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09:42:59","會議時間":"2024-10-30T09:00:00+08:00","會議名稱":"立法院第11屆第2會期財政委員會第5次全體委員會議（事由：一、邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢。二、繼續審查「證券交易稅條例」5案：(一)\t行政院函請審議「證券交易稅條例第二條之二及第十二條條文修正草案」案。(二)\t本院委員羅明才等20人擬具「證券交易稅條例第二條之二條文修正草案」案。(三)\t本院委員賴士葆等25人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」案。(四)\t本院委員伍麗華等19人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」案。(五)\t本院委員邱志偉等19人擬具「證券交易稅條例第十二條條文修正草案」案。三、審查「證券交易稅條例」5案：(一)\t本院台灣民眾黨黨團擬具「證券交易稅條例部分條文修正草案」。【本案如經院會復議，則不予審查】(二)\t本院委員林楚茵等19人擬具「證券交易稅條例第二條之二條文修正草案」案。(三)\t本院委員李坤城等22人擬具「證券交易稅條例第二條之二條文修正草案」。【本案如經院會復議，則不予審查】(四)\t本院委員賴惠員等37人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」案。(五)\t本院委員蔡易餘等16人擬具「證券交易稅條例第二條之二及第十二條條文修正草案」。【本案如經院會復議，則不予審查】四、審查金融監督管理委員會函送「延長調降當日沖銷交易稅之稅式支出評估報告」及「研商延長調降當沖交易證券交易稅實施期間」公聽會之會議紀錄案。五、討論中華民國114年度中央政府總預算案（含附屬單位預算及綜計表－營業及非營業部分）審查日程暨審查分配表草案。【10/30及10/31，兩天一次會】）","transcript":{"pyannote":[{"speaker":"SPEAKER_01","start":4.16534375,"end":5.98784375},{"speaker":"SPEAKER_01","start":6.764093750000001,"end":8.805968750000002},{"speaker":"SPEAKER_01","start":9.51471875,"end":10.814093750000001},{"speaker":"SPEAKER_01","start":14.72909375,"end":15.04971875},{"speaker":"SPEAKER_00","start":15.04971875,"end":15.134093750000002},{"speaker":"SPEAKER_01","start":15.134093750000002,"end":15.15096875},{"speaker":"SPEAKER_00","start":15.15096875,"end":15.235343750000002},{"speaker":"SPEAKER_01","start":15.235343750000002,"end":15.31971875},{"speaker":"SPEAKER_01","start":15.69096875,"end":23.58846875},{"speaker":"SPEAKER_01","start":25.07346875,"end":32.751593750000005},{"speaker":"SPEAKER_01","start":32.92034375,"end":35.33346875},{"speaker":"SPEAKER_01","start":35.822843750000004,"end":36.37971875},{"speaker":"SPEAKER_01","start":36.61596875,"end":40.041593750000004},{"speaker":"SPEAKER_01","start":40.37909375,"end":41.03721875},{"speaker":"SPEAKER_01","start":41.66159375,"end":45.087218750000005},{"speaker":"SPEAKER_01","start":45.49221875,"end":48.20909375},{"speaker":"SPEAKER_01","start":48.61409375,"end":51.36471875},{"speaker":"SPEAKER_01","start":51.49971875,"end":52.697843750000004},{"speaker":"SPEAKER_01","start":52.84971875,"end":57.67596875},{"speaker":"SPEAKER_01","start":57.945968750000006,"end":72.44159375000001},{"speaker":"SPEAKER_01","start":72.86346875000001,"end":73.03221875},{"speaker":"SPEAKER_00","start":73.03221875,"end":74.87159375},{"speaker":"SPEAKER_00","start":75.31034375,"end":75.90096875},{"speaker":"SPEAKER_00","start":76.33971875,"end":80.60909375},{"speaker":"SPEAKER_00","start":80.77784375,"end":81.92534375000001},{"speaker":"SPEAKER_00","start":82.19534375,"end":99.66096875000001},{"speaker":"SPEAKER_00","start":100.20096875,"end":104.68971875000001},{"speaker":"SPEAKER_00","start":105.31409375000001,"end":130.82909375},{"speaker":"SPEAKER_01","start":131.33534375000002,"end":144.53159375},{"speaker":"SPEAKER_01","start":144.80159375,"end":147.55221875},{"speaker":"SPEAKER_00","start":147.55221875,"end":173.33721875},{"speaker":"SPEAKER_00","start":173.69159375,"end":176.03721875000002},{"speaker":"SPEAKER_00","start":176.20596875,"end":178.72034375},{"speaker":"SPEAKER_01","start":179.17596875,"end":180.50909375},{"speaker":"SPEAKER_01","start":181.11659375000002,"end":188.72721875000002},{"speaker":"SPEAKER_01","start":189.26721875,"end":197.04659375},{"speaker":"SPEAKER_01","start":197.16471875000002,"end":199.15596875},{"speaker":"SPEAKER_01","start":199.61159375000003,"end":202.32846875},{"speaker":"SPEAKER_01","start":202.68284375000002,"end":203.54346875000002},{"speaker":"SPEAKER_01","start":203.96534375000002,"end":219.03471875000002},{"speaker":"SPEAKER_00","start":219.03471875000002,"end":244.54971875},{"speaker":"SPEAKER_01","start":244.97159375,"end":250.06784375},{"speaker":"SPEAKER_01","start":250.52346875,"end":250.96221875},{"speaker":"SPEAKER_01","start":251.31659375,"end":256.85159375},{"speaker":"SPEAKER_01","start":257.27346875,"end":265.35659375},{"speaker":"SPEAKER_01","start":265.57596875,"end":266.92596875000004},{"speaker":"SPEAKER_01","start":267.44909375000003,"end":269.03534375000004},{"speaker":"SPEAKER_00","start":269.03534375000004,"end":269.42346875000004},{"speaker":"SPEAKER_01","start":269.42346875000004,"end":269.57534375},{"speaker":"SPEAKER_00","start":269.57534375,"end":276.15659375},{"speaker":"SPEAKER_00","start":276.56159375000004,"end":308.23596875000004},{"speaker":"SPEAKER_00","start":308.52284375,"end":312.94409375000004},{"speaker":"SPEAKER_01","start":313.21409375,"end":366.03284375000004},{"speaker":"SPEAKER_00","start":366.03284375000004,"end":371.78721875},{"speaker":"SPEAKER_00","start":371.93909375000004,"end":375.92159375},{"speaker":"SPEAKER_00","start":376.29284375000003,"end":384.03846875000005},{"speaker":"SPEAKER_01","start":384.32534375,"end":386.41784375000003},{"speaker":"SPEAKER_01","start":386.70471875000004,"end":387.95346875},{"speaker":"SPEAKER_00","start":386.99159375000005,"end":395.26034375},{"speaker":"SPEAKER_01","start":395.56409375000004,"end":401.8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467.102,"end":491.882,"text":"剛剛委員第一個題目就是說臺灣的那個金融業市場競爭力可以從這次的新南向的發展還有向全世界國際上的擴張可以看得出來當然比如說臺灣的金融業的實力可以在其他地方發揮我們是非常樂觀其成剛剛委員也提到就是說臺灣相較於這些南向的國家有何相對的這些競爭優勢我想我在上一次的委員會的時候也有做一些說明就是第一個"},{"start":493.183,"end":516.696,"text":"臺灣確實在民間財富還有就是我們國際我們臺灣的多面向的產業有競爭力的產業上還是有很具有一些優勢我覺得我們推動各項措施能夠留住本國人的財富交由本國的金融機構來管理我覺得這是應該是一個很正確的方向主委啊不是本席說不看好更不是要唱衰政府的政策因為在"},{"start":518.717,"end":540.065,"text":"政治穩定及稅制優惠等優勢下新加坡不斷吸引全球富豪的資金紛紛湧進甚至於臺資銀行在新加坡的換款及存款比重都明顯成長"},{"start":543.606,"end":568.252,"text":"對此對比這個留財就是財產的財留在臺灣卻要面臨不定時而且不間斷地緣的壓力我想地緣壓力您看很清楚這個選擇資產外移反而能兼具高獲利和分散風險那我請問主委試著站在國內富豪的角度你認為這些有錢人會怎麼選呢"},{"start":570.085,"end":584.023,"text":"包委員我想上次提到這個主題的時候我也提到我們的分析就是說其實上對一個資產或資金而言它的投資有多面向那它的考慮點有多面向當然比如說成如像新加坡、香港以資金運動為主"},{"start":584.684,"end":611.676,"text":"主的這些金融中心有它的優勢但是我剛才跟委員報告過其實臺灣有非常好的投資機會還有就是我們本國未來的不管我們的資本市場還有很多的其他市場的發展我覺得都具有吸引力我們是希望適合臺灣的資金我們並不是說完全要把比如說那個各式各樣的資金都要留在臺灣因為資金的需求跟目的是多面向的我們是希望發揮我們的優勢吸引我們可以吸引的資金留在臺灣"},{"start":612.276,"end":625.31,"text":"因為成立亞洲資產管理中心人才的培育、養成以及穩定性是絕對性有網友發現新加坡招募喜晚宮月薪高達新波"},{"start":630.296,"end":646.454,"text":"新加坡波幣3,250元折合新台幣差不多7萬9千多差不多8萬塊左右相比臺灣薪資物價環境我請問主委薪資過低的情況人才都沒有辦法留住了你認為"},{"start":648.076,"end":662.65,"text":"錢財又憑什麼能夠留住還是你認為我們資產管理中心的薪資結構應該和國內薪資環境脫鉤必須有相當程度的差異這樣才能夠和其他國家一較高下的機會"},{"start":663.311,"end":692.128,"text":"所以剛剛委員的指正事我最近也有看到一些節目介紹臺灣的年輕人到新加坡工作的這些的分析但是他們其實也有反映說其實雖然薪水高但他的生活成本也非常的高而且他們也有說若有機會的話臺灣有機會他還是願意留在臺灣所以我剛才講我們推出了很多計畫比如說大股市計畫、大投信計畫這些我們都希望我們的金融業趕快趕快的成長起來提供更好的機會留住我們的年輕人"},{"start":692.908,"end":720.191,"text":"當然我認為留財是很重要那因為我一直最近在觀察其實現在很多年輕人很麻煩因為他們你看跑那個就是做服務業Uber、Uber E甚至於這個反正只要這個有技術的方面他們都不去學那幾乎都是服務業所以說現在很缺工到處缺工而且非常非常的嚴重"},{"start":721.769,"end":735.954,"text":"你各行各業都缺工那這個就是跟我們當初整個教改以後衍生出很多的問題出來當初很多職業學校都匯除了結果都讀高中讀大學讀到最後"},{"start":736.954,"end":761.221,"text":"你到學以後他們要學技術沒有了啦這是很嚴重的問題所以說現在喔到處缺工啦而且技術工喔越來越嚴重阿你請國外的進來這個也是有很多的問題阿我想我這些做您的參考啦是謝謝委員因為這個未來應該要去重視啦是謝謝委員的指正謝謝好謝謝德滬委員接著我們請吳秉瑞委員質詢"}]}},"supported_relations":[],"relations":[]}