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\"end\": 918.296, \"score\": 0.859}, {\"word\": \"醒\", \"start\": 918.296, \"end\": 918.496, \"score\": 0.947}, {\"word\": \"一\", \"start\": 918.496, \"end\": 918.616, \"score\": 0.833}, {\"word\": \"下\", \"start\": 918.616, \"end\": 918.936, \"score\": 0.937}, {\"word\": \"好\", \"start\": 918.936, \"end\": 919.056, \"score\": 0.833}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"王\", \"start\": 919.056, \"end\": 919.236, \"score\": 0.888}, {\"word\": \"一\", \"start\": 919.236, \"end\": 919.336, \"score\": 0.8}, {\"word\": \"川\", \"start\": 919.336, \"end\": 919.496, \"score\": 0.87}, {\"word\": \"委\", \"start\": 919.496, \"end\": 919.816, \"score\": 0.887}, {\"word\": \"員\"}, {\"word\": \"執\"}, {\"word\": \"行\", \"start\": 919.816, \"end\": 919.936, \"score\": 0.833}, {\"word\": \"謝\"}, {\"word\": \"謝\"}, {\"word\": \"卓\", \"start\": 919.936, \"end\": 920.216, \"score\": 0.928}, {\"word\": \"院\", \"start\": 920.216, \"end\": 920.457, \"score\": 0.913}, {\"word\": \"長\"}, {\"word\": \"相\", \"start\": 920.457, \"end\": 920.577, \"score\": 0.831}, {\"word\": \"關\"}, {\"word\": \"部\", \"start\": 920.577, \"end\": 920.897, \"score\": 0.936}, {\"word\": \"會\"}, {\"word\": \"首\", \"start\": 920.897, \"end\": 920.977, \"score\": 0.749}, {\"word\": \"長\"}, {\"word\": \"的\", \"start\": 920.977, \"end\": 920.997, \"score\": 0.0}, {\"word\": \"備\"}, {\"word\": \"詢\"}, {\"word\": \"謝\"}, {\"word\": \"謝\"}], \"language\": \"zh\"}","srt":"1\n00:00:09,861 --> 00:00:12,626\n謝謝院長我們請卓院長麻煩再請卓院長備詢\n\n2\n00:00:21,994 --> 00:00:50,671\n黃委員好好卓院長好剛剛這個聽了很多委員的質詢相關的訊息統計資料當然跟包括法務部部長大家對這些統計資料的調查的方式時間點你們有一些要做說明但是我是覺得這樣這些統計的數字包括這些曲線的上上下下在人民的角度\n\n3\n00:00:51,872 --> 00:01:19,566\n我覺得有感報告裡面有講過一萬件、兩萬件、幾百件這個數字對任何一個個人用詐騙的那個人看到這個數字有感第二個呢這個打詐的這個儀表板在很多公共政策在跟人民宣傳的時候都有這個儀表板\n\n4\n00:01:21,683 --> 00:01:48,654\n這儀表板我也常常接到朋友說你這蟲蟲詐騙這麼多這麼久還有一個辦公室也是在詐騙我們說沒有啊這詐騙有在改進有在進步你看那個數字怎麼樣可是這有時候人民聽不下去我覺得這個困境要想辦法突破這個困境要想辦法突破譬如說剛才有人說到酒駕\n\n5\n00:01:50,336 --> 00:02:19,302\n用酒駕現在量有減可是也有酒駕也有酒駕致死啦所以我跟這個院長交流一個概念跟院長報告的時候你說我們現在這個詐騙有五大類型這樣聽起來很危險的是說我們知道有這五大類型你們按照AI去分析包括卡電回一次他講的這個內容第六個正在形成中\n\n6\n00:02:20,888 --> 00:02:45,715\n我們花很多時間在處理這五個可是對詐騙集團的人來說你這五個我都知道你中華民國政府知道這五個我當然不會再用這五個我會形成第六個形成第七個所以這一塊我是請卓院長跟打詐辦公室或相關的同仁\n\n7\n00:02:46,738 --> 00:02:51,243\n這一部分可能要再精進就是說正在形成中的詐騙形態\n\n8\n00:02:53,526 --> 00:03:17,917\n要提早啊能夠因應委員所說的是我剛剛說的假投資假交友假網購假買家騙賣家還有假檢警這五大這五大只是他受理案件60%都是這五大財損90%都是這五大其他當然還有很多各種形態都有那在達渣儀表板上面就會有很辛苦把他\n\n9\n00:03:19,057 --> 00:03:31,345\n內容都把它太陽化出來我們不會放掉其他小的我意思是說20年前可能就沒有什麼詐騙這個事情以前可能有什麼金光黨這種的我們了解金光黨現在這10年假設我這個詐騙這個事情這個技術方法一直變數位平台的發展它一直變它一直變的時候要醞釀一兩年吃一兩天就變了\n\n10\n00:03:45,482 --> 00:04:03,958\n啊原來這種的也是詐騙就被我們的政府啊收錄到詐騙的形態然後我們就開始去研究怎麼樣防止然後怎麼告訴大家說這種的叫做詐騙我的意思是說想這個東西我們要做在前面\n\n11\n00:04:05,663 --> 00:04:33,146\n用方法論來想這件事情如果要想在前面阿是不是世界各國阿世界各國也有很多詐騙的嘛那世界各國有沒有正在形成中的這種詐騙型態台灣現在沒有可是我們總是有專業的人員阿齁全世界你們有在交流交流之後想說喔這次有可能是台灣的發生提早阿把這件事講給他看\n\n12\n00:04:34,784 --> 00:04:44,353\n你提早把這個事情提早防範在前面不然我覺得我們的政府現在都在做已經發生的事情然後我們在\n\n13\n00:04:45,083 --> 00:05:12,711\n在處理啦我們還有一個就是預警中斷他的詐騙所以我們剛剛我報告中有提到一個尋找這個潛在的被害人而且我們已經通報了兩萬五千件就是把你可能受騙的人還不是很大眾化的一個行為但是我們認為你這個身份特殊或是你的環境特殊等等還有你可能現在在某一種平台上面你有一些接觸把他找出來提醒他不要涉入到這個詐騙那專長我請問你\n\n14\n00:05:14,586 --> 00:05:43,624\n潛在被害者你可以跟大家講有哪些類型因為這個潛在被害人通報有兩萬五千件還要從裡面再去分析我現在就是要提醒卓院長農化民國政府如果給社會說潛在被害人是這幾類詐騙集團就聽到了詐騙集團就聽到了嘛因為你說詐騙集團就聽到了你網路上說人家就看到說喔這些人被注意到了喔轉個方向啊\n\n15\n00:05:45,126 --> 00:06:10,521\n至少我們保護了兩萬五千人的安全所以我是說為什麼會為什麼就是說我們在這件事情上民眾也會繼續用詐騙當然很多官第一官有跟他們一談有時候是一個陷阱什麼一大堆有的沒的這一塊我覺得要用比較好的跟世界交流一下看人們新型態的詐騙不要再讓他進來台灣這個大家互相勉勵好第二個\n\n16\n00:06:15,317 --> 00:06:39,843\n薪錢啦最近有人在分析這個台灣在這個跟詐騙有關的三件事情一個叫人力輸出人力輸出就是說他去外面去別的國家去做詐騙不管他去了騙台灣人騙中國人騙什麼人人力輸出第二種叫做金錢轉運第三種叫做幫派轉型\n\n17\n00:06:44,548 --> 00:07:06,733\n因為以後要偷錢就要靠幫派嘛好中這個金錢的轉運啊就是施政啊這件事情我們到底要怎麼處理我要跟院長講一個實際的案例啊有位朋友啊朋友就他送他家人去洗錢現在被抓起來了就整個忙他們的家人說你們怎麼做這個什麼詐騙的這樣對不對騙這麼多人害這麼多人這樣對不對\n\n18\n00:07:14,565 --> 00:07:34,176\n那家人回答說沒有啦他是在洗錢他不是在詐騙然後整場的人喔他說喔那不一樣喔洗錢跟詐騙不一樣喔所以你家人沒有在做詐騙沒有我家人是在做洗錢聽起來洗錢比較高級啦詐騙聽起來比較高喔\n\n19\n00:07:39,315 --> 00:07:55,844\n我為什麼提這件事情就是說他詐騙來的錢總是要把他洗乾淨啦洗錢的這件事情是台灣到底我們政府是怎麼處理你總是要在這裡假設有一個人他去用詐騙10萬塊匯過去匯進某一個戶頭那個戶頭也是東方民國的戶頭嘛這錢之後再去用洗出來不管叫車手去捏出來還是以網路轉轉的轉出去\n\n20\n00:08:08,581 --> 00:08:23,667\n防不勝防要洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗\n\n21\n00:08:25,552 --> 00:08:45,066\n洗錢怎麼防治然後我們現在到底做了什麼樣的努力啊因為洗錢會是詐騙過程中蠻重要的一環洗錢這條路可以動的可能詐騙的錢啊在這一關也許可以擋住蠻多的所以打詐釋法當中就有一個就是洗錢防治法\n\n22\n00:08:45,928 --> 00:09:11,957\n目前的措施跟委員報告最主要那個洗錢委員提到那個案例說我們怕你洗錢那就是提供人頭帳戶都用洗錢防治法來取數的因為它那個洗錢防治法21條跟22條一個是收集這些人人頭帳戶或人頭的帳號另外22條就是賣就是提供的這種的人頭帳戶\n\n23\n00:09:13,417 --> 00:09:31,024\n所以如果說這一種提供人頭帳戶帳號的這一種行為的話就是適用洗錢方針法22條來處罰你說的這些都很小條的啦我給你提供一個郵局的篷子郵局的篷子我交出去你給我三千錢錢就由你去寫嘛\n\n24\n00:09:35,905 --> 00:09:56,805\n這個應該很快他就發言說這個虎頭納奇怪五年沒在進出香港現在十萬又出去五萬這個我覺得現有的金融體系這個事情我判斷應該有守住啦而且現在因為很多人沒有去整台啊出去下去你的錢就洗來洗去嘛\n\n25\n00:09:57,423 --> 00:10:20,428\n所以我們有第一線很努力我們的金融機構的人員我們常常看電視說什麼阿伯去到那裡阿姨去到那裡跟他們說你不一定是在詐騙的那個我們都有看到但是其實應該是蠻多人已經不得不接觸的人他就在網路手機按一按電腦按一按錢就出去後來他才驚覺他跟我們朋友說的時候才驚覺說那就是詐騙啊我覺得這個事情是人民現在人民不是說\n\n26\n00:10:26,601 --> 00:10:53,992\n這政府總是要想一個辦法不然那個董事人啦可能董事給他騙啦或是為了貪啦什麼到處十萬一百年一萬回來啦何況到時候沒啦我抱怨抱怨啦說現在還弄二十萬喔限期三天啊如果沒齁這機會就沒了這種我們都聽很多但是這種金額數字不大可是現在很多人是他是透過網路的錢就出去了他也還救不回來這樣\n\n27\n00:10:55,270 --> 00:11:13,088\n報告委員這個是可疑帳戶人家請主委說明我知道他在一定的時間內重複的使用固定的金額或是在不同的地區短時間內不同地區一直的使用我們都有列入這個可疑帳戶詳細再請主委說明報告委員就是有關帳戶的管理\n\n28\n00:11:15,390 --> 00:11:42,745\n如果已經確實有被害人就是現在給我警示帳戶就會全面凍結那再來就是如果可疑帳戶的話他們透過通報的話他會就採取必要性因為他還沒有犯罪行為但他會去做一些管制那如果他覺得可疑他會通報警察他可以把這個事情把這個帳戶作為一個警示主委你剛剛講前面有一個叫被害人對要有被害人去報案問題就自己家嘛\n\n29\n00:11:43,985 --> 00:12:07,050\n他就被害了,他就去擁擠了人民的問題就是奇怪的,我們家的四大人他平常是叫郵局去供來,或是供來五萬、十萬的每個年輕人嘛,年三、四年,他現在要給五萬、十萬你郵局也給他放棄?你郵局也給他放棄?這有你三、五、六、七、八年來都去郵局了,怎麼會給他放棄?\n\n30\n00:12:13,297 --> 00:12:35,556\n跟委員報告一下有關這部份陳同剛才委員講我們正在做一些現在不方便在這邊說那我可以再跟委員做私底下的報告這個確實有些銀行已經跟法務部在合作做這些事情但是我是說這個細節的部份我們已經在進行中很好我今天就是要聽這句\n\n31\n00:12:37,096 --> 00:12:52,491\n因為我感覺聽卓院長的報告,裡面有些到居心靡遺這對詐騙集團來說這叫保典啊你通過美國政府說,嘿,我就知道這裡嘛詐騙集團,他可以做詐騙集團,他的頭腦叫我們沒什麼工\n\n32\n00:12:55,936 --> 00:13:19,019\n如果我們主委告訴我們有些事情是已經在做那已經在做沒說出來防範在前面當詐騙集團決定要往那條路走的時候發現被我們堵住了其實包括委員我們是全方位做很多事情但我們不會對外說明這個很好最後我還是建議卓院長跟我們的團隊\n\n33\n00:13:20,885 --> 00:13:47,470\n這些統計的金額、數量、統計的圖表不要再糾結在這些事情這是一段時間我們對於工作人員的一個檢查的報告我剛剛有說過這個數字不代表任何的成果就是說這些數字上上下下可能有一個突發事件就忽然間就跳起來\n\n34\n00:13:48,101 --> 00:13:52,025\n有些我們很努力就降下去可是不代表說這個\n\n35\n00:13:53,752 --> 00:14:18,737\n但是我們必須對這些內部做一些考核要用這個來做考核但對外絕不承認它是一個什麼樣的成本就是說院長不要糾結說因為這麼多議員的問嘛我們說你怕幾分啦到底有在做嗎有進步嗎有改善嗎這些數字啊內部參考啊就也不用特別去說哎呦我們這詐騙金額已經成功\n\n36\n00:14:23,482 --> 00:14:39,038\n已經多少金額減少多少人被害這些事情對被詐騙的人跟被詐騙的家庭來說這些數字對他沒有意義對他有意義的是兩件事\n\n37\n00:14:44,844 --> 00:15:09,953\n第一他沒有希望叫他同樣的人再去做PAN所以他會問政府說所以我的案子在這裡醫療還會去做PAN政府到底做了什麼事情剛才我們彭主委說的這些事情現在正在做這個就是努力去做把這個事情做好真的不要再計較這個圖表上的那些數字\n\n38\n00:15:10,473 --> 00:15:20,997\n跟KPI以免啊搞到最後大家都在做這些表面功夫啦這件事情把這個院長提醒一下好謝謝謝謝王一川委員執行謝謝卓院長相關部會首長的備詢謝謝\n\n","tsv":"start\tend\ttext\n9861\t12626\t謝謝院長 我們請卓院長麻煩再請卓院長備詢\n21994\t50671\t黃委員好好 卓院長好剛剛這個聽了很多委員的質詢相關的訊息統計資料當然跟包括法務部部長大家對這些統計資料的調查的方式時間點你們有一些要做說明但是我是覺得這樣這些統計的數字包括這些曲線的上上下下在人民的角度\n51872\t79566\t我覺得有感報告裡面有講過一萬件、兩萬件、幾百件這個數字對任何一個個人用詐騙的那個人看到這個數字有感第二個呢這個打詐的這個儀表板在很多公共政策在跟人民宣傳的時候都有這個儀表板\n81683\t108654\t這儀表板 我也常常接到朋友說你這蟲蟲 詐騙這麼多 這麼久還有一個辦公室 也是在詐騙我們說 沒有啊 這詐騙有在改進 有在進步你看那個數字怎麼樣 可是這有時候人民聽不下去我覺得這個困境要想辦法突破這個困境要想辦法突破 譬如說剛才有人說到酒駕\n110336\t139302\t用酒駕 現在量有減可是也有酒駕也有酒駕致死啦所以我跟這個院長交流一個概念跟院長報告的時候你說我們現在這個詐騙有五大類型這樣聽起來很危險的是說我們知道有這五大類型你們按照AI去分析 包括卡電回一次他講的這個內容第六個正在形成中\n140888\t165715\t我們花很多時間在處理這五個可是對詐騙集團的人來說你這五個我都知道你中華民國政府知道這五個我當然不會再用這五個我會形成第六個 形成第七個所以這一塊我是請卓院長跟打詐辦公室或相關的同仁\n166738\t171243\t這一部分可能要再精進就是說正在形成中的詐騙形態\n173526\t197917\t要提早啊能夠因應 委員所說的是我剛剛說的假投資假交友假網購假買家騙賣家還有假檢警這五大這五大只是他受理案件60%都是這五大 財損90%都是這五大其他當然還有很多各種形態都有那在達渣儀表板上面就會有很辛苦把他\n199057\t211345\t內容都把它太陽化出來我們不會放掉其他小的我意思是說20年前可能就沒有什麼詐騙這個事情以前可能有什麼金光黨這種的 我們了解金光黨現在這10年 假設我這個詐騙這個事情這個技術 方法一直變數位平台的發展它一直變 它一直變的時候要醞釀一兩年 吃一兩天就變了\n225482\t243958\t啊 原來這種的也是詐騙就被我們的政府啊收錄到詐騙的形態然後我們就開始去研究怎麼樣防止然後怎麼告訴大家說這種的叫做詐騙我的意思是說 想這個東西我們要做在前面\n245663\t273146\t用方法論來想這件事情如果要想在前面阿是不是世界各國阿世界各國也有很多詐騙的嘛那世界各國有沒有正在形成中的這種詐騙型態台灣現在沒有可是我們總是有專業的人員阿齁全世界你們有在交流 交流之後想說喔 這次有可能是台灣的發生提早阿 把這件事講給他看\n274784\t284353\t你提早把這個事情提早防範在前面不然我覺得我們的政府現在都在做已經發生的事情然後我們在\n285083\t312711\t在處理啦我們還有一個就是預警中斷他的詐騙所以我們剛剛我報告中有提到一個尋找這個潛在的被害人而且我們已經通報了兩萬五千件就是把你可能受騙的人還不是很大眾化的一個行為但是我們認為你這個身份特殊或是你的環境特殊等等還有你可能現在在某一種平台上面你有一些接觸把他找出來提醒他不要涉入到這個詐騙那專長我請問你\n314586\t343624\t潛在被害者你可以跟大家講有哪些類型因為這個潛在被害人通報有兩萬五千件還要從裡面再去分析我現在就是要提醒卓院長農化民國政府如果給社會說潛在被害人是這幾類詐騙集團就聽到了詐騙集團就聽到了嘛因為你說詐騙集團就聽到了你網路上說人家就看到說喔這些人被注意到了喔轉個方向啊\n345126\t370521\t至少我們保護了兩萬五千人的安全所以我是說為什麼會為什麼就是說我們在這件事情上民眾也會繼續用詐騙當然很多官第一官有跟他們一談有時候是一個陷阱什麼一大堆有的沒的這一塊我覺得要用比較好的跟世界交流一下看人們新型態的詐騙不要再讓他進來台灣這個大家互相勉勵好 第二個\n375317\t399843\t薪錢啦最近有人在分析這個台灣在這個跟詐騙有關的三件事情一個叫人力輸出人力輸出就是說他去外面去別的國家去做詐騙不管他去了騙台灣人 騙中國人 騙什麼人人力輸出第二種叫做金錢轉運第三種叫做幫派轉型\n404548\t426733\t因為以後要偷錢就要靠幫派嘛好 中這個金錢的轉運啊就是施政啊這件事情我們到底要怎麼處理 我要跟院長講一個實際的案例啊有位朋友啊 朋友就他送他家人去洗錢 現在被抓起來了就整個忙他們的家人 說你們怎麼做這個什麼詐騙的 這樣對不對騙這麼多人 害這麼多人 這樣對不對\n434565\t454176\t那家人回答說 沒有啦 他是在洗錢 他不是在詐騙然後整場的人喔 他說喔 那不一樣喔洗錢跟詐騙不一樣喔所以你家人沒有在做詐騙 沒有 我家人是在做洗錢聽起來洗錢比較高級啦詐騙聽起來比較高喔\n459315\t475844\t我為什麼提這件事情就是說 他詐騙來的錢總是要把他洗乾淨啦洗錢的這件事情是台灣 到底我們政府是怎麼處理你總是要在這裡 假設有一個人他去用詐騙10萬塊匯過去 匯進某一個戶頭那個戶頭也是東方民國的戶頭嘛這錢之後再去用洗出來 不管叫車手去捏出來還是以網路轉轉的轉出去\n488581\t503667\t防不勝防 要洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗\n505552\t525066\t洗錢怎麼防治然後我們現在到底做了什麼樣的努力啊因為洗錢會是詐騙過程中蠻重要的一環洗錢這條路可以動的可能詐騙的錢啊在這一關也許可以擋住蠻多的所以打詐釋法當中就有一個就是洗錢防治法\n525928\t551957\t目前的措施跟委員報告最主要那個洗錢委員提到那個案例說我們怕你洗錢那就是提供人頭帳戶都用洗錢防治法來取數的因為它那個洗錢防治法21條跟22條一個是收集這些人人頭帳戶或人頭的帳號另外22條就是賣就是提供的這種的人頭帳戶\n553417\t571024\t所以如果說這一種提供人頭帳戶帳號的這一種行為的話就是適用洗錢方針法22條來處罰你說的這些都很小條的啦我給你提供一個郵局的篷子郵局的篷子我交出去你給我三千錢錢就由你去寫嘛\n575905\t596805\t這個應該很快 他就發言說這個虎頭納奇怪五年沒在進出香港 現在十萬又出去五萬這個我覺得現有的金融體系這個事情我判斷應該有守住啦而且現在因為很多人沒有去整台啊出去下去你的錢就洗來洗去嘛\n597423\t620428\t所以我們有第一線很努力我們的金融機構的人員我們常常看電視說什麼阿伯去到那裡 阿姨去到那裡跟他們說你不一定是在詐騙的那個我們都有看到但是其實應該是蠻多人已經不得不接觸的人他就在網路手機按一按電腦按一按錢就出去後來他才驚覺他跟我們朋友說的時候才驚覺說那就是詐騙啊我覺得這個事情是人民 現在人民不是說\n626601\t653992\t這政府總是要想一個辦法 不然那個董事人啦可能董事給他騙啦 或是為了貪啦什麼到處十萬一百年一萬回來啦 何況到時候沒啦我抱怨抱怨啦 說現在還弄二十萬喔限期三天啊 如果沒齁 這機會就沒了這種我們都聽很多 但是這種金額數字不大可是現在很多人是 他是透過網路的錢就出去了 他也還救不回來這樣\n655270\t673088\t報告委員 這個是可疑帳戶人家請主委說明我知道他在一定的時間內重複的使用固定的金額或是在不同的地區短時間內不同地區一直的使用我們都有列入這個可疑帳戶詳細再請主委說明報告委員 就是有關帳戶的管理\n675390\t702745\t如果已經確實有被害人就是現在給我警示帳戶就會全面凍結那再來就是如果可疑帳戶的話他們透過通報的話他會就採取必要性因為他還沒有犯罪行為但他會去做一些管制那如果他覺得可疑他會通報警察他可以把這個事情把這個帳戶作為一個警示主委你剛剛講前面有一個叫被害人對 要有被害人去報案問題就自己家嘛\n703985\t727050\t他就被害了,他就去擁擠了人民的問題就是奇怪的,我們家的四大人他平常是叫郵局去供來,或是供來五萬、十萬的每個年輕人嘛,年三、四年,他現在要給五萬、十萬你郵局也給他放棄?你郵局也給他放棄?這有你三、五、六、七、八年來都去郵局了,怎麼會給他放棄?\n733297\t755556\t跟委員報告一下有關這部份 陳同剛才委員講我們正在做一些現在不方便在這邊說那我可以再跟委員做私底下的報告這個確實有些銀行已經跟法務部在合作做這些事情但是我是說這個細節的部份我們已經在進行中很好 我今天就是要聽這句\n757096\t772491\t因為我感覺聽卓院長的報告,裡面有些到居心靡遺這對詐騙集團來說這叫保典啊你通過美國政府說,嘿,我就知道這裡嘛詐騙集團,他可以做詐騙集團,他的頭腦叫我們沒什麼工\n775936\t799019\t如果我們主委告訴我們有些事情是已經在做那已經在做沒說出來防範在前面當詐騙集團決定要往那條路走的時候發現被我們堵住了其實包括委員我們是全方位做很多事情但我們不會對外說明這個很好最後我還是建議卓院長跟我們的團隊\n800885\t827470\t這些統計的金額、數量、統計的圖表不要再糾結在這些事情這是一段時間我們對於工作人員的一個檢查的報告我剛剛有說過這個數字不代表任何的成果就是說這些數字上上下下可能有一個突發事件就忽然間就跳起來\n828101\t832025\t有些我們很努力就降下去可是不代表說這個\n833752\t858737\t但是我們必須對這些內部做一些考核要用這個來做考核但對外絕不承認它是一個什麼樣的成本就是說 院長不要糾結說因為這麼多議員的問嘛我們說你怕幾分啦到底有在做嗎 有進步嗎 有改善嗎這些數字啊 內部參考啊就也不用特別去說哎呦 我們這詐騙金額已經成功\n863482\t879038\t已經多少金額減少多少人被害這些事情對被詐騙的人跟被詐騙的家庭來說這些數字對他沒有意義對他有意義的是兩件事\n884844\t909953\t第一他沒有希望叫他同樣的人再去做PAN所以他會問政府說所以我的案子在這裡醫療還會去做PAN政府到底做了什麼事情剛才我們彭主委說的這些事情現在正在做這個就是努力去做把這個事情做好真的不要再計較這個圖表上的那些數字\n910473\t920997\t跟KPI 以免啊搞到最後 大家都在做這些表面功夫啦這件事情 把這個院長提醒一下好 謝謝謝謝 王一川委員執行謝謝卓院長 相關部會首長的備詢 謝謝\n","txt":"謝謝院長 我們請卓院長麻煩再請卓院長備詢\n黃委員好好 卓院長好剛剛這個聽了很多委員的質詢相關的訊息統計資料當然跟包括法務部部長大家對這些統計資料的調查的方式時間點你們有一些要做說明但是我是覺得這樣這些統計的數字包括這些曲線的上上下下在人民的角度\n我覺得有感報告裡面有講過一萬件、兩萬件、幾百件這個數字對任何一個個人用詐騙的那個人看到這個數字有感第二個呢這個打詐的這個儀表板在很多公共政策在跟人民宣傳的時候都有這個儀表板\n這儀表板 我也常常接到朋友說你這蟲蟲 詐騙這麼多 這麼久還有一個辦公室 也是在詐騙我們說 沒有啊 這詐騙有在改進 有在進步你看那個數字怎麼樣 可是這有時候人民聽不下去我覺得這個困境要想辦法突破這個困境要想辦法突破 譬如說剛才有人說到酒駕\n用酒駕 現在量有減可是也有酒駕也有酒駕致死啦所以我跟這個院長交流一個概念跟院長報告的時候你說我們現在這個詐騙有五大類型這樣聽起來很危險的是說我們知道有這五大類型你們按照AI去分析 包括卡電回一次他講的這個內容第六個正在形成中\n我們花很多時間在處理這五個可是對詐騙集團的人來說你這五個我都知道你中華民國政府知道這五個我當然不會再用這五個我會形成第六個 形成第七個所以這一塊我是請卓院長跟打詐辦公室或相關的同仁\n這一部分可能要再精進就是說正在形成中的詐騙形態\n要提早啊能夠因應 委員所說的是我剛剛說的假投資假交友假網購假買家騙賣家還有假檢警這五大這五大只是他受理案件60%都是這五大 財損90%都是這五大其他當然還有很多各種形態都有那在達渣儀表板上面就會有很辛苦把他\n內容都把它太陽化出來我們不會放掉其他小的我意思是說20年前可能就沒有什麼詐騙這個事情以前可能有什麼金光黨這種的 我們了解金光黨現在這10年 假設我這個詐騙這個事情這個技術 方法一直變數位平台的發展它一直變 它一直變的時候要醞釀一兩年 吃一兩天就變了\n啊 原來這種的也是詐騙就被我們的政府啊收錄到詐騙的形態然後我們就開始去研究怎麼樣防止然後怎麼告訴大家說這種的叫做詐騙我的意思是說 想這個東西我們要做在前面\n用方法論來想這件事情如果要想在前面阿是不是世界各國阿世界各國也有很多詐騙的嘛那世界各國有沒有正在形成中的這種詐騙型態台灣現在沒有可是我們總是有專業的人員阿齁全世界你們有在交流 交流之後想說喔 這次有可能是台灣的發生提早阿 把這件事講給他看\n你提早把這個事情提早防範在前面不然我覺得我們的政府現在都在做已經發生的事情然後我們在\n在處理啦我們還有一個就是預警中斷他的詐騙所以我們剛剛我報告中有提到一個尋找這個潛在的被害人而且我們已經通報了兩萬五千件就是把你可能受騙的人還不是很大眾化的一個行為但是我們認為你這個身份特殊或是你的環境特殊等等還有你可能現在在某一種平台上面你有一些接觸把他找出來提醒他不要涉入到這個詐騙那專長我請問你\n潛在被害者你可以跟大家講有哪些類型因為這個潛在被害人通報有兩萬五千件還要從裡面再去分析我現在就是要提醒卓院長農化民國政府如果給社會說潛在被害人是這幾類詐騙集團就聽到了詐騙集團就聽到了嘛因為你說詐騙集團就聽到了你網路上說人家就看到說喔這些人被注意到了喔轉個方向啊\n至少我們保護了兩萬五千人的安全所以我是說為什麼會為什麼就是說我們在這件事情上民眾也會繼續用詐騙當然很多官第一官有跟他們一談有時候是一個陷阱什麼一大堆有的沒的這一塊我覺得要用比較好的跟世界交流一下看人們新型態的詐騙不要再讓他進來台灣這個大家互相勉勵好 第二個\n薪錢啦最近有人在分析這個台灣在這個跟詐騙有關的三件事情一個叫人力輸出人力輸出就是說他去外面去別的國家去做詐騙不管他去了騙台灣人 騙中國人 騙什麼人人力輸出第二種叫做金錢轉運第三種叫做幫派轉型\n因為以後要偷錢就要靠幫派嘛好 中這個金錢的轉運啊就是施政啊這件事情我們到底要怎麼處理 我要跟院長講一個實際的案例啊有位朋友啊 朋友就他送他家人去洗錢 現在被抓起來了就整個忙他們的家人 說你們怎麼做這個什麼詐騙的 這樣對不對騙這麼多人 害這麼多人 這樣對不對\n那家人回答說 沒有啦 他是在洗錢 他不是在詐騙然後整場的人喔 他說喔 那不一樣喔洗錢跟詐騙不一樣喔所以你家人沒有在做詐騙 沒有 我家人是在做洗錢聽起來洗錢比較高級啦詐騙聽起來比較高喔\n我為什麼提這件事情就是說 他詐騙來的錢總是要把他洗乾淨啦洗錢的這件事情是台灣 到底我們政府是怎麼處理你總是要在這裡 假設有一個人他去用詐騙10萬塊匯過去 匯進某一個戶頭那個戶頭也是東方民國的戶頭嘛這錢之後再去用洗出來 不管叫車手去捏出來還是以網路轉轉的轉出去\n防不勝防 要洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗\n洗錢怎麼防治然後我們現在到底做了什麼樣的努力啊因為洗錢會是詐騙過程中蠻重要的一環洗錢這條路可以動的可能詐騙的錢啊在這一關也許可以擋住蠻多的所以打詐釋法當中就有一個就是洗錢防治法\n目前的措施跟委員報告最主要那個洗錢委員提到那個案例說我們怕你洗錢那就是提供人頭帳戶都用洗錢防治法來取數的因為它那個洗錢防治法21條跟22條一個是收集這些人人頭帳戶或人頭的帳號另外22條就是賣就是提供的這種的人頭帳戶\n所以如果說這一種提供人頭帳戶帳號的這一種行為的話就是適用洗錢方針法22條來處罰你說的這些都很小條的啦我給你提供一個郵局的篷子郵局的篷子我交出去你給我三千錢錢就由你去寫嘛\n這個應該很快 他就發言說這個虎頭納奇怪五年沒在進出香港 現在十萬又出去五萬這個我覺得現有的金融體系這個事情我判斷應該有守住啦而且現在因為很多人沒有去整台啊出去下去你的錢就洗來洗去嘛\n所以我們有第一線很努力我們的金融機構的人員我們常常看電視說什麼阿伯去到那裡 阿姨去到那裡跟他們說你不一定是在詐騙的那個我們都有看到但是其實應該是蠻多人已經不得不接觸的人他就在網路手機按一按電腦按一按錢就出去後來他才驚覺他跟我們朋友說的時候才驚覺說那就是詐騙啊我覺得這個事情是人民 現在人民不是說\n這政府總是要想一個辦法 不然那個董事人啦可能董事給他騙啦 或是為了貪啦什麼到處十萬一百年一萬回來啦 何況到時候沒啦我抱怨抱怨啦 說現在還弄二十萬喔限期三天啊 如果沒齁 這機會就沒了這種我們都聽很多 但是這種金額數字不大可是現在很多人是 他是透過網路的錢就出去了 他也還救不回來這樣\n報告委員 這個是可疑帳戶人家請主委說明我知道他在一定的時間內重複的使用固定的金額或是在不同的地區短時間內不同地區一直的使用我們都有列入這個可疑帳戶詳細再請主委說明報告委員 就是有關帳戶的管理\n如果已經確實有被害人就是現在給我警示帳戶就會全面凍結那再來就是如果可疑帳戶的話他們透過通報的話他會就採取必要性因為他還沒有犯罪行為但他會去做一些管制那如果他覺得可疑他會通報警察他可以把這個事情把這個帳戶作為一個警示主委你剛剛講前面有一個叫被害人對 要有被害人去報案問題就自己家嘛\n他就被害了,他就去擁擠了人民的問題就是奇怪的,我們家的四大人他平常是叫郵局去供來,或是供來五萬、十萬的每個年輕人嘛,年三、四年,他現在要給五萬、十萬你郵局也給他放棄?你郵局也給他放棄?這有你三、五、六、七、八年來都去郵局了,怎麼會給他放棄?\n跟委員報告一下有關這部份 陳同剛才委員講我們正在做一些現在不方便在這邊說那我可以再跟委員做私底下的報告這個確實有些銀行已經跟法務部在合作做這些事情但是我是說這個細節的部份我們已經在進行中很好 我今天就是要聽這句\n因為我感覺聽卓院長的報告,裡面有些到居心靡遺這對詐騙集團來說這叫保典啊你通過美國政府說,嘿,我就知道這裡嘛詐騙集團,他可以做詐騙集團,他的頭腦叫我們沒什麼工\n如果我們主委告訴我們有些事情是已經在做那已經在做沒說出來防範在前面當詐騙集團決定要往那條路走的時候發現被我們堵住了其實包括委員我們是全方位做很多事情但我們不會對外說明這個很好最後我還是建議卓院長跟我們的團隊\n這些統計的金額、數量、統計的圖表不要再糾結在這些事情這是一段時間我們對於工作人員的一個檢查的報告我剛剛有說過這個數字不代表任何的成果就是說這些數字上上下下可能有一個突發事件就忽然間就跳起來\n有些我們很努力就降下去可是不代表說這個\n但是我們必須對這些內部做一些考核要用這個來做考核但對外絕不承認它是一個什麼樣的成本就是說 院長不要糾結說因為這麼多議員的問嘛我們說你怕幾分啦到底有在做嗎 有進步嗎 有改善嗎這些數字啊 內部參考啊就也不用特別去說哎呦 我們這詐騙金額已經成功\n已經多少金額減少多少人被害這些事情對被詐騙的人跟被詐騙的家庭來說這些數字對他沒有意義對他有意義的是兩件事\n第一他沒有希望叫他同樣的人再去做PAN所以他會問政府說所以我的案子在這裡醫療還會去做PAN政府到底做了什麼事情剛才我們彭主委說的這些事情現在正在做這個就是努力去做把這個事情做好真的不要再計較這個圖表上的那些數字\n跟KPI 以免啊搞到最後 大家都在做這些表面功夫啦這件事情 把這個院長提醒一下好 謝謝謝謝 王一川委員執行謝謝卓院長 相關部會首長的備詢 謝謝\n","vtt":"WEBVTT\n\n00:09.861 --> 00:12.626\n謝謝院長我們請卓院長麻煩再請卓院長備詢\n\n00:21.994 --> 00:50.671\n黃委員好好卓院長好剛剛這個聽了很多委員的質詢相關的訊息統計資料當然跟包括法務部部長大家對這些統計資料的調查的方式時間點你們有一些要做說明但是我是覺得這樣這些統計的數字包括這些曲線的上上下下在人民的角度\n\n00:51.872 --> 01:19.566\n我覺得有感報告裡面有講過一萬件、兩萬件、幾百件這個數字對任何一個個人用詐騙的那個人看到這個數字有感第二個呢這個打詐的這個儀表板在很多公共政策在跟人民宣傳的時候都有這個儀表板\n\n01:21.683 --> 01:48.654\n這儀表板我也常常接到朋友說你這蟲蟲詐騙這麼多這麼久還有一個辦公室也是在詐騙我們說沒有啊這詐騙有在改進有在進步你看那個數字怎麼樣可是這有時候人民聽不下去我覺得這個困境要想辦法突破這個困境要想辦法突破譬如說剛才有人說到酒駕\n\n01:50.336 --> 02:19.302\n用酒駕現在量有減可是也有酒駕也有酒駕致死啦所以我跟這個院長交流一個概念跟院長報告的時候你說我們現在這個詐騙有五大類型這樣聽起來很危險的是說我們知道有這五大類型你們按照AI去分析包括卡電回一次他講的這個內容第六個正在形成中\n\n02:20.888 --> 02:45.715\n我們花很多時間在處理這五個可是對詐騙集團的人來說你這五個我都知道你中華民國政府知道這五個我當然不會再用這五個我會形成第六個形成第七個所以這一塊我是請卓院長跟打詐辦公室或相關的同仁\n\n02:46.738 --> 02:51.243\n這一部分可能要再精進就是說正在形成中的詐騙形態\n\n02:53.526 --> 03:17.917\n要提早啊能夠因應委員所說的是我剛剛說的假投資假交友假網購假買家騙賣家還有假檢警這五大這五大只是他受理案件60%都是這五大財損90%都是這五大其他當然還有很多各種形態都有那在達渣儀表板上面就會有很辛苦把他\n\n03:19.057 --> 03:31.345\n內容都把它太陽化出來我們不會放掉其他小的我意思是說20年前可能就沒有什麼詐騙這個事情以前可能有什麼金光黨這種的我們了解金光黨現在這10年假設我這個詐騙這個事情這個技術方法一直變數位平台的發展它一直變它一直變的時候要醞釀一兩年吃一兩天就變了\n\n03:45.482 --> 04:03.958\n啊原來這種的也是詐騙就被我們的政府啊收錄到詐騙的形態然後我們就開始去研究怎麼樣防止然後怎麼告訴大家說這種的叫做詐騙我的意思是說想這個東西我們要做在前面\n\n04:05.663 --> 04:33.146\n用方法論來想這件事情如果要想在前面阿是不是世界各國阿世界各國也有很多詐騙的嘛那世界各國有沒有正在形成中的這種詐騙型態台灣現在沒有可是我們總是有專業的人員阿齁全世界你們有在交流交流之後想說喔這次有可能是台灣的發生提早阿把這件事講給他看\n\n04:34.784 --> 04:44.353\n你提早把這個事情提早防範在前面不然我覺得我們的政府現在都在做已經發生的事情然後我們在\n\n04:45.083 --> 05:12.711\n在處理啦我們還有一個就是預警中斷他的詐騙所以我們剛剛我報告中有提到一個尋找這個潛在的被害人而且我們已經通報了兩萬五千件就是把你可能受騙的人還不是很大眾化的一個行為但是我們認為你這個身份特殊或是你的環境特殊等等還有你可能現在在某一種平台上面你有一些接觸把他找出來提醒他不要涉入到這個詐騙那專長我請問你\n\n05:14.586 --> 05:43.624\n潛在被害者你可以跟大家講有哪些類型因為這個潛在被害人通報有兩萬五千件還要從裡面再去分析我現在就是要提醒卓院長農化民國政府如果給社會說潛在被害人是這幾類詐騙集團就聽到了詐騙集團就聽到了嘛因為你說詐騙集團就聽到了你網路上說人家就看到說喔這些人被注意到了喔轉個方向啊\n\n05:45.126 --> 06:10.521\n至少我們保護了兩萬五千人的安全所以我是說為什麼會為什麼就是說我們在這件事情上民眾也會繼續用詐騙當然很多官第一官有跟他們一談有時候是一個陷阱什麼一大堆有的沒的這一塊我覺得要用比較好的跟世界交流一下看人們新型態的詐騙不要再讓他進來台灣這個大家互相勉勵好第二個\n\n06:15.317 --> 06:39.843\n薪錢啦最近有人在分析這個台灣在這個跟詐騙有關的三件事情一個叫人力輸出人力輸出就是說他去外面去別的國家去做詐騙不管他去了騙台灣人騙中國人騙什麼人人力輸出第二種叫做金錢轉運第三種叫做幫派轉型\n\n06:44.548 --> 07:06.733\n因為以後要偷錢就要靠幫派嘛好中這個金錢的轉運啊就是施政啊這件事情我們到底要怎麼處理我要跟院長講一個實際的案例啊有位朋友啊朋友就他送他家人去洗錢現在被抓起來了就整個忙他們的家人說你們怎麼做這個什麼詐騙的這樣對不對騙這麼多人害這麼多人這樣對不對\n\n07:14.565 --> 07:34.176\n那家人回答說沒有啦他是在洗錢他不是在詐騙然後整場的人喔他說喔那不一樣喔洗錢跟詐騙不一樣喔所以你家人沒有在做詐騙沒有我家人是在做洗錢聽起來洗錢比較高級啦詐騙聽起來比較高喔\n\n07:39.315 --> 07:55.844\n我為什麼提這件事情就是說他詐騙來的錢總是要把他洗乾淨啦洗錢的這件事情是台灣到底我們政府是怎麼處理你總是要在這裡假設有一個人他去用詐騙10萬塊匯過去匯進某一個戶頭那個戶頭也是東方民國的戶頭嘛這錢之後再去用洗出來不管叫車手去捏出來還是以網路轉轉的轉出去\n\n08:08.581 --> 08:23.667\n防不勝防要洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗洗\n\n08:25.552 --> 08:45.066\n洗錢怎麼防治然後我們現在到底做了什麼樣的努力啊因為洗錢會是詐騙過程中蠻重要的一環洗錢這條路可以動的可能詐騙的錢啊在這一關也許可以擋住蠻多的所以打詐釋法當中就有一個就是洗錢防治法\n\n08:45.928 --> 09:11.957\n目前的措施跟委員報告最主要那個洗錢委員提到那個案例說我們怕你洗錢那就是提供人頭帳戶都用洗錢防治法來取數的因為它那個洗錢防治法21條跟22條一個是收集這些人人頭帳戶或人頭的帳號另外22條就是賣就是提供的這種的人頭帳戶\n\n09:13.417 --> 09:31.024\n所以如果說這一種提供人頭帳戶帳號的這一種行為的話就是適用洗錢方針法22條來處罰你說的這些都很小條的啦我給你提供一個郵局的篷子郵局的篷子我交出去你給我三千錢錢就由你去寫嘛\n\n09:35.905 --> 09:56.805\n這個應該很快他就發言說這個虎頭納奇怪五年沒在進出香港現在十萬又出去五萬這個我覺得現有的金融體系這個事情我判斷應該有守住啦而且現在因為很多人沒有去整台啊出去下去你的錢就洗來洗去嘛\n\n09:57.423 --> 10:20.428\n所以我們有第一線很努力我們的金融機構的人員我們常常看電視說什麼阿伯去到那裡阿姨去到那裡跟他們說你不一定是在詐騙的那個我們都有看到但是其實應該是蠻多人已經不得不接觸的人他就在網路手機按一按電腦按一按錢就出去後來他才驚覺他跟我們朋友說的時候才驚覺說那就是詐騙啊我覺得這個事情是人民現在人民不是說\n\n10:26.601 --> 10:53.992\n這政府總是要想一個辦法不然那個董事人啦可能董事給他騙啦或是為了貪啦什麼到處十萬一百年一萬回來啦何況到時候沒啦我抱怨抱怨啦說現在還弄二十萬喔限期三天啊如果沒齁這機會就沒了這種我們都聽很多但是這種金額數字不大可是現在很多人是他是透過網路的錢就出去了他也還救不回來這樣\n\n10:55.270 --> 11:13.088\n報告委員這個是可疑帳戶人家請主委說明我知道他在一定的時間內重複的使用固定的金額或是在不同的地區短時間內不同地區一直的使用我們都有列入這個可疑帳戶詳細再請主委說明報告委員就是有關帳戶的管理\n\n11:15.390 --> 11:42.745\n如果已經確實有被害人就是現在給我警示帳戶就會全面凍結那再來就是如果可疑帳戶的話他們透過通報的話他會就採取必要性因為他還沒有犯罪行為但他會去做一些管制那如果他覺得可疑他會通報警察他可以把這個事情把這個帳戶作為一個警示主委你剛剛講前面有一個叫被害人對要有被害人去報案問題就自己家嘛\n\n11:43.985 --> 12:07.050\n他就被害了,他就去擁擠了人民的問題就是奇怪的,我們家的四大人他平常是叫郵局去供來,或是供來五萬、十萬的每個年輕人嘛,年三、四年,他現在要給五萬、十萬你郵局也給他放棄?你郵局也給他放棄?這有你三、五、六、七、八年來都去郵局了,怎麼會給他放棄?\n\n12:13.297 --> 12:35.556\n跟委員報告一下有關這部份陳同剛才委員講我們正在做一些現在不方便在這邊說那我可以再跟委員做私底下的報告這個確實有些銀行已經跟法務部在合作做這些事情但是我是說這個細節的部份我們已經在進行中很好我今天就是要聽這句\n\n12:37.096 --> 12:52.491\n因為我感覺聽卓院長的報告,裡面有些到居心靡遺這對詐騙集團來說這叫保典啊你通過美國政府說,嘿,我就知道這裡嘛詐騙集團,他可以做詐騙集團,他的頭腦叫我們沒什麼工\n\n12:55.936 --> 13:19.019\n如果我們主委告訴我們有些事情是已經在做那已經在做沒說出來防範在前面當詐騙集團決定要往那條路走的時候發現被我們堵住了其實包括委員我們是全方位做很多事情但我們不會對外說明這個很好最後我還是建議卓院長跟我們的團隊\n\n13:20.885 --> 13:47.470\n這些統計的金額、數量、統計的圖表不要再糾結在這些事情這是一段時間我們對於工作人員的一個檢查的報告我剛剛有說過這個數字不代表任何的成果就是說這些數字上上下下可能有一個突發事件就忽然間就跳起來\n\n13:48.101 --> 13:52.025\n有些我們很努力就降下去可是不代表說這個\n\n13:53.752 --> 14:18.737\n但是我們必須對這些內部做一些考核要用這個來做考核但對外絕不承認它是一個什麼樣的成本就是說院長不要糾結說因為這麼多議員的問嘛我們說你怕幾分啦到底有在做嗎有進步嗎有改善嗎這些數字啊內部參考啊就也不用特別去說哎呦我們這詐騙金額已經成功\n\n14:23.482 --> 14:39.038\n已經多少金額減少多少人被害這些事情對被詐騙的人跟被詐騙的家庭來說這些數字對他沒有意義對他有意義的是兩件事\n\n14:44.844 --> 15:09.953\n第一他沒有希望叫他同樣的人再去做PAN所以他會問政府說所以我的案子在這裡醫療還會去做PAN政府到底做了什麼事情剛才我們彭主委說的這些事情現在正在做這個就是努力去做把這個事情做好真的不要再計較這個圖表上的那些數字\n\n15:10.473 --> 15:20.997\n跟KPI以免啊搞到最後大家都在做這些表面功夫啦這件事情把這個院長提醒一下好謝謝謝謝王一川委員執行謝謝卓院長相關部會首長的備詢謝謝\n\n","segments":[{"start":9.861,"end":12.626,"text":"謝謝院長 我們請卓院長麻煩再請卓院長備詢"},{"start":21.994,"end":50.671,"text":"黃委員好好 卓院長好剛剛這個聽了很多委員的質詢相關的訊息統計資料當然跟包括法務部部長大家對這些統計資料的調查的方式時間點你們有一些要做說明但是我是覺得這樣這些統計的數字包括這些曲線的上上下下在人民的角度"},{"start":51.872,"end":79.566,"text":"我覺得有感報告裡面有講過一萬件、兩萬件、幾百件這個數字對任何一個個人用詐騙的那個人看到這個數字有感第二個呢這個打詐的這個儀表板在很多公共政策在跟人民宣傳的時候都有這個儀表板"},{"start":81.683,"end":108.654,"text":"這儀表板 我也常常接到朋友說你這蟲蟲 詐騙這麼多 這麼久還有一個辦公室 也是在詐騙我們說 沒有啊 這詐騙有在改進 有在進步你看那個數字怎麼樣 可是這有時候人民聽不下去我覺得這個困境要想辦法突破這個困境要想辦法突破 譬如說剛才有人說到酒駕"},{"start":110.336,"end":139.302,"text":"用酒駕 現在量有減可是也有酒駕也有酒駕致死啦所以我跟這個院長交流一個概念跟院長報告的時候你說我們現在這個詐騙有五大類型這樣聽起來很危險的是說我們知道有這五大類型你們按照AI去分析 包括卡電回一次他講的這個內容第六個正在形成中"},{"start":140.888,"end":165.715,"text":"我們花很多時間在處理這五個可是對詐騙集團的人來說你這五個我都知道你中華民國政府知道這五個我當然不會再用這五個我會形成第六個 形成第七個所以這一塊我是請卓院長跟打詐辦公室或相關的同仁"},{"start":166.738,"end":171.243,"text":"這一部分可能要再精進就是說正在形成中的詐騙形態"},{"start":173.526,"end":197.917,"text":"要提早啊能夠因應 委員所說的是我剛剛說的假投資假交友假網購假買家騙賣家還有假檢警這五大這五大只是他受理案件60%都是這五大 財損90%都是這五大其他當然還有很多各種形態都有那在達渣儀表板上面就會有很辛苦把他"},{"start":199.057,"end":211.345,"text":"內容都把它太陽化出來我們不會放掉其他小的我意思是說20年前可能就沒有什麼詐騙這個事情以前可能有什麼金光黨這種的 我們了解金光黨現在這10年 假設我這個詐騙這個事情這個技術 方法一直變數位平台的發展它一直變 它一直變的時候要醞釀一兩年 吃一兩天就變了"},{"start":225.482,"end":243.958,"text":"啊 原來這種的也是詐騙就被我們的政府啊收錄到詐騙的形態然後我們就開始去研究怎麼樣防止然後怎麼告訴大家說這種的叫做詐騙我的意思是說 想這個東西我們要做在前面"},{"start":245.663,"end":273.146,"text":"用方法論來想這件事情如果要想在前面阿是不是世界各國阿世界各國也有很多詐騙的嘛那世界各國有沒有正在形成中的這種詐騙型態台灣現在沒有可是我們總是有專業的人員阿齁全世界你們有在交流 交流之後想說喔 這次有可能是台灣的發生提早阿 把這件事講給他看"},{"start":274.784,"end":284.353,"text":"你提早把這個事情提早防範在前面不然我覺得我們的政府現在都在做已經發生的事情然後我們在"},{"start":285.083,"end":312.711,"text":"在處理啦我們還有一個就是預警中斷他的詐騙所以我們剛剛我報告中有提到一個尋找這個潛在的被害人而且我們已經通報了兩萬五千件就是把你可能受騙的人還不是很大眾化的一個行為但是我們認為你這個身份特殊或是你的環境特殊等等還有你可能現在在某一種平台上面你有一些接觸把他找出來提醒他不要涉入到這個詐騙那專長我請問你"},{"start":314.586,"end":343.624,"text":"潛在被害者你可以跟大家講有哪些類型因為這個潛在被害人通報有兩萬五千件還要從裡面再去分析我現在就是要提醒卓院長農化民國政府如果給社會說潛在被害人是這幾類詐騙集團就聽到了詐騙集團就聽到了嘛因為你說詐騙集團就聽到了你網路上說人家就看到說喔這些人被注意到了喔轉個方向啊"},{"start":345.126,"end":370.521,"text":"至少我們保護了兩萬五千人的安全所以我是說為什麼會為什麼就是說我們在這件事情上民眾也會繼續用詐騙當然很多官第一官有跟他們一談有時候是一個陷阱什麼一大堆有的沒的這一塊我覺得要用比較好的跟世界交流一下看人們新型態的詐騙不要再讓他進來台灣這個大家互相勉勵好 第二個"},{"start":375.317,"end":399.843,"text":"薪錢啦最近有人在分析這個台灣在這個跟詐騙有關的三件事情一個叫人力輸出人力輸出就是說他去外面去別的國家去做詐騙不管他去了騙台灣人 騙中國人 騙什麼人人力輸出第二種叫做金錢轉運第三種叫做幫派轉型"},{"start":404.548,"end":426.733,"text":"因為以後要偷錢就要靠幫派嘛好 中這個金錢的轉運啊就是施政啊這件事情我們到底要怎麼處理 我要跟院長講一個實際的案例啊有位朋友啊 朋友就他送他家人去洗錢 現在被抓起來了就整個忙他們的家人 說你們怎麼做這個什麼詐騙的 這樣對不對騙這麼多人 害這麼多人 這樣對不對"},{"start":434.565,"end":454.176,"text":"那家人回答說 沒有啦 他是在洗錢 他不是在詐騙然後整場的人喔 他說喔 那不一樣喔洗錢跟詐騙不一樣喔所以你家人沒有在做詐騙 沒有 我家人是在做洗錢聽起來洗錢比較高級啦詐騙聽起來比較高喔"},{"start":459.315,"end":475.844,"text":"我為什麼提這件事情就是說 他詐騙來的錢總是要把他洗乾淨啦洗錢的這件事情是台灣 到底我們政府是怎麼處理你總是要在這裡 假設有一個人他去用詐騙10萬塊匯過去 匯進某一個戶頭那個戶頭也是東方民國的戶頭嘛這錢之後再去用洗出來 不管叫車手去捏出來還是以網路轉轉的轉出去"},{"start":488.581,"end":503.667,"text":"防不勝防 要洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗 洗"},{"start":505.552,"end":525.066,"text":"洗錢怎麼防治然後我們現在到底做了什麼樣的努力啊因為洗錢會是詐騙過程中蠻重要的一環洗錢這條路可以動的可能詐騙的錢啊在這一關也許可以擋住蠻多的所以打詐釋法當中就有一個就是洗錢防治法"},{"start":525.928,"end":551.957,"text":"目前的措施跟委員報告最主要那個洗錢委員提到那個案例說我們怕你洗錢那就是提供人頭帳戶都用洗錢防治法來取數的因為它那個洗錢防治法21條跟22條一個是收集這些人人頭帳戶或人頭的帳號另外22條就是賣就是提供的這種的人頭帳戶"},{"start":553.417,"end":571.024,"text":"所以如果說這一種提供人頭帳戶帳號的這一種行為的話就是適用洗錢方針法22條來處罰你說的這些都很小條的啦我給你提供一個郵局的篷子郵局的篷子我交出去你給我三千錢錢就由你去寫嘛"},{"start":575.905,"end":596.805,"text":"這個應該很快 他就發言說這個虎頭納奇怪五年沒在進出香港 現在十萬又出去五萬這個我覺得現有的金融體系這個事情我判斷應該有守住啦而且現在因為很多人沒有去整台啊出去下去你的錢就洗來洗去嘛"},{"start":597.423,"end":620.428,"text":"所以我們有第一線很努力我們的金融機構的人員我們常常看電視說什麼阿伯去到那裡 阿姨去到那裡跟他們說你不一定是在詐騙的那個我們都有看到但是其實應該是蠻多人已經不得不接觸的人他就在網路手機按一按電腦按一按錢就出去後來他才驚覺他跟我們朋友說的時候才驚覺說那就是詐騙啊我覺得這個事情是人民 現在人民不是說"},{"start":626.601,"end":653.992,"text":"這政府總是要想一個辦法 不然那個董事人啦可能董事給他騙啦 或是為了貪啦什麼到處十萬一百年一萬回來啦 何況到時候沒啦我抱怨抱怨啦 說現在還弄二十萬喔限期三天啊 如果沒齁 這機會就沒了這種我們都聽很多 但是這種金額數字不大可是現在很多人是 他是透過網路的錢就出去了 他也還救不回來這樣"},{"start":655.27,"end":673.088,"text":"報告委員 這個是可疑帳戶人家請主委說明我知道他在一定的時間內重複的使用固定的金額或是在不同的地區短時間內不同地區一直的使用我們都有列入這個可疑帳戶詳細再請主委說明報告委員 就是有關帳戶的管理"},{"start":675.39,"end":702.745,"text":"如果已經確實有被害人就是現在給我警示帳戶就會全面凍結那再來就是如果可疑帳戶的話他們透過通報的話他會就採取必要性因為他還沒有犯罪行為但他會去做一些管制那如果他覺得可疑他會通報警察他可以把這個事情把這個帳戶作為一個警示主委你剛剛講前面有一個叫被害人對 要有被害人去報案問題就自己家嘛"},{"start":703.985,"end":727.05,"text":"他就被害了,他就去擁擠了人民的問題就是奇怪的,我們家的四大人他平常是叫郵局去供來,或是供來五萬、十萬的每個年輕人嘛,年三、四年,他現在要給五萬、十萬你郵局也給他放棄?你郵局也給他放棄?這有你三、五、六、七、八年來都去郵局了,怎麼會給他放棄?"},{"start":733.297,"end":755.556,"text":"跟委員報告一下有關這部份 陳同剛才委員講我們正在做一些現在不方便在這邊說那我可以再跟委員做私底下的報告這個確實有些銀行已經跟法務部在合作做這些事情但是我是說這個細節的部份我們已經在進行中很好 我今天就是要聽這句"},{"start":757.096,"end":772.491,"text":"因為我感覺聽卓院長的報告,裡面有些到居心靡遺這對詐騙集團來說這叫保典啊你通過美國政府說,嘿,我就知道這裡嘛詐騙集團,他可以做詐騙集團,他的頭腦叫我們沒什麼工"},{"start":775.936,"end":799.019,"text":"如果我們主委告訴我們有些事情是已經在做那已經在做沒說出來防範在前面當詐騙集團決定要往那條路走的時候發現被我們堵住了其實包括委員我們是全方位做很多事情但我們不會對外說明這個很好最後我還是建議卓院長跟我們的團隊"},{"start":800.885,"end":827.47,"text":"這些統計的金額、數量、統計的圖表不要再糾結在這些事情這是一段時間我們對於工作人員的一個檢查的報告我剛剛有說過這個數字不代表任何的成果就是說這些數字上上下下可能有一個突發事件就忽然間就跳起來"},{"start":828.101,"end":832.025,"text":"有些我們很努力就降下去可是不代表說這個"},{"start":833.752,"end":858.737,"text":"但是我們必須對這些內部做一些考核要用這個來做考核但對外絕不承認它是一個什麼樣的成本就是說 院長不要糾結說因為這麼多議員的問嘛我們說你怕幾分啦到底有在做嗎 有進步嗎 有改善嗎這些數字啊 內部參考啊就也不用特別去說哎呦 我們這詐騙金額已經成功"},{"start":863.482,"end":879.038,"text":"已經多少金額減少多少人被害這些事情對被詐騙的人跟被詐騙的家庭來說這些數字對他沒有意義對他有意義的是兩件事"},{"start":884.844,"end":909.953,"text":"第一他沒有希望叫他同樣的人再去做PAN所以他會問政府說所以我的案子在這裡醫療還會去做PAN政府到底做了什麼事情剛才我們彭主委說的這些事情現在正在做這個就是努力去做把這個事情做好真的不要再計較這個圖表上的那些數字"},{"start":910.473,"end":920.997,"text":"跟KPI 以免啊搞到最後 大家都在做這些表面功夫啦這件事情 把這個院長提醒一下好 謝謝謝謝 王一川委員執行謝謝卓院長 相關部會首長的備詢 謝謝"}]}}},"gazette":{"lineno":1975,"blocks":[["王委員義川：（11時53分）謝謝院長。我們請卓院長。"],["主席：麻煩再請卓院長備詢。"],["卓院長榮泰：王委員好。"],["王委員義川：卓院長好。剛剛聽了很多委員的質詢，相關訊息、統計資料，包括法務部部長對這些統計資料的調查方式和時間點，當然有一些要做說明。但我是覺得這樣，這些統計數字，包括這些曲線的上上下下，在人民的角度是無感的。"],["卓院長榮泰：是，這在報告裡面有講過。"],["王委員義川：就是1萬件、2萬件、幾百億，這個數字對任何一個個人、被詐騙的那個人而言，他看到這個數字是無感的。","第二個是，在跟人民宣傳的很多公共政策當中都有打詐儀錶板，關於這個儀錶板，我也常常接到朋友反映說，弄了這些東西，詐騙還是那麼多，而且弄了這麼久，還有一個辦公室，還是在詐騙啊！我說：沒有啊！打詐已經有在進步了，你看那個數字就知道。可是這樣講有時人民聽不進去。所以我覺得這個困境要想辦法突破。譬如說剛剛有人講到酒駕，你說現在酒駕的量有減少，但還是有酒駕，也還有酒駕致死。","所以我跟院長交流一個概念，剛才院長報告的時候，你說現在詐騙有5大類型，這樣聽起來很危險的是說，我們知道有這5大類型，你們按照AI去分析，包括打電話進來的說話內容，然後第6個正在形成中，我們花很多時間在處理這5個，可是對詐騙集團的人來說，我都知道中華民國政府知道這5個了，當然不會再用這5個啊！我會再形成第6個、形成第7個。所以我請卓院長跟打詐辦公室或相關同仁，就這部分可能要再精進，要能夠提早因應正在形成中的詐騙型態。"],["卓院長榮泰：委員所說的這些，就是我剛剛說的假投資、假交友、假網購、假買家騙賣家，還有假檢警這5大，這5大是受理案件的60%、財損90%，其他當然還有很多，各種型態都有，在打詐儀錶板上面就會很辛苦地把內容態樣化，我們不會放掉其他小的。"],["王委員義川：我知道，我的意思是20年前可能沒有詐騙這種事情，以前可能有金光黨什麼的，現在這10年有詐騙這件事情，技術、方法一直變。"],["卓院長榮泰：因為數位平台的發展。"],["王委員義川：他一直變的時候，可能要醞釀1、2年，很多人被騙了，才發現原來這種也是詐騙，就被我們政府收錄到詐騙的型態……"],["卓院長榮泰：是。"],["王委員義川：然後我們就開始研究怎麼樣防止、怎麼告訴大家說這種叫做詐騙，我意思是像這種東西要做在前面，我用方法論來想這件事情，如果要想在前面，是不是世界各國也有很多詐騙？世界各國有沒有正在形成中的詐騙型態，而臺灣現在沒有，可是我們總是有專業人員，全世界你們都有交流，交流之後想說這種詐騙有可能會在臺灣發生，就提早把這件事情說破，或是在前面提早防範，不然我覺得政府現在都是做已經發生的事情，然後來處理。"],["卓院長榮泰：我們還有一個就是預警，中斷他的詐騙，所以我剛剛報告中有提到尋找潛在的被害人，而且我們已經通報了2萬5,000件，就是把可能受騙的人，還不是很大眾化的行為，但是我們認為他身分特殊或是環境特殊等等，還有他可能在某一種平台上有一些接觸，把他找出來，提醒不要涉入詐騙陷阱。"],["王委員義川：卓院長，我請問你，可以跟大家講潛在被害人有哪些類型嗎？"],["卓院長榮泰：因為潛在被害人通報有2萬5,000件，從裡面再去分析。"],["王委員義川：好，我現在就是要提醒卓院長，中華民國政府如果跟社會說潛在被害人是這幾類，詐騙集團一聽到，因為你說詐騙集團會聽到啊，網路上說了就看到了，這些人被注意到了，他就轉個方向啊。"],["卓院長榮泰：至少我們保護了2萬5,000人的安全。"],["王委員義川：所以我說為什麼在這件事情上，民眾還是會被詐騙，當然很多關啦，第一關，有可能他貪，有時候是一個陷阱，什麼有的沒的一大堆，這一塊我覺得要跟世界比較好地交流一下，看人家新型態的詐騙，不要再讓它進來臺灣，大家互相勉勵。"],["卓院長榮泰：一起努力，好。"],["王委員義川：第二個，洗錢，最近有人在分析臺灣跟詐騙有關的3件事情：一種叫人力輸出，就是說他被帶去別的國家做詐騙，不管去了之後，騙臺灣人、騙中國人，騙什麼人；第二種叫做金錢轉運；第三種叫做幫派轉型，因為到最後要討錢就要靠幫派。中間這個金錢的轉運就是洗錢，這件事情我們到底要怎麼處理？我跟院長說一個實際的案例，有個朋友，算是朋友他們家的人去洗錢，現在被抓走了，整群在問他們家人：你老公怎麼在做這個什麼詐騙的，這樣對嗎？騙那麼多人，害那麼多人，這樣對嗎？他家人回答：沒有啦，他是在洗錢，他不是在詐騙。然後整場的人都說那不一樣，洗錢跟詐騙不一樣，所以你家人沒有在做詐騙？他家人回答：沒有，我家人是在做洗錢。聽起來洗錢比較高級，詐騙聽起來比較可惡，我為什麼提這件事情？就是他詐騙來的錢總是要把它洗乾淨，洗錢這件事情在臺灣，到底我們政府現在是怎麼處理？你總是要處理這些錢，我假設有一個人被詐騙10萬塊，匯過去了，匯進某一個戶頭，那個戶頭也是中華民國的戶頭嗎，這個錢之後又被洗出來，不管是叫車手領出來，還是網路轉一轉就轉出去了，防不勝防啊！又經過洗錢，洗一洗，洗完了、洗乾淨了，乾淨之後，有可能這些錢回來之後，他買豪宅、買豪車什麼一大堆的，洗錢這件事情，卓院長跟大家講一下，我們現在處理洗錢是怎麼做？洗錢怎麼防制？我們現在到底做了什麼樣的努力？因為洗錢會是詐騙過程中滿重要的一環，洗錢這件事如果可以擋的，可能詐騙的錢在這一關也許可以擋住滿多的。"],["卓院長榮泰：是，所以打詐四法當中，有一個就是洗錢防制法，目前的措施請部長說明。"],["鄭部長銘謙：跟委員報告，最主要洗錢的部分，委員剛剛提到那個案例，說他兒子在洗錢的那個案例，那就是提供人頭帳戶都是用洗錢防制法來起訴的，因為洗錢防制法是第二十一條跟第二十二條，一個是蒐集這些人頭帳戶或人頭帳號，另外第二十二條就是賣、提供這種人頭帳戶，所以如果是提供人頭帳戶、帳號的這一種行為的話，就是適用洗錢防制法第二十二條來處罰。"],["王委員義川：你說的這些都是很小條的啦。"],["鄭部長銘謙：對，另外還有一個……"],["王委員義川：譬如我再提供一個郵局的簿子，假設我交出去，你給我3,000，錢就隨便你去洗，這個錢隨便你去那邊轉來轉去，可是這個應該郵局很快就會發現這個戶頭怎麼這麼奇怪，5年沒有進出，突然進來10萬又出去5萬，這個我覺得現有的金融體系，這個事情我判斷應該有守住，而且現在因為很多人沒有去櫃檯了，手機按一按，錢就轉來轉去了，所以我們第一線的金融機構人員很努力，我們常常看電視報導什麼阿婆、歐吉桑去到那邊，金融人員去阻擋他，叫他們不要領，說這個是詐騙，那些報導我們都有看到，但是其實應該是有滿多根本就沒有接觸到人，他就在網路上手機按一按、電腦按一按，錢就轉出去了，後來他才驚覺，他跟他朋友說的時候才驚覺那個就是詐騙啊！"],["卓院長榮泰：這個可疑……"],["王委員義川：我覺得這個事情，現在人民認為政府總是要想一個辦法，沒錯！那個當事人可能當時被騙，或者是為了貪啦，什麼投資10萬，一個禮拜領1萬回來，好康逗相報啦！我告訴這一個、告訴那一個，說現在再投入20萬，限期3天，如果沒有，這機會就沒了。這種我們都聽很多，但是這種金額數字不大，可是現在很多人是透過網路，錢就出去了，他也救不回來。"],["卓院長榮泰：報告委員，這個是可疑帳戶，我等一下請主委說明，我知道他在一定時間內重複的使用、固定的金額，或是在短時間內不同地區一直使用，我們都有列入可疑帳戶。詳細狀況再請主委說明。"],["彭主任委員金隆：是，報告委員，有關帳戶的管理，如果今天已經確實有被害人現在是警示帳戶，會全面凍結，再來，如果是可疑帳戶的話，他們透過通報，他就會採取必要行為，因為他還沒有犯罪行為，但他會去做一些管制，如果他覺得可疑，他會通報警察，他可以把這個帳戶作為一個警示。"],["王委員義川：主委，你剛剛講的，前面有一個叫被害人啦！"],["彭主任委員金隆：對，要有被害人去報案。"],["王委員義川：問題就出在這裡嘛！他就被害了，他錢被弄走了。"],["彭主任委員金隆：是。"],["王委員義川：人民會問一件事情，他們覺得奇怪，家裡的長輩平常和郵局的往來，也沒有在往來5萬、10萬的，每次去領也領個3,000、2,000而已，他現在要轉5萬、10萬，郵局也讓他轉走，這些歐吉桑、歐巴桑都是去郵局領錢，怎麼會被轉出去呢？如果是這樣被轉出去，他就應該報案，報案之後，你們再幫他處理，這樣聽起來好像不太通啦！"],["彭主任委員金隆：有關這部分，誠如剛才委員講的，我們正在做一些……現在不方便在這邊說，我可以私底下再跟委員報告，確實有些銀行已經跟法務部合作做這些事情，細節的部分，我們已經在進行中。"],["王委員義川：很好！我今天就是要聽這句話，剛剛我們聽卓院長的報告，裡面寫得鉅細靡遺，這對詐騙集團來說叫做寶典，讓他們知道中華民國政府已經知道這些，詐騙集團之所以可以當詐騙集團，頭腦可能跟我們不太一樣。如果像主委剛剛說的，有些事情現在已經在做了，但沒有說出來，防範在前，所以當詐騙集團決定要往那條路走的時候，發現被我們堵住了。"],["彭主任委員金隆：報告委員，我們是全方位做很多事情，但我們不會對外說明。"],["王委員義川：OK，這很好。最後我還是要建議卓院長跟我們的團隊，不要再糾結在這些統計金額、數量、圖表上，不要再糾結在這些事情。"],["卓院長榮泰：這是一段時間我們對於工作人員的檢查報告，我剛剛有說過，這個數字不代表任何成果。"],["王委員義川：因為這些數字會上上下下，可能一個突發事件，數字就忽然跳上來，有可能我們很努力就降下去，可是不代表這個……"],["卓院長榮泰：但是我們內部必須做一些考核，用這個來考核，但對外絕不承認它是一個什麼樣的成果。"],["王委員義川：對啦！就是院長不用糾結這個，很多委員會問你要打幾分？到底有在做嗎？有進步嗎？有改善嗎？這些數字內部參考……"],["卓院長榮泰：是。"],["王委員義川：也不用特別去說：唉唷！針對詐騙已經成功攔阻幾件、已經是多少金額、減少多少人被害。對被詐騙的人和被詐騙的家庭來說，這些數字對他沒有意義。"],["卓院長榮泰：了解，我有重複強調這個部分。"],["王委員義川：對他有意義的是兩件事；第一，被騙的錢可以討回來；第二，不希望有人再像他一樣被騙了。所以他會問政府，既然我的案子已經發生了，那以後會不會有別人再被騙？政府到底做了什麼事情？剛才彭主委也說了，很多事情現在正在做，就是我們努力去做，把事情做好，但真的不要再計較圖表上的那些數字跟KPI，以免搞到最後大家都在做表面功夫。"],["卓院長榮泰：是，謝謝委員。"],["王委員義川：這些事情跟院長提醒，謝謝。"],["卓院長榮泰：謝謝委員，謝謝。"],["主席：謝謝王義川委員的質詢，謝謝卓院長和相關部會首長的備詢。","接下來請洪孟楷委員質詢，鍾佳濱委員請準備。"]],"agenda":{"page_end":49,"meet_id":"院會-11-3-25","speakers":["韓國瑜"],"page_start":1,"meetingDate":["2025-08-15"],"gazette_id":"1147101","agenda_lcidc_ids":["1147101_00002"],"meet_name":"立法院第11屆第3會期第25次會議紀錄","content":"報告事項","agenda_id":"1147101_00001"}}}