{"error":false,"id":["158624"],"data":{"IVOD_ID":158624,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/158624","日期":"2025-01-02","會議資料":{"會議代碼":"委員會-11-2-20-14","會議代碼:str":"第11屆第2會期財政委員會第14次全體委員會議","屆":11,"會期":2,"會次":14,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第2會期財政委員會第14次全體委員會議"},"影片種類":"Clip","開始時間":"2025-01-02T11:08:15+08:00","結束時間":"2025-01-02T11:19:46+08:00","影片長度":"00:11:31","支援功能":["ai-transcript","gazette"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/186d177ad48e30e5078b3b8e95685ea01ad867d1dd5d1dbf671cb7f8abfc27ff268cb4a8a8bd5f905ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"林德福","委員發言時間":"11:08:15 - 11:19:46","會議時間":"2025-01-02T11:00:00+08:00","會議名稱":"立法院第11屆第2會期財政委員會第14次全體委員會議（事由：審查中華民國114年度中央政府總預算案附屬單位預算營業部分，關於財政部主管臺灣土地銀行股份有限公司、財政部印刷廠、臺灣菸酒股份有限公司。（詢答及處理）\r\n【預算提案截止時間：113年12月30日(一)下午5時】\r\n【113年12月30日及114年1月2日二天一次會】）","transcript":{"pyannote":[{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":1.8872187500000002,"end":4.40159375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":4.97534375,"end":5.66721875,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":6.122843750000001,"end":44.580968750000004,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":45.306593750000005,"end":59.36346875,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":59.751593750000005,"end":63.49784375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":63.91971875,"end":68.56034375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":68.83034375,"end":71.64846875,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":72.01971875000001,"end":72.89721875000001,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":73.69034375000001,"end":109.41471875,"speaker_score":0.92},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":109.68471875,"end":125.76659375000001,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":123.40409375,"end":123.92721875000001,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":126.23909375000001,"end":135.38534375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":135.72284375,"end":142.87784375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":143.29971875,"end":146.91096875,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":147.43409375000002,"end":153.98159375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":154.09971875000002,"end":154.70721875,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":155.14596875,"end":156.04034375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":156.22596875000002,"end":157.28909375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":158.31846875000002,"end":167.73471875,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":168.51096875000002,"end":206.68221875,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":206.71596875,"end":228.24846875,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":228.48471875,"end":268.88346875,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":244.09409375,"end":244.31346875000003,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":268.95096875,"end":283.88534375,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":269.57534375,"end":269.89596875,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":284.57721875000004,"end":310.85159375,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":311.34096875,"end":322.02284375,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":323.45721875000004,"end":338.96534375000005,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":338.96534375000005,"end":343.79159375,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":340.61909375000005,"end":340.83846875,"speaker_score":0.92},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":344.97284375000004,"end":352.87034375,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":351.65534375000004,"end":356.43096875000003,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":357.07221875000005,"end":368.80034375,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":368.80034375,"end":398.93909375000004,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":399.32721875000004,"end":409.04721875,"speaker_score":0.92},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":409.24971875,"end":430.30971875,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":430.46159375,"end":430.93409375000005,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":431.77784375000005,"end":477.82971875000004,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":478.79159375,"end":564.71909375,"speaker_score":0.92},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":483.55034375,"end":483.97221875,"speaker_score":0.853},{"speaker":"SPEAKER_01","speaker_name":"莊部長翠雲","start":565.2084687500001,"end":589.89659375,"speaker_score":0.853},{"speaker":"SPEAKER_00","speaker_name":"林委員德福","start":590.35221875,"end":603.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部長你好 部長我請教因為這個公告為確保國內物資充裕穩定物價依貨物稅條例第七條與第十條及關稅法第七十一條規定奉報行政院核定從二零二五年一月一日起至同年的三月底"},{"start":27.047,"end":43.053,"text":"3月31號截止繼續對汽油柴油水泥以及22項的這些大宗物資激動降稅這是第13度的延長那部長按照足跡總署去年底針對"},{"start":45.376,"end":45.736,"text":"你的看法呢"},{"start":74.432,"end":82.314,"text":"謝謝委員對於有關大宗物資減徵或免徵關稅營業稅以及貨物稅這個部分如同委員剛剛提到已經是好幾回的一個延長那這一次是會延長到114年的3月31號而這樣的決策主要是行政院有一個物價穩定小組的會議大家討論包含經濟部農業部等評估國內外的物資供需還有價格的走勢那為了減徵成本的效益"},{"start":102.76,"end":124.409,"text":"以及國發會跟組總他會觀察近期CPI的一個趨勢的變動所以我們認為延長到今年的3月31號是妥適我們是希望尤其在這一段時間也是年節的期間民眾對物資的採購需求是比較大的所以我覺得為了穩定國內的物價以及物資的充裕那這部分就延長到3月"},{"start":126.497,"end":137.683,"text":"據本席所了解上個月中旬行政院召開物價穩定小組會議會中提到如果今年第一季國際農工原料價格趨緩國內物價持續趨穩未來這個"},{"start":143.587,"end":166.9,"text":"且未來這個展望維持穩定即可據研議政策在3月這個屆期退場部長那就財政部統計資料來看請問關鍵原物料護稅減增措施在3月退場的機率你認為有幾成"},{"start":168.561,"end":190.319,"text":"我想對於物價的一個波動那國內的相關的一個主管機關不管是國發會也好組織總署也好都一直在觀察它的一個變化以及經濟部跟農業部他也會對於這些國內外的物資的一個價格還有供需情形在評估那麼行政院也會在物價穩定小組裡面去做一些討論那當然在"},{"start":191.9,"end":196.065,"text":"今年的您剛剛提到這個會議裡面認為目前來說是價格趨緩物價也是處於一個穩定的狀態所以在三月底以後是不是要退場會到時候會在三月底之前會整體再來評估跟考量的"},{"start":207.297,"end":227.782,"text":"那部長實施延長原物料降稅的做法行政院物價穩定小組會議這次會後新聞稿突然提到措施將退場會不會造成供需市場囤積的狙擊繼續推升物價的反效果會不會"},{"start":228.682,"end":231.384,"text":"對於委員這個關心其實我們在這個除了穩定物價小組之外還有一個聯合稽查小組他會去關注民生物價的波動情形如果有不當的一個所謂囤積或者甚至不合理的漲價"},{"start":246.232,"end":249.014,"text":"我們都會做聯合稽查而這個聯合稽查也是跨部會在做的那包含我們的國稅局也會一起去參與這個部分也就是避免您剛剛提到的就是說囤積居期然後或者造成物價變動的一些影響我想這個部分我們的聯合稽查小組也會持續的去做觀察跟稽查"},{"start":269.011,"end":280.162,"text":"部長 上個禮拜二中央研究院經濟研究所發布台灣消費者疫情與政策反應調查發現近三年約有24.3%的黃東"},{"start":285.002,"end":310.364,"text":"漲租金那預估未來一到兩年更有三成的黃東計畫調漲租金這也是成為近年通膨居高不下的壓力來源那另外中研院經濟研究所預估明年CPI增幅2.02%恐怕是連四年啦衝破通膨的警戒線那部長"},{"start":311.425,"end":321.716,"text":"如果依照中研院的預估財政部延誤掉降稅退場的這個預計時程是不是可能會延後你的看法呢"},{"start":323.516,"end":342.067,"text":"是的 我想那個經濟所當然他有他的預估我們竹總也有竹總的預估那竹總他對於今年14年的預估是1.93但這個部分大家都還是要持續的觀察物價的一個波動情形那你認為竹計總署和中研院的預測誰比較客觀"},{"start":345.009,"end":366.749,"text":"基本上他們都有相關的客觀數據那當然預測上因為各機關他們有不同的一些看法會有一些差距那不同看法總是你認為他的準確度誰比較高我這個很難講說誰的準確度高那我們組總基本上他是我們這個有關這個預測CPR的一個主管機關基本上我們會參考組總的一個數據"},{"start":368.851,"end":387.984,"text":"部長 最近一次央行理監事會的內容提到國際油價等主要大宗商品的這些價格疲軟那帶動人員價格下跌但食品及人員之核心通膨率偏高顯示物價僵固性能高那請問"},{"start":389.605,"end":412.499,"text":"這個川普2.0關稅政策如果成真你認為對國內物價指數的可能影響是正面的還是負面的跟委員報告對於各個政策比如說川普上任以後的相關政策他所採取的一些強度或實施的期間目前大家也都在關注那至於比如說能源價格的下降"},{"start":412.999,"end":429.626,"text":"以及食物的價格會不會再走高這個還要再看大眾物資當然對民眾來說他比較切身以及經常他要採購的譬如說外食的價格他是最有感的我想這個外食價格我想大家都覺得他事實上有在調漲部長"},{"start":431.843,"end":452.034,"text":"今晚未推動台灣個人投資儲蓄帳戶TISA就是投資帳戶這樣的政策今年上路因為沒有辦法爭取到財政部額外增加護稅的優惠所以彭主委表示政策轉個彎未來將採取"},{"start":455.816,"end":477.527,"text":"兩大的方式來推動一由業者提供國人投資的這些手續費優惠二整合既有的這些護稅優惠鼓勵個人先開TISA的這個帳戶那請問部長你認為像這樣的帳戶TISA的政策財政部有沒有義務來支持或配合"},{"start":478.991,"end":493.749,"text":"對於金管會他推動所謂的我們台式的TISA財政部當然是支持已經協助所以我們跟金管會也有多次的溝通對於我們現行有關的一些租稅優惠包括"},{"start":495.171,"end":520.633,"text":"資本利得免稅就大家知道那個證索稅我們目前是個人的證索稅是免納還有投資支息的投資支息就是股利的部分我們有二折一可以減稅以及在存款的部分的利息有27萬的一個特別扣除所以相關的現行的租稅優惠我們和其他國家所採行的一些租稅優惠我們比較起來其實我們比他們更優惠所以我們認為說第一個"},{"start":522.054,"end":534.243,"text":"對於現行有關的一個租稅優惠的措施要讓民眾知道那所以我們會提供相關的資訊以及做成一些比如說一些比較容易讓民眾可以了解的就是說現行的租稅優惠然後能夠加入這樣的TISA的開戶"},{"start":537.285,"end":564.446,"text":"這是我們現在跟金管會達成這樣的一個共識同時金管會就是認為說那如果這樣的話那除了租稅優惠以外除了其他比如說在手續費的部分的優惠這他們認為可以做一個提供的那這個部分所以我們跟金管會事實上是密切聯繫跟溝通我們當然也樂見這個TISA在台灣能夠推動實施那對於租稅優惠的部分現行的租稅優惠我們會盡量去宣導跟說明讓民眾可以了解"},{"start":565.236,"end":586.944,"text":"那個軍管會表示財政部會配合主動協助計算TISA賬戶投資收益的稅務那我請問部長這到底是不是軍管會吸引開戶政策的話術還是財政部真的會主動來協助參加這項政策的投資人的計算這個稅務的收益"},{"start":590.985,"end":616.743,"text":"財政部其實對於民眾相關的一些需求事實上都有提供相當便利的一些方式也可以協助做計算這個部分我們跟金管會都是有非常密切的溝通跟共識的最後一點那個部長有媒體報導沒有稅務優惠的TISA政策不會成功因為由國際上推動個人儲蓄帳戶的成功經驗來看"},{"start":621.285,"end":646.796,"text":"這個NISA以及美國的IRA帳戶等國家都是為推動政策特別設立額外的稅務誘因並明確說明這個稅務優惠帶來的資產累積效應所以說可吸引民間投資那基於金管會推動的TISA的主要目的是希望增進民間投資"},{"start":648.056,"end":664.593,"text":"落實這個普惠國人並增進國人資產管理的人力那請問部長財政部會不會重新評估TISA政策給予特定這個租稅優惠以落實普惠金融的美意會不會"},{"start":666.175,"end":689.669,"text":"對於這個金管會要推動的TISA我們其實把現行台灣所實施的租稅優惠跟日本的NISA還有其他國際間的相關的一個儲蓄投資這個帳戶我們他們的提供的租稅優惠我們都做過比較其實台版的TISA是目前來說是跟國際比較是最優惠的這樣喔好謝謝是謝謝"}],"gazette":[{"speaker":"林委員德福","start":"2025-01-02T11:08:15+08:00","guessed":true,"end":"2025-01-02T11:08:16+08:00","text":"謝謝主席，請莊部長。","quality":0},{"speaker":"主席","start":"2025-01-02T11:08:16+08:00","guessed":true,"end":"2025-01-02T11:08:17+08:00","text":"有請莊部長。","quality":0},{"speaker":"莊部長翠雲","start":"2025-01-02T11:08:16.926000+08:00","guessed":false,"end":"2025-01-02T11:08:17.186000+08:00","text":"委員好。","quality":1},{"speaker":"林委員德福","start":"2025-01-02T11:08:17.547000+08:00","guessed":false,"end":"2025-01-02T11:08:17.967000+08:00","text":"部長你好。","quality":1},{"speaker":"林委員德福","start":"2025-01-02T11:08:18.187000+08:00","guessed":false,"end":"2025-01-02T11:08:55.412000+08:00","text":"我想請教部長，政府公告為確保國內物資充裕、穩定物價，依貨物稅條例第七條、第十條及關稅法第七十一條規定，奉報行政院核定從2025年1月1日起至同年3月31日止，繼續對汽油、柴油、水泥以及22項大宗物資機動降稅，這是第十三度的延長。","quality":0.892},{"speaker":"林委員德福","start":"2025-01-02T11:08:55.412000+08:00","guessed":true,"end":"2025-01-02T11:09:29.432000+08:00","text":"按照主計總處去年底針對今年消費者物價指數（CPI）年增率預估值，今年將落在1.93%，請問財政部延長大宗物資降稅的作法，是不是因為CPI預估值所做的提前保險機制，目的是在降低今年物價上漲可能再度擴大的衝擊，你的看法呢？","quality":0.133},{"speaker":"莊部長翠雲","start":"2025-01-02T11:09:29.432000+08:00","guessed":false,"end":"2025-01-02T11:10:19.389000+08:00","text":"謝謝委員，有關大宗物資減徵或免徵關稅、營業稅以及貨物稅這個部分，如同委員剛剛提到已經是好幾回的延長，這一次會延長到114年3月31日，這樣的決策主要是行政院物價穩定小組會議的討論，包含經濟部、農業部等評估國內外的物資供需，還有價格的走勢，為了減徵成本的效益，以及國發會及主總會觀察近期CPI的趨勢變動，所以我們認為延長到今年3月31日是妥適的，我們是希望……尤其這一段時間也是年節期間，民眾對於物資的採購需求是比較大的，所以為了穩定國內的物價以及物資的充裕，這個部分就延長到3月。","quality":0.962},{"speaker":"林委員德福","start":"2025-01-02T11:10:21.497000+08:00","guessed":false,"end":"2025-01-02T11:10:49.253000+08:00","text":"據本席了解，上個月中旬行政院召開物價穩定小組會議，會中提到如果今年第1季國際農工原料價格趨緩，國內物價持續趨穩，且未來展望維持穩定，即可據以研議政策在3月屆期退場。","quality":0.986},{"speaker":"林委員德福","start":"2025-01-02T11:10:50.514000+08:00","guessed":false,"end":"2025-01-02T11:11:01.880000+08:00","text":"就財政部統計資料來看，請問關鍵原物料稅負減徵措施在3月退場的機率你認為有幾成？","quality":0.944},{"speaker":"莊部長翠雲","start":"2025-01-02T11:11:04.061000+08:00","guessed":false,"end":"2025-01-02T11:11:30.905000+08:00","text":"對於物價的波動，國內相關的主管機關，不管是國發會也好，主計總處也好，都一直在觀察它的變化，包括經濟部跟農業部也會對於國內外物資的價格以及供需情形進行評估，行政院也會在物價穩定小組裡面去做一些討論，當然今年在您剛剛提到的這個會議裡面，認為目前來說是價格趨緩，物價也是處於穩定的狀態，所以在3月底以後是不是要退場，到時候在3月底之前會整體再來評估跟考量。","quality":0.932},{"speaker":"林委員德福","start":"2025-01-02T11:11:43.317000+08:00","guessed":false,"end":"2025-01-02T11:12:02.162000+08:00","text":"關於實施延長原物料降稅的作法，行政院物價穩定小組在這次會後的新聞稿突然提到相關措施將退場，會不會造成供需市場囤積居奇、繼續推升物價的反效果？","quality":0.864},{"speaker":"莊部長翠雲","start":"2025-01-02T11:12:03.682000+08:00","guessed":false,"end":"2025-01-02T11:12:23.994000+08:00","text":"對於委員的關心，其實除了穩定物價小組之外，還有一個聯合稽查小組，它會去關注民生物價的波動情形，如果有所謂的不當囤積，甚至是不合理的漲價，我們都會做聯合稽查，而這個聯合稽查也是跨部會在做的，包含我們的國稅局也會一起去參與這個部分，也就是避免您剛剛提到的囤積居奇，或者造成物價變動的一些影響，我想這個部分我們的聯合稽查小組也會持續去觀察跟稽查。","quality":0.956},{"speaker":"莊部長翠雲","start":"2025-01-02T11:12:44.011000+08:00","guessed":false,"end":"2025-01-02T11:13:11.793000+08:00","text":"部長，上個禮拜二中央研究院經濟研究所發布臺灣消費者預期與政策反應調查，發現近三年約有24.3%的房東調漲租金，預估未來一到兩年更有三成的房東計劃調漲租金，這也是成為近年通膨居高不下的壓力來源。","quality":0.932},{"speaker":"莊部長翠雲","start":"2025-01-02T11:13:13.314000+08:00","guessed":false,"end":"2025-01-02T11:13:25.204000+08:00","text":"另外，中研院經濟研究所預估明年CPI增幅達2.02%，恐怕是連4年衝破通膨的警戒線。","quality":0.971},{"speaker":"莊部長翠雲","start":"2025-01-02T11:13:25.344000+08:00","guessed":false,"end":"2025-01-02T11:13:35.454000+08:00","text":"部長，如果依照中研院的預估，財政部原物料降稅退場的預計時程是不是可能會延後？","quality":0.914},{"speaker":"莊部長翠雲","start":"2025-01-02T11:13:36.135000+08:00","guessed":false,"end":"2025-01-02T11:13:36.696000+08:00","text":"你的看法呢？","quality":1},{"speaker":"莊部長翠雲","start":"2025-01-02T11:13:38.776000+08:00","guessed":false,"end":"2025-01-02T11:13:52.844000+08:00","text":"我想經濟所當然也有它的預估，我們主總也有主總的預估，主總對於今年（114年）的預估是1.93%，但這個部分大家都還是要持續地觀察物價的波動情形。","quality":0.883},{"speaker":"林委員德福","start":"2025-01-02T11:13:53.645000+08:00","guessed":false,"end":"2025-01-02T11:13:57.067000+08:00","text":"那你認為主計總處和中研院的預測，誰比較客觀？","quality":0.9},{"speaker":"莊部長翠雲","start":"2025-01-02T11:14:00.009000+08:00","guessed":false,"end":"2025-01-02T11:14:06.795000+08:00","text":"基本上他們都有相關的客觀數據，當然，預測上，因為各機關他們有不同的看法，會有一些差距。","quality":1},{"speaker":"林委員德福","start":"2025-01-02T11:14:06.895000+08:00","guessed":false,"end":"2025-01-02T11:14:11.059000+08:00","text":"不同看法，你認為準確度誰比較高？","quality":1},{"speaker":"莊部長翠雲","start":"2025-01-02T11:14:12.921000+08:00","guessed":false,"end":"2025-01-02T11:14:21.749000+08:00","text":"這個很難講說誰的準確度高，我們主總是預測CPI的主管機關，基本上，我們會參考主總的數據。","quality":0.925},{"speaker":"林委員德福","start":"2025-01-02T11:14:23.851000+08:00","guessed":false,"end":"2025-01-02T11:14:42.404000+08:00","text":"部長，最近一次央行理監事會的內容提到國際油價等主要大宗商品的價格疲軟，帶動能源價格下跌，但食品及能源之核心通膨率偏高，顯示物價僵固性仍高。","quality":0.922},{"speaker":"林委員德福","start":"2025-01-02T11:14:42.984000+08:00","guessed":false,"end":"2025-01-02T11:14:53.611000+08:00","text":"請問川普2.0關稅政策如果成真，你認為對國內物價指數的可能影響是正面的還是負面的？","quality":1},{"speaker":"莊部長翠雲","start":"2025-01-02T11:14:54.831000+08:00","guessed":false,"end":"2025-01-02T11:15:24.606000+08:00","text":"跟委員報告，對於各個政策，比如川普上任以後的相關政策所採取的強度或實施的期間，目前大家也都在關注，至於比如能源價格的下降及食物的價格會不會再走高，還要再看大宗物資，當然，對民眾來說，比較切身及經常要採購的比如外食的價格是最有感的，我想大家都覺得外食的價格事實上有在調漲。","quality":0.944},{"speaker":"林委員德福","start":"2025-01-02T11:15:24.606000+08:00","guessed":false,"end":"2025-01-02T11:16:04.603000+08:00","text":"部長，金管會推動臺灣個人投資儲蓄帳戶（TISA）政策今年上路，因為沒有辦法爭取到財政部額外增加賦稅的優惠，所以彭主委表示，政策轉個彎，未來將採取兩大方式來推動：一、由業者提供國人投資的手續費優惠；二、整合既有的賦稅優惠，鼓勵個人先開TISA的帳戶。","quality":0.955},{"speaker":"林委員德福","start":"2025-01-02T11:16:05.083000+08:00","guessed":false,"end":"2025-01-02T11:16:12.507000+08:00","text":"請問部長，你認為像TISA帳戶的政策，財政部有沒有義務來支持或配合？","quality":0.935},{"speaker":"莊部長翠雲","start":"2025-01-02T11:16:13.991000+08:00","guessed":false,"end":"2025-01-02T11:16:54.952000+08:00","text":"對於金管會要推動所謂臺式的TISA，財政部當然是支持的，已經協助，所以我們跟金管會也有多次的溝通，對於現行有關的租稅優惠，包括資本利得免稅，也就是大家知道目前個人的證所稅是免納，還有投資孳息、就是股利的部分，我們有二擇一可以減稅，以及在存款部分的利息有27萬的特別扣除額，所以我們相關的現行租稅優惠和其他國家所採行的租稅優惠比較起來，其實我們比他們更優惠。","quality":0.939},{"speaker":"莊部長翠雲","start":"2025-01-02T11:16:55.553000+08:00","guessed":false,"end":"2025-01-02T11:17:24.014000+08:00","text":"我們認為：第一個，現行有關租稅優惠的措施要讓民眾知道，所以我們會提供相關的資訊，以及做成一些譬如比較容易讓民眾可以了解的現行租稅優惠，然後能夠加入TISA的開戶，這是我們現在跟金管會達成的共識；同時，金管會認為如果這樣的話，除了租稅優惠以外，其他譬如手續費的優惠，他們認為也可以提供。","quality":0.977},{"speaker":"莊部長翠雲","start":"2025-01-02T11:17:24.935000+08:00","guessed":false,"end":"2025-01-02T11:17:39.426000+08:00","text":"所以這個部分我們跟金管會事實上是密切聯繫跟溝通，我們當然也樂見TISA在臺灣能夠推動實施，對現行的租稅優惠，我們會儘量去宣導跟說明，讓民眾可以了解。","quality":0.957},{"speaker":"林委員德福","start":"2025-01-02T11:17:41.096000+08:00","guessed":false,"end":"2025-01-02T11:18:01.924000+08:00","text":"金管會表示，財政部會配合、主動協助計算TISA帳戶投資收益的稅賦，我請問部長，這到底是金管會吸引開戶政策的話術，還是財政部真的會主動來協助參加這項政策的投資人計算稅賦的收益？","quality":0.938},{"speaker":"莊部長翠雲","start":"2025-01-02T11:18:05.985000+08:00","guessed":false,"end":"2025-01-02T11:18:18.454000+08:00","text":"財政部對於民眾的相關需求事實上都有提供相當便利的方式，也可以協助做計算，這個部分我們跟金管會都有非常密切的溝通跟共識的。","quality":0.982},{"speaker":"林委員德福","start":"2025-01-02T11:18:19.114000+08:00","guessed":false,"end":"2025-01-02T11:18:56.413000+08:00","text":"最後一點，部長，有媒體報導，沒有稅賦優惠的TISA政策不會成功，因為由國際上推動個人儲蓄帳戶的成功經驗來看，如日本NISA及美國IRA帳戶等國家，都是為推動政策特別設立額外的稅賦誘因，並明確說明這個稅賦優惠帶來的資產累積效益，所以可吸引民間投資。","quality":0.939},{"speaker":"林委員德福","start":"2025-01-02T11:18:56.634000+08:00","guessed":false,"end":"2025-01-02T11:19:19.033000+08:00","text":"基於金管會推動TISA的主要目的是希望增進民間投資、落實普惠金融，並增進國人資產管理的能力，請問部長，財政部會不會重新評估TISA政策，給予特定的租稅優惠，以落實普惠金融的美意？","quality":0.951},{"speaker":"林委員德福","start":"2025-01-02T11:19:19.573000+08:00","guessed":false,"end":"2025-01-02T11:19:19.593000+08:00","text":"會不會？","quality":1},{"speaker":"莊部長翠雲","start":"2025-01-02T11:19:21.175000+08:00","guessed":false,"end":"2025-01-02T11:19:43.868000+08:00","text":"對於金管會要推動的TISA，我們把現行臺灣所實施的租稅優惠，跟日本的NISA、還有其他國際間相關的儲蓄投資帳戶所提供的租稅優惠都做過比較，其實臺版的TISA目前跟國際比較是最優惠的。","quality":0.988},{"speaker":"林委員德福","start":"2025-01-02T11:19:44.369000+08:00","guessed":false,"end":"2025-01-02T11:19:44.649000+08:00","text":"好，謝謝。","quality":1},{"speaker":"莊部長翠雲","start":"2025-01-02T11:19:44.669000+08:00","guessed":false,"end":"2025-01-02T11:19:44.669000+08:00","text":"謝謝委員。","quality":0.5},{"speaker":"主席","start":"2025-01-02T11:19:45.169000+08:00","guessed":true,"end":"2025-01-02T11:19:47.169000+08:00","text":"謝謝林德福委員。","quality":0},{"speaker":"主席","start":"2025-01-02T11:19:47.469000+08:00","guessed":true,"end":"2025-01-02T11:19:49.183286+08:00","text":"請賴士葆委員。","quality":0}]}},"supported_relations":[],"relations":[]}