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各位我現在要說的是這麼多年從112年到113年我們有一個叫做行政程序法"},{"start":230.47,"end":247.759,"text":"行政程序法是人民來申請兩個月之內你要做處理沒有處理你可以延長一次四個月但是現在有二三十家來申請每一家在政企局審核的時間都超過法定的四個月也就是政企局到底想管還是不想管"},{"start":248.72,"end":273.218,"text":"如果你不想管你就用各種理由拖延不審查第二個你想管你就請大家都進來給你管新的制度是大家都要進來給我管但是我剛講了76%的營業在做實際虛擬資產的操作的76%佔比的業者我們不管我們現在到底是怎樣要管還是不要管"},{"start":273.778,"end":292.624,"text":"市長跟委員報告一下剛才委員提到那個審查的時間其實同仁在這方面都有注意到那很多會有往往反是因為他們的資料的資料不正不齊但是放在政企局也是因為你太忙了沒有我有去查對他們但是我的意思是說我們的目的是要管"},{"start":293.703,"end":315.741,"text":"我們希望說業者都被你管他來營業他正登當當營業而不是這樣子他在外面營業我們管不了他我們保護了26家那幾家不管所以但是大部分都在跟他買我實在不懂我們到底要幹嘛就報告委員當然我們的態度不會是這樣我只是說剛剛我先簡單回答一下他們過去所有的審核時間我都有看過大家都在"},{"start":317.331,"end":343.476,"text":"兩個月以內一個月1.5個月最多希望是那我現在我們有很多的數字其實我們不要講細節是我們要趕的是主委的態度就是說要管就認真的管而且他在臺灣實際有在接受國人的相關的交易我們就應該讓他備管而且將來發生事情我們可以納入他在我們的行前防治相關的安全網裡面這才是我們要做的不是嗎"},{"start":344.156,"end":370.294,"text":"當然剛剛有委員提醒到就是說其實我們為了保護國人我們當然希望他是在我們的管轄範圍我們才有比較沒錯我的意思是說要人要錢主委幫正其舉他如果人力不夠我覺得還是要幫助他如果他審查需要這麼久這麼慢但是我的立場是很簡單我們洗錢防治相關的規範進來之後我們希望所有的業者都能夠被納管"},{"start":371.414,"end":393.529,"text":"2、已經在路上跑跳的這些業者而且他被警示的業者麻煩政協局認真查該罰就罰他沒有進來你也沒有核准但是他一樣在營業然後沒有任何影響這誰要被你管反正我照樣做我繼續做我的事反正你也管不了我我們不是要這些業者在外面當畫歪之地吧對吧"},{"start":394.91,"end":411.684,"text":"主委這是態度問題12月1號上路比如說12月1號開始如果說沒有登記的話這是有刑責的重罰而且拜託你們審查快一點有沒有是不是該不該讓他核准不准就不准"},{"start":412.708,"end":432.15,"text":"合準就合準不是這樣拖拖拉拉好嗎這是第一步所以麻煩政企局我覺得他們人力也不夠這個業務突然掉在他們頭上其實也不是他們熟悉的業務而且接下去我還是認為主委你應該去爭取另外一個新的金融科技局包括這些電子支付"},{"start":434.132,"end":446.99,"text":"虛擬資產都不應該是原來的這些原來本來就不熟悉這些業務的單位來處理我覺得你要除了爭取中央的預算之外也希望能夠幫這些金管會的同仁爭取到更多的人力"},{"start":447.816,"end":472.631,"text":"這一定是我們努力的方向好 局長請回我想接下來是一個新的問題也就是臺灣已經進入超高齡社會了那我們現在大概預估將來會有92萬人有長照的需求那國人的平均臥床時間大概是7到8年所以主委我想問一下我們曾經在2022年的時候推動所謂的補充型長照的商業保險"},{"start":473.692,"end":502.25,"text":"但是中間發生了防疫險所以大家都嚇壞了現在我們還有沒有這樣的計畫而且現在長照的需求越來越高在沒有商業保險比較便宜的情況之下民眾還是要靠所謂的外勞、機構但是幾乎是傾家蕩產這些補充式的長照保險之前是商業險它比一般的長照保險保費低了25%到60%但是目前停下來"},{"start":503.251,"end":524.399,"text":"主委怎麼辦我們全部能夠再爭取一下讓各保險公司能夠推出所謂的補充市場照商業保險因為它本質上還是個商業保險還是要尊重商業保險公司他們的一些意願我們過去推動類似的保單比如說微型保單還是像比如說我們的小兒中老保險我覺得這個很好啊對"},{"start":525.339,"end":550.727,"text":"他在這個政策上風險比較容易控制其實保險公司基於他社會的這個責任也非常的熱烈的響應我想做但長照險我想這個我們推出這個概念我們是希望我們的廠商開始思考這個問題但是我們過去的經驗是他們的反應是比較保守的比較覺得未來長照不管我們的政策還是未來的這些成本比較難控制所以這部分還需要時間來醞釀跟宣導"},{"start":552.307,"end":573.764,"text":"所以主委我們現在是希望將來應該說從現在開始如果假設我們的超高齡人口是快速老化其實我們的長照政府每年八九百億其實很快就是沒有不足而且最重要的是國人平均的臥床時間真的太長那個時間真的會讓長照杯葛不斷發生即使政府有長照服務但是"},{"start":574.344,"end":596.769,"text":"真正重症失能反而受不到這些長照服務我們希望將來希望推動所謂的比照健保的社會保險但是商業保險還是就像我們有健保可是我們還是會有醫療險這兩個相輔相成才能讓大家將來對於長照的負擔減輕所以第一個我們希望在政府部門不是只有"},{"start":597.449,"end":620.056,"text":"做長照2.0、3.0而是將來用社會保險的方式第二個我們希望金管會能夠鼓勵業者其實大家一起來承擔將來長照服務的需求我想這個才是中華民國我們走向超高齡社會之後可能第一步要走的路確實商會保險怎麼樣跟我們的健保做一個補充或是一個協同我想是未來大家可以來思考"},{"start":620.376,"end":645.827,"text":"因為我們以社會保險為底商業保險為輔加上最後才是家人的照顧我們現在的問題是家人照顧放在第一位第二位長照服務長照服務也只能限時限量那真正失能反而受不到照顧好嗎主委是這個部分我還是希望金管會能夠跟業者大家一起來共商對於長照將來可能的需求是好嗎謝謝謝謝主委謝謝"},{"start":646.567,"end":650.036,"text":"好 謝謝珊珊委員接著請李昆城委員質詢"}]}},"supported_relations":[],"relations":[]}