{"error":false,"id":["153696"],"data":{"IVOD_ID":153696,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/153696","日期":"2024-06-06","會議資料":{"會議代碼":"委員會-11-1-35-25","會議代碼:str":"第11屆第1會期外交及國防委員會第25次全體委員會議","屆":11,"會期":1,"會次":25,"臨時會會次":null,"種類":"委員會","委員會代碼":[35],"委員會代碼:str":["外交及國防委員會"],"標題":"第11屆第1會期外交及國防委員會第25次全體委員會議"},"影片種類":"Clip","開始時間":"2024-06-06T10:14:42+08:00","結束時間":"2024-06-06T10:23:05+08:00","影片長度":"00:08:23","支援功能":["ai-transcript"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/0d7b1f4370c473d5ca23f7cd2fd03923f3bd234b5abfe8c98282b1d5b897dd1cdc6d513c1fde7d655ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"林楚茵","委員發言時間":"10:14:42 - 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主席 邀請我們顧部長來 部長請"},{"start":10.748,"end":39.166,"text":"林委員好部長好很開心在這個國防外交委員會又遇到您我在上一屆的時候其實是您在擔任警管會主委的時候那麼我相信文人部長上任就是希望我們國家對於部隊的管理能夠更與時俱進我想其實之前我的詢答都非常緊扣就是有關於我們在國防安全的部分那麼在軍人守密捍衛國家這個部分不要背叛自己的國家但是我們知道其實這個"},{"start":40.327,"end":60.409,"text":"中共又或者是說我們的敵對勢力對於國軍的這個所謂滲透無孔不入那麼是不是現在連國軍的這個金融借貸都變成一個滲透的新方法我們在財政委員會很多委員都會提到的是有關於金融陷阱"},{"start":60.97,"end":63.671,"text":"華南貸款資金規劃還說是上市貸款公司您覺得這個您一眼可以看出他的問題在哪嗎?"},{"start":86.901,"end":87.502,"text":"職業軍人優好貸"},{"start":109.4,"end":136.482,"text":"然後有軍政立刻貸信用小白債務整合信用瑕疵房貸增加包括安心貸這些都是你在網路上現在在社群平台就可以找到的但是本席找到的是2023年就是去年8月的時候一個案例就是彭防部的上校就是因為他付不出這種貸款直接拿軍中的機密來做交換"},{"start":137.483,"end":162.473,"text":"其實他兩年只換得了一百多萬一百零四萬這個金額不多但是他居然把軍中的極機密給洩漏出去所以這會不會是成為一個滲透的新方法而這樣的借款借貸方式他依舊存在主委上任之後有沒有覺得這是一個可以或者是應該要去面對但解決的問題"},{"start":164.167,"end":175.784,"text":"事實上我在國安會任職期間有關於利用金錢借貸或者是利誘的方式來作為生態手法我們就有看到相關的案例了"},{"start":176.933,"end":196.121,"text":"所以其實本席在跟您來拜會的時候我就提過了我希望能夠提升軍中的金融素養其實我知道其實我們有所謂的財務觀也有些金融的講座的規劃但是它常常流於就是照本宣科那很多時候我急著用錢的時候坦白講啦軍中弟兄的勤務已經夠忙了"},{"start":200.864,"end":214.853,"text":"來聽這個課大概就是一個上有政策下有對策所以第一當然我希望這樣的理財的金融素養能夠更活化一點另外一個就是我們有沒有可能提供一個更好的管道我要舉出這個"},{"start":215.774,"end":242.722,"text":"希望部長今天回去可以了解一下就是軍中其實有宣導那在這個所謂開源節流儲蓄裡面有個叫做國軍同袍儲蓄會我不知道部長知不知道如果不知道的話回去我現在希望請能夠給部長一個正確的資訊這個軍中軍人儲蓄會其實在2000年的時候就被監察院糾舉了9年之後也就是2018年監察院也認為說"},{"start":244.743,"end":266.42,"text":"這個完全他的存在是沒有一個合法陣身的主委你應該都知道相關的這種所謂存放款業務都要符合我們銀行法但是在2000年的時候這個所謂存在在軍中的國軍同袍儲蓄會他完全不符合金融法規不符合銀行法結果怎麼樣呢國防部直接就我把這個裡面的法規我把它廢掉"},{"start":269.102,"end":293.388,"text":"他就變成是一個在軍中大家彼此私相授受嗎或者是說他就存在有一個財務官把弟兄的錢收了之後統合整理起來之後拿到台銀去存那我要來提醒部長的是這個2009年被糾正到現在其實國軍同袍除戲會他的法制化還沒有完成"},{"start":294.212,"end":310.455,"text":"那我去特別調了一下資料他是放在內政部的軍人及其家屬優惠條例這個優惠條例在111年也就是2022年有修正過但他依舊沒有給他一個法制化的法規"},{"start":311.636,"end":327.763,"text":"所以我相信一個曾經擔任過金管會主委的部長這是一個你可以來思考要不要讓他法制化另外我提到這一點的原因就在於其實我查了一下國軍同袍除序會他在2024年第一季他的金額有215億新台幣延期20億他法制化之後他可能就可以做一些運用本席去查了幾個國內的基金國內有幾件上市上櫃的基金的規模"},{"start":340.908,"end":362.193,"text":"其實都不高,它是215億,它可以高於不少我們現有的投信公司的基金規模,如果一旦法制化之後,它可以做一些運用跟調度,包括做於緊急的借款,因為現在國軍的儲蓄會,它同袍儲蓄會,它只能存放款,啊不,它不能放款,它只能存款。"},{"start":363.573,"end":373.965,"text":"他連放款的業務都沒有因為他沒有一個法規可以讓他合法陣身來做這件事情本席今天提出這個事情只是希望主委能夠去思考他有215億的規模在裡面"},{"start":378.41,"end":407.006,"text":"如果法制化了剛剛我們前面講到的這些所謂的金融詐騙借貸詐騙的陷阱我們可以避免國軍內部我們都知道有國防管理學院應該裡面有不少金融相關的管理人才也有這樣的素養可以來做協助所以我把這個舉出來希望主委可以把它當成是你任內可以思考的一個方向今天如果軍中弟兄真的覺得一定要用"},{"start":408.247,"end":433.428,"text":"軍人證才能在所謂的這種借貸非銀行的借貸能夠借得快借得好那要不要軍中自己來合法化又或者是說軍中覺得要去制定這一部法令可能曠日廢時那麼至少我們現在看到的國軍同袍除序會他完全沒有法制沒有法規的底下"},{"start":434.451,"end":434.713,"text":"主委你怎麼看?"},{"start":439.403,"end":467.152,"text":"跟委員報告就我現在的理解就是說過去在組織法裡面已經加入了這個組織的組織法裡面那作用法的部分就是好像之前卡在要先要想要訂一個軍人福利條例後來沒有訂那現在最後的是在113年4月29號他們內政部就這個你剛剛提到軍人及其家屬要在條例的部分要喊請本部來重新檢視"},{"start":468.212,"end":481.121,"text":"我現在我下去以後我會盡快的來理解有關這一個部分的條文的內容卡在什麼地方那我會盡快的把它在作用法的部分把它法制化這樣子好那法制化之後我認為其實它的作用就可以更靈活不是只是存款包括放款或是借貸等等是不是可以有機會讓它更靈活的運用那至少這一筆資金"},{"start":492.708,"end":492.728,"text":"好,謝謝"}]}},"supported_relations":[],"relations":[]}