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\"end\": 410.036, \"score\": 0.665}, {\"word\": \"院\", \"start\": 410.036, \"end\": 410.216, \"score\": 0.888}, {\"word\": \"跟\", \"start\": 410.216, \"end\": 410.296, \"score\": 0.75}, {\"word\": \"行\", \"start\": 410.296, \"end\": 410.396, \"score\": 0.798}, {\"word\": \"政\", \"start\": 410.396, \"end\": 410.517, \"score\": 0.833}, {\"word\": \"院\", \"start\": 410.517, \"end\": 410.657, \"score\": 0.856}, {\"word\": \"所\", \"start\": 410.657, \"end\": 410.777, \"score\": 0.833}, {\"word\": \"提\", \"start\": 410.777, \"end\": 410.877, \"score\": 0.796}, {\"word\": \"的\", \"start\": 410.877, \"end\": 410.977, \"score\": 0.827}, {\"word\": \"方\", \"start\": 410.977, \"end\": 411.538, \"score\": 0.961}, {\"word\": \"向\", \"start\": 411.538, \"end\": 411.558, \"score\": 0.0}], \"language\": \"zh\"}","srt":"1\n00:00:07,796 --> 00:00:10,158\n黃珊珊經濟部副署長銀行局主秘侯祖密\n\n2\n00:00:23,980 --> 00:00:49,142\n三位好我想除了這個所謂的民法的修正本席更關心的其實是怎麼執行的問題這個相關的利息不管是違約金代辦費或者是什麼那現在當然委員們的修法是希望把它納到205條那206條重點不是你們現在的報告我看起來好像對於這些性質跟屬性跟定義都是有疑問的是嗎\n\n3\n00:00:51,879 --> 00:01:18,074\n法條文字定下去之後它含色的會包含到合法的非法所以沒有辦法明確化對所以重點不是在於給他什麼名義而是他們你用了這個名義他明天會有新的名義啊是重點在於我們怎麼監管今天經濟部也在金管會也在其實融資租賃業現在已經成為我們講的影子銀行他大到不是不能倒他大到不能管\n\n4\n00:01:19,154 --> 00:01:44,540\n現在的問題就在於說這麼多的融資亂象現在叫做無法可管或無人在管我想問一下現在融資助令到底誰在管金管會是你在管嗎不是來經濟部是不是你在管銀行局以前融資助令在銀行局在銀行局管以自律規範在管所以基本上叫做銀行局自律規範管誰\n\n5\n00:01:50,367 --> 00:02:15,185\n融資注定公司現在就是回到經濟部的管轄那經濟部的管轄裡面基本上就是你管的是全台灣幾萬家的公司而不是只是針對一個行業來管七十幾萬家公司好啦重點是我覺得現在的問題現在對於利率利息跟手續費有規定的叫做銀行\n\n6\n00:02:15,885 --> 00:02:25,008\n蓬佳濱等25人擬具:「民法第二百零五條條文修正草案．立法院第11屆第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期\n\n7\n00:02:42,338 --> 00:03:05,045\n今天的問題在於沒有人要管我今天就算把民法幫你們修了多年但是一樣融資公定公司沒有人要管才是今天的真點因為公司法本身沒有是因為你只管公司法公司法有70萬家公司怎麼會輪得到經濟部來管融資租賃業重點在於另外一個問題融資租賃業他是有洗房業務剛剛趙委員問得很清楚洗房業務是誰管\n\n8\n00:03:11,134 --> 00:03:11,274\n議員黃珊珊\n\n9\n00:03:33,154 --> 00:03:52,016\n要不要有沒有申報過經濟部你有沒有接到任何資訊或者調查局有向法務部報告我查了一下調查局這邊112年申報大額通貨交易的件數銀行幾百萬件保險業幾千件甚至連銀樓都很多件融資租賃公司零件\n\n10\n00:03:53,700 --> 00:03:53,800\n主管機關\n\n11\n00:04:13,103 --> 00:04:14,504\n關於《民法第二百零五條條文修正草案》案。\n\n12\n00:04:37,116 --> 00:05:04,418\n民間團體卡在自救受害人自救會還有臺北律師公會都已經提出了融資租賃專法的版本我也會提我想在立法院很多的委員都在爭取這件事情重點是政府不能只管半套啊剛剛講過了沒人管不想管有辦法也不定有規定也不遵守就是我們的政府在縱容這些影子銀行不斷的做大\n\n13\n00:05:05,783 --> 00:05:23,814\n現在的金管會只做一件事情就是啊那三家上司我找他來喝咖啡啊然後喝完咖啡呢一樣申報過嗎洗錢業務報告過嗎沒有不理你所以今天的問題在於法務部如果真的要解決這個問題洗房也是你\n\n14\n00:05:25,608 --> 00:05:49,288\n現在民法也是你但是融資公司你管不到融資公司亂象普遍存在在臺灣社會從20多年前的卡債那時候還是銀行作亂現在銀行不敢了銀行管得很嚴今晚會管得很好但是融資註定公司用另外一種形式在做一樣的事情而這個事情滿有人管\n\n15\n00:05:50,839 --> 00:06:06,129\n三位我想今天大家可能都是業務單位啦我重點還是中央政府的政策方向所以另外最後一個融資公司打廣告誰管廣告不實誰管有沒有人管經濟部管不管得了\n\n16\n00:06:07,551 --> 00:06:08,172\n〔民法第二百零五條條文秀〕\n\n17\n00:06:26,033 --> 00:06:28,655\n關於委員剛所提到在洗房法底下這個通報等等的我們會跟金管會\n\n18\n00:06:48,593 --> 00:06:51,558\n其他關於專法的部分我們尊重大院跟行政院所提的方向\n\n","tsv":"start\tend\ttext\n7796\t10158\t黃珊珊經濟部副署長銀行局主秘侯祖密\n23980\t49142\t三位好我想除了這個所謂的民法的修正本席更關心的其實是怎麼執行的問題這個相關的利息不管是違約金代辦費或者是什麼那現在當然委員們的修法是希望把它納到205條那206條重點不是你們現在的報告我看起來好像對於這些性質跟屬性跟定義都是有疑問的是嗎\n51879\t78074\t法條文字定下去之後它含色的會包含到合法的非法所以沒有辦法明確化對所以重點不是在於給他什麼名義而是他們你用了這個名義他明天會有新的名義啊是重點在於我們怎麼監管今天經濟部也在金管會也在其實融資租賃業現在已經成為我們講的影子銀行他大到不是不能倒他大到不能管\n79154\t104540\t現在的問題就在於說這麼多的融資亂象現在叫做無法可管或無人在管我想問一下現在融資助令到底誰在管金管會是你在管嗎不是來經濟部是不是你在管銀行局以前融資助令在銀行局在銀行局管以自律規範在管所以基本上叫做銀行局自律規範管誰\n110367\t135185\t融資注定公司現在就是回到經濟部的管轄那經濟部的管轄裡面基本上就是你管的是全台灣幾萬家的公司而不是只是針對一個行業來管七十幾萬家公司好啦 重點是我覺得現在的問題現在對於利率利息跟手續費有規定的叫做銀行\n135885\t145008\t蓬佳濱等25人擬具:「民法第二百零五條條文修正草案．立法院第11屆第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期\n162338\t185045\t今天的問題在於沒有人要管我今天就算把民法幫你們修了多年但是一樣融資公定公司沒有人要管才是今天的真點因為公司法本身沒有是因為你只管公司法公司法有70萬家公司怎麼會輪得到經濟部來管融資租賃業重點在於另外一個問題融資租賃業他是有洗房業務剛剛趙委員問得很清楚洗房業務是誰管\n191134\t191274\t議員黃珊珊\n213154\t232016\t要不要 有沒有申報過 經濟部你有沒有接到任何資訊或者調查局有向法務部報告我查了一下調查局這邊 112年申報大額通貨交易的件數銀行幾百萬件 保險業幾千件甚至連銀樓都很多件 融資租賃公司零件\n233700\t233800\t主管機關\n253103\t254504\t關於《民法第二百零五條條文修正草案》案。\n277116\t304418\t民間團體卡在自救受害人自救會還有臺北律師公會都已經提出了融資租賃專法的版本我也會提我想在立法院很多的委員都在爭取這件事情重點是政府不能只管半套啊剛剛講過了沒人管不想管有辦法也不定有規定也不遵守就是我們的政府在縱容這些影子銀行不斷的做大\n305783\t323814\t現在的金管會只做一件事情就是啊那三家上司我找他來喝咖啡啊然後喝完咖啡呢一樣申報過嗎洗錢業務報告過嗎沒有不理你所以今天的問題在於法務部如果真的要解決這個問題洗房也是你\n325608\t349288\t現在民法也是你但是融資公司你管不到融資公司亂象普遍存在在臺灣社會從20多年前的卡債那時候還是銀行作亂現在銀行不敢了銀行管得很嚴今晚會管得很好但是融資註定公司用另外一種形式在做一樣的事情而這個事情滿有人管\n350839\t366129\t三位我想今天大家可能都是業務單位啦我重點還是中央政府的政策方向所以另外最後一個融資公司打廣告誰管廣告不實誰管有沒有人管經濟部管不管得了\n367551\t368172\t〔民法第二百零五條條文秀〕\n386033\t388655\t關於委員剛所提到在洗房法底下這個通報等等的我們會跟金管會\n408593\t411558\t其他關於專法的部分我們尊重大院跟行政院所提的方向\n","txt":"黃珊珊經濟部副署長銀行局主秘侯祖密\n三位好我想除了這個所謂的民法的修正本席更關心的其實是怎麼執行的問題這個相關的利息不管是違約金代辦費或者是什麼那現在當然委員們的修法是希望把它納到205條那206條重點不是你們現在的報告我看起來好像對於這些性質跟屬性跟定義都是有疑問的是嗎\n法條文字定下去之後它含色的會包含到合法的非法所以沒有辦法明確化對所以重點不是在於給他什麼名義而是他們你用了這個名義他明天會有新的名義啊是重點在於我們怎麼監管今天經濟部也在金管會也在其實融資租賃業現在已經成為我們講的影子銀行他大到不是不能倒他大到不能管\n現在的問題就在於說這麼多的融資亂象現在叫做無法可管或無人在管我想問一下現在融資助令到底誰在管金管會是你在管嗎不是來經濟部是不是你在管銀行局以前融資助令在銀行局在銀行局管以自律規範在管所以基本上叫做銀行局自律規範管誰\n融資注定公司現在就是回到經濟部的管轄那經濟部的管轄裡面基本上就是你管的是全台灣幾萬家的公司而不是只是針對一個行業來管七十幾萬家公司好啦 重點是我覺得現在的問題現在對於利率利息跟手續費有規定的叫做銀行\n蓬佳濱等25人擬具:「民法第二百零五條條文修正草案．立法院第11屆第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期\n今天的問題在於沒有人要管我今天就算把民法幫你們修了多年但是一樣融資公定公司沒有人要管才是今天的真點因為公司法本身沒有是因為你只管公司法公司法有70萬家公司怎麼會輪得到經濟部來管融資租賃業重點在於另外一個問題融資租賃業他是有洗房業務剛剛趙委員問得很清楚洗房業務是誰管\n議員黃珊珊\n要不要 有沒有申報過 經濟部你有沒有接到任何資訊或者調查局有向法務部報告我查了一下調查局這邊 112年申報大額通貨交易的件數銀行幾百萬件 保險業幾千件甚至連銀樓都很多件 融資租賃公司零件\n主管機關\n關於《民法第二百零五條條文修正草案》案。\n民間團體卡在自救受害人自救會還有臺北律師公會都已經提出了融資租賃專法的版本我也會提我想在立法院很多的委員都在爭取這件事情重點是政府不能只管半套啊剛剛講過了沒人管不想管有辦法也不定有規定也不遵守就是我們的政府在縱容這些影子銀行不斷的做大\n現在的金管會只做一件事情就是啊那三家上司我找他來喝咖啡啊然後喝完咖啡呢一樣申報過嗎洗錢業務報告過嗎沒有不理你所以今天的問題在於法務部如果真的要解決這個問題洗房也是你\n現在民法也是你但是融資公司你管不到融資公司亂象普遍存在在臺灣社會從20多年前的卡債那時候還是銀行作亂現在銀行不敢了銀行管得很嚴今晚會管得很好但是融資註定公司用另外一種形式在做一樣的事情而這個事情滿有人管\n三位我想今天大家可能都是業務單位啦我重點還是中央政府的政策方向所以另外最後一個融資公司打廣告誰管廣告不實誰管有沒有人管經濟部管不管得了\n〔民法第二百零五條條文秀〕\n關於委員剛所提到在洗房法底下這個通報等等的我們會跟金管會\n其他關於專法的部分我們尊重大院跟行政院所提的方向\n","vtt":"WEBVTT\n\n00:07.796 --> 00:10.158\n黃珊珊經濟部副署長銀行局主秘侯祖密\n\n00:23.980 --> 00:49.142\n三位好我想除了這個所謂的民法的修正本席更關心的其實是怎麼執行的問題這個相關的利息不管是違約金代辦費或者是什麼那現在當然委員們的修法是希望把它納到205條那206條重點不是你們現在的報告我看起來好像對於這些性質跟屬性跟定義都是有疑問的是嗎\n\n00:51.879 --> 01:18.074\n法條文字定下去之後它含色的會包含到合法的非法所以沒有辦法明確化對所以重點不是在於給他什麼名義而是他們你用了這個名義他明天會有新的名義啊是重點在於我們怎麼監管今天經濟部也在金管會也在其實融資租賃業現在已經成為我們講的影子銀行他大到不是不能倒他大到不能管\n\n01:19.154 --> 01:44.540\n現在的問題就在於說這麼多的融資亂象現在叫做無法可管或無人在管我想問一下現在融資助令到底誰在管金管會是你在管嗎不是來經濟部是不是你在管銀行局以前融資助令在銀行局在銀行局管以自律規範在管所以基本上叫做銀行局自律規範管誰\n\n01:50.367 --> 02:15.185\n融資注定公司現在就是回到經濟部的管轄那經濟部的管轄裡面基本上就是你管的是全台灣幾萬家的公司而不是只是針對一個行業來管七十幾萬家公司好啦重點是我覺得現在的問題現在對於利率利息跟手續費有規定的叫做銀行\n\n02:15.885 --> 02:25.008\n蓬佳濱等25人擬具:「民法第二百零五條條文修正草案．立法院第11屆第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期司法及法制委員會第1會期\n\n02:42.338 --> 03:05.045\n今天的問題在於沒有人要管我今天就算把民法幫你們修了多年但是一樣融資公定公司沒有人要管才是今天的真點因為公司法本身沒有是因為你只管公司法公司法有70萬家公司怎麼會輪得到經濟部來管融資租賃業重點在於另外一個問題融資租賃業他是有洗房業務剛剛趙委員問得很清楚洗房業務是誰管\n\n03:11.134 --> 03:11.274\n議員黃珊珊\n\n03:33.154 --> 03:52.016\n要不要有沒有申報過經濟部你有沒有接到任何資訊或者調查局有向法務部報告我查了一下調查局這邊112年申報大額通貨交易的件數銀行幾百萬件保險業幾千件甚至連銀樓都很多件融資租賃公司零件\n\n03:53.700 --> 03:53.800\n主管機關\n\n04:13.103 --> 04:14.504\n關於《民法第二百零五條條文修正草案》案。\n\n04:37.116 --> 05:04.418\n民間團體卡在自救受害人自救會還有臺北律師公會都已經提出了融資租賃專法的版本我也會提我想在立法院很多的委員都在爭取這件事情重點是政府不能只管半套啊剛剛講過了沒人管不想管有辦法也不定有規定也不遵守就是我們的政府在縱容這些影子銀行不斷的做大\n\n05:05.783 --> 05:23.814\n現在的金管會只做一件事情就是啊那三家上司我找他來喝咖啡啊然後喝完咖啡呢一樣申報過嗎洗錢業務報告過嗎沒有不理你所以今天的問題在於法務部如果真的要解決這個問題洗房也是你\n\n05:25.608 --> 05:49.288\n現在民法也是你但是融資公司你管不到融資公司亂象普遍存在在臺灣社會從20多年前的卡債那時候還是銀行作亂現在銀行不敢了銀行管得很嚴今晚會管得很好但是融資註定公司用另外一種形式在做一樣的事情而這個事情滿有人管\n\n05:50.839 --> 06:06.129\n三位我想今天大家可能都是業務單位啦我重點還是中央政府的政策方向所以另外最後一個融資公司打廣告誰管廣告不實誰管有沒有人管經濟部管不管得了\n\n06:07.551 --> 06:08.172\n〔民法第二百零五條條文秀〕\n\n06:26.033 --> 06:28.655\n關於委員剛所提到在洗房法底下這個通報等等的我們會跟金管會\n\n06:48.593 --> 06:51.558\n其他關於專法的部分我們尊重大院跟行政院所提的方向\n\n","segments":[{"start":7.796,"end":10.158,"text":"黃珊珊經濟部副署長銀行局主秘侯祖密"},{"start":23.98,"end":49.142,"text":"三位好我想除了這個所謂的民法的修正本席更關心的其實是怎麼執行的問題這個相關的利息不管是違約金代辦費或者是什麼那現在當然委員們的修法是希望把它納到205條那206條重點不是你們現在的報告我看起來好像對於這些性質跟屬性跟定義都是有疑問的是嗎"},{"start":51.879,"end":78.074,"text":"法條文字定下去之後它含色的會包含到合法的非法所以沒有辦法明確化對所以重點不是在於給他什麼名義而是他們你用了這個名義他明天會有新的名義啊是重點在於我們怎麼監管今天經濟部也在金管會也在其實融資租賃業現在已經成為我們講的影子銀行他大到不是不能倒他大到不能管"},{"start":79.154,"end":104.54,"text":"現在的問題就在於說這麼多的融資亂象現在叫做無法可管或無人在管我想問一下現在融資助令到底誰在管金管會是你在管嗎不是來經濟部是不是你在管銀行局以前融資助令在銀行局在銀行局管以自律規範在管所以基本上叫做銀行局自律規範管誰"},{"start":110.367,"end":135.185,"text":"融資注定公司現在就是回到經濟部的管轄那經濟部的管轄裡面基本上就是你管的是全台灣幾萬家的公司而不是只是針對一個行業來管七十幾萬家公司好啦 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融資租賃公司零件"},{"start":233.7,"end":233.8,"text":"主管機關"},{"start":253.103,"end":254.504,"text":"關於《民法第二百零五條條文修正草案》案。"},{"start":277.116,"end":304.418,"text":"民間團體卡在自救受害人自救會還有臺北律師公會都已經提出了融資租賃專法的版本我也會提我想在立法院很多的委員都在爭取這件事情重點是政府不能只管半套啊剛剛講過了沒人管不想管有辦法也不定有規定也不遵守就是我們的政府在縱容這些影子銀行不斷的做大"},{"start":305.783,"end":323.814,"text":"現在的金管會只做一件事情就是啊那三家上司我找他來喝咖啡啊然後喝完咖啡呢一樣申報過嗎洗錢業務報告過嗎沒有不理你所以今天的問題在於法務部如果真的要解決這個問題洗房也是你"},{"start":325.608,"end":349.288,"text":"現在民法也是你但是融資公司你管不到融資公司亂象普遍存在在臺灣社會從20多年前的卡債那時候還是銀行作亂現在銀行不敢了銀行管得很嚴今晚會管得很好但是融資註定公司用另外一種形式在做一樣的事情而這個事情滿有人管"},{"start":350.839,"end":366.129,"text":"三位我想今天大家可能都是業務單位啦我重點還是中央政府的政策方向所以另外最後一個融資公司打廣告誰管廣告不實誰管有沒有人管經濟部管不管得了"},{"start":367.551,"end":368.172,"text":"〔民法第二百零五條條文秀〕"},{"start":386.033,"end":388.655,"text":"關於委員剛所提到在洗房法底下這個通報等等的我們會跟金管會"},{"start":408.593,"end":411.558,"text":"其他關於專法的部分我們尊重大院跟行政院所提的方向"}]}}}}