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題我就是問說那這個本國銀行貸款給建商超過18個月還沒有動工這些空地貸款金額有多少結果你們說本局尚無收集事項資料那麼我跟"},{"start":184.008,"end":193.934,"text":"本國甚至世嘉義囊一一詢問以後天啊加起來欸貸款給空地18個月沒有動工的竟然超過2000億有2180億之多"},{"start":198.462,"end":227.528,"text":"那這個嚴重的危害了中央銀行當初利益良善的這個規定所以我希望啊我希望再來你這一個明年度的這三大三大精簡專案不動產專案精簡應該要納入這些建商空地貸款超過18個月沒有動工的部分可不可以是在這個部分的話"},{"start":228.524,"end":253.819,"text":"是,報告委員,這個有關於這個土地這個超過18個月沒有動工的部分這部分一直是在我們檢查的一個範圍的項目裡面,謝謝一直在你們檢討範圍的項目?那當初你怎麼回答我沒有?就是回答我沒有我才會那麼氣嘛還好,你們先上任的這位彭主委很好你知道我面對面這樣質詢他的時候我說這個有2000億有空力貸款"},{"start":256.801,"end":286.09,"text":"他馬上答復我正確的數字2180億整個金管會不當意為事也沒有統計說你們沒有這一部分的查查報給我等於說你們不曉得說這個應該中央銀行管的但是唯有金管會裡面唯有彭主委一個人知道這個金額好啦最重要我剩30秒我給你提薯條三兄弟啦是"},{"start":287.028,"end":315.313,"text":"我們經濟部主導的這個金融消費保護法主導幾十年了那個擺在那邊虛擺著好不容易金管會翻箱倒櫃把它找出來在我們這些立委在我們立院要推動租賃金融公司管理法還沒有立法完成前當然金保法是最好的方式讓鼠條三兄弟從良"},{"start":317.153,"end":342.731,"text":"接受我們政府納管他然後我們就可以依這個法要求債務協商結果讓金管會去跟薯條三兄弟談了三個月薯條三兄弟不動於衷另外他還找我們其他委員當然每個委員有不同的看法我們都尊重說事要開"},{"start":344.438,"end":364.455,"text":"宮廷會 大家好好談談 到現在為止宮廷會只聞樓梯響 不見人下來根本就是故意拖延我 主張納管署聊三兄弟 但是我不反對說那這個議題大家各界 宮廷會來談一談"},{"start":366.289,"end":384.577,"text":"在公聽會要說到做到這種故意拖延的方式就是在拖延我們政府對薯條三兄弟過去種種惡行惡狀的管理這些所有被薯條三兄弟"},{"start":385.814,"end":387.815,"text":"所以副主委我最後這幾秒鐘我要跟你講"},{"start":412.757,"end":439.057,"text":"公聽會要嘛就開麻煩你跟這幾位我們立法院的同仁們也跟他們回報說要嘛就開開同意但是不要再拖延可不可以是我們會溝通第二點再證告數條三兄弟這是政府全民給你一個從良的機會"},{"start":441.388,"end":441.868,"text":"今天登記花園的委員經已詢答完畢"}]},"gazette":{"lineno":1355,"blocks":[["王委員世堅：（11時56分）謝謝主席！我趕50分鐘的車回來講5分鐘，那我只能講金管會，請副主委。"],["主席：副主委。"],["陳副主任委員彥良：委員好。"],["王委員世堅：副主委，明年的專案金檢方向很對也很好，這三大方向就是要針對不動產專案金檢、針對防詐專案金檢、針對虛擬資產專案金檢，這些方向都很對，但我不懂的是為什麼在防詐專案金檢部分你們只納入銀行、信用合作社和電資機構，為什麼不把券商納入？券商納入的重要性是什麼？就是說當有我們老年民眾不幸往生之後，在統計遺產的時候，證券也是一個很重要必須申報的項目，好巧不巧，上個月才剛發生一件券商裡面的遺產申報承辦人不小心洩漏了資訊的案子，洩漏了資訊就被詐騙集團運用去欺騙了這些未亡親屬，所以我認為既然要做防詐專案金檢，那麼除了銀行、合作社以外，券商也是很重要的一環，應該把它納入，可不可以？"],["陳副主任委員彥良：跟委員報告，目前為止，券商是由交易所那邊處理，專案金檢的部分都必須要有排定，是不是請副局長說明？"],["賴副局長欣國：報告委員，現在是在打詐專法授權子法這邊訂定的有關防制詐欺犯罪危害的應遵循事項裡面……"],["王委員世堅：你就簡單的回答我，把券商納入有什麼困難嗎？"],["賴副局長欣國：委員關心的這部分，檢查局將來會納入規劃。"],["王委員世堅：納入對吧？"],["賴副局長欣國：是。"],["王委員世堅：納入就是了，就這麼簡單嘛！第二點，針對不動產專案金檢部分，記得在4、5月份我有問過金管會有關本國銀行貸款給建商，超過18個月還沒有動工的這些空地貸款金額有多少，結果你們說「本局尚無蒐集是項資料」，在我跟本國34家銀行一一詢問以後才知，天啊！加起來貸款給空地18個月沒有動工的竟然超過2,000億元，達2,180億元之多！嚴重危害了中央銀行當初立意良善的這個規定，所以我希望你們明年度這三大金檢專案中的不動產專案金檢，應該要納入這些建商空地貸款超過18個月沒有動工的部分，可不可以？"],["賴副局長欣國：報告委員，關於土地超過18個月沒有動工的部分一直是在我們檢查的範圍項目裡面。"],["王委員世堅：一直在你們的檢討範圍項目內？那當初你們怎麼回答我「沒有」？就是因為你們回答說「沒有」我才會那麼氣，還好你們新上任的這位彭主委很好，在我面對面質詢他的時候，我說這個空地貸款有2,000億元喔，他馬上答復我正確的數字2,180億元，整個金管會不當一回事，也沒有統計，說你們沒有這一部分的查察可以報給我，等於是你們不曉得，說這個應該是中央銀行管的，金管會裡面唯有彭主委一個人知道這個金額。","我的發言時間只剩30秒，最重要的是我要跟你提薯條三兄弟，經濟部主導金融消費保護法主導了幾十年，在那邊虛擺著，好不容易金管會翻箱倒櫃把它找出來，在我們這些立委在立院推動租賃金融公司管理法還沒有完成立法前，當然金保法是最好的方式讓薯條三兄弟從良，接受我們政府納管，然後我們就可以依這個法要求債務協商，結果讓金管會去跟薯條三兄弟談了三個月，薯條三兄弟無動於衷，甚至另外還找了我們其他委員──當然每個委員有不同的看法，我們都尊重─說是要開公聽會，大家好好談談，但到現在為止，公聽會是「只聞樓梯響，不見人下來」，根本就是故意拖延！我主張納管薯條三兄弟，但是不反對為這個議題大家來開個公聽會談一談，開公聽會要說到做到，這種故意拖延的方式就是在拖延我們政府對薯條三兄弟過去種種惡行惡狀的管理，這些所有被薯條三兄弟以高利貸吸血方式欺凌的民眾們，他們每天殷殷期盼著，至少政府有一套法令即金融消費保護法可以讓他們一吐冤屈，只是協商而已耶！所以副主委，我利用最後這幾秒鐘跟你講，第一點，麻煩你回報這幾位我們立法院的同仁們，公聽會要嘛就同意召開，但是不要再拖延。可不可以？"],["陳副主任委員彥良：是，我們會去溝通。"],["王委員世堅：第二點，再正告薯條三兄弟，這是政府、全民給你一個從良的機會，希望他們好自為之。可不可以？"],["陳副主任委員彥良：是。"],["王委員世堅：希望我們預算審查前能夠有一個好消息讓我知道，好嗎？謝謝副主委。"],["陳副主任委員彥良：好，謝謝委員。"],["主席：謝謝世堅。謝謝！","今天登記發言的委員均已發言完畢，委員詢答未及答復還有請補充資訊者，請相關部會於一週內以書面答復；委員另有要求期限者，從其所定。","報告跟詢答都已經完畢，委員王鴻薇、陳玉珍所提書面質詢，列入紀錄，刊登公報，並請相關部會以書面答復。"]],"agenda":{"page_end":82,"meet_id":"委員會-11-2-20-12","speakers":["賴惠員","林德福","吳秉叡","賴士葆","郭國文","顏寬恒","黃珊珊","李坤城","伍麗華Saidhai‧Tahovecahe","鄭正鈐","張啓楷","楊瓊瓔","羅明才","王世堅","王鴻薇","陳玉珍"],"page_start":1,"meetingDate":["2024-12-23"],"gazette_id":"1141101","agenda_lcidc_ids":["1141101_00002"],"meet_name":"立法院第11屆第2會期財政委員會第12次全體委員會議紀錄","content":"邀請財政部莊部長翠雲、金融監督管理委員會彭主任委員金隆就「兆豐金控及臺灣證券交易所投\n資之台北金融大樓股份有限公司2024年營運成效、2025年度經營計畫與展望、暨跨年晚會煙火表\n演規劃」進行專題報告，並備質詢","agenda_id":"1141101_00001"}}},"supported_relations":[],"relations":[]}