": 0.947}, {\"word\": \"謂\"}, {\"word\": \"的\", \"start\": 165.83, \"end\": 166.29, \"score\": 1.0}, {\"word\": \"超\", \"start\": 166.29, \"end\": 167.671, \"score\": 0.938}, {\"word\": \"貸\"}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"超\", \"start\": 167.671, \"end\": 168.572, \"score\": 0.969}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 168.572, \"end\": 168.852, \"score\": 0.986}, {\"word\": \"租\", \"start\": 168.852, \"end\": 169.933, \"score\": 0.944}, {\"word\": \"賃\"}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 169.933, \"end\": 170.874, \"score\": 0.968}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 170.874, \"end\": 171.134, \"score\": 0.947}, {\"word\": \"商\", \"start\": 171.134, \"end\": 171.394, \"score\": 0.994}, {\"word\": \"品\", \"start\": 171.394, \"end\": 171.854, \"score\": 0.956}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 171.854, \"end\": 172.695, \"score\": 0.966}, {\"word\": \"貸\"}, {\"word\": \"所\", \"start\": 172.695, \"end\": 172.855, \"score\": 0.877}, {\"word\": \"以\", \"start\": 172.855, \"end\": 173.015, \"score\": 0.875}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 173.015, \"end\": 173.215, \"score\": 0.849}, {\"word\": \"的\", \"start\": 173.215, \"end\": 173.476, \"score\": 0.846}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 173.476, \"end\": 173.616, \"score\": 0.999}, {\"word\": \"是\", \"start\": 173.616, \"end\": 173.816, \"score\": 1.0}, {\"word\": \"大\", \"start\": 173.816, \"end\": 174.036, \"score\": 1.0}, {\"word\": \"公\", \"start\": 174.036, \"end\": 174.256, \"score\": 0.999}, {\"word\": \"司\", \"start\": 174.256, \"end\": 174.536, \"score\": 0.999}, {\"word\": \"小\", \"start\": 174.536, \"end\": 174.737, \"score\": 0.999}, {\"word\": \"公\", \"start\": 174.737, \"end\": 174.917, \"score\": 1.0}, {\"word\": \"司\", \"start\": 174.917, \"end\": 175.057, \"score\": 0.976}, {\"word\": \"都\", \"start\": 175.057, \"end\": 175.257, \"score\": 0.982}, {\"word\": \"做\", \"start\": 175.257, \"end\": 175.437, \"score\": 0.986}, {\"word\": \"一\", \"start\": 175.437, \"end\": 175.697, \"score\": 0.905}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 175.697, \"end\": 175.797, \"score\": 0.999}, {\"word\": \"事\", \"start\": 175.797, \"end\": 175.957, \"score\": 0.999}, {\"word\": \"情\", \"start\": 175.957, \"end\": 176.698, \"score\": 0.966}, {\"word\": \"這\"}, {\"word\": \"才\", \"start\": 176.698, \"end\": 176.878, \"score\": 0.892}, {\"word\": \"是\", \"start\": 176.878, \"end\": 176.998, \"score\": 0.998}, {\"word\": \"我\", \"start\": 176.998, \"end\": 177.258, \"score\": 0.921}, {\"word\": \"們\"}, {\"word\": \"今\", \"start\": 177.258, \"end\": 177.439, \"score\": 1.0}, {\"word\": \"天\", \"start\": 177.439, \"end\": 178.059, \"score\": 1.0}, {\"word\": \"社\", \"start\": 178.059, \"end\": 178.72, \"score\": 0.907}, {\"word\": \"會\"}, {\"word\": \"亂\"}, {\"word\": \"象\", \"start\": 178.72, \"end\": 178.98, \"score\": 0.925}, {\"word\": \"的\", \"start\": 178.98, \"end\": 179.28, \"score\": 0.933}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 179.28, \"end\": 180.02, \"score\": 0.989}, {\"word\": \"也\", \"start\": 180.02, \"end\": 180.141, \"score\": 0.994}, {\"word\": \"就\", \"start\": 180.141, \"end\": 180.281, \"score\": 0.968}, {\"word\": \"是\", \"start\": 180.281, \"end\": 181.662, \"score\": 0.984}, {\"word\": \"說\"}, {\"word\": \"曾\", \"start\": 181.662, \"end\": 181.942, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 181.942, \"end\": 182.142, \"score\": 0.867}, {\"word\": \"個\"}, {\"word\": \"社\", \"start\": 182.142, \"end\": 182.342, \"score\": 0.99}, {\"word\": \"工\", \"start\": 182.342, \"end\": 182.803, \"score\": 0.868}, {\"word\": \"講\"}, {\"word\": \"得\", \"start\": 182.803, \"end\": 182.883, \"score\": 0.755}, {\"word\": \"很\", \"start\": 182.883, \"end\": 182.963, \"score\": 0.75}, {\"word\": \"清\", \"start\": 182.963, \"end\": 183.183, \"score\": 0.931}, {\"word\": \"楚\", \"start\": 183.183, \"end\": 183.623, \"score\": 0.995}, {\"word\": \"他\", \"start\": 183.623, \"end\": 183.883, \"score\": 0.898}, {\"word\": \"說\"}, {\"word\": \"以\", \"start\": 183.883, \"end\": 184.044, \"score\": 0.947}, {\"word\": \"前\", \"start\": 184.044, \"end\": 184.504, \"score\": 0.957}, {\"word\": \"都\", \"start\": 184.504, \"end\": 184.624, \"score\": 0.983}, {\"word\": \"是\", \"start\": 184.624, \"end\": 184.764, \"score\": 0.998}, {\"word\": \"欠\", \"start\": 184.764, \"end\": 184.864, \"score\": 0.96}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 184.864, \"end\": 184.884, \"score\": 0.0}, {\"word\": \"錢\"}, {\"word\": \"來\"}, {\"word\": \"協\"}, {\"word\": \"商\", \"start\": 184.884, \"end\": 184.904, \"score\": 0.0}]}, {\"start\": 187.885, \"end\": 212.77, \"text\": \"109年以後全部都是機車貸、汽車貸、手機都可以貸商品更不要講這些新型態的負債現在幾十萬一個破機車可以借到幾十萬甚至中古車可以借到上百萬這已經是不值錢的東西它用假租賃徵信貸的方式造成了今天很多的山倒猴子的被害人\", \"words\": [{\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"9\"}, {\"word\": \"年\", \"start\": 187.885, \"end\": 188.285, \"score\": 0.832}, {\"word\": \"以\", \"start\": 188.285, \"end\": 188.425, \"score\": 0.998}, {\"word\": \"後\", \"start\": 188.425, \"end\": 188.705, \"score\": 0.916}, {\"word\": \"全\", \"start\": 188.705, \"end\": 188.945, \"score\": 0.955}, {\"word\": \"部\", \"start\": 188.945, \"end\": 189.065, \"score\": 0.93}, {\"word\": \"都\", \"start\": 189.065, \"end\": 189.265, \"score\": 0.999}, {\"word\": \"是\", \"start\": 189.265, \"end\": 190.706, \"score\": 0.949}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"貸\"}, {\"word\": \"、\"}, {\"word\": \"汽\", \"start\": 190.706, \"end\": 191.666, \"score\": 0.949}, {\"word\": \"車\"}, {\"word\": \"貸\"}, {\"word\": \"、\"}, {\"word\": \"手\", \"start\": 191.666, \"end\": 192.146, \"score\": 0.93}, {\"word\": \"機\"}, {\"word\": \"都\", \"start\": 192.146, \"end\": 192.306, \"score\": 0.994}, {\"word\": \"可\", \"start\": 192.306, \"end\": 192.426, \"score\": 0.991}, {\"word\": \"以\", \"start\": 192.426, \"end\": 193.186, \"score\": 0.945}, {\"word\": \"貸\"}, {\"word\": \"商\", \"start\": 193.186, \"end\": 193.446, \"score\": 0.989}, {\"word\": \"品\", \"start\": 193.446, \"end\": 193.606, \"score\": 0.994}, {\"word\": \"更\", \"start\": 193.606, \"end\": 193.766, \"score\": 0.999}, {\"word\": \"不\", \"start\": 193.766, \"end\": 193.866, \"score\": 0.823}, {\"word\": \"要\", \"start\": 193.866, \"end\": 195.026, \"score\": 0.931}, {\"word\": \"講\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 195.026, \"end\": 195.226, \"score\": 0.972}, {\"word\": \"新\", \"start\": 195.226, \"end\": 195.507, \"score\": 0.922}, {\"word\": \"型\", \"start\": 195.507, \"end\": 195.827, \"score\": 0.923}, {\"word\": \"態\"}, {\"word\": \"的\", \"start\": 195.827, \"end\": 195.987, \"score\": 0.995}, {\"word\": \"負\", \"start\": 195.987, \"end\": 196.167, \"score\": 0.888}, {\"word\": \"債\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 196.167, \"end\": 198.047, \"score\": 0.964}, {\"word\": \"幾\"}, {\"word\": \"十\", \"start\": 198.047, \"end\": 198.547, \"score\": 0.924}, {\"word\": \"萬\"}, {\"word\": \"一\", \"start\": 198.547, \"end\": 198.787, \"score\": 0.843}, {\"word\": \"個\"}, {\"word\": \"破\", \"start\": 198.787, \"end\": 199.447, \"score\": 0.931}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"可\", \"start\": 199.447, \"end\": 199.567, \"score\": 0.959}, {\"word\": \"以\", \"start\": 199.567, \"end\": 200.167, \"score\": 0.965}, {\"word\": \"借\", \"start\": 200.167, \"end\": 200.347, \"score\": 0.895}, {\"word\": \"到\", \"start\": 200.347, \"end\": 200.768, \"score\": 0.921}, {\"word\": \"幾\"}, {\"word\": \"十\", \"start\": 200.768, \"end\": 201.588, \"score\": 0.961}, {\"word\": \"萬\"}, {\"word\": \"甚\", \"start\": 201.588, \"end\": 201.848, \"score\": 0.991}, {\"word\": \"至\", \"start\": 201.848, \"end\": 202.268, \"score\": 0.996}, {\"word\": \"中\", \"start\": 202.268, \"end\": 202.488, \"score\": 0.953}, {\"word\": \"古\", \"start\": 202.488, \"end\": 202.888, \"score\": 0.909}, {\"word\": \"車\"}, {\"word\": \"可\", \"start\": 202.888, \"end\": 202.988, \"score\": 0.989}, {\"word\": \"以\", \"start\": 202.988, \"end\": 203.068, \"score\": 0.898}, {\"word\": \"借\", \"start\": 203.068, \"end\": 203.208, \"score\": 0.923}, {\"word\": \"到\", \"start\": 203.208, \"end\": 203.408, \"score\": 0.958}, {\"word\": \"上\", \"start\": 203.408, \"end\": 203.648, \"score\": 0.997}, {\"word\": \"百\", \"start\": 203.648, \"end\": 204.688, \"score\": 0.931}, {\"word\": \"萬\"}, {\"word\": \"這\"}, {\"word\": \"已\", \"start\": 204.688, \"end\": 204.948, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 204.948, \"end\": 205.108, \"score\": 0.877}, {\"word\": \"不\", \"start\": 205.108, \"end\": 205.288, \"score\": 1.0}, {\"word\": \"值\", \"start\": 205.288, \"end\": 205.649, \"score\": 0.857}, {\"word\": \"錢\"}, {\"word\": \"的\", \"start\": 205.649, \"end\": 206.009, \"score\": 0.943}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 206.009, \"end\": 206.289, \"score\": 1.0}, {\"word\": \"它\", \"start\": 206.289, \"end\": 206.469, \"score\": 0.892}, {\"word\": \"用\", \"start\": 206.469, \"end\": 206.709, \"score\": 1.0}, {\"word\": \"假\", \"start\": 206.709, \"end\": 207.169, \"score\": 0.988}, {\"word\": \"租\", \"start\": 207.169, \"end\": 208.169, \"score\": 0.939}, {\"word\": \"賃\"}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 208.169, \"end\": 208.589, \"score\": 0.889}, {\"word\": \"貸\"}, {\"word\": \"的\", \"start\": 208.589, \"end\": 208.749, \"score\": 0.997}, {\"word\": \"方\", \"start\": 208.749, \"end\": 209.009, \"score\": 1.0}, {\"word\": \"式\", \"start\": 209.009, \"end\": 209.749, \"score\": 0.999}, {\"word\": \"造\", \"start\": 209.749, \"end\": 210.049, \"score\": 0.987}, {\"word\": \"成\", \"start\": 210.049, \"end\": 210.229, \"score\": 0.914}, {\"word\": \"了\", \"start\": 210.229, \"end\": 210.389, \"score\": 0.978}, {\"word\": \"今\", \"start\": 210.389, \"end\": 210.609, \"score\": 0.901}, {\"word\": \"天\", \"start\": 210.609, \"end\": 210.95, \"score\": 0.939}, {\"word\": \"很\", \"start\": 210.95, \"end\": 211.23, \"score\": 0.939}, {\"word\": \"多\", \"start\": 211.23, \"end\": 211.39, \"score\": 0.976}, {\"word\": \"的\", \"start\": 211.39, \"end\": 211.57, \"score\": 0.997}, {\"word\": \"山\", \"start\": 211.57, \"end\": 211.81, \"score\": 0.992}, {\"word\": \"倒\", \"start\": 211.81, \"end\": 212.01, \"score\": 0.864}, {\"word\": \"猴\", \"start\": 212.01, \"end\": 212.21, \"score\": 0.982}, {\"word\": \"子\", \"start\": 212.21, \"end\": 212.31, \"score\": 0.996}, {\"word\": \"的\", \"start\": 212.31, \"end\": 212.47, \"score\": 0.996}, {\"word\": \"被\", \"start\": 212.47, \"end\": 212.59, \"score\": 0.924}, {\"word\": \"害\", \"start\": 212.59, \"end\": 212.75, \"score\": 0.989}, {\"word\": \"人\", \"start\": 212.75, \"end\": 212.77, \"score\": 0.986}]}, {\"start\": 213.47, \"end\": 222.608, \"text\": \"所以經濟部次長雖然你應該至少我們希望520你還能留任所以經濟部的態度是什麼你們需不需要立專法\", \"words\": [{\"word\": \"所\", \"start\": 213.47, \"end\": 213.631, \"score\": 0.971}, {\"word\": \"以\", \"start\": 213.631, \"end\": 214.392, \"score\": 0.93}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 214.392, \"end\": 214.552, \"score\": 0.948}, {\"word\": \"次\", \"start\": 214.552, \"end\": 215.394, \"score\": 0.944}, {\"word\": \"長\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 215.394, \"end\": 215.935, \"score\": 0.994}, {\"word\": \"你\", \"start\": 215.935, \"end\": 217.017, \"score\": 0.955}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"至\", \"start\": 217.017, \"end\": 217.178, \"score\": 0.875}, {\"word\": \"少\", \"start\": 217.178, \"end\": 217.899, \"score\": 0.992}, {\"word\": \"我\", \"start\": 217.899, \"end\": 218.059, \"score\": 0.872}, {\"word\": \"們\"}, {\"word\": \"希\", \"start\": 218.059, \"end\": 218.18, \"score\": 0.876}, {\"word\": \"望\", \"start\": 218.18, \"end\": 218.6, \"score\": 0.852}, {\"word\": \"5\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"你\", \"start\": 218.6, \"end\": 218.821, \"score\": 0.849}, {\"word\": \"還\"}, {\"word\": \"能\", \"start\": 218.821, \"end\": 218.941, \"score\": 0.833}, {\"word\": \"留\", \"start\": 218.941, \"end\": 219.122, \"score\": 0.889}, {\"word\": \"任\", \"start\": 219.122, \"end\": 219.843, \"score\": 0.95}, {\"word\": \"所\", \"start\": 219.843, \"end\": 220.003, \"score\": 0.997}, {\"word\": \"以\", \"start\": 220.003, \"end\": 220.685, \"score\": 0.934}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 220.685, \"end\": 220.785, \"score\": 0.971}, {\"word\": \"的\", \"start\": 220.785, \"end\": 221.065, \"score\": 0.921}, {\"word\": \"態\"}, {\"word\": \"度\", \"start\": 221.065, \"end\": 221.206, \"score\": 0.997}, {\"word\": \"是\", \"start\": 221.206, \"end\": 221.346, \"score\": 0.886}, {\"word\": \"什\", \"start\": 221.346, \"end\": 221.667, \"score\": 0.936}, {\"word\": \"麼\"}, {\"word\": \"你\", \"start\": 221.667, \"end\": 221.947, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"需\", \"start\": 221.947, \"end\": 222.087, \"score\": 0.857}, {\"word\": \"不\", \"start\": 222.087, \"end\": 222.208, \"score\": 0.998}, {\"word\": \"需\", \"start\": 222.208, \"end\": 222.348, \"score\": 0.896}, {\"word\": \"要\", \"start\": 222.348, \"end\": 222.468, \"score\": 0.939}, {\"word\": \"立\", \"start\": 222.468, \"end\": 222.588, \"score\": 0.841}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 222.588, \"end\": 222.608, \"score\": 0.0}]}, {\"start\": 223.769, \"end\": 247.265, \"text\": \"外委員第一個委員您剛提到這個超過物品的價值的這種融資跟借貸那這有已經在邊緣上可以視為它已經有這個詐騙的嫌疑遇到這種一定要到詐騙的程度嗎詐騙之前誰來管呢現在就沒人管啊兩位我的問題就是政府的立場支不支持立專法\", \"words\": [{\"word\": \"外\", \"start\": 223.769, \"end\": 223.909, \"score\": 0.859}, {\"word\": \"委\", \"start\": 223.909, \"end\": 224.289, \"score\": 0.9}, {\"word\": \"員\"}, {\"word\": \"第\", \"start\": 224.289, \"end\": 224.429, \"score\": 0.876}, {\"word\": \"一\", \"start\": 224.429, \"end\": 224.55, \"score\": 0.833}, {\"word\": \"個\"}, {\"word\": \"委\", \"start\": 224.55, \"end\": 224.83, \"score\": 0.896}, {\"word\": \"員\"}, {\"word\": \"您\", \"start\": 224.83, \"end\": 225.25, \"score\": 0.905}, {\"word\": \"剛\"}, {\"word\": \"提\", \"start\": 225.25, \"end\": 225.41, \"score\": 0.998}, {\"word\": \"到\", \"start\": 225.41, \"end\": 225.87, \"score\": 0.913}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"超\", \"start\": 225.87, \"end\": 226.911, \"score\": 0.971}, {\"word\": \"過\"}, {\"word\": \"物\", \"start\": 226.911, \"end\": 227.171, \"score\": 0.997}, {\"word\": \"品\", \"start\": 227.171, \"end\": 228.012, \"score\": 1.0}, {\"word\": \"的\", \"start\": 228.012, \"end\": 228.552, \"score\": 0.937}, {\"word\": \"價\"}, {\"word\": \"值\", \"start\": 228.552, \"end\": 228.732, \"score\": 0.881}, {\"word\": \"的\", \"start\": 228.732, \"end\": 230.153, \"score\": 0.958}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"融\", \"start\": 230.153, \"end\": 230.674, \"score\": 0.926}, {\"word\": \"資\"}, {\"word\": \"跟\", \"start\": 230.674, \"end\": 230.834, \"score\": 0.875}, {\"word\": \"借\", \"start\": 230.834, \"end\": 231.715, \"score\": 0.957}, {\"word\": \"貸\"}, {\"word\": \"那\", \"start\": 231.715, \"end\": 232.075, \"score\": 0.908}, {\"word\": \"這\"}, {\"word\": \"有\", \"start\": 232.075, \"end\": 232.335, \"score\": 0.999}, {\"word\": \"已\", \"start\": 232.335, \"end\": 232.595, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"在\", \"start\": 232.595, \"end\": 233.336, \"score\": 0.935}, {\"word\": \"邊\"}, {\"word\": \"緣\"}, {\"word\": \"上\", \"start\": 233.336, \"end\": 233.536, \"score\": 1.0}, {\"word\": \"可\", \"start\": 233.536, \"end\": 233.656, \"score\": 0.968}, {\"word\": \"以\", \"start\": 233.656, \"end\": 234.136, \"score\": 0.905}, {\"word\": \"視\"}, {\"word\": \"為\"}, {\"word\": \"它\", \"start\": 234.136, \"end\": 234.316, \"score\": 0.889}, {\"word\": \"已\", \"start\": 234.316, \"end\": 234.877, \"score\": 0.928}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 234.877, \"end\": 235.677, \"score\": 0.883}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"的\", \"start\": 235.677, \"end\": 235.817, \"score\": 0.997}, {\"word\": \"嫌\", \"start\": 235.817, \"end\": 235.978, \"score\": 0.879}, {\"word\": \"疑\", \"start\": 235.978, \"end\": 236.158, \"score\": 0.889}, {\"word\": \"遇\", \"start\": 236.158, \"end\": 236.298, \"score\": 0.916}, {\"word\": \"到\", \"start\": 236.298, \"end\": 236.998, \"score\": 0.93}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"一\", \"start\": 236.998, \"end\": 237.158, \"score\": 0.882}, {\"word\": \"定\", \"start\": 237.158, \"end\": 237.278, \"score\": 0.834}, {\"word\": \"要\", \"start\": 237.278, \"end\": 237.399, \"score\": 0.986}, {\"word\": \"到\", \"start\": 237.399, \"end\": 238.019, \"score\": 0.875}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"的\", \"start\": 238.019, \"end\": 238.179, \"score\": 0.989}, {\"word\": \"程\", \"start\": 238.179, \"end\": 238.399, \"score\": 0.913}, {\"word\": \"度\", \"start\": 238.399, \"end\": 239.74, \"score\": 0.937}, {\"word\": \"嗎\"}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"之\", \"start\": 239.74, \"end\": 240.261, \"score\": 0.902}, {\"word\": \"前\", \"start\": 240.261, \"end\": 240.581, \"score\": 0.877}, {\"word\": \"誰\"}, {\"word\": \"來\"}, {\"word\": \"管\", \"start\": 240.581, \"end\": 240.821, \"score\": 0.968}, {\"word\": \"呢\", \"start\": 240.821, \"end\": 241.241, \"score\": 0.938}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 241.241, \"end\": 241.361, \"score\": 0.995}, {\"word\": \"就\", \"start\": 241.361, \"end\": 241.541, \"score\": 0.893}, {\"word\": \"沒\", \"start\": 241.541, \"end\": 241.722, \"score\": 0.888}, {\"word\": \"人\", \"start\": 241.722, \"end\": 241.962, \"score\": 1.0}, {\"word\": \"管\", \"start\": 241.962, \"end\": 242.162, \"score\": 0.978}, {\"word\": \"啊\", \"start\": 242.162, \"end\": 242.962, \"score\": 0.949}, {\"word\": \"兩\"}, {\"word\": \"位\", \"start\": 242.962, \"end\": 243.203, \"score\": 0.974}, {\"word\": \"我\", \"start\": 243.203, \"end\": 243.343, \"score\": 0.997}, {\"word\": \"的\", \"start\": 243.343, \"end\": 243.743, \"score\": 0.895}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 243.743, \"end\": 243.943, \"score\": 1.0}, {\"word\": \"是\", \"start\": 243.943, \"end\": 244.964, \"score\": 1.0}, {\"word\": \"政\", \"start\": 244.964, \"end\": 245.204, \"score\": 0.988}, {\"word\": \"府\", \"start\": 245.204, \"end\": 245.324, \"score\": 0.977}, {\"word\": \"的\", \"start\": 245.324, \"end\": 245.404, \"score\": 0.997}, {\"word\": \"立\", \"start\": 245.404, \"end\": 245.965, \"score\": 0.951}, {\"word\": \"場\"}, {\"word\": \"支\", \"start\": 245.965, \"end\": 246.145, \"score\": 0.888}, {\"word\": \"不\", \"start\": 246.145, \"end\": 246.305, \"score\": 0.997}, {\"word\": \"支\", \"start\": 246.305, \"end\": 246.525, \"score\": 0.91}, {\"word\": \"持\", \"start\": 246.525, \"end\": 246.725, \"score\": 0.991}, {\"word\": \"立\", \"start\": 246.725, \"end\": 247.245, \"score\": 0.931}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 247.245, \"end\": 247.265, \"score\": 0.886}]}, {\"start\": 248.166, \"end\": 257.177, \"text\": \"因為金管會只能管上市櫃,大的公司他可以管,小的公司管不了。第二個,小的公司經濟部也不管,現在就叫做沒人管的三不管地帶。\", \"words\": [{\"word\": \"因\", \"start\": 248.166, \"end\": 248.507, \"score\": 0.93}, {\"word\": \"為\"}, {\"word\": \"金\", \"start\": 248.507, \"end\": 248.687, \"score\": 0.97}, {\"word\": \"管\", \"start\": 248.687, \"end\": 249.328, \"score\": 0.969}, {\"word\": \"會\"}, {\"word\": \"只\", \"start\": 249.328, \"end\": 249.468, \"score\": 0.856}, {\"word\": \"能\", \"start\": 249.468, \"end\": 249.648, \"score\": 0.95}, {\"word\": \"管\", \"start\": 249.648, \"end\": 249.788, \"score\": 0.998}, {\"word\": \"上\", \"start\": 249.788, \"end\": 249.968, \"score\": 0.9}, {\"word\": \"市\", \"start\": 249.968, \"end\": 250.449, \"score\": 0.917}, {\"word\": \"櫃\"}, {\"word\": \",\"}, {\"word\": \"大\", \"start\": 250.449, \"end\": 250.629, \"score\": 0.999}, {\"word\": \"的\", \"start\": 250.629, \"end\": 250.729, \"score\": 0.903}, {\"word\": \"公\", \"start\": 250.729, \"end\": 250.889, \"score\": 1.0}, {\"word\": \"司\", \"start\": 250.889, \"end\": 250.99, \"score\": 0.998}, {\"word\": \"他\", \"start\": 250.99, \"end\": 251.15, \"score\": 0.966}, {\"word\": \"可\", \"start\": 251.15, \"end\": 251.25, \"score\": 0.989}, {\"word\": \"以\", \"start\": 251.25, \"end\": 251.35, \"score\": 0.98}, {\"word\": \"管\", \"start\": 251.35, \"end\": 251.63, \"score\": 0.986}, {\"word\": \",\"}, {\"word\": \"小\", \"start\": 251.63, \"end\": 251.831, \"score\": 0.985}, {\"word\": \"的\", \"start\": 251.831, \"end\": 251.911, \"score\": 0.757}, {\"word\": \"公\", \"start\": 251.911, \"end\": 252.011, \"score\": 0.834}, {\"word\": \"司\", \"start\": 252.011, \"end\": 252.191, \"score\": 0.889}, {\"word\": \"管\", \"start\": 252.191, \"end\": 252.351, \"score\": 0.996}, {\"word\": \"不\", \"start\": 252.351, \"end\": 252.471, \"score\": 0.872}, {\"word\": \"了\", \"start\": 252.471, \"end\": 252.932, \"score\": 1.0}, {\"word\": \"。\"}, {\"word\": \"第\", \"start\": 252.932, \"end\": 253.032, \"score\": 0.978}, {\"word\": \"二\", \"start\": 253.032, \"end\": 253.312, \"score\": 0.893}, {\"word\": \"個\"}, {\"word\": \",\"}, {\"word\": \"小\", \"start\": 253.312, \"end\": 253.493, \"score\": 0.985}, {\"word\": \"的\", \"start\": 253.493, \"end\": 253.573, \"score\": 0.913}, {\"word\": \"公\", \"start\": 253.573, \"end\": 253.753, \"score\": 1.0}, {\"word\": \"司\", \"start\": 253.753, \"end\": 254.133, \"score\": 0.895}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 254.133, \"end\": 254.294, \"score\": 0.841}, {\"word\": \"也\", \"start\": 254.294, \"end\": 254.474, \"score\": 0.999}, {\"word\": \"不\", \"start\": 254.474, \"end\": 254.614, \"score\": 0.999}, {\"word\": \"管\", \"start\": 254.614, \"end\": 255.415, \"score\": 0.972}, {\"word\": \",\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 255.415, \"end\": 255.555, \"score\": 0.999}, {\"word\": \"就\", \"start\": 255.555, \"end\": 255.655, \"score\": 0.903}, {\"word\": \"叫\", \"start\": 255.655, \"end\": 255.815, \"score\": 0.971}, {\"word\": \"做\", \"start\": 255.815, \"end\": 256.056, \"score\": 0.992}, {\"word\": \"沒\", \"start\": 256.056, \"end\": 256.236, \"score\": 0.889}, {\"word\": \"人\", \"start\": 256.236, \"end\": 256.436, \"score\": 0.999}, {\"word\": \"管\", \"start\": 256.436, \"end\": 256.576, \"score\": 0.866}, {\"word\": \"的\", \"start\": 256.576, \"end\": 256.716, \"score\": 0.982}, {\"word\": \"三\", \"start\": 256.716, \"end\": 256.877, \"score\": 1.0}, {\"word\": \"不\", \"start\": 256.877, \"end\": 256.977, \"score\": 0.8}, {\"word\": \"管\", \"start\": 256.977, \"end\": 257.157, \"score\": 0.996}, {\"word\": \"地\", \"start\": 257.157, \"end\": 257.177, \"score\": 0.509}, {\"word\": \"帶\"}, {\"word\": \"。\"}]}, {\"start\": 258.157, \"end\": 265.805, \"text\": \"主委,雖然您要卸任,我想問您,您願不願意支持立專法?專法的法案我們已經寫好了,我們也希望\", \"words\": [{\"word\": \"主\", \"start\": 258.157, \"end\": 258.297, \"score\": 0.946}, {\"word\": \"委\", \"start\": 258.297, \"end\": 258.858, \"score\": 0.932}, {\"word\": \",\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 258.858, \"end\": 258.998, \"score\": 0.854}, {\"word\": \"您\", \"start\": 258.998, \"end\": 259.078, \"score\": 0.75}, {\"word\": \"要\", \"start\": 259.078, \"end\": 259.238, \"score\": 0.966}, {\"word\": \"卸\", \"start\": 259.238, \"end\": 259.398, \"score\": 0.873}, {\"word\": \"任\", \"start\": 259.398, \"end\": 259.819, \"score\": 0.969}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 259.819, \"end\": 259.979, \"score\": 0.996}, {\"word\": \"想\", \"start\": 259.979, \"end\": 260.179, \"score\": 0.999}, {\"word\": \"問\"}, {\"word\": \"您\", \"start\": 260.179, \"end\": 261.561, \"score\": 0.942}, {\"word\": \",\"}, {\"word\": \"您\", \"start\": 261.561, \"end\": 261.741, \"score\": 0.889}, {\"word\": \"願\"}, {\"word\": \"不\", \"start\": 261.741, \"end\": 262.001, \"score\": 0.918}, {\"word\": \"願\"}, {\"word\": \"意\", \"start\": 262.001, \"end\": 262.422, \"score\": 1.0}, {\"word\": \"支\", \"start\": 262.422, \"end\": 262.642, \"score\": 0.998}, {\"word\": \"持\", \"start\": 262.642, \"end\": 263.122, \"score\": 0.999}, {\"word\": \"立\", \"start\": 263.122, \"end\": 263.323, \"score\": 0.906}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 263.323, \"end\": 263.583, \"score\": 0.923}, {\"word\": \"?\"}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 263.583, \"end\": 263.843, \"score\": 0.999}, {\"word\": \"的\", \"start\": 263.843, \"end\": 264.284, \"score\": 0.954}, {\"word\": \"法\", \"start\": 264.284, \"end\": 264.404, \"score\": 0.829}, {\"word\": \"案\", \"start\": 264.404, \"end\": 264.444, \"score\": 0.499}, {\"word\": \"我\", \"start\": 264.444, \"end\": 264.624, \"score\": 0.875}, {\"word\": \"們\"}, {\"word\": \"已\", \"start\": 264.624, \"end\": 264.764, \"score\": 0.855}, {\"word\": \"經\"}, {\"word\": \"寫\"}, {\"word\": \"好\", \"start\": 264.764, \"end\": 265.004, \"score\": 0.911}, {\"word\": \"了\", \"start\": 265.004, \"end\": 265.425, \"score\": 0.952}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 265.425, \"end\": 265.525, \"score\": 0.997}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 265.525, \"end\": 265.665, \"score\": 0.857}, {\"word\": \"希\", \"start\": 265.665, \"end\": 265.785, \"score\": 0.833}, {\"word\": \"望\", \"start\": 265.785, \"end\": 265.805, \"score\": 0.0}]}, {\"start\": 279.62, \"end\": 296.196, \"text\": \"同樣的不管主任你再不在任我想這個都要成為將來尤其在本屆的立法院我相信會是一個重中之重的法案我們也希望行政部門應該提出你們的對岸尤其是經濟部管不了儘管會不想管的東西我們希望有人可以站出來管\", \"words\": [{\"word\": \"同\", \"start\": 279.62, \"end\": 280.041, \"score\": 0.779}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 280.041, \"end\": 280.241, \"score\": 0.928}, {\"word\": \"不\", \"start\": 280.241, \"end\": 280.361, \"score\": 0.803}, {\"word\": \"管\", \"start\": 280.361, \"end\": 280.521, \"score\": 0.966}, {\"word\": \"主\", \"start\": 280.521, \"end\": 280.621, \"score\": 0.803}, {\"word\": \"任\", \"start\": 280.621, \"end\": 280.721, \"score\": 0.78}, {\"word\": \"你\", \"start\": 280.721, \"end\": 280.841, \"score\": 0.954}, {\"word\": \"再\", \"start\": 280.841, \"end\": 281.042, \"score\": 0.728}, {\"word\": \"不\", \"start\": 281.042, \"end\": 281.102, \"score\": 0.985}, {\"word\": \"在\", \"start\": 281.102, \"end\": 281.302, \"score\": 0.907}, {\"word\": \"任\", \"start\": 281.302, \"end\": 281.502, \"score\": 0.81}, {\"word\": \"我\", \"start\": 281.502, \"end\": 281.602, \"score\": 0.948}, {\"word\": \"想\", \"start\": 281.602, \"end\": 281.982, \"score\": 0.853}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"都\", \"start\": 281.982, \"end\": 282.103, \"score\": 0.979}, {\"word\": \"要\", \"start\": 282.103, \"end\": 282.343, \"score\": 0.972}, {\"word\": \"成\", \"start\": 282.343, \"end\": 283.224, \"score\": 0.853}, {\"word\": \"為\"}, {\"word\": \"將\"}, {\"word\": \"來\"}, {\"word\": \"尤\", \"start\": 283.224, \"end\": 283.384, \"score\": 0.881}, {\"word\": \"其\", \"start\": 283.384, \"end\": 283.464, \"score\": 0.914}, {\"word\": \"在\", \"start\": 283.464, \"end\": 283.664, \"score\": 0.981}, {\"word\": \"本\", \"start\": 283.664, \"end\": 283.984, \"score\": 0.866}, {\"word\": \"屆\"}, {\"word\": \"的\", \"start\": 283.984, \"end\": 284.085, \"score\": 0.882}, {\"word\": \"立\", \"start\": 284.085, \"end\": 284.225, \"score\": 0.806}, {\"word\": \"法\", \"start\": 284.225, \"end\": 284.365, \"score\": 0.998}, {\"word\": \"院\", \"start\": 284.365, \"end\": 284.545, \"score\": 0.7}, {\"word\": \"我\", \"start\": 284.545, \"end\": 284.705, \"score\": 0.909}, {\"word\": \"相\", \"start\": 284.705, \"end\": 284.905, \"score\": 0.964}, {\"word\": \"信\", \"start\": 284.905, \"end\": 285.226, \"score\": 0.761}, {\"word\": \"會\"}, {\"word\": \"是\", \"start\": 285.226, \"end\": 285.306, \"score\": 0.994}, {\"word\": \"一\", \"start\": 285.306, \"end\": 285.586, \"score\": 0.862}, {\"word\": \"個\"}, {\"word\": \"重\", \"start\": 285.586, \"end\": 285.806, \"score\": 0.972}, {\"word\": \"中\", \"start\": 285.806, \"end\": 286.046, \"score\": 0.896}, {\"word\": \"之\", \"start\": 286.046, \"end\": 286.147, \"score\": 0.947}, {\"word\": \"重\", \"start\": 286.147, \"end\": 286.347, \"score\": 0.925}, {\"word\": \"的\", \"start\": 286.347, \"end\": 286.487, \"score\": 0.905}, {\"word\": \"法\", \"start\": 286.487, \"end\": 286.627, \"score\": 0.824}, {\"word\": \"案\", \"start\": 286.627, \"end\": 287.268, \"score\": 0.842}, {\"word\": \"我\", \"start\": 287.268, \"end\": 287.308, \"score\": 0.502}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 287.308, \"end\": 287.468, \"score\": 0.869}, {\"word\": \"希\", \"start\": 287.468, \"end\": 287.628, \"score\": 0.891}, {\"word\": \"望\", \"start\": 287.628, \"end\": 287.828, \"score\": 0.813}, {\"word\": \"行\", \"start\": 287.828, \"end\": 287.988, \"score\": 0.895}, {\"word\": \"政\", \"start\": 287.988, \"end\": 288.169, \"score\": 0.97}, {\"word\": \"部\", \"start\": 288.169, \"end\": 288.749, \"score\": 0.882}, {\"word\": \"門\"}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"提\", \"start\": 288.749, \"end\": 288.929, \"score\": 0.839}, {\"word\": \"出\", \"start\": 288.929, \"end\": 289.17, \"score\": 0.996}, {\"word\": \"你\", \"start\": 289.17, \"end\": 289.43, \"score\": 0.834}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 289.43, \"end\": 289.71, \"score\": 0.894}, {\"word\": \"對\"}, {\"word\": \"岸\", \"start\": 289.71, \"end\": 290.311, \"score\": 0.925}, {\"word\": \"尤\", \"start\": 290.311, \"end\": 290.471, \"score\": 0.937}, {\"word\": \"其\", \"start\": 290.471, \"end\": 290.651, \"score\": 0.931}, {\"word\": \"是\", \"start\": 290.651, \"end\": 291.592, \"score\": 0.913}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 291.592, \"end\": 291.752, \"score\": 0.716}, {\"word\": \"管\", \"start\": 291.752, \"end\": 291.912, \"score\": 0.941}, {\"word\": \"不\", \"start\": 291.912, \"end\": 292.032, \"score\": 0.946}, {\"word\": \"了\", \"start\": 292.032, \"end\": 292.733, \"score\": 0.952}, {\"word\": \"儘\"}, {\"word\": \"管\", \"start\": 292.733, \"end\": 293.073, \"score\": 0.859}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 293.073, \"end\": 293.193, \"score\": 0.802}, {\"word\": \"想\", \"start\": 293.193, \"end\": 293.414, \"score\": 0.939}, {\"word\": \"管\", \"start\": 293.414, \"end\": 293.554, \"score\": 0.904}, {\"word\": \"的\", \"start\": 293.554, \"end\": 293.874, \"score\": 0.909}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 293.874, \"end\": 294.134, \"score\": 0.916}, {\"word\": \"我\", \"start\": 294.134, \"end\": 294.375, \"score\": 0.821}, {\"word\": \"們\"}, {\"word\": \"希\", \"start\": 294.375, \"end\": 294.515, \"score\": 0.973}, {\"word\": \"望\", \"start\": 294.515, \"end\": 294.675, \"score\": 0.859}, {\"word\": \"有\", \"start\": 294.675, \"end\": 294.875, \"score\": 0.964}, {\"word\": \"人\", \"start\": 294.875, \"end\": 295.215, \"score\": 0.954}, {\"word\": \"可\", \"start\": 295.215, \"end\": 295.416, \"score\": 0.996}, {\"word\": \"以\", \"start\": 295.416, \"end\": 295.616, \"score\": 0.9}, {\"word\": \"站\", \"start\": 295.616, \"end\": 295.836, \"score\": 0.893}, {\"word\": \"出\", \"start\": 295.836, \"end\": 296.176, \"score\": 0.87}, {\"word\": \"來\"}, {\"word\": \"管\", \"start\": 296.176, \"end\": 296.196, \"score\": 0.942}]}, {\"start\": 296.917, \"end\": 314.859, \"text\": \"第二個部分現在的問題在於說剛剛講到三大家三大家有6700億的業務幾乎是業務但是我上次有質詢過他將近湊起來有100億的貸帳雖然不單單都是這些所謂的小額信貸但是他有這麼多的貸帳表示他還是很賺錢\", \"words\": [{\"word\": \"第\", \"start\": 296.917, \"end\": 297.077, \"score\": 0.786}, {\"word\": \"二\", \"start\": 297.077, \"end\": 297.197, \"score\": 0.827}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 297.197, \"end\": 297.338, \"score\": 0.998}, {\"word\": \"分\", \"start\": 297.338, \"end\": 298.199, \"score\": 0.957}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 298.199, \"end\": 298.379, \"score\": 0.898}, {\"word\": \"的\", \"start\": 298.379, \"end\": 298.779, \"score\": 0.798}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"在\", \"start\": 298.779, \"end\": 298.96, \"score\": 0.999}, {\"word\": \"於\", \"start\": 298.96, \"end\": 299.741, \"score\": 0.847}, {\"word\": \"說\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"講\"}, {\"word\": \"到\", \"start\": 299.741, \"end\": 299.881, \"score\": 0.806}, {\"word\": \"三\", \"start\": 299.881, \"end\": 300.061, \"score\": 0.949}, {\"word\": \"大\", \"start\": 300.061, \"end\": 300.261, \"score\": 0.989}, {\"word\": \"家\", \"start\": 300.261, \"end\": 300.522, \"score\": 0.969}, {\"word\": \"三\", \"start\": 300.522, \"end\": 300.702, \"score\": 0.941}, {\"word\": \"大\", \"start\": 300.702, \"end\": 300.862, \"score\": 0.995}, {\"word\": \"家\", \"start\": 300.862, \"end\": 301.142, \"score\": 0.933}, {\"word\": \"有\", \"start\": 301.142, \"end\": 301.983, \"score\": 0.852}, {\"word\": \"6\"}, {\"word\": \"7\"}, {\"word\": \"0\"}, {\"word\": \"0\"}, {\"word\": \"億\"}, {\"word\": \"的\", \"start\": 301.983, \"end\": 303.125, \"score\": 0.95}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"幾\"}, {\"word\": \"乎\", \"start\": 303.125, \"end\": 303.265, \"score\": 0.98}, {\"word\": \"是\", \"start\": 303.265, \"end\": 304.326, \"score\": 0.929}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"但\", \"start\": 304.326, \"end\": 304.547, \"score\": 0.999}, {\"word\": \"是\", \"start\": 304.547, \"end\": 304.747, \"score\": 0.998}, {\"word\": \"我\", \"start\": 304.747, \"end\": 304.907, \"score\": 0.97}, {\"word\": \"上\", \"start\": 304.907, \"end\": 305.127, \"score\": 0.983}, {\"word\": \"次\", \"start\": 305.127, \"end\": 305.688, \"score\": 0.953}, {\"word\": \"有\", \"start\": 305.688, \"end\": 306.749, \"score\": 0.919}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"過\"}, {\"word\": \"他\", \"start\": 306.749, \"end\": 307.21, \"score\": 0.947}, {\"word\": \"將\"}, {\"word\": \"近\", \"start\": 307.21, \"end\": 307.771, \"score\": 0.947}, {\"word\": \"湊\"}, {\"word\": \"起\", \"start\": 307.771, \"end\": 308.011, \"score\": 0.912}, {\"word\": \"來\"}, {\"word\": \"有\", \"start\": 308.011, \"end\": 308.752, \"score\": 0.88}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"0\"}, {\"word\": \"億\"}, {\"word\": \"的\", \"start\": 308.752, \"end\": 309.993, \"score\": 0.943}, {\"word\": \"貸\"}, {\"word\": \"帳\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 309.993, \"end\": 310.334, \"score\": 0.998}, {\"word\": \"不\", \"start\": 310.334, \"end\": 310.895, \"score\": 0.906}, {\"word\": \"單\"}, {\"word\": \"單\"}, {\"word\": \"都\", \"start\": 310.895, \"end\": 311.095, \"score\": 0.999}, {\"word\": \"是\", \"start\": 311.095, \"end\": 311.395, \"score\": 0.858}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 311.395, \"end\": 311.575, \"score\": 0.994}, {\"word\": \"所\", \"start\": 311.575, \"end\": 311.816, \"score\": 0.762}, {\"word\": \"謂\"}, {\"word\": \"的\", \"start\": 311.816, \"end\": 311.896, \"score\": 0.995}, {\"word\": \"小\", \"start\": 311.896, \"end\": 312.176, \"score\": 0.913}, {\"word\": \"額\"}, {\"word\": \"信\", \"start\": 312.176, \"end\": 312.637, \"score\": 0.869}, {\"word\": \"貸\"}, {\"word\": \"但\", \"start\": 312.637, \"end\": 312.857, \"score\": 0.997}, {\"word\": \"是\", \"start\": 312.857, \"end\": 313.378, \"score\": 0.979}, {\"word\": \"他\", \"start\": 313.378, \"end\": 313.518, \"score\": 0.824}, {\"word\": \"有\", \"start\": 313.518, \"end\": 313.858, \"score\": 0.884}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"多\", \"start\": 313.858, \"end\": 314.078, \"score\": 0.935}, {\"word\": \"的\", \"start\": 314.078, \"end\": 314.439, \"score\": 0.888}, {\"word\": \"貸\"}, {\"word\": \"帳\"}, {\"word\": \"表\", \"start\": 314.439, \"end\": 314.599, \"score\": 0.838}, {\"word\": \"示\", \"start\": 314.599, \"end\": 314.719, \"score\": 0.955}, {\"word\": \"他\", \"start\": 314.719, \"end\": 314.759, \"score\": 0.632}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 314.759, \"end\": 314.839, \"score\": 0.75}, {\"word\": \"很\", \"start\": 314.839, \"end\": 314.859, \"score\": 0.001}, {\"word\": \"賺\"}, {\"word\": \"錢\"}]}, {\"start\": 316.201, \"end\": 341.486, \"text\": \"重點是在於接下來現在很多的問題是地下錢莊改以租賃公司為名開始做合法的地下錢莊讓租賃公司成為有牌的地下錢莊還可以去執行包括暴力討債然後甚至到法院可以做相關的強制執行那最嚴重的是我希望的是\", \"words\": [{\"word\": \"重\", \"start\": 316.201, \"end\": 316.541, \"score\": 0.93}, {\"word\": \"點\"}, {\"word\": \"是\", \"start\": 316.541, \"end\": 316.701, \"score\": 0.999}, {\"word\": \"在\", \"start\": 316.701, \"end\": 316.881, \"score\": 0.999}, {\"word\": \"於\", \"start\": 316.881, \"end\": 317.541, \"score\": 0.966}, {\"word\": \"接\", \"start\": 317.541, \"end\": 317.701, \"score\": 0.864}, {\"word\": \"下\", \"start\": 317.701, \"end\": 318.561, \"score\": 0.952}, {\"word\": \"來\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 318.561, \"end\": 318.922, \"score\": 0.998}, {\"word\": \"很\", \"start\": 318.922, \"end\": 319.062, \"score\": 1.0}, {\"word\": \"多\", \"start\": 319.062, \"end\": 319.182, \"score\": 1.0}, {\"word\": \"的\", \"start\": 319.182, \"end\": 319.602, \"score\": 0.902}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 319.602, \"end\": 320.142, \"score\": 0.966}, {\"word\": \"地\", \"start\": 320.142, \"end\": 320.362, \"score\": 0.911}, {\"word\": \"下\", \"start\": 320.362, \"end\": 321.562, \"score\": 0.965}, {\"word\": \"錢\"}, {\"word\": \"莊\"}, {\"word\": \"改\", \"start\": 321.562, \"end\": 321.842, \"score\": 0.953}, {\"word\": \"以\", \"start\": 321.842, \"end\": 322.162, \"score\": 0.995}, {\"word\": \"租\", \"start\": 322.162, \"end\": 322.542, \"score\": 0.928}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 322.542, \"end\": 322.742, \"score\": 1.0}, {\"word\": \"司\", \"start\": 322.742, \"end\": 323.062, \"score\": 0.937}, {\"word\": \"為\"}, {\"word\": \"名\", \"start\": 323.062, \"end\": 324.183, \"score\": 0.964}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 324.183, \"end\": 324.443, \"score\": 1.0}, {\"word\": \"做\", \"start\": 324.443, \"end\": 324.843, \"score\": 0.972}, {\"word\": \"合\", \"start\": 324.843, \"end\": 325.143, \"score\": 0.937}, {\"word\": \"法\", \"start\": 325.143, \"end\": 325.363, \"score\": 1.0}, {\"word\": \"的\", \"start\": 325.363, \"end\": 325.863, \"score\": 0.996}, {\"word\": \"地\", \"start\": 325.863, \"end\": 325.983, \"score\": 0.868}, {\"word\": \"下\", \"start\": 325.983, \"end\": 327.323, \"score\": 0.94}, {\"word\": \"錢\"}, {\"word\": \"莊\"}, {\"word\": \"讓\"}, {\"word\": \"租\", \"start\": 327.323, \"end\": 327.603, \"score\": 0.896}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 327.603, \"end\": 327.843, \"score\": 1.0}, {\"word\": \"司\", \"start\": 327.843, \"end\": 328.023, \"score\": 1.0}, {\"word\": \"成\", \"start\": 328.023, \"end\": 328.343, \"score\": 0.933}, {\"word\": \"為\"}, {\"word\": \"有\", \"start\": 328.343, \"end\": 328.563, \"score\": 0.952}, {\"word\": \"牌\", \"start\": 328.563, \"end\": 328.703, \"score\": 0.919}, {\"word\": \"的\", \"start\": 328.703, \"end\": 328.803, \"score\": 0.999}, {\"word\": \"地\", \"start\": 328.803, \"end\": 328.903, \"score\": 0.999}, {\"word\": \"下\", \"start\": 328.903, \"end\": 329.984, \"score\": 0.944}, {\"word\": \"錢\"}, {\"word\": \"莊\"}, {\"word\": \"還\"}, {\"word\": \"可\", \"start\": 329.984, \"end\": 330.104, \"score\": 0.875}, {\"word\": \"以\", \"start\": 330.104, \"end\": 330.344, \"score\": 0.991}, {\"word\": \"去\", \"start\": 330.344, \"end\": 330.944, \"score\": 0.958}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 330.944, \"end\": 332.024, \"score\": 0.973}, {\"word\": \"包\", \"start\": 332.024, \"end\": 332.224, \"score\": 0.899}, {\"word\": \"括\", \"start\": 332.224, \"end\": 333.144, \"score\": 1.0}, {\"word\": \"暴\", \"start\": 333.144, \"end\": 333.284, \"score\": 0.88}, {\"word\": \"力\", \"start\": 333.284, \"end\": 335.865, \"score\": 0.951}, {\"word\": \"討\"}, {\"word\": \"債\"}, {\"word\": \"然\", \"start\": 335.865, \"end\": 336.045, \"score\": 0.991}, {\"word\": \"後\", \"start\": 336.045, \"end\": 336.565, \"score\": 0.961}, {\"word\": \"甚\", \"start\": 336.565, \"end\": 336.765, \"score\": 0.996}, {\"word\": \"至\", \"start\": 336.765, \"end\": 336.885, \"score\": 0.88}, {\"word\": \"到\", \"start\": 336.885, \"end\": 337.105, \"score\": 0.999}, {\"word\": \"法\", \"start\": 337.105, \"end\": 337.265, \"score\": 1.0}, {\"word\": \"院\", \"start\": 337.265, \"end\": 337.605, \"score\": 0.998}, {\"word\": \"可\", \"start\": 337.605, \"end\": 337.705, \"score\": 1.0}, {\"word\": \"以\", \"start\": 337.705, \"end\": 337.805, \"score\": 0.798}, {\"word\": \"做\", \"start\": 337.805, \"end\": 337.985, \"score\": 0.947}, {\"word\": \"相\", \"start\": 337.985, \"end\": 338.525, \"score\": 0.88}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 338.525, \"end\": 338.645, \"score\": 0.962}, {\"word\": \"強\"}, {\"word\": \"制\", \"start\": 338.645, \"end\": 338.805, \"score\": 0.875}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 338.805, \"end\": 339.445, \"score\": 0.993}, {\"word\": \"那\", \"start\": 339.445, \"end\": 339.565, \"score\": 0.853}, {\"word\": \"最\", \"start\": 339.565, \"end\": 339.866, \"score\": 0.876}, {\"word\": \"嚴\"}, {\"word\": \"重\", \"start\": 339.866, \"end\": 340.026, \"score\": 0.972}, {\"word\": \"的\", \"start\": 340.026, \"end\": 340.206, \"score\": 1.0}, {\"word\": \"是\", \"start\": 340.206, \"end\": 340.806, \"score\": 1.0}, {\"word\": \"我\", \"start\": 340.806, \"end\": 340.986, \"score\": 0.96}, {\"word\": \"希\", \"start\": 340.986, \"end\": 341.166, \"score\": 0.999}, {\"word\": \"望\", \"start\": 341.166, \"end\": 341.306, \"score\": 0.997}, {\"word\": \"的\", \"start\": 341.306, \"end\": 341.466, \"score\": 0.999}, {\"word\": \"是\", \"start\": 341.466, \"end\": 341.486, \"score\": 0.945}]}, {\"start\": 342.466, \"end\": 363.432, \"text\": \"我們目前為止公股行庫到底有多少家在中國成立融資公司主委這個我們說是我們可以有一個金融機構轉投資大概十幾家時間暫停十幾家十幾家對台企銀第一金跟華南金、核庫金都有在大陸成立融資公司對嗎時間暫停應該都有局長你要不要來說明一下要請公股銀行的\", \"words\": [{\"word\": \"我\", \"start\": 342.466, \"end\": 343.226, \"score\": 0.973}, {\"word\": \"們\"}, {\"word\": \"目\", \"start\": 343.226, \"end\": 343.386, \"score\": 0.999}, {\"word\": \"前\", \"start\": 343.386, \"end\": 343.746, \"score\": 0.939}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 343.746, \"end\": 343.986, \"score\": 0.95}, {\"word\": \"公\", \"start\": 343.986, \"end\": 344.206, \"score\": 0.956}, {\"word\": \"股\", \"start\": 344.206, \"end\": 344.327, \"score\": 0.847}, {\"word\": \"行\", \"start\": 344.327, \"end\": 344.747, \"score\": 0.905}, {\"word\": \"庫\"}, {\"word\": \"到\", \"start\": 344.747, \"end\": 344.907, \"score\": 0.89}, {\"word\": \"底\", \"start\": 344.907, \"end\": 344.987, \"score\": 0.989}, {\"word\": \"有\", \"start\": 344.987, \"end\": 345.107, \"score\": 0.831}, {\"word\": \"多\", \"start\": 345.107, \"end\": 345.267, \"score\": 1.0}, {\"word\": \"少\", \"start\": 345.267, \"end\": 345.487, \"score\": 0.91}, {\"word\": \"家\", \"start\": 345.487, \"end\": 345.747, \"score\": 1.0}, {\"word\": \"在\", \"start\": 345.747, \"end\": 345.927, \"score\": 1.0}, {\"word\": \"中\", \"start\": 345.927, \"end\": 346.307, \"score\": 0.895}, {\"word\": \"國\"}, {\"word\": \"成\", \"start\": 346.307, \"end\": 346.447, \"score\": 0.975}, {\"word\": \"立\", \"start\": 346.447, \"end\": 346.547, \"score\": 0.983}, {\"word\": \"融\", \"start\": 346.547, \"end\": 346.807, \"score\": 0.851}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 346.807, \"end\": 347.007, \"score\": 1.0}, {\"word\": \"司\", \"start\": 347.007, \"end\": 348.308, \"score\": 1.0}, {\"word\": \"主\", \"start\": 348.308, \"end\": 348.448, \"score\": 0.87}, {\"word\": \"委\", \"start\": 348.448, \"end\": 350.008, \"score\": 0.961}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"我\", \"start\": 350.008, \"end\": 350.388, \"score\": 0.851}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"是\", \"start\": 350.388, \"end\": 350.528, \"score\": 0.93}, {\"word\": \"我\", \"start\": 350.528, \"end\": 350.928, \"score\": 0.903}, {\"word\": \"們\"}, {\"word\": \"可\", \"start\": 350.928, \"end\": 351.048, \"score\": 0.998}, {\"word\": \"以\", \"start\": 351.048, \"end\": 351.128, \"score\": 0.983}, {\"word\": \"有\", \"start\": 351.128, \"end\": 351.388, \"score\": 0.921}, {\"word\": \"一\", \"start\": 351.388, \"end\": 351.568, \"score\": 0.878}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 351.568, \"end\": 351.709, \"score\": 0.857}, {\"word\": \"融\", \"start\": 351.709, \"end\": 352.289, \"score\": 0.862}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"轉\"}, {\"word\": \"投\", \"start\": 352.289, \"end\": 352.489, \"score\": 0.997}, {\"word\": \"資\"}, {\"word\": \"大\", \"start\": 352.489, \"end\": 352.629, \"score\": 0.857}, {\"word\": \"概\", \"start\": 352.629, \"end\": 352.929, \"score\": 0.933}, {\"word\": \"十\", \"start\": 352.929, \"end\": 353.809, \"score\": 0.886}, {\"word\": \"幾\"}, {\"word\": \"家\", \"start\": 353.809, \"end\": 354.009, \"score\": 0.9}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"暫\"}, {\"word\": \"停\", \"start\": 354.009, \"end\": 354.329, \"score\": 0.937}, {\"word\": \"十\", \"start\": 354.329, \"end\": 354.609, \"score\": 0.868}, {\"word\": \"幾\"}, {\"word\": \"家\", \"start\": 354.609, \"end\": 355.189, \"score\": 0.965}, {\"word\": \"十\", \"start\": 355.189, \"end\": 355.49, \"score\": 0.867}, {\"word\": \"幾\"}, {\"word\": \"家\", \"start\": 355.49, \"end\": 356.35, \"score\": 0.999}, {\"word\": \"對\"}, {\"word\": \"台\", \"start\": 356.35, \"end\": 356.55, \"score\": 0.916}, {\"word\": \"企\", \"start\": 356.55, \"end\": 356.97, \"score\": 0.904}, {\"word\": \"銀\"}, {\"word\": \"第\", \"start\": 356.97, \"end\": 357.11, \"score\": 0.981}, {\"word\": \"一\", \"start\": 357.11, \"end\": 357.27, \"score\": 0.901}, {\"word\": \"金\", \"start\": 357.27, \"end\": 357.49, \"score\": 0.913}, {\"word\": \"跟\", \"start\": 357.49, \"end\": 358.13, \"score\": 0.955}, {\"word\": \"華\"}, {\"word\": \"南\", \"start\": 358.13, \"end\": 358.39, \"score\": 0.997}, {\"word\": \"金\", \"start\": 358.39, \"end\": 358.61, \"score\": 0.91}, {\"word\": \"、\"}, {\"word\": \"核\", \"start\": 358.61, \"end\": 358.97, \"score\": 0.889}, {\"word\": \"庫\"}, {\"word\": \"金\", \"start\": 358.97, \"end\": 359.191, \"score\": 0.929}, {\"word\": \"都\", \"start\": 359.191, \"end\": 359.311, \"score\": 0.836}, {\"word\": \"有\", \"start\": 359.311, \"end\": 359.451, \"score\": 0.857}, {\"word\": \"在\", \"start\": 359.451, \"end\": 359.691, \"score\": 1.0}, {\"word\": \"大\", \"start\": 359.691, \"end\": 360.051, \"score\": 0.944}, {\"word\": \"陸\"}, {\"word\": \"成\", \"start\": 360.051, \"end\": 360.171, \"score\": 0.959}, {\"word\": \"立\", \"start\": 360.171, \"end\": 360.271, \"score\": 0.988}, {\"word\": \"融\", \"start\": 360.271, \"end\": 360.591, \"score\": 0.878}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 360.591, \"end\": 360.751, \"score\": 0.999}, {\"word\": \"司\", \"start\": 360.751, \"end\": 360.891, \"score\": 1.0}, {\"word\": \"對\"}, {\"word\": \"嗎\"}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"暫\"}, {\"word\": \"停\", \"start\": 360.891, \"end\": 361.011, \"score\": 0.833}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"都\", \"start\": 361.011, \"end\": 361.831, \"score\": 0.975}, {\"word\": \"有\", \"start\": 361.831, \"end\": 362.131, \"score\": 0.933}, {\"word\": \"局\", \"start\": 362.131, \"end\": 362.231, \"score\": 0.8}, {\"word\": \"長\"}, {\"word\": \"你\", \"start\": 362.231, \"end\": 362.311, \"score\": 0.75}, {\"word\": \"要\", \"start\": 362.311, \"end\": 362.391, \"score\": 0.748}, {\"word\": \"不\", \"start\": 362.391, \"end\": 362.511, \"score\": 0.833}, {\"word\": \"要\", \"start\": 362.511, \"end\": 362.591, \"score\": 0.749}, {\"word\": \"來\"}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 362.591, \"end\": 362.671, \"score\": 0.75}, {\"word\": \"一\", \"start\": 362.671, \"end\": 362.691, \"score\": 0.0}, {\"word\": \"下\", \"start\": 362.691, \"end\": 362.771, \"score\": 0.751}, {\"word\": \"要\", \"start\": 362.771, \"end\": 362.851, \"score\": 0.746}, {\"word\": \"請\"}, {\"word\": \"公\", \"start\": 362.851, \"end\": 363.152, \"score\": 0.866}, {\"word\": \"股\", \"start\": 363.152, \"end\": 363.292, \"score\": 0.856}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 363.292, \"end\": 363.412, \"score\": 0.834}, {\"word\": \"的\", \"start\": 363.412, \"end\": 363.432, \"score\": 0.0}]}, {\"start\": 369.191, \"end\": 379.976, \"text\": \"公股銀行的董事長剛剛是臺企銀臺企銀、第一金、華南金、和平金來,請三位被點名到了公股銀行的董事長上臺備選\", \"words\": [{\"word\": \"公\", \"start\": 369.191, \"end\": 369.371, \"score\": 0.888}, {\"word\": \"股\", \"start\": 369.371, \"end\": 369.571, \"score\": 0.733}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 369.571, \"end\": 369.711, \"score\": 0.979}, {\"word\": \"的\", \"start\": 369.711, \"end\": 369.831, \"score\": 0.996}, {\"word\": \"董\", \"start\": 369.831, \"end\": 370.052, \"score\": 0.997}, {\"word\": \"事\", \"start\": 370.052, \"end\": 371.252, \"score\": 0.935}, {\"word\": \"長\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"是\", \"start\": 371.252, \"end\": 371.372, \"score\": 0.835}, {\"word\": \"臺\"}, {\"word\": \"企\", \"start\": 371.372, \"end\": 371.552, \"score\": 0.884}, {\"word\": \"銀\"}, {\"word\": \"臺\"}, {\"word\": \"企\", \"start\": 371.552, \"end\": 372.333, \"score\": 0.953}, {\"word\": \"銀\"}, {\"word\": \"、\"}, {\"word\": \"第\", \"start\": 372.333, \"end\": 373.633, \"score\": 0.923}, {\"word\": \"一\", \"start\": 373.633, \"end\": 374.214, \"score\": 0.931}, {\"word\": \"金\", \"start\": 374.214, \"end\": 374.374, \"score\": 0.875}, {\"word\": \"、\"}, {\"word\": \"華\"}, {\"word\": \"南\", \"start\": 374.374, \"end\": 374.594, \"score\": 0.992}, {\"word\": \"金\", \"start\": 374.594, \"end\": 374.994, \"score\": 0.903}, {\"word\": \"、\"}, {\"word\": \"和\", \"start\": 374.994, \"end\": 375.174, \"score\": 0.898}, {\"word\": \"平\", \"start\": 375.174, \"end\": 375.354, \"score\": 0.889}, {\"word\": \"金\", \"start\": 375.354, \"end\": 376.775, \"score\": 0.955}, {\"word\": \"來\"}, {\"word\": \",\"}, {\"word\": \"請\"}, {\"word\": \"三\", \"start\": 376.775, \"end\": 377.675, \"score\": 0.957}, {\"word\": \"位\", \"start\": 377.675, \"end\": 377.795, \"score\": 0.851}, {\"word\": \"被\", \"start\": 377.795, \"end\": 378.095, \"score\": 0.933}, {\"word\": \"點\"}, {\"word\": \"名\", \"start\": 378.095, \"end\": 378.236, \"score\": 0.876}, {\"word\": \"到\", \"start\": 378.236, \"end\": 378.356, \"score\": 0.966}, {\"word\": \"了\", \"start\": 378.356, \"end\": 378.476, \"score\": 0.999}, {\"word\": \"公\", \"start\": 378.476, \"end\": 378.636, \"score\": 0.893}, {\"word\": \"股\", \"start\": 378.636, \"end\": 378.896, \"score\": 0.846}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 378.896, \"end\": 379.176, \"score\": 0.994}, {\"word\": \"的\", \"start\": 379.176, \"end\": 379.696, \"score\": 0.921}, {\"word\": \"董\", \"start\": 379.696, \"end\": 379.856, \"score\": 1.0}, {\"word\": \"事\", \"start\": 379.856, \"end\": 379.956, \"score\": 0.996}, {\"word\": \"長\"}, {\"word\": \"上\", \"start\": 379.956, \"end\": 379.976, \"score\": 0.958}, {\"word\": \"臺\"}, {\"word\": \"備\"}, {\"word\": \"選\"}]}, {\"start\": 394.195, \"end\": 415.171, \"text\": \"各位董事長,我們在馬政府時代因為跟兩岸簽有金融的MOU,所以我們的公務武漢庫都有在中國大陸設立所謂的融資主領公司是嗎?都有。有賺錢嗎?都有賺錢。現在還在做嗎?還在做。那目前為止好像中國大陸2023年狀況不太好是嗎?\", \"words\": [{\"word\": \"各\", \"start\": 394.195, \"end\": 394.295, \"score\": 0.885}, {\"word\": \"位\", \"start\": 394.295, \"end\": 394.375, \"score\": 0.825}, {\"word\": \"董\", \"start\": 394.375, \"end\": 394.515, \"score\": 0.869}, {\"word\": \"事\", \"start\": 394.515, \"end\": 395.416, \"score\": 0.975}, {\"word\": \"長\"}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 395.416, \"end\": 395.656, \"score\": 0.917}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 395.656, \"end\": 396.036, \"score\": 0.947}, {\"word\": \"馬\"}, {\"word\": \"政\", \"start\": 396.036, \"end\": 396.257, \"score\": 0.999}, {\"word\": \"府\", \"start\": 396.257, \"end\": 396.597, \"score\": 0.936}, {\"word\": \"時\"}, {\"word\": \"代\", \"start\": 396.597, \"end\": 396.817, \"score\": 0.999}, {\"word\": \"因\", \"start\": 396.817, \"end\": 397.177, \"score\": 0.944}, {\"word\": \"為\"}, {\"word\": \"跟\", \"start\": 397.177, \"end\": 397.738, \"score\": 0.914}, {\"word\": \"兩\"}, {\"word\": \"岸\", \"start\": 397.738, \"end\": 398.138, \"score\": 0.904}, {\"word\": \"簽\"}, {\"word\": \"有\", \"start\": 398.138, \"end\": 398.719, \"score\": 0.999}, {\"word\": \"金\", \"start\": 398.719, \"end\": 398.859, \"score\": 0.912}, {\"word\": \"融\", \"start\": 398.859, \"end\": 399.019, \"score\": 0.873}, {\"word\": \"的\", \"start\": 399.019, \"end\": 399.099, \"score\": 0.993}, {\"word\": \"M\", \"start\": 399.099, \"end\": 399.199, \"score\": 0.8}, {\"word\": \"O\", \"start\": 399.199, \"end\": 399.399, \"score\": 0.9}, {\"word\": \"U\", \"start\": 399.399, \"end\": 399.659, \"score\": 0.923}, {\"word\": \",\"}, {\"word\": \"所\", \"start\": 399.659, \"end\": 399.839, \"score\": 1.0}, {\"word\": \"以\", \"start\": 399.839, \"end\": 399.96, \"score\": 0.992}, {\"word\": \"我\", \"start\": 399.96, \"end\": 400.1, \"score\": 0.721}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 400.1, \"end\": 400.16, \"score\": 0.987}, {\"word\": \"公\", \"start\": 400.16, \"end\": 400.3, \"score\": 0.856}, {\"word\": \"務\"}, {\"word\": \"武\", \"start\": 400.3, \"end\": 400.82, \"score\": 0.902}, {\"word\": \"漢\"}, {\"word\": \"庫\"}, {\"word\": \"都\", \"start\": 400.82, \"end\": 400.98, \"score\": 0.999}, {\"word\": \"有\", \"start\": 400.98, \"end\": 401.12, \"score\": 1.0}, {\"word\": \"在\", \"start\": 401.12, \"end\": 401.301, \"score\": 1.0}, {\"word\": \"中\", \"start\": 401.301, \"end\": 401.581, \"score\": 0.928}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 401.581, \"end\": 402.081, \"score\": 0.92}, {\"word\": \"陸\"}, {\"word\": \"設\"}, {\"word\": \"立\", \"start\": 402.081, \"end\": 402.722, \"score\": 0.992}, {\"word\": \"所\", \"start\": 402.722, \"end\": 403.082, \"score\": 0.937}, {\"word\": \"謂\"}, {\"word\": \"的\", \"start\": 403.082, \"end\": 403.222, \"score\": 0.992}, {\"word\": \"融\", \"start\": 403.222, \"end\": 403.983, \"score\": 0.947}, {\"word\": \"資\"}, {\"word\": \"主\", \"start\": 403.983, \"end\": 404.243, \"score\": 0.847}, {\"word\": \"領\"}, {\"word\": \"公\", \"start\": 404.243, \"end\": 404.463, \"score\": 1.0}, {\"word\": \"司\", \"start\": 404.463, \"end\": 404.663, \"score\": 1.0}, {\"word\": \"是\", \"start\": 404.663, \"end\": 405.824, \"score\": 0.97}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"都\", \"start\": 405.824, \"end\": 405.984, \"score\": 0.999}, {\"word\": \"有\", \"start\": 405.984, \"end\": 406.725, \"score\": 0.987}, {\"word\": \"。\"}, {\"word\": \"有\", \"start\": 406.725, \"end\": 408.746, \"score\": 0.967}, {\"word\": \"賺\"}, {\"word\": \"錢\"}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"都\", \"start\": 408.746, \"end\": 408.866, \"score\": 0.989}, {\"word\": \"有\", \"start\": 408.866, \"end\": 409.787, \"score\": 0.935}, {\"word\": \"賺\"}, {\"word\": \"錢\"}, {\"word\": \"。\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 409.787, \"end\": 410.067, \"score\": 0.927}, {\"word\": \"還\"}, {\"word\": \"在\", \"start\": 410.067, \"end\": 410.228, \"score\": 1.0}, {\"word\": \"做\", \"start\": 410.228, \"end\": 411.629, \"score\": 0.971}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"還\"}, {\"word\": \"在\", \"start\": 411.629, \"end\": 411.789, \"score\": 1.0}, {\"word\": \"做\", \"start\": 411.789, \"end\": 412.569, \"score\": 0.995}, {\"word\": \"。\"}, {\"word\": \"那\", \"start\": 412.569, \"end\": 413.69, \"score\": 1.0}, {\"word\": \"目\", \"start\": 413.69, \"end\": 413.85, \"score\": 0.99}, {\"word\": \"前\", \"start\": 413.85, \"end\": 414.171, \"score\": 0.921}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 414.171, \"end\": 414.291, \"score\": 0.85}, {\"word\": \"好\", \"start\": 414.291, \"end\": 414.431, \"score\": 0.996}, {\"word\": \"像\", \"start\": 414.431, \"end\": 414.651, \"score\": 0.998}, {\"word\": \"中\", \"start\": 414.651, \"end\": 414.731, \"score\": 1.0}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 414.731, \"end\": 414.791, \"score\": 0.667}, {\"word\": \"陸\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 414.791, \"end\": 414.851, \"score\": 0.667}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"不\", \"start\": 414.851, \"end\": 414.911, \"score\": 0.667}, {\"word\": \"太\", \"start\": 414.911, \"end\": 415.071, \"score\": 0.875}, {\"word\": \"好\", \"start\": 415.071, \"end\": 415.151, \"score\": 0.75}, {\"word\": \"是\", \"start\": 415.151, \"end\": 415.171, \"score\": 0.0}, {\"word\": \"嗎\"}, {\"word\": \"?\"}]}, {\"start\": 418.24, \"end\": 446.762, \"text\": \"但是我知道的是第一金第一金的一營租賃公司一年的成長率還是超過3%是嗎 董事長第一金確實 董事長時間暫停喔報告委員那目前呢 事實上我們的整個租賃公司的曝險也是放在整個AI82控管之中啦所以其實在中國大陸我們還是按照當地的法規有成立租賃公司幾位董事長\", \"words\": [{\"word\": \"但\", \"start\": 418.24, \"end\": 418.44, \"score\": 1.0}, {\"word\": \"是\", \"start\": 418.44, \"end\": 418.7, \"score\": 0.999}, {\"word\": \"我\", \"start\": 418.7, \"end\": 418.861, \"score\": 0.999}, {\"word\": \"知\", \"start\": 418.861, \"end\": 418.981, \"score\": 0.999}, {\"word\": \"道\", \"start\": 418.981, \"end\": 419.121, \"score\": 0.983}, {\"word\": \"的\", \"start\": 419.121, \"end\": 419.261, \"score\": 0.995}, {\"word\": \"是\", \"start\": 419.261, \"end\": 419.521, \"score\": 0.999}, {\"word\": \"第\", \"start\": 419.521, \"end\": 419.661, \"score\": 0.858}, {\"word\": \"一\", \"start\": 419.661, \"end\": 419.781, \"score\": 0.833}, {\"word\": \"金\", \"start\": 419.781, \"end\": 420.662, \"score\": 0.977}, {\"word\": \"第\", \"start\": 420.662, \"end\": 420.782, \"score\": 0.877}, {\"word\": \"一\", \"start\": 420.782, \"end\": 420.922, \"score\": 0.855}, {\"word\": \"金\", \"start\": 420.922, \"end\": 421.122, \"score\": 0.896}, {\"word\": \"的\", \"start\": 421.122, \"end\": 421.322, \"score\": 0.998}, {\"word\": \"一\", \"start\": 421.322, \"end\": 421.823, \"score\": 0.927}, {\"word\": \"營\"}, {\"word\": \"租\", \"start\": 421.823, \"end\": 422.103, \"score\": 0.862}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 422.103, \"end\": 422.343, \"score\": 1.0}, {\"word\": \"司\", \"start\": 422.343, \"end\": 422.764, \"score\": 1.0}, {\"word\": \"一\", \"start\": 422.764, \"end\": 422.924, \"score\": 0.902}, {\"word\": \"年\", \"start\": 422.924, \"end\": 423.064, \"score\": 0.857}, {\"word\": \"的\", \"start\": 423.064, \"end\": 423.184, \"score\": 0.999}, {\"word\": \"成\", \"start\": 423.184, \"end\": 423.544, \"score\": 0.896}, {\"word\": \"長\"}, {\"word\": \"率\", \"start\": 423.544, \"end\": 423.844, \"score\": 0.884}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 423.844, \"end\": 423.965, \"score\": 0.973}, {\"word\": \"超\", \"start\": 423.965, \"end\": 425.065, \"score\": 0.875}, {\"word\": \"過\"}, {\"word\": \"3\"}, {\"word\": \"%\"}, {\"word\": \"是\", \"start\": 425.065, \"end\": 425.326, \"score\": 0.863}, {\"word\": \"嗎\"}, {\"word\": \"董\", \"start\": 425.326, \"end\": 425.466, \"score\": 0.854}, {\"word\": \"事\", \"start\": 425.466, \"end\": 426.607, \"score\": 0.94}, {\"word\": \"長\"}, {\"word\": \"第\", \"start\": 426.607, \"end\": 426.727, \"score\": 0.834}, {\"word\": \"一\", \"start\": 426.727, \"end\": 426.827, \"score\": 0.797}, {\"word\": \"金\", \"start\": 426.827, \"end\": 427.507, \"score\": 0.941}, {\"word\": \"確\"}, {\"word\": \"實\"}, {\"word\": \"董\", \"start\": 427.507, \"end\": 427.687, \"score\": 0.925}, {\"word\": \"事\", \"start\": 427.687, \"end\": 430.65, \"score\": 0.827}, {\"word\": \"長\"}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"暫\"}, {\"word\": \"停\", \"start\": 430.65, \"end\": 430.95, \"score\": 0.914}, {\"word\": \"喔\", \"start\": 430.95, \"end\": 431.09, \"score\": 0.857}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 431.09, \"end\": 431.23, \"score\": 0.998}, {\"word\": \"委\", \"start\": 431.23, \"end\": 431.791, \"score\": 0.957}, {\"word\": \"員\"}, {\"word\": \"那\", \"start\": 431.791, \"end\": 431.991, \"score\": 0.905}, {\"word\": \"目\", \"start\": 431.991, \"end\": 432.231, \"score\": 1.0}, {\"word\": \"前\", \"start\": 432.231, \"end\": 432.451, \"score\": 0.999}, {\"word\": \"呢\", \"start\": 432.451, \"end\": 432.691, \"score\": 0.939}, {\"word\": \"事\", \"start\": 432.691, \"end\": 432.892, \"score\": 0.912}, {\"word\": \"實\"}, {\"word\": \"上\", \"start\": 432.892, \"end\": 433.092, \"score\": 0.977}, {\"word\": \"我\", \"start\": 433.092, \"end\": 433.652, \"score\": 0.954}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 433.652, \"end\": 433.952, \"score\": 0.999}, {\"word\": \"整\", \"start\": 433.952, \"end\": 435.113, \"score\": 0.982}, {\"word\": \"個\"}, {\"word\": \"租\", \"start\": 435.113, \"end\": 435.474, \"score\": 0.899}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 435.474, \"end\": 435.714, \"score\": 1.0}, {\"word\": \"司\", \"start\": 435.714, \"end\": 435.894, \"score\": 0.999}, {\"word\": \"的\", \"start\": 435.894, \"end\": 436.394, \"score\": 0.917}, {\"word\": \"曝\"}, {\"word\": \"險\"}, {\"word\": \"也\", \"start\": 436.394, \"end\": 436.514, \"score\": 0.961}, {\"word\": \"是\", \"start\": 436.514, \"end\": 436.715, \"score\": 0.936}, {\"word\": \"放\", \"start\": 436.715, \"end\": 436.895, \"score\": 1.0}, {\"word\": \"在\", \"start\": 436.895, \"end\": 437.115, \"score\": 0.999}, {\"word\": \"整\", \"start\": 437.115, \"end\": 437.455, \"score\": 0.941}, {\"word\": \"個\"}, {\"word\": \"A\", \"start\": 437.455, \"end\": 437.575, \"score\": 0.833}, {\"word\": \"I\", \"start\": 437.575, \"end\": 438.256, \"score\": 0.923}, {\"word\": \"8\"}, {\"word\": \"2\"}, {\"word\": \"控\", \"start\": 438.256, \"end\": 438.456, \"score\": 0.921}, {\"word\": \"管\", \"start\": 438.456, \"end\": 438.716, \"score\": 0.944}, {\"word\": \"之\", \"start\": 438.716, \"end\": 438.876, \"score\": 0.92}, {\"word\": \"中\", \"start\": 438.876, \"end\": 439.116, \"score\": 0.998}, {\"word\": \"啦\", \"start\": 439.116, \"end\": 440.097, \"score\": 0.949}, {\"word\": \"所\", \"start\": 440.097, \"end\": 440.337, \"score\": 0.916}, {\"word\": \"以\", \"start\": 440.337, \"end\": 440.578, \"score\": 0.956}, {\"word\": \"其\", \"start\": 440.578, \"end\": 441.438, \"score\": 0.975}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 441.438, \"end\": 441.698, \"score\": 1.0}, {\"word\": \"中\", \"start\": 441.698, \"end\": 442.019, \"score\": 0.937}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 442.019, \"end\": 442.299, \"score\": 0.928}, {\"word\": \"陸\"}, {\"word\": \"我\", \"start\": 442.299, \"end\": 442.679, \"score\": 0.882}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 442.679, \"end\": 442.999, \"score\": 0.897}, {\"word\": \"按\", \"start\": 442.999, \"end\": 443.22, \"score\": 0.939}, {\"word\": \"照\", \"start\": 443.22, \"end\": 443.58, \"score\": 0.935}, {\"word\": \"當\"}, {\"word\": \"地\", \"start\": 443.58, \"end\": 443.68, \"score\": 0.989}, {\"word\": \"的\", \"start\": 443.68, \"end\": 443.86, \"score\": 0.997}, {\"word\": \"法\", \"start\": 443.86, \"end\": 444.341, \"score\": 0.958}, {\"word\": \"規\"}, {\"word\": \"有\", \"start\": 444.341, \"end\": 444.561, \"score\": 1.0}, {\"word\": \"成\", \"start\": 444.561, \"end\": 444.701, \"score\": 0.954}, {\"word\": \"立\", \"start\": 444.701, \"end\": 444.841, \"score\": 0.99}, {\"word\": \"租\", \"start\": 444.841, \"end\": 445.121, \"score\": 0.858}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 445.121, \"end\": 445.381, \"score\": 1.0}, {\"word\": \"司\", \"start\": 445.381, \"end\": 446.462, \"score\": 0.981}, {\"word\": \"幾\"}, {\"word\": \"位\", \"start\": 446.462, \"end\": 446.582, \"score\": 0.901}, {\"word\": \"董\", \"start\": 446.582, \"end\": 446.742, \"score\": 0.998}, {\"word\": \"事\", \"start\": 446.742, \"end\": 446.762, \"score\": 0.994}, {\"word\": \"長\"}]}, {\"start\": 447.603, \"end\": 466.525, \"text\": \"我們現在中國大陸他其實租賃融資業有一個專業的辦法也就是金融租賃公司管理辦法還有融資租賃公司監理監督管理戰型辦法他其實是由中央來監管的那在至少目前為止台灣\", \"words\": [{\"word\": \"我\", \"start\": 447.603, \"end\": 448.124, \"score\": 0.894}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 448.124, \"end\": 448.564, \"score\": 1.0}, {\"word\": \"中\", \"start\": 448.564, \"end\": 448.885, \"score\": 0.937}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 448.885, \"end\": 449.185, \"score\": 0.933}, {\"word\": \"陸\"}, {\"word\": \"他\", \"start\": 449.185, \"end\": 449.425, \"score\": 0.992}, {\"word\": \"其\", \"start\": 449.425, \"end\": 450.366, \"score\": 0.959}, {\"word\": \"實\"}, {\"word\": \"租\", \"start\": 450.366, \"end\": 451.287, \"score\": 0.958}, {\"word\": \"賃\"}, {\"word\": \"融\", \"start\": 451.287, \"end\": 452.048, \"score\": 0.898}, {\"word\": \"資\"}, {\"word\": \"業\"}, {\"word\": \"有\", \"start\": 452.048, \"end\": 452.369, \"score\": 0.999}, {\"word\": \"一\", \"start\": 452.369, \"end\": 453.49, \"score\": 0.93}, {\"word\": \"個\"}, {\"word\": \"專\"}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 453.49, \"end\": 453.91, \"score\": 0.952}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 453.91, \"end\": 454.091, \"score\": 1.0}, {\"word\": \"也\", \"start\": 454.091, \"end\": 454.191, \"score\": 0.802}, {\"word\": \"就\", \"start\": 454.191, \"end\": 454.311, \"score\": 0.84}, {\"word\": \"是\", \"start\": 454.311, \"end\": 454.411, \"score\": 0.804}, {\"word\": \"金\", \"start\": 454.411, \"end\": 454.631, \"score\": 0.916}, {\"word\": \"融\", \"start\": 454.631, \"end\": 454.872, \"score\": 0.928}, {\"word\": \"租\", \"start\": 454.872, \"end\": 455.192, \"score\": 0.915}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 455.192, \"end\": 455.392, \"score\": 1.0}, {\"word\": \"司\", \"start\": 455.392, \"end\": 455.532, \"score\": 1.0}, {\"word\": \"管\", \"start\": 455.532, \"end\": 455.652, \"score\": 1.0}, {\"word\": \"理\", \"start\": 455.652, \"end\": 456.053, \"score\": 0.95}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 456.053, \"end\": 456.694, \"score\": 0.937}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 456.694, \"end\": 457.254, \"score\": 1.0}, {\"word\": \"融\", \"start\": 457.254, \"end\": 457.795, \"score\": 0.93}, {\"word\": \"資\"}, {\"word\": \"租\", \"start\": 457.795, \"end\": 458.035, \"score\": 0.851}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 458.035, \"end\": 458.195, \"score\": 1.0}, {\"word\": \"司\", \"start\": 458.195, \"end\": 458.776, \"score\": 0.962}, {\"word\": \"監\"}, {\"word\": \"理\", \"start\": 458.776, \"end\": 459.477, \"score\": 0.969}, {\"word\": \"監\"}, {\"word\": \"督\", \"start\": 459.477, \"end\": 459.677, \"score\": 0.981}, {\"word\": \"管\", \"start\": 459.677, \"end\": 459.837, \"score\": 1.0}, {\"word\": \"理\", \"start\": 459.837, \"end\": 460.178, \"score\": 0.941}, {\"word\": \"戰\"}, {\"word\": \"型\", \"start\": 460.178, \"end\": 460.678, \"score\": 0.929}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 460.678, \"end\": 460.999, \"score\": 1.0}, {\"word\": \"他\", \"start\": 460.999, \"end\": 461.199, \"score\": 0.987}, {\"word\": \"其\", \"start\": 461.199, \"end\": 461.599, \"score\": 0.901}, {\"word\": \"實\"}, {\"word\": \"是\", \"start\": 461.599, \"end\": 461.76, \"score\": 0.945}, {\"word\": \"由\", \"start\": 461.76, \"end\": 461.94, \"score\": 0.997}, {\"word\": \"中\", \"start\": 461.94, \"end\": 462.12, \"score\": 0.92}, {\"word\": \"央\", \"start\": 462.12, \"end\": 462.681, \"score\": 0.895}, {\"word\": \"來\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 462.681, \"end\": 462.881, \"score\": 0.999}, {\"word\": \"的\", \"start\": 462.881, \"end\": 463.562, \"score\": 0.997}, {\"word\": \"那\", \"start\": 463.562, \"end\": 464.583, \"score\": 0.992}, {\"word\": \"在\", \"start\": 464.583, \"end\": 465.043, \"score\": 1.0}, {\"word\": \"至\", \"start\": 465.043, \"end\": 465.244, \"score\": 0.922}, {\"word\": \"少\", \"start\": 465.244, \"end\": 465.464, \"score\": 1.0}, {\"word\": \"目\", \"start\": 465.464, \"end\": 465.604, \"score\": 0.998}, {\"word\": \"前\", \"start\": 465.604, \"end\": 465.984, \"score\": 0.943}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 465.984, \"end\": 466.505, \"score\": 0.997}, {\"word\": \"台\", \"start\": 466.505, \"end\": 466.525, \"score\": 0.998}, {\"word\": \"灣\"}]}, {\"start\": 471.905, \"end\": 492.504, \"text\": \"在韓國有金融監督院新加坡金融管理局印尼金融服務管理局中國市銀保監會柬埔寨是國家銀行也就是說在這些國家目前為止包括德國、日本都是由中央金融監理機關來做的所以黃主委我在這邊說的是\", \"words\": [{\"word\": \"在\", \"start\": 471.905, \"end\": 473.226, \"score\": 0.97}, {\"word\": \"韓\"}, {\"word\": \"國\"}, {\"word\": \"有\", \"start\": 473.226, \"end\": 473.427, \"score\": 0.999}, {\"word\": \"金\", \"start\": 473.427, \"end\": 473.547, \"score\": 0.929}, {\"word\": \"融\", \"start\": 473.547, \"end\": 473.947, \"score\": 0.911}, {\"word\": \"監\"}, {\"word\": \"督\", \"start\": 473.947, \"end\": 474.127, \"score\": 0.908}, {\"word\": \"院\", \"start\": 474.127, \"end\": 474.648, \"score\": 0.999}, {\"word\": \"新\", \"start\": 474.648, \"end\": 474.828, \"score\": 0.995}, {\"word\": \"加\", \"start\": 474.828, \"end\": 475.048, \"score\": 0.988}, {\"word\": \"坡\", \"start\": 475.048, \"end\": 475.328, \"score\": 0.997}, {\"word\": \"金\", \"start\": 475.328, \"end\": 475.448, \"score\": 0.875}, {\"word\": \"融\", \"start\": 475.448, \"end\": 475.629, \"score\": 0.922}, {\"word\": \"管\", \"start\": 475.629, \"end\": 475.789, \"score\": 0.887}, {\"word\": \"理\", \"start\": 475.789, \"end\": 475.949, \"score\": 0.999}, {\"word\": \"局\", \"start\": 475.949, \"end\": 476.269, \"score\": 1.0}, {\"word\": \"印\", \"start\": 476.269, \"end\": 476.469, \"score\": 0.916}, {\"word\": \"尼\", \"start\": 476.469, \"end\": 476.79, \"score\": 0.939}, {\"word\": \"金\", \"start\": 476.79, \"end\": 476.93, \"score\": 0.978}, {\"word\": \"融\", \"start\": 476.93, \"end\": 477.15, \"score\": 0.958}, {\"word\": \"服\", \"start\": 477.15, \"end\": 477.39, \"score\": 0.915}, {\"word\": \"務\"}, {\"word\": \"管\", \"start\": 477.39, \"end\": 477.53, \"score\": 0.988}, {\"word\": \"理\", \"start\": 477.53, \"end\": 477.67, \"score\": 0.999}, {\"word\": \"局\", \"start\": 477.67, \"end\": 477.951, \"score\": 1.0}, {\"word\": \"中\", \"start\": 477.951, \"end\": 478.391, \"score\": 0.954}, {\"word\": \"國\"}, {\"word\": \"市\", \"start\": 478.391, \"end\": 478.912, \"score\": 0.953}, {\"word\": \"銀\"}, {\"word\": \"保\", \"start\": 478.912, \"end\": 479.952, \"score\": 0.961}, {\"word\": \"監\"}, {\"word\": \"會\"}, {\"word\": \"柬\", \"start\": 479.952, \"end\": 480.173, \"score\": 0.87}, {\"word\": \"埔\", \"start\": 480.173, \"end\": 480.313, \"score\": 0.988}, {\"word\": \"寨\", \"start\": 480.313, \"end\": 480.553, \"score\": 0.92}, {\"word\": \"是\", \"start\": 480.553, \"end\": 480.873, \"score\": 0.934}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 480.873, \"end\": 481.234, \"score\": 0.944}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 481.234, \"end\": 481.794, \"score\": 0.999}, {\"word\": \"也\", \"start\": 481.794, \"end\": 481.934, \"score\": 0.911}, {\"word\": \"就\", \"start\": 481.934, \"end\": 482.074, \"score\": 0.955}, {\"word\": \"是\", \"start\": 482.074, \"end\": 482.895, \"score\": 0.975}, {\"word\": \"說\"}, {\"word\": \"在\", \"start\": 482.895, \"end\": 483.636, \"score\": 0.973}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 483.636, \"end\": 484.076, \"score\": 0.954}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 484.076, \"end\": 484.757, \"score\": 1.0}, {\"word\": \"目\", \"start\": 484.757, \"end\": 484.957, \"score\": 0.922}, {\"word\": \"前\", \"start\": 484.957, \"end\": 485.357, \"score\": 0.941}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 485.357, \"end\": 485.658, \"score\": 0.946}, {\"word\": \"包\", \"start\": 485.658, \"end\": 485.778, \"score\": 0.973}, {\"word\": \"括\", \"start\": 485.778, \"end\": 485.938, \"score\": 0.883}, {\"word\": \"德\", \"start\": 485.938, \"end\": 486.779, \"score\": 0.972}, {\"word\": \"國\"}, {\"word\": \"、\"}, {\"word\": \"日\", \"start\": 486.779, \"end\": 486.979, \"score\": 1.0}, {\"word\": \"本\", \"start\": 486.979, \"end\": 487.299, \"score\": 1.0}, {\"word\": \"都\", \"start\": 487.299, \"end\": 487.439, \"score\": 0.999}, {\"word\": \"是\", \"start\": 487.439, \"end\": 487.559, \"score\": 0.998}, {\"word\": \"由\", \"start\": 487.559, \"end\": 487.78, \"score\": 0.959}, {\"word\": \"中\", \"start\": 487.78, \"end\": 488.02, \"score\": 0.998}, {\"word\": \"央\", \"start\": 488.02, \"end\": 488.7, \"score\": 1.0}, {\"word\": \"金\", \"start\": 488.7, \"end\": 488.82, \"score\": 0.984}, {\"word\": \"融\", \"start\": 488.82, \"end\": 489.801, \"score\": 0.954}, {\"word\": \"監\"}, {\"word\": \"理\", \"start\": 489.801, \"end\": 490.422, \"score\": 0.885}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 490.422, \"end\": 490.662, \"score\": 0.922}, {\"word\": \"的\", \"start\": 490.662, \"end\": 491.163, \"score\": 0.966}, {\"word\": \"所\", \"start\": 491.163, \"end\": 491.283, \"score\": 0.999}, {\"word\": \"以\", \"start\": 491.283, \"end\": 491.563, \"score\": 0.887}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 491.563, \"end\": 491.683, \"score\": 0.92}, {\"word\": \"委\", \"start\": 491.683, \"end\": 492.264, \"score\": 0.965}, {\"word\": \"我\", \"start\": 492.264, \"end\": 492.344, \"score\": 0.908}, {\"word\": \"在\", \"start\": 492.344, \"end\": 492.404, \"score\": 0.927}, {\"word\": \"這\"}, {\"word\": \"邊\"}, {\"word\": \"說\"}, {\"word\": \"的\", \"start\": 492.404, \"end\": 492.484, \"score\": 0.75}, {\"word\": \"是\", \"start\": 492.484, \"end\": 492.504, \"score\": 0.0}]}, {\"start\": 494.245, \"end\": 517.55, \"text\": \"雖然你要卸任但是我要說全世界各地都有中央主管機關來做監管相關的融資業務而且台灣也不可以例外了解謝謝委員是所以各位你們能不能給金管會一個建議說在台灣的融資公司是不是也應該像在中國大陸這樣他至少有一個監管機制目前為止\", \"words\": [{\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 494.245, \"end\": 494.345, \"score\": 0.798}, {\"word\": \"你\", \"start\": 494.345, \"end\": 494.446, \"score\": 0.8}, {\"word\": \"要\", \"start\": 494.446, \"end\": 494.586, \"score\": 0.854}, {\"word\": \"卸\", \"start\": 494.586, \"end\": 494.766, \"score\": 0.89}, {\"word\": \"任\", \"start\": 494.766, \"end\": 495.066, \"score\": 0.939}, {\"word\": \"但\", \"start\": 495.066, \"end\": 495.266, \"score\": 0.999}, {\"word\": \"是\", \"start\": 495.266, \"end\": 495.407, \"score\": 0.932}, {\"word\": \"我\", \"start\": 495.407, \"end\": 495.587, \"score\": 0.898}, {\"word\": \"要\", \"start\": 495.587, \"end\": 496.107, \"score\": 0.953}, {\"word\": \"說\"}, {\"word\": \"全\", \"start\": 496.107, \"end\": 496.328, \"score\": 0.999}, {\"word\": \"世\", \"start\": 496.328, \"end\": 496.448, \"score\": 0.989}, {\"word\": \"界\", \"start\": 496.448, \"end\": 496.628, \"score\": 0.999}, {\"word\": \"各\", \"start\": 496.628, \"end\": 496.808, \"score\": 0.999}, {\"word\": \"地\", \"start\": 496.808, \"end\": 497.208, \"score\": 0.999}, {\"word\": \"都\", \"start\": 497.208, \"end\": 497.449, \"score\": 1.0}, {\"word\": \"有\", \"start\": 497.449, \"end\": 497.669, \"score\": 0.998}, {\"word\": \"中\", \"start\": 497.669, \"end\": 497.889, \"score\": 0.998}, {\"word\": \"央\", \"start\": 497.889, \"end\": 498.49, \"score\": 1.0}, {\"word\": \"主\", \"start\": 498.49, \"end\": 498.67, \"score\": 0.999}, {\"word\": \"管\", \"start\": 498.67, \"end\": 499.651, \"score\": 0.939}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 499.651, \"end\": 500.132, \"score\": 0.922}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 500.132, \"end\": 500.692, \"score\": 0.999}, {\"word\": \"相\", \"start\": 500.692, \"end\": 501.233, \"score\": 0.962}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 501.233, \"end\": 501.373, \"score\": 0.999}, {\"word\": \"融\", \"start\": 501.373, \"end\": 502.174, \"score\": 0.89}, {\"word\": \"資\"}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"而\", \"start\": 502.174, \"end\": 502.594, \"score\": 0.855}, {\"word\": \"且\", \"start\": 502.594, \"end\": 502.674, \"score\": 0.75}, {\"word\": \"台\", \"start\": 502.674, \"end\": 503.155, \"score\": 0.908}, {\"word\": \"灣\"}, {\"word\": \"也\", \"start\": 503.155, \"end\": 503.315, \"score\": 0.999}, {\"word\": \"不\", \"start\": 503.315, \"end\": 503.475, \"score\": 0.998}, {\"word\": \"可\", \"start\": 503.475, \"end\": 503.595, \"score\": 0.913}, {\"word\": \"以\", \"start\": 503.595, \"end\": 503.695, \"score\": 0.802}, {\"word\": \"例\", \"start\": 503.695, \"end\": 503.855, \"score\": 0.897}, {\"word\": \"外\", \"start\": 503.855, \"end\": 504.376, \"score\": 1.0}, {\"word\": \"了\", \"start\": 504.376, \"end\": 504.516, \"score\": 0.874}, {\"word\": \"解\", \"start\": 504.516, \"end\": 504.876, \"score\": 0.883}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"委\", \"start\": 504.876, \"end\": 505.817, \"score\": 0.975}, {\"word\": \"員\"}, {\"word\": \"是\", \"start\": 505.817, \"end\": 506.498, \"score\": 1.0}, {\"word\": \"所\", \"start\": 506.498, \"end\": 506.638, \"score\": 0.857}, {\"word\": \"以\", \"start\": 506.638, \"end\": 507.219, \"score\": 0.965}, {\"word\": \"各\", \"start\": 507.219, \"end\": 507.359, \"score\": 0.975}, {\"word\": \"位\", \"start\": 507.359, \"end\": 507.559, \"score\": 0.997}, {\"word\": \"你\", \"start\": 507.559, \"end\": 508.32, \"score\": 0.971}, {\"word\": \"們\"}, {\"word\": \"能\", \"start\": 508.32, \"end\": 508.46, \"score\": 0.998}, {\"word\": \"不\", \"start\": 508.46, \"end\": 508.56, \"score\": 0.998}, {\"word\": \"能\", \"start\": 508.56, \"end\": 508.901, \"score\": 0.941}, {\"word\": \"給\"}, {\"word\": \"金\", \"start\": 508.901, \"end\": 509.061, \"score\": 0.881}, {\"word\": \"管\", \"start\": 509.061, \"end\": 509.361, \"score\": 0.932}, {\"word\": \"會\"}, {\"word\": \"一\", \"start\": 509.361, \"end\": 509.661, \"score\": 0.93}, {\"word\": \"個\"}, {\"word\": \"建\", \"start\": 509.661, \"end\": 510.422, \"score\": 0.947}, {\"word\": \"議\"}, {\"word\": \"說\"}, {\"word\": \"在\", \"start\": 510.422, \"end\": 510.602, \"score\": 0.999}, {\"word\": \"台\", \"start\": 510.602, \"end\": 511.063, \"score\": 0.956}, {\"word\": \"灣\"}, {\"word\": \"的\", \"start\": 511.063, \"end\": 511.183, \"score\": 0.84}, {\"word\": \"融\", \"start\": 511.183, \"end\": 511.523, \"score\": 0.882}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 511.523, \"end\": 511.784, \"score\": 0.989}, {\"word\": \"司\", \"start\": 511.784, \"end\": 512.124, \"score\": 1.0}, {\"word\": \"是\", \"start\": 512.124, \"end\": 512.244, \"score\": 0.982}, {\"word\": \"不\", \"start\": 512.244, \"end\": 512.324, \"score\": 0.993}, {\"word\": \"是\", \"start\": 512.324, \"end\": 512.464, \"score\": 0.876}, {\"word\": \"也\", \"start\": 512.464, \"end\": 513.606, \"score\": 0.949}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"像\", \"start\": 513.606, \"end\": 513.846, \"score\": 0.926}, {\"word\": \"在\", \"start\": 513.846, \"end\": 514.006, \"score\": 0.992}, {\"word\": \"中\", \"start\": 514.006, \"end\": 514.326, \"score\": 0.937}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 514.326, \"end\": 515.187, \"score\": 0.93}, {\"word\": \"陸\"}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"他\", \"start\": 515.187, \"end\": 515.387, \"score\": 0.96}, {\"word\": \"至\", \"start\": 515.387, \"end\": 515.528, \"score\": 0.859}, {\"word\": \"少\", \"start\": 515.528, \"end\": 515.688, \"score\": 0.887}, {\"word\": \"有\", \"start\": 515.688, \"end\": 515.848, \"score\": 0.894}, {\"word\": \"一\", \"start\": 515.848, \"end\": 516.168, \"score\": 0.875}, {\"word\": \"個\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 516.168, \"end\": 516.569, \"score\": 0.95}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 516.569, \"end\": 517.009, \"score\": 0.986}, {\"word\": \"目\", \"start\": 517.009, \"end\": 517.149, \"score\": 0.949}, {\"word\": \"前\", \"start\": 517.149, \"end\": 517.53, \"score\": 0.934}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 517.53, \"end\": 517.55, \"score\": 0.546}]}, {\"start\": 518.871, \"end\": 546.582, \"text\": \"至少你們在大陸正常做生意可以正常賺到錢也不會有這些問題希望是啦好不好這是我希望說既然他山之石可以攻錯我們希望全世界都在做的事台灣不能獨露而且我們自己也在做同樣的事我們公營、航庫都在做一樣的事但是我們自己放下了這些管理的權限我覺得非常可惜最後就是\", \"words\": [{\"word\": \"至\", \"start\": 518.871, \"end\": 518.991, \"score\": 0.836}, {\"word\": \"少\", \"start\": 518.991, \"end\": 519.651, \"score\": 0.999}, {\"word\": \"你\", \"start\": 519.651, \"end\": 519.931, \"score\": 0.798}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 519.931, \"end\": 520.352, \"score\": 0.896}, {\"word\": \"大\", \"start\": 520.352, \"end\": 521.172, \"score\": 0.975}, {\"word\": \"陸\"}, {\"word\": \"正\", \"start\": 521.172, \"end\": 521.332, \"score\": 0.997}, {\"word\": \"常\", \"start\": 521.332, \"end\": 521.532, \"score\": 0.998}, {\"word\": \"做\", \"start\": 521.532, \"end\": 521.712, \"score\": 0.845}, {\"word\": \"生\", \"start\": 521.712, \"end\": 521.872, \"score\": 0.9}, {\"word\": \"意\", \"start\": 521.872, \"end\": 522.052, \"score\": 0.983}, {\"word\": \"可\", \"start\": 522.052, \"end\": 522.152, \"score\": 0.83}, {\"word\": \"以\", \"start\": 522.152, \"end\": 522.212, \"score\": 0.663}, {\"word\": \"正\", \"start\": 522.212, \"end\": 522.352, \"score\": 0.986}, {\"word\": \"常\", \"start\": 522.352, \"end\": 522.652, \"score\": 0.916}, {\"word\": \"賺\"}, {\"word\": \"到\", \"start\": 522.652, \"end\": 523.173, \"score\": 0.924}, {\"word\": \"錢\"}, {\"word\": \"也\", \"start\": 523.173, \"end\": 523.313, \"score\": 0.998}, {\"word\": \"不\", \"start\": 523.313, \"end\": 523.453, \"score\": 0.962}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 523.453, \"end\": 523.693, \"score\": 0.912}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 523.693, \"end\": 524.833, \"score\": 0.894}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"希\", \"start\": 524.833, \"end\": 524.973, \"score\": 0.977}, {\"word\": \"望\", \"start\": 524.973, \"end\": 525.193, \"score\": 0.997}, {\"word\": \"是\", \"start\": 525.193, \"end\": 525.334, \"score\": 0.893}, {\"word\": \"啦\", \"start\": 525.334, \"end\": 526.034, \"score\": 0.951}, {\"word\": \"好\", \"start\": 526.034, \"end\": 526.114, \"score\": 0.794}, {\"word\": \"不\", \"start\": 526.114, \"end\": 526.394, \"score\": 0.928}, {\"word\": \"好\", \"start\": 526.394, \"end\": 526.534, \"score\": 0.851}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 526.534, \"end\": 526.654, \"score\": 0.997}, {\"word\": \"我\", \"start\": 526.654, \"end\": 526.814, \"score\": 0.998}, {\"word\": \"希\", \"start\": 526.814, \"end\": 526.954, \"score\": 0.96}, {\"word\": \"望\", \"start\": 526.954, \"end\": 527.714, \"score\": 0.948}, {\"word\": \"說\"}, {\"word\": \"既\", \"start\": 527.714, \"end\": 527.895, \"score\": 0.916}, {\"word\": \"然\", \"start\": 527.895, \"end\": 528.435, \"score\": 1.0}, {\"word\": \"他\", \"start\": 528.435, \"end\": 529.495, \"score\": 0.975}, {\"word\": \"山\", \"start\": 529.495, \"end\": 529.715, \"score\": 0.933}, {\"word\": \"之\", \"start\": 529.715, \"end\": 529.875, \"score\": 0.89}, {\"word\": \"石\", \"start\": 529.875, \"end\": 530.095, \"score\": 0.907}, {\"word\": \"可\", \"start\": 530.095, \"end\": 530.215, \"score\": 0.998}, {\"word\": \"以\", \"start\": 530.215, \"end\": 530.295, \"score\": 0.997}, {\"word\": \"攻\", \"start\": 530.295, \"end\": 530.836, \"score\": 0.928}, {\"word\": \"錯\"}, {\"word\": \"我\", \"start\": 530.836, \"end\": 531.096, \"score\": 0.922}, {\"word\": \"們\"}, {\"word\": \"希\", \"start\": 531.096, \"end\": 531.296, \"score\": 0.997}, {\"word\": \"望\", \"start\": 531.296, \"end\": 531.776, \"score\": 0.967}, {\"word\": \"全\", \"start\": 531.776, \"end\": 532.016, \"score\": 0.998}, {\"word\": \"世\", \"start\": 532.016, \"end\": 532.156, \"score\": 0.983}, {\"word\": \"界\", \"start\": 532.156, \"end\": 532.276, \"score\": 0.833}, {\"word\": \"都\", \"start\": 532.276, \"end\": 532.396, \"score\": 0.978}, {\"word\": \"在\", \"start\": 532.396, \"end\": 532.556, \"score\": 0.978}, {\"word\": \"做\", \"start\": 532.556, \"end\": 532.676, \"score\": 0.974}, {\"word\": \"的\", \"start\": 532.676, \"end\": 532.876, \"score\": 0.995}, {\"word\": \"事\", \"start\": 532.876, \"end\": 533.237, \"score\": 0.945}, {\"word\": \"台\", \"start\": 533.237, \"end\": 533.697, \"score\": 0.955}, {\"word\": \"灣\"}, {\"word\": \"不\", \"start\": 533.697, \"end\": 533.837, \"score\": 0.876}, {\"word\": \"能\", \"start\": 533.837, \"end\": 534.817, \"score\": 0.979}, {\"word\": \"獨\"}, {\"word\": \"露\", \"start\": 534.817, \"end\": 535.297, \"score\": 0.958}, {\"word\": \"而\", \"start\": 535.297, \"end\": 535.477, \"score\": 0.992}, {\"word\": \"且\", \"start\": 535.477, \"end\": 535.678, \"score\": 0.999}, {\"word\": \"我\", \"start\": 535.678, \"end\": 535.938, \"score\": 0.923}, {\"word\": \"們\"}, {\"word\": \"自\", \"start\": 535.938, \"end\": 536.098, \"score\": 0.999}, {\"word\": \"己\", \"start\": 536.098, \"end\": 536.238, \"score\": 0.987}, {\"word\": \"也\", \"start\": 536.238, \"end\": 536.398, \"score\": 0.999}, {\"word\": \"在\", \"start\": 536.398, \"end\": 536.618, \"score\": 0.994}, {\"word\": \"做\", \"start\": 536.618, \"end\": 536.858, \"score\": 0.99}, {\"word\": \"同\", \"start\": 536.858, \"end\": 537.178, \"score\": 0.928}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 537.178, \"end\": 537.338, \"score\": 0.999}, {\"word\": \"事\", \"start\": 537.338, \"end\": 537.798, \"score\": 0.983}, {\"word\": \"我\", \"start\": 537.798, \"end\": 538.079, \"score\": 0.856}, {\"word\": \"們\"}, {\"word\": \"公\", \"start\": 538.079, \"end\": 538.379, \"score\": 0.88}, {\"word\": \"營\"}, {\"word\": \"、\"}, {\"word\": \"航\", \"start\": 538.379, \"end\": 538.719, \"score\": 0.875}, {\"word\": \"庫\"}, {\"word\": \"都\", \"start\": 538.719, \"end\": 538.859, \"score\": 0.999}, {\"word\": \"在\", \"start\": 538.859, \"end\": 538.999, \"score\": 0.989}, {\"word\": \"做\", \"start\": 538.999, \"end\": 539.159, \"score\": 0.992}, {\"word\": \"一\", \"start\": 539.159, \"end\": 539.399, \"score\": 0.908}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 539.399, \"end\": 539.539, \"score\": 1.0}, {\"word\": \"事\", \"start\": 539.539, \"end\": 540.539, \"score\": 0.974}, {\"word\": \"但\", \"start\": 540.539, \"end\": 540.78, \"score\": 0.999}, {\"word\": \"是\", \"start\": 540.78, \"end\": 541.2, \"score\": 0.993}, {\"word\": \"我\", \"start\": 541.2, \"end\": 541.48, \"score\": 0.927}, {\"word\": \"們\"}, {\"word\": \"自\", \"start\": 541.48, \"end\": 541.62, \"score\": 0.999}, {\"word\": \"己\", \"start\": 541.62, \"end\": 542.46, \"score\": 0.999}, {\"word\": \"放\", \"start\": 542.46, \"end\": 542.68, \"score\": 0.959}, {\"word\": \"下\", \"start\": 542.68, \"end\": 542.9, \"score\": 0.937}, {\"word\": \"了\", \"start\": 542.9, \"end\": 543.0, \"score\": 0.995}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 543.0, \"end\": 543.481, \"score\": 0.958}, {\"word\": \"管\", \"start\": 543.481, \"end\": 543.621, \"score\": 0.998}, {\"word\": \"理\", \"start\": 543.621, \"end\": 543.741, \"score\": 0.994}, {\"word\": \"的\", \"start\": 543.741, \"end\": 544.101, \"score\": 0.889}, {\"word\": \"權\"}, {\"word\": \"限\", \"start\": 544.101, \"end\": 544.501, \"score\": 0.963}, {\"word\": \"我\", \"start\": 544.501, \"end\": 544.601, \"score\": 0.967}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 544.601, \"end\": 544.781, \"score\": 0.832}, {\"word\": \"非\", \"start\": 544.781, \"end\": 544.881, \"score\": 0.799}, {\"word\": \"常\", \"start\": 544.881, \"end\": 545.001, \"score\": 0.832}, {\"word\": \"可\", \"start\": 545.001, \"end\": 545.221, \"score\": 0.999}, {\"word\": \"惜\", \"start\": 545.221, \"end\": 546.082, \"score\": 0.926}, {\"word\": \"最\", \"start\": 546.082, \"end\": 546.242, \"score\": 0.874}, {\"word\": \"後\", \"start\": 546.242, \"end\": 546.382, \"score\": 0.856}, {\"word\": \"就\", \"start\": 546.382, \"end\": 546.562, \"score\": 0.998}, {\"word\": \"是\", \"start\": 546.562, \"end\": 546.582, \"score\": 0.999}]}, {\"start\": 548.289, \"end\": 575.818, \"text\": \"現在租賃業他們有幾個問題第一個就是他們也想要好好的受信但是他們取不太到聯徵中心的資料第二個是他們沒有互相的信用保險的機構所以他們也是很高的曝險另外就是主管機關對他們也沒有支持也沒有輔導所以正常想要好好做租賃業的又不行回到問題就回到經濟部了\", \"words\": [{\"word\": \"現\"}, {\"word\": \"在\", \"start\": 548.289, \"end\": 548.469, \"score\": 1.0}, {\"word\": \"租\", \"start\": 548.469, \"end\": 550.93, \"score\": 0.927}, {\"word\": \"賃\"}, {\"word\": \"業\"}, {\"word\": \"他\", \"start\": 550.93, \"end\": 551.25, \"score\": 0.926}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 551.25, \"end\": 552.29, \"score\": 0.922}, {\"word\": \"幾\"}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"第\", \"start\": 552.29, \"end\": 552.39, \"score\": 0.907}, {\"word\": \"一\", \"start\": 552.39, \"end\": 552.57, \"score\": 0.885}, {\"word\": \"個\"}, {\"word\": \"就\", \"start\": 552.57, \"end\": 552.75, \"score\": 0.993}, {\"word\": \"是\", \"start\": 552.75, \"end\": 553.271, \"score\": 1.0}, {\"word\": \"他\", \"start\": 553.271, \"end\": 553.571, \"score\": 0.925}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 553.571, \"end\": 553.731, \"score\": 0.999}, {\"word\": \"想\", \"start\": 553.731, \"end\": 553.971, \"score\": 0.975}, {\"word\": \"要\", \"start\": 553.971, \"end\": 554.191, \"score\": 0.998}, {\"word\": \"好\", \"start\": 554.191, \"end\": 554.411, \"score\": 0.997}, {\"word\": \"好\", \"start\": 554.411, \"end\": 554.611, \"score\": 0.995}, {\"word\": \"的\", \"start\": 554.611, \"end\": 555.411, \"score\": 1.0}, {\"word\": \"受\", \"start\": 555.411, \"end\": 555.631, \"score\": 0.917}, {\"word\": \"信\", \"start\": 555.631, \"end\": 556.272, \"score\": 0.996}, {\"word\": \"但\", \"start\": 556.272, \"end\": 556.512, \"score\": 1.0}, {\"word\": \"是\", \"start\": 556.512, \"end\": 556.712, \"score\": 1.0}, {\"word\": \"他\", \"start\": 556.712, \"end\": 557.132, \"score\": 0.946}, {\"word\": \"們\"}, {\"word\": \"取\", \"start\": 557.132, \"end\": 557.352, \"score\": 0.97}, {\"word\": \"不\", \"start\": 557.352, \"end\": 557.472, \"score\": 0.998}, {\"word\": \"太\", \"start\": 557.472, \"end\": 557.672, \"score\": 0.997}, {\"word\": \"到\", \"start\": 557.672, \"end\": 558.532, \"score\": 0.952}, {\"word\": \"聯\"}, {\"word\": \"徵\"}, {\"word\": \"中\", \"start\": 558.532, \"end\": 558.732, \"score\": 0.955}, {\"word\": \"心\", \"start\": 558.732, \"end\": 558.852, \"score\": 0.939}, {\"word\": \"的\", \"start\": 558.852, \"end\": 559.152, \"score\": 0.933}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 559.152, \"end\": 559.993, \"score\": 0.999}, {\"word\": \"第\", \"start\": 559.993, \"end\": 560.153, \"score\": 0.872}, {\"word\": \"二\", \"start\": 560.153, \"end\": 560.313, \"score\": 0.875}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 560.313, \"end\": 560.573, \"score\": 0.999}, {\"word\": \"他\", \"start\": 560.573, \"end\": 561.033, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 561.033, \"end\": 561.193, \"score\": 0.858}, {\"word\": \"有\", \"start\": 561.193, \"end\": 561.353, \"score\": 1.0}, {\"word\": \"互\", \"start\": 561.353, \"end\": 561.553, \"score\": 0.991}, {\"word\": \"相\", \"start\": 561.553, \"end\": 561.813, \"score\": 0.98}, {\"word\": \"的\", \"start\": 561.813, \"end\": 561.973, \"score\": 0.997}, {\"word\": \"信\", \"start\": 561.973, \"end\": 562.133, \"score\": 0.923}, {\"word\": \"用\", \"start\": 562.133, \"end\": 562.333, \"score\": 0.904}, {\"word\": \"保\", \"start\": 562.333, \"end\": 562.654, \"score\": 0.937}, {\"word\": \"險\"}, {\"word\": \"的\", \"start\": 562.654, \"end\": 563.714, \"score\": 0.962}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"所\", \"start\": 563.714, \"end\": 563.834, \"score\": 0.832}, {\"word\": \"以\", \"start\": 563.834, \"end\": 563.914, \"score\": 0.751}, {\"word\": \"他\", \"start\": 563.914, \"end\": 564.874, \"score\": 0.977}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 564.874, \"end\": 565.074, \"score\": 1.0}, {\"word\": \"是\", \"start\": 565.074, \"end\": 565.274, \"score\": 0.999}, {\"word\": \"很\", \"start\": 565.274, \"end\": 565.494, \"score\": 1.0}, {\"word\": \"高\", \"start\": 565.494, \"end\": 565.654, \"score\": 0.998}, {\"word\": \"的\", \"start\": 565.654, \"end\": 565.975, \"score\": 0.937}, {\"word\": \"曝\"}, {\"word\": \"險\"}, {\"word\": \"另\", \"start\": 565.975, \"end\": 567.095, \"score\": 0.982}, {\"word\": \"外\", \"start\": 567.095, \"end\": 567.255, \"score\": 0.909}, {\"word\": \"就\", \"start\": 567.255, \"end\": 567.395, \"score\": 0.993}, {\"word\": \"是\", \"start\": 567.395, \"end\": 567.555, \"score\": 0.999}, {\"word\": \"主\", \"start\": 567.555, \"end\": 567.695, \"score\": 1.0}, {\"word\": \"管\", \"start\": 567.695, \"end\": 568.535, \"score\": 0.928}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"對\"}, {\"word\": \"他\", \"start\": 568.535, \"end\": 569.055, \"score\": 0.958}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 569.055, \"end\": 569.176, \"score\": 0.997}, {\"word\": \"沒\", \"start\": 569.176, \"end\": 569.296, \"score\": 0.833}, {\"word\": \"有\", \"start\": 569.296, \"end\": 569.856, \"score\": 0.999}, {\"word\": \"支\", \"start\": 569.856, \"end\": 570.056, \"score\": 0.999}, {\"word\": \"持\", \"start\": 570.056, \"end\": 570.276, \"score\": 1.0}, {\"word\": \"也\", \"start\": 570.276, \"end\": 570.416, \"score\": 0.948}, {\"word\": \"沒\", \"start\": 570.416, \"end\": 570.516, \"score\": 0.8}, {\"word\": \"有\", \"start\": 570.516, \"end\": 570.676, \"score\": 0.888}, {\"word\": \"輔\"}, {\"word\": \"導\"}, {\"word\": \"所\", \"start\": 570.676, \"end\": 570.856, \"score\": 0.889}, {\"word\": \"以\", \"start\": 570.856, \"end\": 571.516, \"score\": 0.941}, {\"word\": \"正\", \"start\": 571.516, \"end\": 571.756, \"score\": 0.989}, {\"word\": \"常\", \"start\": 571.756, \"end\": 572.036, \"score\": 0.977}, {\"word\": \"想\", \"start\": 572.036, \"end\": 572.236, \"score\": 0.989}, {\"word\": \"要\", \"start\": 572.236, \"end\": 572.437, \"score\": 0.916}, {\"word\": \"好\", \"start\": 572.437, \"end\": 572.597, \"score\": 1.0}, {\"word\": \"好\", \"start\": 572.597, \"end\": 572.777, \"score\": 0.995}, {\"word\": \"做\", \"start\": 572.777, \"end\": 572.937, \"score\": 0.956}, {\"word\": \"租\", \"start\": 572.937, \"end\": 573.357, \"score\": 0.857}, {\"word\": \"賃\"}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 573.357, \"end\": 573.737, \"score\": 1.0}, {\"word\": \"又\", \"start\": 573.737, \"end\": 573.877, \"score\": 0.94}, {\"word\": \"不\", \"start\": 573.877, \"end\": 574.017, \"score\": 0.969}, {\"word\": \"行\", \"start\": 574.017, \"end\": 574.577, \"score\": 0.988}, {\"word\": \"回\", \"start\": 574.577, \"end\": 574.717, \"score\": 0.889}, {\"word\": \"到\", \"start\": 574.717, \"end\": 575.297, \"score\": 0.92}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 575.297, \"end\": 575.477, \"score\": 0.998}, {\"word\": \"回\", \"start\": 575.477, \"end\": 575.617, \"score\": 0.999}, {\"word\": \"到\", \"start\": 575.617, \"end\": 575.778, \"score\": 1.0}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 575.778, \"end\": 575.798, \"score\": 0.0}, {\"word\": \"了\", \"start\": 575.798, \"end\": 575.818, \"score\": 0.001}]}, {\"start\": 577.443, \"end\": 604.399, \"text\": \"市長我們的公司法公司的資金是不可以待於股東或者是任何人的對吧是所以他們這些融資公司又可以登記這個業務又可以低於他的所謂資本額的多少他就可以融資40%禁止40%對禁止40%所以他們才會發明了一個叫做假信貸假商品交易徵信貸假租賃徵信貸\", \"words\": [{\"word\": \"市\", \"start\": 577.443, \"end\": 577.943, \"score\": 0.92}, {\"word\": \"長\"}, {\"word\": \"我\", \"start\": 577.943, \"end\": 578.163, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 578.163, \"end\": 578.284, \"score\": 1.0}, {\"word\": \"公\", \"start\": 578.284, \"end\": 578.464, \"score\": 1.0}, {\"word\": \"司\", \"start\": 578.464, \"end\": 578.664, \"score\": 1.0}, {\"word\": \"法\", \"start\": 578.664, \"end\": 579.104, \"score\": 0.986}, {\"word\": \"公\", \"start\": 579.104, \"end\": 579.264, \"score\": 1.0}, {\"word\": \"司\", \"start\": 579.264, \"end\": 579.384, \"score\": 0.982}, {\"word\": \"的\", \"start\": 579.384, \"end\": 579.604, \"score\": 0.826}, {\"word\": \"資\"}, {\"word\": \"金\", \"start\": 579.604, \"end\": 579.844, \"score\": 0.936}, {\"word\": \"是\", \"start\": 579.844, \"end\": 580.025, \"score\": 1.0}, {\"word\": \"不\", \"start\": 580.025, \"end\": 580.125, \"score\": 0.994}, {\"word\": \"可\", \"start\": 580.125, \"end\": 580.245, \"score\": 0.968}, {\"word\": \"以\", \"start\": 580.245, \"end\": 580.365, \"score\": 0.845}, {\"word\": \"待\", \"start\": 580.365, \"end\": 580.545, \"score\": 0.915}, {\"word\": \"於\", \"start\": 580.545, \"end\": 580.825, \"score\": 0.929}, {\"word\": \"股\", \"start\": 580.825, \"end\": 581.565, \"score\": 0.947}, {\"word\": \"東\"}, {\"word\": \"或\", \"start\": 581.565, \"end\": 581.766, \"score\": 0.937}, {\"word\": \"者\", \"start\": 581.766, \"end\": 581.906, \"score\": 0.858}, {\"word\": \"是\", \"start\": 581.906, \"end\": 582.066, \"score\": 0.893}, {\"word\": \"任\", \"start\": 582.066, \"end\": 582.206, \"score\": 0.992}, {\"word\": \"何\", \"start\": 582.206, \"end\": 582.586, \"score\": 0.947}, {\"word\": \"人\", \"start\": 582.586, \"end\": 582.766, \"score\": 0.974}, {\"word\": \"的\", \"start\": 582.766, \"end\": 583.026, \"score\": 0.919}, {\"word\": \"對\"}, {\"word\": \"吧\", \"start\": 583.026, \"end\": 583.607, \"score\": 0.973}, {\"word\": \"是\", \"start\": 583.607, \"end\": 584.127, \"score\": 0.997}, {\"word\": \"所\", \"start\": 584.127, \"end\": 584.227, \"score\": 0.864}, {\"word\": \"以\", \"start\": 584.227, \"end\": 584.327, \"score\": 0.974}, {\"word\": \"他\", \"start\": 584.327, \"end\": 584.867, \"score\": 0.925}, {\"word\": \"們\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 584.867, \"end\": 585.027, \"score\": 0.995}, {\"word\": \"融\", \"start\": 585.027, \"end\": 585.288, \"score\": 0.847}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 585.288, \"end\": 585.528, \"score\": 0.999}, {\"word\": \"司\", \"start\": 585.528, \"end\": 586.208, \"score\": 1.0}, {\"word\": \"又\", \"start\": 586.208, \"end\": 586.388, \"score\": 0.977}, {\"word\": \"可\", \"start\": 586.388, \"end\": 586.508, \"score\": 0.951}, {\"word\": \"以\", \"start\": 586.508, \"end\": 586.748, \"score\": 0.919}, {\"word\": \"登\", \"start\": 586.748, \"end\": 588.329, \"score\": 0.936}, {\"word\": \"記\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"又\", \"start\": 588.329, \"end\": 588.509, \"score\": 0.889}, {\"word\": \"可\", \"start\": 588.509, \"end\": 588.629, \"score\": 0.878}, {\"word\": \"以\", \"start\": 588.629, \"end\": 588.81, \"score\": 0.889}, {\"word\": \"低\", \"start\": 588.81, \"end\": 588.99, \"score\": 0.897}, {\"word\": \"於\", \"start\": 588.99, \"end\": 589.35, \"score\": 0.944}, {\"word\": \"他\", \"start\": 589.35, \"end\": 589.55, \"score\": 0.976}, {\"word\": \"的\", \"start\": 589.55, \"end\": 590.09, \"score\": 1.0}, {\"word\": \"所\", \"start\": 590.09, \"end\": 590.491, \"score\": 0.899}, {\"word\": \"謂\"}, {\"word\": \"資\"}, {\"word\": \"本\", \"start\": 590.491, \"end\": 590.791, \"score\": 0.933}, {\"word\": \"額\"}, {\"word\": \"的\", \"start\": 590.791, \"end\": 591.411, \"score\": 1.0}, {\"word\": \"多\", \"start\": 591.411, \"end\": 591.551, \"score\": 1.0}, {\"word\": \"少\", \"start\": 591.551, \"end\": 591.951, \"score\": 0.999}, {\"word\": \"他\", \"start\": 591.951, \"end\": 592.091, \"score\": 0.97}, {\"word\": \"就\", \"start\": 592.091, \"end\": 592.232, \"score\": 0.862}, {\"word\": \"可\", \"start\": 592.232, \"end\": 592.312, \"score\": 0.823}, {\"word\": \"以\", \"start\": 592.312, \"end\": 592.392, \"score\": 0.747}, {\"word\": \"融\", \"start\": 592.392, \"end\": 592.892, \"score\": 0.876}, {\"word\": \"資\"}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"%\"}, {\"word\": \"禁\", \"start\": 592.892, \"end\": 593.092, \"score\": 0.939}, {\"word\": \"止\", \"start\": 593.092, \"end\": 594.313, \"score\": 0.917}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"%\"}, {\"word\": \"對\"}, {\"word\": \"禁\", \"start\": 594.313, \"end\": 594.493, \"score\": 0.896}, {\"word\": \"止\", \"start\": 594.493, \"end\": 595.553, \"score\": 0.89}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"%\"}, {\"word\": \"所\", \"start\": 595.553, \"end\": 595.774, \"score\": 0.931}, {\"word\": \"以\", \"start\": 595.774, \"end\": 596.434, \"score\": 0.998}, {\"word\": \"他\", \"start\": 596.434, \"end\": 596.954, \"score\": 0.954}, {\"word\": \"們\"}, {\"word\": \"才\", \"start\": 596.954, \"end\": 597.655, \"score\": 0.937}, {\"word\": \"會\"}, {\"word\": \"發\"}, {\"word\": \"明\", \"start\": 597.655, \"end\": 597.775, \"score\": 0.992}, {\"word\": \"了\", \"start\": 597.775, \"end\": 597.875, \"score\": 0.952}, {\"word\": \"一\", \"start\": 597.875, \"end\": 598.095, \"score\": 0.909}, {\"word\": \"個\"}, {\"word\": \"叫\", \"start\": 598.095, \"end\": 598.315, \"score\": 0.934}, {\"word\": \"做\", \"start\": 598.315, \"end\": 599.015, \"score\": 0.979}, {\"word\": \"假\", \"start\": 599.015, \"end\": 599.316, \"score\": 0.972}, {\"word\": \"信\", \"start\": 599.316, \"end\": 600.356, \"score\": 0.967}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 600.356, \"end\": 600.676, \"score\": 0.977}, {\"word\": \"商\", \"start\": 600.676, \"end\": 600.997, \"score\": 0.957}, {\"word\": \"品\", \"start\": 600.997, \"end\": 601.197, \"score\": 0.999}, {\"word\": \"交\", \"start\": 601.197, \"end\": 601.437, \"score\": 0.959}, {\"word\": \"易\", \"start\": 601.437, \"end\": 602.818, \"score\": 0.972}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 602.818, \"end\": 603.838, \"score\": 0.971}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 603.838, \"end\": 604.158, \"score\": 0.965}, {\"word\": \"租\", \"start\": 604.158, \"end\": 604.379, \"score\": 0.942}, {\"word\": \"賃\"}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 604.379, \"end\": 604.399, \"score\": 0.0}, {\"word\": \"貸\"}]}, {\"start\": 607.06, \"end\": 624.813, \"text\": \"因為有這個限制也就是說我們的管理上面的確是讓公司或者是這些企業他本來就是做融資的可是他用這個來規避相關的法規這也是經濟部一直知道但是又沒辦法管理的是嗎\", \"words\": [{\"word\": \"因\", \"start\": 607.06, \"end\": 607.36, \"score\": 0.931}, {\"word\": \"為\"}, {\"word\": \"有\", \"start\": 607.36, \"end\": 607.701, \"score\": 0.824}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"限\", \"start\": 607.701, \"end\": 607.961, \"score\": 0.999}, {\"word\": \"制\", \"start\": 607.961, \"end\": 609.222, \"score\": 0.993}, {\"word\": \"也\", \"start\": 609.222, \"end\": 609.322, \"score\": 0.809}, {\"word\": \"就\", \"start\": 609.322, \"end\": 609.562, \"score\": 0.908}, {\"word\": \"是\", \"start\": 609.562, \"end\": 609.902, \"score\": 0.941}, {\"word\": \"說\"}, {\"word\": \"我\", \"start\": 609.902, \"end\": 610.282, \"score\": 0.947}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 610.282, \"end\": 611.303, \"score\": 1.0}, {\"word\": \"管\", \"start\": 611.303, \"end\": 611.543, \"score\": 1.0}, {\"word\": \"理\", \"start\": 611.543, \"end\": 611.763, \"score\": 0.999}, {\"word\": \"上\", \"start\": 611.763, \"end\": 612.004, \"score\": 0.999}, {\"word\": \"面\", \"start\": 612.004, \"end\": 612.624, \"score\": 0.973}, {\"word\": \"的\", \"start\": 612.624, \"end\": 613.084, \"score\": 0.913}, {\"word\": \"確\"}, {\"word\": \"是\", \"start\": 613.084, \"end\": 613.565, \"score\": 0.957}, {\"word\": \"讓\"}, {\"word\": \"公\", \"start\": 613.565, \"end\": 613.865, \"score\": 1.0}, {\"word\": \"司\", \"start\": 613.865, \"end\": 614.545, \"score\": 1.0}, {\"word\": \"或\", \"start\": 614.545, \"end\": 614.705, \"score\": 0.999}, {\"word\": \"者\", \"start\": 614.705, \"end\": 614.846, \"score\": 1.0}, {\"word\": \"是\", \"start\": 614.846, \"end\": 615.066, \"score\": 0.912}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 615.066, \"end\": 615.266, \"score\": 0.993}, {\"word\": \"企\", \"start\": 615.266, \"end\": 616.026, \"score\": 0.947}, {\"word\": \"業\"}, {\"word\": \"他\", \"start\": 616.026, \"end\": 616.207, \"score\": 0.978}, {\"word\": \"本\", \"start\": 616.207, \"end\": 616.467, \"score\": 0.922}, {\"word\": \"來\"}, {\"word\": \"就\", \"start\": 616.467, \"end\": 616.587, \"score\": 1.0}, {\"word\": \"是\", \"start\": 616.587, \"end\": 616.707, \"score\": 0.984}, {\"word\": \"做\", \"start\": 616.707, \"end\": 616.907, \"score\": 0.996}, {\"word\": \"融\", \"start\": 616.907, \"end\": 617.387, \"score\": 0.928}, {\"word\": \"資\"}, {\"word\": \"的\", \"start\": 617.387, \"end\": 617.868, \"score\": 0.999}, {\"word\": \"可\", \"start\": 617.868, \"end\": 617.968, \"score\": 0.98}, {\"word\": \"是\", \"start\": 617.968, \"end\": 618.028, \"score\": 0.662}, {\"word\": \"他\", \"start\": 618.028, \"end\": 618.168, \"score\": 0.979}, {\"word\": \"用\", \"start\": 618.168, \"end\": 619.109, \"score\": 0.915}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"來\"}, {\"word\": \"規\"}, {\"word\": \"避\", \"start\": 619.109, \"end\": 619.709, \"score\": 0.967}, {\"word\": \"相\", \"start\": 619.709, \"end\": 620.069, \"score\": 0.944}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 620.069, \"end\": 620.209, \"score\": 0.999}, {\"word\": \"法\", \"start\": 620.209, \"end\": 621.15, \"score\": 0.957}, {\"word\": \"規\"}, {\"word\": \"這\"}, {\"word\": \"也\", \"start\": 621.15, \"end\": 621.23, \"score\": 0.749}, {\"word\": \"是\", \"start\": 621.23, \"end\": 621.69, \"score\": 0.863}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 621.69, \"end\": 622.891, \"score\": 0.989}, {\"word\": \"一\", \"start\": 622.891, \"end\": 623.011, \"score\": 0.998}, {\"word\": \"直\", \"start\": 623.011, \"end\": 623.171, \"score\": 0.997}, {\"word\": \"知\", \"start\": 623.171, \"end\": 623.332, \"score\": 1.0}, {\"word\": \"道\", \"start\": 623.332, \"end\": 623.632, \"score\": 1.0}, {\"word\": \"但\", \"start\": 623.632, \"end\": 623.772, \"score\": 0.999}, {\"word\": \"是\", \"start\": 623.772, \"end\": 623.872, \"score\": 0.965}, {\"word\": \"又\", \"start\": 623.872, \"end\": 623.992, \"score\": 0.833}, {\"word\": \"沒\", \"start\": 623.992, \"end\": 624.132, \"score\": 0.857}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 624.132, \"end\": 624.392, \"score\": 0.923}, {\"word\": \"管\", \"start\": 624.392, \"end\": 624.532, \"score\": 1.0}, {\"word\": \"理\", \"start\": 624.532, \"end\": 624.633, \"score\": 1.0}, {\"word\": \"的\", \"start\": 624.633, \"end\": 624.793, \"score\": 1.0}, {\"word\": \"是\", \"start\": 624.793, \"end\": 624.813, \"score\": 0.261}, {\"word\": \"嗎\"}]}, {\"start\": 626.502, \"end\": 644.978, \"text\": \"我們如果發現的話是屬於違法行為的話當然你送過多少案子我們送過很多協處的案子通常都是用租賃所以送過多少案子一百多件一百多件多久收一百多件一年收一百多件我們協處的案子一年大概一百多件\", \"words\": [{\"word\": \"我\", \"start\": 626.502, \"end\": 626.942, \"score\": 0.954}, {\"word\": \"們\"}, {\"word\": \"如\", \"start\": 626.942, \"end\": 627.083, \"score\": 0.999}, {\"word\": \"果\", \"start\": 627.083, \"end\": 627.603, \"score\": 0.923}, {\"word\": \"發\"}, {\"word\": \"現\"}, {\"word\": \"的\", \"start\": 627.603, \"end\": 628.183, \"score\": 0.928}, {\"word\": \"話\"}, {\"word\": \"是\", \"start\": 628.183, \"end\": 628.524, \"score\": 0.894}, {\"word\": \"屬\"}, {\"word\": \"於\", \"start\": 628.524, \"end\": 628.924, \"score\": 0.899}, {\"word\": \"違\"}, {\"word\": \"法\", \"start\": 628.924, \"end\": 629.144, \"score\": 0.999}, {\"word\": \"行\", \"start\": 629.144, \"end\": 629.765, \"score\": 0.902}, {\"word\": \"為\"}, {\"word\": \"的\", \"start\": 629.765, \"end\": 629.885, \"score\": 0.833}, {\"word\": \"話\"}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 629.885, \"end\": 629.985, \"score\": 0.8}, {\"word\": \"你\", \"start\": 629.985, \"end\": 630.325, \"score\": 0.882}, {\"word\": \"送\", \"start\": 630.325, \"end\": 630.706, \"score\": 0.896}, {\"word\": \"過\"}, {\"word\": \"多\", \"start\": 630.706, \"end\": 630.866, \"score\": 0.999}, {\"word\": \"少\", \"start\": 630.866, \"end\": 631.046, \"score\": 0.978}, {\"word\": \"案\", \"start\": 631.046, \"end\": 631.286, \"score\": 0.995}, {\"word\": \"子\", \"start\": 631.286, \"end\": 631.927, \"score\": 0.999}, {\"word\": \"我\", \"start\": 631.927, \"end\": 632.207, \"score\": 0.928}, {\"word\": \"們\"}, {\"word\": \"送\", \"start\": 632.207, \"end\": 632.467, \"score\": 0.845}, {\"word\": \"過\"}, {\"word\": \"很\", \"start\": 632.467, \"end\": 632.567, \"score\": 0.999}, {\"word\": \"多\", \"start\": 632.567, \"end\": 633.288, \"score\": 0.94}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"的\", \"start\": 633.288, \"end\": 633.428, \"score\": 0.93}, {\"word\": \"案\", \"start\": 633.428, \"end\": 633.588, \"score\": 0.871}, {\"word\": \"子\", \"start\": 633.588, \"end\": 633.708, \"score\": 0.852}, {\"word\": \"通\", \"start\": 633.708, \"end\": 633.888, \"score\": 0.932}, {\"word\": \"常\", \"start\": 633.888, \"end\": 634.189, \"score\": 0.862}, {\"word\": \"都\", \"start\": 634.189, \"end\": 634.349, \"score\": 0.875}, {\"word\": \"是\", \"start\": 634.349, \"end\": 634.589, \"score\": 0.832}, {\"word\": \"用\", \"start\": 634.589, \"end\": 635.249, \"score\": 0.909}, {\"word\": \"租\", \"start\": 635.249, \"end\": 635.87, \"score\": 0.935}, {\"word\": \"賃\"}, {\"word\": \"所\", \"start\": 635.87, \"end\": 636.05, \"score\": 0.877}, {\"word\": \"以\", \"start\": 636.05, \"end\": 636.19, \"score\": 0.88}, {\"word\": \"送\", \"start\": 636.19, \"end\": 636.571, \"score\": 0.895}, {\"word\": \"過\"}, {\"word\": \"多\", \"start\": 636.571, \"end\": 636.791, \"score\": 0.999}, {\"word\": \"少\", \"start\": 636.791, \"end\": 636.951, \"score\": 0.992}, {\"word\": \"案\", \"start\": 636.951, \"end\": 637.171, \"score\": 0.99}, {\"word\": \"子\", \"start\": 637.171, \"end\": 637.551, \"score\": 0.999}, {\"word\": \"一\", \"start\": 637.551, \"end\": 637.712, \"score\": 0.877}, {\"word\": \"百\", \"start\": 637.712, \"end\": 637.892, \"score\": 0.994}, {\"word\": \"多\", \"start\": 637.892, \"end\": 638.072, \"score\": 1.0}, {\"word\": \"件\", \"start\": 638.072, \"end\": 638.492, \"score\": 0.952}, {\"word\": \"一\", \"start\": 638.492, \"end\": 638.652, \"score\": 0.96}, {\"word\": \"百\", \"start\": 638.652, \"end\": 638.852, \"score\": 1.0}, {\"word\": \"多\", \"start\": 638.852, \"end\": 639.033, \"score\": 0.997}, {\"word\": \"件\", \"start\": 639.033, \"end\": 639.873, \"score\": 0.941}, {\"word\": \"多\", \"start\": 639.873, \"end\": 640.073, \"score\": 0.999}, {\"word\": \"久\", \"start\": 640.073, \"end\": 640.474, \"score\": 0.95}, {\"word\": \"收\", \"start\": 640.474, \"end\": 640.634, \"score\": 0.879}, {\"word\": \"一\", \"start\": 640.634, \"end\": 640.734, \"score\": 0.999}, {\"word\": \"百\", \"start\": 640.734, \"end\": 640.874, \"score\": 1.0}, {\"word\": \"多\", \"start\": 640.874, \"end\": 641.034, \"score\": 0.998}, {\"word\": \"件\", \"start\": 641.034, \"end\": 641.194, \"score\": 0.766}, {\"word\": \"一\", \"start\": 641.194, \"end\": 641.335, \"score\": 0.999}, {\"word\": \"年\", \"start\": 641.335, \"end\": 641.515, \"score\": 0.997}, {\"word\": \"收\", \"start\": 641.515, \"end\": 641.695, \"score\": 0.889}, {\"word\": \"一\", \"start\": 641.695, \"end\": 641.775, \"score\": 0.933}, {\"word\": \"百\", \"start\": 641.775, \"end\": 641.935, \"score\": 0.999}, {\"word\": \"多\", \"start\": 641.935, \"end\": 642.115, \"score\": 0.998}, {\"word\": \"件\", \"start\": 642.115, \"end\": 642.516, \"score\": 0.973}, {\"word\": \"我\", \"start\": 642.516, \"end\": 643.296, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"的\", \"start\": 643.296, \"end\": 643.416, \"score\": 0.999}, {\"word\": \"案\", \"start\": 643.416, \"end\": 643.657, \"score\": 0.942}, {\"word\": \"子\", \"start\": 643.657, \"end\": 643.797, \"score\": 0.862}, {\"word\": \"一\", \"start\": 643.797, \"end\": 643.917, \"score\": 0.999}, {\"word\": \"年\", \"start\": 643.917, \"end\": 644.097, \"score\": 0.998}, {\"word\": \"大\", \"start\": 644.097, \"end\": 644.217, \"score\": 0.993}, {\"word\": \"概\", \"start\": 644.217, \"end\": 644.377, \"score\": 0.997}, {\"word\": \"一\", \"start\": 644.377, \"end\": 644.497, \"score\": 0.983}, {\"word\": \"百\", \"start\": 644.497, \"end\": 644.697, \"score\": 0.999}, {\"word\": \"多\", \"start\": 644.697, \"end\": 644.958, \"score\": 0.999}, {\"word\": \"件\", \"start\": 644.958, \"end\": 644.978, \"score\": 0.0}]}, {\"start\": 645.458, \"end\": 674.543, \"text\": \"一年一百多件都送了,有判刑嗎?不是,一百多件是我們協處的,不是送檢調的。不是送檢調,所以次長你說他有違法,然後你說那哪?報告委員,我剛指的跟回應委員的問題裡面涉及到假租賃,真借貸,這個是屬於違法行為。但是如果是因為借貸產生的這個借貸爭議、消費爭議,那我們介入協處。協處,所以你沒有移送過任何一件?\", \"words\": [{\"word\": \"一\", \"start\": 645.458, \"end\": 645.598, \"score\": 0.896}, {\"word\": \"年\", \"start\": 645.598, \"end\": 645.718, \"score\": 0.834}, {\"word\": \"一\", \"start\": 645.718, \"end\": 645.818, \"score\": 0.828}, {\"word\": \"百\", \"start\": 645.818, \"end\": 645.978, \"score\": 0.998}, {\"word\": \"多\", \"start\": 645.978, \"end\": 646.158, \"score\": 0.997}, {\"word\": \"件\", \"start\": 646.158, \"end\": 646.398, \"score\": 0.942}, {\"word\": \"都\", \"start\": 646.398, \"end\": 646.698, \"score\": 0.909}, {\"word\": \"送\", \"start\": 646.698, \"end\": 646.938, \"score\": 0.997}, {\"word\": \"了\", \"start\": 646.938, \"end\": 647.158, \"score\": 0.999}, {\"word\": \",\"}, {\"word\": \"有\", \"start\": 647.158, \"end\": 647.318, \"score\": 0.873}, {\"word\": \"判\", \"start\": 647.318, \"end\": 647.558, \"score\": 0.953}, {\"word\": \"刑\", \"start\": 647.558, \"end\": 648.399, \"score\": 0.952}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"不\", \"start\": 648.399, \"end\": 648.559, \"score\": 0.997}, {\"word\": \"是\", \"start\": 648.559, \"end\": 649.039, \"score\": 0.995}, {\"word\": \",\"}, {\"word\": \"一\", \"start\": 649.039, \"end\": 649.139, \"score\": 0.939}, {\"word\": \"百\", \"start\": 649.139, \"end\": 649.299, \"score\": 0.897}, {\"word\": \"多\", \"start\": 649.299, \"end\": 649.479, \"score\": 0.999}, {\"word\": \"件\", \"start\": 649.479, \"end\": 649.679, \"score\": 0.904}, {\"word\": \"是\", \"start\": 649.679, \"end\": 649.799, \"score\": 0.962}, {\"word\": \"我\", \"start\": 649.799, \"end\": 650.499, \"score\": 0.913}, {\"word\": \"們\"}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"的\", \"start\": 650.499, \"end\": 650.659, \"score\": 0.999}, {\"word\": \",\"}, {\"word\": \"不\", \"start\": 650.659, \"end\": 650.779, \"score\": 0.851}, {\"word\": \"是\", \"start\": 650.779, \"end\": 650.919, \"score\": 0.888}, {\"word\": \"送\", \"start\": 650.919, \"end\": 651.619, \"score\": 0.941}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \"的\", \"start\": 651.619, \"end\": 651.819, \"score\": 0.995}, {\"word\": \"。\"}, {\"word\": \"不\", \"start\": 651.819, \"end\": 651.939, \"score\": 0.855}, {\"word\": \"是\", \"start\": 651.939, \"end\": 652.039, \"score\": 0.799}, {\"word\": \"送\", \"start\": 652.039, \"end\": 652.639, \"score\": 0.906}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \",\"}, {\"word\": \"所\", \"start\": 652.639, \"end\": 652.739, \"score\": 0.8}, {\"word\": \"以\", \"start\": 652.739, \"end\": 652.879, \"score\": 0.855}, {\"word\": \"次\", \"start\": 652.879, \"end\": 653.159, \"score\": 0.857}, {\"word\": \"長\"}, {\"word\": \"你\", \"start\": 653.159, \"end\": 653.899, \"score\": 0.953}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 653.899, \"end\": 654.039, \"score\": 0.947}, {\"word\": \"有\", \"start\": 654.039, \"end\": 654.4, \"score\": 0.943}, {\"word\": \"違\"}, {\"word\": \"法\", \"start\": 654.4, \"end\": 654.62, \"score\": 0.998}, {\"word\": \",\"}, {\"word\": \"然\", \"start\": 654.62, \"end\": 654.76, \"score\": 0.994}, {\"word\": \"後\", \"start\": 654.76, \"end\": 654.9, \"score\": 0.857}, {\"word\": \"你\", \"start\": 654.9, \"end\": 655.18, \"score\": 0.919}, {\"word\": \"說\"}, {\"word\": \"那\", \"start\": 655.18, \"end\": 655.32, \"score\": 0.858}, {\"word\": \"哪\", \"start\": 655.32, \"end\": 658.62, \"score\": 0.915}, {\"word\": \"?\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 658.62, \"end\": 658.76, \"score\": 0.857}, {\"word\": \"委\", \"start\": 658.76, \"end\": 659.14, \"score\": 0.927}, {\"word\": \"員\"}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 659.14, \"end\": 659.66, \"score\": 0.938}, {\"word\": \"剛\"}, {\"word\": \"指\", \"start\": 659.66, \"end\": 659.84, \"score\": 0.982}, {\"word\": \"的\", \"start\": 659.84, \"end\": 659.98, \"score\": 0.862}, {\"word\": \"跟\", \"start\": 659.98, \"end\": 660.521, \"score\": 0.958}, {\"word\": \"回\", \"start\": 660.521, \"end\": 660.801, \"score\": 0.912}, {\"word\": \"應\"}, {\"word\": \"委\", \"start\": 660.801, \"end\": 661.121, \"score\": 0.924}, {\"word\": \"員\"}, {\"word\": \"的\", \"start\": 661.121, \"end\": 661.881, \"score\": 0.923}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 661.881, \"end\": 662.321, \"score\": 1.0}, {\"word\": \"涉\", \"start\": 662.321, \"end\": 662.581, \"score\": 0.971}, {\"word\": \"及\", \"start\": 662.581, \"end\": 662.721, \"score\": 0.857}, {\"word\": \"到\", \"start\": 662.721, \"end\": 663.061, \"score\": 1.0}, {\"word\": \"假\", \"start\": 663.061, \"end\": 664.321, \"score\": 0.959}, {\"word\": \"租\", \"start\": 664.321, \"end\": 664.841, \"score\": 0.924}, {\"word\": \"賃\"}, {\"word\": \",\"}, {\"word\": \"真\", \"start\": 664.841, \"end\": 665.081, \"score\": 0.958}, {\"word\": \"借\", \"start\": 665.081, \"end\": 665.521, \"score\": 0.908}, {\"word\": \"貸\"}, {\"word\": \",\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 665.521, \"end\": 665.941, \"score\": 0.855}, {\"word\": \"屬\"}, {\"word\": \"於\", \"start\": 665.941, \"end\": 666.182, \"score\": 0.833}, {\"word\": \"違\"}, {\"word\": \"法\", \"start\": 666.182, \"end\": 666.402, \"score\": 0.975}, {\"word\": \"行\", \"start\": 666.402, \"end\": 667.082, \"score\": 0.964}, {\"word\": \"為\"}, {\"word\": \"。\"}, {\"word\": \"但\", \"start\": 667.082, \"end\": 667.222, \"score\": 0.997}, {\"word\": \"是\", \"start\": 667.222, \"end\": 667.362, \"score\": 0.996}, {\"word\": \"如\", \"start\": 667.362, \"end\": 667.482, \"score\": 0.991}, {\"word\": \"果\", \"start\": 667.482, \"end\": 667.602, \"score\": 0.974}, {\"word\": \"是\", \"start\": 667.602, \"end\": 667.702, \"score\": 0.998}, {\"word\": \"因\", \"start\": 667.702, \"end\": 668.002, \"score\": 0.869}, {\"word\": \"為\"}, {\"word\": \"借\", \"start\": 668.002, \"end\": 668.862, \"score\": 0.93}, {\"word\": \"貸\"}, {\"word\": \"產\"}, {\"word\": \"生\", \"start\": 668.862, \"end\": 669.102, \"score\": 0.967}, {\"word\": \"的\", \"start\": 669.102, \"end\": 670.022, \"score\": 0.941}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"借\", \"start\": 670.022, \"end\": 670.702, \"score\": 0.886}, {\"word\": \"貸\"}, {\"word\": \"爭\"}, {\"word\": \"議\"}, {\"word\": \"、\"}, {\"word\": \"消\", \"start\": 670.702, \"end\": 671.262, \"score\": 0.889}, {\"word\": \"費\"}, {\"word\": \"爭\"}, {\"word\": \"議\"}, {\"word\": \",\"}, {\"word\": \"那\", \"start\": 671.262, \"end\": 671.402, \"score\": 0.857}, {\"word\": \"我\", \"start\": 671.402, \"end\": 671.682, \"score\": 0.874}, {\"word\": \"們\"}, {\"word\": \"介\", \"start\": 671.682, \"end\": 671.822, \"score\": 0.906}, {\"word\": \"入\", \"start\": 671.822, \"end\": 673.003, \"score\": 0.923}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"。\"}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \",\"}, {\"word\": \"所\", \"start\": 673.003, \"end\": 673.183, \"score\": 0.876}, {\"word\": \"以\", \"start\": 673.183, \"end\": 673.283, \"score\": 0.899}, {\"word\": \"你\", \"start\": 673.283, \"end\": 673.423, \"score\": 0.871}, {\"word\": \"沒\", \"start\": 673.423, \"end\": 673.583, \"score\": 0.856}, {\"word\": \"有\", \"start\": 673.583, \"end\": 673.683, \"score\": 0.999}, {\"word\": \"移\", \"start\": 673.683, \"end\": 673.823, \"score\": 0.857}, {\"word\": \"送\", \"start\": 673.823, \"end\": 674.143, \"score\": 0.874}, {\"word\": \"過\"}, {\"word\": \"任\", \"start\": 674.143, \"end\": 674.283, \"score\": 0.931}, {\"word\": \"何\", \"start\": 674.283, \"end\": 674.403, \"score\": 0.998}, {\"word\": \"一\", \"start\": 674.403, \"end\": 674.523, \"score\": 0.996}, {\"word\": \"件\", \"start\": 674.523, \"end\": 674.543, \"score\": 0.527}, {\"word\": \"?\"}]}, {\"start\": 675.697, \"end\": 675.977, \"text\": \"謝謝黃珊珊委員的質詢\", \"words\": [{\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"黃\"}, {\"word\": \"珊\", \"start\": 675.697, \"end\": 675.757, \"score\": 0.667}, {\"word\": \"珊\", \"start\": 675.757, \"end\": 675.797, \"score\": 0.499}, {\"word\": \"委\", \"start\": 675.797, \"end\": 675.957, \"score\": 0.882}, {\"word\": \"員\"}, {\"word\": \"的\", \"start\": 675.957, \"end\": 675.977, \"score\": 0.006}, {\"word\": \"質\"}, {\"word\": \"詢\"}]}], \"word_segments\": [{\"word\": \"請\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 1.432, \"end\": 2.014, \"score\": 0.929}, {\"word\": \"會\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 2.014, \"end\": 2.154, \"score\": 0.899}, {\"word\": \"委\", \"start\": 2.154, \"end\": 2.575, \"score\": 0.906}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 2.575, \"end\": 4.279, \"score\": 0.976}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 4.279, \"end\": 5.201, \"score\": 0.999}, {\"word\": \"有\", \"start\": 5.201, \"end\": 5.582, \"score\": 0.87}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 5.582, \"end\": 5.702, \"score\": 0.834}, {\"word\": \"委\", \"start\": 5.702, \"end\": 6.043, \"score\": 0.882}, {\"word\": \"、\"}, {\"word\": \"陳\"}, {\"word\": \"政\", \"start\": 6.043, \"end\": 6.684, \"score\": 0.922}, {\"word\": \"次\", \"start\": 6.684, \"end\": 6.865, \"score\": 0.889}, {\"word\": \"、\"}, {\"word\": \"邵\", \"start\": 6.865, \"end\": 7.206, \"score\": 0.877}, {\"word\": \"榮\"}, {\"word\": \"宏\", \"start\": 7.206, \"end\": 8.408, \"score\": 0.983}, {\"word\": \"是\", \"start\": 8.408, \"end\": 8.549, \"score\": 0.858}, {\"word\": \"主\", \"start\": 8.549, \"end\": 8.689, \"score\": 0.907}, {\"word\": \"委\", \"start\": 8.689, \"end\": 8.709, \"score\": 0.003}, {\"word\": \"好\", \"start\": 10.387, \"end\": 10.647, \"score\": 0.998}, {\"word\": \"次\", \"start\": 10.647, \"end\": 11.708, \"score\": 0.972}, {\"word\": \"長\"}, {\"word\": \"我\", \"start\": 11.708, \"end\": 11.808, \"score\": 0.802}, {\"word\": \"想\", \"start\": 11.808, \"end\": 12.589, \"score\": 0.999}, {\"word\": \"我\", \"start\": 12.589, \"end\": 12.749, \"score\": 1.0}, {\"word\": \"在\", \"start\": 12.749, \"end\": 13.049, \"score\": 1.0}, {\"word\": \"立\", \"start\": 13.049, \"end\": 13.229, \"score\": 0.968}, {\"word\": \"法\", \"start\": 13.229, \"end\": 13.369, \"score\": 1.0}, {\"word\": \"院\", \"start\": 13.369, \"end\": 13.55, \"score\": 1.0}, {\"word\": \"的\", \"start\": 13.55, \"end\": 13.69, \"score\": 0.989}, {\"word\": \"第\", \"start\": 13.69, \"end\": 13.79, \"score\": 0.999}, {\"word\": \"一\", \"start\": 13.79, \"end\": 13.89, \"score\": 0.999}, {\"word\": \"次\", \"start\": 13.89, \"end\": 14.47, \"score\": 0.931}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"就\", \"start\": 14.47, \"end\": 15.111, \"score\": 0.937}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"了\", \"start\": 15.111, \"end\": 15.451, \"score\": 1.0}, {\"word\": \"山\", \"start\": 15.451, \"end\": 15.671, \"score\": 0.948}, {\"word\": \"道\", \"start\": 15.671, \"end\": 15.851, \"score\": 0.871}, {\"word\": \"猴\", \"start\": 15.851, \"end\": 16.132, \"score\": 0.983}, {\"word\": \"子\", \"start\": 16.132, \"end\": 16.832, \"score\": 0.996}, {\"word\": \"就\", \"start\": 16.832, \"end\": 17.413, \"score\": 0.929}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"了\", \"start\": 17.413, \"end\": 17.553, \"score\": 0.994}, {\"word\": \"融\", \"start\": 17.553, \"end\": 17.913, \"score\": 0.89}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 17.913, \"end\": 18.173, \"score\": 1.0}, {\"word\": \"司\", \"start\": 18.173, \"end\": 18.754, \"score\": 1.0}, {\"word\": \"就\", \"start\": 18.754, \"end\": 19.414, \"score\": 0.929}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"了\", \"start\": 19.414, \"end\": 19.654, \"score\": 1.0}, {\"word\": \"今\", \"start\": 19.654, \"end\": 19.875, \"score\": 0.998}, {\"word\": \"天\", \"start\": 19.875, \"end\": 20.815, \"score\": 0.957}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 20.815, \"end\": 21.156, \"score\": 0.941}, {\"word\": \"亂\"}, {\"word\": \"象\", \"start\": 21.156, \"end\": 21.516, \"score\": 0.954}, {\"word\": \"只\", \"start\": 21.516, \"end\": 21.676, \"score\": 1.0}, {\"word\": \"是\", \"start\": 21.676, \"end\": 21.856, \"score\": 0.999}, {\"word\": \"越\", \"start\": 21.856, \"end\": 22.216, \"score\": 0.885}, {\"word\": \"來\"}, {\"word\": \"越\", \"start\": 22.216, \"end\": 22.397, \"score\": 0.993}, {\"word\": \"明\", \"start\": 22.397, \"end\": 23.437, \"score\": 0.975}, {\"word\": \"顯\"}, {\"word\": \"好\", \"start\": 23.437, \"end\": 24.138, \"score\": 0.939}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 24.138, \"end\": 24.578, \"score\": 0.965}, {\"word\": \"我\", \"start\": 24.578, \"end\": 24.698, \"score\": 0.999}, {\"word\": \"想\", \"start\": 24.698, \"end\": 25.039, \"score\": 0.936}, {\"word\": \"問\"}, {\"word\": \"一\", \"start\": 25.039, \"end\": 25.159, \"score\": 0.996}, {\"word\": \"下\", \"start\": 25.159, \"end\": 25.959, \"score\": 1.0}, {\"word\": \"金\", \"start\": 25.959, \"end\": 26.12, \"score\": 0.877}, {\"word\": \"管\", \"start\": 26.12, \"end\": 26.26, \"score\": 0.924}, {\"word\": \"會\"}, {\"word\": \"一\", \"start\": 26.26, \"end\": 26.44, \"score\": 0.889}, {\"word\": \"直\", \"start\": 26.44, \"end\": 27.04, \"score\": 0.915}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"融\", \"start\": 27.04, \"end\": 27.441, \"score\": 0.906}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 27.441, \"end\": 27.701, \"score\": 0.998}, {\"word\": \"司\", \"start\": 27.701, \"end\": 28.001, \"score\": 1.0}, {\"word\": \"不\", \"start\": 28.001, \"end\": 28.121, \"score\": 1.0}, {\"word\": \"是\", \"start\": 28.121, \"end\": 28.241, \"score\": 0.999}, {\"word\": \"他\", \"start\": 28.241, \"end\": 28.381, \"score\": 0.987}, {\"word\": \"的\", \"start\": 28.381, \"end\": 29.482, \"score\": 0.963}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"是\", \"start\": 29.482, \"end\": 29.602, \"score\": 0.833}, {\"word\": \"不\", \"start\": 29.602, \"end\": 29.662, \"score\": 0.667}, {\"word\": \"是\", \"start\": 29.662, \"end\": 29.802, \"score\": 0.863}, {\"word\": \"你\", \"start\": 29.802, \"end\": 29.903, \"score\": 0.808}, {\"word\": \"的\", \"start\": 29.903, \"end\": 29.923, \"score\": 0.997}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"你\", \"start\": 32.09, \"end\": 32.13, \"score\": 0.5}, {\"word\": \"只\", \"start\": 32.13, \"end\": 32.27, \"score\": 0.857}, {\"word\": \"管\", \"start\": 32.27, \"end\": 32.41, \"score\": 0.857}, {\"word\": \"消\", \"start\": 32.41, \"end\": 32.51, \"score\": 0.8}, {\"word\": \"費\"}, {\"word\": \"者\", \"start\": 32.51, \"end\": 32.53, \"score\": 0.0}, {\"word\": \"保\", \"start\": 32.53, \"end\": 32.55, \"score\": 0.0}, {\"word\": \"護\"}, {\"word\": \"所\", \"start\": 32.55, \"end\": 32.57, \"score\": 0.0}, {\"word\": \"以\", \"start\": 32.57, \"end\": 32.65, \"score\": 0.75}, {\"word\": \"融\", \"start\": 32.65, \"end\": 32.77, \"score\": 0.833}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 32.77, \"end\": 32.79, \"score\": 0.0}, {\"word\": \"司\", \"start\": 32.79, \"end\": 32.81, \"score\": 0.0}, {\"word\": \"他\", \"start\": 32.81, \"end\": 32.91, \"score\": 0.8}, {\"word\": \"所\", \"start\": 32.91, \"end\": 33.011, \"score\": 0.8}, {\"word\": \"融\", \"start\": 33.011, \"end\": 33.031, \"score\": 0.0}, {\"word\": \"資\"}, {\"word\": \"的\", \"start\": 33.031, \"end\": 33.051, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 33.051, \"end\": 33.071, \"score\": 0.0}, {\"word\": \"相\", \"start\": 33.071, \"end\": 33.091, \"score\": 0.0}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 33.091, \"end\": 33.151, \"score\": 0.955}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"是\", \"start\": 33.151, \"end\": 33.271, \"score\": 0.833}, {\"word\": \"歸\"}, {\"word\": \"誰\"}, {\"word\": \"管\", \"start\": 33.271, \"end\": 33.491, \"score\": 0.909}, {\"word\": \"?\"}, {\"word\": \"不\", \"start\": 33.491, \"end\": 33.651, \"score\": 0.875}, {\"word\": \"歸\"}, {\"word\": \"你\", \"start\": 33.651, \"end\": 33.771, \"score\": 0.834}, {\"word\": \"管\", \"start\": 33.771, \"end\": 33.791, \"score\": 0.0}, {\"word\": \"?\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 45.765, \"end\": 45.885, \"score\": 0.833}, {\"word\": \"委\", \"start\": 45.885, \"end\": 46.266, \"score\": 0.917}, {\"word\": \"員\"}, {\"word\": \"我\", \"start\": 46.266, \"end\": 46.546, \"score\": 0.928}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 46.546, \"end\": 47.147, \"score\": 0.933}, {\"word\": \"講\"}, {\"word\": \"融\", \"start\": 47.147, \"end\": 48.027, \"score\": 0.956}, {\"word\": \"資\"}, {\"word\": \"就\", \"start\": 48.027, \"end\": 48.248, \"score\": 0.936}, {\"word\": \"我\", \"start\": 48.248, \"end\": 48.468, \"score\": 0.999}, {\"word\": \"的\", \"start\": 48.468, \"end\": 48.568, \"score\": 0.842}, {\"word\": \"了\", \"start\": 48.568, \"end\": 48.868, \"score\": 0.999}, {\"word\": \"解\", \"start\": 48.868, \"end\": 49.529, \"score\": 1.0}, {\"word\": \"他\", \"start\": 49.529, \"end\": 49.709, \"score\": 0.986}, {\"word\": \"是\", \"start\": 49.709, \"end\": 49.809, \"score\": 0.999}, {\"word\": \"一\", \"start\": 49.809, \"end\": 50.15, \"score\": 0.941}, {\"word\": \"種\"}, {\"word\": \"借\", \"start\": 50.15, \"end\": 50.63, \"score\": 0.917}, {\"word\": \"貸\"}, {\"word\": \"行\", \"start\": 50.63, \"end\": 51.371, \"score\": 0.971}, {\"word\": \"為\"}, {\"word\": \"所\", \"start\": 51.371, \"end\": 51.611, \"score\": 0.999}, {\"word\": \"以\", \"start\": 51.611, \"end\": 53.173, \"score\": 0.936}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 53.173, \"end\": 53.373, \"score\": 0.9}, {\"word\": \"主\", \"start\": 53.373, \"end\": 53.533, \"score\": 0.996}, {\"word\": \"管\", \"start\": 53.533, \"end\": 53.774, \"score\": 0.941}, {\"word\": \"公\", \"start\": 53.774, \"end\": 53.994, \"score\": 0.998}, {\"word\": \"司\", \"start\": 53.994, \"end\": 54.194, \"score\": 1.0}, {\"word\": \"法\", \"start\": 54.194, \"end\": 54.374, \"score\": 0.998}, {\"word\": \"嘛\", \"start\": 54.374, \"end\": 54.675, \"score\": 0.985}, {\"word\": \"一\", \"start\": 54.675, \"end\": 54.795, \"score\": 0.982}, {\"word\": \"般\", \"start\": 54.795, \"end\": 54.955, \"score\": 0.988}, {\"word\": \"公\", \"start\": 54.955, \"end\": 55.135, \"score\": 1.0}, {\"word\": \"司\", \"start\": 55.135, \"end\": 55.255, \"score\": 1.0}, {\"word\": \"都\", \"start\": 55.255, \"end\": 55.415, \"score\": 0.996}, {\"word\": \"是\", \"start\": 55.415, \"end\": 55.536, \"score\": 0.953}, {\"word\": \"你\", \"start\": 55.536, \"end\": 55.656, \"score\": 0.926}, {\"word\": \"管\", \"start\": 55.656, \"end\": 56.136, \"score\": 0.988}, {\"word\": \"是\", \"start\": 56.136, \"end\": 56.637, \"score\": 0.995}, {\"word\": \"所\", \"start\": 56.637, \"end\": 56.817, \"score\": 0.961}, {\"word\": \"以\", \"start\": 56.817, \"end\": 57.337, \"score\": 0.919}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 57.337, \"end\": 57.478, \"score\": 0.996}, {\"word\": \"融\", \"start\": 57.478, \"end\": 57.778, \"score\": 0.867}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 57.778, \"end\": 58.038, \"score\": 0.943}, {\"word\": \"司\", \"start\": 58.038, \"end\": 58.258, \"score\": 1.0}, {\"word\": \"他\", \"start\": 58.258, \"end\": 58.459, \"score\": 0.996}, {\"word\": \"在\", \"start\": 58.459, \"end\": 60.181, \"score\": 0.942}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"範\"}, {\"word\": \"圍\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 60.181, \"end\": 60.301, \"score\": 0.991}, {\"word\": \"就\", \"start\": 60.301, \"end\": 60.581, \"score\": 0.92}, {\"word\": \"寫\"}, {\"word\": \"融\", \"start\": 60.581, \"end\": 61.302, \"score\": 0.917}, {\"word\": \"資\"}, {\"word\": \"對\"}, {\"word\": \"吧\", \"start\": 61.302, \"end\": 62.203, \"score\": 0.959}, {\"word\": \"他\", \"start\": 62.203, \"end\": 62.603, \"score\": 0.997}, {\"word\": \"通\", \"start\": 62.603, \"end\": 62.803, \"score\": 0.999}, {\"word\": \"常\", \"start\": 62.803, \"end\": 62.964, \"score\": 0.997}, {\"word\": \"目\", \"start\": 62.964, \"end\": 63.124, \"score\": 0.936}, {\"word\": \"前\", \"start\": 63.124, \"end\": 63.304, \"score\": 0.907}, {\"word\": \"我\", \"start\": 63.304, \"end\": 63.484, \"score\": 0.889}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 63.484, \"end\": 63.644, \"score\": 0.875}, {\"word\": \"有\", \"start\": 63.644, \"end\": 63.844, \"score\": 0.999}, {\"word\": \"融\", \"start\": 63.844, \"end\": 64.285, \"score\": 0.912}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 64.285, \"end\": 64.505, \"score\": 0.999}, {\"word\": \"司\", \"start\": 64.505, \"end\": 65.046, \"score\": 0.889}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"類\"}, {\"word\": \"別\", \"start\": 65.046, \"end\": 65.686, \"score\": 0.94}, {\"word\": \"所\", \"start\": 65.686, \"end\": 65.947, \"score\": 0.946}, {\"word\": \"以\", \"start\": 65.947, \"end\": 66.527, \"score\": 0.976}, {\"word\": \"部\", \"start\": 66.527, \"end\": 66.547, \"score\": 0.26}, {\"word\": \"長\"}, {\"word\": \"可\", \"start\": 67.892, \"end\": 67.912, \"score\": 0.0}, {\"word\": \"以\", \"start\": 67.912, \"end\": 68.072, \"score\": 0.875}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"說\"}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"兩\"}, {\"word\": \"位\", \"start\": 68.072, \"end\": 68.092, \"score\": 0.0}, {\"word\": \"的\", \"start\": 95.628, \"end\": 96.109, \"score\": 0.874}, {\"word\": \"確\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"議\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 96.109, \"end\": 96.209, \"score\": 0.993}, {\"word\": \"一\", \"start\": 96.209, \"end\": 96.369, \"score\": 0.998}, {\"word\": \"直\", \"start\": 96.369, \"end\": 96.769, \"score\": 0.964}, {\"word\": \"沒\", \"start\": 96.769, \"end\": 96.91, \"score\": 0.857}, {\"word\": \"有\", \"start\": 96.91, \"end\": 97.05, \"score\": 0.921}, {\"word\": \"得\", \"start\": 97.05, \"end\": 97.19, \"score\": 0.855}, {\"word\": \"到\", \"start\": 97.19, \"end\": 97.37, \"score\": 0.997}, {\"word\": \".\"}, {\"word\": \".\"}, {\"word\": \".\"}, {\"word\": \"也\", \"start\": 97.37, \"end\": 97.51, \"score\": 0.857}, {\"word\": \"就\", \"start\": 97.51, \"end\": 97.67, \"score\": 0.895}, {\"word\": \"是\", \"start\": 97.67, \"end\": 97.79, \"score\": 0.979}, {\"word\": \"我\", \"start\": 97.79, \"end\": 98.01, \"score\": 0.86}, {\"word\": \"們\"}, {\"word\": \"延\", \"start\": 98.01, \"end\": 98.431, \"score\": 0.875}, {\"word\": \"宕\"}, {\"word\": \"了\", \"start\": 98.431, \"end\": 99.031, \"score\": 0.933}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 99.031, \"end\": 99.292, \"score\": 0.991}, {\"word\": \"的\", \"start\": 99.292, \"end\": 99.472, \"score\": 0.89}, {\"word\": \"融\", \"start\": 99.472, \"end\": 99.852, \"score\": 0.897}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 99.852, \"end\": 100.052, \"score\": 0.973}, {\"word\": \"司\", \"start\": 100.052, \"end\": 100.272, \"score\": 0.969}, {\"word\": \"法\", \"start\": 100.272, \"end\": 100.573, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 100.573, \"end\": 100.753, \"score\": 0.888}, {\"word\": \"有\", \"start\": 100.753, \"end\": 100.913, \"score\": 0.992}, {\"word\": \"人\", \"start\": 100.913, \"end\": 101.153, \"score\": 0.978}, {\"word\": \"管\", \"start\": 101.153, \"end\": 101.413, \"score\": 0.954}, {\"word\": \"也\", \"start\": 101.413, \"end\": 101.594, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 101.594, \"end\": 101.754, \"score\": 0.783}, {\"word\": \"有\", \"start\": 101.754, \"end\": 101.854, \"score\": 0.999}, {\"word\": \"人\", \"start\": 101.854, \"end\": 102.034, \"score\": 0.998}, {\"word\": \"要\", \"start\": 102.034, \"end\": 102.314, \"score\": 0.978}, {\"word\": \"管\", \"start\": 102.314, \"end\": 102.855, \"score\": 0.997}, {\"word\": \"那\", \"start\": 102.855, \"end\": 103.695, \"score\": 0.952}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"主\", \"start\": 103.695, \"end\": 103.876, \"score\": 0.889}, {\"word\": \"委\", \"start\": 103.876, \"end\": 104.276, \"score\": 0.953}, {\"word\": \"我\", \"start\": 104.276, \"end\": 104.416, \"score\": 1.0}, {\"word\": \"知\", \"start\": 104.416, \"end\": 104.536, \"score\": 1.0}, {\"word\": \"道\", \"start\": 104.536, \"end\": 104.696, \"score\": 0.998}, {\"word\": \"你\", \"start\": 104.696, \"end\": 104.796, \"score\": 0.999}, {\"word\": \"的\", \"start\": 104.796, \"end\": 104.956, \"score\": 0.998}, {\"word\": \"困\", \"start\": 104.956, \"end\": 105.317, \"score\": 0.943}, {\"word\": \"難\"}, {\"word\": \"因\", \"start\": 105.317, \"end\": 105.577, \"score\": 0.922}, {\"word\": \"為\"}, {\"word\": \"你\", \"start\": 105.577, \"end\": 105.737, \"score\": 0.875}, {\"word\": \"只\", \"start\": 105.737, \"end\": 105.917, \"score\": 0.891}, {\"word\": \"管\", \"start\": 105.917, \"end\": 106.898, \"score\": 1.0}, {\"word\": \"上\", \"start\": 106.898, \"end\": 107.178, \"score\": 0.933}, {\"word\": \"市\", \"start\": 107.178, \"end\": 107.298, \"score\": 0.833}, {\"word\": \"櫃\"}, {\"word\": \"公\", \"start\": 107.298, \"end\": 107.559, \"score\": 1.0}, {\"word\": \"司\", \"start\": 107.559, \"end\": 108.019, \"score\": 1.0}, {\"word\": \"所\", \"start\": 108.019, \"end\": 108.239, \"score\": 0.999}, {\"word\": \"以\", \"start\": 108.239, \"end\": 108.58, \"score\": 0.939}, {\"word\": \"這\"}, {\"word\": \"三\", \"start\": 108.58, \"end\": 108.78, \"score\": 0.999}, {\"word\": \"家\", \"start\": 108.78, \"end\": 109.36, \"score\": 0.977}, {\"word\": \"你\", \"start\": 109.36, \"end\": 109.48, \"score\": 0.934}, {\"word\": \"可\", \"start\": 109.48, \"end\": 109.58, \"score\": 0.802}, {\"word\": \"以\", \"start\": 109.58, \"end\": 109.681, \"score\": 0.802}, {\"word\": \"管\", \"start\": 109.681, \"end\": 109.801, \"score\": 0.957}, {\"word\": \"得\", \"start\": 109.801, \"end\": 109.941, \"score\": 0.876}, {\"word\": \"到\", \"start\": 109.941, \"end\": 110.641, \"score\": 0.961}, {\"word\": \"所\", \"start\": 110.641, \"end\": 110.862, \"score\": 1.0}, {\"word\": \"以\", \"start\": 110.862, \"end\": 111.002, \"score\": 0.977}, {\"word\": \"我\", \"start\": 111.002, \"end\": 111.142, \"score\": 0.999}, {\"word\": \"在\", \"start\": 111.142, \"end\": 111.342, \"score\": 0.999}, {\"word\": \"第\", \"start\": 111.342, \"end\": 111.442, \"score\": 0.998}, {\"word\": \"一\", \"start\": 111.442, \"end\": 111.562, \"score\": 0.999}, {\"word\": \"次\", \"start\": 111.562, \"end\": 111.762, \"score\": 0.916}, {\"word\": \"的\", \"start\": 111.762, \"end\": 111.882, \"score\": 0.833}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"後\", \"start\": 111.882, \"end\": 112.723, \"score\": 0.951}, {\"word\": \"你\", \"start\": 112.723, \"end\": 112.883, \"score\": 0.995}, {\"word\": \"告\", \"start\": 112.883, \"end\": 113.264, \"score\": 0.946}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 113.264, \"end\": 113.524, \"score\": 1.0}, {\"word\": \"你\", \"start\": 113.524, \"end\": 113.624, \"score\": 0.998}, {\"word\": \"要\", \"start\": 113.624, \"end\": 113.764, \"score\": 0.999}, {\"word\": \"找\", \"start\": 113.764, \"end\": 113.924, \"score\": 0.982}, {\"word\": \"他\", \"start\": 113.924, \"end\": 114.164, \"score\": 0.888}, {\"word\": \"們\"}, {\"word\": \"喝\", \"start\": 114.164, \"end\": 114.325, \"score\": 0.875}, {\"word\": \"咖\", \"start\": 114.325, \"end\": 114.565, \"score\": 0.993}, {\"word\": \"啡\", \"start\": 114.565, \"end\": 115.165, \"score\": 1.0}, {\"word\": \"你\", \"start\": 115.165, \"end\": 115.265, \"score\": 0.859}, {\"word\": \"也\", \"start\": 115.265, \"end\": 115.405, \"score\": 0.973}, {\"word\": \"找\", \"start\": 115.405, \"end\": 115.566, \"score\": 0.963}, {\"word\": \"了\", \"start\": 115.566, \"end\": 115.686, \"score\": 0.985}, {\"word\": \"他\", \"start\": 115.686, \"end\": 115.906, \"score\": 0.896}, {\"word\": \"們\"}, {\"word\": \"喝\", \"start\": 115.906, \"end\": 116.046, \"score\": 0.857}, {\"word\": \"咖\", \"start\": 116.046, \"end\": 116.266, \"score\": 0.996}, {\"word\": \"啡\", \"start\": 116.266, \"end\": 116.506, \"score\": 0.999}, {\"word\": \"對\"}, {\"word\": \"吧\", \"start\": 116.506, \"end\": 116.526, \"score\": 0.0}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 117.467, \"end\": 117.607, \"score\": 0.768}, {\"word\": \"任\", \"start\": 117.607, \"end\": 117.787, \"score\": 0.69}, {\"word\": \"委\", \"start\": 117.787, \"end\": 118.208, \"score\": 0.89}, {\"word\": \"員\"}, {\"word\": \"您\", \"start\": 118.208, \"end\": 118.448, \"score\": 0.819}, {\"word\": \"第\", \"start\": 118.448, \"end\": 118.528, \"score\": 0.738}, {\"word\": \"一\", \"start\": 118.528, \"end\": 118.788, \"score\": 0.624}, {\"word\": \"次\", \"start\": 118.788, \"end\": 118.908, \"score\": 0.694}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 118.908, \"end\": 119.028, \"score\": 0.705}, {\"word\": \"我\", \"start\": 119.028, \"end\": 119.248, \"score\": 0.742}, {\"word\": \"記\"}, {\"word\": \"得\", \"start\": 119.248, \"end\": 119.328, \"score\": 0.733}, {\"word\": \"很\", \"start\": 119.328, \"end\": 119.508, \"score\": 0.717}, {\"word\": \"清\", \"start\": 119.508, \"end\": 119.688, \"score\": 0.735}, {\"word\": \"楚\", \"start\": 119.688, \"end\": 119.788, \"score\": 0.77}, {\"word\": \"你\", \"start\": 119.788, \"end\": 120.009, \"score\": 0.569}, {\"word\": \"說\"}, {\"word\": \"至\", \"start\": 120.009, \"end\": 120.129, \"score\": 0.721}, {\"word\": \"少\", \"start\": 120.129, \"end\": 120.309, \"score\": 0.978}, {\"word\": \"你\", \"start\": 120.309, \"end\": 120.409, \"score\": 0.784}, {\"word\": \"要\", \"start\": 120.409, \"end\": 120.609, \"score\": 0.733}, {\"word\": \"給\"}, {\"word\": \"我\", \"start\": 120.609, \"end\": 120.769, \"score\": 0.864}, {\"word\": \"最\", \"start\": 120.769, \"end\": 120.949, \"score\": 0.851}, {\"word\": \"低\", \"start\": 120.949, \"end\": 121.089, \"score\": 0.702}, {\"word\": \"限\", \"start\": 121.089, \"end\": 121.269, \"score\": 0.892}, {\"word\": \"度\", \"start\": 121.269, \"end\": 121.389, \"score\": 0.925}, {\"word\": \"要\", \"start\": 121.389, \"end\": 121.669, \"score\": 0.867}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 121.669, \"end\": 121.789, \"score\": 0.985}, {\"word\": \"做\", \"start\": 121.789, \"end\": 121.93, \"score\": 0.868}, {\"word\": \"一\", \"start\": 121.93, \"end\": 122.01, \"score\": 0.74}, {\"word\": \"些\", \"start\": 122.01, \"end\": 122.25, \"score\": 0.908}, {\"word\": \"事\", \"start\": 122.25, \"end\": 122.63, \"score\": 0.94}, {\"word\": \"是\", \"start\": 122.63, \"end\": 122.83, \"score\": 0.781}, {\"word\": \"的\", \"start\": 122.83, \"end\": 123.11, \"score\": 0.996}, {\"word\": \"所\", \"start\": 123.11, \"end\": 123.25, \"score\": 0.846}, {\"word\": \"以\", \"start\": 123.25, \"end\": 124.071, \"score\": 0.942}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 124.071, \"end\": 124.211, \"score\": 0.787}, {\"word\": \"我\", \"start\": 124.211, \"end\": 124.351, \"score\": 0.715}, {\"word\": \"很\", \"start\": 124.351, \"end\": 124.571, \"score\": 0.833}, {\"word\": \"遺\"}, {\"word\": \"憾\", \"start\": 124.571, \"end\": 125.231, \"score\": 0.801}, {\"word\": \"這\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 125.231, \"end\": 125.451, \"score\": 0.887}, {\"word\": \"我\", \"start\": 125.451, \"end\": 125.572, \"score\": 0.82}, {\"word\": \"想\", \"start\": 125.572, \"end\": 125.712, \"score\": 0.905}, {\"word\": \"立\", \"start\": 125.712, \"end\": 125.872, \"score\": 0.99}, {\"word\": \"法\", \"start\": 125.872, \"end\": 126.032, \"score\": 0.997}, {\"word\": \"院\", \"start\": 126.032, \"end\": 126.512, \"score\": 0.999}, {\"word\": \"很\", \"start\": 126.512, \"end\": 126.672, \"score\": 0.999}, {\"word\": \"多\", \"start\": 126.672, \"end\": 126.812, \"score\": 0.852}, {\"word\": \"立\", \"start\": 126.812, \"end\": 126.932, \"score\": 0.815}, {\"word\": \"法\", \"start\": 126.932, \"end\": 127.112, \"score\": 0.887}, {\"word\": \"委\", \"start\": 127.112, \"end\": 127.493, \"score\": 0.886}, {\"word\": \"員\"}, {\"word\": \"也\", \"start\": 127.493, \"end\": 127.633, \"score\": 0.8}, {\"word\": \"都\", \"start\": 127.633, \"end\": 127.793, \"score\": 0.847}, {\"word\": \"提\", \"start\": 127.793, \"end\": 128.513, \"score\": 0.889}, {\"word\": \"過\"}, {\"word\": \"所\", \"start\": 128.513, \"end\": 128.633, \"score\": 0.64}, {\"word\": \"以\", \"start\": 128.633, \"end\": 128.653, \"score\": 0.0}, {\"word\": \"今\", \"start\": 128.653, \"end\": 128.753, \"score\": 0.808}, {\"word\": \"天\", \"start\": 128.753, \"end\": 128.833, \"score\": 0.683}, {\"word\": \"的\", \"start\": 128.833, \"end\": 129.334, \"score\": 0.759}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 129.334, \"end\": 129.994, \"score\": 0.926}, {\"word\": \"融\", \"start\": 129.994, \"end\": 130.434, \"score\": 0.891}, {\"word\": \"資\"}, {\"word\": \"租\", \"start\": 130.434, \"end\": 130.694, \"score\": 0.84}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 130.694, \"end\": 130.934, \"score\": 0.995}, {\"word\": \"司\", \"start\": 130.934, \"end\": 131.195, \"score\": 0.817}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 131.195, \"end\": 131.815, \"score\": 0.751}, {\"word\": \"麼\"}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"會\"}, {\"word\": \"成\", \"start\": 131.815, \"end\": 132.135, \"score\": 0.861}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 132.135, \"end\": 132.555, \"score\": 0.828}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 132.555, \"end\": 132.775, \"score\": 0.815}, {\"word\": \"我\", \"start\": 132.775, \"end\": 132.895, \"score\": 0.727}, {\"word\": \"想\", \"start\": 132.895, \"end\": 133.176, \"score\": 0.91}, {\"word\": \"原\", \"start\": 133.176, \"end\": 133.336, \"score\": 0.822}, {\"word\": \"因\", \"start\": 133.336, \"end\": 133.516, \"score\": 0.882}, {\"word\": \"我\", \"start\": 133.516, \"end\": 133.716, \"score\": 0.743}, {\"word\": \"們\"}, {\"word\": \"大\", \"start\": 133.716, \"end\": 133.736, \"score\": 0.021}, {\"word\": \"家\", \"start\": 133.736, \"end\": 133.976, \"score\": 0.835}, {\"word\": \"都\", \"start\": 133.976, \"end\": 134.316, \"score\": 0.996}, {\"word\": \"很\", \"start\": 134.316, \"end\": 134.576, \"score\": 0.808}, {\"word\": \"清\", \"start\": 134.576, \"end\": 134.777, \"score\": 0.889}, {\"word\": \"楚\", \"start\": 134.777, \"end\": 135.277, \"score\": 0.978}, {\"word\": \"第\", \"start\": 135.277, \"end\": 135.377, \"score\": 0.955}, {\"word\": \"一\", \"start\": 135.377, \"end\": 135.577, \"score\": 0.778}, {\"word\": \"個\"}, {\"word\": \"就\", \"start\": 135.577, \"end\": 135.757, \"score\": 0.776}, {\"word\": \"是\", \"start\": 135.757, \"end\": 136.377, \"score\": 0.998}, {\"word\": \"某\", \"start\": 136.377, \"end\": 136.597, \"score\": 0.909}, {\"word\": \"些\", \"start\": 136.597, \"end\": 136.758, \"score\": 0.955}, {\"word\": \"程\", \"start\": 136.758, \"end\": 136.978, \"score\": 0.849}, {\"word\": \"度\", \"start\": 136.978, \"end\": 137.398, \"score\": 0.939}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 137.398, \"end\": 138.098, \"score\": 0.863}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 138.098, \"end\": 138.378, \"score\": 0.994}, {\"word\": \"不\", \"start\": 138.378, \"end\": 138.499, \"score\": 0.986}, {\"word\": \"是\", \"start\": 138.499, \"end\": 138.599, \"score\": 0.817}, {\"word\": \"那\", \"start\": 138.599, \"end\": 138.779, \"score\": 0.78}, {\"word\": \"麼\"}, {\"word\": \"容\", \"start\": 138.779, \"end\": 138.939, \"score\": 0.948}, {\"word\": \"易\", \"start\": 138.939, \"end\": 139.079, \"score\": 0.8}, {\"word\": \"取\", \"start\": 139.079, \"end\": 139.299, \"score\": 0.88}, {\"word\": \"得\", \"start\": 139.299, \"end\": 139.759, \"score\": 0.947}, {\"word\": \"尤\", \"start\": 139.759, \"end\": 139.939, \"score\": 0.725}, {\"word\": \"其\", \"start\": 139.939, \"end\": 140.099, \"score\": 0.679}, {\"word\": \"是\", \"start\": 140.099, \"end\": 140.259, \"score\": 0.71}, {\"word\": \"新\", \"start\": 140.259, \"end\": 141.18, \"score\": 0.905}, {\"word\": \"創\"}, {\"word\": \"甚\", \"start\": 141.18, \"end\": 141.4, \"score\": 0.982}, {\"word\": \"至\", \"start\": 141.4, \"end\": 141.56, \"score\": 0.834}, {\"word\": \"是\", \"start\": 141.56, \"end\": 141.72, \"score\": 0.977}, {\"word\": \"小\", \"start\": 141.72, \"end\": 142.741, \"score\": 0.938}, {\"word\": \"額\"}, {\"word\": \"所\", \"start\": 142.741, \"end\": 142.881, \"score\": 0.868}, {\"word\": \"以\", \"start\": 142.881, \"end\": 143.201, \"score\": 0.934}, {\"word\": \"才\", \"start\": 143.201, \"end\": 143.581, \"score\": 0.922}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 143.581, \"end\": 144.362, \"score\": 0.914}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"多\", \"start\": 144.362, \"end\": 144.542, \"score\": 0.893}, {\"word\": \"的\", \"start\": 144.542, \"end\": 144.662, \"score\": 0.979}, {\"word\": \"融\", \"start\": 144.662, \"end\": 145.002, \"score\": 0.872}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 145.002, \"end\": 145.262, \"score\": 0.924}, {\"word\": \"司\", \"start\": 145.262, \"end\": 145.522, \"score\": 0.988}, {\"word\": \"不\", \"start\": 145.522, \"end\": 145.602, \"score\": 1.0}, {\"word\": \"斷\"}, {\"word\": \"地\", \"start\": 145.602, \"end\": 145.622, \"score\": 0.0}, {\"word\": \"竄\"}, {\"word\": \"起\", \"start\": 145.622, \"end\": 145.642, \"score\": 0.0}, {\"word\": \"二\", \"start\": 146.843, \"end\": 148.145, \"score\": 0.953}, {\"word\": \"、\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 148.145, \"end\": 148.366, \"score\": 1.0}, {\"word\": \"大\", \"start\": 148.366, \"end\": 148.566, \"score\": 1.0}, {\"word\": \"公\", \"start\": 148.566, \"end\": 148.846, \"score\": 1.0}, {\"word\": \"司\", \"start\": 148.846, \"end\": 149.267, \"score\": 0.971}, {\"word\": \"尤\", \"start\": 149.267, \"end\": 149.407, \"score\": 0.857}, {\"word\": \"其\", \"start\": 149.407, \"end\": 149.508, \"score\": 0.815}, {\"word\": \"是\", \"start\": 149.508, \"end\": 149.688, \"score\": 0.888}, {\"word\": \"三\", \"start\": 149.688, \"end\": 149.868, \"score\": 0.999}, {\"word\": \"家\", \"start\": 149.868, \"end\": 150.049, \"score\": 0.893}, {\"word\": \"上\", \"start\": 150.049, \"end\": 150.229, \"score\": 0.999}, {\"word\": \"市\", \"start\": 150.229, \"end\": 150.469, \"score\": 0.833}, {\"word\": \"櫃\"}, {\"word\": \"公\", \"start\": 150.469, \"end\": 150.73, \"score\": 1.0}, {\"word\": \"司\", \"start\": 150.73, \"end\": 151.21, \"score\": 1.0}, {\"word\": \"他\", \"start\": 151.21, \"end\": 151.391, \"score\": 0.988}, {\"word\": \"都\", \"start\": 151.391, \"end\": 151.611, \"score\": 0.999}, {\"word\": \"是\", \"start\": 151.611, \"end\": 151.751, \"score\": 0.997}, {\"word\": \"用\", \"start\": 151.751, \"end\": 152.413, \"score\": 1.0}, {\"word\": \"租\", \"start\": 152.413, \"end\": 152.753, \"score\": 0.905}, {\"word\": \"賃\"}, {\"word\": \"的\", \"start\": 152.753, \"end\": 152.893, \"score\": 0.999}, {\"word\": \"方\", \"start\": 152.893, \"end\": 153.154, \"score\": 1.0}, {\"word\": \"式\", \"start\": 153.154, \"end\": 153.855, \"score\": 0.971}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 153.855, \"end\": 154.055, \"score\": 0.945}, {\"word\": \"相\", \"start\": 154.055, \"end\": 154.416, \"score\": 0.944}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 154.416, \"end\": 154.496, \"score\": 0.999}, {\"word\": \"融\", \"start\": 154.496, \"end\": 155.518, \"score\": 0.962}, {\"word\": \"資\"}, {\"word\": \"但\", \"start\": 155.518, \"end\": 155.778, \"score\": 1.0}, {\"word\": \"是\", \"start\": 155.778, \"end\": 156.259, \"score\": 1.0}, {\"word\": \"更\", \"start\": 156.259, \"end\": 156.479, \"score\": 0.998}, {\"word\": \"多\", \"start\": 156.479, \"end\": 156.64, \"score\": 1.0}, {\"word\": \"的\", \"start\": 156.64, \"end\": 156.76, \"score\": 0.998}, {\"word\": \"不\", \"start\": 156.76, \"end\": 156.88, \"score\": 1.0}, {\"word\": \"肖\", \"start\": 156.88, \"end\": 157.261, \"score\": 0.895}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 157.261, \"end\": 157.862, \"score\": 1.0}, {\"word\": \"他\", \"start\": 157.862, \"end\": 158.262, \"score\": 0.994}, {\"word\": \"除\", \"start\": 158.262, \"end\": 158.483, \"score\": 0.987}, {\"word\": \"了\", \"start\": 158.483, \"end\": 158.503, \"score\": 0.998}, {\"word\": \"B\", \"start\": 159.485, \"end\": 159.565, \"score\": 0.749}, {\"word\": \"N\", \"start\": 159.565, \"end\": 159.745, \"score\": 0.887}, {\"word\": \"P\", \"start\": 159.745, \"end\": 159.885, \"score\": 0.854}, {\"word\": \"L\", \"start\": 159.885, \"end\": 160.406, \"score\": 0.942}, {\"word\": \"先\", \"start\": 160.406, \"end\": 160.766, \"score\": 0.942}, {\"word\": \"買\"}, {\"word\": \"後\", \"start\": 160.766, \"end\": 160.966, \"score\": 0.9}, {\"word\": \"付\", \"start\": 160.966, \"end\": 161.146, \"score\": 0.901}, {\"word\": \"之\", \"start\": 161.146, \"end\": 161.326, \"score\": 0.981}, {\"word\": \"外\", \"start\": 161.326, \"end\": 161.827, \"score\": 0.999}, {\"word\": \"其\", \"start\": 161.827, \"end\": 162.447, \"score\": 0.903}, {\"word\": \"實\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 162.447, \"end\": 162.647, \"score\": 1.0}, {\"word\": \"最\", \"start\": 162.647, \"end\": 162.988, \"score\": 0.94}, {\"word\": \"嚴\"}, {\"word\": \"重\", \"start\": 162.988, \"end\": 163.128, \"score\": 0.998}, {\"word\": \"的\", \"start\": 163.128, \"end\": 163.268, \"score\": 0.86}, {\"word\": \"就\", \"start\": 163.268, \"end\": 163.388, \"score\": 0.999}, {\"word\": \"是\", \"start\": 163.388, \"end\": 163.648, \"score\": 0.923}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 163.648, \"end\": 163.808, \"score\": 0.994}, {\"word\": \"大\", \"start\": 163.808, \"end\": 163.968, \"score\": 1.0}, {\"word\": \"公\", \"start\": 163.968, \"end\": 164.189, \"score\": 1.0}, {\"word\": \"司\", \"start\": 164.189, \"end\": 164.629, \"score\": 1.0}, {\"word\": \"也\", \"start\": 164.629, \"end\": 164.829, \"score\": 1.0}, {\"word\": \"搞\", \"start\": 164.829, \"end\": 165.209, \"score\": 0.93}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 165.209, \"end\": 165.45, \"score\": 0.973}, {\"word\": \"所\", \"start\": 165.45, \"end\": 165.83, \"score\": 0.947}, {\"word\": \"謂\"}, {\"word\": \"的\", \"start\": 165.83, \"end\": 166.29, \"score\": 1.0}, {\"word\": \"超\", \"start\": 166.29, \"end\": 167.671, \"score\": 0.938}, {\"word\": \"貸\"}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"超\", \"start\": 167.671, \"end\": 168.572, \"score\": 0.969}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 168.572, \"end\": 168.852, \"score\": 0.986}, {\"word\": \"租\", \"start\": 168.852, \"end\": 169.933, \"score\": 0.944}, {\"word\": \"賃\"}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 169.933, \"end\": 170.874, \"score\": 0.968}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 170.874, \"end\": 171.134, \"score\": 0.947}, {\"word\": \"商\", \"start\": 171.134, \"end\": 171.394, \"score\": 0.994}, {\"word\": \"品\", \"start\": 171.394, \"end\": 171.854, \"score\": 0.956}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 171.854, \"end\": 172.695, \"score\": 0.966}, {\"word\": \"貸\"}, {\"word\": \"所\", \"start\": 172.695, \"end\": 172.855, \"score\": 0.877}, {\"word\": \"以\", \"start\": 172.855, \"end\": 173.015, \"score\": 0.875}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 173.015, \"end\": 173.215, \"score\": 0.849}, {\"word\": \"的\", \"start\": 173.215, \"end\": 173.476, \"score\": 0.846}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 173.476, \"end\": 173.616, \"score\": 0.999}, {\"word\": \"是\", \"start\": 173.616, \"end\": 173.816, \"score\": 1.0}, {\"word\": \"大\", \"start\": 173.816, \"end\": 174.036, \"score\": 1.0}, {\"word\": \"公\", \"start\": 174.036, \"end\": 174.256, \"score\": 0.999}, {\"word\": \"司\", \"start\": 174.256, \"end\": 174.536, \"score\": 0.999}, {\"word\": \"小\", \"start\": 174.536, \"end\": 174.737, \"score\": 0.999}, {\"word\": \"公\", \"start\": 174.737, \"end\": 174.917, \"score\": 1.0}, {\"word\": \"司\", \"start\": 174.917, \"end\": 175.057, \"score\": 0.976}, {\"word\": \"都\", \"start\": 175.057, \"end\": 175.257, \"score\": 0.982}, {\"word\": \"做\", \"start\": 175.257, \"end\": 175.437, \"score\": 0.986}, {\"word\": \"一\", \"start\": 175.437, \"end\": 175.697, \"score\": 0.905}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 175.697, \"end\": 175.797, \"score\": 0.999}, {\"word\": \"事\", \"start\": 175.797, \"end\": 175.957, \"score\": 0.999}, {\"word\": \"情\", \"start\": 175.957, \"end\": 176.698, \"score\": 0.966}, {\"word\": \"這\"}, {\"word\": \"才\", \"start\": 176.698, \"end\": 176.878, \"score\": 0.892}, {\"word\": \"是\", \"start\": 176.878, \"end\": 176.998, \"score\": 0.998}, {\"word\": \"我\", \"start\": 176.998, \"end\": 177.258, \"score\": 0.921}, {\"word\": \"們\"}, {\"word\": \"今\", \"start\": 177.258, \"end\": 177.439, \"score\": 1.0}, {\"word\": \"天\", \"start\": 177.439, \"end\": 178.059, \"score\": 1.0}, {\"word\": \"社\", \"start\": 178.059, \"end\": 178.72, \"score\": 0.907}, {\"word\": \"會\"}, {\"word\": \"亂\"}, {\"word\": \"象\", \"start\": 178.72, \"end\": 178.98, \"score\": 0.925}, {\"word\": \"的\", \"start\": 178.98, \"end\": 179.28, \"score\": 0.933}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 179.28, \"end\": 180.02, \"score\": 0.989}, {\"word\": \"也\", \"start\": 180.02, \"end\": 180.141, \"score\": 0.994}, {\"word\": \"就\", \"start\": 180.141, \"end\": 180.281, \"score\": 0.968}, {\"word\": \"是\", \"start\": 180.281, \"end\": 181.662, \"score\": 0.984}, {\"word\": \"說\"}, {\"word\": \"曾\", \"start\": 181.662, \"end\": 181.942, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 181.942, \"end\": 182.142, \"score\": 0.867}, {\"word\": \"個\"}, {\"word\": \"社\", \"start\": 182.142, \"end\": 182.342, \"score\": 0.99}, {\"word\": \"工\", \"start\": 182.342, \"end\": 182.803, \"score\": 0.868}, {\"word\": \"講\"}, {\"word\": \"得\", \"start\": 182.803, \"end\": 182.883, \"score\": 0.755}, {\"word\": \"很\", \"start\": 182.883, \"end\": 182.963, \"score\": 0.75}, {\"word\": \"清\", \"start\": 182.963, \"end\": 183.183, \"score\": 0.931}, {\"word\": \"楚\", \"start\": 183.183, \"end\": 183.623, \"score\": 0.995}, {\"word\": \"他\", \"start\": 183.623, \"end\": 183.883, \"score\": 0.898}, {\"word\": \"說\"}, {\"word\": \"以\", \"start\": 183.883, \"end\": 184.044, \"score\": 0.947}, {\"word\": \"前\", \"start\": 184.044, \"end\": 184.504, \"score\": 0.957}, {\"word\": \"都\", \"start\": 184.504, \"end\": 184.624, \"score\": 0.983}, {\"word\": \"是\", \"start\": 184.624, \"end\": 184.764, \"score\": 0.998}, {\"word\": \"欠\", \"start\": 184.764, \"end\": 184.864, \"score\": 0.96}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 184.864, \"end\": 184.884, \"score\": 0.0}, {\"word\": \"錢\"}, {\"word\": \"來\"}, {\"word\": \"協\"}, {\"word\": \"商\", \"start\": 184.884, \"end\": 184.904, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"9\"}, {\"word\": \"年\", \"start\": 187.885, \"end\": 188.285, \"score\": 0.832}, {\"word\": \"以\", \"start\": 188.285, \"end\": 188.425, \"score\": 0.998}, {\"word\": \"後\", \"start\": 188.425, \"end\": 188.705, \"score\": 0.916}, {\"word\": \"全\", \"start\": 188.705, \"end\": 188.945, \"score\": 0.955}, {\"word\": \"部\", \"start\": 188.945, \"end\": 189.065, \"score\": 0.93}, {\"word\": \"都\", \"start\": 189.065, \"end\": 189.265, \"score\": 0.999}, {\"word\": \"是\", \"start\": 189.265, \"end\": 190.706, \"score\": 0.949}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"貸\"}, {\"word\": \"、\"}, {\"word\": \"汽\", \"start\": 190.706, \"end\": 191.666, \"score\": 0.949}, {\"word\": \"車\"}, {\"word\": \"貸\"}, {\"word\": \"、\"}, {\"word\": \"手\", \"start\": 191.666, \"end\": 192.146, \"score\": 0.93}, {\"word\": \"機\"}, {\"word\": \"都\", \"start\": 192.146, \"end\": 192.306, \"score\": 0.994}, {\"word\": \"可\", \"start\": 192.306, \"end\": 192.426, \"score\": 0.991}, {\"word\": \"以\", \"start\": 192.426, \"end\": 193.186, \"score\": 0.945}, {\"word\": \"貸\"}, {\"word\": \"商\", \"start\": 193.186, \"end\": 193.446, \"score\": 0.989}, {\"word\": \"品\", \"start\": 193.446, \"end\": 193.606, \"score\": 0.994}, {\"word\": \"更\", \"start\": 193.606, \"end\": 193.766, \"score\": 0.999}, {\"word\": \"不\", \"start\": 193.766, \"end\": 193.866, \"score\": 0.823}, {\"word\": \"要\", \"start\": 193.866, \"end\": 195.026, \"score\": 0.931}, {\"word\": \"講\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 195.026, \"end\": 195.226, \"score\": 0.972}, {\"word\": \"新\", \"start\": 195.226, \"end\": 195.507, \"score\": 0.922}, {\"word\": \"型\", \"start\": 195.507, \"end\": 195.827, \"score\": 0.923}, {\"word\": \"態\"}, {\"word\": \"的\", \"start\": 195.827, \"end\": 195.987, \"score\": 0.995}, {\"word\": \"負\", \"start\": 195.987, \"end\": 196.167, \"score\": 0.888}, {\"word\": \"債\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 196.167, \"end\": 198.047, \"score\": 0.964}, {\"word\": \"幾\"}, {\"word\": \"十\", \"start\": 198.047, \"end\": 198.547, \"score\": 0.924}, {\"word\": \"萬\"}, {\"word\": \"一\", \"start\": 198.547, \"end\": 198.787, \"score\": 0.843}, {\"word\": \"個\"}, {\"word\": \"破\", \"start\": 198.787, \"end\": 199.447, \"score\": 0.931}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"可\", \"start\": 199.447, \"end\": 199.567, \"score\": 0.959}, {\"word\": \"以\", \"start\": 199.567, \"end\": 200.167, \"score\": 0.965}, {\"word\": \"借\", \"start\": 200.167, \"end\": 200.347, \"score\": 0.895}, {\"word\": \"到\", \"start\": 200.347, \"end\": 200.768, \"score\": 0.921}, {\"word\": \"幾\"}, {\"word\": \"十\", \"start\": 200.768, \"end\": 201.588, \"score\": 0.961}, {\"word\": \"萬\"}, {\"word\": \"甚\", \"start\": 201.588, \"end\": 201.848, \"score\": 0.991}, {\"word\": \"至\", \"start\": 201.848, \"end\": 202.268, \"score\": 0.996}, {\"word\": \"中\", \"start\": 202.268, \"end\": 202.488, \"score\": 0.953}, {\"word\": \"古\", \"start\": 202.488, \"end\": 202.888, \"score\": 0.909}, {\"word\": \"車\"}, {\"word\": \"可\", \"start\": 202.888, \"end\": 202.988, \"score\": 0.989}, {\"word\": \"以\", \"start\": 202.988, \"end\": 203.068, \"score\": 0.898}, {\"word\": \"借\", \"start\": 203.068, \"end\": 203.208, \"score\": 0.923}, {\"word\": \"到\", \"start\": 203.208, \"end\": 203.408, \"score\": 0.958}, {\"word\": \"上\", \"start\": 203.408, \"end\": 203.648, \"score\": 0.997}, {\"word\": \"百\", \"start\": 203.648, \"end\": 204.688, \"score\": 0.931}, {\"word\": \"萬\"}, {\"word\": \"這\"}, {\"word\": \"已\", \"start\": 204.688, \"end\": 204.948, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 204.948, \"end\": 205.108, \"score\": 0.877}, {\"word\": \"不\", \"start\": 205.108, \"end\": 205.288, \"score\": 1.0}, {\"word\": \"值\", \"start\": 205.288, \"end\": 205.649, \"score\": 0.857}, {\"word\": \"錢\"}, {\"word\": \"的\", \"start\": 205.649, \"end\": 206.009, \"score\": 0.943}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 206.009, \"end\": 206.289, \"score\": 1.0}, {\"word\": \"它\", \"start\": 206.289, \"end\": 206.469, \"score\": 0.892}, {\"word\": \"用\", \"start\": 206.469, \"end\": 206.709, \"score\": 1.0}, {\"word\": \"假\", \"start\": 206.709, \"end\": 207.169, \"score\": 0.988}, {\"word\": \"租\", \"start\": 207.169, \"end\": 208.169, \"score\": 0.939}, {\"word\": \"賃\"}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 208.169, \"end\": 208.589, \"score\": 0.889}, {\"word\": \"貸\"}, {\"word\": \"的\", \"start\": 208.589, \"end\": 208.749, \"score\": 0.997}, {\"word\": \"方\", \"start\": 208.749, \"end\": 209.009, \"score\": 1.0}, {\"word\": \"式\", \"start\": 209.009, \"end\": 209.749, \"score\": 0.999}, {\"word\": \"造\", \"start\": 209.749, \"end\": 210.049, \"score\": 0.987}, {\"word\": \"成\", \"start\": 210.049, \"end\": 210.229, \"score\": 0.914}, {\"word\": \"了\", \"start\": 210.229, \"end\": 210.389, \"score\": 0.978}, {\"word\": \"今\", \"start\": 210.389, \"end\": 210.609, \"score\": 0.901}, {\"word\": \"天\", \"start\": 210.609, \"end\": 210.95, \"score\": 0.939}, {\"word\": \"很\", \"start\": 210.95, \"end\": 211.23, \"score\": 0.939}, {\"word\": \"多\", \"start\": 211.23, \"end\": 211.39, \"score\": 0.976}, {\"word\": \"的\", \"start\": 211.39, \"end\": 211.57, \"score\": 0.997}, {\"word\": \"山\", \"start\": 211.57, \"end\": 211.81, \"score\": 0.992}, {\"word\": \"倒\", \"start\": 211.81, \"end\": 212.01, \"score\": 0.864}, {\"word\": \"猴\", \"start\": 212.01, \"end\": 212.21, \"score\": 0.982}, {\"word\": \"子\", \"start\": 212.21, \"end\": 212.31, \"score\": 0.996}, {\"word\": \"的\", \"start\": 212.31, \"end\": 212.47, \"score\": 0.996}, {\"word\": \"被\", \"start\": 212.47, \"end\": 212.59, \"score\": 0.924}, {\"word\": \"害\", \"start\": 212.59, \"end\": 212.75, \"score\": 0.989}, {\"word\": \"人\", \"start\": 212.75, \"end\": 212.77, \"score\": 0.986}, {\"word\": \"所\", \"start\": 213.47, \"end\": 213.631, \"score\": 0.971}, {\"word\": \"以\", \"start\": 213.631, \"end\": 214.392, \"score\": 0.93}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 214.392, \"end\": 214.552, \"score\": 0.948}, {\"word\": \"次\", \"start\": 214.552, \"end\": 215.394, \"score\": 0.944}, {\"word\": \"長\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 215.394, \"end\": 215.935, \"score\": 0.994}, {\"word\": \"你\", \"start\": 215.935, \"end\": 217.017, \"score\": 0.955}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"至\", \"start\": 217.017, \"end\": 217.178, \"score\": 0.875}, {\"word\": \"少\", \"start\": 217.178, \"end\": 217.899, \"score\": 0.992}, {\"word\": \"我\", \"start\": 217.899, \"end\": 218.059, \"score\": 0.872}, {\"word\": \"們\"}, {\"word\": \"希\", \"start\": 218.059, \"end\": 218.18, \"score\": 0.876}, {\"word\": \"望\", \"start\": 218.18, \"end\": 218.6, \"score\": 0.852}, {\"word\": \"5\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"你\", \"start\": 218.6, \"end\": 218.821, \"score\": 0.849}, {\"word\": \"還\"}, {\"word\": \"能\", \"start\": 218.821, \"end\": 218.941, \"score\": 0.833}, {\"word\": \"留\", \"start\": 218.941, \"end\": 219.122, \"score\": 0.889}, {\"word\": \"任\", \"start\": 219.122, \"end\": 219.843, \"score\": 0.95}, {\"word\": \"所\", \"start\": 219.843, \"end\": 220.003, \"score\": 0.997}, {\"word\": \"以\", \"start\": 220.003, \"end\": 220.685, \"score\": 0.934}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 220.685, \"end\": 220.785, \"score\": 0.971}, {\"word\": \"的\", \"start\": 220.785, \"end\": 221.065, \"score\": 0.921}, {\"word\": \"態\"}, {\"word\": \"度\", \"start\": 221.065, \"end\": 221.206, \"score\": 0.997}, {\"word\": \"是\", \"start\": 221.206, \"end\": 221.346, \"score\": 0.886}, {\"word\": \"什\", \"start\": 221.346, \"end\": 221.667, \"score\": 0.936}, {\"word\": \"麼\"}, {\"word\": \"你\", \"start\": 221.667, \"end\": 221.947, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"需\", \"start\": 221.947, \"end\": 222.087, \"score\": 0.857}, {\"word\": \"不\", \"start\": 222.087, \"end\": 222.208, \"score\": 0.998}, {\"word\": \"需\", \"start\": 222.208, \"end\": 222.348, \"score\": 0.896}, {\"word\": \"要\", \"start\": 222.348, \"end\": 222.468, \"score\": 0.939}, {\"word\": \"立\", \"start\": 222.468, \"end\": 222.588, \"score\": 0.841}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 222.588, \"end\": 222.608, \"score\": 0.0}, {\"word\": \"外\", \"start\": 223.769, \"end\": 223.909, \"score\": 0.859}, {\"word\": \"委\", \"start\": 223.909, \"end\": 224.289, \"score\": 0.9}, {\"word\": \"員\"}, {\"word\": \"第\", \"start\": 224.289, \"end\": 224.429, \"score\": 0.876}, {\"word\": \"一\", \"start\": 224.429, \"end\": 224.55, \"score\": 0.833}, {\"word\": \"個\"}, {\"word\": \"委\", \"start\": 224.55, \"end\": 224.83, \"score\": 0.896}, {\"word\": \"員\"}, {\"word\": \"您\", \"start\": 224.83, \"end\": 225.25, \"score\": 0.905}, {\"word\": \"剛\"}, {\"word\": \"提\", \"start\": 225.25, \"end\": 225.41, \"score\": 0.998}, {\"word\": \"到\", \"start\": 225.41, \"end\": 225.87, \"score\": 0.913}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"超\", \"start\": 225.87, \"end\": 226.911, \"score\": 0.971}, {\"word\": \"過\"}, {\"word\": \"物\", \"start\": 226.911, \"end\": 227.171, \"score\": 0.997}, {\"word\": \"品\", \"start\": 227.171, \"end\": 228.012, \"score\": 1.0}, {\"word\": \"的\", \"start\": 228.012, \"end\": 228.552, \"score\": 0.937}, {\"word\": \"價\"}, {\"word\": \"值\", \"start\": 228.552, \"end\": 228.732, \"score\": 0.881}, {\"word\": \"的\", \"start\": 228.732, \"end\": 230.153, \"score\": 0.958}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"融\", \"start\": 230.153, \"end\": 230.674, \"score\": 0.926}, {\"word\": \"資\"}, {\"word\": \"跟\", \"start\": 230.674, \"end\": 230.834, \"score\": 0.875}, {\"word\": \"借\", \"start\": 230.834, \"end\": 231.715, \"score\": 0.957}, {\"word\": \"貸\"}, {\"word\": \"那\", \"start\": 231.715, \"end\": 232.075, \"score\": 0.908}, {\"word\": \"這\"}, {\"word\": \"有\", \"start\": 232.075, \"end\": 232.335, \"score\": 0.999}, {\"word\": \"已\", \"start\": 232.335, \"end\": 232.595, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"在\", \"start\": 232.595, \"end\": 233.336, \"score\": 0.935}, {\"word\": \"邊\"}, {\"word\": \"緣\"}, {\"word\": \"上\", \"start\": 233.336, \"end\": 233.536, \"score\": 1.0}, {\"word\": \"可\", \"start\": 233.536, \"end\": 233.656, \"score\": 0.968}, {\"word\": \"以\", \"start\": 233.656, \"end\": 234.136, \"score\": 0.905}, {\"word\": \"視\"}, {\"word\": \"為\"}, {\"word\": \"它\", \"start\": 234.136, \"end\": 234.316, \"score\": 0.889}, {\"word\": \"已\", \"start\": 234.316, \"end\": 234.877, \"score\": 0.928}, {\"word\": \"經\"}, {\"word\": \"有\", \"start\": 234.877, \"end\": 235.677, \"score\": 0.883}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"的\", \"start\": 235.677, \"end\": 235.817, \"score\": 0.997}, {\"word\": \"嫌\", \"start\": 235.817, \"end\": 235.978, \"score\": 0.879}, {\"word\": \"疑\", \"start\": 235.978, \"end\": 236.158, \"score\": 0.889}, {\"word\": \"遇\", \"start\": 236.158, \"end\": 236.298, \"score\": 0.916}, {\"word\": \"到\", \"start\": 236.298, \"end\": 236.998, \"score\": 0.93}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"一\", \"start\": 236.998, \"end\": 237.158, \"score\": 0.882}, {\"word\": \"定\", \"start\": 237.158, \"end\": 237.278, \"score\": 0.834}, {\"word\": \"要\", \"start\": 237.278, \"end\": 237.399, \"score\": 0.986}, {\"word\": \"到\", \"start\": 237.399, \"end\": 238.019, \"score\": 0.875}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"的\", \"start\": 238.019, \"end\": 238.179, \"score\": 0.989}, {\"word\": \"程\", \"start\": 238.179, \"end\": 238.399, \"score\": 0.913}, {\"word\": \"度\", \"start\": 238.399, \"end\": 239.74, \"score\": 0.937}, {\"word\": \"嗎\"}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"之\", \"start\": 239.74, \"end\": 240.261, \"score\": 0.902}, {\"word\": \"前\", \"start\": 240.261, \"end\": 240.581, \"score\": 0.877}, {\"word\": \"誰\"}, {\"word\": \"來\"}, {\"word\": \"管\", \"start\": 240.581, \"end\": 240.821, \"score\": 0.968}, {\"word\": \"呢\", \"start\": 240.821, \"end\": 241.241, \"score\": 0.938}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 241.241, \"end\": 241.361, \"score\": 0.995}, {\"word\": \"就\", \"start\": 241.361, \"end\": 241.541, \"score\": 0.893}, {\"word\": \"沒\", \"start\": 241.541, \"end\": 241.722, \"score\": 0.888}, {\"word\": \"人\", \"start\": 241.722, \"end\": 241.962, \"score\": 1.0}, {\"word\": \"管\", \"start\": 241.962, \"end\": 242.162, \"score\": 0.978}, {\"word\": \"啊\", \"start\": 242.162, \"end\": 242.962, \"score\": 0.949}, {\"word\": \"兩\"}, {\"word\": \"位\", \"start\": 242.962, \"end\": 243.203, \"score\": 0.974}, {\"word\": \"我\", \"start\": 243.203, \"end\": 243.343, \"score\": 0.997}, {\"word\": \"的\", \"start\": 243.343, \"end\": 243.743, \"score\": 0.895}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 243.743, \"end\": 243.943, \"score\": 1.0}, {\"word\": \"是\", \"start\": 243.943, \"end\": 244.964, \"score\": 1.0}, {\"word\": \"政\", \"start\": 244.964, \"end\": 245.204, \"score\": 0.988}, {\"word\": \"府\", \"start\": 245.204, \"end\": 245.324, \"score\": 0.977}, {\"word\": \"的\", \"start\": 245.324, \"end\": 245.404, \"score\": 0.997}, {\"word\": \"立\", \"start\": 245.404, \"end\": 245.965, \"score\": 0.951}, {\"word\": \"場\"}, {\"word\": \"支\", \"start\": 245.965, \"end\": 246.145, \"score\": 0.888}, {\"word\": \"不\", \"start\": 246.145, \"end\": 246.305, \"score\": 0.997}, {\"word\": \"支\", \"start\": 246.305, \"end\": 246.525, \"score\": 0.91}, {\"word\": \"持\", \"start\": 246.525, \"end\": 246.725, \"score\": 0.991}, {\"word\": \"立\", \"start\": 246.725, \"end\": 247.245, \"score\": 0.931}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 247.245, \"end\": 247.265, \"score\": 0.886}, {\"word\": \"因\", \"start\": 248.166, \"end\": 248.507, \"score\": 0.93}, {\"word\": \"為\"}, {\"word\": \"金\", \"start\": 248.507, \"end\": 248.687, \"score\": 0.97}, {\"word\": \"管\", \"start\": 248.687, \"end\": 249.328, \"score\": 0.969}, {\"word\": \"會\"}, {\"word\": \"只\", \"start\": 249.328, \"end\": 249.468, \"score\": 0.856}, {\"word\": \"能\", \"start\": 249.468, \"end\": 249.648, \"score\": 0.95}, {\"word\": \"管\", \"start\": 249.648, \"end\": 249.788, \"score\": 0.998}, {\"word\": \"上\", \"start\": 249.788, \"end\": 249.968, \"score\": 0.9}, {\"word\": \"市\", \"start\": 249.968, \"end\": 250.449, \"score\": 0.917}, {\"word\": \"櫃\"}, {\"word\": \",\"}, {\"word\": \"大\", \"start\": 250.449, \"end\": 250.629, \"score\": 0.999}, {\"word\": \"的\", \"start\": 250.629, \"end\": 250.729, \"score\": 0.903}, {\"word\": \"公\", \"start\": 250.729, \"end\": 250.889, \"score\": 1.0}, {\"word\": \"司\", \"start\": 250.889, \"end\": 250.99, \"score\": 0.998}, {\"word\": \"他\", \"start\": 250.99, \"end\": 251.15, \"score\": 0.966}, {\"word\": \"可\", \"start\": 251.15, \"end\": 251.25, \"score\": 0.989}, {\"word\": \"以\", \"start\": 251.25, \"end\": 251.35, \"score\": 0.98}, {\"word\": \"管\", \"start\": 251.35, \"end\": 251.63, \"score\": 0.986}, {\"word\": \",\"}, {\"word\": \"小\", \"start\": 251.63, \"end\": 251.831, \"score\": 0.985}, {\"word\": \"的\", \"start\": 251.831, \"end\": 251.911, \"score\": 0.757}, {\"word\": \"公\", \"start\": 251.911, \"end\": 252.011, \"score\": 0.834}, {\"word\": \"司\", \"start\": 252.011, \"end\": 252.191, \"score\": 0.889}, {\"word\": \"管\", \"start\": 252.191, \"end\": 252.351, \"score\": 0.996}, {\"word\": \"不\", \"start\": 252.351, \"end\": 252.471, \"score\": 0.872}, {\"word\": \"了\", \"start\": 252.471, \"end\": 252.932, \"score\": 1.0}, {\"word\": \"。\"}, {\"word\": \"第\", \"start\": 252.932, \"end\": 253.032, \"score\": 0.978}, {\"word\": \"二\", \"start\": 253.032, \"end\": 253.312, \"score\": 0.893}, {\"word\": \"個\"}, {\"word\": \",\"}, {\"word\": \"小\", \"start\": 253.312, \"end\": 253.493, \"score\": 0.985}, {\"word\": \"的\", \"start\": 253.493, \"end\": 253.573, \"score\": 0.913}, {\"word\": \"公\", \"start\": 253.573, \"end\": 253.753, \"score\": 1.0}, {\"word\": \"司\", \"start\": 253.753, \"end\": 254.133, \"score\": 0.895}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 254.133, \"end\": 254.294, \"score\": 0.841}, {\"word\": \"也\", \"start\": 254.294, \"end\": 254.474, \"score\": 0.999}, {\"word\": \"不\", \"start\": 254.474, \"end\": 254.614, \"score\": 0.999}, {\"word\": \"管\", \"start\": 254.614, \"end\": 255.415, \"score\": 0.972}, {\"word\": \",\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 255.415, \"end\": 255.555, \"score\": 0.999}, {\"word\": \"就\", \"start\": 255.555, \"end\": 255.655, \"score\": 0.903}, {\"word\": \"叫\", \"start\": 255.655, \"end\": 255.815, \"score\": 0.971}, {\"word\": \"做\", \"start\": 255.815, \"end\": 256.056, \"score\": 0.992}, {\"word\": \"沒\", \"start\": 256.056, \"end\": 256.236, \"score\": 0.889}, {\"word\": \"人\", \"start\": 256.236, \"end\": 256.436, \"score\": 0.999}, {\"word\": \"管\", \"start\": 256.436, \"end\": 256.576, \"score\": 0.866}, {\"word\": \"的\", \"start\": 256.576, \"end\": 256.716, \"score\": 0.982}, {\"word\": \"三\", \"start\": 256.716, \"end\": 256.877, \"score\": 1.0}, {\"word\": \"不\", \"start\": 256.877, \"end\": 256.977, \"score\": 0.8}, {\"word\": \"管\", \"start\": 256.977, \"end\": 257.157, \"score\": 0.996}, {\"word\": \"地\", \"start\": 257.157, \"end\": 257.177, \"score\": 0.509}, {\"word\": \"帶\"}, {\"word\": \"。\"}, {\"word\": \"主\", \"start\": 258.157, \"end\": 258.297, \"score\": 0.946}, {\"word\": \"委\", \"start\": 258.297, \"end\": 258.858, \"score\": 0.932}, {\"word\": \",\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 258.858, \"end\": 258.998, \"score\": 0.854}, {\"word\": \"您\", \"start\": 258.998, \"end\": 259.078, \"score\": 0.75}, {\"word\": \"要\", \"start\": 259.078, \"end\": 259.238, \"score\": 0.966}, {\"word\": \"卸\", \"start\": 259.238, \"end\": 259.398, \"score\": 0.873}, {\"word\": \"任\", \"start\": 259.398, \"end\": 259.819, \"score\": 0.969}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 259.819, \"end\": 259.979, \"score\": 0.996}, {\"word\": \"想\", \"start\": 259.979, \"end\": 260.179, \"score\": 0.999}, {\"word\": \"問\"}, {\"word\": \"您\", \"start\": 260.179, \"end\": 261.561, \"score\": 0.942}, {\"word\": \",\"}, {\"word\": \"您\", \"start\": 261.561, \"end\": 261.741, \"score\": 0.889}, {\"word\": \"願\"}, {\"word\": \"不\", \"start\": 261.741, \"end\": 262.001, \"score\": 0.918}, {\"word\": \"願\"}, {\"word\": \"意\", \"start\": 262.001, \"end\": 262.422, \"score\": 1.0}, {\"word\": \"支\", \"start\": 262.422, \"end\": 262.642, \"score\": 0.998}, {\"word\": \"持\", \"start\": 262.642, \"end\": 263.122, \"score\": 0.999}, {\"word\": \"立\", \"start\": 263.122, \"end\": 263.323, \"score\": 0.906}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 263.323, \"end\": 263.583, \"score\": 0.923}, {\"word\": \"?\"}, {\"word\": \"專\"}, {\"word\": \"法\", \"start\": 263.583, \"end\": 263.843, \"score\": 0.999}, {\"word\": \"的\", \"start\": 263.843, \"end\": 264.284, \"score\": 0.954}, {\"word\": \"法\", \"start\": 264.284, \"end\": 264.404, \"score\": 0.829}, {\"word\": \"案\", \"start\": 264.404, \"end\": 264.444, \"score\": 0.499}, {\"word\": \"我\", \"start\": 264.444, \"end\": 264.624, \"score\": 0.875}, {\"word\": \"們\"}, {\"word\": \"已\", \"start\": 264.624, \"end\": 264.764, \"score\": 0.855}, {\"word\": \"經\"}, {\"word\": \"寫\"}, {\"word\": \"好\", \"start\": 264.764, \"end\": 265.004, \"score\": 0.911}, {\"word\": \"了\", \"start\": 265.004, \"end\": 265.425, \"score\": 0.952}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 265.425, \"end\": 265.525, \"score\": 0.997}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 265.525, \"end\": 265.665, \"score\": 0.857}, {\"word\": \"希\", \"start\": 265.665, \"end\": 265.785, \"score\": 0.833}, {\"word\": \"望\", \"start\": 265.785, \"end\": 265.805, \"score\": 0.0}, {\"word\": \"同\", \"start\": 279.62, \"end\": 280.041, \"score\": 0.779}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 280.041, \"end\": 280.241, \"score\": 0.928}, {\"word\": \"不\", \"start\": 280.241, \"end\": 280.361, \"score\": 0.803}, {\"word\": \"管\", \"start\": 280.361, \"end\": 280.521, \"score\": 0.966}, {\"word\": \"主\", \"start\": 280.521, \"end\": 280.621, \"score\": 0.803}, {\"word\": \"任\", \"start\": 280.621, \"end\": 280.721, \"score\": 0.78}, {\"word\": \"你\", \"start\": 280.721, \"end\": 280.841, \"score\": 0.954}, {\"word\": \"再\", \"start\": 280.841, \"end\": 281.042, \"score\": 0.728}, {\"word\": \"不\", \"start\": 281.042, \"end\": 281.102, \"score\": 0.985}, {\"word\": \"在\", \"start\": 281.102, \"end\": 281.302, \"score\": 0.907}, {\"word\": \"任\", \"start\": 281.302, \"end\": 281.502, \"score\": 0.81}, {\"word\": \"我\", \"start\": 281.502, \"end\": 281.602, \"score\": 0.948}, {\"word\": \"想\", \"start\": 281.602, \"end\": 281.982, \"score\": 0.853}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"都\", \"start\": 281.982, \"end\": 282.103, \"score\": 0.979}, {\"word\": \"要\", \"start\": 282.103, \"end\": 282.343, \"score\": 0.972}, {\"word\": \"成\", \"start\": 282.343, \"end\": 283.224, \"score\": 0.853}, {\"word\": \"為\"}, {\"word\": \"將\"}, {\"word\": \"來\"}, {\"word\": \"尤\", \"start\": 283.224, \"end\": 283.384, \"score\": 0.881}, {\"word\": \"其\", \"start\": 283.384, \"end\": 283.464, \"score\": 0.914}, {\"word\": \"在\", \"start\": 283.464, \"end\": 283.664, \"score\": 0.981}, {\"word\": \"本\", \"start\": 283.664, \"end\": 283.984, \"score\": 0.866}, {\"word\": \"屆\"}, {\"word\": \"的\", \"start\": 283.984, \"end\": 284.085, \"score\": 0.882}, {\"word\": \"立\", \"start\": 284.085, \"end\": 284.225, \"score\": 0.806}, {\"word\": \"法\", \"start\": 284.225, \"end\": 284.365, \"score\": 0.998}, {\"word\": \"院\", \"start\": 284.365, \"end\": 284.545, \"score\": 0.7}, {\"word\": \"我\", \"start\": 284.545, \"end\": 284.705, \"score\": 0.909}, {\"word\": \"相\", \"start\": 284.705, \"end\": 284.905, \"score\": 0.964}, {\"word\": \"信\", \"start\": 284.905, \"end\": 285.226, \"score\": 0.761}, {\"word\": \"會\"}, {\"word\": \"是\", \"start\": 285.226, \"end\": 285.306, \"score\": 0.994}, {\"word\": \"一\", \"start\": 285.306, \"end\": 285.586, \"score\": 0.862}, {\"word\": \"個\"}, {\"word\": \"重\", \"start\": 285.586, \"end\": 285.806, \"score\": 0.972}, {\"word\": \"中\", \"start\": 285.806, \"end\": 286.046, \"score\": 0.896}, {\"word\": \"之\", \"start\": 286.046, \"end\": 286.147, \"score\": 0.947}, {\"word\": \"重\", \"start\": 286.147, \"end\": 286.347, \"score\": 0.925}, {\"word\": \"的\", \"start\": 286.347, \"end\": 286.487, \"score\": 0.905}, {\"word\": \"法\", \"start\": 286.487, \"end\": 286.627, \"score\": 0.824}, {\"word\": \"案\", \"start\": 286.627, \"end\": 287.268, \"score\": 0.842}, {\"word\": \"我\", \"start\": 287.268, \"end\": 287.308, \"score\": 0.502}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 287.308, \"end\": 287.468, \"score\": 0.869}, {\"word\": \"希\", \"start\": 287.468, \"end\": 287.628, \"score\": 0.891}, {\"word\": \"望\", \"start\": 287.628, \"end\": 287.828, \"score\": 0.813}, {\"word\": \"行\", \"start\": 287.828, \"end\": 287.988, \"score\": 0.895}, {\"word\": \"政\", \"start\": 287.988, \"end\": 288.169, \"score\": 0.97}, {\"word\": \"部\", \"start\": 288.169, \"end\": 288.749, \"score\": 0.882}, {\"word\": \"門\"}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"提\", \"start\": 288.749, \"end\": 288.929, \"score\": 0.839}, {\"word\": \"出\", \"start\": 288.929, \"end\": 289.17, \"score\": 0.996}, {\"word\": \"你\", \"start\": 289.17, \"end\": 289.43, \"score\": 0.834}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 289.43, \"end\": 289.71, \"score\": 0.894}, {\"word\": \"對\"}, {\"word\": \"岸\", \"start\": 289.71, \"end\": 290.311, \"score\": 0.925}, {\"word\": \"尤\", \"start\": 290.311, \"end\": 290.471, \"score\": 0.937}, {\"word\": \"其\", \"start\": 290.471, \"end\": 290.651, \"score\": 0.931}, {\"word\": \"是\", \"start\": 290.651, \"end\": 291.592, \"score\": 0.913}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 291.592, \"end\": 291.752, \"score\": 0.716}, {\"word\": \"管\", \"start\": 291.752, \"end\": 291.912, \"score\": 0.941}, {\"word\": \"不\", \"start\": 291.912, \"end\": 292.032, \"score\": 0.946}, {\"word\": \"了\", \"start\": 292.032, \"end\": 292.733, \"score\": 0.952}, {\"word\": \"儘\"}, {\"word\": \"管\", \"start\": 292.733, \"end\": 293.073, \"score\": 0.859}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 293.073, \"end\": 293.193, \"score\": 0.802}, {\"word\": \"想\", \"start\": 293.193, \"end\": 293.414, \"score\": 0.939}, {\"word\": \"管\", \"start\": 293.414, \"end\": 293.554, \"score\": 0.904}, {\"word\": \"的\", \"start\": 293.554, \"end\": 293.874, \"score\": 0.909}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 293.874, \"end\": 294.134, \"score\": 0.916}, {\"word\": \"我\", \"start\": 294.134, \"end\": 294.375, \"score\": 0.821}, {\"word\": \"們\"}, {\"word\": \"希\", \"start\": 294.375, \"end\": 294.515, \"score\": 0.973}, {\"word\": \"望\", \"start\": 294.515, \"end\": 294.675, \"score\": 0.859}, {\"word\": \"有\", \"start\": 294.675, \"end\": 294.875, \"score\": 0.964}, {\"word\": \"人\", \"start\": 294.875, \"end\": 295.215, \"score\": 0.954}, {\"word\": \"可\", \"start\": 295.215, \"end\": 295.416, \"score\": 0.996}, {\"word\": \"以\", \"start\": 295.416, \"end\": 295.616, \"score\": 0.9}, {\"word\": \"站\", \"start\": 295.616, \"end\": 295.836, \"score\": 0.893}, {\"word\": \"出\", \"start\": 295.836, \"end\": 296.176, \"score\": 0.87}, {\"word\": \"來\"}, {\"word\": \"管\", \"start\": 296.176, \"end\": 296.196, \"score\": 0.942}, {\"word\": \"第\", \"start\": 296.917, \"end\": 297.077, \"score\": 0.786}, {\"word\": \"二\", \"start\": 297.077, \"end\": 297.197, \"score\": 0.827}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 297.197, \"end\": 297.338, \"score\": 0.998}, {\"word\": \"分\", \"start\": 297.338, \"end\": 298.199, \"score\": 0.957}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 298.199, \"end\": 298.379, \"score\": 0.898}, {\"word\": \"的\", \"start\": 298.379, \"end\": 298.779, \"score\": 0.798}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"在\", \"start\": 298.779, \"end\": 298.96, \"score\": 0.999}, {\"word\": \"於\", \"start\": 298.96, \"end\": 299.741, \"score\": 0.847}, {\"word\": \"說\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"講\"}, {\"word\": \"到\", \"start\": 299.741, \"end\": 299.881, \"score\": 0.806}, {\"word\": \"三\", \"start\": 299.881, \"end\": 300.061, \"score\": 0.949}, {\"word\": \"大\", \"start\": 300.061, \"end\": 300.261, \"score\": 0.989}, {\"word\": \"家\", \"start\": 300.261, \"end\": 300.522, \"score\": 0.969}, {\"word\": \"三\", \"start\": 300.522, \"end\": 300.702, \"score\": 0.941}, {\"word\": \"大\", \"start\": 300.702, \"end\": 300.862, \"score\": 0.995}, {\"word\": \"家\", \"start\": 300.862, \"end\": 301.142, \"score\": 0.933}, {\"word\": \"有\", \"start\": 301.142, \"end\": 301.983, \"score\": 0.852}, {\"word\": \"6\"}, {\"word\": \"7\"}, {\"word\": \"0\"}, {\"word\": \"0\"}, {\"word\": \"億\"}, {\"word\": \"的\", \"start\": 301.983, \"end\": 303.125, \"score\": 0.95}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"幾\"}, {\"word\": \"乎\", \"start\": 303.125, \"end\": 303.265, \"score\": 0.98}, {\"word\": \"是\", \"start\": 303.265, \"end\": 304.326, \"score\": 0.929}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"但\", \"start\": 304.326, \"end\": 304.547, \"score\": 0.999}, {\"word\": \"是\", \"start\": 304.547, \"end\": 304.747, \"score\": 0.998}, {\"word\": \"我\", \"start\": 304.747, \"end\": 304.907, \"score\": 0.97}, {\"word\": \"上\", \"start\": 304.907, \"end\": 305.127, \"score\": 0.983}, {\"word\": \"次\", \"start\": 305.127, \"end\": 305.688, \"score\": 0.953}, {\"word\": \"有\", \"start\": 305.688, \"end\": 306.749, \"score\": 0.919}, {\"word\": \"質\"}, {\"word\": \"詢\"}, {\"word\": \"過\"}, {\"word\": \"他\", \"start\": 306.749, \"end\": 307.21, \"score\": 0.947}, {\"word\": \"將\"}, {\"word\": \"近\", \"start\": 307.21, \"end\": 307.771, \"score\": 0.947}, {\"word\": \"湊\"}, {\"word\": \"起\", \"start\": 307.771, \"end\": 308.011, \"score\": 0.912}, {\"word\": \"來\"}, {\"word\": \"有\", \"start\": 308.011, \"end\": 308.752, \"score\": 0.88}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"0\"}, {\"word\": \"億\"}, {\"word\": \"的\", \"start\": 308.752, \"end\": 309.993, \"score\": 0.943}, {\"word\": \"貸\"}, {\"word\": \"帳\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 309.993, \"end\": 310.334, \"score\": 0.998}, {\"word\": \"不\", \"start\": 310.334, \"end\": 310.895, \"score\": 0.906}, {\"word\": \"單\"}, {\"word\": \"單\"}, {\"word\": \"都\", \"start\": 310.895, \"end\": 311.095, \"score\": 0.999}, {\"word\": \"是\", \"start\": 311.095, \"end\": 311.395, \"score\": 0.858}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 311.395, \"end\": 311.575, \"score\": 0.994}, {\"word\": \"所\", \"start\": 311.575, \"end\": 311.816, \"score\": 0.762}, {\"word\": \"謂\"}, {\"word\": \"的\", \"start\": 311.816, \"end\": 311.896, \"score\": 0.995}, {\"word\": \"小\", \"start\": 311.896, \"end\": 312.176, \"score\": 0.913}, {\"word\": \"額\"}, {\"word\": \"信\", \"start\": 312.176, \"end\": 312.637, \"score\": 0.869}, {\"word\": \"貸\"}, {\"word\": \"但\", \"start\": 312.637, \"end\": 312.857, \"score\": 0.997}, {\"word\": \"是\", \"start\": 312.857, \"end\": 313.378, \"score\": 0.979}, {\"word\": \"他\", \"start\": 313.378, \"end\": 313.518, \"score\": 0.824}, {\"word\": \"有\", \"start\": 313.518, \"end\": 313.858, \"score\": 0.884}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"多\", \"start\": 313.858, \"end\": 314.078, \"score\": 0.935}, {\"word\": \"的\", \"start\": 314.078, \"end\": 314.439, \"score\": 0.888}, {\"word\": \"貸\"}, {\"word\": \"帳\"}, {\"word\": \"表\", \"start\": 314.439, \"end\": 314.599, \"score\": 0.838}, {\"word\": \"示\", \"start\": 314.599, \"end\": 314.719, \"score\": 0.955}, {\"word\": \"他\", \"start\": 314.719, \"end\": 314.759, \"score\": 0.632}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 314.759, \"end\": 314.839, \"score\": 0.75}, {\"word\": \"很\", \"start\": 314.839, \"end\": 314.859, \"score\": 0.001}, {\"word\": \"賺\"}, {\"word\": \"錢\"}, {\"word\": \"重\", \"start\": 316.201, \"end\": 316.541, \"score\": 0.93}, {\"word\": \"點\"}, {\"word\": \"是\", \"start\": 316.541, \"end\": 316.701, \"score\": 0.999}, {\"word\": \"在\", \"start\": 316.701, \"end\": 316.881, \"score\": 0.999}, {\"word\": \"於\", \"start\": 316.881, \"end\": 317.541, \"score\": 0.966}, {\"word\": \"接\", \"start\": 317.541, \"end\": 317.701, \"score\": 0.864}, {\"word\": \"下\", \"start\": 317.701, \"end\": 318.561, \"score\": 0.952}, {\"word\": \"來\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 318.561, \"end\": 318.922, \"score\": 0.998}, {\"word\": \"很\", \"start\": 318.922, \"end\": 319.062, \"score\": 1.0}, {\"word\": \"多\", \"start\": 319.062, \"end\": 319.182, \"score\": 1.0}, {\"word\": \"的\", \"start\": 319.182, \"end\": 319.602, \"score\": 0.902}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 319.602, \"end\": 320.142, \"score\": 0.966}, {\"word\": \"地\", \"start\": 320.142, \"end\": 320.362, \"score\": 0.911}, {\"word\": \"下\", \"start\": 320.362, \"end\": 321.562, \"score\": 0.965}, {\"word\": \"錢\"}, {\"word\": \"莊\"}, {\"word\": \"改\", \"start\": 321.562, \"end\": 321.842, \"score\": 0.953}, {\"word\": \"以\", \"start\": 321.842, \"end\": 322.162, \"score\": 0.995}, {\"word\": \"租\", \"start\": 322.162, \"end\": 322.542, \"score\": 0.928}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 322.542, \"end\": 322.742, \"score\": 1.0}, {\"word\": \"司\", \"start\": 322.742, \"end\": 323.062, \"score\": 0.937}, {\"word\": \"為\"}, {\"word\": \"名\", \"start\": 323.062, \"end\": 324.183, \"score\": 0.964}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 324.183, \"end\": 324.443, \"score\": 1.0}, {\"word\": \"做\", \"start\": 324.443, \"end\": 324.843, \"score\": 0.972}, {\"word\": \"合\", \"start\": 324.843, \"end\": 325.143, \"score\": 0.937}, {\"word\": \"法\", \"start\": 325.143, \"end\": 325.363, \"score\": 1.0}, {\"word\": \"的\", \"start\": 325.363, \"end\": 325.863, \"score\": 0.996}, {\"word\": \"地\", \"start\": 325.863, \"end\": 325.983, \"score\": 0.868}, {\"word\": \"下\", \"start\": 325.983, \"end\": 327.323, \"score\": 0.94}, {\"word\": \"錢\"}, {\"word\": \"莊\"}, {\"word\": \"讓\"}, {\"word\": \"租\", \"start\": 327.323, \"end\": 327.603, \"score\": 0.896}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 327.603, \"end\": 327.843, \"score\": 1.0}, {\"word\": \"司\", \"start\": 327.843, \"end\": 328.023, \"score\": 1.0}, {\"word\": \"成\", \"start\": 328.023, \"end\": 328.343, \"score\": 0.933}, {\"word\": \"為\"}, {\"word\": \"有\", \"start\": 328.343, \"end\": 328.563, \"score\": 0.952}, {\"word\": \"牌\", \"start\": 328.563, \"end\": 328.703, \"score\": 0.919}, {\"word\": \"的\", \"start\": 328.703, \"end\": 328.803, \"score\": 0.999}, {\"word\": \"地\", \"start\": 328.803, \"end\": 328.903, \"score\": 0.999}, {\"word\": \"下\", \"start\": 328.903, \"end\": 329.984, \"score\": 0.944}, {\"word\": \"錢\"}, {\"word\": \"莊\"}, {\"word\": \"還\"}, {\"word\": \"可\", \"start\": 329.984, \"end\": 330.104, \"score\": 0.875}, {\"word\": \"以\", \"start\": 330.104, \"end\": 330.344, \"score\": 0.991}, {\"word\": \"去\", \"start\": 330.344, \"end\": 330.944, \"score\": 0.958}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 330.944, \"end\": 332.024, \"score\": 0.973}, {\"word\": \"包\", \"start\": 332.024, \"end\": 332.224, \"score\": 0.899}, {\"word\": \"括\", \"start\": 332.224, \"end\": 333.144, \"score\": 1.0}, {\"word\": \"暴\", \"start\": 333.144, \"end\": 333.284, \"score\": 0.88}, {\"word\": \"力\", \"start\": 333.284, \"end\": 335.865, \"score\": 0.951}, {\"word\": \"討\"}, {\"word\": \"債\"}, {\"word\": \"然\", \"start\": 335.865, \"end\": 336.045, \"score\": 0.991}, {\"word\": \"後\", \"start\": 336.045, \"end\": 336.565, \"score\": 0.961}, {\"word\": \"甚\", \"start\": 336.565, \"end\": 336.765, \"score\": 0.996}, {\"word\": \"至\", \"start\": 336.765, \"end\": 336.885, \"score\": 0.88}, {\"word\": \"到\", \"start\": 336.885, \"end\": 337.105, \"score\": 0.999}, {\"word\": \"法\", \"start\": 337.105, \"end\": 337.265, \"score\": 1.0}, {\"word\": \"院\", \"start\": 337.265, \"end\": 337.605, \"score\": 0.998}, {\"word\": \"可\", \"start\": 337.605, \"end\": 337.705, \"score\": 1.0}, {\"word\": \"以\", \"start\": 337.705, \"end\": 337.805, \"score\": 0.798}, {\"word\": \"做\", \"start\": 337.805, \"end\": 337.985, \"score\": 0.947}, {\"word\": \"相\", \"start\": 337.985, \"end\": 338.525, \"score\": 0.88}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 338.525, \"end\": 338.645, \"score\": 0.962}, {\"word\": \"強\"}, {\"word\": \"制\", \"start\": 338.645, \"end\": 338.805, \"score\": 0.875}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 338.805, \"end\": 339.445, \"score\": 0.993}, {\"word\": \"那\", \"start\": 339.445, \"end\": 339.565, \"score\": 0.853}, {\"word\": \"最\", \"start\": 339.565, \"end\": 339.866, \"score\": 0.876}, {\"word\": \"嚴\"}, {\"word\": \"重\", \"start\": 339.866, \"end\": 340.026, \"score\": 0.972}, {\"word\": \"的\", \"start\": 340.026, \"end\": 340.206, \"score\": 1.0}, {\"word\": \"是\", \"start\": 340.206, \"end\": 340.806, \"score\": 1.0}, {\"word\": \"我\", \"start\": 340.806, \"end\": 340.986, \"score\": 0.96}, {\"word\": \"希\", \"start\": 340.986, \"end\": 341.166, \"score\": 0.999}, {\"word\": \"望\", \"start\": 341.166, \"end\": 341.306, \"score\": 0.997}, {\"word\": \"的\", \"start\": 341.306, \"end\": 341.466, \"score\": 0.999}, {\"word\": \"是\", \"start\": 341.466, \"end\": 341.486, \"score\": 0.945}, {\"word\": \"我\", \"start\": 342.466, \"end\": 343.226, \"score\": 0.973}, {\"word\": \"們\"}, {\"word\": \"目\", \"start\": 343.226, \"end\": 343.386, \"score\": 0.999}, {\"word\": \"前\", \"start\": 343.386, \"end\": 343.746, \"score\": 0.939}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 343.746, \"end\": 343.986, \"score\": 0.95}, {\"word\": \"公\", \"start\": 343.986, \"end\": 344.206, \"score\": 0.956}, {\"word\": \"股\", \"start\": 344.206, \"end\": 344.327, \"score\": 0.847}, {\"word\": \"行\", \"start\": 344.327, \"end\": 344.747, \"score\": 0.905}, {\"word\": \"庫\"}, {\"word\": \"到\", \"start\": 344.747, \"end\": 344.907, \"score\": 0.89}, {\"word\": \"底\", \"start\": 344.907, \"end\": 344.987, \"score\": 0.989}, {\"word\": \"有\", \"start\": 344.987, \"end\": 345.107, \"score\": 0.831}, {\"word\": \"多\", \"start\": 345.107, \"end\": 345.267, \"score\": 1.0}, {\"word\": \"少\", \"start\": 345.267, \"end\": 345.487, \"score\": 0.91}, {\"word\": \"家\", \"start\": 345.487, \"end\": 345.747, \"score\": 1.0}, {\"word\": \"在\", \"start\": 345.747, \"end\": 345.927, \"score\": 1.0}, {\"word\": \"中\", \"start\": 345.927, \"end\": 346.307, \"score\": 0.895}, {\"word\": \"國\"}, {\"word\": \"成\", \"start\": 346.307, \"end\": 346.447, \"score\": 0.975}, {\"word\": \"立\", \"start\": 346.447, \"end\": 346.547, \"score\": 0.983}, {\"word\": \"融\", \"start\": 346.547, \"end\": 346.807, \"score\": 0.851}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 346.807, \"end\": 347.007, \"score\": 1.0}, {\"word\": \"司\", \"start\": 347.007, \"end\": 348.308, \"score\": 1.0}, {\"word\": \"主\", \"start\": 348.308, \"end\": 348.448, \"score\": 0.87}, {\"word\": \"委\", \"start\": 348.448, \"end\": 350.008, \"score\": 0.961}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"我\", \"start\": 350.008, \"end\": 350.388, \"score\": 0.851}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"是\", \"start\": 350.388, \"end\": 350.528, \"score\": 0.93}, {\"word\": \"我\", \"start\": 350.528, \"end\": 350.928, \"score\": 0.903}, {\"word\": \"們\"}, {\"word\": \"可\", \"start\": 350.928, \"end\": 351.048, \"score\": 0.998}, {\"word\": \"以\", \"start\": 351.048, \"end\": 351.128, \"score\": 0.983}, {\"word\": \"有\", \"start\": 351.128, \"end\": 351.388, \"score\": 0.921}, {\"word\": \"一\", \"start\": 351.388, \"end\": 351.568, \"score\": 0.878}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 351.568, \"end\": 351.709, \"score\": 0.857}, {\"word\": \"融\", \"start\": 351.709, \"end\": 352.289, \"score\": 0.862}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"轉\"}, {\"word\": \"投\", \"start\": 352.289, \"end\": 352.489, \"score\": 0.997}, {\"word\": \"資\"}, {\"word\": \"大\", \"start\": 352.489, \"end\": 352.629, \"score\": 0.857}, {\"word\": \"概\", \"start\": 352.629, \"end\": 352.929, \"score\": 0.933}, {\"word\": \"十\", \"start\": 352.929, \"end\": 353.809, \"score\": 0.886}, {\"word\": \"幾\"}, {\"word\": \"家\", \"start\": 353.809, \"end\": 354.009, \"score\": 0.9}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"暫\"}, {\"word\": \"停\", \"start\": 354.009, \"end\": 354.329, \"score\": 0.937}, {\"word\": \"十\", \"start\": 354.329, \"end\": 354.609, \"score\": 0.868}, {\"word\": \"幾\"}, {\"word\": \"家\", \"start\": 354.609, \"end\": 355.189, \"score\": 0.965}, {\"word\": \"十\", \"start\": 355.189, \"end\": 355.49, \"score\": 0.867}, {\"word\": \"幾\"}, {\"word\": \"家\", \"start\": 355.49, \"end\": 356.35, \"score\": 0.999}, {\"word\": \"對\"}, {\"word\": \"台\", \"start\": 356.35, \"end\": 356.55, \"score\": 0.916}, {\"word\": \"企\", \"start\": 356.55, \"end\": 356.97, \"score\": 0.904}, {\"word\": \"銀\"}, {\"word\": \"第\", \"start\": 356.97, \"end\": 357.11, \"score\": 0.981}, {\"word\": \"一\", \"start\": 357.11, \"end\": 357.27, \"score\": 0.901}, {\"word\": \"金\", \"start\": 357.27, \"end\": 357.49, \"score\": 0.913}, {\"word\": \"跟\", \"start\": 357.49, \"end\": 358.13, \"score\": 0.955}, {\"word\": \"華\"}, {\"word\": \"南\", \"start\": 358.13, \"end\": 358.39, \"score\": 0.997}, {\"word\": \"金\", \"start\": 358.39, \"end\": 358.61, \"score\": 0.91}, {\"word\": \"、\"}, {\"word\": \"核\", \"start\": 358.61, \"end\": 358.97, \"score\": 0.889}, {\"word\": \"庫\"}, {\"word\": \"金\", \"start\": 358.97, \"end\": 359.191, \"score\": 0.929}, {\"word\": \"都\", \"start\": 359.191, \"end\": 359.311, \"score\": 0.836}, {\"word\": \"有\", \"start\": 359.311, \"end\": 359.451, \"score\": 0.857}, {\"word\": \"在\", \"start\": 359.451, \"end\": 359.691, \"score\": 1.0}, {\"word\": \"大\", \"start\": 359.691, \"end\": 360.051, \"score\": 0.944}, {\"word\": \"陸\"}, {\"word\": \"成\", \"start\": 360.051, \"end\": 360.171, \"score\": 0.959}, {\"word\": \"立\", \"start\": 360.171, \"end\": 360.271, \"score\": 0.988}, {\"word\": \"融\", \"start\": 360.271, \"end\": 360.591, \"score\": 0.878}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 360.591, \"end\": 360.751, \"score\": 0.999}, {\"word\": \"司\", \"start\": 360.751, \"end\": 360.891, \"score\": 1.0}, {\"word\": \"對\"}, {\"word\": \"嗎\"}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"暫\"}, {\"word\": \"停\", \"start\": 360.891, \"end\": 361.011, \"score\": 0.833}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"都\", \"start\": 361.011, \"end\": 361.831, \"score\": 0.975}, {\"word\": \"有\", \"start\": 361.831, \"end\": 362.131, \"score\": 0.933}, {\"word\": \"局\", \"start\": 362.131, \"end\": 362.231, \"score\": 0.8}, {\"word\": \"長\"}, {\"word\": \"你\", \"start\": 362.231, \"end\": 362.311, \"score\": 0.75}, {\"word\": \"要\", \"start\": 362.311, \"end\": 362.391, \"score\": 0.748}, {\"word\": \"不\", \"start\": 362.391, \"end\": 362.511, \"score\": 0.833}, {\"word\": \"要\", \"start\": 362.511, \"end\": 362.591, \"score\": 0.749}, {\"word\": \"來\"}, {\"word\": \"說\"}, {\"word\": \"明\", \"start\": 362.591, \"end\": 362.671, \"score\": 0.75}, {\"word\": \"一\", \"start\": 362.671, \"end\": 362.691, \"score\": 0.0}, {\"word\": \"下\", \"start\": 362.691, \"end\": 362.771, \"score\": 0.751}, {\"word\": \"要\", \"start\": 362.771, \"end\": 362.851, \"score\": 0.746}, {\"word\": \"請\"}, {\"word\": \"公\", \"start\": 362.851, \"end\": 363.152, \"score\": 0.866}, {\"word\": \"股\", \"start\": 363.152, \"end\": 363.292, \"score\": 0.856}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 363.292, \"end\": 363.412, \"score\": 0.834}, {\"word\": \"的\", \"start\": 363.412, \"end\": 363.432, \"score\": 0.0}, {\"word\": \"公\", \"start\": 369.191, \"end\": 369.371, \"score\": 0.888}, {\"word\": \"股\", \"start\": 369.371, \"end\": 369.571, \"score\": 0.733}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 369.571, \"end\": 369.711, \"score\": 0.979}, {\"word\": \"的\", \"start\": 369.711, \"end\": 369.831, \"score\": 0.996}, {\"word\": \"董\", \"start\": 369.831, \"end\": 370.052, \"score\": 0.997}, {\"word\": \"事\", \"start\": 370.052, \"end\": 371.252, \"score\": 0.935}, {\"word\": \"長\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"是\", \"start\": 371.252, \"end\": 371.372, \"score\": 0.835}, {\"word\": \"臺\"}, {\"word\": \"企\", \"start\": 371.372, \"end\": 371.552, \"score\": 0.884}, {\"word\": \"銀\"}, {\"word\": \"臺\"}, {\"word\": \"企\", \"start\": 371.552, \"end\": 372.333, \"score\": 0.953}, {\"word\": \"銀\"}, {\"word\": \"、\"}, {\"word\": \"第\", \"start\": 372.333, \"end\": 373.633, \"score\": 0.923}, {\"word\": \"一\", \"start\": 373.633, \"end\": 374.214, \"score\": 0.931}, {\"word\": \"金\", \"start\": 374.214, \"end\": 374.374, \"score\": 0.875}, {\"word\": \"、\"}, {\"word\": \"華\"}, {\"word\": \"南\", \"start\": 374.374, \"end\": 374.594, \"score\": 0.992}, {\"word\": \"金\", \"start\": 374.594, \"end\": 374.994, \"score\": 0.903}, {\"word\": \"、\"}, {\"word\": \"和\", \"start\": 374.994, \"end\": 375.174, \"score\": 0.898}, {\"word\": \"平\", \"start\": 375.174, \"end\": 375.354, \"score\": 0.889}, {\"word\": \"金\", \"start\": 375.354, \"end\": 376.775, \"score\": 0.955}, {\"word\": \"來\"}, {\"word\": \",\"}, {\"word\": \"請\"}, {\"word\": \"三\", \"start\": 376.775, \"end\": 377.675, \"score\": 0.957}, {\"word\": \"位\", \"start\": 377.675, \"end\": 377.795, \"score\": 0.851}, {\"word\": \"被\", \"start\": 377.795, \"end\": 378.095, \"score\": 0.933}, {\"word\": \"點\"}, {\"word\": \"名\", \"start\": 378.095, \"end\": 378.236, \"score\": 0.876}, {\"word\": \"到\", \"start\": 378.236, \"end\": 378.356, \"score\": 0.966}, {\"word\": \"了\", \"start\": 378.356, \"end\": 378.476, \"score\": 0.999}, {\"word\": \"公\", \"start\": 378.476, \"end\": 378.636, \"score\": 0.893}, {\"word\": \"股\", \"start\": 378.636, \"end\": 378.896, \"score\": 0.846}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 378.896, \"end\": 379.176, \"score\": 0.994}, {\"word\": \"的\", \"start\": 379.176, \"end\": 379.696, \"score\": 0.921}, {\"word\": \"董\", \"start\": 379.696, \"end\": 379.856, \"score\": 1.0}, {\"word\": \"事\", \"start\": 379.856, \"end\": 379.956, \"score\": 0.996}, {\"word\": \"長\"}, {\"word\": \"上\", \"start\": 379.956, \"end\": 379.976, \"score\": 0.958}, {\"word\": \"臺\"}, {\"word\": \"備\"}, {\"word\": \"選\"}, {\"word\": \"各\", \"start\": 394.195, \"end\": 394.295, \"score\": 0.885}, {\"word\": \"位\", \"start\": 394.295, \"end\": 394.375, \"score\": 0.825}, {\"word\": \"董\", \"start\": 394.375, \"end\": 394.515, \"score\": 0.869}, {\"word\": \"事\", \"start\": 394.515, \"end\": 395.416, \"score\": 0.975}, {\"word\": \"長\"}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 395.416, \"end\": 395.656, \"score\": 0.917}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 395.656, \"end\": 396.036, \"score\": 0.947}, {\"word\": \"馬\"}, {\"word\": \"政\", \"start\": 396.036, \"end\": 396.257, \"score\": 0.999}, {\"word\": \"府\", \"start\": 396.257, \"end\": 396.597, \"score\": 0.936}, {\"word\": \"時\"}, {\"word\": \"代\", \"start\": 396.597, \"end\": 396.817, \"score\": 0.999}, {\"word\": \"因\", \"start\": 396.817, \"end\": 397.177, \"score\": 0.944}, {\"word\": \"為\"}, {\"word\": \"跟\", \"start\": 397.177, \"end\": 397.738, \"score\": 0.914}, {\"word\": \"兩\"}, {\"word\": \"岸\", \"start\": 397.738, \"end\": 398.138, \"score\": 0.904}, {\"word\": \"簽\"}, {\"word\": \"有\", \"start\": 398.138, \"end\": 398.719, \"score\": 0.999}, {\"word\": \"金\", \"start\": 398.719, \"end\": 398.859, \"score\": 0.912}, {\"word\": \"融\", \"start\": 398.859, \"end\": 399.019, \"score\": 0.873}, {\"word\": \"的\", \"start\": 399.019, \"end\": 399.099, \"score\": 0.993}, {\"word\": \"M\", \"start\": 399.099, \"end\": 399.199, \"score\": 0.8}, {\"word\": \"O\", \"start\": 399.199, \"end\": 399.399, \"score\": 0.9}, {\"word\": \"U\", \"start\": 399.399, \"end\": 399.659, \"score\": 0.923}, {\"word\": \",\"}, {\"word\": \"所\", \"start\": 399.659, \"end\": 399.839, \"score\": 1.0}, {\"word\": \"以\", \"start\": 399.839, \"end\": 399.96, \"score\": 0.992}, {\"word\": \"我\", \"start\": 399.96, \"end\": 400.1, \"score\": 0.721}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 400.1, \"end\": 400.16, \"score\": 0.987}, {\"word\": \"公\", \"start\": 400.16, \"end\": 400.3, \"score\": 0.856}, {\"word\": \"務\"}, {\"word\": \"武\", \"start\": 400.3, \"end\": 400.82, \"score\": 0.902}, {\"word\": \"漢\"}, {\"word\": \"庫\"}, {\"word\": \"都\", \"start\": 400.82, \"end\": 400.98, \"score\": 0.999}, {\"word\": \"有\", \"start\": 400.98, \"end\": 401.12, \"score\": 1.0}, {\"word\": \"在\", \"start\": 401.12, \"end\": 401.301, \"score\": 1.0}, {\"word\": \"中\", \"start\": 401.301, \"end\": 401.581, \"score\": 0.928}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 401.581, \"end\": 402.081, \"score\": 0.92}, {\"word\": \"陸\"}, {\"word\": \"設\"}, {\"word\": \"立\", \"start\": 402.081, \"end\": 402.722, \"score\": 0.992}, {\"word\": \"所\", \"start\": 402.722, \"end\": 403.082, \"score\": 0.937}, {\"word\": \"謂\"}, {\"word\": \"的\", \"start\": 403.082, \"end\": 403.222, \"score\": 0.992}, {\"word\": \"融\", \"start\": 403.222, \"end\": 403.983, \"score\": 0.947}, {\"word\": \"資\"}, {\"word\": \"主\", \"start\": 403.983, \"end\": 404.243, \"score\": 0.847}, {\"word\": \"領\"}, {\"word\": \"公\", \"start\": 404.243, \"end\": 404.463, \"score\": 1.0}, {\"word\": \"司\", \"start\": 404.463, \"end\": 404.663, \"score\": 1.0}, {\"word\": \"是\", \"start\": 404.663, \"end\": 405.824, \"score\": 0.97}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"都\", \"start\": 405.824, \"end\": 405.984, \"score\": 0.999}, {\"word\": \"有\", \"start\": 405.984, \"end\": 406.725, \"score\": 0.987}, {\"word\": \"。\"}, {\"word\": \"有\", \"start\": 406.725, \"end\": 408.746, \"score\": 0.967}, {\"word\": \"賺\"}, {\"word\": \"錢\"}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"都\", \"start\": 408.746, \"end\": 408.866, \"score\": 0.989}, {\"word\": \"有\", \"start\": 408.866, \"end\": 409.787, \"score\": 0.935}, {\"word\": \"賺\"}, {\"word\": \"錢\"}, {\"word\": \"。\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 409.787, \"end\": 410.067, \"score\": 0.927}, {\"word\": \"還\"}, {\"word\": \"在\", \"start\": 410.067, \"end\": 410.228, \"score\": 1.0}, {\"word\": \"做\", \"start\": 410.228, \"end\": 411.629, \"score\": 0.971}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"還\"}, {\"word\": \"在\", \"start\": 411.629, \"end\": 411.789, \"score\": 1.0}, {\"word\": \"做\", \"start\": 411.789, \"end\": 412.569, \"score\": 0.995}, {\"word\": \"。\"}, {\"word\": \"那\", \"start\": 412.569, \"end\": 413.69, \"score\": 1.0}, {\"word\": \"目\", \"start\": 413.69, \"end\": 413.85, \"score\": 0.99}, {\"word\": \"前\", \"start\": 413.85, \"end\": 414.171, \"score\": 0.921}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 414.171, \"end\": 414.291, \"score\": 0.85}, {\"word\": \"好\", \"start\": 414.291, \"end\": 414.431, \"score\": 0.996}, {\"word\": \"像\", \"start\": 414.431, \"end\": 414.651, \"score\": 0.998}, {\"word\": \"中\", \"start\": 414.651, \"end\": 414.731, \"score\": 1.0}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 414.731, \"end\": 414.791, \"score\": 0.667}, {\"word\": \"陸\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 414.791, \"end\": 414.851, \"score\": 0.667}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"不\", \"start\": 414.851, \"end\": 414.911, \"score\": 0.667}, {\"word\": \"太\", \"start\": 414.911, \"end\": 415.071, \"score\": 0.875}, {\"word\": \"好\", \"start\": 415.071, \"end\": 415.151, \"score\": 0.75}, {\"word\": \"是\", \"start\": 415.151, \"end\": 415.171, \"score\": 0.0}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"但\", \"start\": 418.24, \"end\": 418.44, \"score\": 1.0}, {\"word\": \"是\", \"start\": 418.44, \"end\": 418.7, \"score\": 0.999}, {\"word\": \"我\", \"start\": 418.7, \"end\": 418.861, \"score\": 0.999}, {\"word\": \"知\", \"start\": 418.861, \"end\": 418.981, \"score\": 0.999}, {\"word\": \"道\", \"start\": 418.981, \"end\": 419.121, \"score\": 0.983}, {\"word\": \"的\", \"start\": 419.121, \"end\": 419.261, \"score\": 0.995}, {\"word\": \"是\", \"start\": 419.261, \"end\": 419.521, \"score\": 0.999}, {\"word\": \"第\", \"start\": 419.521, \"end\": 419.661, \"score\": 0.858}, {\"word\": \"一\", \"start\": 419.661, \"end\": 419.781, \"score\": 0.833}, {\"word\": \"金\", \"start\": 419.781, \"end\": 420.662, \"score\": 0.977}, {\"word\": \"第\", \"start\": 420.662, \"end\": 420.782, \"score\": 0.877}, {\"word\": \"一\", \"start\": 420.782, \"end\": 420.922, \"score\": 0.855}, {\"word\": \"金\", \"start\": 420.922, \"end\": 421.122, \"score\": 0.896}, {\"word\": \"的\", \"start\": 421.122, \"end\": 421.322, \"score\": 0.998}, {\"word\": \"一\", \"start\": 421.322, \"end\": 421.823, \"score\": 0.927}, {\"word\": \"營\"}, {\"word\": \"租\", \"start\": 421.823, \"end\": 422.103, \"score\": 0.862}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 422.103, \"end\": 422.343, \"score\": 1.0}, {\"word\": \"司\", \"start\": 422.343, \"end\": 422.764, \"score\": 1.0}, {\"word\": \"一\", \"start\": 422.764, \"end\": 422.924, \"score\": 0.902}, {\"word\": \"年\", \"start\": 422.924, \"end\": 423.064, \"score\": 0.857}, {\"word\": \"的\", \"start\": 423.064, \"end\": 423.184, \"score\": 0.999}, {\"word\": \"成\", \"start\": 423.184, \"end\": 423.544, \"score\": 0.896}, {\"word\": \"長\"}, {\"word\": \"率\", \"start\": 423.544, \"end\": 423.844, \"score\": 0.884}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 423.844, \"end\": 423.965, \"score\": 0.973}, {\"word\": \"超\", \"start\": 423.965, \"end\": 425.065, \"score\": 0.875}, {\"word\": \"過\"}, {\"word\": \"3\"}, {\"word\": \"%\"}, {\"word\": \"是\", \"start\": 425.065, \"end\": 425.326, \"score\": 0.863}, {\"word\": \"嗎\"}, {\"word\": \"董\", \"start\": 425.326, \"end\": 425.466, \"score\": 0.854}, {\"word\": \"事\", \"start\": 425.466, \"end\": 426.607, \"score\": 0.94}, {\"word\": \"長\"}, {\"word\": \"第\", \"start\": 426.607, \"end\": 426.727, \"score\": 0.834}, {\"word\": \"一\", \"start\": 426.727, \"end\": 426.827, \"score\": 0.797}, {\"word\": \"金\", \"start\": 426.827, \"end\": 427.507, \"score\": 0.941}, {\"word\": \"確\"}, {\"word\": \"實\"}, {\"word\": \"董\", \"start\": 427.507, \"end\": 427.687, \"score\": 0.925}, {\"word\": \"事\", \"start\": 427.687, \"end\": 430.65, \"score\": 0.827}, {\"word\": \"長\"}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"暫\"}, {\"word\": \"停\", \"start\": 430.65, \"end\": 430.95, \"score\": 0.914}, {\"word\": \"喔\", \"start\": 430.95, \"end\": 431.09, \"score\": 0.857}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 431.09, \"end\": 431.23, \"score\": 0.998}, {\"word\": \"委\", \"start\": 431.23, \"end\": 431.791, \"score\": 0.957}, {\"word\": \"員\"}, {\"word\": \"那\", \"start\": 431.791, \"end\": 431.991, \"score\": 0.905}, {\"word\": \"目\", \"start\": 431.991, \"end\": 432.231, \"score\": 1.0}, {\"word\": \"前\", \"start\": 432.231, \"end\": 432.451, \"score\": 0.999}, {\"word\": \"呢\", \"start\": 432.451, \"end\": 432.691, \"score\": 0.939}, {\"word\": \"事\", \"start\": 432.691, \"end\": 432.892, \"score\": 0.912}, {\"word\": \"實\"}, {\"word\": \"上\", \"start\": 432.892, \"end\": 433.092, \"score\": 0.977}, {\"word\": \"我\", \"start\": 433.092, \"end\": 433.652, \"score\": 0.954}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 433.652, \"end\": 433.952, \"score\": 0.999}, {\"word\": \"整\", \"start\": 433.952, \"end\": 435.113, \"score\": 0.982}, {\"word\": \"個\"}, {\"word\": \"租\", \"start\": 435.113, \"end\": 435.474, \"score\": 0.899}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 435.474, \"end\": 435.714, \"score\": 1.0}, {\"word\": \"司\", \"start\": 435.714, \"end\": 435.894, \"score\": 0.999}, {\"word\": \"的\", \"start\": 435.894, \"end\": 436.394, \"score\": 0.917}, {\"word\": \"曝\"}, {\"word\": \"險\"}, {\"word\": \"也\", \"start\": 436.394, \"end\": 436.514, \"score\": 0.961}, {\"word\": \"是\", \"start\": 436.514, \"end\": 436.715, \"score\": 0.936}, {\"word\": \"放\", \"start\": 436.715, \"end\": 436.895, \"score\": 1.0}, {\"word\": \"在\", \"start\": 436.895, \"end\": 437.115, \"score\": 0.999}, {\"word\": \"整\", \"start\": 437.115, \"end\": 437.455, \"score\": 0.941}, {\"word\": \"個\"}, {\"word\": \"A\", \"start\": 437.455, \"end\": 437.575, \"score\": 0.833}, {\"word\": \"I\", \"start\": 437.575, \"end\": 438.256, \"score\": 0.923}, {\"word\": \"8\"}, {\"word\": \"2\"}, {\"word\": \"控\", \"start\": 438.256, \"end\": 438.456, \"score\": 0.921}, {\"word\": \"管\", \"start\": 438.456, \"end\": 438.716, \"score\": 0.944}, {\"word\": \"之\", \"start\": 438.716, \"end\": 438.876, \"score\": 0.92}, {\"word\": \"中\", \"start\": 438.876, \"end\": 439.116, \"score\": 0.998}, {\"word\": \"啦\", \"start\": 439.116, \"end\": 440.097, \"score\": 0.949}, {\"word\": \"所\", \"start\": 440.097, \"end\": 440.337, \"score\": 0.916}, {\"word\": \"以\", \"start\": 440.337, \"end\": 440.578, \"score\": 0.956}, {\"word\": \"其\", \"start\": 440.578, \"end\": 441.438, \"score\": 0.975}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 441.438, \"end\": 441.698, \"score\": 1.0}, {\"word\": \"中\", \"start\": 441.698, \"end\": 442.019, \"score\": 0.937}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 442.019, \"end\": 442.299, \"score\": 0.928}, {\"word\": \"陸\"}, {\"word\": \"我\", \"start\": 442.299, \"end\": 442.679, \"score\": 0.882}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 442.679, \"end\": 442.999, \"score\": 0.897}, {\"word\": \"按\", \"start\": 442.999, \"end\": 443.22, \"score\": 0.939}, {\"word\": \"照\", \"start\": 443.22, \"end\": 443.58, \"score\": 0.935}, {\"word\": \"當\"}, {\"word\": \"地\", \"start\": 443.58, \"end\": 443.68, \"score\": 0.989}, {\"word\": \"的\", \"start\": 443.68, \"end\": 443.86, \"score\": 0.997}, {\"word\": \"法\", \"start\": 443.86, \"end\": 444.341, \"score\": 0.958}, {\"word\": \"規\"}, {\"word\": \"有\", \"start\": 444.341, \"end\": 444.561, \"score\": 1.0}, {\"word\": \"成\", \"start\": 444.561, \"end\": 444.701, \"score\": 0.954}, {\"word\": \"立\", \"start\": 444.701, \"end\": 444.841, \"score\": 0.99}, {\"word\": \"租\", \"start\": 444.841, \"end\": 445.121, \"score\": 0.858}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 445.121, \"end\": 445.381, \"score\": 1.0}, {\"word\": \"司\", \"start\": 445.381, \"end\": 446.462, \"score\": 0.981}, {\"word\": \"幾\"}, {\"word\": \"位\", \"start\": 446.462, \"end\": 446.582, \"score\": 0.901}, {\"word\": \"董\", \"start\": 446.582, \"end\": 446.742, \"score\": 0.998}, {\"word\": \"事\", \"start\": 446.742, \"end\": 446.762, \"score\": 0.994}, {\"word\": \"長\"}, {\"word\": \"我\", \"start\": 447.603, \"end\": 448.124, \"score\": 0.894}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 448.124, \"end\": 448.564, \"score\": 1.0}, {\"word\": \"中\", \"start\": 448.564, \"end\": 448.885, \"score\": 0.937}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 448.885, \"end\": 449.185, \"score\": 0.933}, {\"word\": \"陸\"}, {\"word\": \"他\", \"start\": 449.185, \"end\": 449.425, \"score\": 0.992}, {\"word\": \"其\", \"start\": 449.425, \"end\": 450.366, \"score\": 0.959}, {\"word\": \"實\"}, {\"word\": \"租\", \"start\": 450.366, \"end\": 451.287, \"score\": 0.958}, {\"word\": \"賃\"}, {\"word\": \"融\", \"start\": 451.287, \"end\": 452.048, \"score\": 0.898}, {\"word\": \"資\"}, {\"word\": \"業\"}, {\"word\": \"有\", \"start\": 452.048, \"end\": 452.369, \"score\": 0.999}, {\"word\": \"一\", \"start\": 452.369, \"end\": 453.49, \"score\": 0.93}, {\"word\": \"個\"}, {\"word\": \"專\"}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 453.49, \"end\": 453.91, \"score\": 0.952}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 453.91, \"end\": 454.091, \"score\": 1.0}, {\"word\": \"也\", \"start\": 454.091, \"end\": 454.191, \"score\": 0.802}, {\"word\": \"就\", \"start\": 454.191, \"end\": 454.311, \"score\": 0.84}, {\"word\": \"是\", \"start\": 454.311, \"end\": 454.411, \"score\": 0.804}, {\"word\": \"金\", \"start\": 454.411, \"end\": 454.631, \"score\": 0.916}, {\"word\": \"融\", \"start\": 454.631, \"end\": 454.872, \"score\": 0.928}, {\"word\": \"租\", \"start\": 454.872, \"end\": 455.192, \"score\": 0.915}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 455.192, \"end\": 455.392, \"score\": 1.0}, {\"word\": \"司\", \"start\": 455.392, \"end\": 455.532, \"score\": 1.0}, {\"word\": \"管\", \"start\": 455.532, \"end\": 455.652, \"score\": 1.0}, {\"word\": \"理\", \"start\": 455.652, \"end\": 456.053, \"score\": 0.95}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 456.053, \"end\": 456.694, \"score\": 0.937}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 456.694, \"end\": 457.254, \"score\": 1.0}, {\"word\": \"融\", \"start\": 457.254, \"end\": 457.795, \"score\": 0.93}, {\"word\": \"資\"}, {\"word\": \"租\", \"start\": 457.795, \"end\": 458.035, \"score\": 0.851}, {\"word\": \"賃\"}, {\"word\": \"公\", \"start\": 458.035, \"end\": 458.195, \"score\": 1.0}, {\"word\": \"司\", \"start\": 458.195, \"end\": 458.776, \"score\": 0.962}, {\"word\": \"監\"}, {\"word\": \"理\", \"start\": 458.776, \"end\": 459.477, \"score\": 0.969}, {\"word\": \"監\"}, {\"word\": \"督\", \"start\": 459.477, \"end\": 459.677, \"score\": 0.981}, {\"word\": \"管\", \"start\": 459.677, \"end\": 459.837, \"score\": 1.0}, {\"word\": \"理\", \"start\": 459.837, \"end\": 460.178, \"score\": 0.941}, {\"word\": \"戰\"}, {\"word\": \"型\", \"start\": 460.178, \"end\": 460.678, \"score\": 0.929}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 460.678, \"end\": 460.999, \"score\": 1.0}, {\"word\": \"他\", \"start\": 460.999, \"end\": 461.199, \"score\": 0.987}, {\"word\": \"其\", \"start\": 461.199, \"end\": 461.599, \"score\": 0.901}, {\"word\": \"實\"}, {\"word\": \"是\", \"start\": 461.599, \"end\": 461.76, \"score\": 0.945}, {\"word\": \"由\", \"start\": 461.76, \"end\": 461.94, \"score\": 0.997}, {\"word\": \"中\", \"start\": 461.94, \"end\": 462.12, \"score\": 0.92}, {\"word\": \"央\", \"start\": 462.12, \"end\": 462.681, \"score\": 0.895}, {\"word\": \"來\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 462.681, \"end\": 462.881, \"score\": 0.999}, {\"word\": \"的\", \"start\": 462.881, \"end\": 463.562, \"score\": 0.997}, {\"word\": \"那\", \"start\": 463.562, \"end\": 464.583, \"score\": 0.992}, {\"word\": \"在\", \"start\": 464.583, \"end\": 465.043, \"score\": 1.0}, {\"word\": \"至\", \"start\": 465.043, \"end\": 465.244, \"score\": 0.922}, {\"word\": \"少\", \"start\": 465.244, \"end\": 465.464, \"score\": 1.0}, {\"word\": \"目\", \"start\": 465.464, \"end\": 465.604, \"score\": 0.998}, {\"word\": \"前\", \"start\": 465.604, \"end\": 465.984, \"score\": 0.943}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 465.984, \"end\": 466.505, \"score\": 0.997}, {\"word\": \"台\", \"start\": 466.505, \"end\": 466.525, \"score\": 0.998}, {\"word\": \"灣\"}, {\"word\": \"在\", \"start\": 471.905, \"end\": 473.226, \"score\": 0.97}, {\"word\": \"韓\"}, {\"word\": \"國\"}, {\"word\": \"有\", \"start\": 473.226, \"end\": 473.427, \"score\": 0.999}, {\"word\": \"金\", \"start\": 473.427, \"end\": 473.547, \"score\": 0.929}, {\"word\": \"融\", \"start\": 473.547, \"end\": 473.947, \"score\": 0.911}, {\"word\": \"監\"}, {\"word\": \"督\", \"start\": 473.947, \"end\": 474.127, \"score\": 0.908}, {\"word\": \"院\", \"start\": 474.127, \"end\": 474.648, \"score\": 0.999}, {\"word\": \"新\", \"start\": 474.648, \"end\": 474.828, \"score\": 0.995}, {\"word\": \"加\", \"start\": 474.828, \"end\": 475.048, \"score\": 0.988}, {\"word\": \"坡\", \"start\": 475.048, \"end\": 475.328, \"score\": 0.997}, {\"word\": \"金\", \"start\": 475.328, \"end\": 475.448, \"score\": 0.875}, {\"word\": \"融\", \"start\": 475.448, \"end\": 475.629, \"score\": 0.922}, {\"word\": \"管\", \"start\": 475.629, \"end\": 475.789, \"score\": 0.887}, {\"word\": \"理\", \"start\": 475.789, \"end\": 475.949, \"score\": 0.999}, {\"word\": \"局\", \"start\": 475.949, \"end\": 476.269, \"score\": 1.0}, {\"word\": \"印\", \"start\": 476.269, \"end\": 476.469, \"score\": 0.916}, {\"word\": \"尼\", \"start\": 476.469, \"end\": 476.79, \"score\": 0.939}, {\"word\": \"金\", \"start\": 476.79, \"end\": 476.93, \"score\": 0.978}, {\"word\": \"融\", \"start\": 476.93, \"end\": 477.15, \"score\": 0.958}, {\"word\": \"服\", \"start\": 477.15, \"end\": 477.39, \"score\": 0.915}, {\"word\": \"務\"}, {\"word\": \"管\", \"start\": 477.39, \"end\": 477.53, \"score\": 0.988}, {\"word\": \"理\", \"start\": 477.53, \"end\": 477.67, \"score\": 0.999}, {\"word\": \"局\", \"start\": 477.67, \"end\": 477.951, \"score\": 1.0}, {\"word\": \"中\", \"start\": 477.951, \"end\": 478.391, \"score\": 0.954}, {\"word\": \"國\"}, {\"word\": \"市\", \"start\": 478.391, \"end\": 478.912, \"score\": 0.953}, {\"word\": \"銀\"}, {\"word\": \"保\", \"start\": 478.912, \"end\": 479.952, \"score\": 0.961}, {\"word\": \"監\"}, {\"word\": \"會\"}, {\"word\": \"柬\", \"start\": 479.952, \"end\": 480.173, \"score\": 0.87}, {\"word\": \"埔\", \"start\": 480.173, \"end\": 480.313, \"score\": 0.988}, {\"word\": \"寨\", \"start\": 480.313, \"end\": 480.553, \"score\": 0.92}, {\"word\": \"是\", \"start\": 480.553, \"end\": 480.873, \"score\": 0.934}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 480.873, \"end\": 481.234, \"score\": 0.944}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 481.234, \"end\": 481.794, \"score\": 0.999}, {\"word\": \"也\", \"start\": 481.794, \"end\": 481.934, \"score\": 0.911}, {\"word\": \"就\", \"start\": 481.934, \"end\": 482.074, \"score\": 0.955}, {\"word\": \"是\", \"start\": 482.074, \"end\": 482.895, \"score\": 0.975}, {\"word\": \"說\"}, {\"word\": \"在\", \"start\": 482.895, \"end\": 483.636, \"score\": 0.973}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 483.636, \"end\": 484.076, \"score\": 0.954}, {\"word\": \"國\"}, {\"word\": \"家\", \"start\": 484.076, \"end\": 484.757, \"score\": 1.0}, {\"word\": \"目\", \"start\": 484.757, \"end\": 484.957, \"score\": 0.922}, {\"word\": \"前\", \"start\": 484.957, \"end\": 485.357, \"score\": 0.941}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 485.357, \"end\": 485.658, \"score\": 0.946}, {\"word\": \"包\", \"start\": 485.658, \"end\": 485.778, \"score\": 0.973}, {\"word\": \"括\", \"start\": 485.778, \"end\": 485.938, \"score\": 0.883}, {\"word\": \"德\", \"start\": 485.938, \"end\": 486.779, \"score\": 0.972}, {\"word\": \"國\"}, {\"word\": \"、\"}, {\"word\": \"日\", \"start\": 486.779, \"end\": 486.979, \"score\": 1.0}, {\"word\": \"本\", \"start\": 486.979, \"end\": 487.299, \"score\": 1.0}, {\"word\": \"都\", \"start\": 487.299, \"end\": 487.439, \"score\": 0.999}, {\"word\": \"是\", \"start\": 487.439, \"end\": 487.559, \"score\": 0.998}, {\"word\": \"由\", \"start\": 487.559, \"end\": 487.78, \"score\": 0.959}, {\"word\": \"中\", \"start\": 487.78, \"end\": 488.02, \"score\": 0.998}, {\"word\": \"央\", \"start\": 488.02, \"end\": 488.7, \"score\": 1.0}, {\"word\": \"金\", \"start\": 488.7, \"end\": 488.82, \"score\": 0.984}, {\"word\": \"融\", \"start\": 488.82, \"end\": 489.801, \"score\": 0.954}, {\"word\": \"監\"}, {\"word\": \"理\", \"start\": 489.801, \"end\": 490.422, \"score\": 0.885}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 490.422, \"end\": 490.662, \"score\": 0.922}, {\"word\": \"的\", \"start\": 490.662, \"end\": 491.163, \"score\": 0.966}, {\"word\": \"所\", \"start\": 491.163, \"end\": 491.283, \"score\": 0.999}, {\"word\": \"以\", \"start\": 491.283, \"end\": 491.563, \"score\": 0.887}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 491.563, \"end\": 491.683, \"score\": 0.92}, {\"word\": \"委\", \"start\": 491.683, \"end\": 492.264, \"score\": 0.965}, {\"word\": \"我\", \"start\": 492.264, \"end\": 492.344, \"score\": 0.908}, {\"word\": \"在\", \"start\": 492.344, \"end\": 492.404, \"score\": 0.927}, {\"word\": \"這\"}, {\"word\": \"邊\"}, {\"word\": \"說\"}, {\"word\": \"的\", \"start\": 492.404, \"end\": 492.484, \"score\": 0.75}, {\"word\": \"是\", \"start\": 492.484, \"end\": 492.504, \"score\": 0.0}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 494.245, \"end\": 494.345, \"score\": 0.798}, {\"word\": \"你\", \"start\": 494.345, \"end\": 494.446, \"score\": 0.8}, {\"word\": \"要\", \"start\": 494.446, \"end\": 494.586, \"score\": 0.854}, {\"word\": \"卸\", \"start\": 494.586, \"end\": 494.766, \"score\": 0.89}, {\"word\": \"任\", \"start\": 494.766, \"end\": 495.066, \"score\": 0.939}, {\"word\": \"但\", \"start\": 495.066, \"end\": 495.266, \"score\": 0.999}, {\"word\": \"是\", \"start\": 495.266, \"end\": 495.407, \"score\": 0.932}, {\"word\": \"我\", \"start\": 495.407, \"end\": 495.587, \"score\": 0.898}, {\"word\": \"要\", \"start\": 495.587, \"end\": 496.107, \"score\": 0.953}, {\"word\": \"說\"}, {\"word\": \"全\", \"start\": 496.107, \"end\": 496.328, \"score\": 0.999}, {\"word\": \"世\", \"start\": 496.328, \"end\": 496.448, \"score\": 0.989}, {\"word\": \"界\", \"start\": 496.448, \"end\": 496.628, \"score\": 0.999}, {\"word\": \"各\", \"start\": 496.628, \"end\": 496.808, \"score\": 0.999}, {\"word\": \"地\", \"start\": 496.808, \"end\": 497.208, \"score\": 0.999}, {\"word\": \"都\", \"start\": 497.208, \"end\": 497.449, \"score\": 1.0}, {\"word\": \"有\", \"start\": 497.449, \"end\": 497.669, \"score\": 0.998}, {\"word\": \"中\", \"start\": 497.669, \"end\": 497.889, \"score\": 0.998}, {\"word\": \"央\", \"start\": 497.889, \"end\": 498.49, \"score\": 1.0}, {\"word\": \"主\", \"start\": 498.49, \"end\": 498.67, \"score\": 0.999}, {\"word\": \"管\", \"start\": 498.67, \"end\": 499.651, \"score\": 0.939}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 499.651, \"end\": 500.132, \"score\": 0.922}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 500.132, \"end\": 500.692, \"score\": 0.999}, {\"word\": \"相\", \"start\": 500.692, \"end\": 501.233, \"score\": 0.962}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 501.233, \"end\": 501.373, \"score\": 0.999}, {\"word\": \"融\", \"start\": 501.373, \"end\": 502.174, \"score\": 0.89}, {\"word\": \"資\"}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"而\", \"start\": 502.174, \"end\": 502.594, \"score\": 0.855}, {\"word\": \"且\", \"start\": 502.594, \"end\": 502.674, \"score\": 0.75}, {\"word\": \"台\", \"start\": 502.674, \"end\": 503.155, \"score\": 0.908}, {\"word\": \"灣\"}, {\"word\": \"也\", \"start\": 503.155, \"end\": 503.315, \"score\": 0.999}, {\"word\": \"不\", \"start\": 503.315, \"end\": 503.475, \"score\": 0.998}, {\"word\": \"可\", \"start\": 503.475, \"end\": 503.595, \"score\": 0.913}, {\"word\": \"以\", \"start\": 503.595, \"end\": 503.695, \"score\": 0.802}, {\"word\": \"例\", \"start\": 503.695, \"end\": 503.855, \"score\": 0.897}, {\"word\": \"外\", \"start\": 503.855, \"end\": 504.376, \"score\": 1.0}, {\"word\": \"了\", \"start\": 504.376, \"end\": 504.516, \"score\": 0.874}, {\"word\": \"解\", \"start\": 504.516, \"end\": 504.876, \"score\": 0.883}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"委\", \"start\": 504.876, \"end\": 505.817, \"score\": 0.975}, {\"word\": \"員\"}, {\"word\": \"是\", \"start\": 505.817, \"end\": 506.498, \"score\": 1.0}, {\"word\": \"所\", \"start\": 506.498, \"end\": 506.638, \"score\": 0.857}, {\"word\": \"以\", \"start\": 506.638, \"end\": 507.219, \"score\": 0.965}, {\"word\": \"各\", \"start\": 507.219, \"end\": 507.359, \"score\": 0.975}, {\"word\": \"位\", \"start\": 507.359, \"end\": 507.559, \"score\": 0.997}, {\"word\": \"你\", \"start\": 507.559, \"end\": 508.32, \"score\": 0.971}, {\"word\": \"們\"}, {\"word\": \"能\", \"start\": 508.32, \"end\": 508.46, \"score\": 0.998}, {\"word\": \"不\", \"start\": 508.46, \"end\": 508.56, \"score\": 0.998}, {\"word\": \"能\", \"start\": 508.56, \"end\": 508.901, \"score\": 0.941}, {\"word\": \"給\"}, {\"word\": \"金\", \"start\": 508.901, \"end\": 509.061, \"score\": 0.881}, {\"word\": \"管\", \"start\": 509.061, \"end\": 509.361, \"score\": 0.932}, {\"word\": \"會\"}, {\"word\": \"一\", \"start\": 509.361, \"end\": 509.661, \"score\": 0.93}, {\"word\": \"個\"}, {\"word\": \"建\", \"start\": 509.661, \"end\": 510.422, \"score\": 0.947}, {\"word\": \"議\"}, {\"word\": \"說\"}, {\"word\": \"在\", \"start\": 510.422, \"end\": 510.602, \"score\": 0.999}, {\"word\": \"台\", \"start\": 510.602, \"end\": 511.063, \"score\": 0.956}, {\"word\": \"灣\"}, {\"word\": \"的\", \"start\": 511.063, \"end\": 511.183, \"score\": 0.84}, {\"word\": \"融\", \"start\": 511.183, \"end\": 511.523, \"score\": 0.882}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 511.523, \"end\": 511.784, \"score\": 0.989}, {\"word\": \"司\", \"start\": 511.784, \"end\": 512.124, \"score\": 1.0}, {\"word\": \"是\", \"start\": 512.124, \"end\": 512.244, \"score\": 0.982}, {\"word\": \"不\", \"start\": 512.244, \"end\": 512.324, \"score\": 0.993}, {\"word\": \"是\", \"start\": 512.324, \"end\": 512.464, \"score\": 0.876}, {\"word\": \"也\", \"start\": 512.464, \"end\": 513.606, \"score\": 0.949}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"像\", \"start\": 513.606, \"end\": 513.846, \"score\": 0.926}, {\"word\": \"在\", \"start\": 513.846, \"end\": 514.006, \"score\": 0.992}, {\"word\": \"中\", \"start\": 514.006, \"end\": 514.326, \"score\": 0.937}, {\"word\": \"國\"}, {\"word\": \"大\", \"start\": 514.326, \"end\": 515.187, \"score\": 0.93}, {\"word\": \"陸\"}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"他\", \"start\": 515.187, \"end\": 515.387, \"score\": 0.96}, {\"word\": \"至\", \"start\": 515.387, \"end\": 515.528, \"score\": 0.859}, {\"word\": \"少\", \"start\": 515.528, \"end\": 515.688, \"score\": 0.887}, {\"word\": \"有\", \"start\": 515.688, \"end\": 515.848, \"score\": 0.894}, {\"word\": \"一\", \"start\": 515.848, \"end\": 516.168, \"score\": 0.875}, {\"word\": \"個\"}, {\"word\": \"監\"}, {\"word\": \"管\", \"start\": 516.168, \"end\": 516.569, \"score\": 0.95}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 516.569, \"end\": 517.009, \"score\": 0.986}, {\"word\": \"目\", \"start\": 517.009, \"end\": 517.149, \"score\": 0.949}, {\"word\": \"前\", \"start\": 517.149, \"end\": 517.53, \"score\": 0.934}, {\"word\": \"為\"}, {\"word\": \"止\", \"start\": 517.53, \"end\": 517.55, \"score\": 0.546}, {\"word\": \"至\", \"start\": 518.871, \"end\": 518.991, \"score\": 0.836}, {\"word\": \"少\", \"start\": 518.991, \"end\": 519.651, \"score\": 0.999}, {\"word\": \"你\", \"start\": 519.651, \"end\": 519.931, \"score\": 0.798}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 519.931, \"end\": 520.352, \"score\": 0.896}, {\"word\": \"大\", \"start\": 520.352, \"end\": 521.172, \"score\": 0.975}, {\"word\": \"陸\"}, {\"word\": \"正\", \"start\": 521.172, \"end\": 521.332, \"score\": 0.997}, {\"word\": \"常\", \"start\": 521.332, \"end\": 521.532, \"score\": 0.998}, {\"word\": \"做\", \"start\": 521.532, \"end\": 521.712, \"score\": 0.845}, {\"word\": \"生\", \"start\": 521.712, \"end\": 521.872, \"score\": 0.9}, {\"word\": \"意\", \"start\": 521.872, \"end\": 522.052, \"score\": 0.983}, {\"word\": \"可\", \"start\": 522.052, \"end\": 522.152, \"score\": 0.83}, {\"word\": \"以\", \"start\": 522.152, \"end\": 522.212, \"score\": 0.663}, {\"word\": \"正\", \"start\": 522.212, \"end\": 522.352, \"score\": 0.986}, {\"word\": \"常\", \"start\": 522.352, \"end\": 522.652, \"score\": 0.916}, {\"word\": \"賺\"}, {\"word\": \"到\", \"start\": 522.652, \"end\": 523.173, \"score\": 0.924}, {\"word\": \"錢\"}, {\"word\": \"也\", \"start\": 523.173, \"end\": 523.313, \"score\": 0.998}, {\"word\": \"不\", \"start\": 523.313, \"end\": 523.453, \"score\": 0.962}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 523.453, \"end\": 523.693, \"score\": 0.912}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 523.693, \"end\": 524.833, \"score\": 0.894}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"希\", \"start\": 524.833, \"end\": 524.973, \"score\": 0.977}, {\"word\": \"望\", \"start\": 524.973, \"end\": 525.193, \"score\": 0.997}, {\"word\": \"是\", \"start\": 525.193, \"end\": 525.334, \"score\": 0.893}, {\"word\": \"啦\", \"start\": 525.334, \"end\": 526.034, \"score\": 0.951}, {\"word\": \"好\", \"start\": 526.034, \"end\": 526.114, \"score\": 0.794}, {\"word\": \"不\", \"start\": 526.114, \"end\": 526.394, \"score\": 0.928}, {\"word\": \"好\", \"start\": 526.394, \"end\": 526.534, \"score\": 0.851}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 526.534, \"end\": 526.654, \"score\": 0.997}, {\"word\": \"我\", \"start\": 526.654, \"end\": 526.814, \"score\": 0.998}, {\"word\": \"希\", \"start\": 526.814, \"end\": 526.954, \"score\": 0.96}, {\"word\": \"望\", \"start\": 526.954, \"end\": 527.714, \"score\": 0.948}, {\"word\": \"說\"}, {\"word\": \"既\", \"start\": 527.714, \"end\": 527.895, \"score\": 0.916}, {\"word\": \"然\", \"start\": 527.895, \"end\": 528.435, \"score\": 1.0}, {\"word\": \"他\", \"start\": 528.435, \"end\": 529.495, \"score\": 0.975}, {\"word\": \"山\", \"start\": 529.495, \"end\": 529.715, \"score\": 0.933}, {\"word\": \"之\", \"start\": 529.715, \"end\": 529.875, \"score\": 0.89}, {\"word\": \"石\", \"start\": 529.875, \"end\": 530.095, \"score\": 0.907}, {\"word\": \"可\", \"start\": 530.095, \"end\": 530.215, \"score\": 0.998}, {\"word\": \"以\", \"start\": 530.215, \"end\": 530.295, \"score\": 0.997}, {\"word\": \"攻\", \"start\": 530.295, \"end\": 530.836, \"score\": 0.928}, {\"word\": \"錯\"}, {\"word\": \"我\", \"start\": 530.836, \"end\": 531.096, \"score\": 0.922}, {\"word\": \"們\"}, {\"word\": \"希\", \"start\": 531.096, \"end\": 531.296, \"score\": 0.997}, {\"word\": \"望\", \"start\": 531.296, \"end\": 531.776, \"score\": 0.967}, {\"word\": \"全\", \"start\": 531.776, \"end\": 532.016, \"score\": 0.998}, {\"word\": \"世\", \"start\": 532.016, \"end\": 532.156, \"score\": 0.983}, {\"word\": \"界\", \"start\": 532.156, \"end\": 532.276, \"score\": 0.833}, {\"word\": \"都\", \"start\": 532.276, \"end\": 532.396, \"score\": 0.978}, {\"word\": \"在\", \"start\": 532.396, \"end\": 532.556, \"score\": 0.978}, {\"word\": \"做\", \"start\": 532.556, \"end\": 532.676, \"score\": 0.974}, {\"word\": \"的\", \"start\": 532.676, \"end\": 532.876, \"score\": 0.995}, {\"word\": \"事\", \"start\": 532.876, \"end\": 533.237, \"score\": 0.945}, {\"word\": \"台\", \"start\": 533.237, \"end\": 533.697, \"score\": 0.955}, {\"word\": \"灣\"}, {\"word\": \"不\", \"start\": 533.697, \"end\": 533.837, \"score\": 0.876}, {\"word\": \"能\", \"start\": 533.837, \"end\": 534.817, \"score\": 0.979}, {\"word\": \"獨\"}, {\"word\": \"露\", \"start\": 534.817, \"end\": 535.297, \"score\": 0.958}, {\"word\": \"而\", \"start\": 535.297, \"end\": 535.477, \"score\": 0.992}, {\"word\": \"且\", \"start\": 535.477, \"end\": 535.678, \"score\": 0.999}, {\"word\": \"我\", \"start\": 535.678, \"end\": 535.938, \"score\": 0.923}, {\"word\": \"們\"}, {\"word\": \"自\", \"start\": 535.938, \"end\": 536.098, \"score\": 0.999}, {\"word\": \"己\", \"start\": 536.098, \"end\": 536.238, \"score\": 0.987}, {\"word\": \"也\", \"start\": 536.238, \"end\": 536.398, \"score\": 0.999}, {\"word\": \"在\", \"start\": 536.398, \"end\": 536.618, \"score\": 0.994}, {\"word\": \"做\", \"start\": 536.618, \"end\": 536.858, \"score\": 0.99}, {\"word\": \"同\", \"start\": 536.858, \"end\": 537.178, \"score\": 0.928}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 537.178, \"end\": 537.338, \"score\": 0.999}, {\"word\": \"事\", \"start\": 537.338, \"end\": 537.798, \"score\": 0.983}, {\"word\": \"我\", \"start\": 537.798, \"end\": 538.079, \"score\": 0.856}, {\"word\": \"們\"}, {\"word\": \"公\", \"start\": 538.079, \"end\": 538.379, \"score\": 0.88}, {\"word\": \"營\"}, {\"word\": \"、\"}, {\"word\": \"航\", \"start\": 538.379, \"end\": 538.719, \"score\": 0.875}, {\"word\": \"庫\"}, {\"word\": \"都\", \"start\": 538.719, \"end\": 538.859, \"score\": 0.999}, {\"word\": \"在\", \"start\": 538.859, \"end\": 538.999, \"score\": 0.989}, {\"word\": \"做\", \"start\": 538.999, \"end\": 539.159, \"score\": 0.992}, {\"word\": \"一\", \"start\": 539.159, \"end\": 539.399, \"score\": 0.908}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 539.399, \"end\": 539.539, \"score\": 1.0}, {\"word\": \"事\", \"start\": 539.539, \"end\": 540.539, \"score\": 0.974}, {\"word\": \"但\", \"start\": 540.539, \"end\": 540.78, \"score\": 0.999}, {\"word\": \"是\", \"start\": 540.78, \"end\": 541.2, \"score\": 0.993}, {\"word\": \"我\", \"start\": 541.2, \"end\": 541.48, \"score\": 0.927}, {\"word\": \"們\"}, {\"word\": \"自\", \"start\": 541.48, \"end\": 541.62, \"score\": 0.999}, {\"word\": \"己\", \"start\": 541.62, \"end\": 542.46, \"score\": 0.999}, {\"word\": \"放\", \"start\": 542.46, \"end\": 542.68, \"score\": 0.959}, {\"word\": \"下\", \"start\": 542.68, \"end\": 542.9, \"score\": 0.937}, {\"word\": \"了\", \"start\": 542.9, \"end\": 543.0, \"score\": 0.995}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 543.0, \"end\": 543.481, \"score\": 0.958}, {\"word\": \"管\", \"start\": 543.481, \"end\": 543.621, \"score\": 0.998}, {\"word\": \"理\", \"start\": 543.621, \"end\": 543.741, \"score\": 0.994}, {\"word\": \"的\", \"start\": 543.741, \"end\": 544.101, \"score\": 0.889}, {\"word\": \"權\"}, {\"word\": \"限\", \"start\": 544.101, \"end\": 544.501, \"score\": 0.963}, {\"word\": \"我\", \"start\": 544.501, \"end\": 544.601, \"score\": 0.967}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 544.601, \"end\": 544.781, \"score\": 0.832}, {\"word\": \"非\", \"start\": 544.781, \"end\": 544.881, \"score\": 0.799}, {\"word\": \"常\", \"start\": 544.881, \"end\": 545.001, \"score\": 0.832}, {\"word\": \"可\", \"start\": 545.001, \"end\": 545.221, \"score\": 0.999}, {\"word\": \"惜\", \"start\": 545.221, \"end\": 546.082, \"score\": 0.926}, {\"word\": \"最\", \"start\": 546.082, \"end\": 546.242, \"score\": 0.874}, {\"word\": \"後\", \"start\": 546.242, \"end\": 546.382, \"score\": 0.856}, {\"word\": \"就\", \"start\": 546.382, \"end\": 546.562, \"score\": 0.998}, {\"word\": \"是\", \"start\": 546.562, \"end\": 546.582, \"score\": 0.999}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 548.289, \"end\": 548.469, \"score\": 1.0}, {\"word\": \"租\", \"start\": 548.469, \"end\": 550.93, \"score\": 0.927}, {\"word\": \"賃\"}, {\"word\": \"業\"}, {\"word\": \"他\", \"start\": 550.93, \"end\": 551.25, \"score\": 0.926}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 551.25, \"end\": 552.29, \"score\": 0.922}, {\"word\": \"幾\"}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"第\", \"start\": 552.29, \"end\": 552.39, \"score\": 0.907}, {\"word\": \"一\", \"start\": 552.39, \"end\": 552.57, \"score\": 0.885}, {\"word\": \"個\"}, {\"word\": \"就\", \"start\": 552.57, \"end\": 552.75, \"score\": 0.993}, {\"word\": \"是\", \"start\": 552.75, \"end\": 553.271, \"score\": 1.0}, {\"word\": \"他\", \"start\": 553.271, \"end\": 553.571, \"score\": 0.925}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 553.571, \"end\": 553.731, \"score\": 0.999}, {\"word\": \"想\", \"start\": 553.731, \"end\": 553.971, \"score\": 0.975}, {\"word\": \"要\", \"start\": 553.971, \"end\": 554.191, \"score\": 0.998}, {\"word\": \"好\", \"start\": 554.191, \"end\": 554.411, \"score\": 0.997}, {\"word\": \"好\", \"start\": 554.411, \"end\": 554.611, \"score\": 0.995}, {\"word\": \"的\", \"start\": 554.611, \"end\": 555.411, \"score\": 1.0}, {\"word\": \"受\", \"start\": 555.411, \"end\": 555.631, \"score\": 0.917}, {\"word\": \"信\", \"start\": 555.631, \"end\": 556.272, \"score\": 0.996}, {\"word\": \"但\", \"start\": 556.272, \"end\": 556.512, \"score\": 1.0}, {\"word\": \"是\", \"start\": 556.512, \"end\": 556.712, \"score\": 1.0}, {\"word\": \"他\", \"start\": 556.712, \"end\": 557.132, \"score\": 0.946}, {\"word\": \"們\"}, {\"word\": \"取\", \"start\": 557.132, \"end\": 557.352, \"score\": 0.97}, {\"word\": \"不\", \"start\": 557.352, \"end\": 557.472, \"score\": 0.998}, {\"word\": \"太\", \"start\": 557.472, \"end\": 557.672, \"score\": 0.997}, {\"word\": \"到\", \"start\": 557.672, \"end\": 558.532, \"score\": 0.952}, {\"word\": \"聯\"}, {\"word\": \"徵\"}, {\"word\": \"中\", \"start\": 558.532, \"end\": 558.732, \"score\": 0.955}, {\"word\": \"心\", \"start\": 558.732, \"end\": 558.852, \"score\": 0.939}, {\"word\": \"的\", \"start\": 558.852, \"end\": 559.152, \"score\": 0.933}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 559.152, \"end\": 559.993, \"score\": 0.999}, {\"word\": \"第\", \"start\": 559.993, \"end\": 560.153, \"score\": 0.872}, {\"word\": \"二\", \"start\": 560.153, \"end\": 560.313, \"score\": 0.875}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 560.313, \"end\": 560.573, \"score\": 0.999}, {\"word\": \"他\", \"start\": 560.573, \"end\": 561.033, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 561.033, \"end\": 561.193, \"score\": 0.858}, {\"word\": \"有\", \"start\": 561.193, \"end\": 561.353, \"score\": 1.0}, {\"word\": \"互\", \"start\": 561.353, \"end\": 561.553, \"score\": 0.991}, {\"word\": \"相\", \"start\": 561.553, \"end\": 561.813, \"score\": 0.98}, {\"word\": \"的\", \"start\": 561.813, \"end\": 561.973, \"score\": 0.997}, {\"word\": \"信\", \"start\": 561.973, \"end\": 562.133, \"score\": 0.923}, {\"word\": \"用\", \"start\": 562.133, \"end\": 562.333, \"score\": 0.904}, {\"word\": \"保\", \"start\": 562.333, \"end\": 562.654, \"score\": 0.937}, {\"word\": \"險\"}, {\"word\": \"的\", \"start\": 562.654, \"end\": 563.714, \"score\": 0.962}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"所\", \"start\": 563.714, \"end\": 563.834, \"score\": 0.832}, {\"word\": \"以\", \"start\": 563.834, \"end\": 563.914, \"score\": 0.751}, {\"word\": \"他\", \"start\": 563.914, \"end\": 564.874, \"score\": 0.977}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 564.874, \"end\": 565.074, \"score\": 1.0}, {\"word\": \"是\", \"start\": 565.074, \"end\": 565.274, \"score\": 0.999}, {\"word\": \"很\", \"start\": 565.274, \"end\": 565.494, \"score\": 1.0}, {\"word\": \"高\", \"start\": 565.494, \"end\": 565.654, \"score\": 0.998}, {\"word\": \"的\", \"start\": 565.654, \"end\": 565.975, \"score\": 0.937}, {\"word\": \"曝\"}, {\"word\": \"險\"}, {\"word\": \"另\", \"start\": 565.975, \"end\": 567.095, \"score\": 0.982}, {\"word\": \"外\", \"start\": 567.095, \"end\": 567.255, \"score\": 0.909}, {\"word\": \"就\", \"start\": 567.255, \"end\": 567.395, \"score\": 0.993}, {\"word\": \"是\", \"start\": 567.395, \"end\": 567.555, \"score\": 0.999}, {\"word\": \"主\", \"start\": 567.555, \"end\": 567.695, \"score\": 1.0}, {\"word\": \"管\", \"start\": 567.695, \"end\": 568.535, \"score\": 0.928}, {\"word\": \"機\"}, {\"word\": \"關\"}, {\"word\": \"對\"}, {\"word\": \"他\", \"start\": 568.535, \"end\": 569.055, \"score\": 0.958}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 569.055, \"end\": 569.176, \"score\": 0.997}, {\"word\": \"沒\", \"start\": 569.176, \"end\": 569.296, \"score\": 0.833}, {\"word\": \"有\", \"start\": 569.296, \"end\": 569.856, \"score\": 0.999}, {\"word\": \"支\", \"start\": 569.856, \"end\": 570.056, \"score\": 0.999}, {\"word\": \"持\", \"start\": 570.056, \"end\": 570.276, \"score\": 1.0}, {\"word\": \"也\", \"start\": 570.276, \"end\": 570.416, \"score\": 0.948}, {\"word\": \"沒\", \"start\": 570.416, \"end\": 570.516, \"score\": 0.8}, {\"word\": \"有\", \"start\": 570.516, \"end\": 570.676, \"score\": 0.888}, {\"word\": \"輔\"}, {\"word\": \"導\"}, {\"word\": \"所\", \"start\": 570.676, \"end\": 570.856, \"score\": 0.889}, {\"word\": \"以\", \"start\": 570.856, \"end\": 571.516, \"score\": 0.941}, {\"word\": \"正\", \"start\": 571.516, \"end\": 571.756, \"score\": 0.989}, {\"word\": \"常\", \"start\": 571.756, \"end\": 572.036, \"score\": 0.977}, {\"word\": \"想\", \"start\": 572.036, \"end\": 572.236, \"score\": 0.989}, {\"word\": \"要\", \"start\": 572.236, \"end\": 572.437, \"score\": 0.916}, {\"word\": \"好\", \"start\": 572.437, \"end\": 572.597, \"score\": 1.0}, {\"word\": \"好\", \"start\": 572.597, \"end\": 572.777, \"score\": 0.995}, {\"word\": \"做\", \"start\": 572.777, \"end\": 572.937, \"score\": 0.956}, {\"word\": \"租\", \"start\": 572.937, \"end\": 573.357, \"score\": 0.857}, {\"word\": \"賃\"}, {\"word\": \"業\"}, {\"word\": \"的\", \"start\": 573.357, \"end\": 573.737, \"score\": 1.0}, {\"word\": \"又\", \"start\": 573.737, \"end\": 573.877, \"score\": 0.94}, {\"word\": \"不\", \"start\": 573.877, \"end\": 574.017, \"score\": 0.969}, {\"word\": \"行\", \"start\": 574.017, \"end\": 574.577, \"score\": 0.988}, {\"word\": \"回\", \"start\": 574.577, \"end\": 574.717, \"score\": 0.889}, {\"word\": \"到\", \"start\": 574.717, \"end\": 575.297, \"score\": 0.92}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 575.297, \"end\": 575.477, \"score\": 0.998}, {\"word\": \"回\", \"start\": 575.477, \"end\": 575.617, \"score\": 0.999}, {\"word\": \"到\", \"start\": 575.617, \"end\": 575.778, \"score\": 1.0}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 575.778, \"end\": 575.798, \"score\": 0.0}, {\"word\": \"了\", \"start\": 575.798, \"end\": 575.818, \"score\": 0.001}, {\"word\": \"市\", \"start\": 577.443, \"end\": 577.943, \"score\": 0.92}, {\"word\": \"長\"}, {\"word\": \"我\", \"start\": 577.943, \"end\": 578.163, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 578.163, \"end\": 578.284, \"score\": 1.0}, {\"word\": \"公\", \"start\": 578.284, \"end\": 578.464, \"score\": 1.0}, {\"word\": \"司\", \"start\": 578.464, \"end\": 578.664, \"score\": 1.0}, {\"word\": \"法\", \"start\": 578.664, \"end\": 579.104, \"score\": 0.986}, {\"word\": \"公\", \"start\": 579.104, \"end\": 579.264, \"score\": 1.0}, {\"word\": \"司\", \"start\": 579.264, \"end\": 579.384, \"score\": 0.982}, {\"word\": \"的\", \"start\": 579.384, \"end\": 579.604, \"score\": 0.826}, {\"word\": \"資\"}, {\"word\": \"金\", \"start\": 579.604, \"end\": 579.844, \"score\": 0.936}, {\"word\": \"是\", \"start\": 579.844, \"end\": 580.025, \"score\": 1.0}, {\"word\": \"不\", \"start\": 580.025, \"end\": 580.125, \"score\": 0.994}, {\"word\": \"可\", \"start\": 580.125, \"end\": 580.245, \"score\": 0.968}, {\"word\": \"以\", \"start\": 580.245, \"end\": 580.365, \"score\": 0.845}, {\"word\": \"待\", \"start\": 580.365, \"end\": 580.545, \"score\": 0.915}, {\"word\": \"於\", \"start\": 580.545, \"end\": 580.825, \"score\": 0.929}, {\"word\": \"股\", \"start\": 580.825, \"end\": 581.565, \"score\": 0.947}, {\"word\": \"東\"}, {\"word\": \"或\", \"start\": 581.565, \"end\": 581.766, \"score\": 0.937}, {\"word\": \"者\", \"start\": 581.766, \"end\": 581.906, \"score\": 0.858}, {\"word\": \"是\", \"start\": 581.906, \"end\": 582.066, \"score\": 0.893}, {\"word\": \"任\", \"start\": 582.066, \"end\": 582.206, \"score\": 0.992}, {\"word\": \"何\", \"start\": 582.206, \"end\": 582.586, \"score\": 0.947}, {\"word\": \"人\", \"start\": 582.586, \"end\": 582.766, \"score\": 0.974}, {\"word\": \"的\", \"start\": 582.766, \"end\": 583.026, \"score\": 0.919}, {\"word\": \"對\"}, {\"word\": \"吧\", \"start\": 583.026, \"end\": 583.607, \"score\": 0.973}, {\"word\": \"是\", \"start\": 583.607, \"end\": 584.127, \"score\": 0.997}, {\"word\": \"所\", \"start\": 584.127, \"end\": 584.227, \"score\": 0.864}, {\"word\": \"以\", \"start\": 584.227, \"end\": 584.327, \"score\": 0.974}, {\"word\": \"他\", \"start\": 584.327, \"end\": 584.867, \"score\": 0.925}, {\"word\": \"們\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 584.867, \"end\": 585.027, \"score\": 0.995}, {\"word\": \"融\", \"start\": 585.027, \"end\": 585.288, \"score\": 0.847}, {\"word\": \"資\"}, {\"word\": \"公\", \"start\": 585.288, \"end\": 585.528, \"score\": 0.999}, {\"word\": \"司\", \"start\": 585.528, \"end\": 586.208, \"score\": 1.0}, {\"word\": \"又\", \"start\": 586.208, \"end\": 586.388, \"score\": 0.977}, {\"word\": \"可\", \"start\": 586.388, \"end\": 586.508, \"score\": 0.951}, {\"word\": \"以\", \"start\": 586.508, \"end\": 586.748, \"score\": 0.919}, {\"word\": \"登\", \"start\": 586.748, \"end\": 588.329, \"score\": 0.936}, {\"word\": \"記\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"業\"}, {\"word\": \"務\"}, {\"word\": \"又\", \"start\": 588.329, \"end\": 588.509, \"score\": 0.889}, {\"word\": \"可\", \"start\": 588.509, \"end\": 588.629, \"score\": 0.878}, {\"word\": \"以\", \"start\": 588.629, \"end\": 588.81, \"score\": 0.889}, {\"word\": \"低\", \"start\": 588.81, \"end\": 588.99, \"score\": 0.897}, {\"word\": \"於\", \"start\": 588.99, \"end\": 589.35, \"score\": 0.944}, {\"word\": \"他\", \"start\": 589.35, \"end\": 589.55, \"score\": 0.976}, {\"word\": \"的\", \"start\": 589.55, \"end\": 590.09, \"score\": 1.0}, {\"word\": \"所\", \"start\": 590.09, \"end\": 590.491, \"score\": 0.899}, {\"word\": \"謂\"}, {\"word\": \"資\"}, {\"word\": \"本\", \"start\": 590.491, \"end\": 590.791, \"score\": 0.933}, {\"word\": \"額\"}, {\"word\": \"的\", \"start\": 590.791, \"end\": 591.411, \"score\": 1.0}, {\"word\": \"多\", \"start\": 591.411, \"end\": 591.551, \"score\": 1.0}, {\"word\": \"少\", \"start\": 591.551, \"end\": 591.951, \"score\": 0.999}, {\"word\": \"他\", \"start\": 591.951, \"end\": 592.091, \"score\": 0.97}, {\"word\": \"就\", \"start\": 592.091, \"end\": 592.232, \"score\": 0.862}, {\"word\": \"可\", \"start\": 592.232, \"end\": 592.312, \"score\": 0.823}, {\"word\": \"以\", \"start\": 592.312, \"end\": 592.392, \"score\": 0.747}, {\"word\": \"融\", \"start\": 592.392, \"end\": 592.892, \"score\": 0.876}, {\"word\": \"資\"}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"%\"}, {\"word\": \"禁\", \"start\": 592.892, \"end\": 593.092, \"score\": 0.939}, {\"word\": \"止\", \"start\": 593.092, \"end\": 594.313, \"score\": 0.917}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"%\"}, {\"word\": \"對\"}, {\"word\": \"禁\", \"start\": 594.313, \"end\": 594.493, \"score\": 0.896}, {\"word\": \"止\", \"start\": 594.493, \"end\": 595.553, \"score\": 0.89}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"%\"}, {\"word\": \"所\", \"start\": 595.553, \"end\": 595.774, \"score\": 0.931}, {\"word\": \"以\", \"start\": 595.774, \"end\": 596.434, \"score\": 0.998}, {\"word\": \"他\", \"start\": 596.434, \"end\": 596.954, \"score\": 0.954}, {\"word\": \"們\"}, {\"word\": \"才\", \"start\": 596.954, \"end\": 597.655, \"score\": 0.937}, {\"word\": \"會\"}, {\"word\": \"發\"}, {\"word\": \"明\", \"start\": 597.655, \"end\": 597.775, \"score\": 0.992}, {\"word\": \"了\", \"start\": 597.775, \"end\": 597.875, \"score\": 0.952}, {\"word\": \"一\", \"start\": 597.875, \"end\": 598.095, \"score\": 0.909}, {\"word\": \"個\"}, {\"word\": \"叫\", \"start\": 598.095, \"end\": 598.315, \"score\": 0.934}, {\"word\": \"做\", \"start\": 598.315, \"end\": 599.015, \"score\": 0.979}, {\"word\": \"假\", \"start\": 599.015, \"end\": 599.316, \"score\": 0.972}, {\"word\": \"信\", \"start\": 599.316, \"end\": 600.356, \"score\": 0.967}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 600.356, \"end\": 600.676, \"score\": 0.977}, {\"word\": \"商\", \"start\": 600.676, \"end\": 600.997, \"score\": 0.957}, {\"word\": \"品\", \"start\": 600.997, \"end\": 601.197, \"score\": 0.999}, {\"word\": \"交\", \"start\": 601.197, \"end\": 601.437, \"score\": 0.959}, {\"word\": \"易\", \"start\": 601.437, \"end\": 602.818, \"score\": 0.972}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 602.818, \"end\": 603.838, \"score\": 0.971}, {\"word\": \"貸\"}, {\"word\": \"假\", \"start\": 603.838, \"end\": 604.158, \"score\": 0.965}, {\"word\": \"租\", \"start\": 604.158, \"end\": 604.379, \"score\": 0.942}, {\"word\": \"賃\"}, {\"word\": \"徵\"}, {\"word\": \"信\", \"start\": 604.379, \"end\": 604.399, \"score\": 0.0}, {\"word\": \"貸\"}, {\"word\": \"因\", \"start\": 607.06, \"end\": 607.36, \"score\": 0.931}, {\"word\": \"為\"}, {\"word\": \"有\", \"start\": 607.36, \"end\": 607.701, \"score\": 0.824}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"限\", \"start\": 607.701, \"end\": 607.961, \"score\": 0.999}, {\"word\": \"制\", \"start\": 607.961, \"end\": 609.222, \"score\": 0.993}, {\"word\": \"也\", \"start\": 609.222, \"end\": 609.322, \"score\": 0.809}, {\"word\": \"就\", \"start\": 609.322, \"end\": 609.562, \"score\": 0.908}, {\"word\": \"是\", \"start\": 609.562, \"end\": 609.902, \"score\": 0.941}, {\"word\": \"說\"}, {\"word\": \"我\", \"start\": 609.902, \"end\": 610.282, \"score\": 0.947}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 610.282, \"end\": 611.303, \"score\": 1.0}, {\"word\": \"管\", \"start\": 611.303, \"end\": 611.543, \"score\": 1.0}, {\"word\": \"理\", \"start\": 611.543, \"end\": 611.763, \"score\": 0.999}, {\"word\": \"上\", \"start\": 611.763, \"end\": 612.004, \"score\": 0.999}, {\"word\": \"面\", \"start\": 612.004, \"end\": 612.624, \"score\": 0.973}, {\"word\": \"的\", \"start\": 612.624, \"end\": 613.084, \"score\": 0.913}, {\"word\": \"確\"}, {\"word\": \"是\", \"start\": 613.084, \"end\": 613.565, \"score\": 0.957}, {\"word\": \"讓\"}, {\"word\": \"公\", \"start\": 613.565, \"end\": 613.865, \"score\": 1.0}, {\"word\": \"司\", \"start\": 613.865, \"end\": 614.545, \"score\": 1.0}, {\"word\": \"或\", \"start\": 614.545, \"end\": 614.705, \"score\": 0.999}, {\"word\": \"者\", \"start\": 614.705, \"end\": 614.846, \"score\": 1.0}, {\"word\": \"是\", \"start\": 614.846, \"end\": 615.066, \"score\": 0.912}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 615.066, \"end\": 615.266, \"score\": 0.993}, {\"word\": \"企\", \"start\": 615.266, \"end\": 616.026, \"score\": 0.947}, {\"word\": \"業\"}, {\"word\": \"他\", \"start\": 616.026, \"end\": 616.207, \"score\": 0.978}, {\"word\": \"本\", \"start\": 616.207, \"end\": 616.467, \"score\": 0.922}, {\"word\": \"來\"}, {\"word\": \"就\", \"start\": 616.467, \"end\": 616.587, \"score\": 1.0}, {\"word\": \"是\", \"start\": 616.587, \"end\": 616.707, \"score\": 0.984}, {\"word\": \"做\", \"start\": 616.707, \"end\": 616.907, \"score\": 0.996}, {\"word\": \"融\", \"start\": 616.907, \"end\": 617.387, \"score\": 0.928}, {\"word\": \"資\"}, {\"word\": \"的\", \"start\": 617.387, \"end\": 617.868, \"score\": 0.999}, {\"word\": \"可\", \"start\": 617.868, \"end\": 617.968, \"score\": 0.98}, {\"word\": \"是\", \"start\": 617.968, \"end\": 618.028, \"score\": 0.662}, {\"word\": \"他\", \"start\": 618.028, \"end\": 618.168, \"score\": 0.979}, {\"word\": \"用\", \"start\": 618.168, \"end\": 619.109, \"score\": 0.915}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"來\"}, {\"word\": \"規\"}, {\"word\": \"避\", \"start\": 619.109, \"end\": 619.709, \"score\": 0.967}, {\"word\": \"相\", \"start\": 619.709, \"end\": 620.069, \"score\": 0.944}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 620.069, \"end\": 620.209, \"score\": 0.999}, {\"word\": \"法\", \"start\": 620.209, \"end\": 621.15, \"score\": 0.957}, {\"word\": \"規\"}, {\"word\": \"這\"}, {\"word\": \"也\", \"start\": 621.15, \"end\": 621.23, \"score\": 0.749}, {\"word\": \"是\", \"start\": 621.23, \"end\": 621.69, \"score\": 0.863}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"部\", \"start\": 621.69, \"end\": 622.891, \"score\": 0.989}, {\"word\": \"一\", \"start\": 622.891, \"end\": 623.011, \"score\": 0.998}, {\"word\": \"直\", \"start\": 623.011, \"end\": 623.171, \"score\": 0.997}, {\"word\": \"知\", \"start\": 623.171, \"end\": 623.332, \"score\": 1.0}, {\"word\": \"道\", \"start\": 623.332, \"end\": 623.632, \"score\": 1.0}, {\"word\": \"但\", \"start\": 623.632, \"end\": 623.772, \"score\": 0.999}, {\"word\": \"是\", \"start\": 623.772, \"end\": 623.872, \"score\": 0.965}, {\"word\": \"又\", \"start\": 623.872, \"end\": 623.992, \"score\": 0.833}, {\"word\": \"沒\", \"start\": 623.992, \"end\": 624.132, \"score\": 0.857}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 624.132, \"end\": 624.392, \"score\": 0.923}, {\"word\": \"管\", \"start\": 624.392, \"end\": 624.532, \"score\": 1.0}, {\"word\": \"理\", \"start\": 624.532, \"end\": 624.633, \"score\": 1.0}, {\"word\": \"的\", \"start\": 624.633, \"end\": 624.793, \"score\": 1.0}, {\"word\": \"是\", \"start\": 624.793, \"end\": 624.813, \"score\": 0.261}, {\"word\": \"嗎\"}, {\"word\": \"我\", \"start\": 626.502, \"end\": 626.942, \"score\": 0.954}, {\"word\": \"們\"}, {\"word\": \"如\", \"start\": 626.942, \"end\": 627.083, \"score\": 0.999}, {\"word\": \"果\", \"start\": 627.083, \"end\": 627.603, \"score\": 0.923}, {\"word\": \"發\"}, {\"word\": \"現\"}, {\"word\": \"的\", \"start\": 627.603, \"end\": 628.183, \"score\": 0.928}, {\"word\": \"話\"}, {\"word\": \"是\", \"start\": 628.183, \"end\": 628.524, \"score\": 0.894}, {\"word\": \"屬\"}, {\"word\": \"於\", \"start\": 628.524, \"end\": 628.924, \"score\": 0.899}, {\"word\": \"違\"}, {\"word\": \"法\", \"start\": 628.924, \"end\": 629.144, \"score\": 0.999}, {\"word\": \"行\", \"start\": 629.144, \"end\": 629.765, \"score\": 0.902}, {\"word\": \"為\"}, {\"word\": \"的\", \"start\": 629.765, \"end\": 629.885, \"score\": 0.833}, {\"word\": \"話\"}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 629.885, \"end\": 629.985, \"score\": 0.8}, {\"word\": \"你\", \"start\": 629.985, \"end\": 630.325, \"score\": 0.882}, {\"word\": \"送\", \"start\": 630.325, \"end\": 630.706, \"score\": 0.896}, {\"word\": \"過\"}, {\"word\": \"多\", \"start\": 630.706, \"end\": 630.866, \"score\": 0.999}, {\"word\": \"少\", \"start\": 630.866, \"end\": 631.046, \"score\": 0.978}, {\"word\": \"案\", \"start\": 631.046, \"end\": 631.286, \"score\": 0.995}, {\"word\": \"子\", \"start\": 631.286, \"end\": 631.927, \"score\": 0.999}, {\"word\": \"我\", \"start\": 631.927, \"end\": 632.207, \"score\": 0.928}, {\"word\": \"們\"}, {\"word\": \"送\", \"start\": 632.207, \"end\": 632.467, \"score\": 0.845}, {\"word\": \"過\"}, {\"word\": \"很\", \"start\": 632.467, \"end\": 632.567, \"score\": 0.999}, {\"word\": \"多\", \"start\": 632.567, \"end\": 633.288, \"score\": 0.94}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"的\", \"start\": 633.288, \"end\": 633.428, \"score\": 0.93}, {\"word\": \"案\", \"start\": 633.428, \"end\": 633.588, \"score\": 0.871}, {\"word\": \"子\", \"start\": 633.588, \"end\": 633.708, \"score\": 0.852}, {\"word\": \"通\", \"start\": 633.708, \"end\": 633.888, \"score\": 0.932}, {\"word\": \"常\", \"start\": 633.888, \"end\": 634.189, \"score\": 0.862}, {\"word\": \"都\", \"start\": 634.189, \"end\": 634.349, \"score\": 0.875}, {\"word\": \"是\", \"start\": 634.349, \"end\": 634.589, \"score\": 0.832}, {\"word\": \"用\", \"start\": 634.589, \"end\": 635.249, \"score\": 0.909}, {\"word\": \"租\", \"start\": 635.249, \"end\": 635.87, \"score\": 0.935}, {\"word\": \"賃\"}, {\"word\": \"所\", \"start\": 635.87, \"end\": 636.05, \"score\": 0.877}, {\"word\": \"以\", \"start\": 636.05, \"end\": 636.19, \"score\": 0.88}, {\"word\": \"送\", \"start\": 636.19, \"end\": 636.571, \"score\": 0.895}, {\"word\": \"過\"}, {\"word\": \"多\", \"start\": 636.571, \"end\": 636.791, \"score\": 0.999}, {\"word\": \"少\", \"start\": 636.791, \"end\": 636.951, \"score\": 0.992}, {\"word\": \"案\", \"start\": 636.951, \"end\": 637.171, \"score\": 0.99}, {\"word\": \"子\", \"start\": 637.171, \"end\": 637.551, \"score\": 0.999}, {\"word\": \"一\", \"start\": 637.551, \"end\": 637.712, \"score\": 0.877}, {\"word\": \"百\", \"start\": 637.712, \"end\": 637.892, \"score\": 0.994}, {\"word\": \"多\", \"start\": 637.892, \"end\": 638.072, \"score\": 1.0}, {\"word\": \"件\", \"start\": 638.072, \"end\": 638.492, \"score\": 0.952}, {\"word\": \"一\", \"start\": 638.492, \"end\": 638.652, \"score\": 0.96}, {\"word\": \"百\", \"start\": 638.652, \"end\": 638.852, \"score\": 1.0}, {\"word\": \"多\", \"start\": 638.852, \"end\": 639.033, \"score\": 0.997}, {\"word\": \"件\", \"start\": 639.033, \"end\": 639.873, \"score\": 0.941}, {\"word\": \"多\", \"start\": 639.873, \"end\": 640.073, \"score\": 0.999}, {\"word\": \"久\", \"start\": 640.073, \"end\": 640.474, \"score\": 0.95}, {\"word\": \"收\", \"start\": 640.474, \"end\": 640.634, \"score\": 0.879}, {\"word\": \"一\", \"start\": 640.634, \"end\": 640.734, \"score\": 0.999}, {\"word\": \"百\", \"start\": 640.734, \"end\": 640.874, \"score\": 1.0}, {\"word\": \"多\", \"start\": 640.874, \"end\": 641.034, \"score\": 0.998}, {\"word\": \"件\", \"start\": 641.034, \"end\": 641.194, \"score\": 0.766}, {\"word\": \"一\", \"start\": 641.194, \"end\": 641.335, \"score\": 0.999}, {\"word\": \"年\", \"start\": 641.335, \"end\": 641.515, \"score\": 0.997}, {\"word\": \"收\", \"start\": 641.515, \"end\": 641.695, \"score\": 0.889}, {\"word\": \"一\", \"start\": 641.695, \"end\": 641.775, \"score\": 0.933}, {\"word\": \"百\", \"start\": 641.775, \"end\": 641.935, \"score\": 0.999}, {\"word\": \"多\", \"start\": 641.935, \"end\": 642.115, \"score\": 0.998}, {\"word\": \"件\", \"start\": 642.115, \"end\": 642.516, \"score\": 0.973}, {\"word\": \"我\", \"start\": 642.516, \"end\": 643.296, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"的\", \"start\": 643.296, \"end\": 643.416, \"score\": 0.999}, {\"word\": \"案\", \"start\": 643.416, \"end\": 643.657, \"score\": 0.942}, {\"word\": \"子\", \"start\": 643.657, \"end\": 643.797, \"score\": 0.862}, {\"word\": \"一\", \"start\": 643.797, \"end\": 643.917, \"score\": 0.999}, {\"word\": \"年\", \"start\": 643.917, \"end\": 644.097, \"score\": 0.998}, {\"word\": \"大\", \"start\": 644.097, \"end\": 644.217, \"score\": 0.993}, {\"word\": \"概\", \"start\": 644.217, \"end\": 644.377, \"score\": 0.997}, {\"word\": \"一\", \"start\": 644.377, \"end\": 644.497, \"score\": 0.983}, {\"word\": \"百\", \"start\": 644.497, \"end\": 644.697, \"score\": 0.999}, {\"word\": \"多\", \"start\": 644.697, \"end\": 644.958, \"score\": 0.999}, {\"word\": \"件\", \"start\": 644.958, \"end\": 644.978, \"score\": 0.0}, {\"word\": \"一\", \"start\": 645.458, \"end\": 645.598, \"score\": 0.896}, {\"word\": \"年\", \"start\": 645.598, \"end\": 645.718, \"score\": 0.834}, {\"word\": \"一\", \"start\": 645.718, \"end\": 645.818, \"score\": 0.828}, {\"word\": \"百\", \"start\": 645.818, \"end\": 645.978, \"score\": 0.998}, {\"word\": \"多\", \"start\": 645.978, \"end\": 646.158, \"score\": 0.997}, {\"word\": \"件\", \"start\": 646.158, \"end\": 646.398, \"score\": 0.942}, {\"word\": \"都\", \"start\": 646.398, \"end\": 646.698, \"score\": 0.909}, {\"word\": \"送\", \"start\": 646.698, \"end\": 646.938, \"score\": 0.997}, {\"word\": \"了\", \"start\": 646.938, \"end\": 647.158, \"score\": 0.999}, {\"word\": \",\"}, {\"word\": \"有\", \"start\": 647.158, \"end\": 647.318, \"score\": 0.873}, {\"word\": \"判\", \"start\": 647.318, \"end\": 647.558, \"score\": 0.953}, {\"word\": \"刑\", \"start\": 647.558, \"end\": 648.399, \"score\": 0.952}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"不\", \"start\": 648.399, \"end\": 648.559, \"score\": 0.997}, {\"word\": \"是\", \"start\": 648.559, \"end\": 649.039, \"score\": 0.995}, {\"word\": \",\"}, {\"word\": \"一\", \"start\": 649.039, \"end\": 649.139, \"score\": 0.939}, {\"word\": \"百\", \"start\": 649.139, \"end\": 649.299, \"score\": 0.897}, {\"word\": \"多\", \"start\": 649.299, \"end\": 649.479, \"score\": 0.999}, {\"word\": \"件\", \"start\": 649.479, \"end\": 649.679, \"score\": 0.904}, {\"word\": \"是\", \"start\": 649.679, \"end\": 649.799, \"score\": 0.962}, {\"word\": \"我\", \"start\": 649.799, \"end\": 650.499, \"score\": 0.913}, {\"word\": \"們\"}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"的\", \"start\": 650.499, \"end\": 650.659, \"score\": 0.999}, {\"word\": \",\"}, {\"word\": \"不\", \"start\": 650.659, \"end\": 650.779, \"score\": 0.851}, {\"word\": \"是\", \"start\": 650.779, \"end\": 650.919, \"score\": 0.888}, {\"word\": \"送\", \"start\": 650.919, \"end\": 651.619, \"score\": 0.941}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \"的\", \"start\": 651.619, \"end\": 651.819, \"score\": 0.995}, {\"word\": \"。\"}, {\"word\": \"不\", \"start\": 651.819, \"end\": 651.939, \"score\": 0.855}, {\"word\": \"是\", \"start\": 651.939, \"end\": 652.039, \"score\": 0.799}, {\"word\": \"送\", \"start\": 652.039, \"end\": 652.639, \"score\": 0.906}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \",\"}, {\"word\": \"所\", \"start\": 652.639, \"end\": 652.739, \"score\": 0.8}, {\"word\": \"以\", \"start\": 652.739, \"end\": 652.879, \"score\": 0.855}, {\"word\": \"次\", \"start\": 652.879, \"end\": 653.159, \"score\": 0.857}, {\"word\": \"長\"}, {\"word\": \"你\", \"start\": 653.159, \"end\": 653.899, \"score\": 0.953}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 653.899, \"end\": 654.039, \"score\": 0.947}, {\"word\": \"有\", \"start\": 654.039, \"end\": 654.4, \"score\": 0.943}, {\"word\": \"違\"}, {\"word\": \"法\", \"start\": 654.4, \"end\": 654.62, \"score\": 0.998}, {\"word\": \",\"}, {\"word\": \"然\", \"start\": 654.62, \"end\": 654.76, \"score\": 0.994}, {\"word\": \"後\", \"start\": 654.76, \"end\": 654.9, \"score\": 0.857}, {\"word\": \"你\", \"start\": 654.9, \"end\": 655.18, \"score\": 0.919}, {\"word\": \"說\"}, {\"word\": \"那\", \"start\": 655.18, \"end\": 655.32, \"score\": 0.858}, {\"word\": \"哪\", \"start\": 655.32, \"end\": 658.62, \"score\": 0.915}, {\"word\": \"?\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 658.62, \"end\": 658.76, \"score\": 0.857}, {\"word\": \"委\", \"start\": 658.76, \"end\": 659.14, \"score\": 0.927}, {\"word\": \"員\"}, {\"word\": \",\"}, {\"word\": \"我\", \"start\": 659.14, \"end\": 659.66, \"score\": 0.938}, {\"word\": \"剛\"}, {\"word\": \"指\", \"start\": 659.66, \"end\": 659.84, \"score\": 0.982}, {\"word\": \"的\", \"start\": 659.84, \"end\": 659.98, \"score\": 0.862}, {\"word\": \"跟\", \"start\": 659.98, \"end\": 660.521, \"score\": 0.958}, {\"word\": \"回\", \"start\": 660.521, \"end\": 660.801, \"score\": 0.912}, {\"word\": \"應\"}, {\"word\": \"委\", \"start\": 660.801, \"end\": 661.121, \"score\": 0.924}, {\"word\": \"員\"}, {\"word\": \"的\", \"start\": 661.121, \"end\": 661.881, \"score\": 0.923}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 661.881, \"end\": 662.321, \"score\": 1.0}, {\"word\": \"涉\", \"start\": 662.321, \"end\": 662.581, \"score\": 0.971}, {\"word\": \"及\", \"start\": 662.581, \"end\": 662.721, \"score\": 0.857}, {\"word\": \"到\", \"start\": 662.721, \"end\": 663.061, \"score\": 1.0}, {\"word\": \"假\", \"start\": 663.061, \"end\": 664.321, \"score\": 0.959}, {\"word\": \"租\", \"start\": 664.321, \"end\": 664.841, \"score\": 0.924}, {\"word\": \"賃\"}, {\"word\": \",\"}, {\"word\": \"真\", \"start\": 664.841, \"end\": 665.081, \"score\": 0.958}, {\"word\": \"借\", \"start\": 665.081, \"end\": 665.521, \"score\": 0.908}, {\"word\": \"貸\"}, {\"word\": \",\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 665.521, \"end\": 665.941, \"score\": 0.855}, {\"word\": \"屬\"}, {\"word\": \"於\", \"start\": 665.941, \"end\": 666.182, \"score\": 0.833}, {\"word\": \"違\"}, {\"word\": \"法\", \"start\": 666.182, \"end\": 666.402, \"score\": 0.975}, {\"word\": \"行\", \"start\": 666.402, \"end\": 667.082, \"score\": 0.964}, {\"word\": \"為\"}, {\"word\": \"。\"}, {\"word\": \"但\", \"start\": 667.082, \"end\": 667.222, \"score\": 0.997}, {\"word\": \"是\", \"start\": 667.222, \"end\": 667.362, \"score\": 0.996}, {\"word\": \"如\", \"start\": 667.362, \"end\": 667.482, \"score\": 0.991}, {\"word\": \"果\", \"start\": 667.482, \"end\": 667.602, \"score\": 0.974}, {\"word\": \"是\", \"start\": 667.602, \"end\": 667.702, \"score\": 0.998}, {\"word\": \"因\", \"start\": 667.702, \"end\": 668.002, \"score\": 0.869}, {\"word\": \"為\"}, {\"word\": \"借\", \"start\": 668.002, \"end\": 668.862, \"score\": 0.93}, {\"word\": \"貸\"}, {\"word\": \"產\"}, {\"word\": \"生\", \"start\": 668.862, \"end\": 669.102, \"score\": 0.967}, {\"word\": \"的\", \"start\": 669.102, \"end\": 670.022, \"score\": 0.941}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"借\", \"start\": 670.022, \"end\": 670.702, \"score\": 0.886}, {\"word\": \"貸\"}, {\"word\": \"爭\"}, {\"word\": \"議\"}, {\"word\": \"、\"}, {\"word\": \"消\", \"start\": 670.702, \"end\": 671.262, \"score\": 0.889}, {\"word\": \"費\"}, {\"word\": \"爭\"}, {\"word\": \"議\"}, {\"word\": \",\"}, {\"word\": \"那\", \"start\": 671.262, \"end\": 671.402, \"score\": 0.857}, {\"word\": \"我\", \"start\": 671.402, \"end\": 671.682, \"score\": 0.874}, {\"word\": \"們\"}, {\"word\": \"介\", \"start\": 671.682, \"end\": 671.822, \"score\": 0.906}, {\"word\": \"入\", \"start\": 671.822, \"end\": 673.003, \"score\": 0.923}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \"。\"}, {\"word\": \"協\"}, {\"word\": \"處\"}, {\"word\": \",\"}, {\"word\": \"所\", \"start\": 673.003, \"end\": 673.183, \"score\": 0.876}, {\"word\": \"以\", \"start\": 673.183, \"end\": 673.283, \"score\": 0.899}, {\"word\": \"你\", \"start\": 673.283, \"end\": 673.423, \"score\": 0.871}, {\"word\": \"沒\", \"start\": 673.423, \"end\": 673.583, \"score\": 0.856}, {\"word\": \"有\", \"start\": 673.583, \"end\": 673.683, \"score\": 0.999}, {\"word\": \"移\", \"start\": 673.683, \"end\": 673.823, \"score\": 0.857}, {\"word\": \"送\", \"start\": 673.823, \"end\": 674.143, \"score\": 0.874}, {\"word\": \"過\"}, {\"word\": \"任\", \"start\": 674.143, \"end\": 674.283, \"score\": 0.931}, {\"word\": \"何\", \"start\": 674.283, \"end\": 674.403, \"score\": 0.998}, {\"word\": \"一\", \"start\": 674.403, \"end\": 674.523, \"score\": 0.996}, {\"word\": \"件\", \"start\": 674.523, \"end\": 674.543, \"score\": 0.527}, {\"word\": \"?\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"黃\"}, {\"word\": \"珊\", \"start\": 675.697, \"end\": 675.757, \"score\": 0.667}, {\"word\": \"珊\", \"start\": 675.757, \"end\": 675.797, \"score\": 0.499}, {\"word\": \"委\", \"start\": 675.797, \"end\": 675.957, \"score\": 0.882}, {\"word\": \"員\"}, {\"word\": \"的\", \"start\": 675.957, \"end\": 675.977, \"score\": 0.006}, {\"word\": \"質\"}, {\"word\": \"詢\"}], \"language\": \"zh\"}","srt":"1\n00:00:01,432 --> 00:00:08,709\n請監管會黃主委還有經濟部有請黃主委、陳政次、邵榮宏是主委\n\n2\n00:00:10,387 --> 00:00:29,923\n好次長我想我在立法院的第一次質詢就質詢了山道猴子就質詢了融資公司就質詢了今天這樣的亂象只是越來越明顯好經濟部我想問一下金管會一直認為融資公司不是他的業務是不是你的業務\n\n3\n00:00:32,090 --> 00:00:33,791\n你只管消費者保護所以融資公司他所融資的這些相關的業務是歸誰管?不歸你管?\n\n4\n00:00:45,765 --> 00:01:06,547\n報告委員我們現在講融資就我的了解他是一種借貸行為所以經濟部主管公司法嘛一般公司都是你管是所以這些融資公司他在業務範圍裡面就寫融資對吧他通常目前我們沒有融資公司這個類別所以部長\n\n5\n00:01:07,892 --> 00:01:08,092\n可以這樣說嗎?兩位\n\n6\n00:01:35,628 --> 00:01:56,526\n的確這個議題是一直沒有得到...也就是我們延宕了20年的融資公司法沒有人管也沒有人要管那剛剛主委我知道你的困難因為你只管上市櫃公司所以這三家你可以管得到所以我在第一次的質詢後你告訴我你要找他們喝咖啡你也找了他們喝咖啡對吧\n\n7\n00:01:57,467 --> 00:02:25,642\n黃主任委員您第一次執行我記得很清楚你說至少你要給我最低限度要開始做一些事是的所以這是我很遺憾這20年我想立法院很多立法委員也都提過所以今天的問題是融資租賃公司為什麼業務會成長到現在我想原因我們大家都很清楚第一個就是某些程度銀行貸款不是那麼容易取得尤其是新創甚至是小額所以才會有這麼多的融資公司不斷地竄起\n\n8\n00:02:26,843 --> 00:02:38,503\n二、這些大公司尤其是三家上市櫃公司他都是用租賃的方式來做相關的融資但是更多的不肖業者他除了\n\n9\n00:02:39,485 --> 00:03:04,904\nBNPL先買後付之外其實現在最嚴重的就是這些大公司也搞這些所謂的超貸機車超貸假租賃徵信貸假商品徵信貸所以現在的問題就是大公司小公司都做一樣的事情這才是我們今天社會亂象的來源也就是說曾經有個社工講得很清楚他說以前都是欠銀行錢來協商\n\n10\n00:03:07,885 --> 00:03:32,770\n109年以後全部都是機車貸、汽車貸、手機都可以貸商品更不要講這些新型態的負債現在幾十萬一個破機車可以借到幾十萬甚至中古車可以借到上百萬這已經是不值錢的東西它用假租賃徵信貸的方式造成了今天很多的山倒猴子的被害人\n\n11\n00:03:33,470 --> 00:03:42,608\n所以經濟部次長雖然你應該至少我們希望520你還能留任所以經濟部的態度是什麼你們需不需要立專法\n\n12\n00:03:43,769 --> 00:04:07,265\n外委員第一個委員您剛提到這個超過物品的價值的這種融資跟借貸那這有已經在邊緣上可以視為它已經有這個詐騙的嫌疑遇到這種一定要到詐騙的程度嗎詐騙之前誰來管呢現在就沒人管啊兩位我的問題就是政府的立場支不支持立專法\n\n13\n00:04:08,166 --> 00:04:17,177\n因為金管會只能管上市櫃,大的公司他可以管,小的公司管不了。第二個,小的公司經濟部也不管,現在就叫做沒人管的三不管地帶。\n\n14\n00:04:18,157 --> 00:04:25,805\n主委,雖然您要卸任,我想問您,您願不願意支持立專法?專法的法案我們已經寫好了,我們也希望\n\n15\n00:04:39,620 --> 00:04:56,196\n同樣的不管主任你再不在任我想這個都要成為將來尤其在本屆的立法院我相信會是一個重中之重的法案我們也希望行政部門應該提出你們的對岸尤其是經濟部管不了儘管會不想管的東西我們希望有人可以站出來管\n\n16\n00:04:56,917 --> 00:05:14,859\n第二個部分現在的問題在於說剛剛講到三大家三大家有6700億的業務幾乎是業務但是我上次有質詢過他將近湊起來有100億的貸帳雖然不單單都是這些所謂的小額信貸但是他有這麼多的貸帳表示他還是很賺錢\n\n17\n00:05:16,201 --> 00:05:41,486\n重點是在於接下來現在很多的問題是地下錢莊改以租賃公司為名開始做合法的地下錢莊讓租賃公司成為有牌的地下錢莊還可以去執行包括暴力討債然後甚至到法院可以做相關的強制執行那最嚴重的是我希望的是\n\n18\n00:05:42,466 --> 00:06:03,432\n我們目前為止公股行庫到底有多少家在中國成立融資公司主委這個我們說是我們可以有一個金融機構轉投資大概十幾家時間暫停十幾家十幾家對台企銀第一金跟華南金、核庫金都有在大陸成立融資公司對嗎時間暫停應該都有局長你要不要來說明一下要請公股銀行的\n\n19\n00:06:09,191 --> 00:06:19,976\n公股銀行的董事長剛剛是臺企銀臺企銀、第一金、華南金、和平金來,請三位被點名到了公股銀行的董事長上臺備選\n\n20\n00:06:34,195 --> 00:06:55,171\n各位董事長,我們在馬政府時代因為跟兩岸簽有金融的MOU,所以我們的公務武漢庫都有在中國大陸設立所謂的融資主領公司是嗎?都有。有賺錢嗎?都有賺錢。現在還在做嗎?還在做。那目前為止好像中國大陸2023年狀況不太好是嗎?\n\n21\n00:06:58,240 --> 00:07:26,762\n但是我知道的是第一金第一金的一營租賃公司一年的成長率還是超過3%是嗎董事長第一金確實董事長時間暫停喔報告委員那目前呢事實上我們的整個租賃公司的曝險也是放在整個AI82控管之中啦所以其實在中國大陸我們還是按照當地的法規有成立租賃公司幾位董事長\n\n22\n00:07:27,603 --> 00:07:46,525\n我們現在中國大陸他其實租賃融資業有一個專業的辦法也就是金融租賃公司管理辦法還有融資租賃公司監理監督管理戰型辦法他其實是由中央來監管的那在至少目前為止台灣\n\n23\n00:07:51,905 --> 00:08:12,504\n在韓國有金融監督院新加坡金融管理局印尼金融服務管理局中國市銀保監會柬埔寨是國家銀行也就是說在這些國家目前為止包括德國、日本都是由中央金融監理機關來做的所以黃主委我在這邊說的是\n\n24\n00:08:14,245 --> 00:08:37,550\n雖然你要卸任但是我要說全世界各地都有中央主管機關來做監管相關的融資業務而且台灣也不可以例外了解謝謝委員是所以各位你們能不能給金管會一個建議說在台灣的融資公司是不是也應該像在中國大陸這樣他至少有一個監管機制目前為止\n\n25\n00:08:38,871 --> 00:09:06,582\n至少你們在大陸正常做生意可以正常賺到錢也不會有這些問題希望是啦好不好這是我希望說既然他山之石可以攻錯我們希望全世界都在做的事台灣不能獨露而且我們自己也在做同樣的事我們公營、航庫都在做一樣的事但是我們自己放下了這些管理的權限我覺得非常可惜最後就是\n\n26\n00:09:08,289 --> 00:09:35,818\n現在租賃業他們有幾個問題第一個就是他們也想要好好的受信但是他們取不太到聯徵中心的資料第二個是他們沒有互相的信用保險的機構所以他們也是很高的曝險另外就是主管機關對他們也沒有支持也沒有輔導所以正常想要好好做租賃業的又不行回到問題就回到經濟部了\n\n27\n00:09:37,443 --> 00:10:04,399\n市長我們的公司法公司的資金是不可以待於股東或者是任何人的對吧是所以他們這些融資公司又可以登記這個業務又可以低於他的所謂資本額的多少他就可以融資40%禁止40%對禁止40%所以他們才會發明了一個叫做假信貸假商品交易徵信貸假租賃徵信貸\n\n28\n00:10:07,060 --> 00:10:24,813\n因為有這個限制也就是說我們的管理上面的確是讓公司或者是這些企業他本來就是做融資的可是他用這個來規避相關的法規這也是經濟部一直知道但是又沒辦法管理的是嗎\n\n29\n00:10:26,502 --> 00:10:44,978\n我們如果發現的話是屬於違法行為的話當然你送過多少案子我們送過很多協處的案子通常都是用租賃所以送過多少案子一百多件一百多件多久收一百多件一年收一百多件我們協處的案子一年大概一百多件\n\n30\n00:10:45,458 --> 00:11:14,543\n一年一百多件都送了,有判刑嗎?不是,一百多件是我們協處的,不是送檢調的。不是送檢調,所以次長你說他有違法,然後你說那哪?報告委員,我剛指的跟回應委員的問題裡面涉及到假租賃,真借貸,這個是屬於違法行為。但是如果是因為借貸產生的這個借貸爭議、消費爭議,那我們介入協處。協處,所以你沒有移送過任何一件?\n\n31\n00:11:15,697 --> 00:11:15,977\n謝謝黃珊珊委員的質詢\n\n","tsv":"start\tend\ttext\n1432\t8709\t請監管會黃主委還有經濟部有請黃主委、陳政次、邵榮宏是主委\n10387\t29923\t好 次長我想我在立法院的第一次質詢就質詢了山道猴子就質詢了融資公司就質詢了今天這樣的亂象只是越來越明顯好 經濟部我想問一下金管會一直認為融資公司不是他的業務是不是你的業務\n32090\t33791\t你只管消費者保護所以融資公司他所融資的這些相關的業務是歸誰管?不歸你管?\n45765\t66547\t報告委員我們現在講融資就我的了解他是一種借貸行為所以經濟部主管公司法嘛一般公司都是你管是所以這些融資公司他在業務範圍裡面就寫融資對吧他通常目前我們沒有融資公司這個類別所以部長\n67892\t68092\t可以這樣說嗎?兩位\n95628\t116526\t的確這個議題是一直沒有得到...也就是我們延宕了20年的融資公司法沒有人管也沒有人要管那剛剛主委我知道你的困難因為你只管上市櫃公司所以這三家你可以管得到所以我在第一次的質詢後你告訴我你要找他們喝咖啡你也找了他們喝咖啡對吧\n117467\t145642\t黃主任委員您第一次執行我記得很清楚你說至少你要給我最低限度要開始做一些事是的所以這是我很遺憾這20年我想立法院很多立法委員也都提過所以今天的問題是融資租賃公司為什麼業務會成長到現在我想原因我們大家都很清楚第一個就是某些程度銀行貸款不是那麼容易取得尤其是新創甚至是小額所以才會有這麼多的融資公司不斷地竄起\n146843\t158503\t二、這些大公司尤其是三家上市櫃公司他都是用租賃的方式來做相關的融資但是更多的不肖業者他除了\n159485\t184904\tBNPL先買後付之外其實現在最嚴重的就是這些大公司也搞這些所謂的超貸機車超貸假租賃徵信貸假商品徵信貸所以現在的問題就是大公司小公司都做一樣的事情這才是我們今天社會亂象的來源也就是說曾經有個社工講得很清楚他說以前都是欠銀行錢來協商\n187885\t212770\t109年以後全部都是機車貸、汽車貸、手機都可以貸商品更不要講這些新型態的負債現在幾十萬一個破機車可以借到幾十萬甚至中古車可以借到上百萬這已經是不值錢的東西它用假租賃徵信貸的方式造成了今天很多的山倒猴子的被害人\n213470\t222608\t所以經濟部次長雖然你應該至少我們希望520你還能留任所以經濟部的態度是什麼你們需不需要立專法\n223769\t247265\t外委員第一個委員您剛提到這個超過物品的價值的這種融資跟借貸那這有已經在邊緣上可以視為它已經有這個詐騙的嫌疑遇到這種一定要到詐騙的程度嗎詐騙之前誰來管呢現在就沒人管啊兩位我的問題就是政府的立場支不支持立專法\n248166\t257177\t因為金管會只能管上市櫃,大的公司他可以管,小的公司管不了。第二個,小的公司經濟部也不管,現在就叫做沒人管的三不管地帶。\n258157\t265805\t主委,雖然您要卸任,我想問您,您願不願意支持立專法?專法的法案我們已經寫好了,我們也希望\n279620\t296196\t同樣的不管主任你再不在任我想這個都要成為將來尤其在本屆的立法院我相信會是一個重中之重的法案我們也希望行政部門應該提出你們的對岸尤其是經濟部管不了儘管會不想管的東西我們希望有人可以站出來管\n296917\t314859\t第二個部分現在的問題在於說剛剛講到三大家三大家有6700億的業務幾乎是業務但是我上次有質詢過他將近湊起來有100億的貸帳雖然不單單都是這些所謂的小額信貸但是他有這麼多的貸帳表示他還是很賺錢\n316201\t341486\t重點是在於接下來現在很多的問題是地下錢莊改以租賃公司為名開始做合法的地下錢莊讓租賃公司成為有牌的地下錢莊還可以去執行包括暴力討債然後甚至到法院可以做相關的強制執行那最嚴重的是我希望的是\n342466\t363432\t我們目前為止公股行庫到底有多少家在中國成立融資公司主委這個我們說是我們可以有一個金融機構轉投資大概十幾家時間暫停十幾家十幾家對台企銀第一金跟華南金、核庫金都有在大陸成立融資公司對嗎時間暫停應該都有局長你要不要來說明一下要請公股銀行的\n369191\t379976\t公股銀行的董事長剛剛是臺企銀臺企銀、第一金、華南金、和平金來,請三位被點名到了公股銀行的董事長上臺備選\n394195\t415171\t各位董事長,我們在馬政府時代因為跟兩岸簽有金融的MOU,所以我們的公務武漢庫都有在中國大陸設立所謂的融資主領公司是嗎?都有。有賺錢嗎?都有賺錢。現在還在做嗎?還在做。那目前為止好像中國大陸2023年狀況不太好是嗎?\n418240\t446762\t但是我知道的是第一金第一金的一營租賃公司一年的成長率還是超過3%是嗎 董事長第一金確實 董事長時間暫停喔報告委員那目前呢 事實上我們的整個租賃公司的曝險也是放在整個AI82控管之中啦所以其實在中國大陸我們還是按照當地的法規有成立租賃公司幾位董事長\n447603\t466525\t我們現在中國大陸他其實租賃融資業有一個專業的辦法也就是金融租賃公司管理辦法還有融資租賃公司監理監督管理戰型辦法他其實是由中央來監管的那在至少目前為止台灣\n471905\t492504\t在韓國有金融監督院新加坡金融管理局印尼金融服務管理局中國市銀保監會柬埔寨是國家銀行也就是說在這些國家目前為止包括德國、日本都是由中央金融監理機關來做的所以黃主委我在這邊說的是\n494245\t517550\t雖然你要卸任但是我要說全世界各地都有中央主管機關來做監管相關的融資業務而且台灣也不可以例外了解謝謝委員是所以各位你們能不能給金管會一個建議說在台灣的融資公司是不是也應該像在中國大陸這樣他至少有一個監管機制目前為止\n518871\t546582\t至少你們在大陸正常做生意可以正常賺到錢也不會有這些問題希望是啦好不好這是我希望說既然他山之石可以攻錯我們希望全世界都在做的事台灣不能獨露而且我們自己也在做同樣的事我們公營、航庫都在做一樣的事但是我們自己放下了這些管理的權限我覺得非常可惜最後就是\n548289\t575818\t現在租賃業他們有幾個問題第一個就是他們也想要好好的受信但是他們取不太到聯徵中心的資料第二個是他們沒有互相的信用保險的機構所以他們也是很高的曝險另外就是主管機關對他們也沒有支持也沒有輔導所以正常想要好好做租賃業的又不行回到問題就回到經濟部了\n577443\t604399\t市長我們的公司法公司的資金是不可以待於股東或者是任何人的對吧是所以他們這些融資公司又可以登記這個業務又可以低於他的所謂資本額的多少他就可以融資40%禁止40%對禁止40%所以他們才會發明了一個叫做假信貸假商品交易徵信貸假租賃徵信貸\n607060\t624813\t因為有這個限制也就是說我們的管理上面的確是讓公司或者是這些企業他本來就是做融資的可是他用這個來規避相關的法規這也是經濟部一直知道但是又沒辦法管理的是嗎\n626502\t644978\t我們如果發現的話是屬於違法行為的話當然你送過多少案子我們送過很多協處的案子通常都是用租賃所以送過多少案子一百多件一百多件多久收一百多件一年收一百多件我們協處的案子一年大概一百多件\n645458\t674543\t一年一百多件都送了,有判刑嗎?不是,一百多件是我們協處的,不是送檢調的。不是送檢調,所以次長你說他有違法,然後你說那哪?報告委員,我剛指的跟回應委員的問題裡面涉及到假租賃,真借貸,這個是屬於違法行為。但是如果是因為借貸產生的這個借貸爭議、消費爭議,那我們介入協處。協處,所以你沒有移送過任何一件?\n675697\t675977\t謝謝黃珊珊委員的質詢\n","txt":"請監管會黃主委還有經濟部有請黃主委、陳政次、邵榮宏是主委\n好 次長我想我在立法院的第一次質詢就質詢了山道猴子就質詢了融資公司就質詢了今天這樣的亂象只是越來越明顯好 經濟部我想問一下金管會一直認為融資公司不是他的業務是不是你的業務\n你只管消費者保護所以融資公司他所融資的這些相關的業務是歸誰管?不歸你管?\n報告委員我們現在講融資就我的了解他是一種借貸行為所以經濟部主管公司法嘛一般公司都是你管是所以這些融資公司他在業務範圍裡面就寫融資對吧他通常目前我們沒有融資公司這個類別所以部長\n可以這樣說嗎?兩位\n的確這個議題是一直沒有得到...也就是我們延宕了20年的融資公司法沒有人管也沒有人要管那剛剛主委我知道你的困難因為你只管上市櫃公司所以這三家你可以管得到所以我在第一次的質詢後你告訴我你要找他們喝咖啡你也找了他們喝咖啡對吧\n黃主任委員您第一次執行我記得很清楚你說至少你要給我最低限度要開始做一些事是的所以這是我很遺憾這20年我想立法院很多立法委員也都提過所以今天的問題是融資租賃公司為什麼業務會成長到現在我想原因我們大家都很清楚第一個就是某些程度銀行貸款不是那麼容易取得尤其是新創甚至是小額所以才會有這麼多的融資公司不斷地竄起\n二、這些大公司尤其是三家上市櫃公司他都是用租賃的方式來做相關的融資但是更多的不肖業者他除了\nBNPL先買後付之外其實現在最嚴重的就是這些大公司也搞這些所謂的超貸機車超貸假租賃徵信貸假商品徵信貸所以現在的問題就是大公司小公司都做一樣的事情這才是我們今天社會亂象的來源也就是說曾經有個社工講得很清楚他說以前都是欠銀行錢來協商\n109年以後全部都是機車貸、汽車貸、手機都可以貸商品更不要講這些新型態的負債現在幾十萬一個破機車可以借到幾十萬甚至中古車可以借到上百萬這已經是不值錢的東西它用假租賃徵信貸的方式造成了今天很多的山倒猴子的被害人\n所以經濟部次長雖然你應該至少我們希望520你還能留任所以經濟部的態度是什麼你們需不需要立專法\n外委員第一個委員您剛提到這個超過物品的價值的這種融資跟借貸那這有已經在邊緣上可以視為它已經有這個詐騙的嫌疑遇到這種一定要到詐騙的程度嗎詐騙之前誰來管呢現在就沒人管啊兩位我的問題就是政府的立場支不支持立專法\n因為金管會只能管上市櫃,大的公司他可以管,小的公司管不了。第二個,小的公司經濟部也不管,現在就叫做沒人管的三不管地帶。\n主委,雖然您要卸任,我想問您,您願不願意支持立專法?專法的法案我們已經寫好了,我們也希望\n同樣的不管主任你再不在任我想這個都要成為將來尤其在本屆的立法院我相信會是一個重中之重的法案我們也希望行政部門應該提出你們的對岸尤其是經濟部管不了儘管會不想管的東西我們希望有人可以站出來管\n第二個部分現在的問題在於說剛剛講到三大家三大家有6700億的業務幾乎是業務但是我上次有質詢過他將近湊起來有100億的貸帳雖然不單單都是這些所謂的小額信貸但是他有這麼多的貸帳表示他還是很賺錢\n重點是在於接下來現在很多的問題是地下錢莊改以租賃公司為名開始做合法的地下錢莊讓租賃公司成為有牌的地下錢莊還可以去執行包括暴力討債然後甚至到法院可以做相關的強制執行那最嚴重的是我希望的是\n我們目前為止公股行庫到底有多少家在中國成立融資公司主委這個我們說是我們可以有一個金融機構轉投資大概十幾家時間暫停十幾家十幾家對台企銀第一金跟華南金、核庫金都有在大陸成立融資公司對嗎時間暫停應該都有局長你要不要來說明一下要請公股銀行的\n公股銀行的董事長剛剛是臺企銀臺企銀、第一金、華南金、和平金來,請三位被點名到了公股銀行的董事長上臺備選\n各位董事長,我們在馬政府時代因為跟兩岸簽有金融的MOU,所以我們的公務武漢庫都有在中國大陸設立所謂的融資主領公司是嗎?都有。有賺錢嗎?都有賺錢。現在還在做嗎?還在做。那目前為止好像中國大陸2023年狀況不太好是嗎?\n但是我知道的是第一金第一金的一營租賃公司一年的成長率還是超過3%是嗎 董事長第一金確實 董事長時間暫停喔報告委員那目前呢 事實上我們的整個租賃公司的曝險也是放在整個AI82控管之中啦所以其實在中國大陸我們還是按照當地的法規有成立租賃公司幾位董事長\n我們現在中國大陸他其實租賃融資業有一個專業的辦法也就是金融租賃公司管理辦法還有融資租賃公司監理監督管理戰型辦法他其實是由中央來監管的那在至少目前為止台灣\n在韓國有金融監督院新加坡金融管理局印尼金融服務管理局中國市銀保監會柬埔寨是國家銀行也就是說在這些國家目前為止包括德國、日本都是由中央金融監理機關來做的所以黃主委我在這邊說的是\n雖然你要卸任但是我要說全世界各地都有中央主管機關來做監管相關的融資業務而且台灣也不可以例外了解謝謝委員是所以各位你們能不能給金管會一個建議說在台灣的融資公司是不是也應該像在中國大陸這樣他至少有一個監管機制目前為止\n至少你們在大陸正常做生意可以正常賺到錢也不會有這些問題希望是啦好不好這是我希望說既然他山之石可以攻錯我們希望全世界都在做的事台灣不能獨露而且我們自己也在做同樣的事我們公營、航庫都在做一樣的事但是我們自己放下了這些管理的權限我覺得非常可惜最後就是\n現在租賃業他們有幾個問題第一個就是他們也想要好好的受信但是他們取不太到聯徵中心的資料第二個是他們沒有互相的信用保險的機構所以他們也是很高的曝險另外就是主管機關對他們也沒有支持也沒有輔導所以正常想要好好做租賃業的又不行回到問題就回到經濟部了\n市長我們的公司法公司的資金是不可以待於股東或者是任何人的對吧是所以他們這些融資公司又可以登記這個業務又可以低於他的所謂資本額的多少他就可以融資40%禁止40%對禁止40%所以他們才會發明了一個叫做假信貸假商品交易徵信貸假租賃徵信貸\n因為有這個限制也就是說我們的管理上面的確是讓公司或者是這些企業他本來就是做融資的可是他用這個來規避相關的法規這也是經濟部一直知道但是又沒辦法管理的是嗎\n我們如果發現的話是屬於違法行為的話當然你送過多少案子我們送過很多協處的案子通常都是用租賃所以送過多少案子一百多件一百多件多久收一百多件一年收一百多件我們協處的案子一年大概一百多件\n一年一百多件都送了,有判刑嗎?不是,一百多件是我們協處的,不是送檢調的。不是送檢調,所以次長你說他有違法,然後你說那哪?報告委員,我剛指的跟回應委員的問題裡面涉及到假租賃,真借貸,這個是屬於違法行為。但是如果是因為借貸產生的這個借貸爭議、消費爭議,那我們介入協處。協處,所以你沒有移送過任何一件?\n謝謝黃珊珊委員的質詢\n","vtt":"WEBVTT\n\n00:01.432 --> 00:08.709\n請監管會黃主委還有經濟部有請黃主委、陳政次、邵榮宏是主委\n\n00:10.387 --> 00:29.923\n好次長我想我在立法院的第一次質詢就質詢了山道猴子就質詢了融資公司就質詢了今天這樣的亂象只是越來越明顯好經濟部我想問一下金管會一直認為融資公司不是他的業務是不是你的業務\n\n00:32.090 --> 00:33.791\n你只管消費者保護所以融資公司他所融資的這些相關的業務是歸誰管?不歸你管?\n\n00:45.765 --> 01:06.547\n報告委員我們現在講融資就我的了解他是一種借貸行為所以經濟部主管公司法嘛一般公司都是你管是所以這些融資公司他在業務範圍裡面就寫融資對吧他通常目前我們沒有融資公司這個類別所以部長\n\n01:07.892 --> 01:08.092\n可以這樣說嗎?兩位\n\n01:35.628 --> 01:56.526\n的確這個議題是一直沒有得到...也就是我們延宕了20年的融資公司法沒有人管也沒有人要管那剛剛主委我知道你的困難因為你只管上市櫃公司所以這三家你可以管得到所以我在第一次的質詢後你告訴我你要找他們喝咖啡你也找了他們喝咖啡對吧\n\n01:57.467 --> 02:25.642\n黃主任委員您第一次執行我記得很清楚你說至少你要給我最低限度要開始做一些事是的所以這是我很遺憾這20年我想立法院很多立法委員也都提過所以今天的問題是融資租賃公司為什麼業務會成長到現在我想原因我們大家都很清楚第一個就是某些程度銀行貸款不是那麼容易取得尤其是新創甚至是小額所以才會有這麼多的融資公司不斷地竄起\n\n02:26.843 --> 02:38.503\n二、這些大公司尤其是三家上市櫃公司他都是用租賃的方式來做相關的融資但是更多的不肖業者他除了\n\n02:39.485 --> 03:04.904\nBNPL先買後付之外其實現在最嚴重的就是這些大公司也搞這些所謂的超貸機車超貸假租賃徵信貸假商品徵信貸所以現在的問題就是大公司小公司都做一樣的事情這才是我們今天社會亂象的來源也就是說曾經有個社工講得很清楚他說以前都是欠銀行錢來協商\n\n03:07.885 --> 03:32.770\n109年以後全部都是機車貸、汽車貸、手機都可以貸商品更不要講這些新型態的負債現在幾十萬一個破機車可以借到幾十萬甚至中古車可以借到上百萬這已經是不值錢的東西它用假租賃徵信貸的方式造成了今天很多的山倒猴子的被害人\n\n03:33.470 --> 03:42.608\n所以經濟部次長雖然你應該至少我們希望520你還能留任所以經濟部的態度是什麼你們需不需要立專法\n\n03:43.769 --> 04:07.265\n外委員第一個委員您剛提到這個超過物品的價值的這種融資跟借貸那這有已經在邊緣上可以視為它已經有這個詐騙的嫌疑遇到這種一定要到詐騙的程度嗎詐騙之前誰來管呢現在就沒人管啊兩位我的問題就是政府的立場支不支持立專法\n\n04:08.166 --> 04:17.177\n因為金管會只能管上市櫃,大的公司他可以管,小的公司管不了。第二個,小的公司經濟部也不管,現在就叫做沒人管的三不管地帶。\n\n04:18.157 --> 04:25.805\n主委,雖然您要卸任,我想問您,您願不願意支持立專法?專法的法案我們已經寫好了,我們也希望\n\n04:39.620 --> 04:56.196\n同樣的不管主任你再不在任我想這個都要成為將來尤其在本屆的立法院我相信會是一個重中之重的法案我們也希望行政部門應該提出你們的對岸尤其是經濟部管不了儘管會不想管的東西我們希望有人可以站出來管\n\n04:56.917 --> 05:14.859\n第二個部分現在的問題在於說剛剛講到三大家三大家有6700億的業務幾乎是業務但是我上次有質詢過他將近湊起來有100億的貸帳雖然不單單都是這些所謂的小額信貸但是他有這麼多的貸帳表示他還是很賺錢\n\n05:16.201 --> 05:41.486\n重點是在於接下來現在很多的問題是地下錢莊改以租賃公司為名開始做合法的地下錢莊讓租賃公司成為有牌的地下錢莊還可以去執行包括暴力討債然後甚至到法院可以做相關的強制執行那最嚴重的是我希望的是\n\n05:42.466 --> 06:03.432\n我們目前為止公股行庫到底有多少家在中國成立融資公司主委這個我們說是我們可以有一個金融機構轉投資大概十幾家時間暫停十幾家十幾家對台企銀第一金跟華南金、核庫金都有在大陸成立融資公司對嗎時間暫停應該都有局長你要不要來說明一下要請公股銀行的\n\n06:09.191 --> 06:19.976\n公股銀行的董事長剛剛是臺企銀臺企銀、第一金、華南金、和平金來,請三位被點名到了公股銀行的董事長上臺備選\n\n06:34.195 --> 06:55.171\n各位董事長,我們在馬政府時代因為跟兩岸簽有金融的MOU,所以我們的公務武漢庫都有在中國大陸設立所謂的融資主領公司是嗎?都有。有賺錢嗎?都有賺錢。現在還在做嗎?還在做。那目前為止好像中國大陸2023年狀況不太好是嗎?\n\n06:58.240 --> 07:26.762\n但是我知道的是第一金第一金的一營租賃公司一年的成長率還是超過3%是嗎董事長第一金確實董事長時間暫停喔報告委員那目前呢事實上我們的整個租賃公司的曝險也是放在整個AI82控管之中啦所以其實在中國大陸我們還是按照當地的法規有成立租賃公司幾位董事長\n\n07:27.603 --> 07:46.525\n我們現在中國大陸他其實租賃融資業有一個專業的辦法也就是金融租賃公司管理辦法還有融資租賃公司監理監督管理戰型辦法他其實是由中央來監管的那在至少目前為止台灣\n\n07:51.905 --> 08:12.504\n在韓國有金融監督院新加坡金融管理局印尼金融服務管理局中國市銀保監會柬埔寨是國家銀行也就是說在這些國家目前為止包括德國、日本都是由中央金融監理機關來做的所以黃主委我在這邊說的是\n\n08:14.245 --> 08:37.550\n雖然你要卸任但是我要說全世界各地都有中央主管機關來做監管相關的融資業務而且台灣也不可以例外了解謝謝委員是所以各位你們能不能給金管會一個建議說在台灣的融資公司是不是也應該像在中國大陸這樣他至少有一個監管機制目前為止\n\n08:38.871 --> 09:06.582\n至少你們在大陸正常做生意可以正常賺到錢也不會有這些問題希望是啦好不好這是我希望說既然他山之石可以攻錯我們希望全世界都在做的事台灣不能獨露而且我們自己也在做同樣的事我們公營、航庫都在做一樣的事但是我們自己放下了這些管理的權限我覺得非常可惜最後就是\n\n09:08.289 --> 09:35.818\n現在租賃業他們有幾個問題第一個就是他們也想要好好的受信但是他們取不太到聯徵中心的資料第二個是他們沒有互相的信用保險的機構所以他們也是很高的曝險另外就是主管機關對他們也沒有支持也沒有輔導所以正常想要好好做租賃業的又不行回到問題就回到經濟部了\n\n09:37.443 --> 10:04.399\n市長我們的公司法公司的資金是不可以待於股東或者是任何人的對吧是所以他們這些融資公司又可以登記這個業務又可以低於他的所謂資本額的多少他就可以融資40%禁止40%對禁止40%所以他們才會發明了一個叫做假信貸假商品交易徵信貸假租賃徵信貸\n\n10:07.060 --> 10:24.813\n因為有這個限制也就是說我們的管理上面的確是讓公司或者是這些企業他本來就是做融資的可是他用這個來規避相關的法規這也是經濟部一直知道但是又沒辦法管理的是嗎\n\n10:26.502 --> 10:44.978\n我們如果發現的話是屬於違法行為的話當然你送過多少案子我們送過很多協處的案子通常都是用租賃所以送過多少案子一百多件一百多件多久收一百多件一年收一百多件我們協處的案子一年大概一百多件\n\n10:45.458 --> 11:14.543\n一年一百多件都送了,有判刑嗎?不是,一百多件是我們協處的,不是送檢調的。不是送檢調,所以次長你說他有違法,然後你說那哪?報告委員,我剛指的跟回應委員的問題裡面涉及到假租賃,真借貸,這個是屬於違法行為。但是如果是因為借貸產生的這個借貸爭議、消費爭議,那我們介入協處。協處,所以你沒有移送過任何一件?\n\n11:15.697 --> 11:15.977\n謝謝黃珊珊委員的質詢\n\n","segments":[{"start":1.432,"end":8.709,"text":"請監管會黃主委還有經濟部有請黃主委、陳政次、邵榮宏是主委"},{"start":10.387,"end":29.923,"text":"好 次長我想我在立法院的第一次質詢就質詢了山道猴子就質詢了融資公司就質詢了今天這樣的亂象只是越來越明顯好 經濟部我想問一下金管會一直認為融資公司不是他的業務是不是你的業務"},{"start":32.09,"end":33.791,"text":"你只管消費者保護所以融資公司他所融資的這些相關的業務是歸誰管?不歸你管?"},{"start":45.765,"end":66.547,"text":"報告委員我們現在講融資就我的了解他是一種借貸行為所以經濟部主管公司法嘛一般公司都是你管是所以這些融資公司他在業務範圍裡面就寫融資對吧他通常目前我們沒有融資公司這個類別所以部長"},{"start":67.892,"end":68.092,"text":"可以這樣說嗎?兩位"},{"start":95.628,"end":116.526,"text":"的確這個議題是一直沒有得到...也就是我們延宕了20年的融資公司法沒有人管也沒有人要管那剛剛主委我知道你的困難因為你只管上市櫃公司所以這三家你可以管得到所以我在第一次的質詢後你告訴我你要找他們喝咖啡你也找了他們喝咖啡對吧"},{"start":117.467,"end":145.642,"text":"黃主任委員您第一次執行我記得很清楚你說至少你要給我最低限度要開始做一些事是的所以這是我很遺憾這20年我想立法院很多立法委員也都提過所以今天的問題是融資租賃公司為什麼業務會成長到現在我想原因我們大家都很清楚第一個就是某些程度銀行貸款不是那麼容易取得尤其是新創甚至是小額所以才會有這麼多的融資公司不斷地竄起"},{"start":146.843,"end":158.503,"text":"二、這些大公司尤其是三家上市櫃公司他都是用租賃的方式來做相關的融資但是更多的不肖業者他除了"},{"start":159.485,"end":184.904,"text":"BNPL先買後付之外其實現在最嚴重的就是這些大公司也搞這些所謂的超貸機車超貸假租賃徵信貸假商品徵信貸所以現在的問題就是大公司小公司都做一樣的事情這才是我們今天社會亂象的來源也就是說曾經有個社工講得很清楚他說以前都是欠銀行錢來協商"},{"start":187.885,"end":212.77,"text":"109年以後全部都是機車貸、汽車貸、手機都可以貸商品更不要講這些新型態的負債現在幾十萬一個破機車可以借到幾十萬甚至中古車可以借到上百萬這已經是不值錢的東西它用假租賃徵信貸的方式造成了今天很多的山倒猴子的被害人"},{"start":213.47,"end":222.608,"text":"所以經濟部次長雖然你應該至少我們希望520你還能留任所以經濟部的態度是什麼你們需不需要立專法"},{"start":223.769,"end":247.265,"text":"外委員第一個委員您剛提到這個超過物品的價值的這種融資跟借貸那這有已經在邊緣上可以視為它已經有這個詐騙的嫌疑遇到這種一定要到詐騙的程度嗎詐騙之前誰來管呢現在就沒人管啊兩位我的問題就是政府的立場支不支持立專法"},{"start":248.166,"end":257.177,"text":"因為金管會只能管上市櫃,大的公司他可以管,小的公司管不了。第二個,小的公司經濟部也不管,現在就叫做沒人管的三不管地帶。"},{"start":258.157,"end":265.805,"text":"主委,雖然您要卸任,我想問您,您願不願意支持立專法?專法的法案我們已經寫好了,我們也希望"},{"start":279.62,"end":296.196,"text":"同樣的不管主任你再不在任我想這個都要成為將來尤其在本屆的立法院我相信會是一個重中之重的法案我們也希望行政部門應該提出你們的對岸尤其是經濟部管不了儘管會不想管的東西我們希望有人可以站出來管"},{"start":296.917,"end":314.859,"text":"第二個部分現在的問題在於說剛剛講到三大家三大家有6700億的業務幾乎是業務但是我上次有質詢過他將近湊起來有100億的貸帳雖然不單單都是這些所謂的小額信貸但是他有這麼多的貸帳表示他還是很賺錢"},{"start":316.201,"end":341.486,"text":"重點是在於接下來現在很多的問題是地下錢莊改以租賃公司為名開始做合法的地下錢莊讓租賃公司成為有牌的地下錢莊還可以去執行包括暴力討債然後甚至到法院可以做相關的強制執行那最嚴重的是我希望的是"},{"start":342.466,"end":363.432,"text":"我們目前為止公股行庫到底有多少家在中國成立融資公司主委這個我們說是我們可以有一個金融機構轉投資大概十幾家時間暫停十幾家十幾家對台企銀第一金跟華南金、核庫金都有在大陸成立融資公司對嗎時間暫停應該都有局長你要不要來說明一下要請公股銀行的"},{"start":369.191,"end":379.976,"text":"公股銀行的董事長剛剛是臺企銀臺企銀、第一金、華南金、和平金來,請三位被點名到了公股銀行的董事長上臺備選"},{"start":394.195,"end":415.171,"text":"各位董事長,我們在馬政府時代因為跟兩岸簽有金融的MOU,所以我們的公務武漢庫都有在中國大陸設立所謂的融資主領公司是嗎?都有。有賺錢嗎?都有賺錢。現在還在做嗎?還在做。那目前為止好像中國大陸2023年狀況不太好是嗎?"},{"start":418.24,"end":446.762,"text":"但是我知道的是第一金第一金的一營租賃公司一年的成長率還是超過3%是嗎 董事長第一金確實 董事長時間暫停喔報告委員那目前呢 事實上我們的整個租賃公司的曝險也是放在整個AI82控管之中啦所以其實在中國大陸我們還是按照當地的法規有成立租賃公司幾位董事長"},{"start":447.603,"end":466.525,"text":"我們現在中國大陸他其實租賃融資業有一個專業的辦法也就是金融租賃公司管理辦法還有融資租賃公司監理監督管理戰型辦法他其實是由中央來監管的那在至少目前為止台灣"},{"start":471.905,"end":492.504,"text":"在韓國有金融監督院新加坡金融管理局印尼金融服務管理局中國市銀保監會柬埔寨是國家銀行也就是說在這些國家目前為止包括德國、日本都是由中央金融監理機關來做的所以黃主委我在這邊說的是"},{"start":494.245,"end":517.55,"text":"雖然你要卸任但是我要說全世界各地都有中央主管機關來做監管相關的融資業務而且台灣也不可以例外了解謝謝委員是所以各位你們能不能給金管會一個建議說在台灣的融資公司是不是也應該像在中國大陸這樣他至少有一個監管機制目前為止"},{"start":518.871,"end":546.582,"text":"至少你們在大陸正常做生意可以正常賺到錢也不會有這些問題希望是啦好不好這是我希望說既然他山之石可以攻錯我們希望全世界都在做的事台灣不能獨露而且我們自己也在做同樣的事我們公營、航庫都在做一樣的事但是我們自己放下了這些管理的權限我覺得非常可惜最後就是"},{"start":548.289,"end":575.818,"text":"現在租賃業他們有幾個問題第一個就是他們也想要好好的受信但是他們取不太到聯徵中心的資料第二個是他們沒有互相的信用保險的機構所以他們也是很高的曝險另外就是主管機關對他們也沒有支持也沒有輔導所以正常想要好好做租賃業的又不行回到問題就回到經濟部了"},{"start":577.443,"end":604.399,"text":"市長我們的公司法公司的資金是不可以待於股東或者是任何人的對吧是所以他們這些融資公司又可以登記這個業務又可以低於他的所謂資本額的多少他就可以融資40%禁止40%對禁止40%所以他們才會發明了一個叫做假信貸假商品交易徵信貸假租賃徵信貸"},{"start":607.06,"end":624.813,"text":"因為有這個限制也就是說我們的管理上面的確是讓公司或者是這些企業他本來就是做融資的可是他用這個來規避相關的法規這也是經濟部一直知道但是又沒辦法管理的是嗎"},{"start":626.502,"end":644.978,"text":"我們如果發現的話是屬於違法行為的話當然你送過多少案子我們送過很多協處的案子通常都是用租賃所以送過多少案子一百多件一百多件多久收一百多件一年收一百多件我們協處的案子一年大概一百多件"},{"start":645.458,"end":674.543,"text":"一年一百多件都送了,有判刑嗎?不是,一百多件是我們協處的,不是送檢調的。不是送檢調,所以次長你說他有違法,然後你說那哪?報告委員,我剛指的跟回應委員的問題裡面涉及到假租賃,真借貸,這個是屬於違法行為。但是如果是因為借貸產生的這個借貸爭議、消費爭議,那我們介入協處。協處,所以你沒有移送過任何一件?"},{"start":675.697,"end":675.977,"text":"謝謝黃珊珊委員的質詢"}]}}}}