{"error":false,"id":["154519"],"data":{"IVOD_ID":154519,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/154519","日期":"2024-07-03","會議資料":{"會議代碼":"委員會-11-1-20-20","會議代碼:str":"第11屆第1會期財政委員會第20次全體委員會議","屆":11,"會期":1,"會次":20,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第1會期財政委員會第20次全體委員會議"},"影片種類":"Clip","開始時間":"2024-07-03T12:28:19+08:00","結束時間":"2024-07-03T12:41:09+08:00","影片長度":"00:12:50","支援功能":["ai-transcript","gazette"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/5ad2054f9b7cf4bdcfeb9c26cb16a147cb3f5941fe16862547ffec24bc1a8f64a0e7bbdf4b47cc755ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"羅明才","委員發言時間":"12:28:19 - 12:41:09","會議時間":"2024-07-03T09:00:00+08:00","會議名稱":"立法院第11屆第1會期財政委員會第20次全體委員會議（事由：一、邀請金融監督管理委員會彭主任委員金隆、財政部莊部長翠雲就「如何促進保險業資金擴大參與公共建設，加速建設之推動。」進行專題報告，並備質詢；另邀請中央銀行、國家發展委員會、經濟部、交通部列席備詢。\n二、繼續審查本院委員羅明才等17人擬具「保險法第一百四十六條之四條文修正草案」案。\n【7月3日及4日二天一次會】）","gazette":{"lineno":948,"blocks":[["羅委員明才：（12時28分）主席、各位委員、出列席官員大家好。主席，可不可以請彭主委、國發會、經濟部、交通部。"],["主席：請彭主委、國發會、經濟部、交通部。"],["羅委員明才：主委你好。"],["彭主任委員金隆：委員好。"],["羅委員明才：你上來擔任金管會主委，我覺得這個位子非常重要，本席要送給你兩個禮物，第一個禮物，事情越辯越明，照理說我是在野黨，我來提這個，最開心的是賴清德總統，你想想看為什麼新加坡、杜拜年青人平均薪資可以到臺幣大概10萬元，甚至更多，因為新加坡匯集了全世界很多的投資資金，錢潮滾滾，當然接下來領的薪水也跟著水漲船高，這是很簡單的道理，所以你們講話要小心，搞不好賴總統一直在注意保險法第一百六十四條之四，如果過的話，臺灣股市馬上有機會上看3萬點。今年年底10月5日美國總統選舉答案就要揭曉了，目前川普大概有百分之六、七十以上的支持度，你要調整一下思維喔！很多的報導講川普當選，他是生意人，一定把經濟搞得沸沸揚揚，當美國的資本市場繼續再漲2萬點以上的時候，你想想看，臺灣做好準備了嗎？所以這是本席要送你上臺的第一個禮物，所以今天要討論這個，聰明的政治人物不要站在錯的位子思考事情，今天這個條例如果站在全民、年輕人的立場，大家是舉手贊成的，唯一反對的是誰？各位，王世堅委員剛才講得很清楚，反對的就是保險業者，因為利益沒有了，錢到海外，天高皇帝遠，大家管不到，但是全民希望的是錢回來投資臺灣、根留臺灣。","第二個問題，沒有投資的標的，二十年來，當初這些資金如果沒有出去，台積電外資的持股就不會超過75%以上，反而從另外一個角度來看，每一家保險公司可能手上是滿手的台積電，今天AI的時代來臨，NVIDIA輝達的黃仁勳董事長，他也是臺灣人，連他都想要回到臺灣、要根留臺灣、要把總部放在臺灣的時候，其他的壽險業、其他往外跑的企業，到底心裡在想什麼？好好做嘛！把臺灣做好、做大、做強，讓大家豐衣足食，留在臺灣不是很好嗎？把臺灣變成下一個新加坡，把臺灣變成下一個瑞士，那不是一個很好的場景嗎？主委的看法如何？因為早做晚做起碼都要做，但是有人講一次進來9兆元，立法院有什麼不能協商的？主委你講兩句話，我也會同意你啊！不要調降一半，那調降個10%吧！調降10%回來多少錢？"],["彭主任委員金隆：調降10%的話……"],["羅委員明才：4.5兆元，1%大概4,000多億元。再者，主委如果講一句話，不要一次進來啊！你分批啊！慢慢進來啊！你分10年，我會不同意嗎？我的目的不是叫它一次9兆元都回來，我的目的是站在臺灣年青人的立場，我要幫年青人加薪，如果9兆元回來，年青人薪水沒有往上漲的話，我的薪水全部捐出來。我跟你講，我講這個方法也不是第一天了，第一天我不會講這些事，問題是我在立法院已經30年了，我都知道什麼原因，戲棚下站久了就知道內容重點在哪裡。主委身負重任，你也可以從善如流，過去沒有做的，我們很期盼金管會不只是管理，而是要肩負發展的重責大任，我們希望你提出來的一些方向，包括重大公共建設，也麻煩你聽一下。交通部，國外的例子可以投資當作標的的公建大概有什麼？高速公路可不可以？機場可不可以？你們手上大概有什麼案？我們今天提這個案其實就是一個催化劑，你們20年來統統都不做，你們做點事啊！請問有什麼項目可以提出來讓保險業者投資的？"],["林副司長茂雄：我們交通部促參的案件近五年來總共大概有3,600多億元，平均每年簽約的案件有700多億元，我們並沒有特別排除投資的對象是誰。"],["羅委員明才：有什麼東西可以提出來，大一點的？"],["林副司長茂雄：大一點就是我們附屬機關高公局、鐵道，如果有土地或工程想要促進民間參與，我們都會鼓勵它們提出來，我們每年會統整案件、辦理招商大會對外招商。"],["羅委員明才：整個環島打通的高鐵有沒有可能？"],["林副司長茂雄：如果評估完效益夠，應該也是不無可能。"],["羅委員明才：效益一定夠啊！你要為臺灣的未來十年、二十年來想，我們現在做事是要為以後的子孫來想一些未來的去路，例如兩岸和平，大陸和全世界的觀光客來臺灣，請問他需不需要一條快速的環島高鐵？需不需要？"],["林副司長茂雄：這個超乎我能夠回答的範圍。"],["羅委員明才：很多限制限制了你的思考和回答，但是大家心裡都知道你要講的答案，我們要你多找一些好的案子，多評估一下，提供給其他各部會參考。","另外請國家發展委員會。"],["邱代理處長秋瑩：委員好。"],["羅委員明才：請問你們準備好了嗎？如果這些資金陸陸續續回來，你們有沒有什麼好的案子可以提出？"],["邱代理處長秋瑩：我們正在協同相關部會評估適合促參的案源，特別是要符合壽險業要求的長期與穩健的報酬，例如初步盤點可能有一些比較具有穩定收益的，像是會展中心、污水下水廠，或是具有公益性質的文化場館，我們會優先來推動。"],["羅委員明才：它的收益有沒有辦法OK？"],["邱代理處長秋瑩：還在評估中。"],["羅委員明才：就是大於3.875%，有沒有可能？"],["邱代理處長秋瑩：後續還需要一些評估。"],["羅委員明才：有喔？"],["邱代理處長秋瑩：要再評估。"],["羅委員明才：請教交通部，目前臺灣的高速公路都有收費，算一算投報率是多少？"],["林副司長茂雄：這個資料目前沒有，因為我不是監理它們國道的業務司。"],["羅委員明才：交通部是你們管的，應該要準備。沒關係，請你盤點一下交通部所管得到的、可以提出投報大概超過3.8%以上的，好不好？你把資料拿給主委、拿給財政部長。","彭主委，我很認同你講的讓臺灣成為亞太資產管理中心，這裡面牽涉到很多人才回流的問題，也請部長可以思考一下，國外的資金來、國外的人才來，課稅的問題看能不能鬆綁，我們有些地方課稅課太重了，希望這個部分部長也可以跟主委好好聊一聊，我們大家共同努力，其實就是愛臺灣，把臺灣做強、做大，好不好？"],["彭主任委員金隆：是。報告委員，剛剛提到有關希望保險業加強投資臺灣，我想大家都應該會支持，我們首先要解決案源的問題，剛剛委員提到修法，我們希望有更明確的做法，否則以現在來看，大家就會有這個疑慮，立刻就會有資金的移動、影響到我們資本市場以及壽險業財務健全，我想大家的顧慮應該在這邊。"],["羅委員明才：主委大概想說慢慢來，沒關係啦！二十年統統不做，就從今天當一個起點，也不見得一次要調降一半，分年一次5%，本席也是可以接受。因為時間的關係，你猜得到我要送給你的第二個禮物嗎？"],["彭主任委員金隆：剛剛已經收過一個禮物，滿開心的。"],["羅委員明才：那個是小菜兩三碟，再送你一個禮物，就是當沖降稅，年底就到了，我們趕快把它提通過，讓整個資本市場不要有不確定的因素一直綁在那個地方，你贊不贊同？"],["彭主任委員金隆：我們的立場已經很明確表達給財政部，我們也跟財政部做滿多協商，把我們金管會所主管的職責考慮全部已經提供給財政部，因為是財政部主政，我們會配合它們的時程來辦理。"],["羅委員明才：你贊成當沖降稅繼續延長嗎？"],["彭主任委員金隆：我們贊成維持現在當沖降稅……"],["羅委員明才：幾年？"],["彭主任委員金隆：至於期間的部分是財政部的職權，我們尊重。"],["羅委員明才：本席有提一個延長五年。"],["彭主任委員金隆：我們提的案子是這樣，但是要尊重財政部。"],["羅委員明才：你也是講五年嗎？"],["彭主任委員金隆：是的。"],["羅委員明才：是因為我提，還是你本來就算5年？"],["彭主任委員金隆：我們給的意見是這樣，但是要尊重財政部的職權。"],["羅委員明才：好啦，give 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輝達的黃恩勛董事長他也是台灣人啊連他都想要回到台灣要跟流台灣要把總部放在台灣的時候其他的授權業其他的往外跑的這些企業到底心裡在想什麼好好做嘛把台灣做好做大做強讓大家豐衣足食"},{"start":236.618,"end":256.515,"text":"留在台灣不是很好嗎?把台灣變成下一個新加坡嘛。把台灣變成下一個瑞士嘛。那不是一個很好的場景嗎?所以這是第一個。所以我請教你,你的看法怎麼樣?因為,早做晚做,起碼都要做啦。但是,有人講說一是進來久照,"},{"start":259.346,"end":271.209,"text":"唉 立法院有什麼不能協商的主委你講兩句話我也會同意你啊不要調降一半調降個10%吧調降10%的話回來是多少錢調降10%的話4.5兆那大概一%就是大概4千多億"},{"start":280.936,"end":304.512,"text":"再來,主委你如果講一句話,不要一次進來啊,你分批啊,慢慢進來啊,你分10年,我會不同意嗎?我的目的不是叫他一次9兆都回來啊,我目的是站在台灣年輕人的立場啊,我要幫年輕人加薪啊。如果9兆回來年輕人的薪水沒有往上漲的話,那我的薪水全部捐出來。"},{"start":310.165,"end":336.623,"text":"我全部捐出來我跟你講我講這個方法也不是第一天第一天我不會講這些事問題我在立法院已經30年了我都知道什麼原因大概戲名卡卡顧就是外人就知道那個事情知道那個內容重點是在哪裡所以我也希望主委你身負重任那你也可以從善如流"},{"start":337.963,"end":355.267,"text":"過去沒有做的我們很期盼金管會不是只有管理而是要肩負發展的一個重責大任所以我們希望你提出來的一些方向包括你這重大公共建設所以也麻煩你聽一下請交通部交通部國外的例子可以投資當作標的工建大概有什麼高速公路可不可以"},{"start":368.174,"end":384.504,"text":"機場可不可以你們手上大概有什麼案我們今天提這個案其實就是一個催化劑啦你們20年來通通都不做那你們做點事啊來請問你說有什麼項目可以提出來讓保險業者投資的"},{"start":386.654,"end":408.204,"text":"我們交通部那個復產、民間餐飲的案件大概近5年來總共有3600多億平均每年簽約的案件有700多億那我們並沒有去排除特別去排除說投資的對象是誰所以有什麼東西可以提出來大一點的大一點的就是那個剛剛講的"},{"start":411.701,"end":432.53,"text":"就是我們部署機關包括高工局、鐵道那些他們如果有土地或是工程他想要促進民間參與我們都會鼓勵他們提出來那我們每年會統一的案件然後辦理遭上大會向對外遭上那請問一下整個環島打通的高鐵有沒有可能"},{"start":437.083,"end":459.608,"text":"如果說評估完,可以那個效益夠,應該也是不可能。效益一定夠啊。你要為台灣未來的10年、20年來想嘛。我們現在做事,是要為以後的子孫來想一些未來的去路嘛。比如說,如果兩岸和平,"},{"start":461.192,"end":488.73,"text":"大陸還有全世界的觀光客來台灣請問他需不需要一條快速的環島高鐵?需不需要?這個超乎我能夠回答的範圍很多限制限制了你的思考跟回答但是大家心裡都知道你要講的答案"},{"start":489.907,"end":515.382,"text":"我們希望你多找一些好案子然後多評估一下提供給其他各部會來做參考謝謝另外那請國家發展委員會是委員好請問你們準備好了嗎如果這些資金陸陸續續的回來你們有沒有什麼好的案子可以提出"},{"start":516.321,"end":538.602,"text":"我們正在協同相關部會在評估適合促參的案源特別是要符合那個受險業他們要求的長期穩健的報酬比如說出戶盤點可能有一些比較具有這個穩定收益的像是會展中心、污水下水場或者具有公益性質的像是文化場館這些我們會優先來推動"},{"start":540.523,"end":568.968,"text":"那他的收益有沒有辦法,OK?就是還在評估中大於3.875有沒有可能?就是後續還需要一些評估,是有齁?要再評估,這樣好,再評估一下好,那個交通部我再請教一下就是目前台灣的高速公路他都有收費他算一算,你頭炮率是多少?這個數字我目前沒有因為我不是"},{"start":570.254,"end":599.184,"text":"監理他們這個國道的AOC因為交通部是你們管的啊你們應該要準備好沒關係請你盤點一下交通部所管的到的可以提出超過投報大概是3.8以上的好不好交通部3.8以上投報率你把資料拿給主委拿給財政部長好謝謝那接著還是請主委"},{"start":601.63,"end":627.357,"text":"黃主席,我很認同你講的讓台灣成為亞太的資產管理中心那這裡面牽涉到很多人才要回流的問題也請部長可以思考一下乖資金來、乖的人才來課稅的問題看能不能鬆綁就是我們有一些地方課稅課太重了"},{"start":629.471,"end":644.712,"text":"希望這個部分部長也可以跟主委好好聊一聊我們大家共同努力其實就是愛台灣要把台灣做強做大好不好報告委員剛剛提到就是有關那個"},{"start":646.154,"end":671.085,"text":"希望保險業加強投資財產我想大家都應該會支持那我們當然首先要解決按援的問題再去說這個剛剛委員提到那個修法我們希望有一個更明確的做法否則以現在來看的話大家就會有這個疑慮立刻會有這些那個資金的移動影響到我們的資本市場以及受險業財務健全我想這個大家的顧慮應該是在這邊好 謝謝主委大概想說這慢慢來啦沒關係啦"},{"start":672.285,"end":700.725,"text":"二十年通通不做就從今天當是一個起點也不見得一次要調降一半分年一次5%、5%分析也是可以接受最後因為時間關係我還有第二個禮物要送給你你猜得到嗎?剛剛已經收過一個禮物了蠻開心的那個是小菜兩三碟再送你一個禮物就是當沖降稅年底就到了"},{"start":701.243,"end":726.052,"text":"我們趕快把它提通過讓這個整個資本市場不要有一個不確定的因素一直綁在那個地方你贊不贊同我們的立場已經很明確的表達給財政部我們也跟財政部做做蠻多協商把我們所有有關我們金管會所主管的職責的考慮全部已經提供給那個財政部因為是財政部在主政我們會配合他們的時程來所以主委你贊成嗎"},{"start":726.972,"end":727.072,"text":"當沖降稅繼續延長"},{"start":756.54,"end":761.048,"text":"好,謝謝羅明才、趙薇,請主委回座下一位有請黃國昌委員"}]}},"supported_relations":[],"relations":[]}