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\"score\": 0.0}, {\"word\": \"點\"}, {\"word\": \"我\", \"start\": 564.927, \"end\": 565.047, \"score\": 0.835}, {\"word\": \"覺\"}, {\"word\": \"得\", \"start\": 565.047, \"end\": 565.468, \"score\": 0.867}, {\"word\": \"關\"}, {\"word\": \"乎\", \"start\": 565.468, \"end\": 565.648, \"score\": 0.78}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"很\", \"start\": 565.648, \"end\": 565.828, \"score\": 0.999}, {\"word\": \"重\", \"start\": 565.828, \"end\": 566.029, \"score\": 0.999}, {\"word\": \"要\", \"start\": 566.029, \"end\": 566.389, \"score\": 0.995}, {\"word\": \"是\", \"start\": 566.389, \"end\": 566.509, \"score\": 0.979}, {\"word\": \"不\", \"start\": 566.509, \"end\": 566.65, \"score\": 0.788}, {\"word\": \"是\", \"start\": 566.65, \"end\": 566.75, \"score\": 0.8}, {\"word\": \"要\", \"start\": 566.75, \"end\": 567.21, \"score\": 0.955}, {\"word\": \"稍\", \"start\": 567.21, \"end\": 567.491, \"score\": 0.98}, {\"word\": \"微\", \"start\": 567.491, \"end\": 568.032, \"score\": 0.963}, {\"word\": \"把\", \"start\": 568.032, \"end\": 569.634, \"score\": 0.952}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"輕\"}, {\"word\": \"鬆\"}, {\"word\": \"度\", \"start\": 569.634, \"end\": 569.754, \"score\": 0.904}, {\"word\": \"把\", \"start\": 569.754, \"end\": 569.874, \"score\": 0.836}, {\"word\": \"它\", \"start\": 569.874, \"end\": 569.994, \"score\": 0.831}, {\"word\": \"降\", \"start\": 569.994, \"end\": 570.335, \"score\": 0.949}, {\"word\": \"低\", \"start\": 570.335, \"end\": 571.577, \"score\": 0.978}, {\"word\": \"把\", \"start\": 571.577, \"end\": 572.899, \"score\": 0.944}, {\"word\": \"這\"}, {\"word\": \"個\"}, {\"word\": \"嚴\"}, {\"word\": \"謹\"}, {\"word\": \"度\", \"start\": 572.899, \"end\": 573.039, \"score\": 0.994}, {\"word\": \"再\", \"start\": 573.039, \"end\": 573.199, \"score\": 0.877}, {\"word\": \"加\", \"start\": 573.199, \"end\": 574.02, \"score\": 0.953}, {\"word\": \"強\"}, {\"word\": \"好\", \"start\": 574.02, \"end\": 574.261, \"score\": 0.917}, {\"word\": \"的\", \"start\": 574.261, \"end\": 575.943, \"score\": 0.966}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"邱\", \"start\": 575.943, \"end\": 576.043, \"score\": 0.8}, {\"word\": \"委\", \"start\": 576.043, \"end\": 576.063, \"score\": 0.0}, {\"word\": \"員\"}], \"language\": \"zh\"}","srt":"1\n00:00:08,302 --> 00:00:14,791\n謝謝主席有請財政部莊部長還有兆豐金控董董事長\n\n2\n00:00:15,732 --> 00:00:39,722\n趙鋒金控的董董事長為什麼會請趙鋒金控董董事長跟部長呢因為今天下午央行開你今天是會兩位都是理事兩位都是理事嘛那對於這個今天媒體有報導說第七波打房我們有大型行庫出現這個虧本做房貸會衝擊盈餘也會產生建價的問題\n\n3\n00:00:43,524 --> 00:01:07,725\n三大警訊希望央行不要再加碼第八波請問兩位你們下午開會的時候你們立場是怎麼樣請問部長跟委員報告下午會開會然後央行會做充分的一些資料的一些討論資料的一個呈現這邊寫這個銀行高大型行庫的高層是這樣的呼籲\n\n4\n00:01:09,059 --> 00:01:16,231\n那是代表說我們國有銀行所有共同的聲音嗎這可能我問一下董董董事長\n\n5\n00:01:18,671 --> 00:01:43,311\n您也是理事,您的看法呢?報告委員,我想那是報導上,那應該不是我所知道的三個語音存在嗎?應該不會,因為過去這段時間我們對所有這些房地產業者我們總的這個不管是受訓的餘額啦,或者是他的真正的使用狀況這個額度跟餘額都在降低\n\n6\n00:01:43,951 --> 00:02:02,280\n所以這個三大警訊不存在對我們利率是增加利率是上漲做房貸是虧本的然後盈餘也會降低沒有我們利率是上漲我們利率是調升的所以不存在是三大警訊我覺得這至少不是我所知道的關股我相信您專業的判斷跟專業的評估\n\n7\n00:02:05,461 --> 00:02:32,938\n好謝謝我想這個我跟這個總務長說明報告我的感覺這個十幾年來在立法院我看到很多這個我們國有銀行公有行股所有的這個董事長跟總經理都非常兼兼業業所以這個台灣的這個國有銀行可以說是這個另外一種的護國群山是扮演這個台灣經濟穩定的力量\n\n8\n00:02:34,851 --> 00:02:56,626\n所以這點是應當值得這個大家去鼓勵會或者去讚賞我碰到很多這個神祖堂戶的所有的這個董事長跟總經理包括台灣監控林董事長包括當然這個董內斌董事長第一監控邱瑞琴董事長\n\n9\n00:02:59,417 --> 00:03:14,648\n包括華人銀行黃黃總經理和合庫的這個民營衛冒董事長蘇佐敦總經理還有張營、胡光華董事長跟周總經理這一過程我都有跟他們互動民意代表會接受民眾的陳情\n\n10\n00:03:15,888 --> 00:03:42,647\n民眾發生問題他們沒有視他管道我們做一個平台我們很樂意去協助問題但最重要的是說我們這個省屬銀行的這些不管是董事長或者是總經理都非常親民非常了解這民眾的需求所以這個台灣省屬銀行是金融界的模範生之外也是扮演台灣經濟穩定的最重要的力量您同意嗎有錯\n\n11\n00:03:45,373 --> 00:04:06,349\n反過來說呢台灣對台灣經濟最不穩定的亂源是來自哪裡來自於這裡這裡來自於立法院您同意嗎這個沒有辦法置評會後我們再討論我認為是這樣子發臨五百萬改才發完五百萬修創咖咪咪冒冒\n\n12\n00:04:15,704 --> 00:04:39,935\n國家財政距離國家財政穩定都受到一些影響這是台灣經濟最大的威脅跟亂演HereHereHere講到這個我的滿肚子火我們希望在這個最穩定的亂演之中扮演一些穩定的力量好我請台北金融大樓股運有限公司賈董事長\n\n13\n00:04:41,291 --> 00:05:03,298\n台灣鷹酒國營綜藝術公司湯董次長請請阿董跟湯董董事長我要請教這個去年的EPS多少去年的EPS多少您好我們是20算42024的EPS多少4EPS4啊\n\n14\n00:05:08,991 --> 00:05:28,264\n你確定?ELTS是1.75,對不起EPS是4啊?1.75,抱歉4跟1.75差蠻多的耶好,抱歉如果你可以一下子重複到4,你可以得諾貝爾經濟學獎是嘛齁?是2025在你主任之下1.75,你剛剛也講錯了我是你的話來...跟你的話,你聽說是1.75\n\n15\n00:05:35,751 --> 00:06:02,032\n那1.75是比1.51還好就是說你上任之後這個你什麼時候接任的9月9月好這個去年2023是1.51你到你接任之後1.752025的時候呢您就是今年您的期許呢我的期許啊我的期許就是越來越好就是要就是要打破就是那個2024的紀錄達到4\n\n16\n00:06:07,158 --> 00:06:28,864\n好,有2就好啦,我就對你覺得非常感謝,而且對你非常肯定好,謝謝,謝謝蔣董事長接著,請教一下那個湯董事長董事長,這個我一樣的問題請教你啊這個煙酒公司有它的問題,你覺得在你上任之後,必須要最急迫解決的問題是什麼?\n\n17\n00:06:30,546 --> 00:06:59,171\n加熱源要通過加熱源要通過加熱源要通過不是我的業務是衛環委員會衛福部的這個部分每個人都有不同的看法那你的EPS你的績效去年的EPS多少大概一塊錢去年一塊錢一塊錢那你上任之後你覺得你今年的目標呢向上提升也是要到市是不是\n\n18\n00:07:00,644 --> 00:07:07,510\n這個是我們的目標你還是可以得到諾貝爾經濟學獎最後一個30秒的問題謝謝謝謝兩位董事長這個關務署關務的檢查實務啊我們港口機場都是關務人員對不對\n\n19\n00:07:20,649 --> 00:07:43,926\n都是公務人員?機場?是有公務人員?有我們在公務人員大概配置多少?比方說桃園機場配置多少公務人員?抱怨台北關是一千四百多名員工那機場的部分他就一個機查組那邊一個組應該四五十個左右吧四五十個,還有輪班對不對?\n\n20\n00:07:44,526 --> 00:08:09,456\n是好先這樣子我們有藍色通道我知道你紅綠線通關再給我28秒有紅跟綠對不對是大部分都是走綠對不對是少部分是走好那麼多頻繁出入的這個旅客當中你們怎麼知道他所攜帶的這些的東西是不是超過海關的容量\n\n21\n00:08:10,489 --> 00:08:35,386\n或者海關的許可你們怎麼去瞭解我們有風險管理的一個機制對於每一個旅客我們都有一些管控的風險的一些我親身經驗很多通過之後這些公務人員也沒有特別去關心也沒有特別去看大家都走出去很自然的那公務人員有時候他們在討論國政還是討論什麼你們的業務什麼好像沒有\n\n22\n00:08:38,595 --> 00:08:56,287\n很認真的去執行每一個這個通關的旅客他們是不是有攜帶過量的這個東西跟委員報告您的拖運行李在通關的時候其實在地下室都已經經過S光檢查不是啊那如果是手提的呢手提的我們會看狀況去處理是\n\n23\n00:08:59,233 --> 00:09:21,429\n所以還是你要參考我參考這個日本日本他們在最後一線這個關稅床這個關物的部分是很謹慎的幾乎每個人都要把他的手機行李拿過來看他會問你這個有沒有帶什麼東西都會了解是但我方相對呀不是說我們做的不好相對的稍微比較輕鬆一點\n\n24\n00:09:24,927 --> 00:09:36,063\n我覺得關乎這個很重要是不是要稍微把這個輕鬆度把它降低把這個嚴謹度再加強好的謝謝邱委員\n\n","tsv":"start\tend\ttext\n8302\t14791\t謝謝主席 有請財政部莊部長還有兆豐金控董董事長\n15732\t39722\t趙鋒金控的董董事長為什麼會請趙鋒金控董董事長跟部長呢因為今天下午央行開你今天是會兩位都是理事兩位都是理事嘛那對於這個今天媒體有報導說第七波打房我們有大型行庫出現這個虧本做房貸會衝擊盈餘也會產生建價的問題\n43524\t67725\t三大警訊希望央行不要再加碼第八波請問兩位你們下午開會的時候你們立場是怎麼樣請問部長跟委員報告下午會開會然後央行會做充分的一些資料的一些討論資料的一個呈現這邊寫這個銀行高大型行庫的高層是這樣的呼籲\n69059\t76231\t那是代表說我們國有銀行所有共同的聲音嗎這可能我問一下董董董事長\n78671\t103311\t您也是理事,您的看法呢?報告委員,我想那是報導上,那應該不是我所知道的三個語音存在嗎?應該不會,因為過去這段時間我們對所有這些房地產業者我們總的這個不管是受訓的餘額啦,或者是他的真正的使用狀況這個額度跟餘額都在降低\n103951\t122280\t所以這個三大警訊不存在對 我們利率是增加 利率是上漲做房貸是虧本的然後盈餘也會降低沒有 我們利率是上漲 我們利率是調升的所以不存在是三大警訊我覺得這至少不是我所知道的關股我相信您專業的判斷跟專業的評估\n125461\t152938\t好 謝謝我想這個我跟這個總務長說明報告我的感覺這個十幾年來在立法院我看到很多這個我們國有銀行公有行股所有的這個董事長跟總經理都非常兼兼業業所以這個台灣的這個國有銀行可以說是這個另外一種的護國群山是扮演這個台灣經濟穩定的力量\n154851\t176626\t所以這點是應當值得這個大家去鼓勵會或者去讚賞我碰到很多這個神祖堂戶的所有的這個董事長跟總經理包括台灣監控林董事長包括當然這個董內斌董事長第一監控邱瑞琴董事長\n179417\t194648\t包括華人銀行黃黃總經理和合庫的這個民營衛冒董事長蘇佐敦總經理還有張營、胡光華董事長跟周總經理這一過程我都有跟他們互動民意代表會接受民眾的陳情\n195888\t222647\t民眾發生問題他們沒有視他管道我們做一個平台我們很樂意去協助問題但最重要的是說我們這個省屬銀行的這些不管是董事長或者是總經理都非常親民非常了解這民眾的需求所以這個台灣省屬銀行是金融界的模範生之外也是扮演台灣經濟穩定的最重要的力量您同意嗎有錯\n225373\t246349\t反過來說呢 台灣對台灣經濟最不穩定的亂源是來自哪裡來自於這裡這裡來自於立法院 您同意嗎這個沒有辦法置評會後我們再討論我認為是這樣子 發臨五百萬改才發完五百萬修 創咖咪咪冒冒\n255704\t279935\t國家財政距離 國家財政穩定 都受到一些影響這是台灣經濟最大的威脅跟亂演Here Here Here講到這個 我的滿肚子火我們希望在這個最穩定的亂演之中 扮演一些穩定的力量好 我請台北金融大樓股運有限公司 賈董事長\n281291\t303298\t台灣鷹酒國營綜藝術公司 湯董次長請 請阿董跟湯董董事長 我要請教 這個去年的EPS多少去年的EPS多少您好 我們是20算42024的EPS多少4EPS4啊\n308991\t328264\t你確定?ELTS是1.75,對不起EPS是4啊?1.75,抱歉4跟1.75差蠻多的耶好,抱歉如果你可以一下子重複到4,你可以得諾貝爾經濟學獎是嘛齁?是2025在你主任之下1.75,你剛剛也講錯了我是你的話來...跟你的話,你聽說是1.75\n335751\t362032\t那1.75是比1.51還好就是說你上任之後這個你什麼時候接任的9月9月好這個去年2023是1.51你到你接任之後1.752025的時候呢您就是今年您的期許呢我的期許啊我的期許就是越來越好就是要就是要打破就是那個2024的紀錄達到4\n367158\t388864\t好,有2就好啦,我就對你覺得非常感謝,而且對你非常肯定好,謝謝,謝謝蔣董事長接著,請教一下那個湯董事長董事長,這個我一樣的問題請教你啊這個煙酒公司有它的問題,你覺得在你上任之後,必須要最急迫解決的問題是什麼?\n390546\t419171\t加熱源要通過加熱源要通過加熱源要通過不是我的業務是衛環委員會衛福部的這個部分每個人都有不同的看法那你的EPS你的績效去年的EPS多少大概一塊錢去年一塊錢一塊錢那你上任之後你覺得你今年的目標呢向上提升也是要到市是不是\n420644\t427510\t這個是我們的目標你還是可以得到諾貝爾經濟學獎最後一個30秒的問題謝謝 謝謝兩位董事長這個關務署關務的檢查實務啊我們港口機場都是關務人員 對不對\n440649\t463926\t都是公務人員?機場?是有公務人員?有我們在公務人員大概配置多少?比方說桃園機場配置多少公務人員?抱怨台北關是一千四百多名員工那機場的部分他就一個機查組那邊一個組應該四五十個左右吧四五十個,還有輪班對不對?\n464526\t489456\t是好先這樣子我們有藍色通道我知道你紅綠線通關再給我28秒有紅跟綠對不對是大部分都是走綠對不對是少部分是走好那麼多頻繁出入的這個旅客當中你們怎麼知道他所攜帶的這些的東西是不是超過海關的容量\n490489\t515386\t或者海關的許可你們怎麼去瞭解我們有風險管理的一個機制對於每一個旅客我們都有一些管控的風險的一些我親身經驗很多通過之後這些公務人員也沒有特別去關心也沒有特別去看大家都走出去很自然的那公務人員有時候他們在討論國政還是討論什麼你們的業務什麼好像沒有\n518595\t536287\t很認真的去執行每一個這個通關的旅客他們是不是有攜帶過量的這個東西跟委員報告您的拖運行李在通關的時候其實在地下室都已經經過S光檢查不是啊那如果是手提的呢手提的我們會看狀況去處理是\n539233\t561429\t所以還是你要參考我參考這個日本日本他們在最後一線這個關稅床這個關物的部分是很謹慎的幾乎每個人都要把他的手機行李拿過來看他會問你這個有沒有帶什麼東西都會了解是但我方相對呀不是說我們做的不好相對的稍微比較輕鬆一點\n564927\t576063\t我覺得關乎這個很重要是不是要稍微把這個輕鬆度把它降低把這個嚴謹度再加強好的謝謝邱委員\n","txt":"謝謝主席 有請財政部莊部長還有兆豐金控董董事長\n趙鋒金控的董董事長為什麼會請趙鋒金控董董事長跟部長呢因為今天下午央行開你今天是會兩位都是理事兩位都是理事嘛那對於這個今天媒體有報導說第七波打房我們有大型行庫出現這個虧本做房貸會衝擊盈餘也會產生建價的問題\n三大警訊希望央行不要再加碼第八波請問兩位你們下午開會的時候你們立場是怎麼樣請問部長跟委員報告下午會開會然後央行會做充分的一些資料的一些討論資料的一個呈現這邊寫這個銀行高大型行庫的高層是這樣的呼籲\n那是代表說我們國有銀行所有共同的聲音嗎這可能我問一下董董董事長\n您也是理事,您的看法呢?報告委員,我想那是報導上,那應該不是我所知道的三個語音存在嗎?應該不會,因為過去這段時間我們對所有這些房地產業者我們總的這個不管是受訓的餘額啦,或者是他的真正的使用狀況這個額度跟餘額都在降低\n所以這個三大警訊不存在對 我們利率是增加 利率是上漲做房貸是虧本的然後盈餘也會降低沒有 我們利率是上漲 我們利率是調升的所以不存在是三大警訊我覺得這至少不是我所知道的關股我相信您專業的判斷跟專業的評估\n好 謝謝我想這個我跟這個總務長說明報告我的感覺這個十幾年來在立法院我看到很多這個我們國有銀行公有行股所有的這個董事長跟總經理都非常兼兼業業所以這個台灣的這個國有銀行可以說是這個另外一種的護國群山是扮演這個台灣經濟穩定的力量\n所以這點是應當值得這個大家去鼓勵會或者去讚賞我碰到很多這個神祖堂戶的所有的這個董事長跟總經理包括台灣監控林董事長包括當然這個董內斌董事長第一監控邱瑞琴董事長\n包括華人銀行黃黃總經理和合庫的這個民營衛冒董事長蘇佐敦總經理還有張營、胡光華董事長跟周總經理這一過程我都有跟他們互動民意代表會接受民眾的陳情\n民眾發生問題他們沒有視他管道我們做一個平台我們很樂意去協助問題但最重要的是說我們這個省屬銀行的這些不管是董事長或者是總經理都非常親民非常了解這民眾的需求所以這個台灣省屬銀行是金融界的模範生之外也是扮演台灣經濟穩定的最重要的力量您同意嗎有錯\n反過來說呢 台灣對台灣經濟最不穩定的亂源是來自哪裡來自於這裡這裡來自於立法院 您同意嗎這個沒有辦法置評會後我們再討論我認為是這樣子 發臨五百萬改才發完五百萬修 創咖咪咪冒冒\n國家財政距離 國家財政穩定 都受到一些影響這是台灣經濟最大的威脅跟亂演Here Here Here講到這個 我的滿肚子火我們希望在這個最穩定的亂演之中 扮演一些穩定的力量好 我請台北金融大樓股運有限公司 賈董事長\n台灣鷹酒國營綜藝術公司 湯董次長請 請阿董跟湯董董事長 我要請教 這個去年的EPS多少去年的EPS多少您好 我們是20算42024的EPS多少4EPS4啊\n你確定?ELTS是1.75,對不起EPS是4啊?1.75,抱歉4跟1.75差蠻多的耶好,抱歉如果你可以一下子重複到4,你可以得諾貝爾經濟學獎是嘛齁?是2025在你主任之下1.75,你剛剛也講錯了我是你的話來...跟你的話,你聽說是1.75\n那1.75是比1.51還好就是說你上任之後這個你什麼時候接任的9月9月好這個去年2023是1.51你到你接任之後1.752025的時候呢您就是今年您的期許呢我的期許啊我的期許就是越來越好就是要就是要打破就是那個2024的紀錄達到4\n好,有2就好啦,我就對你覺得非常感謝,而且對你非常肯定好,謝謝,謝謝蔣董事長接著,請教一下那個湯董事長董事長,這個我一樣的問題請教你啊這個煙酒公司有它的問題,你覺得在你上任之後,必須要最急迫解決的問題是什麼?\n加熱源要通過加熱源要通過加熱源要通過不是我的業務是衛環委員會衛福部的這個部分每個人都有不同的看法那你的EPS你的績效去年的EPS多少大概一塊錢去年一塊錢一塊錢那你上任之後你覺得你今年的目標呢向上提升也是要到市是不是\n這個是我們的目標你還是可以得到諾貝爾經濟學獎最後一個30秒的問題謝謝 謝謝兩位董事長這個關務署關務的檢查實務啊我們港口機場都是關務人員 對不對\n都是公務人員?機場?是有公務人員?有我們在公務人員大概配置多少?比方說桃園機場配置多少公務人員?抱怨台北關是一千四百多名員工那機場的部分他就一個機查組那邊一個組應該四五十個左右吧四五十個,還有輪班對不對?\n是好先這樣子我們有藍色通道我知道你紅綠線通關再給我28秒有紅跟綠對不對是大部分都是走綠對不對是少部分是走好那麼多頻繁出入的這個旅客當中你們怎麼知道他所攜帶的這些的東西是不是超過海關的容量\n或者海關的許可你們怎麼去瞭解我們有風險管理的一個機制對於每一個旅客我們都有一些管控的風險的一些我親身經驗很多通過之後這些公務人員也沒有特別去關心也沒有特別去看大家都走出去很自然的那公務人員有時候他們在討論國政還是討論什麼你們的業務什麼好像沒有\n很認真的去執行每一個這個通關的旅客他們是不是有攜帶過量的這個東西跟委員報告您的拖運行李在通關的時候其實在地下室都已經經過S光檢查不是啊那如果是手提的呢手提的我們會看狀況去處理是\n所以還是你要參考我參考這個日本日本他們在最後一線這個關稅床這個關物的部分是很謹慎的幾乎每個人都要把他的手機行李拿過來看他會問你這個有沒有帶什麼東西都會了解是但我方相對呀不是說我們做的不好相對的稍微比較輕鬆一點\n我覺得關乎這個很重要是不是要稍微把這個輕鬆度把它降低把這個嚴謹度再加強好的謝謝邱委員\n","vtt":"WEBVTT\n\n00:08.302 --> 00:14.791\n謝謝主席有請財政部莊部長還有兆豐金控董董事長\n\n00:15.732 --> 00:39.722\n趙鋒金控的董董事長為什麼會請趙鋒金控董董事長跟部長呢因為今天下午央行開你今天是會兩位都是理事兩位都是理事嘛那對於這個今天媒體有報導說第七波打房我們有大型行庫出現這個虧本做房貸會衝擊盈餘也會產生建價的問題\n\n00:43.524 --> 01:07.725\n三大警訊希望央行不要再加碼第八波請問兩位你們下午開會的時候你們立場是怎麼樣請問部長跟委員報告下午會開會然後央行會做充分的一些資料的一些討論資料的一個呈現這邊寫這個銀行高大型行庫的高層是這樣的呼籲\n\n01:09.059 --> 01:16.231\n那是代表說我們國有銀行所有共同的聲音嗎這可能我問一下董董董事長\n\n01:18.671 --> 01:43.311\n您也是理事,您的看法呢?報告委員,我想那是報導上,那應該不是我所知道的三個語音存在嗎?應該不會,因為過去這段時間我們對所有這些房地產業者我們總的這個不管是受訓的餘額啦,或者是他的真正的使用狀況這個額度跟餘額都在降低\n\n01:43.951 --> 02:02.280\n所以這個三大警訊不存在對我們利率是增加利率是上漲做房貸是虧本的然後盈餘也會降低沒有我們利率是上漲我們利率是調升的所以不存在是三大警訊我覺得這至少不是我所知道的關股我相信您專業的判斷跟專業的評估\n\n02:05.461 --> 02:32.938\n好謝謝我想這個我跟這個總務長說明報告我的感覺這個十幾年來在立法院我看到很多這個我們國有銀行公有行股所有的這個董事長跟總經理都非常兼兼業業所以這個台灣的這個國有銀行可以說是這個另外一種的護國群山是扮演這個台灣經濟穩定的力量\n\n02:34.851 --> 02:56.626\n所以這點是應當值得這個大家去鼓勵會或者去讚賞我碰到很多這個神祖堂戶的所有的這個董事長跟總經理包括台灣監控林董事長包括當然這個董內斌董事長第一監控邱瑞琴董事長\n\n02:59.417 --> 03:14.648\n包括華人銀行黃黃總經理和合庫的這個民營衛冒董事長蘇佐敦總經理還有張營、胡光華董事長跟周總經理這一過程我都有跟他們互動民意代表會接受民眾的陳情\n\n03:15.888 --> 03:42.647\n民眾發生問題他們沒有視他管道我們做一個平台我們很樂意去協助問題但最重要的是說我們這個省屬銀行的這些不管是董事長或者是總經理都非常親民非常了解這民眾的需求所以這個台灣省屬銀行是金融界的模範生之外也是扮演台灣經濟穩定的最重要的力量您同意嗎有錯\n\n03:45.373 --> 04:06.349\n反過來說呢台灣對台灣經濟最不穩定的亂源是來自哪裡來自於這裡這裡來自於立法院您同意嗎這個沒有辦法置評會後我們再討論我認為是這樣子發臨五百萬改才發完五百萬修創咖咪咪冒冒\n\n04:15.704 --> 04:39.935\n國家財政距離國家財政穩定都受到一些影響這是台灣經濟最大的威脅跟亂演HereHereHere講到這個我的滿肚子火我們希望在這個最穩定的亂演之中扮演一些穩定的力量好我請台北金融大樓股運有限公司賈董事長\n\n04:41.291 --> 05:03.298\n台灣鷹酒國營綜藝術公司湯董次長請請阿董跟湯董董事長我要請教這個去年的EPS多少去年的EPS多少您好我們是20算42024的EPS多少4EPS4啊\n\n05:08.991 --> 05:28.264\n你確定?ELTS是1.75,對不起EPS是4啊?1.75,抱歉4跟1.75差蠻多的耶好,抱歉如果你可以一下子重複到4,你可以得諾貝爾經濟學獎是嘛齁?是2025在你主任之下1.75,你剛剛也講錯了我是你的話來...跟你的話,你聽說是1.75\n\n05:35.751 --> 06:02.032\n那1.75是比1.51還好就是說你上任之後這個你什麼時候接任的9月9月好這個去年2023是1.51你到你接任之後1.752025的時候呢您就是今年您的期許呢我的期許啊我的期許就是越來越好就是要就是要打破就是那個2024的紀錄達到4\n\n06:07.158 --> 06:28.864\n好,有2就好啦,我就對你覺得非常感謝,而且對你非常肯定好,謝謝,謝謝蔣董事長接著,請教一下那個湯董事長董事長,這個我一樣的問題請教你啊這個煙酒公司有它的問題,你覺得在你上任之後,必須要最急迫解決的問題是什麼?\n\n06:30.546 --> 06:59.171\n加熱源要通過加熱源要通過加熱源要通過不是我的業務是衛環委員會衛福部的這個部分每個人都有不同的看法那你的EPS你的績效去年的EPS多少大概一塊錢去年一塊錢一塊錢那你上任之後你覺得你今年的目標呢向上提升也是要到市是不是\n\n07:00.644 --> 07:07.510\n這個是我們的目標你還是可以得到諾貝爾經濟學獎最後一個30秒的問題謝謝謝謝兩位董事長這個關務署關務的檢查實務啊我們港口機場都是關務人員對不對\n\n07:20.649 --> 07:43.926\n都是公務人員?機場?是有公務人員?有我們在公務人員大概配置多少?比方說桃園機場配置多少公務人員?抱怨台北關是一千四百多名員工那機場的部分他就一個機查組那邊一個組應該四五十個左右吧四五十個,還有輪班對不對?\n\n07:44.526 --> 08:09.456\n是好先這樣子我們有藍色通道我知道你紅綠線通關再給我28秒有紅跟綠對不對是大部分都是走綠對不對是少部分是走好那麼多頻繁出入的這個旅客當中你們怎麼知道他所攜帶的這些的東西是不是超過海關的容量\n\n08:10.489 --> 08:35.386\n或者海關的許可你們怎麼去瞭解我們有風險管理的一個機制對於每一個旅客我們都有一些管控的風險的一些我親身經驗很多通過之後這些公務人員也沒有特別去關心也沒有特別去看大家都走出去很自然的那公務人員有時候他們在討論國政還是討論什麼你們的業務什麼好像沒有\n\n08:38.595 --> 08:56.287\n很認真的去執行每一個這個通關的旅客他們是不是有攜帶過量的這個東西跟委員報告您的拖運行李在通關的時候其實在地下室都已經經過S光檢查不是啊那如果是手提的呢手提的我們會看狀況去處理是\n\n08:59.233 --> 09:21.429\n所以還是你要參考我參考這個日本日本他們在最後一線這個關稅床這個關物的部分是很謹慎的幾乎每個人都要把他的手機行李拿過來看他會問你這個有沒有帶什麼東西都會了解是但我方相對呀不是說我們做的不好相對的稍微比較輕鬆一點\n\n09:24.927 --> 09:36.063\n我覺得關乎這個很重要是不是要稍微把這個輕鬆度把它降低把這個嚴謹度再加強好的謝謝邱委員\n\n","segments":[{"start":8.302,"end":14.791,"text":"謝謝主席 有請財政部莊部長還有兆豐金控董董事長"},{"start":15.732,"end":39.722,"text":"趙鋒金控的董董事長為什麼會請趙鋒金控董董事長跟部長呢因為今天下午央行開你今天是會兩位都是理事兩位都是理事嘛那對於這個今天媒體有報導說第七波打房我們有大型行庫出現這個虧本做房貸會衝擊盈餘也會產生建價的問題"},{"start":43.524,"end":67.725,"text":"三大警訊希望央行不要再加碼第八波請問兩位你們下午開會的時候你們立場是怎麼樣請問部長跟委員報告下午會開會然後央行會做充分的一些資料的一些討論資料的一個呈現這邊寫這個銀行高大型行庫的高層是這樣的呼籲"},{"start":69.059,"end":76.231,"text":"那是代表說我們國有銀行所有共同的聲音嗎這可能我問一下董董董事長"},{"start":78.671,"end":103.311,"text":"您也是理事,您的看法呢?報告委員,我想那是報導上,那應該不是我所知道的三個語音存在嗎?應該不會,因為過去這段時間我們對所有這些房地產業者我們總的這個不管是受訓的餘額啦,或者是他的真正的使用狀況這個額度跟餘額都在降低"},{"start":103.951,"end":122.28,"text":"所以這個三大警訊不存在對 我們利率是增加 利率是上漲做房貸是虧本的然後盈餘也會降低沒有 我們利率是上漲 我們利率是調升的所以不存在是三大警訊我覺得這至少不是我所知道的關股我相信您專業的判斷跟專業的評估"},{"start":125.461,"end":152.938,"text":"好 謝謝我想這個我跟這個總務長說明報告我的感覺這個十幾年來在立法院我看到很多這個我們國有銀行公有行股所有的這個董事長跟總經理都非常兼兼業業所以這個台灣的這個國有銀行可以說是這個另外一種的護國群山是扮演這個台灣經濟穩定的力量"},{"start":154.851,"end":176.626,"text":"所以這點是應當值得這個大家去鼓勵會或者去讚賞我碰到很多這個神祖堂戶的所有的這個董事長跟總經理包括台灣監控林董事長包括當然這個董內斌董事長第一監控邱瑞琴董事長"},{"start":179.417,"end":194.648,"text":"包括華人銀行黃黃總經理和合庫的這個民營衛冒董事長蘇佐敦總經理還有張營、胡光華董事長跟周總經理這一過程我都有跟他們互動民意代表會接受民眾的陳情"},{"start":195.888,"end":222.647,"text":"民眾發生問題他們沒有視他管道我們做一個平台我們很樂意去協助問題但最重要的是說我們這個省屬銀行的這些不管是董事長或者是總經理都非常親民非常了解這民眾的需求所以這個台灣省屬銀行是金融界的模範生之外也是扮演台灣經濟穩定的最重要的力量您同意嗎有錯"},{"start":225.373,"end":246.349,"text":"反過來說呢 台灣對台灣經濟最不穩定的亂源是來自哪裡來自於這裡這裡來自於立法院 您同意嗎這個沒有辦法置評會後我們再討論我認為是這樣子 發臨五百萬改才發完五百萬修 創咖咪咪冒冒"},{"start":255.704,"end":279.935,"text":"國家財政距離 國家財政穩定 都受到一些影響這是台灣經濟最大的威脅跟亂演Here Here Here講到這個 我的滿肚子火我們希望在這個最穩定的亂演之中 扮演一些穩定的力量好 我請台北金融大樓股運有限公司 賈董事長"},{"start":281.291,"end":303.298,"text":"台灣鷹酒國營綜藝術公司 湯董次長請 請阿董跟湯董董事長 我要請教 這個去年的EPS多少去年的EPS多少您好 我們是20算42024的EPS多少4EPS4啊"},{"start":308.991,"end":328.264,"text":"你確定?ELTS是1.75,對不起EPS是4啊?1.75,抱歉4跟1.75差蠻多的耶好,抱歉如果你可以一下子重複到4,你可以得諾貝爾經濟學獎是嘛齁?是2025在你主任之下1.75,你剛剛也講錯了我是你的話來...跟你的話,你聽說是1.75"},{"start":335.751,"end":362.032,"text":"那1.75是比1.51還好就是說你上任之後這個你什麼時候接任的9月9月好這個去年2023是1.51你到你接任之後1.752025的時候呢您就是今年您的期許呢我的期許啊我的期許就是越來越好就是要就是要打破就是那個2024的紀錄達到4"},{"start":367.158,"end":388.864,"text":"好,有2就好啦,我就對你覺得非常感謝,而且對你非常肯定好,謝謝,謝謝蔣董事長接著,請教一下那個湯董事長董事長,這個我一樣的問題請教你啊這個煙酒公司有它的問題,你覺得在你上任之後,必須要最急迫解決的問題是什麼?"},{"start":390.546,"end":419.171,"text":"加熱源要通過加熱源要通過加熱源要通過不是我的業務是衛環委員會衛福部的這個部分每個人都有不同的看法那你的EPS你的績效去年的EPS多少大概一塊錢去年一塊錢一塊錢那你上任之後你覺得你今年的目標呢向上提升也是要到市是不是"},{"start":420.644,"end":427.51,"text":"這個是我們的目標你還是可以得到諾貝爾經濟學獎最後一個30秒的問題謝謝 謝謝兩位董事長這個關務署關務的檢查實務啊我們港口機場都是關務人員 對不對"},{"start":440.649,"end":463.926,"text":"都是公務人員?機場?是有公務人員?有我們在公務人員大概配置多少?比方說桃園機場配置多少公務人員?抱怨台北關是一千四百多名員工那機場的部分他就一個機查組那邊一個組應該四五十個左右吧四五十個,還有輪班對不對?"},{"start":464.526,"end":489.456,"text":"是好先這樣子我們有藍色通道我知道你紅綠線通關再給我28秒有紅跟綠對不對是大部分都是走綠對不對是少部分是走好那麼多頻繁出入的這個旅客當中你們怎麼知道他所攜帶的這些的東西是不是超過海關的容量"},{"start":490.489,"end":515.386,"text":"或者海關的許可你們怎麼去瞭解我們有風險管理的一個機制對於每一個旅客我們都有一些管控的風險的一些我親身經驗很多通過之後這些公務人員也沒有特別去關心也沒有特別去看大家都走出去很自然的那公務人員有時候他們在討論國政還是討論什麼你們的業務什麼好像沒有"},{"start":518.595,"end":536.287,"text":"很認真的去執行每一個這個通關的旅客他們是不是有攜帶過量的這個東西跟委員報告您的拖運行李在通關的時候其實在地下室都已經經過S光檢查不是啊那如果是手提的呢手提的我們會看狀況去處理是"},{"start":539.233,"end":561.429,"text":"所以還是你要參考我參考這個日本日本他們在最後一線這個關稅床這個關物的部分是很謹慎的幾乎每個人都要把他的手機行李拿過來看他會問你這個有沒有帶什麼東西都會了解是但我方相對呀不是說我們做的不好相對的稍微比較輕鬆一點"},{"start":564.927,"end":576.063,"text":"我覺得關乎這個很重要是不是要稍微把這個輕鬆度把它降低把這個嚴謹度再加強好的謝謝邱委員"}]}}},"gazette":{"lineno":1323,"blocks":[["邱委員志偉：（12時49分）謝謝主席，有請財政部莊部長，還有兆豐金控董董事長。"],["主席：請莊部長、兆豐金控董董事長。"],["莊部長翠雲：委員好。"],["邱委員志偉：為什麼我會請兆豐金控董董事長跟部長？因為今天下午央行開理監事會，兩位都是理事嘛，對於今天媒體報導第7波打房，我們有大型行庫出現虧本做房貸，說會衝擊盈餘，也會產生鑑價的問題，有三大警訊，希望央行不要再加碼第8波。我想請問兩位，下午開會的時候，你們立場是怎麼樣？請問部長。"],["莊部長翠雲：跟委員報告，下午會開會，央行會充分做一些資料的討論，資料的一個呈現……"],["邱委員志偉：這邊寫大型行庫的高層是這樣呼籲，那是代表我們所有國有銀行共同的聲音嗎？我問一下董董事長。"],["董董事長瑞斌：委員好。"],["邱委員志偉：您也是理事，您的看法呢？"],["董董事長瑞斌：報告委員，我想報導上應該不是……跟我所知道的應該是不一樣。"],["邱委員志偉：這三個警訊存在嗎？"],["董董事長瑞斌：應該不會，因為過去這段時間，我們對所有房地產業者，我們總的來說，不管是授信的餘額或者是它真正的使用狀況，額度跟餘額都在降低。另外，我們的……"],["邱委員志偉：所以這三項警訊不存在，比如說……"],["董董事長瑞斌：對，我們利率是增加，利率是上漲。"],["邱委員志偉：做房貸是虧本的，然後盈餘也會降低？"],["董董事長瑞斌：應該不至於。沒有，沒有，我們利率是上漲，我們利率是調升的。"],["邱委員志偉：所以不存在這三大警訊？那這三大警訊怎麼來的？"],["董董事長瑞斌：我覺得至少不是我所知道官股的銀行。"],["邱委員志偉：我相信您專業的判斷跟評估啦！好，謝謝。我想跟莊部長報告我的感覺，十幾年來我在立法院，我看到很多我們國有銀行、公股行庫所有的董事長跟總經理都非常兢兢業業，所以臺灣的國有銀行可以說是另外一種護國群山，是扮演臺灣經濟穩定的力量，這點應當值得大家去鼓勵或者去讚賞。我碰到省屬行庫所有的董事長跟總經理，包括臺灣金控凌董事長、董瑞斌董事長，第一金控邱月琴董事長、華南銀行黃總經理和合庫的林衍茂董事長及蘇佐政總經理，還有彰銀胡光華董事長跟周總經理，這些過程我都有跟他們互動，民意代表會接受民眾的陳情，當民眾發生問題他們沒有適當的管道，我們作為一個平臺，我們很樂意去協助解決問題。所以最重要的是，我們省屬銀行不管是董事長或者是總經理都非常親民，非常了解民眾的需求，所以臺灣省屬行庫除了是金融界的模範生之外，也是扮演臺灣經濟穩定最重要的力量，您同意嗎？"],["莊部長翠雲：沒有錯。"],["邱委員志偉：反過來說，對臺灣經濟最不穩定的亂源是來自哪裡？來自於這裡，來自於立法院，您同意嗎？"],["莊部長翠雲：這個沒有辦法置評。"],["邱委員志偉：會後我們再討論，會後請你喝咖啡會再討論，我認為是這樣子。法令亂改，財劃法亂修，弄得這樣亂七八糟，國家財政紀律、國家財政穩定，都受到影響，這是臺灣經濟最大的威脅跟亂源，here， here， here！講到這個我都滿肚子火，我們希望在這個最穩定的亂源之中扮演一些穩定的力量啦！好，我請101台北金融大樓股份有限公司賈董事長、臺灣菸酒股份有限公司湯董事長。"],["主席（陳委員玉珍代）：請賈董、湯董。"],["邱委員志偉：董事長，我要請教去年的EPS多少？"],["賈董事長永媫：你好，我們else算4。"],["邱委員志偉：2024的EPS多少？"],["賈董事長永媫：4。"],["邱委員志偉：EPS是4啊？你確定？"],["賈董事長永媫：1.75，對不起。"],["邱委員志偉：EPS是4啊？"],["賈董事長永媫：1.75，抱歉。"],["邱委員志偉：4跟1.75差滿多的耶！"],["賈董事長永媫：抱歉。"],["邱委員志偉：如果你可以一下子衝到4，你可以得諾貝爾經濟學獎，是嘛？那2025在你的組織之下……"],["賈董事長永媫：1.75，你剛才也講錯了，got you！"],["邱委員志偉：我是用你的話來……因為你的話……好，1.75，是比1.51還好，你上任之後……你什麼時候接任的？"],["賈董事長永媫：9月。"],["邱委員志偉：9月，好。2023（去）年是1.51，你接任之後變成1.75，而2025年的時候，也就是今年，您的期許呢？"],["賈董事長永媫：我的期許啊？我的期許就是越來越好，就是要打破2024的紀錄。"],["邱委員志偉：拿到4？"],["賈董事長永媫：2。"],["邱委員志偉：好，你2就好了，我就對你非常感謝，也對你非常肯定，好，謝謝賈董事長。"],["賈董事長永媫：好，謝謝。"],["邱委員志偉：接著請教一下湯董事長。"],["湯董事長期安：委員好。"],["邱委員志偉：董事長，一樣的問題，我請教你，菸酒公司有它的問題，你覺得在你上任之後必須解決、最急迫要解決的問題是什麼？"],["湯董事長期安：加熱菸要通過。"],["邱委員志偉：什麼？"],["湯董事長期安：加熱菸要通過。"],["邱委員志偉：加熱菸要通過不是我的業務，是衛環委員會、衛福部的……這個部分，每一個人都有不同的看法，那你的績效，去年的EPS多少？"],["湯董事長期安：大概一塊錢。"],["邱委員志偉：去年一塊錢？"],["湯董事長期安：一塊錢。"],["邱委員志偉：你上任之後，你覺得今年的目標呢？"],["湯董事長期安：向上提升。"],["邱委員志偉：也是要到4，是不是？"],["湯董事長期安：這個是我們的目標啦！"],["邱委員志偉：你還是可以得到諾貝爾經濟學獎。最後30秒，謝謝兩位董事長。","關務署，關務的檢查實務，我們的港口、機場都有關務人員，對不對？"],["彭署長英偉：是。"],["邱委員志偉：機場有關務人員？"],["彭署長英偉：有。"],["邱委員志偉：我們關務人員大概配置多少，比方說桃園機場配置多少關務人員？"],["彭署長英偉：報告委員，臺北關是一千四百多名員工，而機場的部分就一個稽查組，一個組應該四、五十個左右吧！"],["邱委員志偉：四、五十個，還要輪班對不對？"],["彭署長英偉：是。"],["邱委員志偉：好，現在是這樣子，我們有藍色通道，我知道……"],["彭署長英偉：紅綠線通關。"],["邱委員志偉：再給我28秒。有紅跟綠對不對？"],["彭署長英偉：是。"],["邱委員志偉：大部分都是走綠，對不對？"],["彭署長英偉：是。"],["邱委員志偉：好，在那麼多頻繁出入的旅客當中，你們怎麼知道他所攜帶的這些東西，是不是超過海關許可的量？你們怎麼去了解？"],["彭署長英偉：報告委員，我們有風險管理的一個機制，對於每一個旅客，我們都有一些管控的風險……"],["邱委員志偉：我親身經驗，很多通過之後，這些關務人員也沒有特別去關心，也沒有特別去看，大家都很自然的走出去，而關務人員有時候他們也許在討論國政，還是討論你們的業務之類的，好像沒有很認真的去執行檢查每一個通關的旅客，了解他們是不是有攜帶過量的東西。"],["彭署長英偉：跟委員報告，您的託運行李在通關的時候，其實在地下室都已經經過X光檢查。"],["邱委員志偉：不是啊，那如果是手提的呢？"],["彭署長英偉：手提的，我們會看狀況去處理。"],["邱委員志偉：所以我參考日本，日本在關務的最後一線是很謹慎的，幾乎每個人都要把他的手提行李拿出來看，他們會問：你有沒有帶什麼東西？都會一一去詢問。"],["彭署長英偉：瞭解。"],["邱委員志偉：不是說我們做得不好，但是我方相對比較輕鬆一點。我覺得關務真的很重要，是不是要稍微把輕鬆度降低、把嚴謹度再加強？"],["彭署長英偉：好的。"],["莊部長翠雲：謝謝委員。"],["主席：謝謝邱委員。接著請陳培瑜委員。"]],"agenda":{"page_end":564,"meet_id":"委員會-11-3-20-3","speakers":["賴惠員","吳秉叡","林德福","賴士葆","郭國文","林思銘","鍾佳濱","顏寬恒","黃珊珊","楊瓊瓔","李坤城","羅明才","張啓楷","李彥秀","王世堅","陳玉珍","洪孟楷","邱志偉","陳培瑜","葉元之","陳冠廷","伍麗華Saidhai‧Tahovecahe"],"page_start":1,"meetingDate":["2025-03-20"],"gazette_id":"1143001","agenda_lcidc_ids":["1143001_00002","1143001_00003","1143001_00004","1143001_00005","1143001_00006","1143001_00007"],"meet_name":"立法院第11屆第3會期財政委員會第3次全體委員會議紀錄","content":"一、邀請財政部莊部長翠雲率所屬機關首長暨國營事業董事長、總經理（含各轉投資事業機構公\n股代表之董、監事）列席業務報告，並備質詢；二、審查行政院函請審議「海關進口稅則部分稅\n則修正草案」案；三、彙總整理提出「中華民國114年度中央政府總預算案附屬單位預算營業及\n非營業部分審查總報告草案」提報院會案","agenda_id":"1143001_00001"}}}