{"id":151415,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/151415","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/566e821c95e2b4450bc77fe72f062cb40525562164469c9cc5dab72e655c1c94a1161ff5f2c303155ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"伍麗華Saidhai Tahovecahe","委員發言時間":"10:59:03 - 11:10:19","影片長度":"00:11:16","會議時間":"2024-04-18T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第9次全體委員會議（事由：一、處理中華民國113年度中央政府總預算決議，有關行政院主計總處預算凍結書面報告案15案。\n二、處理中華民國113年度中央政府總預算決議，有關第二預備金預算凍結書面報告案1案。\n三、處理中華民國113年度中央政府總預算決議，有關審計部主管預算凍結書面報告案11案。\n四、審查中華民國113年度中央政府總預算決議，有關行政院主計總處預算凍結書面報告案3案。\n五、審查「證券投資信託及顧問法」3案：（僅詢答）\n(一)行政院函請審議、本院委員郭國文等16人擬具「證券投資信託及顧問法部分條文修正草案」等2案。\n(二)本院委員林楚茵等17人擬具「證券投資信託及顧問法第一條、第二條及第三條之一條文修正草案」案。\n六、審查本院委員郭國文等16人擬具「不動產證券化條例部分條文修正草案」案。（僅詢答））","meet":{"tmpMeeting":null,"title":"第11屆第1會期財政委員會第9次全體委員會議","term":11,"type":"委員會","sessionPeriod":1,"sessionTimes":9,"committees":[20],"id":"委員會-11-1-20-9"},"date":"2024-04-18","duration":676,"end_time":"2024-04-18T11:10:19+08:00","start_time":"2024-04-18T10:59:03+08:00","features":["ai-transcript","gazette"],"type":"Clip","gazette":{"lineno":659,"blocks":[["伍麗華Saidhai Tahovecahe委員：（10時59分）主席好，有請金管會主委。"],["主席：有請黃主委。"],["黃主任委員天牧：委員好。"],["伍麗華Saidhai Tahovecahe委員：主委好，您辛苦了。主委，我們看到目前行政院版投顧法草案第四十九條之三第一項，它是不是有說到不動產投資信託基金不得投資於住宅？請問一下主委，為何限制不動產投資信託基金來投資住宅？"],["黃主任委員天牧：因為過去這段時間，尤其我們在2020年開始有房價穩定的相關機制措施，社會對高房價其實都有一些物議，我們是有一點顧慮，如果這個新的資金來源也投資到住宅的話，會不會讓一些民眾誤認為這個基金也是在炒房，有這個顧慮。"],["伍麗華Saidhai Tahovecahe委員：好，謝謝主委，我們也是這麼想。投顧法草案第五條有定義不動產是指土地，還有其他建物等等。都計法規定得劃定住宅、商業、工業等使用區；另外第三十四條也規定，住宅區為保護居住環境而劃定等等。請教主委，不動產投資信託基金投資土地時有沒有給予任何的限制？"],["黃主任委員天牧：我的瞭解應該就是，所謂不動產跟附帶的相關權利必須要產生穩定的現金收入。"],["伍麗華Saidhai Tahovecahe委員：為什麼這麼問、這麼關心？因為依投顧法草案第四十九條之三，它可以投資開發型之不動產。問題就是想要請教，它必須要去買地嘛！"],["黃主任委員天牧：對。"],["伍麗華Saidhai Tahovecahe委員：那它買地，到底是要購買商業用地還是住宅用地，或者它都可以買？"],["黃主任委員天牧：應該都有一些額度的限制，如果是開發性，我記得有一個比例是15跟40，如果公募的話是15，私募的話可以到40。"],["伍麗華Saidhai Tahovecahe委員：那都可以喔？"],["黃主任委員天牧：對，目前是可以，但是有一個額度的限制、比例的限制。"],["伍麗華Saidhai Tahovecahe委員：以臺北市為例來看，第三類住宅區可以蓋旅館，所以再請教，不動產投資信託基金可以購買住宅用地興建旅館嗎？"],["黃主任委員天牧：報告委員，我不是地政專家，住宅用地興建旅館我不曉得可不可以，但旅館是可以的。"],["伍麗華Saidhai Tahovecahe委員：我為什麼要這樣問？其實是關心，當不動產投資信託基金購買住宅用地的時候，您剛剛一開始就講，有可能會推升附近住宅的房價、用地價格，那我就想請教，主委認為需不需要限制？"],["黃主任委員天牧：這個部分我覺得您的顧慮是存在的，我不曉得局長有沒有意見，因為我怕答得不太清楚。"],["伍麗華Saidhai Tahovecahe委員：那就請局長回答。"],["張局長振山：基本上這個是在合法的範圍內，但是我們有比例的限制，是可以的。"],["伍麗華Saidhai Tahovecahe委員：可以，那我會提一個修正動議：不動產投資信託基金，以投資或運用於下列標的為限，且不得投資於住宅法第三條第一款所定住宅或都市計畫法第三十四條所定住宅區土地。主委，你怎麼看？"],["黃主任委員天牧：我們尊重委員的提案，到時候逐條討論的時候再……"],["伍麗華Saidhai Tahovecahe委員：您當然一定是必須尊重，我只是問您的看法。"],["黃主任委員天牧：當然限制越多，可能產生受益的標的之來源就會少一點，但您當然是顧慮到任何有可能推升房價的這種投資，您都非常審慎，我想也有您的道理。當初可能只考量住宅，沒有想到土地部分去蓋旅館也可能有這種問題。"],["伍麗華Saidhai Tahovecahe委員：好，我希望至少這個到時候要充分討論，好不好？"],["黃主任委員天牧：瞭解，是，謝謝委員提醒我們。"],["伍麗華Saidhai Tahovecahe委員：謝謝主委。另外一個問題，我們從新聞看到，歐美商辦有爆雷案，事實上這個應該是可以掌握的，因為警鐘早已響起。2020年全球爆發疫情，大家開始遠距辦公，這已經漸漸變成常態化，可以預期商辦的需求會弱化。加上前年3月美國暴力升息，這些歐美商辦業者的債務成本大幅躍升，所以沒有人想租。因此這個是可預期的，需求下降、成本上升、業者倒閉。為什麼關心這個問題？因為新聞上有看到「金管會證實：六家銀行中箭」，什麼意思？我們看到他們是聯合借錢給這些歐美的商辦業者。目前我這邊得知的案件數是10件美國聯貸案跟1件歐洲聯貸案，參貸餘額大概是一百零四億多新臺幣，預估呆帳損失約三十億新臺幣。可是金管會2023年歲入預算是八億多，呆帳損失變成是金管會4年歲收總和。所以我想要請教主委，你們掌握到的是哪6家銀行？"],["黃主任委員天牧：美國的情況您分析得非常好，可是我跟您報告，其實我們兩年前就開始要求我們的銀行去注意它的……"],["伍麗華Saidhai Tahovecahe委員：有、有……"],["黃主任委員天牧：金檢也有做，而且裡面發現遇到雷的這些銀行，其實真的金檢也都去查過，不是沒有查。"],["伍麗華Saidhai Tahovecahe委員：結果呢？"],["黃主任委員天牧：這6家當然有1家，您已經公布了1家，應該就這5家，另外一家民營的。"],["伍麗華Saidhai Tahovecahe委員：臺銀？"],["黃主任委員天牧：還有一家民營的。"],["伍麗華Saidhai Tahovecahe委員：兆豐、一銀、彰銀、合庫。"],["黃主任委員天牧：對。"],["伍麗華Saidhai Tahovecahe委員：那請教一下民營是誰？"],["黃主任委員天牧：王道銀行。其中有一些因為歐洲、法國的養老院的案子是一個聯貸案，那個案子其實檢察局去歐洲查的時候也有查到。"],["伍麗華Saidhai Tahovecahe委員：其實我們都是從新聞看到，它說共有10件商辦授信損失，6家銀行踩雷，其中有兩件已全數轉銷呆帳。再請教主委，轉銷呆帳的那一家是哪一家？"],["黃主任委員天牧：華銀有轉銷，還有彰銀也轉銷了。"],["伍麗華Saidhai Tahovecahe委員：去年12月金管會將歐美商辦授信案列入海外金檢重點，您剛剛提到了，金檢的時候到底查出哪些缺失？"],["黃主任委員天牧：我跟您報告，您一開始點出來，一個是需求面，因為疫情；第二就是美國暴力升息，這兩點當初在做貸款的時候，其實都不見得是銀行能夠預料得到，但並不表示……"],["伍麗華Saidhai Tahovecahe委員：銀行預料不到？"],["黃主任委員天牧：暴力升息大家都不太能夠預測，而疫情也不是它能預測，但是並不表示它在授信、徵信上沒有什麼……應該還可以再改，但是沒有重大的缺失。"],["伍麗華Saidhai Tahovecahe委員：我們只是提醒，希望金管會還是要更精進，很多的狀況能夠及早掌握、預警，避免再度踩雷影響我們的金融市場。","最後一個問題也是從新聞看到的，有一個東西叫入金機，請問主委聽過這個東西嗎？"],["黃主任委員天牧：我最近看到網路上有這個。"],["伍麗華Saidhai Tahovecahe委員：我是從來不知道有這個東西，後來我才知道原來有一個東西叫入金機，客戶可以租用，存現金進去，遠端連線可以存到他銀行的帳戶，然後定時定期會有保全公司去提領現金到銀行，竟然有這種東西！入金機已經變成詐騙工具了，犯罪集團把贓款存到入金機有什麼好處？不用跑銀行、不用被盤問，竟然有這種東西！請教一下主委，就您目前的掌握，入金機到底是保險公司借出去的，還是銀行出借的？"],["黃主任委員天牧：我的瞭解是，目前中部有一個入金機這樣的地方被檢調移送，但目前沒有資訊得知這個入金機的所有者或聯繫的機制跟金融機構有沒有關係，還不確定。"],["伍麗華Saidhai Tahovecahe委員：所以現在我們其實無法確知這個東西……"],["黃主任委員天牧：因為我們沒有辦法從檢調得到資訊，不過一般銀行的ATM本來就有存款功能。"],["伍麗華Saidhai Tahovecahe委員：這個已經算是警鐘了，變成一個犯罪工具。依照洗防法所定的「金融機構對達一定金額以上通貨交易及疑似洗錢交易申報辦法」第二條，一定金額是指新臺幣五十萬元，而且應在交易完成後五個營業日內以媒體申報方式，向法務部調查局申報。入金機就像你們剛剛講的，還沒有辦法掌握是保險公司還是銀行。我想要請教主委，匯入超過五十萬，有沒有受到這個法的約束？有沒有要申報？"],["黃主任委員天牧：因為入金機不能判斷是不是銀行的，我想應該是銀行的機會也不見得那麼大，所以這勢必是一個破口，如果有很多這種入金機的話就要防範。"],["伍麗華Saidhai Tahovecahe委員：對，它就是一個破口，所以我們現在就是要查它匯入哪些銀行？是境內還是境外？希望金管會要掌握，而且我們比較擔心的是，因為你們一直強調KYC（Know Your Customer，知道你的客戶是誰、認識你的客戶是誰），這是金管會再三要求銀行要落實的洗防準則，所以這個部分我們是希望魔高一尺，道要高一丈，提早掌握，避免風險，希望金管會就這個部分還是要再去精進、掌握、瞭解，好不好？"],["黃主任委員天牧：好，謝謝委員提醒，我們會注意入金機的問題。謝謝。"],["伍麗華Saidhai Tahovecahe委員：好，主委辛苦了，謝謝主委，謝謝主席。"],["主席：謝謝伍麗華委員的質詢。我們休息10分鐘，謝謝。","休息（11時10分）","繼續開會（11時21分）"],["主席：現在繼續開會。","接著請黃珊珊委員質詢。"]],"agenda":{"page_end":478,"meet_id":"委員會-11-1-20-9","speakers":["郭國文","林楚茵","林德福","吳秉叡","賴士葆","李彥秀","賴惠員","王鴻薇","伍麗華Saidhai‧Tahovecahe","黃珊珊","李坤城","王世堅","陳玉珍","羅明才","鄭天財Sra Kacaw","楊瓊瓔","鍾佳濱","黃國昌","顏寬恒"],"page_start":413,"meetingDate":["2024-04-18"],"gazette_id":"1133101","agenda_lcidc_ids":["1133101_00012"],"meet_name":"立法院第11屆第1會期財政委員會第9次全體委員會議紀錄","content":"一、處理中華民國 113 年度中央政府總預算決議，有關行政院主計總處預算凍結書面報告案 15\n案；二、處理中華民國113年度中央政府總預算決議，有關第二預備金預算凍結書面報告案1案；\n三、處理中華民國 113 年度中央政府總預算決議，有關審計部主管預算凍結書面報告案 11 案；\n四、審查中華民國113年度中央政府總預算決議，有關行政院主計總處預算凍結書面報告案3案；\n五、審查「證券投資信託及顧問法」 3 案： ( 一 ) 行政院函請審議、本院委員郭國文等 16 人擬具\n「證券投資信託及顧問法部分條文修正草案」等2案、(二)本院委員林楚茵等17人擬具「證券投\n資信託及顧問法第一條、第二條及第三條之一條文修正草案」案（僅詢答）；六、審查本院委員\n郭國文等16人擬具「不動產證券化條例部分條文修正草案」案（僅詢答）","agenda_id":"1133101_00019"}},"transcript":{"id":"151415","pyannote":{"name":"ronny","tool":"pyannote","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/151415","tool":"pyannote","id":"151415-pyannote"},"job_id":"4AFzIwVmV2ygbeuJ","queued_at":"2024-05-31 21:47:53","status":"done","log":[{"time":"2024-05-31 21:48:38","msg":"downloading https://ivod.ly.gov.tw/Play/Clip/1M/151415"},{"time":"2024-05-31 21:48:39","msg":"downloading https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/566e821c95e2b4450bc77fe72f062cb40525562164469c9c14617c539015880208fafea6b25ef31e5ea18f28b6918d91.mp4/playlist.m3u8"},{"time":"2024-05-31 21:48:58","msg":"converting mp4 to wav"},{"time":"2024-05-31 21:49:00","msg":"running pyannote"},{"time":"2024-05-31 21:49:11","msg":"status: done"}],"result":{"result":[[5.549093750000001,6.156593750000001,"SPEAKER_00"],[6.59534375,7.995968750000001,"SPEAKER_00"],[8.164718750000002,8.92409375,"SPEAKER_01"],[14.83034375,15.57284375,"SPEAKER_01"],[15.589718750000003,15.606593750000002,"SPEAKER_01"],[15.640343750000003,22.86284375,"SPEAKER_00"],[23.250968750000002,24.70221875,"SPEAKER_00"],[25.07346875,41.391593750000006,"SPEAKER_00"],[41.813468750000006,47.196593750000005,"SPEAKER_01"],[47.48346875,65.94471875,"SPEAKER_01"],[64.93221875,73.26846875000001,"SPEAKER_00"],[73.62284375,98.09159375,"SPEAKER_00"],[98.44596875,100.38659375,"SPEAKER_00"],[101.56784375000001,111.06846875000001,"SPEAKER_01"],[111.62534375000001,117.86909375,"SPEAKER_00"],[118.32471875,128.58471875,"SPEAKER_00"],[128.70284375,135.36846875,"SPEAKER_00"],[128.98971875,129.17534375,"SPEAKER_01"],[135.82409375,136.14471875,"SPEAKER_01"],[137.19096875,142.48971875,"SPEAKER_01"],[142.77659375000002,149.84721875,"SPEAKER_01"],[150.10034375,150.13409375,"SPEAKER_00"],[150.13409375,150.15096875,"SPEAKER_01"],[150.15096875,150.50534375,"SPEAKER_00"],[150.50534375,152.04096875000002,"SPEAKER_01"],[152.24346875,155.55096875,"SPEAKER_01"],[155.88846875000002,156.41159375,"SPEAKER_00"],[156.41159375,156.42846875,"SPEAKER_01"],[156.42846875,157.12034375000002,"SPEAKER_00"],[156.44534375,157.05284375000002,"SPEAKER_01"],[157.12034375000002,157.57596875000002,"SPEAKER_01"],[157.57596875000002,164.17409375,"SPEAKER_00"],[157.66034375,157.67721875,"SPEAKER_01"],[164.59596875,166.68846875,"SPEAKER_00"],[166.84034375000002,173.16846875000002,"SPEAKER_00"],[173.59034375000002,180.30659375000002,"SPEAKER_01"],[180.67784375000002,188.98034375,"SPEAKER_00"],[189.03096875,192.69284375,"SPEAKER_00"],[192.99659375000002,195.51096875000002,"SPEAKER_00"],[195.74721875,196.89471875,"SPEAKER_00"],[197.33346875,199.25721875000002,"SPEAKER_00"],[199.64534375000002,202.22721875000002,"SPEAKER_00"],[202.22721875000002,202.24409375000002,"SPEAKER_01"],[202.75034375,202.78409375,"SPEAKER_01"],[202.78409375,203.96534375000002,"SPEAKER_00"],[203.96534375000002,209.58471875,"SPEAKER_01"],[209.58471875,211.03596875000002,"SPEAKER_00"],[213.31409375,216.67221875,"SPEAKER_01"],[217.53284375,217.78596875000002,"SPEAKER_00"],[219.13596875000002,219.55784375000002,"SPEAKER_00"],[219.76034375,219.77721875,"SPEAKER_01"],[219.77721875,220.03034375000001,"SPEAKER_00"],[220.03034375000001,220.18221875,"SPEAKER_01"],[220.18221875,220.19909375,"SPEAKER_00"],[220.19909375,220.43534375000002,"SPEAKER_01"],[220.70534375000003,221.56596875000002,"SPEAKER_00"],[221.78534375,222.24096875,"SPEAKER_00"],[222.56159375000001,222.78096875000003,"SPEAKER_00"],[223.32096875000002,226.20659375000002,"SPEAKER_00"],[226.49346875,228.82221875000002,"SPEAKER_00"],[229.02471875,243.08159375000002,"SPEAKER_00"],[243.60471875000002,248.98784375000002,"SPEAKER_01"],[245.68034375000002,245.95034375,"SPEAKER_00"],[247.13159375,252.85221875000002,"SPEAKER_00"],[250.57409375,251.65409375000002,"SPEAKER_01"],[253.05471875,275.51534375,"SPEAKER_01"],[275.29596875000004,278.70471875000004,"SPEAKER_00"],[277.99596875000003,281.01659375,"SPEAKER_01"],[278.80596875000003,279.86909375,"SPEAKER_00"],[280.57784375,287.15909375,"SPEAKER_00"],[287.66534375000003,295.22534375000004,"SPEAKER_00"],[295.44471875,297.60471875,"SPEAKER_00"],[297.99284375,300.42284375,"SPEAKER_00"],[300.84471875,306.09284375000004,"SPEAKER_00"],[306.31221875,307.96596875,"SPEAKER_00"],[308.38784375,313.18034375,"SPEAKER_00"],[313.61909375000005,324.84096875,"SPEAKER_00"],[325.33034375,328.80659375000005,"SPEAKER_00"],[329.31284375,331.99596875000003,"SPEAKER_00"],[332.11409375,352.29659375,"SPEAKER_00"],[352.66784375000003,357.62909375000004,"SPEAKER_00"],[358.01721875000004,359.97471875,"SPEAKER_00"],[360.04221875,364.32846875,"SPEAKER_00"],[364.49721875,366.92721875,"SPEAKER_00"],[367.14659375,369.98159375,"SPEAKER_00"],[370.92659375000005,371.85471875,"SPEAKER_01"],[373.47471875,374.23409375,"SPEAKER_01"],[374.50409375000004,397.06596875,"SPEAKER_01"],[381.40596875,383.81909375000004,"SPEAKER_00"],[392.10471875,392.40846875,"SPEAKER_00"],[393.37034375,394.26471875000004,"SPEAKER_00"],[398.38221875000005,403.66409375,"SPEAKER_01"],[400.13721875000005,400.76159375000003,"SPEAKER_00"],[402.04409375,404.57534375,"SPEAKER_00"],[404.35596875000005,404.71034375000005,"SPEAKER_01"],[404.65971875,406.41471875,"SPEAKER_00"],[407.17409375000005,407.24159375000005,"SPEAKER_01"],[407.24159375000005,407.51159375000003,"SPEAKER_00"],[407.51159375000003,407.89971875000003,"SPEAKER_01"],[408.27096875,408.47346875000005,"SPEAKER_00"],[409.09784375000004,409.95846875,"SPEAKER_01"],[410.85284375000003,410.97096875000005,"SPEAKER_00"],[410.97096875000005,423.13784375,"SPEAKER_01"],[422.14221875000004,438.91596875000005,"SPEAKER_00"],[439.97909375,442.13909375000003,"SPEAKER_01"],[443.10096875000005,444.72096875000005,"SPEAKER_01"],[444.72096875000005,444.83909375,"SPEAKER_00"],[444.83909375,444.94034375,"SPEAKER_01"],[445.10909375000006,445.75034375,"SPEAKER_00"],[445.75034375,447.31971875000005,"SPEAKER_01"],[447.31971875000005,447.62346875000003,"SPEAKER_00"],[448.12971875000005,457.00596875,"SPEAKER_00"],[457.30971875,458.92971875,"SPEAKER_00"],[459.45284375000006,459.46971875,"SPEAKER_00"],[459.46971875,472.48034375000003,"SPEAKER_01"],[471.65346875000006,473.08784375000005,"SPEAKER_00"],[474.08346875,486.92534375,"SPEAKER_01"],[483.07784375000006,483.21284375000005,"SPEAKER_00"],[485.67659375000005,491.46471875000003,"SPEAKER_00"],[491.95409375,504.54284375000003,"SPEAKER_00"],[505.35284375000003,507.49596875000003,"SPEAKER_00"],[507.68159375000005,509.72346875000005,"SPEAKER_01"],[509.55471875,516.8615937500001,"SPEAKER_00"],[517.18221875,541.66784375,"SPEAKER_00"],[535.0359687499999,535.64346875,"SPEAKER_01"],[535.74471875,535.8290937500001,"SPEAKER_01"],[541.9209687499999,542.98409375,"SPEAKER_00"],[543.20346875,544.50284375,"SPEAKER_00"],[544.5872187500001,554.6953437500001,"SPEAKER_00"],[555.20159375,568.22909375,"SPEAKER_01"],[568.0434687500001,570.92909375,"SPEAKER_00"],[570.65909375,570.7265937500001,"SPEAKER_01"],[570.7434687500001,570.76034375,"SPEAKER_01"],[570.77721875,575.89034375,"SPEAKER_01"],[575.9409687500001,594.28409375,"SPEAKER_00"],[594.53721875,616.06971875,"SPEAKER_00"],[616.93034375,619.32659375,"SPEAKER_00"],[619.32659375,633.3328437499999,"SPEAKER_01"],[627.46034375,627.5278437500001,"SPEAKER_00"],[633.5522187500001,643.6772187500001,"SPEAKER_00"],[643.9809687500001,670.37346875,"SPEAKER_00"],[668.4834687500002,668.70284375,"SPEAKER_01"],[670.37346875,675.97596875,"SPEAKER_01"],[671.8584687500002,671.9597187500001,"SPEAKER_00"],[673.46159375,675.84096875,"SPEAKER_00"]]}},"whisperx":{"name":"ronny","tool":"whisperx","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/151415","tool":"whisperx","id":"151415-whisperx","init_prompt":"會議名稱：立法院第11屆第1會期財政委員會第9次全體委員會議（事由：一、處理中華民國113年度中央政府總預算決議，有關行政院主計總處預算凍結書面報告案15案。\n二、處理中華民國113年度中央政府總預算決議，有關第二預備金預算凍結書面報告案1案。\n三、處理中華民國113年度中央政府總預算決議，有關審計"},"job_id":"UjYKbbYDlZOoTBur","queued_at":"2024-05-31 21:47:54","status":"done","log":[{"time":"2024-05-31 21:49:11","msg":"https://ivod.ly.gov.tw/Play/Clip/1M/151415 already downloaded"},{"time":"2024-05-31 21:49:11","msg":"running whisperx with  --language zh --model large-v3 --initial_prompt '會議名稱：立法院第11屆第1會期財政委員會第9次全體委員會議（事由：一、處理中華民國113年度中央政府總預算決議，有關行政院主計總處預算凍結書面報告案15案。\n二、處理中華民國113年度中央政府總預算決議，有關第二預備金預算凍結書面報告案1案。\n三、處理中華民國113年度中央政府總預算決議，有關審計'"},{"time":"2024-05-31 21:49:31","msg":"merging result"},{"time":"2024-05-31 21:49:31","msg":"status: done"}],"result":{"json":"{\"segments\": [{\"start\": 5.578, \"end\": 8.769, \"text\": \"主席好有請金管會主委有請黃主委\", \"words\": [{\"word\": \"主\", \"start\": 5.578, \"end\": 5.719, \"score\": 0.858}, {\"word\": \"席\", \"start\": 5.719, \"end\": 5.879, \"score\": 0.881}, {\"word\": \"好\", \"start\": 5.879, \"end\": 6.642, \"score\": 0.974}, {\"word\": \"有\", \"start\": 6.642, \"end\": 7.103, \"score\": 0.921}, {\"word\": \"請\"}, {\"word\": \"金\", \"start\": 7.103, \"end\": 7.304, \"score\": 0.956}, {\"word\": \"管\", \"start\": 7.304, \"end\": 7.645, \"score\": 0.94}, {\"word\": \"會\"}, {\"word\": \"主\", \"start\": 7.645, \"end\": 7.826, \"score\": 0.982}, {\"word\": \"委\", \"start\": 7.826, \"end\": 8.207, \"score\": 0.95}, {\"word\": \"有\", \"start\": 8.207, \"end\": 8.608, \"score\": 0.852}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 8.608, \"end\": 8.749, \"score\": 0.858}, {\"word\": \"委\", \"start\": 8.749, \"end\": 8.769, \"score\": 0.848}]}, {\"start\": 15.885, \"end\": 41.121, \"text\": \"主委好您辛苦了。主委我們看到目前的行政院版頭顧法草案第49條之三第一項他是不是有說到不動產投資信託基金不得投資於住宅那請問一下主委就是為何限制不動產投資信託基金來投資住宅\", \"words\": [{\"word\": \"主\", \"start\": 15.885, \"end\": 16.685, \"score\": 0.933}, {\"word\": \"委\", \"start\": 16.685, \"end\": 16.845, \"score\": 0.854}, {\"word\": \"好\", \"start\": 16.845, \"end\": 17.125, \"score\": 0.957}, {\"word\": \"您\", \"start\": 17.125, \"end\": 17.306, \"score\": 0.888}, {\"word\": \"辛\", \"start\": 17.306, \"end\": 17.526, \"score\": 0.91}, {\"word\": \"苦\", \"start\": 17.526, \"end\": 17.706, \"score\": 0.898}, {\"word\": \"了\", \"start\": 17.706, \"end\": 18.767, \"score\": 0.928}, {\"word\": \"。\"}, {\"word\": \"主\", \"start\": 18.767, \"end\": 18.947, \"score\": 0.877}, {\"word\": \"委\", \"start\": 18.947, \"end\": 19.567, \"score\": 0.965}, {\"word\": \"我\", \"start\": 19.567, \"end\": 19.907, \"score\": 0.893}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 19.907, \"end\": 20.287, \"score\": 1.0}, {\"word\": \"到\", \"start\": 20.287, \"end\": 20.648, \"score\": 0.999}, {\"word\": \"目\", \"start\": 20.648, \"end\": 21.008, \"score\": 0.996}, {\"word\": \"前\", \"start\": 21.008, \"end\": 21.508, \"score\": 0.999}, {\"word\": \"的\", \"start\": 21.508, \"end\": 21.868, \"score\": 0.999}, {\"word\": \"行\", \"start\": 21.868, \"end\": 22.109, \"score\": 0.997}, {\"word\": \"政\", \"start\": 22.109, \"end\": 22.269, \"score\": 0.997}, {\"word\": \"院\", \"start\": 22.269, \"end\": 22.549, \"score\": 0.987}, {\"word\": \"版\", \"start\": 22.549, \"end\": 23.83, \"score\": 0.952}, {\"word\": \"頭\"}, {\"word\": \"顧\"}, {\"word\": \"法\", \"start\": 23.83, \"end\": 24.07, \"score\": 0.996}, {\"word\": \"草\", \"start\": 24.07, \"end\": 24.37, \"score\": 0.985}, {\"word\": \"案\", \"start\": 24.37, \"end\": 25.131, \"score\": 0.976}, {\"word\": \"第\", \"start\": 25.131, \"end\": 26.191, \"score\": 0.895}, {\"word\": \"4\"}, {\"word\": \"9\"}, {\"word\": \"條\"}, {\"word\": \"之\", \"start\": 26.191, \"end\": 26.371, \"score\": 0.778}, {\"word\": \"三\", \"start\": 26.371, \"end\": 26.591, \"score\": 0.995}, {\"word\": \"第\", \"start\": 26.591, \"end\": 26.692, \"score\": 0.979}, {\"word\": \"一\", \"start\": 26.692, \"end\": 27.752, \"score\": 0.94}, {\"word\": \"項\"}, {\"word\": \"他\", \"start\": 27.752, \"end\": 27.952, \"score\": 0.965}, {\"word\": \"是\", \"start\": 27.952, \"end\": 28.072, \"score\": 0.994}, {\"word\": \"不\", \"start\": 28.072, \"end\": 28.172, \"score\": 0.816}, {\"word\": \"是\", \"start\": 28.172, \"end\": 28.373, \"score\": 0.981}, {\"word\": \"有\", \"start\": 28.373, \"end\": 28.933, \"score\": 0.962}, {\"word\": \"說\"}, {\"word\": \"到\", \"start\": 28.933, \"end\": 29.533, \"score\": 0.993}, {\"word\": \"不\", \"start\": 29.533, \"end\": 30.334, \"score\": 0.949}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 30.334, \"end\": 31.074, \"score\": 0.97}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 31.074, \"end\": 31.495, \"score\": 0.934}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 31.495, \"end\": 31.655, \"score\": 0.998}, {\"word\": \"金\", \"start\": 31.655, \"end\": 32.535, \"score\": 0.973}, {\"word\": \"不\", \"start\": 32.535, \"end\": 32.675, \"score\": 0.996}, {\"word\": \"得\", \"start\": 32.675, \"end\": 32.955, \"score\": 0.993}, {\"word\": \"投\", \"start\": 32.955, \"end\": 33.436, \"score\": 0.955}, {\"word\": \"資\"}, {\"word\": \"於\", \"start\": 33.436, \"end\": 33.676, \"score\": 0.914}, {\"word\": \"住\", \"start\": 33.676, \"end\": 33.896, \"score\": 0.987}, {\"word\": \"宅\", \"start\": 33.896, \"end\": 34.877, \"score\": 0.928}, {\"word\": \"那\", \"start\": 34.877, \"end\": 35.557, \"score\": 0.934}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"一\", \"start\": 35.557, \"end\": 35.637, \"score\": 0.982}, {\"word\": \"下\", \"start\": 35.637, \"end\": 35.877, \"score\": 0.999}, {\"word\": \"主\", \"start\": 35.877, \"end\": 36.077, \"score\": 0.952}, {\"word\": \"委\", \"start\": 36.077, \"end\": 36.238, \"score\": 0.888}, {\"word\": \"就\", \"start\": 36.238, \"end\": 36.398, \"score\": 0.894}, {\"word\": \"是\", \"start\": 36.398, \"end\": 37.138, \"score\": 0.967}, {\"word\": \"為\"}, {\"word\": \"何\", \"start\": 37.138, \"end\": 37.438, \"score\": 0.941}, {\"word\": \"限\", \"start\": 37.438, \"end\": 37.718, \"score\": 0.984}, {\"word\": \"制\", \"start\": 37.718, \"end\": 37.999, \"score\": 0.998}, {\"word\": \"不\", \"start\": 37.999, \"end\": 38.759, \"score\": 0.946}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 38.759, \"end\": 39.159, \"score\": 0.946}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 39.159, \"end\": 39.58, \"score\": 0.91}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 39.58, \"end\": 39.72, \"score\": 0.852}, {\"word\": \"金\", \"start\": 39.72, \"end\": 40.44, \"score\": 0.968}, {\"word\": \"來\"}, {\"word\": \"投\", \"start\": 40.44, \"end\": 40.901, \"score\": 0.955}, {\"word\": \"資\"}, {\"word\": \"住\", \"start\": 40.901, \"end\": 41.101, \"score\": 0.988}, {\"word\": \"宅\", \"start\": 41.101, \"end\": 41.121, \"score\": 0.731}]}, {\"start\": 41.877, \"end\": 64.64, \"text\": \"因為過去這段時間大家對,也許我們在2020開始有這個房價穩定的這相關的機制措施,大家對高房價其實都有一些社會的誤議。那我們是有一點顧慮,那如果這個新的資金來源也投資到這個住宅的話,會不會讓一些民眾誤認為說這個基金也是在炒房。\", \"words\": [{\"word\": \"因\", \"start\": 41.877, \"end\": 42.498, \"score\": 0.904}, {\"word\": \"為\"}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 42.498, \"end\": 42.858, \"score\": 0.943}, {\"word\": \"這\"}, {\"word\": \"段\", \"start\": 42.858, \"end\": 43.419, \"score\": 0.895}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"大\", \"start\": 43.419, \"end\": 43.539, \"score\": 0.999}, {\"word\": \"家\", \"start\": 43.539, \"end\": 44.199, \"score\": 0.968}, {\"word\": \"對\"}, {\"word\": \",\"}, {\"word\": \"也\", \"start\": 44.199, \"end\": 44.34, \"score\": 0.868}, {\"word\": \"許\", \"start\": 44.34, \"end\": 44.5, \"score\": 0.873}, {\"word\": \"我\", \"start\": 44.5, \"end\": 44.74, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 44.74, \"end\": 45.841, \"score\": 0.909}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 45.841, \"end\": 46.001, \"score\": 0.899}, {\"word\": \"有\", \"start\": 46.001, \"end\": 47.623, \"score\": 0.956}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"房\", \"start\": 47.623, \"end\": 48.303, \"score\": 0.939}, {\"word\": \"價\"}, {\"word\": \"穩\"}, {\"word\": \"定\", \"start\": 48.303, \"end\": 48.484, \"score\": 1.0}, {\"word\": \"的\", \"start\": 48.484, \"end\": 48.804, \"score\": 0.931}, {\"word\": \"這\"}, {\"word\": \"相\", \"start\": 48.804, \"end\": 49.204, \"score\": 0.949}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 49.204, \"end\": 49.625, \"score\": 0.951}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 49.625, \"end\": 49.865, \"score\": 0.94}, {\"word\": \"措\", \"start\": 49.865, \"end\": 50.105, \"score\": 0.999}, {\"word\": \"施\", \"start\": 50.105, \"end\": 50.686, \"score\": 0.971}, {\"word\": \",\"}, {\"word\": \"大\", \"start\": 50.686, \"end\": 50.966, \"score\": 0.958}, {\"word\": \"家\", \"start\": 50.966, \"end\": 51.166, \"score\": 0.9}, {\"word\": \"對\"}, {\"word\": \"高\", \"start\": 51.166, \"end\": 51.407, \"score\": 1.0}, {\"word\": \"房\", \"start\": 51.407, \"end\": 51.887, \"score\": 0.955}, {\"word\": \"價\"}, {\"word\": \"其\", \"start\": 51.887, \"end\": 52.107, \"score\": 0.823}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 52.107, \"end\": 52.307, \"score\": 0.992}, {\"word\": \"有\", \"start\": 52.307, \"end\": 52.468, \"score\": 0.996}, {\"word\": \"一\", \"start\": 52.468, \"end\": 52.548, \"score\": 1.0}, {\"word\": \"些\", \"start\": 52.548, \"end\": 53.168, \"score\": 1.0}, {\"word\": \"社\", \"start\": 53.168, \"end\": 53.449, \"score\": 0.928}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 53.449, \"end\": 53.789, \"score\": 0.94}, {\"word\": \"誤\"}, {\"word\": \"議\"}, {\"word\": \"。\"}, {\"word\": \"那\", \"start\": 53.789, \"end\": 54.53, \"score\": 0.942}, {\"word\": \"我\", \"start\": 54.53, \"end\": 54.79, \"score\": 0.923}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 54.79, \"end\": 55.13, \"score\": 0.971}, {\"word\": \"有\", \"start\": 55.13, \"end\": 55.831, \"score\": 0.942}, {\"word\": \"一\", \"start\": 55.831, \"end\": 56.432, \"score\": 0.967}, {\"word\": \"點\"}, {\"word\": \"顧\"}, {\"word\": \"慮\"}, {\"word\": \",\"}, {\"word\": \"那\", \"start\": 56.432, \"end\": 56.592, \"score\": 0.995}, {\"word\": \"如\", \"start\": 56.592, \"end\": 56.712, \"score\": 0.884}, {\"word\": \"果\", \"start\": 56.712, \"end\": 57.072, \"score\": 0.834}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"新\", \"start\": 57.072, \"end\": 57.292, \"score\": 0.92}, {\"word\": \"的\", \"start\": 57.292, \"end\": 57.613, \"score\": 0.905}, {\"word\": \"資\"}, {\"word\": \"金\", \"start\": 57.613, \"end\": 57.913, \"score\": 0.878}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 57.913, \"end\": 58.093, \"score\": 0.958}, {\"word\": \"也\", \"start\": 58.093, \"end\": 58.233, \"score\": 1.0}, {\"word\": \"投\", \"start\": 58.233, \"end\": 58.594, \"score\": 0.944}, {\"word\": \"資\"}, {\"word\": \"到\", \"start\": 58.594, \"end\": 60.155, \"score\": 0.974}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"住\", \"start\": 60.155, \"end\": 60.355, \"score\": 0.936}, {\"word\": \"宅\", \"start\": 60.355, \"end\": 60.516, \"score\": 0.924}, {\"word\": \"的\", \"start\": 60.516, \"end\": 61.016, \"score\": 0.92}, {\"word\": \"話\"}, {\"word\": \",\"}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 61.016, \"end\": 61.617, \"score\": 0.933}, {\"word\": \"會\"}, {\"word\": \"讓\"}, {\"word\": \"一\", \"start\": 61.617, \"end\": 61.757, \"score\": 0.983}, {\"word\": \"些\", \"start\": 61.757, \"end\": 61.937, \"score\": 0.965}, {\"word\": \"民\", \"start\": 61.937, \"end\": 63.539, \"score\": 0.913}, {\"word\": \"眾\"}, {\"word\": \"誤\"}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"基\", \"start\": 63.539, \"end\": 63.679, \"score\": 0.938}, {\"word\": \"金\", \"start\": 63.679, \"end\": 63.879, \"score\": 0.901}, {\"word\": \"也\", \"start\": 63.879, \"end\": 63.999, \"score\": 1.0}, {\"word\": \"是\", \"start\": 63.999, \"end\": 64.119, \"score\": 0.989}, {\"word\": \"在\", \"start\": 64.119, \"end\": 64.319, \"score\": 1.0}, {\"word\": \"炒\", \"start\": 64.319, \"end\": 64.62, \"score\": 0.939}, {\"word\": \"房\", \"start\": 64.62, \"end\": 64.64, \"score\": 0.973}, {\"word\": \"。\"}]}, {\"start\": 65.06, \"end\": 89.838, \"text\": \"是是好謝謝主委我們也是這麼想那我們來看一下頭目法草案的第5條他有去定義不動產失職土地還有其他建物等等等那都計法呢他說劃定住宅商業工業等使用區另外第34條也說住宅區為保護\", \"words\": [{\"word\": \"是\", \"start\": 65.06, \"end\": 65.44, \"score\": 0.917}, {\"word\": \"是\", \"start\": 65.44, \"end\": 66.221, \"score\": 0.961}, {\"word\": \"好\", \"start\": 66.221, \"end\": 66.861, \"score\": 0.925}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 66.861, \"end\": 67.021, \"score\": 0.98}, {\"word\": \"委\", \"start\": 67.021, \"end\": 67.382, \"score\": 0.901}, {\"word\": \"我\", \"start\": 67.382, \"end\": 67.602, \"score\": 0.892}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 67.602, \"end\": 67.702, \"score\": 0.999}, {\"word\": \"是\", \"start\": 67.702, \"end\": 68.122, \"score\": 0.858}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"想\", \"start\": 68.122, \"end\": 69.123, \"score\": 0.926}, {\"word\": \"那\", \"start\": 69.123, \"end\": 69.283, \"score\": 0.812}, {\"word\": \"我\", \"start\": 69.283, \"end\": 69.583, \"score\": 0.759}, {\"word\": \"們\"}, {\"word\": \"來\"}, {\"word\": \"看\", \"start\": 69.583, \"end\": 69.783, \"score\": 0.999}, {\"word\": \"一\", \"start\": 69.783, \"end\": 69.944, \"score\": 0.999}, {\"word\": \"下\", \"start\": 69.944, \"end\": 70.844, \"score\": 0.957}, {\"word\": \"頭\"}, {\"word\": \"目\", \"start\": 70.844, \"end\": 71.184, \"score\": 0.941}, {\"word\": \"法\", \"start\": 71.184, \"end\": 71.505, \"score\": 0.998}, {\"word\": \"草\", \"start\": 71.505, \"end\": 71.705, \"score\": 0.963}, {\"word\": \"案\", \"start\": 71.705, \"end\": 72.065, \"score\": 0.98}, {\"word\": \"的\", \"start\": 72.065, \"end\": 72.365, \"score\": 0.999}, {\"word\": \"第\", \"start\": 72.365, \"end\": 73.726, \"score\": 0.94}, {\"word\": \"5\"}, {\"word\": \"條\"}, {\"word\": \"他\", \"start\": 73.726, \"end\": 73.966, \"score\": 0.936}, {\"word\": \"有\", \"start\": 73.966, \"end\": 74.187, \"score\": 0.994}, {\"word\": \"去\", \"start\": 74.187, \"end\": 74.427, \"score\": 0.999}, {\"word\": \"定\", \"start\": 74.427, \"end\": 75.087, \"score\": 0.94}, {\"word\": \"義\"}, {\"word\": \"不\", \"start\": 75.087, \"end\": 75.828, \"score\": 0.944}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"失\", \"start\": 75.828, \"end\": 76.348, \"score\": 0.925}, {\"word\": \"職\"}, {\"word\": \"土\", \"start\": 76.348, \"end\": 76.628, \"score\": 0.998}, {\"word\": \"地\", \"start\": 76.628, \"end\": 77.309, \"score\": 0.961}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 77.309, \"end\": 77.489, \"score\": 0.999}, {\"word\": \"其\", \"start\": 77.489, \"end\": 77.669, \"score\": 0.979}, {\"word\": \"他\", \"start\": 77.669, \"end\": 77.949, \"score\": 0.99}, {\"word\": \"建\", \"start\": 77.949, \"end\": 78.229, \"score\": 0.964}, {\"word\": \"物\", \"start\": 78.229, \"end\": 78.41, \"score\": 0.936}, {\"word\": \"等\", \"start\": 78.41, \"end\": 78.57, \"score\": 0.982}, {\"word\": \"等\", \"start\": 78.57, \"end\": 78.79, \"score\": 0.997}, {\"word\": \"等\", \"start\": 78.79, \"end\": 79.57, \"score\": 0.934}, {\"word\": \"那\", \"start\": 79.57, \"end\": 79.851, \"score\": 0.998}, {\"word\": \"都\", \"start\": 79.851, \"end\": 80.291, \"score\": 0.947}, {\"word\": \"計\"}, {\"word\": \"法\", \"start\": 80.291, \"end\": 80.511, \"score\": 0.999}, {\"word\": \"呢\", \"start\": 80.511, \"end\": 81.171, \"score\": 0.945}, {\"word\": \"他\", \"start\": 81.171, \"end\": 82.172, \"score\": 0.948}, {\"word\": \"說\"}, {\"word\": \"劃\"}, {\"word\": \"定\", \"start\": 82.172, \"end\": 82.773, \"score\": 0.989}, {\"word\": \"住\", \"start\": 82.773, \"end\": 83.013, \"score\": 0.989}, {\"word\": \"宅\", \"start\": 83.013, \"end\": 83.333, \"score\": 0.997}, {\"word\": \"商\", \"start\": 83.333, \"end\": 83.953, \"score\": 0.967}, {\"word\": \"業\"}, {\"word\": \"工\", \"start\": 83.953, \"end\": 84.494, \"score\": 0.955}, {\"word\": \"業\"}, {\"word\": \"等\", \"start\": 84.494, \"end\": 84.734, \"score\": 0.999}, {\"word\": \"使\", \"start\": 84.734, \"end\": 84.894, \"score\": 0.907}, {\"word\": \"用\", \"start\": 84.894, \"end\": 85.995, \"score\": 0.981}, {\"word\": \"區\"}, {\"word\": \"另\", \"start\": 85.995, \"end\": 86.195, \"score\": 0.999}, {\"word\": \"外\", \"start\": 86.195, \"end\": 86.655, \"score\": 0.999}, {\"word\": \"第\", \"start\": 86.655, \"end\": 87.596, \"score\": 0.913}, {\"word\": \"3\"}, {\"word\": \"4\"}, {\"word\": \"條\"}, {\"word\": \"也\", \"start\": 87.596, \"end\": 88.477, \"score\": 0.977}, {\"word\": \"說\"}, {\"word\": \"住\", \"start\": 88.477, \"end\": 88.697, \"score\": 0.992}, {\"word\": \"宅\", \"start\": 88.697, \"end\": 89.818, \"score\": 0.964}, {\"word\": \"區\"}, {\"word\": \"為\"}, {\"word\": \"保\", \"start\": 89.818, \"end\": 89.838, \"score\": 0.456}, {\"word\": \"護\"}]}, {\"start\": 90.578, \"end\": 92.139, \"text\": \" ：一、處理中華民國113年度中央政府總預算凍結書面報告案2\", \"words\": [{\"word\": \"：\"}, {\"word\": \"一\", \"start\": 90.578, \"end\": 90.738, \"score\": 0.875}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 90.738, \"end\": 90.798, \"score\": 0.667}, {\"word\": \"中\", \"start\": 90.798, \"end\": 90.818, \"score\": 0.0}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 90.818, \"end\": 90.918, \"score\": 0.8}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 90.918, \"end\": 90.938, \"score\": 0.0}, {\"word\": \"度\", \"start\": 90.938, \"end\": 90.958, \"score\": 0.0}, {\"word\": \"中\", \"start\": 90.958, \"end\": 91.038, \"score\": 0.749}, {\"word\": \"央\", \"start\": 91.038, \"end\": 91.299, \"score\": 0.923}, {\"word\": \"政\", \"start\": 91.299, \"end\": 91.539, \"score\": 0.911}, {\"word\": \"府\", \"start\": 91.539, \"end\": 91.779, \"score\": 0.915}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 91.779, \"end\": 91.899, \"score\": 0.833}, {\"word\": \"凍\"}, {\"word\": \"結\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 91.899, \"end\": 92.019, \"score\": 0.829}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 92.019, \"end\": 92.119, \"score\": 0.8}, {\"word\": \"案\", \"start\": 92.119, \"end\": 92.139, \"score\": 0.0}, {\"word\": \"2\"}]}, {\"start\": 112.321, \"end\": 135.059, \"text\": \"為什麼這麼問這麼關心因為頭顧法草案第49條之3他是可以投資開發型的不動產那問題就是想要請教關於這種他必須要去買地那他買地他到底是要購買商業用地還是購買住宅用地還是說他都可以買\", \"words\": [{\"word\": \"為\"}, {\"word\": \"什\", \"start\": 112.321, \"end\": 113.643, \"score\": 0.844}, {\"word\": \"麼\"}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"問\"}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 113.643, \"end\": 114.403, \"score\": 0.94}, {\"word\": \"因\", \"start\": 114.403, \"end\": 115.624, \"score\": 0.934}, {\"word\": \"為\"}, {\"word\": \"頭\"}, {\"word\": \"顧\"}, {\"word\": \"法\", \"start\": 115.624, \"end\": 115.844, \"score\": 0.867}, {\"word\": \"草\", \"start\": 115.844, \"end\": 116.004, \"score\": 0.915}, {\"word\": \"案\", \"start\": 116.004, \"end\": 116.225, \"score\": 0.99}, {\"word\": \"第\", \"start\": 116.225, \"end\": 117.185, \"score\": 0.887}, {\"word\": \"4\"}, {\"word\": \"9\"}, {\"word\": \"條\"}, {\"word\": \"之\", \"start\": 117.185, \"end\": 118.406, \"score\": 0.921}, {\"word\": \"3\"}, {\"word\": \"他\", \"start\": 118.406, \"end\": 118.646, \"score\": 0.962}, {\"word\": \"是\", \"start\": 118.646, \"end\": 119.047, \"score\": 0.992}, {\"word\": \"可\", \"start\": 119.047, \"end\": 119.487, \"score\": 0.88}, {\"word\": \"以\", \"start\": 119.487, \"end\": 119.767, \"score\": 0.934}, {\"word\": \"投\", \"start\": 119.767, \"end\": 121.328, \"score\": 0.949}, {\"word\": \"資\"}, {\"word\": \"開\"}, {\"word\": \"發\"}, {\"word\": \"型\", \"start\": 121.328, \"end\": 121.689, \"score\": 0.927}, {\"word\": \"的\", \"start\": 121.689, \"end\": 122.029, \"score\": 0.999}, {\"word\": \"不\", \"start\": 122.029, \"end\": 123.37, \"score\": 0.905}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"那\", \"start\": 123.37, \"end\": 124.111, \"score\": 0.873}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 124.111, \"end\": 124.251, \"score\": 0.992}, {\"word\": \"是\", \"start\": 124.251, \"end\": 124.451, \"score\": 0.985}, {\"word\": \"想\", \"start\": 124.451, \"end\": 124.611, \"score\": 0.976}, {\"word\": \"要\", \"start\": 124.611, \"end\": 125.051, \"score\": 0.845}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 125.051, \"end\": 125.952, \"score\": 0.925}, {\"word\": \"關\"}, {\"word\": \"於\", \"start\": 125.952, \"end\": 126.893, \"score\": 0.918}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"他\", \"start\": 126.893, \"end\": 127.253, \"score\": 0.979}, {\"word\": \"必\", \"start\": 127.253, \"end\": 127.513, \"score\": 0.9}, {\"word\": \"須\"}, {\"word\": \"要\", \"start\": 127.513, \"end\": 127.653, \"score\": 0.985}, {\"word\": \"去\", \"start\": 127.653, \"end\": 128.074, \"score\": 0.94}, {\"word\": \"買\"}, {\"word\": \"地\", \"start\": 128.074, \"end\": 128.894, \"score\": 0.946}, {\"word\": \"那\", \"start\": 128.894, \"end\": 129.034, \"score\": 0.744}, {\"word\": \"他\", \"start\": 129.034, \"end\": 129.515, \"score\": 0.831}, {\"word\": \"買\"}, {\"word\": \"地\", \"start\": 129.515, \"end\": 129.715, \"score\": 0.858}, {\"word\": \"他\", \"start\": 129.715, \"end\": 129.875, \"score\": 0.965}, {\"word\": \"到\", \"start\": 129.875, \"end\": 130.015, \"score\": 0.661}, {\"word\": \"底\", \"start\": 130.015, \"end\": 130.175, \"score\": 0.885}, {\"word\": \"是\", \"start\": 130.175, \"end\": 130.275, \"score\": 0.781}, {\"word\": \"要\", \"start\": 130.275, \"end\": 130.956, \"score\": 0.925}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"商\", \"start\": 130.956, \"end\": 131.316, \"score\": 0.89}, {\"word\": \"業\"}, {\"word\": \"用\", \"start\": 131.316, \"end\": 131.576, \"score\": 0.999}, {\"word\": \"地\", \"start\": 131.576, \"end\": 132.257, \"score\": 0.944}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 132.257, \"end\": 132.937, \"score\": 0.902}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"住\", \"start\": 132.937, \"end\": 133.098, \"score\": 0.989}, {\"word\": \"宅\", \"start\": 133.098, \"end\": 133.258, \"score\": 0.99}, {\"word\": \"用\", \"start\": 133.258, \"end\": 133.518, \"score\": 0.929}, {\"word\": \"地\", \"start\": 133.518, \"end\": 134.138, \"score\": 0.946}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 134.138, \"end\": 134.499, \"score\": 0.905}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 134.499, \"end\": 134.719, \"score\": 0.94}, {\"word\": \"都\", \"start\": 134.719, \"end\": 134.899, \"score\": 0.744}, {\"word\": \"可\", \"start\": 134.899, \"end\": 135.039, \"score\": 0.903}, {\"word\": \"以\", \"start\": 135.039, \"end\": 135.059, \"score\": 0.987}, {\"word\": \"買\"}]}, {\"start\": 138.008, \"end\": 144.013, \"text\": \"二、處理中華民國113年度中央政府總預算凍結書面報告案2案。cellence\", \"words\": [{\"word\": \"二\", \"start\": 138.008, \"end\": 139.309, \"score\": 0.969}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 139.309, \"end\": 139.589, \"score\": 0.925}, {\"word\": \"中\", \"start\": 139.589, \"end\": 139.909, \"score\": 0.885}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 139.909, \"end\": 140.57, \"score\": 0.969}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 140.57, \"end\": 140.81, \"score\": 0.917}, {\"word\": \"度\", \"start\": 140.81, \"end\": 141.331, \"score\": 0.954}, {\"word\": \"中\", \"start\": 141.331, \"end\": 141.691, \"score\": 0.851}, {\"word\": \"央\", \"start\": 141.691, \"end\": 141.731, \"score\": 0.493}, {\"word\": \"政\", \"start\": 141.731, \"end\": 142.051, \"score\": 0.937}, {\"word\": \"府\", \"start\": 142.051, \"end\": 142.872, \"score\": 0.949}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 142.872, \"end\": 143.012, \"score\": 0.755}, {\"word\": \"凍\"}, {\"word\": \"結\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 143.012, \"end\": 143.193, \"score\": 0.841}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 143.193, \"end\": 143.313, \"score\": 0.726}, {\"word\": \"案\", \"start\": 143.313, \"end\": 143.433, \"score\": 0.827}, {\"word\": \"2\"}, {\"word\": \"案\", \"start\": 143.433, \"end\": 143.513, \"score\": 0.713}, {\"word\": \"。\"}, {\"word\": \"c\", \"start\": 143.513, \"end\": 143.673, \"score\": 0.869}, {\"word\": \"e\", \"start\": 143.673, \"end\": 143.753, \"score\": 0.742}, {\"word\": \"l\", \"start\": 143.753, \"end\": 143.773, \"score\": 0.0}, {\"word\": \"l\", \"start\": 143.773, \"end\": 143.793, \"score\": 0.0}, {\"word\": \"e\", \"start\": 143.793, \"end\": 143.873, \"score\": 0.738}, {\"word\": \"n\", \"start\": 143.873, \"end\": 143.893, \"score\": 0.0}, {\"word\": \"c\", \"start\": 143.893, \"end\": 143.993, \"score\": 0.75}, {\"word\": \"e\", \"start\": 143.993, \"end\": 144.013, \"score\": 0.0}]}, {\"start\": 152.821, \"end\": 179.815, \"text\": \"對目前是可以就是但是他有一個額度的限制都可以的限制對好那我們來看一下如果以臺北市為例來看他的第三類住宅區他是可以蓋旅館的所以再請教一下這個不動產投資信託基金可以購買住宅用地興建旅館嗎報告委員這個我不是地政專家那住宅用地興建旅館我不曉得可不可以但是旅館是可以的\", \"words\": [{\"word\": \"對\"}, {\"word\": \"目\", \"start\": 152.821, \"end\": 152.941, \"score\": 0.992}, {\"word\": \"前\", \"start\": 152.941, \"end\": 153.121, \"score\": 0.981}, {\"word\": \"是\", \"start\": 153.121, \"end\": 153.241, \"score\": 0.915}, {\"word\": \"可\", \"start\": 153.241, \"end\": 153.422, \"score\": 0.999}, {\"word\": \"以\", \"start\": 153.422, \"end\": 153.622, \"score\": 0.998}, {\"word\": \"就\", \"start\": 153.622, \"end\": 153.742, \"score\": 0.838}, {\"word\": \"是\", \"start\": 153.742, \"end\": 153.842, \"score\": 0.998}, {\"word\": \"但\", \"start\": 153.842, \"end\": 154.002, \"score\": 0.937}, {\"word\": \"是\", \"start\": 154.002, \"end\": 154.142, \"score\": 0.891}, {\"word\": \"他\", \"start\": 154.142, \"end\": 154.302, \"score\": 0.972}, {\"word\": \"有\", \"start\": 154.302, \"end\": 154.422, \"score\": 0.996}, {\"word\": \"一\", \"start\": 154.422, \"end\": 154.742, \"score\": 0.869}, {\"word\": \"個\"}, {\"word\": \"額\"}, {\"word\": \"度\", \"start\": 154.742, \"end\": 154.882, \"score\": 0.995}, {\"word\": \"的\", \"start\": 154.882, \"end\": 155.022, \"score\": 0.994}, {\"word\": \"限\", \"start\": 155.022, \"end\": 155.282, \"score\": 0.988}, {\"word\": \"制\", \"start\": 155.282, \"end\": 156.463, \"score\": 0.984}, {\"word\": \"都\", \"start\": 156.463, \"end\": 156.663, \"score\": 0.899}, {\"word\": \"可\", \"start\": 156.663, \"end\": 156.743, \"score\": 0.95}, {\"word\": \"以\", \"start\": 156.743, \"end\": 156.823, \"score\": 0.749}, {\"word\": \"的\", \"start\": 156.823, \"end\": 156.943, \"score\": 0.866}, {\"word\": \"限\", \"start\": 156.943, \"end\": 157.203, \"score\": 0.992}, {\"word\": \"制\", \"start\": 157.203, \"end\": 157.624, \"score\": 0.944}, {\"word\": \"對\"}, {\"word\": \"好\", \"start\": 157.624, \"end\": 158.104, \"score\": 0.954}, {\"word\": \"那\", \"start\": 158.104, \"end\": 158.244, \"score\": 0.977}, {\"word\": \"我\", \"start\": 158.244, \"end\": 158.504, \"score\": 0.821}, {\"word\": \"們\"}, {\"word\": \"來\"}, {\"word\": \"看\", \"start\": 158.504, \"end\": 158.684, \"score\": 1.0}, {\"word\": \"一\", \"start\": 158.684, \"end\": 158.764, \"score\": 0.997}, {\"word\": \"下\", \"start\": 158.764, \"end\": 159.264, \"score\": 0.999}, {\"word\": \"如\", \"start\": 159.264, \"end\": 159.345, \"score\": 0.75}, {\"word\": \"果\", \"start\": 159.345, \"end\": 159.525, \"score\": 0.889}, {\"word\": \"以\", \"start\": 159.525, \"end\": 159.905, \"score\": 0.93}, {\"word\": \"臺\"}, {\"word\": \"北\", \"start\": 159.905, \"end\": 160.145, \"score\": 0.998}, {\"word\": \"市\", \"start\": 160.145, \"end\": 160.545, \"score\": 0.9}, {\"word\": \"為\"}, {\"word\": \"例\", \"start\": 160.545, \"end\": 160.925, \"score\": 0.897}, {\"word\": \"來\"}, {\"word\": \"看\", \"start\": 160.925, \"end\": 161.786, \"score\": 0.976}, {\"word\": \"他\", \"start\": 161.786, \"end\": 161.986, \"score\": 0.914}, {\"word\": \"的\", \"start\": 161.986, \"end\": 162.266, \"score\": 1.0}, {\"word\": \"第\", \"start\": 162.266, \"end\": 162.586, \"score\": 0.988}, {\"word\": \"三\", \"start\": 162.586, \"end\": 163.186, \"score\": 0.934}, {\"word\": \"類\"}, {\"word\": \"住\", \"start\": 163.186, \"end\": 163.407, \"score\": 0.991}, {\"word\": \"宅\", \"start\": 163.407, \"end\": 164.707, \"score\": 0.984}, {\"word\": \"區\"}, {\"word\": \"他\", \"start\": 164.707, \"end\": 164.887, \"score\": 0.956}, {\"word\": \"是\", \"start\": 164.887, \"end\": 165.067, \"score\": 0.998}, {\"word\": \"可\", \"start\": 165.067, \"end\": 165.267, \"score\": 1.0}, {\"word\": \"以\", \"start\": 165.267, \"end\": 165.728, \"score\": 0.956}, {\"word\": \"蓋\"}, {\"word\": \"旅\", \"start\": 165.728, \"end\": 165.988, \"score\": 0.981}, {\"word\": \"館\"}, {\"word\": \"的\", \"start\": 165.988, \"end\": 167.008, \"score\": 0.919}, {\"word\": \"所\", \"start\": 167.008, \"end\": 167.148, \"score\": 0.999}, {\"word\": \"以\", \"start\": 167.148, \"end\": 167.308, \"score\": 1.0}, {\"word\": \"再\", \"start\": 167.308, \"end\": 167.789, \"score\": 0.916}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 167.789, \"end\": 167.969, \"score\": 0.988}, {\"word\": \"一\", \"start\": 167.969, \"end\": 168.029, \"score\": 0.997}, {\"word\": \"下\", \"start\": 168.029, \"end\": 168.809, \"score\": 0.948}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"不\", \"start\": 168.809, \"end\": 169.329, \"score\": 0.922}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 169.329, \"end\": 169.63, \"score\": 0.932}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 169.63, \"end\": 170.01, \"score\": 0.9}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 170.01, \"end\": 170.15, \"score\": 0.991}, {\"word\": \"金\", \"start\": 170.15, \"end\": 170.75, \"score\": 0.984}, {\"word\": \"可\", \"start\": 170.75, \"end\": 170.93, \"score\": 0.999}, {\"word\": \"以\", \"start\": 170.93, \"end\": 171.571, \"score\": 0.917}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"住\", \"start\": 171.571, \"end\": 171.771, \"score\": 0.892}, {\"word\": \"宅\", \"start\": 171.771, \"end\": 171.911, \"score\": 0.971}, {\"word\": \"用\", \"start\": 171.911, \"end\": 172.091, \"score\": 1.0}, {\"word\": \"地\", \"start\": 172.091, \"end\": 172.431, \"score\": 0.937}, {\"word\": \"興\"}, {\"word\": \"建\", \"start\": 172.431, \"end\": 172.591, \"score\": 0.948}, {\"word\": \"旅\", \"start\": 172.591, \"end\": 172.771, \"score\": 0.985}, {\"word\": \"館\"}, {\"word\": \"嗎\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 172.771, \"end\": 173.952, \"score\": 0.925}, {\"word\": \"委\", \"start\": 173.952, \"end\": 174.672, \"score\": 0.915}, {\"word\": \"員\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"我\", \"start\": 174.672, \"end\": 174.892, \"score\": 0.825}, {\"word\": \"不\", \"start\": 174.892, \"end\": 174.992, \"score\": 0.997}, {\"word\": \"是\", \"start\": 174.992, \"end\": 175.132, \"score\": 0.999}, {\"word\": \"地\", \"start\": 175.132, \"end\": 175.272, \"score\": 0.994}, {\"word\": \"政\", \"start\": 175.272, \"end\": 175.472, \"score\": 0.899}, {\"word\": \"專\"}, {\"word\": \"家\", \"start\": 175.472, \"end\": 175.693, \"score\": 0.906}, {\"word\": \"那\", \"start\": 175.693, \"end\": 176.133, \"score\": 0.949}, {\"word\": \"住\", \"start\": 176.133, \"end\": 176.313, \"score\": 0.976}, {\"word\": \"宅\", \"start\": 176.313, \"end\": 176.493, \"score\": 0.891}, {\"word\": \"用\", \"start\": 176.493, \"end\": 176.713, \"score\": 0.953}, {\"word\": \"地\", \"start\": 176.713, \"end\": 177.033, \"score\": 0.874}, {\"word\": \"興\"}, {\"word\": \"建\", \"start\": 177.033, \"end\": 177.193, \"score\": 0.792}, {\"word\": \"旅\", \"start\": 177.193, \"end\": 177.554, \"score\": 0.921}, {\"word\": \"館\"}, {\"word\": \"我\", \"start\": 177.554, \"end\": 177.694, \"score\": 0.994}, {\"word\": \"不\", \"start\": 177.694, \"end\": 177.794, \"score\": 0.84}, {\"word\": \"曉\"}, {\"word\": \"得\", \"start\": 177.794, \"end\": 178.014, \"score\": 0.816}, {\"word\": \"可\", \"start\": 178.014, \"end\": 178.154, \"score\": 0.988}, {\"word\": \"不\", \"start\": 178.154, \"end\": 178.234, \"score\": 0.93}, {\"word\": \"可\", \"start\": 178.234, \"end\": 178.334, \"score\": 0.801}, {\"word\": \"以\", \"start\": 178.334, \"end\": 178.414, \"score\": 0.748}, {\"word\": \"但\", \"start\": 178.414, \"end\": 178.594, \"score\": 0.889}, {\"word\": \"是\", \"start\": 178.594, \"end\": 178.874, \"score\": 0.932}, {\"word\": \"旅\", \"start\": 178.874, \"end\": 179.314, \"score\": 0.951}, {\"word\": \"館\"}, {\"word\": \"是\", \"start\": 179.314, \"end\": 179.494, \"score\": 0.917}, {\"word\": \"可\", \"start\": 179.494, \"end\": 179.675, \"score\": 0.998}, {\"word\": \"以\", \"start\": 179.675, \"end\": 179.795, \"score\": 0.963}, {\"word\": \"的\", \"start\": 179.795, \"end\": 179.815, \"score\": 0.042}]}, {\"start\": 183.51, \"end\": 202.004, \"text\": \"關心當這個不動產投資信託基金購買住宅用地的時候您剛剛一開始就講嘛是有可能會推升附近住宅的一個房價用地價格那我就是想請教主委您認為需不需要做限制\", \"words\": [{\"word\": \"關\"}, {\"word\": \"心\", \"start\": 183.51, \"end\": 184.811, \"score\": 0.953}, {\"word\": \"當\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"不\", \"start\": 184.811, \"end\": 185.412, \"score\": 0.933}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 185.412, \"end\": 185.912, \"score\": 0.96}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 185.912, \"end\": 186.452, \"score\": 0.956}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 186.452, \"end\": 186.613, \"score\": 0.992}, {\"word\": \"金\", \"start\": 186.613, \"end\": 187.393, \"score\": 0.927}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"住\", \"start\": 187.393, \"end\": 187.573, \"score\": 0.998}, {\"word\": \"宅\", \"start\": 187.573, \"end\": 187.773, \"score\": 0.966}, {\"word\": \"用\", \"start\": 187.773, \"end\": 188.054, \"score\": 1.0}, {\"word\": \"地\", \"start\": 188.054, \"end\": 188.254, \"score\": 0.957}, {\"word\": \"的\", \"start\": 188.254, \"end\": 188.634, \"score\": 0.941}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 188.634, \"end\": 189.295, \"score\": 0.996}, {\"word\": \"您\", \"start\": 189.295, \"end\": 189.735, \"score\": 0.871}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"一\", \"start\": 189.735, \"end\": 190.055, \"score\": 0.876}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 190.055, \"end\": 190.195, \"score\": 0.999}, {\"word\": \"就\", \"start\": 190.195, \"end\": 190.656, \"score\": 0.956}, {\"word\": \"講\"}, {\"word\": \"嘛\", \"start\": 190.656, \"end\": 191.276, \"score\": 0.993}, {\"word\": \"是\", \"start\": 191.276, \"end\": 191.456, \"score\": 0.957}, {\"word\": \"有\", \"start\": 191.456, \"end\": 191.636, \"score\": 0.99}, {\"word\": \"可\", \"start\": 191.636, \"end\": 191.777, \"score\": 1.0}, {\"word\": \"能\", \"start\": 191.777, \"end\": 192.117, \"score\": 0.939}, {\"word\": \"會\"}, {\"word\": \"推\", \"start\": 192.117, \"end\": 192.377, \"score\": 1.0}, {\"word\": \"升\", \"start\": 192.377, \"end\": 193.158, \"score\": 0.974}, {\"word\": \"附\", \"start\": 193.158, \"end\": 193.358, \"score\": 0.999}, {\"word\": \"近\", \"start\": 193.358, \"end\": 193.618, \"score\": 0.977}, {\"word\": \"住\", \"start\": 193.618, \"end\": 193.838, \"score\": 0.996}, {\"word\": \"宅\", \"start\": 193.838, \"end\": 194.058, \"score\": 0.99}, {\"word\": \"的\", \"start\": 194.058, \"end\": 194.198, \"score\": 1.0}, {\"word\": \"一\", \"start\": 194.198, \"end\": 194.919, \"score\": 0.972}, {\"word\": \"個\"}, {\"word\": \"房\", \"start\": 194.919, \"end\": 195.92, \"score\": 0.979}, {\"word\": \"價\"}, {\"word\": \"用\", \"start\": 195.92, \"end\": 196.12, \"score\": 1.0}, {\"word\": \"地\", \"start\": 196.12, \"end\": 196.64, \"score\": 0.936}, {\"word\": \"價\"}, {\"word\": \"格\", \"start\": 196.64, \"end\": 197.401, \"score\": 0.867}, {\"word\": \"那\", \"start\": 197.401, \"end\": 197.981, \"score\": 0.962}, {\"word\": \"我\", \"start\": 197.981, \"end\": 198.182, \"score\": 0.999}, {\"word\": \"就\", \"start\": 198.182, \"end\": 198.322, \"score\": 0.858}, {\"word\": \"是\", \"start\": 198.322, \"end\": 198.462, \"score\": 0.996}, {\"word\": \"想\", \"start\": 198.462, \"end\": 198.942, \"score\": 0.925}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 198.942, \"end\": 199.763, \"score\": 0.98}, {\"word\": \"主\", \"start\": 199.763, \"end\": 199.883, \"score\": 0.87}, {\"word\": \"委\", \"start\": 199.883, \"end\": 200.003, \"score\": 0.865}, {\"word\": \"您\", \"start\": 200.003, \"end\": 200.543, \"score\": 0.888}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"需\", \"start\": 200.543, \"end\": 200.763, \"score\": 0.925}, {\"word\": \"不\", \"start\": 200.763, \"end\": 200.904, \"score\": 0.999}, {\"word\": \"需\", \"start\": 200.904, \"end\": 201.084, \"score\": 0.998}, {\"word\": \"要\", \"start\": 201.084, \"end\": 201.324, \"score\": 1.0}, {\"word\": \"做\", \"start\": 201.324, \"end\": 201.664, \"score\": 0.993}, {\"word\": \"限\", \"start\": 201.664, \"end\": 201.984, \"score\": 0.998}, {\"word\": \"制\", \"start\": 201.984, \"end\": 202.004, \"score\": 0.931}]}, {\"start\": 203.386, \"end\": 203.626, \"text\": \"請局長回答\", \"words\": [{\"word\": \"請\"}, {\"word\": \"局\", \"start\": 203.386, \"end\": 203.506, \"score\": 0.829}, {\"word\": \"長\"}, {\"word\": \"回\", \"start\": 203.506, \"end\": 203.606, \"score\": 0.799}, {\"word\": \"答\", \"start\": 203.606, \"end\": 203.626, \"score\": 0.0}]}, {\"start\": 223.396, \"end\": 242.873, \"text\": \"那我會提一個修正動議就是不動產投資信託基金以投資或運用於下列標的為限且不得投資於住宅法第三條第一款所定住宅或都市計劃法第34條所定住宅區土地主委你怎麼看\", \"words\": [{\"word\": \"那\", \"start\": 223.396, \"end\": 223.596, \"score\": 0.918}, {\"word\": \"我\", \"start\": 223.596, \"end\": 224.237, \"score\": 0.964}, {\"word\": \"會\"}, {\"word\": \"提\", \"start\": 224.237, \"end\": 224.457, \"score\": 0.913}, {\"word\": \"一\", \"start\": 224.457, \"end\": 225.057, \"score\": 0.963}, {\"word\": \"個\"}, {\"word\": \"修\", \"start\": 225.057, \"end\": 225.238, \"score\": 0.992}, {\"word\": \"正\", \"start\": 225.238, \"end\": 226.619, \"score\": 0.9}, {\"word\": \"動\"}, {\"word\": \"議\"}, {\"word\": \"就\", \"start\": 226.619, \"end\": 226.759, \"score\": 0.722}, {\"word\": \"是\", \"start\": 226.759, \"end\": 226.979, \"score\": 0.996}, {\"word\": \"不\", \"start\": 226.979, \"end\": 227.54, \"score\": 0.926}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 227.54, \"end\": 228.0, \"score\": 0.947}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 228.0, \"end\": 228.38, \"score\": 0.939}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 228.38, \"end\": 228.52, \"score\": 0.996}, {\"word\": \"金\", \"start\": 228.52, \"end\": 229.161, \"score\": 0.989}, {\"word\": \"以\", \"start\": 229.161, \"end\": 229.421, \"score\": 0.997}, {\"word\": \"投\", \"start\": 229.421, \"end\": 230.002, \"score\": 0.963}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 230.002, \"end\": 230.562, \"score\": 0.959}, {\"word\": \"運\"}, {\"word\": \"用\", \"start\": 230.562, \"end\": 230.902, \"score\": 0.999}, {\"word\": \"於\", \"start\": 230.902, \"end\": 231.103, \"score\": 0.9}, {\"word\": \"下\", \"start\": 231.103, \"end\": 231.303, \"score\": 0.995}, {\"word\": \"列\", \"start\": 231.303, \"end\": 231.683, \"score\": 0.944}, {\"word\": \"標\"}, {\"word\": \"的\", \"start\": 231.683, \"end\": 231.983, \"score\": 0.862}, {\"word\": \"為\"}, {\"word\": \"限\", \"start\": 231.983, \"end\": 232.464, \"score\": 0.875}, {\"word\": \"且\", \"start\": 232.464, \"end\": 232.804, \"score\": 1.0}, {\"word\": \"不\", \"start\": 232.804, \"end\": 232.924, \"score\": 0.998}, {\"word\": \"得\", \"start\": 232.924, \"end\": 233.244, \"score\": 0.999}, {\"word\": \"投\", \"start\": 233.244, \"end\": 233.625, \"score\": 0.946}, {\"word\": \"資\"}, {\"word\": \"於\", \"start\": 233.625, \"end\": 233.805, \"score\": 0.888}, {\"word\": \"住\", \"start\": 233.805, \"end\": 233.965, \"score\": 0.989}, {\"word\": \"宅\", \"start\": 233.965, \"end\": 234.165, \"score\": 0.933}, {\"word\": \"法\", \"start\": 234.165, \"end\": 234.345, \"score\": 0.997}, {\"word\": \"第\", \"start\": 234.345, \"end\": 234.505, \"score\": 0.903}, {\"word\": \"三\", \"start\": 234.505, \"end\": 235.466, \"score\": 0.962}, {\"word\": \"條\"}, {\"word\": \"第\", \"start\": 235.466, \"end\": 235.606, \"score\": 0.993}, {\"word\": \"一\", \"start\": 235.606, \"end\": 235.827, \"score\": 0.996}, {\"word\": \"款\", \"start\": 235.827, \"end\": 236.267, \"score\": 0.979}, {\"word\": \"所\", \"start\": 236.267, \"end\": 236.547, \"score\": 0.995}, {\"word\": \"定\", \"start\": 236.547, \"end\": 236.948, \"score\": 0.998}, {\"word\": \"住\", \"start\": 236.948, \"end\": 237.128, \"score\": 0.986}, {\"word\": \"宅\", \"start\": 237.128, \"end\": 237.368, \"score\": 0.898}, {\"word\": \"或\", \"start\": 237.368, \"end\": 237.788, \"score\": 0.991}, {\"word\": \"都\", \"start\": 237.788, \"end\": 238.008, \"score\": 0.995}, {\"word\": \"市\", \"start\": 238.008, \"end\": 238.549, \"score\": 0.913}, {\"word\": \"計\"}, {\"word\": \"劃\"}, {\"word\": \"法\", \"start\": 238.549, \"end\": 238.749, \"score\": 0.997}, {\"word\": \"第\", \"start\": 238.749, \"end\": 240.05, \"score\": 0.931}, {\"word\": \"3\"}, {\"word\": \"4\"}, {\"word\": \"條\"}, {\"word\": \"所\", \"start\": 240.05, \"end\": 240.35, \"score\": 0.993}, {\"word\": \"定\", \"start\": 240.35, \"end\": 240.751, \"score\": 0.999}, {\"word\": \"住\", \"start\": 240.751, \"end\": 240.931, \"score\": 0.994}, {\"word\": \"宅\", \"start\": 240.931, \"end\": 241.471, \"score\": 0.92}, {\"word\": \"區\"}, {\"word\": \"土\", \"start\": 241.471, \"end\": 241.712, \"score\": 0.97}, {\"word\": \"地\", \"start\": 241.712, \"end\": 242.232, \"score\": 0.996}, {\"word\": \"主\", \"start\": 242.232, \"end\": 242.372, \"score\": 0.886}, {\"word\": \"委\", \"start\": 242.372, \"end\": 242.512, \"score\": 0.794}, {\"word\": \"你\", \"start\": 242.512, \"end\": 242.632, \"score\": 0.984}, {\"word\": \"怎\", \"start\": 242.632, \"end\": 242.853, \"score\": 0.89}, {\"word\": \"麼\"}, {\"word\": \"看\", \"start\": 242.853, \"end\": 242.873, \"score\": 0.999}]}, {\"start\": 248.156, \"end\": 259.705, \"text\": \"您當然一定是必須尊重啦我只是說問您的看法啦當然限制越多他可能產生收益的標的來源就會少一點但是您當然是顧慮到\", \"words\": [{\"word\": \"您\", \"start\": 248.156, \"end\": 249.277, \"score\": 0.855}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 249.277, \"end\": 249.497, \"score\": 0.99}, {\"word\": \"一\", \"start\": 249.497, \"end\": 249.677, \"score\": 0.972}, {\"word\": \"定\", \"start\": 249.677, \"end\": 249.897, \"score\": 0.994}, {\"word\": \"是\", \"start\": 249.897, \"end\": 250.157, \"score\": 0.938}, {\"word\": \"必\", \"start\": 250.157, \"end\": 250.558, \"score\": 0.873}, {\"word\": \"須\"}, {\"word\": \"尊\", \"start\": 250.558, \"end\": 250.798, \"score\": 0.752}, {\"word\": \"重\", \"start\": 250.798, \"end\": 251.058, \"score\": 0.85}, {\"word\": \"啦\", \"start\": 251.058, \"end\": 251.338, \"score\": 0.84}, {\"word\": \"我\", \"start\": 251.338, \"end\": 251.458, \"score\": 0.881}, {\"word\": \"只\", \"start\": 251.458, \"end\": 251.639, \"score\": 0.851}, {\"word\": \"是\", \"start\": 251.639, \"end\": 251.959, \"score\": 0.785}, {\"word\": \"說\"}, {\"word\": \"問\"}, {\"word\": \"您\", \"start\": 251.959, \"end\": 252.159, \"score\": 0.825}, {\"word\": \"的\", \"start\": 252.159, \"end\": 252.279, \"score\": 0.814}, {\"word\": \"看\", \"start\": 252.279, \"end\": 252.539, \"score\": 0.948}, {\"word\": \"法\", \"start\": 252.539, \"end\": 252.699, \"score\": 0.964}, {\"word\": \"啦\", \"start\": 252.699, \"end\": 253.78, \"score\": 0.896}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 253.78, \"end\": 254.001, \"score\": 0.842}, {\"word\": \"限\", \"start\": 254.001, \"end\": 254.241, \"score\": 0.984}, {\"word\": \"制\", \"start\": 254.241, \"end\": 254.401, \"score\": 0.944}, {\"word\": \"越\", \"start\": 254.401, \"end\": 254.581, \"score\": 0.801}, {\"word\": \"多\", \"start\": 254.581, \"end\": 254.741, \"score\": 0.939}, {\"word\": \"他\", \"start\": 254.741, \"end\": 254.941, \"score\": 0.894}, {\"word\": \"可\", \"start\": 254.941, \"end\": 255.081, \"score\": 0.965}, {\"word\": \"能\", \"start\": 255.081, \"end\": 255.582, \"score\": 0.879}, {\"word\": \"產\"}, {\"word\": \"生\", \"start\": 255.582, \"end\": 255.862, \"score\": 0.978}, {\"word\": \"收\", \"start\": 255.862, \"end\": 256.062, \"score\": 0.907}, {\"word\": \"益\", \"start\": 256.062, \"end\": 256.202, \"score\": 0.786}, {\"word\": \"的\", \"start\": 256.202, \"end\": 257.083, \"score\": 0.968}, {\"word\": \"標\"}, {\"word\": \"的\", \"start\": 257.083, \"end\": 257.523, \"score\": 0.812}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 257.523, \"end\": 257.764, \"score\": 0.991}, {\"word\": \"就\", \"start\": 257.764, \"end\": 258.144, \"score\": 0.892}, {\"word\": \"會\"}, {\"word\": \"少\", \"start\": 258.144, \"end\": 258.384, \"score\": 0.966}, {\"word\": \"一\", \"start\": 258.384, \"end\": 258.805, \"score\": 0.81}, {\"word\": \"點\"}, {\"word\": \"但\", \"start\": 258.805, \"end\": 258.925, \"score\": 0.752}, {\"word\": \"是\", \"start\": 258.925, \"end\": 259.025, \"score\": 0.858}, {\"word\": \"您\", \"start\": 259.025, \"end\": 259.205, \"score\": 0.863}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 259.205, \"end\": 259.485, \"score\": 0.915}, {\"word\": \"是\", \"start\": 259.485, \"end\": 259.685, \"score\": 0.979}, {\"word\": \"顧\"}, {\"word\": \"慮\"}, {\"word\": \"到\", \"start\": 259.685, \"end\": 259.705, \"score\": 0.0}]}, {\"start\": 260.726, \"end\": 266.349, \"text\": \"二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度\", \"words\": [{\"word\": \"二\", \"start\": 260.726, \"end\": 260.906, \"score\": 0.698}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 260.906, \"end\": 261.066, \"score\": 0.824}, {\"word\": \"中\", \"start\": 261.066, \"end\": 261.286, \"score\": 0.748}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 261.286, \"end\": 261.426, \"score\": 0.812}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 261.426, \"end\": 261.567, \"score\": 0.801}, {\"word\": \"度\", \"start\": 261.567, \"end\": 261.587, \"score\": 0.0}, {\"word\": \"中\", \"start\": 261.587, \"end\": 261.747, \"score\": 0.791}, {\"word\": \"央\", \"start\": 261.747, \"end\": 262.007, \"score\": 0.918}, {\"word\": \"政\", \"start\": 262.007, \"end\": 262.207, \"score\": 0.884}, {\"word\": \"府\", \"start\": 262.207, \"end\": 262.227, \"score\": 0.0}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 262.227, \"end\": 262.447, \"score\": 0.885}, {\"word\": \"決\"}, {\"word\": \"議\"}, {\"word\": \"．\"}, {\"word\": \"有\", \"start\": 262.447, \"end\": 262.627, \"score\": 0.873}, {\"word\": \"關\"}, {\"word\": \"審\"}, {\"word\": \"計\"}, {\"word\": \"二\", \"start\": 262.627, \"end\": 263.007, \"score\": 0.864}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 263.007, \"end\": 263.248, \"score\": 0.908}, {\"word\": \"中\", \"start\": 263.248, \"end\": 263.428, \"score\": 0.829}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 263.428, \"end\": 263.448, \"score\": 0.004}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 263.448, \"end\": 263.628, \"score\": 0.881}, {\"word\": \"度\", \"start\": 263.628, \"end\": 263.808, \"score\": 0.886}, {\"word\": \"中\", \"start\": 263.808, \"end\": 264.048, \"score\": 0.908}, {\"word\": \"央\", \"start\": 264.048, \"end\": 264.148, \"score\": 0.606}, {\"word\": \"政\", \"start\": 264.148, \"end\": 264.368, \"score\": 0.863}, {\"word\": \"府\", \"start\": 264.368, \"end\": 264.588, \"score\": 0.899}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 264.588, \"end\": 265.189, \"score\": 0.94}, {\"word\": \"決\"}, {\"word\": \"議\"}, {\"word\": \"．\"}, {\"word\": \"有\", \"start\": 265.189, \"end\": 265.289, \"score\": 0.575}, {\"word\": \"關\"}, {\"word\": \"審\"}, {\"word\": \"計\"}, {\"word\": \"二\", \"start\": 265.289, \"end\": 265.529, \"score\": 0.885}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 265.529, \"end\": 266.049, \"score\": 0.887}, {\"word\": \"中\", \"start\": 266.049, \"end\": 266.209, \"score\": 0.872}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 266.209, \"end\": 266.229, \"score\": 0.0}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 266.229, \"end\": 266.329, \"score\": 0.757}, {\"word\": \"度\", \"start\": 266.329, \"end\": 266.349, \"score\": 0.0}]}, {\"start\": 287.722, \"end\": 307.747, \"text\": \"那事實上這個應該是可以掌握的因為警鐘早已響起啊2020年全球爆發疫情大家開始做遠距辦公那這個已經是漸漸變成常態化可以預期商辦的需求會弱化加上呢前年的3月美國暴力升息\", \"words\": [{\"word\": \"那\", \"start\": 287.722, \"end\": 287.902, \"score\": 0.995}, {\"word\": \"事\", \"start\": 287.902, \"end\": 288.182, \"score\": 0.9}, {\"word\": \"實\"}, {\"word\": \"上\", \"start\": 288.182, \"end\": 288.882, \"score\": 0.883}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"是\", \"start\": 288.882, \"end\": 289.022, \"score\": 0.86}, {\"word\": \"可\", \"start\": 289.022, \"end\": 289.142, \"score\": 0.999}, {\"word\": \"以\", \"start\": 289.142, \"end\": 289.302, \"score\": 1.0}, {\"word\": \"掌\", \"start\": 289.302, \"end\": 289.542, \"score\": 0.951}, {\"word\": \"握\", \"start\": 289.542, \"end\": 289.803, \"score\": 0.96}, {\"word\": \"的\", \"start\": 289.803, \"end\": 290.363, \"score\": 0.997}, {\"word\": \"因\", \"start\": 290.363, \"end\": 291.083, \"score\": 0.97}, {\"word\": \"為\"}, {\"word\": \"警\", \"start\": 291.083, \"end\": 291.703, \"score\": 0.935}, {\"word\": \"鐘\"}, {\"word\": \"早\", \"start\": 291.703, \"end\": 291.923, \"score\": 0.993}, {\"word\": \"已\", \"start\": 291.923, \"end\": 292.403, \"score\": 0.928}, {\"word\": \"響\"}, {\"word\": \"起\", \"start\": 292.403, \"end\": 292.603, \"score\": 0.995}, {\"word\": \"啊\", \"start\": 292.603, \"end\": 293.643, \"score\": 0.899}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 293.643, \"end\": 293.904, \"score\": 0.992}, {\"word\": \"全\", \"start\": 293.904, \"end\": 294.164, \"score\": 0.998}, {\"word\": \"球\", \"start\": 294.164, \"end\": 294.384, \"score\": 0.921}, {\"word\": \"爆\", \"start\": 294.384, \"end\": 294.764, \"score\": 0.946}, {\"word\": \"發\"}, {\"word\": \"疫\", \"start\": 294.764, \"end\": 294.924, \"score\": 0.857}, {\"word\": \"情\", \"start\": 294.924, \"end\": 295.564, \"score\": 0.992}, {\"word\": \"大\", \"start\": 295.564, \"end\": 295.704, \"score\": 0.999}, {\"word\": \"家\", \"start\": 295.704, \"end\": 296.064, \"score\": 0.935}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 296.064, \"end\": 296.224, \"score\": 0.999}, {\"word\": \"做\", \"start\": 296.224, \"end\": 296.784, \"score\": 0.953}, {\"word\": \"遠\"}, {\"word\": \"距\", \"start\": 296.784, \"end\": 297.364, \"score\": 0.931}, {\"word\": \"辦\"}, {\"word\": \"公\", \"start\": 297.364, \"end\": 298.045, \"score\": 0.983}, {\"word\": \"那\", \"start\": 298.045, \"end\": 298.345, \"score\": 0.851}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"已\", \"start\": 298.345, \"end\": 298.725, \"score\": 0.947}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 298.725, \"end\": 299.445, \"score\": 0.917}, {\"word\": \"漸\"}, {\"word\": \"漸\"}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 299.445, \"end\": 299.645, \"score\": 0.986}, {\"word\": \"常\", \"start\": 299.645, \"end\": 300.145, \"score\": 0.952}, {\"word\": \"態\"}, {\"word\": \"化\", \"start\": 300.145, \"end\": 300.925, \"score\": 0.974}, {\"word\": \"可\", \"start\": 300.925, \"end\": 301.065, \"score\": 0.999}, {\"word\": \"以\", \"start\": 301.065, \"end\": 301.405, \"score\": 0.938}, {\"word\": \"預\"}, {\"word\": \"期\", \"start\": 301.405, \"end\": 301.625, \"score\": 0.906}, {\"word\": \"商\", \"start\": 301.625, \"end\": 302.045, \"score\": 0.875}, {\"word\": \"辦\"}, {\"word\": \"的\", \"start\": 302.045, \"end\": 302.166, \"score\": 0.996}, {\"word\": \"需\", \"start\": 302.166, \"end\": 302.386, \"score\": 0.99}, {\"word\": \"求\", \"start\": 302.386, \"end\": 302.766, \"score\": 0.945}, {\"word\": \"會\"}, {\"word\": \"弱\", \"start\": 302.766, \"end\": 303.086, \"score\": 0.945}, {\"word\": \"化\", \"start\": 303.086, \"end\": 303.786, \"score\": 0.97}, {\"word\": \"加\", \"start\": 303.786, \"end\": 304.046, \"score\": 0.998}, {\"word\": \"上\", \"start\": 304.046, \"end\": 304.246, \"score\": 0.94}, {\"word\": \"呢\", \"start\": 304.246, \"end\": 304.846, \"score\": 0.961}, {\"word\": \"前\", \"start\": 304.846, \"end\": 305.086, \"score\": 0.999}, {\"word\": \"年\", \"start\": 305.086, \"end\": 305.266, \"score\": 0.986}, {\"word\": \"的\", \"start\": 305.266, \"end\": 305.786, \"score\": 0.961}, {\"word\": \"3\"}, {\"word\": \"月\", \"start\": 305.786, \"end\": 306.467, \"score\": 0.98}, {\"word\": \"美\", \"start\": 306.467, \"end\": 307.007, \"score\": 0.959}, {\"word\": \"國\"}, {\"word\": \"暴\", \"start\": 307.007, \"end\": 307.187, \"score\": 0.995}, {\"word\": \"力\", \"start\": 307.187, \"end\": 307.367, \"score\": 0.966}, {\"word\": \"升\", \"start\": 307.367, \"end\": 307.727, \"score\": 0.946}, {\"word\": \"息\", \"start\": 307.727, \"end\": 307.747, \"score\": 0.058}]}, {\"start\": 308.487, \"end\": 312.869, \"text\": \"因此這是可預期的需求下降成本上升業者就倒閉那為什麼關心這個問題因為新聞有看到啦金管會證實六家銀行重建喔\", \"words\": [{\"word\": \"因\", \"start\": 308.487, \"end\": 308.507, \"score\": 0.0}, {\"word\": \"此\", \"start\": 308.507, \"end\": 308.587, \"score\": 0.75}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 308.587, \"end\": 308.667, \"score\": 0.743}, {\"word\": \"可\", \"start\": 308.667, \"end\": 308.767, \"score\": 0.757}, {\"word\": \"預\"}, {\"word\": \"期\", \"start\": 308.767, \"end\": 308.787, \"score\": 0.0}, {\"word\": \"的\", \"start\": 308.787, \"end\": 309.267, \"score\": 0.832}, {\"word\": \"需\", \"start\": 309.267, \"end\": 309.467, \"score\": 0.73}, {\"word\": \"求\", \"start\": 309.467, \"end\": 309.567, \"score\": 0.573}, {\"word\": \"下\", \"start\": 309.567, \"end\": 309.587, \"score\": 0.0}, {\"word\": \"降\", \"start\": 309.587, \"end\": 309.848, \"score\": 0.74}, {\"word\": \"成\", \"start\": 309.848, \"end\": 310.008, \"score\": 0.754}, {\"word\": \"本\", \"start\": 310.008, \"end\": 310.188, \"score\": 0.775}, {\"word\": \"上\", \"start\": 310.188, \"end\": 310.388, \"score\": 0.742}, {\"word\": \"升\", \"start\": 310.388, \"end\": 310.728, \"score\": 0.826}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 310.728, \"end\": 310.848, \"score\": 0.619}, {\"word\": \"就\", \"start\": 310.848, \"end\": 310.948, \"score\": 0.799}, {\"word\": \"倒\", \"start\": 310.948, \"end\": 310.968, \"score\": 0.0}, {\"word\": \"閉\"}, {\"word\": \"那\", \"start\": 310.968, \"end\": 310.988, \"score\": 0.0}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 310.988, \"end\": 311.128, \"score\": 0.801}, {\"word\": \"麼\"}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 311.128, \"end\": 311.148, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"因\", \"start\": 311.148, \"end\": 311.168, \"score\": 0.0}, {\"word\": \"為\"}, {\"word\": \"新\", \"start\": 311.168, \"end\": 311.348, \"score\": 0.789}, {\"word\": \"聞\"}, {\"word\": \"有\", \"start\": 311.348, \"end\": 311.368, \"score\": 0.0}, {\"word\": \"看\", \"start\": 311.368, \"end\": 311.488, \"score\": 0.798}, {\"word\": \"到\", \"start\": 311.488, \"end\": 311.508, \"score\": 0.0}, {\"word\": \"啦\", \"start\": 311.508, \"end\": 311.528, \"score\": 0.0}, {\"word\": \"金\", \"start\": 311.528, \"end\": 311.728, \"score\": 0.819}, {\"word\": \"管\", \"start\": 311.728, \"end\": 311.888, \"score\": 0.869}, {\"word\": \"會\"}, {\"word\": \"證\"}, {\"word\": \"實\"}, {\"word\": \"六\", \"start\": 311.888, \"end\": 311.908, \"score\": 0.0}, {\"word\": \"家\", \"start\": 311.908, \"end\": 312.108, \"score\": 0.82}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 312.108, \"end\": 312.329, \"score\": 0.793}, {\"word\": \"重\", \"start\": 312.329, \"end\": 312.529, \"score\": 0.873}, {\"word\": \"建\", \"start\": 312.529, \"end\": 312.849, \"score\": 0.888}, {\"word\": \"喔\", \"start\": 312.849, \"end\": 312.869, \"score\": 0.0}]}, {\"start\": 329.375, \"end\": 351.81, \"text\": \"那什麼意思就是我們看到他們是聯合借錢給這些歐美的商辦業者那目前我這邊得知的案件數是10件美國的連帶案跟一件歐洲連帶案他的參代餘額呢大概是104億多新台幣那預估的待帳損失呢是大約30億的新台幣\", \"words\": [{\"word\": \"那\", \"start\": 329.375, \"end\": 329.975, \"score\": 0.889}, {\"word\": \"什\", \"start\": 329.975, \"end\": 330.176, \"score\": 0.693}, {\"word\": \"麼\"}, {\"word\": \"意\", \"start\": 330.176, \"end\": 330.356, \"score\": 0.987}, {\"word\": \"思\", \"start\": 330.356, \"end\": 330.516, \"score\": 0.838}, {\"word\": \"就\", \"start\": 330.516, \"end\": 330.656, \"score\": 0.951}, {\"word\": \"是\", \"start\": 330.656, \"end\": 331.196, \"score\": 0.957}, {\"word\": \"我\", \"start\": 331.196, \"end\": 331.416, \"score\": 0.72}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 331.416, \"end\": 331.657, \"score\": 0.998}, {\"word\": \"到\", \"start\": 331.657, \"end\": 332.217, \"score\": 0.949}, {\"word\": \"他\", \"start\": 332.217, \"end\": 332.517, \"score\": 0.872}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 332.517, \"end\": 333.018, \"score\": 0.881}, {\"word\": \"聯\"}, {\"word\": \"合\", \"start\": 333.018, \"end\": 333.278, \"score\": 0.983}, {\"word\": \"借\", \"start\": 333.278, \"end\": 334.539, \"score\": 0.863}, {\"word\": \"錢\"}, {\"word\": \"給\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 334.539, \"end\": 334.759, \"score\": 0.985}, {\"word\": \"歐\", \"start\": 334.759, \"end\": 334.979, \"score\": 0.906}, {\"word\": \"美\", \"start\": 334.979, \"end\": 335.199, \"score\": 0.857}, {\"word\": \"的\", \"start\": 335.199, \"end\": 335.339, \"score\": 0.998}, {\"word\": \"商\", \"start\": 335.339, \"end\": 335.98, \"score\": 0.918}, {\"word\": \"辦\"}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 335.98, \"end\": 336.54, \"score\": 0.997}, {\"word\": \"那\", \"start\": 336.54, \"end\": 336.68, \"score\": 0.838}, {\"word\": \"目\", \"start\": 336.68, \"end\": 336.84, \"score\": 0.66}, {\"word\": \"前\", \"start\": 336.84, \"end\": 336.98, \"score\": 0.744}, {\"word\": \"我\", \"start\": 336.98, \"end\": 337.401, \"score\": 0.894}, {\"word\": \"這\"}, {\"word\": \"邊\"}, {\"word\": \"得\", \"start\": 337.401, \"end\": 337.621, \"score\": 0.885}, {\"word\": \"知\", \"start\": 337.621, \"end\": 337.761, \"score\": 0.966}, {\"word\": \"的\", \"start\": 337.761, \"end\": 337.861, \"score\": 0.933}, {\"word\": \"案\", \"start\": 337.861, \"end\": 338.081, \"score\": 0.848}, {\"word\": \"件\", \"start\": 338.081, \"end\": 338.561, \"score\": 0.915}, {\"word\": \"數\"}, {\"word\": \"是\", \"start\": 338.561, \"end\": 339.382, \"score\": 0.935}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"件\", \"start\": 339.382, \"end\": 339.722, \"score\": 0.837}, {\"word\": \"美\", \"start\": 339.722, \"end\": 340.022, \"score\": 0.927}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 340.022, \"end\": 340.523, \"score\": 0.876}, {\"word\": \"連\"}, {\"word\": \"帶\"}, {\"word\": \"案\", \"start\": 340.523, \"end\": 340.723, \"score\": 0.89}, {\"word\": \"跟\", \"start\": 340.723, \"end\": 340.963, \"score\": 0.803}, {\"word\": \"一\", \"start\": 340.963, \"end\": 341.163, \"score\": 0.93}, {\"word\": \"件\", \"start\": 341.163, \"end\": 341.503, \"score\": 0.948}, {\"word\": \"歐\", \"start\": 341.503, \"end\": 341.683, \"score\": 0.886}, {\"word\": \"洲\", \"start\": 341.683, \"end\": 342.244, \"score\": 0.876}, {\"word\": \"連\"}, {\"word\": \"帶\"}, {\"word\": \"案\", \"start\": 342.244, \"end\": 342.904, \"score\": 0.869}, {\"word\": \"他\", \"start\": 342.904, \"end\": 343.044, \"score\": 0.724}, {\"word\": \"的\", \"start\": 343.044, \"end\": 343.365, \"score\": 0.828}, {\"word\": \"參\"}, {\"word\": \"代\", \"start\": 343.365, \"end\": 343.905, \"score\": 0.887}, {\"word\": \"餘\"}, {\"word\": \"額\"}, {\"word\": \"呢\", \"start\": 343.905, \"end\": 344.465, \"score\": 0.951}, {\"word\": \"大\", \"start\": 344.465, \"end\": 344.666, \"score\": 0.925}, {\"word\": \"概\", \"start\": 344.666, \"end\": 344.846, \"score\": 0.974}, {\"word\": \"是\", \"start\": 344.846, \"end\": 346.527, \"score\": 0.91}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"億\"}, {\"word\": \"多\", \"start\": 346.527, \"end\": 346.827, \"score\": 0.998}, {\"word\": \"新\", \"start\": 346.827, \"end\": 347.007, \"score\": 0.951}, {\"word\": \"台\", \"start\": 347.007, \"end\": 347.788, \"score\": 0.934}, {\"word\": \"幣\"}, {\"word\": \"那\", \"start\": 347.788, \"end\": 348.248, \"score\": 0.836}, {\"word\": \"預\"}, {\"word\": \"估\", \"start\": 348.248, \"end\": 348.388, \"score\": 0.714}, {\"word\": \"的\", \"start\": 348.388, \"end\": 348.528, \"score\": 0.975}, {\"word\": \"待\", \"start\": 348.528, \"end\": 349.129, \"score\": 0.884}, {\"word\": \"帳\"}, {\"word\": \"損\"}, {\"word\": \"失\", \"start\": 349.129, \"end\": 349.309, \"score\": 0.966}, {\"word\": \"呢\", \"start\": 349.309, \"end\": 349.749, \"score\": 0.964}, {\"word\": \"是\", \"start\": 349.749, \"end\": 349.969, \"score\": 0.975}, {\"word\": \"大\", \"start\": 349.969, \"end\": 351.39, \"score\": 0.915}, {\"word\": \"約\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"億\"}, {\"word\": \"的\", \"start\": 351.39, \"end\": 351.59, \"score\": 0.995}, {\"word\": \"新\", \"start\": 351.59, \"end\": 351.79, \"score\": 0.975}, {\"word\": \"台\", \"start\": 351.79, \"end\": 351.81, \"score\": 0.989}, {\"word\": \"幣\"}]}, {\"start\": 352.771, \"end\": 369.778, \"text\": \"可是我們看到金管會2023年的稅入預算是8億多嘛所以這個災障的損失呢變成是你們金管會4年稅收的總和所以我想要請教一下主委你們掌握到的是哪六家銀行?委員會民報告\", \"words\": [{\"word\": \"可\", \"start\": 352.771, \"end\": 352.951, \"score\": 0.998}, {\"word\": \"是\", \"start\": 352.951, \"end\": 353.171, \"score\": 0.986}, {\"word\": \"我\", \"start\": 353.171, \"end\": 353.411, \"score\": 0.914}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 353.411, \"end\": 353.631, \"score\": 1.0}, {\"word\": \"到\", \"start\": 353.631, \"end\": 353.892, \"score\": 1.0}, {\"word\": \"金\", \"start\": 353.892, \"end\": 354.112, \"score\": 0.912}, {\"word\": \"管\", \"start\": 354.112, \"end\": 355.372, \"score\": 0.913}, {\"word\": \"會\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 355.372, \"end\": 355.532, \"score\": 0.997}, {\"word\": \"的\", \"start\": 355.532, \"end\": 356.132, \"score\": 0.97}, {\"word\": \"稅\"}, {\"word\": \"入\", \"start\": 356.132, \"end\": 356.533, \"score\": 0.898}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 356.533, \"end\": 356.713, \"score\": 1.0}, {\"word\": \"是\", \"start\": 356.713, \"end\": 357.233, \"score\": 0.92}, {\"word\": \"8\"}, {\"word\": \"億\"}, {\"word\": \"多\", \"start\": 357.233, \"end\": 357.413, \"score\": 0.996}, {\"word\": \"嘛\", \"start\": 357.413, \"end\": 358.113, \"score\": 0.977}, {\"word\": \"所\", \"start\": 358.113, \"end\": 358.593, \"score\": 0.874}, {\"word\": \"以\", \"start\": 358.593, \"end\": 358.974, \"score\": 0.946}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"災\"}, {\"word\": \"障\", \"start\": 358.974, \"end\": 359.154, \"score\": 0.904}, {\"word\": \"的\", \"start\": 359.154, \"end\": 359.574, \"score\": 0.912}, {\"word\": \"損\"}, {\"word\": \"失\", \"start\": 359.574, \"end\": 359.734, \"score\": 0.996}, {\"word\": \"呢\", \"start\": 359.734, \"end\": 360.414, \"score\": 0.94}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 360.414, \"end\": 360.594, \"score\": 0.931}, {\"word\": \"是\", \"start\": 360.594, \"end\": 360.714, \"score\": 0.979}, {\"word\": \"你\", \"start\": 360.714, \"end\": 360.994, \"score\": 0.928}, {\"word\": \"們\"}, {\"word\": \"金\", \"start\": 360.994, \"end\": 361.295, \"score\": 0.928}, {\"word\": \"管\", \"start\": 361.295, \"end\": 362.375, \"score\": 0.955}, {\"word\": \"會\"}, {\"word\": \"4\"}, {\"word\": \"年\", \"start\": 362.375, \"end\": 362.995, \"score\": 0.967}, {\"word\": \"稅\"}, {\"word\": \"收\", \"start\": 362.995, \"end\": 363.275, \"score\": 0.991}, {\"word\": \"的\", \"start\": 363.275, \"end\": 363.816, \"score\": 0.961}, {\"word\": \"總\"}, {\"word\": \"和\", \"start\": 363.816, \"end\": 364.656, \"score\": 0.938}, {\"word\": \"所\", \"start\": 364.656, \"end\": 364.776, \"score\": 0.835}, {\"word\": \"以\", \"start\": 364.776, \"end\": 364.936, \"score\": 0.838}, {\"word\": \"我\", \"start\": 364.936, \"end\": 365.196, \"score\": 0.957}, {\"word\": \"想\", \"start\": 365.196, \"end\": 365.396, \"score\": 0.966}, {\"word\": \"要\", \"start\": 365.396, \"end\": 365.796, \"score\": 0.931}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 365.796, \"end\": 365.976, \"score\": 0.919}, {\"word\": \"一\", \"start\": 365.976, \"end\": 366.077, \"score\": 0.955}, {\"word\": \"下\", \"start\": 366.077, \"end\": 366.457, \"score\": 1.0}, {\"word\": \"主\", \"start\": 366.457, \"end\": 366.657, \"score\": 0.9}, {\"word\": \"委\", \"start\": 366.657, \"end\": 367.537, \"score\": 0.967}, {\"word\": \"你\", \"start\": 367.537, \"end\": 367.917, \"score\": 0.945}, {\"word\": \"們\"}, {\"word\": \"掌\", \"start\": 367.917, \"end\": 368.117, \"score\": 0.97}, {\"word\": \"握\", \"start\": 368.117, \"end\": 368.337, \"score\": 0.91}, {\"word\": \"到\", \"start\": 368.337, \"end\": 368.518, \"score\": 0.845}, {\"word\": \"的\", \"start\": 368.518, \"end\": 368.678, \"score\": 0.999}, {\"word\": \"是\", \"start\": 368.678, \"end\": 369.018, \"score\": 1.0}, {\"word\": \"哪\", \"start\": 369.018, \"end\": 369.198, \"score\": 0.997}, {\"word\": \"六\", \"start\": 369.198, \"end\": 369.418, \"score\": 0.974}, {\"word\": \"家\", \"start\": 369.418, \"end\": 369.598, \"score\": 0.912}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 369.598, \"end\": 369.678, \"score\": 0.75}, {\"word\": \"?\"}, {\"word\": \"委\", \"start\": 369.678, \"end\": 369.698, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"會\"}, {\"word\": \"民\", \"start\": 369.698, \"end\": 369.758, \"score\": 0.666}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 369.758, \"end\": 369.778, \"score\": 0.0}]}, {\"start\": 374.628, \"end\": 396.741, \"text\": \"美國的情況您分析得非常好可是我跟您報告其實我們兩年前就開始要求我們的銀行去注意他的有而且精檢也有去做而且這裡面所發現遇到雷的這些銀行其實精檢有的增長已經也都去查過不是沒有查那這六家當然有一家是對您已經公佈了一家\", \"words\": [{\"word\": \"美\", \"start\": 374.628, \"end\": 374.948, \"score\": 0.931}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 374.948, \"end\": 375.168, \"score\": 0.995}, {\"word\": \"情\", \"start\": 375.168, \"end\": 375.488, \"score\": 0.937}, {\"word\": \"況\"}, {\"word\": \"您\", \"start\": 375.488, \"end\": 375.668, \"score\": 0.885}, {\"word\": \"分\", \"start\": 375.668, \"end\": 375.828, \"score\": 0.993}, {\"word\": \"析\", \"start\": 375.828, \"end\": 375.948, \"score\": 0.995}, {\"word\": \"得\", \"start\": 375.948, \"end\": 376.069, \"score\": 0.832}, {\"word\": \"非\", \"start\": 376.069, \"end\": 376.209, \"score\": 0.966}, {\"word\": \"常\", \"start\": 376.209, \"end\": 376.509, \"score\": 0.92}, {\"word\": \"好\", \"start\": 376.509, \"end\": 376.989, \"score\": 0.982}, {\"word\": \"可\", \"start\": 376.989, \"end\": 377.069, \"score\": 0.994}, {\"word\": \"是\", \"start\": 377.069, \"end\": 377.189, \"score\": 0.843}, {\"word\": \"我\", \"start\": 377.189, \"end\": 377.289, \"score\": 0.905}, {\"word\": \"跟\", \"start\": 377.289, \"end\": 377.389, \"score\": 0.93}, {\"word\": \"您\", \"start\": 377.389, \"end\": 377.629, \"score\": 0.833}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 377.629, \"end\": 377.83, \"score\": 0.993}, {\"word\": \"其\", \"start\": 377.83, \"end\": 378.11, \"score\": 0.923}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 378.11, \"end\": 378.43, \"score\": 0.867}, {\"word\": \"們\"}, {\"word\": \"兩\"}, {\"word\": \"年\", \"start\": 378.43, \"end\": 378.63, \"score\": 0.865}, {\"word\": \"前\", \"start\": 378.63, \"end\": 378.83, \"score\": 0.902}, {\"word\": \"就\", \"start\": 378.83, \"end\": 379.23, \"score\": 0.943}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 379.23, \"end\": 379.531, \"score\": 1.0}, {\"word\": \"要\", \"start\": 379.531, \"end\": 379.751, \"score\": 0.984}, {\"word\": \"求\", \"start\": 379.751, \"end\": 379.971, \"score\": 0.996}, {\"word\": \"我\", \"start\": 379.971, \"end\": 380.171, \"score\": 0.8}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 380.171, \"end\": 380.431, \"score\": 0.915}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 380.431, \"end\": 380.651, \"score\": 0.967}, {\"word\": \"去\", \"start\": 380.651, \"end\": 380.791, \"score\": 0.993}, {\"word\": \"注\", \"start\": 380.791, \"end\": 380.951, \"score\": 0.986}, {\"word\": \"意\", \"start\": 380.951, \"end\": 381.111, \"score\": 0.858}, {\"word\": \"他\", \"start\": 381.111, \"end\": 381.272, \"score\": 0.951}, {\"word\": \"的\", \"start\": 381.272, \"end\": 382.372, \"score\": 0.933}, {\"word\": \"有\", \"start\": 382.372, \"end\": 382.552, \"score\": 0.961}, {\"word\": \"而\", \"start\": 382.552, \"end\": 382.692, \"score\": 0.963}, {\"word\": \"且\", \"start\": 382.692, \"end\": 383.973, \"score\": 0.963}, {\"word\": \"精\", \"start\": 383.973, \"end\": 384.353, \"score\": 0.892}, {\"word\": \"檢\"}, {\"word\": \"也\", \"start\": 384.353, \"end\": 384.453, \"score\": 0.998}, {\"word\": \"有\", \"start\": 384.453, \"end\": 384.614, \"score\": 0.918}, {\"word\": \"去\", \"start\": 384.614, \"end\": 384.794, \"score\": 0.98}, {\"word\": \"做\", \"start\": 384.794, \"end\": 384.974, \"score\": 0.963}, {\"word\": \"而\", \"start\": 384.974, \"end\": 385.094, \"score\": 0.962}, {\"word\": \"且\", \"start\": 385.094, \"end\": 385.914, \"score\": 0.947}, {\"word\": \"這\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 385.914, \"end\": 386.294, \"score\": 0.998}, {\"word\": \"所\", \"start\": 386.294, \"end\": 387.435, \"score\": 0.977}, {\"word\": \"發\"}, {\"word\": \"現\"}, {\"word\": \"遇\", \"start\": 387.435, \"end\": 387.615, \"score\": 0.982}, {\"word\": \"到\", \"start\": 387.615, \"end\": 387.835, \"score\": 0.989}, {\"word\": \"雷\", \"start\": 387.835, \"end\": 388.036, \"score\": 0.805}, {\"word\": \"的\", \"start\": 388.036, \"end\": 388.276, \"score\": 0.842}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 388.276, \"end\": 388.676, \"score\": 0.927}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 388.676, \"end\": 389.136, \"score\": 0.996}, {\"word\": \"其\", \"start\": 389.136, \"end\": 389.376, \"score\": 0.89}, {\"word\": \"實\"}, {\"word\": \"精\", \"start\": 389.376, \"end\": 389.857, \"score\": 0.927}, {\"word\": \"檢\"}, {\"word\": \"有\", \"start\": 389.857, \"end\": 389.997, \"score\": 0.994}, {\"word\": \"的\", \"start\": 389.997, \"end\": 390.277, \"score\": 0.956}, {\"word\": \"增\", \"start\": 390.277, \"end\": 390.797, \"score\": 0.926}, {\"word\": \"長\"}, {\"word\": \"已\", \"start\": 390.797, \"end\": 391.097, \"score\": 0.809}, {\"word\": \"經\"}, {\"word\": \"也\", \"start\": 391.097, \"end\": 391.257, \"score\": 0.875}, {\"word\": \"都\", \"start\": 391.257, \"end\": 391.418, \"score\": 0.969}, {\"word\": \"去\", \"start\": 391.418, \"end\": 391.558, \"score\": 0.973}, {\"word\": \"查\", \"start\": 391.558, \"end\": 392.438, \"score\": 0.931}, {\"word\": \"過\"}, {\"word\": \"不\", \"start\": 392.438, \"end\": 392.558, \"score\": 0.997}, {\"word\": \"是\", \"start\": 392.558, \"end\": 392.698, \"score\": 0.966}, {\"word\": \"沒\", \"start\": 392.698, \"end\": 392.818, \"score\": 0.832}, {\"word\": \"有\", \"start\": 392.818, \"end\": 392.998, \"score\": 0.989}, {\"word\": \"查\", \"start\": 392.998, \"end\": 393.559, \"score\": 0.933}, {\"word\": \"那\", \"start\": 393.559, \"end\": 393.699, \"score\": 0.837}, {\"word\": \"這\"}, {\"word\": \"六\", \"start\": 393.699, \"end\": 394.059, \"score\": 0.849}, {\"word\": \"家\", \"start\": 394.059, \"end\": 394.179, \"score\": 0.837}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 394.179, \"end\": 394.499, \"score\": 0.87}, {\"word\": \"有\", \"start\": 394.499, \"end\": 394.639, \"score\": 0.993}, {\"word\": \"一\", \"start\": 394.639, \"end\": 394.759, \"score\": 0.952}, {\"word\": \"家\", \"start\": 394.759, \"end\": 395.46, \"score\": 0.999}, {\"word\": \"是\", \"start\": 395.46, \"end\": 395.64, \"score\": 0.887}, {\"word\": \"對\"}, {\"word\": \"您\", \"start\": 395.64, \"end\": 395.8, \"score\": 0.864}, {\"word\": \"已\", \"start\": 395.8, \"end\": 396.16, \"score\": 0.863}, {\"word\": \"經\"}, {\"word\": \"公\", \"start\": 396.16, \"end\": 396.48, \"score\": 0.881}, {\"word\": \"佈\"}, {\"word\": \"了\", \"start\": 396.48, \"end\": 396.621, \"score\": 0.973}, {\"word\": \"一\", \"start\": 396.621, \"end\": 396.721, \"score\": 0.96}, {\"word\": \"家\", \"start\": 396.721, \"end\": 396.741, \"score\": 0.889}]}, {\"start\": 398.493, \"end\": 399.894, \"text\": \"三、處理中華民國113年度中央政府總預算凍結書面報告案\", \"words\": [{\"word\": \"三\", \"start\": 398.493, \"end\": 398.753, \"score\": 0.923}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 398.753, \"end\": 398.793, \"score\": 0.5}, {\"word\": \"中\", \"start\": 398.793, \"end\": 398.853, \"score\": 0.666}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 398.853, \"end\": 398.893, \"score\": 0.5}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 398.893, \"end\": 398.993, \"score\": 0.8}, {\"word\": \"度\", \"start\": 398.993, \"end\": 399.013, \"score\": 0.0}, {\"word\": \"中\", \"start\": 399.013, \"end\": 399.033, \"score\": 0.0}, {\"word\": \"央\", \"start\": 399.033, \"end\": 399.214, \"score\": 0.889}, {\"word\": \"政\", \"start\": 399.214, \"end\": 399.334, \"score\": 0.833}, {\"word\": \"府\", \"start\": 399.334, \"end\": 399.514, \"score\": 0.889}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 399.514, \"end\": 399.694, \"score\": 0.887}, {\"word\": \"凍\"}, {\"word\": \"結\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 399.694, \"end\": 399.794, \"score\": 0.8}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 399.794, \"end\": 399.874, \"score\": 0.75}, {\"word\": \"案\", \"start\": 399.874, \"end\": 399.894, \"score\": 0.0}]}, {\"start\": 411.742, \"end\": 438.678, \"text\": \"那其中有一些因為歐洲的那個法國的那個那個養老院的案子是一個連帶案那個案子其實檢察局去歐洲查的時候也有查到其實我們都是從新聞看他說共有10件商辦受信損失6家銀行踩雷那其中呢有兩件以全數轉銷呆帳再請教一下主委轉銷呆帳的那一家是哪一家\", \"words\": [{\"word\": \"那\", \"start\": 411.742, \"end\": 411.903, \"score\": 0.989}, {\"word\": \"其\", \"start\": 411.903, \"end\": 412.043, \"score\": 0.904}, {\"word\": \"中\", \"start\": 412.043, \"end\": 412.203, \"score\": 0.984}, {\"word\": \"有\", \"start\": 412.203, \"end\": 412.343, \"score\": 0.974}, {\"word\": \"一\", \"start\": 412.343, \"end\": 412.423, \"score\": 0.982}, {\"word\": \"些\", \"start\": 412.423, \"end\": 412.583, \"score\": 0.992}, {\"word\": \"因\", \"start\": 412.583, \"end\": 412.783, \"score\": 0.79}, {\"word\": \"為\"}, {\"word\": \"歐\", \"start\": 412.783, \"end\": 413.023, \"score\": 0.861}, {\"word\": \"洲\", \"start\": 413.023, \"end\": 413.263, \"score\": 0.981}, {\"word\": \"的\", \"start\": 413.263, \"end\": 413.403, \"score\": 0.94}, {\"word\": \"那\", \"start\": 413.403, \"end\": 414.264, \"score\": 0.973}, {\"word\": \"個\"}, {\"word\": \"法\", \"start\": 414.264, \"end\": 414.624, \"score\": 0.907}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 414.624, \"end\": 414.744, \"score\": 0.926}, {\"word\": \"那\", \"start\": 414.744, \"end\": 415.645, \"score\": 0.967}, {\"word\": \"個\"}, {\"word\": \"那\", \"start\": 415.645, \"end\": 416.025, \"score\": 0.799}, {\"word\": \"個\"}, {\"word\": \"養\"}, {\"word\": \"老\", \"start\": 416.025, \"end\": 416.245, \"score\": 0.975}, {\"word\": \"院\", \"start\": 416.245, \"end\": 416.385, \"score\": 0.859}, {\"word\": \"的\", \"start\": 416.385, \"end\": 416.445, \"score\": 0.862}, {\"word\": \"案\", \"start\": 416.445, \"end\": 416.625, \"score\": 0.932}, {\"word\": \"子\", \"start\": 416.625, \"end\": 416.725, \"score\": 0.807}, {\"word\": \"是\", \"start\": 416.725, \"end\": 416.845, \"score\": 0.835}, {\"word\": \"一\", \"start\": 416.845, \"end\": 417.486, \"score\": 0.873}, {\"word\": \"個\"}, {\"word\": \"連\"}, {\"word\": \"帶\"}, {\"word\": \"案\", \"start\": 417.486, \"end\": 418.406, \"score\": 0.971}, {\"word\": \"那\", \"start\": 418.406, \"end\": 418.686, \"score\": 0.841}, {\"word\": \"個\"}, {\"word\": \"案\", \"start\": 418.686, \"end\": 418.867, \"score\": 0.872}, {\"word\": \"子\", \"start\": 418.867, \"end\": 418.987, \"score\": 0.819}, {\"word\": \"其\", \"start\": 418.987, \"end\": 419.607, \"score\": 0.905}, {\"word\": \"實\"}, {\"word\": \"檢\"}, {\"word\": \"察\", \"start\": 419.607, \"end\": 419.807, \"score\": 0.92}, {\"word\": \"局\", \"start\": 419.807, \"end\": 420.007, \"score\": 0.906}, {\"word\": \"去\", \"start\": 420.007, \"end\": 420.708, \"score\": 0.97}, {\"word\": \"歐\", \"start\": 420.708, \"end\": 420.848, \"score\": 0.814}, {\"word\": \"洲\", \"start\": 420.848, \"end\": 421.048, \"score\": 0.903}, {\"word\": \"查\", \"start\": 421.048, \"end\": 421.208, \"score\": 0.925}, {\"word\": \"的\", \"start\": 421.208, \"end\": 421.308, \"score\": 0.875}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 421.308, \"end\": 421.468, \"score\": 0.858}, {\"word\": \"也\", \"start\": 421.468, \"end\": 421.588, \"score\": 0.83}, {\"word\": \"有\", \"start\": 421.588, \"end\": 421.768, \"score\": 0.946}, {\"word\": \"查\", \"start\": 421.768, \"end\": 422.008, \"score\": 0.943}, {\"word\": \"到\", \"start\": 422.008, \"end\": 422.489, \"score\": 0.943}, {\"word\": \"其\", \"start\": 422.489, \"end\": 422.769, \"score\": 0.93}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 422.769, \"end\": 422.949, \"score\": 0.885}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 422.949, \"end\": 423.089, \"score\": 0.996}, {\"word\": \"是\", \"start\": 423.089, \"end\": 423.429, \"score\": 0.92}, {\"word\": \"從\"}, {\"word\": \"新\", \"start\": 423.429, \"end\": 423.789, \"score\": 0.927}, {\"word\": \"聞\"}, {\"word\": \"看\", \"start\": 423.789, \"end\": 424.85, \"score\": 0.925}, {\"word\": \"他\", \"start\": 424.85, \"end\": 425.29, \"score\": 0.928}, {\"word\": \"說\"}, {\"word\": \"共\", \"start\": 425.29, \"end\": 425.55, \"score\": 0.98}, {\"word\": \"有\", \"start\": 425.55, \"end\": 426.031, \"score\": 0.954}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"件\", \"start\": 426.031, \"end\": 426.331, \"score\": 0.961}, {\"word\": \"商\", \"start\": 426.331, \"end\": 426.991, \"score\": 0.951}, {\"word\": \"辦\"}, {\"word\": \"受\", \"start\": 426.991, \"end\": 427.191, \"score\": 0.994}, {\"word\": \"信\", \"start\": 427.191, \"end\": 427.712, \"score\": 0.937}, {\"word\": \"損\"}, {\"word\": \"失\", \"start\": 427.712, \"end\": 428.592, \"score\": 0.974}, {\"word\": \"6\"}, {\"word\": \"家\", \"start\": 428.592, \"end\": 429.032, \"score\": 0.904}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 429.032, \"end\": 429.312, \"score\": 0.86}, {\"word\": \"踩\", \"start\": 429.312, \"end\": 429.513, \"score\": 0.865}, {\"word\": \"雷\", \"start\": 429.513, \"end\": 430.073, \"score\": 0.965}, {\"word\": \"那\", \"start\": 430.073, \"end\": 430.293, \"score\": 0.986}, {\"word\": \"其\", \"start\": 430.293, \"end\": 430.473, \"score\": 1.0}, {\"word\": \"中\", \"start\": 430.473, \"end\": 430.713, \"score\": 0.993}, {\"word\": \"呢\", \"start\": 430.713, \"end\": 431.153, \"score\": 0.969}, {\"word\": \"有\", \"start\": 431.153, \"end\": 431.714, \"score\": 0.958}, {\"word\": \"兩\"}, {\"word\": \"件\", \"start\": 431.714, \"end\": 432.154, \"score\": 0.972}, {\"word\": \"以\", \"start\": 432.154, \"end\": 432.514, \"score\": 0.899}, {\"word\": \"全\", \"start\": 432.514, \"end\": 434.035, \"score\": 0.957}, {\"word\": \"數\"}, {\"word\": \"轉\"}, {\"word\": \"銷\"}, {\"word\": \"呆\", \"start\": 434.035, \"end\": 435.556, \"score\": 0.909}, {\"word\": \"帳\"}, {\"word\": \"再\", \"start\": 435.556, \"end\": 435.876, \"score\": 0.86}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 435.876, \"end\": 435.996, \"score\": 0.887}, {\"word\": \"一\", \"start\": 435.996, \"end\": 436.056, \"score\": 0.905}, {\"word\": \"下\", \"start\": 436.056, \"end\": 436.256, \"score\": 0.996}, {\"word\": \"主\", \"start\": 436.256, \"end\": 436.416, \"score\": 0.877}, {\"word\": \"委\", \"start\": 436.416, \"end\": 437.497, \"score\": 0.941}, {\"word\": \"轉\"}, {\"word\": \"銷\"}, {\"word\": \"呆\", \"start\": 437.497, \"end\": 437.857, \"score\": 0.915}, {\"word\": \"帳\"}, {\"word\": \"的\", \"start\": 437.857, \"end\": 437.937, \"score\": 0.999}, {\"word\": \"那\", \"start\": 437.937, \"end\": 438.057, \"score\": 0.836}, {\"word\": \"一\", \"start\": 438.057, \"end\": 438.137, \"score\": 0.747}, {\"word\": \"家\", \"start\": 438.137, \"end\": 438.318, \"score\": 0.913}, {\"word\": \"是\", \"start\": 438.318, \"end\": 438.438, \"score\": 0.959}, {\"word\": \"哪\", \"start\": 438.438, \"end\": 438.578, \"score\": 0.88}, {\"word\": \"一\", \"start\": 438.578, \"end\": 438.658, \"score\": 0.909}, {\"word\": \"家\", \"start\": 438.658, \"end\": 438.678, \"score\": 0.498}]}, {\"start\": 439.974, \"end\": 447.841, \"text\": \"華銀轉銷張銀轉銷\", \"words\": []}, {\"start\": 448.171, \"end\": 471.361, \"text\": \"那去年12月金管會將歐美商辦授信案列入了海外精檢重點您剛剛提到了那精檢的時候到底查出哪些缺失?報告員其實我跟您報告您剛一開始點出來一個是需求面因為疫情第二就是美國暴力升息這兩點其實在當初我在做貸款的時候其實都不見得是銀行它能夠預料的到銀行預料不到\", \"words\": [{\"word\": \"那\", \"start\": 448.171, \"end\": 448.551, \"score\": 0.996}, {\"word\": \"去\", \"start\": 448.551, \"end\": 448.751, \"score\": 0.9}, {\"word\": \"年\", \"start\": 448.751, \"end\": 449.312, \"score\": 0.914}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 449.312, \"end\": 449.592, \"score\": 0.995}, {\"word\": \"金\", \"start\": 449.592, \"end\": 449.772, \"score\": 0.785}, {\"word\": \"管\", \"start\": 449.772, \"end\": 451.332, \"score\": 0.933}, {\"word\": \"會\"}, {\"word\": \"將\"}, {\"word\": \"歐\", \"start\": 451.332, \"end\": 451.492, \"score\": 0.822}, {\"word\": \"美\", \"start\": 451.492, \"end\": 451.673, \"score\": 0.913}, {\"word\": \"商\", \"start\": 451.673, \"end\": 452.093, \"score\": 0.908}, {\"word\": \"辦\"}, {\"word\": \"授\", \"start\": 452.093, \"end\": 452.293, \"score\": 0.89}, {\"word\": \"信\", \"start\": 452.293, \"end\": 452.473, \"score\": 0.813}, {\"word\": \"案\", \"start\": 452.473, \"end\": 452.793, \"score\": 0.877}, {\"word\": \"列\", \"start\": 452.793, \"end\": 452.973, \"score\": 0.908}, {\"word\": \"入\", \"start\": 452.973, \"end\": 453.133, \"score\": 0.874}, {\"word\": \"了\", \"start\": 453.133, \"end\": 453.293, \"score\": 0.988}, {\"word\": \"海\", \"start\": 453.293, \"end\": 453.513, \"score\": 0.989}, {\"word\": \"外\", \"start\": 453.513, \"end\": 453.713, \"score\": 0.988}, {\"word\": \"精\", \"start\": 453.713, \"end\": 454.054, \"score\": 0.877}, {\"word\": \"檢\"}, {\"word\": \"重\", \"start\": 454.054, \"end\": 454.354, \"score\": 0.85}, {\"word\": \"點\"}, {\"word\": \"您\", \"start\": 454.354, \"end\": 454.814, \"score\": 0.889}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"提\", \"start\": 454.814, \"end\": 455.014, \"score\": 0.92}, {\"word\": \"到\", \"start\": 455.014, \"end\": 455.194, \"score\": 0.885}, {\"word\": \"了\", \"start\": 455.194, \"end\": 455.854, \"score\": 0.859}, {\"word\": \"那\", \"start\": 455.854, \"end\": 456.054, \"score\": 0.932}, {\"word\": \"精\", \"start\": 456.054, \"end\": 456.395, \"score\": 0.88}, {\"word\": \"檢\"}, {\"word\": \"的\", \"start\": 456.395, \"end\": 456.695, \"score\": 0.909}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 456.695, \"end\": 457.395, \"score\": 0.876}, {\"word\": \"到\", \"start\": 457.395, \"end\": 457.575, \"score\": 0.828}, {\"word\": \"底\", \"start\": 457.575, \"end\": 457.715, \"score\": 0.853}, {\"word\": \"查\", \"start\": 457.715, \"end\": 457.935, \"score\": 0.991}, {\"word\": \"出\", \"start\": 457.935, \"end\": 458.075, \"score\": 0.966}, {\"word\": \"哪\", \"start\": 458.075, \"end\": 458.235, \"score\": 0.893}, {\"word\": \"些\", \"start\": 458.235, \"end\": 458.436, \"score\": 0.924}, {\"word\": \"缺\", \"start\": 458.436, \"end\": 458.696, \"score\": 0.993}, {\"word\": \"失\", \"start\": 458.696, \"end\": 459.496, \"score\": 0.963}, {\"word\": \"?\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 459.496, \"end\": 459.896, \"score\": 0.819}, {\"word\": \"員\"}, {\"word\": \"其\", \"start\": 459.896, \"end\": 460.096, \"score\": 0.655}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 460.096, \"end\": 460.196, \"score\": 0.626}, {\"word\": \"跟\", \"start\": 460.196, \"end\": 460.316, \"score\": 0.826}, {\"word\": \"您\", \"start\": 460.316, \"end\": 460.656, \"score\": 0.867}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 460.656, \"end\": 460.877, \"score\": 0.916}, {\"word\": \"您\", \"start\": 460.877, \"end\": 461.137, \"score\": 0.841}, {\"word\": \"剛\"}, {\"word\": \"一\", \"start\": 461.137, \"end\": 461.397, \"score\": 0.795}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 461.397, \"end\": 461.737, \"score\": 0.88}, {\"word\": \"點\"}, {\"word\": \"出\", \"start\": 461.737, \"end\": 462.057, \"score\": 0.894}, {\"word\": \"來\"}, {\"word\": \"一\", \"start\": 462.057, \"end\": 462.257, \"score\": 0.894}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 462.257, \"end\": 462.397, \"score\": 0.958}, {\"word\": \"需\", \"start\": 462.397, \"end\": 462.577, \"score\": 0.857}, {\"word\": \"求\", \"start\": 462.577, \"end\": 462.777, \"score\": 0.984}, {\"word\": \"面\", \"start\": 462.777, \"end\": 462.917, \"score\": 0.911}, {\"word\": \"因\", \"start\": 462.917, \"end\": 463.118, \"score\": 0.8}, {\"word\": \"為\"}, {\"word\": \"疫\", \"start\": 463.118, \"end\": 463.338, \"score\": 0.879}, {\"word\": \"情\", \"start\": 463.338, \"end\": 463.898, \"score\": 0.949}, {\"word\": \"第\", \"start\": 463.898, \"end\": 464.078, \"score\": 0.885}, {\"word\": \"二\", \"start\": 464.078, \"end\": 464.098, \"score\": 0.0}, {\"word\": \"就\", \"start\": 464.098, \"end\": 464.218, \"score\": 0.998}, {\"word\": \"是\", \"start\": 464.218, \"end\": 464.318, \"score\": 0.964}, {\"word\": \"美\", \"start\": 464.318, \"end\": 464.618, \"score\": 0.868}, {\"word\": \"國\"}, {\"word\": \"暴\", \"start\": 464.618, \"end\": 464.778, \"score\": 0.978}, {\"word\": \"力\", \"start\": 464.778, \"end\": 464.938, \"score\": 0.937}, {\"word\": \"升\", \"start\": 464.938, \"end\": 465.218, \"score\": 0.927}, {\"word\": \"息\", \"start\": 465.218, \"end\": 466.239, \"score\": 0.892}, {\"word\": \"這\"}, {\"word\": \"兩\"}, {\"word\": \"點\"}, {\"word\": \"其\", \"start\": 466.239, \"end\": 466.519, \"score\": 0.861}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 466.519, \"end\": 466.959, \"score\": 0.933}, {\"word\": \"當\"}, {\"word\": \"初\", \"start\": 466.959, \"end\": 467.159, \"score\": 0.983}, {\"word\": \"我\", \"start\": 467.159, \"end\": 467.339, \"score\": 0.921}, {\"word\": \"在\", \"start\": 467.339, \"end\": 467.579, \"score\": 0.998}, {\"word\": \"做\", \"start\": 467.579, \"end\": 468.48, \"score\": 0.932}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 468.48, \"end\": 468.62, \"score\": 0.926}, {\"word\": \"的\", \"start\": 468.62, \"end\": 468.72, \"score\": 0.868}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 468.72, \"end\": 468.9, \"score\": 0.859}, {\"word\": \"其\", \"start\": 468.9, \"end\": 469.14, \"score\": 0.778}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 469.14, \"end\": 469.28, \"score\": 0.958}, {\"word\": \"不\", \"start\": 469.28, \"end\": 469.56, \"score\": 0.837}, {\"word\": \"見\"}, {\"word\": \"得\", \"start\": 469.56, \"end\": 469.74, \"score\": 0.875}, {\"word\": \"是\", \"start\": 469.74, \"end\": 470.021, \"score\": 0.918}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 470.021, \"end\": 470.221, \"score\": 0.874}, {\"word\": \"它\", \"start\": 470.221, \"end\": 470.361, \"score\": 0.871}, {\"word\": \"能\", \"start\": 470.361, \"end\": 470.641, \"score\": 0.867}, {\"word\": \"夠\"}, {\"word\": \"預\"}, {\"word\": \"料\", \"start\": 470.641, \"end\": 470.761, \"score\": 0.833}, {\"word\": \"的\", \"start\": 470.761, \"end\": 470.841, \"score\": 0.706}, {\"word\": \"到\", \"start\": 470.841, \"end\": 470.981, \"score\": 0.809}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 470.981, \"end\": 471.001, \"score\": 0.0}, {\"word\": \"預\"}, {\"word\": \"料\", \"start\": 471.001, \"end\": 471.201, \"score\": 0.9}, {\"word\": \"不\", \"start\": 471.201, \"end\": 471.341, \"score\": 0.851}, {\"word\": \"到\", \"start\": 471.341, \"end\": 471.361, \"score\": 0.181}]}, {\"start\": 474.36, \"end\": 475.08, \"text\": \"希望金管會更精進\", \"words\": [{\"word\": \"希\", \"start\": 474.36, \"end\": 474.44, \"score\": 0.75}, {\"word\": \"望\", \"start\": 474.44, \"end\": 474.62, \"score\": 0.877}, {\"word\": \"金\", \"start\": 474.62, \"end\": 474.74, \"score\": 0.833}, {\"word\": \"管\", \"start\": 474.74, \"end\": 474.8, \"score\": 0.666}, {\"word\": \"會\"}, {\"word\": \"更\", \"start\": 474.8, \"end\": 475.06, \"score\": 0.923}, {\"word\": \"精\", \"start\": 475.06, \"end\": 475.08, \"score\": 0.0}, {\"word\": \"進\"}]}, {\"start\": 492.051, \"end\": 503.799, \"text\": \"很多的狀況能夠及早的去掌握預警那避免再度採了影響我們的金融市場那最後一個問題也是從新聞看的有一個東西叫入金機\", \"words\": [{\"word\": \"很\", \"start\": 492.051, \"end\": 492.231, \"score\": 0.999}, {\"word\": \"多\", \"start\": 492.231, \"end\": 492.371, \"score\": 0.995}, {\"word\": \"的\", \"start\": 492.371, \"end\": 492.872, \"score\": 0.876}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"能\", \"start\": 492.872, \"end\": 493.232, \"score\": 0.938}, {\"word\": \"夠\"}, {\"word\": \"及\", \"start\": 493.232, \"end\": 493.592, \"score\": 0.941}, {\"word\": \"早\", \"start\": 493.592, \"end\": 493.832, \"score\": 0.981}, {\"word\": \"的\", \"start\": 493.832, \"end\": 494.173, \"score\": 0.998}, {\"word\": \"去\", \"start\": 494.173, \"end\": 494.613, \"score\": 1.0}, {\"word\": \"掌\", \"start\": 494.613, \"end\": 494.873, \"score\": 0.987}, {\"word\": \"握\", \"start\": 494.873, \"end\": 495.634, \"score\": 0.946}, {\"word\": \"預\"}, {\"word\": \"警\", \"start\": 495.634, \"end\": 496.374, \"score\": 0.918}, {\"word\": \"那\", \"start\": 496.374, \"end\": 496.614, \"score\": 0.997}, {\"word\": \"避\", \"start\": 496.614, \"end\": 496.774, \"score\": 0.987}, {\"word\": \"免\", \"start\": 496.774, \"end\": 497.335, \"score\": 0.95}, {\"word\": \"再\", \"start\": 497.335, \"end\": 497.535, \"score\": 0.944}, {\"word\": \"度\", \"start\": 497.535, \"end\": 497.895, \"score\": 0.894}, {\"word\": \"採\"}, {\"word\": \"了\", \"start\": 497.895, \"end\": 498.035, \"score\": 0.989}, {\"word\": \"影\", \"start\": 498.035, \"end\": 498.395, \"score\": 0.824}, {\"word\": \"響\"}, {\"word\": \"我\", \"start\": 498.395, \"end\": 498.616, \"score\": 0.902}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 498.616, \"end\": 498.736, \"score\": 1.0}, {\"word\": \"金\", \"start\": 498.736, \"end\": 498.916, \"score\": 0.998}, {\"word\": \"融\", \"start\": 498.916, \"end\": 499.116, \"score\": 0.991}, {\"word\": \"市\", \"start\": 499.116, \"end\": 499.997, \"score\": 0.968}, {\"word\": \"場\"}, {\"word\": \"那\", \"start\": 499.997, \"end\": 500.277, \"score\": 1.0}, {\"word\": \"最\", \"start\": 500.277, \"end\": 500.417, \"score\": 0.999}, {\"word\": \"後\", \"start\": 500.417, \"end\": 500.517, \"score\": 0.798}, {\"word\": \"一\", \"start\": 500.517, \"end\": 501.077, \"score\": 0.89}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"也\", \"start\": 501.077, \"end\": 501.197, \"score\": 0.999}, {\"word\": \"是\", \"start\": 501.197, \"end\": 501.518, \"score\": 0.926}, {\"word\": \"從\"}, {\"word\": \"新\", \"start\": 501.518, \"end\": 501.858, \"score\": 0.939}, {\"word\": \"聞\"}, {\"word\": \"看\", \"start\": 501.858, \"end\": 502.038, \"score\": 0.998}, {\"word\": \"的\", \"start\": 502.038, \"end\": 502.658, \"score\": 0.967}, {\"word\": \"有\", \"start\": 502.658, \"end\": 502.798, \"score\": 0.984}, {\"word\": \"一\", \"start\": 502.798, \"end\": 503.199, \"score\": 0.897}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 503.199, \"end\": 503.359, \"score\": 0.875}, {\"word\": \"叫\", \"start\": 503.359, \"end\": 503.559, \"score\": 0.998}, {\"word\": \"入\", \"start\": 503.559, \"end\": 503.779, \"score\": 0.988}, {\"word\": \"金\", \"start\": 503.779, \"end\": 503.799, \"score\": 0.844}, {\"word\": \"機\"}]}, {\"start\": 506.05, \"end\": 531.738, \"text\": \"請問主委你聽過這個東西嗎我是從來不知道有這個東西後來我才知道說原來有一個東西叫入金機客戶可以租用存現金進去遠端連線可以存到他銀行的帳戶然後定時定期會有保全公司去提領那個現金到銀行竟然有這種東西那我們看到\", \"words\": [{\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"主\", \"start\": 506.05, \"end\": 506.13, \"score\": 0.998}, {\"word\": \"委\", \"start\": 506.13, \"end\": 506.27, \"score\": 0.843}, {\"word\": \"你\", \"start\": 506.27, \"end\": 507.071, \"score\": 0.834}, {\"word\": \"聽\"}, {\"word\": \"過\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 507.071, \"end\": 509.631, \"score\": 0.902}, {\"word\": \"嗎\"}, {\"word\": \"我\", \"start\": 509.631, \"end\": 509.751, \"score\": 0.833}, {\"word\": \"是\", \"start\": 509.751, \"end\": 510.191, \"score\": 0.85}, {\"word\": \"從\"}, {\"word\": \"來\"}, {\"word\": \"不\", \"start\": 510.191, \"end\": 510.311, \"score\": 0.996}, {\"word\": \"知\", \"start\": 510.311, \"end\": 510.412, \"score\": 0.999}, {\"word\": \"道\", \"start\": 510.412, \"end\": 510.532, \"score\": 0.988}, {\"word\": \"有\", \"start\": 510.532, \"end\": 511.032, \"score\": 0.8}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 511.032, \"end\": 511.672, \"score\": 0.969}, {\"word\": \"後\", \"start\": 511.672, \"end\": 511.932, \"score\": 0.814}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 511.932, \"end\": 512.052, \"score\": 0.97}, {\"word\": \"才\", \"start\": 512.052, \"end\": 512.232, \"score\": 0.984}, {\"word\": \"知\", \"start\": 512.232, \"end\": 512.352, \"score\": 0.999}, {\"word\": \"道\", \"start\": 512.352, \"end\": 512.972, \"score\": 0.963}, {\"word\": \"說\"}, {\"word\": \"原\", \"start\": 512.972, \"end\": 513.432, \"score\": 0.946}, {\"word\": \"來\"}, {\"word\": \"有\", \"start\": 513.432, \"end\": 513.552, \"score\": 0.949}, {\"word\": \"一\", \"start\": 513.552, \"end\": 513.953, \"score\": 0.878}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 513.953, \"end\": 514.073, \"score\": 1.0}, {\"word\": \"叫\", \"start\": 514.073, \"end\": 514.253, \"score\": 0.943}, {\"word\": \"入\", \"start\": 514.253, \"end\": 514.453, \"score\": 0.989}, {\"word\": \"金\", \"start\": 514.453, \"end\": 515.333, \"score\": 0.959}, {\"word\": \"機\"}, {\"word\": \"客\", \"start\": 515.333, \"end\": 515.993, \"score\": 0.917}, {\"word\": \"戶\"}, {\"word\": \"可\", \"start\": 515.993, \"end\": 516.113, \"score\": 0.96}, {\"word\": \"以\", \"start\": 516.113, \"end\": 516.293, \"score\": 0.999}, {\"word\": \"租\", \"start\": 516.293, \"end\": 516.573, \"score\": 0.934}, {\"word\": \"用\", \"start\": 516.573, \"end\": 517.334, \"score\": 0.996}, {\"word\": \"存\", \"start\": 517.334, \"end\": 518.014, \"score\": 0.942}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 518.014, \"end\": 518.514, \"score\": 0.921}, {\"word\": \"進\"}, {\"word\": \"去\", \"start\": 518.514, \"end\": 519.374, \"score\": 0.963}, {\"word\": \"遠\"}, {\"word\": \"端\", \"start\": 519.374, \"end\": 520.515, \"score\": 0.963}, {\"word\": \"連\"}, {\"word\": \"線\"}, {\"word\": \"可\", \"start\": 520.515, \"end\": 520.635, \"score\": 0.998}, {\"word\": \"以\", \"start\": 520.635, \"end\": 520.795, \"score\": 0.994}, {\"word\": \"存\", \"start\": 520.795, \"end\": 521.015, \"score\": 0.986}, {\"word\": \"到\", \"start\": 521.015, \"end\": 521.175, \"score\": 0.836}, {\"word\": \"他\", \"start\": 521.175, \"end\": 521.535, \"score\": 0.874}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 521.535, \"end\": 521.775, \"score\": 0.982}, {\"word\": \"的\", \"start\": 521.775, \"end\": 522.995, \"score\": 0.937}, {\"word\": \"帳\"}, {\"word\": \"戶\"}, {\"word\": \"然\", \"start\": 522.995, \"end\": 523.115, \"score\": 0.996}, {\"word\": \"後\", \"start\": 523.115, \"end\": 523.335, \"score\": 0.898}, {\"word\": \"定\", \"start\": 523.335, \"end\": 523.996, \"score\": 0.969}, {\"word\": \"時\"}, {\"word\": \"定\", \"start\": 523.996, \"end\": 524.276, \"score\": 0.998}, {\"word\": \"期\", \"start\": 524.276, \"end\": 525.116, \"score\": 0.919}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 525.116, \"end\": 525.316, \"score\": 0.998}, {\"word\": \"保\", \"start\": 525.316, \"end\": 525.556, \"score\": 0.945}, {\"word\": \"全\", \"start\": 525.556, \"end\": 525.756, \"score\": 0.928}, {\"word\": \"公\", \"start\": 525.756, \"end\": 526.016, \"score\": 0.997}, {\"word\": \"司\", \"start\": 526.016, \"end\": 526.616, \"score\": 0.997}, {\"word\": \"去\", \"start\": 526.616, \"end\": 526.836, \"score\": 0.975}, {\"word\": \"提\", \"start\": 526.836, \"end\": 527.196, \"score\": 0.907}, {\"word\": \"領\"}, {\"word\": \"那\", \"start\": 527.196, \"end\": 527.637, \"score\": 0.892}, {\"word\": \"個\"}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 527.637, \"end\": 527.957, \"score\": 0.959}, {\"word\": \"到\", \"start\": 527.957, \"end\": 528.417, \"score\": 0.917}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 528.417, \"end\": 529.397, \"score\": 0.935}, {\"word\": \"竟\", \"start\": 529.397, \"end\": 529.537, \"score\": 0.901}, {\"word\": \"然\", \"start\": 529.537, \"end\": 529.677, \"score\": 0.835}, {\"word\": \"有\", \"start\": 529.677, \"end\": 530.277, \"score\": 0.902}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 530.277, \"end\": 530.918, \"score\": 0.999}, {\"word\": \"那\", \"start\": 530.918, \"end\": 531.098, \"score\": 0.94}, {\"word\": \"我\", \"start\": 531.098, \"end\": 531.478, \"score\": 0.843}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 531.478, \"end\": 531.718, \"score\": 0.998}, {\"word\": \"到\", \"start\": 531.718, \"end\": 531.738, \"score\": 0.465}]}, {\"start\": 532.418, \"end\": 554.62, \"text\": \"入金機已經變成是詐騙工具囉犯罪集團呢他們把贓款存到這個入金機有什麼好處不用跑銀行不用被盤問欸竟然有這種東西那請教一下主委就您目前的掌握這個入金機他到底是保險公司借出去的還是銀行出借的\", \"words\": [{\"word\": \"入\", \"start\": 532.418, \"end\": 532.658, \"score\": 0.965}, {\"word\": \"金\", \"start\": 532.658, \"end\": 533.079, \"score\": 0.907}, {\"word\": \"機\"}, {\"word\": \"已\", \"start\": 533.079, \"end\": 533.699, \"score\": 0.933}, {\"word\": \"經\"}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 533.699, \"end\": 534.04, \"score\": 0.939}, {\"word\": \"是\", \"start\": 534.04, \"end\": 534.901, \"score\": 0.94}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"工\", \"start\": 534.901, \"end\": 535.121, \"score\": 0.958}, {\"word\": \"具\", \"start\": 535.121, \"end\": 535.902, \"score\": 0.948}, {\"word\": \"囉\"}, {\"word\": \"犯\", \"start\": 535.902, \"end\": 536.242, \"score\": 0.974}, {\"word\": \"罪\", \"start\": 536.242, \"end\": 536.562, \"score\": 0.998}, {\"word\": \"集\", \"start\": 536.562, \"end\": 536.983, \"score\": 0.905}, {\"word\": \"團\"}, {\"word\": \"呢\", \"start\": 536.983, \"end\": 537.463, \"score\": 0.953}, {\"word\": \"他\", \"start\": 537.463, \"end\": 537.763, \"score\": 0.892}, {\"word\": \"們\"}, {\"word\": \"把\", \"start\": 537.763, \"end\": 538.424, \"score\": 0.882}, {\"word\": \"贓\"}, {\"word\": \"款\", \"start\": 538.424, \"end\": 539.065, \"score\": 0.968}, {\"word\": \"存\", \"start\": 539.065, \"end\": 539.465, \"score\": 0.97}, {\"word\": \"到\", \"start\": 539.465, \"end\": 539.925, \"score\": 0.893}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 539.925, \"end\": 540.106, \"score\": 0.992}, {\"word\": \"金\", \"start\": 540.106, \"end\": 540.846, \"score\": 0.948}, {\"word\": \"機\"}, {\"word\": \"有\", \"start\": 540.846, \"end\": 540.986, \"score\": 0.942}, {\"word\": \"什\", \"start\": 540.986, \"end\": 541.187, \"score\": 0.793}, {\"word\": \"麼\"}, {\"word\": \"好\", \"start\": 541.187, \"end\": 542.068, \"score\": 0.943}, {\"word\": \"處\"}, {\"word\": \"不\", \"start\": 542.068, \"end\": 542.168, \"score\": 0.984}, {\"word\": \"用\", \"start\": 542.168, \"end\": 542.348, \"score\": 0.869}, {\"word\": \"跑\", \"start\": 542.348, \"end\": 542.668, \"score\": 0.917}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 542.668, \"end\": 543.309, \"score\": 0.903}, {\"word\": \"不\", \"start\": 543.309, \"end\": 543.429, \"score\": 0.995}, {\"word\": \"用\", \"start\": 543.429, \"end\": 543.629, \"score\": 0.982}, {\"word\": \"被\", \"start\": 543.629, \"end\": 544.91, \"score\": 0.951}, {\"word\": \"盤\"}, {\"word\": \"問\"}, {\"word\": \"欸\"}, {\"word\": \"竟\", \"start\": 544.91, \"end\": 545.05, \"score\": 0.914}, {\"word\": \"然\", \"start\": 545.05, \"end\": 545.171, \"score\": 0.992}, {\"word\": \"有\", \"start\": 545.171, \"end\": 545.751, \"score\": 0.928}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 545.751, \"end\": 546.272, \"score\": 1.0}, {\"word\": \"那\", \"start\": 546.272, \"end\": 546.772, \"score\": 0.954}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 546.772, \"end\": 546.992, \"score\": 0.95}, {\"word\": \"一\", \"start\": 546.992, \"end\": 547.092, \"score\": 0.798}, {\"word\": \"下\", \"start\": 547.092, \"end\": 547.313, \"score\": 0.994}, {\"word\": \"主\", \"start\": 547.313, \"end\": 547.473, \"score\": 0.913}, {\"word\": \"委\", \"start\": 547.473, \"end\": 547.693, \"score\": 0.911}, {\"word\": \"就\", \"start\": 547.693, \"end\": 547.893, \"score\": 0.898}, {\"word\": \"您\", \"start\": 547.893, \"end\": 548.073, \"score\": 0.886}, {\"word\": \"目\", \"start\": 548.073, \"end\": 548.274, \"score\": 0.925}, {\"word\": \"前\", \"start\": 548.274, \"end\": 548.454, \"score\": 0.877}, {\"word\": \"的\", \"start\": 548.454, \"end\": 548.574, \"score\": 0.996}, {\"word\": \"掌\", \"start\": 548.574, \"end\": 548.794, \"score\": 0.94}, {\"word\": \"握\", \"start\": 548.794, \"end\": 549.495, \"score\": 0.917}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 549.495, \"end\": 549.735, \"score\": 0.997}, {\"word\": \"金\", \"start\": 549.735, \"end\": 550.476, \"score\": 0.95}, {\"word\": \"機\"}, {\"word\": \"他\", \"start\": 550.476, \"end\": 550.656, \"score\": 0.947}, {\"word\": \"到\", \"start\": 550.656, \"end\": 550.856, \"score\": 0.809}, {\"word\": \"底\", \"start\": 550.856, \"end\": 551.076, \"score\": 0.997}, {\"word\": \"是\", \"start\": 551.076, \"end\": 551.577, \"score\": 0.974}, {\"word\": \"保\", \"start\": 551.577, \"end\": 551.937, \"score\": 0.924}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 551.937, \"end\": 552.197, \"score\": 0.999}, {\"word\": \"司\", \"start\": 552.197, \"end\": 552.538, \"score\": 1.0}, {\"word\": \"借\", \"start\": 552.538, \"end\": 552.758, \"score\": 0.922}, {\"word\": \"出\", \"start\": 552.758, \"end\": 552.938, \"score\": 0.999}, {\"word\": \"去\", \"start\": 552.938, \"end\": 553.098, \"score\": 0.918}, {\"word\": \"的\", \"start\": 553.098, \"end\": 553.599, \"score\": 0.936}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 553.599, \"end\": 553.959, \"score\": 0.927}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 553.959, \"end\": 554.199, \"score\": 0.981}, {\"word\": \"出\", \"start\": 554.199, \"end\": 554.399, \"score\": 0.913}, {\"word\": \"借\", \"start\": 554.399, \"end\": 554.6, \"score\": 0.901}, {\"word\": \"的\", \"start\": 554.6, \"end\": 554.62, \"score\": 0.005}]}, {\"start\": 555.236, \"end\": 575.538, \"text\": \"我的了解是目前中部有一家有一這樣一個入金機的地方被檢調移送但是目前沒有資訊得知這個入金機的所有者或是聯繫的機制是跟金融機構有沒有關係還不確定所以現在我們其實無法確知這個東西我們沒有辦法從檢調得到資訊不過一般銀行的ATM本來就有存款功能\", \"words\": [{\"word\": \"我\", \"start\": 555.236, \"end\": 555.356, \"score\": 0.965}, {\"word\": \"的\", \"start\": 555.356, \"end\": 555.456, \"score\": 0.779}, {\"word\": \"了\", \"start\": 555.456, \"end\": 555.636, \"score\": 0.877}, {\"word\": \"解\", \"start\": 555.636, \"end\": 555.857, \"score\": 0.919}, {\"word\": \"是\", \"start\": 555.857, \"end\": 556.017, \"score\": 0.978}, {\"word\": \"目\", \"start\": 556.017, \"end\": 556.157, \"score\": 0.983}, {\"word\": \"前\", \"start\": 556.157, \"end\": 556.377, \"score\": 0.935}, {\"word\": \"中\", \"start\": 556.377, \"end\": 556.577, \"score\": 0.957}, {\"word\": \"部\", \"start\": 556.577, \"end\": 556.758, \"score\": 0.92}, {\"word\": \"有\", \"start\": 556.758, \"end\": 556.918, \"score\": 0.994}, {\"word\": \"一\", \"start\": 556.918, \"end\": 557.038, \"score\": 0.868}, {\"word\": \"家\", \"start\": 557.038, \"end\": 557.398, \"score\": 0.993}, {\"word\": \"有\", \"start\": 557.398, \"end\": 557.879, \"score\": 0.958}, {\"word\": \"一\", \"start\": 557.879, \"end\": 558.199, \"score\": 0.863}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"一\", \"start\": 558.199, \"end\": 558.399, \"score\": 0.687}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 558.399, \"end\": 558.58, \"score\": 0.894}, {\"word\": \"金\", \"start\": 558.58, \"end\": 558.94, \"score\": 0.894}, {\"word\": \"機\"}, {\"word\": \"的\", \"start\": 558.94, \"end\": 559.12, \"score\": 0.938}, {\"word\": \"地\", \"start\": 559.12, \"end\": 559.26, \"score\": 0.973}, {\"word\": \"方\", \"start\": 559.26, \"end\": 559.461, \"score\": 0.999}, {\"word\": \"被\", \"start\": 559.461, \"end\": 560.061, \"score\": 0.915}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \"移\", \"start\": 560.061, \"end\": 560.261, \"score\": 0.913}, {\"word\": \"送\", \"start\": 560.261, \"end\": 560.822, \"score\": 0.992}, {\"word\": \"但\", \"start\": 560.822, \"end\": 560.982, \"score\": 0.921}, {\"word\": \"是\", \"start\": 560.982, \"end\": 561.403, \"score\": 0.991}, {\"word\": \"目\", \"start\": 561.403, \"end\": 561.563, \"score\": 0.979}, {\"word\": \"前\", \"start\": 561.563, \"end\": 561.743, \"score\": 0.998}, {\"word\": \"沒\", \"start\": 561.743, \"end\": 561.863, \"score\": 0.83}, {\"word\": \"有\", \"start\": 561.863, \"end\": 562.364, \"score\": 0.893}, {\"word\": \"資\"}, {\"word\": \"訊\"}, {\"word\": \"得\", \"start\": 562.364, \"end\": 562.564, \"score\": 0.907}, {\"word\": \"知\", \"start\": 562.564, \"end\": 562.904, \"score\": 0.843}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 562.904, \"end\": 563.084, \"score\": 0.888}, {\"word\": \"金\", \"start\": 563.084, \"end\": 563.425, \"score\": 0.882}, {\"word\": \"機\"}, {\"word\": \"的\", \"start\": 563.425, \"end\": 563.605, \"score\": 0.998}, {\"word\": \"所\", \"start\": 563.605, \"end\": 563.765, \"score\": 0.958}, {\"word\": \"有\", \"start\": 563.765, \"end\": 563.965, \"score\": 0.994}, {\"word\": \"者\", \"start\": 563.965, \"end\": 564.306, \"score\": 0.979}, {\"word\": \"或\", \"start\": 564.306, \"end\": 564.406, \"score\": 0.997}, {\"word\": \"是\", \"start\": 564.406, \"end\": 564.986, \"score\": 0.926}, {\"word\": \"聯\"}, {\"word\": \"繫\"}, {\"word\": \"的\", \"start\": 564.986, \"end\": 565.507, \"score\": 0.954}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 565.507, \"end\": 565.727, \"score\": 0.912}, {\"word\": \"是\", \"start\": 565.727, \"end\": 565.847, \"score\": 0.835}, {\"word\": \"跟\", \"start\": 565.847, \"end\": 566.388, \"score\": 0.96}, {\"word\": \"金\", \"start\": 566.388, \"end\": 566.508, \"score\": 0.831}, {\"word\": \"融\", \"start\": 566.508, \"end\": 566.868, \"score\": 0.833}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"有\", \"start\": 566.868, \"end\": 566.968, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 566.968, \"end\": 567.069, \"score\": 0.8}, {\"word\": \"有\", \"start\": 567.069, \"end\": 567.669, \"score\": 0.881}, {\"word\": \"關\"}, {\"word\": \"係\"}, {\"word\": \"還\"}, {\"word\": \"不\", \"start\": 567.669, \"end\": 567.97, \"score\": 0.901}, {\"word\": \"確\"}, {\"word\": \"定\", \"start\": 567.97, \"end\": 568.33, \"score\": 0.894}, {\"word\": \"所\", \"start\": 568.33, \"end\": 568.53, \"score\": 0.899}, {\"word\": \"以\", \"start\": 568.53, \"end\": 568.73, \"score\": 0.899}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 568.73, \"end\": 568.911, \"score\": 0.995}, {\"word\": \"我\", \"start\": 568.911, \"end\": 569.151, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"其\", \"start\": 569.151, \"end\": 569.431, \"score\": 0.926}, {\"word\": \"實\"}, {\"word\": \"無\", \"start\": 569.431, \"end\": 569.591, \"score\": 0.875}, {\"word\": \"法\", \"start\": 569.591, \"end\": 570.052, \"score\": 0.909}, {\"word\": \"確\"}, {\"word\": \"知\", \"start\": 570.052, \"end\": 570.652, \"score\": 0.904}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 570.652, \"end\": 570.933, \"score\": 0.933}, {\"word\": \"我\", \"start\": 570.933, \"end\": 571.053, \"score\": 0.927}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 571.053, \"end\": 571.193, \"score\": 0.844}, {\"word\": \"有\", \"start\": 571.193, \"end\": 571.453, \"score\": 0.846}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 571.453, \"end\": 572.134, \"score\": 0.867}, {\"word\": \"從\"}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \"得\", \"start\": 572.134, \"end\": 572.294, \"score\": 0.982}, {\"word\": \"到\", \"start\": 572.294, \"end\": 572.795, \"score\": 0.874}, {\"word\": \"資\"}, {\"word\": \"訊\"}, {\"word\": \"不\", \"start\": 572.795, \"end\": 573.015, \"score\": 0.91}, {\"word\": \"過\"}, {\"word\": \"一\", \"start\": 573.015, \"end\": 573.155, \"score\": 0.999}, {\"word\": \"般\", \"start\": 573.155, \"end\": 573.555, \"score\": 0.929}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 573.555, \"end\": 573.776, \"score\": 0.989}, {\"word\": \"的\", \"start\": 573.776, \"end\": 573.876, \"score\": 0.986}, {\"word\": \"A\", \"start\": 573.876, \"end\": 574.016, \"score\": 0.856}, {\"word\": \"T\", \"start\": 574.016, \"end\": 574.056, \"score\": 0.499}, {\"word\": \"M\", \"start\": 574.056, \"end\": 574.356, \"score\": 0.933}, {\"word\": \"本\", \"start\": 574.356, \"end\": 574.617, \"score\": 0.851}, {\"word\": \"來\"}, {\"word\": \"就\", \"start\": 574.617, \"end\": 574.757, \"score\": 0.857}, {\"word\": \"有\", \"start\": 574.757, \"end\": 574.897, \"score\": 0.999}, {\"word\": \"存\", \"start\": 574.897, \"end\": 575.117, \"score\": 0.903}, {\"word\": \"款\", \"start\": 575.117, \"end\": 575.317, \"score\": 0.999}, {\"word\": \"功\", \"start\": 575.317, \"end\": 575.517, \"score\": 0.984}, {\"word\": \"能\", \"start\": 575.517, \"end\": 575.538, \"score\": 0.963}]}, {\"start\": 575.998, \"end\": 602.59, \"text\": \"好那這個已經算是警鐘了嘛變成一個犯罪工具那依照我們洗房法所定的這個金融機構對達一定金額以上通過交易及疑似洗錢交易的申辦報法第二條他指新台幣50萬元那交易完成後5個營業日內要以媒體申報的方式向法務部調查局申報所以這邊請教主委\", \"words\": [{\"word\": \"好\", \"start\": 575.998, \"end\": 576.378, \"score\": 0.949}, {\"word\": \"那\", \"start\": 576.378, \"end\": 576.778, \"score\": 0.782}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"已\", \"start\": 576.778, \"end\": 577.119, \"score\": 0.874}, {\"word\": \"經\"}, {\"word\": \"算\", \"start\": 577.119, \"end\": 577.279, \"score\": 0.985}, {\"word\": \"是\", \"start\": 577.279, \"end\": 577.439, \"score\": 0.795}, {\"word\": \"警\", \"start\": 577.439, \"end\": 577.959, \"score\": 0.909}, {\"word\": \"鐘\"}, {\"word\": \"了\", \"start\": 577.959, \"end\": 578.059, \"score\": 0.952}, {\"word\": \"嘛\", \"start\": 578.059, \"end\": 578.719, \"score\": 0.908}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 578.719, \"end\": 578.839, \"score\": 0.838}, {\"word\": \"一\", \"start\": 578.839, \"end\": 579.079, \"score\": 0.906}, {\"word\": \"個\"}, {\"word\": \"犯\", \"start\": 579.079, \"end\": 579.28, \"score\": 0.842}, {\"word\": \"罪\", \"start\": 579.28, \"end\": 579.46, \"score\": 0.892}, {\"word\": \"工\", \"start\": 579.46, \"end\": 579.7, \"score\": 0.882}, {\"word\": \"具\", \"start\": 579.7, \"end\": 580.14, \"score\": 0.956}, {\"word\": \"那\", \"start\": 580.14, \"end\": 580.3, \"score\": 0.721}, {\"word\": \"依\", \"start\": 580.3, \"end\": 580.48, \"score\": 0.939}, {\"word\": \"照\", \"start\": 580.48, \"end\": 580.68, \"score\": 0.99}, {\"word\": \"我\", \"start\": 580.68, \"end\": 581.02, \"score\": 0.894}, {\"word\": \"們\"}, {\"word\": \"洗\", \"start\": 581.02, \"end\": 581.2, \"score\": 0.892}, {\"word\": \"房\", \"start\": 581.2, \"end\": 581.461, \"score\": 0.851}, {\"word\": \"法\", \"start\": 581.461, \"end\": 581.681, \"score\": 0.998}, {\"word\": \"所\", \"start\": 581.681, \"end\": 581.921, \"score\": 0.914}, {\"word\": \"定\", \"start\": 581.921, \"end\": 582.061, \"score\": 0.855}, {\"word\": \"的\", \"start\": 582.061, \"end\": 582.921, \"score\": 0.938}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 582.921, \"end\": 583.181, \"score\": 0.991}, {\"word\": \"融\", \"start\": 583.181, \"end\": 584.582, \"score\": 0.872}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"對\"}, {\"word\": \"達\"}, {\"word\": \"一\", \"start\": 584.582, \"end\": 584.742, \"score\": 0.971}, {\"word\": \"定\", \"start\": 584.742, \"end\": 584.982, \"score\": 0.998}, {\"word\": \"金\", \"start\": 584.982, \"end\": 585.322, \"score\": 0.882}, {\"word\": \"額\"}, {\"word\": \"以\", \"start\": 585.322, \"end\": 585.482, \"score\": 0.903}, {\"word\": \"上\", \"start\": 585.482, \"end\": 585.743, \"score\": 0.974}, {\"word\": \"通\", \"start\": 585.743, \"end\": 586.263, \"score\": 0.946}, {\"word\": \"過\"}, {\"word\": \"交\", \"start\": 586.263, \"end\": 586.523, \"score\": 0.98}, {\"word\": \"易\", \"start\": 586.523, \"end\": 586.723, \"score\": 0.955}, {\"word\": \"及\", \"start\": 586.723, \"end\": 587.223, \"score\": 0.995}, {\"word\": \"疑\", \"start\": 587.223, \"end\": 587.623, \"score\": 0.95}, {\"word\": \"似\", \"start\": 587.623, \"end\": 588.024, \"score\": 0.936}, {\"word\": \"洗\", \"start\": 588.024, \"end\": 588.544, \"score\": 0.843}, {\"word\": \"錢\"}, {\"word\": \"交\", \"start\": 588.544, \"end\": 588.764, \"score\": 0.867}, {\"word\": \"易\", \"start\": 588.764, \"end\": 588.884, \"score\": 0.554}, {\"word\": \"的\", \"start\": 588.884, \"end\": 589.024, \"score\": 0.993}, {\"word\": \"申\", \"start\": 589.024, \"end\": 590.345, \"score\": 0.915}, {\"word\": \"辦\"}, {\"word\": \"報\"}, {\"word\": \"法\", \"start\": 590.345, \"end\": 590.665, \"score\": 0.992}, {\"word\": \"第\", \"start\": 590.665, \"end\": 590.805, \"score\": 0.9}, {\"word\": \"二\", \"start\": 590.805, \"end\": 591.545, \"score\": 0.88}, {\"word\": \"條\"}, {\"word\": \"他\", \"start\": 591.545, \"end\": 591.825, \"score\": 0.945}, {\"word\": \"指\", \"start\": 591.825, \"end\": 592.386, \"score\": 0.978}, {\"word\": \"新\", \"start\": 592.386, \"end\": 592.646, \"score\": 0.948}, {\"word\": \"台\", \"start\": 592.646, \"end\": 593.586, \"score\": 0.797}, {\"word\": \"幣\"}, {\"word\": \"5\"}, {\"word\": \"0\"}, {\"word\": \"萬\"}, {\"word\": \"元\", \"start\": 593.586, \"end\": 594.667, \"score\": 0.82}, {\"word\": \"那\", \"start\": 594.667, \"end\": 594.987, \"score\": 0.988}, {\"word\": \"交\", \"start\": 594.987, \"end\": 595.207, \"score\": 0.941}, {\"word\": \"易\", \"start\": 595.207, \"end\": 595.347, \"score\": 0.948}, {\"word\": \"完\", \"start\": 595.347, \"end\": 595.587, \"score\": 0.893}, {\"word\": \"成\", \"start\": 595.587, \"end\": 595.867, \"score\": 0.846}, {\"word\": \"後\", \"start\": 595.867, \"end\": 596.968, \"score\": 0.751}, {\"word\": \"5\"}, {\"word\": \"個\"}, {\"word\": \"營\"}, {\"word\": \"業\"}, {\"word\": \"日\", \"start\": 596.968, \"end\": 597.328, \"score\": 0.922}, {\"word\": \"內\"}, {\"word\": \"要\", \"start\": 597.328, \"end\": 597.528, \"score\": 0.752}, {\"word\": \"以\", \"start\": 597.528, \"end\": 597.688, \"score\": 0.809}, {\"word\": \"媒\", \"start\": 597.688, \"end\": 598.408, \"score\": 0.935}, {\"word\": \"體\"}, {\"word\": \"申\", \"start\": 598.408, \"end\": 598.769, \"score\": 0.787}, {\"word\": \"報\"}, {\"word\": \"的\", \"start\": 598.769, \"end\": 598.889, \"score\": 0.83}, {\"word\": \"方\", \"start\": 598.889, \"end\": 599.109, \"score\": 0.837}, {\"word\": \"式\", \"start\": 599.109, \"end\": 599.509, \"score\": 0.957}, {\"word\": \"向\", \"start\": 599.509, \"end\": 599.829, \"score\": 0.916}, {\"word\": \"法\", \"start\": 599.829, \"end\": 600.289, \"score\": 0.811}, {\"word\": \"務\"}, {\"word\": \"部\", \"start\": 600.289, \"end\": 600.87, \"score\": 0.882}, {\"word\": \"調\"}, {\"word\": \"查\", \"start\": 600.87, \"end\": 601.11, \"score\": 0.99}, {\"word\": \"局\", \"start\": 601.11, \"end\": 601.33, \"score\": 0.904}, {\"word\": \"申\", \"start\": 601.33, \"end\": 602.05, \"score\": 0.871}, {\"word\": \"報\"}, {\"word\": \"所\", \"start\": 602.05, \"end\": 602.21, \"score\": 0.875}, {\"word\": \"以\", \"start\": 602.21, \"end\": 602.49, \"score\": 0.979}, {\"word\": \"這\"}, {\"word\": \"邊\"}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 602.49, \"end\": 602.55, \"score\": 0.667}, {\"word\": \"主\", \"start\": 602.55, \"end\": 602.57, \"score\": 0.0}, {\"word\": \"委\", \"start\": 602.57, \"end\": 602.59, \"score\": 0.0}]}, {\"start\": 604.051, \"end\": 632.859, \"text\": \"就是入金機啊不論是就像你們剛剛講的還沒有辦法掌握是保險公司還是銀行就是想要請教匯入了這個超過50萬有沒有受到這個法的一個約束力有沒有要申報因為入金機不能判斷是不是銀行的我想應該是銀行的機會也不見得那麼大所以勢必這是一個破口如果是大家有很多這種入金機的話就要去做防範\", \"words\": [{\"word\": \"就\", \"start\": 604.051, \"end\": 604.151, \"score\": 0.8}, {\"word\": \"是\", \"start\": 604.151, \"end\": 604.391, \"score\": 0.955}, {\"word\": \"入\", \"start\": 604.391, \"end\": 604.611, \"score\": 0.998}, {\"word\": \"金\", \"start\": 604.611, \"end\": 605.031, \"score\": 0.931}, {\"word\": \"機\"}, {\"word\": \"啊\", \"start\": 605.031, \"end\": 605.511, \"score\": 0.99}, {\"word\": \"不\", \"start\": 605.511, \"end\": 605.832, \"score\": 0.935}, {\"word\": \"論\"}, {\"word\": \"是\", \"start\": 605.832, \"end\": 606.392, \"score\": 0.984}, {\"word\": \"就\", \"start\": 606.392, \"end\": 606.492, \"score\": 0.801}, {\"word\": \"像\", \"start\": 606.492, \"end\": 606.652, \"score\": 0.883}, {\"word\": \"你\", \"start\": 606.652, \"end\": 607.252, \"score\": 0.862}, {\"word\": \"們\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"講\"}, {\"word\": \"的\", \"start\": 607.252, \"end\": 607.552, \"score\": 0.917}, {\"word\": \"還\"}, {\"word\": \"沒\", \"start\": 607.552, \"end\": 607.672, \"score\": 0.833}, {\"word\": \"有\", \"start\": 607.672, \"end\": 607.932, \"score\": 0.923}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 607.932, \"end\": 608.112, \"score\": 0.999}, {\"word\": \"掌\", \"start\": 608.112, \"end\": 608.292, \"score\": 0.976}, {\"word\": \"握\", \"start\": 608.292, \"end\": 608.472, \"score\": 0.973}, {\"word\": \"是\", \"start\": 608.472, \"end\": 608.632, \"score\": 0.878}, {\"word\": \"保\", \"start\": 608.632, \"end\": 608.972, \"score\": 0.939}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 608.972, \"end\": 609.172, \"score\": 0.989}, {\"word\": \"司\", \"start\": 609.172, \"end\": 609.352, \"score\": 0.892}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 609.352, \"end\": 609.633, \"score\": 0.857}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 609.633, \"end\": 610.193, \"score\": 0.989}, {\"word\": \"就\", \"start\": 610.193, \"end\": 610.333, \"score\": 0.857}, {\"word\": \"是\", \"start\": 610.333, \"end\": 610.673, \"score\": 0.993}, {\"word\": \"想\", \"start\": 610.673, \"end\": 610.973, \"score\": 0.993}, {\"word\": \"要\", \"start\": 610.973, \"end\": 611.113, \"score\": 0.857}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 611.113, \"end\": 611.953, \"score\": 0.923}, {\"word\": \"匯\"}, {\"word\": \"入\", \"start\": 611.953, \"end\": 612.153, \"score\": 0.994}, {\"word\": \"了\", \"start\": 612.153, \"end\": 612.753, \"score\": 0.932}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"超\", \"start\": 612.753, \"end\": 613.794, \"score\": 0.906}, {\"word\": \"過\"}, {\"word\": \"5\"}, {\"word\": \"0\"}, {\"word\": \"萬\"}, {\"word\": \"有\", \"start\": 613.794, \"end\": 613.914, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 613.914, \"end\": 613.994, \"score\": 0.75}, {\"word\": \"有\", \"start\": 613.994, \"end\": 614.174, \"score\": 0.883}, {\"word\": \"受\", \"start\": 614.174, \"end\": 614.354, \"score\": 0.999}, {\"word\": \"到\", \"start\": 614.354, \"end\": 614.814, \"score\": 0.912}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"法\", \"start\": 614.814, \"end\": 615.374, \"score\": 0.985}, {\"word\": \"的\", \"start\": 615.374, \"end\": 615.634, \"score\": 0.98}, {\"word\": \"一\", \"start\": 615.634, \"end\": 617.255, \"score\": 0.973}, {\"word\": \"個\"}, {\"word\": \"約\"}, {\"word\": \"束\", \"start\": 617.255, \"end\": 617.455, \"score\": 0.954}, {\"word\": \"力\", \"start\": 617.455, \"end\": 618.255, \"score\": 0.984}, {\"word\": \"有\", \"start\": 618.255, \"end\": 618.395, \"score\": 0.998}, {\"word\": \"沒\", \"start\": 618.395, \"end\": 618.515, \"score\": 0.833}, {\"word\": \"有\", \"start\": 618.515, \"end\": 618.615, \"score\": 1.0}, {\"word\": \"要\", \"start\": 618.615, \"end\": 618.795, \"score\": 0.994}, {\"word\": \"申\", \"start\": 618.795, \"end\": 619.435, \"score\": 0.945}, {\"word\": \"報\"}, {\"word\": \"因\", \"start\": 619.435, \"end\": 619.735, \"score\": 0.883}, {\"word\": \"為\"}, {\"word\": \"入\", \"start\": 619.735, \"end\": 619.915, \"score\": 0.985}, {\"word\": \"金\", \"start\": 619.915, \"end\": 621.036, \"score\": 0.965}, {\"word\": \"機\"}, {\"word\": \"不\", \"start\": 621.036, \"end\": 621.136, \"score\": 0.974}, {\"word\": \"能\", \"start\": 621.136, \"end\": 621.316, \"score\": 0.954}, {\"word\": \"判\", \"start\": 621.316, \"end\": 622.296, \"score\": 0.969}, {\"word\": \"斷\"}, {\"word\": \"是\", \"start\": 622.296, \"end\": 622.416, \"score\": 0.832}, {\"word\": \"不\", \"start\": 622.416, \"end\": 622.476, \"score\": 0.861}, {\"word\": \"是\", \"start\": 622.476, \"end\": 622.796, \"score\": 0.875}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 622.796, \"end\": 623.016, \"score\": 0.999}, {\"word\": \"的\", \"start\": 623.016, \"end\": 623.456, \"score\": 0.902}, {\"word\": \"我\", \"start\": 623.456, \"end\": 623.596, \"score\": 0.852}, {\"word\": \"想\", \"start\": 623.596, \"end\": 624.156, \"score\": 0.907}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"是\", \"start\": 624.156, \"end\": 624.297, \"score\": 0.907}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 624.297, \"end\": 624.517, \"score\": 0.825}, {\"word\": \"的\", \"start\": 624.517, \"end\": 625.077, \"score\": 0.901}, {\"word\": \"機\"}, {\"word\": \"會\"}, {\"word\": \"也\", \"start\": 625.077, \"end\": 625.297, \"score\": 0.993}, {\"word\": \"不\", \"start\": 625.297, \"end\": 625.517, \"score\": 0.908}, {\"word\": \"見\"}, {\"word\": \"得\", \"start\": 625.517, \"end\": 625.637, \"score\": 0.845}, {\"word\": \"那\", \"start\": 625.637, \"end\": 625.917, \"score\": 0.923}, {\"word\": \"麼\"}, {\"word\": \"大\", \"start\": 625.917, \"end\": 627.337, \"score\": 0.914}, {\"word\": \"所\", \"start\": 627.337, \"end\": 627.497, \"score\": 0.872}, {\"word\": \"以\", \"start\": 627.497, \"end\": 627.657, \"score\": 0.873}, {\"word\": \"勢\"}, {\"word\": \"必\", \"start\": 627.657, \"end\": 627.817, \"score\": 0.874}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 627.817, \"end\": 627.938, \"score\": 0.969}, {\"word\": \"一\", \"start\": 627.938, \"end\": 628.278, \"score\": 0.94}, {\"word\": \"個\"}, {\"word\": \"破\", \"start\": 628.278, \"end\": 628.518, \"score\": 0.956}, {\"word\": \"口\", \"start\": 628.518, \"end\": 628.778, \"score\": 1.0}, {\"word\": \"如\", \"start\": 628.778, \"end\": 628.918, \"score\": 0.863}, {\"word\": \"果\", \"start\": 628.918, \"end\": 629.118, \"score\": 1.0}, {\"word\": \"是\", \"start\": 629.118, \"end\": 629.778, \"score\": 0.923}, {\"word\": \"大\", \"start\": 629.778, \"end\": 629.898, \"score\": 0.838}, {\"word\": \"家\", \"start\": 629.898, \"end\": 630.218, \"score\": 0.937}, {\"word\": \"有\", \"start\": 630.218, \"end\": 630.358, \"score\": 0.999}, {\"word\": \"很\", \"start\": 630.358, \"end\": 630.538, \"score\": 0.999}, {\"word\": \"多\", \"start\": 630.538, \"end\": 630.918, \"score\": 0.938}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"入\", \"start\": 630.918, \"end\": 631.058, \"score\": 0.866}, {\"word\": \"金\", \"start\": 631.058, \"end\": 631.498, \"score\": 0.918}, {\"word\": \"機\"}, {\"word\": \"的\", \"start\": 631.498, \"end\": 631.959, \"score\": 0.956}, {\"word\": \"話\"}, {\"word\": \"就\", \"start\": 631.959, \"end\": 632.079, \"score\": 0.925}, {\"word\": \"要\", \"start\": 632.079, \"end\": 632.279, \"score\": 0.999}, {\"word\": \"去\", \"start\": 632.279, \"end\": 632.439, \"score\": 0.995}, {\"word\": \"做\", \"start\": 632.439, \"end\": 632.839, \"score\": 0.991}, {\"word\": \"防\", \"start\": 632.839, \"end\": 632.859, \"score\": 0.736}, {\"word\": \"範\"}]}, {\"start\": 634.038, \"end\": 661.554, \"text\": \"對他就是一個破口啦所以我們現在就是說要去查嘛他會入哪一些銀行是境內還是境外齁這個希望金管會要去掌握而且我們比較擔心的是說因為你們一直強調KYC是這個Know Your Customer是你知道你的客戶是誰認識你的客戶是誰是金管會再三要求銀行要落實的洗房準則齁所以這個部分我們是希望說摸高一尺啊\", \"words\": [{\"word\": \"對\"}, {\"word\": \"他\", \"start\": 634.038, \"end\": 634.218, \"score\": 0.808}, {\"word\": \"就\", \"start\": 634.218, \"end\": 634.338, \"score\": 0.895}, {\"word\": \"是\", \"start\": 634.338, \"end\": 634.418, \"score\": 0.809}, {\"word\": \"一\", \"start\": 634.418, \"end\": 634.639, \"score\": 0.784}, {\"word\": \"個\"}, {\"word\": \"破\", \"start\": 634.639, \"end\": 634.859, \"score\": 0.908}, {\"word\": \"口\", \"start\": 634.859, \"end\": 635.039, \"score\": 0.9}, {\"word\": \"啦\", \"start\": 635.039, \"end\": 635.339, \"score\": 0.957}, {\"word\": \"所\", \"start\": 635.339, \"end\": 635.459, \"score\": 0.92}, {\"word\": \"以\", \"start\": 635.459, \"end\": 635.539, \"score\": 0.909}, {\"word\": \"我\", \"start\": 635.539, \"end\": 635.959, \"score\": 0.85}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 635.959, \"end\": 636.119, \"score\": 0.851}, {\"word\": \"就\", \"start\": 636.119, \"end\": 636.26, \"score\": 0.827}, {\"word\": \"是\", \"start\": 636.26, \"end\": 636.84, \"score\": 0.87}, {\"word\": \"說\"}, {\"word\": \"要\", \"start\": 636.84, \"end\": 637.0, \"score\": 0.805}, {\"word\": \"去\", \"start\": 637.0, \"end\": 637.22, \"score\": 0.981}, {\"word\": \"查\", \"start\": 637.22, \"end\": 637.48, \"score\": 0.83}, {\"word\": \"嘛\", \"start\": 637.48, \"end\": 637.88, \"score\": 0.913}, {\"word\": \"他\", \"start\": 637.88, \"end\": 638.521, \"score\": 0.928}, {\"word\": \"會\"}, {\"word\": \"入\", \"start\": 638.521, \"end\": 638.641, \"score\": 0.879}, {\"word\": \"哪\", \"start\": 638.641, \"end\": 638.781, \"score\": 0.947}, {\"word\": \"一\", \"start\": 638.781, \"end\": 638.841, \"score\": 0.538}, {\"word\": \"些\", \"start\": 638.841, \"end\": 639.181, \"score\": 0.927}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 639.181, \"end\": 639.661, \"score\": 0.799}, {\"word\": \"是\", \"start\": 639.661, \"end\": 639.862, \"score\": 0.969}, {\"word\": \"境\", \"start\": 639.862, \"end\": 640.562, \"score\": 0.857}, {\"word\": \"內\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 640.562, \"end\": 640.702, \"score\": 0.753}, {\"word\": \"境\", \"start\": 640.702, \"end\": 640.922, \"score\": 0.887}, {\"word\": \"外\", \"start\": 640.922, \"end\": 641.963, \"score\": 0.799}, {\"word\": \"齁\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"希\", \"start\": 641.963, \"end\": 642.083, \"score\": 0.94}, {\"word\": \"望\", \"start\": 642.083, \"end\": 642.283, \"score\": 0.822}, {\"word\": \"金\", \"start\": 642.283, \"end\": 642.443, \"score\": 0.828}, {\"word\": \"管\", \"start\": 642.443, \"end\": 642.723, \"score\": 0.834}, {\"word\": \"會\"}, {\"word\": \"要\", \"start\": 642.723, \"end\": 642.863, \"score\": 0.822}, {\"word\": \"去\", \"start\": 642.863, \"end\": 643.083, \"score\": 0.994}, {\"word\": \"掌\", \"start\": 643.083, \"end\": 643.404, \"score\": 0.89}, {\"word\": \"握\", \"start\": 643.404, \"end\": 644.104, \"score\": 0.886}, {\"word\": \"而\", \"start\": 644.104, \"end\": 644.304, \"score\": 0.954}, {\"word\": \"且\", \"start\": 644.304, \"end\": 644.724, \"score\": 0.873}, {\"word\": \"我\", \"start\": 644.724, \"end\": 645.185, \"score\": 0.914}, {\"word\": \"們\"}, {\"word\": \"比\", \"start\": 645.185, \"end\": 645.625, \"score\": 0.878}, {\"word\": \"較\"}, {\"word\": \"擔\"}, {\"word\": \"心\", \"start\": 645.625, \"end\": 645.785, \"score\": 0.87}, {\"word\": \"的\", \"start\": 645.785, \"end\": 645.905, \"score\": 0.99}, {\"word\": \"是\", \"start\": 645.905, \"end\": 646.205, \"score\": 0.84}, {\"word\": \"說\"}, {\"word\": \"因\", \"start\": 646.205, \"end\": 646.445, \"score\": 0.824}, {\"word\": \"為\"}, {\"word\": \"你\", \"start\": 646.445, \"end\": 646.745, \"score\": 0.888}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 646.745, \"end\": 647.026, \"score\": 0.931}, {\"word\": \"直\", \"start\": 647.026, \"end\": 647.226, \"score\": 0.869}, {\"word\": \"強\"}, {\"word\": \"調\"}, {\"word\": \"K\", \"start\": 647.226, \"end\": 647.466, \"score\": 0.899}, {\"word\": \"Y\", \"start\": 647.466, \"end\": 648.186, \"score\": 0.852}, {\"word\": \"C\", \"start\": 648.186, \"end\": 649.127, \"score\": 0.932}, {\"word\": \"是\", \"start\": 649.127, \"end\": 649.927, \"score\": 0.964}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"K\", \"start\": 649.927, \"end\": 650.207, \"score\": 0.921}, {\"word\": \"n\", \"start\": 650.207, \"end\": 650.387, \"score\": 0.886}, {\"word\": \"o\", \"start\": 650.387, \"end\": 650.407, \"score\": 0.0}, {\"word\": \"w\", \"start\": 650.407, \"end\": 650.428, \"score\": 0.0}, {\"word\": \"Y\", \"start\": 650.428, \"end\": 650.448, \"score\": 0.001}, {\"word\": \"o\", \"start\": 650.448, \"end\": 650.508, \"score\": 0.667}, {\"word\": \"u\", \"start\": 650.508, \"end\": 650.608, \"score\": 0.759}, {\"word\": \"r\", \"start\": 650.608, \"end\": 650.628, \"score\": 0.0}, {\"word\": \"C\", \"start\": 650.628, \"end\": 650.648, \"score\": 0.001}, {\"word\": \"u\", \"start\": 650.648, \"end\": 650.788, \"score\": 0.843}, {\"word\": \"s\", \"start\": 650.788, \"end\": 650.808, \"score\": 0.0}, {\"word\": \"t\", \"start\": 650.808, \"end\": 650.828, \"score\": 0.0}, {\"word\": \"o\", \"start\": 650.828, \"end\": 650.908, \"score\": 0.74}, {\"word\": \"m\", \"start\": 650.908, \"end\": 650.928, \"score\": 0.0}, {\"word\": \"e\", \"start\": 650.928, \"end\": 651.308, \"score\": 0.895}, {\"word\": \"r\", \"start\": 651.308, \"end\": 651.348, \"score\": 0.476}, {\"word\": \"是\", \"start\": 651.348, \"end\": 651.568, \"score\": 0.97}, {\"word\": \"你\", \"start\": 651.568, \"end\": 652.028, \"score\": 0.971}, {\"word\": \"知\", \"start\": 652.028, \"end\": 652.148, \"score\": 0.999}, {\"word\": \"道\", \"start\": 652.148, \"end\": 652.329, \"score\": 0.917}, {\"word\": \"你\", \"start\": 652.329, \"end\": 652.429, \"score\": 0.769}, {\"word\": \"的\", \"start\": 652.429, \"end\": 652.569, \"score\": 0.776}, {\"word\": \"客\", \"start\": 652.569, \"end\": 653.409, \"score\": 0.818}, {\"word\": \"戶\"}, {\"word\": \"是\", \"start\": 653.409, \"end\": 653.529, \"score\": 0.916}, {\"word\": \"誰\"}, {\"word\": \"認\"}, {\"word\": \"識\"}, {\"word\": \"你\", \"start\": 653.529, \"end\": 653.589, \"score\": 0.959}, {\"word\": \"的\", \"start\": 653.589, \"end\": 653.709, \"score\": 0.869}, {\"word\": \"客\", \"start\": 653.709, \"end\": 653.99, \"score\": 0.843}, {\"word\": \"戶\"}, {\"word\": \"是\", \"start\": 653.99, \"end\": 654.61, \"score\": 0.912}, {\"word\": \"誰\"}, {\"word\": \"是\", \"start\": 654.61, \"end\": 654.81, \"score\": 0.982}, {\"word\": \"金\", \"start\": 654.81, \"end\": 654.97, \"score\": 0.858}, {\"word\": \"管\", \"start\": 654.97, \"end\": 655.31, \"score\": 0.79}, {\"word\": \"會\"}, {\"word\": \"再\", \"start\": 655.31, \"end\": 655.47, \"score\": 0.83}, {\"word\": \"三\", \"start\": 655.47, \"end\": 655.63, \"score\": 0.953}, {\"word\": \"要\", \"start\": 655.63, \"end\": 655.831, \"score\": 0.839}, {\"word\": \"求\", \"start\": 655.831, \"end\": 656.151, \"score\": 0.858}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 656.151, \"end\": 656.351, \"score\": 0.888}, {\"word\": \"要\", \"start\": 656.351, \"end\": 656.531, \"score\": 0.968}, {\"word\": \"落\", \"start\": 656.531, \"end\": 656.951, \"score\": 0.884}, {\"word\": \"實\"}, {\"word\": \"的\", \"start\": 656.951, \"end\": 657.371, \"score\": 0.968}, {\"word\": \"洗\", \"start\": 657.371, \"end\": 657.552, \"score\": 0.889}, {\"word\": \"房\", \"start\": 657.552, \"end\": 657.792, \"score\": 0.951}, {\"word\": \"準\", \"start\": 657.792, \"end\": 658.752, \"score\": 0.818}, {\"word\": \"則\"}, {\"word\": \"齁\"}, {\"word\": \"所\", \"start\": 658.752, \"end\": 658.892, \"score\": 0.844}, {\"word\": \"以\", \"start\": 658.892, \"end\": 659.313, \"score\": 0.874}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 659.313, \"end\": 659.493, \"score\": 0.997}, {\"word\": \"分\", \"start\": 659.493, \"end\": 659.633, \"score\": 0.796}, {\"word\": \"我\", \"start\": 659.633, \"end\": 659.853, \"score\": 0.802}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 659.853, \"end\": 659.993, \"score\": 0.979}, {\"word\": \"希\", \"start\": 659.993, \"end\": 660.133, \"score\": 0.854}, {\"word\": \"望\", \"start\": 660.133, \"end\": 660.773, \"score\": 0.962}, {\"word\": \"說\"}, {\"word\": \"摸\", \"start\": 660.773, \"end\": 660.973, \"score\": 0.832}, {\"word\": \"高\", \"start\": 660.973, \"end\": 661.174, \"score\": 0.893}, {\"word\": \"一\", \"start\": 661.174, \"end\": 661.354, \"score\": 0.859}, {\"word\": \"尺\", \"start\": 661.354, \"end\": 661.534, \"score\": 0.885}, {\"word\": \"啊\", \"start\": 661.534, \"end\": 661.554, \"score\": 0.538}]}, {\"start\": 661.974, \"end\": 662.955, \"text\": \"主委謝謝主委謝謝主席\", \"words\": [{\"word\": \"主\", \"start\": 661.974, \"end\": 662.334, \"score\": 0.797}, {\"word\": \"委\", \"start\": 662.334, \"end\": 662.555, \"score\": 0.864}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 662.555, \"end\": 662.735, \"score\": 0.844}, {\"word\": \"委\", \"start\": 662.735, \"end\": 662.915, \"score\": 0.885}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 662.915, \"end\": 662.935, \"score\": 0.0}, {\"word\": \"席\", \"start\": 662.935, \"end\": 662.955, \"score\": 0.0}]}], \"word_segments\": [{\"word\": \"主\", \"start\": 5.578, \"end\": 5.719, \"score\": 0.858}, {\"word\": \"席\", \"start\": 5.719, \"end\": 5.879, \"score\": 0.881}, {\"word\": \"好\", \"start\": 5.879, \"end\": 6.642, \"score\": 0.974}, {\"word\": \"有\", \"start\": 6.642, \"end\": 7.103, \"score\": 0.921}, {\"word\": \"請\"}, {\"word\": \"金\", \"start\": 7.103, \"end\": 7.304, \"score\": 0.956}, {\"word\": \"管\", \"start\": 7.304, \"end\": 7.645, \"score\": 0.94}, {\"word\": \"會\"}, {\"word\": \"主\", \"start\": 7.645, \"end\": 7.826, \"score\": 0.982}, {\"word\": \"委\", \"start\": 7.826, \"end\": 8.207, \"score\": 0.95}, {\"word\": \"有\", \"start\": 8.207, \"end\": 8.608, \"score\": 0.852}, {\"word\": \"請\"}, {\"word\": \"黃\"}, {\"word\": \"主\", \"start\": 8.608, \"end\": 8.749, \"score\": 0.858}, {\"word\": \"委\", \"start\": 8.749, \"end\": 8.769, \"score\": 0.848}, {\"word\": \"主\", \"start\": 15.885, \"end\": 16.685, \"score\": 0.933}, {\"word\": \"委\", \"start\": 16.685, \"end\": 16.845, \"score\": 0.854}, {\"word\": \"好\", \"start\": 16.845, \"end\": 17.125, \"score\": 0.957}, {\"word\": \"您\", \"start\": 17.125, \"end\": 17.306, \"score\": 0.888}, {\"word\": \"辛\", \"start\": 17.306, \"end\": 17.526, \"score\": 0.91}, {\"word\": \"苦\", \"start\": 17.526, \"end\": 17.706, \"score\": 0.898}, {\"word\": \"了\", \"start\": 17.706, \"end\": 18.767, \"score\": 0.928}, {\"word\": \"。\"}, {\"word\": \"主\", \"start\": 18.767, \"end\": 18.947, \"score\": 0.877}, {\"word\": \"委\", \"start\": 18.947, \"end\": 19.567, \"score\": 0.965}, {\"word\": \"我\", \"start\": 19.567, \"end\": 19.907, \"score\": 0.893}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 19.907, \"end\": 20.287, \"score\": 1.0}, {\"word\": \"到\", \"start\": 20.287, \"end\": 20.648, \"score\": 0.999}, {\"word\": \"目\", \"start\": 20.648, \"end\": 21.008, \"score\": 0.996}, {\"word\": \"前\", \"start\": 21.008, \"end\": 21.508, \"score\": 0.999}, {\"word\": \"的\", \"start\": 21.508, \"end\": 21.868, \"score\": 0.999}, {\"word\": \"行\", \"start\": 21.868, \"end\": 22.109, \"score\": 0.997}, {\"word\": \"政\", \"start\": 22.109, \"end\": 22.269, \"score\": 0.997}, {\"word\": \"院\", \"start\": 22.269, \"end\": 22.549, \"score\": 0.987}, {\"word\": \"版\", \"start\": 22.549, \"end\": 23.83, \"score\": 0.952}, {\"word\": \"頭\"}, {\"word\": \"顧\"}, {\"word\": \"法\", \"start\": 23.83, \"end\": 24.07, \"score\": 0.996}, {\"word\": \"草\", \"start\": 24.07, \"end\": 24.37, \"score\": 0.985}, {\"word\": \"案\", \"start\": 24.37, \"end\": 25.131, \"score\": 0.976}, {\"word\": \"第\", \"start\": 25.131, \"end\": 26.191, \"score\": 0.895}, {\"word\": \"4\"}, {\"word\": \"9\"}, {\"word\": \"條\"}, {\"word\": \"之\", \"start\": 26.191, \"end\": 26.371, \"score\": 0.778}, {\"word\": \"三\", \"start\": 26.371, \"end\": 26.591, \"score\": 0.995}, {\"word\": \"第\", \"start\": 26.591, \"end\": 26.692, \"score\": 0.979}, {\"word\": \"一\", \"start\": 26.692, \"end\": 27.752, \"score\": 0.94}, {\"word\": \"項\"}, {\"word\": \"他\", \"start\": 27.752, \"end\": 27.952, \"score\": 0.965}, {\"word\": \"是\", \"start\": 27.952, \"end\": 28.072, \"score\": 0.994}, {\"word\": \"不\", \"start\": 28.072, \"end\": 28.172, \"score\": 0.816}, {\"word\": \"是\", \"start\": 28.172, \"end\": 28.373, \"score\": 0.981}, {\"word\": \"有\", \"start\": 28.373, \"end\": 28.933, \"score\": 0.962}, {\"word\": \"說\"}, {\"word\": \"到\", \"start\": 28.933, \"end\": 29.533, \"score\": 0.993}, {\"word\": \"不\", \"start\": 29.533, \"end\": 30.334, \"score\": 0.949}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 30.334, \"end\": 31.074, \"score\": 0.97}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 31.074, \"end\": 31.495, \"score\": 0.934}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 31.495, \"end\": 31.655, \"score\": 0.998}, {\"word\": \"金\", \"start\": 31.655, \"end\": 32.535, \"score\": 0.973}, {\"word\": \"不\", \"start\": 32.535, \"end\": 32.675, \"score\": 0.996}, {\"word\": \"得\", \"start\": 32.675, \"end\": 32.955, \"score\": 0.993}, {\"word\": \"投\", \"start\": 32.955, \"end\": 33.436, \"score\": 0.955}, {\"word\": \"資\"}, {\"word\": \"於\", \"start\": 33.436, \"end\": 33.676, \"score\": 0.914}, {\"word\": \"住\", \"start\": 33.676, \"end\": 33.896, \"score\": 0.987}, {\"word\": \"宅\", \"start\": 33.896, \"end\": 34.877, \"score\": 0.928}, {\"word\": \"那\", \"start\": 34.877, \"end\": 35.557, \"score\": 0.934}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"一\", \"start\": 35.557, \"end\": 35.637, \"score\": 0.982}, {\"word\": \"下\", \"start\": 35.637, \"end\": 35.877, \"score\": 0.999}, {\"word\": \"主\", \"start\": 35.877, \"end\": 36.077, \"score\": 0.952}, {\"word\": \"委\", \"start\": 36.077, \"end\": 36.238, \"score\": 0.888}, {\"word\": \"就\", \"start\": 36.238, \"end\": 36.398, \"score\": 0.894}, {\"word\": \"是\", \"start\": 36.398, \"end\": 37.138, \"score\": 0.967}, {\"word\": \"為\"}, {\"word\": \"何\", \"start\": 37.138, \"end\": 37.438, \"score\": 0.941}, {\"word\": \"限\", \"start\": 37.438, \"end\": 37.718, \"score\": 0.984}, {\"word\": \"制\", \"start\": 37.718, \"end\": 37.999, \"score\": 0.998}, {\"word\": \"不\", \"start\": 37.999, \"end\": 38.759, \"score\": 0.946}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 38.759, \"end\": 39.159, \"score\": 0.946}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 39.159, \"end\": 39.58, \"score\": 0.91}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 39.58, \"end\": 39.72, \"score\": 0.852}, {\"word\": \"金\", \"start\": 39.72, \"end\": 40.44, \"score\": 0.968}, {\"word\": \"來\"}, {\"word\": \"投\", \"start\": 40.44, \"end\": 40.901, \"score\": 0.955}, {\"word\": \"資\"}, {\"word\": \"住\", \"start\": 40.901, \"end\": 41.101, \"score\": 0.988}, {\"word\": \"宅\", \"start\": 41.101, \"end\": 41.121, \"score\": 0.731}, {\"word\": \"因\", \"start\": 41.877, \"end\": 42.498, \"score\": 0.904}, {\"word\": \"為\"}, {\"word\": \"過\"}, {\"word\": \"去\", \"start\": 42.498, \"end\": 42.858, \"score\": 0.943}, {\"word\": \"這\"}, {\"word\": \"段\", \"start\": 42.858, \"end\": 43.419, \"score\": 0.895}, {\"word\": \"時\"}, {\"word\": \"間\"}, {\"word\": \"大\", \"start\": 43.419, \"end\": 43.539, \"score\": 0.999}, {\"word\": \"家\", \"start\": 43.539, \"end\": 44.199, \"score\": 0.968}, {\"word\": \"對\"}, {\"word\": \",\"}, {\"word\": \"也\", \"start\": 44.199, \"end\": 44.34, \"score\": 0.868}, {\"word\": \"許\", \"start\": 44.34, \"end\": 44.5, \"score\": 0.873}, {\"word\": \"我\", \"start\": 44.5, \"end\": 44.74, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 44.74, \"end\": 45.841, \"score\": 0.909}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 45.841, \"end\": 46.001, \"score\": 0.899}, {\"word\": \"有\", \"start\": 46.001, \"end\": 47.623, \"score\": 0.956}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"房\", \"start\": 47.623, \"end\": 48.303, \"score\": 0.939}, {\"word\": \"價\"}, {\"word\": \"穩\"}, {\"word\": \"定\", \"start\": 48.303, \"end\": 48.484, \"score\": 1.0}, {\"word\": \"的\", \"start\": 48.484, \"end\": 48.804, \"score\": 0.931}, {\"word\": \"這\"}, {\"word\": \"相\", \"start\": 48.804, \"end\": 49.204, \"score\": 0.949}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 49.204, \"end\": 49.625, \"score\": 0.951}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 49.625, \"end\": 49.865, \"score\": 0.94}, {\"word\": \"措\", \"start\": 49.865, \"end\": 50.105, \"score\": 0.999}, {\"word\": \"施\", \"start\": 50.105, \"end\": 50.686, \"score\": 0.971}, {\"word\": \",\"}, {\"word\": \"大\", \"start\": 50.686, \"end\": 50.966, \"score\": 0.958}, {\"word\": \"家\", \"start\": 50.966, \"end\": 51.166, \"score\": 0.9}, {\"word\": \"對\"}, {\"word\": \"高\", \"start\": 51.166, \"end\": 51.407, \"score\": 1.0}, {\"word\": \"房\", \"start\": 51.407, \"end\": 51.887, \"score\": 0.955}, {\"word\": \"價\"}, {\"word\": \"其\", \"start\": 51.887, \"end\": 52.107, \"score\": 0.823}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 52.107, \"end\": 52.307, \"score\": 0.992}, {\"word\": \"有\", \"start\": 52.307, \"end\": 52.468, \"score\": 0.996}, {\"word\": \"一\", \"start\": 52.468, \"end\": 52.548, \"score\": 1.0}, {\"word\": \"些\", \"start\": 52.548, \"end\": 53.168, \"score\": 1.0}, {\"word\": \"社\", \"start\": 53.168, \"end\": 53.449, \"score\": 0.928}, {\"word\": \"會\"}, {\"word\": \"的\", \"start\": 53.449, \"end\": 53.789, \"score\": 0.94}, {\"word\": \"誤\"}, {\"word\": \"議\"}, {\"word\": \"。\"}, {\"word\": \"那\", \"start\": 53.789, \"end\": 54.53, \"score\": 0.942}, {\"word\": \"我\", \"start\": 54.53, \"end\": 54.79, \"score\": 0.923}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 54.79, \"end\": 55.13, \"score\": 0.971}, {\"word\": \"有\", \"start\": 55.13, \"end\": 55.831, \"score\": 0.942}, {\"word\": \"一\", \"start\": 55.831, \"end\": 56.432, \"score\": 0.967}, {\"word\": \"點\"}, {\"word\": \"顧\"}, {\"word\": \"慮\"}, {\"word\": \",\"}, {\"word\": \"那\", \"start\": 56.432, \"end\": 56.592, \"score\": 0.995}, {\"word\": \"如\", \"start\": 56.592, \"end\": 56.712, \"score\": 0.884}, {\"word\": \"果\", \"start\": 56.712, \"end\": 57.072, \"score\": 0.834}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"新\", \"start\": 57.072, \"end\": 57.292, \"score\": 0.92}, {\"word\": \"的\", \"start\": 57.292, \"end\": 57.613, \"score\": 0.905}, {\"word\": \"資\"}, {\"word\": \"金\", \"start\": 57.613, \"end\": 57.913, \"score\": 0.878}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 57.913, \"end\": 58.093, \"score\": 0.958}, {\"word\": \"也\", \"start\": 58.093, \"end\": 58.233, \"score\": 1.0}, {\"word\": \"投\", \"start\": 58.233, \"end\": 58.594, \"score\": 0.944}, {\"word\": \"資\"}, {\"word\": \"到\", \"start\": 58.594, \"end\": 60.155, \"score\": 0.974}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"住\", \"start\": 60.155, \"end\": 60.355, \"score\": 0.936}, {\"word\": \"宅\", \"start\": 60.355, \"end\": 60.516, \"score\": 0.924}, {\"word\": \"的\", \"start\": 60.516, \"end\": 61.016, \"score\": 0.92}, {\"word\": \"話\"}, {\"word\": \",\"}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 61.016, \"end\": 61.617, \"score\": 0.933}, {\"word\": \"會\"}, {\"word\": \"讓\"}, {\"word\": \"一\", \"start\": 61.617, \"end\": 61.757, \"score\": 0.983}, {\"word\": \"些\", \"start\": 61.757, \"end\": 61.937, \"score\": 0.965}, {\"word\": \"民\", \"start\": 61.937, \"end\": 63.539, \"score\": 0.913}, {\"word\": \"眾\"}, {\"word\": \"誤\"}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"說\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"基\", \"start\": 63.539, \"end\": 63.679, \"score\": 0.938}, {\"word\": \"金\", \"start\": 63.679, \"end\": 63.879, \"score\": 0.901}, {\"word\": \"也\", \"start\": 63.879, \"end\": 63.999, \"score\": 1.0}, {\"word\": \"是\", \"start\": 63.999, \"end\": 64.119, \"score\": 0.989}, {\"word\": \"在\", \"start\": 64.119, \"end\": 64.319, \"score\": 1.0}, {\"word\": \"炒\", \"start\": 64.319, \"end\": 64.62, \"score\": 0.939}, {\"word\": \"房\", \"start\": 64.62, \"end\": 64.64, \"score\": 0.973}, {\"word\": \"。\"}, {\"word\": \"是\", \"start\": 65.06, \"end\": 65.44, \"score\": 0.917}, {\"word\": \"是\", \"start\": 65.44, \"end\": 66.221, \"score\": 0.961}, {\"word\": \"好\", \"start\": 66.221, \"end\": 66.861, \"score\": 0.925}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 66.861, \"end\": 67.021, \"score\": 0.98}, {\"word\": \"委\", \"start\": 67.021, \"end\": 67.382, \"score\": 0.901}, {\"word\": \"我\", \"start\": 67.382, \"end\": 67.602, \"score\": 0.892}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 67.602, \"end\": 67.702, \"score\": 0.999}, {\"word\": \"是\", \"start\": 67.702, \"end\": 68.122, \"score\": 0.858}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"想\", \"start\": 68.122, \"end\": 69.123, \"score\": 0.926}, {\"word\": \"那\", \"start\": 69.123, \"end\": 69.283, \"score\": 0.812}, {\"word\": \"我\", \"start\": 69.283, \"end\": 69.583, \"score\": 0.759}, {\"word\": \"們\"}, {\"word\": \"來\"}, {\"word\": \"看\", \"start\": 69.583, \"end\": 69.783, \"score\": 0.999}, {\"word\": \"一\", \"start\": 69.783, \"end\": 69.944, \"score\": 0.999}, {\"word\": \"下\", \"start\": 69.944, \"end\": 70.844, \"score\": 0.957}, {\"word\": \"頭\"}, {\"word\": \"目\", \"start\": 70.844, \"end\": 71.184, \"score\": 0.941}, {\"word\": \"法\", \"start\": 71.184, \"end\": 71.505, \"score\": 0.998}, {\"word\": \"草\", \"start\": 71.505, \"end\": 71.705, \"score\": 0.963}, {\"word\": \"案\", \"start\": 71.705, \"end\": 72.065, \"score\": 0.98}, {\"word\": \"的\", \"start\": 72.065, \"end\": 72.365, \"score\": 0.999}, {\"word\": \"第\", \"start\": 72.365, \"end\": 73.726, \"score\": 0.94}, {\"word\": \"5\"}, {\"word\": \"條\"}, {\"word\": \"他\", \"start\": 73.726, \"end\": 73.966, \"score\": 0.936}, {\"word\": \"有\", \"start\": 73.966, \"end\": 74.187, \"score\": 0.994}, {\"word\": \"去\", \"start\": 74.187, \"end\": 74.427, \"score\": 0.999}, {\"word\": \"定\", \"start\": 74.427, \"end\": 75.087, \"score\": 0.94}, {\"word\": \"義\"}, {\"word\": \"不\", \"start\": 75.087, \"end\": 75.828, \"score\": 0.944}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"失\", \"start\": 75.828, \"end\": 76.348, \"score\": 0.925}, {\"word\": \"職\"}, {\"word\": \"土\", \"start\": 76.348, \"end\": 76.628, \"score\": 0.998}, {\"word\": \"地\", \"start\": 76.628, \"end\": 77.309, \"score\": 0.961}, {\"word\": \"還\"}, {\"word\": \"有\", \"start\": 77.309, \"end\": 77.489, \"score\": 0.999}, {\"word\": \"其\", \"start\": 77.489, \"end\": 77.669, \"score\": 0.979}, {\"word\": \"他\", \"start\": 77.669, \"end\": 77.949, \"score\": 0.99}, {\"word\": \"建\", \"start\": 77.949, \"end\": 78.229, \"score\": 0.964}, {\"word\": \"物\", \"start\": 78.229, \"end\": 78.41, \"score\": 0.936}, {\"word\": \"等\", \"start\": 78.41, \"end\": 78.57, \"score\": 0.982}, {\"word\": \"等\", \"start\": 78.57, \"end\": 78.79, \"score\": 0.997}, {\"word\": \"等\", \"start\": 78.79, \"end\": 79.57, \"score\": 0.934}, {\"word\": \"那\", \"start\": 79.57, \"end\": 79.851, \"score\": 0.998}, {\"word\": \"都\", \"start\": 79.851, \"end\": 80.291, \"score\": 0.947}, {\"word\": \"計\"}, {\"word\": \"法\", \"start\": 80.291, \"end\": 80.511, \"score\": 0.999}, {\"word\": \"呢\", \"start\": 80.511, \"end\": 81.171, \"score\": 0.945}, {\"word\": \"他\", \"start\": 81.171, \"end\": 82.172, \"score\": 0.948}, {\"word\": \"說\"}, {\"word\": \"劃\"}, {\"word\": \"定\", \"start\": 82.172, \"end\": 82.773, \"score\": 0.989}, {\"word\": \"住\", \"start\": 82.773, \"end\": 83.013, \"score\": 0.989}, {\"word\": \"宅\", \"start\": 83.013, \"end\": 83.333, \"score\": 0.997}, {\"word\": \"商\", \"start\": 83.333, \"end\": 83.953, \"score\": 0.967}, {\"word\": \"業\"}, {\"word\": \"工\", \"start\": 83.953, \"end\": 84.494, \"score\": 0.955}, {\"word\": \"業\"}, {\"word\": \"等\", \"start\": 84.494, \"end\": 84.734, \"score\": 0.999}, {\"word\": \"使\", \"start\": 84.734, \"end\": 84.894, \"score\": 0.907}, {\"word\": \"用\", \"start\": 84.894, \"end\": 85.995, \"score\": 0.981}, {\"word\": \"區\"}, {\"word\": \"另\", \"start\": 85.995, \"end\": 86.195, \"score\": 0.999}, {\"word\": \"外\", \"start\": 86.195, \"end\": 86.655, \"score\": 0.999}, {\"word\": \"第\", \"start\": 86.655, \"end\": 87.596, \"score\": 0.913}, {\"word\": \"3\"}, {\"word\": \"4\"}, {\"word\": \"條\"}, {\"word\": \"也\", \"start\": 87.596, \"end\": 88.477, \"score\": 0.977}, {\"word\": \"說\"}, {\"word\": \"住\", \"start\": 88.477, \"end\": 88.697, \"score\": 0.992}, {\"word\": \"宅\", \"start\": 88.697, \"end\": 89.818, \"score\": 0.964}, {\"word\": \"區\"}, {\"word\": \"為\"}, {\"word\": \"保\", \"start\": 89.818, \"end\": 89.838, \"score\": 0.456}, {\"word\": \"護\"}, {\"word\": \"：\"}, {\"word\": \"一\", \"start\": 90.578, \"end\": 90.738, \"score\": 0.875}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 90.738, \"end\": 90.798, \"score\": 0.667}, {\"word\": \"中\", \"start\": 90.798, \"end\": 90.818, \"score\": 0.0}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 90.818, \"end\": 90.918, \"score\": 0.8}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 90.918, \"end\": 90.938, \"score\": 0.0}, {\"word\": \"度\", \"start\": 90.938, \"end\": 90.958, \"score\": 0.0}, {\"word\": \"中\", \"start\": 90.958, \"end\": 91.038, \"score\": 0.749}, {\"word\": \"央\", \"start\": 91.038, \"end\": 91.299, \"score\": 0.923}, {\"word\": \"政\", \"start\": 91.299, \"end\": 91.539, \"score\": 0.911}, {\"word\": \"府\", \"start\": 91.539, \"end\": 91.779, \"score\": 0.915}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 91.779, \"end\": 91.899, \"score\": 0.833}, {\"word\": \"凍\"}, {\"word\": \"結\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 91.899, \"end\": 92.019, \"score\": 0.829}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 92.019, \"end\": 92.119, \"score\": 0.8}, {\"word\": \"案\", \"start\": 92.119, \"end\": 92.139, \"score\": 0.0}, {\"word\": \"2\"}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 112.321, \"end\": 113.643, \"score\": 0.844}, {\"word\": \"麼\"}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"問\"}, {\"word\": \"這\"}, {\"word\": \"麼\"}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 113.643, \"end\": 114.403, \"score\": 0.94}, {\"word\": \"因\", \"start\": 114.403, \"end\": 115.624, \"score\": 0.934}, {\"word\": \"為\"}, {\"word\": \"頭\"}, {\"word\": \"顧\"}, {\"word\": \"法\", \"start\": 115.624, \"end\": 115.844, \"score\": 0.867}, {\"word\": \"草\", \"start\": 115.844, \"end\": 116.004, \"score\": 0.915}, {\"word\": \"案\", \"start\": 116.004, \"end\": 116.225, \"score\": 0.99}, {\"word\": \"第\", \"start\": 116.225, \"end\": 117.185, \"score\": 0.887}, {\"word\": \"4\"}, {\"word\": \"9\"}, {\"word\": \"條\"}, {\"word\": \"之\", \"start\": 117.185, \"end\": 118.406, \"score\": 0.921}, {\"word\": \"3\"}, {\"word\": \"他\", \"start\": 118.406, \"end\": 118.646, \"score\": 0.962}, {\"word\": \"是\", \"start\": 118.646, \"end\": 119.047, \"score\": 0.992}, {\"word\": \"可\", \"start\": 119.047, \"end\": 119.487, \"score\": 0.88}, {\"word\": \"以\", \"start\": 119.487, \"end\": 119.767, \"score\": 0.934}, {\"word\": \"投\", \"start\": 119.767, \"end\": 121.328, \"score\": 0.949}, {\"word\": \"資\"}, {\"word\": \"開\"}, {\"word\": \"發\"}, {\"word\": \"型\", \"start\": 121.328, \"end\": 121.689, \"score\": 0.927}, {\"word\": \"的\", \"start\": 121.689, \"end\": 122.029, \"score\": 0.999}, {\"word\": \"不\", \"start\": 122.029, \"end\": 123.37, \"score\": 0.905}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"那\", \"start\": 123.37, \"end\": 124.111, \"score\": 0.873}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 124.111, \"end\": 124.251, \"score\": 0.992}, {\"word\": \"是\", \"start\": 124.251, \"end\": 124.451, \"score\": 0.985}, {\"word\": \"想\", \"start\": 124.451, \"end\": 124.611, \"score\": 0.976}, {\"word\": \"要\", \"start\": 124.611, \"end\": 125.051, \"score\": 0.845}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 125.051, \"end\": 125.952, \"score\": 0.925}, {\"word\": \"關\"}, {\"word\": \"於\", \"start\": 125.952, \"end\": 126.893, \"score\": 0.918}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"他\", \"start\": 126.893, \"end\": 127.253, \"score\": 0.979}, {\"word\": \"必\", \"start\": 127.253, \"end\": 127.513, \"score\": 0.9}, {\"word\": \"須\"}, {\"word\": \"要\", \"start\": 127.513, \"end\": 127.653, \"score\": 0.985}, {\"word\": \"去\", \"start\": 127.653, \"end\": 128.074, \"score\": 0.94}, {\"word\": \"買\"}, {\"word\": \"地\", \"start\": 128.074, \"end\": 128.894, \"score\": 0.946}, {\"word\": \"那\", \"start\": 128.894, \"end\": 129.034, \"score\": 0.744}, {\"word\": \"他\", \"start\": 129.034, \"end\": 129.515, \"score\": 0.831}, {\"word\": \"買\"}, {\"word\": \"地\", \"start\": 129.515, \"end\": 129.715, \"score\": 0.858}, {\"word\": \"他\", \"start\": 129.715, \"end\": 129.875, \"score\": 0.965}, {\"word\": \"到\", \"start\": 129.875, \"end\": 130.015, \"score\": 0.661}, {\"word\": \"底\", \"start\": 130.015, \"end\": 130.175, \"score\": 0.885}, {\"word\": \"是\", \"start\": 130.175, \"end\": 130.275, \"score\": 0.781}, {\"word\": \"要\", \"start\": 130.275, \"end\": 130.956, \"score\": 0.925}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"商\", \"start\": 130.956, \"end\": 131.316, \"score\": 0.89}, {\"word\": \"業\"}, {\"word\": \"用\", \"start\": 131.316, \"end\": 131.576, \"score\": 0.999}, {\"word\": \"地\", \"start\": 131.576, \"end\": 132.257, \"score\": 0.944}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 132.257, \"end\": 132.937, \"score\": 0.902}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"住\", \"start\": 132.937, \"end\": 133.098, \"score\": 0.989}, {\"word\": \"宅\", \"start\": 133.098, \"end\": 133.258, \"score\": 0.99}, {\"word\": \"用\", \"start\": 133.258, \"end\": 133.518, \"score\": 0.929}, {\"word\": \"地\", \"start\": 133.518, \"end\": 134.138, \"score\": 0.946}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 134.138, \"end\": 134.499, \"score\": 0.905}, {\"word\": \"說\"}, {\"word\": \"他\", \"start\": 134.499, \"end\": 134.719, \"score\": 0.94}, {\"word\": \"都\", \"start\": 134.719, \"end\": 134.899, \"score\": 0.744}, {\"word\": \"可\", \"start\": 134.899, \"end\": 135.039, \"score\": 0.903}, {\"word\": \"以\", \"start\": 135.039, \"end\": 135.059, \"score\": 0.987}, {\"word\": \"買\"}, {\"word\": \"二\", \"start\": 138.008, \"end\": 139.309, \"score\": 0.969}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 139.309, \"end\": 139.589, \"score\": 0.925}, {\"word\": \"中\", \"start\": 139.589, \"end\": 139.909, \"score\": 0.885}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 139.909, \"end\": 140.57, \"score\": 0.969}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 140.57, \"end\": 140.81, \"score\": 0.917}, {\"word\": \"度\", \"start\": 140.81, \"end\": 141.331, \"score\": 0.954}, {\"word\": \"中\", \"start\": 141.331, \"end\": 141.691, \"score\": 0.851}, {\"word\": \"央\", \"start\": 141.691, \"end\": 141.731, \"score\": 0.493}, {\"word\": \"政\", \"start\": 141.731, \"end\": 142.051, \"score\": 0.937}, {\"word\": \"府\", \"start\": 142.051, \"end\": 142.872, \"score\": 0.949}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 142.872, \"end\": 143.012, \"score\": 0.755}, {\"word\": \"凍\"}, {\"word\": \"結\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 143.012, \"end\": 143.193, \"score\": 0.841}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 143.193, \"end\": 143.313, \"score\": 0.726}, {\"word\": \"案\", \"start\": 143.313, \"end\": 143.433, \"score\": 0.827}, {\"word\": \"2\"}, {\"word\": \"案\", \"start\": 143.433, \"end\": 143.513, \"score\": 0.713}, {\"word\": \"。\"}, {\"word\": \"c\", \"start\": 143.513, \"end\": 143.673, \"score\": 0.869}, {\"word\": \"e\", \"start\": 143.673, \"end\": 143.753, \"score\": 0.742}, {\"word\": \"l\", \"start\": 143.753, \"end\": 143.773, \"score\": 0.0}, {\"word\": \"l\", \"start\": 143.773, \"end\": 143.793, \"score\": 0.0}, {\"word\": \"e\", \"start\": 143.793, \"end\": 143.873, \"score\": 0.738}, {\"word\": \"n\", \"start\": 143.873, \"end\": 143.893, \"score\": 0.0}, {\"word\": \"c\", \"start\": 143.893, \"end\": 143.993, \"score\": 0.75}, {\"word\": \"e\", \"start\": 143.993, \"end\": 144.013, \"score\": 0.0}, {\"word\": \"對\"}, {\"word\": \"目\", \"start\": 152.821, \"end\": 152.941, \"score\": 0.992}, {\"word\": \"前\", \"start\": 152.941, \"end\": 153.121, \"score\": 0.981}, {\"word\": \"是\", \"start\": 153.121, \"end\": 153.241, \"score\": 0.915}, {\"word\": \"可\", \"start\": 153.241, \"end\": 153.422, \"score\": 0.999}, {\"word\": \"以\", \"start\": 153.422, \"end\": 153.622, \"score\": 0.998}, {\"word\": \"就\", \"start\": 153.622, \"end\": 153.742, \"score\": 0.838}, {\"word\": \"是\", \"start\": 153.742, \"end\": 153.842, \"score\": 0.998}, {\"word\": \"但\", \"start\": 153.842, \"end\": 154.002, \"score\": 0.937}, {\"word\": \"是\", \"start\": 154.002, \"end\": 154.142, \"score\": 0.891}, {\"word\": \"他\", \"start\": 154.142, \"end\": 154.302, \"score\": 0.972}, {\"word\": \"有\", \"start\": 154.302, \"end\": 154.422, \"score\": 0.996}, {\"word\": \"一\", \"start\": 154.422, \"end\": 154.742, \"score\": 0.869}, {\"word\": \"個\"}, {\"word\": \"額\"}, {\"word\": \"度\", \"start\": 154.742, \"end\": 154.882, \"score\": 0.995}, {\"word\": \"的\", \"start\": 154.882, \"end\": 155.022, \"score\": 0.994}, {\"word\": \"限\", \"start\": 155.022, \"end\": 155.282, \"score\": 0.988}, {\"word\": \"制\", \"start\": 155.282, \"end\": 156.463, \"score\": 0.984}, {\"word\": \"都\", \"start\": 156.463, \"end\": 156.663, \"score\": 0.899}, {\"word\": \"可\", \"start\": 156.663, \"end\": 156.743, \"score\": 0.95}, {\"word\": \"以\", \"start\": 156.743, \"end\": 156.823, \"score\": 0.749}, {\"word\": \"的\", \"start\": 156.823, \"end\": 156.943, \"score\": 0.866}, {\"word\": \"限\", \"start\": 156.943, \"end\": 157.203, \"score\": 0.992}, {\"word\": \"制\", \"start\": 157.203, \"end\": 157.624, \"score\": 0.944}, {\"word\": \"對\"}, {\"word\": \"好\", \"start\": 157.624, \"end\": 158.104, \"score\": 0.954}, {\"word\": \"那\", \"start\": 158.104, \"end\": 158.244, \"score\": 0.977}, {\"word\": \"我\", \"start\": 158.244, \"end\": 158.504, \"score\": 0.821}, {\"word\": \"們\"}, {\"word\": \"來\"}, {\"word\": \"看\", \"start\": 158.504, \"end\": 158.684, \"score\": 1.0}, {\"word\": \"一\", \"start\": 158.684, \"end\": 158.764, \"score\": 0.997}, {\"word\": \"下\", \"start\": 158.764, \"end\": 159.264, \"score\": 0.999}, {\"word\": \"如\", \"start\": 159.264, \"end\": 159.345, \"score\": 0.75}, {\"word\": \"果\", \"start\": 159.345, \"end\": 159.525, \"score\": 0.889}, {\"word\": \"以\", \"start\": 159.525, \"end\": 159.905, \"score\": 0.93}, {\"word\": \"臺\"}, {\"word\": \"北\", \"start\": 159.905, \"end\": 160.145, \"score\": 0.998}, {\"word\": \"市\", \"start\": 160.145, \"end\": 160.545, \"score\": 0.9}, {\"word\": \"為\"}, {\"word\": \"例\", \"start\": 160.545, \"end\": 160.925, \"score\": 0.897}, {\"word\": \"來\"}, {\"word\": \"看\", \"start\": 160.925, \"end\": 161.786, \"score\": 0.976}, {\"word\": \"他\", \"start\": 161.786, \"end\": 161.986, \"score\": 0.914}, {\"word\": \"的\", \"start\": 161.986, \"end\": 162.266, \"score\": 1.0}, {\"word\": \"第\", \"start\": 162.266, \"end\": 162.586, \"score\": 0.988}, {\"word\": \"三\", \"start\": 162.586, \"end\": 163.186, \"score\": 0.934}, {\"word\": \"類\"}, {\"word\": \"住\", \"start\": 163.186, \"end\": 163.407, \"score\": 0.991}, {\"word\": \"宅\", \"start\": 163.407, \"end\": 164.707, \"score\": 0.984}, {\"word\": \"區\"}, {\"word\": \"他\", \"start\": 164.707, \"end\": 164.887, \"score\": 0.956}, {\"word\": \"是\", \"start\": 164.887, \"end\": 165.067, \"score\": 0.998}, {\"word\": \"可\", \"start\": 165.067, \"end\": 165.267, \"score\": 1.0}, {\"word\": \"以\", \"start\": 165.267, \"end\": 165.728, \"score\": 0.956}, {\"word\": \"蓋\"}, {\"word\": \"旅\", \"start\": 165.728, \"end\": 165.988, \"score\": 0.981}, {\"word\": \"館\"}, {\"word\": \"的\", \"start\": 165.988, \"end\": 167.008, \"score\": 0.919}, {\"word\": \"所\", \"start\": 167.008, \"end\": 167.148, \"score\": 0.999}, {\"word\": \"以\", \"start\": 167.148, \"end\": 167.308, \"score\": 1.0}, {\"word\": \"再\", \"start\": 167.308, \"end\": 167.789, \"score\": 0.916}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 167.789, \"end\": 167.969, \"score\": 0.988}, {\"word\": \"一\", \"start\": 167.969, \"end\": 168.029, \"score\": 0.997}, {\"word\": \"下\", \"start\": 168.029, \"end\": 168.809, \"score\": 0.948}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"不\", \"start\": 168.809, \"end\": 169.329, \"score\": 0.922}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 169.329, \"end\": 169.63, \"score\": 0.932}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 169.63, \"end\": 170.01, \"score\": 0.9}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 170.01, \"end\": 170.15, \"score\": 0.991}, {\"word\": \"金\", \"start\": 170.15, \"end\": 170.75, \"score\": 0.984}, {\"word\": \"可\", \"start\": 170.75, \"end\": 170.93, \"score\": 0.999}, {\"word\": \"以\", \"start\": 170.93, \"end\": 171.571, \"score\": 0.917}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"住\", \"start\": 171.571, \"end\": 171.771, \"score\": 0.892}, {\"word\": \"宅\", \"start\": 171.771, \"end\": 171.911, \"score\": 0.971}, {\"word\": \"用\", \"start\": 171.911, \"end\": 172.091, \"score\": 1.0}, {\"word\": \"地\", \"start\": 172.091, \"end\": 172.431, \"score\": 0.937}, {\"word\": \"興\"}, {\"word\": \"建\", \"start\": 172.431, \"end\": 172.591, \"score\": 0.948}, {\"word\": \"旅\", \"start\": 172.591, \"end\": 172.771, \"score\": 0.985}, {\"word\": \"館\"}, {\"word\": \"嗎\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 172.771, \"end\": 173.952, \"score\": 0.925}, {\"word\": \"委\", \"start\": 173.952, \"end\": 174.672, \"score\": 0.915}, {\"word\": \"員\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"我\", \"start\": 174.672, \"end\": 174.892, \"score\": 0.825}, {\"word\": \"不\", \"start\": 174.892, \"end\": 174.992, \"score\": 0.997}, {\"word\": \"是\", \"start\": 174.992, \"end\": 175.132, \"score\": 0.999}, {\"word\": \"地\", \"start\": 175.132, \"end\": 175.272, \"score\": 0.994}, {\"word\": \"政\", \"start\": 175.272, \"end\": 175.472, \"score\": 0.899}, {\"word\": \"專\"}, {\"word\": \"家\", \"start\": 175.472, \"end\": 175.693, \"score\": 0.906}, {\"word\": \"那\", \"start\": 175.693, \"end\": 176.133, \"score\": 0.949}, {\"word\": \"住\", \"start\": 176.133, \"end\": 176.313, \"score\": 0.976}, {\"word\": \"宅\", \"start\": 176.313, \"end\": 176.493, \"score\": 0.891}, {\"word\": \"用\", \"start\": 176.493, \"end\": 176.713, \"score\": 0.953}, {\"word\": \"地\", \"start\": 176.713, \"end\": 177.033, \"score\": 0.874}, {\"word\": \"興\"}, {\"word\": \"建\", \"start\": 177.033, \"end\": 177.193, \"score\": 0.792}, {\"word\": \"旅\", \"start\": 177.193, \"end\": 177.554, \"score\": 0.921}, {\"word\": \"館\"}, {\"word\": \"我\", \"start\": 177.554, \"end\": 177.694, \"score\": 0.994}, {\"word\": \"不\", \"start\": 177.694, \"end\": 177.794, \"score\": 0.84}, {\"word\": \"曉\"}, {\"word\": \"得\", \"start\": 177.794, \"end\": 178.014, \"score\": 0.816}, {\"word\": \"可\", \"start\": 178.014, \"end\": 178.154, \"score\": 0.988}, {\"word\": \"不\", \"start\": 178.154, \"end\": 178.234, \"score\": 0.93}, {\"word\": \"可\", \"start\": 178.234, \"end\": 178.334, \"score\": 0.801}, {\"word\": \"以\", \"start\": 178.334, \"end\": 178.414, \"score\": 0.748}, {\"word\": \"但\", \"start\": 178.414, \"end\": 178.594, \"score\": 0.889}, {\"word\": \"是\", \"start\": 178.594, \"end\": 178.874, \"score\": 0.932}, {\"word\": \"旅\", \"start\": 178.874, \"end\": 179.314, \"score\": 0.951}, {\"word\": \"館\"}, {\"word\": \"是\", \"start\": 179.314, \"end\": 179.494, \"score\": 0.917}, {\"word\": \"可\", \"start\": 179.494, \"end\": 179.675, \"score\": 0.998}, {\"word\": \"以\", \"start\": 179.675, \"end\": 179.795, \"score\": 0.963}, {\"word\": \"的\", \"start\": 179.795, \"end\": 179.815, \"score\": 0.042}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 183.51, \"end\": 184.811, \"score\": 0.953}, {\"word\": \"當\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"不\", \"start\": 184.811, \"end\": 185.412, \"score\": 0.933}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 185.412, \"end\": 185.912, \"score\": 0.96}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 185.912, \"end\": 186.452, \"score\": 0.956}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 186.452, \"end\": 186.613, \"score\": 0.992}, {\"word\": \"金\", \"start\": 186.613, \"end\": 187.393, \"score\": 0.927}, {\"word\": \"購\"}, {\"word\": \"買\"}, {\"word\": \"住\", \"start\": 187.393, \"end\": 187.573, \"score\": 0.998}, {\"word\": \"宅\", \"start\": 187.573, \"end\": 187.773, \"score\": 0.966}, {\"word\": \"用\", \"start\": 187.773, \"end\": 188.054, \"score\": 1.0}, {\"word\": \"地\", \"start\": 188.054, \"end\": 188.254, \"score\": 0.957}, {\"word\": \"的\", \"start\": 188.254, \"end\": 188.634, \"score\": 0.941}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 188.634, \"end\": 189.295, \"score\": 0.996}, {\"word\": \"您\", \"start\": 189.295, \"end\": 189.735, \"score\": 0.871}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"一\", \"start\": 189.735, \"end\": 190.055, \"score\": 0.876}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 190.055, \"end\": 190.195, \"score\": 0.999}, {\"word\": \"就\", \"start\": 190.195, \"end\": 190.656, \"score\": 0.956}, {\"word\": \"講\"}, {\"word\": \"嘛\", \"start\": 190.656, \"end\": 191.276, \"score\": 0.993}, {\"word\": \"是\", \"start\": 191.276, \"end\": 191.456, \"score\": 0.957}, {\"word\": \"有\", \"start\": 191.456, \"end\": 191.636, \"score\": 0.99}, {\"word\": \"可\", \"start\": 191.636, \"end\": 191.777, \"score\": 1.0}, {\"word\": \"能\", \"start\": 191.777, \"end\": 192.117, \"score\": 0.939}, {\"word\": \"會\"}, {\"word\": \"推\", \"start\": 192.117, \"end\": 192.377, \"score\": 1.0}, {\"word\": \"升\", \"start\": 192.377, \"end\": 193.158, \"score\": 0.974}, {\"word\": \"附\", \"start\": 193.158, \"end\": 193.358, \"score\": 0.999}, {\"word\": \"近\", \"start\": 193.358, \"end\": 193.618, \"score\": 0.977}, {\"word\": \"住\", \"start\": 193.618, \"end\": 193.838, \"score\": 0.996}, {\"word\": \"宅\", \"start\": 193.838, \"end\": 194.058, \"score\": 0.99}, {\"word\": \"的\", \"start\": 194.058, \"end\": 194.198, \"score\": 1.0}, {\"word\": \"一\", \"start\": 194.198, \"end\": 194.919, \"score\": 0.972}, {\"word\": \"個\"}, {\"word\": \"房\", \"start\": 194.919, \"end\": 195.92, \"score\": 0.979}, {\"word\": \"價\"}, {\"word\": \"用\", \"start\": 195.92, \"end\": 196.12, \"score\": 1.0}, {\"word\": \"地\", \"start\": 196.12, \"end\": 196.64, \"score\": 0.936}, {\"word\": \"價\"}, {\"word\": \"格\", \"start\": 196.64, \"end\": 197.401, \"score\": 0.867}, {\"word\": \"那\", \"start\": 197.401, \"end\": 197.981, \"score\": 0.962}, {\"word\": \"我\", \"start\": 197.981, \"end\": 198.182, \"score\": 0.999}, {\"word\": \"就\", \"start\": 198.182, \"end\": 198.322, \"score\": 0.858}, {\"word\": \"是\", \"start\": 198.322, \"end\": 198.462, \"score\": 0.996}, {\"word\": \"想\", \"start\": 198.462, \"end\": 198.942, \"score\": 0.925}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 198.942, \"end\": 199.763, \"score\": 0.98}, {\"word\": \"主\", \"start\": 199.763, \"end\": 199.883, \"score\": 0.87}, {\"word\": \"委\", \"start\": 199.883, \"end\": 200.003, \"score\": 0.865}, {\"word\": \"您\", \"start\": 200.003, \"end\": 200.543, \"score\": 0.888}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"需\", \"start\": 200.543, \"end\": 200.763, \"score\": 0.925}, {\"word\": \"不\", \"start\": 200.763, \"end\": 200.904, \"score\": 0.999}, {\"word\": \"需\", \"start\": 200.904, \"end\": 201.084, \"score\": 0.998}, {\"word\": \"要\", \"start\": 201.084, \"end\": 201.324, \"score\": 1.0}, {\"word\": \"做\", \"start\": 201.324, \"end\": 201.664, \"score\": 0.993}, {\"word\": \"限\", \"start\": 201.664, \"end\": 201.984, \"score\": 0.998}, {\"word\": \"制\", \"start\": 201.984, \"end\": 202.004, \"score\": 0.931}, {\"word\": \"請\"}, {\"word\": \"局\", \"start\": 203.386, \"end\": 203.506, \"score\": 0.829}, {\"word\": \"長\"}, {\"word\": \"回\", \"start\": 203.506, \"end\": 203.606, \"score\": 0.799}, {\"word\": \"答\", \"start\": 203.606, \"end\": 203.626, \"score\": 0.0}, {\"word\": \"那\", \"start\": 223.396, \"end\": 223.596, \"score\": 0.918}, {\"word\": \"我\", \"start\": 223.596, \"end\": 224.237, \"score\": 0.964}, {\"word\": \"會\"}, {\"word\": \"提\", \"start\": 224.237, \"end\": 224.457, \"score\": 0.913}, {\"word\": \"一\", \"start\": 224.457, \"end\": 225.057, \"score\": 0.963}, {\"word\": \"個\"}, {\"word\": \"修\", \"start\": 225.057, \"end\": 225.238, \"score\": 0.992}, {\"word\": \"正\", \"start\": 225.238, \"end\": 226.619, \"score\": 0.9}, {\"word\": \"動\"}, {\"word\": \"議\"}, {\"word\": \"就\", \"start\": 226.619, \"end\": 226.759, \"score\": 0.722}, {\"word\": \"是\", \"start\": 226.759, \"end\": 226.979, \"score\": 0.996}, {\"word\": \"不\", \"start\": 226.979, \"end\": 227.54, \"score\": 0.926}, {\"word\": \"動\"}, {\"word\": \"產\"}, {\"word\": \"投\", \"start\": 227.54, \"end\": 228.0, \"score\": 0.947}, {\"word\": \"資\"}, {\"word\": \"信\", \"start\": 228.0, \"end\": 228.38, \"score\": 0.939}, {\"word\": \"託\"}, {\"word\": \"基\", \"start\": 228.38, \"end\": 228.52, \"score\": 0.996}, {\"word\": \"金\", \"start\": 228.52, \"end\": 229.161, \"score\": 0.989}, {\"word\": \"以\", \"start\": 229.161, \"end\": 229.421, \"score\": 0.997}, {\"word\": \"投\", \"start\": 229.421, \"end\": 230.002, \"score\": 0.963}, {\"word\": \"資\"}, {\"word\": \"或\", \"start\": 230.002, \"end\": 230.562, \"score\": 0.959}, {\"word\": \"運\"}, {\"word\": \"用\", \"start\": 230.562, \"end\": 230.902, \"score\": 0.999}, {\"word\": \"於\", \"start\": 230.902, \"end\": 231.103, \"score\": 0.9}, {\"word\": \"下\", \"start\": 231.103, \"end\": 231.303, \"score\": 0.995}, {\"word\": \"列\", \"start\": 231.303, \"end\": 231.683, \"score\": 0.944}, {\"word\": \"標\"}, {\"word\": \"的\", \"start\": 231.683, \"end\": 231.983, \"score\": 0.862}, {\"word\": \"為\"}, {\"word\": \"限\", \"start\": 231.983, \"end\": 232.464, \"score\": 0.875}, {\"word\": \"且\", \"start\": 232.464, \"end\": 232.804, \"score\": 1.0}, {\"word\": \"不\", \"start\": 232.804, \"end\": 232.924, \"score\": 0.998}, {\"word\": \"得\", \"start\": 232.924, \"end\": 233.244, \"score\": 0.999}, {\"word\": \"投\", \"start\": 233.244, \"end\": 233.625, \"score\": 0.946}, {\"word\": \"資\"}, {\"word\": \"於\", \"start\": 233.625, \"end\": 233.805, \"score\": 0.888}, {\"word\": \"住\", \"start\": 233.805, \"end\": 233.965, \"score\": 0.989}, {\"word\": \"宅\", \"start\": 233.965, \"end\": 234.165, \"score\": 0.933}, {\"word\": \"法\", \"start\": 234.165, \"end\": 234.345, \"score\": 0.997}, {\"word\": \"第\", \"start\": 234.345, \"end\": 234.505, \"score\": 0.903}, {\"word\": \"三\", \"start\": 234.505, \"end\": 235.466, \"score\": 0.962}, {\"word\": \"條\"}, {\"word\": \"第\", \"start\": 235.466, \"end\": 235.606, \"score\": 0.993}, {\"word\": \"一\", \"start\": 235.606, \"end\": 235.827, \"score\": 0.996}, {\"word\": \"款\", \"start\": 235.827, \"end\": 236.267, \"score\": 0.979}, {\"word\": \"所\", \"start\": 236.267, \"end\": 236.547, \"score\": 0.995}, {\"word\": \"定\", \"start\": 236.547, \"end\": 236.948, \"score\": 0.998}, {\"word\": \"住\", \"start\": 236.948, \"end\": 237.128, \"score\": 0.986}, {\"word\": \"宅\", \"start\": 237.128, \"end\": 237.368, \"score\": 0.898}, {\"word\": \"或\", \"start\": 237.368, \"end\": 237.788, \"score\": 0.991}, {\"word\": \"都\", \"start\": 237.788, \"end\": 238.008, \"score\": 0.995}, {\"word\": \"市\", \"start\": 238.008, \"end\": 238.549, \"score\": 0.913}, {\"word\": \"計\"}, {\"word\": \"劃\"}, {\"word\": \"法\", \"start\": 238.549, \"end\": 238.749, \"score\": 0.997}, {\"word\": \"第\", \"start\": 238.749, \"end\": 240.05, \"score\": 0.931}, {\"word\": \"3\"}, {\"word\": \"4\"}, {\"word\": \"條\"}, {\"word\": \"所\", \"start\": 240.05, \"end\": 240.35, \"score\": 0.993}, {\"word\": \"定\", \"start\": 240.35, \"end\": 240.751, \"score\": 0.999}, {\"word\": \"住\", \"start\": 240.751, \"end\": 240.931, \"score\": 0.994}, {\"word\": \"宅\", \"start\": 240.931, \"end\": 241.471, \"score\": 0.92}, {\"word\": \"區\"}, {\"word\": \"土\", \"start\": 241.471, \"end\": 241.712, \"score\": 0.97}, {\"word\": \"地\", \"start\": 241.712, \"end\": 242.232, \"score\": 0.996}, {\"word\": \"主\", \"start\": 242.232, \"end\": 242.372, \"score\": 0.886}, {\"word\": \"委\", \"start\": 242.372, \"end\": 242.512, \"score\": 0.794}, {\"word\": \"你\", \"start\": 242.512, \"end\": 242.632, \"score\": 0.984}, {\"word\": \"怎\", \"start\": 242.632, \"end\": 242.853, \"score\": 0.89}, {\"word\": \"麼\"}, {\"word\": \"看\", \"start\": 242.853, \"end\": 242.873, \"score\": 0.999}, {\"word\": \"您\", \"start\": 248.156, \"end\": 249.277, \"score\": 0.855}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 249.277, \"end\": 249.497, \"score\": 0.99}, {\"word\": \"一\", \"start\": 249.497, \"end\": 249.677, \"score\": 0.972}, {\"word\": \"定\", \"start\": 249.677, \"end\": 249.897, \"score\": 0.994}, {\"word\": \"是\", \"start\": 249.897, \"end\": 250.157, \"score\": 0.938}, {\"word\": \"必\", \"start\": 250.157, \"end\": 250.558, \"score\": 0.873}, {\"word\": \"須\"}, {\"word\": \"尊\", \"start\": 250.558, \"end\": 250.798, \"score\": 0.752}, {\"word\": \"重\", \"start\": 250.798, \"end\": 251.058, \"score\": 0.85}, {\"word\": \"啦\", \"start\": 251.058, \"end\": 251.338, \"score\": 0.84}, {\"word\": \"我\", \"start\": 251.338, \"end\": 251.458, \"score\": 0.881}, {\"word\": \"只\", \"start\": 251.458, \"end\": 251.639, \"score\": 0.851}, {\"word\": \"是\", \"start\": 251.639, \"end\": 251.959, \"score\": 0.785}, {\"word\": \"說\"}, {\"word\": \"問\"}, {\"word\": \"您\", \"start\": 251.959, \"end\": 252.159, \"score\": 0.825}, {\"word\": \"的\", \"start\": 252.159, \"end\": 252.279, \"score\": 0.814}, {\"word\": \"看\", \"start\": 252.279, \"end\": 252.539, \"score\": 0.948}, {\"word\": \"法\", \"start\": 252.539, \"end\": 252.699, \"score\": 0.964}, {\"word\": \"啦\", \"start\": 252.699, \"end\": 253.78, \"score\": 0.896}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 253.78, \"end\": 254.001, \"score\": 0.842}, {\"word\": \"限\", \"start\": 254.001, \"end\": 254.241, \"score\": 0.984}, {\"word\": \"制\", \"start\": 254.241, \"end\": 254.401, \"score\": 0.944}, {\"word\": \"越\", \"start\": 254.401, \"end\": 254.581, \"score\": 0.801}, {\"word\": \"多\", \"start\": 254.581, \"end\": 254.741, \"score\": 0.939}, {\"word\": \"他\", \"start\": 254.741, \"end\": 254.941, \"score\": 0.894}, {\"word\": \"可\", \"start\": 254.941, \"end\": 255.081, \"score\": 0.965}, {\"word\": \"能\", \"start\": 255.081, \"end\": 255.582, \"score\": 0.879}, {\"word\": \"產\"}, {\"word\": \"生\", \"start\": 255.582, \"end\": 255.862, \"score\": 0.978}, {\"word\": \"收\", \"start\": 255.862, \"end\": 256.062, \"score\": 0.907}, {\"word\": \"益\", \"start\": 256.062, \"end\": 256.202, \"score\": 0.786}, {\"word\": \"的\", \"start\": 256.202, \"end\": 257.083, \"score\": 0.968}, {\"word\": \"標\"}, {\"word\": \"的\", \"start\": 257.083, \"end\": 257.523, \"score\": 0.812}, {\"word\": \"來\"}, {\"word\": \"源\", \"start\": 257.523, \"end\": 257.764, \"score\": 0.991}, {\"word\": \"就\", \"start\": 257.764, \"end\": 258.144, \"score\": 0.892}, {\"word\": \"會\"}, {\"word\": \"少\", \"start\": 258.144, \"end\": 258.384, \"score\": 0.966}, {\"word\": \"一\", \"start\": 258.384, \"end\": 258.805, \"score\": 0.81}, {\"word\": \"點\"}, {\"word\": \"但\", \"start\": 258.805, \"end\": 258.925, \"score\": 0.752}, {\"word\": \"是\", \"start\": 258.925, \"end\": 259.025, \"score\": 0.858}, {\"word\": \"您\", \"start\": 259.025, \"end\": 259.205, \"score\": 0.863}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 259.205, \"end\": 259.485, \"score\": 0.915}, {\"word\": \"是\", \"start\": 259.485, \"end\": 259.685, \"score\": 0.979}, {\"word\": \"顧\"}, {\"word\": \"慮\"}, {\"word\": \"到\", \"start\": 259.685, \"end\": 259.705, \"score\": 0.0}, {\"word\": \"二\", \"start\": 260.726, \"end\": 260.906, \"score\": 0.698}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 260.906, \"end\": 261.066, \"score\": 0.824}, {\"word\": \"中\", \"start\": 261.066, \"end\": 261.286, \"score\": 0.748}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 261.286, \"end\": 261.426, \"score\": 0.812}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 261.426, \"end\": 261.567, \"score\": 0.801}, {\"word\": \"度\", \"start\": 261.567, \"end\": 261.587, \"score\": 0.0}, {\"word\": \"中\", \"start\": 261.587, \"end\": 261.747, \"score\": 0.791}, {\"word\": \"央\", \"start\": 261.747, \"end\": 262.007, \"score\": 0.918}, {\"word\": \"政\", \"start\": 262.007, \"end\": 262.207, \"score\": 0.884}, {\"word\": \"府\", \"start\": 262.207, \"end\": 262.227, \"score\": 0.0}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 262.227, \"end\": 262.447, \"score\": 0.885}, {\"word\": \"決\"}, {\"word\": \"議\"}, {\"word\": \"．\"}, {\"word\": \"有\", \"start\": 262.447, \"end\": 262.627, \"score\": 0.873}, {\"word\": \"關\"}, {\"word\": \"審\"}, {\"word\": \"計\"}, {\"word\": \"二\", \"start\": 262.627, \"end\": 263.007, \"score\": 0.864}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 263.007, \"end\": 263.248, \"score\": 0.908}, {\"word\": \"中\", \"start\": 263.248, \"end\": 263.428, \"score\": 0.829}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 263.428, \"end\": 263.448, \"score\": 0.004}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 263.448, \"end\": 263.628, \"score\": 0.881}, {\"word\": \"度\", \"start\": 263.628, \"end\": 263.808, \"score\": 0.886}, {\"word\": \"中\", \"start\": 263.808, \"end\": 264.048, \"score\": 0.908}, {\"word\": \"央\", \"start\": 264.048, \"end\": 264.148, \"score\": 0.606}, {\"word\": \"政\", \"start\": 264.148, \"end\": 264.368, \"score\": 0.863}, {\"word\": \"府\", \"start\": 264.368, \"end\": 264.588, \"score\": 0.899}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 264.588, \"end\": 265.189, \"score\": 0.94}, {\"word\": \"決\"}, {\"word\": \"議\"}, {\"word\": \"．\"}, {\"word\": \"有\", \"start\": 265.189, \"end\": 265.289, \"score\": 0.575}, {\"word\": \"關\"}, {\"word\": \"審\"}, {\"word\": \"計\"}, {\"word\": \"二\", \"start\": 265.289, \"end\": 265.529, \"score\": 0.885}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 265.529, \"end\": 266.049, \"score\": 0.887}, {\"word\": \"中\", \"start\": 266.049, \"end\": 266.209, \"score\": 0.872}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 266.209, \"end\": 266.229, \"score\": 0.0}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 266.229, \"end\": 266.329, \"score\": 0.757}, {\"word\": \"度\", \"start\": 266.329, \"end\": 266.349, \"score\": 0.0}, {\"word\": \"那\", \"start\": 287.722, \"end\": 287.902, \"score\": 0.995}, {\"word\": \"事\", \"start\": 287.902, \"end\": 288.182, \"score\": 0.9}, {\"word\": \"實\"}, {\"word\": \"上\", \"start\": 288.182, \"end\": 288.882, \"score\": 0.883}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"是\", \"start\": 288.882, \"end\": 289.022, \"score\": 0.86}, {\"word\": \"可\", \"start\": 289.022, \"end\": 289.142, \"score\": 0.999}, {\"word\": \"以\", \"start\": 289.142, \"end\": 289.302, \"score\": 1.0}, {\"word\": \"掌\", \"start\": 289.302, \"end\": 289.542, \"score\": 0.951}, {\"word\": \"握\", \"start\": 289.542, \"end\": 289.803, \"score\": 0.96}, {\"word\": \"的\", \"start\": 289.803, \"end\": 290.363, \"score\": 0.997}, {\"word\": \"因\", \"start\": 290.363, \"end\": 291.083, \"score\": 0.97}, {\"word\": \"為\"}, {\"word\": \"警\", \"start\": 291.083, \"end\": 291.703, \"score\": 0.935}, {\"word\": \"鐘\"}, {\"word\": \"早\", \"start\": 291.703, \"end\": 291.923, \"score\": 0.993}, {\"word\": \"已\", \"start\": 291.923, \"end\": 292.403, \"score\": 0.928}, {\"word\": \"響\"}, {\"word\": \"起\", \"start\": 292.403, \"end\": 292.603, \"score\": 0.995}, {\"word\": \"啊\", \"start\": 292.603, \"end\": 293.643, \"score\": 0.899}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 293.643, \"end\": 293.904, \"score\": 0.992}, {\"word\": \"全\", \"start\": 293.904, \"end\": 294.164, \"score\": 0.998}, {\"word\": \"球\", \"start\": 294.164, \"end\": 294.384, \"score\": 0.921}, {\"word\": \"爆\", \"start\": 294.384, \"end\": 294.764, \"score\": 0.946}, {\"word\": \"發\"}, {\"word\": \"疫\", \"start\": 294.764, \"end\": 294.924, \"score\": 0.857}, {\"word\": \"情\", \"start\": 294.924, \"end\": 295.564, \"score\": 0.992}, {\"word\": \"大\", \"start\": 295.564, \"end\": 295.704, \"score\": 0.999}, {\"word\": \"家\", \"start\": 295.704, \"end\": 296.064, \"score\": 0.935}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 296.064, \"end\": 296.224, \"score\": 0.999}, {\"word\": \"做\", \"start\": 296.224, \"end\": 296.784, \"score\": 0.953}, {\"word\": \"遠\"}, {\"word\": \"距\", \"start\": 296.784, \"end\": 297.364, \"score\": 0.931}, {\"word\": \"辦\"}, {\"word\": \"公\", \"start\": 297.364, \"end\": 298.045, \"score\": 0.983}, {\"word\": \"那\", \"start\": 298.045, \"end\": 298.345, \"score\": 0.851}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"已\", \"start\": 298.345, \"end\": 298.725, \"score\": 0.947}, {\"word\": \"經\"}, {\"word\": \"是\", \"start\": 298.725, \"end\": 299.445, \"score\": 0.917}, {\"word\": \"漸\"}, {\"word\": \"漸\"}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 299.445, \"end\": 299.645, \"score\": 0.986}, {\"word\": \"常\", \"start\": 299.645, \"end\": 300.145, \"score\": 0.952}, {\"word\": \"態\"}, {\"word\": \"化\", \"start\": 300.145, \"end\": 300.925, \"score\": 0.974}, {\"word\": \"可\", \"start\": 300.925, \"end\": 301.065, \"score\": 0.999}, {\"word\": \"以\", \"start\": 301.065, \"end\": 301.405, \"score\": 0.938}, {\"word\": \"預\"}, {\"word\": \"期\", \"start\": 301.405, \"end\": 301.625, \"score\": 0.906}, {\"word\": \"商\", \"start\": 301.625, \"end\": 302.045, \"score\": 0.875}, {\"word\": \"辦\"}, {\"word\": \"的\", \"start\": 302.045, \"end\": 302.166, \"score\": 0.996}, {\"word\": \"需\", \"start\": 302.166, \"end\": 302.386, \"score\": 0.99}, {\"word\": \"求\", \"start\": 302.386, \"end\": 302.766, \"score\": 0.945}, {\"word\": \"會\"}, {\"word\": \"弱\", \"start\": 302.766, \"end\": 303.086, \"score\": 0.945}, {\"word\": \"化\", \"start\": 303.086, \"end\": 303.786, \"score\": 0.97}, {\"word\": \"加\", \"start\": 303.786, \"end\": 304.046, \"score\": 0.998}, {\"word\": \"上\", \"start\": 304.046, \"end\": 304.246, \"score\": 0.94}, {\"word\": \"呢\", \"start\": 304.246, \"end\": 304.846, \"score\": 0.961}, {\"word\": \"前\", \"start\": 304.846, \"end\": 305.086, \"score\": 0.999}, {\"word\": \"年\", \"start\": 305.086, \"end\": 305.266, \"score\": 0.986}, {\"word\": \"的\", \"start\": 305.266, \"end\": 305.786, \"score\": 0.961}, {\"word\": \"3\"}, {\"word\": \"月\", \"start\": 305.786, \"end\": 306.467, \"score\": 0.98}, {\"word\": \"美\", \"start\": 306.467, \"end\": 307.007, \"score\": 0.959}, {\"word\": \"國\"}, {\"word\": \"暴\", \"start\": 307.007, \"end\": 307.187, \"score\": 0.995}, {\"word\": \"力\", \"start\": 307.187, \"end\": 307.367, \"score\": 0.966}, {\"word\": \"升\", \"start\": 307.367, \"end\": 307.727, \"score\": 0.946}, {\"word\": \"息\", \"start\": 307.727, \"end\": 307.747, \"score\": 0.058}, {\"word\": \"因\", \"start\": 308.487, \"end\": 308.507, \"score\": 0.0}, {\"word\": \"此\", \"start\": 308.507, \"end\": 308.587, \"score\": 0.75}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 308.587, \"end\": 308.667, \"score\": 0.743}, {\"word\": \"可\", \"start\": 308.667, \"end\": 308.767, \"score\": 0.757}, {\"word\": \"預\"}, {\"word\": \"期\", \"start\": 308.767, \"end\": 308.787, \"score\": 0.0}, {\"word\": \"的\", \"start\": 308.787, \"end\": 309.267, \"score\": 0.832}, {\"word\": \"需\", \"start\": 309.267, \"end\": 309.467, \"score\": 0.73}, {\"word\": \"求\", \"start\": 309.467, \"end\": 309.567, \"score\": 0.573}, {\"word\": \"下\", \"start\": 309.567, \"end\": 309.587, \"score\": 0.0}, {\"word\": \"降\", \"start\": 309.587, \"end\": 309.848, \"score\": 0.74}, {\"word\": \"成\", \"start\": 309.848, \"end\": 310.008, \"score\": 0.754}, {\"word\": \"本\", \"start\": 310.008, \"end\": 310.188, \"score\": 0.775}, {\"word\": \"上\", \"start\": 310.188, \"end\": 310.388, \"score\": 0.742}, {\"word\": \"升\", \"start\": 310.388, \"end\": 310.728, \"score\": 0.826}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 310.728, \"end\": 310.848, \"score\": 0.619}, {\"word\": \"就\", \"start\": 310.848, \"end\": 310.948, \"score\": 0.799}, {\"word\": \"倒\", \"start\": 310.948, \"end\": 310.968, \"score\": 0.0}, {\"word\": \"閉\"}, {\"word\": \"那\", \"start\": 310.968, \"end\": 310.988, \"score\": 0.0}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 310.988, \"end\": 311.128, \"score\": 0.801}, {\"word\": \"麼\"}, {\"word\": \"關\"}, {\"word\": \"心\", \"start\": 311.128, \"end\": 311.148, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"因\", \"start\": 311.148, \"end\": 311.168, \"score\": 0.0}, {\"word\": \"為\"}, {\"word\": \"新\", \"start\": 311.168, \"end\": 311.348, \"score\": 0.789}, {\"word\": \"聞\"}, {\"word\": \"有\", \"start\": 311.348, \"end\": 311.368, \"score\": 0.0}, {\"word\": \"看\", \"start\": 311.368, \"end\": 311.488, \"score\": 0.798}, {\"word\": \"到\", \"start\": 311.488, \"end\": 311.508, \"score\": 0.0}, {\"word\": \"啦\", \"start\": 311.508, \"end\": 311.528, \"score\": 0.0}, {\"word\": \"金\", \"start\": 311.528, \"end\": 311.728, \"score\": 0.819}, {\"word\": \"管\", \"start\": 311.728, \"end\": 311.888, \"score\": 0.869}, {\"word\": \"會\"}, {\"word\": \"證\"}, {\"word\": \"實\"}, {\"word\": \"六\", \"start\": 311.888, \"end\": 311.908, \"score\": 0.0}, {\"word\": \"家\", \"start\": 311.908, \"end\": 312.108, \"score\": 0.82}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 312.108, \"end\": 312.329, \"score\": 0.793}, {\"word\": \"重\", \"start\": 312.329, \"end\": 312.529, \"score\": 0.873}, {\"word\": \"建\", \"start\": 312.529, \"end\": 312.849, \"score\": 0.888}, {\"word\": \"喔\", \"start\": 312.849, \"end\": 312.869, \"score\": 0.0}, {\"word\": \"那\", \"start\": 329.375, \"end\": 329.975, \"score\": 0.889}, {\"word\": \"什\", \"start\": 329.975, \"end\": 330.176, \"score\": 0.693}, {\"word\": \"麼\"}, {\"word\": \"意\", \"start\": 330.176, \"end\": 330.356, \"score\": 0.987}, {\"word\": \"思\", \"start\": 330.356, \"end\": 330.516, \"score\": 0.838}, {\"word\": \"就\", \"start\": 330.516, \"end\": 330.656, \"score\": 0.951}, {\"word\": \"是\", \"start\": 330.656, \"end\": 331.196, \"score\": 0.957}, {\"word\": \"我\", \"start\": 331.196, \"end\": 331.416, \"score\": 0.72}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 331.416, \"end\": 331.657, \"score\": 0.998}, {\"word\": \"到\", \"start\": 331.657, \"end\": 332.217, \"score\": 0.949}, {\"word\": \"他\", \"start\": 332.217, \"end\": 332.517, \"score\": 0.872}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 332.517, \"end\": 333.018, \"score\": 0.881}, {\"word\": \"聯\"}, {\"word\": \"合\", \"start\": 333.018, \"end\": 333.278, \"score\": 0.983}, {\"word\": \"借\", \"start\": 333.278, \"end\": 334.539, \"score\": 0.863}, {\"word\": \"錢\"}, {\"word\": \"給\"}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 334.539, \"end\": 334.759, \"score\": 0.985}, {\"word\": \"歐\", \"start\": 334.759, \"end\": 334.979, \"score\": 0.906}, {\"word\": \"美\", \"start\": 334.979, \"end\": 335.199, \"score\": 0.857}, {\"word\": \"的\", \"start\": 335.199, \"end\": 335.339, \"score\": 0.998}, {\"word\": \"商\", \"start\": 335.339, \"end\": 335.98, \"score\": 0.918}, {\"word\": \"辦\"}, {\"word\": \"業\"}, {\"word\": \"者\", \"start\": 335.98, \"end\": 336.54, \"score\": 0.997}, {\"word\": \"那\", \"start\": 336.54, \"end\": 336.68, \"score\": 0.838}, {\"word\": \"目\", \"start\": 336.68, \"end\": 336.84, \"score\": 0.66}, {\"word\": \"前\", \"start\": 336.84, \"end\": 336.98, \"score\": 0.744}, {\"word\": \"我\", \"start\": 336.98, \"end\": 337.401, \"score\": 0.894}, {\"word\": \"這\"}, {\"word\": \"邊\"}, {\"word\": \"得\", \"start\": 337.401, \"end\": 337.621, \"score\": 0.885}, {\"word\": \"知\", \"start\": 337.621, \"end\": 337.761, \"score\": 0.966}, {\"word\": \"的\", \"start\": 337.761, \"end\": 337.861, \"score\": 0.933}, {\"word\": \"案\", \"start\": 337.861, \"end\": 338.081, \"score\": 0.848}, {\"word\": \"件\", \"start\": 338.081, \"end\": 338.561, \"score\": 0.915}, {\"word\": \"數\"}, {\"word\": \"是\", \"start\": 338.561, \"end\": 339.382, \"score\": 0.935}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"件\", \"start\": 339.382, \"end\": 339.722, \"score\": 0.837}, {\"word\": \"美\", \"start\": 339.722, \"end\": 340.022, \"score\": 0.927}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 340.022, \"end\": 340.523, \"score\": 0.876}, {\"word\": \"連\"}, {\"word\": \"帶\"}, {\"word\": \"案\", \"start\": 340.523, \"end\": 340.723, \"score\": 0.89}, {\"word\": \"跟\", \"start\": 340.723, \"end\": 340.963, \"score\": 0.803}, {\"word\": \"一\", \"start\": 340.963, \"end\": 341.163, \"score\": 0.93}, {\"word\": \"件\", \"start\": 341.163, \"end\": 341.503, \"score\": 0.948}, {\"word\": \"歐\", \"start\": 341.503, \"end\": 341.683, \"score\": 0.886}, {\"word\": \"洲\", \"start\": 341.683, \"end\": 342.244, \"score\": 0.876}, {\"word\": \"連\"}, {\"word\": \"帶\"}, {\"word\": \"案\", \"start\": 342.244, \"end\": 342.904, \"score\": 0.869}, {\"word\": \"他\", \"start\": 342.904, \"end\": 343.044, \"score\": 0.724}, {\"word\": \"的\", \"start\": 343.044, \"end\": 343.365, \"score\": 0.828}, {\"word\": \"參\"}, {\"word\": \"代\", \"start\": 343.365, \"end\": 343.905, \"score\": 0.887}, {\"word\": \"餘\"}, {\"word\": \"額\"}, {\"word\": \"呢\", \"start\": 343.905, \"end\": 344.465, \"score\": 0.951}, {\"word\": \"大\", \"start\": 344.465, \"end\": 344.666, \"score\": 0.925}, {\"word\": \"概\", \"start\": 344.666, \"end\": 344.846, \"score\": 0.974}, {\"word\": \"是\", \"start\": 344.846, \"end\": 346.527, \"score\": 0.91}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"億\"}, {\"word\": \"多\", \"start\": 346.527, \"end\": 346.827, \"score\": 0.998}, {\"word\": \"新\", \"start\": 346.827, \"end\": 347.007, \"score\": 0.951}, {\"word\": \"台\", \"start\": 347.007, \"end\": 347.788, \"score\": 0.934}, {\"word\": \"幣\"}, {\"word\": \"那\", \"start\": 347.788, \"end\": 348.248, \"score\": 0.836}, {\"word\": \"預\"}, {\"word\": \"估\", \"start\": 348.248, \"end\": 348.388, \"score\": 0.714}, {\"word\": \"的\", \"start\": 348.388, \"end\": 348.528, \"score\": 0.975}, {\"word\": \"待\", \"start\": 348.528, \"end\": 349.129, \"score\": 0.884}, {\"word\": \"帳\"}, {\"word\": \"損\"}, {\"word\": \"失\", \"start\": 349.129, \"end\": 349.309, \"score\": 0.966}, {\"word\": \"呢\", \"start\": 349.309, \"end\": 349.749, \"score\": 0.964}, {\"word\": \"是\", \"start\": 349.749, \"end\": 349.969, \"score\": 0.975}, {\"word\": \"大\", \"start\": 349.969, \"end\": 351.39, \"score\": 0.915}, {\"word\": \"約\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"億\"}, {\"word\": \"的\", \"start\": 351.39, \"end\": 351.59, \"score\": 0.995}, {\"word\": \"新\", \"start\": 351.59, \"end\": 351.79, \"score\": 0.975}, {\"word\": \"台\", \"start\": 351.79, \"end\": 351.81, \"score\": 0.989}, {\"word\": \"幣\"}, {\"word\": \"可\", \"start\": 352.771, \"end\": 352.951, \"score\": 0.998}, {\"word\": \"是\", \"start\": 352.951, \"end\": 353.171, \"score\": 0.986}, {\"word\": \"我\", \"start\": 353.171, \"end\": 353.411, \"score\": 0.914}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 353.411, \"end\": 353.631, \"score\": 1.0}, {\"word\": \"到\", \"start\": 353.631, \"end\": 353.892, \"score\": 1.0}, {\"word\": \"金\", \"start\": 353.892, \"end\": 354.112, \"score\": 0.912}, {\"word\": \"管\", \"start\": 354.112, \"end\": 355.372, \"score\": 0.913}, {\"word\": \"會\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 355.372, \"end\": 355.532, \"score\": 0.997}, {\"word\": \"的\", \"start\": 355.532, \"end\": 356.132, \"score\": 0.97}, {\"word\": \"稅\"}, {\"word\": \"入\", \"start\": 356.132, \"end\": 356.533, \"score\": 0.898}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 356.533, \"end\": 356.713, \"score\": 1.0}, {\"word\": \"是\", \"start\": 356.713, \"end\": 357.233, \"score\": 0.92}, {\"word\": \"8\"}, {\"word\": \"億\"}, {\"word\": \"多\", \"start\": 357.233, \"end\": 357.413, \"score\": 0.996}, {\"word\": \"嘛\", \"start\": 357.413, \"end\": 358.113, \"score\": 0.977}, {\"word\": \"所\", \"start\": 358.113, \"end\": 358.593, \"score\": 0.874}, {\"word\": \"以\", \"start\": 358.593, \"end\": 358.974, \"score\": 0.946}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"災\"}, {\"word\": \"障\", \"start\": 358.974, \"end\": 359.154, \"score\": 0.904}, {\"word\": \"的\", \"start\": 359.154, \"end\": 359.574, \"score\": 0.912}, {\"word\": \"損\"}, {\"word\": \"失\", \"start\": 359.574, \"end\": 359.734, \"score\": 0.996}, {\"word\": \"呢\", \"start\": 359.734, \"end\": 360.414, \"score\": 0.94}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 360.414, \"end\": 360.594, \"score\": 0.931}, {\"word\": \"是\", \"start\": 360.594, \"end\": 360.714, \"score\": 0.979}, {\"word\": \"你\", \"start\": 360.714, \"end\": 360.994, \"score\": 0.928}, {\"word\": \"們\"}, {\"word\": \"金\", \"start\": 360.994, \"end\": 361.295, \"score\": 0.928}, {\"word\": \"管\", \"start\": 361.295, \"end\": 362.375, \"score\": 0.955}, {\"word\": \"會\"}, {\"word\": \"4\"}, {\"word\": \"年\", \"start\": 362.375, \"end\": 362.995, \"score\": 0.967}, {\"word\": \"稅\"}, {\"word\": \"收\", \"start\": 362.995, \"end\": 363.275, \"score\": 0.991}, {\"word\": \"的\", \"start\": 363.275, \"end\": 363.816, \"score\": 0.961}, {\"word\": \"總\"}, {\"word\": \"和\", \"start\": 363.816, \"end\": 364.656, \"score\": 0.938}, {\"word\": \"所\", \"start\": 364.656, \"end\": 364.776, \"score\": 0.835}, {\"word\": \"以\", \"start\": 364.776, \"end\": 364.936, \"score\": 0.838}, {\"word\": \"我\", \"start\": 364.936, \"end\": 365.196, \"score\": 0.957}, {\"word\": \"想\", \"start\": 365.196, \"end\": 365.396, \"score\": 0.966}, {\"word\": \"要\", \"start\": 365.396, \"end\": 365.796, \"score\": 0.931}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 365.796, \"end\": 365.976, \"score\": 0.919}, {\"word\": \"一\", \"start\": 365.976, \"end\": 366.077, \"score\": 0.955}, {\"word\": \"下\", \"start\": 366.077, \"end\": 366.457, \"score\": 1.0}, {\"word\": \"主\", \"start\": 366.457, \"end\": 366.657, \"score\": 0.9}, {\"word\": \"委\", \"start\": 366.657, \"end\": 367.537, \"score\": 0.967}, {\"word\": \"你\", \"start\": 367.537, \"end\": 367.917, \"score\": 0.945}, {\"word\": \"們\"}, {\"word\": \"掌\", \"start\": 367.917, \"end\": 368.117, \"score\": 0.97}, {\"word\": \"握\", \"start\": 368.117, \"end\": 368.337, \"score\": 0.91}, {\"word\": \"到\", \"start\": 368.337, \"end\": 368.518, \"score\": 0.845}, {\"word\": \"的\", \"start\": 368.518, \"end\": 368.678, \"score\": 0.999}, {\"word\": \"是\", \"start\": 368.678, \"end\": 369.018, \"score\": 1.0}, {\"word\": \"哪\", \"start\": 369.018, \"end\": 369.198, \"score\": 0.997}, {\"word\": \"六\", \"start\": 369.198, \"end\": 369.418, \"score\": 0.974}, {\"word\": \"家\", \"start\": 369.418, \"end\": 369.598, \"score\": 0.912}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 369.598, \"end\": 369.678, \"score\": 0.75}, {\"word\": \"?\"}, {\"word\": \"委\", \"start\": 369.678, \"end\": 369.698, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"會\"}, {\"word\": \"民\", \"start\": 369.698, \"end\": 369.758, \"score\": 0.666}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 369.758, \"end\": 369.778, \"score\": 0.0}, {\"word\": \"美\", \"start\": 374.628, \"end\": 374.948, \"score\": 0.931}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 374.948, \"end\": 375.168, \"score\": 0.995}, {\"word\": \"情\", \"start\": 375.168, \"end\": 375.488, \"score\": 0.937}, {\"word\": \"況\"}, {\"word\": \"您\", \"start\": 375.488, \"end\": 375.668, \"score\": 0.885}, {\"word\": \"分\", \"start\": 375.668, \"end\": 375.828, \"score\": 0.993}, {\"word\": \"析\", \"start\": 375.828, \"end\": 375.948, \"score\": 0.995}, {\"word\": \"得\", \"start\": 375.948, \"end\": 376.069, \"score\": 0.832}, {\"word\": \"非\", \"start\": 376.069, \"end\": 376.209, \"score\": 0.966}, {\"word\": \"常\", \"start\": 376.209, \"end\": 376.509, \"score\": 0.92}, {\"word\": \"好\", \"start\": 376.509, \"end\": 376.989, \"score\": 0.982}, {\"word\": \"可\", \"start\": 376.989, \"end\": 377.069, \"score\": 0.994}, {\"word\": \"是\", \"start\": 377.069, \"end\": 377.189, \"score\": 0.843}, {\"word\": \"我\", \"start\": 377.189, \"end\": 377.289, \"score\": 0.905}, {\"word\": \"跟\", \"start\": 377.289, \"end\": 377.389, \"score\": 0.93}, {\"word\": \"您\", \"start\": 377.389, \"end\": 377.629, \"score\": 0.833}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 377.629, \"end\": 377.83, \"score\": 0.993}, {\"word\": \"其\", \"start\": 377.83, \"end\": 378.11, \"score\": 0.923}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 378.11, \"end\": 378.43, \"score\": 0.867}, {\"word\": \"們\"}, {\"word\": \"兩\"}, {\"word\": \"年\", \"start\": 378.43, \"end\": 378.63, \"score\": 0.865}, {\"word\": \"前\", \"start\": 378.63, \"end\": 378.83, \"score\": 0.902}, {\"word\": \"就\", \"start\": 378.83, \"end\": 379.23, \"score\": 0.943}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 379.23, \"end\": 379.531, \"score\": 1.0}, {\"word\": \"要\", \"start\": 379.531, \"end\": 379.751, \"score\": 0.984}, {\"word\": \"求\", \"start\": 379.751, \"end\": 379.971, \"score\": 0.996}, {\"word\": \"我\", \"start\": 379.971, \"end\": 380.171, \"score\": 0.8}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 380.171, \"end\": 380.431, \"score\": 0.915}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 380.431, \"end\": 380.651, \"score\": 0.967}, {\"word\": \"去\", \"start\": 380.651, \"end\": 380.791, \"score\": 0.993}, {\"word\": \"注\", \"start\": 380.791, \"end\": 380.951, \"score\": 0.986}, {\"word\": \"意\", \"start\": 380.951, \"end\": 381.111, \"score\": 0.858}, {\"word\": \"他\", \"start\": 381.111, \"end\": 381.272, \"score\": 0.951}, {\"word\": \"的\", \"start\": 381.272, \"end\": 382.372, \"score\": 0.933}, {\"word\": \"有\", \"start\": 382.372, \"end\": 382.552, \"score\": 0.961}, {\"word\": \"而\", \"start\": 382.552, \"end\": 382.692, \"score\": 0.963}, {\"word\": \"且\", \"start\": 382.692, \"end\": 383.973, \"score\": 0.963}, {\"word\": \"精\", \"start\": 383.973, \"end\": 384.353, \"score\": 0.892}, {\"word\": \"檢\"}, {\"word\": \"也\", \"start\": 384.353, \"end\": 384.453, \"score\": 0.998}, {\"word\": \"有\", \"start\": 384.453, \"end\": 384.614, \"score\": 0.918}, {\"word\": \"去\", \"start\": 384.614, \"end\": 384.794, \"score\": 0.98}, {\"word\": \"做\", \"start\": 384.794, \"end\": 384.974, \"score\": 0.963}, {\"word\": \"而\", \"start\": 384.974, \"end\": 385.094, \"score\": 0.962}, {\"word\": \"且\", \"start\": 385.094, \"end\": 385.914, \"score\": 0.947}, {\"word\": \"這\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 385.914, \"end\": 386.294, \"score\": 0.998}, {\"word\": \"所\", \"start\": 386.294, \"end\": 387.435, \"score\": 0.977}, {\"word\": \"發\"}, {\"word\": \"現\"}, {\"word\": \"遇\", \"start\": 387.435, \"end\": 387.615, \"score\": 0.982}, {\"word\": \"到\", \"start\": 387.615, \"end\": 387.835, \"score\": 0.989}, {\"word\": \"雷\", \"start\": 387.835, \"end\": 388.036, \"score\": 0.805}, {\"word\": \"的\", \"start\": 388.036, \"end\": 388.276, \"score\": 0.842}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 388.276, \"end\": 388.676, \"score\": 0.927}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 388.676, \"end\": 389.136, \"score\": 0.996}, {\"word\": \"其\", \"start\": 389.136, \"end\": 389.376, \"score\": 0.89}, {\"word\": \"實\"}, {\"word\": \"精\", \"start\": 389.376, \"end\": 389.857, \"score\": 0.927}, {\"word\": \"檢\"}, {\"word\": \"有\", \"start\": 389.857, \"end\": 389.997, \"score\": 0.994}, {\"word\": \"的\", \"start\": 389.997, \"end\": 390.277, \"score\": 0.956}, {\"word\": \"增\", \"start\": 390.277, \"end\": 390.797, \"score\": 0.926}, {\"word\": \"長\"}, {\"word\": \"已\", \"start\": 390.797, \"end\": 391.097, \"score\": 0.809}, {\"word\": \"經\"}, {\"word\": \"也\", \"start\": 391.097, \"end\": 391.257, \"score\": 0.875}, {\"word\": \"都\", \"start\": 391.257, \"end\": 391.418, \"score\": 0.969}, {\"word\": \"去\", \"start\": 391.418, \"end\": 391.558, \"score\": 0.973}, {\"word\": \"查\", \"start\": 391.558, \"end\": 392.438, \"score\": 0.931}, {\"word\": \"過\"}, {\"word\": \"不\", \"start\": 392.438, \"end\": 392.558, \"score\": 0.997}, {\"word\": \"是\", \"start\": 392.558, \"end\": 392.698, \"score\": 0.966}, {\"word\": \"沒\", \"start\": 392.698, \"end\": 392.818, \"score\": 0.832}, {\"word\": \"有\", \"start\": 392.818, \"end\": 392.998, \"score\": 0.989}, {\"word\": \"查\", \"start\": 392.998, \"end\": 393.559, \"score\": 0.933}, {\"word\": \"那\", \"start\": 393.559, \"end\": 393.699, \"score\": 0.837}, {\"word\": \"這\"}, {\"word\": \"六\", \"start\": 393.699, \"end\": 394.059, \"score\": 0.849}, {\"word\": \"家\", \"start\": 394.059, \"end\": 394.179, \"score\": 0.837}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 394.179, \"end\": 394.499, \"score\": 0.87}, {\"word\": \"有\", \"start\": 394.499, \"end\": 394.639, \"score\": 0.993}, {\"word\": \"一\", \"start\": 394.639, \"end\": 394.759, \"score\": 0.952}, {\"word\": \"家\", \"start\": 394.759, \"end\": 395.46, \"score\": 0.999}, {\"word\": \"是\", \"start\": 395.46, \"end\": 395.64, \"score\": 0.887}, {\"word\": \"對\"}, {\"word\": \"您\", \"start\": 395.64, \"end\": 395.8, \"score\": 0.864}, {\"word\": \"已\", \"start\": 395.8, \"end\": 396.16, \"score\": 0.863}, {\"word\": \"經\"}, {\"word\": \"公\", \"start\": 396.16, \"end\": 396.48, \"score\": 0.881}, {\"word\": \"佈\"}, {\"word\": \"了\", \"start\": 396.48, \"end\": 396.621, \"score\": 0.973}, {\"word\": \"一\", \"start\": 396.621, \"end\": 396.721, \"score\": 0.96}, {\"word\": \"家\", \"start\": 396.721, \"end\": 396.741, \"score\": 0.889}, {\"word\": \"三\", \"start\": 398.493, \"end\": 398.753, \"score\": 0.923}, {\"word\": \"、\"}, {\"word\": \"處\"}, {\"word\": \"理\", \"start\": 398.753, \"end\": 398.793, \"score\": 0.5}, {\"word\": \"中\", \"start\": 398.793, \"end\": 398.853, \"score\": 0.666}, {\"word\": \"華\"}, {\"word\": \"民\", \"start\": 398.853, \"end\": 398.893, \"score\": 0.5}, {\"word\": \"國\"}, {\"word\": \"1\"}, {\"word\": \"1\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 398.893, \"end\": 398.993, \"score\": 0.8}, {\"word\": \"度\", \"start\": 398.993, \"end\": 399.013, \"score\": 0.0}, {\"word\": \"中\", \"start\": 399.013, \"end\": 399.033, \"score\": 0.0}, {\"word\": \"央\", \"start\": 399.033, \"end\": 399.214, \"score\": 0.889}, {\"word\": \"政\", \"start\": 399.214, \"end\": 399.334, \"score\": 0.833}, {\"word\": \"府\", \"start\": 399.334, \"end\": 399.514, \"score\": 0.889}, {\"word\": \"總\"}, {\"word\": \"預\"}, {\"word\": \"算\", \"start\": 399.514, \"end\": 399.694, \"score\": 0.887}, {\"word\": \"凍\"}, {\"word\": \"結\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 399.694, \"end\": 399.794, \"score\": 0.8}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 399.794, \"end\": 399.874, \"score\": 0.75}, {\"word\": \"案\", \"start\": 399.874, \"end\": 399.894, \"score\": 0.0}, {\"word\": \"那\", \"start\": 411.742, \"end\": 411.903, \"score\": 0.989}, {\"word\": \"其\", \"start\": 411.903, \"end\": 412.043, \"score\": 0.904}, {\"word\": \"中\", \"start\": 412.043, \"end\": 412.203, \"score\": 0.984}, {\"word\": \"有\", \"start\": 412.203, \"end\": 412.343, \"score\": 0.974}, {\"word\": \"一\", \"start\": 412.343, \"end\": 412.423, \"score\": 0.982}, {\"word\": \"些\", \"start\": 412.423, \"end\": 412.583, \"score\": 0.992}, {\"word\": \"因\", \"start\": 412.583, \"end\": 412.783, \"score\": 0.79}, {\"word\": \"為\"}, {\"word\": \"歐\", \"start\": 412.783, \"end\": 413.023, \"score\": 0.861}, {\"word\": \"洲\", \"start\": 413.023, \"end\": 413.263, \"score\": 0.981}, {\"word\": \"的\", \"start\": 413.263, \"end\": 413.403, \"score\": 0.94}, {\"word\": \"那\", \"start\": 413.403, \"end\": 414.264, \"score\": 0.973}, {\"word\": \"個\"}, {\"word\": \"法\", \"start\": 414.264, \"end\": 414.624, \"score\": 0.907}, {\"word\": \"國\"}, {\"word\": \"的\", \"start\": 414.624, \"end\": 414.744, \"score\": 0.926}, {\"word\": \"那\", \"start\": 414.744, \"end\": 415.645, \"score\": 0.967}, {\"word\": \"個\"}, {\"word\": \"那\", \"start\": 415.645, \"end\": 416.025, \"score\": 0.799}, {\"word\": \"個\"}, {\"word\": \"養\"}, {\"word\": \"老\", \"start\": 416.025, \"end\": 416.245, \"score\": 0.975}, {\"word\": \"院\", \"start\": 416.245, \"end\": 416.385, \"score\": 0.859}, {\"word\": \"的\", \"start\": 416.385, \"end\": 416.445, \"score\": 0.862}, {\"word\": \"案\", \"start\": 416.445, \"end\": 416.625, \"score\": 0.932}, {\"word\": \"子\", \"start\": 416.625, \"end\": 416.725, \"score\": 0.807}, {\"word\": \"是\", \"start\": 416.725, \"end\": 416.845, \"score\": 0.835}, {\"word\": \"一\", \"start\": 416.845, \"end\": 417.486, \"score\": 0.873}, {\"word\": \"個\"}, {\"word\": \"連\"}, {\"word\": \"帶\"}, {\"word\": \"案\", \"start\": 417.486, \"end\": 418.406, \"score\": 0.971}, {\"word\": \"那\", \"start\": 418.406, \"end\": 418.686, \"score\": 0.841}, {\"word\": \"個\"}, {\"word\": \"案\", \"start\": 418.686, \"end\": 418.867, \"score\": 0.872}, {\"word\": \"子\", \"start\": 418.867, \"end\": 418.987, \"score\": 0.819}, {\"word\": \"其\", \"start\": 418.987, \"end\": 419.607, \"score\": 0.905}, {\"word\": \"實\"}, {\"word\": \"檢\"}, {\"word\": \"察\", \"start\": 419.607, \"end\": 419.807, \"score\": 0.92}, {\"word\": \"局\", \"start\": 419.807, \"end\": 420.007, \"score\": 0.906}, {\"word\": \"去\", \"start\": 420.007, \"end\": 420.708, \"score\": 0.97}, {\"word\": \"歐\", \"start\": 420.708, \"end\": 420.848, \"score\": 0.814}, {\"word\": \"洲\", \"start\": 420.848, \"end\": 421.048, \"score\": 0.903}, {\"word\": \"查\", \"start\": 421.048, \"end\": 421.208, \"score\": 0.925}, {\"word\": \"的\", \"start\": 421.208, \"end\": 421.308, \"score\": 0.875}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 421.308, \"end\": 421.468, \"score\": 0.858}, {\"word\": \"也\", \"start\": 421.468, \"end\": 421.588, \"score\": 0.83}, {\"word\": \"有\", \"start\": 421.588, \"end\": 421.768, \"score\": 0.946}, {\"word\": \"查\", \"start\": 421.768, \"end\": 422.008, \"score\": 0.943}, {\"word\": \"到\", \"start\": 422.008, \"end\": 422.489, \"score\": 0.943}, {\"word\": \"其\", \"start\": 422.489, \"end\": 422.769, \"score\": 0.93}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 422.769, \"end\": 422.949, \"score\": 0.885}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 422.949, \"end\": 423.089, \"score\": 0.996}, {\"word\": \"是\", \"start\": 423.089, \"end\": 423.429, \"score\": 0.92}, {\"word\": \"從\"}, {\"word\": \"新\", \"start\": 423.429, \"end\": 423.789, \"score\": 0.927}, {\"word\": \"聞\"}, {\"word\": \"看\", \"start\": 423.789, \"end\": 424.85, \"score\": 0.925}, {\"word\": \"他\", \"start\": 424.85, \"end\": 425.29, \"score\": 0.928}, {\"word\": \"說\"}, {\"word\": \"共\", \"start\": 425.29, \"end\": 425.55, \"score\": 0.98}, {\"word\": \"有\", \"start\": 425.55, \"end\": 426.031, \"score\": 0.954}, {\"word\": \"1\"}, {\"word\": \"0\"}, {\"word\": \"件\", \"start\": 426.031, \"end\": 426.331, \"score\": 0.961}, {\"word\": \"商\", \"start\": 426.331, \"end\": 426.991, \"score\": 0.951}, {\"word\": \"辦\"}, {\"word\": \"受\", \"start\": 426.991, \"end\": 427.191, \"score\": 0.994}, {\"word\": \"信\", \"start\": 427.191, \"end\": 427.712, \"score\": 0.937}, {\"word\": \"損\"}, {\"word\": \"失\", \"start\": 427.712, \"end\": 428.592, \"score\": 0.974}, {\"word\": \"6\"}, {\"word\": \"家\", \"start\": 428.592, \"end\": 429.032, \"score\": 0.904}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 429.032, \"end\": 429.312, \"score\": 0.86}, {\"word\": \"踩\", \"start\": 429.312, \"end\": 429.513, \"score\": 0.865}, {\"word\": \"雷\", \"start\": 429.513, \"end\": 430.073, \"score\": 0.965}, {\"word\": \"那\", \"start\": 430.073, \"end\": 430.293, \"score\": 0.986}, {\"word\": \"其\", \"start\": 430.293, \"end\": 430.473, \"score\": 1.0}, {\"word\": \"中\", \"start\": 430.473, \"end\": 430.713, \"score\": 0.993}, {\"word\": \"呢\", \"start\": 430.713, \"end\": 431.153, \"score\": 0.969}, {\"word\": \"有\", \"start\": 431.153, \"end\": 431.714, \"score\": 0.958}, {\"word\": \"兩\"}, {\"word\": \"件\", \"start\": 431.714, \"end\": 432.154, \"score\": 0.972}, {\"word\": \"以\", \"start\": 432.154, \"end\": 432.514, \"score\": 0.899}, {\"word\": \"全\", \"start\": 432.514, \"end\": 434.035, \"score\": 0.957}, {\"word\": \"數\"}, {\"word\": \"轉\"}, {\"word\": \"銷\"}, {\"word\": \"呆\", \"start\": 434.035, \"end\": 435.556, \"score\": 0.909}, {\"word\": \"帳\"}, {\"word\": \"再\", \"start\": 435.556, \"end\": 435.876, \"score\": 0.86}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 435.876, \"end\": 435.996, \"score\": 0.887}, {\"word\": \"一\", \"start\": 435.996, \"end\": 436.056, \"score\": 0.905}, {\"word\": \"下\", \"start\": 436.056, \"end\": 436.256, \"score\": 0.996}, {\"word\": \"主\", \"start\": 436.256, \"end\": 436.416, \"score\": 0.877}, {\"word\": \"委\", \"start\": 436.416, \"end\": 437.497, \"score\": 0.941}, {\"word\": \"轉\"}, {\"word\": \"銷\"}, {\"word\": \"呆\", \"start\": 437.497, \"end\": 437.857, \"score\": 0.915}, {\"word\": \"帳\"}, {\"word\": \"的\", \"start\": 437.857, \"end\": 437.937, \"score\": 0.999}, {\"word\": \"那\", \"start\": 437.937, \"end\": 438.057, \"score\": 0.836}, {\"word\": \"一\", \"start\": 438.057, \"end\": 438.137, \"score\": 0.747}, {\"word\": \"家\", \"start\": 438.137, \"end\": 438.318, \"score\": 0.913}, {\"word\": \"是\", \"start\": 438.318, \"end\": 438.438, \"score\": 0.959}, {\"word\": \"哪\", \"start\": 438.438, \"end\": 438.578, \"score\": 0.88}, {\"word\": \"一\", \"start\": 438.578, \"end\": 438.658, \"score\": 0.909}, {\"word\": \"家\", \"start\": 438.658, \"end\": 438.678, \"score\": 0.498}, {\"word\": \"那\", \"start\": 448.171, \"end\": 448.551, \"score\": 0.996}, {\"word\": \"去\", \"start\": 448.551, \"end\": 448.751, \"score\": 0.9}, {\"word\": \"年\", \"start\": 448.751, \"end\": 449.312, \"score\": 0.914}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 449.312, \"end\": 449.592, \"score\": 0.995}, {\"word\": \"金\", \"start\": 449.592, \"end\": 449.772, \"score\": 0.785}, {\"word\": \"管\", \"start\": 449.772, \"end\": 451.332, \"score\": 0.933}, {\"word\": \"會\"}, {\"word\": \"將\"}, {\"word\": \"歐\", \"start\": 451.332, \"end\": 451.492, \"score\": 0.822}, {\"word\": \"美\", \"start\": 451.492, \"end\": 451.673, \"score\": 0.913}, {\"word\": \"商\", \"start\": 451.673, \"end\": 452.093, \"score\": 0.908}, {\"word\": \"辦\"}, {\"word\": \"授\", \"start\": 452.093, \"end\": 452.293, \"score\": 0.89}, {\"word\": \"信\", \"start\": 452.293, \"end\": 452.473, \"score\": 0.813}, {\"word\": \"案\", \"start\": 452.473, \"end\": 452.793, \"score\": 0.877}, {\"word\": \"列\", \"start\": 452.793, \"end\": 452.973, \"score\": 0.908}, {\"word\": \"入\", \"start\": 452.973, \"end\": 453.133, \"score\": 0.874}, {\"word\": \"了\", \"start\": 453.133, \"end\": 453.293, \"score\": 0.988}, {\"word\": \"海\", \"start\": 453.293, \"end\": 453.513, \"score\": 0.989}, {\"word\": \"外\", \"start\": 453.513, \"end\": 453.713, \"score\": 0.988}, {\"word\": \"精\", \"start\": 453.713, \"end\": 454.054, \"score\": 0.877}, {\"word\": \"檢\"}, {\"word\": \"重\", \"start\": 454.054, \"end\": 454.354, \"score\": 0.85}, {\"word\": \"點\"}, {\"word\": \"您\", \"start\": 454.354, \"end\": 454.814, \"score\": 0.889}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"提\", \"start\": 454.814, \"end\": 455.014, \"score\": 0.92}, {\"word\": \"到\", \"start\": 455.014, \"end\": 455.194, \"score\": 0.885}, {\"word\": \"了\", \"start\": 455.194, \"end\": 455.854, \"score\": 0.859}, {\"word\": \"那\", \"start\": 455.854, \"end\": 456.054, \"score\": 0.932}, {\"word\": \"精\", \"start\": 456.054, \"end\": 456.395, \"score\": 0.88}, {\"word\": \"檢\"}, {\"word\": \"的\", \"start\": 456.395, \"end\": 456.695, \"score\": 0.909}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 456.695, \"end\": 457.395, \"score\": 0.876}, {\"word\": \"到\", \"start\": 457.395, \"end\": 457.575, \"score\": 0.828}, {\"word\": \"底\", \"start\": 457.575, \"end\": 457.715, \"score\": 0.853}, {\"word\": \"查\", \"start\": 457.715, \"end\": 457.935, \"score\": 0.991}, {\"word\": \"出\", \"start\": 457.935, \"end\": 458.075, \"score\": 0.966}, {\"word\": \"哪\", \"start\": 458.075, \"end\": 458.235, \"score\": 0.893}, {\"word\": \"些\", \"start\": 458.235, \"end\": 458.436, \"score\": 0.924}, {\"word\": \"缺\", \"start\": 458.436, \"end\": 458.696, \"score\": 0.993}, {\"word\": \"失\", \"start\": 458.696, \"end\": 459.496, \"score\": 0.963}, {\"word\": \"?\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 459.496, \"end\": 459.896, \"score\": 0.819}, {\"word\": \"員\"}, {\"word\": \"其\", \"start\": 459.896, \"end\": 460.096, \"score\": 0.655}, {\"word\": \"實\"}, {\"word\": \"我\", \"start\": 460.096, \"end\": 460.196, \"score\": 0.626}, {\"word\": \"跟\", \"start\": 460.196, \"end\": 460.316, \"score\": 0.826}, {\"word\": \"您\", \"start\": 460.316, \"end\": 460.656, \"score\": 0.867}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 460.656, \"end\": 460.877, \"score\": 0.916}, {\"word\": \"您\", \"start\": 460.877, \"end\": 461.137, \"score\": 0.841}, {\"word\": \"剛\"}, {\"word\": \"一\", \"start\": 461.137, \"end\": 461.397, \"score\": 0.795}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 461.397, \"end\": 461.737, \"score\": 0.88}, {\"word\": \"點\"}, {\"word\": \"出\", \"start\": 461.737, \"end\": 462.057, \"score\": 0.894}, {\"word\": \"來\"}, {\"word\": \"一\", \"start\": 462.057, \"end\": 462.257, \"score\": 0.894}, {\"word\": \"個\"}, {\"word\": \"是\", \"start\": 462.257, \"end\": 462.397, \"score\": 0.958}, {\"word\": \"需\", \"start\": 462.397, \"end\": 462.577, \"score\": 0.857}, {\"word\": \"求\", \"start\": 462.577, \"end\": 462.777, \"score\": 0.984}, {\"word\": \"面\", \"start\": 462.777, \"end\": 462.917, \"score\": 0.911}, {\"word\": \"因\", \"start\": 462.917, \"end\": 463.118, \"score\": 0.8}, {\"word\": \"為\"}, {\"word\": \"疫\", \"start\": 463.118, \"end\": 463.338, \"score\": 0.879}, {\"word\": \"情\", \"start\": 463.338, \"end\": 463.898, \"score\": 0.949}, {\"word\": \"第\", \"start\": 463.898, \"end\": 464.078, \"score\": 0.885}, {\"word\": \"二\", \"start\": 464.078, \"end\": 464.098, \"score\": 0.0}, {\"word\": \"就\", \"start\": 464.098, \"end\": 464.218, \"score\": 0.998}, {\"word\": \"是\", \"start\": 464.218, \"end\": 464.318, \"score\": 0.964}, {\"word\": \"美\", \"start\": 464.318, \"end\": 464.618, \"score\": 0.868}, {\"word\": \"國\"}, {\"word\": \"暴\", \"start\": 464.618, \"end\": 464.778, \"score\": 0.978}, {\"word\": \"力\", \"start\": 464.778, \"end\": 464.938, \"score\": 0.937}, {\"word\": \"升\", \"start\": 464.938, \"end\": 465.218, \"score\": 0.927}, {\"word\": \"息\", \"start\": 465.218, \"end\": 466.239, \"score\": 0.892}, {\"word\": \"這\"}, {\"word\": \"兩\"}, {\"word\": \"點\"}, {\"word\": \"其\", \"start\": 466.239, \"end\": 466.519, \"score\": 0.861}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 466.519, \"end\": 466.959, \"score\": 0.933}, {\"word\": \"當\"}, {\"word\": \"初\", \"start\": 466.959, \"end\": 467.159, \"score\": 0.983}, {\"word\": \"我\", \"start\": 467.159, \"end\": 467.339, \"score\": 0.921}, {\"word\": \"在\", \"start\": 467.339, \"end\": 467.579, \"score\": 0.998}, {\"word\": \"做\", \"start\": 467.579, \"end\": 468.48, \"score\": 0.932}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 468.48, \"end\": 468.62, \"score\": 0.926}, {\"word\": \"的\", \"start\": 468.62, \"end\": 468.72, \"score\": 0.868}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 468.72, \"end\": 468.9, \"score\": 0.859}, {\"word\": \"其\", \"start\": 468.9, \"end\": 469.14, \"score\": 0.778}, {\"word\": \"實\"}, {\"word\": \"都\", \"start\": 469.14, \"end\": 469.28, \"score\": 0.958}, {\"word\": \"不\", \"start\": 469.28, \"end\": 469.56, \"score\": 0.837}, {\"word\": \"見\"}, {\"word\": \"得\", \"start\": 469.56, \"end\": 469.74, \"score\": 0.875}, {\"word\": \"是\", \"start\": 469.74, \"end\": 470.021, \"score\": 0.918}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 470.021, \"end\": 470.221, \"score\": 0.874}, {\"word\": \"它\", \"start\": 470.221, \"end\": 470.361, \"score\": 0.871}, {\"word\": \"能\", \"start\": 470.361, \"end\": 470.641, \"score\": 0.867}, {\"word\": \"夠\"}, {\"word\": \"預\"}, {\"word\": \"料\", \"start\": 470.641, \"end\": 470.761, \"score\": 0.833}, {\"word\": \"的\", \"start\": 470.761, \"end\": 470.841, \"score\": 0.706}, {\"word\": \"到\", \"start\": 470.841, \"end\": 470.981, \"score\": 0.809}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 470.981, \"end\": 471.001, \"score\": 0.0}, {\"word\": \"預\"}, {\"word\": \"料\", \"start\": 471.001, \"end\": 471.201, \"score\": 0.9}, {\"word\": \"不\", \"start\": 471.201, \"end\": 471.341, \"score\": 0.851}, {\"word\": \"到\", \"start\": 471.341, \"end\": 471.361, \"score\": 0.181}, {\"word\": \"希\", \"start\": 474.36, \"end\": 474.44, \"score\": 0.75}, {\"word\": \"望\", \"start\": 474.44, \"end\": 474.62, \"score\": 0.877}, {\"word\": \"金\", \"start\": 474.62, \"end\": 474.74, \"score\": 0.833}, {\"word\": \"管\", \"start\": 474.74, \"end\": 474.8, \"score\": 0.666}, {\"word\": \"會\"}, {\"word\": \"更\", \"start\": 474.8, \"end\": 475.06, \"score\": 0.923}, {\"word\": \"精\", \"start\": 475.06, \"end\": 475.08, \"score\": 0.0}, {\"word\": \"進\"}, {\"word\": \"很\", \"start\": 492.051, \"end\": 492.231, \"score\": 0.999}, {\"word\": \"多\", \"start\": 492.231, \"end\": 492.371, \"score\": 0.995}, {\"word\": \"的\", \"start\": 492.371, \"end\": 492.872, \"score\": 0.876}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"能\", \"start\": 492.872, \"end\": 493.232, \"score\": 0.938}, {\"word\": \"夠\"}, {\"word\": \"及\", \"start\": 493.232, \"end\": 493.592, \"score\": 0.941}, {\"word\": \"早\", \"start\": 493.592, \"end\": 493.832, \"score\": 0.981}, {\"word\": \"的\", \"start\": 493.832, \"end\": 494.173, \"score\": 0.998}, {\"word\": \"去\", \"start\": 494.173, \"end\": 494.613, \"score\": 1.0}, {\"word\": \"掌\", \"start\": 494.613, \"end\": 494.873, \"score\": 0.987}, {\"word\": \"握\", \"start\": 494.873, \"end\": 495.634, \"score\": 0.946}, {\"word\": \"預\"}, {\"word\": \"警\", \"start\": 495.634, \"end\": 496.374, \"score\": 0.918}, {\"word\": \"那\", \"start\": 496.374, \"end\": 496.614, \"score\": 0.997}, {\"word\": \"避\", \"start\": 496.614, \"end\": 496.774, \"score\": 0.987}, {\"word\": \"免\", \"start\": 496.774, \"end\": 497.335, \"score\": 0.95}, {\"word\": \"再\", \"start\": 497.335, \"end\": 497.535, \"score\": 0.944}, {\"word\": \"度\", \"start\": 497.535, \"end\": 497.895, \"score\": 0.894}, {\"word\": \"採\"}, {\"word\": \"了\", \"start\": 497.895, \"end\": 498.035, \"score\": 0.989}, {\"word\": \"影\", \"start\": 498.035, \"end\": 498.395, \"score\": 0.824}, {\"word\": \"響\"}, {\"word\": \"我\", \"start\": 498.395, \"end\": 498.616, \"score\": 0.902}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 498.616, \"end\": 498.736, \"score\": 1.0}, {\"word\": \"金\", \"start\": 498.736, \"end\": 498.916, \"score\": 0.998}, {\"word\": \"融\", \"start\": 498.916, \"end\": 499.116, \"score\": 0.991}, {\"word\": \"市\", \"start\": 499.116, \"end\": 499.997, \"score\": 0.968}, {\"word\": \"場\"}, {\"word\": \"那\", \"start\": 499.997, \"end\": 500.277, \"score\": 1.0}, {\"word\": \"最\", \"start\": 500.277, \"end\": 500.417, \"score\": 0.999}, {\"word\": \"後\", \"start\": 500.417, \"end\": 500.517, \"score\": 0.798}, {\"word\": \"一\", \"start\": 500.517, \"end\": 501.077, \"score\": 0.89}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"也\", \"start\": 501.077, \"end\": 501.197, \"score\": 0.999}, {\"word\": \"是\", \"start\": 501.197, \"end\": 501.518, \"score\": 0.926}, {\"word\": \"從\"}, {\"word\": \"新\", \"start\": 501.518, \"end\": 501.858, \"score\": 0.939}, {\"word\": \"聞\"}, {\"word\": \"看\", \"start\": 501.858, \"end\": 502.038, \"score\": 0.998}, {\"word\": \"的\", \"start\": 502.038, \"end\": 502.658, \"score\": 0.967}, {\"word\": \"有\", \"start\": 502.658, \"end\": 502.798, \"score\": 0.984}, {\"word\": \"一\", \"start\": 502.798, \"end\": 503.199, \"score\": 0.897}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 503.199, \"end\": 503.359, \"score\": 0.875}, {\"word\": \"叫\", \"start\": 503.359, \"end\": 503.559, \"score\": 0.998}, {\"word\": \"入\", \"start\": 503.559, \"end\": 503.779, \"score\": 0.988}, {\"word\": \"金\", \"start\": 503.779, \"end\": 503.799, \"score\": 0.844}, {\"word\": \"機\"}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"主\", \"start\": 506.05, \"end\": 506.13, \"score\": 0.998}, {\"word\": \"委\", \"start\": 506.13, \"end\": 506.27, \"score\": 0.843}, {\"word\": \"你\", \"start\": 506.27, \"end\": 507.071, \"score\": 0.834}, {\"word\": \"聽\"}, {\"word\": \"過\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 507.071, \"end\": 509.631, \"score\": 0.902}, {\"word\": \"嗎\"}, {\"word\": \"我\", \"start\": 509.631, \"end\": 509.751, \"score\": 0.833}, {\"word\": \"是\", \"start\": 509.751, \"end\": 510.191, \"score\": 0.85}, {\"word\": \"從\"}, {\"word\": \"來\"}, {\"word\": \"不\", \"start\": 510.191, \"end\": 510.311, \"score\": 0.996}, {\"word\": \"知\", \"start\": 510.311, \"end\": 510.412, \"score\": 0.999}, {\"word\": \"道\", \"start\": 510.412, \"end\": 510.532, \"score\": 0.988}, {\"word\": \"有\", \"start\": 510.532, \"end\": 511.032, \"score\": 0.8}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 511.032, \"end\": 511.672, \"score\": 0.969}, {\"word\": \"後\", \"start\": 511.672, \"end\": 511.932, \"score\": 0.814}, {\"word\": \"來\"}, {\"word\": \"我\", \"start\": 511.932, \"end\": 512.052, \"score\": 0.97}, {\"word\": \"才\", \"start\": 512.052, \"end\": 512.232, \"score\": 0.984}, {\"word\": \"知\", \"start\": 512.232, \"end\": 512.352, \"score\": 0.999}, {\"word\": \"道\", \"start\": 512.352, \"end\": 512.972, \"score\": 0.963}, {\"word\": \"說\"}, {\"word\": \"原\", \"start\": 512.972, \"end\": 513.432, \"score\": 0.946}, {\"word\": \"來\"}, {\"word\": \"有\", \"start\": 513.432, \"end\": 513.552, \"score\": 0.949}, {\"word\": \"一\", \"start\": 513.552, \"end\": 513.953, \"score\": 0.878}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 513.953, \"end\": 514.073, \"score\": 1.0}, {\"word\": \"叫\", \"start\": 514.073, \"end\": 514.253, \"score\": 0.943}, {\"word\": \"入\", \"start\": 514.253, \"end\": 514.453, \"score\": 0.989}, {\"word\": \"金\", \"start\": 514.453, \"end\": 515.333, \"score\": 0.959}, {\"word\": \"機\"}, {\"word\": \"客\", \"start\": 515.333, \"end\": 515.993, \"score\": 0.917}, {\"word\": \"戶\"}, {\"word\": \"可\", \"start\": 515.993, \"end\": 516.113, \"score\": 0.96}, {\"word\": \"以\", \"start\": 516.113, \"end\": 516.293, \"score\": 0.999}, {\"word\": \"租\", \"start\": 516.293, \"end\": 516.573, \"score\": 0.934}, {\"word\": \"用\", \"start\": 516.573, \"end\": 517.334, \"score\": 0.996}, {\"word\": \"存\", \"start\": 517.334, \"end\": 518.014, \"score\": 0.942}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 518.014, \"end\": 518.514, \"score\": 0.921}, {\"word\": \"進\"}, {\"word\": \"去\", \"start\": 518.514, \"end\": 519.374, \"score\": 0.963}, {\"word\": \"遠\"}, {\"word\": \"端\", \"start\": 519.374, \"end\": 520.515, \"score\": 0.963}, {\"word\": \"連\"}, {\"word\": \"線\"}, {\"word\": \"可\", \"start\": 520.515, \"end\": 520.635, \"score\": 0.998}, {\"word\": \"以\", \"start\": 520.635, \"end\": 520.795, \"score\": 0.994}, {\"word\": \"存\", \"start\": 520.795, \"end\": 521.015, \"score\": 0.986}, {\"word\": \"到\", \"start\": 521.015, \"end\": 521.175, \"score\": 0.836}, {\"word\": \"他\", \"start\": 521.175, \"end\": 521.535, \"score\": 0.874}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 521.535, \"end\": 521.775, \"score\": 0.982}, {\"word\": \"的\", \"start\": 521.775, \"end\": 522.995, \"score\": 0.937}, {\"word\": \"帳\"}, {\"word\": \"戶\"}, {\"word\": \"然\", \"start\": 522.995, \"end\": 523.115, \"score\": 0.996}, {\"word\": \"後\", \"start\": 523.115, \"end\": 523.335, \"score\": 0.898}, {\"word\": \"定\", \"start\": 523.335, \"end\": 523.996, \"score\": 0.969}, {\"word\": \"時\"}, {\"word\": \"定\", \"start\": 523.996, \"end\": 524.276, \"score\": 0.998}, {\"word\": \"期\", \"start\": 524.276, \"end\": 525.116, \"score\": 0.919}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 525.116, \"end\": 525.316, \"score\": 0.998}, {\"word\": \"保\", \"start\": 525.316, \"end\": 525.556, \"score\": 0.945}, {\"word\": \"全\", \"start\": 525.556, \"end\": 525.756, \"score\": 0.928}, {\"word\": \"公\", \"start\": 525.756, \"end\": 526.016, \"score\": 0.997}, {\"word\": \"司\", \"start\": 526.016, \"end\": 526.616, \"score\": 0.997}, {\"word\": \"去\", \"start\": 526.616, \"end\": 526.836, \"score\": 0.975}, {\"word\": \"提\", \"start\": 526.836, \"end\": 527.196, \"score\": 0.907}, {\"word\": \"領\"}, {\"word\": \"那\", \"start\": 527.196, \"end\": 527.637, \"score\": 0.892}, {\"word\": \"個\"}, {\"word\": \"現\"}, {\"word\": \"金\", \"start\": 527.637, \"end\": 527.957, \"score\": 0.959}, {\"word\": \"到\", \"start\": 527.957, \"end\": 528.417, \"score\": 0.917}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 528.417, \"end\": 529.397, \"score\": 0.935}, {\"word\": \"竟\", \"start\": 529.397, \"end\": 529.537, \"score\": 0.901}, {\"word\": \"然\", \"start\": 529.537, \"end\": 529.677, \"score\": 0.835}, {\"word\": \"有\", \"start\": 529.677, \"end\": 530.277, \"score\": 0.902}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 530.277, \"end\": 530.918, \"score\": 0.999}, {\"word\": \"那\", \"start\": 530.918, \"end\": 531.098, \"score\": 0.94}, {\"word\": \"我\", \"start\": 531.098, \"end\": 531.478, \"score\": 0.843}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 531.478, \"end\": 531.718, \"score\": 0.998}, {\"word\": \"到\", \"start\": 531.718, \"end\": 531.738, \"score\": 0.465}, {\"word\": \"入\", \"start\": 532.418, \"end\": 532.658, \"score\": 0.965}, {\"word\": \"金\", \"start\": 532.658, \"end\": 533.079, \"score\": 0.907}, {\"word\": \"機\"}, {\"word\": \"已\", \"start\": 533.079, \"end\": 533.699, \"score\": 0.933}, {\"word\": \"經\"}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 533.699, \"end\": 534.04, \"score\": 0.939}, {\"word\": \"是\", \"start\": 534.04, \"end\": 534.901, \"score\": 0.94}, {\"word\": \"詐\"}, {\"word\": \"騙\"}, {\"word\": \"工\", \"start\": 534.901, \"end\": 535.121, \"score\": 0.958}, {\"word\": \"具\", \"start\": 535.121, \"end\": 535.902, \"score\": 0.948}, {\"word\": \"囉\"}, {\"word\": \"犯\", \"start\": 535.902, \"end\": 536.242, \"score\": 0.974}, {\"word\": \"罪\", \"start\": 536.242, \"end\": 536.562, \"score\": 0.998}, {\"word\": \"集\", \"start\": 536.562, \"end\": 536.983, \"score\": 0.905}, {\"word\": \"團\"}, {\"word\": \"呢\", \"start\": 536.983, \"end\": 537.463, \"score\": 0.953}, {\"word\": \"他\", \"start\": 537.463, \"end\": 537.763, \"score\": 0.892}, {\"word\": \"們\"}, {\"word\": \"把\", \"start\": 537.763, \"end\": 538.424, \"score\": 0.882}, {\"word\": \"贓\"}, {\"word\": \"款\", \"start\": 538.424, \"end\": 539.065, \"score\": 0.968}, {\"word\": \"存\", \"start\": 539.065, \"end\": 539.465, \"score\": 0.97}, {\"word\": \"到\", \"start\": 539.465, \"end\": 539.925, \"score\": 0.893}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 539.925, \"end\": 540.106, \"score\": 0.992}, {\"word\": \"金\", \"start\": 540.106, \"end\": 540.846, \"score\": 0.948}, {\"word\": \"機\"}, {\"word\": \"有\", \"start\": 540.846, \"end\": 540.986, \"score\": 0.942}, {\"word\": \"什\", \"start\": 540.986, \"end\": 541.187, \"score\": 0.793}, {\"word\": \"麼\"}, {\"word\": \"好\", \"start\": 541.187, \"end\": 542.068, \"score\": 0.943}, {\"word\": \"處\"}, {\"word\": \"不\", \"start\": 542.068, \"end\": 542.168, \"score\": 0.984}, {\"word\": \"用\", \"start\": 542.168, \"end\": 542.348, \"score\": 0.869}, {\"word\": \"跑\", \"start\": 542.348, \"end\": 542.668, \"score\": 0.917}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 542.668, \"end\": 543.309, \"score\": 0.903}, {\"word\": \"不\", \"start\": 543.309, \"end\": 543.429, \"score\": 0.995}, {\"word\": \"用\", \"start\": 543.429, \"end\": 543.629, \"score\": 0.982}, {\"word\": \"被\", \"start\": 543.629, \"end\": 544.91, \"score\": 0.951}, {\"word\": \"盤\"}, {\"word\": \"問\"}, {\"word\": \"欸\"}, {\"word\": \"竟\", \"start\": 544.91, \"end\": 545.05, \"score\": 0.914}, {\"word\": \"然\", \"start\": 545.05, \"end\": 545.171, \"score\": 0.992}, {\"word\": \"有\", \"start\": 545.171, \"end\": 545.751, \"score\": 0.928}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 545.751, \"end\": 546.272, \"score\": 1.0}, {\"word\": \"那\", \"start\": 546.272, \"end\": 546.772, \"score\": 0.954}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 546.772, \"end\": 546.992, \"score\": 0.95}, {\"word\": \"一\", \"start\": 546.992, \"end\": 547.092, \"score\": 0.798}, {\"word\": \"下\", \"start\": 547.092, \"end\": 547.313, \"score\": 0.994}, {\"word\": \"主\", \"start\": 547.313, \"end\": 547.473, \"score\": 0.913}, {\"word\": \"委\", \"start\": 547.473, \"end\": 547.693, \"score\": 0.911}, {\"word\": \"就\", \"start\": 547.693, \"end\": 547.893, \"score\": 0.898}, {\"word\": \"您\", \"start\": 547.893, \"end\": 548.073, \"score\": 0.886}, {\"word\": \"目\", \"start\": 548.073, \"end\": 548.274, \"score\": 0.925}, {\"word\": \"前\", \"start\": 548.274, \"end\": 548.454, \"score\": 0.877}, {\"word\": \"的\", \"start\": 548.454, \"end\": 548.574, \"score\": 0.996}, {\"word\": \"掌\", \"start\": 548.574, \"end\": 548.794, \"score\": 0.94}, {\"word\": \"握\", \"start\": 548.794, \"end\": 549.495, \"score\": 0.917}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 549.495, \"end\": 549.735, \"score\": 0.997}, {\"word\": \"金\", \"start\": 549.735, \"end\": 550.476, \"score\": 0.95}, {\"word\": \"機\"}, {\"word\": \"他\", \"start\": 550.476, \"end\": 550.656, \"score\": 0.947}, {\"word\": \"到\", \"start\": 550.656, \"end\": 550.856, \"score\": 0.809}, {\"word\": \"底\", \"start\": 550.856, \"end\": 551.076, \"score\": 0.997}, {\"word\": \"是\", \"start\": 551.076, \"end\": 551.577, \"score\": 0.974}, {\"word\": \"保\", \"start\": 551.577, \"end\": 551.937, \"score\": 0.924}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 551.937, \"end\": 552.197, \"score\": 0.999}, {\"word\": \"司\", \"start\": 552.197, \"end\": 552.538, \"score\": 1.0}, {\"word\": \"借\", \"start\": 552.538, \"end\": 552.758, \"score\": 0.922}, {\"word\": \"出\", \"start\": 552.758, \"end\": 552.938, \"score\": 0.999}, {\"word\": \"去\", \"start\": 552.938, \"end\": 553.098, \"score\": 0.918}, {\"word\": \"的\", \"start\": 553.098, \"end\": 553.599, \"score\": 0.936}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 553.599, \"end\": 553.959, \"score\": 0.927}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 553.959, \"end\": 554.199, \"score\": 0.981}, {\"word\": \"出\", \"start\": 554.199, \"end\": 554.399, \"score\": 0.913}, {\"word\": \"借\", \"start\": 554.399, \"end\": 554.6, \"score\": 0.901}, {\"word\": \"的\", \"start\": 554.6, \"end\": 554.62, \"score\": 0.005}, {\"word\": \"我\", \"start\": 555.236, \"end\": 555.356, \"score\": 0.965}, {\"word\": \"的\", \"start\": 555.356, \"end\": 555.456, \"score\": 0.779}, {\"word\": \"了\", \"start\": 555.456, \"end\": 555.636, \"score\": 0.877}, {\"word\": \"解\", \"start\": 555.636, \"end\": 555.857, \"score\": 0.919}, {\"word\": \"是\", \"start\": 555.857, \"end\": 556.017, \"score\": 0.978}, {\"word\": \"目\", \"start\": 556.017, \"end\": 556.157, \"score\": 0.983}, {\"word\": \"前\", \"start\": 556.157, \"end\": 556.377, \"score\": 0.935}, {\"word\": \"中\", \"start\": 556.377, \"end\": 556.577, \"score\": 0.957}, {\"word\": \"部\", \"start\": 556.577, \"end\": 556.758, \"score\": 0.92}, {\"word\": \"有\", \"start\": 556.758, \"end\": 556.918, \"score\": 0.994}, {\"word\": \"一\", \"start\": 556.918, \"end\": 557.038, \"score\": 0.868}, {\"word\": \"家\", \"start\": 557.038, \"end\": 557.398, \"score\": 0.993}, {\"word\": \"有\", \"start\": 557.398, \"end\": 557.879, \"score\": 0.958}, {\"word\": \"一\", \"start\": 557.879, \"end\": 558.199, \"score\": 0.863}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"一\", \"start\": 558.199, \"end\": 558.399, \"score\": 0.687}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 558.399, \"end\": 558.58, \"score\": 0.894}, {\"word\": \"金\", \"start\": 558.58, \"end\": 558.94, \"score\": 0.894}, {\"word\": \"機\"}, {\"word\": \"的\", \"start\": 558.94, \"end\": 559.12, \"score\": 0.938}, {\"word\": \"地\", \"start\": 559.12, \"end\": 559.26, \"score\": 0.973}, {\"word\": \"方\", \"start\": 559.26, \"end\": 559.461, \"score\": 0.999}, {\"word\": \"被\", \"start\": 559.461, \"end\": 560.061, \"score\": 0.915}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \"移\", \"start\": 560.061, \"end\": 560.261, \"score\": 0.913}, {\"word\": \"送\", \"start\": 560.261, \"end\": 560.822, \"score\": 0.992}, {\"word\": \"但\", \"start\": 560.822, \"end\": 560.982, \"score\": 0.921}, {\"word\": \"是\", \"start\": 560.982, \"end\": 561.403, \"score\": 0.991}, {\"word\": \"目\", \"start\": 561.403, \"end\": 561.563, \"score\": 0.979}, {\"word\": \"前\", \"start\": 561.563, \"end\": 561.743, \"score\": 0.998}, {\"word\": \"沒\", \"start\": 561.743, \"end\": 561.863, \"score\": 0.83}, {\"word\": \"有\", \"start\": 561.863, \"end\": 562.364, \"score\": 0.893}, {\"word\": \"資\"}, {\"word\": \"訊\"}, {\"word\": \"得\", \"start\": 562.364, \"end\": 562.564, \"score\": 0.907}, {\"word\": \"知\", \"start\": 562.564, \"end\": 562.904, \"score\": 0.843}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"入\", \"start\": 562.904, \"end\": 563.084, \"score\": 0.888}, {\"word\": \"金\", \"start\": 563.084, \"end\": 563.425, \"score\": 0.882}, {\"word\": \"機\"}, {\"word\": \"的\", \"start\": 563.425, \"end\": 563.605, \"score\": 0.998}, {\"word\": \"所\", \"start\": 563.605, \"end\": 563.765, \"score\": 0.958}, {\"word\": \"有\", \"start\": 563.765, \"end\": 563.965, \"score\": 0.994}, {\"word\": \"者\", \"start\": 563.965, \"end\": 564.306, \"score\": 0.979}, {\"word\": \"或\", \"start\": 564.306, \"end\": 564.406, \"score\": 0.997}, {\"word\": \"是\", \"start\": 564.406, \"end\": 564.986, \"score\": 0.926}, {\"word\": \"聯\"}, {\"word\": \"繫\"}, {\"word\": \"的\", \"start\": 564.986, \"end\": 565.507, \"score\": 0.954}, {\"word\": \"機\"}, {\"word\": \"制\", \"start\": 565.507, \"end\": 565.727, \"score\": 0.912}, {\"word\": \"是\", \"start\": 565.727, \"end\": 565.847, \"score\": 0.835}, {\"word\": \"跟\", \"start\": 565.847, \"end\": 566.388, \"score\": 0.96}, {\"word\": \"金\", \"start\": 566.388, \"end\": 566.508, \"score\": 0.831}, {\"word\": \"融\", \"start\": 566.508, \"end\": 566.868, \"score\": 0.833}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"有\", \"start\": 566.868, \"end\": 566.968, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 566.968, \"end\": 567.069, \"score\": 0.8}, {\"word\": \"有\", \"start\": 567.069, \"end\": 567.669, \"score\": 0.881}, {\"word\": \"關\"}, {\"word\": \"係\"}, {\"word\": \"還\"}, {\"word\": \"不\", \"start\": 567.669, \"end\": 567.97, \"score\": 0.901}, {\"word\": \"確\"}, {\"word\": \"定\", \"start\": 567.97, \"end\": 568.33, \"score\": 0.894}, {\"word\": \"所\", \"start\": 568.33, \"end\": 568.53, \"score\": 0.899}, {\"word\": \"以\", \"start\": 568.53, \"end\": 568.73, \"score\": 0.899}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 568.73, \"end\": 568.911, \"score\": 0.995}, {\"word\": \"我\", \"start\": 568.911, \"end\": 569.151, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"其\", \"start\": 569.151, \"end\": 569.431, \"score\": 0.926}, {\"word\": \"實\"}, {\"word\": \"無\", \"start\": 569.431, \"end\": 569.591, \"score\": 0.875}, {\"word\": \"法\", \"start\": 569.591, \"end\": 570.052, \"score\": 0.909}, {\"word\": \"確\"}, {\"word\": \"知\", \"start\": 570.052, \"end\": 570.652, \"score\": 0.904}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"東\"}, {\"word\": \"西\", \"start\": 570.652, \"end\": 570.933, \"score\": 0.933}, {\"word\": \"我\", \"start\": 570.933, \"end\": 571.053, \"score\": 0.927}, {\"word\": \"們\"}, {\"word\": \"沒\", \"start\": 571.053, \"end\": 571.193, \"score\": 0.844}, {\"word\": \"有\", \"start\": 571.193, \"end\": 571.453, \"score\": 0.846}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 571.453, \"end\": 572.134, \"score\": 0.867}, {\"word\": \"從\"}, {\"word\": \"檢\"}, {\"word\": \"調\"}, {\"word\": \"得\", \"start\": 572.134, \"end\": 572.294, \"score\": 0.982}, {\"word\": \"到\", \"start\": 572.294, \"end\": 572.795, \"score\": 0.874}, {\"word\": \"資\"}, {\"word\": \"訊\"}, {\"word\": \"不\", \"start\": 572.795, \"end\": 573.015, \"score\": 0.91}, {\"word\": \"過\"}, {\"word\": \"一\", \"start\": 573.015, \"end\": 573.155, \"score\": 0.999}, {\"word\": \"般\", \"start\": 573.155, \"end\": 573.555, \"score\": 0.929}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 573.555, \"end\": 573.776, \"score\": 0.989}, {\"word\": \"的\", \"start\": 573.776, \"end\": 573.876, \"score\": 0.986}, {\"word\": \"A\", \"start\": 573.876, \"end\": 574.016, \"score\": 0.856}, {\"word\": \"T\", \"start\": 574.016, \"end\": 574.056, \"score\": 0.499}, {\"word\": \"M\", \"start\": 574.056, \"end\": 574.356, \"score\": 0.933}, {\"word\": \"本\", \"start\": 574.356, \"end\": 574.617, \"score\": 0.851}, {\"word\": \"來\"}, {\"word\": \"就\", \"start\": 574.617, \"end\": 574.757, \"score\": 0.857}, {\"word\": \"有\", \"start\": 574.757, \"end\": 574.897, \"score\": 0.999}, {\"word\": \"存\", \"start\": 574.897, \"end\": 575.117, \"score\": 0.903}, {\"word\": \"款\", \"start\": 575.117, \"end\": 575.317, \"score\": 0.999}, {\"word\": \"功\", \"start\": 575.317, \"end\": 575.517, \"score\": 0.984}, {\"word\": \"能\", \"start\": 575.517, \"end\": 575.538, \"score\": 0.963}, {\"word\": \"好\", \"start\": 575.998, \"end\": 576.378, \"score\": 0.949}, {\"word\": \"那\", \"start\": 576.378, \"end\": 576.778, \"score\": 0.782}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"已\", \"start\": 576.778, \"end\": 577.119, \"score\": 0.874}, {\"word\": \"經\"}, {\"word\": \"算\", \"start\": 577.119, \"end\": 577.279, \"score\": 0.985}, {\"word\": \"是\", \"start\": 577.279, \"end\": 577.439, \"score\": 0.795}, {\"word\": \"警\", \"start\": 577.439, \"end\": 577.959, \"score\": 0.909}, {\"word\": \"鐘\"}, {\"word\": \"了\", \"start\": 577.959, \"end\": 578.059, \"score\": 0.952}, {\"word\": \"嘛\", \"start\": 578.059, \"end\": 578.719, \"score\": 0.908}, {\"word\": \"變\"}, {\"word\": \"成\", \"start\": 578.719, \"end\": 578.839, \"score\": 0.838}, {\"word\": \"一\", \"start\": 578.839, \"end\": 579.079, \"score\": 0.906}, {\"word\": \"個\"}, {\"word\": \"犯\", \"start\": 579.079, \"end\": 579.28, \"score\": 0.842}, {\"word\": \"罪\", \"start\": 579.28, \"end\": 579.46, \"score\": 0.892}, {\"word\": \"工\", \"start\": 579.46, \"end\": 579.7, \"score\": 0.882}, {\"word\": \"具\", \"start\": 579.7, \"end\": 580.14, \"score\": 0.956}, {\"word\": \"那\", \"start\": 580.14, \"end\": 580.3, \"score\": 0.721}, {\"word\": \"依\", \"start\": 580.3, \"end\": 580.48, \"score\": 0.939}, {\"word\": \"照\", \"start\": 580.48, \"end\": 580.68, \"score\": 0.99}, {\"word\": \"我\", \"start\": 580.68, \"end\": 581.02, \"score\": 0.894}, {\"word\": \"們\"}, {\"word\": \"洗\", \"start\": 581.02, \"end\": 581.2, \"score\": 0.892}, {\"word\": \"房\", \"start\": 581.2, \"end\": 581.461, \"score\": 0.851}, {\"word\": \"法\", \"start\": 581.461, \"end\": 581.681, \"score\": 0.998}, {\"word\": \"所\", \"start\": 581.681, \"end\": 581.921, \"score\": 0.914}, {\"word\": \"定\", \"start\": 581.921, \"end\": 582.061, \"score\": 0.855}, {\"word\": \"的\", \"start\": 582.061, \"end\": 582.921, \"score\": 0.938}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"金\", \"start\": 582.921, \"end\": 583.181, \"score\": 0.991}, {\"word\": \"融\", \"start\": 583.181, \"end\": 584.582, \"score\": 0.872}, {\"word\": \"機\"}, {\"word\": \"構\"}, {\"word\": \"對\"}, {\"word\": \"達\"}, {\"word\": \"一\", \"start\": 584.582, \"end\": 584.742, \"score\": 0.971}, {\"word\": \"定\", \"start\": 584.742, \"end\": 584.982, \"score\": 0.998}, {\"word\": \"金\", \"start\": 584.982, \"end\": 585.322, \"score\": 0.882}, {\"word\": \"額\"}, {\"word\": \"以\", \"start\": 585.322, \"end\": 585.482, \"score\": 0.903}, {\"word\": \"上\", \"start\": 585.482, \"end\": 585.743, \"score\": 0.974}, {\"word\": \"通\", \"start\": 585.743, \"end\": 586.263, \"score\": 0.946}, {\"word\": \"過\"}, {\"word\": \"交\", \"start\": 586.263, \"end\": 586.523, \"score\": 0.98}, {\"word\": \"易\", \"start\": 586.523, \"end\": 586.723, \"score\": 0.955}, {\"word\": \"及\", \"start\": 586.723, \"end\": 587.223, \"score\": 0.995}, {\"word\": \"疑\", \"start\": 587.223, \"end\": 587.623, \"score\": 0.95}, {\"word\": \"似\", \"start\": 587.623, \"end\": 588.024, \"score\": 0.936}, {\"word\": \"洗\", \"start\": 588.024, \"end\": 588.544, \"score\": 0.843}, {\"word\": \"錢\"}, {\"word\": \"交\", \"start\": 588.544, \"end\": 588.764, \"score\": 0.867}, {\"word\": \"易\", \"start\": 588.764, \"end\": 588.884, \"score\": 0.554}, {\"word\": \"的\", \"start\": 588.884, \"end\": 589.024, \"score\": 0.993}, {\"word\": \"申\", \"start\": 589.024, \"end\": 590.345, \"score\": 0.915}, {\"word\": \"辦\"}, {\"word\": \"報\"}, {\"word\": \"法\", \"start\": 590.345, \"end\": 590.665, \"score\": 0.992}, {\"word\": \"第\", \"start\": 590.665, \"end\": 590.805, \"score\": 0.9}, {\"word\": \"二\", \"start\": 590.805, \"end\": 591.545, \"score\": 0.88}, {\"word\": \"條\"}, {\"word\": \"他\", \"start\": 591.545, \"end\": 591.825, \"score\": 0.945}, {\"word\": \"指\", \"start\": 591.825, \"end\": 592.386, \"score\": 0.978}, {\"word\": \"新\", \"start\": 592.386, \"end\": 592.646, \"score\": 0.948}, {\"word\": \"台\", \"start\": 592.646, \"end\": 593.586, \"score\": 0.797}, {\"word\": \"幣\"}, {\"word\": \"5\"}, {\"word\": \"0\"}, {\"word\": \"萬\"}, {\"word\": \"元\", \"start\": 593.586, \"end\": 594.667, \"score\": 0.82}, {\"word\": \"那\", \"start\": 594.667, \"end\": 594.987, \"score\": 0.988}, {\"word\": \"交\", \"start\": 594.987, \"end\": 595.207, \"score\": 0.941}, {\"word\": \"易\", \"start\": 595.207, \"end\": 595.347, \"score\": 0.948}, {\"word\": \"完\", \"start\": 595.347, \"end\": 595.587, \"score\": 0.893}, {\"word\": \"成\", \"start\": 595.587, \"end\": 595.867, \"score\": 0.846}, {\"word\": \"後\", \"start\": 595.867, \"end\": 596.968, \"score\": 0.751}, {\"word\": \"5\"}, {\"word\": \"個\"}, {\"word\": \"營\"}, {\"word\": \"業\"}, {\"word\": \"日\", \"start\": 596.968, \"end\": 597.328, \"score\": 0.922}, {\"word\": \"內\"}, {\"word\": \"要\", \"start\": 597.328, \"end\": 597.528, \"score\": 0.752}, {\"word\": \"以\", \"start\": 597.528, \"end\": 597.688, \"score\": 0.809}, {\"word\": \"媒\", \"start\": 597.688, \"end\": 598.408, \"score\": 0.935}, {\"word\": \"體\"}, {\"word\": \"申\", \"start\": 598.408, \"end\": 598.769, \"score\": 0.787}, {\"word\": \"報\"}, {\"word\": \"的\", \"start\": 598.769, \"end\": 598.889, \"score\": 0.83}, {\"word\": \"方\", \"start\": 598.889, \"end\": 599.109, \"score\": 0.837}, {\"word\": \"式\", \"start\": 599.109, \"end\": 599.509, \"score\": 0.957}, {\"word\": \"向\", \"start\": 599.509, \"end\": 599.829, \"score\": 0.916}, {\"word\": \"法\", \"start\": 599.829, \"end\": 600.289, \"score\": 0.811}, {\"word\": \"務\"}, {\"word\": \"部\", \"start\": 600.289, \"end\": 600.87, \"score\": 0.882}, {\"word\": \"調\"}, {\"word\": \"查\", \"start\": 600.87, \"end\": 601.11, \"score\": 0.99}, {\"word\": \"局\", \"start\": 601.11, \"end\": 601.33, \"score\": 0.904}, {\"word\": \"申\", \"start\": 601.33, \"end\": 602.05, \"score\": 0.871}, {\"word\": \"報\"}, {\"word\": \"所\", \"start\": 602.05, \"end\": 602.21, \"score\": 0.875}, {\"word\": \"以\", \"start\": 602.21, \"end\": 602.49, \"score\": 0.979}, {\"word\": \"這\"}, {\"word\": \"邊\"}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 602.49, \"end\": 602.55, \"score\": 0.667}, {\"word\": \"主\", \"start\": 602.55, \"end\": 602.57, \"score\": 0.0}, {\"word\": \"委\", \"start\": 602.57, \"end\": 602.59, \"score\": 0.0}, {\"word\": \"就\", \"start\": 604.051, \"end\": 604.151, \"score\": 0.8}, {\"word\": \"是\", \"start\": 604.151, \"end\": 604.391, \"score\": 0.955}, {\"word\": \"入\", \"start\": 604.391, \"end\": 604.611, \"score\": 0.998}, {\"word\": \"金\", \"start\": 604.611, \"end\": 605.031, \"score\": 0.931}, {\"word\": \"機\"}, {\"word\": \"啊\", \"start\": 605.031, \"end\": 605.511, \"score\": 0.99}, {\"word\": \"不\", \"start\": 605.511, \"end\": 605.832, \"score\": 0.935}, {\"word\": \"論\"}, {\"word\": \"是\", \"start\": 605.832, \"end\": 606.392, \"score\": 0.984}, {\"word\": \"就\", \"start\": 606.392, \"end\": 606.492, \"score\": 0.801}, {\"word\": \"像\", \"start\": 606.492, \"end\": 606.652, \"score\": 0.883}, {\"word\": \"你\", \"start\": 606.652, \"end\": 607.252, \"score\": 0.862}, {\"word\": \"們\"}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"講\"}, {\"word\": \"的\", \"start\": 607.252, \"end\": 607.552, \"score\": 0.917}, {\"word\": \"還\"}, {\"word\": \"沒\", \"start\": 607.552, \"end\": 607.672, \"score\": 0.833}, {\"word\": \"有\", \"start\": 607.672, \"end\": 607.932, \"score\": 0.923}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 607.932, \"end\": 608.112, \"score\": 0.999}, {\"word\": \"掌\", \"start\": 608.112, \"end\": 608.292, \"score\": 0.976}, {\"word\": \"握\", \"start\": 608.292, \"end\": 608.472, \"score\": 0.973}, {\"word\": \"是\", \"start\": 608.472, \"end\": 608.632, \"score\": 0.878}, {\"word\": \"保\", \"start\": 608.632, \"end\": 608.972, \"score\": 0.939}, {\"word\": \"險\"}, {\"word\": \"公\", \"start\": 608.972, \"end\": 609.172, \"score\": 0.989}, {\"word\": \"司\", \"start\": 609.172, \"end\": 609.352, \"score\": 0.892}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 609.352, \"end\": 609.633, \"score\": 0.857}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 609.633, \"end\": 610.193, \"score\": 0.989}, {\"word\": \"就\", \"start\": 610.193, \"end\": 610.333, \"score\": 0.857}, {\"word\": \"是\", \"start\": 610.333, \"end\": 610.673, \"score\": 0.993}, {\"word\": \"想\", \"start\": 610.673, \"end\": 610.973, \"score\": 0.993}, {\"word\": \"要\", \"start\": 610.973, \"end\": 611.113, \"score\": 0.857}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 611.113, \"end\": 611.953, \"score\": 0.923}, {\"word\": \"匯\"}, {\"word\": \"入\", \"start\": 611.953, \"end\": 612.153, \"score\": 0.994}, {\"word\": \"了\", \"start\": 612.153, \"end\": 612.753, \"score\": 0.932}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"超\", \"start\": 612.753, \"end\": 613.794, \"score\": 0.906}, {\"word\": \"過\"}, {\"word\": \"5\"}, {\"word\": \"0\"}, {\"word\": \"萬\"}, {\"word\": \"有\", \"start\": 613.794, \"end\": 613.914, \"score\": 0.999}, {\"word\": \"沒\", \"start\": 613.914, \"end\": 613.994, \"score\": 0.75}, {\"word\": \"有\", \"start\": 613.994, \"end\": 614.174, \"score\": 0.883}, {\"word\": \"受\", \"start\": 614.174, \"end\": 614.354, \"score\": 0.999}, {\"word\": \"到\", \"start\": 614.354, \"end\": 614.814, \"score\": 0.912}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"法\", \"start\": 614.814, \"end\": 615.374, \"score\": 0.985}, {\"word\": \"的\", \"start\": 615.374, \"end\": 615.634, \"score\": 0.98}, {\"word\": \"一\", \"start\": 615.634, \"end\": 617.255, \"score\": 0.973}, {\"word\": \"個\"}, {\"word\": \"約\"}, {\"word\": \"束\", \"start\": 617.255, \"end\": 617.455, \"score\": 0.954}, {\"word\": \"力\", \"start\": 617.455, \"end\": 618.255, \"score\": 0.984}, {\"word\": \"有\", \"start\": 618.255, \"end\": 618.395, \"score\": 0.998}, {\"word\": \"沒\", \"start\": 618.395, \"end\": 618.515, \"score\": 0.833}, {\"word\": \"有\", \"start\": 618.515, \"end\": 618.615, \"score\": 1.0}, {\"word\": \"要\", \"start\": 618.615, \"end\": 618.795, \"score\": 0.994}, {\"word\": \"申\", \"start\": 618.795, \"end\": 619.435, \"score\": 0.945}, {\"word\": \"報\"}, {\"word\": \"因\", \"start\": 619.435, \"end\": 619.735, \"score\": 0.883}, {\"word\": \"為\"}, {\"word\": \"入\", \"start\": 619.735, \"end\": 619.915, \"score\": 0.985}, {\"word\": \"金\", \"start\": 619.915, \"end\": 621.036, \"score\": 0.965}, {\"word\": \"機\"}, {\"word\": \"不\", \"start\": 621.036, \"end\": 621.136, \"score\": 0.974}, {\"word\": \"能\", \"start\": 621.136, \"end\": 621.316, \"score\": 0.954}, {\"word\": \"判\", \"start\": 621.316, \"end\": 622.296, \"score\": 0.969}, {\"word\": \"斷\"}, {\"word\": \"是\", \"start\": 622.296, \"end\": 622.416, \"score\": 0.832}, {\"word\": \"不\", \"start\": 622.416, \"end\": 622.476, \"score\": 0.861}, {\"word\": \"是\", \"start\": 622.476, \"end\": 622.796, \"score\": 0.875}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 622.796, \"end\": 623.016, \"score\": 0.999}, {\"word\": \"的\", \"start\": 623.016, \"end\": 623.456, \"score\": 0.902}, {\"word\": \"我\", \"start\": 623.456, \"end\": 623.596, \"score\": 0.852}, {\"word\": \"想\", \"start\": 623.596, \"end\": 624.156, \"score\": 0.907}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"是\", \"start\": 624.156, \"end\": 624.297, \"score\": 0.907}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 624.297, \"end\": 624.517, \"score\": 0.825}, {\"word\": \"的\", \"start\": 624.517, \"end\": 625.077, \"score\": 0.901}, {\"word\": \"機\"}, {\"word\": \"會\"}, {\"word\": \"也\", \"start\": 625.077, \"end\": 625.297, \"score\": 0.993}, {\"word\": \"不\", \"start\": 625.297, \"end\": 625.517, \"score\": 0.908}, {\"word\": \"見\"}, {\"word\": \"得\", \"start\": 625.517, \"end\": 625.637, \"score\": 0.845}, {\"word\": \"那\", \"start\": 625.637, \"end\": 625.917, \"score\": 0.923}, {\"word\": \"麼\"}, {\"word\": \"大\", \"start\": 625.917, \"end\": 627.337, \"score\": 0.914}, {\"word\": \"所\", \"start\": 627.337, \"end\": 627.497, \"score\": 0.872}, {\"word\": \"以\", \"start\": 627.497, \"end\": 627.657, \"score\": 0.873}, {\"word\": \"勢\"}, {\"word\": \"必\", \"start\": 627.657, \"end\": 627.817, \"score\": 0.874}, {\"word\": \"這\"}, {\"word\": \"是\", \"start\": 627.817, \"end\": 627.938, \"score\": 0.969}, {\"word\": \"一\", \"start\": 627.938, \"end\": 628.278, \"score\": 0.94}, {\"word\": \"個\"}, {\"word\": \"破\", \"start\": 628.278, \"end\": 628.518, \"score\": 0.956}, {\"word\": \"口\", \"start\": 628.518, \"end\": 628.778, \"score\": 1.0}, {\"word\": \"如\", \"start\": 628.778, \"end\": 628.918, \"score\": 0.863}, {\"word\": \"果\", \"start\": 628.918, \"end\": 629.118, \"score\": 1.0}, {\"word\": \"是\", \"start\": 629.118, \"end\": 629.778, \"score\": 0.923}, {\"word\": \"大\", \"start\": 629.778, \"end\": 629.898, \"score\": 0.838}, {\"word\": \"家\", \"start\": 629.898, \"end\": 630.218, \"score\": 0.937}, {\"word\": \"有\", \"start\": 630.218, \"end\": 630.358, \"score\": 0.999}, {\"word\": \"很\", \"start\": 630.358, \"end\": 630.538, \"score\": 0.999}, {\"word\": \"多\", \"start\": 630.538, \"end\": 630.918, \"score\": 0.938}, {\"word\": \"這\"}, {\"word\": \"種\"}, {\"word\": \"入\", \"start\": 630.918, \"end\": 631.058, \"score\": 0.866}, {\"word\": \"金\", \"start\": 631.058, \"end\": 631.498, \"score\": 0.918}, {\"word\": \"機\"}, {\"word\": \"的\", \"start\": 631.498, \"end\": 631.959, \"score\": 0.956}, {\"word\": \"話\"}, {\"word\": \"就\", \"start\": 631.959, \"end\": 632.079, \"score\": 0.925}, {\"word\": \"要\", \"start\": 632.079, \"end\": 632.279, \"score\": 0.999}, {\"word\": \"去\", \"start\": 632.279, \"end\": 632.439, \"score\": 0.995}, {\"word\": \"做\", \"start\": 632.439, \"end\": 632.839, \"score\": 0.991}, {\"word\": \"防\", \"start\": 632.839, \"end\": 632.859, \"score\": 0.736}, {\"word\": \"範\"}, {\"word\": \"對\"}, {\"word\": \"他\", \"start\": 634.038, \"end\": 634.218, \"score\": 0.808}, {\"word\": \"就\", \"start\": 634.218, \"end\": 634.338, \"score\": 0.895}, {\"word\": \"是\", \"start\": 634.338, \"end\": 634.418, \"score\": 0.809}, {\"word\": \"一\", \"start\": 634.418, \"end\": 634.639, \"score\": 0.784}, {\"word\": \"個\"}, {\"word\": \"破\", \"start\": 634.639, \"end\": 634.859, \"score\": 0.908}, {\"word\": \"口\", \"start\": 634.859, \"end\": 635.039, \"score\": 0.9}, {\"word\": \"啦\", \"start\": 635.039, \"end\": 635.339, \"score\": 0.957}, {\"word\": \"所\", \"start\": 635.339, \"end\": 635.459, \"score\": 0.92}, {\"word\": \"以\", \"start\": 635.459, \"end\": 635.539, \"score\": 0.909}, {\"word\": \"我\", \"start\": 635.539, \"end\": 635.959, \"score\": 0.85}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 635.959, \"end\": 636.119, \"score\": 0.851}, {\"word\": \"就\", \"start\": 636.119, \"end\": 636.26, \"score\": 0.827}, {\"word\": \"是\", \"start\": 636.26, \"end\": 636.84, \"score\": 0.87}, {\"word\": \"說\"}, {\"word\": \"要\", \"start\": 636.84, \"end\": 637.0, \"score\": 0.805}, {\"word\": \"去\", \"start\": 637.0, \"end\": 637.22, \"score\": 0.981}, {\"word\": \"查\", \"start\": 637.22, \"end\": 637.48, \"score\": 0.83}, {\"word\": \"嘛\", \"start\": 637.48, \"end\": 637.88, \"score\": 0.913}, {\"word\": \"他\", \"start\": 637.88, \"end\": 638.521, \"score\": 0.928}, {\"word\": \"會\"}, {\"word\": \"入\", \"start\": 638.521, \"end\": 638.641, \"score\": 0.879}, {\"word\": \"哪\", \"start\": 638.641, \"end\": 638.781, \"score\": 0.947}, {\"word\": \"一\", \"start\": 638.781, \"end\": 638.841, \"score\": 0.538}, {\"word\": \"些\", \"start\": 638.841, \"end\": 639.181, \"score\": 0.927}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 639.181, \"end\": 639.661, \"score\": 0.799}, {\"word\": \"是\", \"start\": 639.661, \"end\": 639.862, \"score\": 0.969}, {\"word\": \"境\", \"start\": 639.862, \"end\": 640.562, \"score\": 0.857}, {\"word\": \"內\"}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 640.562, \"end\": 640.702, \"score\": 0.753}, {\"word\": \"境\", \"start\": 640.702, \"end\": 640.922, \"score\": 0.887}, {\"word\": \"外\", \"start\": 640.922, \"end\": 641.963, \"score\": 0.799}, {\"word\": \"齁\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"希\", \"start\": 641.963, \"end\": 642.083, \"score\": 0.94}, {\"word\": \"望\", \"start\": 642.083, \"end\": 642.283, \"score\": 0.822}, {\"word\": \"金\", \"start\": 642.283, \"end\": 642.443, \"score\": 0.828}, {\"word\": \"管\", \"start\": 642.443, \"end\": 642.723, \"score\": 0.834}, {\"word\": \"會\"}, {\"word\": \"要\", \"start\": 642.723, \"end\": 642.863, \"score\": 0.822}, {\"word\": \"去\", \"start\": 642.863, \"end\": 643.083, \"score\": 0.994}, {\"word\": \"掌\", \"start\": 643.083, \"end\": 643.404, \"score\": 0.89}, {\"word\": \"握\", \"start\": 643.404, \"end\": 644.104, \"score\": 0.886}, {\"word\": \"而\", \"start\": 644.104, \"end\": 644.304, \"score\": 0.954}, {\"word\": \"且\", \"start\": 644.304, \"end\": 644.724, \"score\": 0.873}, {\"word\": \"我\", \"start\": 644.724, \"end\": 645.185, \"score\": 0.914}, {\"word\": \"們\"}, {\"word\": \"比\", \"start\": 645.185, \"end\": 645.625, \"score\": 0.878}, {\"word\": \"較\"}, {\"word\": \"擔\"}, {\"word\": \"心\", \"start\": 645.625, \"end\": 645.785, \"score\": 0.87}, {\"word\": \"的\", \"start\": 645.785, \"end\": 645.905, \"score\": 0.99}, {\"word\": \"是\", \"start\": 645.905, \"end\": 646.205, \"score\": 0.84}, {\"word\": \"說\"}, {\"word\": \"因\", \"start\": 646.205, \"end\": 646.445, \"score\": 0.824}, {\"word\": \"為\"}, {\"word\": \"你\", \"start\": 646.445, \"end\": 646.745, \"score\": 0.888}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 646.745, \"end\": 647.026, \"score\": 0.931}, {\"word\": \"直\", \"start\": 647.026, \"end\": 647.226, \"score\": 0.869}, {\"word\": \"強\"}, {\"word\": \"調\"}, {\"word\": \"K\", \"start\": 647.226, \"end\": 647.466, \"score\": 0.899}, {\"word\": \"Y\", \"start\": 647.466, \"end\": 648.186, \"score\": 0.852}, {\"word\": \"C\", \"start\": 648.186, \"end\": 649.127, \"score\": 0.932}, {\"word\": \"是\", \"start\": 649.127, \"end\": 649.927, \"score\": 0.964}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"K\", \"start\": 649.927, \"end\": 650.207, \"score\": 0.921}, {\"word\": \"n\", \"start\": 650.207, \"end\": 650.387, \"score\": 0.886}, {\"word\": \"o\", \"start\": 650.387, \"end\": 650.407, \"score\": 0.0}, {\"word\": \"w\", \"start\": 650.407, \"end\": 650.428, \"score\": 0.0}, {\"word\": \"Y\", \"start\": 650.428, \"end\": 650.448, \"score\": 0.001}, {\"word\": \"o\", \"start\": 650.448, \"end\": 650.508, \"score\": 0.667}, {\"word\": \"u\", \"start\": 650.508, \"end\": 650.608, \"score\": 0.759}, {\"word\": \"r\", \"start\": 650.608, \"end\": 650.628, \"score\": 0.0}, {\"word\": \"C\", \"start\": 650.628, \"end\": 650.648, \"score\": 0.001}, {\"word\": \"u\", \"start\": 650.648, \"end\": 650.788, \"score\": 0.843}, {\"word\": \"s\", \"start\": 650.788, \"end\": 650.808, \"score\": 0.0}, {\"word\": \"t\", \"start\": 650.808, \"end\": 650.828, \"score\": 0.0}, {\"word\": \"o\", \"start\": 650.828, \"end\": 650.908, \"score\": 0.74}, {\"word\": \"m\", \"start\": 650.908, \"end\": 650.928, \"score\": 0.0}, {\"word\": \"e\", \"start\": 650.928, \"end\": 651.308, \"score\": 0.895}, {\"word\": \"r\", \"start\": 651.308, \"end\": 651.348, \"score\": 0.476}, {\"word\": \"是\", \"start\": 651.348, \"end\": 651.568, \"score\": 0.97}, {\"word\": \"你\", \"start\": 651.568, \"end\": 652.028, \"score\": 0.971}, {\"word\": \"知\", \"start\": 652.028, \"end\": 652.148, \"score\": 0.999}, {\"word\": \"道\", \"start\": 652.148, \"end\": 652.329, \"score\": 0.917}, {\"word\": \"你\", \"start\": 652.329, \"end\": 652.429, \"score\": 0.769}, {\"word\": \"的\", \"start\": 652.429, \"end\": 652.569, \"score\": 0.776}, {\"word\": \"客\", \"start\": 652.569, \"end\": 653.409, \"score\": 0.818}, {\"word\": \"戶\"}, {\"word\": \"是\", \"start\": 653.409, \"end\": 653.529, \"score\": 0.916}, {\"word\": \"誰\"}, {\"word\": \"認\"}, {\"word\": \"識\"}, {\"word\": \"你\", \"start\": 653.529, \"end\": 653.589, \"score\": 0.959}, {\"word\": \"的\", \"start\": 653.589, \"end\": 653.709, \"score\": 0.869}, {\"word\": \"客\", \"start\": 653.709, \"end\": 653.99, \"score\": 0.843}, {\"word\": \"戶\"}, {\"word\": \"是\", \"start\": 653.99, \"end\": 654.61, \"score\": 0.912}, {\"word\": \"誰\"}, {\"word\": \"是\", \"start\": 654.61, \"end\": 654.81, \"score\": 0.982}, {\"word\": \"金\", \"start\": 654.81, \"end\": 654.97, \"score\": 0.858}, {\"word\": \"管\", \"start\": 654.97, \"end\": 655.31, \"score\": 0.79}, {\"word\": \"會\"}, {\"word\": \"再\", \"start\": 655.31, \"end\": 655.47, \"score\": 0.83}, {\"word\": \"三\", \"start\": 655.47, \"end\": 655.63, \"score\": 0.953}, {\"word\": \"要\", \"start\": 655.63, \"end\": 655.831, \"score\": 0.839}, {\"word\": \"求\", \"start\": 655.831, \"end\": 656.151, \"score\": 0.858}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 656.151, \"end\": 656.351, \"score\": 0.888}, {\"word\": \"要\", \"start\": 656.351, \"end\": 656.531, \"score\": 0.968}, {\"word\": \"落\", \"start\": 656.531, \"end\": 656.951, \"score\": 0.884}, {\"word\": \"實\"}, {\"word\": \"的\", \"start\": 656.951, \"end\": 657.371, \"score\": 0.968}, {\"word\": \"洗\", \"start\": 657.371, \"end\": 657.552, \"score\": 0.889}, {\"word\": \"房\", \"start\": 657.552, \"end\": 657.792, \"score\": 0.951}, {\"word\": \"準\", \"start\": 657.792, \"end\": 658.752, \"score\": 0.818}, {\"word\": \"則\"}, {\"word\": \"齁\"}, {\"word\": \"所\", \"start\": 658.752, \"end\": 658.892, \"score\": 0.844}, {\"word\": \"以\", \"start\": 658.892, \"end\": 659.313, \"score\": 0.874}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 659.313, \"end\": 659.493, \"score\": 0.997}, {\"word\": \"分\", \"start\": 659.493, \"end\": 659.633, \"score\": 0.796}, {\"word\": \"我\", \"start\": 659.633, \"end\": 659.853, \"score\": 0.802}, {\"word\": \"們\"}, {\"word\": \"是\", \"start\": 659.853, \"end\": 659.993, \"score\": 0.979}, {\"word\": \"希\", \"start\": 659.993, \"end\": 660.133, \"score\": 0.854}, {\"word\": \"望\", \"start\": 660.133, \"end\": 660.773, \"score\": 0.962}, {\"word\": \"說\"}, {\"word\": \"摸\", \"start\": 660.773, \"end\": 660.973, \"score\": 0.832}, {\"word\": \"高\", \"start\": 660.973, \"end\": 661.174, \"score\": 0.893}, {\"word\": \"一\", \"start\": 661.174, \"end\": 661.354, \"score\": 0.859}, {\"word\": \"尺\", \"start\": 661.354, \"end\": 661.534, \"score\": 0.885}, {\"word\": \"啊\", \"start\": 661.534, \"end\": 661.554, \"score\": 0.538}, {\"word\": \"主\", \"start\": 661.974, \"end\": 662.334, \"score\": 0.797}, {\"word\": \"委\", \"start\": 662.334, \"end\": 662.555, \"score\": 0.864}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 662.555, \"end\": 662.735, \"score\": 0.844}, {\"word\": \"委\", \"start\": 662.735, \"end\": 662.915, \"score\": 0.885}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 662.915, \"end\": 662.935, \"score\": 0.0}, {\"word\": \"席\", \"start\": 662.935, \"end\": 662.955, \"score\": 0.0}], \"language\": \"zh\"}","srt":"1\n00:00:05,578 --> 00:00:08,769\n主席好有請金管會主委有請黃主委\n\n2\n00:00:15,885 --> 00:00:41,121\n主委好您辛苦了。主委我們看到目前的行政院版頭顧法草案第49條之三第一項他是不是有說到不動產投資信託基金不得投資於住宅那請問一下主委就是為何限制不動產投資信託基金來投資住宅\n\n3\n00:00:41,877 --> 00:01:04,640\n因為過去這段時間大家對,也許我們在2020開始有這個房價穩定的這相關的機制措施,大家對高房價其實都有一些社會的誤議。那我們是有一點顧慮,那如果這個新的資金來源也投資到這個住宅的話,會不會讓一些民眾誤認為說這個基金也是在炒房。\n\n4\n00:01:05,060 --> 00:01:29,838\n是是好謝謝主委我們也是這麼想那我們來看一下頭目法草案的第5條他有去定義不動產失職土地還有其他建物等等等那都計法呢他說劃定住宅商業工業等使用區另外第34條也說住宅區為保護\n\n5\n00:01:30,578 --> 00:01:32,139\n：一、處理中華民國113年度中央政府總預算凍結書面報告案2\n\n6\n00:01:52,321 --> 00:02:15,059\n為什麼這麼問這麼關心因為頭顧法草案第49條之3他是可以投資開發型的不動產那問題就是想要請教關於這種他必須要去買地那他買地他到底是要購買商業用地還是購買住宅用地還是說他都可以買\n\n7\n00:02:18,008 --> 00:02:24,013\n二、處理中華民國113年度中央政府總預算凍結書面報告案2案。cellence\n\n8\n00:02:32,821 --> 00:02:59,815\n對目前是可以就是但是他有一個額度的限制都可以的限制對好那我們來看一下如果以臺北市為例來看他的第三類住宅區他是可以蓋旅館的所以再請教一下這個不動產投資信託基金可以購買住宅用地興建旅館嗎報告委員這個我不是地政專家那住宅用地興建旅館我不曉得可不可以但是旅館是可以的\n\n9\n00:03:03,510 --> 00:03:22,004\n關心當這個不動產投資信託基金購買住宅用地的時候您剛剛一開始就講嘛是有可能會推升附近住宅的一個房價用地價格那我就是想請教主委您認為需不需要做限制\n\n10\n00:03:23,386 --> 00:03:23,626\n請局長回答\n\n11\n00:03:43,396 --> 00:04:02,873\n那我會提一個修正動議就是不動產投資信託基金以投資或運用於下列標的為限且不得投資於住宅法第三條第一款所定住宅或都市計劃法第34條所定住宅區土地主委你怎麼看\n\n12\n00:04:08,156 --> 00:04:19,705\n您當然一定是必須尊重啦我只是說問您的看法啦當然限制越多他可能產生收益的標的來源就會少一點但是您當然是顧慮到\n\n13\n00:04:20,726 --> 00:04:26,349\n二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度\n\n14\n00:04:47,722 --> 00:05:07,747\n那事實上這個應該是可以掌握的因為警鐘早已響起啊2020年全球爆發疫情大家開始做遠距辦公那這個已經是漸漸變成常態化可以預期商辦的需求會弱化加上呢前年的3月美國暴力升息\n\n15\n00:05:08,487 --> 00:05:12,869\n因此這是可預期的需求下降成本上升業者就倒閉那為什麼關心這個問題因為新聞有看到啦金管會證實六家銀行重建喔\n\n16\n00:05:29,375 --> 00:05:51,810\n那什麼意思就是我們看到他們是聯合借錢給這些歐美的商辦業者那目前我這邊得知的案件數是10件美國的連帶案跟一件歐洲連帶案他的參代餘額呢大概是104億多新台幣那預估的待帳損失呢是大約30億的新台幣\n\n17\n00:05:52,771 --> 00:06:09,778\n可是我們看到金管會2023年的稅入預算是8億多嘛所以這個災障的損失呢變成是你們金管會4年稅收的總和所以我想要請教一下主委你們掌握到的是哪六家銀行?委員會民報告\n\n18\n00:06:14,628 --> 00:06:36,741\n美國的情況您分析得非常好可是我跟您報告其實我們兩年前就開始要求我們的銀行去注意他的有而且精檢也有去做而且這裡面所發現遇到雷的這些銀行其實精檢有的增長已經也都去查過不是沒有查那這六家當然有一家是對您已經公佈了一家\n\n19\n00:06:38,493 --> 00:06:39,894\n三、處理中華民國113年度中央政府總預算凍結書面報告案\n\n20\n00:06:51,742 --> 00:07:18,678\n那其中有一些因為歐洲的那個法國的那個那個養老院的案子是一個連帶案那個案子其實檢察局去歐洲查的時候也有查到其實我們都是從新聞看他說共有10件商辦受信損失6家銀行踩雷那其中呢有兩件以全數轉銷呆帳再請教一下主委轉銷呆帳的那一家是哪一家\n\n21\n00:07:28,171 --> 00:07:51,361\n那去年12月金管會將歐美商辦授信案列入了海外精檢重點您剛剛提到了那精檢的時候到底查出哪些缺失?報告員其實我跟您報告您剛一開始點出來一個是需求面因為疫情第二就是美國暴力升息這兩點其實在當初我在做貸款的時候其實都不見得是銀行它能夠預料的到銀行預料不到\n\n22\n00:07:54,360 --> 00:07:55,080\n希望金管會更精進\n\n23\n00:08:12,051 --> 00:08:23,799\n很多的狀況能夠及早的去掌握預警那避免再度採了影響我們的金融市場那最後一個問題也是從新聞看的有一個東西叫入金機\n\n24\n00:08:26,050 --> 00:08:51,738\n請問主委你聽過這個東西嗎我是從來不知道有這個東西後來我才知道說原來有一個東西叫入金機客戶可以租用存現金進去遠端連線可以存到他銀行的帳戶然後定時定期會有保全公司去提領那個現金到銀行竟然有這種東西那我們看到\n\n25\n00:08:52,418 --> 00:09:14,620\n入金機已經變成是詐騙工具囉犯罪集團呢他們把贓款存到這個入金機有什麼好處不用跑銀行不用被盤問欸竟然有這種東西那請教一下主委就您目前的掌握這個入金機他到底是保險公司借出去的還是銀行出借的\n\n26\n00:09:15,236 --> 00:09:35,538\n我的了解是目前中部有一家有一這樣一個入金機的地方被檢調移送但是目前沒有資訊得知這個入金機的所有者或是聯繫的機制是跟金融機構有沒有關係還不確定所以現在我們其實無法確知這個東西我們沒有辦法從檢調得到資訊不過一般銀行的ATM本來就有存款功能\n\n27\n00:09:35,998 --> 00:10:02,590\n好那這個已經算是警鐘了嘛變成一個犯罪工具那依照我們洗房法所定的這個金融機構對達一定金額以上通過交易及疑似洗錢交易的申辦報法第二條他指新台幣50萬元那交易完成後5個營業日內要以媒體申報的方式向法務部調查局申報所以這邊請教主委\n\n28\n00:10:04,051 --> 00:10:32,859\n就是入金機啊不論是就像你們剛剛講的還沒有辦法掌握是保險公司還是銀行就是想要請教匯入了這個超過50萬有沒有受到這個法的一個約束力有沒有要申報因為入金機不能判斷是不是銀行的我想應該是銀行的機會也不見得那麼大所以勢必這是一個破口如果是大家有很多這種入金機的話就要去做防範\n\n29\n00:10:34,038 --> 00:11:01,554\n對他就是一個破口啦所以我們現在就是說要去查嘛他會入哪一些銀行是境內還是境外齁這個希望金管會要去掌握而且我們比較擔心的是說因為你們一直強調KYC是這個KnowYourCustomer是你知道你的客戶是誰認識你的客戶是誰是金管會再三要求銀行要落實的洗房準則齁所以這個部分我們是希望說摸高一尺啊\n\n30\n00:11:01,974 --> 00:11:02,955\n主委謝謝主委謝謝主席\n\n","tsv":"start\tend\ttext\n5578\t8769\t主席好有請金管會主委有請黃主委\n15885\t41121\t主委好您辛苦了。主委我們看到目前的行政院版頭顧法草案第49條之三第一項他是不是有說到不動產投資信託基金不得投資於住宅那請問一下主委就是為何限制不動產投資信託基金來投資住宅\n41877\t64640\t因為過去這段時間大家對,也許我們在2020開始有這個房價穩定的這相關的機制措施,大家對高房價其實都有一些社會的誤議。那我們是有一點顧慮,那如果這個新的資金來源也投資到這個住宅的話,會不會讓一些民眾誤認為說這個基金也是在炒房。\n65060\t89838\t是是好謝謝主委我們也是這麼想那我們來看一下頭目法草案的第5條他有去定義不動產失職土地還有其他建物等等等那都計法呢他說劃定住宅商業工業等使用區另外第34條也說住宅區為保護\n90578\t92139\t：一、處理中華民國113年度中央政府總預算凍結書面報告案2\n112321\t135059\t為什麼這麼問這麼關心因為頭顧法草案第49條之3他是可以投資開發型的不動產那問題就是想要請教關於這種他必須要去買地那他買地他到底是要購買商業用地還是購買住宅用地還是說他都可以買\n138008\t144013\t二、處理中華民國113年度中央政府總預算凍結書面報告案2案。cellence\n152821\t179815\t對目前是可以就是但是他有一個額度的限制都可以的限制對好那我們來看一下如果以臺北市為例來看他的第三類住宅區他是可以蓋旅館的所以再請教一下這個不動產投資信託基金可以購買住宅用地興建旅館嗎報告委員這個我不是地政專家那住宅用地興建旅館我不曉得可不可以但是旅館是可以的\n183510\t202004\t關心當這個不動產投資信託基金購買住宅用地的時候您剛剛一開始就講嘛是有可能會推升附近住宅的一個房價用地價格那我就是想請教主委您認為需不需要做限制\n203386\t203626\t請局長回答\n223396\t242873\t那我會提一個修正動議就是不動產投資信託基金以投資或運用於下列標的為限且不得投資於住宅法第三條第一款所定住宅或都市計劃法第34條所定住宅區土地主委你怎麼看\n248156\t259705\t您當然一定是必須尊重啦我只是說問您的看法啦當然限制越多他可能產生收益的標的來源就會少一點但是您當然是顧慮到\n260726\t266349\t二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度\n287722\t307747\t那事實上這個應該是可以掌握的因為警鐘早已響起啊2020年全球爆發疫情大家開始做遠距辦公那這個已經是漸漸變成常態化可以預期商辦的需求會弱化加上呢前年的3月美國暴力升息\n308487\t312869\t因此這是可預期的需求下降成本上升業者就倒閉那為什麼關心這個問題因為新聞有看到啦金管會證實六家銀行重建喔\n329375\t351810\t那什麼意思就是我們看到他們是聯合借錢給這些歐美的商辦業者那目前我這邊得知的案件數是10件美國的連帶案跟一件歐洲連帶案他的參代餘額呢大概是104億多新台幣那預估的待帳損失呢是大約30億的新台幣\n352771\t369778\t可是我們看到金管會2023年的稅入預算是8億多嘛所以這個災障的損失呢變成是你們金管會4年稅收的總和所以我想要請教一下主委你們掌握到的是哪六家銀行?委員會民報告\n374628\t396741\t美國的情況您分析得非常好可是我跟您報告其實我們兩年前就開始要求我們的銀行去注意他的有而且精檢也有去做而且這裡面所發現遇到雷的這些銀行其實精檢有的增長已經也都去查過不是沒有查那這六家當然有一家是對您已經公佈了一家\n398493\t399894\t三、處理中華民國113年度中央政府總預算凍結書面報告案\n411742\t438678\t那其中有一些因為歐洲的那個法國的那個那個養老院的案子是一個連帶案那個案子其實檢察局去歐洲查的時候也有查到其實我們都是從新聞看他說共有10件商辦受信損失6家銀行踩雷那其中呢有兩件以全數轉銷呆帳再請教一下主委轉銷呆帳的那一家是哪一家\n439974\t447841\t華銀轉銷張銀轉銷\n448171\t471361\t那去年12月金管會將歐美商辦授信案列入了海外精檢重點您剛剛提到了那精檢的時候到底查出哪些缺失?報告員其實我跟您報告您剛一開始點出來一個是需求面因為疫情第二就是美國暴力升息這兩點其實在當初我在做貸款的時候其實都不見得是銀行它能夠預料的到銀行預料不到\n474360\t475080\t希望金管會更精進\n492051\t503799\t很多的狀況能夠及早的去掌握預警那避免再度採了影響我們的金融市場那最後一個問題也是從新聞看的有一個東西叫入金機\n506050\t531738\t請問主委你聽過這個東西嗎我是從來不知道有這個東西後來我才知道說原來有一個東西叫入金機客戶可以租用存現金進去遠端連線可以存到他銀行的帳戶然後定時定期會有保全公司去提領那個現金到銀行竟然有這種東西那我們看到\n532418\t554620\t入金機已經變成是詐騙工具囉犯罪集團呢他們把贓款存到這個入金機有什麼好處不用跑銀行不用被盤問欸竟然有這種東西那請教一下主委就您目前的掌握這個入金機他到底是保險公司借出去的還是銀行出借的\n555236\t575538\t我的了解是目前中部有一家有一這樣一個入金機的地方被檢調移送但是目前沒有資訊得知這個入金機的所有者或是聯繫的機制是跟金融機構有沒有關係還不確定所以現在我們其實無法確知這個東西我們沒有辦法從檢調得到資訊不過一般銀行的ATM本來就有存款功能\n575998\t602590\t好那這個已經算是警鐘了嘛變成一個犯罪工具那依照我們洗房法所定的這個金融機構對達一定金額以上通過交易及疑似洗錢交易的申辦報法第二條他指新台幣50萬元那交易完成後5個營業日內要以媒體申報的方式向法務部調查局申報所以這邊請教主委\n604051\t632859\t就是入金機啊不論是就像你們剛剛講的還沒有辦法掌握是保險公司還是銀行就是想要請教匯入了這個超過50萬有沒有受到這個法的一個約束力有沒有要申報因為入金機不能判斷是不是銀行的我想應該是銀行的機會也不見得那麼大所以勢必這是一個破口如果是大家有很多這種入金機的話就要去做防範\n634038\t661554\t對他就是一個破口啦所以我們現在就是說要去查嘛他會入哪一些銀行是境內還是境外齁這個希望金管會要去掌握而且我們比較擔心的是說因為你們一直強調KYC是這個Know Your Customer是你知道你的客戶是誰認識你的客戶是誰是金管會再三要求銀行要落實的洗房準則齁所以這個部分我們是希望說摸高一尺啊\n661974\t662955\t主委謝謝主委謝謝主席\n","txt":"主席好有請金管會主委有請黃主委\n主委好您辛苦了。主委我們看到目前的行政院版頭顧法草案第49條之三第一項他是不是有說到不動產投資信託基金不得投資於住宅那請問一下主委就是為何限制不動產投資信託基金來投資住宅\n因為過去這段時間大家對,也許我們在2020開始有這個房價穩定的這相關的機制措施,大家對高房價其實都有一些社會的誤議。那我們是有一點顧慮,那如果這個新的資金來源也投資到這個住宅的話,會不會讓一些民眾誤認為說這個基金也是在炒房。\n是是好謝謝主委我們也是這麼想那我們來看一下頭目法草案的第5條他有去定義不動產失職土地還有其他建物等等等那都計法呢他說劃定住宅商業工業等使用區另外第34條也說住宅區為保護\n：一、處理中華民國113年度中央政府總預算凍結書面報告案2\n為什麼這麼問這麼關心因為頭顧法草案第49條之3他是可以投資開發型的不動產那問題就是想要請教關於這種他必須要去買地那他買地他到底是要購買商業用地還是購買住宅用地還是說他都可以買\n二、處理中華民國113年度中央政府總預算凍結書面報告案2案。cellence\n對目前是可以就是但是他有一個額度的限制都可以的限制對好那我們來看一下如果以臺北市為例來看他的第三類住宅區他是可以蓋旅館的所以再請教一下這個不動產投資信託基金可以購買住宅用地興建旅館嗎報告委員這個我不是地政專家那住宅用地興建旅館我不曉得可不可以但是旅館是可以的\n關心當這個不動產投資信託基金購買住宅用地的時候您剛剛一開始就講嘛是有可能會推升附近住宅的一個房價用地價格那我就是想請教主委您認為需不需要做限制\n請局長回答\n那我會提一個修正動議就是不動產投資信託基金以投資或運用於下列標的為限且不得投資於住宅法第三條第一款所定住宅或都市計劃法第34條所定住宅區土地主委你怎麼看\n您當然一定是必須尊重啦我只是說問您的看法啦當然限制越多他可能產生收益的標的來源就會少一點但是您當然是顧慮到\n二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度\n那事實上這個應該是可以掌握的因為警鐘早已響起啊2020年全球爆發疫情大家開始做遠距辦公那這個已經是漸漸變成常態化可以預期商辦的需求會弱化加上呢前年的3月美國暴力升息\n因此這是可預期的需求下降成本上升業者就倒閉那為什麼關心這個問題因為新聞有看到啦金管會證實六家銀行重建喔\n那什麼意思就是我們看到他們是聯合借錢給這些歐美的商辦業者那目前我這邊得知的案件數是10件美國的連帶案跟一件歐洲連帶案他的參代餘額呢大概是104億多新台幣那預估的待帳損失呢是大約30億的新台幣\n可是我們看到金管會2023年的稅入預算是8億多嘛所以這個災障的損失呢變成是你們金管會4年稅收的總和所以我想要請教一下主委你們掌握到的是哪六家銀行?委員會民報告\n美國的情況您分析得非常好可是我跟您報告其實我們兩年前就開始要求我們的銀行去注意他的有而且精檢也有去做而且這裡面所發現遇到雷的這些銀行其實精檢有的增長已經也都去查過不是沒有查那這六家當然有一家是對您已經公佈了一家\n三、處理中華民國113年度中央政府總預算凍結書面報告案\n那其中有一些因為歐洲的那個法國的那個那個養老院的案子是一個連帶案那個案子其實檢察局去歐洲查的時候也有查到其實我們都是從新聞看他說共有10件商辦受信損失6家銀行踩雷那其中呢有兩件以全數轉銷呆帳再請教一下主委轉銷呆帳的那一家是哪一家\n華銀轉銷張銀轉銷\n那去年12月金管會將歐美商辦授信案列入了海外精檢重點您剛剛提到了那精檢的時候到底查出哪些缺失?報告員其實我跟您報告您剛一開始點出來一個是需求面因為疫情第二就是美國暴力升息這兩點其實在當初我在做貸款的時候其實都不見得是銀行它能夠預料的到銀行預料不到\n希望金管會更精進\n很多的狀況能夠及早的去掌握預警那避免再度採了影響我們的金融市場那最後一個問題也是從新聞看的有一個東西叫入金機\n請問主委你聽過這個東西嗎我是從來不知道有這個東西後來我才知道說原來有一個東西叫入金機客戶可以租用存現金進去遠端連線可以存到他銀行的帳戶然後定時定期會有保全公司去提領那個現金到銀行竟然有這種東西那我們看到\n入金機已經變成是詐騙工具囉犯罪集團呢他們把贓款存到這個入金機有什麼好處不用跑銀行不用被盤問欸竟然有這種東西那請教一下主委就您目前的掌握這個入金機他到底是保險公司借出去的還是銀行出借的\n我的了解是目前中部有一家有一這樣一個入金機的地方被檢調移送但是目前沒有資訊得知這個入金機的所有者或是聯繫的機制是跟金融機構有沒有關係還不確定所以現在我們其實無法確知這個東西我們沒有辦法從檢調得到資訊不過一般銀行的ATM本來就有存款功能\n好那這個已經算是警鐘了嘛變成一個犯罪工具那依照我們洗房法所定的這個金融機構對達一定金額以上通過交易及疑似洗錢交易的申辦報法第二條他指新台幣50萬元那交易完成後5個營業日內要以媒體申報的方式向法務部調查局申報所以這邊請教主委\n就是入金機啊不論是就像你們剛剛講的還沒有辦法掌握是保險公司還是銀行就是想要請教匯入了這個超過50萬有沒有受到這個法的一個約束力有沒有要申報因為入金機不能判斷是不是銀行的我想應該是銀行的機會也不見得那麼大所以勢必這是一個破口如果是大家有很多這種入金機的話就要去做防範\n對他就是一個破口啦所以我們現在就是說要去查嘛他會入哪一些銀行是境內還是境外齁這個希望金管會要去掌握而且我們比較擔心的是說因為你們一直強調KYC是這個Know Your Customer是你知道你的客戶是誰認識你的客戶是誰是金管會再三要求銀行要落實的洗房準則齁所以這個部分我們是希望說摸高一尺啊\n主委謝謝主委謝謝主席\n","vtt":"WEBVTT\n\n00:05.578 --> 00:08.769\n主席好有請金管會主委有請黃主委\n\n00:15.885 --> 00:41.121\n主委好您辛苦了。主委我們看到目前的行政院版頭顧法草案第49條之三第一項他是不是有說到不動產投資信託基金不得投資於住宅那請問一下主委就是為何限制不動產投資信託基金來投資住宅\n\n00:41.877 --> 01:04.640\n因為過去這段時間大家對,也許我們在2020開始有這個房價穩定的這相關的機制措施,大家對高房價其實都有一些社會的誤議。那我們是有一點顧慮,那如果這個新的資金來源也投資到這個住宅的話,會不會讓一些民眾誤認為說這個基金也是在炒房。\n\n01:05.060 --> 01:29.838\n是是好謝謝主委我們也是這麼想那我們來看一下頭目法草案的第5條他有去定義不動產失職土地還有其他建物等等等那都計法呢他說劃定住宅商業工業等使用區另外第34條也說住宅區為保護\n\n01:30.578 --> 01:32.139\n：一、處理中華民國113年度中央政府總預算凍結書面報告案2\n\n01:52.321 --> 02:15.059\n為什麼這麼問這麼關心因為頭顧法草案第49條之3他是可以投資開發型的不動產那問題就是想要請教關於這種他必須要去買地那他買地他到底是要購買商業用地還是購買住宅用地還是說他都可以買\n\n02:18.008 --> 02:24.013\n二、處理中華民國113年度中央政府總預算凍結書面報告案2案。cellence\n\n02:32.821 --> 02:59.815\n對目前是可以就是但是他有一個額度的限制都可以的限制對好那我們來看一下如果以臺北市為例來看他的第三類住宅區他是可以蓋旅館的所以再請教一下這個不動產投資信託基金可以購買住宅用地興建旅館嗎報告委員這個我不是地政專家那住宅用地興建旅館我不曉得可不可以但是旅館是可以的\n\n03:03.510 --> 03:22.004\n關心當這個不動產投資信託基金購買住宅用地的時候您剛剛一開始就講嘛是有可能會推升附近住宅的一個房價用地價格那我就是想請教主委您認為需不需要做限制\n\n03:23.386 --> 03:23.626\n請局長回答\n\n03:43.396 --> 04:02.873\n那我會提一個修正動議就是不動產投資信託基金以投資或運用於下列標的為限且不得投資於住宅法第三條第一款所定住宅或都市計劃法第34條所定住宅區土地主委你怎麼看\n\n04:08.156 --> 04:19.705\n您當然一定是必須尊重啦我只是說問您的看法啦當然限制越多他可能產生收益的標的來源就會少一點但是您當然是顧慮到\n\n04:20.726 --> 04:26.349\n二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度\n\n04:47.722 --> 05:07.747\n那事實上這個應該是可以掌握的因為警鐘早已響起啊2020年全球爆發疫情大家開始做遠距辦公那這個已經是漸漸變成常態化可以預期商辦的需求會弱化加上呢前年的3月美國暴力升息\n\n05:08.487 --> 05:12.869\n因此這是可預期的需求下降成本上升業者就倒閉那為什麼關心這個問題因為新聞有看到啦金管會證實六家銀行重建喔\n\n05:29.375 --> 05:51.810\n那什麼意思就是我們看到他們是聯合借錢給這些歐美的商辦業者那目前我這邊得知的案件數是10件美國的連帶案跟一件歐洲連帶案他的參代餘額呢大概是104億多新台幣那預估的待帳損失呢是大約30億的新台幣\n\n05:52.771 --> 06:09.778\n可是我們看到金管會2023年的稅入預算是8億多嘛所以這個災障的損失呢變成是你們金管會4年稅收的總和所以我想要請教一下主委你們掌握到的是哪六家銀行?委員會民報告\n\n06:14.628 --> 06:36.741\n美國的情況您分析得非常好可是我跟您報告其實我們兩年前就開始要求我們的銀行去注意他的有而且精檢也有去做而且這裡面所發現遇到雷的這些銀行其實精檢有的增長已經也都去查過不是沒有查那這六家當然有一家是對您已經公佈了一家\n\n06:38.493 --> 06:39.894\n三、處理中華民國113年度中央政府總預算凍結書面報告案\n\n06:51.742 --> 07:18.678\n那其中有一些因為歐洲的那個法國的那個那個養老院的案子是一個連帶案那個案子其實檢察局去歐洲查的時候也有查到其實我們都是從新聞看他說共有10件商辦受信損失6家銀行踩雷那其中呢有兩件以全數轉銷呆帳再請教一下主委轉銷呆帳的那一家是哪一家\n\n07:28.171 --> 07:51.361\n那去年12月金管會將歐美商辦授信案列入了海外精檢重點您剛剛提到了那精檢的時候到底查出哪些缺失?報告員其實我跟您報告您剛一開始點出來一個是需求面因為疫情第二就是美國暴力升息這兩點其實在當初我在做貸款的時候其實都不見得是銀行它能夠預料的到銀行預料不到\n\n07:54.360 --> 07:55.080\n希望金管會更精進\n\n08:12.051 --> 08:23.799\n很多的狀況能夠及早的去掌握預警那避免再度採了影響我們的金融市場那最後一個問題也是從新聞看的有一個東西叫入金機\n\n08:26.050 --> 08:51.738\n請問主委你聽過這個東西嗎我是從來不知道有這個東西後來我才知道說原來有一個東西叫入金機客戶可以租用存現金進去遠端連線可以存到他銀行的帳戶然後定時定期會有保全公司去提領那個現金到銀行竟然有這種東西那我們看到\n\n08:52.418 --> 09:14.620\n入金機已經變成是詐騙工具囉犯罪集團呢他們把贓款存到這個入金機有什麼好處不用跑銀行不用被盤問欸竟然有這種東西那請教一下主委就您目前的掌握這個入金機他到底是保險公司借出去的還是銀行出借的\n\n09:15.236 --> 09:35.538\n我的了解是目前中部有一家有一這樣一個入金機的地方被檢調移送但是目前沒有資訊得知這個入金機的所有者或是聯繫的機制是跟金融機構有沒有關係還不確定所以現在我們其實無法確知這個東西我們沒有辦法從檢調得到資訊不過一般銀行的ATM本來就有存款功能\n\n09:35.998 --> 10:02.590\n好那這個已經算是警鐘了嘛變成一個犯罪工具那依照我們洗房法所定的這個金融機構對達一定金額以上通過交易及疑似洗錢交易的申辦報法第二條他指新台幣50萬元那交易完成後5個營業日內要以媒體申報的方式向法務部調查局申報所以這邊請教主委\n\n10:04.051 --> 10:32.859\n就是入金機啊不論是就像你們剛剛講的還沒有辦法掌握是保險公司還是銀行就是想要請教匯入了這個超過50萬有沒有受到這個法的一個約束力有沒有要申報因為入金機不能判斷是不是銀行的我想應該是銀行的機會也不見得那麼大所以勢必這是一個破口如果是大家有很多這種入金機的話就要去做防範\n\n10:34.038 --> 11:01.554\n對他就是一個破口啦所以我們現在就是說要去查嘛他會入哪一些銀行是境內還是境外齁這個希望金管會要去掌握而且我們比較擔心的是說因為你們一直強調KYC是這個KnowYourCustomer是你知道你的客戶是誰認識你的客戶是誰是金管會再三要求銀行要落實的洗房準則齁所以這個部分我們是希望說摸高一尺啊\n\n11:01.974 --> 11:02.955\n主委謝謝主委謝謝主席\n\n","segments":[{"start":5.578,"end":8.769,"text":"主席好有請金管會主委有請黃主委"},{"start":15.885,"end":41.121,"text":"主委好您辛苦了。主委我們看到目前的行政院版頭顧法草案第49條之三第一項他是不是有說到不動產投資信託基金不得投資於住宅那請問一下主委就是為何限制不動產投資信託基金來投資住宅"},{"start":41.877,"end":64.64,"text":"因為過去這段時間大家對,也許我們在2020開始有這個房價穩定的這相關的機制措施,大家對高房價其實都有一些社會的誤議。那我們是有一點顧慮,那如果這個新的資金來源也投資到這個住宅的話,會不會讓一些民眾誤認為說這個基金也是在炒房。"},{"start":65.06,"end":89.838,"text":"是是好謝謝主委我們也是這麼想那我們來看一下頭目法草案的第5條他有去定義不動產失職土地還有其他建物等等等那都計法呢他說劃定住宅商業工業等使用區另外第34條也說住宅區為保護"},{"start":90.578,"end":92.139,"text":" ：一、處理中華民國113年度中央政府總預算凍結書面報告案2"},{"start":112.321,"end":135.059,"text":"為什麼這麼問這麼關心因為頭顧法草案第49條之3他是可以投資開發型的不動產那問題就是想要請教關於這種他必須要去買地那他買地他到底是要購買商業用地還是購買住宅用地還是說他都可以買"},{"start":138.008,"end":144.013,"text":"二、處理中華民國113年度中央政府總預算凍結書面報告案2案。cellence"},{"start":152.821,"end":179.815,"text":"對目前是可以就是但是他有一個額度的限制都可以的限制對好那我們來看一下如果以臺北市為例來看他的第三類住宅區他是可以蓋旅館的所以再請教一下這個不動產投資信託基金可以購買住宅用地興建旅館嗎報告委員這個我不是地政專家那住宅用地興建旅館我不曉得可不可以但是旅館是可以的"},{"start":183.51,"end":202.004,"text":"關心當這個不動產投資信託基金購買住宅用地的時候您剛剛一開始就講嘛是有可能會推升附近住宅的一個房價用地價格那我就是想請教主委您認為需不需要做限制"},{"start":203.386,"end":203.626,"text":"請局長回答"},{"start":223.396,"end":242.873,"text":"那我會提一個修正動議就是不動產投資信託基金以投資或運用於下列標的為限且不得投資於住宅法第三條第一款所定住宅或都市計劃法第34條所定住宅區土地主委你怎麼看"},{"start":248.156,"end":259.705,"text":"您當然一定是必須尊重啦我只是說問您的看法啦當然限制越多他可能產生收益的標的來源就會少一點但是您當然是顧慮到"},{"start":260.726,"end":266.349,"text":"二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度中央政府總預算決議．有關審計二、處理中華民國113年度"},{"start":287.722,"end":307.747,"text":"那事實上這個應該是可以掌握的因為警鐘早已響起啊2020年全球爆發疫情大家開始做遠距辦公那這個已經是漸漸變成常態化可以預期商辦的需求會弱化加上呢前年的3月美國暴力升息"},{"start":308.487,"end":312.869,"text":"因此這是可預期的需求下降成本上升業者就倒閉那為什麼關心這個問題因為新聞有看到啦金管會證實六家銀行重建喔"},{"start":329.375,"end":351.81,"text":"那什麼意思就是我們看到他們是聯合借錢給這些歐美的商辦業者那目前我這邊得知的案件數是10件美國的連帶案跟一件歐洲連帶案他的參代餘額呢大概是104億多新台幣那預估的待帳損失呢是大約30億的新台幣"},{"start":352.771,"end":369.778,"text":"可是我們看到金管會2023年的稅入預算是8億多嘛所以這個災障的損失呢變成是你們金管會4年稅收的總和所以我想要請教一下主委你們掌握到的是哪六家銀行?委員會民報告"},{"start":374.628,"end":396.741,"text":"美國的情況您分析得非常好可是我跟您報告其實我們兩年前就開始要求我們的銀行去注意他的有而且精檢也有去做而且這裡面所發現遇到雷的這些銀行其實精檢有的增長已經也都去查過不是沒有查那這六家當然有一家是對您已經公佈了一家"},{"start":398.493,"end":399.894,"text":"三、處理中華民國113年度中央政府總預算凍結書面報告案"},{"start":411.742,"end":438.678,"text":"那其中有一些因為歐洲的那個法國的那個那個養老院的案子是一個連帶案那個案子其實檢察局去歐洲查的時候也有查到其實我們都是從新聞看他說共有10件商辦受信損失6家銀行踩雷那其中呢有兩件以全數轉銷呆帳再請教一下主委轉銷呆帳的那一家是哪一家"},{"start":439.974,"end":447.841,"text":"華銀轉銷張銀轉銷"},{"start":448.171,"end":471.361,"text":"那去年12月金管會將歐美商辦授信案列入了海外精檢重點您剛剛提到了那精檢的時候到底查出哪些缺失?報告員其實我跟您報告您剛一開始點出來一個是需求面因為疫情第二就是美國暴力升息這兩點其實在當初我在做貸款的時候其實都不見得是銀行它能夠預料的到銀行預料不到"},{"start":474.36,"end":475.08,"text":"希望金管會更精進"},{"start":492.051,"end":503.799,"text":"很多的狀況能夠及早的去掌握預警那避免再度採了影響我們的金融市場那最後一個問題也是從新聞看的有一個東西叫入金機"},{"start":506.05,"end":531.738,"text":"請問主委你聽過這個東西嗎我是從來不知道有這個東西後來我才知道說原來有一個東西叫入金機客戶可以租用存現金進去遠端連線可以存到他銀行的帳戶然後定時定期會有保全公司去提領那個現金到銀行竟然有這種東西那我們看到"},{"start":532.418,"end":554.62,"text":"入金機已經變成是詐騙工具囉犯罪集團呢他們把贓款存到這個入金機有什麼好處不用跑銀行不用被盤問欸竟然有這種東西那請教一下主委就您目前的掌握這個入金機他到底是保險公司借出去的還是銀行出借的"},{"start":555.236,"end":575.538,"text":"我的了解是目前中部有一家有一這樣一個入金機的地方被檢調移送但是目前沒有資訊得知這個入金機的所有者或是聯繫的機制是跟金融機構有沒有關係還不確定所以現在我們其實無法確知這個東西我們沒有辦法從檢調得到資訊不過一般銀行的ATM本來就有存款功能"},{"start":575.998,"end":602.59,"text":"好那這個已經算是警鐘了嘛變成一個犯罪工具那依照我們洗房法所定的這個金融機構對達一定金額以上通過交易及疑似洗錢交易的申辦報法第二條他指新台幣50萬元那交易完成後5個營業日內要以媒體申報的方式向法務部調查局申報所以這邊請教主委"},{"start":604.051,"end":632.859,"text":"就是入金機啊不論是就像你們剛剛講的還沒有辦法掌握是保險公司還是銀行就是想要請教匯入了這個超過50萬有沒有受到這個法的一個約束力有沒有要申報因為入金機不能判斷是不是銀行的我想應該是銀行的機會也不見得那麼大所以勢必這是一個破口如果是大家有很多這種入金機的話就要去做防範"},{"start":634.038,"end":661.554,"text":"對他就是一個破口啦所以我們現在就是說要去查嘛他會入哪一些銀行是境內還是境外齁這個希望金管會要去掌握而且我們比較擔心的是說因為你們一直強調KYC是這個Know Your Customer是你知道你的客戶是誰認識你的客戶是誰是金管會再三要求銀行要落實的洗房準則齁所以這個部分我們是希望說摸高一尺啊"},{"start":661.974,"end":662.955,"text":"主委謝謝主委謝謝主席"}]}}}}