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12:05:05","會議時間":"2024-06-06T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第16次全體委員會議（事由：邀請中央銀行楊總裁金龍就「日圓貶值效應會否導致亞洲貨幣競貶，及對台灣經濟影響」進行專題報告，並備質詢；另邀請經濟部列席備詢。\n【6月3日及6日二天一次會】）","gazette":{"lineno":916,"blocks":[["葉委員元之：（11時58分）請總裁，謝謝。"],["主席：請楊總裁。"],["葉委員元之：總裁好。"],["楊總裁金龍：葉委員好。"],["葉委員元之：楊總裁在財經界一言九鼎，你的預測大家都引為圭臬。"],["楊總裁金龍：謝謝委員。"],["葉委員元之：3月的時候，當時你對物價的預測和台電、經濟部不一樣。因為台電預計4月要漲電價，所以總裁預測會造成通膨，當時是說會從1.89%上升到2.16%，所以央行也做了準備，對不對？當時是做升息的準備，國際上很多國家都是降息，但是我們升息。"],["楊總裁金龍：是，對的。"],["葉委員元之：現在電價已經漲了，本席想問一下總裁，因為當時經濟部和你唱反調，經濟部說，總裁，你誤會了，實際上調漲電價不會造成通膨啦！還弄了很多梗圖，甚至說烘焙電也不會有什麼影響。現在新的電價實施了，當然，大家可能還沒有收到帳單啦！可是問題是很多店家已經先前反映，因為他們預期電價會漲，所以他們很多產品都已經漲價，不知道央行有沒有最新的通膨預測？還是跟3月一樣嗎？"],["楊總裁金龍：我跟委員報告，事實上這個統計數據的調查是主計總處，你看看它4月份是下來，是1.95，也就是說它的通膨率是有下來。但是我要跟委員報告的是，我們當時升息的主要的理由，不是說電價調漲馬上通膨就會上來，不是，因為社會上都一直在討論，討論的時候就是會導致通膨的預期，所以中央銀行升息的理由是我們要抑制通膨預期的現象。另外，我們升息事實上也不是只有針對一年，我跟委員報告，在我們的新聞稿裡面強調為什麼要升息，因為我們的通膨從2021年開始連續4年幾乎都超過2%……"],["葉委員元之：總裁，你講的很多新聞都有寫了，主要是民眾擔心未來發展狀況，因為現在電價也逐漸都漲了，接下來也收到帳單了嘛！很多店家都反映了，請問一下，您預估未來通膨還會持續嗎？您未來的預估如何？然後央行的因應作為是什麼？"],["楊總裁金龍：我跟委員報告，事實上我剛剛也有報告過……"],["葉委員元之：簡單講，因為我時間有限。"],["楊總裁金龍：好，事實上通膨現在是有下降，你提到3月份的時候我們通膨的預測是2.16，但是下一季還是會有新的數據，因為主計總處前一次的時候它說……"],["葉委員元之：總裁，那我問一下，為什麼你們或主計處講的數據會跟經濟部預測的不一樣？為什麼？"],["楊總裁金龍：事實上差一點點而已。"],["葉委員元之：差一點點就差很多啊！"],["楊總裁金龍：沒有、沒有，事實上每一個預測的單位……你不要說每一個單位在做預測的時候，大家都是一樣，不可能，因為它會對這個項、對這個項、對這個項，它的看法……"],["葉委員元之：謝謝總裁。再來，我想問一下，也是幫我們年輕朋友問的，年輕朋友在想說到底該不該買房，因為央行不斷地說釋出我們打房的政策，讓年輕人覺得是不是緩一點再買比較好，因為未來房價會低。但是因為財政部有新青安的貸款，蠻多年輕人也利用這個機會趕快去買房子，有媒體報導說這有產生矛盾，所以年輕人到底該不該買呢？對不對？央行告訴我說房價會跌，但是感覺上房市又很熱，所以你有沒有給年輕人什麼建議？"],["楊總裁金龍：如果要講建議的話，因為新青安的期限從30年將要增加到40年，它的頭期5年之內不用還本，而且它有利息上的補貼，那我們只能告訴他財務的規劃要謹慎，為什麼？因為這個期間長，第一個，它的total……"],["葉委員元之：沒有，總裁，可不可以針對我的問題來回答？"],["楊總裁金龍：是啊！就是說……"],["葉委員元之：因為打房嘛！但是現在房市又很熱……"],["楊總裁金龍：你現在就是問我說要不要買房，這個我沒辦法回答。"],["葉委員元之：房價到底會漲還是會跌？"],["楊總裁金龍：這個我也沒辦法回答。"],["葉委員元之：沒辦法回答？"],["楊總裁金龍：對，我沒辦法回答你。"],["葉委員元之：現在央行的措施哪一些會比較達到效果？"],["楊總裁金龍：我都有跟委員報告，6月13號會有理監事會，我們會討論這個問題。"],["葉委員元之：會討論，那現在的腹案是什麼？"],["楊總裁金龍：6月13號就會知道了。"],["葉委員元之：還不能講？"],["楊總裁金龍：我跟委員報告，我們是一個委員會，委員會要聽聽大家……"],["葉委員元之：總裁你個人的想法呢？因為你也是專業的嘛！"],["楊總裁金龍：第一個，我們在10天之內是緘默期，第二個是採委員制的，我現在跟各位說我們的腹案是什麼也沒有多大意義。"],["葉委員元之：我覺得滿有意義的，因為你撇開這個官位也是社會意見領袖啊！"],["楊總裁金龍：不、不、不，我不能違反我們的規定。"],["葉委員元之：好，那你就不用講了，沒什麼好問了，謝謝。"],["楊總裁金龍：謝謝。"],["主席：發言完畢。本次會議作如下決定：一、報告及詢答完畢。二、委員質詢未及答復或請補充資訊，請相關部會於一週內以書面答復，委員另要求期限者從其所定。三、委員陳玉珍所提書面質詢列入紀錄，刊登公報，並請相關部會以書面答復。四、本次會議議程已進行完畢，如果不在場委員補提書面質詢，一併列入紀錄，刊登公報，並請議事人員協助處理。"]],"agenda":{"page_end":274,"meet_id":"委員會-11-1-20-16","speakers":["羅明才","林德福","吳秉叡","賴士葆","郭國文","賴惠員","顏寬恒","李彥秀","王鴻薇","李坤城","黃珊珊","伍麗華Saidhai‧Tahovecahe","王世堅","羅明才","林楚茵","廖先翔","謝衣鳯","葉元之","陳玉珍"],"page_start":229,"meetingDate":["2024-06-06"],"gazette_id":"1135801","agenda_lcidc_ids":["1135801_00004"],"meet_name":"立法院第11屆第1會期財政委員會第16次全體委員會議紀錄","content":"邀邀請中央銀行楊總裁金龍就「日圓貶值效應會否導致亞洲貨幣競貶，及對台灣經濟影響」進行\n專題報告，並備質詢；另邀請經濟部列席備詢","agenda_id":"1135801_00003"}},"transcript":{"pyannote":[{"speaker":"SPEAKER_00","start":2.37659375,"end":3.9797187500000004},{"speaker":"SPEAKER_00","start":5.363468750000001,"end":6.122843750000001},{"speaker":"SPEAKER_00","start":7.152218750000001,"end":7.40534375},{"speaker":"SPEAKER_00","start":8.704718750000001,"end":17.68221875},{"speaker":"SPEAKER_01","start":14.644718750000003,"end":15.302843750000001},{"speaker":"SPEAKER_01","start":16.56846875,"end":19.082843750000002},{"speaker":"SPEAKER_00","start":18.50909375,"end":30.794093750000002},{"speaker":"SPEAKER_01","start":19.99409375,"end":20.21346875},{"speaker":"SPEAKER_01","start":28.094093750000003,"end":28.63409375},{"speaker":"SPEAKER_01","start":30.777218750000003,"end":31.097843750000003},{"speaker":"SPEAKER_00","start":30.97971875,"end":38.252843750000004},{"speaker":"SPEAKER_01","start":38.252843750000004,"end":38.556593750000005},{"speaker":"SPEAKER_00","start":38.556593750000005,"end":43.298468750000005},{"speaker":"SPEAKER_01","start":39.73784375,"end":40.26096875},{"speaker":"SPEAKER_01","start":40.564718750000004,"end":41.03721875},{"speaker":"SPEAKER_01","start":42.53909375,"end":43.315343750000004},{"speaker":"SPEAKER_00","start":43.315343750000004,"end":51.36471875},{"speaker":"SPEAKER_01","start":44.243468750000005,"end":44.85096875},{"speaker":"SPEAKER_01","start":47.56784375,"end":47.58471875},{"speaker":"SPEAKER_01","start":47.618468750000005,"end":48.73221875},{"speaker":"SPEAKER_01","start":51.36471875,"end":51.56721875},{"speaker":"SPEAKER_00","start":51.56721875,"end":78.12846875000001},{"speaker":"SPEAKER_01","start":70.21409375,"end":70.41659375},{"speaker":"SPEAKER_01","start":74.82096875,"end":75.14159375},{"speaker":"SPEAKER_01","start":78.01034375,"end":78.51659375},{"speaker":"SPEAKER_00","start":78.31409375,"end":82.21221875},{"speaker":"SPEAKER_01","start":82.21221875,"end":82.49909375},{"speaker":"SPEAKER_00","start":82.49909375,"end":83.49471875},{"speaker":"SPEAKER_01","start":82.51596875,"end":82.63409375},{"speaker":"SPEAKER_01","start":82.68471875,"end":82.70159375},{"speaker":"SPEAKER_01","start":83.49471875,"end":83.59596875000001},{"speaker":"SPEAKER_00","start":83.59596875000001,"end":83.62971875000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