{"id":156836,"url":"https://ivod.ly.gov.tw/Play/Clip/1M/156836","video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/cf2bdefc150f667871d51d837e2f04a356f61c8275d0c8f2ea236d48226e86be0a97a5adeee0372c5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"羅廷瑋","委員發言時間":"12:40:33 - 12:46:47","影片長度":"00:06:14","會議時間":"2024-11-13T09:00:00+08:00","會議名稱":"立法院第11屆第2會期財政委員會第8次全體委員會議（事由：一、審查「貨物稅條例」11案：\n(一)行政院函請審議、本院台灣民眾黨黨團、委員張智倫等17人、委員賴士葆等26人、委員蔡其昌等18人、委員伍麗華Saidhai Tahovecahe等19人、委員陳冠廷等23人、委員陳菁徽等16人、委員賴惠員等18人分別擬具「貨物稅條例第十二條條文修正草案」等9案。【行政院函請審議及本院委員賴惠員等18人提案如經院會復議，則不予審查】\n(二)本院委員顏寬恒等16人擬具「貨物稅條例第十二條及第十二條之三條文修正草案」案。\n(三)本院委員郭國文等16人擬具「貨物稅條例第十二條及第十二條之六條文修正草案」案。\n二、審查中華民國114年度中央政府總預算案有關財政部及所屬單位歲入預算部分。（僅詢答）\n三、審查中華民國114年度中央政府總預算案有關財政部、國庫署、財政資訊中心歲出預算部分。（僅詢答）\n四、審查中華民國114年度中央政府總預算案附屬單位預算非營業部分有關財政部主管債務基金－中央政府債務基金。（僅詢答）\n【11月13日及14日二天一次會】）","type":"Clip","date":"2024-11-13","start_time":"2024-11-13T12:40:33+08:00","end_time":"2024-11-13T12:46:47+08:00","duration":374,"meet":{"tmpMeeting":null,"title":"第11屆第2會期財政委員會第8次全體委員會議","term":11,"type":"委員會","sessionPeriod":2,"sessionTimes":8,"committees":[20],"id":"委員會-11-2-20-8"},"features":["ai-transcript","gazette"],"transcript":{"id":"156836","pyannote":{"name":"ronny","tool":"pyannote","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/156836","tool":"pyannote","id":"156836-pyannote"},"job_id":"W8mOs9cfyH4B0tcB","queued_at":"2024-11-13 13:13:52","status":"done","log":[{"time":"2024-11-13 13:13:52","msg":"downloading https://ivod.ly.gov.tw/Play/Clip/1M/156836","target":null},{"time":"2024-11-13 13:13:53","msg":"download ivod and merge to wav","target":"/home/conda/test/whisper-api-data/tmp/lyivod-clip-156836.wav"},{"time":"2024-11-13 13:14:18","msg":"running pyannote","target":null},{"time":"2024-11-13 13:14:27","msg":"status: done","target":null}],"result":{"result":[[1.3303437500000002,2.4778437500000003,"SPEAKER_00"],[3.10221875,3.49034375,"SPEAKER_01"],[8.586593750000002,32.19471875,"SPEAKER_00"],[33.57846875,37.510343750000004,"SPEAKER_01"],[35.85659375,45.22221875,"SPEAKER_00"],[45.424718750000004,46.30221875,"SPEAKER_00"],[46.38659375,50.33534375,"SPEAKER_01"],[47.820968750000006,48.83346875,"SPEAKER_00"],[50.048468750000005,65.82659375,"SPEAKER_00"],[51.330968750000004,51.938468750000006,"SPEAKER_01"],[67.19346875000001,77.62221875,"SPEAKER_01"],[71.17596875000001,72.25596875000001,"SPEAKER_00"],[76.79534375,125.69909375,"SPEAKER_00"],[77.77409375,78.04409375,"SPEAKER_01"],[129.02346875,140.58284375,"SPEAKER_01"],[141.08909375000002,146.82659375,"SPEAKER_00"],[144.61596875,145.12221875,"SPEAKER_01"],[146.25284375,149.45909375000002,"SPEAKER_01"],[149.45909375000002,166.46909375,"SPEAKER_00"],[167.31284375,198.02534375000002,"SPEAKER_01"],[191.93346875,192.45659375000002,"SPEAKER_00"],[198.02534375000002,198.39659375000002,"SPEAKER_00"],[198.39659375000002,198.44721875000002,"SPEAKER_01"],[198.44721875000002,198.49784375000002,"SPEAKER_00"],[198.53159375,198.61596875,"SPEAKER_00"],[198.64971875,200.84346875,"SPEAKER_00"],[201.02909375000002,224.83971875,"SPEAKER_00"],[226.74659375000002,229.58159375000002,"SPEAKER_01"],[229.61534375000002,249.61221875,"SPEAKER_00"],[249.96659375000002,315.15471875000003,"SPEAKER_00"],[315.98159375,333.64971875000003,"SPEAKER_01"],[334.25721875000005,364.07534375,"SPEAKER_00"],[350.18721875,351.90846875,"SPEAKER_01"],[361.61159375,367.07909375,"SPEAKER_01"],[367.19721875000005,373.96409375,"SPEAKER_01"],[369.61034375,370.30221875,"SPEAKER_00"]]}},"whisperx":{"name":"ronny","tool":"whisperx","data":{"url":"https://ivod.ly.gov.tw/Play/Clip/1M/156836","tool":"whisperx","id":"156836-whisperx","init_prompt":"會議名稱：立法院第11屆第2會期財政委員會第8次全體委員會議（事由：一、審查「貨物稅條例」11案：\n(一)行政院函請審議、本院台灣民眾黨黨團、委員張智倫等17人、委員賴士葆等26人、委員蔡其昌等18人、委員伍麗華Saidhai Tahovecahe等19人、委員陳冠廷等23人、委員陳菁徽等16人、委"},"job_id":"JJwZRHAIYekPmCvn","queued_at":"2024-11-13 13:13:53","status":"done","log":[{"time":"2024-11-13 13:14:28","msg":"downloading https://ivod.ly.gov.tw/Play/Clip/1M/156836","target":null},{"time":"2024-11-13 13:14:28","msg":"already downloaded","target":"/home/conda/test/whisper-api-data/tmp/lyivod-clip-156836.wav"},{"time":"2024-11-13 13:14:28","msg":"running whisperx with  --language zh --model large-v3 --initial_prompt '會議名稱：立法院第11屆第2會期財政委員會第8次全體委員會議（事由：一、審查「貨物稅條例」11案：\n(一)行政院函請審議、本院台灣民眾黨黨團、委員張智倫等17人、委員賴士葆等26人、委員蔡其昌等18人、委員伍麗華Saidhai Tahovecahe等19人、委員陳冠廷等23人、委員陳菁徽等16人、委'","target":null},{"time":"2024-11-13 13:14:45","msg":"merging result","target":null},{"time":"2024-11-13 13:14:45","msg":"status: done","target":null}],"result":{"json":"{\"segments\": [{\"start\": 1.606, \"end\": 2.168, \"text\": \"謝謝召委 有請部長部長\", \"words\": [{\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"召\", \"start\": 1.606, \"end\": 1.786, \"score\": 0.894}, {\"word\": \"委\", \"start\": 1.786, \"end\": 1.907, \"score\": 0.836}, {\"word\": \"有\", \"start\": 1.907, \"end\": 2.007, \"score\": 0.854}, {\"word\": \"請\"}, {\"word\": \"部\", \"start\": 2.007, \"end\": 2.147, \"score\": 0.857}, {\"word\": \"長\"}, {\"word\": \"部\", \"start\": 2.147, \"end\": 2.168, \"score\": 0.896}, {\"word\": \"長\"}]}, {\"start\": 8.615, \"end\": 31.606, \"text\": \"委員好好部長今天有審查貨物稅條例剛剛我們陳玉正委員跟我們一些委員也有一個修正動議關於機車的貨物稅的調整我們也希望能夠極力來爭取也希望財政部這部分能夠納入考量那今天我想先請問一下部長您有沒有最近或者是有這樣的經驗去過預售屋巡駕房屋的一個價格\", \"words\": [{\"word\": \"委\", \"start\": 8.615, \"end\": 8.875, \"score\": 0.879}, {\"word\": \"員\"}, {\"word\": \"好\", \"start\": 8.875, \"end\": 9.555, \"score\": 0.962}, {\"word\": \"好\", \"start\": 9.555, \"end\": 9.816, \"score\": 0.925}, {\"word\": \"部\", \"start\": 9.816, \"end\": 10.296, \"score\": 0.903}, {\"word\": \"長\"}, {\"word\": \"今\", \"start\": 10.296, \"end\": 10.416, \"score\": 0.988}, {\"word\": \"天\", \"start\": 10.416, \"end\": 10.816, \"score\": 0.968}, {\"word\": \"有\", \"start\": 10.816, \"end\": 11.156, \"score\": 0.923}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 11.156, \"end\": 11.436, \"score\": 0.921}, {\"word\": \"貨\"}, {\"word\": \"物\", \"start\": 11.436, \"end\": 11.897, \"score\": 0.883}, {\"word\": \"稅\"}, {\"word\": \"條\"}, {\"word\": \"例\", \"start\": 11.897, \"end\": 12.617, \"score\": 0.89}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"我\", \"start\": 12.617, \"end\": 13.077, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"陳\"}, {\"word\": \"玉\", \"start\": 13.077, \"end\": 13.157, \"score\": 0.741}, {\"word\": \"正\", \"start\": 13.157, \"end\": 13.317, \"score\": 0.896}, {\"word\": \"委\", \"start\": 13.317, \"end\": 13.877, \"score\": 0.922}, {\"word\": \"員\"}, {\"word\": \"跟\", \"start\": 13.877, \"end\": 13.977, \"score\": 0.945}, {\"word\": \"我\", \"start\": 13.977, \"end\": 14.038, \"score\": 0.678}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 14.038, \"end\": 14.178, \"score\": 0.857}, {\"word\": \"些\", \"start\": 14.178, \"end\": 14.318, \"score\": 0.893}, {\"word\": \"委\", \"start\": 14.318, \"end\": 14.618, \"score\": 0.927}, {\"word\": \"員\"}, {\"word\": \"也\", \"start\": 14.618, \"end\": 14.778, \"score\": 0.796}, {\"word\": \"有\", \"start\": 14.778, \"end\": 14.938, \"score\": 0.999}, {\"word\": \"一\", \"start\": 14.938, \"end\": 15.278, \"score\": 0.915}, {\"word\": \"個\"}, {\"word\": \"修\", \"start\": 15.278, \"end\": 15.498, \"score\": 0.99}, {\"word\": \"正\", \"start\": 15.498, \"end\": 16.839, \"score\": 0.921}, {\"word\": \"動\"}, {\"word\": \"議\"}, {\"word\": \"關\"}, {\"word\": \"於\", \"start\": 16.839, \"end\": 16.979, \"score\": 0.853}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"的\", \"start\": 16.979, \"end\": 17.239, \"score\": 0.922}, {\"word\": \"貨\"}, {\"word\": \"物\", \"start\": 17.239, \"end\": 17.559, \"score\": 0.898}, {\"word\": \"稅\"}, {\"word\": \"的\", \"start\": 17.559, \"end\": 17.939, \"score\": 0.931}, {\"word\": \"調\"}, {\"word\": \"整\", \"start\": 17.939, \"end\": 18.32, \"score\": 0.916}, {\"word\": \"我\", \"start\": 18.32, \"end\": 18.42, \"score\": 0.931}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 18.42, \"end\": 18.64, \"score\": 0.909}, {\"word\": \"希\", \"start\": 18.64, \"end\": 18.8, \"score\": 0.999}, {\"word\": \"望\", \"start\": 18.8, \"end\": 18.96, \"score\": 0.999}, {\"word\": \"能\", \"start\": 18.96, \"end\": 19.36, \"score\": 0.899}, {\"word\": \"夠\"}, {\"word\": \"極\"}, {\"word\": \"力\", \"start\": 19.36, \"end\": 19.94, \"score\": 0.897}, {\"word\": \"來\"}, {\"word\": \"爭\"}, {\"word\": \"取\", \"start\": 19.94, \"end\": 20.12, \"score\": 0.941}, {\"word\": \"也\", \"start\": 20.12, \"end\": 20.24, \"score\": 0.999}, {\"word\": \"希\", \"start\": 20.24, \"end\": 20.34, \"score\": 0.999}, {\"word\": \"望\", \"start\": 20.34, \"end\": 20.661, \"score\": 0.937}, {\"word\": \"財\"}, {\"word\": \"政\", \"start\": 20.661, \"end\": 20.801, \"score\": 0.933}, {\"word\": \"部\", \"start\": 20.801, \"end\": 21.161, \"score\": 0.938}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 21.161, \"end\": 21.301, \"score\": 1.0}, {\"word\": \"分\", \"start\": 21.301, \"end\": 21.441, \"score\": 0.981}, {\"word\": \"能\", \"start\": 21.441, \"end\": 21.841, \"score\": 0.899}, {\"word\": \"夠\"}, {\"word\": \"納\"}, {\"word\": \"入\", \"start\": 21.841, \"end\": 21.961, \"score\": 0.935}, {\"word\": \"考\", \"start\": 21.961, \"end\": 22.141, \"score\": 0.939}, {\"word\": \"量\", \"start\": 22.141, \"end\": 22.842, \"score\": 0.954}, {\"word\": \"那\", \"start\": 22.842, \"end\": 22.962, \"score\": 0.963}, {\"word\": \"今\", \"start\": 22.962, \"end\": 23.062, \"score\": 0.9}, {\"word\": \"天\", \"start\": 23.062, \"end\": 23.162, \"score\": 0.993}, {\"word\": \"我\", \"start\": 23.162, \"end\": 23.262, \"score\": 0.979}, {\"word\": \"想\", \"start\": 23.262, \"end\": 23.422, \"score\": 0.974}, {\"word\": \"先\", \"start\": 23.422, \"end\": 23.942, \"score\": 0.914}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"一\", \"start\": 23.942, \"end\": 23.982, \"score\": 0.976}, {\"word\": \"下\", \"start\": 23.982, \"end\": 24.382, \"score\": 0.994}, {\"word\": \"部\", \"start\": 24.382, \"end\": 25.163, \"score\": 0.924}, {\"word\": \"長\"}, {\"word\": \"您\", \"start\": 25.163, \"end\": 25.563, \"score\": 0.976}, {\"word\": \"有\", \"start\": 25.563, \"end\": 25.743, \"score\": 0.998}, {\"word\": \"沒\", \"start\": 25.743, \"end\": 25.903, \"score\": 0.753}, {\"word\": \"有\", \"start\": 25.903, \"end\": 26.183, \"score\": 1.0}, {\"word\": \"最\", \"start\": 26.183, \"end\": 26.403, \"score\": 0.998}, {\"word\": \"近\", \"start\": 26.403, \"end\": 26.643, \"score\": 0.932}, {\"word\": \"或\", \"start\": 26.643, \"end\": 26.783, \"score\": 0.927}, {\"word\": \"者\", \"start\": 26.783, \"end\": 26.943, \"score\": 0.992}, {\"word\": \"是\", \"start\": 26.943, \"end\": 27.084, \"score\": 0.999}, {\"word\": \"有\", \"start\": 27.084, \"end\": 27.604, \"score\": 0.922}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 27.604, \"end\": 28.204, \"score\": 0.932}, {\"word\": \"經\"}, {\"word\": \"驗\"}, {\"word\": \"去\", \"start\": 28.204, \"end\": 28.944, \"score\": 0.918}, {\"word\": \"過\"}, {\"word\": \"預\"}, {\"word\": \"售\", \"start\": 28.944, \"end\": 29.205, \"score\": 0.923}, {\"word\": \"屋\", \"start\": 29.205, \"end\": 29.505, \"score\": 0.966}, {\"word\": \"巡\", \"start\": 29.505, \"end\": 30.465, \"score\": 0.964}, {\"word\": \"駕\"}, {\"word\": \"房\", \"start\": 30.465, \"end\": 30.705, \"score\": 0.933}, {\"word\": \"屋\", \"start\": 30.705, \"end\": 31.346, \"score\": 0.999}, {\"word\": \"的\", \"start\": 31.346, \"end\": 31.506, \"score\": 0.989}, {\"word\": \"一\", \"start\": 31.506, \"end\": 31.586, \"score\": 1.0}, {\"word\": \"個\"}, {\"word\": \"價\"}, {\"word\": \"格\", \"start\": 31.586, \"end\": 31.606, \"score\": 0.0}]}, {\"start\": 33.592, \"end\": 40.557, \"text\": \"陳冠廷等26人、委員陳冠廷等27人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員\", \"words\": [{\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 33.592, \"end\": 33.612, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 33.612, \"end\": 33.632, \"score\": 0.0}, {\"word\": \"等\", \"start\": 33.632, \"end\": 33.952, \"score\": 0.843}, {\"word\": \"2\"}, {\"word\": \"6\"}, {\"word\": \"人\", \"start\": 33.952, \"end\": 34.212, \"score\": 0.901}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 34.212, \"end\": 34.232, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 34.232, \"end\": 34.533, \"score\": 0.907}, {\"word\": \"廷\", \"start\": 34.533, \"end\": 34.553, \"score\": 0.0}, {\"word\": \"等\", \"start\": 34.553, \"end\": 34.653, \"score\": 0.798}, {\"word\": \"2\"}, {\"word\": \"7\"}, {\"word\": \"人\", \"start\": 34.653, \"end\": 34.673, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 34.673, \"end\": 34.753, \"score\": 0.747}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 34.753, \"end\": 34.773, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 34.773, \"end\": 34.833, \"score\": 0.665}, {\"word\": \"等\", \"start\": 34.833, \"end\": 34.953, \"score\": 0.551}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 34.953, \"end\": 35.053, \"score\": 1.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 35.053, \"end\": 35.113, \"score\": 0.653}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 35.113, \"end\": 35.233, \"score\": 0.796}, {\"word\": \"廷\", \"start\": 35.233, \"end\": 35.253, \"score\": 0.0}, {\"word\": \"等\", \"start\": 35.253, \"end\": 35.393, \"score\": 0.855}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 35.393, \"end\": 35.553, \"score\": 0.871}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 35.553, \"end\": 35.693, \"score\": 0.744}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 35.693, \"end\": 35.914, \"score\": 0.907}, {\"word\": \"廷\", \"start\": 35.914, \"end\": 36.054, \"score\": 0.848}, {\"word\": \"等\", \"start\": 36.054, \"end\": 36.134, \"score\": 0.749}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 36.134, \"end\": 36.154, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 36.154, \"end\": 36.274, \"score\": 0.803}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 36.274, \"end\": 36.374, \"score\": 0.784}, {\"word\": \"廷\", \"start\": 36.374, \"end\": 36.394, \"score\": 0.0}, {\"word\": \"等\", \"start\": 36.394, \"end\": 36.494, \"score\": 0.785}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 36.494, \"end\": 36.534, \"score\": 0.469}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 36.534, \"end\": 36.654, \"score\": 0.819}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 36.654, \"end\": 36.714, \"score\": 0.645}, {\"word\": \"廷\", \"start\": 36.714, \"end\": 36.734, \"score\": 0.0}, {\"word\": \"等\", \"start\": 36.734, \"end\": 36.834, \"score\": 0.783}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 36.834, \"end\": 36.914, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 36.914, \"end\": 36.934, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 36.934, \"end\": 36.954, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 36.954, \"end\": 36.974, \"score\": 0.0}, {\"word\": \"等\", \"start\": 36.974, \"end\": 37.094, \"score\": 0.831}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 37.094, \"end\": 37.114, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 37.114, \"end\": 37.175, \"score\": 0.446}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 37.175, \"end\": 37.195, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 37.195, \"end\": 37.415, \"score\": 0.831}, {\"word\": \"等\", \"start\": 37.415, \"end\": 38.035, \"score\": 0.946}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 38.035, \"end\": 38.135, \"score\": 0.799}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 38.135, \"end\": 38.155, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 38.155, \"end\": 38.275, \"score\": 0.792}, {\"word\": \"廷\", \"start\": 38.275, \"end\": 38.455, \"score\": 0.88}, {\"word\": \"等\", \"start\": 38.455, \"end\": 38.555, \"score\": 0.795}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 38.555, \"end\": 38.716, \"score\": 0.761}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 38.716, \"end\": 38.956, \"score\": 0.911}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 38.956, \"end\": 39.176, \"score\": 0.895}, {\"word\": \"廷\", \"start\": 39.176, \"end\": 39.336, \"score\": 0.766}, {\"word\": \"等\", \"start\": 39.336, \"end\": 39.416, \"score\": 0.749}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 39.416, \"end\": 39.516, \"score\": 0.781}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 39.516, \"end\": 39.856, \"score\": 0.835}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 39.856, \"end\": 40.157, \"score\": 0.932}, {\"word\": \"廷\", \"start\": 40.157, \"end\": 40.417, \"score\": 0.917}, {\"word\": \"等\", \"start\": 40.417, \"end\": 40.517, \"score\": 0.8}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 40.517, \"end\": 40.537, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 40.537, \"end\": 40.557, \"score\": 0.0}, {\"word\": \"員\"}]}, {\"start\": 56.508, \"end\": 65.314, \"text\": \"竟然最大的是我們的公股我想這一部分應該要實際來做檢討我們就是實際在幫建商在養地嘛您認同嗎?\", \"words\": [{\"word\": \"竟\", \"start\": 56.508, \"end\": 56.628, \"score\": 0.842}, {\"word\": \"然\", \"start\": 56.628, \"end\": 57.068, \"score\": 0.957}, {\"word\": \"最\", \"start\": 57.068, \"end\": 57.369, \"score\": 0.998}, {\"word\": \"大\", \"start\": 57.369, \"end\": 57.589, \"score\": 0.951}, {\"word\": \"的\", \"start\": 57.589, \"end\": 57.749, \"score\": 0.998}, {\"word\": \"是\", \"start\": 57.749, \"end\": 57.869, \"score\": 0.995}, {\"word\": \"我\", \"start\": 57.869, \"end\": 58.089, \"score\": 0.828}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 58.089, \"end\": 58.269, \"score\": 0.999}, {\"word\": \"公\", \"start\": 58.269, \"end\": 58.53, \"score\": 0.963}, {\"word\": \"股\", \"start\": 58.53, \"end\": 58.85, \"score\": 0.936}, {\"word\": \"我\", \"start\": 58.85, \"end\": 58.95, \"score\": 0.959}, {\"word\": \"想\", \"start\": 58.95, \"end\": 59.63, \"score\": 0.963}, {\"word\": \"這\"}, {\"word\": \"一\", \"start\": 59.63, \"end\": 59.83, \"score\": 0.999}, {\"word\": \"部\", \"start\": 59.83, \"end\": 60.011, \"score\": 1.0}, {\"word\": \"分\", \"start\": 60.011, \"end\": 60.731, \"score\": 0.93}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"要\", \"start\": 60.731, \"end\": 61.472, \"score\": 0.911}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 61.472, \"end\": 62.412, \"score\": 0.947}, {\"word\": \"檢\"}, {\"word\": \"討\"}, {\"word\": \"我\", \"start\": 62.412, \"end\": 62.593, \"score\": 0.781}, {\"word\": \"們\"}, {\"word\": \"就\", \"start\": 62.593, \"end\": 62.713, \"score\": 0.847}, {\"word\": \"是\", \"start\": 62.713, \"end\": 63.113, \"score\": 0.888}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"在\", \"start\": 63.113, \"end\": 63.513, \"score\": 0.949}, {\"word\": \"幫\"}, {\"word\": \"建\", \"start\": 63.513, \"end\": 63.693, \"score\": 0.911}, {\"word\": \"商\", \"start\": 63.693, \"end\": 63.913, \"score\": 0.992}, {\"word\": \"在\", \"start\": 63.913, \"end\": 64.354, \"score\": 0.954}, {\"word\": \"養\"}, {\"word\": \"地\", \"start\": 64.354, \"end\": 64.574, \"score\": 0.991}, {\"word\": \"嘛\", \"start\": 64.574, \"end\": 65.054, \"score\": 0.944}, {\"word\": \"您\", \"start\": 65.054, \"end\": 65.294, \"score\": 0.925}, {\"word\": \"認\"}, {\"word\": \"同\", \"start\": 65.294, \"end\": 65.314, \"score\": 0.0}, {\"word\": \"嗎\"}, {\"word\": \"?\"}]}, {\"start\": 67.493, \"end\": 94.985, \"text\": \"這個部分我們銀行公股銀行都已經納入這個部分所以是不是應該檢討對於超過18個月而沒有動工的購地貸款都有在做檢查所以我從前面的我們去預售屋的一個巡駕到現在整個18月未動工這部分應該整體來做一個環環相扣的一個考量後續我要再提到的是自從2012年12月提出的清安貸款到2023年8月又進一步推出新清安貸款這十幾年來房價不斷的飆漲\", \"words\": [{\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 67.493, \"end\": 67.653, \"score\": 0.982}, {\"word\": \"分\", \"start\": 67.653, \"end\": 67.853, \"score\": 0.914}, {\"word\": \"我\", \"start\": 67.853, \"end\": 68.774, \"score\": 0.853}, {\"word\": \"們\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 68.774, \"end\": 69.094, \"score\": 0.967}, {\"word\": \"公\", \"start\": 69.094, \"end\": 69.274, \"score\": 0.88}, {\"word\": \"股\", \"start\": 69.274, \"end\": 69.474, \"score\": 0.698}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 69.474, \"end\": 69.774, \"score\": 0.945}, {\"word\": \"都\", \"start\": 69.774, \"end\": 69.914, \"score\": 0.991}, {\"word\": \"已\", \"start\": 69.914, \"end\": 70.454, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"納\"}, {\"word\": \"入\", \"start\": 70.454, \"end\": 70.935, \"score\": 0.83}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 70.935, \"end\": 71.155, \"score\": 0.919}, {\"word\": \"分\", \"start\": 71.155, \"end\": 71.375, \"score\": 0.718}, {\"word\": \"所\", \"start\": 71.375, \"end\": 71.515, \"score\": 0.607}, {\"word\": \"以\", \"start\": 71.515, \"end\": 71.535, \"score\": 0.0}, {\"word\": \"是\", \"start\": 71.535, \"end\": 72.375, \"score\": 0.762}, {\"word\": \"不\", \"start\": 72.375, \"end\": 72.875, \"score\": 0.845}, {\"word\": \"是\", \"start\": 72.875, \"end\": 73.095, \"score\": 0.827}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"檢\"}, {\"word\": \"討\"}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 73.095, \"end\": 73.115, \"score\": 0.0}, {\"word\": \"超\", \"start\": 73.115, \"end\": 74.136, \"score\": 0.889}, {\"word\": \"過\"}, {\"word\": \"1\"}, {\"word\": \"8\"}, {\"word\": \"個\"}, {\"word\": \"月\", \"start\": 74.136, \"end\": 74.356, \"score\": 0.977}, {\"word\": \"而\", \"start\": 74.356, \"end\": 74.476, \"score\": 0.954}, {\"word\": \"沒\", \"start\": 74.476, \"end\": 74.596, \"score\": 0.825}, {\"word\": \"有\", \"start\": 74.596, \"end\": 74.956, \"score\": 0.901}, {\"word\": \"動\"}, {\"word\": \"工\", \"start\": 74.956, \"end\": 75.136, \"score\": 0.857}, {\"word\": \"的\", \"start\": 75.136, \"end\": 75.436, \"score\": 0.899}, {\"word\": \"購\"}, {\"word\": \"地\", \"start\": 75.436, \"end\": 75.777, \"score\": 0.779}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 75.777, \"end\": 76.057, \"score\": 0.994}, {\"word\": \"都\", \"start\": 76.057, \"end\": 76.217, \"score\": 0.958}, {\"word\": \"有\", \"start\": 76.217, \"end\": 76.397, \"score\": 0.868}, {\"word\": \"在\", \"start\": 76.397, \"end\": 76.617, \"score\": 0.953}, {\"word\": \"做\", \"start\": 76.617, \"end\": 76.837, \"score\": 0.893}, {\"word\": \"檢\"}, {\"word\": \"查\", \"start\": 76.837, \"end\": 76.857, \"score\": 0.0}, {\"word\": \"所\", \"start\": 76.857, \"end\": 76.937, \"score\": 0.747}, {\"word\": \"以\", \"start\": 76.937, \"end\": 76.977, \"score\": 0.497}, {\"word\": \"我\", \"start\": 76.977, \"end\": 77.277, \"score\": 0.741}, {\"word\": \"從\"}, {\"word\": \"前\", \"start\": 77.277, \"end\": 77.437, \"score\": 0.922}, {\"word\": \"面\", \"start\": 77.437, \"end\": 77.677, \"score\": 0.94}, {\"word\": \"的\", \"start\": 77.677, \"end\": 77.817, \"score\": 0.998}, {\"word\": \"我\", \"start\": 77.817, \"end\": 78.298, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"去\", \"start\": 78.298, \"end\": 78.458, \"score\": 0.735}, {\"word\": \"預\"}, {\"word\": \"售\", \"start\": 78.458, \"end\": 78.638, \"score\": 0.886}, {\"word\": \"屋\", \"start\": 78.638, \"end\": 78.758, \"score\": 0.745}, {\"word\": \"的\", \"start\": 78.758, \"end\": 78.838, \"score\": 0.896}, {\"word\": \"一\", \"start\": 78.838, \"end\": 78.998, \"score\": 0.687}, {\"word\": \"個\"}, {\"word\": \"巡\", \"start\": 78.998, \"end\": 79.478, \"score\": 0.875}, {\"word\": \"駕\"}, {\"word\": \"到\", \"start\": 79.478, \"end\": 79.918, \"score\": 0.847}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 79.918, \"end\": 80.158, \"score\": 0.991}, {\"word\": \"整\", \"start\": 80.158, \"end\": 80.759, \"score\": 0.873}, {\"word\": \"個\"}, {\"word\": \"1\"}, {\"word\": \"8\"}, {\"word\": \"月\", \"start\": 80.759, \"end\": 80.939, \"score\": 0.857}, {\"word\": \"未\", \"start\": 80.939, \"end\": 81.379, \"score\": 0.902}, {\"word\": \"動\"}, {\"word\": \"工\", \"start\": 81.379, \"end\": 81.999, \"score\": 0.847}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 81.999, \"end\": 82.139, \"score\": 0.998}, {\"word\": \"分\", \"start\": 82.139, \"end\": 82.619, \"score\": 0.835}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"整\", \"start\": 82.619, \"end\": 83.04, \"score\": 0.779}, {\"word\": \"體\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 83.04, \"end\": 83.18, \"score\": 0.966}, {\"word\": \"一\", \"start\": 83.18, \"end\": 83.64, \"score\": 0.819}, {\"word\": \"個\"}, {\"word\": \"環\"}, {\"word\": \"環\"}, {\"word\": \"相\", \"start\": 83.64, \"end\": 83.86, \"score\": 0.96}, {\"word\": \"扣\", \"start\": 83.86, \"end\": 84.0, \"score\": 0.754}, {\"word\": \"的\", \"start\": 84.0, \"end\": 84.06, \"score\": 0.986}, {\"word\": \"一\", \"start\": 84.06, \"end\": 84.26, \"score\": 0.751}, {\"word\": \"個\"}, {\"word\": \"考\", \"start\": 84.26, \"end\": 84.44, \"score\": 0.905}, {\"word\": \"量\", \"start\": 84.44, \"end\": 84.96, \"score\": 0.958}, {\"word\": \"後\", \"start\": 84.96, \"end\": 85.321, \"score\": 0.749}, {\"word\": \"續\"}, {\"word\": \"我\", \"start\": 85.321, \"end\": 85.421, \"score\": 0.805}, {\"word\": \"要\", \"start\": 85.421, \"end\": 85.521, \"score\": 0.765}, {\"word\": \"再\", \"start\": 85.521, \"end\": 85.681, \"score\": 0.633}, {\"word\": \"提\", \"start\": 85.681, \"end\": 85.801, \"score\": 0.937}, {\"word\": \"到\", \"start\": 85.801, \"end\": 85.941, \"score\": 0.897}, {\"word\": \"的\", \"start\": 85.941, \"end\": 86.041, \"score\": 0.794}, {\"word\": \"是\", \"start\": 86.041, \"end\": 86.261, \"score\": 0.99}, {\"word\": \"自\", \"start\": 86.261, \"end\": 87.121, \"score\": 0.785}, {\"word\": \"從\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"年\", \"start\": 87.121, \"end\": 87.562, \"score\": 0.927}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 87.562, \"end\": 87.722, \"score\": 0.789}, {\"word\": \"提\", \"start\": 87.722, \"end\": 87.882, \"score\": 0.898}, {\"word\": \"出\", \"start\": 87.882, \"end\": 88.022, \"score\": 0.933}, {\"word\": \"的\", \"start\": 88.022, \"end\": 88.202, \"score\": 0.887}, {\"word\": \"清\", \"start\": 88.202, \"end\": 88.562, \"score\": 0.812}, {\"word\": \"安\", \"start\": 88.562, \"end\": 89.142, \"score\": 0.843}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 89.142, \"end\": 89.783, \"score\": 0.867}, {\"word\": \"到\", \"start\": 89.783, \"end\": 90.443, \"score\": 0.74}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 90.443, \"end\": 90.803, \"score\": 0.931}, {\"word\": \"8\"}, {\"word\": \"月\", \"start\": 90.803, \"end\": 90.923, \"score\": 0.828}, {\"word\": \"又\", \"start\": 90.923, \"end\": 91.223, \"score\": 0.883}, {\"word\": \"進\"}, {\"word\": \"一\", \"start\": 91.223, \"end\": 91.363, \"score\": 0.844}, {\"word\": \"步\", \"start\": 91.363, \"end\": 91.503, \"score\": 0.691}, {\"word\": \"推\", \"start\": 91.503, \"end\": 91.623, \"score\": 0.982}, {\"word\": \"出\", \"start\": 91.623, \"end\": 91.883, \"score\": 0.991}, {\"word\": \"新\", \"start\": 91.883, \"end\": 92.224, \"score\": 0.961}, {\"word\": \"清\", \"start\": 92.224, \"end\": 92.444, \"score\": 0.843}, {\"word\": \"安\", \"start\": 92.444, \"end\": 92.864, \"score\": 0.855}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 92.864, \"end\": 93.764, \"score\": 0.916}, {\"word\": \"這\"}, {\"word\": \"十\", \"start\": 93.764, \"end\": 94.164, \"score\": 0.789}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 94.164, \"end\": 94.524, \"score\": 0.91}, {\"word\": \"來\"}, {\"word\": \"房\", \"start\": 94.524, \"end\": 94.865, \"score\": 0.85}, {\"word\": \"價\"}, {\"word\": \"不\", \"start\": 94.865, \"end\": 94.965, \"score\": 0.887}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 94.965, \"end\": 94.985, \"score\": 0.002}, {\"word\": \"飆\"}, {\"word\": \"漲\"}]}, {\"start\": 95.745, \"end\": 125.068, \"text\": \"新資所得成長卻非常有限通膨又再加上來本席想問的是到底這十幾年來有沒有追蹤歷年申請核准清安後在這個寬限期結束後還能繼續繳交每月本期的有多少人或者是連寬限期都還沒有結束就已經斷頭的十幾年下來還能夠按部就班交貸款的有多少有沒有這個數據\", \"words\": [{\"word\": \"新\", \"start\": 95.745, \"end\": 96.245, \"score\": 0.957}, {\"word\": \"資\"}, {\"word\": \"所\", \"start\": 96.245, \"end\": 96.486, \"score\": 0.977}, {\"word\": \"得\", \"start\": 96.486, \"end\": 96.706, \"score\": 0.981}, {\"word\": \"成\", \"start\": 96.706, \"end\": 97.626, \"score\": 0.921}, {\"word\": \"長\"}, {\"word\": \"卻\"}, {\"word\": \"非\", \"start\": 97.626, \"end\": 97.887, \"score\": 0.986}, {\"word\": \"常\", \"start\": 97.887, \"end\": 98.107, \"score\": 0.947}, {\"word\": \"有\", \"start\": 98.107, \"end\": 98.287, \"score\": 0.99}, {\"word\": \"限\", \"start\": 98.287, \"end\": 98.787, \"score\": 0.961}, {\"word\": \"通\", \"start\": 98.787, \"end\": 99.568, \"score\": 0.925}, {\"word\": \"膨\"}, {\"word\": \"又\", \"start\": 99.568, \"end\": 99.768, \"score\": 0.965}, {\"word\": \"再\", \"start\": 99.768, \"end\": 99.948, \"score\": 0.852}, {\"word\": \"加\", \"start\": 99.948, \"end\": 100.168, \"score\": 0.979}, {\"word\": \"上\", \"start\": 100.168, \"end\": 100.609, \"score\": 0.907}, {\"word\": \"來\"}, {\"word\": \"本\", \"start\": 100.609, \"end\": 100.749, \"score\": 0.857}, {\"word\": \"席\", \"start\": 100.749, \"end\": 100.889, \"score\": 0.779}, {\"word\": \"想\", \"start\": 100.889, \"end\": 101.169, \"score\": 0.872}, {\"word\": \"問\"}, {\"word\": \"的\", \"start\": 101.169, \"end\": 101.289, \"score\": 0.85}, {\"word\": \"是\", \"start\": 101.289, \"end\": 101.409, \"score\": 0.995}, {\"word\": \"到\", \"start\": 101.409, \"end\": 101.549, \"score\": 0.943}, {\"word\": \"底\", \"start\": 101.549, \"end\": 101.83, \"score\": 0.886}, {\"word\": \"這\"}, {\"word\": \"十\", \"start\": 101.83, \"end\": 102.13, \"score\": 0.831}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 102.13, \"end\": 102.71, \"score\": 0.92}, {\"word\": \"來\"}, {\"word\": \"有\", \"start\": 102.71, \"end\": 102.87, \"score\": 0.863}, {\"word\": \"沒\", \"start\": 102.87, \"end\": 102.971, \"score\": 0.8}, {\"word\": \"有\", \"start\": 102.971, \"end\": 103.151, \"score\": 0.895}, {\"word\": \"追\", \"start\": 103.151, \"end\": 104.051, \"score\": 0.956}, {\"word\": \"蹤\"}, {\"word\": \"歷\"}, {\"word\": \"年\", \"start\": 104.051, \"end\": 104.432, \"score\": 0.943}, {\"word\": \"申\", \"start\": 104.432, \"end\": 104.992, \"score\": 0.93}, {\"word\": \"請\"}, {\"word\": \"核\", \"start\": 104.992, \"end\": 105.312, \"score\": 0.937}, {\"word\": \"准\", \"start\": 105.312, \"end\": 105.613, \"score\": 0.963}, {\"word\": \"清\", \"start\": 105.613, \"end\": 105.833, \"score\": 0.923}, {\"word\": \"安\", \"start\": 105.833, \"end\": 106.433, \"score\": 0.959}, {\"word\": \"後\", \"start\": 106.433, \"end\": 107.174, \"score\": 0.962}, {\"word\": \"在\", \"start\": 107.174, \"end\": 108.094, \"score\": 0.926}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 108.094, \"end\": 108.435, \"score\": 0.94}, {\"word\": \"期\", \"start\": 108.435, \"end\": 108.995, \"score\": 0.929}, {\"word\": \"結\"}, {\"word\": \"束\", \"start\": 108.995, \"end\": 109.836, \"score\": 0.955}, {\"word\": \"後\", \"start\": 109.836, \"end\": 110.076, \"score\": 0.861}, {\"word\": \"還\"}, {\"word\": \"能\", \"start\": 110.076, \"end\": 111.117, \"score\": 0.939}, {\"word\": \"繼\"}, {\"word\": \"續\"}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 111.117, \"end\": 111.397, \"score\": 0.942}, {\"word\": \"每\", \"start\": 111.397, \"end\": 111.617, \"score\": 0.91}, {\"word\": \"月\", \"start\": 111.617, \"end\": 111.917, \"score\": 0.992}, {\"word\": \"本\", \"start\": 111.917, \"end\": 112.178, \"score\": 0.989}, {\"word\": \"期\", \"start\": 112.178, \"end\": 112.358, \"score\": 0.878}, {\"word\": \"的\", \"start\": 112.358, \"end\": 112.518, \"score\": 0.985}, {\"word\": \"有\", \"start\": 112.518, \"end\": 112.838, \"score\": 0.994}, {\"word\": \"多\", \"start\": 112.838, \"end\": 113.178, \"score\": 0.997}, {\"word\": \"少\", \"start\": 113.178, \"end\": 113.459, \"score\": 0.996}, {\"word\": \"人\", \"start\": 113.459, \"end\": 114.079, \"score\": 0.92}, {\"word\": \"或\", \"start\": 114.079, \"end\": 114.279, \"score\": 0.967}, {\"word\": \"者\", \"start\": 114.279, \"end\": 114.439, \"score\": 0.978}, {\"word\": \"是\", \"start\": 114.439, \"end\": 115.4, \"score\": 0.94}, {\"word\": \"連\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 115.4, \"end\": 115.76, \"score\": 0.944}, {\"word\": \"期\", \"start\": 115.76, \"end\": 116.141, \"score\": 0.957}, {\"word\": \"都\", \"start\": 116.141, \"end\": 116.601, \"score\": 0.935}, {\"word\": \"還\"}, {\"word\": \"沒\", \"start\": 116.601, \"end\": 116.741, \"score\": 0.789}, {\"word\": \"有\", \"start\": 116.741, \"end\": 117.201, \"score\": 0.923}, {\"word\": \"結\"}, {\"word\": \"束\", \"start\": 117.201, \"end\": 117.602, \"score\": 0.993}, {\"word\": \"就\", \"start\": 117.602, \"end\": 118.262, \"score\": 0.934}, {\"word\": \"已\", \"start\": 118.262, \"end\": 118.963, \"score\": 0.891}, {\"word\": \"經\"}, {\"word\": \"斷\"}, {\"word\": \"頭\"}, {\"word\": \"的\", \"start\": 118.963, \"end\": 119.463, \"score\": 0.988}, {\"word\": \"十\", \"start\": 119.463, \"end\": 120.004, \"score\": 0.933}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 120.004, \"end\": 120.364, \"score\": 0.993}, {\"word\": \"下\", \"start\": 120.364, \"end\": 121.445, \"score\": 0.923}, {\"word\": \"來\"}, {\"word\": \"還\"}, {\"word\": \"能\", \"start\": 121.445, \"end\": 121.785, \"score\": 0.921}, {\"word\": \"夠\"}, {\"word\": \"按\", \"start\": 121.785, \"end\": 122.125, \"score\": 0.985}, {\"word\": \"部\", \"start\": 122.125, \"end\": 122.405, \"score\": 0.928}, {\"word\": \"就\", \"start\": 122.405, \"end\": 122.726, \"score\": 0.906}, {\"word\": \"班\", \"start\": 122.726, \"end\": 123.306, \"score\": 0.936}, {\"word\": \"交\", \"start\": 123.306, \"end\": 123.847, \"score\": 0.905}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 123.847, \"end\": 124.047, \"score\": 0.973}, {\"word\": \"的\", \"start\": 124.047, \"end\": 124.167, \"score\": 0.93}, {\"word\": \"有\", \"start\": 124.167, \"end\": 124.347, \"score\": 0.927}, {\"word\": \"多\", \"start\": 124.347, \"end\": 124.527, \"score\": 0.996}, {\"word\": \"少\", \"start\": 124.527, \"end\": 124.947, \"score\": 0.838}, {\"word\": \"有\", \"start\": 124.947, \"end\": 125.027, \"score\": 0.912}, {\"word\": \"沒\", \"start\": 125.027, \"end\": 125.047, \"score\": 0.0}, {\"word\": \"有\", \"start\": 125.047, \"end\": 125.068, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"數\"}, {\"word\": \"據\"}]}, {\"start\": 129.734, \"end\": 140.349, \"text\": \"從開始辦一直到現在他的違約率其實只有0.04%換言之絕大部分的貸款戶都是依約在繳還本息的\", \"words\": [{\"word\": \"從\"}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 129.734, \"end\": 130.134, \"score\": 0.949}, {\"word\": \"辦\"}, {\"word\": \"一\", \"start\": 130.134, \"end\": 130.275, \"score\": 1.0}, {\"word\": \"直\", \"start\": 130.275, \"end\": 130.395, \"score\": 0.933}, {\"word\": \"到\", \"start\": 130.395, \"end\": 130.895, \"score\": 0.955}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 130.895, \"end\": 131.456, \"score\": 1.0}, {\"word\": \"他\", \"start\": 131.456, \"end\": 131.697, \"score\": 0.991}, {\"word\": \"的\", \"start\": 131.697, \"end\": 132.318, \"score\": 0.935}, {\"word\": \"違\"}, {\"word\": \"約\"}, {\"word\": \"率\", \"start\": 132.318, \"end\": 132.538, \"score\": 0.911}, {\"word\": \"其\", \"start\": 132.538, \"end\": 132.878, \"score\": 0.884}, {\"word\": \"實\"}, {\"word\": \"只\", \"start\": 132.878, \"end\": 135.142, \"score\": 0.929}, {\"word\": \"有\", \"start\": 135.142, \"end\": 135.322, \"score\": 0.889}, {\"word\": \"0\"}, {\"word\": \".\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"%\"}, {\"word\": \"換\"}, {\"word\": \"言\", \"start\": 135.322, \"end\": 135.562, \"score\": 0.952}, {\"word\": \"之\", \"start\": 135.562, \"end\": 136.063, \"score\": 0.941}, {\"word\": \"絕\"}, {\"word\": \"大\", \"start\": 136.063, \"end\": 136.343, \"score\": 1.0}, {\"word\": \"部\", \"start\": 136.343, \"end\": 136.564, \"score\": 1.0}, {\"word\": \"分\", \"start\": 136.564, \"end\": 136.724, \"score\": 0.987}, {\"word\": \"的\", \"start\": 136.724, \"end\": 137.044, \"score\": 0.936}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 137.044, \"end\": 137.545, \"score\": 0.96}, {\"word\": \"戶\"}, {\"word\": \"都\", \"start\": 137.545, \"end\": 137.805, \"score\": 1.0}, {\"word\": \"是\", \"start\": 137.805, \"end\": 138.006, \"score\": 0.905}, {\"word\": \"依\", \"start\": 138.006, \"end\": 138.466, \"score\": 0.92}, {\"word\": \"約\"}, {\"word\": \"在\", \"start\": 138.466, \"end\": 139.788, \"score\": 0.969}, {\"word\": \"繳\"}, {\"word\": \"還\"}, {\"word\": \"本\", \"start\": 139.788, \"end\": 140.089, \"score\": 0.999}, {\"word\": \"息\", \"start\": 140.089, \"end\": 140.329, \"score\": 0.916}, {\"word\": \"的\", \"start\": 140.329, \"end\": 140.349, \"score\": 0.999}]}, {\"start\": 141.138, \"end\": 166.136, \"text\": \"好 如果有統計的數據能不能在散會後給這個本席以及財政委員會所有委員一份資料是 我們在提供書面的統計資料好 我要講的是如果2023年以前的親安貸款戶大多都能夠繼續繳交貸款推出新親安的這個精進方案我們當然樂觀其成可是現在我們看到新親安的精進方案它已經變相吸引年輕人入坑你有感覺到嗎\", \"words\": [{\"word\": \"好\", \"start\": 141.138, \"end\": 141.518, \"score\": 0.934}, {\"word\": \"如\", \"start\": 141.518, \"end\": 141.658, \"score\": 0.854}, {\"word\": \"果\", \"start\": 141.658, \"end\": 141.758, \"score\": 0.843}, {\"word\": \"有\", \"start\": 141.758, \"end\": 142.279, \"score\": 0.772}, {\"word\": \"統\"}, {\"word\": \"計\"}, {\"word\": \"的\", \"start\": 142.279, \"end\": 142.639, \"score\": 0.847}, {\"word\": \"數\"}, {\"word\": \"據\"}, {\"word\": \"能\", \"start\": 142.639, \"end\": 142.739, \"score\": 0.959}, {\"word\": \"不\", \"start\": 142.739, \"end\": 142.839, \"score\": 0.798}, {\"word\": \"能\", \"start\": 142.839, \"end\": 142.859, \"score\": 0.052}, {\"word\": \"在\", \"start\": 142.859, \"end\": 142.999, \"score\": 0.847}, {\"word\": \"散\", \"start\": 142.999, \"end\": 143.199, \"score\": 0.917}, {\"word\": \"會\"}, {\"word\": \"後\", \"start\": 143.199, \"end\": 144.1, \"score\": 0.891}, {\"word\": \"給\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"本\", \"start\": 144.1, \"end\": 144.3, \"score\": 0.895}, {\"word\": \"席\", \"start\": 144.3, \"end\": 144.54, \"score\": 0.979}, {\"word\": \"以\", \"start\": 144.54, \"end\": 144.62, \"score\": 0.811}, {\"word\": \"及\", \"start\": 144.62, \"end\": 144.981, \"score\": 0.857}, {\"word\": \"財\"}, {\"word\": \"政\", \"start\": 144.981, \"end\": 145.141, \"score\": 0.684}, {\"word\": \"委\", \"start\": 145.141, \"end\": 145.541, \"score\": 0.864}, {\"word\": \"員\"}, {\"word\": \"會\"}, {\"word\": \"所\", \"start\": 145.541, \"end\": 145.661, \"score\": 0.999}, {\"word\": \"有\", \"start\": 145.661, \"end\": 145.741, \"score\": 0.764}, {\"word\": \"委\", \"start\": 145.741, \"end\": 146.162, \"score\": 0.901}, {\"word\": \"員\"}, {\"word\": \"一\", \"start\": 146.162, \"end\": 146.242, \"score\": 0.972}, {\"word\": \"份\", \"start\": 146.242, \"end\": 146.502, \"score\": 0.902}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 146.502, \"end\": 146.762, \"score\": 0.993}, {\"word\": \"是\", \"start\": 146.762, \"end\": 146.902, \"score\": 0.941}, {\"word\": \"我\", \"start\": 146.902, \"end\": 147.142, \"score\": 0.866}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 147.142, \"end\": 147.322, \"score\": 0.974}, {\"word\": \"提\", \"start\": 147.322, \"end\": 147.462, \"score\": 0.995}, {\"word\": \"供\", \"start\": 147.462, \"end\": 147.843, \"score\": 0.936}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 147.843, \"end\": 148.063, \"score\": 0.909}, {\"word\": \"的\", \"start\": 148.063, \"end\": 149.124, \"score\": 0.94}, {\"word\": \"統\"}, {\"word\": \"計\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 149.124, \"end\": 149.484, \"score\": 0.934}, {\"word\": \"好\", \"start\": 149.484, \"end\": 149.824, \"score\": 0.85}, {\"word\": \"我\", \"start\": 149.824, \"end\": 149.924, \"score\": 0.99}, {\"word\": \"要\", \"start\": 149.924, \"end\": 150.204, \"score\": 0.913}, {\"word\": \"講\"}, {\"word\": \"的\", \"start\": 150.204, \"end\": 150.345, \"score\": 0.872}, {\"word\": \"是\", \"start\": 150.345, \"end\": 150.565, \"score\": 0.79}, {\"word\": \"如\", \"start\": 150.565, \"end\": 150.765, \"score\": 0.836}, {\"word\": \"果\", \"start\": 150.765, \"end\": 151.245, \"score\": 0.796}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 151.245, \"end\": 151.385, \"score\": 0.833}, {\"word\": \"以\", \"start\": 151.385, \"end\": 151.485, \"score\": 0.969}, {\"word\": \"前\", \"start\": 151.485, \"end\": 151.625, \"score\": 0.918}, {\"word\": \"的\", \"start\": 151.625, \"end\": 151.946, \"score\": 0.9}, {\"word\": \"親\"}, {\"word\": \"安\", \"start\": 151.946, \"end\": 152.346, \"score\": 0.865}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 152.346, \"end\": 152.866, \"score\": 0.939}, {\"word\": \"戶\"}, {\"word\": \"大\", \"start\": 152.866, \"end\": 153.167, \"score\": 0.997}, {\"word\": \"多\", \"start\": 153.167, \"end\": 153.587, \"score\": 0.995}, {\"word\": \"都\", \"start\": 153.587, \"end\": 153.727, \"score\": 0.923}, {\"word\": \"能\", \"start\": 153.727, \"end\": 154.407, \"score\": 0.759}, {\"word\": \"夠\"}, {\"word\": \"繼\"}, {\"word\": \"續\"}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 154.407, \"end\": 154.808, \"score\": 0.784}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 154.808, \"end\": 155.268, \"score\": 0.903}, {\"word\": \"推\", \"start\": 155.268, \"end\": 155.448, \"score\": 0.98}, {\"word\": \"出\", \"start\": 155.448, \"end\": 155.668, \"score\": 0.845}, {\"word\": \"新\", \"start\": 155.668, \"end\": 156.269, \"score\": 0.942}, {\"word\": \"親\"}, {\"word\": \"安\", \"start\": 156.269, \"end\": 156.509, \"score\": 0.94}, {\"word\": \"的\", \"start\": 156.509, \"end\": 157.369, \"score\": 0.919}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"精\", \"start\": 157.369, \"end\": 157.69, \"score\": 0.874}, {\"word\": \"進\"}, {\"word\": \"方\", \"start\": 157.69, \"end\": 157.83, \"score\": 0.875}, {\"word\": \"案\", \"start\": 157.83, \"end\": 158.01, \"score\": 0.77}, {\"word\": \"我\", \"start\": 158.01, \"end\": 158.31, \"score\": 0.781}, {\"word\": \"們\"}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 158.31, \"end\": 158.951, \"score\": 0.816}, {\"word\": \"樂\"}, {\"word\": \"觀\"}, {\"word\": \"其\", \"start\": 158.951, \"end\": 159.151, \"score\": 0.738}, {\"word\": \"成\", \"start\": 159.151, \"end\": 159.871, \"score\": 0.865}, {\"word\": \"可\", \"start\": 159.871, \"end\": 159.971, \"score\": 0.967}, {\"word\": \"是\", \"start\": 159.971, \"end\": 160.312, \"score\": 0.893}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 160.312, \"end\": 160.492, \"score\": 0.867}, {\"word\": \"我\", \"start\": 160.492, \"end\": 160.712, \"score\": 0.803}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 160.712, \"end\": 160.872, \"score\": 0.997}, {\"word\": \"到\", \"start\": 160.872, \"end\": 161.092, \"score\": 0.989}, {\"word\": \"新\", \"start\": 161.092, \"end\": 161.412, \"score\": 0.859}, {\"word\": \"親\"}, {\"word\": \"安\", \"start\": 161.412, \"end\": 161.532, \"score\": 0.98}, {\"word\": \"的\", \"start\": 161.532, \"end\": 161.632, \"score\": 0.992}, {\"word\": \"精\", \"start\": 161.632, \"end\": 161.913, \"score\": 0.863}, {\"word\": \"進\"}, {\"word\": \"方\", \"start\": 161.913, \"end\": 162.073, \"score\": 0.938}, {\"word\": \"案\", \"start\": 162.073, \"end\": 162.633, \"score\": 0.926}, {\"word\": \"它\", \"start\": 162.633, \"end\": 162.813, \"score\": 0.748}, {\"word\": \"已\", \"start\": 162.813, \"end\": 163.714, \"score\": 0.95}, {\"word\": \"經\"}, {\"word\": \"變\"}, {\"word\": \"相\", \"start\": 163.714, \"end\": 164.054, \"score\": 0.919}, {\"word\": \"吸\", \"start\": 164.054, \"end\": 164.214, \"score\": 0.874}, {\"word\": \"引\", \"start\": 164.214, \"end\": 164.354, \"score\": 0.845}, {\"word\": \"年\", \"start\": 164.354, \"end\": 164.835, \"score\": 0.82}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 164.835, \"end\": 165.095, \"score\": 0.844}, {\"word\": \"入\", \"start\": 165.095, \"end\": 165.335, \"score\": 0.748}, {\"word\": \"坑\", \"start\": 165.335, \"end\": 165.675, \"score\": 0.967}, {\"word\": \"你\", \"start\": 165.675, \"end\": 165.795, \"score\": 0.839}, {\"word\": \"有\", \"start\": 165.795, \"end\": 165.896, \"score\": 0.952}, {\"word\": \"感\", \"start\": 165.896, \"end\": 166.116, \"score\": 0.81}, {\"word\": \"覺\"}, {\"word\": \"到\", \"start\": 166.116, \"end\": 166.136, \"score\": 0.932}, {\"word\": \"嗎\"}]}, {\"start\": 167.349, \"end\": 189.036, \"text\": \"委員我想不是變相吸引年輕人入坑我們其實在這個統計裡面我們知道這個部分其實雖然我們有放寬限期到5年事實上沒有用寬限期的佔了51%3年的佔了14%5年的是25%所以大部分的青年人買了以後他還是希望能夠盡快還清他的貸款本金\", \"words\": [{\"word\": \"委\", \"start\": 167.349, \"end\": 167.689, \"score\": 0.658}, {\"word\": \"員\"}, {\"word\": \"我\", \"start\": 167.689, \"end\": 167.829, \"score\": 0.731}, {\"word\": \"想\", \"start\": 167.829, \"end\": 168.049, \"score\": 0.785}, {\"word\": \"不\", \"start\": 168.049, \"end\": 168.169, \"score\": 0.793}, {\"word\": \"是\", \"start\": 168.169, \"end\": 168.93, \"score\": 0.924}, {\"word\": \"變\"}, {\"word\": \"相\", \"start\": 168.93, \"end\": 169.23, \"score\": 0.811}, {\"word\": \"吸\", \"start\": 169.23, \"end\": 169.39, \"score\": 0.74}, {\"word\": \"引\", \"start\": 169.39, \"end\": 169.55, \"score\": 0.808}, {\"word\": \"年\", \"start\": 169.55, \"end\": 169.91, \"score\": 0.663}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 169.91, \"end\": 170.07, \"score\": 0.971}, {\"word\": \"入\", \"start\": 170.07, \"end\": 170.29, \"score\": 0.869}, {\"word\": \"坑\", \"start\": 170.29, \"end\": 170.47, \"score\": 0.771}, {\"word\": \"我\", \"start\": 170.47, \"end\": 170.79, \"score\": 0.656}, {\"word\": \"們\"}, {\"word\": \"其\", \"start\": 170.79, \"end\": 171.15, \"score\": 0.787}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 171.15, \"end\": 172.111, \"score\": 0.719}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"統\"}, {\"word\": \"計\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 172.111, \"end\": 172.311, \"score\": 0.764}, {\"word\": \"我\", \"start\": 172.311, \"end\": 172.571, \"score\": 0.709}, {\"word\": \"們\"}, {\"word\": \"知\", \"start\": 172.571, \"end\": 172.711, \"score\": 0.872}, {\"word\": \"道\", \"start\": 172.711, \"end\": 173.711, \"score\": 0.768}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 173.711, \"end\": 173.931, \"score\": 0.889}, {\"word\": \"分\", \"start\": 173.931, \"end\": 174.291, \"score\": 0.691}, {\"word\": \"其\", \"start\": 174.291, \"end\": 175.092, \"score\": 0.839}, {\"word\": \"實\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 175.092, \"end\": 175.292, \"score\": 0.814}, {\"word\": \"我\", \"start\": 175.292, \"end\": 175.532, \"score\": 0.747}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 175.532, \"end\": 175.732, \"score\": 0.996}, {\"word\": \"放\", \"start\": 175.732, \"end\": 176.552, \"score\": 0.862}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 176.552, \"end\": 176.752, \"score\": 0.884}, {\"word\": \"期\", \"start\": 176.752, \"end\": 176.892, \"score\": 0.689}, {\"word\": \"到\", \"start\": 176.892, \"end\": 177.272, \"score\": 0.66}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 177.272, \"end\": 177.872, \"score\": 0.858}, {\"word\": \"事\", \"start\": 177.872, \"end\": 178.313, \"score\": 0.748}, {\"word\": \"實\"}, {\"word\": \"上\", \"start\": 178.313, \"end\": 178.613, \"score\": 0.841}, {\"word\": \"沒\", \"start\": 178.613, \"end\": 178.933, \"score\": 0.903}, {\"word\": \"有\", \"start\": 178.933, \"end\": 179.093, \"score\": 0.724}, {\"word\": \"用\", \"start\": 179.093, \"end\": 179.513, \"score\": 0.85}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 179.513, \"end\": 179.753, \"score\": 0.823}, {\"word\": \"期\", \"start\": 179.753, \"end\": 179.893, \"score\": 0.71}, {\"word\": \"的\", \"start\": 179.893, \"end\": 180.173, \"score\": 0.8}, {\"word\": \"佔\"}, {\"word\": \"了\", \"start\": 180.173, \"end\": 182.074, \"score\": 0.776}, {\"word\": \"5\"}, {\"word\": \"1\"}, {\"word\": \"%\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 182.074, \"end\": 182.354, \"score\": 0.82}, {\"word\": \"的\", \"start\": 182.354, \"end\": 182.894, \"score\": 0.859}, {\"word\": \"佔\"}, {\"word\": \"了\", \"start\": 182.894, \"end\": 184.154, \"score\": 0.759}, {\"word\": \"1\"}, {\"word\": \"4\"}, {\"word\": \"%\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 184.154, \"end\": 184.355, \"score\": 0.751}, {\"word\": \"的\", \"start\": 184.355, \"end\": 184.435, \"score\": 0.972}, {\"word\": \"是\", \"start\": 184.435, \"end\": 185.695, \"score\": 0.805}, {\"word\": \"2\"}, {\"word\": \"5\"}, {\"word\": \"%\"}, {\"word\": \"所\", \"start\": 185.695, \"end\": 185.835, \"score\": 0.82}, {\"word\": \"以\", \"start\": 185.835, \"end\": 185.995, \"score\": 0.962}, {\"word\": \"大\", \"start\": 185.995, \"end\": 186.175, \"score\": 0.915}, {\"word\": \"部\", \"start\": 186.175, \"end\": 186.275, \"score\": 0.993}, {\"word\": \"分\", \"start\": 186.275, \"end\": 186.395, \"score\": 0.94}, {\"word\": \"的\", \"start\": 186.395, \"end\": 186.515, \"score\": 0.598}, {\"word\": \"青\", \"start\": 186.515, \"end\": 186.695, \"score\": 0.661}, {\"word\": \"年\", \"start\": 186.695, \"end\": 186.835, \"score\": 0.844}, {\"word\": \"人\", \"start\": 186.835, \"end\": 187.256, \"score\": 0.799}, {\"word\": \"買\"}, {\"word\": \"了\", \"start\": 187.256, \"end\": 187.376, \"score\": 0.864}, {\"word\": \"以\", \"start\": 187.376, \"end\": 187.496, \"score\": 0.96}, {\"word\": \"後\", \"start\": 187.496, \"end\": 187.696, \"score\": 0.682}, {\"word\": \"他\", \"start\": 187.696, \"end\": 188.036, \"score\": 0.842}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 188.036, \"end\": 188.236, \"score\": 0.785}, {\"word\": \"希\", \"start\": 188.236, \"end\": 188.436, \"score\": 0.863}, {\"word\": \"望\", \"start\": 188.436, \"end\": 188.656, \"score\": 0.918}, {\"word\": \"能\", \"start\": 188.656, \"end\": 188.676, \"score\": 0.001}, {\"word\": \"夠\"}, {\"word\": \"盡\"}, {\"word\": \"快\", \"start\": 188.676, \"end\": 188.756, \"score\": 0.75}, {\"word\": \"還\"}, {\"word\": \"清\", \"start\": 188.756, \"end\": 188.776, \"score\": 0.0}, {\"word\": \"他\", \"start\": 188.776, \"end\": 188.796, \"score\": 0.0}, {\"word\": \"的\", \"start\": 188.796, \"end\": 188.816, \"score\": 0.0}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 188.816, \"end\": 188.996, \"score\": 0.869}, {\"word\": \"本\", \"start\": 188.996, \"end\": 189.016, \"score\": 0.0}, {\"word\": \"金\", \"start\": 189.016, \"end\": 189.036, \"score\": 0.001}]}, {\"start\": 191.997, \"end\": 218.553, \"text\": \"所以我想他們在買房子的時候一定有經過相關的財務上的一些評估那為什麼最近我們還會去做檢討呢我想我一直以來都跟部長在講您的數據有沒有錯可是跟實際面會不會有一點點不一樣或者是很大大的不一樣我想這個部分到底經濟方案從寬限期從3年延到5年房貸期限從30年延長到40年本席想請教部長一個刑犯的一個問題請問凌遲30刀\", \"words\": [{\"word\": \"所\", \"start\": 191.997, \"end\": 192.097, \"score\": 0.798}, {\"word\": \"以\", \"start\": 192.097, \"end\": 193.138, \"score\": 0.93}, {\"word\": \"我\", \"start\": 193.138, \"end\": 193.298, \"score\": 0.849}, {\"word\": \"想\", \"start\": 193.298, \"end\": 193.978, \"score\": 0.906}, {\"word\": \"他\", \"start\": 193.978, \"end\": 194.238, \"score\": 0.912}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 194.238, \"end\": 194.639, \"score\": 0.894}, {\"word\": \"買\"}, {\"word\": \"房\", \"start\": 194.639, \"end\": 194.859, \"score\": 0.957}, {\"word\": \"子\", \"start\": 194.859, \"end\": 194.959, \"score\": 0.993}, {\"word\": \"的\", \"start\": 194.959, \"end\": 195.219, \"score\": 0.868}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 195.219, \"end\": 195.359, \"score\": 0.987}, {\"word\": \"一\", \"start\": 195.359, \"end\": 195.499, \"score\": 0.984}, {\"word\": \"定\", \"start\": 195.499, \"end\": 195.639, \"score\": 0.971}, {\"word\": \"有\", \"start\": 195.639, \"end\": 196.46, \"score\": 0.872}, {\"word\": \"經\"}, {\"word\": \"過\"}, {\"word\": \"相\", \"start\": 196.46, \"end\": 196.8, \"score\": 0.926}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 196.8, \"end\": 197.3, \"score\": 0.862}, {\"word\": \"財\"}, {\"word\": \"務\"}, {\"word\": \"上\", \"start\": 197.3, \"end\": 197.5, \"score\": 0.945}, {\"word\": \"的\", \"start\": 197.5, \"end\": 197.601, \"score\": 0.998}, {\"word\": \"一\", \"start\": 197.601, \"end\": 197.721, \"score\": 0.856}, {\"word\": \"些\", \"start\": 197.721, \"end\": 198.241, \"score\": 0.932}, {\"word\": \"評\"}, {\"word\": \"估\", \"start\": 198.241, \"end\": 198.761, \"score\": 0.856}, {\"word\": \"那\", \"start\": 198.761, \"end\": 198.981, \"score\": 0.869}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 198.981, \"end\": 199.162, \"score\": 0.878}, {\"word\": \"麼\"}, {\"word\": \"最\", \"start\": 199.162, \"end\": 199.302, \"score\": 0.944}, {\"word\": \"近\", \"start\": 199.302, \"end\": 199.442, \"score\": 0.894}, {\"word\": \"我\", \"start\": 199.442, \"end\": 199.842, \"score\": 0.775}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"會\"}, {\"word\": \"去\", \"start\": 199.842, \"end\": 199.982, \"score\": 0.992}, {\"word\": \"做\", \"start\": 199.982, \"end\": 200.522, \"score\": 0.852}, {\"word\": \"檢\"}, {\"word\": \"討\"}, {\"word\": \"呢\", \"start\": 200.522, \"end\": 201.223, \"score\": 0.894}, {\"word\": \"我\", \"start\": 201.223, \"end\": 201.323, \"score\": 0.767}, {\"word\": \"想\", \"start\": 201.323, \"end\": 201.643, \"score\": 0.947}, {\"word\": \"我\", \"start\": 201.643, \"end\": 201.763, \"score\": 0.833}, {\"word\": \"一\", \"start\": 201.763, \"end\": 201.863, \"score\": 0.799}, {\"word\": \"直\", \"start\": 201.863, \"end\": 201.943, \"score\": 0.76}, {\"word\": \"以\", \"start\": 201.943, \"end\": 202.163, \"score\": 0.754}, {\"word\": \"來\"}, {\"word\": \"都\", \"start\": 202.163, \"end\": 202.323, \"score\": 0.943}, {\"word\": \"跟\", \"start\": 202.323, \"end\": 202.644, \"score\": 0.996}, {\"word\": \"部\", \"start\": 202.644, \"end\": 202.924, \"score\": 0.799}, {\"word\": \"長\"}, {\"word\": \"在\", \"start\": 202.924, \"end\": 203.424, \"score\": 0.909}, {\"word\": \"講\"}, {\"word\": \"您\", \"start\": 203.424, \"end\": 203.604, \"score\": 0.885}, {\"word\": \"的\", \"start\": 203.604, \"end\": 204.685, \"score\": 0.956}, {\"word\": \"數\"}, {\"word\": \"據\"}, {\"word\": \"有\", \"start\": 204.685, \"end\": 205.085, \"score\": 0.983}, {\"word\": \"沒\", \"start\": 205.085, \"end\": 205.205, \"score\": 0.831}, {\"word\": \"有\", \"start\": 205.205, \"end\": 205.806, \"score\": 0.86}, {\"word\": \"錯\"}, {\"word\": \"可\", \"start\": 205.806, \"end\": 205.886, \"score\": 0.995}, {\"word\": \"是\", \"start\": 205.886, \"end\": 206.006, \"score\": 0.943}, {\"word\": \"跟\", \"start\": 206.006, \"end\": 206.666, \"score\": 0.906}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"面\", \"start\": 206.666, \"end\": 207.166, \"score\": 0.929}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 207.166, \"end\": 207.427, \"score\": 0.845}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 207.427, \"end\": 207.627, \"score\": 0.948}, {\"word\": \"一\", \"start\": 207.627, \"end\": 208.087, \"score\": 0.826}, {\"word\": \"點\"}, {\"word\": \"點\"}, {\"word\": \"不\", \"start\": 208.087, \"end\": 208.247, \"score\": 0.859}, {\"word\": \"一\", \"start\": 208.247, \"end\": 208.387, \"score\": 0.821}, {\"word\": \"樣\"}, {\"word\": \"或\", \"start\": 208.387, \"end\": 208.487, \"score\": 0.661}, {\"word\": \"者\", \"start\": 208.487, \"end\": 208.587, \"score\": 0.79}, {\"word\": \"是\", \"start\": 208.587, \"end\": 208.687, \"score\": 0.928}, {\"word\": \"很\", \"start\": 208.687, \"end\": 208.928, \"score\": 0.984}, {\"word\": \"大\", \"start\": 208.928, \"end\": 209.128, \"score\": 0.98}, {\"word\": \"大\", \"start\": 209.128, \"end\": 209.268, \"score\": 0.923}, {\"word\": \"的\", \"start\": 209.268, \"end\": 209.388, \"score\": 0.929}, {\"word\": \"不\", \"start\": 209.388, \"end\": 209.528, \"score\": 0.903}, {\"word\": \"一\", \"start\": 209.528, \"end\": 210.128, \"score\": 0.884}, {\"word\": \"樣\"}, {\"word\": \"我\", \"start\": 210.128, \"end\": 210.228, \"score\": 0.766}, {\"word\": \"想\", \"start\": 210.228, \"end\": 210.549, \"score\": 0.838}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 210.549, \"end\": 210.669, \"score\": 0.983}, {\"word\": \"分\", \"start\": 210.669, \"end\": 211.089, \"score\": 0.906}, {\"word\": \"到\", \"start\": 211.089, \"end\": 211.269, \"score\": 0.857}, {\"word\": \"底\", \"start\": 211.269, \"end\": 211.709, \"score\": 0.895}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"方\", \"start\": 211.709, \"end\": 211.829, \"score\": 0.936}, {\"word\": \"案\", \"start\": 211.829, \"end\": 212.31, \"score\": 0.907}, {\"word\": \"從\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 212.31, \"end\": 212.47, \"score\": 0.873}, {\"word\": \"期\", \"start\": 212.47, \"end\": 213.01, \"score\": 0.874}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 213.01, \"end\": 213.19, \"score\": 0.943}, {\"word\": \"延\", \"start\": 213.19, \"end\": 213.35, \"score\": 0.872}, {\"word\": \"到\", \"start\": 213.35, \"end\": 213.71, \"score\": 0.838}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 213.71, \"end\": 214.291, \"score\": 0.99}, {\"word\": \"房\", \"start\": 214.291, \"end\": 214.631, \"score\": 0.886}, {\"word\": \"貸\"}, {\"word\": \"期\", \"start\": 214.631, \"end\": 214.771, \"score\": 0.859}, {\"word\": \"限\", \"start\": 214.771, \"end\": 215.431, \"score\": 0.873}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 215.431, \"end\": 215.592, \"score\": 0.971}, {\"word\": \"延\", \"start\": 215.592, \"end\": 215.872, \"score\": 0.882}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 215.872, \"end\": 216.332, \"score\": 0.9}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 216.332, \"end\": 216.652, \"score\": 0.899}, {\"word\": \"本\", \"start\": 216.652, \"end\": 216.772, \"score\": 0.856}, {\"word\": \"席\", \"start\": 216.772, \"end\": 216.892, \"score\": 0.726}, {\"word\": \"想\", \"start\": 216.892, \"end\": 217.273, \"score\": 0.877}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 217.273, \"end\": 217.453, \"score\": 0.776}, {\"word\": \"部\", \"start\": 217.453, \"end\": 217.693, \"score\": 0.75}, {\"word\": \"長\"}, {\"word\": \"一\", \"start\": 217.693, \"end\": 218.013, \"score\": 0.849}, {\"word\": \"個\"}, {\"word\": \"刑\", \"start\": 218.013, \"end\": 218.213, \"score\": 0.944}, {\"word\": \"犯\", \"start\": 218.213, \"end\": 218.373, \"score\": 0.807}, {\"word\": \"的\", \"start\": 218.373, \"end\": 218.433, \"score\": 0.988}, {\"word\": \"一\", \"start\": 218.433, \"end\": 218.473, \"score\": 1.0}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"凌\", \"start\": 218.473, \"end\": 218.533, \"score\": 0.436}, {\"word\": \"遲\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"刀\", \"start\": 218.533, \"end\": 218.553, \"score\": 0.0}]}, {\"start\": 221.135, \"end\": 224.777, \"text\": \"陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠�\", \"words\": [{\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.135, \"end\": 221.155, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.155, \"end\": 221.175, \"score\": 0.0}, {\"word\": \"等\", \"start\": 221.175, \"end\": 221.195, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.195, \"end\": 221.215, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.215, \"end\": 221.255, \"score\": 0.5}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.255, \"end\": 221.275, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.275, \"end\": 221.375, \"score\": 0.8}, {\"word\": \"等\", \"start\": 221.375, \"end\": 221.395, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.395, \"end\": 221.415, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.415, \"end\": 221.435, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.435, \"end\": 221.515, \"score\": 0.748}, {\"word\": \"廷\", \"start\": 221.515, \"end\": 221.615, \"score\": 0.8}, {\"word\": \"等\", \"start\": 221.615, \"end\": 221.635, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.635, \"end\": 221.655, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.655, \"end\": 221.675, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.675, \"end\": 221.695, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.695, \"end\": 221.715, \"score\": 0.0}, {\"word\": \"等\", \"start\": 221.715, \"end\": 221.795, \"score\": 0.75}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.795, \"end\": 221.815, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.815, \"end\": 221.835, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.835, \"end\": 221.855, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.855, \"end\": 221.875, \"score\": 0.0}, {\"word\": \"等\", \"start\": 221.875, \"end\": 221.896, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.896, \"end\": 221.996, \"score\": 0.8}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.996, \"end\": 222.016, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.016, \"end\": 222.036, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.036, \"end\": 222.056, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.056, \"end\": 222.156, \"score\": 0.799}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.156, \"end\": 222.236, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.236, \"end\": 222.256, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.256, \"end\": 222.276, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.276, \"end\": 222.296, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.296, \"end\": 222.316, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.316, \"end\": 222.336, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.336, \"end\": 222.356, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.356, \"end\": 222.396, \"score\": 0.5}, {\"word\": \"廷\", \"start\": 222.396, \"end\": 222.476, \"score\": 0.75}, {\"word\": \"等\", \"start\": 222.476, \"end\": 222.496, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.496, \"end\": 222.516, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.516, \"end\": 222.536, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.536, \"end\": 222.616, \"score\": 0.75}, {\"word\": \"廷\", \"start\": 222.616, \"end\": 222.636, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.636, \"end\": 222.656, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.656, \"end\": 222.736, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.736, \"end\": 222.756, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.756, \"end\": 222.776, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.776, \"end\": 222.796, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.796, \"end\": 222.816, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.816, \"end\": 222.936, \"score\": 0.833}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.936, \"end\": 222.956, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.956, \"end\": 222.976, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.976, \"end\": 223.016, \"score\": 0.5}, {\"word\": \"等\", \"start\": 223.016, \"end\": 223.116, \"score\": 0.8}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.116, \"end\": 223.136, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.136, \"end\": 223.156, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.156, \"end\": 223.176, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.176, \"end\": 223.196, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.196, \"end\": 223.216, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.216, \"end\": 223.276, \"score\": 0.667}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.276, \"end\": 223.356, \"score\": 0.75}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.356, \"end\": 223.376, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.376, \"end\": 223.396, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.396, \"end\": 223.457, \"score\": 0.667}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.457, \"end\": 223.477, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.477, \"end\": 223.497, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.497, \"end\": 223.517, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.517, \"end\": 223.537, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.537, \"end\": 223.597, \"score\": 0.667}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.597, \"end\": 223.617, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.617, \"end\": 223.657, \"score\": 0.498}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.657, \"end\": 223.677, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.677, \"end\": 223.697, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.697, \"end\": 223.717, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.717, \"end\": 223.797, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.797, \"end\": 223.857, \"score\": 0.667}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.857, \"end\": 223.877, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.877, \"end\": 224.017, \"score\": 0.857}, {\"word\": \"等\", \"start\": 224.017, \"end\": 224.037, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.037, \"end\": 224.057, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.057, \"end\": 224.077, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.077, \"end\": 224.117, \"score\": 0.499}, {\"word\": \"廷\", \"start\": 224.117, \"end\": 224.137, \"score\": 0.0}, {\"word\": \"等\", \"start\": 224.137, \"end\": 224.157, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.157, \"end\": 224.197, \"score\": 0.5}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.197, \"end\": 224.217, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.217, \"end\": 224.237, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 224.237, \"end\": 224.257, \"score\": 0.0}, {\"word\": \"等\", \"start\": 224.257, \"end\": 224.337, \"score\": 0.75}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.337, \"end\": 224.377, \"score\": 0.498}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.377, \"end\": 224.397, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.397, \"end\": 224.417, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 224.417, \"end\": 224.517, \"score\": 0.8}, {\"word\": \"等\", \"start\": 224.517, \"end\": 224.537, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.537, \"end\": 224.557, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.557, \"end\": 224.577, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.577, \"end\": 224.597, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 224.597, \"end\": 224.617, \"score\": 0.0}, {\"word\": \"等\", \"start\": 224.617, \"end\": 224.717, \"score\": 0.8}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.717, \"end\": 224.737, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.737, \"end\": 224.757, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.757, \"end\": 224.777, \"score\": 0.0}, {\"word\": \"�\"}]}, {\"start\": 250.214, \"end\": 274.031, \"text\": \"這就是我們現在對於年輕人他接收到了清安貸款他可能不知道整個後續的安排但你們的數據裡面卻只告訴我們說沒有啊能夠持續繳交貸款的還很多啊我想跟實際面真的有一些差距現在年輕人很多都買不起房根本的原因就是房價不斷的飆漲薪水又沒有什麼增加30年的房貸之下買不起40年的房貸則算成現在的總本\", \"words\": [{\"word\": \"這\"}, {\"word\": \"就\", \"start\": 250.214, \"end\": 250.334, \"score\": 0.898}, {\"word\": \"是\", \"start\": 250.334, \"end\": 250.454, \"score\": 0.933}, {\"word\": \"我\", \"start\": 250.454, \"end\": 250.755, \"score\": 0.848}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 250.755, \"end\": 251.095, \"score\": 0.873}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 251.095, \"end\": 251.335, \"score\": 0.915}, {\"word\": \"年\", \"start\": 251.335, \"end\": 251.795, \"score\": 0.903}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 251.795, \"end\": 252.196, \"score\": 0.94}, {\"word\": \"他\", \"start\": 252.196, \"end\": 252.456, \"score\": 0.967}, {\"word\": \"接\", \"start\": 252.456, \"end\": 252.716, \"score\": 0.976}, {\"word\": \"收\", \"start\": 252.716, \"end\": 252.896, \"score\": 0.985}, {\"word\": \"到\", \"start\": 252.896, \"end\": 253.056, \"score\": 0.97}, {\"word\": \"了\", \"start\": 253.056, \"end\": 253.577, \"score\": 0.937}, {\"word\": \"清\", \"start\": 253.577, \"end\": 253.737, \"score\": 0.854}, {\"word\": \"安\", \"start\": 253.737, \"end\": 254.157, \"score\": 0.897}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 254.157, \"end\": 254.657, \"score\": 0.912}, {\"word\": \"他\", \"start\": 254.657, \"end\": 254.917, \"score\": 0.828}, {\"word\": \"可\", \"start\": 254.917, \"end\": 255.058, \"score\": 0.983}, {\"word\": \"能\", \"start\": 255.058, \"end\": 255.218, \"score\": 0.844}, {\"word\": \"不\", \"start\": 255.218, \"end\": 255.358, \"score\": 0.998}, {\"word\": \"知\", \"start\": 255.358, \"end\": 255.458, \"score\": 0.998}, {\"word\": \"道\", \"start\": 255.458, \"end\": 255.878, \"score\": 0.808}, {\"word\": \"整\", \"start\": 255.878, \"end\": 256.218, \"score\": 0.807}, {\"word\": \"個\"}, {\"word\": \"後\", \"start\": 256.218, \"end\": 256.579, \"score\": 0.859}, {\"word\": \"續\"}, {\"word\": \"的\", \"start\": 256.579, \"end\": 256.919, \"score\": 0.743}, {\"word\": \"安\", \"start\": 256.919, \"end\": 257.119, \"score\": 0.896}, {\"word\": \"排\", \"start\": 257.119, \"end\": 257.619, \"score\": 0.935}, {\"word\": \"但\", \"start\": 257.619, \"end\": 257.779, \"score\": 0.854}, {\"word\": \"你\", \"start\": 257.779, \"end\": 258.02, \"score\": 0.899}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 258.02, \"end\": 258.54, \"score\": 0.824}, {\"word\": \"數\"}, {\"word\": \"據\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 258.54, \"end\": 259.08, \"score\": 0.887}, {\"word\": \"卻\"}, {\"word\": \"只\", \"start\": 259.08, \"end\": 259.221, \"score\": 0.865}, {\"word\": \"告\", \"start\": 259.221, \"end\": 259.541, \"score\": 0.867}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 259.541, \"end\": 260.281, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"沒\", \"start\": 260.281, \"end\": 260.461, \"score\": 0.772}, {\"word\": \"有\", \"start\": 260.461, \"end\": 260.581, \"score\": 0.993}, {\"word\": \"啊\", \"start\": 260.581, \"end\": 260.742, \"score\": 0.96}, {\"word\": \"能\", \"start\": 260.742, \"end\": 261.002, \"score\": 0.901}, {\"word\": \"夠\"}, {\"word\": \"持\", \"start\": 261.002, \"end\": 261.322, \"score\": 0.749}, {\"word\": \"續\"}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 261.322, \"end\": 261.582, \"score\": 0.772}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 261.582, \"end\": 261.722, \"score\": 0.828}, {\"word\": \"的\", \"start\": 261.722, \"end\": 261.982, \"score\": 0.833}, {\"word\": \"還\"}, {\"word\": \"很\", \"start\": 261.982, \"end\": 262.183, \"score\": 0.988}, {\"word\": \"多\", \"start\": 262.183, \"end\": 262.403, \"score\": 0.986}, {\"word\": \"啊\", \"start\": 262.403, \"end\": 263.003, \"score\": 0.844}, {\"word\": \"我\", \"start\": 263.003, \"end\": 263.123, \"score\": 0.725}, {\"word\": \"想\", \"start\": 263.123, \"end\": 263.283, \"score\": 0.89}, {\"word\": \"跟\", \"start\": 263.283, \"end\": 263.804, \"score\": 0.857}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"面\", \"start\": 263.804, \"end\": 264.024, \"score\": 0.943}, {\"word\": \"真\", \"start\": 264.024, \"end\": 264.164, \"score\": 0.871}, {\"word\": \"的\", \"start\": 264.164, \"end\": 264.244, \"score\": 0.946}, {\"word\": \"有\", \"start\": 264.244, \"end\": 264.384, \"score\": 0.86}, {\"word\": \"一\", \"start\": 264.384, \"end\": 264.444, \"score\": 0.889}, {\"word\": \"些\", \"start\": 264.444, \"end\": 264.644, \"score\": 0.959}, {\"word\": \"差\", \"start\": 264.644, \"end\": 264.925, \"score\": 0.892}, {\"word\": \"距\", \"start\": 264.925, \"end\": 265.365, \"score\": 0.732}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 265.365, \"end\": 265.465, \"score\": 0.767}, {\"word\": \"年\", \"start\": 265.465, \"end\": 265.745, \"score\": 0.882}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 265.745, \"end\": 265.845, \"score\": 0.805}, {\"word\": \"很\", \"start\": 265.845, \"end\": 265.985, \"score\": 0.908}, {\"word\": \"多\", \"start\": 265.985, \"end\": 266.085, \"score\": 0.997}, {\"word\": \"都\", \"start\": 266.085, \"end\": 266.325, \"score\": 0.734}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 266.325, \"end\": 266.426, \"score\": 0.734}, {\"word\": \"起\", \"start\": 266.426, \"end\": 266.586, \"score\": 0.979}, {\"word\": \"房\", \"start\": 266.586, \"end\": 267.086, \"score\": 0.853}, {\"word\": \"根\", \"start\": 267.086, \"end\": 267.226, \"score\": 0.956}, {\"word\": \"本\", \"start\": 267.226, \"end\": 267.346, \"score\": 0.981}, {\"word\": \"的\", \"start\": 267.346, \"end\": 267.446, \"score\": 0.972}, {\"word\": \"原\", \"start\": 267.446, \"end\": 267.586, \"score\": 0.996}, {\"word\": \"因\", \"start\": 267.586, \"end\": 267.787, \"score\": 0.956}, {\"word\": \"就\", \"start\": 267.787, \"end\": 267.887, \"score\": 0.874}, {\"word\": \"是\", \"start\": 267.887, \"end\": 268.187, \"score\": 0.997}, {\"word\": \"房\", \"start\": 268.187, \"end\": 268.707, \"score\": 0.856}, {\"word\": \"價\"}, {\"word\": \"不\", \"start\": 268.707, \"end\": 268.927, \"score\": 0.797}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 268.927, \"end\": 269.768, \"score\": 0.896}, {\"word\": \"飆\"}, {\"word\": \"漲\"}, {\"word\": \"薪\", \"start\": 269.768, \"end\": 270.028, \"score\": 0.91}, {\"word\": \"水\", \"start\": 270.028, \"end\": 270.188, \"score\": 0.989}, {\"word\": \"又\", \"start\": 270.188, \"end\": 270.328, \"score\": 0.861}, {\"word\": \"沒\", \"start\": 270.328, \"end\": 270.428, \"score\": 0.79}, {\"word\": \"有\", \"start\": 270.428, \"end\": 270.548, \"score\": 0.997}, {\"word\": \"什\", \"start\": 270.548, \"end\": 270.749, \"score\": 0.881}, {\"word\": \"麼\"}, {\"word\": \"增\", \"start\": 270.749, \"end\": 270.929, \"score\": 0.986}, {\"word\": \"加\", \"start\": 270.929, \"end\": 271.849, \"score\": 0.884}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 271.849, \"end\": 271.969, \"score\": 0.983}, {\"word\": \"的\", \"start\": 271.969, \"end\": 272.09, \"score\": 0.963}, {\"word\": \"房\", \"start\": 272.09, \"end\": 272.39, \"score\": 0.849}, {\"word\": \"貸\"}, {\"word\": \"之\", \"start\": 272.39, \"end\": 272.47, \"score\": 0.979}, {\"word\": \"下\", \"start\": 272.47, \"end\": 272.79, \"score\": 0.802}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 272.79, \"end\": 272.93, \"score\": 0.839}, {\"word\": \"起\", \"start\": 272.93, \"end\": 273.41, \"score\": 0.904}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 273.41, \"end\": 273.531, \"score\": 0.962}, {\"word\": \"的\", \"start\": 273.531, \"end\": 273.651, \"score\": 0.971}, {\"word\": \"房\", \"start\": 273.651, \"end\": 273.751, \"score\": 0.992}, {\"word\": \"貸\"}, {\"word\": \"則\"}, {\"word\": \"算\", \"start\": 273.751, \"end\": 273.771, \"score\": 0.0}, {\"word\": \"成\", \"start\": 273.771, \"end\": 273.831, \"score\": 0.477}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 273.831, \"end\": 273.931, \"score\": 0.82}, {\"word\": \"的\", \"start\": 273.931, \"end\": 274.011, \"score\": 0.707}, {\"word\": \"總\"}, {\"word\": \"本\", \"start\": 274.011, \"end\": 274.031, \"score\": 0.0}]}, {\"start\": 275.772, \"end\": 301.572, \"text\": \"立和更是買不起利息雖然有補貼一碼半但還是要繳交我想坦白講本席認為就算無息只要償還本金很多人還是買不起根本的問題就是房價高到買不起所以又何必從30年拉長到40年呢寬限期從3年延長到5年讓人以為買得起一旦寬限期一過讓整個聯盟代理暴漲的金額我想年輕人真的是最後會承擔整個風險\", \"words\": [{\"word\": \"立\", \"start\": 275.772, \"end\": 275.992, \"score\": 0.825}, {\"word\": \"和\", \"start\": 275.992, \"end\": 276.533, \"score\": 0.965}, {\"word\": \"更\", \"start\": 276.533, \"end\": 276.773, \"score\": 0.973}, {\"word\": \"是\", \"start\": 276.773, \"end\": 277.133, \"score\": 0.806}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 277.133, \"end\": 277.233, \"score\": 0.599}, {\"word\": \"起\", \"start\": 277.233, \"end\": 277.754, \"score\": 0.959}, {\"word\": \"利\", \"start\": 277.754, \"end\": 278.054, \"score\": 0.976}, {\"word\": \"息\", \"start\": 278.054, \"end\": 278.434, \"score\": 0.89}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 278.434, \"end\": 278.554, \"score\": 0.959}, {\"word\": \"有\", \"start\": 278.554, \"end\": 279.075, \"score\": 0.779}, {\"word\": \"補\"}, {\"word\": \"貼\"}, {\"word\": \"一\", \"start\": 279.075, \"end\": 279.415, \"score\": 0.811}, {\"word\": \"碼\"}, {\"word\": \"半\", \"start\": 279.415, \"end\": 279.675, \"score\": 0.858}, {\"word\": \"但\", \"start\": 279.675, \"end\": 279.955, \"score\": 0.715}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 279.955, \"end\": 280.236, \"score\": 0.776}, {\"word\": \"要\", \"start\": 280.236, \"end\": 280.436, \"score\": 0.733}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 280.436, \"end\": 281.136, \"score\": 0.871}, {\"word\": \"我\", \"start\": 281.136, \"end\": 281.236, \"score\": 0.737}, {\"word\": \"想\", \"start\": 281.236, \"end\": 281.417, \"score\": 0.854}, {\"word\": \"坦\", \"start\": 281.417, \"end\": 281.557, \"score\": 0.748}, {\"word\": \"白\", \"start\": 281.557, \"end\": 282.037, \"score\": 0.863}, {\"word\": \"講\"}, {\"word\": \"本\", \"start\": 282.037, \"end\": 282.177, \"score\": 0.844}, {\"word\": \"席\", \"start\": 282.177, \"end\": 282.718, \"score\": 0.827}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"就\", \"start\": 282.718, \"end\": 282.838, \"score\": 0.825}, {\"word\": \"算\", \"start\": 282.838, \"end\": 283.018, \"score\": 0.922}, {\"word\": \"無\", \"start\": 283.018, \"end\": 283.258, \"score\": 0.904}, {\"word\": \"息\", \"start\": 283.258, \"end\": 283.498, \"score\": 0.915}, {\"word\": \"只\", \"start\": 283.498, \"end\": 283.578, \"score\": 0.959}, {\"word\": \"要\", \"start\": 283.578, \"end\": 284.079, \"score\": 0.816}, {\"word\": \"償\"}, {\"word\": \"還\"}, {\"word\": \"本\", \"start\": 284.079, \"end\": 284.259, \"score\": 0.968}, {\"word\": \"金\", \"start\": 284.259, \"end\": 284.719, \"score\": 0.93}, {\"word\": \"很\", \"start\": 284.719, \"end\": 284.919, \"score\": 0.987}, {\"word\": \"多\", \"start\": 284.919, \"end\": 285.039, \"score\": 0.889}, {\"word\": \"人\", \"start\": 285.039, \"end\": 285.44, \"score\": 0.893}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 285.44, \"end\": 285.76, \"score\": 0.872}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 285.76, \"end\": 285.92, \"score\": 0.733}, {\"word\": \"起\", \"start\": 285.92, \"end\": 286.46, \"score\": 0.932}, {\"word\": \"根\", \"start\": 286.46, \"end\": 286.621, \"score\": 0.98}, {\"word\": \"本\", \"start\": 286.621, \"end\": 286.721, \"score\": 0.971}, {\"word\": \"的\", \"start\": 286.721, \"end\": 287.101, \"score\": 0.771}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 287.101, \"end\": 287.201, \"score\": 0.953}, {\"word\": \"是\", \"start\": 287.201, \"end\": 287.401, \"score\": 0.99}, {\"word\": \"房\", \"start\": 287.401, \"end\": 288.022, \"score\": 0.935}, {\"word\": \"價\"}, {\"word\": \"高\", \"start\": 288.022, \"end\": 288.682, \"score\": 0.958}, {\"word\": \"到\", \"start\": 288.682, \"end\": 289.022, \"score\": 0.74}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 289.022, \"end\": 289.203, \"score\": 0.678}, {\"word\": \"起\", \"start\": 289.203, \"end\": 289.763, \"score\": 0.98}, {\"word\": \"所\", \"start\": 289.763, \"end\": 289.943, \"score\": 0.975}, {\"word\": \"以\", \"start\": 289.943, \"end\": 290.383, \"score\": 0.981}, {\"word\": \"又\", \"start\": 290.383, \"end\": 290.504, \"score\": 0.718}, {\"word\": \"何\", \"start\": 290.504, \"end\": 290.664, \"score\": 0.638}, {\"word\": \"必\", \"start\": 290.664, \"end\": 291.244, \"score\": 0.831}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 291.244, \"end\": 291.404, \"score\": 0.861}, {\"word\": \"拉\", \"start\": 291.404, \"end\": 291.664, \"score\": 0.837}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 291.664, \"end\": 292.125, \"score\": 0.846}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 292.125, \"end\": 292.265, \"score\": 0.992}, {\"word\": \"呢\", \"start\": 292.265, \"end\": 292.845, \"score\": 0.94}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 292.845, \"end\": 293.025, \"score\": 0.887}, {\"word\": \"期\", \"start\": 293.025, \"end\": 293.526, \"score\": 0.863}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 293.526, \"end\": 293.666, \"score\": 0.979}, {\"word\": \"延\", \"start\": 293.666, \"end\": 293.966, \"score\": 0.82}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 293.966, \"end\": 294.286, \"score\": 0.821}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 294.286, \"end\": 294.707, \"score\": 0.897}, {\"word\": \"讓\"}, {\"word\": \"人\", \"start\": 294.707, \"end\": 294.887, \"score\": 0.746}, {\"word\": \"以\", \"start\": 294.887, \"end\": 295.247, \"score\": 0.772}, {\"word\": \"為\"}, {\"word\": \"買\"}, {\"word\": \"得\", \"start\": 295.247, \"end\": 295.367, \"score\": 0.622}, {\"word\": \"起\", \"start\": 295.367, \"end\": 295.527, \"score\": 0.952}, {\"word\": \"一\", \"start\": 295.527, \"end\": 295.627, \"score\": 0.959}, {\"word\": \"旦\", \"start\": 295.627, \"end\": 295.868, \"score\": 0.803}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 295.868, \"end\": 296.028, \"score\": 0.869}, {\"word\": \"期\", \"start\": 296.028, \"end\": 296.128, \"score\": 0.802}, {\"word\": \"一\", \"start\": 296.128, \"end\": 297.009, \"score\": 0.924}, {\"word\": \"過\"}, {\"word\": \"讓\"}, {\"word\": \"整\", \"start\": 297.009, \"end\": 297.329, \"score\": 0.807}, {\"word\": \"個\"}, {\"word\": \"聯\"}, {\"word\": \"盟\", \"start\": 297.329, \"end\": 297.469, \"score\": 0.843}, {\"word\": \"代\", \"start\": 297.469, \"end\": 297.609, \"score\": 0.925}, {\"word\": \"理\", \"start\": 297.609, \"end\": 297.869, \"score\": 0.924}, {\"word\": \"暴\", \"start\": 297.869, \"end\": 298.33, \"score\": 0.858}, {\"word\": \"漲\"}, {\"word\": \"的\", \"start\": 298.33, \"end\": 298.51, \"score\": 0.968}, {\"word\": \"金\", \"start\": 298.51, \"end\": 299.17, \"score\": 0.874}, {\"word\": \"額\"}, {\"word\": \"我\", \"start\": 299.17, \"end\": 299.27, \"score\": 0.986}, {\"word\": \"想\", \"start\": 299.27, \"end\": 299.43, \"score\": 0.934}, {\"word\": \"年\", \"start\": 299.43, \"end\": 299.791, \"score\": 0.886}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 299.791, \"end\": 300.231, \"score\": 0.895}, {\"word\": \"真\", \"start\": 300.231, \"end\": 300.391, \"score\": 0.902}, {\"word\": \"的\", \"start\": 300.391, \"end\": 300.511, \"score\": 0.931}, {\"word\": \"是\", \"start\": 300.511, \"end\": 300.711, \"score\": 0.998}, {\"word\": \"最\", \"start\": 300.711, \"end\": 300.892, \"score\": 0.919}, {\"word\": \"後\", \"start\": 300.892, \"end\": 301.532, \"score\": 0.89}, {\"word\": \"會\"}, {\"word\": \"承\", \"start\": 301.532, \"end\": 301.552, \"score\": 0.014}, {\"word\": \"擔\"}, {\"word\": \"整\", \"start\": 301.552, \"end\": 301.572, \"score\": 0.0}, {\"word\": \"個\"}, {\"word\": \"風\"}, {\"word\": \"險\"}]}, {\"start\": 302.833, \"end\": 314.912, \"text\": \"跟斷頭的一個問題整個新清安貸款現在所面臨到的問題從媒體不斷的報導從實際我們所接觸到的問題我希望財政部能夠更全面的去了解來解決 可以嗎\", \"words\": [{\"word\": \"跟\", \"start\": 302.833, \"end\": 303.334, \"score\": 0.907}, {\"word\": \"斷\"}, {\"word\": \"頭\"}, {\"word\": \"的\", \"start\": 303.334, \"end\": 303.394, \"score\": 0.988}, {\"word\": \"一\", \"start\": 303.394, \"end\": 304.255, \"score\": 0.913}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"整\", \"start\": 304.255, \"end\": 304.856, \"score\": 0.947}, {\"word\": \"個\"}, {\"word\": \"新\", \"start\": 304.856, \"end\": 305.137, \"score\": 0.996}, {\"word\": \"清\", \"start\": 305.137, \"end\": 305.317, \"score\": 0.901}, {\"word\": \"安\", \"start\": 305.317, \"end\": 305.798, \"score\": 0.899}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 305.798, \"end\": 306.259, \"score\": 0.95}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 306.259, \"end\": 306.419, \"score\": 0.998}, {\"word\": \"所\", \"start\": 306.419, \"end\": 306.599, \"score\": 0.993}, {\"word\": \"面\", \"start\": 306.599, \"end\": 306.92, \"score\": 0.811}, {\"word\": \"臨\"}, {\"word\": \"到\", \"start\": 306.92, \"end\": 307.04, \"score\": 0.964}, {\"word\": \"的\", \"start\": 307.04, \"end\": 308.061, \"score\": 0.938}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"從\"}, {\"word\": \"媒\", \"start\": 308.061, \"end\": 308.482, \"score\": 0.946}, {\"word\": \"體\"}, {\"word\": \"不\", \"start\": 308.482, \"end\": 308.743, \"score\": 0.923}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 308.743, \"end\": 309.884, \"score\": 0.911}, {\"word\": \"報\"}, {\"word\": \"導\"}, {\"word\": \"從\"}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"我\", \"start\": 309.884, \"end\": 310.125, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"所\", \"start\": 310.125, \"end\": 310.285, \"score\": 0.999}, {\"word\": \"接\", \"start\": 310.285, \"end\": 310.545, \"score\": 0.914}, {\"word\": \"觸\"}, {\"word\": \"到\", \"start\": 310.545, \"end\": 310.686, \"score\": 0.887}, {\"word\": \"的\", \"start\": 310.686, \"end\": 311.407, \"score\": 0.938}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"我\", \"start\": 311.407, \"end\": 311.547, \"score\": 0.979}, {\"word\": \"希\", \"start\": 311.547, \"end\": 311.647, \"score\": 1.0}, {\"word\": \"望\", \"start\": 311.647, \"end\": 311.948, \"score\": 0.921}, {\"word\": \"財\"}, {\"word\": \"政\", \"start\": 311.948, \"end\": 312.088, \"score\": 0.9}, {\"word\": \"部\", \"start\": 312.088, \"end\": 312.248, \"score\": 0.939}, {\"word\": \"能\", \"start\": 312.248, \"end\": 312.689, \"score\": 0.915}, {\"word\": \"夠\"}, {\"word\": \"更\", \"start\": 312.689, \"end\": 312.949, \"score\": 0.998}, {\"word\": \"全\", \"start\": 312.949, \"end\": 313.17, \"score\": 0.984}, {\"word\": \"面\", \"start\": 313.17, \"end\": 313.37, \"score\": 0.997}, {\"word\": \"的\", \"start\": 313.37, \"end\": 313.49, \"score\": 0.98}, {\"word\": \"去\", \"start\": 313.49, \"end\": 313.63, \"score\": 0.973}, {\"word\": \"了\", \"start\": 313.63, \"end\": 313.891, \"score\": 0.989}, {\"word\": \"解\", \"start\": 313.891, \"end\": 314.311, \"score\": 0.949}, {\"word\": \"來\"}, {\"word\": \"解\", \"start\": 314.311, \"end\": 314.772, \"score\": 0.949}, {\"word\": \"決\"}, {\"word\": \"可\", \"start\": 314.772, \"end\": 314.892, \"score\": 0.996}, {\"word\": \"以\", \"start\": 314.892, \"end\": 314.912, \"score\": 0.995}, {\"word\": \"嗎\"}]}, {\"start\": 316.101, \"end\": 333.415, \"text\": \"陳委員報告我們銀行在核貸的時候都會讓當事人知道試算給他看他如果用幾年的寬限期以後每月繳交多少錢都會算給他而且我們的銀行在核貸的時候也會了解他的收入狀況這個在核貸之前都會做相關的審核的\", \"words\": [{\"word\": \"陳\"}, {\"word\": \"委\", \"start\": 316.101, \"end\": 316.581, \"score\": 0.826}, {\"word\": \"員\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 316.581, \"end\": 316.742, \"score\": 0.813}, {\"word\": \"我\", \"start\": 316.742, \"end\": 317.162, \"score\": 0.789}, {\"word\": \"們\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 317.162, \"end\": 317.362, \"score\": 0.871}, {\"word\": \"在\", \"start\": 317.362, \"end\": 317.582, \"score\": 0.939}, {\"word\": \"核\", \"start\": 317.582, \"end\": 318.003, \"score\": 0.792}, {\"word\": \"貸\"}, {\"word\": \"的\", \"start\": 318.003, \"end\": 318.383, \"score\": 0.77}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 318.383, \"end\": 318.703, \"score\": 0.99}, {\"word\": \"都\", \"start\": 318.703, \"end\": 319.864, \"score\": 0.888}, {\"word\": \"會\"}, {\"word\": \"讓\"}, {\"word\": \"當\"}, {\"word\": \"事\", \"start\": 319.864, \"end\": 319.984, \"score\": 0.744}, {\"word\": \"人\", \"start\": 319.984, \"end\": 320.184, \"score\": 0.83}, {\"word\": \"知\", \"start\": 320.184, \"end\": 320.365, \"score\": 0.938}, {\"word\": \"道\", \"start\": 320.365, \"end\": 321.165, \"score\": 0.918}, {\"word\": \"試\"}, {\"word\": \"算\", \"start\": 321.165, \"end\": 321.546, \"score\": 0.842}, {\"word\": \"給\"}, {\"word\": \"他\", \"start\": 321.546, \"end\": 321.786, \"score\": 0.807}, {\"word\": \"看\", \"start\": 321.786, \"end\": 322.306, \"score\": 0.881}, {\"word\": \"他\", \"start\": 322.306, \"end\": 322.787, \"score\": 0.987}, {\"word\": \"如\", \"start\": 322.787, \"end\": 322.967, \"score\": 0.793}, {\"word\": \"果\", \"start\": 322.967, \"end\": 323.087, \"score\": 0.993}, {\"word\": \"用\", \"start\": 323.087, \"end\": 323.467, \"score\": 0.841}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 323.467, \"end\": 323.607, \"score\": 0.888}, {\"word\": \"的\", \"start\": 323.607, \"end\": 323.928, \"score\": 0.855}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 323.928, \"end\": 324.148, \"score\": 0.905}, {\"word\": \"期\", \"start\": 324.148, \"end\": 324.288, \"score\": 0.79}, {\"word\": \"以\", \"start\": 324.288, \"end\": 324.408, \"score\": 0.995}, {\"word\": \"後\", \"start\": 324.408, \"end\": 324.628, \"score\": 0.78}, {\"word\": \"每\", \"start\": 324.628, \"end\": 324.808, \"score\": 0.882}, {\"word\": \"月\", \"start\": 324.808, \"end\": 325.229, \"score\": 0.907}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 325.229, \"end\": 325.409, \"score\": 0.982}, {\"word\": \"多\", \"start\": 325.409, \"end\": 325.589, \"score\": 0.881}, {\"word\": \"少\", \"start\": 325.589, \"end\": 325.789, \"score\": 0.846}, {\"word\": \"錢\"}, {\"word\": \"都\", \"start\": 325.789, \"end\": 326.25, \"score\": 0.935}, {\"word\": \"會\"}, {\"word\": \"算\", \"start\": 326.25, \"end\": 326.57, \"score\": 0.735}, {\"word\": \"給\"}, {\"word\": \"他\", \"start\": 326.57, \"end\": 326.73, \"score\": 0.705}, {\"word\": \"而\", \"start\": 326.73, \"end\": 326.89, \"score\": 0.963}, {\"word\": \"且\", \"start\": 326.89, \"end\": 327.05, \"score\": 0.684}, {\"word\": \"我\", \"start\": 327.05, \"end\": 327.33, \"score\": 0.849}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 327.33, \"end\": 327.571, \"score\": 0.777}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 327.571, \"end\": 327.731, \"score\": 0.947}, {\"word\": \"在\", \"start\": 327.731, \"end\": 327.891, \"score\": 0.746}, {\"word\": \"核\", \"start\": 327.891, \"end\": 328.051, \"score\": 0.841}, {\"word\": \"貸\"}, {\"word\": \"的\", \"start\": 328.051, \"end\": 328.211, \"score\": 0.803}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 328.211, \"end\": 328.351, \"score\": 0.706}, {\"word\": \"也\", \"start\": 328.351, \"end\": 328.652, \"score\": 0.895}, {\"word\": \"會\"}, {\"word\": \"了\", \"start\": 328.652, \"end\": 328.972, \"score\": 0.922}, {\"word\": \"解\", \"start\": 328.972, \"end\": 329.112, \"score\": 0.929}, {\"word\": \"他\", \"start\": 329.112, \"end\": 329.252, \"score\": 0.784}, {\"word\": \"的\", \"start\": 329.252, \"end\": 329.412, \"score\": 0.978}, {\"word\": \"收\", \"start\": 329.412, \"end\": 329.612, \"score\": 0.988}, {\"word\": \"入\", \"start\": 329.612, \"end\": 330.773, \"score\": 0.843}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"在\", \"start\": 330.773, \"end\": 330.973, \"score\": 0.916}, {\"word\": \"核\", \"start\": 330.973, \"end\": 331.374, \"score\": 0.792}, {\"word\": \"貸\"}, {\"word\": \"之\", \"start\": 331.374, \"end\": 331.514, \"score\": 0.653}, {\"word\": \"前\", \"start\": 331.514, \"end\": 331.754, \"score\": 0.961}, {\"word\": \"都\", \"start\": 331.754, \"end\": 332.134, \"score\": 0.845}, {\"word\": \"會\"}, {\"word\": \"做\", \"start\": 332.134, \"end\": 332.295, \"score\": 0.912}, {\"word\": \"相\", \"start\": 332.295, \"end\": 332.715, \"score\": 0.781}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 332.715, \"end\": 333.115, \"score\": 0.891}, {\"word\": \"審\"}, {\"word\": \"核\", \"start\": 333.115, \"end\": 333.395, \"score\": 0.835}, {\"word\": \"的\", \"start\": 333.395, \"end\": 333.415, \"score\": 0.975}]}, {\"start\": 334.315, \"end\": 361.164, \"text\": \"我想從你的口中所提到的讓我來感覺到我們現在所面臨到的問題是真正無殼蝸牛他買不起房沒辦法去做這樣子的一個行為而你們一直在反映的是這些人他們都有經濟能力他們繳得起那他到底是不是心清安真正要解決的這些無殼蝸牛的青年我們都有待考驗所以我希望真正解決到青年無殼蝸牛他們第一次購房的一個需求\", \"words\": [{\"word\": \"我\", \"start\": 334.315, \"end\": 334.435, \"score\": 0.81}, {\"word\": \"想\", \"start\": 334.435, \"end\": 334.995, \"score\": 0.93}, {\"word\": \"從\"}, {\"word\": \"你\", \"start\": 334.995, \"end\": 335.095, \"score\": 0.703}, {\"word\": \"的\", \"start\": 335.095, \"end\": 335.195, \"score\": 0.689}, {\"word\": \"口\", \"start\": 335.195, \"end\": 335.315, \"score\": 0.997}, {\"word\": \"中\", \"start\": 335.315, \"end\": 335.535, \"score\": 0.941}, {\"word\": \"所\", \"start\": 335.535, \"end\": 335.775, \"score\": 0.95}, {\"word\": \"提\", \"start\": 335.775, \"end\": 335.976, \"score\": 0.943}, {\"word\": \"到\", \"start\": 335.976, \"end\": 336.176, \"score\": 0.908}, {\"word\": \"的\", \"start\": 336.176, \"end\": 336.836, \"score\": 0.916}, {\"word\": \"讓\"}, {\"word\": \"我\", \"start\": 336.836, \"end\": 337.316, \"score\": 0.886}, {\"word\": \"來\"}, {\"word\": \"感\", \"start\": 337.316, \"end\": 337.696, \"score\": 0.894}, {\"word\": \"覺\"}, {\"word\": \"到\", \"start\": 337.696, \"end\": 338.176, \"score\": 0.812}, {\"word\": \"我\", \"start\": 338.176, \"end\": 338.917, \"score\": 0.939}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 338.917, \"end\": 339.157, \"score\": 0.998}, {\"word\": \"所\", \"start\": 339.157, \"end\": 339.437, \"score\": 0.924}, {\"word\": \"面\", \"start\": 339.437, \"end\": 339.677, \"score\": 0.806}, {\"word\": \"臨\"}, {\"word\": \"到\", \"start\": 339.677, \"end\": 339.797, \"score\": 0.959}, {\"word\": \"的\", \"start\": 339.797, \"end\": 340.357, \"score\": 0.909}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 340.357, \"end\": 340.617, \"score\": 0.999}, {\"word\": \"真\", \"start\": 340.617, \"end\": 340.917, \"score\": 0.991}, {\"word\": \"正\", \"start\": 340.917, \"end\": 341.337, \"score\": 0.98}, {\"word\": \"無\", \"start\": 341.337, \"end\": 342.178, \"score\": 0.907}, {\"word\": \"殼\"}, {\"word\": \"蝸\"}, {\"word\": \"牛\", \"start\": 342.178, \"end\": 342.378, \"score\": 0.749}, {\"word\": \"他\", \"start\": 342.378, \"end\": 342.738, \"score\": 0.809}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 342.738, \"end\": 342.878, \"score\": 0.905}, {\"word\": \"起\", \"start\": 342.878, \"end\": 343.118, \"score\": 0.995}, {\"word\": \"房\", \"start\": 343.118, \"end\": 343.738, \"score\": 0.828}, {\"word\": \"沒\", \"start\": 343.738, \"end\": 343.918, \"score\": 0.888}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 343.918, \"end\": 344.078, \"score\": 0.984}, {\"word\": \"去\", \"start\": 344.078, \"end\": 344.378, \"score\": 0.998}, {\"word\": \"做\", \"start\": 344.378, \"end\": 344.838, \"score\": 0.876}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 344.838, \"end\": 344.939, \"score\": 0.829}, {\"word\": \"的\", \"start\": 344.939, \"end\": 345.019, \"score\": 0.995}, {\"word\": \"一\", \"start\": 345.019, \"end\": 345.599, \"score\": 0.952}, {\"word\": \"個\"}, {\"word\": \"行\", \"start\": 345.599, \"end\": 346.459, \"score\": 0.933}, {\"word\": \"為\"}, {\"word\": \"而\", \"start\": 346.459, \"end\": 346.659, \"score\": 0.679}, {\"word\": \"你\", \"start\": 346.659, \"end\": 346.879, \"score\": 0.798}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 346.879, \"end\": 346.979, \"score\": 0.995}, {\"word\": \"直\", \"start\": 346.979, \"end\": 347.079, \"score\": 0.948}, {\"word\": \"在\", \"start\": 347.079, \"end\": 347.339, \"score\": 0.942}, {\"word\": \"反\", \"start\": 347.339, \"end\": 347.499, \"score\": 0.873}, {\"word\": \"映\", \"start\": 347.499, \"end\": 347.639, \"score\": 0.854}, {\"word\": \"的\", \"start\": 347.639, \"end\": 347.759, \"score\": 0.993}, {\"word\": \"是\", \"start\": 347.759, \"end\": 348.42, \"score\": 0.898}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 348.42, \"end\": 348.56, \"score\": 0.967}, {\"word\": \"人\", \"start\": 348.56, \"end\": 348.7, \"score\": 0.839}, {\"word\": \"他\", \"start\": 348.7, \"end\": 348.94, \"score\": 0.864}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 348.94, \"end\": 349.26, \"score\": 0.872}, {\"word\": \"有\", \"start\": 349.26, \"end\": 349.42, \"score\": 0.869}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"能\", \"start\": 349.42, \"end\": 349.54, \"score\": 0.984}, {\"word\": \"力\", \"start\": 349.54, \"end\": 349.66, \"score\": 0.663}, {\"word\": \"他\", \"start\": 349.66, \"end\": 350.06, \"score\": 0.857}, {\"word\": \"們\"}, {\"word\": \"繳\"}, {\"word\": \"得\", \"start\": 350.06, \"end\": 350.2, \"score\": 0.727}, {\"word\": \"起\", \"start\": 350.2, \"end\": 350.54, \"score\": 0.922}, {\"word\": \"那\", \"start\": 350.54, \"end\": 350.66, \"score\": 0.832}, {\"word\": \"他\", \"start\": 350.66, \"end\": 350.84, \"score\": 0.92}, {\"word\": \"到\", \"start\": 350.84, \"end\": 351.0, \"score\": 0.838}, {\"word\": \"底\", \"start\": 351.0, \"end\": 351.141, \"score\": 0.867}, {\"word\": \"是\", \"start\": 351.141, \"end\": 351.241, \"score\": 0.989}, {\"word\": \"不\", \"start\": 351.241, \"end\": 351.321, \"score\": 0.979}, {\"word\": \"是\", \"start\": 351.321, \"end\": 351.461, \"score\": 0.907}, {\"word\": \"心\", \"start\": 351.461, \"end\": 351.681, \"score\": 0.902}, {\"word\": \"清\", \"start\": 351.681, \"end\": 351.801, \"score\": 0.8}, {\"word\": \"安\", \"start\": 351.801, \"end\": 352.021, \"score\": 0.977}, {\"word\": \"真\", \"start\": 352.021, \"end\": 352.221, \"score\": 0.927}, {\"word\": \"正\", \"start\": 352.221, \"end\": 352.341, \"score\": 0.897}, {\"word\": \"要\", \"start\": 352.341, \"end\": 352.521, \"score\": 0.947}, {\"word\": \"解\", \"start\": 352.521, \"end\": 352.861, \"score\": 0.897}, {\"word\": \"決\"}, {\"word\": \"的\", \"start\": 352.861, \"end\": 353.081, \"score\": 0.881}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 353.081, \"end\": 353.281, \"score\": 0.847}, {\"word\": \"無\", \"start\": 353.281, \"end\": 353.761, \"score\": 0.827}, {\"word\": \"殼\"}, {\"word\": \"蝸\"}, {\"word\": \"牛\", \"start\": 353.761, \"end\": 353.881, \"score\": 0.932}, {\"word\": \"的\", \"start\": 353.881, \"end\": 354.021, \"score\": 0.88}, {\"word\": \"青\", \"start\": 354.021, \"end\": 354.202, \"score\": 0.94}, {\"word\": \"年\", \"start\": 354.202, \"end\": 354.642, \"score\": 0.953}, {\"word\": \"我\", \"start\": 354.642, \"end\": 354.922, \"score\": 0.917}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 354.922, \"end\": 355.042, \"score\": 0.961}, {\"word\": \"有\", \"start\": 355.042, \"end\": 355.202, \"score\": 0.955}, {\"word\": \"待\", \"start\": 355.202, \"end\": 355.382, \"score\": 0.634}, {\"word\": \"考\", \"start\": 355.382, \"end\": 356.202, \"score\": 0.905}, {\"word\": \"驗\"}, {\"word\": \"所\", \"start\": 356.202, \"end\": 356.302, \"score\": 0.922}, {\"word\": \"以\", \"start\": 356.302, \"end\": 356.382, \"score\": 0.483}, {\"word\": \"我\", \"start\": 356.382, \"end\": 356.522, \"score\": 0.995}, {\"word\": \"希\", \"start\": 356.522, \"end\": 356.662, \"score\": 0.924}, {\"word\": \"望\", \"start\": 356.662, \"end\": 356.862, \"score\": 0.974}, {\"word\": \"真\", \"start\": 356.862, \"end\": 357.042, \"score\": 0.937}, {\"word\": \"正\", \"start\": 357.042, \"end\": 357.243, \"score\": 0.893}, {\"word\": \"解\", \"start\": 357.243, \"end\": 357.483, \"score\": 0.823}, {\"word\": \"決\"}, {\"word\": \"到\", \"start\": 357.483, \"end\": 357.803, \"score\": 0.991}, {\"word\": \"青\", \"start\": 357.803, \"end\": 358.023, \"score\": 0.956}, {\"word\": \"年\", \"start\": 358.023, \"end\": 358.343, \"score\": 0.962}, {\"word\": \"無\", \"start\": 358.343, \"end\": 358.863, \"score\": 0.869}, {\"word\": \"殼\"}, {\"word\": \"蝸\"}, {\"word\": \"牛\", \"start\": 358.863, \"end\": 359.223, \"score\": 0.879}, {\"word\": \"他\", \"start\": 359.223, \"end\": 359.623, \"score\": 0.906}, {\"word\": \"們\"}, {\"word\": \"第\", \"start\": 359.623, \"end\": 359.763, \"score\": 0.982}, {\"word\": \"一\", \"start\": 359.763, \"end\": 359.883, \"score\": 0.954}, {\"word\": \"次\", \"start\": 359.883, \"end\": 360.204, \"score\": 0.916}, {\"word\": \"購\"}, {\"word\": \"房\", \"start\": 360.204, \"end\": 360.384, \"score\": 0.837}, {\"word\": \"的\", \"start\": 360.384, \"end\": 360.464, \"score\": 0.993}, {\"word\": \"一\", \"start\": 360.464, \"end\": 360.964, \"score\": 0.96}, {\"word\": \"個\"}, {\"word\": \"需\", \"start\": 360.964, \"end\": 361.144, \"score\": 0.881}, {\"word\": \"求\", \"start\": 361.144, \"end\": 361.164, \"score\": 0.116}]}, {\"start\": 361.684, \"end\": 363.808, \"text\": \"謝謝羅廷惟委員部長那個書面的報告給羅廷惟委員謝謝\", \"words\": [{\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"羅\"}, {\"word\": \"廷\", \"start\": 361.684, \"end\": 361.904, \"score\": 0.789}, {\"word\": \"惟\", \"start\": 361.904, \"end\": 362.005, \"score\": 0.694}, {\"word\": \"委\", \"start\": 362.005, \"end\": 362.165, \"score\": 0.812}, {\"word\": \"員\"}, {\"word\": \"部\", \"start\": 362.165, \"end\": 362.245, \"score\": 0.558}, {\"word\": \"長\"}, {\"word\": \"那\", \"start\": 362.245, \"end\": 362.726, \"score\": 0.903}, {\"word\": \"個\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 362.726, \"end\": 362.866, \"score\": 0.8}, {\"word\": \"的\", \"start\": 362.866, \"end\": 363.287, \"score\": 0.952}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 363.287, \"end\": 363.468, \"score\": 0.835}, {\"word\": \"給\"}, {\"word\": \"羅\"}, {\"word\": \"廷\", \"start\": 363.468, \"end\": 363.628, \"score\": 0.874}, {\"word\": \"惟\", \"start\": 363.628, \"end\": 363.788, \"score\": 0.844}, {\"word\": \"委\", \"start\": 363.788, \"end\": 363.808, \"score\": 0.169}, {\"word\": \"員\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}]}], \"word_segments\": [{\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"召\", \"start\": 1.606, \"end\": 1.786, \"score\": 0.894}, {\"word\": \"委\", \"start\": 1.786, \"end\": 1.907, \"score\": 0.836}, {\"word\": \"有\", \"start\": 1.907, \"end\": 2.007, \"score\": 0.854}, {\"word\": \"請\"}, {\"word\": \"部\", \"start\": 2.007, \"end\": 2.147, \"score\": 0.857}, {\"word\": \"長\"}, {\"word\": \"部\", \"start\": 2.147, \"end\": 2.168, \"score\": 0.896}, {\"word\": \"長\"}, {\"word\": \"委\", \"start\": 8.615, \"end\": 8.875, \"score\": 0.879}, {\"word\": \"員\"}, {\"word\": \"好\", \"start\": 8.875, \"end\": 9.555, \"score\": 0.962}, {\"word\": \"好\", \"start\": 9.555, \"end\": 9.816, \"score\": 0.925}, {\"word\": \"部\", \"start\": 9.816, \"end\": 10.296, \"score\": 0.903}, {\"word\": \"長\"}, {\"word\": \"今\", \"start\": 10.296, \"end\": 10.416, \"score\": 0.988}, {\"word\": \"天\", \"start\": 10.416, \"end\": 10.816, \"score\": 0.968}, {\"word\": \"有\", \"start\": 10.816, \"end\": 11.156, \"score\": 0.923}, {\"word\": \"審\"}, {\"word\": \"查\", \"start\": 11.156, \"end\": 11.436, \"score\": 0.921}, {\"word\": \"貨\"}, {\"word\": \"物\", \"start\": 11.436, \"end\": 11.897, \"score\": 0.883}, {\"word\": \"稅\"}, {\"word\": \"條\"}, {\"word\": \"例\", \"start\": 11.897, \"end\": 12.617, \"score\": 0.89}, {\"word\": \"剛\"}, {\"word\": \"剛\"}, {\"word\": \"我\", \"start\": 12.617, \"end\": 13.077, \"score\": 0.911}, {\"word\": \"們\"}, {\"word\": \"陳\"}, {\"word\": \"玉\", \"start\": 13.077, \"end\": 13.157, \"score\": 0.741}, {\"word\": \"正\", \"start\": 13.157, \"end\": 13.317, \"score\": 0.896}, {\"word\": \"委\", \"start\": 13.317, \"end\": 13.877, \"score\": 0.922}, {\"word\": \"員\"}, {\"word\": \"跟\", \"start\": 13.877, \"end\": 13.977, \"score\": 0.945}, {\"word\": \"我\", \"start\": 13.977, \"end\": 14.038, \"score\": 0.678}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 14.038, \"end\": 14.178, \"score\": 0.857}, {\"word\": \"些\", \"start\": 14.178, \"end\": 14.318, \"score\": 0.893}, {\"word\": \"委\", \"start\": 14.318, \"end\": 14.618, \"score\": 0.927}, {\"word\": \"員\"}, {\"word\": \"也\", \"start\": 14.618, \"end\": 14.778, \"score\": 0.796}, {\"word\": \"有\", \"start\": 14.778, \"end\": 14.938, \"score\": 0.999}, {\"word\": \"一\", \"start\": 14.938, \"end\": 15.278, \"score\": 0.915}, {\"word\": \"個\"}, {\"word\": \"修\", \"start\": 15.278, \"end\": 15.498, \"score\": 0.99}, {\"word\": \"正\", \"start\": 15.498, \"end\": 16.839, \"score\": 0.921}, {\"word\": \"動\"}, {\"word\": \"議\"}, {\"word\": \"關\"}, {\"word\": \"於\", \"start\": 16.839, \"end\": 16.979, \"score\": 0.853}, {\"word\": \"機\"}, {\"word\": \"車\"}, {\"word\": \"的\", \"start\": 16.979, \"end\": 17.239, \"score\": 0.922}, {\"word\": \"貨\"}, {\"word\": \"物\", \"start\": 17.239, \"end\": 17.559, \"score\": 0.898}, {\"word\": \"稅\"}, {\"word\": \"的\", \"start\": 17.559, \"end\": 17.939, \"score\": 0.931}, {\"word\": \"調\"}, {\"word\": \"整\", \"start\": 17.939, \"end\": 18.32, \"score\": 0.916}, {\"word\": \"我\", \"start\": 18.32, \"end\": 18.42, \"score\": 0.931}, {\"word\": \"們\"}, {\"word\": \"也\", \"start\": 18.42, \"end\": 18.64, \"score\": 0.909}, {\"word\": \"希\", \"start\": 18.64, \"end\": 18.8, \"score\": 0.999}, {\"word\": \"望\", \"start\": 18.8, \"end\": 18.96, \"score\": 0.999}, {\"word\": \"能\", \"start\": 18.96, \"end\": 19.36, \"score\": 0.899}, {\"word\": \"夠\"}, {\"word\": \"極\"}, {\"word\": \"力\", \"start\": 19.36, \"end\": 19.94, \"score\": 0.897}, {\"word\": \"來\"}, {\"word\": \"爭\"}, {\"word\": \"取\", \"start\": 19.94, \"end\": 20.12, \"score\": 0.941}, {\"word\": \"也\", \"start\": 20.12, \"end\": 20.24, \"score\": 0.999}, {\"word\": \"希\", \"start\": 20.24, \"end\": 20.34, \"score\": 0.999}, {\"word\": \"望\", \"start\": 20.34, \"end\": 20.661, \"score\": 0.937}, {\"word\": \"財\"}, {\"word\": \"政\", \"start\": 20.661, \"end\": 20.801, \"score\": 0.933}, {\"word\": \"部\", \"start\": 20.801, \"end\": 21.161, \"score\": 0.938}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 21.161, \"end\": 21.301, \"score\": 1.0}, {\"word\": \"分\", \"start\": 21.301, \"end\": 21.441, \"score\": 0.981}, {\"word\": \"能\", \"start\": 21.441, \"end\": 21.841, \"score\": 0.899}, {\"word\": \"夠\"}, {\"word\": \"納\"}, {\"word\": \"入\", \"start\": 21.841, \"end\": 21.961, \"score\": 0.935}, {\"word\": \"考\", \"start\": 21.961, \"end\": 22.141, \"score\": 0.939}, {\"word\": \"量\", \"start\": 22.141, \"end\": 22.842, \"score\": 0.954}, {\"word\": \"那\", \"start\": 22.842, \"end\": 22.962, \"score\": 0.963}, {\"word\": \"今\", \"start\": 22.962, \"end\": 23.062, \"score\": 0.9}, {\"word\": \"天\", \"start\": 23.062, \"end\": 23.162, \"score\": 0.993}, {\"word\": \"我\", \"start\": 23.162, \"end\": 23.262, \"score\": 0.979}, {\"word\": \"想\", \"start\": 23.262, \"end\": 23.422, \"score\": 0.974}, {\"word\": \"先\", \"start\": 23.422, \"end\": 23.942, \"score\": 0.914}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"一\", \"start\": 23.942, \"end\": 23.982, \"score\": 0.976}, {\"word\": \"下\", \"start\": 23.982, \"end\": 24.382, \"score\": 0.994}, {\"word\": \"部\", \"start\": 24.382, \"end\": 25.163, \"score\": 0.924}, {\"word\": \"長\"}, {\"word\": \"您\", \"start\": 25.163, \"end\": 25.563, \"score\": 0.976}, {\"word\": \"有\", \"start\": 25.563, \"end\": 25.743, \"score\": 0.998}, {\"word\": \"沒\", \"start\": 25.743, \"end\": 25.903, \"score\": 0.753}, {\"word\": \"有\", \"start\": 25.903, \"end\": 26.183, \"score\": 1.0}, {\"word\": \"最\", \"start\": 26.183, \"end\": 26.403, \"score\": 0.998}, {\"word\": \"近\", \"start\": 26.403, \"end\": 26.643, \"score\": 0.932}, {\"word\": \"或\", \"start\": 26.643, \"end\": 26.783, \"score\": 0.927}, {\"word\": \"者\", \"start\": 26.783, \"end\": 26.943, \"score\": 0.992}, {\"word\": \"是\", \"start\": 26.943, \"end\": 27.084, \"score\": 0.999}, {\"word\": \"有\", \"start\": 27.084, \"end\": 27.604, \"score\": 0.922}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"的\", \"start\": 27.604, \"end\": 28.204, \"score\": 0.932}, {\"word\": \"經\"}, {\"word\": \"驗\"}, {\"word\": \"去\", \"start\": 28.204, \"end\": 28.944, \"score\": 0.918}, {\"word\": \"過\"}, {\"word\": \"預\"}, {\"word\": \"售\", \"start\": 28.944, \"end\": 29.205, \"score\": 0.923}, {\"word\": \"屋\", \"start\": 29.205, \"end\": 29.505, \"score\": 0.966}, {\"word\": \"巡\", \"start\": 29.505, \"end\": 30.465, \"score\": 0.964}, {\"word\": \"駕\"}, {\"word\": \"房\", \"start\": 30.465, \"end\": 30.705, \"score\": 0.933}, {\"word\": \"屋\", \"start\": 30.705, \"end\": 31.346, \"score\": 0.999}, {\"word\": \"的\", \"start\": 31.346, \"end\": 31.506, \"score\": 0.989}, {\"word\": \"一\", \"start\": 31.506, \"end\": 31.586, \"score\": 1.0}, {\"word\": \"個\"}, {\"word\": \"價\"}, {\"word\": \"格\", \"start\": 31.586, \"end\": 31.606, \"score\": 0.0}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 33.592, \"end\": 33.612, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 33.612, \"end\": 33.632, \"score\": 0.0}, {\"word\": \"等\", \"start\": 33.632, \"end\": 33.952, \"score\": 0.843}, {\"word\": \"2\"}, {\"word\": \"6\"}, {\"word\": \"人\", \"start\": 33.952, \"end\": 34.212, \"score\": 0.901}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 34.212, \"end\": 34.232, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 34.232, \"end\": 34.533, \"score\": 0.907}, {\"word\": \"廷\", \"start\": 34.533, \"end\": 34.553, \"score\": 0.0}, {\"word\": \"等\", \"start\": 34.553, \"end\": 34.653, \"score\": 0.798}, {\"word\": \"2\"}, {\"word\": \"7\"}, {\"word\": \"人\", \"start\": 34.653, \"end\": 34.673, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 34.673, \"end\": 34.753, \"score\": 0.747}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 34.753, \"end\": 34.773, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 34.773, \"end\": 34.833, \"score\": 0.665}, {\"word\": \"等\", \"start\": 34.833, \"end\": 34.953, \"score\": 0.551}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 34.953, \"end\": 35.053, \"score\": 1.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 35.053, \"end\": 35.113, \"score\": 0.653}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 35.113, \"end\": 35.233, \"score\": 0.796}, {\"word\": \"廷\", \"start\": 35.233, \"end\": 35.253, \"score\": 0.0}, {\"word\": \"等\", \"start\": 35.253, \"end\": 35.393, \"score\": 0.855}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 35.393, \"end\": 35.553, \"score\": 0.871}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 35.553, \"end\": 35.693, \"score\": 0.744}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 35.693, \"end\": 35.914, \"score\": 0.907}, {\"word\": \"廷\", \"start\": 35.914, \"end\": 36.054, \"score\": 0.848}, {\"word\": \"等\", \"start\": 36.054, \"end\": 36.134, \"score\": 0.749}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 36.134, \"end\": 36.154, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 36.154, \"end\": 36.274, \"score\": 0.803}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 36.274, \"end\": 36.374, \"score\": 0.784}, {\"word\": \"廷\", \"start\": 36.374, \"end\": 36.394, \"score\": 0.0}, {\"word\": \"等\", \"start\": 36.394, \"end\": 36.494, \"score\": 0.785}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 36.494, \"end\": 36.534, \"score\": 0.469}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 36.534, \"end\": 36.654, \"score\": 0.819}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 36.654, \"end\": 36.714, \"score\": 0.645}, {\"word\": \"廷\", \"start\": 36.714, \"end\": 36.734, \"score\": 0.0}, {\"word\": \"等\", \"start\": 36.734, \"end\": 36.834, \"score\": 0.783}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 36.834, \"end\": 36.914, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 36.914, \"end\": 36.934, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 36.934, \"end\": 36.954, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 36.954, \"end\": 36.974, \"score\": 0.0}, {\"word\": \"等\", \"start\": 36.974, \"end\": 37.094, \"score\": 0.831}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 37.094, \"end\": 37.114, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 37.114, \"end\": 37.175, \"score\": 0.446}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 37.175, \"end\": 37.195, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 37.195, \"end\": 37.415, \"score\": 0.831}, {\"word\": \"等\", \"start\": 37.415, \"end\": 38.035, \"score\": 0.946}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 38.035, \"end\": 38.135, \"score\": 0.799}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 38.135, \"end\": 38.155, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 38.155, \"end\": 38.275, \"score\": 0.792}, {\"word\": \"廷\", \"start\": 38.275, \"end\": 38.455, \"score\": 0.88}, {\"word\": \"等\", \"start\": 38.455, \"end\": 38.555, \"score\": 0.795}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 38.555, \"end\": 38.716, \"score\": 0.761}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 38.716, \"end\": 38.956, \"score\": 0.911}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 38.956, \"end\": 39.176, \"score\": 0.895}, {\"word\": \"廷\", \"start\": 39.176, \"end\": 39.336, \"score\": 0.766}, {\"word\": \"等\", \"start\": 39.336, \"end\": 39.416, \"score\": 0.749}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 39.416, \"end\": 39.516, \"score\": 0.781}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 39.516, \"end\": 39.856, \"score\": 0.835}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 39.856, \"end\": 40.157, \"score\": 0.932}, {\"word\": \"廷\", \"start\": 40.157, \"end\": 40.417, \"score\": 0.917}, {\"word\": \"等\", \"start\": 40.417, \"end\": 40.517, \"score\": 0.8}, {\"word\": \"2\"}, {\"word\": \"8\"}, {\"word\": \"人\", \"start\": 40.517, \"end\": 40.537, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 40.537, \"end\": 40.557, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"竟\", \"start\": 56.508, \"end\": 56.628, \"score\": 0.842}, {\"word\": \"然\", \"start\": 56.628, \"end\": 57.068, \"score\": 0.957}, {\"word\": \"最\", \"start\": 57.068, \"end\": 57.369, \"score\": 0.998}, {\"word\": \"大\", \"start\": 57.369, \"end\": 57.589, \"score\": 0.951}, {\"word\": \"的\", \"start\": 57.589, \"end\": 57.749, \"score\": 0.998}, {\"word\": \"是\", \"start\": 57.749, \"end\": 57.869, \"score\": 0.995}, {\"word\": \"我\", \"start\": 57.869, \"end\": 58.089, \"score\": 0.828}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 58.089, \"end\": 58.269, \"score\": 0.999}, {\"word\": \"公\", \"start\": 58.269, \"end\": 58.53, \"score\": 0.963}, {\"word\": \"股\", \"start\": 58.53, \"end\": 58.85, \"score\": 0.936}, {\"word\": \"我\", \"start\": 58.85, \"end\": 58.95, \"score\": 0.959}, {\"word\": \"想\", \"start\": 58.95, \"end\": 59.63, \"score\": 0.963}, {\"word\": \"這\"}, {\"word\": \"一\", \"start\": 59.63, \"end\": 59.83, \"score\": 0.999}, {\"word\": \"部\", \"start\": 59.83, \"end\": 60.011, \"score\": 1.0}, {\"word\": \"分\", \"start\": 60.011, \"end\": 60.731, \"score\": 0.93}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"要\", \"start\": 60.731, \"end\": 61.472, \"score\": 0.911}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 61.472, \"end\": 62.412, \"score\": 0.947}, {\"word\": \"檢\"}, {\"word\": \"討\"}, {\"word\": \"我\", \"start\": 62.412, \"end\": 62.593, \"score\": 0.781}, {\"word\": \"們\"}, {\"word\": \"就\", \"start\": 62.593, \"end\": 62.713, \"score\": 0.847}, {\"word\": \"是\", \"start\": 62.713, \"end\": 63.113, \"score\": 0.888}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"在\", \"start\": 63.113, \"end\": 63.513, \"score\": 0.949}, {\"word\": \"幫\"}, {\"word\": \"建\", \"start\": 63.513, \"end\": 63.693, \"score\": 0.911}, {\"word\": \"商\", \"start\": 63.693, \"end\": 63.913, \"score\": 0.992}, {\"word\": \"在\", \"start\": 63.913, \"end\": 64.354, \"score\": 0.954}, {\"word\": \"養\"}, {\"word\": \"地\", \"start\": 64.354, \"end\": 64.574, \"score\": 0.991}, {\"word\": \"嘛\", \"start\": 64.574, \"end\": 65.054, \"score\": 0.944}, {\"word\": \"您\", \"start\": 65.054, \"end\": 65.294, \"score\": 0.925}, {\"word\": \"認\"}, {\"word\": \"同\", \"start\": 65.294, \"end\": 65.314, \"score\": 0.0}, {\"word\": \"嗎\"}, {\"word\": \"?\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 67.493, \"end\": 67.653, \"score\": 0.982}, {\"word\": \"分\", \"start\": 67.653, \"end\": 67.853, \"score\": 0.914}, {\"word\": \"我\", \"start\": 67.853, \"end\": 68.774, \"score\": 0.853}, {\"word\": \"們\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 68.774, \"end\": 69.094, \"score\": 0.967}, {\"word\": \"公\", \"start\": 69.094, \"end\": 69.274, \"score\": 0.88}, {\"word\": \"股\", \"start\": 69.274, \"end\": 69.474, \"score\": 0.698}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 69.474, \"end\": 69.774, \"score\": 0.945}, {\"word\": \"都\", \"start\": 69.774, \"end\": 69.914, \"score\": 0.991}, {\"word\": \"已\", \"start\": 69.914, \"end\": 70.454, \"score\": 0.881}, {\"word\": \"經\"}, {\"word\": \"納\"}, {\"word\": \"入\", \"start\": 70.454, \"end\": 70.935, \"score\": 0.83}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 70.935, \"end\": 71.155, \"score\": 0.919}, {\"word\": \"分\", \"start\": 71.155, \"end\": 71.375, \"score\": 0.718}, {\"word\": \"所\", \"start\": 71.375, \"end\": 71.515, \"score\": 0.607}, {\"word\": \"以\", \"start\": 71.515, \"end\": 71.535, \"score\": 0.0}, {\"word\": \"是\", \"start\": 71.535, \"end\": 72.375, \"score\": 0.762}, {\"word\": \"不\", \"start\": 72.375, \"end\": 72.875, \"score\": 0.845}, {\"word\": \"是\", \"start\": 72.875, \"end\": 73.095, \"score\": 0.827}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"檢\"}, {\"word\": \"討\"}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 73.095, \"end\": 73.115, \"score\": 0.0}, {\"word\": \"超\", \"start\": 73.115, \"end\": 74.136, \"score\": 0.889}, {\"word\": \"過\"}, {\"word\": \"1\"}, {\"word\": \"8\"}, {\"word\": \"個\"}, {\"word\": \"月\", \"start\": 74.136, \"end\": 74.356, \"score\": 0.977}, {\"word\": \"而\", \"start\": 74.356, \"end\": 74.476, \"score\": 0.954}, {\"word\": \"沒\", \"start\": 74.476, \"end\": 74.596, \"score\": 0.825}, {\"word\": \"有\", \"start\": 74.596, \"end\": 74.956, \"score\": 0.901}, {\"word\": \"動\"}, {\"word\": \"工\", \"start\": 74.956, \"end\": 75.136, \"score\": 0.857}, {\"word\": \"的\", \"start\": 75.136, \"end\": 75.436, \"score\": 0.899}, {\"word\": \"購\"}, {\"word\": \"地\", \"start\": 75.436, \"end\": 75.777, \"score\": 0.779}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 75.777, \"end\": 76.057, \"score\": 0.994}, {\"word\": \"都\", \"start\": 76.057, \"end\": 76.217, \"score\": 0.958}, {\"word\": \"有\", \"start\": 76.217, \"end\": 76.397, \"score\": 0.868}, {\"word\": \"在\", \"start\": 76.397, \"end\": 76.617, \"score\": 0.953}, {\"word\": \"做\", \"start\": 76.617, \"end\": 76.837, \"score\": 0.893}, {\"word\": \"檢\"}, {\"word\": \"查\", \"start\": 76.837, \"end\": 76.857, \"score\": 0.0}, {\"word\": \"所\", \"start\": 76.857, \"end\": 76.937, \"score\": 0.747}, {\"word\": \"以\", \"start\": 76.937, \"end\": 76.977, \"score\": 0.497}, {\"word\": \"我\", \"start\": 76.977, \"end\": 77.277, \"score\": 0.741}, {\"word\": \"從\"}, {\"word\": \"前\", \"start\": 77.277, \"end\": 77.437, \"score\": 0.922}, {\"word\": \"面\", \"start\": 77.437, \"end\": 77.677, \"score\": 0.94}, {\"word\": \"的\", \"start\": 77.677, \"end\": 77.817, \"score\": 0.998}, {\"word\": \"我\", \"start\": 77.817, \"end\": 78.298, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"去\", \"start\": 78.298, \"end\": 78.458, \"score\": 0.735}, {\"word\": \"預\"}, {\"word\": \"售\", \"start\": 78.458, \"end\": 78.638, \"score\": 0.886}, {\"word\": \"屋\", \"start\": 78.638, \"end\": 78.758, \"score\": 0.745}, {\"word\": \"的\", \"start\": 78.758, \"end\": 78.838, \"score\": 0.896}, {\"word\": \"一\", \"start\": 78.838, \"end\": 78.998, \"score\": 0.687}, {\"word\": \"個\"}, {\"word\": \"巡\", \"start\": 78.998, \"end\": 79.478, \"score\": 0.875}, {\"word\": \"駕\"}, {\"word\": \"到\", \"start\": 79.478, \"end\": 79.918, \"score\": 0.847}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 79.918, \"end\": 80.158, \"score\": 0.991}, {\"word\": \"整\", \"start\": 80.158, \"end\": 80.759, \"score\": 0.873}, {\"word\": \"個\"}, {\"word\": \"1\"}, {\"word\": \"8\"}, {\"word\": \"月\", \"start\": 80.759, \"end\": 80.939, \"score\": 0.857}, {\"word\": \"未\", \"start\": 80.939, \"end\": 81.379, \"score\": 0.902}, {\"word\": \"動\"}, {\"word\": \"工\", \"start\": 81.379, \"end\": 81.999, \"score\": 0.847}, {\"word\": \"這\"}, {\"word\": \"部\", \"start\": 81.999, \"end\": 82.139, \"score\": 0.998}, {\"word\": \"分\", \"start\": 82.139, \"end\": 82.619, \"score\": 0.835}, {\"word\": \"應\"}, {\"word\": \"該\"}, {\"word\": \"整\", \"start\": 82.619, \"end\": 83.04, \"score\": 0.779}, {\"word\": \"體\"}, {\"word\": \"來\"}, {\"word\": \"做\", \"start\": 83.04, \"end\": 83.18, \"score\": 0.966}, {\"word\": \"一\", \"start\": 83.18, \"end\": 83.64, \"score\": 0.819}, {\"word\": \"個\"}, {\"word\": \"環\"}, {\"word\": \"環\"}, {\"word\": \"相\", \"start\": 83.64, \"end\": 83.86, \"score\": 0.96}, {\"word\": \"扣\", \"start\": 83.86, \"end\": 84.0, \"score\": 0.754}, {\"word\": \"的\", \"start\": 84.0, \"end\": 84.06, \"score\": 0.986}, {\"word\": \"一\", \"start\": 84.06, \"end\": 84.26, \"score\": 0.751}, {\"word\": \"個\"}, {\"word\": \"考\", \"start\": 84.26, \"end\": 84.44, \"score\": 0.905}, {\"word\": \"量\", \"start\": 84.44, \"end\": 84.96, \"score\": 0.958}, {\"word\": \"後\", \"start\": 84.96, \"end\": 85.321, \"score\": 0.749}, {\"word\": \"續\"}, {\"word\": \"我\", \"start\": 85.321, \"end\": 85.421, \"score\": 0.805}, {\"word\": \"要\", \"start\": 85.421, \"end\": 85.521, \"score\": 0.765}, {\"word\": \"再\", \"start\": 85.521, \"end\": 85.681, \"score\": 0.633}, {\"word\": \"提\", \"start\": 85.681, \"end\": 85.801, \"score\": 0.937}, {\"word\": \"到\", \"start\": 85.801, \"end\": 85.941, \"score\": 0.897}, {\"word\": \"的\", \"start\": 85.941, \"end\": 86.041, \"score\": 0.794}, {\"word\": \"是\", \"start\": 86.041, \"end\": 86.261, \"score\": 0.99}, {\"word\": \"自\", \"start\": 86.261, \"end\": 87.121, \"score\": 0.785}, {\"word\": \"從\"}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"年\", \"start\": 87.121, \"end\": 87.562, \"score\": 0.927}, {\"word\": \"1\"}, {\"word\": \"2\"}, {\"word\": \"月\", \"start\": 87.562, \"end\": 87.722, \"score\": 0.789}, {\"word\": \"提\", \"start\": 87.722, \"end\": 87.882, \"score\": 0.898}, {\"word\": \"出\", \"start\": 87.882, \"end\": 88.022, \"score\": 0.933}, {\"word\": \"的\", \"start\": 88.022, \"end\": 88.202, \"score\": 0.887}, {\"word\": \"清\", \"start\": 88.202, \"end\": 88.562, \"score\": 0.812}, {\"word\": \"安\", \"start\": 88.562, \"end\": 89.142, \"score\": 0.843}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 89.142, \"end\": 89.783, \"score\": 0.867}, {\"word\": \"到\", \"start\": 89.783, \"end\": 90.443, \"score\": 0.74}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 90.443, \"end\": 90.803, \"score\": 0.931}, {\"word\": \"8\"}, {\"word\": \"月\", \"start\": 90.803, \"end\": 90.923, \"score\": 0.828}, {\"word\": \"又\", \"start\": 90.923, \"end\": 91.223, \"score\": 0.883}, {\"word\": \"進\"}, {\"word\": \"一\", \"start\": 91.223, \"end\": 91.363, \"score\": 0.844}, {\"word\": \"步\", \"start\": 91.363, \"end\": 91.503, \"score\": 0.691}, {\"word\": \"推\", \"start\": 91.503, \"end\": 91.623, \"score\": 0.982}, {\"word\": \"出\", \"start\": 91.623, \"end\": 91.883, \"score\": 0.991}, {\"word\": \"新\", \"start\": 91.883, \"end\": 92.224, \"score\": 0.961}, {\"word\": \"清\", \"start\": 92.224, \"end\": 92.444, \"score\": 0.843}, {\"word\": \"安\", \"start\": 92.444, \"end\": 92.864, \"score\": 0.855}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 92.864, \"end\": 93.764, \"score\": 0.916}, {\"word\": \"這\"}, {\"word\": \"十\", \"start\": 93.764, \"end\": 94.164, \"score\": 0.789}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 94.164, \"end\": 94.524, \"score\": 0.91}, {\"word\": \"來\"}, {\"word\": \"房\", \"start\": 94.524, \"end\": 94.865, \"score\": 0.85}, {\"word\": \"價\"}, {\"word\": \"不\", \"start\": 94.865, \"end\": 94.965, \"score\": 0.887}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 94.965, \"end\": 94.985, \"score\": 0.002}, {\"word\": \"飆\"}, {\"word\": \"漲\"}, {\"word\": \"新\", \"start\": 95.745, \"end\": 96.245, \"score\": 0.957}, {\"word\": \"資\"}, {\"word\": \"所\", \"start\": 96.245, \"end\": 96.486, \"score\": 0.977}, {\"word\": \"得\", \"start\": 96.486, \"end\": 96.706, \"score\": 0.981}, {\"word\": \"成\", \"start\": 96.706, \"end\": 97.626, \"score\": 0.921}, {\"word\": \"長\"}, {\"word\": \"卻\"}, {\"word\": \"非\", \"start\": 97.626, \"end\": 97.887, \"score\": 0.986}, {\"word\": \"常\", \"start\": 97.887, \"end\": 98.107, \"score\": 0.947}, {\"word\": \"有\", \"start\": 98.107, \"end\": 98.287, \"score\": 0.99}, {\"word\": \"限\", \"start\": 98.287, \"end\": 98.787, \"score\": 0.961}, {\"word\": \"通\", \"start\": 98.787, \"end\": 99.568, \"score\": 0.925}, {\"word\": \"膨\"}, {\"word\": \"又\", \"start\": 99.568, \"end\": 99.768, \"score\": 0.965}, {\"word\": \"再\", \"start\": 99.768, \"end\": 99.948, \"score\": 0.852}, {\"word\": \"加\", \"start\": 99.948, \"end\": 100.168, \"score\": 0.979}, {\"word\": \"上\", \"start\": 100.168, \"end\": 100.609, \"score\": 0.907}, {\"word\": \"來\"}, {\"word\": \"本\", \"start\": 100.609, \"end\": 100.749, \"score\": 0.857}, {\"word\": \"席\", \"start\": 100.749, \"end\": 100.889, \"score\": 0.779}, {\"word\": \"想\", \"start\": 100.889, \"end\": 101.169, \"score\": 0.872}, {\"word\": \"問\"}, {\"word\": \"的\", \"start\": 101.169, \"end\": 101.289, \"score\": 0.85}, {\"word\": \"是\", \"start\": 101.289, \"end\": 101.409, \"score\": 0.995}, {\"word\": \"到\", \"start\": 101.409, \"end\": 101.549, \"score\": 0.943}, {\"word\": \"底\", \"start\": 101.549, \"end\": 101.83, \"score\": 0.886}, {\"word\": \"這\"}, {\"word\": \"十\", \"start\": 101.83, \"end\": 102.13, \"score\": 0.831}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 102.13, \"end\": 102.71, \"score\": 0.92}, {\"word\": \"來\"}, {\"word\": \"有\", \"start\": 102.71, \"end\": 102.87, \"score\": 0.863}, {\"word\": \"沒\", \"start\": 102.87, \"end\": 102.971, \"score\": 0.8}, {\"word\": \"有\", \"start\": 102.971, \"end\": 103.151, \"score\": 0.895}, {\"word\": \"追\", \"start\": 103.151, \"end\": 104.051, \"score\": 0.956}, {\"word\": \"蹤\"}, {\"word\": \"歷\"}, {\"word\": \"年\", \"start\": 104.051, \"end\": 104.432, \"score\": 0.943}, {\"word\": \"申\", \"start\": 104.432, \"end\": 104.992, \"score\": 0.93}, {\"word\": \"請\"}, {\"word\": \"核\", \"start\": 104.992, \"end\": 105.312, \"score\": 0.937}, {\"word\": \"准\", \"start\": 105.312, \"end\": 105.613, \"score\": 0.963}, {\"word\": \"清\", \"start\": 105.613, \"end\": 105.833, \"score\": 0.923}, {\"word\": \"安\", \"start\": 105.833, \"end\": 106.433, \"score\": 0.959}, {\"word\": \"後\", \"start\": 106.433, \"end\": 107.174, \"score\": 0.962}, {\"word\": \"在\", \"start\": 107.174, \"end\": 108.094, \"score\": 0.926}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 108.094, \"end\": 108.435, \"score\": 0.94}, {\"word\": \"期\", \"start\": 108.435, \"end\": 108.995, \"score\": 0.929}, {\"word\": \"結\"}, {\"word\": \"束\", \"start\": 108.995, \"end\": 109.836, \"score\": 0.955}, {\"word\": \"後\", \"start\": 109.836, \"end\": 110.076, \"score\": 0.861}, {\"word\": \"還\"}, {\"word\": \"能\", \"start\": 110.076, \"end\": 111.117, \"score\": 0.939}, {\"word\": \"繼\"}, {\"word\": \"續\"}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 111.117, \"end\": 111.397, \"score\": 0.942}, {\"word\": \"每\", \"start\": 111.397, \"end\": 111.617, \"score\": 0.91}, {\"word\": \"月\", \"start\": 111.617, \"end\": 111.917, \"score\": 0.992}, {\"word\": \"本\", \"start\": 111.917, \"end\": 112.178, \"score\": 0.989}, {\"word\": \"期\", \"start\": 112.178, \"end\": 112.358, \"score\": 0.878}, {\"word\": \"的\", \"start\": 112.358, \"end\": 112.518, \"score\": 0.985}, {\"word\": \"有\", \"start\": 112.518, \"end\": 112.838, \"score\": 0.994}, {\"word\": \"多\", \"start\": 112.838, \"end\": 113.178, \"score\": 0.997}, {\"word\": \"少\", \"start\": 113.178, \"end\": 113.459, \"score\": 0.996}, {\"word\": \"人\", \"start\": 113.459, \"end\": 114.079, \"score\": 0.92}, {\"word\": \"或\", \"start\": 114.079, \"end\": 114.279, \"score\": 0.967}, {\"word\": \"者\", \"start\": 114.279, \"end\": 114.439, \"score\": 0.978}, {\"word\": \"是\", \"start\": 114.439, \"end\": 115.4, \"score\": 0.94}, {\"word\": \"連\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 115.4, \"end\": 115.76, \"score\": 0.944}, {\"word\": \"期\", \"start\": 115.76, \"end\": 116.141, \"score\": 0.957}, {\"word\": \"都\", \"start\": 116.141, \"end\": 116.601, \"score\": 0.935}, {\"word\": \"還\"}, {\"word\": \"沒\", \"start\": 116.601, \"end\": 116.741, \"score\": 0.789}, {\"word\": \"有\", \"start\": 116.741, \"end\": 117.201, \"score\": 0.923}, {\"word\": \"結\"}, {\"word\": \"束\", \"start\": 117.201, \"end\": 117.602, \"score\": 0.993}, {\"word\": \"就\", \"start\": 117.602, \"end\": 118.262, \"score\": 0.934}, {\"word\": \"已\", \"start\": 118.262, \"end\": 118.963, \"score\": 0.891}, {\"word\": \"經\"}, {\"word\": \"斷\"}, {\"word\": \"頭\"}, {\"word\": \"的\", \"start\": 118.963, \"end\": 119.463, \"score\": 0.988}, {\"word\": \"十\", \"start\": 119.463, \"end\": 120.004, \"score\": 0.933}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 120.004, \"end\": 120.364, \"score\": 0.993}, {\"word\": \"下\", \"start\": 120.364, \"end\": 121.445, \"score\": 0.923}, {\"word\": \"來\"}, {\"word\": \"還\"}, {\"word\": \"能\", \"start\": 121.445, \"end\": 121.785, \"score\": 0.921}, {\"word\": \"夠\"}, {\"word\": \"按\", \"start\": 121.785, \"end\": 122.125, \"score\": 0.985}, {\"word\": \"部\", \"start\": 122.125, \"end\": 122.405, \"score\": 0.928}, {\"word\": \"就\", \"start\": 122.405, \"end\": 122.726, \"score\": 0.906}, {\"word\": \"班\", \"start\": 122.726, \"end\": 123.306, \"score\": 0.936}, {\"word\": \"交\", \"start\": 123.306, \"end\": 123.847, \"score\": 0.905}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 123.847, \"end\": 124.047, \"score\": 0.973}, {\"word\": \"的\", \"start\": 124.047, \"end\": 124.167, \"score\": 0.93}, {\"word\": \"有\", \"start\": 124.167, \"end\": 124.347, \"score\": 0.927}, {\"word\": \"多\", \"start\": 124.347, \"end\": 124.527, \"score\": 0.996}, {\"word\": \"少\", \"start\": 124.527, \"end\": 124.947, \"score\": 0.838}, {\"word\": \"有\", \"start\": 124.947, \"end\": 125.027, \"score\": 0.912}, {\"word\": \"沒\", \"start\": 125.027, \"end\": 125.047, \"score\": 0.0}, {\"word\": \"有\", \"start\": 125.047, \"end\": 125.068, \"score\": 0.0}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"數\"}, {\"word\": \"據\"}, {\"word\": \"從\"}, {\"word\": \"開\"}, {\"word\": \"始\", \"start\": 129.734, \"end\": 130.134, \"score\": 0.949}, {\"word\": \"辦\"}, {\"word\": \"一\", \"start\": 130.134, \"end\": 130.275, \"score\": 1.0}, {\"word\": \"直\", \"start\": 130.275, \"end\": 130.395, \"score\": 0.933}, {\"word\": \"到\", \"start\": 130.395, \"end\": 130.895, \"score\": 0.955}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 130.895, \"end\": 131.456, \"score\": 1.0}, {\"word\": \"他\", \"start\": 131.456, \"end\": 131.697, \"score\": 0.991}, {\"word\": \"的\", \"start\": 131.697, \"end\": 132.318, \"score\": 0.935}, {\"word\": \"違\"}, {\"word\": \"約\"}, {\"word\": \"率\", \"start\": 132.318, \"end\": 132.538, \"score\": 0.911}, {\"word\": \"其\", \"start\": 132.538, \"end\": 132.878, \"score\": 0.884}, {\"word\": \"實\"}, {\"word\": \"只\", \"start\": 132.878, \"end\": 135.142, \"score\": 0.929}, {\"word\": \"有\", \"start\": 135.142, \"end\": 135.322, \"score\": 0.889}, {\"word\": \"0\"}, {\"word\": \".\"}, {\"word\": \"0\"}, {\"word\": \"4\"}, {\"word\": \"%\"}, {\"word\": \"換\"}, {\"word\": \"言\", \"start\": 135.322, \"end\": 135.562, \"score\": 0.952}, {\"word\": \"之\", \"start\": 135.562, \"end\": 136.063, \"score\": 0.941}, {\"word\": \"絕\"}, {\"word\": \"大\", \"start\": 136.063, \"end\": 136.343, \"score\": 1.0}, {\"word\": \"部\", \"start\": 136.343, \"end\": 136.564, \"score\": 1.0}, {\"word\": \"分\", \"start\": 136.564, \"end\": 136.724, \"score\": 0.987}, {\"word\": \"的\", \"start\": 136.724, \"end\": 137.044, \"score\": 0.936}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 137.044, \"end\": 137.545, \"score\": 0.96}, {\"word\": \"戶\"}, {\"word\": \"都\", \"start\": 137.545, \"end\": 137.805, \"score\": 1.0}, {\"word\": \"是\", \"start\": 137.805, \"end\": 138.006, \"score\": 0.905}, {\"word\": \"依\", \"start\": 138.006, \"end\": 138.466, \"score\": 0.92}, {\"word\": \"約\"}, {\"word\": \"在\", \"start\": 138.466, \"end\": 139.788, \"score\": 0.969}, {\"word\": \"繳\"}, {\"word\": \"還\"}, {\"word\": \"本\", \"start\": 139.788, \"end\": 140.089, \"score\": 0.999}, {\"word\": \"息\", \"start\": 140.089, \"end\": 140.329, \"score\": 0.916}, {\"word\": \"的\", \"start\": 140.329, \"end\": 140.349, \"score\": 0.999}, {\"word\": \"好\", \"start\": 141.138, \"end\": 141.518, \"score\": 0.934}, {\"word\": \"如\", \"start\": 141.518, \"end\": 141.658, \"score\": 0.854}, {\"word\": \"果\", \"start\": 141.658, \"end\": 141.758, \"score\": 0.843}, {\"word\": \"有\", \"start\": 141.758, \"end\": 142.279, \"score\": 0.772}, {\"word\": \"統\"}, {\"word\": \"計\"}, {\"word\": \"的\", \"start\": 142.279, \"end\": 142.639, \"score\": 0.847}, {\"word\": \"數\"}, {\"word\": \"據\"}, {\"word\": \"能\", \"start\": 142.639, \"end\": 142.739, \"score\": 0.959}, {\"word\": \"不\", \"start\": 142.739, \"end\": 142.839, \"score\": 0.798}, {\"word\": \"能\", \"start\": 142.839, \"end\": 142.859, \"score\": 0.052}, {\"word\": \"在\", \"start\": 142.859, \"end\": 142.999, \"score\": 0.847}, {\"word\": \"散\", \"start\": 142.999, \"end\": 143.199, \"score\": 0.917}, {\"word\": \"會\"}, {\"word\": \"後\", \"start\": 143.199, \"end\": 144.1, \"score\": 0.891}, {\"word\": \"給\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"本\", \"start\": 144.1, \"end\": 144.3, \"score\": 0.895}, {\"word\": \"席\", \"start\": 144.3, \"end\": 144.54, \"score\": 0.979}, {\"word\": \"以\", \"start\": 144.54, \"end\": 144.62, \"score\": 0.811}, {\"word\": \"及\", \"start\": 144.62, \"end\": 144.981, \"score\": 0.857}, {\"word\": \"財\"}, {\"word\": \"政\", \"start\": 144.981, \"end\": 145.141, \"score\": 0.684}, {\"word\": \"委\", \"start\": 145.141, \"end\": 145.541, \"score\": 0.864}, {\"word\": \"員\"}, {\"word\": \"會\"}, {\"word\": \"所\", \"start\": 145.541, \"end\": 145.661, \"score\": 0.999}, {\"word\": \"有\", \"start\": 145.661, \"end\": 145.741, \"score\": 0.764}, {\"word\": \"委\", \"start\": 145.741, \"end\": 146.162, \"score\": 0.901}, {\"word\": \"員\"}, {\"word\": \"一\", \"start\": 146.162, \"end\": 146.242, \"score\": 0.972}, {\"word\": \"份\", \"start\": 146.242, \"end\": 146.502, \"score\": 0.902}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 146.502, \"end\": 146.762, \"score\": 0.993}, {\"word\": \"是\", \"start\": 146.762, \"end\": 146.902, \"score\": 0.941}, {\"word\": \"我\", \"start\": 146.902, \"end\": 147.142, \"score\": 0.866}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 147.142, \"end\": 147.322, \"score\": 0.974}, {\"word\": \"提\", \"start\": 147.322, \"end\": 147.462, \"score\": 0.995}, {\"word\": \"供\", \"start\": 147.462, \"end\": 147.843, \"score\": 0.936}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 147.843, \"end\": 148.063, \"score\": 0.909}, {\"word\": \"的\", \"start\": 148.063, \"end\": 149.124, \"score\": 0.94}, {\"word\": \"統\"}, {\"word\": \"計\"}, {\"word\": \"資\"}, {\"word\": \"料\", \"start\": 149.124, \"end\": 149.484, \"score\": 0.934}, {\"word\": \"好\", \"start\": 149.484, \"end\": 149.824, \"score\": 0.85}, {\"word\": \"我\", \"start\": 149.824, \"end\": 149.924, \"score\": 0.99}, {\"word\": \"要\", \"start\": 149.924, \"end\": 150.204, \"score\": 0.913}, {\"word\": \"講\"}, {\"word\": \"的\", \"start\": 150.204, \"end\": 150.345, \"score\": 0.872}, {\"word\": \"是\", \"start\": 150.345, \"end\": 150.565, \"score\": 0.79}, {\"word\": \"如\", \"start\": 150.565, \"end\": 150.765, \"score\": 0.836}, {\"word\": \"果\", \"start\": 150.765, \"end\": 151.245, \"score\": 0.796}, {\"word\": \"2\"}, {\"word\": \"0\"}, {\"word\": \"2\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 151.245, \"end\": 151.385, \"score\": 0.833}, {\"word\": \"以\", \"start\": 151.385, \"end\": 151.485, \"score\": 0.969}, {\"word\": \"前\", \"start\": 151.485, \"end\": 151.625, \"score\": 0.918}, {\"word\": \"的\", \"start\": 151.625, \"end\": 151.946, \"score\": 0.9}, {\"word\": \"親\"}, {\"word\": \"安\", \"start\": 151.946, \"end\": 152.346, \"score\": 0.865}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 152.346, \"end\": 152.866, \"score\": 0.939}, {\"word\": \"戶\"}, {\"word\": \"大\", \"start\": 152.866, \"end\": 153.167, \"score\": 0.997}, {\"word\": \"多\", \"start\": 153.167, \"end\": 153.587, \"score\": 0.995}, {\"word\": \"都\", \"start\": 153.587, \"end\": 153.727, \"score\": 0.923}, {\"word\": \"能\", \"start\": 153.727, \"end\": 154.407, \"score\": 0.759}, {\"word\": \"夠\"}, {\"word\": \"繼\"}, {\"word\": \"續\"}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 154.407, \"end\": 154.808, \"score\": 0.784}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 154.808, \"end\": 155.268, \"score\": 0.903}, {\"word\": \"推\", \"start\": 155.268, \"end\": 155.448, \"score\": 0.98}, {\"word\": \"出\", \"start\": 155.448, \"end\": 155.668, \"score\": 0.845}, {\"word\": \"新\", \"start\": 155.668, \"end\": 156.269, \"score\": 0.942}, {\"word\": \"親\"}, {\"word\": \"安\", \"start\": 156.269, \"end\": 156.509, \"score\": 0.94}, {\"word\": \"的\", \"start\": 156.509, \"end\": 157.369, \"score\": 0.919}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"精\", \"start\": 157.369, \"end\": 157.69, \"score\": 0.874}, {\"word\": \"進\"}, {\"word\": \"方\", \"start\": 157.69, \"end\": 157.83, \"score\": 0.875}, {\"word\": \"案\", \"start\": 157.83, \"end\": 158.01, \"score\": 0.77}, {\"word\": \"我\", \"start\": 158.01, \"end\": 158.31, \"score\": 0.781}, {\"word\": \"們\"}, {\"word\": \"當\"}, {\"word\": \"然\", \"start\": 158.31, \"end\": 158.951, \"score\": 0.816}, {\"word\": \"樂\"}, {\"word\": \"觀\"}, {\"word\": \"其\", \"start\": 158.951, \"end\": 159.151, \"score\": 0.738}, {\"word\": \"成\", \"start\": 159.151, \"end\": 159.871, \"score\": 0.865}, {\"word\": \"可\", \"start\": 159.871, \"end\": 159.971, \"score\": 0.967}, {\"word\": \"是\", \"start\": 159.971, \"end\": 160.312, \"score\": 0.893}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 160.312, \"end\": 160.492, \"score\": 0.867}, {\"word\": \"我\", \"start\": 160.492, \"end\": 160.712, \"score\": 0.803}, {\"word\": \"們\"}, {\"word\": \"看\", \"start\": 160.712, \"end\": 160.872, \"score\": 0.997}, {\"word\": \"到\", \"start\": 160.872, \"end\": 161.092, \"score\": 0.989}, {\"word\": \"新\", \"start\": 161.092, \"end\": 161.412, \"score\": 0.859}, {\"word\": \"親\"}, {\"word\": \"安\", \"start\": 161.412, \"end\": 161.532, \"score\": 0.98}, {\"word\": \"的\", \"start\": 161.532, \"end\": 161.632, \"score\": 0.992}, {\"word\": \"精\", \"start\": 161.632, \"end\": 161.913, \"score\": 0.863}, {\"word\": \"進\"}, {\"word\": \"方\", \"start\": 161.913, \"end\": 162.073, \"score\": 0.938}, {\"word\": \"案\", \"start\": 162.073, \"end\": 162.633, \"score\": 0.926}, {\"word\": \"它\", \"start\": 162.633, \"end\": 162.813, \"score\": 0.748}, {\"word\": \"已\", \"start\": 162.813, \"end\": 163.714, \"score\": 0.95}, {\"word\": \"經\"}, {\"word\": \"變\"}, {\"word\": \"相\", \"start\": 163.714, \"end\": 164.054, \"score\": 0.919}, {\"word\": \"吸\", \"start\": 164.054, \"end\": 164.214, \"score\": 0.874}, {\"word\": \"引\", \"start\": 164.214, \"end\": 164.354, \"score\": 0.845}, {\"word\": \"年\", \"start\": 164.354, \"end\": 164.835, \"score\": 0.82}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 164.835, \"end\": 165.095, \"score\": 0.844}, {\"word\": \"入\", \"start\": 165.095, \"end\": 165.335, \"score\": 0.748}, {\"word\": \"坑\", \"start\": 165.335, \"end\": 165.675, \"score\": 0.967}, {\"word\": \"你\", \"start\": 165.675, \"end\": 165.795, \"score\": 0.839}, {\"word\": \"有\", \"start\": 165.795, \"end\": 165.896, \"score\": 0.952}, {\"word\": \"感\", \"start\": 165.896, \"end\": 166.116, \"score\": 0.81}, {\"word\": \"覺\"}, {\"word\": \"到\", \"start\": 166.116, \"end\": 166.136, \"score\": 0.932}, {\"word\": \"嗎\"}, {\"word\": \"委\", \"start\": 167.349, \"end\": 167.689, \"score\": 0.658}, {\"word\": \"員\"}, {\"word\": \"我\", \"start\": 167.689, \"end\": 167.829, \"score\": 0.731}, {\"word\": \"想\", \"start\": 167.829, \"end\": 168.049, \"score\": 0.785}, {\"word\": \"不\", \"start\": 168.049, \"end\": 168.169, \"score\": 0.793}, {\"word\": \"是\", \"start\": 168.169, \"end\": 168.93, \"score\": 0.924}, {\"word\": \"變\"}, {\"word\": \"相\", \"start\": 168.93, \"end\": 169.23, \"score\": 0.811}, {\"word\": \"吸\", \"start\": 169.23, \"end\": 169.39, \"score\": 0.74}, {\"word\": \"引\", \"start\": 169.39, \"end\": 169.55, \"score\": 0.808}, {\"word\": \"年\", \"start\": 169.55, \"end\": 169.91, \"score\": 0.663}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 169.91, \"end\": 170.07, \"score\": 0.971}, {\"word\": \"入\", \"start\": 170.07, \"end\": 170.29, \"score\": 0.869}, {\"word\": \"坑\", \"start\": 170.29, \"end\": 170.47, \"score\": 0.771}, {\"word\": \"我\", \"start\": 170.47, \"end\": 170.79, \"score\": 0.656}, {\"word\": \"們\"}, {\"word\": \"其\", \"start\": 170.79, \"end\": 171.15, \"score\": 0.787}, {\"word\": \"實\"}, {\"word\": \"在\", \"start\": 171.15, \"end\": 172.111, \"score\": 0.719}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"統\"}, {\"word\": \"計\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 172.111, \"end\": 172.311, \"score\": 0.764}, {\"word\": \"我\", \"start\": 172.311, \"end\": 172.571, \"score\": 0.709}, {\"word\": \"們\"}, {\"word\": \"知\", \"start\": 172.571, \"end\": 172.711, \"score\": 0.872}, {\"word\": \"道\", \"start\": 172.711, \"end\": 173.711, \"score\": 0.768}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 173.711, \"end\": 173.931, \"score\": 0.889}, {\"word\": \"分\", \"start\": 173.931, \"end\": 174.291, \"score\": 0.691}, {\"word\": \"其\", \"start\": 174.291, \"end\": 175.092, \"score\": 0.839}, {\"word\": \"實\"}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 175.092, \"end\": 175.292, \"score\": 0.814}, {\"word\": \"我\", \"start\": 175.292, \"end\": 175.532, \"score\": 0.747}, {\"word\": \"們\"}, {\"word\": \"有\", \"start\": 175.532, \"end\": 175.732, \"score\": 0.996}, {\"word\": \"放\", \"start\": 175.732, \"end\": 176.552, \"score\": 0.862}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 176.552, \"end\": 176.752, \"score\": 0.884}, {\"word\": \"期\", \"start\": 176.752, \"end\": 176.892, \"score\": 0.689}, {\"word\": \"到\", \"start\": 176.892, \"end\": 177.272, \"score\": 0.66}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 177.272, \"end\": 177.872, \"score\": 0.858}, {\"word\": \"事\", \"start\": 177.872, \"end\": 178.313, \"score\": 0.748}, {\"word\": \"實\"}, {\"word\": \"上\", \"start\": 178.313, \"end\": 178.613, \"score\": 0.841}, {\"word\": \"沒\", \"start\": 178.613, \"end\": 178.933, \"score\": 0.903}, {\"word\": \"有\", \"start\": 178.933, \"end\": 179.093, \"score\": 0.724}, {\"word\": \"用\", \"start\": 179.093, \"end\": 179.513, \"score\": 0.85}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 179.513, \"end\": 179.753, \"score\": 0.823}, {\"word\": \"期\", \"start\": 179.753, \"end\": 179.893, \"score\": 0.71}, {\"word\": \"的\", \"start\": 179.893, \"end\": 180.173, \"score\": 0.8}, {\"word\": \"佔\"}, {\"word\": \"了\", \"start\": 180.173, \"end\": 182.074, \"score\": 0.776}, {\"word\": \"5\"}, {\"word\": \"1\"}, {\"word\": \"%\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 182.074, \"end\": 182.354, \"score\": 0.82}, {\"word\": \"的\", \"start\": 182.354, \"end\": 182.894, \"score\": 0.859}, {\"word\": \"佔\"}, {\"word\": \"了\", \"start\": 182.894, \"end\": 184.154, \"score\": 0.759}, {\"word\": \"1\"}, {\"word\": \"4\"}, {\"word\": \"%\"}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 184.154, \"end\": 184.355, \"score\": 0.751}, {\"word\": \"的\", \"start\": 184.355, \"end\": 184.435, \"score\": 0.972}, {\"word\": \"是\", \"start\": 184.435, \"end\": 185.695, \"score\": 0.805}, {\"word\": \"2\"}, {\"word\": \"5\"}, {\"word\": \"%\"}, {\"word\": \"所\", \"start\": 185.695, \"end\": 185.835, \"score\": 0.82}, {\"word\": \"以\", \"start\": 185.835, \"end\": 185.995, \"score\": 0.962}, {\"word\": \"大\", \"start\": 185.995, \"end\": 186.175, \"score\": 0.915}, {\"word\": \"部\", \"start\": 186.175, \"end\": 186.275, \"score\": 0.993}, {\"word\": \"分\", \"start\": 186.275, \"end\": 186.395, \"score\": 0.94}, {\"word\": \"的\", \"start\": 186.395, \"end\": 186.515, \"score\": 0.598}, {\"word\": \"青\", \"start\": 186.515, \"end\": 186.695, \"score\": 0.661}, {\"word\": \"年\", \"start\": 186.695, \"end\": 186.835, \"score\": 0.844}, {\"word\": \"人\", \"start\": 186.835, \"end\": 187.256, \"score\": 0.799}, {\"word\": \"買\"}, {\"word\": \"了\", \"start\": 187.256, \"end\": 187.376, \"score\": 0.864}, {\"word\": \"以\", \"start\": 187.376, \"end\": 187.496, \"score\": 0.96}, {\"word\": \"後\", \"start\": 187.496, \"end\": 187.696, \"score\": 0.682}, {\"word\": \"他\", \"start\": 187.696, \"end\": 188.036, \"score\": 0.842}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 188.036, \"end\": 188.236, \"score\": 0.785}, {\"word\": \"希\", \"start\": 188.236, \"end\": 188.436, \"score\": 0.863}, {\"word\": \"望\", \"start\": 188.436, \"end\": 188.656, \"score\": 0.918}, {\"word\": \"能\", \"start\": 188.656, \"end\": 188.676, \"score\": 0.001}, {\"word\": \"夠\"}, {\"word\": \"盡\"}, {\"word\": \"快\", \"start\": 188.676, \"end\": 188.756, \"score\": 0.75}, {\"word\": \"還\"}, {\"word\": \"清\", \"start\": 188.756, \"end\": 188.776, \"score\": 0.0}, {\"word\": \"他\", \"start\": 188.776, \"end\": 188.796, \"score\": 0.0}, {\"word\": \"的\", \"start\": 188.796, \"end\": 188.816, \"score\": 0.0}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 188.816, \"end\": 188.996, \"score\": 0.869}, {\"word\": \"本\", \"start\": 188.996, \"end\": 189.016, \"score\": 0.0}, {\"word\": \"金\", \"start\": 189.016, \"end\": 189.036, \"score\": 0.001}, {\"word\": \"所\", \"start\": 191.997, \"end\": 192.097, \"score\": 0.798}, {\"word\": \"以\", \"start\": 192.097, \"end\": 193.138, \"score\": 0.93}, {\"word\": \"我\", \"start\": 193.138, \"end\": 193.298, \"score\": 0.849}, {\"word\": \"想\", \"start\": 193.298, \"end\": 193.978, \"score\": 0.906}, {\"word\": \"他\", \"start\": 193.978, \"end\": 194.238, \"score\": 0.912}, {\"word\": \"們\"}, {\"word\": \"在\", \"start\": 194.238, \"end\": 194.639, \"score\": 0.894}, {\"word\": \"買\"}, {\"word\": \"房\", \"start\": 194.639, \"end\": 194.859, \"score\": 0.957}, {\"word\": \"子\", \"start\": 194.859, \"end\": 194.959, \"score\": 0.993}, {\"word\": \"的\", \"start\": 194.959, \"end\": 195.219, \"score\": 0.868}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 195.219, \"end\": 195.359, \"score\": 0.987}, {\"word\": \"一\", \"start\": 195.359, \"end\": 195.499, \"score\": 0.984}, {\"word\": \"定\", \"start\": 195.499, \"end\": 195.639, \"score\": 0.971}, {\"word\": \"有\", \"start\": 195.639, \"end\": 196.46, \"score\": 0.872}, {\"word\": \"經\"}, {\"word\": \"過\"}, {\"word\": \"相\", \"start\": 196.46, \"end\": 196.8, \"score\": 0.926}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 196.8, \"end\": 197.3, \"score\": 0.862}, {\"word\": \"財\"}, {\"word\": \"務\"}, {\"word\": \"上\", \"start\": 197.3, \"end\": 197.5, \"score\": 0.945}, {\"word\": \"的\", \"start\": 197.5, \"end\": 197.601, \"score\": 0.998}, {\"word\": \"一\", \"start\": 197.601, \"end\": 197.721, \"score\": 0.856}, {\"word\": \"些\", \"start\": 197.721, \"end\": 198.241, \"score\": 0.932}, {\"word\": \"評\"}, {\"word\": \"估\", \"start\": 198.241, \"end\": 198.761, \"score\": 0.856}, {\"word\": \"那\", \"start\": 198.761, \"end\": 198.981, \"score\": 0.869}, {\"word\": \"為\"}, {\"word\": \"什\", \"start\": 198.981, \"end\": 199.162, \"score\": 0.878}, {\"word\": \"麼\"}, {\"word\": \"最\", \"start\": 199.162, \"end\": 199.302, \"score\": 0.944}, {\"word\": \"近\", \"start\": 199.302, \"end\": 199.442, \"score\": 0.894}, {\"word\": \"我\", \"start\": 199.442, \"end\": 199.842, \"score\": 0.775}, {\"word\": \"們\"}, {\"word\": \"還\"}, {\"word\": \"會\"}, {\"word\": \"去\", \"start\": 199.842, \"end\": 199.982, \"score\": 0.992}, {\"word\": \"做\", \"start\": 199.982, \"end\": 200.522, \"score\": 0.852}, {\"word\": \"檢\"}, {\"word\": \"討\"}, {\"word\": \"呢\", \"start\": 200.522, \"end\": 201.223, \"score\": 0.894}, {\"word\": \"我\", \"start\": 201.223, \"end\": 201.323, \"score\": 0.767}, {\"word\": \"想\", \"start\": 201.323, \"end\": 201.643, \"score\": 0.947}, {\"word\": \"我\", \"start\": 201.643, \"end\": 201.763, \"score\": 0.833}, {\"word\": \"一\", \"start\": 201.763, \"end\": 201.863, \"score\": 0.799}, {\"word\": \"直\", \"start\": 201.863, \"end\": 201.943, \"score\": 0.76}, {\"word\": \"以\", \"start\": 201.943, \"end\": 202.163, \"score\": 0.754}, {\"word\": \"來\"}, {\"word\": \"都\", \"start\": 202.163, \"end\": 202.323, \"score\": 0.943}, {\"word\": \"跟\", \"start\": 202.323, \"end\": 202.644, \"score\": 0.996}, {\"word\": \"部\", \"start\": 202.644, \"end\": 202.924, \"score\": 0.799}, {\"word\": \"長\"}, {\"word\": \"在\", \"start\": 202.924, \"end\": 203.424, \"score\": 0.909}, {\"word\": \"講\"}, {\"word\": \"您\", \"start\": 203.424, \"end\": 203.604, \"score\": 0.885}, {\"word\": \"的\", \"start\": 203.604, \"end\": 204.685, \"score\": 0.956}, {\"word\": \"數\"}, {\"word\": \"據\"}, {\"word\": \"有\", \"start\": 204.685, \"end\": 205.085, \"score\": 0.983}, {\"word\": \"沒\", \"start\": 205.085, \"end\": 205.205, \"score\": 0.831}, {\"word\": \"有\", \"start\": 205.205, \"end\": 205.806, \"score\": 0.86}, {\"word\": \"錯\"}, {\"word\": \"可\", \"start\": 205.806, \"end\": 205.886, \"score\": 0.995}, {\"word\": \"是\", \"start\": 205.886, \"end\": 206.006, \"score\": 0.943}, {\"word\": \"跟\", \"start\": 206.006, \"end\": 206.666, \"score\": 0.906}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"面\", \"start\": 206.666, \"end\": 207.166, \"score\": 0.929}, {\"word\": \"會\"}, {\"word\": \"不\", \"start\": 207.166, \"end\": 207.427, \"score\": 0.845}, {\"word\": \"會\"}, {\"word\": \"有\", \"start\": 207.427, \"end\": 207.627, \"score\": 0.948}, {\"word\": \"一\", \"start\": 207.627, \"end\": 208.087, \"score\": 0.826}, {\"word\": \"點\"}, {\"word\": \"點\"}, {\"word\": \"不\", \"start\": 208.087, \"end\": 208.247, \"score\": 0.859}, {\"word\": \"一\", \"start\": 208.247, \"end\": 208.387, \"score\": 0.821}, {\"word\": \"樣\"}, {\"word\": \"或\", \"start\": 208.387, \"end\": 208.487, \"score\": 0.661}, {\"word\": \"者\", \"start\": 208.487, \"end\": 208.587, \"score\": 0.79}, {\"word\": \"是\", \"start\": 208.587, \"end\": 208.687, \"score\": 0.928}, {\"word\": \"很\", \"start\": 208.687, \"end\": 208.928, \"score\": 0.984}, {\"word\": \"大\", \"start\": 208.928, \"end\": 209.128, \"score\": 0.98}, {\"word\": \"大\", \"start\": 209.128, \"end\": 209.268, \"score\": 0.923}, {\"word\": \"的\", \"start\": 209.268, \"end\": 209.388, \"score\": 0.929}, {\"word\": \"不\", \"start\": 209.388, \"end\": 209.528, \"score\": 0.903}, {\"word\": \"一\", \"start\": 209.528, \"end\": 210.128, \"score\": 0.884}, {\"word\": \"樣\"}, {\"word\": \"我\", \"start\": 210.128, \"end\": 210.228, \"score\": 0.766}, {\"word\": \"想\", \"start\": 210.228, \"end\": 210.549, \"score\": 0.838}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"部\", \"start\": 210.549, \"end\": 210.669, \"score\": 0.983}, {\"word\": \"分\", \"start\": 210.669, \"end\": 211.089, \"score\": 0.906}, {\"word\": \"到\", \"start\": 211.089, \"end\": 211.269, \"score\": 0.857}, {\"word\": \"底\", \"start\": 211.269, \"end\": 211.709, \"score\": 0.895}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"方\", \"start\": 211.709, \"end\": 211.829, \"score\": 0.936}, {\"word\": \"案\", \"start\": 211.829, \"end\": 212.31, \"score\": 0.907}, {\"word\": \"從\"}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 212.31, \"end\": 212.47, \"score\": 0.873}, {\"word\": \"期\", \"start\": 212.47, \"end\": 213.01, \"score\": 0.874}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 213.01, \"end\": 213.19, \"score\": 0.943}, {\"word\": \"延\", \"start\": 213.19, \"end\": 213.35, \"score\": 0.872}, {\"word\": \"到\", \"start\": 213.35, \"end\": 213.71, \"score\": 0.838}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 213.71, \"end\": 214.291, \"score\": 0.99}, {\"word\": \"房\", \"start\": 214.291, \"end\": 214.631, \"score\": 0.886}, {\"word\": \"貸\"}, {\"word\": \"期\", \"start\": 214.631, \"end\": 214.771, \"score\": 0.859}, {\"word\": \"限\", \"start\": 214.771, \"end\": 215.431, \"score\": 0.873}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 215.431, \"end\": 215.592, \"score\": 0.971}, {\"word\": \"延\", \"start\": 215.592, \"end\": 215.872, \"score\": 0.882}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 215.872, \"end\": 216.332, \"score\": 0.9}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 216.332, \"end\": 216.652, \"score\": 0.899}, {\"word\": \"本\", \"start\": 216.652, \"end\": 216.772, \"score\": 0.856}, {\"word\": \"席\", \"start\": 216.772, \"end\": 216.892, \"score\": 0.726}, {\"word\": \"想\", \"start\": 216.892, \"end\": 217.273, \"score\": 0.877}, {\"word\": \"請\"}, {\"word\": \"教\", \"start\": 217.273, \"end\": 217.453, \"score\": 0.776}, {\"word\": \"部\", \"start\": 217.453, \"end\": 217.693, \"score\": 0.75}, {\"word\": \"長\"}, {\"word\": \"一\", \"start\": 217.693, \"end\": 218.013, \"score\": 0.849}, {\"word\": \"個\"}, {\"word\": \"刑\", \"start\": 218.013, \"end\": 218.213, \"score\": 0.944}, {\"word\": \"犯\", \"start\": 218.213, \"end\": 218.373, \"score\": 0.807}, {\"word\": \"的\", \"start\": 218.373, \"end\": 218.433, \"score\": 0.988}, {\"word\": \"一\", \"start\": 218.433, \"end\": 218.473, \"score\": 1.0}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"請\"}, {\"word\": \"問\"}, {\"word\": \"凌\", \"start\": 218.473, \"end\": 218.533, \"score\": 0.436}, {\"word\": \"遲\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"刀\", \"start\": 218.533, \"end\": 218.553, \"score\": 0.0}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.135, \"end\": 221.155, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.155, \"end\": 221.175, \"score\": 0.0}, {\"word\": \"等\", \"start\": 221.175, \"end\": 221.195, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.195, \"end\": 221.215, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.215, \"end\": 221.255, \"score\": 0.5}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.255, \"end\": 221.275, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.275, \"end\": 221.375, \"score\": 0.8}, {\"word\": \"等\", \"start\": 221.375, \"end\": 221.395, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.395, \"end\": 221.415, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.415, \"end\": 221.435, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.435, \"end\": 221.515, \"score\": 0.748}, {\"word\": \"廷\", \"start\": 221.515, \"end\": 221.615, \"score\": 0.8}, {\"word\": \"等\", \"start\": 221.615, \"end\": 221.635, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.635, \"end\": 221.655, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.655, \"end\": 221.675, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.675, \"end\": 221.695, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.695, \"end\": 221.715, \"score\": 0.0}, {\"word\": \"等\", \"start\": 221.715, \"end\": 221.795, \"score\": 0.75}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.795, \"end\": 221.815, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.815, \"end\": 221.835, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 221.835, \"end\": 221.855, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 221.855, \"end\": 221.875, \"score\": 0.0}, {\"word\": \"等\", \"start\": 221.875, \"end\": 221.896, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 221.896, \"end\": 221.996, \"score\": 0.8}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 221.996, \"end\": 222.016, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.016, \"end\": 222.036, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.036, \"end\": 222.056, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.056, \"end\": 222.156, \"score\": 0.799}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.156, \"end\": 222.236, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.236, \"end\": 222.256, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.256, \"end\": 222.276, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.276, \"end\": 222.296, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.296, \"end\": 222.316, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.316, \"end\": 222.336, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.336, \"end\": 222.356, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.356, \"end\": 222.396, \"score\": 0.5}, {\"word\": \"廷\", \"start\": 222.396, \"end\": 222.476, \"score\": 0.75}, {\"word\": \"等\", \"start\": 222.476, \"end\": 222.496, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.496, \"end\": 222.516, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.516, \"end\": 222.536, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.536, \"end\": 222.616, \"score\": 0.75}, {\"word\": \"廷\", \"start\": 222.616, \"end\": 222.636, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.636, \"end\": 222.656, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.656, \"end\": 222.736, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.736, \"end\": 222.756, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.756, \"end\": 222.776, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.776, \"end\": 222.796, \"score\": 0.0}, {\"word\": \"等\", \"start\": 222.796, \"end\": 222.816, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 222.816, \"end\": 222.936, \"score\": 0.833}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 222.936, \"end\": 222.956, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 222.956, \"end\": 222.976, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 222.976, \"end\": 223.016, \"score\": 0.5}, {\"word\": \"等\", \"start\": 223.016, \"end\": 223.116, \"score\": 0.8}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.116, \"end\": 223.136, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.136, \"end\": 223.156, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.156, \"end\": 223.176, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.176, \"end\": 223.196, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.196, \"end\": 223.216, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.216, \"end\": 223.276, \"score\": 0.667}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.276, \"end\": 223.356, \"score\": 0.75}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.356, \"end\": 223.376, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.376, \"end\": 223.396, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.396, \"end\": 223.457, \"score\": 0.667}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.457, \"end\": 223.477, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.477, \"end\": 223.497, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.497, \"end\": 223.517, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.517, \"end\": 223.537, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.537, \"end\": 223.597, \"score\": 0.667}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.597, \"end\": 223.617, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.617, \"end\": 223.657, \"score\": 0.498}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.657, \"end\": 223.677, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.677, \"end\": 223.697, \"score\": 0.0}, {\"word\": \"等\", \"start\": 223.697, \"end\": 223.717, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 223.717, \"end\": 223.797, \"score\": 0.75}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 223.797, \"end\": 223.857, \"score\": 0.667}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 223.857, \"end\": 223.877, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 223.877, \"end\": 224.017, \"score\": 0.857}, {\"word\": \"等\", \"start\": 224.017, \"end\": 224.037, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.037, \"end\": 224.057, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.057, \"end\": 224.077, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.077, \"end\": 224.117, \"score\": 0.499}, {\"word\": \"廷\", \"start\": 224.117, \"end\": 224.137, \"score\": 0.0}, {\"word\": \"等\", \"start\": 224.137, \"end\": 224.157, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.157, \"end\": 224.197, \"score\": 0.5}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.197, \"end\": 224.217, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.217, \"end\": 224.237, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 224.237, \"end\": 224.257, \"score\": 0.0}, {\"word\": \"等\", \"start\": 224.257, \"end\": 224.337, \"score\": 0.75}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.337, \"end\": 224.377, \"score\": 0.498}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.377, \"end\": 224.397, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.397, \"end\": 224.417, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 224.417, \"end\": 224.517, \"score\": 0.8}, {\"word\": \"等\", \"start\": 224.517, \"end\": 224.537, \"score\": 0.0}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.537, \"end\": 224.557, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.557, \"end\": 224.577, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.577, \"end\": 224.597, \"score\": 0.0}, {\"word\": \"廷\", \"start\": 224.597, \"end\": 224.617, \"score\": 0.0}, {\"word\": \"等\", \"start\": 224.617, \"end\": 224.717, \"score\": 0.8}, {\"word\": \"1\"}, {\"word\": \"9\"}, {\"word\": \"人\", \"start\": 224.717, \"end\": 224.737, \"score\": 0.0}, {\"word\": \"、\"}, {\"word\": \"委\", \"start\": 224.737, \"end\": 224.757, \"score\": 0.0}, {\"word\": \"員\"}, {\"word\": \"陳\"}, {\"word\": \"冠\", \"start\": 224.757, \"end\": 224.777, \"score\": 0.0}, {\"word\": \"�\"}, {\"word\": \"這\"}, {\"word\": \"就\", \"start\": 250.214, \"end\": 250.334, \"score\": 0.898}, {\"word\": \"是\", \"start\": 250.334, \"end\": 250.454, \"score\": 0.933}, {\"word\": \"我\", \"start\": 250.454, \"end\": 250.755, \"score\": 0.848}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 250.755, \"end\": 251.095, \"score\": 0.873}, {\"word\": \"對\"}, {\"word\": \"於\", \"start\": 251.095, \"end\": 251.335, \"score\": 0.915}, {\"word\": \"年\", \"start\": 251.335, \"end\": 251.795, \"score\": 0.903}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 251.795, \"end\": 252.196, \"score\": 0.94}, {\"word\": \"他\", \"start\": 252.196, \"end\": 252.456, \"score\": 0.967}, {\"word\": \"接\", \"start\": 252.456, \"end\": 252.716, \"score\": 0.976}, {\"word\": \"收\", \"start\": 252.716, \"end\": 252.896, \"score\": 0.985}, {\"word\": \"到\", \"start\": 252.896, \"end\": 253.056, \"score\": 0.97}, {\"word\": \"了\", \"start\": 253.056, \"end\": 253.577, \"score\": 0.937}, {\"word\": \"清\", \"start\": 253.577, \"end\": 253.737, \"score\": 0.854}, {\"word\": \"安\", \"start\": 253.737, \"end\": 254.157, \"score\": 0.897}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 254.157, \"end\": 254.657, \"score\": 0.912}, {\"word\": \"他\", \"start\": 254.657, \"end\": 254.917, \"score\": 0.828}, {\"word\": \"可\", \"start\": 254.917, \"end\": 255.058, \"score\": 0.983}, {\"word\": \"能\", \"start\": 255.058, \"end\": 255.218, \"score\": 0.844}, {\"word\": \"不\", \"start\": 255.218, \"end\": 255.358, \"score\": 0.998}, {\"word\": \"知\", \"start\": 255.358, \"end\": 255.458, \"score\": 0.998}, {\"word\": \"道\", \"start\": 255.458, \"end\": 255.878, \"score\": 0.808}, {\"word\": \"整\", \"start\": 255.878, \"end\": 256.218, \"score\": 0.807}, {\"word\": \"個\"}, {\"word\": \"後\", \"start\": 256.218, \"end\": 256.579, \"score\": 0.859}, {\"word\": \"續\"}, {\"word\": \"的\", \"start\": 256.579, \"end\": 256.919, \"score\": 0.743}, {\"word\": \"安\", \"start\": 256.919, \"end\": 257.119, \"score\": 0.896}, {\"word\": \"排\", \"start\": 257.119, \"end\": 257.619, \"score\": 0.935}, {\"word\": \"但\", \"start\": 257.619, \"end\": 257.779, \"score\": 0.854}, {\"word\": \"你\", \"start\": 257.779, \"end\": 258.02, \"score\": 0.899}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 258.02, \"end\": 258.54, \"score\": 0.824}, {\"word\": \"數\"}, {\"word\": \"據\"}, {\"word\": \"裡\"}, {\"word\": \"面\", \"start\": 258.54, \"end\": 259.08, \"score\": 0.887}, {\"word\": \"卻\"}, {\"word\": \"只\", \"start\": 259.08, \"end\": 259.221, \"score\": 0.865}, {\"word\": \"告\", \"start\": 259.221, \"end\": 259.541, \"score\": 0.867}, {\"word\": \"訴\"}, {\"word\": \"我\", \"start\": 259.541, \"end\": 260.281, \"score\": 0.909}, {\"word\": \"們\"}, {\"word\": \"說\"}, {\"word\": \"沒\", \"start\": 260.281, \"end\": 260.461, \"score\": 0.772}, {\"word\": \"有\", \"start\": 260.461, \"end\": 260.581, \"score\": 0.993}, {\"word\": \"啊\", \"start\": 260.581, \"end\": 260.742, \"score\": 0.96}, {\"word\": \"能\", \"start\": 260.742, \"end\": 261.002, \"score\": 0.901}, {\"word\": \"夠\"}, {\"word\": \"持\", \"start\": 261.002, \"end\": 261.322, \"score\": 0.749}, {\"word\": \"續\"}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 261.322, \"end\": 261.582, \"score\": 0.772}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 261.582, \"end\": 261.722, \"score\": 0.828}, {\"word\": \"的\", \"start\": 261.722, \"end\": 261.982, \"score\": 0.833}, {\"word\": \"還\"}, {\"word\": \"很\", \"start\": 261.982, \"end\": 262.183, \"score\": 0.988}, {\"word\": \"多\", \"start\": 262.183, \"end\": 262.403, \"score\": 0.986}, {\"word\": \"啊\", \"start\": 262.403, \"end\": 263.003, \"score\": 0.844}, {\"word\": \"我\", \"start\": 263.003, \"end\": 263.123, \"score\": 0.725}, {\"word\": \"想\", \"start\": 263.123, \"end\": 263.283, \"score\": 0.89}, {\"word\": \"跟\", \"start\": 263.283, \"end\": 263.804, \"score\": 0.857}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"面\", \"start\": 263.804, \"end\": 264.024, \"score\": 0.943}, {\"word\": \"真\", \"start\": 264.024, \"end\": 264.164, \"score\": 0.871}, {\"word\": \"的\", \"start\": 264.164, \"end\": 264.244, \"score\": 0.946}, {\"word\": \"有\", \"start\": 264.244, \"end\": 264.384, \"score\": 0.86}, {\"word\": \"一\", \"start\": 264.384, \"end\": 264.444, \"score\": 0.889}, {\"word\": \"些\", \"start\": 264.444, \"end\": 264.644, \"score\": 0.959}, {\"word\": \"差\", \"start\": 264.644, \"end\": 264.925, \"score\": 0.892}, {\"word\": \"距\", \"start\": 264.925, \"end\": 265.365, \"score\": 0.732}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 265.365, \"end\": 265.465, \"score\": 0.767}, {\"word\": \"年\", \"start\": 265.465, \"end\": 265.745, \"score\": 0.882}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 265.745, \"end\": 265.845, \"score\": 0.805}, {\"word\": \"很\", \"start\": 265.845, \"end\": 265.985, \"score\": 0.908}, {\"word\": \"多\", \"start\": 265.985, \"end\": 266.085, \"score\": 0.997}, {\"word\": \"都\", \"start\": 266.085, \"end\": 266.325, \"score\": 0.734}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 266.325, \"end\": 266.426, \"score\": 0.734}, {\"word\": \"起\", \"start\": 266.426, \"end\": 266.586, \"score\": 0.979}, {\"word\": \"房\", \"start\": 266.586, \"end\": 267.086, \"score\": 0.853}, {\"word\": \"根\", \"start\": 267.086, \"end\": 267.226, \"score\": 0.956}, {\"word\": \"本\", \"start\": 267.226, \"end\": 267.346, \"score\": 0.981}, {\"word\": \"的\", \"start\": 267.346, \"end\": 267.446, \"score\": 0.972}, {\"word\": \"原\", \"start\": 267.446, \"end\": 267.586, \"score\": 0.996}, {\"word\": \"因\", \"start\": 267.586, \"end\": 267.787, \"score\": 0.956}, {\"word\": \"就\", \"start\": 267.787, \"end\": 267.887, \"score\": 0.874}, {\"word\": \"是\", \"start\": 267.887, \"end\": 268.187, \"score\": 0.997}, {\"word\": \"房\", \"start\": 268.187, \"end\": 268.707, \"score\": 0.856}, {\"word\": \"價\"}, {\"word\": \"不\", \"start\": 268.707, \"end\": 268.927, \"score\": 0.797}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 268.927, \"end\": 269.768, \"score\": 0.896}, {\"word\": \"飆\"}, {\"word\": \"漲\"}, {\"word\": \"薪\", \"start\": 269.768, \"end\": 270.028, \"score\": 0.91}, {\"word\": \"水\", \"start\": 270.028, \"end\": 270.188, \"score\": 0.989}, {\"word\": \"又\", \"start\": 270.188, \"end\": 270.328, \"score\": 0.861}, {\"word\": \"沒\", \"start\": 270.328, \"end\": 270.428, \"score\": 0.79}, {\"word\": \"有\", \"start\": 270.428, \"end\": 270.548, \"score\": 0.997}, {\"word\": \"什\", \"start\": 270.548, \"end\": 270.749, \"score\": 0.881}, {\"word\": \"麼\"}, {\"word\": \"增\", \"start\": 270.749, \"end\": 270.929, \"score\": 0.986}, {\"word\": \"加\", \"start\": 270.929, \"end\": 271.849, \"score\": 0.884}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 271.849, \"end\": 271.969, \"score\": 0.983}, {\"word\": \"的\", \"start\": 271.969, \"end\": 272.09, \"score\": 0.963}, {\"word\": \"房\", \"start\": 272.09, \"end\": 272.39, \"score\": 0.849}, {\"word\": \"貸\"}, {\"word\": \"之\", \"start\": 272.39, \"end\": 272.47, \"score\": 0.979}, {\"word\": \"下\", \"start\": 272.47, \"end\": 272.79, \"score\": 0.802}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 272.79, \"end\": 272.93, \"score\": 0.839}, {\"word\": \"起\", \"start\": 272.93, \"end\": 273.41, \"score\": 0.904}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 273.41, \"end\": 273.531, \"score\": 0.962}, {\"word\": \"的\", \"start\": 273.531, \"end\": 273.651, \"score\": 0.971}, {\"word\": \"房\", \"start\": 273.651, \"end\": 273.751, \"score\": 0.992}, {\"word\": \"貸\"}, {\"word\": \"則\"}, {\"word\": \"算\", \"start\": 273.751, \"end\": 273.771, \"score\": 0.0}, {\"word\": \"成\", \"start\": 273.771, \"end\": 273.831, \"score\": 0.477}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 273.831, \"end\": 273.931, \"score\": 0.82}, {\"word\": \"的\", \"start\": 273.931, \"end\": 274.011, \"score\": 0.707}, {\"word\": \"總\"}, {\"word\": \"本\", \"start\": 274.011, \"end\": 274.031, \"score\": 0.0}, {\"word\": \"立\", \"start\": 275.772, \"end\": 275.992, \"score\": 0.825}, {\"word\": \"和\", \"start\": 275.992, \"end\": 276.533, \"score\": 0.965}, {\"word\": \"更\", \"start\": 276.533, \"end\": 276.773, \"score\": 0.973}, {\"word\": \"是\", \"start\": 276.773, \"end\": 277.133, \"score\": 0.806}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 277.133, \"end\": 277.233, \"score\": 0.599}, {\"word\": \"起\", \"start\": 277.233, \"end\": 277.754, \"score\": 0.959}, {\"word\": \"利\", \"start\": 277.754, \"end\": 278.054, \"score\": 0.976}, {\"word\": \"息\", \"start\": 278.054, \"end\": 278.434, \"score\": 0.89}, {\"word\": \"雖\"}, {\"word\": \"然\", \"start\": 278.434, \"end\": 278.554, \"score\": 0.959}, {\"word\": \"有\", \"start\": 278.554, \"end\": 279.075, \"score\": 0.779}, {\"word\": \"補\"}, {\"word\": \"貼\"}, {\"word\": \"一\", \"start\": 279.075, \"end\": 279.415, \"score\": 0.811}, {\"word\": \"碼\"}, {\"word\": \"半\", \"start\": 279.415, \"end\": 279.675, \"score\": 0.858}, {\"word\": \"但\", \"start\": 279.675, \"end\": 279.955, \"score\": 0.715}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 279.955, \"end\": 280.236, \"score\": 0.776}, {\"word\": \"要\", \"start\": 280.236, \"end\": 280.436, \"score\": 0.733}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 280.436, \"end\": 281.136, \"score\": 0.871}, {\"word\": \"我\", \"start\": 281.136, \"end\": 281.236, \"score\": 0.737}, {\"word\": \"想\", \"start\": 281.236, \"end\": 281.417, \"score\": 0.854}, {\"word\": \"坦\", \"start\": 281.417, \"end\": 281.557, \"score\": 0.748}, {\"word\": \"白\", \"start\": 281.557, \"end\": 282.037, \"score\": 0.863}, {\"word\": \"講\"}, {\"word\": \"本\", \"start\": 282.037, \"end\": 282.177, \"score\": 0.844}, {\"word\": \"席\", \"start\": 282.177, \"end\": 282.718, \"score\": 0.827}, {\"word\": \"認\"}, {\"word\": \"為\"}, {\"word\": \"就\", \"start\": 282.718, \"end\": 282.838, \"score\": 0.825}, {\"word\": \"算\", \"start\": 282.838, \"end\": 283.018, \"score\": 0.922}, {\"word\": \"無\", \"start\": 283.018, \"end\": 283.258, \"score\": 0.904}, {\"word\": \"息\", \"start\": 283.258, \"end\": 283.498, \"score\": 0.915}, {\"word\": \"只\", \"start\": 283.498, \"end\": 283.578, \"score\": 0.959}, {\"word\": \"要\", \"start\": 283.578, \"end\": 284.079, \"score\": 0.816}, {\"word\": \"償\"}, {\"word\": \"還\"}, {\"word\": \"本\", \"start\": 284.079, \"end\": 284.259, \"score\": 0.968}, {\"word\": \"金\", \"start\": 284.259, \"end\": 284.719, \"score\": 0.93}, {\"word\": \"很\", \"start\": 284.719, \"end\": 284.919, \"score\": 0.987}, {\"word\": \"多\", \"start\": 284.919, \"end\": 285.039, \"score\": 0.889}, {\"word\": \"人\", \"start\": 285.039, \"end\": 285.44, \"score\": 0.893}, {\"word\": \"還\"}, {\"word\": \"是\", \"start\": 285.44, \"end\": 285.76, \"score\": 0.872}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 285.76, \"end\": 285.92, \"score\": 0.733}, {\"word\": \"起\", \"start\": 285.92, \"end\": 286.46, \"score\": 0.932}, {\"word\": \"根\", \"start\": 286.46, \"end\": 286.621, \"score\": 0.98}, {\"word\": \"本\", \"start\": 286.621, \"end\": 286.721, \"score\": 0.971}, {\"word\": \"的\", \"start\": 286.721, \"end\": 287.101, \"score\": 0.771}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"就\", \"start\": 287.101, \"end\": 287.201, \"score\": 0.953}, {\"word\": \"是\", \"start\": 287.201, \"end\": 287.401, \"score\": 0.99}, {\"word\": \"房\", \"start\": 287.401, \"end\": 288.022, \"score\": 0.935}, {\"word\": \"價\"}, {\"word\": \"高\", \"start\": 288.022, \"end\": 288.682, \"score\": 0.958}, {\"word\": \"到\", \"start\": 288.682, \"end\": 289.022, \"score\": 0.74}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 289.022, \"end\": 289.203, \"score\": 0.678}, {\"word\": \"起\", \"start\": 289.203, \"end\": 289.763, \"score\": 0.98}, {\"word\": \"所\", \"start\": 289.763, \"end\": 289.943, \"score\": 0.975}, {\"word\": \"以\", \"start\": 289.943, \"end\": 290.383, \"score\": 0.981}, {\"word\": \"又\", \"start\": 290.383, \"end\": 290.504, \"score\": 0.718}, {\"word\": \"何\", \"start\": 290.504, \"end\": 290.664, \"score\": 0.638}, {\"word\": \"必\", \"start\": 290.664, \"end\": 291.244, \"score\": 0.831}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 291.244, \"end\": 291.404, \"score\": 0.861}, {\"word\": \"拉\", \"start\": 291.404, \"end\": 291.664, \"score\": 0.837}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 291.664, \"end\": 292.125, \"score\": 0.846}, {\"word\": \"4\"}, {\"word\": \"0\"}, {\"word\": \"年\", \"start\": 292.125, \"end\": 292.265, \"score\": 0.992}, {\"word\": \"呢\", \"start\": 292.265, \"end\": 292.845, \"score\": 0.94}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 292.845, \"end\": 293.025, \"score\": 0.887}, {\"word\": \"期\", \"start\": 293.025, \"end\": 293.526, \"score\": 0.863}, {\"word\": \"從\"}, {\"word\": \"3\"}, {\"word\": \"年\", \"start\": 293.526, \"end\": 293.666, \"score\": 0.979}, {\"word\": \"延\", \"start\": 293.666, \"end\": 293.966, \"score\": 0.82}, {\"word\": \"長\"}, {\"word\": \"到\", \"start\": 293.966, \"end\": 294.286, \"score\": 0.821}, {\"word\": \"5\"}, {\"word\": \"年\", \"start\": 294.286, \"end\": 294.707, \"score\": 0.897}, {\"word\": \"讓\"}, {\"word\": \"人\", \"start\": 294.707, \"end\": 294.887, \"score\": 0.746}, {\"word\": \"以\", \"start\": 294.887, \"end\": 295.247, \"score\": 0.772}, {\"word\": \"為\"}, {\"word\": \"買\"}, {\"word\": \"得\", \"start\": 295.247, \"end\": 295.367, \"score\": 0.622}, {\"word\": \"起\", \"start\": 295.367, \"end\": 295.527, \"score\": 0.952}, {\"word\": \"一\", \"start\": 295.527, \"end\": 295.627, \"score\": 0.959}, {\"word\": \"旦\", \"start\": 295.627, \"end\": 295.868, \"score\": 0.803}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 295.868, \"end\": 296.028, \"score\": 0.869}, {\"word\": \"期\", \"start\": 296.028, \"end\": 296.128, \"score\": 0.802}, {\"word\": \"一\", \"start\": 296.128, \"end\": 297.009, \"score\": 0.924}, {\"word\": \"過\"}, {\"word\": \"讓\"}, {\"word\": \"整\", \"start\": 297.009, \"end\": 297.329, \"score\": 0.807}, {\"word\": \"個\"}, {\"word\": \"聯\"}, {\"word\": \"盟\", \"start\": 297.329, \"end\": 297.469, \"score\": 0.843}, {\"word\": \"代\", \"start\": 297.469, \"end\": 297.609, \"score\": 0.925}, {\"word\": \"理\", \"start\": 297.609, \"end\": 297.869, \"score\": 0.924}, {\"word\": \"暴\", \"start\": 297.869, \"end\": 298.33, \"score\": 0.858}, {\"word\": \"漲\"}, {\"word\": \"的\", \"start\": 298.33, \"end\": 298.51, \"score\": 0.968}, {\"word\": \"金\", \"start\": 298.51, \"end\": 299.17, \"score\": 0.874}, {\"word\": \"額\"}, {\"word\": \"我\", \"start\": 299.17, \"end\": 299.27, \"score\": 0.986}, {\"word\": \"想\", \"start\": 299.27, \"end\": 299.43, \"score\": 0.934}, {\"word\": \"年\", \"start\": 299.43, \"end\": 299.791, \"score\": 0.886}, {\"word\": \"輕\"}, {\"word\": \"人\", \"start\": 299.791, \"end\": 300.231, \"score\": 0.895}, {\"word\": \"真\", \"start\": 300.231, \"end\": 300.391, \"score\": 0.902}, {\"word\": \"的\", \"start\": 300.391, \"end\": 300.511, \"score\": 0.931}, {\"word\": \"是\", \"start\": 300.511, \"end\": 300.711, \"score\": 0.998}, {\"word\": \"最\", \"start\": 300.711, \"end\": 300.892, \"score\": 0.919}, {\"word\": \"後\", \"start\": 300.892, \"end\": 301.532, \"score\": 0.89}, {\"word\": \"會\"}, {\"word\": \"承\", \"start\": 301.532, \"end\": 301.552, \"score\": 0.014}, {\"word\": \"擔\"}, {\"word\": \"整\", \"start\": 301.552, \"end\": 301.572, \"score\": 0.0}, {\"word\": \"個\"}, {\"word\": \"風\"}, {\"word\": \"險\"}, {\"word\": \"跟\", \"start\": 302.833, \"end\": 303.334, \"score\": 0.907}, {\"word\": \"斷\"}, {\"word\": \"頭\"}, {\"word\": \"的\", \"start\": 303.334, \"end\": 303.394, \"score\": 0.988}, {\"word\": \"一\", \"start\": 303.394, \"end\": 304.255, \"score\": 0.913}, {\"word\": \"個\"}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"整\", \"start\": 304.255, \"end\": 304.856, \"score\": 0.947}, {\"word\": \"個\"}, {\"word\": \"新\", \"start\": 304.856, \"end\": 305.137, \"score\": 0.996}, {\"word\": \"清\", \"start\": 305.137, \"end\": 305.317, \"score\": 0.901}, {\"word\": \"安\", \"start\": 305.317, \"end\": 305.798, \"score\": 0.899}, {\"word\": \"貸\"}, {\"word\": \"款\", \"start\": 305.798, \"end\": 306.259, \"score\": 0.95}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 306.259, \"end\": 306.419, \"score\": 0.998}, {\"word\": \"所\", \"start\": 306.419, \"end\": 306.599, \"score\": 0.993}, {\"word\": \"面\", \"start\": 306.599, \"end\": 306.92, \"score\": 0.811}, {\"word\": \"臨\"}, {\"word\": \"到\", \"start\": 306.92, \"end\": 307.04, \"score\": 0.964}, {\"word\": \"的\", \"start\": 307.04, \"end\": 308.061, \"score\": 0.938}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"從\"}, {\"word\": \"媒\", \"start\": 308.061, \"end\": 308.482, \"score\": 0.946}, {\"word\": \"體\"}, {\"word\": \"不\", \"start\": 308.482, \"end\": 308.743, \"score\": 0.923}, {\"word\": \"斷\"}, {\"word\": \"的\", \"start\": 308.743, \"end\": 309.884, \"score\": 0.911}, {\"word\": \"報\"}, {\"word\": \"導\"}, {\"word\": \"從\"}, {\"word\": \"實\"}, {\"word\": \"際\"}, {\"word\": \"我\", \"start\": 309.884, \"end\": 310.125, \"score\": 0.916}, {\"word\": \"們\"}, {\"word\": \"所\", \"start\": 310.125, \"end\": 310.285, \"score\": 0.999}, {\"word\": \"接\", \"start\": 310.285, \"end\": 310.545, \"score\": 0.914}, {\"word\": \"觸\"}, {\"word\": \"到\", \"start\": 310.545, \"end\": 310.686, \"score\": 0.887}, {\"word\": \"的\", \"start\": 310.686, \"end\": 311.407, \"score\": 0.938}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"我\", \"start\": 311.407, \"end\": 311.547, \"score\": 0.979}, {\"word\": \"希\", \"start\": 311.547, \"end\": 311.647, \"score\": 1.0}, {\"word\": \"望\", \"start\": 311.647, \"end\": 311.948, \"score\": 0.921}, {\"word\": \"財\"}, {\"word\": \"政\", \"start\": 311.948, \"end\": 312.088, \"score\": 0.9}, {\"word\": \"部\", \"start\": 312.088, \"end\": 312.248, \"score\": 0.939}, {\"word\": \"能\", \"start\": 312.248, \"end\": 312.689, \"score\": 0.915}, {\"word\": \"夠\"}, {\"word\": \"更\", \"start\": 312.689, \"end\": 312.949, \"score\": 0.998}, {\"word\": \"全\", \"start\": 312.949, \"end\": 313.17, \"score\": 0.984}, {\"word\": \"面\", \"start\": 313.17, \"end\": 313.37, \"score\": 0.997}, {\"word\": \"的\", \"start\": 313.37, \"end\": 313.49, \"score\": 0.98}, {\"word\": \"去\", \"start\": 313.49, \"end\": 313.63, \"score\": 0.973}, {\"word\": \"了\", \"start\": 313.63, \"end\": 313.891, \"score\": 0.989}, {\"word\": \"解\", \"start\": 313.891, \"end\": 314.311, \"score\": 0.949}, {\"word\": \"來\"}, {\"word\": \"解\", \"start\": 314.311, \"end\": 314.772, \"score\": 0.949}, {\"word\": \"決\"}, {\"word\": \"可\", \"start\": 314.772, \"end\": 314.892, \"score\": 0.996}, {\"word\": \"以\", \"start\": 314.892, \"end\": 314.912, \"score\": 0.995}, {\"word\": \"嗎\"}, {\"word\": \"陳\"}, {\"word\": \"委\", \"start\": 316.101, \"end\": 316.581, \"score\": 0.826}, {\"word\": \"員\"}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 316.581, \"end\": 316.742, \"score\": 0.813}, {\"word\": \"我\", \"start\": 316.742, \"end\": 317.162, \"score\": 0.789}, {\"word\": \"們\"}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 317.162, \"end\": 317.362, \"score\": 0.871}, {\"word\": \"在\", \"start\": 317.362, \"end\": 317.582, \"score\": 0.939}, {\"word\": \"核\", \"start\": 317.582, \"end\": 318.003, \"score\": 0.792}, {\"word\": \"貸\"}, {\"word\": \"的\", \"start\": 318.003, \"end\": 318.383, \"score\": 0.77}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 318.383, \"end\": 318.703, \"score\": 0.99}, {\"word\": \"都\", \"start\": 318.703, \"end\": 319.864, \"score\": 0.888}, {\"word\": \"會\"}, {\"word\": \"讓\"}, {\"word\": \"當\"}, {\"word\": \"事\", \"start\": 319.864, \"end\": 319.984, \"score\": 0.744}, {\"word\": \"人\", \"start\": 319.984, \"end\": 320.184, \"score\": 0.83}, {\"word\": \"知\", \"start\": 320.184, \"end\": 320.365, \"score\": 0.938}, {\"word\": \"道\", \"start\": 320.365, \"end\": 321.165, \"score\": 0.918}, {\"word\": \"試\"}, {\"word\": \"算\", \"start\": 321.165, \"end\": 321.546, \"score\": 0.842}, {\"word\": \"給\"}, {\"word\": \"他\", \"start\": 321.546, \"end\": 321.786, \"score\": 0.807}, {\"word\": \"看\", \"start\": 321.786, \"end\": 322.306, \"score\": 0.881}, {\"word\": \"他\", \"start\": 322.306, \"end\": 322.787, \"score\": 0.987}, {\"word\": \"如\", \"start\": 322.787, \"end\": 322.967, \"score\": 0.793}, {\"word\": \"果\", \"start\": 322.967, \"end\": 323.087, \"score\": 0.993}, {\"word\": \"用\", \"start\": 323.087, \"end\": 323.467, \"score\": 0.841}, {\"word\": \"幾\"}, {\"word\": \"年\", \"start\": 323.467, \"end\": 323.607, \"score\": 0.888}, {\"word\": \"的\", \"start\": 323.607, \"end\": 323.928, \"score\": 0.855}, {\"word\": \"寬\"}, {\"word\": \"限\", \"start\": 323.928, \"end\": 324.148, \"score\": 0.905}, {\"word\": \"期\", \"start\": 324.148, \"end\": 324.288, \"score\": 0.79}, {\"word\": \"以\", \"start\": 324.288, \"end\": 324.408, \"score\": 0.995}, {\"word\": \"後\", \"start\": 324.408, \"end\": 324.628, \"score\": 0.78}, {\"word\": \"每\", \"start\": 324.628, \"end\": 324.808, \"score\": 0.882}, {\"word\": \"月\", \"start\": 324.808, \"end\": 325.229, \"score\": 0.907}, {\"word\": \"繳\"}, {\"word\": \"交\", \"start\": 325.229, \"end\": 325.409, \"score\": 0.982}, {\"word\": \"多\", \"start\": 325.409, \"end\": 325.589, \"score\": 0.881}, {\"word\": \"少\", \"start\": 325.589, \"end\": 325.789, \"score\": 0.846}, {\"word\": \"錢\"}, {\"word\": \"都\", \"start\": 325.789, \"end\": 326.25, \"score\": 0.935}, {\"word\": \"會\"}, {\"word\": \"算\", \"start\": 326.25, \"end\": 326.57, \"score\": 0.735}, {\"word\": \"給\"}, {\"word\": \"他\", \"start\": 326.57, \"end\": 326.73, \"score\": 0.705}, {\"word\": \"而\", \"start\": 326.73, \"end\": 326.89, \"score\": 0.963}, {\"word\": \"且\", \"start\": 326.89, \"end\": 327.05, \"score\": 0.684}, {\"word\": \"我\", \"start\": 327.05, \"end\": 327.33, \"score\": 0.849}, {\"word\": \"們\"}, {\"word\": \"的\", \"start\": 327.33, \"end\": 327.571, \"score\": 0.777}, {\"word\": \"銀\"}, {\"word\": \"行\", \"start\": 327.571, \"end\": 327.731, \"score\": 0.947}, {\"word\": \"在\", \"start\": 327.731, \"end\": 327.891, \"score\": 0.746}, {\"word\": \"核\", \"start\": 327.891, \"end\": 328.051, \"score\": 0.841}, {\"word\": \"貸\"}, {\"word\": \"的\", \"start\": 328.051, \"end\": 328.211, \"score\": 0.803}, {\"word\": \"時\"}, {\"word\": \"候\", \"start\": 328.211, \"end\": 328.351, \"score\": 0.706}, {\"word\": \"也\", \"start\": 328.351, \"end\": 328.652, \"score\": 0.895}, {\"word\": \"會\"}, {\"word\": \"了\", \"start\": 328.652, \"end\": 328.972, \"score\": 0.922}, {\"word\": \"解\", \"start\": 328.972, \"end\": 329.112, \"score\": 0.929}, {\"word\": \"他\", \"start\": 329.112, \"end\": 329.252, \"score\": 0.784}, {\"word\": \"的\", \"start\": 329.252, \"end\": 329.412, \"score\": 0.978}, {\"word\": \"收\", \"start\": 329.412, \"end\": 329.612, \"score\": 0.988}, {\"word\": \"入\", \"start\": 329.612, \"end\": 330.773, \"score\": 0.843}, {\"word\": \"狀\"}, {\"word\": \"況\"}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"在\", \"start\": 330.773, \"end\": 330.973, \"score\": 0.916}, {\"word\": \"核\", \"start\": 330.973, \"end\": 331.374, \"score\": 0.792}, {\"word\": \"貸\"}, {\"word\": \"之\", \"start\": 331.374, \"end\": 331.514, \"score\": 0.653}, {\"word\": \"前\", \"start\": 331.514, \"end\": 331.754, \"score\": 0.961}, {\"word\": \"都\", \"start\": 331.754, \"end\": 332.134, \"score\": 0.845}, {\"word\": \"會\"}, {\"word\": \"做\", \"start\": 332.134, \"end\": 332.295, \"score\": 0.912}, {\"word\": \"相\", \"start\": 332.295, \"end\": 332.715, \"score\": 0.781}, {\"word\": \"關\"}, {\"word\": \"的\", \"start\": 332.715, \"end\": 333.115, \"score\": 0.891}, {\"word\": \"審\"}, {\"word\": \"核\", \"start\": 333.115, \"end\": 333.395, \"score\": 0.835}, {\"word\": \"的\", \"start\": 333.395, \"end\": 333.415, \"score\": 0.975}, {\"word\": \"我\", \"start\": 334.315, \"end\": 334.435, \"score\": 0.81}, {\"word\": \"想\", \"start\": 334.435, \"end\": 334.995, \"score\": 0.93}, {\"word\": \"從\"}, {\"word\": \"你\", \"start\": 334.995, \"end\": 335.095, \"score\": 0.703}, {\"word\": \"的\", \"start\": 335.095, \"end\": 335.195, \"score\": 0.689}, {\"word\": \"口\", \"start\": 335.195, \"end\": 335.315, \"score\": 0.997}, {\"word\": \"中\", \"start\": 335.315, \"end\": 335.535, \"score\": 0.941}, {\"word\": \"所\", \"start\": 335.535, \"end\": 335.775, \"score\": 0.95}, {\"word\": \"提\", \"start\": 335.775, \"end\": 335.976, \"score\": 0.943}, {\"word\": \"到\", \"start\": 335.976, \"end\": 336.176, \"score\": 0.908}, {\"word\": \"的\", \"start\": 336.176, \"end\": 336.836, \"score\": 0.916}, {\"word\": \"讓\"}, {\"word\": \"我\", \"start\": 336.836, \"end\": 337.316, \"score\": 0.886}, {\"word\": \"來\"}, {\"word\": \"感\", \"start\": 337.316, \"end\": 337.696, \"score\": 0.894}, {\"word\": \"覺\"}, {\"word\": \"到\", \"start\": 337.696, \"end\": 338.176, \"score\": 0.812}, {\"word\": \"我\", \"start\": 338.176, \"end\": 338.917, \"score\": 0.939}, {\"word\": \"們\"}, {\"word\": \"現\"}, {\"word\": \"在\", \"start\": 338.917, \"end\": 339.157, \"score\": 0.998}, {\"word\": \"所\", \"start\": 339.157, \"end\": 339.437, \"score\": 0.924}, {\"word\": \"面\", \"start\": 339.437, \"end\": 339.677, \"score\": 0.806}, {\"word\": \"臨\"}, {\"word\": \"到\", \"start\": 339.677, \"end\": 339.797, \"score\": 0.959}, {\"word\": \"的\", \"start\": 339.797, \"end\": 340.357, \"score\": 0.909}, {\"word\": \"問\"}, {\"word\": \"題\"}, {\"word\": \"是\", \"start\": 340.357, \"end\": 340.617, \"score\": 0.999}, {\"word\": \"真\", \"start\": 340.617, \"end\": 340.917, \"score\": 0.991}, {\"word\": \"正\", \"start\": 340.917, \"end\": 341.337, \"score\": 0.98}, {\"word\": \"無\", \"start\": 341.337, \"end\": 342.178, \"score\": 0.907}, {\"word\": \"殼\"}, {\"word\": \"蝸\"}, {\"word\": \"牛\", \"start\": 342.178, \"end\": 342.378, \"score\": 0.749}, {\"word\": \"他\", \"start\": 342.378, \"end\": 342.738, \"score\": 0.809}, {\"word\": \"買\"}, {\"word\": \"不\", \"start\": 342.738, \"end\": 342.878, \"score\": 0.905}, {\"word\": \"起\", \"start\": 342.878, \"end\": 343.118, \"score\": 0.995}, {\"word\": \"房\", \"start\": 343.118, \"end\": 343.738, \"score\": 0.828}, {\"word\": \"沒\", \"start\": 343.738, \"end\": 343.918, \"score\": 0.888}, {\"word\": \"辦\"}, {\"word\": \"法\", \"start\": 343.918, \"end\": 344.078, \"score\": 0.984}, {\"word\": \"去\", \"start\": 344.078, \"end\": 344.378, \"score\": 0.998}, {\"word\": \"做\", \"start\": 344.378, \"end\": 344.838, \"score\": 0.876}, {\"word\": \"這\"}, {\"word\": \"樣\"}, {\"word\": \"子\", \"start\": 344.838, \"end\": 344.939, \"score\": 0.829}, {\"word\": \"的\", \"start\": 344.939, \"end\": 345.019, \"score\": 0.995}, {\"word\": \"一\", \"start\": 345.019, \"end\": 345.599, \"score\": 0.952}, {\"word\": \"個\"}, {\"word\": \"行\", \"start\": 345.599, \"end\": 346.459, \"score\": 0.933}, {\"word\": \"為\"}, {\"word\": \"而\", \"start\": 346.459, \"end\": 346.659, \"score\": 0.679}, {\"word\": \"你\", \"start\": 346.659, \"end\": 346.879, \"score\": 0.798}, {\"word\": \"們\"}, {\"word\": \"一\", \"start\": 346.879, \"end\": 346.979, \"score\": 0.995}, {\"word\": \"直\", \"start\": 346.979, \"end\": 347.079, \"score\": 0.948}, {\"word\": \"在\", \"start\": 347.079, \"end\": 347.339, \"score\": 0.942}, {\"word\": \"反\", \"start\": 347.339, \"end\": 347.499, \"score\": 0.873}, {\"word\": \"映\", \"start\": 347.499, \"end\": 347.639, \"score\": 0.854}, {\"word\": \"的\", \"start\": 347.639, \"end\": 347.759, \"score\": 0.993}, {\"word\": \"是\", \"start\": 347.759, \"end\": 348.42, \"score\": 0.898}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 348.42, \"end\": 348.56, \"score\": 0.967}, {\"word\": \"人\", \"start\": 348.56, \"end\": 348.7, \"score\": 0.839}, {\"word\": \"他\", \"start\": 348.7, \"end\": 348.94, \"score\": 0.864}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 348.94, \"end\": 349.26, \"score\": 0.872}, {\"word\": \"有\", \"start\": 349.26, \"end\": 349.42, \"score\": 0.869}, {\"word\": \"經\"}, {\"word\": \"濟\"}, {\"word\": \"能\", \"start\": 349.42, \"end\": 349.54, \"score\": 0.984}, {\"word\": \"力\", \"start\": 349.54, \"end\": 349.66, \"score\": 0.663}, {\"word\": \"他\", \"start\": 349.66, \"end\": 350.06, \"score\": 0.857}, {\"word\": \"們\"}, {\"word\": \"繳\"}, {\"word\": \"得\", \"start\": 350.06, \"end\": 350.2, \"score\": 0.727}, {\"word\": \"起\", \"start\": 350.2, \"end\": 350.54, \"score\": 0.922}, {\"word\": \"那\", \"start\": 350.54, \"end\": 350.66, \"score\": 0.832}, {\"word\": \"他\", \"start\": 350.66, \"end\": 350.84, \"score\": 0.92}, {\"word\": \"到\", \"start\": 350.84, \"end\": 351.0, \"score\": 0.838}, {\"word\": \"底\", \"start\": 351.0, \"end\": 351.141, \"score\": 0.867}, {\"word\": \"是\", \"start\": 351.141, \"end\": 351.241, \"score\": 0.989}, {\"word\": \"不\", \"start\": 351.241, \"end\": 351.321, \"score\": 0.979}, {\"word\": \"是\", \"start\": 351.321, \"end\": 351.461, \"score\": 0.907}, {\"word\": \"心\", \"start\": 351.461, \"end\": 351.681, \"score\": 0.902}, {\"word\": \"清\", \"start\": 351.681, \"end\": 351.801, \"score\": 0.8}, {\"word\": \"安\", \"start\": 351.801, \"end\": 352.021, \"score\": 0.977}, {\"word\": \"真\", \"start\": 352.021, \"end\": 352.221, \"score\": 0.927}, {\"word\": \"正\", \"start\": 352.221, \"end\": 352.341, \"score\": 0.897}, {\"word\": \"要\", \"start\": 352.341, \"end\": 352.521, \"score\": 0.947}, {\"word\": \"解\", \"start\": 352.521, \"end\": 352.861, \"score\": 0.897}, {\"word\": \"決\"}, {\"word\": \"的\", \"start\": 352.861, \"end\": 353.081, \"score\": 0.881}, {\"word\": \"這\"}, {\"word\": \"些\", \"start\": 353.081, \"end\": 353.281, \"score\": 0.847}, {\"word\": \"無\", \"start\": 353.281, \"end\": 353.761, \"score\": 0.827}, {\"word\": \"殼\"}, {\"word\": \"蝸\"}, {\"word\": \"牛\", \"start\": 353.761, \"end\": 353.881, \"score\": 0.932}, {\"word\": \"的\", \"start\": 353.881, \"end\": 354.021, \"score\": 0.88}, {\"word\": \"青\", \"start\": 354.021, \"end\": 354.202, \"score\": 0.94}, {\"word\": \"年\", \"start\": 354.202, \"end\": 354.642, \"score\": 0.953}, {\"word\": \"我\", \"start\": 354.642, \"end\": 354.922, \"score\": 0.917}, {\"word\": \"們\"}, {\"word\": \"都\", \"start\": 354.922, \"end\": 355.042, \"score\": 0.961}, {\"word\": \"有\", \"start\": 355.042, \"end\": 355.202, \"score\": 0.955}, {\"word\": \"待\", \"start\": 355.202, \"end\": 355.382, \"score\": 0.634}, {\"word\": \"考\", \"start\": 355.382, \"end\": 356.202, \"score\": 0.905}, {\"word\": \"驗\"}, {\"word\": \"所\", \"start\": 356.202, \"end\": 356.302, \"score\": 0.922}, {\"word\": \"以\", \"start\": 356.302, \"end\": 356.382, \"score\": 0.483}, {\"word\": \"我\", \"start\": 356.382, \"end\": 356.522, \"score\": 0.995}, {\"word\": \"希\", \"start\": 356.522, \"end\": 356.662, \"score\": 0.924}, {\"word\": \"望\", \"start\": 356.662, \"end\": 356.862, \"score\": 0.974}, {\"word\": \"真\", \"start\": 356.862, \"end\": 357.042, \"score\": 0.937}, {\"word\": \"正\", \"start\": 357.042, \"end\": 357.243, \"score\": 0.893}, {\"word\": \"解\", \"start\": 357.243, \"end\": 357.483, \"score\": 0.823}, {\"word\": \"決\"}, {\"word\": \"到\", \"start\": 357.483, \"end\": 357.803, \"score\": 0.991}, {\"word\": \"青\", \"start\": 357.803, \"end\": 358.023, \"score\": 0.956}, {\"word\": \"年\", \"start\": 358.023, \"end\": 358.343, \"score\": 0.962}, {\"word\": \"無\", \"start\": 358.343, \"end\": 358.863, \"score\": 0.869}, {\"word\": \"殼\"}, {\"word\": \"蝸\"}, {\"word\": \"牛\", \"start\": 358.863, \"end\": 359.223, \"score\": 0.879}, {\"word\": \"他\", \"start\": 359.223, \"end\": 359.623, \"score\": 0.906}, {\"word\": \"們\"}, {\"word\": \"第\", \"start\": 359.623, \"end\": 359.763, \"score\": 0.982}, {\"word\": \"一\", \"start\": 359.763, \"end\": 359.883, \"score\": 0.954}, {\"word\": \"次\", \"start\": 359.883, \"end\": 360.204, \"score\": 0.916}, {\"word\": \"購\"}, {\"word\": \"房\", \"start\": 360.204, \"end\": 360.384, \"score\": 0.837}, {\"word\": \"的\", \"start\": 360.384, \"end\": 360.464, \"score\": 0.993}, {\"word\": \"一\", \"start\": 360.464, \"end\": 360.964, \"score\": 0.96}, {\"word\": \"個\"}, {\"word\": \"需\", \"start\": 360.964, \"end\": 361.144, \"score\": 0.881}, {\"word\": \"求\", \"start\": 361.144, \"end\": 361.164, \"score\": 0.116}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"羅\"}, {\"word\": \"廷\", \"start\": 361.684, \"end\": 361.904, \"score\": 0.789}, {\"word\": \"惟\", \"start\": 361.904, \"end\": 362.005, \"score\": 0.694}, {\"word\": \"委\", \"start\": 362.005, \"end\": 362.165, \"score\": 0.812}, {\"word\": \"員\"}, {\"word\": \"部\", \"start\": 362.165, \"end\": 362.245, \"score\": 0.558}, {\"word\": \"長\"}, {\"word\": \"那\", \"start\": 362.245, \"end\": 362.726, \"score\": 0.903}, {\"word\": \"個\"}, {\"word\": \"書\"}, {\"word\": \"面\", \"start\": 362.726, \"end\": 362.866, \"score\": 0.8}, {\"word\": \"的\", \"start\": 362.866, \"end\": 363.287, \"score\": 0.952}, {\"word\": \"報\"}, {\"word\": \"告\", \"start\": 363.287, \"end\": 363.468, \"score\": 0.835}, {\"word\": \"給\"}, {\"word\": \"羅\"}, {\"word\": \"廷\", \"start\": 363.468, \"end\": 363.628, \"score\": 0.874}, {\"word\": \"惟\", \"start\": 363.628, \"end\": 363.788, \"score\": 0.844}, {\"word\": \"委\", \"start\": 363.788, \"end\": 363.808, \"score\": 0.169}, {\"word\": \"員\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}], \"language\": \"zh\"}","srt":"1\n00:00:01,606 --> 00:00:02,168\n謝謝召委有請部長部長\n\n2\n00:00:08,615 --> 00:00:31,606\n委員好好部長今天有審查貨物稅條例剛剛我們陳玉正委員跟我們一些委員也有一個修正動議關於機車的貨物稅的調整我們也希望能夠極力來爭取也希望財政部這部分能夠納入考量那今天我想先請問一下部長您有沒有最近或者是有這樣的經驗去過預售屋巡駕房屋的一個價格\n\n3\n00:00:33,592 --> 00:00:40,557\n陳冠廷等26人、委員陳冠廷等27人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員\n\n4\n00:00:56,508 --> 00:01:05,314\n竟然最大的是我們的公股我想這一部分應該要實際來做檢討我們就是實際在幫建商在養地嘛您認同嗎?\n\n5\n00:01:07,493 --> 00:01:34,985\n這個部分我們銀行公股銀行都已經納入這個部分所以是不是應該檢討對於超過18個月而沒有動工的購地貸款都有在做檢查所以我從前面的我們去預售屋的一個巡駕到現在整個18月未動工這部分應該整體來做一個環環相扣的一個考量後續我要再提到的是自從2012年12月提出的清安貸款到2023年8月又進一步推出新清安貸款這十幾年來房價不斷的飆漲\n\n6\n00:01:35,745 --> 00:02:05,068\n新資所得成長卻非常有限通膨又再加上來本席想問的是到底這十幾年來有沒有追蹤歷年申請核准清安後在這個寬限期結束後還能繼續繳交每月本期的有多少人或者是連寬限期都還沒有結束就已經斷頭的十幾年下來還能夠按部就班交貸款的有多少有沒有這個數據\n\n7\n00:02:09,734 --> 00:02:20,349\n從開始辦一直到現在他的違約率其實只有0.04%換言之絕大部分的貸款戶都是依約在繳還本息的\n\n8\n00:02:21,138 --> 00:02:46,136\n好如果有統計的數據能不能在散會後給這個本席以及財政委員會所有委員一份資料是我們在提供書面的統計資料好我要講的是如果2023年以前的親安貸款戶大多都能夠繼續繳交貸款推出新親安的這個精進方案我們當然樂觀其成可是現在我們看到新親安的精進方案它已經變相吸引年輕人入坑你有感覺到嗎\n\n9\n00:02:47,349 --> 00:03:09,036\n委員我想不是變相吸引年輕人入坑我們其實在這個統計裡面我們知道這個部分其實雖然我們有放寬限期到5年事實上沒有用寬限期的佔了51%3年的佔了14%5年的是25%所以大部分的青年人買了以後他還是希望能夠盡快還清他的貸款本金\n\n10\n00:03:11,997 --> 00:03:38,553\n所以我想他們在買房子的時候一定有經過相關的財務上的一些評估那為什麼最近我們還會去做檢討呢我想我一直以來都跟部長在講您的數據有沒有錯可是跟實際面會不會有一點點不一樣或者是很大大的不一樣我想這個部分到底經濟方案從寬限期從3年延到5年房貸期限從30年延長到40年本席想請教部長一個刑犯的一個問題請問凌遲30刀\n\n11\n00:03:41,135 --> 00:03:44,777\n陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠�\n\n12\n00:04:10,214 --> 00:04:34,031\n這就是我們現在對於年輕人他接收到了清安貸款他可能不知道整個後續的安排但你們的數據裡面卻只告訴我們說沒有啊能夠持續繳交貸款的還很多啊我想跟實際面真的有一些差距現在年輕人很多都買不起房根本的原因就是房價不斷的飆漲薪水又沒有什麼增加30年的房貸之下買不起40年的房貸則算成現在的總本\n\n13\n00:04:35,772 --> 00:05:01,572\n立和更是買不起利息雖然有補貼一碼半但還是要繳交我想坦白講本席認為就算無息只要償還本金很多人還是買不起根本的問題就是房價高到買不起所以又何必從30年拉長到40年呢寬限期從3年延長到5年讓人以為買得起一旦寬限期一過讓整個聯盟代理暴漲的金額我想年輕人真的是最後會承擔整個風險\n\n14\n00:05:02,833 --> 00:05:14,912\n跟斷頭的一個問題整個新清安貸款現在所面臨到的問題從媒體不斷的報導從實際我們所接觸到的問題我希望財政部能夠更全面的去了解來解決可以嗎\n\n15\n00:05:16,101 --> 00:05:33,415\n陳委員報告我們銀行在核貸的時候都會讓當事人知道試算給他看他如果用幾年的寬限期以後每月繳交多少錢都會算給他而且我們的銀行在核貸的時候也會了解他的收入狀況這個在核貸之前都會做相關的審核的\n\n16\n00:05:34,315 --> 00:06:01,164\n我想從你的口中所提到的讓我來感覺到我們現在所面臨到的問題是真正無殼蝸牛他買不起房沒辦法去做這樣子的一個行為而你們一直在反映的是這些人他們都有經濟能力他們繳得起那他到底是不是心清安真正要解決的這些無殼蝸牛的青年我們都有待考驗所以我希望真正解決到青年無殼蝸牛他們第一次購房的一個需求\n\n17\n00:06:01,684 --> 00:06:03,808\n謝謝羅廷惟委員部長那個書面的報告給羅廷惟委員謝謝\n\n","tsv":"start\tend\ttext\n1606\t2168\t謝謝召委 有請部長部長\n8615\t31606\t委員好好部長今天有審查貨物稅條例剛剛我們陳玉正委員跟我們一些委員也有一個修正動議關於機車的貨物稅的調整我們也希望能夠極力來爭取也希望財政部這部分能夠納入考量那今天我想先請問一下部長您有沒有最近或者是有這樣的經驗去過預售屋巡駕房屋的一個價格\n33592\t40557\t陳冠廷等26人、委員陳冠廷等27人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員\n56508\t65314\t竟然最大的是我們的公股我想這一部分應該要實際來做檢討我們就是實際在幫建商在養地嘛您認同嗎?\n67493\t94985\t這個部分我們銀行公股銀行都已經納入這個部分所以是不是應該檢討對於超過18個月而沒有動工的購地貸款都有在做檢查所以我從前面的我們去預售屋的一個巡駕到現在整個18月未動工這部分應該整體來做一個環環相扣的一個考量後續我要再提到的是自從2012年12月提出的清安貸款到2023年8月又進一步推出新清安貸款這十幾年來房價不斷的飆漲\n95745\t125068\t新資所得成長卻非常有限通膨又再加上來本席想問的是到底這十幾年來有沒有追蹤歷年申請核准清安後在這個寬限期結束後還能繼續繳交每月本期的有多少人或者是連寬限期都還沒有結束就已經斷頭的十幾年下來還能夠按部就班交貸款的有多少有沒有這個數據\n129734\t140349\t從開始辦一直到現在他的違約率其實只有0.04%換言之絕大部分的貸款戶都是依約在繳還本息的\n141138\t166136\t好 如果有統計的數據能不能在散會後給這個本席以及財政委員會所有委員一份資料是 我們在提供書面的統計資料好 我要講的是如果2023年以前的親安貸款戶大多都能夠繼續繳交貸款推出新親安的這個精進方案我們當然樂觀其成可是現在我們看到新親安的精進方案它已經變相吸引年輕人入坑你有感覺到嗎\n167349\t189036\t委員我想不是變相吸引年輕人入坑我們其實在這個統計裡面我們知道這個部分其實雖然我們有放寬限期到5年事實上沒有用寬限期的佔了51%3年的佔了14%5年的是25%所以大部分的青年人買了以後他還是希望能夠盡快還清他的貸款本金\n191997\t218553\t所以我想他們在買房子的時候一定有經過相關的財務上的一些評估那為什麼最近我們還會去做檢討呢我想我一直以來都跟部長在講您的數據有沒有錯可是跟實際面會不會有一點點不一樣或者是很大大的不一樣我想這個部分到底經濟方案從寬限期從3年延到5年房貸期限從30年延長到40年本席想請教部長一個刑犯的一個問題請問凌遲30刀\n221135\t224777\t陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠�\n250214\t274031\t這就是我們現在對於年輕人他接收到了清安貸款他可能不知道整個後續的安排但你們的數據裡面卻只告訴我們說沒有啊能夠持續繳交貸款的還很多啊我想跟實際面真的有一些差距現在年輕人很多都買不起房根本的原因就是房價不斷的飆漲薪水又沒有什麼增加30年的房貸之下買不起40年的房貸則算成現在的總本\n275772\t301572\t立和更是買不起利息雖然有補貼一碼半但還是要繳交我想坦白講本席認為就算無息只要償還本金很多人還是買不起根本的問題就是房價高到買不起所以又何必從30年拉長到40年呢寬限期從3年延長到5年讓人以為買得起一旦寬限期一過讓整個聯盟代理暴漲的金額我想年輕人真的是最後會承擔整個風險\n302833\t314912\t跟斷頭的一個問題整個新清安貸款現在所面臨到的問題從媒體不斷的報導從實際我們所接觸到的問題我希望財政部能夠更全面的去了解來解決 可以嗎\n316101\t333415\t陳委員報告我們銀行在核貸的時候都會讓當事人知道試算給他看他如果用幾年的寬限期以後每月繳交多少錢都會算給他而且我們的銀行在核貸的時候也會了解他的收入狀況這個在核貸之前都會做相關的審核的\n334315\t361164\t我想從你的口中所提到的讓我來感覺到我們現在所面臨到的問題是真正無殼蝸牛他買不起房沒辦法去做這樣子的一個行為而你們一直在反映的是這些人他們都有經濟能力他們繳得起那他到底是不是心清安真正要解決的這些無殼蝸牛的青年我們都有待考驗所以我希望真正解決到青年無殼蝸牛他們第一次購房的一個需求\n361684\t363808\t謝謝羅廷惟委員部長那個書面的報告給羅廷惟委員謝謝\n","txt":"謝謝召委 有請部長部長\n委員好好部長今天有審查貨物稅條例剛剛我們陳玉正委員跟我們一些委員也有一個修正動議關於機車的貨物稅的調整我們也希望能夠極力來爭取也希望財政部這部分能夠納入考量那今天我想先請問一下部長您有沒有最近或者是有這樣的經驗去過預售屋巡駕房屋的一個價格\n陳冠廷等26人、委員陳冠廷等27人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員\n竟然最大的是我們的公股我想這一部分應該要實際來做檢討我們就是實際在幫建商在養地嘛您認同嗎?\n這個部分我們銀行公股銀行都已經納入這個部分所以是不是應該檢討對於超過18個月而沒有動工的購地貸款都有在做檢查所以我從前面的我們去預售屋的一個巡駕到現在整個18月未動工這部分應該整體來做一個環環相扣的一個考量後續我要再提到的是自從2012年12月提出的清安貸款到2023年8月又進一步推出新清安貸款這十幾年來房價不斷的飆漲\n新資所得成長卻非常有限通膨又再加上來本席想問的是到底這十幾年來有沒有追蹤歷年申請核准清安後在這個寬限期結束後還能繼續繳交每月本期的有多少人或者是連寬限期都還沒有結束就已經斷頭的十幾年下來還能夠按部就班交貸款的有多少有沒有這個數據\n從開始辦一直到現在他的違約率其實只有0.04%換言之絕大部分的貸款戶都是依約在繳還本息的\n好 如果有統計的數據能不能在散會後給這個本席以及財政委員會所有委員一份資料是 我們在提供書面的統計資料好 我要講的是如果2023年以前的親安貸款戶大多都能夠繼續繳交貸款推出新親安的這個精進方案我們當然樂觀其成可是現在我們看到新親安的精進方案它已經變相吸引年輕人入坑你有感覺到嗎\n委員我想不是變相吸引年輕人入坑我們其實在這個統計裡面我們知道這個部分其實雖然我們有放寬限期到5年事實上沒有用寬限期的佔了51%3年的佔了14%5年的是25%所以大部分的青年人買了以後他還是希望能夠盡快還清他的貸款本金\n所以我想他們在買房子的時候一定有經過相關的財務上的一些評估那為什麼最近我們還會去做檢討呢我想我一直以來都跟部長在講您的數據有沒有錯可是跟實際面會不會有一點點不一樣或者是很大大的不一樣我想這個部分到底經濟方案從寬限期從3年延到5年房貸期限從30年延長到40年本席想請教部長一個刑犯的一個問題請問凌遲30刀\n陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠�\n這就是我們現在對於年輕人他接收到了清安貸款他可能不知道整個後續的安排但你們的數據裡面卻只告訴我們說沒有啊能夠持續繳交貸款的還很多啊我想跟實際面真的有一些差距現在年輕人很多都買不起房根本的原因就是房價不斷的飆漲薪水又沒有什麼增加30年的房貸之下買不起40年的房貸則算成現在的總本\n立和更是買不起利息雖然有補貼一碼半但還是要繳交我想坦白講本席認為就算無息只要償還本金很多人還是買不起根本的問題就是房價高到買不起所以又何必從30年拉長到40年呢寬限期從3年延長到5年讓人以為買得起一旦寬限期一過讓整個聯盟代理暴漲的金額我想年輕人真的是最後會承擔整個風險\n跟斷頭的一個問題整個新清安貸款現在所面臨到的問題從媒體不斷的報導從實際我們所接觸到的問題我希望財政部能夠更全面的去了解來解決 可以嗎\n陳委員報告我們銀行在核貸的時候都會讓當事人知道試算給他看他如果用幾年的寬限期以後每月繳交多少錢都會算給他而且我們的銀行在核貸的時候也會了解他的收入狀況這個在核貸之前都會做相關的審核的\n我想從你的口中所提到的讓我來感覺到我們現在所面臨到的問題是真正無殼蝸牛他買不起房沒辦法去做這樣子的一個行為而你們一直在反映的是這些人他們都有經濟能力他們繳得起那他到底是不是心清安真正要解決的這些無殼蝸牛的青年我們都有待考驗所以我希望真正解決到青年無殼蝸牛他們第一次購房的一個需求\n謝謝羅廷惟委員部長那個書面的報告給羅廷惟委員謝謝\n","vtt":"WEBVTT\n\n00:01.606 --> 00:02.168\n謝謝召委有請部長部長\n\n00:08.615 --> 00:31.606\n委員好好部長今天有審查貨物稅條例剛剛我們陳玉正委員跟我們一些委員也有一個修正動議關於機車的貨物稅的調整我們也希望能夠極力來爭取也希望財政部這部分能夠納入考量那今天我想先請問一下部長您有沒有最近或者是有這樣的經驗去過預售屋巡駕房屋的一個價格\n\n00:33.592 --> 00:40.557\n陳冠廷等26人、委員陳冠廷等27人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員\n\n00:56.508 --> 01:05.314\n竟然最大的是我們的公股我想這一部分應該要實際來做檢討我們就是實際在幫建商在養地嘛您認同嗎?\n\n01:07.493 --> 01:34.985\n這個部分我們銀行公股銀行都已經納入這個部分所以是不是應該檢討對於超過18個月而沒有動工的購地貸款都有在做檢查所以我從前面的我們去預售屋的一個巡駕到現在整個18月未動工這部分應該整體來做一個環環相扣的一個考量後續我要再提到的是自從2012年12月提出的清安貸款到2023年8月又進一步推出新清安貸款這十幾年來房價不斷的飆漲\n\n01:35.745 --> 02:05.068\n新資所得成長卻非常有限通膨又再加上來本席想問的是到底這十幾年來有沒有追蹤歷年申請核准清安後在這個寬限期結束後還能繼續繳交每月本期的有多少人或者是連寬限期都還沒有結束就已經斷頭的十幾年下來還能夠按部就班交貸款的有多少有沒有這個數據\n\n02:09.734 --> 02:20.349\n從開始辦一直到現在他的違約率其實只有0.04%換言之絕大部分的貸款戶都是依約在繳還本息的\n\n02:21.138 --> 02:46.136\n好如果有統計的數據能不能在散會後給這個本席以及財政委員會所有委員一份資料是我們在提供書面的統計資料好我要講的是如果2023年以前的親安貸款戶大多都能夠繼續繳交貸款推出新親安的這個精進方案我們當然樂觀其成可是現在我們看到新親安的精進方案它已經變相吸引年輕人入坑你有感覺到嗎\n\n02:47.349 --> 03:09.036\n委員我想不是變相吸引年輕人入坑我們其實在這個統計裡面我們知道這個部分其實雖然我們有放寬限期到5年事實上沒有用寬限期的佔了51%3年的佔了14%5年的是25%所以大部分的青年人買了以後他還是希望能夠盡快還清他的貸款本金\n\n03:11.997 --> 03:38.553\n所以我想他們在買房子的時候一定有經過相關的財務上的一些評估那為什麼最近我們還會去做檢討呢我想我一直以來都跟部長在講您的數據有沒有錯可是跟實際面會不會有一點點不一樣或者是很大大的不一樣我想這個部分到底經濟方案從寬限期從3年延到5年房貸期限從30年延長到40年本席想請教部長一個刑犯的一個問題請問凌遲30刀\n\n03:41.135 --> 03:44.777\n陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠�\n\n04:10.214 --> 04:34.031\n這就是我們現在對於年輕人他接收到了清安貸款他可能不知道整個後續的安排但你們的數據裡面卻只告訴我們說沒有啊能夠持續繳交貸款的還很多啊我想跟實際面真的有一些差距現在年輕人很多都買不起房根本的原因就是房價不斷的飆漲薪水又沒有什麼增加30年的房貸之下買不起40年的房貸則算成現在的總本\n\n04:35.772 --> 05:01.572\n立和更是買不起利息雖然有補貼一碼半但還是要繳交我想坦白講本席認為就算無息只要償還本金很多人還是買不起根本的問題就是房價高到買不起所以又何必從30年拉長到40年呢寬限期從3年延長到5年讓人以為買得起一旦寬限期一過讓整個聯盟代理暴漲的金額我想年輕人真的是最後會承擔整個風險\n\n05:02.833 --> 05:14.912\n跟斷頭的一個問題整個新清安貸款現在所面臨到的問題從媒體不斷的報導從實際我們所接觸到的問題我希望財政部能夠更全面的去了解來解決可以嗎\n\n05:16.101 --> 05:33.415\n陳委員報告我們銀行在核貸的時候都會讓當事人知道試算給他看他如果用幾年的寬限期以後每月繳交多少錢都會算給他而且我們的銀行在核貸的時候也會了解他的收入狀況這個在核貸之前都會做相關的審核的\n\n05:34.315 --> 06:01.164\n我想從你的口中所提到的讓我來感覺到我們現在所面臨到的問題是真正無殼蝸牛他買不起房沒辦法去做這樣子的一個行為而你們一直在反映的是這些人他們都有經濟能力他們繳得起那他到底是不是心清安真正要解決的這些無殼蝸牛的青年我們都有待考驗所以我希望真正解決到青年無殼蝸牛他們第一次購房的一個需求\n\n06:01.684 --> 06:03.808\n謝謝羅廷惟委員部長那個書面的報告給羅廷惟委員謝謝\n\n","segments":[{"start":1.606,"end":2.168,"text":"謝謝召委 有請部長部長"},{"start":8.615,"end":31.606,"text":"委員好好部長今天有審查貨物稅條例剛剛我們陳玉正委員跟我們一些委員也有一個修正動議關於機車的貨物稅的調整我們也希望能夠極力來爭取也希望財政部這部分能夠納入考量那今天我想先請問一下部長您有沒有最近或者是有這樣的經驗去過預售屋巡駕房屋的一個價格"},{"start":33.592,"end":40.557,"text":"陳冠廷等26人、委員陳冠廷等27人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員陳冠廷等28人、委員"},{"start":56.508,"end":65.314,"text":"竟然最大的是我們的公股我想這一部分應該要實際來做檢討我們就是實際在幫建商在養地嘛您認同嗎?"},{"start":67.493,"end":94.985,"text":"這個部分我們銀行公股銀行都已經納入這個部分所以是不是應該檢討對於超過18個月而沒有動工的購地貸款都有在做檢查所以我從前面的我們去預售屋的一個巡駕到現在整個18月未動工這部分應該整體來做一個環環相扣的一個考量後續我要再提到的是自從2012年12月提出的清安貸款到2023年8月又進一步推出新清安貸款這十幾年來房價不斷的飆漲"},{"start":95.745,"end":125.068,"text":"新資所得成長卻非常有限通膨又再加上來本席想問的是到底這十幾年來有沒有追蹤歷年申請核准清安後在這個寬限期結束後還能繼續繳交每月本期的有多少人或者是連寬限期都還沒有結束就已經斷頭的十幾年下來還能夠按部就班交貸款的有多少有沒有這個數據"},{"start":129.734,"end":140.349,"text":"從開始辦一直到現在他的違約率其實只有0.04%換言之絕大部分的貸款戶都是依約在繳還本息的"},{"start":141.138,"end":166.136,"text":"好 如果有統計的數據能不能在散會後給這個本席以及財政委員會所有委員一份資料是 我們在提供書面的統計資料好 我要講的是如果2023年以前的親安貸款戶大多都能夠繼續繳交貸款推出新親安的這個精進方案我們當然樂觀其成可是現在我們看到新親安的精進方案它已經變相吸引年輕人入坑你有感覺到嗎"},{"start":167.349,"end":189.036,"text":"委員我想不是變相吸引年輕人入坑我們其實在這個統計裡面我們知道這個部分其實雖然我們有放寬限期到5年事實上沒有用寬限期的佔了51%3年的佔了14%5年的是25%所以大部分的青年人買了以後他還是希望能夠盡快還清他的貸款本金"},{"start":191.997,"end":218.553,"text":"所以我想他們在買房子的時候一定有經過相關的財務上的一些評估那為什麼最近我們還會去做檢討呢我想我一直以來都跟部長在講您的數據有沒有錯可是跟實際面會不會有一點點不一樣或者是很大大的不一樣我想這個部分到底經濟方案從寬限期從3年延到5年房貸期限從30年延長到40年本席想請教部長一個刑犯的一個問題請問凌遲30刀"},{"start":221.135,"end":224.777,"text":"陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠廷等19人、委員陳冠�"},{"start":250.214,"end":274.031,"text":"這就是我們現在對於年輕人他接收到了清安貸款他可能不知道整個後續的安排但你們的數據裡面卻只告訴我們說沒有啊能夠持續繳交貸款的還很多啊我想跟實際面真的有一些差距現在年輕人很多都買不起房根本的原因就是房價不斷的飆漲薪水又沒有什麼增加30年的房貸之下買不起40年的房貸則算成現在的總本"},{"start":275.772,"end":301.572,"text":"立和更是買不起利息雖然有補貼一碼半但還是要繳交我想坦白講本席認為就算無息只要償還本金很多人還是買不起根本的問題就是房價高到買不起所以又何必從30年拉長到40年呢寬限期從3年延長到5年讓人以為買得起一旦寬限期一過讓整個聯盟代理暴漲的金額我想年輕人真的是最後會承擔整個風險"},{"start":302.833,"end":314.912,"text":"跟斷頭的一個問題整個新清安貸款現在所面臨到的問題從媒體不斷的報導從實際我們所接觸到的問題我希望財政部能夠更全面的去了解來解決 可以嗎"},{"start":316.101,"end":333.415,"text":"陳委員報告我們銀行在核貸的時候都會讓當事人知道試算給他看他如果用幾年的寬限期以後每月繳交多少錢都會算給他而且我們的銀行在核貸的時候也會了解他的收入狀況這個在核貸之前都會做相關的審核的"},{"start":334.315,"end":361.164,"text":"我想從你的口中所提到的讓我來感覺到我們現在所面臨到的問題是真正無殼蝸牛他買不起房沒辦法去做這樣子的一個行為而你們一直在反映的是這些人他們都有經濟能力他們繳得起那他到底是不是心清安真正要解決的這些無殼蝸牛的青年我們都有待考驗所以我希望真正解決到青年無殼蝸牛他們第一次購房的一個需求"},{"start":361.684,"end":363.808,"text":"謝謝羅廷惟委員部長那個書面的報告給羅廷惟委員謝謝"}]}}},"gazette":{"lineno":1411,"blocks":[["羅委員廷瑋：（12時40分）謝謝召委，有請部長。"],["主席：請部長。"],["莊部長翠雲：委員好。"],["羅委員廷瑋：部長，今天審查貨物稅條例，剛剛陳玉珍委員跟我們一些委員也有一個修正動議，關於機車的貨物稅的調整，我們也希望能夠極力來爭取，也希望財政部這部分能夠納入考量。今天我想先請問一下，部長，您有沒有這樣的經驗，就是去過預售屋詢價房屋的價格。"],["莊部長翠雲：有去詢價，那我個人自己沒有……"],["羅委員廷瑋：最近沒有購屋的需求啦，那您知道預售屋的價格基本上可能每個月的價格都不太一樣嗎？同一個樓層、同一戶，您知道嗎？"],["莊部長翠雲：是有可能……"],["羅委員廷瑋：每個月的波動是非常高的。"],["莊部長翠雲：每個月市場在做調整。"],["羅委員廷瑋：所以剛剛有委員在關心所謂18個月未動工購地的貸款竟然最大的是公股，我想這一部分應該要實際來做檢討，我們實際就是在幫建商在養地，您認同嗎？"],["莊部長翠雲：我們公股銀行都已經納入這個部分去做處理。"],["羅委員廷瑋：這是不是應該檢討？"],["莊部長翠雲：對於超過18個月而沒有動工的購地貸款都有在做檢查。"],["羅委員廷瑋：所以我從前面的預售屋詢價，到現在整個18月未動工，這部分應該整體來做一個環環相扣的考量。接著我要再提到的是，自從2012年12月提出的青安貸款，到2023年8月又進一步推出新青安貸款，這十幾年來房價不斷的飆漲，薪資所得成長卻非常有限，通膨又再加上來，本席想問的是到底這十幾年來有沒有追蹤歷年申請核准青安後，在這個寬限期結束後還能繼續繳交每月本息的有多少人？或者是連寬限期都還沒有結束就已經斷頭的，十幾年下來還能夠按部就班交貸款的有多少？有沒有這個數據？"],["莊部長翠雲：從開辦一直到現在，違約率其實只有0.04%，換言之，絕大部分的貸款戶都是依約在繳還本息的。"],["羅委員廷瑋：好，如果有統計的數據，能不能在散會後提供給本席及財政委員會所有委員一份資料？"],["莊部長翠雲：是，我們會提供書面的統計資料。"],["羅委員廷瑋：我要講的是，如果2023年以前的青安貸款戶大多都能夠繼續繳交貸款，推出新青安這個精進方案，我們當然樂觀其成，可是現在我們看到新青安的精進方案，它已經變相吸引年輕人入坑，你有感覺到嗎？"],["莊部長翠雲：委員，我想不是變相吸引年輕人入坑，其實在這個統計裡面，我們知道雖然有放寬限期到5年，事實上沒有用寬限期的占了51%，3年的占了14%，5年的是25%，所以大部分的青年人買了以後，他還是希望能夠儘快還清貸款本金。實際上，他們在買房子的時候一定有經過相關的財務上的評估。"],["羅委員廷瑋：那為什麼最近我們還會去做檢討呢？我一直以來都跟部長講，您的數據沒有錯，可是跟實際面會不會有一點點不一樣？或者是大大的不一樣？精進方案寬限期從3年延到5年，房貸期限從30年延長到40年，本席想請教部長一個死刑犯的問題，請問凌遲30刀處死跟凌遲40刀處死，最後的結果有什麼差別？"],["莊部長翠雲：什麼30刀跟40刀？"],["羅委員廷瑋：30年跟40年最後所落得的下場，對這些年輕人來說還是一樣，他因為入了這個坑，之後沒辦法繳交寬限期後的連本帶利，導致最後……很多的產業就講，可能等5年後比較適合進場，因為有一堆斷頭戶。現在年輕人接收到了新青安貸款，他可能不知道整個後續的安排，但你們的數據裡面卻只告訴我們沒有啊，你說能夠持續繳交貸款的還很多啊，我想跟實際面真的有一些差距。現在很多年輕人都買不起房子，根本的原因就是房價不斷的飆漲，薪水又沒有什麼增加，30年的房貸之下買不起，40年的房貸折算成現在的總本利和更是買不起，利息雖然有補貼一碼半，但還是要繳交。坦白講，本席認為就算無息，只要償還本金，很多人還是買不起，根本的問題就是房價高到買不起，所以又何必從30年拉長到40年呢？寬限期從3年延長到5年，讓人以為買得起，一旦寬限期一過，整個連本帶利暴漲的金額，我想這真的是年輕人最後會承擔整個風險跟斷頭的一個問題。","整個新青安貸款現在所面臨到的問題，從媒體不斷的報導，從實際我們所接觸到的問題，我希望財政部能夠更全面的去瞭解並解決，可以嗎？"],["莊部長翠雲：跟委員報告，我們銀行在核貸的時候都會讓當事人知道，試算給他看，他如果用幾年的寬限期，以後每月繳交多少錢，都會算給他，而且我們的銀行在核貸的時候也會瞭解他的收入狀況，這個在核貸之前都會做相關的審核。"],["羅委員廷瑋：我想從你的口中所聽到的，讓我感覺到我們現在所面臨到的問題是真正的無殼蝸牛買不起房，沒辦法去做這樣子的行為，而你們一直在反應的是，這些人他們都有經濟能力，他們繳得起，那他到底是不是新青安真正要解決的無殼蝸牛的青年？我們都有待考驗，我希望真正能夠解決到青年無殼蝸牛他們第一次購房的需求。"],["莊部長翠雲：新青安的目的就是這個。"],["主席：謝謝羅廷瑋委員。","部長，請提供一個書面報告給羅廷瑋委員，謝謝。","請鄭天財委員、鄭天財委員、鄭天財委員不在。","請楊瓊瓔委員、楊瓊瓔委員、楊瓊瓔委員不在。","接著請羅智強委員發言。"]],"agenda":{"page_end":172,"meet_id":"委員會-11-2-20-8","speakers":["賴惠員","王鴻薇","賴士葆","陳玉珍","羅明才","李彥秀","顏寬恒","陳菁徽","黃珊珊","林德福","吳秉叡","郭國文","伍麗華Saidhai‧Tahovecahe","李坤城","王世堅","羅廷瑋","羅智強","洪孟楷","黃國昌","陳培瑜","蔡其昌"],"page_start":13,"meetingDate":["2024-11-13"],"gazette_id":"11310002","agenda_lcidc_ids":["11310002_00003"],"meet_name":"立法院第11屆第2會期財政委員會第8次全體委員會議紀錄","content":"一、審查「貨物稅條例」11 案：( 一 ) 行政院函請審議、本院台灣民眾黨黨團、委員張智倫等 17\n人、委員賴士葆等26人、委員蔡其昌等18人、委員伍麗華 Saidhai Tahovecahe 等19人、委員陳\n冠廷等23人、委員陳菁徽等16人、委員賴惠員等18人分別擬具「貨物稅條例第十二條條文修正草\n案」等9案、(二)本院委員顏寬恒等16人擬具「貨物稅條例第十二條及第十二條之三條文修正草\n案」案、(三)本院委員郭國文等16人擬具「貨物稅條例第十二條及第十二條之六條文修正草案」\n案；二、審查中華民國114年度中央政府總預算案有關財政部及所屬單位歲入預算部分。（僅詢\n答）；三、審查中華民國114年度中央政府總預算案有關財政部、國庫署、財政資訊中心歲出預\n算部分。（僅詢答）；四、審查中華民國114年度中央政府總預算案附屬單位預算非營業部分有\n關財政部主管債務基金─中央政府債務基金。（僅詢答）","agenda_id":"11310002_00002"}}}