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00:00:10,665\n主席\n\n2\n00:00:20,148 --> 00:00:39,003\n我想對於整個確保公平待遇平和的機制的一個公平性我們首先來討論因為大家存有許多的疑慮第一個也就是目前我們的機制消費者爭議情形它只佔了平和的總分的20%\n\n3\n00:00:40,484 --> 00:00:59,496\n但是這才是平衡公平待客是否落實的關鍵指標第二個負責平和的政績會與金融業者當然關係很好所以在這樣的情況之下要如何的確保平和的一個獨立性\n\n4\n00:01:00,296 --> 00:01:15,655\n第三個平和結果僅公佈前50%的機構表現較差的業者資訊沒有向社會來揭露那所以可能恐發呢這個市場的一個\n\n5\n00:01:17,756 --> 00:01:43,721\n監管效果呢會有打折扣所以針對這樣子的一個情況請教主委那監管會你要如何的來確保公平待客的評管機制的一個能夠有公平性跟獨立性避免流於這個形式因為我們要考慮到消費者爭議的處理的評分的一個權重\n\n6\n00:01:44,741 --> 00:01:48,855\n它是非常重要它實際上是最重要的一個關鍵\n\n7\n00:01:52,600 --> 00:02:14,246\n所以加強不良機構的資訊揭露來提升整個評鑑的真實性跟透明性我覺得這個我們有待討論所以這三項請周回答其實我們公民代課原則是涵蓋面非常非常的廣\n\n8\n00:02:15,266 --> 00:02:32,838\n剛剛沒有錯這個消費爭議絕對是一個非常重要的這個指標所以我們這次其實20%不算低我只是想說這部分因為我們還要考慮很多很多的這個問題而且我們這個消費爭議的部分本來還有其他的控管的機制在控管這個那第二個就是說\n\n9\n00:02:33,638 --> 00:03:02,130\n我們過去都是由金管會自行來做這個評估那但是我們整個趨勢來看畢竟金管會是個監理機關所以我們過去呢相關的比如說ESG的評鑑或是永續金融的評鑑我們大家都委託這個就是接下來交給這個專業比如說交易所或是交給我們的三個周邊單位透過專家學者的方式來做我想這部分把它制度化這是一個那當然我覺得政經會本身是否跟金融關係密切我想它的角色就是一個在\n\n10\n00:03:02,990 --> 00:03:29,838\n這個就像政績會它的功能我覺得它是屬於一個不是一個這個所謂的業務單位也不是一個所謂的這個那個營利單位那再來至於說這個未來指標出來怎麼公佈這部分我們會來想想看就怎麼樣產生最大的效果我們來做這件事那其實我們做很多評比並不是要真的要讓市場產生比如說很不好我們是希望督促金融機構能夠朝好的方向當然\n\n11\n00:03:30,638 --> 00:03:43,522\n主委你現在講的這個督促這個也就是消費者末端他的一個需求跟民意的一個反應當然現在做了一部分那就是說針對第一項消費者爭議的部分佔20%那你認為說這個評比是蠻夠的但是民意認為我所需要的那這一項評比是不是可以再增加\n\n12\n00:03:54,065 --> 00:03:56,946\n你去研議第二個也就是負責評審的單位當然不管是政經會也好那監管單位也好他們來航所以當然是很好但是在攻擊的方面有沒有達到獨立性跟公平性這是你監管會必須要去督導的\n\n13\n00:04:14,355 --> 00:04:23,520\n第三個最重要的也就是你現在你剛才有回答說這個50%有討論的空間所以這一項應該要好好的去研討是不是你只有公佈前50%那真正差的你不公佈那這個是不是讓末端的這個消費要怎麼樣的讓市場可以均衡的這個機制有待考慮\n\n14\n00:04:39,929 --> 00:04:49,778\n你認為也是那你去評比好不好你評比出來有怎麼樣的經濟方案給本席沒問題謝謝那接下來請到財政部財政部財政部次長\n\n15\n00:04:56,676 --> 00:05:18,753\n市長我們每一年公布這個欠稅大戶在2020年到這個我們公布的是915件那麼總共有895.121但是我們看到現在追回的數字是越來越少我不知道原因出在哪裡因為15年來你們分為三段的時期來追\n\n16\n00:05:19,534 --> 00:05:29,716\n在這樣的情況之下我給你一個數字2010年到2011年你追回了20億2012年到2018年你追回是11到18億那2019年是5到8億也就是近兩年你是5.9億、5.43億去年半年你追回了2.85億換句話說你累計追回的是245.19億但是你是逐年的在下降\n\n17\n00:05:48,220 --> 00:06:12,672\n原因到底是什麼那你要怎麼樣去精進把這個追稅成功因為這是你每一年公告那你公告的跟追回的成效差距那麼大原因到底是什麼請做說明這個基本上就是追稅基本上要能夠掌握這個納稅藝人的財產如果你沒有辦法掌握他的財產的話你就很難追了\n\n18\n00:06:13,072 --> 00:06:33,126\n那所以市長這個就是財產他轉移你當然追不到可是你每一年這麼公布那你不自己打臉嗎這樣好不好我是不是會後再把相關的資料再送一份給所以我們用數字告訴你是年年追回地檢你去進行方案給本席好不好還社會一個公益好嗎謝謝\n\n","tsv":"start\tend\ttext\n10464\t10665\t主席\n20148\t39003\t我想對於整個確保公平待遇平和的機制的一個公平性我們首先來討論因為大家存有許多的疑慮第一個也就是目前我們的機制消費者爭議情形它只佔了平和的總分的20%\n40484\t59496\t但是這才是平衡公平待客是否落實的關鍵指標第二個負責平和的政績會與金融業者當然關係很好所以在這樣的情況之下要如何的確保平和的一個獨立性\n60296\t75655\t第三個平和結果僅公佈前50%的機構表現較差的業者資訊沒有向社會來揭露那所以可能恐發呢這個市場的一個\n77756\t103721\t監管效果呢會有打折扣所以針對這樣子的一個情況請教主委那監管會你要如何的來確保公平待客的評管機制的一個能夠有公平性跟獨立性避免流於這個形式因為我們要考慮到消費者爭議的處理的評分的一個權重\n104741\t108855\t它是非常重要 它實際上是最重要的一個關鍵\n112600\t134246\t所以加強不良機構的資訊揭露來提升整個評鑑的真實性跟透明性我覺得這個我們有待討論所以這三項請周回答其實我們公民代課原則是涵蓋面非常非常的廣\n135266\t152838\t剛剛沒有錯這個消費爭議絕對是一個非常重要的這個指標所以我們這次其實20%不算低我只是想說這部分因為我們還要考慮很多很多的這個問題而且我們這個消費爭議的部分本來還有其他的控管的機制在控管這個那第二個就是說\n153638\t182130\t我們過去都是由金管會自行來做這個評估那但是我們整個趨勢來看畢竟金管會是個監理機關所以我們過去呢相關的比如說ESG的評鑑或是永續金融的評鑑我們大家都委託這個就是接下來交給這個專業比如說交易所或是交給我們的三個周邊單位透過專家學者的方式來做我想這部分把它制度化這是一個那當然我覺得政經會本身是否跟金融關係密切我想它的角色就是一個在\n182990\t209838\t這個就像政績會它的功能我覺得它是屬於一個不是一個這個所謂的業務單位也不是一個所謂的這個那個營利單位那再來至於說這個未來指標出來怎麼公佈這部分我們會來想想看就怎麼樣產生最大的效果我們來做這件事那其實我們做很多評比並不是要真的要讓市場產生比如說很不好我們是希望督促金融機構能夠朝好的方向當然\n210638\t223522\t主委你現在講的這個督促這個也就是消費者末端他的一個需求跟民意的一個反應當然現在做了一部分那就是說針對第一項消費者爭議的部分佔20%那你認為說這個評比是蠻夠的但是民意認為我所需要的那這一項評比是不是可以再增加\n234065\t236946\t你去研議第二個也就是負責評審的單位當然不管是政經會也好那監管單位也好他們來航所以當然是很好但是在攻擊的方面有沒有達到獨立性跟公平性這是你監管會必須要去督導的\n254355\t263520\t第三個最重要的也就是你現在你剛才有回答說這個50%有討論的空間所以這一項應該要好好的去研討是不是你只有公佈前50%那真正差的你不公佈那這個是不是讓末端的這個消費要怎麼樣的讓市場可以均衡的這個機制有待考慮\n279929\t289778\t你認為也是那你去評比好不好你評比出來有怎麼樣的經濟方案給本席沒問題謝謝那接下來請到財政部財政部財政部次長\n296676\t318753\t市長我們每一年公布這個欠稅大戶在2020年到這個我們公布的是915件那麼總共有895.121但是我們看到現在追回的數字是越來越少我不知道原因出在哪裡因為15年來你們分為三段的時期來追\n319534\t329716\t在這樣的情況之下我給你一個數字2010年到2011年你追回了20億2012年到2018年你追回是11到18億那2019年是5到8億也就是近兩年你是5.9億、5.43億去年半年你追回了2.85億換句話說你累計追回的是245.19億但是你是逐年的在下降\n348220\t372672\t原因到底是什麼那你要怎麼樣去精進把這個追稅成功因為這是你每一年公告那你公告的跟追回的成效差距那麼大原因到底是什麼 請做說明這個基本上就是追稅基本上要能夠掌握這個納稅藝人的財產如果你沒有辦法掌握他的財產的話你就很難追了\n373072\t393126\t那所以市長這個就是財產他轉移你當然追不到可是你每一年這麼公布那你不自己打臉嗎這樣好不好我是不是會後再把相關的資料再送一份給所以我們用數字告訴你是年年追回地檢你去進行方案給本席好不好還社會一個公益好嗎謝謝\n","txt":"主席\n我想對於整個確保公平待遇平和的機制的一個公平性我們首先來討論因為大家存有許多的疑慮第一個也就是目前我們的機制消費者爭議情形它只佔了平和的總分的20%\n但是這才是平衡公平待客是否落實的關鍵指標第二個負責平和的政績會與金融業者當然關係很好所以在這樣的情況之下要如何的確保平和的一個獨立性\n第三個平和結果僅公佈前50%的機構表現較差的業者資訊沒有向社會來揭露那所以可能恐發呢這個市場的一個\n監管效果呢會有打折扣所以針對這樣子的一個情況請教主委那監管會你要如何的來確保公平待客的評管機制的一個能夠有公平性跟獨立性避免流於這個形式因為我們要考慮到消費者爭議的處理的評分的一個權重\n它是非常重要 它實際上是最重要的一個關鍵\n所以加強不良機構的資訊揭露來提升整個評鑑的真實性跟透明性我覺得這個我們有待討論所以這三項請周回答其實我們公民代課原則是涵蓋面非常非常的廣\n剛剛沒有錯這個消費爭議絕對是一個非常重要的這個指標所以我們這次其實20%不算低我只是想說這部分因為我們還要考慮很多很多的這個問題而且我們這個消費爭議的部分本來還有其他的控管的機制在控管這個那第二個就是說\n我們過去都是由金管會自行來做這個評估那但是我們整個趨勢來看畢竟金管會是個監理機關所以我們過去呢相關的比如說ESG的評鑑或是永續金融的評鑑我們大家都委託這個就是接下來交給這個專業比如說交易所或是交給我們的三個周邊單位透過專家學者的方式來做我想這部分把它制度化這是一個那當然我覺得政經會本身是否跟金融關係密切我想它的角色就是一個在\n這個就像政績會它的功能我覺得它是屬於一個不是一個這個所謂的業務單位也不是一個所謂的這個那個營利單位那再來至於說這個未來指標出來怎麼公佈這部分我們會來想想看就怎麼樣產生最大的效果我們來做這件事那其實我們做很多評比並不是要真的要讓市場產生比如說很不好我們是希望督促金融機構能夠朝好的方向當然\n主委你現在講的這個督促這個也就是消費者末端他的一個需求跟民意的一個反應當然現在做了一部分那就是說針對第一項消費者爭議的部分佔20%那你認為說這個評比是蠻夠的但是民意認為我所需要的那這一項評比是不是可以再增加\n你去研議第二個也就是負責評審的單位當然不管是政經會也好那監管單位也好他們來航所以當然是很好但是在攻擊的方面有沒有達到獨立性跟公平性這是你監管會必須要去督導的\n第三個最重要的也就是你現在你剛才有回答說這個50%有討論的空間所以這一項應該要好好的去研討是不是你只有公佈前50%那真正差的你不公佈那這個是不是讓末端的這個消費要怎麼樣的讓市場可以均衡的這個機制有待考慮\n你認為也是那你去評比好不好你評比出來有怎麼樣的經濟方案給本席沒問題謝謝那接下來請到財政部財政部財政部次長\n市長我們每一年公布這個欠稅大戶在2020年到這個我們公布的是915件那麼總共有895.121但是我們看到現在追回的數字是越來越少我不知道原因出在哪裡因為15年來你們分為三段的時期來追\n在這樣的情況之下我給你一個數字2010年到2011年你追回了20億2012年到2018年你追回是11到18億那2019年是5到8億也就是近兩年你是5.9億、5.43億去年半年你追回了2.85億換句話說你累計追回的是245.19億但是你是逐年的在下降\n原因到底是什麼那你要怎麼樣去精進把這個追稅成功因為這是你每一年公告那你公告的跟追回的成效差距那麼大原因到底是什麼 請做說明這個基本上就是追稅基本上要能夠掌握這個納稅藝人的財產如果你沒有辦法掌握他的財產的話你就很難追了\n那所以市長這個就是財產他轉移你當然追不到可是你每一年這麼公布那你不自己打臉嗎這樣好不好我是不是會後再把相關的資料再送一份給所以我們用數字告訴你是年年追回地檢你去進行方案給本席好不好還社會一個公益好嗎謝謝\n","vtt":"WEBVTT\n\n00:10.464 --> 00:10.665\n主席\n\n00:20.148 --> 00:39.003\n我想對於整個確保公平待遇平和的機制的一個公平性我們首先來討論因為大家存有許多的疑慮第一個也就是目前我們的機制消費者爭議情形它只佔了平和的總分的20%\n\n00:40.484 --> 00:59.496\n但是這才是平衡公平待客是否落實的關鍵指標第二個負責平和的政績會與金融業者當然關係很好所以在這樣的情況之下要如何的確保平和的一個獨立性\n\n01:00.296 --> 01:15.655\n第三個平和結果僅公佈前50%的機構表現較差的業者資訊沒有向社會來揭露那所以可能恐發呢這個市場的一個\n\n01:17.756 --> 01:43.721\n監管效果呢會有打折扣所以針對這樣子的一個情況請教主委那監管會你要如何的來確保公平待客的評管機制的一個能夠有公平性跟獨立性避免流於這個形式因為我們要考慮到消費者爭議的處理的評分的一個權重\n\n01:44.741 --> 01:48.855\n它是非常重要它實際上是最重要的一個關鍵\n\n01:52.600 --> 02:14.246\n所以加強不良機構的資訊揭露來提升整個評鑑的真實性跟透明性我覺得這個我們有待討論所以這三項請周回答其實我們公民代課原則是涵蓋面非常非常的廣\n\n02:15.266 --> 02:32.838\n剛剛沒有錯這個消費爭議絕對是一個非常重要的這個指標所以我們這次其實20%不算低我只是想說這部分因為我們還要考慮很多很多的這個問題而且我們這個消費爭議的部分本來還有其他的控管的機制在控管這個那第二個就是說\n\n02:33.638 --> 03:02.130\n我們過去都是由金管會自行來做這個評估那但是我們整個趨勢來看畢竟金管會是個監理機關所以我們過去呢相關的比如說ESG的評鑑或是永續金融的評鑑我們大家都委託這個就是接下來交給這個專業比如說交易所或是交給我們的三個周邊單位透過專家學者的方式來做我想這部分把它制度化這是一個那當然我覺得政經會本身是否跟金融關係密切我想它的角色就是一個在\n\n03:02.990 --> 03:29.838\n這個就像政績會它的功能我覺得它是屬於一個不是一個這個所謂的業務單位也不是一個所謂的這個那個營利單位那再來至於說這個未來指標出來怎麼公佈這部分我們會來想想看就怎麼樣產生最大的效果我們來做這件事那其實我們做很多評比並不是要真的要讓市場產生比如說很不好我們是希望督促金融機構能夠朝好的方向當然\n\n03:30.638 --> 03:43.522\n主委你現在講的這個督促這個也就是消費者末端他的一個需求跟民意的一個反應當然現在做了一部分那就是說針對第一項消費者爭議的部分佔20%那你認為說這個評比是蠻夠的但是民意認為我所需要的那這一項評比是不是可以再增加\n\n03:54.065 --> 03:56.946\n你去研議第二個也就是負責評審的單位當然不管是政經會也好那監管單位也好他們來航所以當然是很好但是在攻擊的方面有沒有達到獨立性跟公平性這是你監管會必須要去督導的\n\n04:14.355 --> 04:23.520\n第三個最重要的也就是你現在你剛才有回答說這個50%有討論的空間所以這一項應該要好好的去研討是不是你只有公佈前50%那真正差的你不公佈那這個是不是讓末端的這個消費要怎麼樣的讓市場可以均衡的這個機制有待考慮\n\n04:39.929 --> 04:49.778\n你認為也是那你去評比好不好你評比出來有怎麼樣的經濟方案給本席沒問題謝謝那接下來請到財政部財政部財政部次長\n\n04:56.676 --> 05:18.753\n市長我們每一年公布這個欠稅大戶在2020年到這個我們公布的是915件那麼總共有895.121但是我們看到現在追回的數字是越來越少我不知道原因出在哪裡因為15年來你們分為三段的時期來追\n\n05:19.534 --> 05:29.716\n在這樣的情況之下我給你一個數字2010年到2011年你追回了20億2012年到2018年你追回是11到18億那2019年是5到8億也就是近兩年你是5.9億、5.43億去年半年你追回了2.85億換句話說你累計追回的是245.19億但是你是逐年的在下降\n\n05:48.220 --> 06:12.672\n原因到底是什麼那你要怎麼樣去精進把這個追稅成功因為這是你每一年公告那你公告的跟追回的成效差距那麼大原因到底是什麼請做說明這個基本上就是追稅基本上要能夠掌握這個納稅藝人的財產如果你沒有辦法掌握他的財產的話你就很難追了\n\n06:13.072 --> 06:33.126\n那所以市長這個就是財產他轉移你當然追不到可是你每一年這麼公布那你不自己打臉嗎這樣好不好我是不是會後再把相關的資料再送一份給所以我們用數字告訴你是年年追回地檢你去進行方案給本席好不好還社會一個公益好嗎謝謝\n\n","segments":[{"start":10.464,"end":10.665,"text":"主席"},{"start":20.148,"end":39.003,"text":"我想對於整個確保公平待遇平和的機制的一個公平性我們首先來討論因為大家存有許多的疑慮第一個也就是目前我們的機制消費者爭議情形它只佔了平和的總分的20%"},{"start":40.484,"end":59.496,"text":"但是這才是平衡公平待客是否落實的關鍵指標第二個負責平和的政績會與金融業者當然關係很好所以在這樣的情況之下要如何的確保平和的一個獨立性"},{"start":60.296,"end":75.655,"text":"第三個平和結果僅公佈前50%的機構表現較差的業者資訊沒有向社會來揭露那所以可能恐發呢這個市場的一個"},{"start":77.756,"end":103.721,"text":"監管效果呢會有打折扣所以針對這樣子的一個情況請教主委那監管會你要如何的來確保公平待客的評管機制的一個能夠有公平性跟獨立性避免流於這個形式因為我們要考慮到消費者爭議的處理的評分的一個權重"},{"start":104.741,"end":108.855,"text":"它是非常重要 它實際上是最重要的一個關鍵"},{"start":112.6,"end":134.246,"text":"所以加強不良機構的資訊揭露來提升整個評鑑的真實性跟透明性我覺得這個我們有待討論所以這三項請周回答其實我們公民代課原則是涵蓋面非常非常的廣"},{"start":135.266,"end":152.838,"text":"剛剛沒有錯這個消費爭議絕對是一個非常重要的這個指標所以我們這次其實20%不算低我只是想說這部分因為我們還要考慮很多很多的這個問題而且我們這個消費爭議的部分本來還有其他的控管的機制在控管這個那第二個就是說"},{"start":153.638,"end":182.13,"text":"我們過去都是由金管會自行來做這個評估那但是我們整個趨勢來看畢竟金管會是個監理機關所以我們過去呢相關的比如說ESG的評鑑或是永續金融的評鑑我們大家都委託這個就是接下來交給這個專業比如說交易所或是交給我們的三個周邊單位透過專家學者的方式來做我想這部分把它制度化這是一個那當然我覺得政經會本身是否跟金融關係密切我想它的角色就是一個在"},{"start":182.99,"end":209.838,"text":"這個就像政績會它的功能我覺得它是屬於一個不是一個這個所謂的業務單位也不是一個所謂的這個那個營利單位那再來至於說這個未來指標出來怎麼公佈這部分我們會來想想看就怎麼樣產生最大的效果我們來做這件事那其實我們做很多評比並不是要真的要讓市場產生比如說很不好我們是希望督促金融機構能夠朝好的方向當然"},{"start":210.638,"end":223.522,"text":"主委你現在講的這個督促這個也就是消費者末端他的一個需求跟民意的一個反應當然現在做了一部分那就是說針對第一項消費者爭議的部分佔20%那你認為說這個評比是蠻夠的但是民意認為我所需要的那這一項評比是不是可以再增加"},{"start":234.065,"end":236.946,"text":"你去研議第二個也就是負責評審的單位當然不管是政經會也好那監管單位也好他們來航所以當然是很好但是在攻擊的方面有沒有達到獨立性跟公平性這是你監管會必須要去督導的"},{"start":254.355,"end":263.52,"text":"第三個最重要的也就是你現在你剛才有回答說這個50%有討論的空間所以這一項應該要好好的去研討是不是你只有公佈前50%那真正差的你不公佈那這個是不是讓末端的這個消費要怎麼樣的讓市場可以均衡的這個機制有待考慮"},{"start":279.929,"end":289.778,"text":"你認為也是那你去評比好不好你評比出來有怎麼樣的經濟方案給本席沒問題謝謝那接下來請到財政部財政部財政部次長"},{"start":296.676,"end":318.753,"text":"市長我們每一年公布這個欠稅大戶在2020年到這個我們公布的是915件那麼總共有895.121但是我們看到現在追回的數字是越來越少我不知道原因出在哪裡因為15年來你們分為三段的時期來追"},{"start":319.534,"end":329.716,"text":"在這樣的情況之下我給你一個數字2010年到2011年你追回了20億2012年到2018年你追回是11到18億那2019年是5到8億也就是近兩年你是5.9億、5.43億去年半年你追回了2.85億換句話說你累計追回的是245.19億但是你是逐年的在下降"},{"start":348.22,"end":372.672,"text":"原因到底是什麼那你要怎麼樣去精進把這個追稅成功因為這是你每一年公告那你公告的跟追回的成效差距那麼大原因到底是什麼 請做說明這個基本上就是追稅基本上要能夠掌握這個納稅藝人的財產如果你沒有辦法掌握他的財產的話你就很難追了"},{"start":373.072,"end":393.126,"text":"那所以市長這個就是財產他轉移你當然追不到可是你每一年這麼公布那你不自己打臉嗎這樣好不好我是不是會後再把相關的資料再送一份給所以我們用數字告訴你是年年追回地檢你去進行方案給本席好不好還社會一個公益好嗎謝謝"}]}}},"gazette":{"lineno":1025,"blocks":[["楊委員瓊瓔：（11時48分）謝謝主席，首先邀請金管會。"],["彭主任委員金隆：委員好。"],["楊委員瓊瓔：金管會好。我想對於確保公平待客評核機制的公平性，我們首先來討論……"],["彭主任委員金隆：是。"],["楊委員瓊瓔：因為大家存有許多疑慮，第一個，也就是目前的機制，消費者爭議情形只占評核總分的20%，但這才是評核公平待客是否落實的關鍵指標；第二個，負責評核的證基會與金融業者當然關係很好，在這樣的情況之下，要如何確保評核的獨立性？第三個，評核結果僅公布前50%的機構，表現較差的業者資訊沒有向社會揭露，所以市場的監管效果可能會打折扣。針對這樣的情況請教主委，金管會要如何確保公平待客的評核機制，使其能有公平性跟獨立性，避免流於形式？因為要考慮到消費者爭議處理的評分權重，這點非常重要，實際上這是最重要的執行關鍵，所以加強對不良機構的資訊揭露，以提升評鑑的真實性跟透明性，我覺得這點有待討論。針對這三項，請做回答。"],["彭主任委員金隆：謝謝委員的提示。第一個，其實公平待客原則的涵蓋面非常非常廣，但沒有錯，消費爭議絕對是非常重要的指標，所以這次的20%其實不算低，而且就這部分來說，還要考慮很多很多的問題，而且本來消費爭議還有其他的控管機制在控管。第二個，過去都是由金管會自行做評估，但就整個趨勢來看，金管會畢竟是監理機關，所以過去對相關評鑑，如ESG評鑑或永續金融評鑑，大概都委託給交易所或是三個專業的周邊單位，透過專家學者來做，將這部分制度化，這是一個。至於證基會本身是否與金管會關係密切？我想其角色就是……這就像證基會的功能並非所謂的業務單位，也不是營利單位。再來，未來指標出來後怎麼公布？這部分，我們會來想想看怎麼樣能產生最大的效果，我們會來做這件事。其實我們做很多的評比並不是真的要讓市場產生不好的效果，而是希望督促金融機構能夠朝好的方向……"],["楊委員瓊瓔：當然，主委現在講到督促，這個就是消費者末端的需求跟民意反應。"],["彭主任委員金隆：是的。"],["楊委員瓊瓔：當然，現在也做了一部分，即針對第一項消費者爭議部分占20%，你認為說這評比滿夠的，但民意卻認為這是我所需要的，所以這項評比是不是可以再增加？請你去研議……"],["彭主任委員金隆：可以，我們可以來做……"],["楊委員瓊瓔：第二個，負責評審的單位，不管是證基會或監管單位都很內行，這樣當然很好，但在勾稽上有沒有達到獨立性及公平性？這是金管會必須要去督導的。"],["彭主任委員金隆：當然。"],["楊委員瓊瓔：第三個是最重要的，你剛才回答說有50%的討論空間，因此這項應該要好好研討，而且你只公布前50%，真正差的卻不公布，這樣是不是會讓末端的消費……要怎麼均衡市場機制才是有待考慮的！"],["彭主任委員金隆：是、是。"],["楊委員瓊瓔：因此，你認為有討論空間，那你們就去做評比；評比後你們有怎麼樣的精進方案，請給本席一份。"],["彭主任委員金隆：沒問題。"],["楊委員瓊瓔：謝謝。"],["彭主任委員金隆：謝謝。"],["楊委員瓊瓔：主席，接下來請教財政部。"],["主席：請財政部次長。"],["楊委員瓊瓔：次長，財政部每年都會公布欠稅大戶，2024公布915件，總共達895.12億，但追回的數字卻越來越少，不知道原因出在哪裡？在這樣的情況下，我提供一個數字給次長參考。這十五年你們分成三個時期追繳，2010年到2011年追回20億；2012年到2018年追回11到18億；2019年是5到8億，也就是近兩年追回5.9億和5.43億，而去年半年追回2.85億。換句話說，雖然累計追回245.19億，卻逐年下降，原因到底是什麼？原因到底是什麼？你要怎麼樣去精進好追稅成功？這是你們每一年的公告，而公告的跟追回的成效差距那麼大，原因到底是什麼？請做說明。"],["阮次長清華：追稅基本上要能夠掌握納稅義務人的財產，如果沒辦法掌握財產的話就很難追了！至於這幾年為什麼會往下降……"],["楊委員瓊瓔：財產轉移了你當然追不到，可是你每年都公布，這樣不是自己打臉嗎？"],["阮次長清華：這樣好不好，是不是會後再把相關的資料再送一份給……"],["楊委員瓊瓔：我用數字告訴你，年年追回遞減，你去找出精進方案給本席，好不好？還社會一個公義！"],["阮次長清華：是。"],["楊委員瓊瓔：好嗎？謝謝。"],["主席：謝謝楊瓊瓔委員。","接著請王鴻薇委員質詢。"]],"agenda":{"page_end":284,"meet_id":"委員會-11-3-20-6","speakers":["賴惠員","林德福","吳秉叡","賴士葆","郭國文","陳玉珍","顏寬恒","鍾佳濱","羅明才","李坤城","李彥秀","黃珊珊","楊瓊瓔","王鴻薇","林思銘","王世堅"],"page_start":227,"meetingDate":["2025-03-31"],"gazette_id":"1143301","agenda_lcidc_ids":["1143301_00005"],"meet_name":"立法院第11屆第3會期財政委員會第6次全體委員會議紀錄","content":"邀請金融監督管理委員會彭主任委員金隆、財政部、中央銀行、國家發展委員會及法務部就「如\n何促進台灣金融市場規模發展之執行策略（包括國際金融業務 OBU，國際保險業務 OIU，國際證\n券業務 OSU）」進行專題報告，並備質詢","agenda_id":"1143301_00004"}}}