{"error":false,"id":["149918"],"data":{"IVOD_ID":149918,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/149918","日期":"2024-03-14","會議資料":{"會議代碼":"委員會-11-1-20-3","會議代碼:str":"第11屆第1會期財政委員會第3次全體委員會議","屆":11,"會期":1,"會次":3,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第1會期財政委員會第3次全體委員會議"},"影片種類":"Clip","開始時間":"2024-03-14T12:35:26+08:00","結束時間":"2024-03-14T12:45:20+08:00","影片長度":"00:09:54","支援功能":["ai-transcript","gazette"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/38af2da376d23135ee6509ede2f210e09acded3ffe6c80faf8ba9b0039caa7a652fbb683eb77f5d55ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"楊瓊瓔","委員發言時間":"12:35:26 - 12:45:20","會議時間":"2024-03-14T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第3次全體委員會議（事由：邀請中央銀行楊總裁金龍率所屬單位主管暨財金資訊股份有限公司董事長列席業務報告，並備質詢。\n【3月13日及14日二天一次會】）","gazette":{"lineno":1321,"blocks":[["楊委員瓊瓔：（12時35分）主席，本席想邀請楊總裁。"],["主席：請楊總裁。"],["楊總裁金龍：楊委員早。"],["楊委員瓊瓔：總裁好，現在午安了，你辛苦了。"],["楊總裁金龍：謝謝。"],["楊委員瓊瓔：國際貨幣基金的報告說，全球已經有將近100個國家正在研擬中央銀行數位貨幣（CBDC），央行也持續在研議，目前你們已經完成第一階段「批發型CBDC可行性技術研究」及第二階段「通用型CBDC試驗計畫」，你們也已經進入意見調查及精進平臺設計工作，並強調你們按部就班「準備中」。但是你過去也曾經說過CBDC不是競賽，不需要搶先發行。"],["楊總裁金龍：是，沒有錯。"],["楊委員瓊瓔：目前我們發行的時間表是什麼時候呢？"],["楊總裁金龍：到目前為止，我們還在研究的階段，至少還要3年以上。"],["楊委員瓊瓔：至少3年以上，目前是往後推3年？"],["楊總裁金龍：我們還是往前推。"],["楊委員瓊瓔：就是往前推的時間，還要3年的時間。"],["楊總裁金龍：對，還是要往前推，就是當我們覺得我們已經滿有信心，普獲大眾的接受；還有資安，剛剛也有講到資安的問題；還有隱私權，就是你拿著這個CBDC，你的交易會不會受到監控等等這些問題；還有我們的CBDC要不要有利息？這些在技術上和理論上都必須要做周延且詳細的研究。"],["楊委員瓊瓔：當然，還包括你要控制它的發行和流通，這兩點也非常重要。"],["楊總裁金龍：對，沒有錯，委員講得沒有錯。"],["楊委員瓊瓔：換句話說，我們是在進行式中，第一階段和第二階段我們也都按部就班的準備中，我們預估將往前推至少3年以上，就是看情況、視情況。"],["楊總裁金龍：是。"],["楊委員瓊瓔：當然，這也必須要看國際的樣態是如何？"],["楊總裁金龍：委員講的和我們的process是……"],["楊委員瓊瓔：對，process是這樣子，但我們還是必須要有所準備，隨時可以上，也隨時可以待命。"],["楊總裁金龍：對，comfortable，我們也覺得……"],["楊委員瓊瓔：因為你之前講過一句話，我覺得這句話滿有智慧的，你說這個不是競賽，也不必要搶先發行，所以你是保守型的進行式中？"],["楊總裁金龍：我們中央銀行不是保守，我們是穩健。"],["楊委員瓊瓔：是什麼？"],["楊總裁金龍：穩健。"],["楊委員瓊瓔：哦！你不保守，你是穩健。"],["楊總裁金龍：是。"],["楊委員瓊瓔：但是萬一國際跑得比你快，因為你還要3年以上，我還是希望你要備戰。"],["楊總裁金龍：保守的意思可能是走三步、退兩步。"],["楊委員瓊瓔：也不盡然，這是你的解釋，但是我也願意接受你的穩健。"],["楊總裁金龍：我們的穩健是很穩健的往前推。"],["楊委員瓊瓔：我們不需要在這邊咬文嚼字，重點是，一旦國際的樣態……因為現在瞬息萬變，我想你有很多套的版本，對不對？"],["楊總裁金龍：對，沒有錯。"],["楊委員瓊瓔：我想你的版本應該比武俠小說裡面更多。"],["楊總裁金龍：委員講得沒有錯。"],["楊委員瓊瓔：沒有錯，所以我看透你是保守中的進行式，也是激進派的。"],["楊總裁金龍：可以這麼說。"],["楊委員瓊瓔：我們希望能夠跟世界接軌，這個很重要。"],["楊總裁金龍：是，沒有錯。"],["楊委員瓊瓔：接下來我們來討論你的貨幣政策實現法定目標，但是我們知道，現在光是一個氣候變遷就會影響到整個經濟。"],["楊總裁金龍：對，沒有錯。"],["楊委員瓊瓔：因為氣候變遷風險恐衝擊總體經濟穩定及貨幣政策有效性，所以在這樣的情況下，我們似乎看到短期內因為氣候變遷所增加的通膨壓力，包括減碳政策，這些都會增加廠商的成本，甚至歐盟也要開始，我們剛剛也在跟環境部討論，因為歐盟已經提出和訂出課稅的時間表。當然，環境部是明天才要召開碳足跡會議，我們也希望他們加緊腳步，在這樣的情況下，綠色通膨的壓力勢在必行，這對穩定物價將會是一個挑戰，所以政府對於永續發展和溫室氣體減量等這些目標，你評估氣候變遷將對總體經濟和金融體系有何潛在的影響？你又要怎麼協助經濟體順利轉型至永續的綠色經濟？你的版本是什麼呢？"],["楊總裁金龍：我跟委員報告，我覺得委員滿瞭解這個議題的，不過我也要跟……"],["楊委員瓊瓔：這是國際議題。"],["楊總裁金龍：對，我跟委員報告，事實上，金管會和中央銀行各扮演不同的角色，金管會要求每個金融機構都必須要配合，因為實體經濟和金融信用這個部分，它一定要鼓勵企業達到這個目標，就是green deposit。"],["楊委員瓊瓔：你們要穩定嘛！"],["楊總裁金龍：對，我們中央銀行有我們的角色，所以我們在2022年的年底，我們也公布了中央銀行因應氣候變遷的策略和措施，而且我們也會一步一步的來協助。"],["楊委員瓊瓔：你現在講到的這個一步一步就是本席所提的，因為2020年到目前為止，如我剛才說的是瞬息萬變，所以你們還是要因應，因為這樣的速度太嚇人了。我想你有很多的版本，我們可以放心，請您一定要用心，好嗎？"],["楊總裁金龍：是。"],["楊委員瓊瓔：最後一個議題要請問，因為媒體說這個月22號就要公布電費漲價方案，如果真的誠如媒體所說的，我們真的好緊張，我告訴王美花部長，現在學校班班有冷氣，所以電費不能漲；農漁業的電費也不能漲；330度以下的民生用電也不能漲，在這樣的情況下，主計總處也告訴我們，現在物價指數（CPI）已經爆增到3.08%，但是它還沒有加上電價上漲後的這個部分。換句話說，N型走勢將會出現，再加上下個月電價要調漲，哇！這個數字還會再超標，在這樣的情況下，我據聞你3月21日將召開第一季的理監事會，是嗎？"],["楊總裁金龍：對。"],["楊委員瓊瓔：屆時會不會因為我國物價上漲而做出升息的手段？會不會？"],["楊總裁金龍：我跟委員報告，針對通膨這個議題，中央銀行在下一次的理監事會會很謹慎、周延的來討論，我們3月21日就會有一個結果。"],["楊委員瓊瓔：對，所以3月21日很關鍵，我們也很緊張，因為媒體說3月22日政府要宣布調漲電費，但是你開會的時間點卻是在前一天、3月21日，現在大家都睜著眼睛在看，屆時會升息嗎？會嗎？"],["楊總裁金龍：這個3月21日我們就會……"],["楊委員瓊瓔：會不會？以你的認知，你們3月21日會不會有升息的動作？"],["楊總裁金龍：我剛剛已經講了，我們會很謹慎、周延的……"],["楊委員瓊瓔：你個人的看法會不會？當然，這個要由理事會來決定，但是你個人的看法會不會？"],["楊總裁金龍：因為這是理事會決定的，所以我不能在這邊講。"],["楊委員瓊瓔：當然，這要經由理事會來決議，那你個人的方向呢？會不會升息？"],["楊總裁金龍：這個我還是沒有辦法在這邊回答。"],["楊委員瓊瓔：你還是謹慎，還有什麼？"],["楊總裁金龍：對，我還是謹慎。"],["楊委員瓊瓔：你剛才講了好幾句。"],["楊總裁金龍：我會謹慎、周延、嚴肅。"],["楊委員瓊瓔：嚴肅？"],["楊總裁金龍：對。"],["楊委員瓊瓔：好，你這句嚴肅會讓我們百姓擔心死，我們希望要穩定我們的物價，不要讓通膨那麼嚴重。"],["楊總裁金龍：是，當然，這是中央銀行的職責。"],["楊委員瓊瓔：要讓民眾好生活，因為國家最基本的就是人民，好不好？"],["楊總裁金龍：好。"],["楊委員瓊瓔：我們希望3月21日可以有一個讓人民安心的決議，好不好？"],["楊總裁金龍：好。"],["楊委員瓊瓔：謝謝。"],["楊總裁金龍：謝謝。"],["主席：好，謝謝。","請鄭正鈐、鄭正鈐，鄭委員不在。","請鍾佳濱、鍾佳濱、鍾佳濱，鍾委員不在。","請蔡易餘、蔡易餘、蔡易餘，蔡委員不在。","請鄭天財、鄭天財、鄭天財，鄭委員不在。","今日登記發言委員均已詢答完畢，本次會議做如下決定：報告及詢答完畢，委員質詢未及答復或請補充資訊，請中央銀行於一週內以書面答復；委員另有要求期限者，從其所定。本次會議議程已進行完畢，如不在場委員補提書面質詢，一併列入紀錄，刊登公報，並請議事人員協助處理，散會。","散會（12時46分）"]],"agenda":{"page_end":192,"meet_id":"委員會-11-1-20-3","speakers":["羅明才","林德福","吳秉叡","賴士葆","郭國文","李彥秀","賴惠員","王鴻薇","伍麗華Saidhai‧Tahovecahe","黃珊珊","王世堅","李坤城","陳玉珍","顏寬恒","謝衣鳯","邱志偉","洪孟楷","楊瓊瓔"],"page_start":129,"meetingDate":["2024-03-14"],"gazette_id":"1131301","agenda_lcidc_ids":["1131301_00004"],"meet_name":"立法院第11屆第1會期財政委員會第3次全體委員會議紀錄","content":"邀請中央銀行楊總裁金龍率所屬單位主管暨財金資訊股份有限公司董事長列席業務報告，並備質\n詢","agenda_id":"1131301_00003"}},"transcript":{"pyannote":[{"speaker":"SPEAKER_00","start":3.18659375,"end":6.42659375},{"speaker":"SPEAKER_04","start":6.93284375,"end":7.67534375},{"speaker":"SPEAKER_04","start":13.379093750000003,"end":14.087843750000001},{"speaker":"SPEAKER_00","start":14.391593750000002,"end":14.72909375},{"speaker":"SPEAKER_00","start":15.066593750000003,"end":22.81221875},{"speaker":"SPEAKER_04","start":15.960968750000003,"end":16.180343750000002},{"speaker":"SPEAKER_04","start":17.024093750000002,"end":17.37846875},{"speaker":"SPEAKER_04","start":17.93534375,"end":18.39096875},{"speaker":"SPEAKER_03","start":18.39096875,"end":18.57659375},{"speaker":"SPEAKER_01","start":18.57659375,"end":18.64409375},{"speaker":"SPEAKER_00","start":23.48721875,"end":25.17471875},{"speaker":"SPEAKER_01","start":25.17471875,"end":25.461593750000002},{"speaker":"SPEAKER_00","start":25.20846875,"end":25.242218750000003},{"speaker":"SPEAKER_00","start":25.461593750000002,"end":30.945968750000002},{"speaker":"SPEAKER_03","start":30.945968750000002,"end":31.249718750000003},{"speaker":"SPEAKER_00","start":31.249718750000003,"end":33.89909375},{"speaker":"SPEAKER_03","start":33.89909375,"end":34.236593750000004},{"speaker":"SPEAKER_00","start":34.236593750000004,"end":41.98221875},{"speaker":"SPEAKER_01","start":41.94846875,"end":42.30284375},{"speaker":"SPEAKER_00","start":42.28596875,"end":55.549718750000004},{"speaker":"SPEAKER_03","start":55.549718750000004,"end":56.41034375},{"speaker":"SPEAKER_00","start":55.71846875000001,"end":73.26846875000001},{"speaker":"SPEAKER_04","start":69.20159375,"end":70.07909375},{"speaker":"SPEAKER_03","start":70.07909375,"end":70.14659375000001},{"speaker":"SPEAKER_04","start":73.40346875,"end":79.63034375000001},{"speaker":"SPEAKER_00","start":79.79909375000001,"end":88.72596875},{"speaker":"SPEAKER_04","start":80.67659375000001,"end":81.65534375},{"speaker":"SPEAKER_04","start":82.17846875000001,"end":82.98846875000001},{"speaker":"SPEAKER_04","start":85.23284375,"end":96.04971875000001},{"speaker":"SPEAKER_04","start":96.70784375000001,"end":99.55971875},{"speaker":"SPEAKER_04","start":99.81284375000001,"end":103.44096875000001},{"speaker":"SPEAKER_03","start":103.60971875000001,"end":104.03159375000001},{"speaker":"SPEAKER_04","start":104.03159375000001,"end":128.02784375000002},{"speaker":"SPEAKER_00","start":128.02784375000002,"end":156.25971875000002},{"speaker":"SPEAKER_03","start":132.80346875,"end":134.20409375},{"speaker":"SPEAKER_03","start":135.30096875,"end":136.97159375},{"speaker":"SPEAKER_03","start":137.02221875,"end":137.17409375},{"speaker":"SPEAKER_01","start":146.69159375,"end":146.70846875},{"speaker":"SPEAKER_03","start":146.70846875,"end":147.07971875},{"speaker":"SPEAKER_03","start":147.65346875,"end":147.99096875},{"speaker":"SPEAKER_03","start":149.42534375,"end":149.50971875000002},{"speaker":"SPEAKER_04","start":149.50971875000002,"end":151.41659375},{"speaker":"SPEAKER_03","start":151.41659375,"end":151.56846875000002},{"speaker":"SPEAKER_04","start":151.56846875000002,"end":152.05784375000002},{"speaker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