{"id":153258,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/153258","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/2c978e04ca5e133140f39974bddc79efde1b7f2d659cc489a3ee6acdf2d5e98703c53ec228b776055ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"鄭天財Sra Kacaw","委員發言時間":"11:33:00 - 11:40:39","影片長度":"00:07:39","會議時間":"2024-05-29T09:00:00+08:00","會議名稱":"立法院第11屆第1會期內政委員會第20次全體委員會議（事由：邀請內政部部長率同所屬列席報告業務概況，並備質詢。）","date":"2024-05-29","duration":459,"meet":{"tmpMeeting":null,"title":"第11屆第1會期內政委員會第20次全體委員會議","term":11,"type":"委員會","sessionPeriod":1,"sessionTimes":20,"committees":[15],"id":"委員會-11-1-15-20"},"end_time":"2024-05-29T11:40:39+08:00","start_time":"2024-05-29T11:33:00+08:00","features":["ai-transcript","gazette"],"type":"Clip","gazette":{"lineno":735,"blocks":[["鄭天財Sra Kacaw委員：（11時33分）主席、各位同仁。部長好。"],["主席：好，請部長。"],["鄭天財Sra Kacaw委員：我們先談0403地震的重建方案，這個問題我也質詢過內政部前任部長。先看本席PPT頁面最左邊的「受災戶住宅貸款利息補貼」，重建（購）貸款利息補貼的最高貸款額度是350萬元；修繕貸款利息補貼的最高貸款額度是150萬元。這個數字如果去跟25年前的921比較，那個時候就是350萬元！當時購屋及住宅重建貸款每戶最高350萬元有利息補貼（以前不叫利息補貼，就是透過銀行去協助降低他的利息），150萬元以下則免利息。25年前這件事情不是內政部主管的，因為那個時候還沒有住宅法，也沒有住宅基金，以前是國宅基金，那不一樣，所以不是用那筆錢，而是去協調銀行。所以你現在用利息補貼就會考慮到那些因素，包括住宅基金可不可以負擔那麼多。但是我們要考慮的是，25年前就350萬了，現在還在350萬，物價什麼的都不一樣了！所以這個部分真的要再提高。都已經差距那麼久了！","災害防救法後來已經修了，相關的規定是「中央災害防救委員會應協調金融機構……」，所以並不需要動用你們的住宅基金，而是你們要去協調金融機構，「就受災地區民眾所需重建或修繕資金，予以低利貸款」，這樣你們就不用因為擔心住宅基金無法負擔，而一直不願意將金額提高。法律已經有了啊！本來災害防救法沒有，是後來增加的。不過也不能怪署長，因為之前這不是你們的業務，所以這個部分你們要去檢討，要增加。真的要增加！物價指數、房價等等，各方面都不一樣了。25年來真的不一樣了！可以嗎？可以檢討嗎？去協調嘛！"],["吳署長欣修：跟委員報告，其實如果不是地震的話，我們一般就算是最好的利息補貼，本來上限都是250萬，的確是因為這次震災，我們才去跟金管會討論，他們才同意拉高到350萬。"],["鄭天財Sra Kacaw委員：部長，真的要去協調啦！以常理來看，25年前到現在都沒有增加，各方面真的說不過去！這個部分去協調好不好？"],["吳署長欣修：我們會再跟賑災基金會討論。"],["鄭天財Sra 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\"text\": \"或是一般的風災地震但是對一個家戶而言他都是一個不應該去大小去區分而是以各戶各家戶他所受的災害是一樣的應該要一樣的所以在那個消防署你們再去檢視一下去檢視一下整個莫拉克颱風還有921重建條例這些這些暫停條例這些條例\", \"words\": [{\"word\": \"或\", \"start\": 355.851, \"end\": 355.991, \"score\": 0.933}, {\"word\": \"是\", \"start\": 355.991, \"end\": 356.151, \"score\": 0.955}, {\"word\": \"一\", \"start\": 356.151, \"end\": 356.331, \"score\": 0.999}, {\"word\": \"般\", \"start\": 356.331, \"end\": 356.531, \"score\": 0.997}, {\"word\": \"的\", \"start\": 356.531, \"end\": 357.711, \"score\": 0.966}, {\"word\": \"風\"}, {\"word\": \"災\"}, {\"word\": \"地\", \"start\": 357.711, \"end\": 357.912, \"score\": 0.954}, {\"word\": \"震\", \"start\": 357.912, \"end\": 358.892, \"score\": 0.992}, {\"word\": \"但\", \"start\": 358.892, \"end\": 359.032, \"score\": 0.937}, {\"word\": \"是\", \"start\": 359.032, \"end\": 359.392, \"score\": 0.944}, {\"word\": \"對\"}, {\"word\": \"一\", \"start\": 359.392, \"end\": 359.692, \"score\": 0.933}, {\"word\": \"個\"}, {\"word\": \"家\", \"start\": 359.692, 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{\"word\": \"執\"}, {\"word\": \"行\", \"start\": 456.444, \"end\": 456.464, \"score\": 0.057}], \"language\": \"en\"}","srt":"1\n00:00:26,886 --> 00:00:28,427\n請 議 事 人 員 協 助 一 下 好 嗎 有 啊\n\n2\n00:00:51,283 --> 00:00:53,845\n好 主 席 部 長 好 好 也 請 部 長 這 個 我 們 先 談 這 個\n\n3\n00:01:04,690 --> 00:01:30,398\n零 四 零 三 避 震 的 這 個 重 建 方 案 這 個 我 也 諮 詢 過 這 個 內 政 部 前 任 的 部 長 我 們 看 這 個 最 左 邊 受 災 戶 住 宅 貸 款 利 息 補 貼 這 個 重 建 貸 款 或 是 重 構 貸 款 的 利 息 補 貼 最 高 貸 款 額 度 3 5 0 萬 元\n\n4\n00:01:32,752 --> 00:02:00,105\n這 個 修 繕 貸 款 利 息 補 貼 最 高 貸 款 額 度 1 5 0 萬 元 這 個 數 字 齁 如 果 我 們 去 跟 9 2 1 齁 9 2 1 很 久 了 民 國 2 5 年 前 了 9 2 1 齁 9 2 1 的 時 候 就 是 3 5 0 萬 啊 過 五 級 住 宅 重 建 貸 款 每 戶 最 高 3 5 0 萬 元 利 息 補 貼\n\n5\n00:02:02,475 --> 00:02:22,102\n以 前 不 叫 利 息 補 貼 就 是 說 他 的 利 息 就 透 過 銀 行 去 協 助 降 低 他 的 利 息 1 5 0 萬 元 以 下 免 利 息 所 以 這 個 部 分 2 5 年 前 當 初 不 是 內 政 部 主 管\n\n6\n00:02:23,727 --> 00:02:49,518\n因 為 那 時 候 還 沒 有 住 宅 法 也 還 沒 有 住 宅 基 金 那 時 候 以 前 是 國 宅 基 金 不 一 樣 所 以 不 是 用 那 筆 錢 是 去 協 調 銀 行 協 調 銀 行 所 以 你 現 在 用 利 息 補 貼 你 就 會 考 慮 到 那 些 因 素 你 的 住 宅 基 金 可 不 可 以 負 擔 那 麼 多 但 是 我 們 要 考 慮 的 是 2 5 年 前 就 3 5 0\n\n7\n00:02:52,315 --> 00:03:10,496\n現 在 還 在 3 5 0 物 價 什 麼 都 不 一 樣 了 所 以 這 個 部 分 是 要 去 真 的 要 再 提 高 提 高 這 已 經 差 距 那 麼 久 了 我 們 看 他 災 害 防 救 法 是 後 來 修 的 災 害 防 救 法\n\n8\n00:03:12,469 --> 00:03:27,817\n中 央 災 害 防 救 委 員 會 因 協 調 金 融 機 構 所 以 你 不 是 用 你 的 住 宅 基 金 你 要 去 協 調 金 融 機 構 重 建 修 繕 的 資 金 給 第 一 例 貸 款\n\n9\n00:03:28,752 --> 00:03:28,892\n主 席\n\n10\n00:03:46,192 --> 00:04:13,129\n因 為 之 前 不 是 你 而 是 後 來 這 樣 的 一 個 業 務 所 以 這 個 部 分 我 們 要 去 檢 討 要 增 加 真 的 要 增 加 物 價 指 數 各 方 面 房 價 都 不 一 樣 了 2 5 年 來 真 的 不 一 樣 了 可 以 嗎 可 以 檢 討 嗎 去 協 調 嗎 跟 委 員 報 告 其 實 委 員 大 概 可 能 我 們 一 般 的 啦 如 果 今 天 沒 有 地 震 的 話 我 們 一 般 就 算 你 最 好 的 這 個\n\n11\n00:04:14,490 --> 00:04:42,592\n這 個 利 息 補 貼 大 概 本 來 上 限 都 是 2 5 0 萬 的 確 是 因 為 這 次 政 財 委 員 會 我 們 才 去 跟 金 管 委 員 會 再 討 論 他 才 同 意 拉 到 3 5 0 萬 是 這 個 數 字 部 長 真 的 要 去 協 調 常 理 來 看 2 5 年 前 到 現 在 都 沒 有 增 加 實 在 是 真 的 是 各 方 面 說 不 過 去 這 個 部 分 去 協 調 好 不 好 我 們 會 再 跟 那 個 政 財 委 員 會 政 財 基 金 會 再 討 論\n\n12\n00:04:44,755 --> 00:05:11,105\n好 所 以 我 的 具 體 的 建 議 我 的 具 體 的 建 議 我 也 有 寫 一 封 信 給 那 個 新 商 任 的 院 長 卓 榮 泰 院 長 上 次 去 花 蓮 的 時 候 我 也 寫 了 一 封 信 給 他 我 的 具 體 的 建 議 就 是 一 千 萬 提 高 到 一 千 萬 利 息 就 不 要 降 低 他 的 利 率 然 後 4 5 0 萬 以 下 免 利 息\n\n13\n00:05:11,605 --> 00:05:13,627\n天 然 災 害 ： 無 論 是 地 震 ： 或 者 是 風 災 ： 或 者 是 水 災 ：\n\n14\n00:05:34,315 --> 00:05:53,622\n不 能 因 為 政 災 風 災 的 那 個 大 小 但 是 對 一 個 個 人 個 體 負 來 一 個 家 負 而 言 不 能 因 為 說 我 腳 踝 也 很 大 然 後 我 就 補 助 很 多 然 後 那 個 莫 拉 克 颱 風 小 一 點 我 就 小 一 點 0 4 0 3 小 一 點\n\n15\n00:05:55,851 --> 00:06:20,457\n或 是 一 般 的 風 災 地 震 但 是 對 一 個 家 戶 而 言 他 都 是 一 個 不 應 該 去 大 小 去 區 分 而 是 以 各 戶 各 家 戶 他 所 受 的 災 害 是 一 樣 的 應 該 要 一 樣 的 所 以 在 那 個 消 防 署 你 們 再 去 檢 視 一 下 去 檢 視 一 下 整 個 莫 拉 克 颱 風 還 有 9 2 1 重 建 條 例 這 些 這 些 暫 停 條 例 這 些 條 例\n\n16\n00:06:25,290 --> 00:06:42,221\n有 無 全 部 把 他 放 在 災 害 防 救 法 裡 面 還 沒 有 納 入 的 修 正 納 入 這 樣 的 話 才 可 以 一 體 適 用 而 不 要 說 每 一 次 都 還 要 要 不 要 訂 一 個 特 別 條 例 又 在 那 邊 爭 執 以 莫 拉 科 颱 風 來 講 一 個 月\n\n17\n00:06:45,029 --> 00:07:03,585\n莫 納 克 的 特 別 條 例 一 個 月 就 送 到 立 法 院 完 成 三 讀 通 過 從 風 災 到 三 讀 通 過 只 有 一 個 月 所 以 這 個 部 分 我 們 現 在 既 然 已 經 把 大 部 分 的 條 文 有 放 在 災 害 防 救 法 我 們 再 檢 視 一 下 可 以 嗎\n\n18\n00:07:06,168 --> 00:07:30,557\n跟 委 員 報 告 每 次 重 大 事 故 完 以 後 我 們 會 整 個 再 做 制 度 上 的 檢 討 包 括 法 律 面 檢 討 我 知 道 我 們 上 一 屆 我 們 在 上 一 屆 有 做 了 很 大 的 一 個 修 正 再 檢 視 我 們 再 來 依 照 委 員 指 示 來 再 做 一 個 確 鑑 基 本 上 都 已 經 拉 進 來 了 因 為 議 題 其 實 還 很 多 時 間 的 關 係 希 望 下 次 還 有 很 快 的 就 能 再 質 詢 部 長 因 為 還 沒 有 讓 你 講 話 了\n\n19\n00:07:35,722 --> 00:07:36,464\n鄭 天 財 委 員 執 行\n\n","tsv":"start\tend\ttext\n26886\t28427\t請議事人員協助一下好嗎有啊\n51283\t53845\t好 主席部長好好 也請部長這個 我們先談這個\n64690\t90398\t零四零三避震的這個重建方案這個我也諮詢過這個內政部前任的部長我們看這個最左邊受災戶住宅貸款利息補貼這個重建貸款或是重構貸款的利息補貼最高貸款額度350萬元\n92752\t120105\t這個修繕貸款利息補貼最高貸款額度150萬元這個數字齁如果我們去跟921齁921很久了民國25年前了921齁921的時候就是350萬啊過五級住宅重建貸款每戶最高350萬元利息補貼\n122475\t142102\t以前不叫利息補貼就是說他的利息就透過銀行去協助降低他的利息150萬元以下免利息所以這個部分25年前當初不是內政部主管\n143727\t169518\t因為那時候還沒有住宅法也還沒有住宅基金那時候以前是國宅基金不一樣所以不是用那筆錢是去協調銀行協調銀行所以你現在用利息補貼你就會考慮到那些因素你的住宅基金可不可以負擔那麼多但是我們要考慮的是25年前就350\n172315\t190496\t現在還在350物價什麼都不一樣了所以這個部分是要去真的要再提高提高這已經差距那麼久了我們看他災害防救法是後來修的災害防救法\n192469\t207817\t中央災害防救委員會因協調金融機構所以你不是用你的住宅基金你要去協調金融機構重建修繕的資金給第一例貸款\n208752\t208892\t主席\n226192\t253129\t因為之前不是你而是後來這樣的一個業務所以這個部分我們要去檢討要增加真的要增加物價指數各方面房價都不一樣了25年來真的不一樣了可以嗎可以檢討嗎去協調嗎跟委員報告其實委員大概可能我們一般的啦如果今天沒有地震的話我們一般就算你最好的這個\n254490\t282592\t這個利息補貼大概本來上限都是250萬的確是因為這次政財委員會我們才去跟金管委員會再討論他才同意拉到350萬是這個數字部長真的要去協調常理來看25年前到現在都沒有增加實在是真的是各方面說不過去這個部分去協調好不好我們會再跟那個政財委員會政財基金會再討論\n284755\t311105\t好 所以我的具體的建議我的具體的建議我也有寫一封信給那個新商任的院長 卓榮泰院長上次去花蓮的時候我也寫了一封信給他我的具體的建議就是一千萬提高到一千萬利息就不要降低他的利率然後450萬以下免利息\n311605\t313627\t天然災害：無論是地震：或者是風災：或者是水災：\n334315\t353622\t不能因為政災風災的那個大小但是對一個個人個體負來一個家負而言不能因為說我腳踝也很大然後我就補助很多然後那個莫拉克颱風小一點我就小一點0403小一點\n355851\t380457\t或是一般的風災地震但是對一個家戶而言他都是一個不應該去大小去區分而是以各戶各家戶他所受的災害是一樣的應該要一樣的所以在那個消防署你們再去檢視一下去檢視一下整個莫拉克颱風還有921重建條例這些這些暫停條例這些條例\n385290\t402221\t有無全部把他放在災害防救法裡面還沒有納入的修正納入這樣的話才可以一體適用而不要說每一次都還要要不要訂一個特別條例又在那邊爭執以莫拉科颱風來講一個月\n405029\t423585\t莫納克的特別條例一個月就送到立法院完成三讀通過從風災到三讀通過只有一個月所以這個部分我們現在既然已經把大部分的條文有放在災害防救法我們再檢視一下可以嗎\n426168\t450557\t跟委員報告每次重大事故完以後我們會整個再做制度上的檢討包括法律面檢討我知道我們上一屆我們在上一屆有做了很大的一個修正再檢視我們再來依照委員指示來再做一個確鑑基本上都已經拉進來了因為議題其實還很多時間的關係希望下次還有很快的就能再質詢部長因為還沒有讓你講話了\n455722\t456464\t鄭天財委員執行\n","txt":"請議事人員協助一下好嗎有啊\n好 主席部長好好 也請部長這個 我們先談這個\n零四零三避震的這個重建方案這個我也諮詢過這個內政部前任的部長我們看這個最左邊受災戶住宅貸款利息補貼這個重建貸款或是重構貸款的利息補貼最高貸款額度350萬元\n這個修繕貸款利息補貼最高貸款額度150萬元這個數字齁如果我們去跟921齁921很久了民國25年前了921齁921的時候就是350萬啊過五級住宅重建貸款每戶最高350萬元利息補貼\n以前不叫利息補貼就是說他的利息就透過銀行去協助降低他的利息150萬元以下免利息所以這個部分25年前當初不是內政部主管\n因為那時候還沒有住宅法也還沒有住宅基金那時候以前是國宅基金不一樣所以不是用那筆錢是去協調銀行協調銀行所以你現在用利息補貼你就會考慮到那些因素你的住宅基金可不可以負擔那麼多但是我們要考慮的是25年前就350\n現在還在350物價什麼都不一樣了所以這個部分是要去真的要再提高提高這已經差距那麼久了我們看他災害防救法是後來修的災害防救法\n中央災害防救委員會因協調金融機構所以你不是用你的住宅基金你要去協調金融機構重建修繕的資金給第一例貸款\n主席\n因為之前不是你而是後來這樣的一個業務所以這個部分我們要去檢討要增加真的要增加物價指數各方面房價都不一樣了25年來真的不一樣了可以嗎可以檢討嗎去協調嗎跟委員報告其實委員大概可能我們一般的啦如果今天沒有地震的話我們一般就算你最好的這個\n這個利息補貼大概本來上限都是250萬的確是因為這次政財委員會我們才去跟金管委員會再討論他才同意拉到350萬是這個數字部長真的要去協調常理來看25年前到現在都沒有增加實在是真的是各方面說不過去這個部分去協調好不好我們會再跟那個政財委員會政財基金會再討論\n好 所以我的具體的建議我的具體的建議我也有寫一封信給那個新商任的院長 卓榮泰院長上次去花蓮的時候我也寫了一封信給他我的具體的建議就是一千萬提高到一千萬利息就不要降低他的利率然後450萬以下免利息\n天然災害：無論是地震：或者是風災：或者是水災：\n不能因為政災風災的那個大小但是對一個個人個體負來一個家負而言不能因為說我腳踝也很大然後我就補助很多然後那個莫拉克颱風小一點我就小一點0403小一點\n或是一般的風災地震但是對一個家戶而言他都是一個不應該去大小去區分而是以各戶各家戶他所受的災害是一樣的應該要一樣的所以在那個消防署你們再去檢視一下去檢視一下整個莫拉克颱風還有921重建條例這些這些暫停條例這些條例\n有無全部把他放在災害防救法裡面還沒有納入的修正納入這樣的話才可以一體適用而不要說每一次都還要要不要訂一個特別條例又在那邊爭執以莫拉科颱風來講一個月\n莫納克的特別條例一個月就送到立法院完成三讀通過從風災到三讀通過只有一個月所以這個部分我們現在既然已經把大部分的條文有放在災害防救法我們再檢視一下可以嗎\n跟委員報告每次重大事故完以後我們會整個再做制度上的檢討包括法律面檢討我知道我們上一屆我們在上一屆有做了很大的一個修正再檢視我們再來依照委員指示來再做一個確鑑基本上都已經拉進來了因為議題其實還很多時間的關係希望下次還有很快的就能再質詢部長因為還沒有讓你講話了\n鄭天財委員執行\n","vtt":"WEBVTT\n\n00:26.886 --> 00:28.427\n請 議 事 人 員 協 助 一 下 好 嗎 有 啊\n\n00:51.283 --> 00:53.845\n好 主 席 部 長 好 好 也 請 部 長 這 個 我 們 先 談 這 個\n\n01:04.690 --> 01:30.398\n零 四 零 三 避 震 的 這 個 重 建 方 案 這 個 我 也 諮 詢 過 這 個 內 政 部 前 任 的 部 長 我 們 看 這 個 最 左 邊 受 災 戶 住 宅 貸 款 利 息 補 貼 這 個 重 建 貸 款 或 是 重 構 貸 款 的 利 息 補 貼 最 高 貸 款 額 度 3 5 0 萬 元\n\n01:32.752 --> 02:00.105\n這 個 修 繕 貸 款 利 息 補 貼 最 高 貸 款 額 度 1 5 0 萬 元 這 個 數 字 齁 如 果 我 們 去 跟 9 2 1 齁 9 2 1 很 久 了 民 國 2 5 年 前 了 9 2 1 齁 9 2 1 的 時 候 就 是 3 5 0 萬 啊 過 五 級 住 宅 重 建 貸 款 每 戶 最 高 3 5 0 萬 元 利 息 補 貼\n\n02:02.475 --> 02:22.102\n以 前 不 叫 利 息 補 貼 就 是 說 他 的 利 息 就 透 過 銀 行 去 協 助 降 低 他 的 利 息 1 5 0 萬 元 以 下 免 利 息 所 以 這 個 部 分 2 5 年 前 當 初 不 是 內 政 部 主 管\n\n02:23.727 --> 02:49.518\n因 為 那 時 候 還 沒 有 住 宅 法 也 還 沒 有 住 宅 基 金 那 時 候 以 前 是 國 宅 基 金 不 一 樣 所 以 不 是 用 那 筆 錢 是 去 協 調 銀 行 協 調 銀 行 所 以 你 現 在 用 利 息 補 貼 你 就 會 考 慮 到 那 些 因 素 你 的 住 宅 基 金 可 不 可 以 負 擔 那 麼 多 但 是 我 們 要 考 慮 的 是 2 5 年 前 就 3 5 0\n\n02:52.315 --> 03:10.496\n現 在 還 在 3 5 0 物 價 什 麼 都 不 一 樣 了 所 以 這 個 部 分 是 要 去 真 的 要 再 提 高 提 高 這 已 經 差 距 那 麼 久 了 我 們 看 他 災 害 防 救 法 是 後 來 修 的 災 害 防 救 法\n\n03:12.469 --> 03:27.817\n中 央 災 害 防 救 委 員 會 因 協 調 金 融 機 構 所 以 你 不 是 用 你 的 住 宅 基 金 你 要 去 協 調 金 融 機 構 重 建 修 繕 的 資 金 給 第 一 例 貸 款\n\n03:28.752 --> 03:28.892\n主 席\n\n03:46.192 --> 04:13.129\n因 為 之 前 不 是 你 而 是 後 來 這 樣 的 一 個 業 務 所 以 這 個 部 分 我 們 要 去 檢 討 要 增 加 真 的 要 增 加 物 價 指 數 各 方 面 房 價 都 不 一 樣 了 2 5 年 來 真 的 不 一 樣 了 可 以 嗎 可 以 檢 討 嗎 去 協 調 嗎 跟 委 員 報 告 其 實 委 員 大 概 可 能 我 們 一 般 的 啦 如 果 今 天 沒 有 地 震 的 話 我 們 一 般 就 算 你 最 好 的 這 個\n\n04:14.490 --> 04:42.592\n這 個 利 息 補 貼 大 概 本 來 上 限 都 是 2 5 0 萬 的 確 是 因 為 這 次 政 財 委 員 會 我 們 才 去 跟 金 管 委 員 會 再 討 論 他 才 同 意 拉 到 3 5 0 萬 是 這 個 數 字 部 長 真 的 要 去 協 調 常 理 來 看 2 5 年 前 到 現 在 都 沒 有 增 加 實 在 是 真 的 是 各 方 面 說 不 過 去 這 個 部 分 去 協 調 好 不 好 我 們 會 再 跟 那 個 政 財 委 員 會 政 財 基 金 會 再 討 論\n\n04:44.755 --> 05:11.105\n好 所 以 我 的 具 體 的 建 議 我 的 具 體 的 建 議 我 也 有 寫 一 封 信 給 那 個 新 商 任 的 院 長 卓 榮 泰 院 長 上 次 去 花 蓮 的 時 候 我 也 寫 了 一 封 信 給 他 我 的 具 體 的 建 議 就 是 一 千 萬 提 高 到 一 千 萬 利 息 就 不 要 降 低 他 的 利 率 然 後 4 5 0 萬 以 下 免 利 息\n\n05:11.605 --> 05:13.627\n天 然 災 害 ： 無 論 是 地 震 ： 或 者 是 風 災 ： 或 者 是 水 災 ：\n\n05:34.315 --> 05:53.622\n不 能 因 為 政 災 風 災 的 那 個 大 小 但 是 對 一 個 個 人 個 體 負 來 一 個 家 負 而 言 不 能 因 為 說 我 腳 踝 也 很 大 然 後 我 就 補 助 很 多 然 後 那 個 莫 拉 克 颱 風 小 一 點 我 就 小 一 點 0 4 0 3 小 一 點\n\n05:55.851 --> 06:20.457\n或 是 一 般 的 風 災 地 震 但 是 對 一 個 家 戶 而 言 他 都 是 一 個 不 應 該 去 大 小 去 區 分 而 是 以 各 戶 各 家 戶 他 所 受 的 災 害 是 一 樣 的 應 該 要 一 樣 的 所 以 在 那 個 消 防 署 你 們 再 去 檢 視 一 下 去 檢 視 一 下 整 個 莫 拉 克 颱 風 還 有 9 2 1 重 建 條 例 這 些 這 些 暫 停 條 例 這 些 條 例\n\n06:25.290 --> 06:42.221\n有 無 全 部 把 他 放 在 災 害 防 救 法 裡 面 還 沒 有 納 入 的 修 正 納 入 這 樣 的 話 才 可 以 一 體 適 用 而 不 要 說 每 一 次 都 還 要 要 不 要 訂 一 個 特 別 條 例 又 在 那 邊 爭 執 以 莫 拉 科 颱 風 來 講 一 個 月\n\n06:45.029 --> 07:03.585\n莫 納 克 的 特 別 條 例 一 個 月 就 送 到 立 法 院 完 成 三 讀 通 過 從 風 災 到 三 讀 通 過 只 有 一 個 月 所 以 這 個 部 分 我 們 現 在 既 然 已 經 把 大 部 分 的 條 文 有 放 在 災 害 防 救 法 我 們 再 檢 視 一 下 可 以 嗎\n\n07:06.168 --> 07:30.557\n跟 委 員 報 告 每 次 重 大 事 故 完 以 後 我 們 會 整 個 再 做 制 度 上 的 檢 討 包 括 法 律 面 檢 討 我 知 道 我 們 上 一 屆 我 們 在 上 一 屆 有 做 了 很 大 的 一 個 修 正 再 檢 視 我 們 再 來 依 照 委 員 指 示 來 再 做 一 個 確 鑑 基 本 上 都 已 經 拉 進 來 了 因 為 議 題 其 實 還 很 多 時 間 的 關 係 希 望 下 次 還 有 很 快 的 就 能 再 質 詢 部 長 因 為 還 沒 有 讓 你 講 話 了\n\n07:35.722 --> 07:36.464\n鄭 天 財 委 員 執 行\n\n","segments":[{"start":26.886,"end":28.427,"text":"請議事人員協助一下好嗎有啊"},{"start":51.283,"end":53.845,"text":"好 主席部長好好 也請部長這個 我們先談這個"},{"start":64.69,"end":90.398,"text":"零四零三避震的這個重建方案這個我也諮詢過這個內政部前任的部長我們看這個最左邊受災戶住宅貸款利息補貼這個重建貸款或是重構貸款的利息補貼最高貸款額度350萬元"},{"start":92.752,"end":120.105,"text":"這個修繕貸款利息補貼最高貸款額度150萬元這個數字齁如果我們去跟921齁921很久了民國25年前了921齁921的時候就是350萬啊過五級住宅重建貸款每戶最高350萬元利息補貼"},{"start":122.475,"end":142.102,"text":"以前不叫利息補貼就是說他的利息就透過銀行去協助降低他的利息150萬元以下免利息所以這個部分25年前當初不是內政部主管"},{"start":143.727,"end":169.518,"text":"因為那時候還沒有住宅法也還沒有住宅基金那時候以前是國宅基金不一樣所以不是用那筆錢是去協調銀行協調銀行所以你現在用利息補貼你就會考慮到那些因素你的住宅基金可不可以負擔那麼多但是我們要考慮的是25年前就350"},{"start":172.315,"end":190.496,"text":"現在還在350物價什麼都不一樣了所以這個部分是要去真的要再提高提高這已經差距那麼久了我們看他災害防救法是後來修的災害防救法"},{"start":192.469,"end":207.817,"text":"中央災害防救委員會因協調金融機構所以你不是用你的住宅基金你要去協調金融機構重建修繕的資金給第一例貸款"},{"start":208.752,"end":208.892,"text":"主席"},{"start":226.192,"end":253.129,"text":"因為之前不是你而是後來這樣的一個業務所以這個部分我們要去檢討要增加真的要增加物價指數各方面房價都不一樣了25年來真的不一樣了可以嗎可以檢討嗎去協調嗎跟委員報告其實委員大概可能我們一般的啦如果今天沒有地震的話我們一般就算你最好的這個"},{"start":254.49,"end":282.592,"text":"這個利息補貼大概本來上限都是250萬的確是因為這次政財委員會我們才去跟金管委員會再討論他才同意拉到350萬是這個數字部長真的要去協調常理來看25年前到現在都沒有增加實在是真的是各方面說不過去這個部分去協調好不好我們會再跟那個政財委員會政財基金會再討論"},{"start":284.755,"end":311.105,"text":"好 所以我的具體的建議我的具體的建議我也有寫一封信給那個新商任的院長 卓榮泰院長上次去花蓮的時候我也寫了一封信給他我的具體的建議就是一千萬提高到一千萬利息就不要降低他的利率然後450萬以下免利息"},{"start":311.605,"end":313.627,"text":"天然災害：無論是地震：或者是風災：或者是水災："},{"start":334.315,"end":353.622,"text":"不能因為政災風災的那個大小但是對一個個人個體負來一個家負而言不能因為說我腳踝也很大然後我就補助很多然後那個莫拉克颱風小一點我就小一點0403小一點"},{"start":355.851,"end":380.457,"text":"或是一般的風災地震但是對一個家戶而言他都是一個不應該去大小去區分而是以各戶各家戶他所受的災害是一樣的應該要一樣的所以在那個消防署你們再去檢視一下去檢視一下整個莫拉克颱風還有921重建條例這些這些暫停條例這些條例"},{"start":385.29,"end":402.221,"text":"有無全部把他放在災害防救法裡面還沒有納入的修正納入這樣的話才可以一體適用而不要說每一次都還要要不要訂一個特別條例又在那邊爭執以莫拉科颱風來講一個月"},{"start":405.029,"end":423.585,"text":"莫納克的特別條例一個月就送到立法院完成三讀通過從風災到三讀通過只有一個月所以這個部分我們現在既然已經把大部分的條文有放在災害防救法我們再檢視一下可以嗎"},{"start":426.168,"end":450.557,"text":"跟委員報告每次重大事故完以後我們會整個再做制度上的檢討包括法律面檢討我知道我們上一屆我們在上一屆有做了很大的一個修正再檢視我們再來依照委員指示來再做一個確鑑基本上都已經拉進來了因為議題其實還很多時間的關係希望下次還有很快的就能再質詢部長因為還沒有讓你講話了"},{"start":455.722,"end":456.464,"text":"鄭天財委員執行"}]}}}}