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{\"word\": \"穎\"}, {\"word\": \"委\", \"start\": 431.621, \"end\": 431.641, \"score\": 0.083}, {\"word\": \"員\"}], \"language\": \"zh\"}","srt":"1\n00:00:02,117 --> 00:00:29,814\n謝主席陽學發言邀請部長請莊部長委員好部長好本席提出了使用牌照稅法第五條的修正那今天早上大家也討論了一個上午了所以本席首先要請教部長你應該是支持本席所提案吧就是從一百一十四年延長到一百一十九年\n\n2\n00:00:30,567 --> 00:00:33,289\n我們終於有了一個共識方向一致因為我們推動電動車的政策是ESG的概念大家全面\n\n3\n00:00:46,857 --> 00:00:59,851\n要怎麼樣去推動所以我本席才會提出的這個條例就從114年延長到5年也就是119年底因為我們知道現在我們的電動車的購車成本還是高\n\n4\n00:01:04,416 --> 00:01:23,831\n同時我們充電的環境它還沒有很普及所以換句話說在整個的部件建構還不是很完整所以我們更應該要支持更應該要推動所以我們希望市場要有信心讓它整個的轉型不要斷層\n\n5\n00:01:25,092 --> 00:01:46,683\n這是整個國家的政策所以同意了如此我們共同這個方向我相信一定對我們的淨零碳排會有很大的一個幫助等於在整個轉型方面也會有一個銜接面會成功所以我們希望讓產業在投資跟一個基礎建設方面它有喘息\n\n6\n00:01:47,663 --> 00:02:01,109\n跟佈局的空間最重要的就是綠色交通長期的發展的一個穩定基礎這一點很重要我們也希望各位同仁大家來支持主席台也儘速將這個使用牌照\n\n7\n00:02:05,011 --> 00:02:18,458\n稅法第五條的修正同意可以趕快送出去讓他三讀通過在這邊也給國人報告那接下來本席要跟您討論的是公共銀行我們這個防範詐騙因為現在只要講到詐騙整個全民都要炸鍋甚至連我們今天開始的普發現金開始登記那部長\n\n8\n00:02:30,085 --> 00:02:33,538\n我們也了解今天開始登機我相信你的指標應該可以達到99%吧\n\n9\n00:02:37,470 --> 00:02:44,976\n對根據上一次的經驗大概都有超過99%的民眾都有去申領這個普發現金對那換句話說這個99%這個政策是對的是民眾需要的終於我們一直吶喊我們一直建議因為探求明末政府也聽到了民意那我覺得很好而且執行率就99%以上那代表著這個政策是正確的\n\n10\n00:03:06,833 --> 00:03:24,974\n但是就在這個過程當中我們通過之後馬上就有詐騙的釣魚簡訊就出來了這個是讓我們非常炸舌所以在這樣的情況之下宮古銀行我看到防範詐騙本席也跟你討論過幾次就是我們也投入了資源\n\n11\n00:03:26,636 --> 00:03:52,352\n跟經費但是針對於國庫署的一個統計2021年到2024年八大公股銀行防詐經費總共大概6500萬元2025年今年大概在投資1.8億左右甚至還更超過所以各家的銀行也積極的在導入AI監測的模型\n\n12\n00:03:53,312 --> 00:04:13,498\n我們希望就是疑似涉到帳戶預警平台跟跨行的聯訪通報機制來強化內部教育訓練但是我們都做了我相信大家都做了但是我看到我們立法運算中心指出顯示\n\n13\n00:04:15,879 --> 00:04:33,258\n警示的帳戶數它仍舊在攀升甚至發生銀行內部也有勾結的媒體上面也都有報出來表示內控的制度的成效是有落差\n\n14\n00:04:33,999 --> 00:04:45,055\n是有落差所以部長我們既然希望要強化整個這個績效那我們要怎麼樣的一個作為因為宮古銀行所\n\n15\n00:04:47,290 --> 00:05:16,232\n給的資源也就是防詐的基金已經超過1億以上但是他仍舊不斷的警示賬戶不斷的在增加所以在這樣的情況之下你們是不是有一定的量化的一個指標來衡量在整個你投資報酬率裡頭針對於防詐的部分他不會留意形勢要怎麼去精進呢請教部長\n\n16\n00:05:17,590 --> 00:05:31,654\n謝謝委員我想第一個就是您剛剛提到的警示帳戶那其實是當然累積上面總數額是有在增加但是事實上是有比去年同期1到9月份來說事實上比去年同期是減少了20%的一個警示帳戶但這個數字不足以來參考因為我們投資的金額比去年一定還要多\n\n17\n00:05:41,636 --> 00:05:50,769\n所以剛剛本席特別跟你說的你必須量化去衡量你的成效是的是的會的那另外委員提到一個就是說內部同仁如果對外勾結這個部分是絕不寬帶的一定會移送法辦而且一定會撤\n\n18\n00:05:56,997 --> 00:06:17,900\n一定會給予免職那這個部分我們要求各公股行庫對內的銀行的同仁都要能夠加強對他們的一個教育訓練以及告訴他們絕對不可以做這樣的一個事情同時對於相關的懲處也把成績拉高不是只有這個分行我們對要求總行都必須要有懲處這個一定要加強\n\n19\n00:06:18,460 --> 00:06:31,754\n不要让我一个人影响到我们整个公股银行的士气这是不行但是本贤还是着重在于你的量化跟你的衡量投资下去的金额跟你经济的方案\n\n20\n00:06:32,995 --> 00:06:51,205\n對會的這個部分我們各公股行庫用各種方式包含對於就是為為實名登錄的社群我們都不再投注廣告以及跟高檢署來做聯防這個部分也不打一件所回答的也就是你目前在做對本期已經告訴你你的\n\n21\n00:06:54,047 --> 00:07:11,641\n這個詐騙帳戶數還是在增加所以換句話說你目前所用的方式是不足以應對所以本席才具體要求你應該去監禁方案將來監禁方案的方式持續的監禁是一定會要做的來給本席謝謝謝謝楊卿瑩委員也謝謝部長接下來請徐欣穎委員徐欣穎委員\n\n","tsv":"start\tend\ttext\n2117\t29814\t謝主席 陽學發言邀請部長請莊部長委員好 部長好本席提出了使用牌照稅法第五條的修正那今天早上大家也討論了一個上午了所以本席首先要請教部長你應該是支持本席所提案吧就是從一百一十四年延長到一百一十九年\n30567\t33289\t我們終於有了一個共識 方向一致因為我們推動電動車的政策是ESG的概念 大家全面\n46857\t59851\t要怎麼樣去推動所以我本席才會提出的這個條例就從114年延長到5年也就是119年底因為我們知道現在我們的電動車的購車成本還是高\n64416\t83831\t同時我們充電的環境它還沒有很普及所以換句話說在整個的部件建構還不是很完整所以我們更應該要支持更應該要推動所以我們希望市場要有信心讓它整個的轉型不要斷層\n85092\t106683\t這是整個國家的政策所以同意了如此我們共同這個方向我相信一定對我們的淨零碳排會有很大的一個幫助等於在整個轉型方面也會有一個銜接面會成功所以我們希望讓產業在投資跟一個基礎建設方面它有喘息\n107663\t121109\t跟佈局的空間最重要的就是綠色交通長期的發展的一個穩定基礎這一點很重要我們也希望各位同仁大家來支持主席台也儘速將這個使用牌照\n125011\t138458\t稅法第五條的修正同意可以趕快送出去讓他三讀通過在這邊也給國人報告那接下來本席要跟您討論的是公共銀行我們這個防範詐騙因為現在只要講到詐騙整個全民都要炸鍋甚至連我們今天開始的普發現金開始登記那部長\n150085\t153538\t我們也了解今天開始登機我相信你的指標應該可以達到99%吧\n157470\t164976\t對 根據上一次的經驗大概都有超過99%的民眾都有去申領這個普發現金對 那換句話說這個99% 這個政策是對的是民眾需要的終於我們一直吶喊 我們一直建議因為探求明末 政府也聽到了民意那我覺得很好 而且執行率就99%以上那代表著這個政策是正確的\n186833\t204974\t但是就在這個過程當中我們通過之後馬上就有詐騙的釣魚簡訊就出來了這個是讓我們非常炸舌所以在這樣的情況之下宮古銀行我看到防範詐騙本席也跟你討論過幾次就是我們也投入了資源\n206636\t232352\t跟經費但是針對於國庫署的一個統計2021年到2024年八大公股銀行防詐經費總共大概6500萬元2025年 今年大概在投資1.8億左右甚至還更超過所以各家的銀行也積極的在導入AI監測的模型\n233312\t253498\t我們希望就是疑似涉到帳戶預警平台跟跨行的聯訪通報機制來強化內部教育訓練但是我們都做了我相信大家都做了但是我看到我們立法運算中心指出顯示\n255879\t273258\t警示的帳戶數它仍舊在攀升甚至發生銀行內部也有勾結的媒體上面也都有報出來表示內控的制度的成效是有落差\n273999\t285055\t是有落差 所以部長我們既然希望要強化整個這個績效那我們要怎麼樣的一個作為 因為宮古銀行所\n287290\t316232\t給的資源也就是防詐的基金已經超過1億以上但是他仍舊不斷的警示賬戶不斷的在增加所以在這樣的情況之下你們是不是有一定的量化的一個指標來衡量在整個你投資報酬率裡頭針對於防詐的部分他不會留意形勢要怎麼去精進呢請教部長\n317590\t331654\t謝謝委員我想第一個就是您剛剛提到的警示帳戶那其實是當然累積上面總數額是有在增加但是事實上是有比去年同期1到9月份來說事實上比去年同期是減少了20%的一個警示帳戶但這個數字不足以來參考因為我們投資的金額比去年一定還要多\n341636\t350769\t所以剛剛本席特別跟你說的你必須量化去衡量你的成效是的 是的 會的那另外委員提到一個就是說內部同仁如果對外勾結這個部分是絕不寬帶的一定會移送法辦而且一定會撤\n356997\t377900\t一定會給予免職那這個部分我們要求各公股行庫對內的銀行的同仁都要能夠加強對他們的一個教育訓練以及告訴他們絕對不可以做這樣的一個事情同時對於相關的懲處也把成績拉高不是只有這個分行我們對要求總行都必須要有懲處這個一定要加強\n378460\t391754\t不要让我一个人影响到我们整个公股银行的士气这是不行但是本贤还是着重在于你的量化跟你的衡量投资下去的金额跟你经济的方案\n392995\t411205\t對會的這個部分我們各公股行庫用各種方式包含對於就是為為實名登錄的社群我們都不再投注廣告以及跟高檢署來做聯防這個部分也不打一件所回答的也就是你目前在做對本期已經告訴你你的\n414047\t431641\t這個詐騙帳戶數還是在增加所以換句話說你目前所用的方式是不足以應對所以本席才具體要求你應該去監禁方案將來監禁方案的方式持續的監禁是一定會要做的來給本席謝謝謝謝楊卿瑩委員也謝謝部長接下來請徐欣穎委員徐欣穎委員\n","txt":"謝主席 陽學發言邀請部長請莊部長委員好 部長好本席提出了使用牌照稅法第五條的修正那今天早上大家也討論了一個上午了所以本席首先要請教部長你應該是支持本席所提案吧就是從一百一十四年延長到一百一十九年\n我們終於有了一個共識 方向一致因為我們推動電動車的政策是ESG的概念 大家全面\n要怎麼樣去推動所以我本席才會提出的這個條例就從114年延長到5年也就是119年底因為我們知道現在我們的電動車的購車成本還是高\n同時我們充電的環境它還沒有很普及所以換句話說在整個的部件建構還不是很完整所以我們更應該要支持更應該要推動所以我們希望市場要有信心讓它整個的轉型不要斷層\n這是整個國家的政策所以同意了如此我們共同這個方向我相信一定對我們的淨零碳排會有很大的一個幫助等於在整個轉型方面也會有一個銜接面會成功所以我們希望讓產業在投資跟一個基礎建設方面它有喘息\n跟佈局的空間最重要的就是綠色交通長期的發展的一個穩定基礎這一點很重要我們也希望各位同仁大家來支持主席台也儘速將這個使用牌照\n稅法第五條的修正同意可以趕快送出去讓他三讀通過在這邊也給國人報告那接下來本席要跟您討論的是公共銀行我們這個防範詐騙因為現在只要講到詐騙整個全民都要炸鍋甚至連我們今天開始的普發現金開始登記那部長\n我們也了解今天開始登機我相信你的指標應該可以達到99%吧\n對 根據上一次的經驗大概都有超過99%的民眾都有去申領這個普發現金對 那換句話說這個99% 這個政策是對的是民眾需要的終於我們一直吶喊 我們一直建議因為探求明末 政府也聽到了民意那我覺得很好 而且執行率就99%以上那代表著這個政策是正確的\n但是就在這個過程當中我們通過之後馬上就有詐騙的釣魚簡訊就出來了這個是讓我們非常炸舌所以在這樣的情況之下宮古銀行我看到防範詐騙本席也跟你討論過幾次就是我們也投入了資源\n跟經費但是針對於國庫署的一個統計2021年到2024年八大公股銀行防詐經費總共大概6500萬元2025年 今年大概在投資1.8億左右甚至還更超過所以各家的銀行也積極的在導入AI監測的模型\n我們希望就是疑似涉到帳戶預警平台跟跨行的聯訪通報機制來強化內部教育訓練但是我們都做了我相信大家都做了但是我看到我們立法運算中心指出顯示\n警示的帳戶數它仍舊在攀升甚至發生銀行內部也有勾結的媒體上面也都有報出來表示內控的制度的成效是有落差\n是有落差 所以部長我們既然希望要強化整個這個績效那我們要怎麼樣的一個作為 因為宮古銀行所\n給的資源也就是防詐的基金已經超過1億以上但是他仍舊不斷的警示賬戶不斷的在增加所以在這樣的情況之下你們是不是有一定的量化的一個指標來衡量在整個你投資報酬率裡頭針對於防詐的部分他不會留意形勢要怎麼去精進呢請教部長\n謝謝委員我想第一個就是您剛剛提到的警示帳戶那其實是當然累積上面總數額是有在增加但是事實上是有比去年同期1到9月份來說事實上比去年同期是減少了20%的一個警示帳戶但這個數字不足以來參考因為我們投資的金額比去年一定還要多\n所以剛剛本席特別跟你說的你必須量化去衡量你的成效是的 是的 會的那另外委員提到一個就是說內部同仁如果對外勾結這個部分是絕不寬帶的一定會移送法辦而且一定會撤\n一定會給予免職那這個部分我們要求各公股行庫對內的銀行的同仁都要能夠加強對他們的一個教育訓練以及告訴他們絕對不可以做這樣的一個事情同時對於相關的懲處也把成績拉高不是只有這個分行我們對要求總行都必須要有懲處這個一定要加強\n不要让我一个人影响到我们整个公股银行的士气这是不行但是本贤还是着重在于你的量化跟你的衡量投资下去的金额跟你经济的方案\n對會的這個部分我們各公股行庫用各種方式包含對於就是為為實名登錄的社群我們都不再投注廣告以及跟高檢署來做聯防這個部分也不打一件所回答的也就是你目前在做對本期已經告訴你你的\n這個詐騙帳戶數還是在增加所以換句話說你目前所用的方式是不足以應對所以本席才具體要求你應該去監禁方案將來監禁方案的方式持續的監禁是一定會要做的來給本席謝謝謝謝楊卿瑩委員也謝謝部長接下來請徐欣穎委員徐欣穎委員\n","vtt":"WEBVTT\n\n00:02.117 --> 00:29.814\n謝主席陽學發言邀請部長請莊部長委員好部長好本席提出了使用牌照稅法第五條的修正那今天早上大家也討論了一個上午了所以本席首先要請教部長你應該是支持本席所提案吧就是從一百一十四年延長到一百一十九年\n\n00:30.567 --> 00:33.289\n我們終於有了一個共識方向一致因為我們推動電動車的政策是ESG的概念大家全面\n\n00:46.857 --> 00:59.851\n要怎麼樣去推動所以我本席才會提出的這個條例就從114年延長到5年也就是119年底因為我們知道現在我們的電動車的購車成本還是高\n\n01:04.416 --> 01:23.831\n同時我們充電的環境它還沒有很普及所以換句話說在整個的部件建構還不是很完整所以我們更應該要支持更應該要推動所以我們希望市場要有信心讓它整個的轉型不要斷層\n\n01:25.092 --> 01:46.683\n這是整個國家的政策所以同意了如此我們共同這個方向我相信一定對我們的淨零碳排會有很大的一個幫助等於在整個轉型方面也會有一個銜接面會成功所以我們希望讓產業在投資跟一個基礎建設方面它有喘息\n\n01:47.663 --> 02:01.109\n跟佈局的空間最重要的就是綠色交通長期的發展的一個穩定基礎這一點很重要我們也希望各位同仁大家來支持主席台也儘速將這個使用牌照\n\n02:05.011 --> 02:18.458\n稅法第五條的修正同意可以趕快送出去讓他三讀通過在這邊也給國人報告那接下來本席要跟您討論的是公共銀行我們這個防範詐騙因為現在只要講到詐騙整個全民都要炸鍋甚至連我們今天開始的普發現金開始登記那部長\n\n02:30.085 --> 02:33.538\n我們也了解今天開始登機我相信你的指標應該可以達到99%吧\n\n02:37.470 --> 02:44.976\n對根據上一次的經驗大概都有超過99%的民眾都有去申領這個普發現金對那換句話說這個99%這個政策是對的是民眾需要的終於我們一直吶喊我們一直建議因為探求明末政府也聽到了民意那我覺得很好而且執行率就99%以上那代表著這個政策是正確的\n\n03:06.833 --> 03:24.974\n但是就在這個過程當中我們通過之後馬上就有詐騙的釣魚簡訊就出來了這個是讓我們非常炸舌所以在這樣的情況之下宮古銀行我看到防範詐騙本席也跟你討論過幾次就是我們也投入了資源\n\n03:26.636 --> 03:52.352\n跟經費但是針對於國庫署的一個統計2021年到2024年八大公股銀行防詐經費總共大概6500萬元2025年今年大概在投資1.8億左右甚至還更超過所以各家的銀行也積極的在導入AI監測的模型\n\n03:53.312 --> 04:13.498\n我們希望就是疑似涉到帳戶預警平台跟跨行的聯訪通報機制來強化內部教育訓練但是我們都做了我相信大家都做了但是我看到我們立法運算中心指出顯示\n\n04:15.879 --> 04:33.258\n警示的帳戶數它仍舊在攀升甚至發生銀行內部也有勾結的媒體上面也都有報出來表示內控的制度的成效是有落差\n\n04:33.999 --> 04:45.055\n是有落差所以部長我們既然希望要強化整個這個績效那我們要怎麼樣的一個作為因為宮古銀行所\n\n04:47.290 --> 05:16.232\n給的資源也就是防詐的基金已經超過1億以上但是他仍舊不斷的警示賬戶不斷的在增加所以在這樣的情況之下你們是不是有一定的量化的一個指標來衡量在整個你投資報酬率裡頭針對於防詐的部分他不會留意形勢要怎麼去精進呢請教部長\n\n05:17.590 --> 05:31.654\n謝謝委員我想第一個就是您剛剛提到的警示帳戶那其實是當然累積上面總數額是有在增加但是事實上是有比去年同期1到9月份來說事實上比去年同期是減少了20%的一個警示帳戶但這個數字不足以來參考因為我們投資的金額比去年一定還要多\n\n05:41.636 --> 05:50.769\n所以剛剛本席特別跟你說的你必須量化去衡量你的成效是的是的會的那另外委員提到一個就是說內部同仁如果對外勾結這個部分是絕不寬帶的一定會移送法辦而且一定會撤\n\n05:56.997 --> 06:17.900\n一定會給予免職那這個部分我們要求各公股行庫對內的銀行的同仁都要能夠加強對他們的一個教育訓練以及告訴他們絕對不可以做這樣的一個事情同時對於相關的懲處也把成績拉高不是只有這個分行我們對要求總行都必須要有懲處這個一定要加強\n\n06:18.460 --> 06:31.754\n不要让我一个人影响到我们整个公股银行的士气这是不行但是本贤还是着重在于你的量化跟你的衡量投资下去的金额跟你经济的方案\n\n06:32.995 --> 06:51.205\n對會的這個部分我們各公股行庫用各種方式包含對於就是為為實名登錄的社群我們都不再投注廣告以及跟高檢署來做聯防這個部分也不打一件所回答的也就是你目前在做對本期已經告訴你你的\n\n06:54.047 --> 07:11.641\n這個詐騙帳戶數還是在增加所以換句話說你目前所用的方式是不足以應對所以本席才具體要求你應該去監禁方案將來監禁方案的方式持續的監禁是一定會要做的來給本席謝謝謝謝楊卿瑩委員也謝謝部長接下來請徐欣穎委員徐欣穎委員\n\n","segments":[{"start":2.117,"end":29.814,"text":"謝主席 陽學發言邀請部長請莊部長委員好 部長好本席提出了使用牌照稅法第五條的修正那今天早上大家也討論了一個上午了所以本席首先要請教部長你應該是支持本席所提案吧就是從一百一十四年延長到一百一十九年"},{"start":30.567,"end":33.289,"text":"我們終於有了一個共識 方向一致因為我們推動電動車的政策是ESG的概念 大家全面"},{"start":46.857,"end":59.851,"text":"要怎麼樣去推動所以我本席才會提出的這個條例就從114年延長到5年也就是119年底因為我們知道現在我們的電動車的購車成本還是高"},{"start":64.416,"end":83.831,"text":"同時我們充電的環境它還沒有很普及所以換句話說在整個的部件建構還不是很完整所以我們更應該要支持更應該要推動所以我們希望市場要有信心讓它整個的轉型不要斷層"},{"start":85.092,"end":106.683,"text":"這是整個國家的政策所以同意了如此我們共同這個方向我相信一定對我們的淨零碳排會有很大的一個幫助等於在整個轉型方面也會有一個銜接面會成功所以我們希望讓產業在投資跟一個基礎建設方面它有喘息"},{"start":107.663,"end":121.109,"text":"跟佈局的空間最重要的就是綠色交通長期的發展的一個穩定基礎這一點很重要我們也希望各位同仁大家來支持主席台也儘速將這個使用牌照"},{"start":125.011,"end":138.458,"text":"稅法第五條的修正同意可以趕快送出去讓他三讀通過在這邊也給國人報告那接下來本席要跟您討論的是公共銀行我們這個防範詐騙因為現在只要講到詐騙整個全民都要炸鍋甚至連我們今天開始的普發現金開始登記那部長"},{"start":150.085,"end":153.538,"text":"我們也了解今天開始登機我相信你的指標應該可以達到99%吧"},{"start":157.47,"end":164.976,"text":"對 根據上一次的經驗大概都有超過99%的民眾都有去申領這個普發現金對 那換句話說這個99% 這個政策是對的是民眾需要的終於我們一直吶喊 我們一直建議因為探求明末 政府也聽到了民意那我覺得很好 而且執行率就99%以上那代表著這個政策是正確的"},{"start":186.833,"end":204.974,"text":"但是就在這個過程當中我們通過之後馬上就有詐騙的釣魚簡訊就出來了這個是讓我們非常炸舌所以在這樣的情況之下宮古銀行我看到防範詐騙本席也跟你討論過幾次就是我們也投入了資源"},{"start":206.636,"end":232.352,"text":"跟經費但是針對於國庫署的一個統計2021年到2024年八大公股銀行防詐經費總共大概6500萬元2025年 今年大概在投資1.8億左右甚至還更超過所以各家的銀行也積極的在導入AI監測的模型"},{"start":233.312,"end":253.498,"text":"我們希望就是疑似涉到帳戶預警平台跟跨行的聯訪通報機制來強化內部教育訓練但是我們都做了我相信大家都做了但是我看到我們立法運算中心指出顯示"},{"start":255.879,"end":273.258,"text":"警示的帳戶數它仍舊在攀升甚至發生銀行內部也有勾結的媒體上面也都有報出來表示內控的制度的成效是有落差"},{"start":273.999,"end":285.055,"text":"是有落差 所以部長我們既然希望要強化整個這個績效那我們要怎麼樣的一個作為 因為宮古銀行所"},{"start":287.29,"end":316.232,"text":"給的資源也就是防詐的基金已經超過1億以上但是他仍舊不斷的警示賬戶不斷的在增加所以在這樣的情況之下你們是不是有一定的量化的一個指標來衡量在整個你投資報酬率裡頭針對於防詐的部分他不會留意形勢要怎麼去精進呢請教部長"},{"start":317.59,"end":331.654,"text":"謝謝委員我想第一個就是您剛剛提到的警示帳戶那其實是當然累積上面總數額是有在增加但是事實上是有比去年同期1到9月份來說事實上比去年同期是減少了20%的一個警示帳戶但這個數字不足以來參考因為我們投資的金額比去年一定還要多"},{"start":341.636,"end":350.769,"text":"所以剛剛本席特別跟你說的你必須量化去衡量你的成效是的 是的 會的那另外委員提到一個就是說內部同仁如果對外勾結這個部分是絕不寬帶的一定會移送法辦而且一定會撤"},{"start":356.997,"end":377.9,"text":"一定會給予免職那這個部分我們要求各公股行庫對內的銀行的同仁都要能夠加強對他們的一個教育訓練以及告訴他們絕對不可以做這樣的一個事情同時對於相關的懲處也把成績拉高不是只有這個分行我們對要求總行都必須要有懲處這個一定要加強"},{"start":378.46,"end":391.754,"text":"不要让我一个人影响到我们整个公股银行的士气这是不行但是本贤还是着重在于你的量化跟你的衡量投资下去的金额跟你经济的方案"},{"start":392.995,"end":411.205,"text":"對會的這個部分我們各公股行庫用各種方式包含對於就是為為實名登錄的社群我們都不再投注廣告以及跟高檢署來做聯防這個部分也不打一件所回答的也就是你目前在做對本期已經告訴你你的"},{"start":414.047,"end":431.641,"text":"這個詐騙帳戶數還是在增加所以換句話說你目前所用的方式是不足以應對所以本席才具體要求你應該去監禁方案將來監禁方案的方式持續的監禁是一定會要做的來給本席謝謝謝謝楊卿瑩委員也謝謝部長接下來請徐欣穎委員徐欣穎委員"}]}}},"gazette":{"lineno":1088,"blocks":[["楊委員瓊瓔：（12時36分）謝謝主席。楊瓊瓔發言，邀請部長。"],["主席：請莊部長。"],["莊部長翠雲：委員好。"],["楊委員瓊瓔：部長好。本席提出了使用牌照稅法第五條的修正，今天早上大家也討論了一個上午。本席首先要請教部長，你應該是支持本席的提案吧？就是從114年延長到119年。"],["莊部長翠雲：是，院版也是從114年延長到119年底。"],["楊委員瓊瓔：好，那我們終於有了一個共識，方向一致！因為我們推動電動車政策是ESG的概念，大家要怎麼樣全面去推動，所以本席才會提出這個修法，就從114年延長5年，到119年底。因為我們知道現在電動車購車成本還是高，同時我們充電的環境還沒有很普及；換句話說，整個布建、建構還不是很完整，所以我們更應該要支持、更應該要推動。我們希望市場要有信心，讓整個轉型不要斷層，這是整個國家的政策，所以我們同意這個共同的方向，我相信一定對我們的淨零碳排會有很大的幫助，等於在整個轉型方面也會有一個銜接面，會成功！所以我們希望讓產業投資跟基礎建設有喘息跟布局的空間，最重要的就是形成綠色交通長期發展的穩定基礎，這一點很重要，我們也希望各位同仁支持，儘速將使用牌照稅法第五條修正條文可以趕快送出去，讓它三讀通過，在這邊也向國人報告。","接下來本席要跟您討論的是公股銀行防範詐騙，現在只要講到詐騙，全民都要炸鍋了，甚至連今天開始的普發現金登記也有相關討論。部長，今天開始登記，我相信你的指標應該可以達到99%吧！"],["莊部長翠雲：對，根據上一次的經驗，大概超過99%的民眾有去申領普發現金。"],["楊委員瓊瓔：對，換句話說，這個政策是對的，是民眾需要的，終於我們一直吶喊、我們一直建議，因為探求民瘼，政府也聽到了民意，我覺得很好，而且執行率就有99%以上，代表這個政策是正確的。","但是就在這個過程當中，條例通過之後馬上就有詐騙的釣魚簡訊出來了，這個讓我們非常咋舌！在這樣的情況之下，我看到公股銀行的防範詐騙，本席也跟你討論過幾次，我們也投入了資源跟經費，但是針對國庫署統計，2021年到2024年八大公股銀行防詐經費總共大概6,500萬元，2025（今）年大概再投資1.8億左右，甚至還超過。所以各家銀行也積極導入AI監測模型，我們希望透過疑似帳戶預警平台跟跨行的聯防通報機制要強化內部教育訓練，我相信大家都做了。但是我看到我們立法院預算中心指出，顯示警示的帳戶數仍舊在攀升，甚至發生銀行內部也有勾結的，這個媒體上面也都有報出來，表示內控機制成效是有落差。","部長，我們既然希望強化整個績效，我們要有一個怎麼樣的作為？因為給公股銀行的資源，也就是防詐基金已經超過1億以上，但是警示帳戶還是不斷在增加，在這樣的情況之下，你們是不是有一定的量化指標來衡量在整個投資報酬率裡面，針對防詐的部分不會流於形式？要怎麼去精進呢？請教部長。"],["莊部長翠雲：謝謝委員，我想第一個就是您剛剛提到的警示帳戶，當然累積上面總數額是有在增加，但是事實上與去年同期相比1到9月份減少了20%的警示帳戶。"],["楊委員瓊瓔：但這個數字不足以參考。"],["莊部長翠雲：對。"],["楊委員瓊瓔：因為我們投資的金額比去年還要多。"],["莊部長翠雲：是。"],["楊委員瓊瓔：所以剛剛本席特別跟你說的，你必須量化去衡量你的成效。"],["莊部長翠雲：是的，會的。另外委員提到內部同仁如果對外勾結，這個部分是絕不寬貸，一定會移送法辦，而且一定會給予免職，這個部分我們要求各公股行庫對銀行同仁都要能夠加強他們的教育訓練，以及告訴他們絕對不可以做這樣的事情，同時對於相關的懲處，也把層級拉高，不是只有分行，我們要求總行都必須要有懲處。"],["楊委員瓊瓔：這個一定要加強，不要讓某一個人影響到我們整個公股銀行的士氣，這是不行的。"],["莊部長翠雲：是，沒有錯。"],["楊委員瓊瓔：但是本席還是著重在於你的量化跟你的衡量，投資下去的金額跟你精進的方案。"],["莊部長翠雲：對，會的。這個部分各公股行庫會用各種方式，包含對於未實名登錄社群，我們都不再投注廣告，以及跟高檢署聯防這個部分也都有相關的合作機制。"],["楊委員瓊瓔：部長，你現在所回答的就是你目前在做的。"],["莊部長翠雲：對。"],["楊委員瓊瓔：本席已經告訴你詐騙帳戶數還是在增加，所以換句話說，目前所用的方式是不足以應對，本席才具體要求你應該去精進方案，請你將精進方案的方式給本席。"],["莊部長翠雲：是，持續的精進是一定會要做的，謝謝委員。"],["主席：謝謝楊瓊瓔委員，也謝謝部長。","接下來請徐欣瑩委員、徐欣瑩委員，徐欣瑩委員不在。","接下來請王鴻薇委員質詢。"]],"agenda":{"page_end":92,"meet_id":"委員會-11-4-20-6","speakers":["林思銘","王鴻薇","李彥秀","徐欣瑩","羅廷瑋","陳超明","許宇甄","林德福","吳秉叡","賴士葆","郭國文","賴惠員","顏寬恒","鍾佳濱","李坤城","王世堅","陳玉珍","黃國昌","羅明才","黃珊珊","楊瓊瓔"],"page_start":1,"meetingDate":["2025-11-05"],"gazette_id":"1149201","agenda_lcidc_ids":["1149201_00002"],"meet_name":"立法院第11屆第4會期財政委員會第6次全體委員會議紀錄","content":"審查「使用牌照稅法」29案：（僅詢答）一、行政院函請審議、本院委員邱鎮軍等19人、委員陳\n超明等18人、委員羅明才等20人、委員廖偉翔等19人、委員楊瓊瓔等27人、委員許宇甄等22人、\n委員邱若華等17人、委員林俊憲等26人、委員王鴻薇等19人、委員李彥秀等16人、委員蘇清泉等\n18人、委員徐欣瑩等24人、委員郭昱晴等19人、委員王美惠等19人、委員李坤城等18人、委員羅\n廷瑋等17人、委員郭國文等18人、委員吳沛憶等17人、委員葛如鈞等16人、委員沈發惠等17人、\n委員林思銘等22人、委員賴士葆等25人、委員黃健豪等20人分別擬具「使用牌照稅法第五條條文\n修正草案」等24 案；二、本院台灣民眾黨黨團擬具「使用牌照稅法第五條及第七條條文修正草\n案」案；三、本院委員廖先翔等17 人擬具「使用牌照稅法第五條及第三十八條條文修正草案」\n案；四、本院委員牛煦庭等17人、委員鍾佳濱等16人分別擬具「使用牌照稅法第七條條文修正草\n案」等 2 案；五、本院委員廖偉翔等 17 人擬具「使用牌照稅法第七條及第三十八條條文修正草\n案」案","agenda_id":"1149201_00001"}}}