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\"start\": 351.769, \"end\": 351.949, \"score\": 0.862}, {\"word\": \"那\", \"start\": 351.949, \"end\": 352.05, \"score\": 0.886}, {\"word\": \"就\", \"start\": 352.05, \"end\": 352.932, \"score\": 0.903}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"部\", \"start\": 352.932, \"end\": 353.614, \"score\": 0.888}, {\"word\": \"長\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"主\", \"start\": 353.614, \"end\": 353.734, \"score\": 0.917}, {\"word\": \"席\", \"start\": 353.734, \"end\": 353.754, \"score\": 0.657}], \"language\": \"zh\"}","srt":"1\n00:00:01,155 --> 00:00:06,541\n好謝謝主席喔一樣請王部長陳部長請陳部長今天都你喔\n\n2\n00:00:10,683 --> 00:00:24,795\n副長這個當然三峽事件大家很關心那噪音其實到現在都還沒確定因為反正他人也還沒有出院那只是說在大家在猜測可能噪音的時候許多人都會討論到高齡駕駛的這個問題那也在這個因為事件過後被積極的討論不過我們交通部在\n\n3\n00:00:31,820 --> 00:00:56,530\n邏輯上啦還是我認為當然社會事件發生之後我們總是要一些回應但是我們的做法有時候還是要有一些邏輯性的根本解決問題比如說你說部長說這個肇事率最高的不是高齡駕駛嗎結果我們卻是調整高齡駕駛的這個換照的年齡那其實這十年來這個長者的身體的健康一定比這個規定是十年前定的對不對\n\n4\n00:00:57,290 --> 00:01:10,369\n那現在75歲的長者一定比10年前75歲長者還來得健康嘛一定的嘛但是你們又下修年齡所以有時候感覺是好像好像為了呼應或符合社會期待去做一些調整\n\n5\n00:01:12,392 --> 00:01:37,046\n那我還是希望說我認為最重要的最重要的是不是這個年齡重要的是我們的考照制度跟換照制度能不能確保每一個用戶人他都應該要有這個安全駕駛的能力這才是重點這個制度檢測的制度才是重點那檢測制度這個東西我想部長昨天有大概記者會說過我想就靜待你們的一個消息但只是社會期待一定是要持續的來加嚴那我今天想跟部長討論的是後續賠償的一個問題賠償當然是\n\n6\n00:01:42,069 --> 00:02:05,515\n賠償當然是這個監管會是主管這個相關的強制險是監管會主管但是強制險強制險會有這個上路是為了我們的交通安全而定的那包括我們的大灣匯報也都討論到強制險這件事情所以我也希望說藉由這件事情來檢視我們的強制險有沒有調整的一個必要因為在這一次的事件很明確的強制險\n\n7\n00:02:08,156 --> 00:02:16,579\n沒有辦法cover掉這一次的損害相關的一個賠償一個我們現在看應該不是機車應該汽車也是這樣子那我們有三位的A1A1有三位的離開那最起碼就三位了但是我們現在的保險制度卻只有\n\n8\n00:02:26,103 --> 00:02:46,049\n每人就是兩個上限嘛每人200那總事故是400那其實這個已經都over掉了那我會建議啦可不可以因為我們的這個強制險的一個調整已經上一次調整已經2012年了那包括它的物價指數已經可能跟現在都有已經跟不上了以前的200萬跟今天的200萬已經不一樣了那我想從1998年就有陸續在調整都有依據物價在調\n\n9\n00:02:50,891 --> 00:03:06,659\n那我也建議說經過十多年的那相關的一個強制險的一個精神就是要有一個給付的一個社會的一個保險的一個概念嘛不能over掉嘛那我希望說能夠再做一個調整那另外一個部分是我們的因為我們的\n\n10\n00:03:07,900 --> 00:03:24,671\n強制險是定額的保險公司也不賺錢我們不是用賺錢的精神來看它是定額的包括理賠上限跟我們的保費保費當然是有一個會調整但是原則上基準是一樣的那我們可不可以把我們的考照或者是換照的\n\n11\n00:03:25,572 --> 00:03:51,550\n精神把它移入到強制險裡面去比如說我們換照我們會有一個分數我們會有一個點數我們現在可能是我記得七項評點嘛四點就換嘛對不對那我們以後可能可能可以把這個Range拉大一點可能100分嘛那我們允許你60分就換照我們允許你60分換照這最基本但是你還沒到100分你60分70分80分到100分你在強制險可能你在只是60分低空飛過的時候你強制險的額度\n\n12\n00:03:53,812 --> 00:04:12,661\n我們可能就不只是兩百萬我們會要求你提高到比別人高1.1倍1.2倍等等的那包括你的分數比較低的時候我們在保費的計算上我們會現在還是會有一些事故率的一個計算或是性別當然現在性別可能要拿掉啦就是每一個人他還是會有一些變因去影響你的保費\n\n13\n00:04:13,905 --> 00:04:28,345\n那我也希望說在未來我們在換照的時候依據不同的分數我們去克與他不同的一個這個繳費的一個這個評點的分數啦這樣的方向我不曉得原則上的方向部長認不認同\n\n14\n00:04:29,597 --> 00:04:58,508\n報告委員這個我們要來討論因為這個影響的層面其實蠻大的那不過是一個蠻好的建議這個部分我們來討論一下看要怎麼進行但是您剛剛所提到的這個保費的這個根據我們的物價指數理賠上限這個部分我們會跟金管會來討論來跟他們討論來研議看有沒有要再往上再因為這相對起來是最簡單的因為已經十多年已經十多年沒調了現在來調相對起來大家不會覺得說很奇怪\n\n15\n00:04:59,168 --> 00:05:22,589\n那另外一點就是把我們的評鑑換照的制度裡面的一個評分納到我們的保險的一個保費的一個級距標準裡面去看或者是分數低通略過了我們要求他保費提高其實你去增加他就是技術講直接一點啦技術比較不好的你要他花更多的一些錢去繳保費說不定他就不會送了嘛他不開心了說不定他就\n\n16\n00:05:23,610 --> 00:05:49,006\n說不定你反而也可以讓篩選到一些他就覺得說我也沒那麼常開車那我何必要繳這麼多的稿費那他的技術可能也不是那麼好所以希望說當然一部分我們的考測制度一定要去精進之外那把它結合到強制險裡面那包括強制險的一個物價指數的調整我也希望說未來我們的大案匯報院長主持了嘛院長主持了那跨部會協調我希望說我們交通部有相對應的一個立場把這個方案都討論進去好\n\n17\n00:05:51,769 --> 00:05:53,754\n好那就謝謝部長謝謝主席\n\n","tsv":"start\tend\ttext\n1155\t6541\t好謝謝主席喔 一樣請王部長陳部長請陳部長今天都你喔\n10683\t24795\t副長這個當然三峽事件大家很關心那噪音其實到現在都還沒確定因為反正他人也還沒有出院那只是說在大家在猜測可能噪音的時候許多人都會討論到高齡駕駛的這個問題那也在這個因為事件過後被積極的討論不過我們交通部在\n31820\t56530\t邏輯上啦還是我認為當然社會事件發生之後我們總是要一些回應但是我們的做法有時候還是要有一些邏輯性的根本解決問題比如說你說部長說這個肇事率最高的不是高齡駕駛嗎結果我們卻是調整高齡駕駛的這個換照的年齡那其實這十年來這個長者的身體的健康一定比這個規定是十年前定的對不對\n57290\t70369\t那現在75歲的長者一定比10年前75歲長者還來得健康嘛一定的嘛但是你們又下修年齡所以有時候感覺是好像好像為了呼應或符合社會期待去做一些調整\n72392\t97046\t那我還是希望說我認為最重要的最重要的是不是這個年齡重要的是我們的考照制度跟換照制度能不能確保每一個用戶人他都應該要有這個安全駕駛的能力這才是重點這個制度檢測的制度才是重點那檢測制度這個東西我想部長昨天有大概記者會說過我想就靜待你們的一個消息但只是社會期待一定是要持續的來加嚴那我今天想跟部長討論的是後續賠償的一個問題賠償當然是\n102069\t125515\t賠償當然是這個監管會是主管這個相關的強制險是監管會主管但是強制險強制險會有這個上路是為了我們的交通安全而定的那包括我們的大灣匯報也都討論到強制險這件事情所以我也希望說藉由這件事情來檢視我們的強制險有沒有調整的一個必要因為在這一次的事件很明確的強制險\n128156\t136579\t沒有辦法cover掉這一次的損害 相關的一個賠償一個 我們現在看應該不是機車 應該汽車也是這樣子那我們有三位的A1A1有三位的離開 那最起碼就三位了但是我們現在的保險制度卻只有\n146103\t166049\t每人就是兩個上限嘛 每人200 那總事故是400那其實這個已經都over掉了那我會建議啦 可不可以因為我們的這個強制險的一個調整已經 上一次調整已經2012年了那包括它的物價指數 已經可能跟現在都有已經跟不上了 以前的200萬跟今天的200萬已經不一樣了那我想從1998年就有陸續在調整 都有依據物價在調\n170891\t186659\t那我也建議說經過十多年的那相關的一個強制險的一個精神就是要有一個給付的一個社會的一個保險的一個概念嘛不能over掉嘛那我希望說能夠再做一個調整那另外一個部分是我們的因為我們的\n187900\t204671\t強制險是定額的保險公司也不賺錢我們不是用賺錢的精神來看它是定額的包括理賠上限跟我們的保費保費當然是有一個會調整但是原則上基準是一樣的那我們可不可以把我們的考照或者是換照的\n205572\t231550\t精神把它移入到強制險裡面去比如說我們換照我們會有一個分數我們會有一個點數我們現在可能是我記得七項評點嘛四點就換嘛對不對那我們以後可能可能可以把這個Range拉大一點可能100分嘛那我們允許你60分就換照我們允許你60分換照這最基本但是你還沒到100分你60分70分80分到100分你在強制險可能你在只是60分低空飛過的時候你強制險的額度\n233812\t252661\t我們可能就不只是兩百萬我們會要求你提高到比別人高1.1倍 1.2倍等等的那包括你的分數比較低的時候我們在保費的計算上我們會現在還是會有一些事故率的一個計算或是性別當然現在性別可能要拿掉啦就是每一個人他還是會有一些變因去影響你的保費\n253905\t268345\t那我也希望說在未來我們在換照的時候依據不同的分數我們去克與他不同的一個這個繳費的一個這個評點的分數啦這樣的方向我不曉得原則上的方向部長認不認同\n269597\t298508\t報告委員這個我們要來討論因為這個影響的層面其實蠻大的那不過是一個蠻好的建議這個部分我們來討論一下看要怎麼進行但是您剛剛所提到的這個保費的這個根據我們的物價指數理賠上限這個部分我們會跟金管會來討論來跟他們討論來研議看有沒有要再往上再因為這相對起來是最簡單的因為已經十多年已經十多年沒調了現在來調相對起來大家不會覺得說很奇怪\n299168\t322589\t那另外一點就是把我們的評鑑換照的制度裡面的一個評分納到我們的保險的一個保費的一個級距標準裡面去看或者是分數低通略過了我們要求他保費提高其實你去增加他就是技術講直接一點啦技術比較不好的你要他花更多的一些錢去繳保費說不定他就不會送了嘛他不開心了說不定他就\n323610\t349006\t說不定你反而也可以讓篩選到一些他就覺得說我也沒那麼常開車那我何必要繳這麼多的稿費那他的技術可能也不是那麼好所以希望說當然一部分我們的考測制度一定要去精進之外那把它結合到強制險裡面那包括強制險的一個物價指數的調整我也希望說未來我們的大案匯報院長主持了嘛院長主持了那跨部會協調我希望說我們交通部有相對應的一個立場把這個方案都討論進去好\n351769\t353754\t好 那就謝謝部長 謝謝主席\n","txt":"好謝謝主席喔 一樣請王部長陳部長請陳部長今天都你喔\n副長這個當然三峽事件大家很關心那噪音其實到現在都還沒確定因為反正他人也還沒有出院那只是說在大家在猜測可能噪音的時候許多人都會討論到高齡駕駛的這個問題那也在這個因為事件過後被積極的討論不過我們交通部在\n邏輯上啦還是我認為當然社會事件發生之後我們總是要一些回應但是我們的做法有時候還是要有一些邏輯性的根本解決問題比如說你說部長說這個肇事率最高的不是高齡駕駛嗎結果我們卻是調整高齡駕駛的這個換照的年齡那其實這十年來這個長者的身體的健康一定比這個規定是十年前定的對不對\n那現在75歲的長者一定比10年前75歲長者還來得健康嘛一定的嘛但是你們又下修年齡所以有時候感覺是好像好像為了呼應或符合社會期待去做一些調整\n那我還是希望說我認為最重要的最重要的是不是這個年齡重要的是我們的考照制度跟換照制度能不能確保每一個用戶人他都應該要有這個安全駕駛的能力這才是重點這個制度檢測的制度才是重點那檢測制度這個東西我想部長昨天有大概記者會說過我想就靜待你們的一個消息但只是社會期待一定是要持續的來加嚴那我今天想跟部長討論的是後續賠償的一個問題賠償當然是\n賠償當然是這個監管會是主管這個相關的強制險是監管會主管但是強制險強制險會有這個上路是為了我們的交通安全而定的那包括我們的大灣匯報也都討論到強制險這件事情所以我也希望說藉由這件事情來檢視我們的強制險有沒有調整的一個必要因為在這一次的事件很明確的強制險\n沒有辦法cover掉這一次的損害 相關的一個賠償一個 我們現在看應該不是機車 應該汽車也是這樣子那我們有三位的A1A1有三位的離開 那最起碼就三位了但是我們現在的保險制度卻只有\n每人就是兩個上限嘛 每人200 那總事故是400那其實這個已經都over掉了那我會建議啦 可不可以因為我們的這個強制險的一個調整已經 上一次調整已經2012年了那包括它的物價指數 已經可能跟現在都有已經跟不上了 以前的200萬跟今天的200萬已經不一樣了那我想從1998年就有陸續在調整 都有依據物價在調\n那我也建議說經過十多年的那相關的一個強制險的一個精神就是要有一個給付的一個社會的一個保險的一個概念嘛不能over掉嘛那我希望說能夠再做一個調整那另外一個部分是我們的因為我們的\n強制險是定額的保險公司也不賺錢我們不是用賺錢的精神來看它是定額的包括理賠上限跟我們的保費保費當然是有一個會調整但是原則上基準是一樣的那我們可不可以把我們的考照或者是換照的\n精神把它移入到強制險裡面去比如說我們換照我們會有一個分數我們會有一個點數我們現在可能是我記得七項評點嘛四點就換嘛對不對那我們以後可能可能可以把這個Range拉大一點可能100分嘛那我們允許你60分就換照我們允許你60分換照這最基本但是你還沒到100分你60分70分80分到100分你在強制險可能你在只是60分低空飛過的時候你強制險的額度\n我們可能就不只是兩百萬我們會要求你提高到比別人高1.1倍 1.2倍等等的那包括你的分數比較低的時候我們在保費的計算上我們會現在還是會有一些事故率的一個計算或是性別當然現在性別可能要拿掉啦就是每一個人他還是會有一些變因去影響你的保費\n那我也希望說在未來我們在換照的時候依據不同的分數我們去克與他不同的一個這個繳費的一個這個評點的分數啦這樣的方向我不曉得原則上的方向部長認不認同\n報告委員這個我們要來討論因為這個影響的層面其實蠻大的那不過是一個蠻好的建議這個部分我們來討論一下看要怎麼進行但是您剛剛所提到的這個保費的這個根據我們的物價指數理賠上限這個部分我們會跟金管會來討論來跟他們討論來研議看有沒有要再往上再因為這相對起來是最簡單的因為已經十多年已經十多年沒調了現在來調相對起來大家不會覺得說很奇怪\n那另外一點就是把我們的評鑑換照的制度裡面的一個評分納到我們的保險的一個保費的一個級距標準裡面去看或者是分數低通略過了我們要求他保費提高其實你去增加他就是技術講直接一點啦技術比較不好的你要他花更多的一些錢去繳保費說不定他就不會送了嘛他不開心了說不定他就\n說不定你反而也可以讓篩選到一些他就覺得說我也沒那麼常開車那我何必要繳這麼多的稿費那他的技術可能也不是那麼好所以希望說當然一部分我們的考測制度一定要去精進之外那把它結合到強制險裡面那包括強制險的一個物價指數的調整我也希望說未來我們的大案匯報院長主持了嘛院長主持了那跨部會協調我希望說我們交通部有相對應的一個立場把這個方案都討論進去好\n好 那就謝謝部長 謝謝主席\n","vtt":"WEBVTT\n\n00:01.155 --> 00:06.541\n好謝謝主席喔一樣請王部長陳部長請陳部長今天都你喔\n\n00:10.683 --> 00:24.795\n副長這個當然三峽事件大家很關心那噪音其實到現在都還沒確定因為反正他人也還沒有出院那只是說在大家在猜測可能噪音的時候許多人都會討論到高齡駕駛的這個問題那也在這個因為事件過後被積極的討論不過我們交通部在\n\n00:31.820 --> 00:56.530\n邏輯上啦還是我認為當然社會事件發生之後我們總是要一些回應但是我們的做法有時候還是要有一些邏輯性的根本解決問題比如說你說部長說這個肇事率最高的不是高齡駕駛嗎結果我們卻是調整高齡駕駛的這個換照的年齡那其實這十年來這個長者的身體的健康一定比這個規定是十年前定的對不對\n\n00:57.290 --> 01:10.369\n那現在75歲的長者一定比10年前75歲長者還來得健康嘛一定的嘛但是你們又下修年齡所以有時候感覺是好像好像為了呼應或符合社會期待去做一些調整\n\n01:12.392 --> 01:37.046\n那我還是希望說我認為最重要的最重要的是不是這個年齡重要的是我們的考照制度跟換照制度能不能確保每一個用戶人他都應該要有這個安全駕駛的能力這才是重點這個制度檢測的制度才是重點那檢測制度這個東西我想部長昨天有大概記者會說過我想就靜待你們的一個消息但只是社會期待一定是要持續的來加嚴那我今天想跟部長討論的是後續賠償的一個問題賠償當然是\n\n01:42.069 --> 02:05.515\n賠償當然是這個監管會是主管這個相關的強制險是監管會主管但是強制險強制險會有這個上路是為了我們的交通安全而定的那包括我們的大灣匯報也都討論到強制險這件事情所以我也希望說藉由這件事情來檢視我們的強制險有沒有調整的一個必要因為在這一次的事件很明確的強制險\n\n02:08.156 --> 02:16.579\n沒有辦法cover掉這一次的損害相關的一個賠償一個我們現在看應該不是機車應該汽車也是這樣子那我們有三位的A1A1有三位的離開那最起碼就三位了但是我們現在的保險制度卻只有\n\n02:26.103 --> 02:46.049\n每人就是兩個上限嘛每人200那總事故是400那其實這個已經都over掉了那我會建議啦可不可以因為我們的這個強制險的一個調整已經上一次調整已經2012年了那包括它的物價指數已經可能跟現在都有已經跟不上了以前的200萬跟今天的200萬已經不一樣了那我想從1998年就有陸續在調整都有依據物價在調\n\n02:50.891 --> 03:06.659\n那我也建議說經過十多年的那相關的一個強制險的一個精神就是要有一個給付的一個社會的一個保險的一個概念嘛不能over掉嘛那我希望說能夠再做一個調整那另外一個部分是我們的因為我們的\n\n03:07.900 --> 03:24.671\n強制險是定額的保險公司也不賺錢我們不是用賺錢的精神來看它是定額的包括理賠上限跟我們的保費保費當然是有一個會調整但是原則上基準是一樣的那我們可不可以把我們的考照或者是換照的\n\n03:25.572 --> 03:51.550\n精神把它移入到強制險裡面去比如說我們換照我們會有一個分數我們會有一個點數我們現在可能是我記得七項評點嘛四點就換嘛對不對那我們以後可能可能可以把這個Range拉大一點可能100分嘛那我們允許你60分就換照我們允許你60分換照這最基本但是你還沒到100分你60分70分80分到100分你在強制險可能你在只是60分低空飛過的時候你強制險的額度\n\n03:53.812 --> 04:12.661\n我們可能就不只是兩百萬我們會要求你提高到比別人高1.1倍1.2倍等等的那包括你的分數比較低的時候我們在保費的計算上我們會現在還是會有一些事故率的一個計算或是性別當然現在性別可能要拿掉啦就是每一個人他還是會有一些變因去影響你的保費\n\n04:13.905 --> 04:28.345\n那我也希望說在未來我們在換照的時候依據不同的分數我們去克與他不同的一個這個繳費的一個這個評點的分數啦這樣的方向我不曉得原則上的方向部長認不認同\n\n04:29.597 --> 04:58.508\n報告委員這個我們要來討論因為這個影響的層面其實蠻大的那不過是一個蠻好的建議這個部分我們來討論一下看要怎麼進行但是您剛剛所提到的這個保費的這個根據我們的物價指數理賠上限這個部分我們會跟金管會來討論來跟他們討論來研議看有沒有要再往上再因為這相對起來是最簡單的因為已經十多年已經十多年沒調了現在來調相對起來大家不會覺得說很奇怪\n\n04:59.168 --> 05:22.589\n那另外一點就是把我們的評鑑換照的制度裡面的一個評分納到我們的保險的一個保費的一個級距標準裡面去看或者是分數低通略過了我們要求他保費提高其實你去增加他就是技術講直接一點啦技術比較不好的你要他花更多的一些錢去繳保費說不定他就不會送了嘛他不開心了說不定他就\n\n05:23.610 --> 05:49.006\n說不定你反而也可以讓篩選到一些他就覺得說我也沒那麼常開車那我何必要繳這麼多的稿費那他的技術可能也不是那麼好所以希望說當然一部分我們的考測制度一定要去精進之外那把它結合到強制險裡面那包括強制險的一個物價指數的調整我也希望說未來我們的大案匯報院長主持了嘛院長主持了那跨部會協調我希望說我們交通部有相對應的一個立場把這個方案都討論進去好\n\n05:51.769 --> 05:53.754\n好那就謝謝部長謝謝主席\n\n","segments":[{"start":1.155,"end":6.541,"text":"好謝謝主席喔 一樣請王部長陳部長請陳部長今天都你喔"},{"start":10.683,"end":24.795,"text":"副長這個當然三峽事件大家很關心那噪音其實到現在都還沒確定因為反正他人也還沒有出院那只是說在大家在猜測可能噪音的時候許多人都會討論到高齡駕駛的這個問題那也在這個因為事件過後被積極的討論不過我們交通部在"},{"start":31.82,"end":56.53,"text":"邏輯上啦還是我認為當然社會事件發生之後我們總是要一些回應但是我們的做法有時候還是要有一些邏輯性的根本解決問題比如說你說部長說這個肇事率最高的不是高齡駕駛嗎結果我們卻是調整高齡駕駛的這個換照的年齡那其實這十年來這個長者的身體的健康一定比這個規定是十年前定的對不對"},{"start":57.29,"end":70.369,"text":"那現在75歲的長者一定比10年前75歲長者還來得健康嘛一定的嘛但是你們又下修年齡所以有時候感覺是好像好像為了呼應或符合社會期待去做一些調整"},{"start":72.392,"end":97.046,"text":"那我還是希望說我認為最重要的最重要的是不是這個年齡重要的是我們的考照制度跟換照制度能不能確保每一個用戶人他都應該要有這個安全駕駛的能力這才是重點這個制度檢測的制度才是重點那檢測制度這個東西我想部長昨天有大概記者會說過我想就靜待你們的一個消息但只是社會期待一定是要持續的來加嚴那我今天想跟部長討論的是後續賠償的一個問題賠償當然是"},{"start":102.069,"end":125.515,"text":"賠償當然是這個監管會是主管這個相關的強制險是監管會主管但是強制險強制險會有這個上路是為了我們的交通安全而定的那包括我們的大灣匯報也都討論到強制險這件事情所以我也希望說藉由這件事情來檢視我們的強制險有沒有調整的一個必要因為在這一次的事件很明確的強制險"},{"start":128.156,"end":136.579,"text":"沒有辦法cover掉這一次的損害 相關的一個賠償一個 我們現在看應該不是機車 應該汽車也是這樣子那我們有三位的A1A1有三位的離開 那最起碼就三位了但是我們現在的保險制度卻只有"},{"start":146.103,"end":166.049,"text":"每人就是兩個上限嘛 每人200 那總事故是400那其實這個已經都over掉了那我會建議啦 可不可以因為我們的這個強制險的一個調整已經 上一次調整已經2012年了那包括它的物價指數 已經可能跟現在都有已經跟不上了 以前的200萬跟今天的200萬已經不一樣了那我想從1998年就有陸續在調整 都有依據物價在調"},{"start":170.891,"end":186.659,"text":"那我也建議說經過十多年的那相關的一個強制險的一個精神就是要有一個給付的一個社會的一個保險的一個概念嘛不能over掉嘛那我希望說能夠再做一個調整那另外一個部分是我們的因為我們的"},{"start":187.9,"end":204.671,"text":"強制險是定額的保險公司也不賺錢我們不是用賺錢的精神來看它是定額的包括理賠上限跟我們的保費保費當然是有一個會調整但是原則上基準是一樣的那我們可不可以把我們的考照或者是換照的"},{"start":205.572,"end":231.55,"text":"精神把它移入到強制險裡面去比如說我們換照我們會有一個分數我們會有一個點數我們現在可能是我記得七項評點嘛四點就換嘛對不對那我們以後可能可能可以把這個Range拉大一點可能100分嘛那我們允許你60分就換照我們允許你60分換照這最基本但是你還沒到100分你60分70分80分到100分你在強制險可能你在只是60分低空飛過的時候你強制險的額度"},{"start":233.812,"end":252.661,"text":"我們可能就不只是兩百萬我們會要求你提高到比別人高1.1倍 1.2倍等等的那包括你的分數比較低的時候我們在保費的計算上我們會現在還是會有一些事故率的一個計算或是性別當然現在性別可能要拿掉啦就是每一個人他還是會有一些變因去影響你的保費"},{"start":253.905,"end":268.345,"text":"那我也希望說在未來我們在換照的時候依據不同的分數我們去克與他不同的一個這個繳費的一個這個評點的分數啦這樣的方向我不曉得原則上的方向部長認不認同"},{"start":269.597,"end":298.508,"text":"報告委員這個我們要來討論因為這個影響的層面其實蠻大的那不過是一個蠻好的建議這個部分我們來討論一下看要怎麼進行但是您剛剛所提到的這個保費的這個根據我們的物價指數理賠上限這個部分我們會跟金管會來討論來跟他們討論來研議看有沒有要再往上再因為這相對起來是最簡單的因為已經十多年已經十多年沒調了現在來調相對起來大家不會覺得說很奇怪"},{"start":299.168,"end":322.589,"text":"那另外一點就是把我們的評鑑換照的制度裡面的一個評分納到我們的保險的一個保費的一個級距標準裡面去看或者是分數低通略過了我們要求他保費提高其實你去增加他就是技術講直接一點啦技術比較不好的你要他花更多的一些錢去繳保費說不定他就不會送了嘛他不開心了說不定他就"},{"start":323.61,"end":349.006,"text":"說不定你反而也可以讓篩選到一些他就覺得說我也沒那麼常開車那我何必要繳這麼多的稿費那他的技術可能也不是那麼好所以希望說當然一部分我們的考測制度一定要去精進之外那把它結合到強制險裡面那包括強制險的一個物價指數的調整我也希望說未來我們的大案匯報院長主持了嘛院長主持了那跨部會協調我希望說我們交通部有相對應的一個立場把這個方案都討論進去好"},{"start":351.769,"end":353.754,"text":"好 那就謝謝部長 謝謝主席"}]}}},"gazette":{"lineno":1515,"blocks":[["廖委員先翔：（11時28分）謝謝主席，我一樣請陳部長。"],["主席：請陳部長。"],["廖委員先翔：今天都是你喔？"],["陳部長世凱：到目前為止，大部分都是我。"],["廖委員先翔：部長，三峽事件大家當然很關心，對於肇因，其實到現在都還沒確定嘛！反正他人也還沒出院。只是在猜測可能肇因的時候，很多人都會討論到高齡駕駛這個問題，也就是在事件過後被積極討論啦！不過我認為交通部在邏輯上還是要注意。當然，社會事件發生之後，交通部總是要有一些回應，但作法上還是要有一些邏輯性來根本解決問題啦！比如說，部長提到肇事率最高的不是高齡駕駛嘛！結果卻是調整高齡駕駛的換照年齡。其實這十年來，長者的身體健康一定比……這個規定是10年前定的嘛！對不對？"],["陳部長世凱：是，10年前定的。"],["廖委員先翔：現在的75歲長者一定比10年前的75歲長者來得健康嘛！一定的嘛！但是你們又下修年齡，所以我有時候感覺你們好像是為了呼應或符合社會期待而調整。我還是認為最重要的不是年齡，重要的是考照制度跟換照制度能不能確保每個用路人都有安全駕駛的能力，這才是重點，檢測制度才是重點啦！關於檢測制度，部長昨天在記者會上大概說過，我想就靜待你們的消息，但社會期待是一定要持續加嚴。","我今天想跟部長討論的是後續賠償的問題，當然就賠償來說，金管會是主管單位，強制險由金管會主管。但是強制險上路是為了交通安全而定的，包括道安會報，也都討論到強制險這件事情嘛！所以我也希望藉由這件事情，檢視我們的強制險有沒有調整的必要。在這次事件中，很明確的是強制險沒有辦法cover相關損害賠償。依我們現在看來，應該不只機車，汽車也是這樣。在A1事故賠償方面，由於有3位離開，那最起碼就3位了，但是現行保險制度給付上限卻只有2個上限，分別是每人200萬元、總事故400萬元，但損失其實都over掉了。強制險上一次調整已經是2012年了，當年物價指數相較於現在都跟不上了、以前的200萬元跟今天的200萬元已經不一樣了。既然強制險從1998年陸續都有依據物價調整，那我也建議，經過十多年了，而強制險的相關精神就是給付社會保險的概念，不能被損失over掉嘛！所以我希望能加以調整。","另外一個部分，由於強制險是定額的，保險公司也不賺錢，所以不是用賺錢的精神來看。它是定額的，包括理賠上限跟保費……保費當然會調整啦！但是原則上基準是一樣的。所以我在想，可不可以把考照或換照精神移入強制險裡面？比如說換照時會有分數、點數。我記得現在是7項評點，滿足4點就換，對不對？以後可以把range拉大一點，可能是100分，並允許達到60分就換照，這是最基本的。但也因為還沒到100分，在60分、70分、80分到100分之間，如果只以60分低空飛過，強制險額度可能就不只是200萬元，而是要求提高，例如比別人高1.1倍、1.2倍等等。除了分數比較低，在保費的計算上，還是會涉及事故率等計算，或有性別因素……當然現在性別因素可能要拿掉啦！但就是每一個人還是會被一些變因影響保費，我也希望未來換照時可以依據不同分數課予不同繳費評點分數。這樣一個原則上的方向不曉得部長認不認同？"],["陳部長世凱：報告委員，這個我們要討論，因為影響的層面其實滿大的。不過這是滿好的建議，我們來討論一下，看看要怎麼進行。至於您剛剛所提到的保費根據物價指數……"],["廖委員先翔：是理賠上限。"],["陳部長世凱：在理賠上限這個部分，我們會跟金管會討論，研議看看是否要往上加。"],["廖委員先翔：這相對起來是最簡單的啦！因為已經十多年沒調了，要是現在調，相對起來，大家不會覺得很奇怪。另外一點就是把評鑑換照制度裡的評分納到保費級距標準裡面，或者是對於分數低空掠過者要求提高保費，也就是增加他……講直接一點啦！對於技術比較不好的，就要他花更多錢繳保費，說不定他就不爽、不開心了，反而也可以篩選出一些自認沒那麼常開車，何必繳那麼多保費，而技術可能也不那麼好的人。當然，除了考照制度一定要精進之外，也可以結合到強制險裡面，包括強制險理賠上限隨物價指數調整，我都希望納入未來的道安會報，反正是院長主持的嘛！既然是院長主持跨部會協調，那我希望交通部有相對應的立場，把這個方向都討論進去。"],["陳部長世凱：好，我們會向金管會建議。"],["廖委員先翔：好，那就謝謝部長。謝謝主席。"],["主席：謝謝。","請蔡其昌委員。"]],"agenda":{"page_end":414,"meet_id":"委員會-11-3-23-12","speakers":["許智傑","洪孟楷","李昆澤","傅崐萁","魯明哲","陳素月","林俊憲","廖先翔","黃健豪","何欣純","蔡其昌","徐富癸","邱若華","鍾佳濱","鄭天財Sra 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