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\"zh\"}","srt":"1\n00:00:07,393 --> 00:00:09,336\n謝謝主席楊群發言邀請部長請部長\n\n2\n00:00:19,931 --> 00:00:41,021\n我們根據我們的關務署3月18號的新聞稿當中對於中國大陸及韓國產製進口不鏽鋼冷紮鋼品課徵的反傾銷稅第二次的落入調查案財政部也公告即日起中國大陸及韓國所有的製造商或者\n\n3\n00:00:41,701 --> 00:00:49,371\n是這個出口商按現行核定反傾銷稅率是38.1%及37.65%繼續課徵反傾銷稅那為期是五年那在這樣的情況之下我們知道因為財政部你們也努力的去調查\n\n4\n00:01:01,245 --> 00:01:26,479\n結果顯示認定傾銷及產業損害可能會因為停止課徵反傾銷而繼續或者是再發生對國家我們整體經濟它是有負面的一個效能產生所以我們再延長這五年那請教部長在反傾銷實施的期間你是否還有一個點我們要全面的去圍堵\n\n5\n00:01:27,119 --> 00:01:34,523\n也就是是我會監控監測進口商是我會透過第三地的轉運來規避這一個關稅請教委員報告對於這個原產地的審查我們也是在海關也是會去做審查的然後避免嚴防這個透過第三地轉運對這一點一定要加強因為我們一定要好好的保護保護我們的產業\n\n6\n00:01:54,052 --> 00:02:09,674\n接下來本席要請教新青安的轉租人頭戶違規的事項我們看到財政部先前公布了供股銀行加強查核目前第三波也已經啟動在第二波大概有600件\n\n7\n00:02:10,956 --> 00:02:36,613\n第三波你也追了回來將近千億的這個違規案件那在這樣的一個情況之下我們看到這個數字這是一個社會正義我們需要幫助的年輕人他因為這樣子的情勢而導致他一直delay在那邊等這是非常不對的一個情況所以本席要請教部長\n\n8\n00:02:38,295 --> 00:02:48,989\n這1000多案的違規案件在未來我們在貸款審核的機制上面你有什麼樣的一個調整精進方案請說明\n\n9\n00:02:50,674 --> 00:03:09,502\n跟委員報告新青安的目的就是協助沒有自有房屋的國民朋友們他可以用比較優惠的條件去當然所以你面對到這樣的問題你要怎麼辦呢所以呢我們給予有關利息的一個補貼那當然要正常運用不能拿去出租跟人\n\n10\n00:03:10,402 --> 00:03:26,362\n所以第一個我們現在變成一千多案的樣帶出來怎麼改進我們已經前面兩波查到的是兩千一百多戶那已經追回的利息有兩千七百多萬也就是說國家資源有限應該用給真正需要協助的人\n\n11\n00:03:26,923 --> 00:03:47,149\n好那所以另外您就提到說我們有什麼加強的措施第一個在貸錢的時候要詳盡的審核我們的公股行都已經在做了詳盡審核第二個就是貸後的一個管理追蹤看有沒有去做出租或者是他這個是不是在審核之前就要看有沒有是人頭加強審核管控機制貸後的管理然後對於申請新簽符合資格的人我們應該優先讓他可以貸得到錢\n\n12\n00:03:55,832 --> 00:04:11,330\n讓真正需要的人可以用得到這項措施請你把今天方案給本席因為我們一定要確保這個政策的支援是真正要落實給有需要的年輕人這個是我們的目標我們一起加油今天方案給本席\n\n13\n00:04:12,291 --> 00:04:26,462\n據媒體報導3月12號我們這個詐騙猖獗是讓全國民眾非常的不安那有發生銀行跟其他人去共組詐騙集團也遭了地檢署來起訴\n\n14\n00:04:27,583 --> 00:04:46,434\n那麼金管會副局長他也表示在這樣的情況之下不管是存匯交易客戶身份持續的審查以及帳戶監控作業員工異常行為管理等機制似乎沒有完善的建立及未落實確實\n\n15\n00:04:48,496 --> 00:05:01,009\n執行內部控制的機制違反了內機內控的辦法那要處罰這麼多錢兩千兩百萬的划環在這樣的情況之下請教部長詐騙集團長決我們要怎麼樣內控啊請做說明\n\n16\n00:05:05,774 --> 00:05:22,128\n根委報告發生這樣的事情我們也覺得很遺憾也就是說我們的銀行其實應該要一起做打詐防詐賭詐但是呢竟然有銀行的行員跟外人共組然後做這樣的事情第一個地檢署已經起訴了\n\n17\n00:05:22,608 --> 00:05:36,650\n好一言起訴我們認為第二個我們已經把他免職了第三個對於內部的人員已經做了行政的懲處那金管會的罰款那當然我們就尊重金管費金管金檢機關的一個重罰那後續我們應該要強化我們的內控機制以及強化行員要告訴他們說千萬不能有僥倖的行不能去做這樣的事情所以我們都是模範生啊公股銀行都是模範生不能寬戴是的不能寬戴因為公股銀行\n\n18\n00:05:52,093 --> 00:06:07,814\n大家都很辛苦所以因此在財委會呢在審查總預算的時候也通過要拉近國營金融事業機構跟泛工股金融機構的什麼我們也提出了因為他們太辛苦了又不夠\n\n19\n00:06:09,215 --> 00:06:36,483\n那所以我們至少要有virus大家平衡一點所以我們也提出了也就是在他的伙食費生育補助這一點非常重要他的獎金員工福利以及信託這些項目可以好好的來協助供股銀行的行員能夠願意繼續為大家努力那在這樣的情況之下本期要請教你們現在的進度到哪裡\n\n20\n00:06:38,052 --> 00:06:46,100\n我們的進度財政部已經提了五項方案報到行政院那人事總署呢對其中的生育補助已經在3月6號開會其他的項目在徵詢相關機關的意見當中這個方案裡面包括生育補助我們認為應該每胎\n\n21\n00:06:53,467 --> 00:07:05,137\n十萬塊,對,非常重要,每台十萬塊第二個,伙食費的部分呢在外加的部分是每個月三千塊每個月三千伙食費經營績效獎金我們希望從原來這個總額的4.4\n\n22\n00:07:08,720 --> 00:07:32,535\n提高到4.6個月這樣的那個績效獎金另外要提撥1到8%的這個稅前盈餘然後當作激勵員工在這個表現上以及這個績效上好的要做激勵第5個就是員工福利信託也就是說每個月他提撥1000然後銀行提撥1000然後讓他退休的時候可以有一個好的一個資金來過\n\n23\n00:07:33,696 --> 00:07:56,699\n我們歡喜的聽到財政部也做出了方案那麼這也是在這個大院裡頭正式通過的主決議我們的目的是什麼呢最重要的要留住人才因為現在人才是非常難請我們的公股銀行所有的\n\n24\n00:07:57,279 --> 00:08:14,267\n員工都是這麼這麼的優秀我們希望可以把他留下來部長要加油你預估什麼時候在其他活也就是生育OK十萬OK了伙食費是每個月三千那獎金的部分從4.4月來升為4.6月那員工福利的部分稅前盈餘提撥了1.8%來作為1.8%對\n\n25\n00:08:23,371 --> 00:08:32,697\n1.8%1%到8%1到幾%8%1到8%這8%之內稅前盈餘的部分最後還有一個我們的員工福利的信託希望你趕快去把它完整出來讓大家安心好不好謝謝謝謝委員\n\n","tsv":"start\tend\ttext\n7393\t9336\t謝謝主席 楊群發言 邀請部長請部長\n19931\t41021\t我們根據我們的關務署3月18號的新聞稿當中對於中國大陸及韓國產製進口不鏽鋼冷紮鋼品課徵的反傾銷稅第二次的落入調查案財政部也公告即日起中國大陸及韓國所有的製造商或者\n41701\t49371\t是這個出口商按現行核定反傾銷稅率是38.1%及37.65%繼續課徵反傾銷稅那為期是五年那在這樣的情況之下我們知道因為財政部你們也努力的去調查\n61245\t86479\t結果顯示認定傾銷及產業損害可能會因為停止課徵反傾銷而繼續或者是再發生對國家我們整體經濟它是有負面的一個效能產生所以我們再延長這五年那請教部長在反傾銷實施的期間你是否還有一個點我們要全面的去圍堵\n87119\t94523\t也就是是我會監控監測進口商是我會透過第三地的轉運來規避這一個關稅請教委員報告對於這個原產地的審查我們也是在海關也是會去做審查的然後避免嚴防這個透過第三地轉運對這一點一定要加強因為我們一定要好好的保護保護我們的產業\n114052\t129674\t接下來本席要請教新青安的轉租人頭戶違規的事項我們看到財政部先前公布了供股銀行加強查核目前第三波也已經啟動在第二波大概有600件\n130956\t156613\t第三波你也追了回來將近千億的這個違規案件那在這樣的一個情況之下我們看到這個數字這是一個社會正義我們需要幫助的年輕人他因為這樣子的情勢而導致他一直delay在那邊等這是非常不對的一個情況所以本席要請教部長\n158295\t168989\t這1000多案的違規案件在未來我們在貸款審核的機制上面你有什麼樣的一個調整精進方案請說明\n170674\t189502\t跟委員報告新青安的目的就是協助沒有自有房屋的國民朋友們他可以用比較優惠的條件去當然所以你面對到這樣的問題你要怎麼辦呢所以呢我們給予有關利息的一個補貼那當然要正常運用不能拿去出租跟人\n190402\t206362\t所以第一個我們現在變成一千多案的樣帶出來怎麼改進我們已經前面兩波查到的是兩千一百多戶那已經追回的利息有兩千七百多萬也就是說國家資源有限應該用給真正需要協助的人\n206923\t227149\t好 那所以另外您就提到說我們有什麼加強的措施第一個在貸錢的時候要詳盡的審核我們的公股行都已經在做了 詳盡審核第二個就是貸後的一個管理追蹤看有沒有去做出租或者是他這個是不是在審核之前就要看有沒有是人頭 加強審核管控機制貸後的管理然後對於申請新簽符合資格的人我們應該優先讓他可以貸得到錢\n235832\t251330\t讓真正需要的人可以用得到這項措施請你把今天方案給本席因為我們一定要確保這個政策的支援是真正要落實給有需要的年輕人這個是我們的目標我們一起加油今天方案給本席\n252291\t266462\t據媒體報導3月12號我們這個詐騙猖獗是讓全國民眾非常的不安那有發生銀行跟其他人去共組詐騙集團也遭了地檢署來起訴\n267583\t286434\t那麼金管會副局長他也表示在這樣的情況之下不管是存匯交易客戶身份持續的審查以及帳戶監控作業員工異常行為管理等機制似乎沒有完善的建立及未落實確實\n288496\t301009\t執行內部控制的機制違反了內機內控的辦法那要處罰這麼多錢兩千兩百萬的划環在這樣的情況之下請教部長詐騙集團長決我們要怎麼樣內控啊請做說明\n305774\t322128\t根委報告發生這樣的事情我們也覺得很遺憾也就是說我們的銀行其實應該要一起做打詐防詐賭詐但是呢竟然有銀行的行員跟外人共組然後做這樣的事情第一個地檢署已經起訴了\n322608\t336650\t好一言起訴我們認為第二個我們已經把他免職了第三個對於內部的人員已經做了行政的懲處那金管會的罰款那當然我們就尊重金管費金管金檢機關的一個重罰那後續我們應該要強化我們的內控機制以及強化行員要告訴他們說千萬不能有僥倖的行不能去做這樣的事情所以我們都是模範生啊公股銀行都是模範生不能寬戴是的不能寬戴因為公股銀行\n352093\t367814\t大家都很辛苦所以因此在財委會呢在審查總預算的時候也通過要拉近國營金融事業機構跟泛工股金融機構的什麼我們也提出了因為他們太辛苦了又不夠\n369215\t396483\t那所以我們至少要有virus大家平衡一點所以我們也提出了也就是在他的伙食費生育補助這一點非常重要他的獎金員工福利以及信託這些項目可以好好的來協助供股銀行的行員能夠願意繼續為大家努力那在這樣的情況之下本期要請教你們現在的進度到哪裡\n398052\t406100\t我們的進度財政部已經提了五項方案報到行政院那人事總署呢對其中的生育補助已經在3月6號開會其他的項目在徵詢相關機關的意見當中這個方案裡面包括生育補助我們認為應該每胎\n413467\t425137\t十萬塊,對,非常重要,每台十萬塊第二個,伙食費的部分呢在外加的部分是每個月三千塊每個月三千伙食費經營績效獎金我們希望從原來這個總額的4.4\n428720\t452535\t提高到4.6個月這樣的那個績效獎金另外要提撥1到8%的這個稅前盈餘然後當作激勵員工在這個表現上以及這個績效上好的要做激勵第5個就是員工福利信託也就是說每個月他提撥1000然後銀行提撥1000然後讓他退休的時候可以有一個好的一個資金來過\n453696\t476699\t我們歡喜的聽到財政部也做出了方案那麼這也是在這個大院裡頭正式通過的主決議我們的目的是什麼呢最重要的要留住人才因為現在人才是非常難請我們的公股銀行所有的\n477279\t494267\t員工都是這麼這麼的優秀我們希望可以把他留下來部長要加油你預估什麼時候在其他活也就是生育 OK 十萬 OK 了伙食費是每個月三千那獎金的部分從4.4月來升為4.6月那員工福利的部分稅前盈餘提撥了1.8%來作為1.8% 對\n503371\t512697\t1.8%1%到8%1到幾%8%1到8%這8%之內稅前盈餘的部分最後還有一個我們的員工福利的信託希望你趕快去把它完整出來讓大家安心好不好謝謝謝謝委員\n","txt":"謝謝主席 楊群發言 邀請部長請部長\n我們根據我們的關務署3月18號的新聞稿當中對於中國大陸及韓國產製進口不鏽鋼冷紮鋼品課徵的反傾銷稅第二次的落入調查案財政部也公告即日起中國大陸及韓國所有的製造商或者\n是這個出口商按現行核定反傾銷稅率是38.1%及37.65%繼續課徵反傾銷稅那為期是五年那在這樣的情況之下我們知道因為財政部你們也努力的去調查\n結果顯示認定傾銷及產業損害可能會因為停止課徵反傾銷而繼續或者是再發生對國家我們整體經濟它是有負面的一個效能產生所以我們再延長這五年那請教部長在反傾銷實施的期間你是否還有一個點我們要全面的去圍堵\n也就是是我會監控監測進口商是我會透過第三地的轉運來規避這一個關稅請教委員報告對於這個原產地的審查我們也是在海關也是會去做審查的然後避免嚴防這個透過第三地轉運對這一點一定要加強因為我們一定要好好的保護保護我們的產業\n接下來本席要請教新青安的轉租人頭戶違規的事項我們看到財政部先前公布了供股銀行加強查核目前第三波也已經啟動在第二波大概有600件\n第三波你也追了回來將近千億的這個違規案件那在這樣的一個情況之下我們看到這個數字這是一個社會正義我們需要幫助的年輕人他因為這樣子的情勢而導致他一直delay在那邊等這是非常不對的一個情況所以本席要請教部長\n這1000多案的違規案件在未來我們在貸款審核的機制上面你有什麼樣的一個調整精進方案請說明\n跟委員報告新青安的目的就是協助沒有自有房屋的國民朋友們他可以用比較優惠的條件去當然所以你面對到這樣的問題你要怎麼辦呢所以呢我們給予有關利息的一個補貼那當然要正常運用不能拿去出租跟人\n所以第一個我們現在變成一千多案的樣帶出來怎麼改進我們已經前面兩波查到的是兩千一百多戶那已經追回的利息有兩千七百多萬也就是說國家資源有限應該用給真正需要協助的人\n好 那所以另外您就提到說我們有什麼加強的措施第一個在貸錢的時候要詳盡的審核我們的公股行都已經在做了 詳盡審核第二個就是貸後的一個管理追蹤看有沒有去做出租或者是他這個是不是在審核之前就要看有沒有是人頭 加強審核管控機制貸後的管理然後對於申請新簽符合資格的人我們應該優先讓他可以貸得到錢\n讓真正需要的人可以用得到這項措施請你把今天方案給本席因為我們一定要確保這個政策的支援是真正要落實給有需要的年輕人這個是我們的目標我們一起加油今天方案給本席\n據媒體報導3月12號我們這個詐騙猖獗是讓全國民眾非常的不安那有發生銀行跟其他人去共組詐騙集團也遭了地檢署來起訴\n那麼金管會副局長他也表示在這樣的情況之下不管是存匯交易客戶身份持續的審查以及帳戶監控作業員工異常行為管理等機制似乎沒有完善的建立及未落實確實\n執行內部控制的機制違反了內機內控的辦法那要處罰這麼多錢兩千兩百萬的划環在這樣的情況之下請教部長詐騙集團長決我們要怎麼樣內控啊請做說明\n根委報告發生這樣的事情我們也覺得很遺憾也就是說我們的銀行其實應該要一起做打詐防詐賭詐但是呢竟然有銀行的行員跟外人共組然後做這樣的事情第一個地檢署已經起訴了\n好一言起訴我們認為第二個我們已經把他免職了第三個對於內部的人員已經做了行政的懲處那金管會的罰款那當然我們就尊重金管費金管金檢機關的一個重罰那後續我們應該要強化我們的內控機制以及強化行員要告訴他們說千萬不能有僥倖的行不能去做這樣的事情所以我們都是模範生啊公股銀行都是模範生不能寬戴是的不能寬戴因為公股銀行\n大家都很辛苦所以因此在財委會呢在審查總預算的時候也通過要拉近國營金融事業機構跟泛工股金融機構的什麼我們也提出了因為他們太辛苦了又不夠\n那所以我們至少要有virus大家平衡一點所以我們也提出了也就是在他的伙食費生育補助這一點非常重要他的獎金員工福利以及信託這些項目可以好好的來協助供股銀行的行員能夠願意繼續為大家努力那在這樣的情況之下本期要請教你們現在的進度到哪裡\n我們的進度財政部已經提了五項方案報到行政院那人事總署呢對其中的生育補助已經在3月6號開會其他的項目在徵詢相關機關的意見當中這個方案裡面包括生育補助我們認為應該每胎\n十萬塊,對,非常重要,每台十萬塊第二個,伙食費的部分呢在外加的部分是每個月三千塊每個月三千伙食費經營績效獎金我們希望從原來這個總額的4.4\n提高到4.6個月這樣的那個績效獎金另外要提撥1到8%的這個稅前盈餘然後當作激勵員工在這個表現上以及這個績效上好的要做激勵第5個就是員工福利信託也就是說每個月他提撥1000然後銀行提撥1000然後讓他退休的時候可以有一個好的一個資金來過\n我們歡喜的聽到財政部也做出了方案那麼這也是在這個大院裡頭正式通過的主決議我們的目的是什麼呢最重要的要留住人才因為現在人才是非常難請我們的公股銀行所有的\n員工都是這麼這麼的優秀我們希望可以把他留下來部長要加油你預估什麼時候在其他活也就是生育 OK 十萬 OK 了伙食費是每個月三千那獎金的部分從4.4月來升為4.6月那員工福利的部分稅前盈餘提撥了1.8%來作為1.8% 對\n1.8%1%到8%1到幾%8%1到8%這8%之內稅前盈餘的部分最後還有一個我們的員工福利的信託希望你趕快去把它完整出來讓大家安心好不好謝謝謝謝委員\n","vtt":"WEBVTT\n\n00:07.393 --> 00:09.336\n謝謝主席楊群發言邀請部長請部長\n\n00:19.931 --> 00:41.021\n我們根據我們的關務署3月18號的新聞稿當中對於中國大陸及韓國產製進口不鏽鋼冷紮鋼品課徵的反傾銷稅第二次的落入調查案財政部也公告即日起中國大陸及韓國所有的製造商或者\n\n00:41.701 --> 00:49.371\n是這個出口商按現行核定反傾銷稅率是38.1%及37.65%繼續課徵反傾銷稅那為期是五年那在這樣的情況之下我們知道因為財政部你們也努力的去調查\n\n01:01.245 --> 01:26.479\n結果顯示認定傾銷及產業損害可能會因為停止課徵反傾銷而繼續或者是再發生對國家我們整體經濟它是有負面的一個效能產生所以我們再延長這五年那請教部長在反傾銷實施的期間你是否還有一個點我們要全面的去圍堵\n\n01:27.119 --> 01:34.523\n也就是是我會監控監測進口商是我會透過第三地的轉運來規避這一個關稅請教委員報告對於這個原產地的審查我們也是在海關也是會去做審查的然後避免嚴防這個透過第三地轉運對這一點一定要加強因為我們一定要好好的保護保護我們的產業\n\n01:54.052 --> 02:09.674\n接下來本席要請教新青安的轉租人頭戶違規的事項我們看到財政部先前公布了供股銀行加強查核目前第三波也已經啟動在第二波大概有600件\n\n02:10.956 --> 02:36.613\n第三波你也追了回來將近千億的這個違規案件那在這樣的一個情況之下我們看到這個數字這是一個社會正義我們需要幫助的年輕人他因為這樣子的情勢而導致他一直delay在那邊等這是非常不對的一個情況所以本席要請教部長\n\n02:38.295 --> 02:48.989\n這1000多案的違規案件在未來我們在貸款審核的機制上面你有什麼樣的一個調整精進方案請說明\n\n02:50.674 --> 03:09.502\n跟委員報告新青安的目的就是協助沒有自有房屋的國民朋友們他可以用比較優惠的條件去當然所以你面對到這樣的問題你要怎麼辦呢所以呢我們給予有關利息的一個補貼那當然要正常運用不能拿去出租跟人\n\n03:10.402 --> 03:26.362\n所以第一個我們現在變成一千多案的樣帶出來怎麼改進我們已經前面兩波查到的是兩千一百多戶那已經追回的利息有兩千七百多萬也就是說國家資源有限應該用給真正需要協助的人\n\n03:26.923 --> 03:47.149\n好那所以另外您就提到說我們有什麼加強的措施第一個在貸錢的時候要詳盡的審核我們的公股行都已經在做了詳盡審核第二個就是貸後的一個管理追蹤看有沒有去做出租或者是他這個是不是在審核之前就要看有沒有是人頭加強審核管控機制貸後的管理然後對於申請新簽符合資格的人我們應該優先讓他可以貸得到錢\n\n03:55.832 --> 04:11.330\n讓真正需要的人可以用得到這項措施請你把今天方案給本席因為我們一定要確保這個政策的支援是真正要落實給有需要的年輕人這個是我們的目標我們一起加油今天方案給本席\n\n04:12.291 --> 04:26.462\n據媒體報導3月12號我們這個詐騙猖獗是讓全國民眾非常的不安那有發生銀行跟其他人去共組詐騙集團也遭了地檢署來起訴\n\n04:27.583 --> 04:46.434\n那麼金管會副局長他也表示在這樣的情況之下不管是存匯交易客戶身份持續的審查以及帳戶監控作業員工異常行為管理等機制似乎沒有完善的建立及未落實確實\n\n04:48.496 --> 05:01.009\n執行內部控制的機制違反了內機內控的辦法那要處罰這麼多錢兩千兩百萬的划環在這樣的情況之下請教部長詐騙集團長決我們要怎麼樣內控啊請做說明\n\n05:05.774 --> 05:22.128\n根委報告發生這樣的事情我們也覺得很遺憾也就是說我們的銀行其實應該要一起做打詐防詐賭詐但是呢竟然有銀行的行員跟外人共組然後做這樣的事情第一個地檢署已經起訴了\n\n05:22.608 --> 05:36.650\n好一言起訴我們認為第二個我們已經把他免職了第三個對於內部的人員已經做了行政的懲處那金管會的罰款那當然我們就尊重金管費金管金檢機關的一個重罰那後續我們應該要強化我們的內控機制以及強化行員要告訴他們說千萬不能有僥倖的行不能去做這樣的事情所以我們都是模範生啊公股銀行都是模範生不能寬戴是的不能寬戴因為公股銀行\n\n05:52.093 --> 06:07.814\n大家都很辛苦所以因此在財委會呢在審查總預算的時候也通過要拉近國營金融事業機構跟泛工股金融機構的什麼我們也提出了因為他們太辛苦了又不夠\n\n06:09.215 --> 06:36.483\n那所以我們至少要有virus大家平衡一點所以我們也提出了也就是在他的伙食費生育補助這一點非常重要他的獎金員工福利以及信託這些項目可以好好的來協助供股銀行的行員能夠願意繼續為大家努力那在這樣的情況之下本期要請教你們現在的進度到哪裡\n\n06:38.052 --> 06:46.100\n我們的進度財政部已經提了五項方案報到行政院那人事總署呢對其中的生育補助已經在3月6號開會其他的項目在徵詢相關機關的意見當中這個方案裡面包括生育補助我們認為應該每胎\n\n06:53.467 --> 07:05.137\n十萬塊,對,非常重要,每台十萬塊第二個,伙食費的部分呢在外加的部分是每個月三千塊每個月三千伙食費經營績效獎金我們希望從原來這個總額的4.4\n\n07:08.720 --> 07:32.535\n提高到4.6個月這樣的那個績效獎金另外要提撥1到8%的這個稅前盈餘然後當作激勵員工在這個表現上以及這個績效上好的要做激勵第5個就是員工福利信託也就是說每個月他提撥1000然後銀行提撥1000然後讓他退休的時候可以有一個好的一個資金來過\n\n07:33.696 --> 07:56.699\n我們歡喜的聽到財政部也做出了方案那麼這也是在這個大院裡頭正式通過的主決議我們的目的是什麼呢最重要的要留住人才因為現在人才是非常難請我們的公股銀行所有的\n\n07:57.279 --> 08:14.267\n員工都是這麼這麼的優秀我們希望可以把他留下來部長要加油你預估什麼時候在其他活也就是生育OK十萬OK了伙食費是每個月三千那獎金的部分從4.4月來升為4.6月那員工福利的部分稅前盈餘提撥了1.8%來作為1.8%對\n\n08:23.371 --> 08:32.697\n1.8%1%到8%1到幾%8%1到8%這8%之內稅前盈餘的部分最後還有一個我們的員工福利的信託希望你趕快去把它完整出來讓大家安心好不好謝謝謝謝委員\n\n","segments":[{"start":7.393,"end":9.336,"text":"謝謝主席 楊群發言 邀請部長請部長"},{"start":19.931,"end":41.021,"text":"我們根據我們的關務署3月18號的新聞稿當中對於中國大陸及韓國產製進口不鏽鋼冷紮鋼品課徵的反傾銷稅第二次的落入調查案財政部也公告即日起中國大陸及韓國所有的製造商或者"},{"start":41.701,"end":49.371,"text":"是這個出口商按現行核定反傾銷稅率是38.1%及37.65%繼續課徵反傾銷稅那為期是五年那在這樣的情況之下我們知道因為財政部你們也努力的去調查"},{"start":61.245,"end":86.479,"text":"結果顯示認定傾銷及產業損害可能會因為停止課徵反傾銷而繼續或者是再發生對國家我們整體經濟它是有負面的一個效能產生所以我們再延長這五年那請教部長在反傾銷實施的期間你是否還有一個點我們要全面的去圍堵"},{"start":87.119,"end":94.523,"text":"也就是是我會監控監測進口商是我會透過第三地的轉運來規避這一個關稅請教委員報告對於這個原產地的審查我們也是在海關也是會去做審查的然後避免嚴防這個透過第三地轉運對這一點一定要加強因為我們一定要好好的保護保護我們的產業"},{"start":114.052,"end":129.674,"text":"接下來本席要請教新青安的轉租人頭戶違規的事項我們看到財政部先前公布了供股銀行加強查核目前第三波也已經啟動在第二波大概有600件"},{"start":130.956,"end":156.613,"text":"第三波你也追了回來將近千億的這個違規案件那在這樣的一個情況之下我們看到這個數字這是一個社會正義我們需要幫助的年輕人他因為這樣子的情勢而導致他一直delay在那邊等這是非常不對的一個情況所以本席要請教部長"},{"start":158.295,"end":168.989,"text":"這1000多案的違規案件在未來我們在貸款審核的機制上面你有什麼樣的一個調整精進方案請說明"},{"start":170.674,"end":189.502,"text":"跟委員報告新青安的目的就是協助沒有自有房屋的國民朋友們他可以用比較優惠的條件去當然所以你面對到這樣的問題你要怎麼辦呢所以呢我們給予有關利息的一個補貼那當然要正常運用不能拿去出租跟人"},{"start":190.402,"end":206.362,"text":"所以第一個我們現在變成一千多案的樣帶出來怎麼改進我們已經前面兩波查到的是兩千一百多戶那已經追回的利息有兩千七百多萬也就是說國家資源有限應該用給真正需要協助的人"},{"start":206.923,"end":227.149,"text":"好 那所以另外您就提到說我們有什麼加強的措施第一個在貸錢的時候要詳盡的審核我們的公股行都已經在做了 詳盡審核第二個就是貸後的一個管理追蹤看有沒有去做出租或者是他這個是不是在審核之前就要看有沒有是人頭 加強審核管控機制貸後的管理然後對於申請新簽符合資格的人我們應該優先讓他可以貸得到錢"},{"start":235.832,"end":251.33,"text":"讓真正需要的人可以用得到這項措施請你把今天方案給本席因為我們一定要確保這個政策的支援是真正要落實給有需要的年輕人這個是我們的目標我們一起加油今天方案給本席"},{"start":252.291,"end":266.462,"text":"據媒體報導3月12號我們這個詐騙猖獗是讓全國民眾非常的不安那有發生銀行跟其他人去共組詐騙集團也遭了地檢署來起訴"},{"start":267.583,"end":286.434,"text":"那麼金管會副局長他也表示在這樣的情況之下不管是存匯交易客戶身份持續的審查以及帳戶監控作業員工異常行為管理等機制似乎沒有完善的建立及未落實確實"},{"start":288.496,"end":301.009,"text":"執行內部控制的機制違反了內機內控的辦法那要處罰這麼多錢兩千兩百萬的划環在這樣的情況之下請教部長詐騙集團長決我們要怎麼樣內控啊請做說明"},{"start":305.774,"end":322.128,"text":"根委報告發生這樣的事情我們也覺得很遺憾也就是說我們的銀行其實應該要一起做打詐防詐賭詐但是呢竟然有銀行的行員跟外人共組然後做這樣的事情第一個地檢署已經起訴了"},{"start":322.608,"end":336.65,"text":"好一言起訴我們認為第二個我們已經把他免職了第三個對於內部的人員已經做了行政的懲處那金管會的罰款那當然我們就尊重金管費金管金檢機關的一個重罰那後續我們應該要強化我們的內控機制以及強化行員要告訴他們說千萬不能有僥倖的行不能去做這樣的事情所以我們都是模範生啊公股銀行都是模範生不能寬戴是的不能寬戴因為公股銀行"},{"start":352.093,"end":367.814,"text":"大家都很辛苦所以因此在財委會呢在審查總預算的時候也通過要拉近國營金融事業機構跟泛工股金融機構的什麼我們也提出了因為他們太辛苦了又不夠"},{"start":369.215,"end":396.483,"text":"那所以我們至少要有virus大家平衡一點所以我們也提出了也就是在他的伙食費生育補助這一點非常重要他的獎金員工福利以及信託這些項目可以好好的來協助供股銀行的行員能夠願意繼續為大家努力那在這樣的情況之下本期要請教你們現在的進度到哪裡"},{"start":398.052,"end":406.1,"text":"我們的進度財政部已經提了五項方案報到行政院那人事總署呢對其中的生育補助已經在3月6號開會其他的項目在徵詢相關機關的意見當中這個方案裡面包括生育補助我們認為應該每胎"},{"start":413.467,"end":425.137,"text":"十萬塊,對,非常重要,每台十萬塊第二個,伙食費的部分呢在外加的部分是每個月三千塊每個月三千伙食費經營績效獎金我們希望從原來這個總額的4.4"},{"start":428.72,"end":452.535,"text":"提高到4.6個月這樣的那個績效獎金另外要提撥1到8%的這個稅前盈餘然後當作激勵員工在這個表現上以及這個績效上好的要做激勵第5個就是員工福利信託也就是說每個月他提撥1000然後銀行提撥1000然後讓他退休的時候可以有一個好的一個資金來過"},{"start":453.696,"end":476.699,"text":"我們歡喜的聽到財政部也做出了方案那麼這也是在這個大院裡頭正式通過的主決議我們的目的是什麼呢最重要的要留住人才因為現在人才是非常難請我們的公股銀行所有的"},{"start":477.279,"end":494.267,"text":"員工都是這麼這麼的優秀我們希望可以把他留下來部長要加油你預估什麼時候在其他活也就是生育 OK 十萬 OK 了伙食費是每個月三千那獎金的部分從4.4月來升為4.6月那員工福利的部分稅前盈餘提撥了1.8%來作為1.8% 對"},{"start":503.371,"end":512.697,"text":"1.8%1%到8%1到幾%8%1到8%這8%之內稅前盈餘的部分最後還有一個我們的員工福利的信託希望你趕快去把它完整出來讓大家安心好不好謝謝謝謝委員"}]}}},"gazette":{"lineno":813,"blocks":[["楊委員瓊瓔：（11時2分）謝謝主席，楊瓊瓔發言，邀請部長。"],["主席：請部長。"],["莊部長翠雲：謝謝委員。"],["楊委員瓊瓔：根據關務署3月18號的新聞稿當中，對於中國大陸及韓國產製進口不鏽鋼冷軋鋼品課徵反傾銷稅第2次落日調查案，財政部也公告即日起，中國大陸及韓國所有的製造商或出口商按現行核定反傾銷稅率是38.11%及37.65%繼續課徵反傾銷稅，為期是5年。在這樣的情況之下，我們知道因為財政部也努力調查，結果顯示，認定傾銷及產業損害可能因停止課徵反傾銷稅而繼續或再發生，對國家整體經濟有負面效能產生，所以再延長5年。請教部長，反傾銷實施期間，你是否還有一點要全面去圍堵，也就是是否會監控、監測進口商透過第三地轉運來規避關稅？"],["莊部長翠雲：跟委員報告，對於原產地的審查，我們海關也是會做審查，避免、嚴防透過第三地轉運。"],["楊委員瓊瓔：對，這一點一定要加強，因為我們一定要好好的保護我國的產業。"],["莊部長翠雲：保護我們國內的產業。"],["楊委員瓊瓔：接下來，本席要請教新青安轉租、人頭戶等違規事項，財政部先前公布公股銀行加強查核，目前第三波也已經啟動，第二波大概有600件，第三波你也追回來將近千億的違規案件。在這樣的情況之下，我們看到這個數字，這是社會正義，需要幫助的年輕人因為這樣子的情勢導致他一直delay在等，這是非常不對的情況。所以本席要請教部長，這一千多案的違規案件，在未來貸款審核的機制上面有什麼樣的調整精進方案？請說明。"],["莊部長翠雲：跟委員報告，新青安的目的就是協助沒有自有房屋的國民朋友們可以用比較優惠的條件貸款，然後買他的房屋。"],["楊委員瓊瓔：當然，所以面對到這樣的問題，你要怎麼辦呢？"],["莊部長翠雲：所以我們給予有關利息的補貼，當然要正常運用，不能拿去出租跟人頭……所以第一個，貸前……"],["楊委員瓊瓔：對，現在變成一千多案的樣態出來，怎麼改進？"],["莊部長翠雲：第一個，我們前面兩波查到的是兩千一百多戶，已經追回的利息有兩千七百多萬，也就是說國家資源有限，應該要給真正需要協助的人。所以另外您提到我們有什麼加強的措施，第一個，在貸前的時候要詳盡的審核，我們的公股行庫都已經在做了……"],["楊委員瓊瓔：詳盡審核。"],["莊部長翠雲：詳盡審核。第二個就是貸後的管理追蹤，看有沒有出租，或者在審核之前就要看有沒有人頭……"],["楊委員瓊瓔：所以加強審核管控機制。"],["莊部長翠雲：對，加強審核再貸後管理，然後對於申請新青安符合資格的人，我們應該優先讓他可以貸得到錢，讓真正需要的人可以用得到這項措施。"],["楊委員瓊瓔：好，請你把精進方案給本席。"],["莊部長翠雲：好的。"],["楊委員瓊瓔：因為我們一定要確保這個政策的資源是真正要落實給有需要的年輕人，這是我們的目標。"],["莊部長翠雲：是的，沒錯，確實如此。"],["楊委員瓊瓔：好，我們一起加油，精進方案給本席。"],["莊部長翠雲：好。"],["楊委員瓊瓔：據媒體3月12號報導，我國詐騙猖獗，讓全國民眾非常不安，發生銀行與其他人共組詐騙集團遭地檢署起訴，金管會副局長表示，在這樣的情況之下，不管是存匯交易、客戶身分持續審查及帳戶監控作業、員工異常行為管理等機制，似乎沒有完善建立及未確實執行內部控制機制，違反內稽內控辦法，要處2,200萬罰鍰，在這樣情況之下，請教部長，詐騙集團猖獗，你們要怎麼樣內控，請做說明。"],["莊部長翠雲：跟委員報告，發生這樣的事情，我們也覺得很遺憾，也就是說我們的銀行其實應該要一起做打詐、防詐、堵詐，但是竟然有銀行行員跟外人共組，然後做這樣事情，第一個，地檢署已經起訴了；第二個，我們已經把他免職了；第三個，對於內部人員已經做了行政懲處。那金管會的罰鍰，當然我們就尊重金管會金檢機關的重罰，後續我們應該要強化內控機制，以及強化行員，要告訴他們千萬不能有僥倖的心，不能去做這樣的事情，否則一定是不能寬……"],["楊委員瓊瓔：對，因為我們都是模範生，公股銀行都是模範生。"],["莊部長翠雲：是，不能寬貸。"],["楊委員瓊瓔：不能寬貸，好。"],["莊部長翠雲：這個部分我們各公股銀行是……"],["楊委員瓊瓔：因為公股銀行大家都很辛苦，因此財委會在審查總預算的時候也通過要拉近國營金融事業機構及泛公股金融機構，因為他們太辛苦了又不夠……所以我們至少要balance，大家平衡一點，所以我們也提出在他的伙食費、生育補助，這一點非常重要，他的獎金、員工福利以及信託等這些項目可以好好地來協助，讓公股銀行的行員能夠願意繼續為大家努力，在這樣的情況之下，本席要請教你們現在的進度到哪裡？"],["莊部長翠雲：我們的進度，財政部已經提了5項方案報到行政院，人事總處對其中的生育補助已經在3月6號開會，其他項目在徵詢相關機關的意見當中，方案裡面包括生育補助，我們認為應該每胎10萬塊，不管是行員自己或他的配偶……"],["楊委員瓊瓔：對，這非常重要，每胎10萬塊。"],["莊部長翠雲：第二個，伙食費的部分，在外加的部分是每個月3,000塊。"],["楊委員瓊瓔：每個月3,000塊伙食費。"],["莊部長翠雲：第三個，經營績效獎金希望從原來總額的4.4個月提高到4.6個月。第四個，提撥1%到8%的稅前盈餘當作激勵員工在表現上及績效上好的給予激勵。第五個，員工福利信託，也就是每個月他提撥1,000，銀行提撥1,000，然後讓他退休的時候可以有一個好的資金來過退休生活。這個部分，財政部都已經在2月的時候報行政院。"],["楊委員瓊瓔：好，我們歡喜地聽到財政部也做出方案，這也是在大院裡頭正式通過的主決議，我們的目的是什麼呢？最重要的是要留住人才，因為現在人才是非常難請，公股銀行所有的員工都是這麼這麼的優秀，我們希望可以把他們留下來。部長，要加油，你預估什麼時候在其他……也就是生育的10萬OK了；伙食費是每個月3,000；獎金部分，從4.4個月升為4.6個月；員工福利部分，稅前盈餘提撥了1.8%來作為……"],["莊部長翠雲：1%到8%。"],["楊委員瓊瓔：1.8%？"],["莊部長翠雲：1%到8%。"],["楊委員瓊瓔：1%到多少？"],["莊部長翠雲：8%。"],["楊委員瓊瓔：1%到8%？"],["莊部長翠雲：對。"],["楊委員瓊瓔：就是8%之內，這是稅前盈餘的部分……"],["主席：部長，你是不是把完整的員工資料提供給瓊瓔委員？"],["莊部長翠雲：好。"],["楊委員瓊瓔：最後是員工福利信託部分……"],["主席：瓊瓔委員，外部委員是5分鐘的時間。"],["楊委員瓊瓔：希望你趕快去把它完整出來，讓大家安心，好不好？謝謝。"],["莊部長翠雲：謝謝委員。"],["主席：謝謝，現在休息5分鐘。","休息（11時10分）","繼續開會（11時19分）"],["主席：繼續開會。","接著請李坤城委員發言。"]],"agenda":{"page_end":564,"meet_id":"委員會-11-3-20-3","speakers":["賴惠員","吳秉叡","林德福","賴士葆","郭國文","林思銘","鍾佳濱","顏寬恒","黃珊珊","楊瓊瓔","李坤城","羅明才","張啓楷","李彥秀","王世堅","陳玉珍","洪孟楷","邱志偉","陳培瑜","葉元之","陳冠廷","伍麗華Saidhai‧Tahovecahe"],"page_start":1,"meetingDate":["2025-03-20"],"gazette_id":"1143001","agenda_lcidc_ids":["1143001_00002","1143001_00003","1143001_00004","1143001_00005","1143001_00006","1143001_00007"],"meet_name":"立法院第11屆第3會期財政委員會第3次全體委員會議紀錄","content":"一、邀請財政部莊部長翠雲率所屬機關首長暨國營事業董事長、總經理（含各轉投資事業機構公\n股代表之董、監事）列席業務報告，並備質詢；二、審查行政院函請審議「海關進口稅則部分稅\n則修正草案」案；三、彙總整理提出「中華民國114年度中央政府總預算案附屬單位預算營業及\n非營業部分審查總報告草案」提報院會案","agenda_id":"1143001_00001"}}}