{"error":false,"id":["153704"],"data":{"IVOD_ID":153704,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/153704","日期":"2024-06-06","會議資料":{"會議代碼":"委員會-11-1-20-16","會議代碼:str":"第11屆第1會期財政委員會第16次全體委員會議","屆":11,"會期":1,"會次":16,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第1會期財政委員會第16次全體委員會議"},"影片種類":"Clip","開始時間":"2024-06-06T10:28:24+08:00","結束時間":"2024-06-06T10:38:28+08:00","影片長度":"00:10:04","支援功能":["ai-transcript","gazette"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/0d7b1f4370c473d509908126994199e32248f66a23a11b538282b1d5b897dd1c5656869f75d93f9c5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"王鴻薇","委員發言時間":"10:28:24 - 10:38:28","會議時間":"2024-06-06T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第16次全體委員會議（事由：邀請中央銀行楊總裁金龍就「日圓貶值效應會否導致亞洲貨幣競貶，及對台灣經濟影響」進行專題報告，並備質詢；另邀請經濟部列席備詢。\n【6月3日及6日二天一次會】）","gazette":{"lineno":503,"blocks":[["王委員鴻薇：（10時28分）請總裁。"],["主席：請楊總裁。"],["楊總裁金龍：王委員早。"],["王委員鴻薇：總裁好。總裁，很多委員都有關心到房價的問題，因為最近房價確實有提高，非常明顯，在幾個都會區都有，臺北市的漲幅可能相對還少一些，但是房價確實蠢蠢欲動，請問央行最近有找銀行，甚至有找房仲業來瞭解房市嗎？"],["楊總裁金龍：跟委員報告，從選擇性信用管制之後，我們在每一季之間都會分別請銀行或專家學者來討論一下。"],["王委員鴻薇：有沒有找房仲業？"],["楊總裁金龍：我們有邀請過房仲業的研究單位。"],["王委員鴻薇：最近三個月有沒有？"],["楊總裁金龍：最近三個月我就不曉得。"],["王委員鴻薇：怎麼會不曉得？有找的話，總裁一定知道，我認為是有啦。關於現在的房價，我給你看這張照片，最近在桃園甚至出現搭帳篷、帶躺椅排隊買房子的情況，當然這就是被房仲界還有賣房子的炒一波，某種程度也許是帶風向，但是確實感覺房市有熱起來。因為下個禮拜央行就要召開理監事會，所以大家特別關心中央銀行會不會針對房市的部分採取新的房市信用管制，有嗎？目前在中央銀行的規劃裡面，可不可能、會不會排除有新的房市信用管制？"],["楊總裁金龍：跟委員報告，一樣的，我們從選擇性信用管制實施之後，每一季的理監事會都會討論到房地產的議題。"],["王委員鴻薇：所以下禮拜也會？"],["楊總裁金龍：也會。"],["王委員鴻薇：目前有沒有可能有新的相關的房市信用管制呢？"],["楊總裁金龍：在當天我會看看委員有什麼樣的想法。"],["王委員鴻薇：大家的意見？"],["楊總裁金龍：大家的意見形成共識，就會有一些決定。"],["王委員鴻薇：好，所以不排除啦！另外，大家比較關心新的政策，因為央行的工具也很多，比如，之前大家一直談到豪宅的定義，總裁在今年3月的時候曾經講過，雖然財政部提高了這個門檻，但是央行和財政部的政策功能是不一樣的，所以不一定財政部要做，你們就一定要按照財政部的標準。"],["楊總裁金龍：沒有錯。"],["王委員鴻薇：現在還是如此嗎？對於豪宅的定義，比如央行是7,000萬，可是財政部已經下調到6,000萬，你們兩邊就在隔壁，有沒有可能可以一致，有沒有考慮，因為已經時隔差不多三個月了？"],["楊總裁金龍：跟委員報告，委員記憶得非常清楚，在3月的時候我們確實有針對這個議題做解釋，但是我也跟委員報告，我們的豪宅金額是管制措施強弱的門檻，所謂強弱的門檻就是假設我們要強一點的話，當然我們就調下來。"],["王委員鴻薇：對，沒錯。"],["楊總裁金龍：我們如果想要弱一點的話，我們就調上去一點，所以針對這個門檻，財政部純粹是就租稅的理由來做的。"],["王委員鴻薇：對，房屋交易所得稅。"],["楊總裁金龍：所以它跟我們是不一樣的理由。"],["王委員鴻薇：它多課一點稅。"],["楊總裁金龍：我剛剛講這是強弱的門檻，如果我要強一點的話，我可以調下來。"],["王委員鴻薇：請問總裁，現階段你們會管制強一點，還是會不動，還是更弱一點？我覺得弱一點是不可能，弱的選項應該是不用選，所以是維持原來，還是更強一點，在這兩者之間，你們有沒有在考慮？"],["楊總裁金龍：委員，你講到這一個議題的時候，當然我們會去討論，這是第一個。第二個，選擇性信用管制誠如剛剛委員在講的，我們還有其他的工具，所以也不是只有針對這個來討論，還有其他的工具可以討論。"],["王委員鴻薇：另外一個工具是大家也討論很多的，就是對於第二戶的貸款成數有沒有可能把它調降？"],["楊總裁金龍：這個我們也會討論，剛剛委員也講了，我們的工具還有。"],["王委員鴻薇：所以下個禮拜有可能討論到豪宅的門檻要不要調低，還有可能討論第二戶的貸款成數會不會降低，還有最重要，市場在看的，我們會不會再升息？"],["楊總裁金龍：我剛剛也已經講了，升息當然也是手段，不過升息的主要目標是通膨。"],["王委員鴻薇：對，是物價。"],["楊總裁金龍：我剛剛也解釋了，它雖然只有針對通膨，但是它也會影響到房地產。"],["王委員鴻薇：對，沒有錯。總裁，其實在你們上一次升息之前，我們同樣也是在立法院財委會，那個時候是面臨到4月份馬上要調電價，所以那時候你們覺得通膨壓力比較大一點，最近的數字雖然還是在2%以上，但是目前看起來，跟調電價之前感覺沒有這麼緊張，您同不同意？"],["楊總裁金龍：我們都密切在注意，我也感覺到好像是這樣子。"],["王委員鴻薇：好，你同意我講的話嘛，對不對？"],["楊總裁金龍：對，沒有錯。"],["王委員鴻薇：當然很多人就會去猜測，因為下禮拜也就會揭曉了，我剛才講到的升息、調降豪宅門檻，還有第二戶的貸款成數降低，在下個星期我們會不會看到任何一個措施，因為你們不可能同時都做，同時都做這個力道太強了，我也覺得這個對市場不是很好。"],["楊總裁金龍：對、對！"],["王委員鴻薇：可能是三擇一，在三個手段裡面選擇一個？"],["楊總裁金龍：當然，我在想是不是選擇或是都沒有，我跟委員報告，這是我們理事要在共同討論之後，大家有一個共識，才會說要怎麼樣做。"],["王委員鴻薇：好，反正大家看下禮拜的結果。","另外，我們今天講到日幣，因為日幣貶很多，今年臺幣也貶很多，日幣也貶很多，這當然不是中央銀行的任務，不過我在這邊要幫消費者講一下話，日幣貶那麼多，但是日系商品我們現在沒有看到調價欸！總裁有沒有注意到？我們日系的商品、日系的車子，日本料理更貴，對不對？我想你們去吃日本料理有便宜嗎？還說什麼日本空運來臺，有沒有更便宜？日系的化妝品也沒有便宜，很多家電也沒有便宜，所以這個是不是對消費者來講不是很合理，總裁同不同意？"],["楊總裁金龍：我也覺得同意。"],["王委員鴻薇：對不對？"],["楊總裁金龍：對！"],["王委員鴻薇：所以我們其實也應該呼籲進口商，某一個程度要反映匯率貶值，沒有錯啊！現在很多國人就跑到日本去玩，大家就說：喔！這個時候去日本玩最好，這個時候去日本採買最好。我們跟日本進口這麼多的商品，可是日系產品聞風未動，沒有降價，總裁要不要一起譴責一下？"],["楊總裁金龍：當然，相關部會共同來努力啦。"],["王委員鴻薇：對。其實你看央行覺得大家要配合一下政策，也會請大家來瞭解一下，剛剛講的請銀行來一下、請房仲來一下，相關的部會也應該對這種大的日系產品，我覺得都沒有降價，這根本是吃定消費者，好不好？"],["楊總裁金龍：好。"],["王委員鴻薇：好，謝謝總裁。"],["楊總裁金龍：謝謝。"],["主席：下一位質詢請李坤城委員。"]],"agenda":{"page_end":274,"meet_id":"委員會-11-1-20-16","speakers":["羅明才","林德福","吳秉叡","賴士葆","郭國文","賴惠員","顏寬恒","李彥秀","王鴻薇","李坤城","黃珊珊","伍麗華Saidhai‧Tahovecahe","王世堅","羅明才","林楚茵","廖先翔","謝衣鳯","葉元之","陳玉珍"],"page_start":229,"meetingDate":["2024-06-06"],"gazette_id":"1135801","agenda_lcidc_ids":["1135801_00004"],"meet_name":"立法院第11屆第1會期財政委員會第16次全體委員會議紀錄","content":"邀邀請中央銀行楊總裁金龍就「日圓貶值效應會否導致亞洲貨幣競貶，及對台灣經濟影響」進行\n專題報告，並備質詢；另邀請經濟部列席備詢","agenda_id":"1135801_00003"}},"transcript":{"pyannote":[{"speaker":"SPEAKER_01","start":4.82346875,"end":5.920343750000001},{"speaker":"SPEAKER_01","start":6.4772187500000005,"end":7.27034375},{"speaker":"SPEAKER_00","start":7.27034375,"end":7.30409375},{"speaker":"SPEAKER_01","start":12.231593750000002,"end":13.345343750000001},{"speaker":"SPEAKER_00","start":12.61971875,"end":14.644718750000003},{"speaker":"SPEAKER_01","start":13.665968750000001,"end":14.661593750000002},{"speaker":"SPEAKER_00","start":14.661593750000002,"end":14.695343750000003},{"speaker":"SPEAKER_01","start":14.695343750000003,"end":43.24784375},{"speaker":"SPEAKER_00","start":14.84721875,"end":14.99909375},{"speaker":"SPEAKER_00","start":19.70721875,"end":19.94346875},{"speaker":"SPEAKER_00","start":20.19659375,"end":20.247218750000002},{"speaker":"SPEAKER_00","start":35.805968750000005,"end":35.822843750000004},{"speaker":"SPEAKER_00","start":35.85659375,"end":35.87346875},{"speaker":"SPEAKER_00","start":35.94096875,"end":35.99159375},{"speaker":"SPEAKER_00","start":36.00846875,"end":36.09284375},{"speaker":"SPEAKER_00","start":43.24784375,"end":43.26471875},{"speaker":"SPEAKER_00","start":43.34909375,"end":43.619093750000005},{"speaker":"SPEAKER_00","start":43.720343750000005,"end":47.34846875},{"speaker":"SPEAKER_00","start":48.09096875,"end":49.98096875},{"speaker":"SPEAKER_00","start":50.60534375,"end":52.19159375},{"speaker":"SPEAKER_00","start":52.478468750000005,"end":56.02221875},{"speaker":"SPEAKER_00","start":56.174093750000004,"end":62.51909375},{"speaker":"SPEAKER_01","start":61.844093750000006,"end":63.632843750000006},{"speaker":"SPEAKER_00",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我在想是不是選擇或是都沒有那這個我就跟委員報告這個是我們的這個理事要共同要討論之後大家有一個共識然後才說要怎麼樣"},{"start":481.121,"end":506.135,"text":"好反正大家看下禮拜不過另外就是其實我們今天講到是日幣啊因為日幣貶很多今年呢台幣貶也很多日幣也貶很多不過我在這邊呢這當然不是中央銀行的這個職務啦任務我是要幫消費者講一下話日幣貶那麼多但是呢我們日系的商品啊我們現在沒有看到條價耶"},{"start":508.996,"end":530.454,"text":"總裁有沒有注意到我們日系的商品日系的車子日本料理更貴對不對我想你們去吃日本料理有便宜嗎還說什麼日本空運來台也沒有更便宜日系的化妝品也沒有便宜很多家電也沒有便宜所以這個是不是對消費者來講不是不是很合理"},{"start":531.468,"end":559.079,"text":"總裁同不同意?我也覺得同意所以我們其實也應該呼籲我們的進口商他也某一個程度他要反映這個匯率貶值不是說沒有錯我們現在就很多國人就跑到日本去玩大家就這個時候去日本玩最好這個時候去日本採買最好可是我們跟日本進口這麼多的商品可是日系產品聞風味道沒有降價"},{"start":560.74,"end":589.077,"text":"總裁要不要一起譴責一下就說相關部會相關部會就是說共同來來努力對其實你看我們央行覺得有些大家要配合一下政策也會請來了解一下剛剛講嘛請銀行來一下請房仲來一下我覺得我們的相關的這個部會也應該就這種大的這種日系產品我覺得都沒有降價這根本是吃定消費者"},{"start":589.397,"end":589.938,"text":"李崑禾 李委員"}]}},"supported_relations":[],"relations":[]}