{"error":false,"id":["156055"],"data":{"IVOD_ID":156055,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/156055","日期":"2024-10-24","會議資料":{"會議代碼":"委員會-11-2-20-4","會議代碼:str":"第11屆第2會期財政委員會第4次全體委員會議","屆":11,"會期":2,"會次":4,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第2會期財政委員會第4次全體委員會議"},"影片種類":"Clip","開始時間":"2024-10-24T09:45:45+08:00","結束時間":"2024-10-24T09:56:55+08:00","影片長度":"00:11:10","支援功能":["ai-transcript","gazette"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/402373dbe145685b61fa365dbbcbc1b31a854d634de4a24c0c31a177377941b78401a8fd86e0fba65ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"吳秉叡","委員發言時間":"09:45:45 - 09:56:55","會議時間":"2024-10-24T09:00:00+08:00","會議名稱":"立法院第11屆第2會期財政委員會第4次全體委員會議（事由：邀請金融監督管理委員會彭主任委員金隆、財政部莊部長翠雲、中央銀行、國家發展委員會、經濟部、交通部就「政府推動臺灣成為亞洲資產管理中心之具體作為暨如何協助金融科技及新創產業籌資現況與未來發展」進行專題報告，並備質詢。）","transcript":{"pyannote":[{"speaker":"SPEAKER_01","start":0.03096875,"end":0.35159375000000004},{"speaker":"SPEAKER_01","start":3.54096875,"end":3.99659375},{"speaker":"SPEAKER_01","start":4.148468750000001,"end":5.127218750000001},{"speaker":"SPEAKER_01","start":5.56596875,"end":6.42659375},{"speaker":"SPEAKER_01","start":7.06784375,"end":7.72596875},{"speaker":"SPEAKER_01","start":8.282843750000001,"end":9.41346875},{"speaker":"SPEAKER_01","start":10.392218750000001,"end":12.56909375},{"speaker":"SPEAKER_01","start":12.805343750000002,"end":13.767218750000001},{"speaker":"SPEAKER_01","start":14.037218750000001,"end":15.218468750000003},{"speaker":"SPEAKER_01","start":15.404093750000001,"end":16.19721875},{"speaker":"SPEAKER_00","start":16.652843750000002,"end":17.00721875},{"speaker":"SPEAKER_01","start":17.14221875,"end":21.816593750000003},{"speaker":"SPEAKER_01","start":22.37346875,"end":25.39409375},{"speaker":"SPEAKER_01","start":26.035343750000003,"end":27.63846875},{"speaker":"SPEAKER_01","start":27.942218750000002,"end":30.81096875},{"speaker":"SPEAKER_01","start":31.249718750000003,"end":32.869718750000004},{"speaker":"SPEAKER_01","start":33.274718750000005,"end":35.09721875},{"speaker":"SPEAKER_01","start":35.87346875,"end":39.197843750000004},{"speaker":"SPEAKER_01","start":39.48471875,"end":40.42971875},{"speaker":"SPEAKER_01","start":40.767218750000005,"end":43.095968750000004},{"speaker":"SPEAKER_01","start":43.43346875,"end":46.470968750000004},{"speaker":"SPEAKER_01","start":47.01096875,"end":48.360968750000005},{"speaker":"SPEAKER_01","start":49.05284375,"end":49.87971875},{"speaker":"SPEAKER_01","start":50.50409375,"end":51.094718750000006},{"speaker":"SPEAKER_01","start":51.837218750000005,"end":52.697843750000004},{"speaker":"SPEAKER_01","start":52.95096875,"end":55.634093750000005},{"speaker":"SPEAKER_01","start":56.393468750000004,"end":56.899718750000005},{"speaker":"SPEAKER_01","start":58.24971875000001,"end":59.56596875},{"speaker":"SPEAKER_01","start":60.40971875,"end":60.78096875000001},{"speaker":"SPEAKER_01","start":61.82721875,"end":62.822843750000004},{"speaker":"SPEAKER_01","start":63.61596875,"end":64.54409375},{"speaker":"SPEAKER_01","start":65.26971875000001,"end":67.48034375},{"speaker":"SPEAKER_01","start":68.34096875,"end":68.67846875000001},{"speaker":"SPEAKER_01","start":69.38721875,"end":71.07471875},{"speaker":"SPEAKER_01","start":71.54721875,"end":72.25596875000001},{"speaker":"SPEAKER_01","start":73.58909375,"end":76.52534375},{"speaker":"SPEAKER_01","start":77.04846875,"end":78.61784375},{"speaker":"SPEAKER_01","start":79.22534375000001,"end":80.79471875},{"speaker":"SPEAKER_01","start":80.94659375,"end":81.16596875},{"speaker":"SPEAKER_01","start":81.25034375,"end":84.13596875},{"speaker":"SPEAKER_01","start":84.60846875,"end":85.18221875},{"speaker":"SPEAKER_01","start":85.90784375000001,"end":87.10596875},{"speaker":"SPEAKER_01","start":87.78096875,"end":89.87346875},{"speaker":"SPEAKER_01","start":90.31221875,"end":90.76784375000001},{"speaker":"SPEAKER_01","start":91.13909375,"end":92.48909375000001},{"speaker":"SPEAKER_01","start":92.69159375000001,"end":95.66159375000001},{"speaker":"SPEAKER_00","start":92.92784375000001,"end":92.94471875},{"speaker":"SPEAKER_01","start":97.23096875,"end":97.85534375},{"speaker":"SPEAKER_01","start":98.44596875,"end":101.19659375},{"speaker":"SPEAKER_01","start":101.44971875,"end":103.22159375000001},{"speaker":"SPEAKER_01","start":103.87971875000001,"end":108.19971875},{"speaker":"SPEAKER_01","start":108.89159375000001,"end":111.43971875000001},{"speaker":"SPEAKER_01","start":111.89534375000001,"end":114.12284375},{"speaker":"SPEAKER_01","start":114.40971875000001,"end":115.60784375},{"speaker":"SPEAKER_01","start":115.86096875000001,"end":117.71721875},{"speaker":"SPEAKER_01","start":118.10534375,"end":119.10096875},{"speaker":"SPEAKER_01","start":119.50596875000001,"end":121.00784375},{"speaker":"SPEAKER_01","start":121.39596875000001,"end":122.07096875},{"speaker":"SPEAKER_01","start":122.99909375000001,"end":124.33221875000001},{"speaker":"SPEAKER_01","start":125.15909375000001,"end":126.47534375000001},{"speaker":"SPEAKER_01","start":127.38659375,"end":129.05721875},{"speaker":"SPEAKER_01","start":129.29346875000002,"end":131.41971875000002},{"speaker":"SPEAKER_01","start":131.43659375000001,"end":133.59659375},{"speaker":"SPEAKER_01","start":134.22096875,"end":142.42221875},{"speaker":"SPEAKER_00","start":138.49034375000002,"end":138.54096875000002},{"speaker":"SPEAKER_01","start":142.84409375,"end":145.98284375},{"speaker":"SPEAKER_01","start":146.30346875,"end":152.42909375000002},{"speaker":"SPEAKER_00","start":151.45034375,"end":158.14971875},{"speaker":"SPEAKER_00","start":158.53784375,"end":162.09846875000002},{"speaker":"SPEAKER_00","start":162.50346875,"end":166.13159375},{"speaker":"SPEAKER_00","start":166.28346875,"end":168.34221875},{"speaker":"SPEAKER_00","start":168.83159375000002,"end":170.08034375},{"speaker":"SPEAKER_00","start":170.43471875,"end":175.93596875},{"speaker":"SPEAKER_00","start":176.27346875,"end":177.15096875},{"speaker":"SPEAKER_00","start":177.45471875,"end":179.29409375},{"speaker":"SPEAKER_00","start":179.91846875000002,"end":181.01534375},{"speaker":"SPEAKER_00","start":181.09971875000002,"end":184.62659375},{"speaker":"SPEAKER_00","start":184.96409375000002,"end":187.93409375000002},{"speaker":"SPEAKER_00","start":188.25471875000002,"end":191.59596875000003},{"speaker":"SPEAKER_00","start":192.49034375000002,"end":194.36346875},{"speaker":"SPEAKER_00","start":194.76846875,"end":197.55284375000002},{"speaker":"SPEAKER_00","start":198.00846875000002,"end":203.59409375},{"speaker":"SPEAKER_00","start":204.04971875,"end":206.56409375},{"speaker":"SPEAKER_00","start":206.76659375000003,"end":207.50909375},{"speaker":"SPEAKER_00","start":207.93096875,"end":210.34409375},{"speaker":"SPEAKER_00","start":210.46221875,"end":212.58846875},{"speaker":"SPEAKER_00","start":212.84159375000002,"end":216.45284375000003},{"speaker":"SPEAKER_00","start":216.53721875000002,"end":218.19096875000002},{"speaker":"SPEAKER_00","start":218.62971875000002,"end":219.01784375000003},{"speaker":"SPEAKER_00","start":219.45659375000002,"end":222.89909375000002},{"speaker":"SPEAKER_00","start":223.06784375,"end":228.18096875},{"speaker":"SPEAKER_00","start":228.40034375000002,"end":233.41221875000002},{"speaker":"SPEAKER_00","start":233.81721875000002,"end":237.27659375000002},{"speaker":"SPEAKER_00","start":237.36096875,"end":238.91346875000002},{"speaker":"SPEAKER_00","start":239.20034375,"end":241.76534375000003},{"speaker":"SPEAKER_00","start":242.08596875,"end":242.86221875},{"speaker":"SPEAKER_00","start":243.11534375000002,"end":249.78096875000003},{"speaker":"SPEAKER_00","start":250.01721875,"end":252.16034375},{"speaker":"SPEAKER_00","start":252.31221875000003,"end":253.18971875000003},{"speaker":"SPEAKER_00","start":253.42596875,"end":257.03721875},{"speaker":"SPEAKER_00","start":257.47596875,"end":259.07909375},{"speaker":"SPEAKER_00","start":259.38284375,"end":262.55534375},{"speaker":"SPEAKER_00","start":262.79159375,"end":265.57596875},{"speaker":"SPEAKER_00","start":265.82909375,"end":266.79096875},{"speaker":"SPEAKER_00","start":266.89221875000004,"end":272.69721875},{"speaker":"SPEAKER_00","start":273.05159375,"end":278.11409375},{"speaker":"SPEAKER_00","start":278.19846875,"end":279.78471875},{"speaker":"SPEAKER_00","start":279.95346875,"end":282.80534375},{"speaker":"SPEAKER_00","start":283.09221875000003,"end":286.04534375000003},{"speaker":"SPEAKER_00","start":286.29846875000004,"end":286.92284375},{"speaker":"SPEAKER_00","start":287.07471875000005,"end":292.06971875},{"speaker":"SPEAKER_00","start":292.49159375,"end":297.77346875},{"speaker":"SPEAKER_00","start":298.14471875000004,"end":308.21909375},{"speaker":"SPEAKER_00","start":308.25284375,"end":309.58596875},{"speaker":"SPEAKER_00","start":309.95721875000004,"end":310.54784375},{"speaker":"SPEAKER_01","start":310.14284375,"end":310.39596875},{"speaker":"SPEAKER_01","start":310.88534375,"end":313.34909375},{"speaker":"SPEAKER_01","start":313.85534375000003,"end":314.83409375},{"speaker":"SPEAKER_01","start":315.10409375,"end":316.31909375000004},{"speaker":"SPEAKER_01","start":316.82534375,"end":319.23846875000004},{"speaker":"SPEAKER_01","start":319.45784375,"end":320.80784375},{"speaker":"SPEAKER_01","start":321.31409375000004,"end":321.71909375},{"speaker":"SPEAKER_01","start":322.47846875000005,"end":323.49096875000004},{"speaker":"SPEAKER_01","start":324.28409375,"end":325.04346875000005},{"speaker":"SPEAKER_01","start":325.88721875000005,"end":327.49034375},{"speaker":"SPEAKER_01","start":327.86159375,"end":330.42659375},{"speaker":"SPEAKER_00","start":331.27034375,"end":334.79721875},{"speaker":"SPEAKER_01","start":332.50221875,"end":337.59846875},{"speaker":"SPEAKER_01","start":337.90221875000003,"end":347.01471875000004},{"speaker":"SPEAKER_01","start":347.30159375,"end":364.66596875000005},{"speaker":"SPEAKER_00","start":348.38159375000004,"end":348.97221875},{"speaker":"SPEAKER_00","start":364.66596875000005,"end":365.05409375000005},{"speaker":"SPEAKER_00","start":365.44221875000005,"end":366.16784375000003},{"speaker":"SPEAKER_00","start":366.38721875000005,"end":367.19721875000005},{"speaker":"SPEAKER_00","start":367.53471875,"end":369.30659375000005},{"speaker":"SPEAKER_00","start":369.84659375,"end":370.16721875},{"speaker":"SPEAKER_00","start":370.53846875000005,"end":378.97596875000005},{"speaker":"SPEAKER_01","start":378.16596875000005,"end":381.65909375},{"speaker":"SPEAKER_00","start":381.65909375,"end":386.38409375000003},{"speaker":"SPEAKER_00","start":386.53596875000005,"end":390.11346875000004},{"speaker":"SPEAKER_00","start":390.45096875,"end":393.43784375},{"speaker":"SPEAKER_00","start":393.72471875,"end":396.17159375},{"speaker":"SPEAKER_00","start":396.28971875,"end":407.79846875000004},{"speaker":"SPEAKER_01","start":406.95471875000004,"end":408.99659375000005},{"speaker":"SPEAKER_00","start":408.99659375000005,"end":409.26659375},{"speaker":"SPEAKER_00","start":409.73909375000005,"end":420.20159375000003},{"speaker":"SPEAKER_00","start":420.30284375,"end":429.48284375000003},{"speaker":"SPEAKER_00","start":430.54596875000004,"end":434.25846875},{"speaker":"SPEAKER_00","start":434.73096875000005,"end":436.55346875000004},{"speaker":"SPEAKER_00","start":436.97534375000004,"end":437.58284375000005},{"speaker":"SPEAKER_00","start":438.19034375,"end":442.13909375000003},{"speaker":"SPEAKER_00","start":442.25721875000005,"end":449.19284375},{"speaker":"SPEAKER_00","start":449.34471875,"end":460.71846875000006},{"speaker":"SPEAKER_01","start":460.09409375,"end":460.49909375000004},{"speaker":"SPEAKER_01","start":460.71846875000006,"end":471.58596875},{"speaker":"SPEAKER_00","start":464.39721875000004,"end":464.73471875},{"speaker":"SPEAKER_00","start":469.49346875000003,"end":470.05034375},{"speaker":"SPEAKER_01","start":471.77159375,"end":473.32409375000003},{"speaker":"SPEAKER_00","start":473.47596875000005,"end":480.42846875000004},{"speaker":"SPEAKER_00","start":481.15409375,"end":483.73596875000004},{"speaker":"SPEAKER_00","start":483.83721875000003,"end":485.92971875},{"speaker":"SPEAKER_00","start":486.43596875000003,"end":492.86534375},{"speaker":"SPEAKER_01","start":492.12284375,"end":511.34346875000006},{"speaker":"SPEAKER_00","start":503.85096875000005,"end":504.00284375},{"speaker":"SPEAKER_00","start":506.14596875,"end":506.39909375},{"speaker":"SPEAKER_00","start":508.23846875000004,"end":509.60534375000003},{"speaker":"SPEAKER_01","start":511.47846875000005,"end":515.1909687500001},{"speaker":"SPEAKER_01","start":515.54534375,"end":520.4053437499999},{"speaker":"SPEAKER_01","start":520.72596875,"end":523.27409375},{"speaker":"SPEAKER_01","start":523.39221875,"end":527.9990937499999},{"speaker":"SPEAKER_00","start":527.9990937499999,"end":528.01596875},{"speaker":"SPEAKER_01","start":528.01596875,"end":528.03284375},{"speaker":"SPEAKER_00","start":528.03284375,"end":534.95159375},{"speaker":"SPEAKER_01","start":534.39471875,"end":536.87534375},{"speaker":"SPEAKER_00","start":535.93034375,"end":543.10221875},{"speaker":"SPEAKER_00","start":543.3215937500001,"end":546.88221875},{"speaker":"SPEAKER_00","start":547.18596875,"end":550.8647187500001},{"speaker":"SPEAKER_00","start":551.1515937500001,"end":561.5803437500001},{"speaker":"SPEAKER_01","start":560.55096875,"end":584.85096875},{"speaker":"SPEAKER_00","start":566.45721875,"end":566.8959687500001},{"speaker":"SPEAKER_00","start":571.24971875,"end":573.91596875},{"speaker":"SPEAKER_00","start":584.4797187500001,"end":592.2084687500001},{"speaker":"SPEAKER_00","start":592.5122187500001,"end":595.0434687500001},{"speaker":"SPEAKER_00","start":595.3303437500001,"end":598.5703437500001},{"speaker":"SPEAKER_00","start":598.92471875,"end":602.14784375},{"speaker":"SPEAKER_00","start":602.3334687500001,"end":604.96596875},{"speaker":"SPEAKER_00","start":605.1515937500001,"end":610.73721875},{"speaker":"SPEAKER_01","start":610.73721875,"end":610.75409375},{"speaker":"SPEAKER_00","start":610.75409375,"end":610.7709687500001},{"speaker":"SPEAKER_01","start":610.7709687500001,"end":615.22596875},{"speaker":"SPEAKER_01","start":616.1372187500001,"end":617.62221875},{"speaker":"SPEAKER_01","start":617.8415937500001,"end":618.85409375},{"speaker":"SPEAKER_01","start":619.2422187500001,"end":635.79659375},{"speaker":"SPEAKER_00","start":621.2334687499999,"end":622.81971875},{"speaker":"SPEAKER_00","start":635.47596875,"end":637.8047187500001},{"speaker":"SPEAKER_01","start":637.14659375,"end":644.74034375},{"speaker":"SPEAKER_00","start":641.0109687500001,"end":641.66909375},{"speaker":"SPEAKER_00","start":643.8797187499999,"end":644.6728437500001},{"speaker":"SPEAKER_01","start":645.1115937500001,"end":646.05659375},{"speaker":"SPEAKER_00","start":646.05659375,"end":646.15784375},{"speaker":"SPEAKER_01","start":646.15784375,"end":646.5122187500001},{"speaker":"SPEAKER_00","start":646.5122187500001,"end":659.50596875},{"speaker":"SPEAKER_01","start":655.62471875,"end":657.97034375},{"speaker":"SPEAKER_01","start":660.1303437500001,"end":661.2609687500001},{"speaker":"SPEAKER_01","start":662.45909375,"end":664.33221875},{"speaker":"SPEAKER_01","start":664.48409375,"end":665.6653437500001}],"whisperx":[{"start":3.551,"end":27.342,"text":"主委早這個議題其實已經談了很多年了那其中有一個部分的原因我大概跟你分享一下看看你認不認同中國自從接受了香港之後他對香港這樣子的打壓早年香港是亞洲的金融中心所以有很多的"},{"start":28.055,"end":56.603,"text":"金融界、全世界金融界的人才很多到香港去工作那因為以前中國他是是一個不自由的地方大家對於馬上進到中國也有一些憂慮所以他就是停留在香港然後再尋找各個附近的國家的投資機會那主要當然也是中國可是自從這個香港被中國政府現在這樣子高壓然後就是"},{"start":58.551,"end":84.87,"text":"從反送中之後那很多人認為香港這個金融中心的地位會慢慢失去了那他原來管理了很多的資產會四處跑目前為止受惠最多的當然是新加坡他收到了最多的資金跟收到最多的人才那當然他的背景藝術有很多嘛就剛剛你講的法令"},{"start":85.953,"end":95.465,"text":"管的太遠的地方如果你鉅細靡遺那大概很難把這個工作做得很好第二個它是必須要是一個很國際化的地方"},{"start":97.321,"end":125.982,"text":"所以就拿你今天這個議題臺灣做亞洲資產管理中心我們其實也是某一個角度也是希望香港的這些人才或是資金能夠有一部分來到臺灣當然不可能全部一部分來到臺灣我們也是希望能夠在香港在沒落的過程中說比較難聽一點我們也分一杯羹這個狀況之下可能就是要比較"},{"start":127.463,"end":142.13,"text":"香港、新加坡跟臺灣各有哪些優劣的條件剛剛你跟林委員對話我也是聽到說你有提到有一些優勢有一些劣勢可不可以講得更清楚你認為臺灣在成為亞洲資產管理中心"},{"start":142.91,"end":169.775,"text":"也就是希望能夠吸引這些世界金融這些服務人才以及這些產業來到臺灣有何優勢呢臺灣有何優勢剛剛委員提到確實整個國際特別是亞洲的金融中心之間的更迭是確實是我們看到非常顯著包括像比如說日本他們所考慮的也大概是這樣一個角度為什麼在這個時候提出因為資金板塊在移動"},{"start":171.155,"end":191.283,"text":"臺灣這時候也是個機會除了這個是天時以外另外還可以非常重要剛剛委員提到說臺灣有什麼優勢臺灣有什麼劣勢其實相較之下過去比如說比如說我們的租稅因為我們有臺灣有多元的產業不太可能獨厚金融業所以這部分是我們有特有的我們這個不太可能像新加坡比如說他完全沒有一證稅比如他的所得稅能夠"},{"start":192.503,"end":217.746,"text":"到這樣的程度我想大概臺灣再怎麼努力我覺得都是我們先天不容易做到再比如說匯率好了匯率他們是盯緊美元所以他進出非常的容易但臺灣不可能央行在過去呢我想副總裁在這邊都知道臺灣有多元的產業他對匯率有不同的需求所以我們也不可能是向他做到這一點再來他們都有很重要的就是語言過去因為殖民地的關係所以在這邊他有先天的優勢"},{"start":218.687,"end":241.152,"text":"但是如果我們還是拿這樣的角度說完全要租稅還是要匯率還是要語言的話我覺得我們再10年也做不到他這個地步所以我們這是非常非常務實的盤點說臺灣有什麼臺灣有三大優勢非常重要第一個我們有非常獨特而且有競爭力的世界級的產業還有衍生出來很多投資機會這讓國際的很多的資本很想進臺灣"},{"start":243.694,"end":253.883,"text":"臺灣有非常多金人的財富臺灣在過去整個經濟發展的過程當中其實臺灣累積了非常多的財富可惜這些財富都不在臺灣在被管理著臺灣最近幾年有非常強勁的投資動能"},{"start":257.526,"end":284.722,"text":"就大家可以看我們的ETF這已經是比如說它的滲透率是幾乎亞洲第一還有很多的地方我們都看到臺灣最近的動能還有就是我們的很多的經濟的指數指標都是相較於20年前不可同日而語我想這些都已經在國際上面對臺灣的投資有高度的這樣的一個關注跟認同像比如這次我們談的雙掛牌也是非常有興趣因為很多人對投資臺灣非常有興趣我想資金是多元的所以我們就來發揮這些優勢"},{"start":286.323,"end":287.924,"text":"聽你剛剛這樣講我舉個例子臺積電如果照美國的"},{"start":317.418,"end":328.897,"text":"這個標準他已經是破兆元的這個美元的產業了那像這樣子的產業人家在美國買就好了啊我有必要跑到你臺灣來買你臺灣的台積電嗎"},{"start":331.271,"end":347.244,"text":"確實"},{"start":347.244,"end":365.384,"text":"吳秉"},{"start":365.504,"end":366.525,"text":"就是他來到臺灣去尋找未來的保障"},{"start":381.795,"end":382.135,"text":"那這樣子有需要設金融特區嗎?"},{"start":409.844,"end":429.267,"text":"跟委員報告這是不是特區大家都以為我們設一個所謂的租稅天堂其實沒有各位剛才聽出來就是說特區是因為日本用這個名詞大家想到就是喔又是個租稅天堂其實沒有我們剛才叫做專區聚落聚集我們透過行政措施希望這些能夠聚落形成一個聚集就像我們影資一樣所以我們是"},{"start":430.555,"end":449.428,"text":"吳秉"},{"start":449.528,"end":451.309,"text":"所以我是說這個金融專區有必要一定要設嗎?"},{"start":473.847,"end":491.041,"text":"其實跟委員報告假設如果說有注意到的話臺灣很多的機構法人機構投資人或是這些高資產淨值他每年還是要到這個比如說到海外這個因為他很多地方很多的東西還是要實體的服務這個東西因為特別牽涉到複雜的資產管理的時候不是只是買賣股票那麼簡單"},{"start":491.761,"end":514.752,"text":"所以這個就是我們要提升當然我知道不是只有買賣股票我是舉這個為例所以有的事情其實不用到裡面現在就可以做了就舉剛剛你的例子說鬆綁法令是一個很重要的工作那這鬆綁法令當然不是只有特區啊你這個鬆綁法令是對全臺灣的啊那這樣子的話我在想說那我舉個例子我如果在新北市我也建了一個"},{"start":515.672,"end":519.254,"text":"其實專區的概念就是它實際上介於虛擬跟實體之間但是一定要先有個聚落開始"},{"start":534.721,"end":560.212,"text":"這樣比較容易吸引國際人才對 像比如我們到新加坡新加坡也不是一個點等於說它有很多很多這個聚集以後人家就會往那邊移動像比如我們去看像比如國際上那個百慕達就是個很典型的例子你看到的地方就是一個島但是它裡面聚集了很多很多人這就是一個聚落的概念這很多時候我們這是全面推動各種計畫實際上有實體有虛擬有各式各樣我們只是希望說地方來一起發力地方一起來努力"},{"start":560.632,"end":582.502,"text":"我瞭解你意思說就等於是聚落我們譬如說我們要大量採購我就是要去大賣場那當然每一個地方都可能有門市7-11這種你也可以網購你也可以外送對都可以但是我如果想像說我要去找一個這樣的地方的時候我就要一個群聚的地方那其實就是類似大賣場的概念你的意思說現在這個專區的意思是這樣的意思"},{"start":585.083,"end":585.383,"text":"這是一個很大的議題那其實"},{"start":614.014,"end":614.542,"text":"也非常的複雜"},{"start":616.852,"end":644.366,"text":"簡單來講也很困難要很努力也不一定有成績我們來嘗試看看時間過去大家能夠努力到看到一些成果臺灣人本身就很有錢啊臺灣人本身現在就是你說剛剛講到說為什麼會有那個發行ETF的時候會那麼多因為資金很多不知道去哪裡投資啊就是我們希望創造更多的投資標的這也是造成我們房市一直飆漲的另外一個原因啊會賺的錢我不知道錢放在哪裡我又怕貶值對所以"},{"start":645.186,"end":645.946,"text":"謝謝吳秉瑞委員謝謝彭主委接著我們請郭國恩委員"}]},"gazette":{"lineno":245,"blocks":[["吳委員秉叡：（9時45分）主席，麻煩請金管會彭主委。"],["主席：請彭主委。"],["彭主任委員金隆：委員早。"],["吳委員秉叡：主委早。這個議題其實已經談了很多年了，其中有一個部分的原因，我大概跟你分享一下，看看你認不認同。"],["彭主任委員金隆：謝謝。"],["吳委員秉叡：中國自從接收了香港之後對香港這樣子的打壓，早年香港是亞洲的金融中心，所以全世界金融界的人才有很多都到香港去工作，因為以前中國是一個不自由的地方，大家對於馬上進到中國也有一些憂慮，所以就是停留在香港，然後再尋找附近國家的投資機會，主要當然也是中國。可是自從香港被中國政府現在這樣子高壓，在反送中之後，很多人認為香港這個金融中心的地位會慢慢失去，它原來管理的很多資產會四處跑，目前為止，受惠最多的當然是新加坡，收到了最多的資金及收到最多的人才，當然它的背景因素有很多，就剛剛你講的，法令管得太嚴的地方，如果你鉅細靡遺，大概很難把這個工作做得很好。第二個，它必須要是一個很國際化的地方。","所以就拿今天這個議題，臺灣做為亞洲資產管理中心，某個角度我們其實也是希望香港的這些人才或是資金能夠有一部分來到臺灣，當然不可能全部啦，一部分來到臺灣，我們也是希望在香港沒落的過程中，說得難聽一點啦，我們也分一杯羹嘛，在這個狀況之下，可能就是要比較香港、新加坡跟臺灣各有哪些優劣條件。剛剛你跟林委員的對話中，我聽到你提到有一些優勢、有一些劣勢，可不可以講得更清楚，你認為臺灣在成為亞洲資產管理中心，也就是希望能夠吸引這些世界金融服務人才以及這些產業來到臺灣有何優勢呢？臺灣有何優勢？"],["彭主任委員金隆：是，謝謝委員。剛剛委員提到，確實，整個國際，特別是亞洲金融中心之間的更迭，確實我們看到是非常顯著，包括比如日本他們所考慮的也大概是這樣的角度，為什麼在這個時候提出？因為資金板塊在移動，我想臺灣這時候也是個機會，除了這個天時以外，另外還有一個非常重要，剛剛委員提到臺灣有什麼優勢、臺灣有什麼劣勢？其實相較之下，過去比如說我們的租稅，因為我們臺灣有多元的產業，不太可能獨厚金融業，這部分是我們特有的，我們不太可能像新加坡，比如它完全沒有遺贈稅，比如它的所得稅能夠到這樣一個程度，我想大概臺灣再怎麼努力，我覺得都是我們先天不容易做到的。再來比如說匯率好了，匯率他們是盯緊美元，所以進出非常的容易，但臺灣不可能，央行在過去，副總裁在這邊，都知道臺灣有多元的產業，對匯率也有不同的需求，所以我們也不可能像它一樣做到這一點。再來，很重要的就是語言，過去因為殖民地的關係，所以在這方面它有先天的優勢。但是如果我們還是拿這樣的角度說完全要有租稅或匯率或語言的話，我覺得我們再10年也做不到它這個地步，所以我們這次非常非常務實的盤點臺灣有什麼，臺灣有三大優勢非常重要，第一個，我們有非常獨特且具競爭力的世界級產業，還有衍生出來很多投資機會，這讓國際的很多資本很想進臺灣。第二個，我們臺灣有非常多驚人的財富，就是臺灣在過去整個經濟發展的過程當中，其實臺灣累積了非常多的財富，可惜這些財富都不在臺灣，在被管理著。再來第三個，臺灣最近幾年有非常強勁的投資動能，大家可以看我們的ETF，比如它的滲透率幾乎是亞洲第一，還有在很多地方我們都看到臺灣最近的動能，還有就是我們很多的經濟指數指標相較於20年前都不可同日而語，我想這些都已經在國際上面對臺灣的投資有高度的的關注跟認同，比如對這次臺灣的雙掛牌也非常有興趣，很多人對投資臺灣非常有興趣。","我想資金是多元的，所以我們就來發揮這些優勢，至於那些劣勢，我們儘量去改善它，但是我們的優勢要把它強化，所以我們覺得這件事情我們是朝這個方向來走。各位剛才有聽出來，我們的TISA就先轉個彎，我們先不要跟財政部再要一個什麼額外的，我覺得我們現有的租稅優惠就很有優勢，我覺得就可以先來發展，類似像這樣，我覺得這個概念推動，我們一步步往前走，大概是這樣。"],["吳委員秉叡：聽你剛剛這樣講，那我舉一個例子啦，台積電如果照美國的標準，已經是破兆美元的產業了，像這樣子的產業，人家在美國買就好了，有必要跑到臺灣來買臺灣的台積電嗎？"],["彭主任委員金隆：台積電只是其中一個指標……"],["吳委員秉叡：我舉一個這樣的例子啦，因為資本是自由化，全世界的資本在移動，臺灣人要去買美國的股票，要去買日本的股票，要買全世界其他公司的股票，如果是在自由經濟市場其實都不困難。"],["彭主任委員金隆：確實，但是假設以台積電……"],["吳委員秉叡：所以相對的，人家要來臺灣投資臺灣的這一些，你剛剛講的第一個優勢，我們有非常壯大的、很好的公司，這個我也承認，我也同意，但是問題是有必要一定要來嗎？我可以從日本買、從美國買，從其他國家也可以買臺灣的股票啊！"],["彭主任委員金隆：是，誠如委員剛剛提到的，台積電這麼成熟的標的，在資本市場大家都可以買得到，但是因為台積電衍生出來的很多產業在臺灣，你非得要到臺灣來才有辦法找到……"],["吳委員秉叡：就是他來到臺灣去尋找未來的寶藏？"],["彭主任委員金隆：所以我們會開放多元的投資，像剛才講的比如說我們的創投PE，還有些在已經成熟標的之前的那些，我們要把它找出來，成為機構投資人、機構法人投資的標的，一般民眾投資當是投資成熟的標的，所以資產管理的概念就是說，不是只有看到的股市，還有全面的投資機會，我們希望引入資金來投資臺灣這些技術產業，能夠能夠有第二家、第三家台積電……"],["吳委員秉叡：這樣有需要設金融特區嗎？"],["彭主任委員金隆：跟委員報告，這次不是特區，大家都以為我們設一個所謂租稅天堂，其實沒有，各位剛才聽出來，特區是因為日本用這個名詞，大家想到的是又是個租稅天堂，其實沒有，我們剛才叫做專區、聚落、聚集，我們透過行政措施，希望這些能夠聚落形成一個聚集，就像我們引資一樣。像剛才我們講的，我們過去從來都沒有做過這件事情，比如說我們把我們的OBU實體化，然後也有人批評說，我到新加坡是因為有些它特殊的地方，如果說我們把OBU變成OAMU，在高雄港區有個實質的服務，它可以做境外的資產，但是在境內提供服務，是我境內的臺灣人幫你在做境外的這樣一個資產，還有很多我們的國營在新加坡、在香港、在其他國家都設有分支機構……"],["吳委員秉叡：是，我就是這個意思，我的意思是說，譬如我舉個例子，我是住新北市的新莊，我在新北市也可以，我不一定要跑到高雄去啊！"],["彭主任委員金隆：是，這個未來……"],["吳委員秉叡：所以我是說這個金融專區有必要一定要設嗎？"],["彭主任委員金隆：其實跟委員報告，如果有注意到的話，臺灣很多的機構法人、機構投資人或是這些高資產淨值，他們每年還是要到海外，因為很多東西還是要實體的服務，特別牽涉到複雜的資產管理的時候，不是只是買賣股票那麼簡單，所以這就是我們要提升……"],["吳委員秉叡：當然，我知道不是只有買賣股票，我是舉這個為例，有的事情其實不用到裡面，現在就可以做了啊，就舉剛剛你的例子，鬆綁法令是一個很重要的工作……"],["彭主任委員金隆：是的。"],["吳委員秉叡：鬆綁法令當然不是只有特區，這個鬆綁法令一定是對全臺灣的啊，對不對？"],["彭主任委員金隆：是的，對。"],["吳委員秉叡：這樣子的話，我在想說，我舉個例子，我如果在新北市也建了一個很大的商辦大樓，然後我也找了很多的人才來做這些資產管理跟資產投資，那麼有什麼理由一定要弄到一個專區裡面去呢？"],["彭主任委員金隆：是啊，其實專區的概念就是它實際上介於虛擬跟實體之間，但是一定要先有個聚落開始，比如說，假設……"],["吳委員秉叡：這樣比較容易吸引國際人才，是不是？"],["彭主任委員金隆：對，像比如我們到新加坡，新加坡也不是一個點，是它有很多很多的聚集以後，人家就會往那邊移動，比如國際上那個百慕達就是個很典型的例子，你看那個地方就是一個島，但是裡面聚集了很多很多人，這就是一個聚落的概念，我們這一次全面推動各種計畫，實際上有實體、有虛擬，有各式各樣的，我們只是希望地方來一起發力，地方一起來努力，因為重要的是……"],["吳委員秉叡：我瞭解，你的意思是說，這等於是聚落，譬如說我們要大量採購，我就是要去大賣場……"],["彭主任委員金隆：是，就是說……"],["吳委員秉叡：當然每一個地方都可能有門市，像7-11這種……"],["彭主任委員金隆：你也可以網購，你也可以外送……"],["吳委員秉叡：都可以，但是我如果想像要去找一個這樣的地方的時候，我就要有一個群聚的地方，那其實就是類似大賣場的概念，你的意思是說現在這個專區是這樣的意思？"],["彭主任委員金隆：是的，就是它可以形成一個聚落，比如以後高雄可能是在灣區，接下來可能會蔓延到整個城市都成為一個在資產管理很活絡的地方，又比如臺南也想做，那臺南就提出它的行政誘因，比如日本札幌位在北海道，它就推以綠色金融為主的這樣資產管理中心，比如福岡可能是高科技研究，就以新創為主，所以各個地方政府拿出它的東西……"],["吳委員秉叡：這是一個很大的議題啦，其實也非常的複雜，簡單來講也很困難啦，要很努力也還不一定有成績，……"],["彭主任委員金隆：我們來嘗試看看。"],["吳委員秉叡：我希望時間過去後，大家的努力能夠看到一些成果，臺灣人本身就很有錢，你剛剛講到為什麼發行ETF的時候會那麼多，因為資金很多，不知道去哪裡投資啊！"],["彭主任委員金隆：是，就是我們希望創造更多的投資標的……"],["吳委員秉叡：這也是造成我們房市一直飆漲的另外一個原因啊……"],["彭主任委員金隆：這也是我們希望……"],["吳委員秉叡：因為賺了錢不知道要放在哪裡，我又怕貶值，所以會環環相扣啦。"],["彭主任委員金隆：委員講到了一個重點，我們希望透過這個東西發揮金融業的創意，能夠創造出更多非不動產相關的投資標的出來。"],["吳委員秉叡：好，加油！謝謝。"],["彭主任委員金隆：謝謝，謝謝委員的鼓勵，謝謝，我們一定努力。"],["主席：謝謝吳秉叡委員，謝謝彭主委。","接著請郭國文委員。"]],"agenda":{"page_end":308,"meet_id":"委員會-11-2-20-4","speakers":["陳玉珍","林德福","吳秉叡","郭國文","賴惠員","李彥秀","李坤城","賴士葆","顏寬恒","黃珊珊","伍麗華Saidhai‧Tahovecahe","王鴻薇","王世堅","廖先翔","黃國昌","鍾佳濱","葉元之","沈發惠","葛如鈞","賴瑞隆","羅明才","邱志偉","林楚茵"],"page_start":225,"meetingDate":["2024-10-24"],"gazette_id":"1138901","agenda_lcidc_ids":["1138901_00005"],"meet_name":"立法院第11屆第2會期財政委員會第4次全體委員會議紀錄","content":"邀請金融監督管理委員會彭主任委員金隆、財政部莊部長翠雲、中央銀行、國家發展委員會、經\n濟部、交通部就「政府推動臺灣成為亞洲資產管理中心之具體作為暨如何協助金融科技及新創產\n業籌資現況與未來發展」進行專題報告，並備質詢","agenda_id":"1138901_00004"}}},"supported_relations":[],"relations":[]}