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.116,"end":341.418,"text":"表達非常對美國非常的樂觀不過最近我想委員知道他現在的這個樂觀的情緒是慢慢在correction但是他的correction我個人解讀只是說是恢復到9月以前的"},{"start":342.399,"end":351.569,"text":"所以也沒有特別的壞所以現在市場有一股認為美國好像現在要進入衰退期事實上這是一個對於樂觀的預期現在是一個correction也就是現在是cool down的時候"},{"start":364.583,"end":379.484,"text":"先是一個過渡過渡其實跟去年九月其實預期是差不多當時的預期會比較高所以這個就是說人類的心理投資人的一個心理就是這樣市場的心理就是這樣"},{"start":380.205,"end":406.177,"text":"那我請教一下台積電的問題我剛剛很多委員都提到那其實台積電加碼投資美國一千億美元那台積電的董事長魏哲嘉其實還有提到他說先進的研發中心都是在台灣不論是兩奈米1.6奈米1.4奈米甚至一奈米都是在台灣是真正的研發中心那台積電在美國的研發中心"},{"start":407.037,"end":420.718,"text":"規模大概是1000人那他主要是做什麼呢生產線的製程優化跟我們剛才提到的那個所謂的這個真正研發中心是不一樣的那美國台商的會長韓如柏呢他這兩天呢有一個"},{"start":422.24,"end":442.175,"text":"演講川普關稅台灣基金片那他有提到說呢川普總統一直在強調半導體產業對美國未來的重要性那中國大陸也知道這個弱點而且試圖利用它最近就指控中國指控台灣把台積電當作伴手禮送給他人"},{"start":443.536,"end":458.253,"text":"山洞本來就已經緊張了國內情勢這不是只有共產黨在講我看很多在野黨在講台積電會變成美積電那我再請教一下因為也有一些學者提到說這個台積電加碼投資一千億會造成衝擊到台灣的會市那請教一下會有這個衝擊嗎"},{"start":464.205,"end":473.112,"text":"所以我剛剛事實上我們外匯局也有去請教過台積電它的財務處基本上就我所了解的"},{"start":481.019,"end":508.454,"text":"對匯市呢因為他就是說要多增加一千億的投資一千億的投資剛剛我同仁也在講就是說事實上也不是一次到位嘛對因為他是四年嘛也就是說一年是兩百五十億啦一年如果說就用這樣評論但是台積電很會賺錢而且他賺的都是外幣都是美元所以呢我剛剛我同仁也有去請教他他們一年的營收是將近一千億美元"},{"start":509.495,"end":527.854,"text":"所以說你看看它的營收那麼的龐大所以對外市場我覺得應該是我認為是不會有影響我想央行總裁講話這個份量就夠因為外界有一些人說將台積電去投資會衝擊到台灣的會市"},{"start":532.278,"end":544.836,"text":"會是如果說以我們現在所掌握的數據還有包括他們告訴我們的基本上也就是說像他1000例而且你看他的1000例事實上他也可以在美國他也可以在美國籌資對"},{"start":546.658,"end":566.49,"text":"他也可以在那邊籌資還有包括他本身的營收又那麼龐大所以我總覺得對我們外市場的一個不過我也會跟委員報告啦事實上我們每天對於我們的廠商的一個會市這個結構結束我們都會密切的注意他"},{"start":567.13,"end":593.892,"text":"有啦 我也看到你們報告有寫我們每天每天都是注意這個去年的主會主要是這個賣匯主要是這個主匯啦就是這個主貶啦怕這個新台幣貶太多啦效果也還不錯啦相對其他的這個亞洲國家來講剩下一點時間我請教總裁就是說這個賴總統提到說這個五百元的紙鈔有可能會做改版"},{"start":594.733,"end":623.384,"text":"那甚至會做這一個紀念幣那我問一下這個目前有在做這個籌備的工作嗎我們對於就是說這個對於這個就是說我們的這個就是說我們我們的這一次那我先講那個紙擦好了對我們不是我們有在規劃就是說用紀念幣或紀念鈔的一個方式紀念幣特別是紀念幣這個部分我們要用這樣來"},{"start":624.324,"end":641.603,"text":"紀念碑大概時程是到哪時候?我們現在就還正在規劃紫超改版有想過嗎?紀念超現在是沒有所以目前就朝著紀念碑的方式你們要掌握一下時程"},{"start":644.046,"end":658.899,"text":"這個十二強是去年11月的事情那你們至少今年要把它做出來啊不然明年又變經典賽了啊我們盡量啦有沒有辦法今年做出來這十二強的經典賽我們也是希望啦我們也是希望朝這個目標來做好不好對對對好OK好謝謝謝謝總裁謝謝"}]},"gazette":{"lineno":971,"blocks":[["李委員坤城：（11時36分）謝謝主席，我們請楊總裁。"],["主席：請楊總裁。"],["楊總裁金龍：謝謝召委跟委員。"],["李委員坤城：總裁好，今天備詢一個早上，其實也辛苦了。"],["楊總裁金龍：謝謝你，謝謝你。"],["李委員坤城：總裁，去年3月，其實我們在這邊也質詢過總裁，我覺得時間好像有倒流到去年這個時光，去年3月央行理監事會議記者會上，總裁就說當時升息半碼主要是為了抑制去年4月電價上漲引發國內通膨的預期心理。那當然升級半碼會讓市場覺得有點surprise，但是這是合理的一個決定。我記得當時大家在質詢的時候，外界有給總裁一個封號，叫做Mr. Surprise，我覺得，這是去年3月的事情，怎麼到了今年3月份，我們在討論這個事情，好像有既視感，好像跟去年的這個時候也差不多。","第一個，國內今年1、2月消費者物價指數（CPI）平均年增率超過2%的通膨警戒線。第二個，臺鐵恐怕會調漲部分費用，加上台電的2,000億預算被在野黨砍掉了，電價也面臨了調漲的壓力，所以後續物價有可能有上漲的壓力。第三個，美國川普總統上任，會加徵關稅，然後聯準會的貨幣政策，有可能會造成CPI指數無法回落到1.5%以下。所以本席再請教總裁，外界預期下禮拜央行理監事會議之後是否會採取預防性升息，因為去年的情況跟現在的情況好像也差不多，總裁有沒有覺得好像我去年講的這些東西跟今年遇到的狀況好像有點類似？"],["楊總裁金龍：我覺得委員掌握我們的整個邏輯跟說法，還有整個經濟金融的情況，掌握得非常好。我想，第一個，我們還是由我們的理事來決定。"],["李委員坤城：當然啦。"],["楊總裁金龍：委員講去年的情況跟今年的情況好像是有一點類似……"],["李委員坤城：對啊。你那時候就是怕會有通膨的預期心理，所以就升息了半碼，我覺得去年的情況跟今年這個情況好像差不多。"],["楊總裁金龍：不過我想3月20日就會揭曉。"],["李委員坤城：好，那我請教總裁，現在這個情況跟去年的情況有沒有有點類似？"],["楊總裁金龍：是有一點類似。"],["李委員坤城：有點類似，那這個答案好像呼之欲出啊。"],["楊總裁金龍：雖然情況有一點類似，不過第一個，我們也會考慮到，雖然通膨會上修在2%左右，那我們要不要很擔心？這個是第一個。第二個，如果長期我們認為我們的通膨還是有下來的趨勢，那我們是不是也要考量？這個是第二個。第三個，我們也會考量到現在的不確定性，不管是對通膨的不確定性，或是對經濟的不確定性，我們必須要更關心它。"],["李委員坤城：好，我聽總裁這樣講，如果真的下禮拜開會有升息半碼，我覺得大概也沒有這麼surprise，是不是？"],["楊總裁金龍：不過，因為是理事共同來討論的，我在這邊好像也不便多說。"],["李委員坤城：好。剛剛總裁很多次提到不確定性，在答復其他立委的時候也提到，有關川普總統上台之後，其實去年11月我也問過總裁，那時候川普當選，我就問總裁，說川普當選，總裁的心情會怎麼樣，總裁那時候的回答是說，政策是不容預測，那就是有不確定性……"],["楊總裁金龍：對。"],["李委員坤城：金融市場如果有不確定性，就是一個很大的問題……"],["楊總裁金龍：對。"],["李委員坤城：那我看總裁今天的報告也很多次出現「不確定性」，經過了半年再來看，這個不確定性還是很高嗎？"],["楊總裁金龍：我們在報告第6頁有講到，那個時候都對川普的交易非常樂觀，所以你看美國的這些數據，包括股市、美元、公債的利率，都是表達對美國非常樂觀，不過最近我想委員也知道，現在這個樂觀的情緒是慢慢在correction，但是這個correction，我個人解讀，只是回復到9月以前，也沒有說是特別的壞，所以現在市場有一些人認為美國好像現在要進入衰退期，事實上這是對於樂觀的預期的，現在是一個correction，也就是現在是cool down的時候……"],["李委員坤城：cool down，其實跟去年9月預估是差不多啦，當時的預期會比較高。"],["楊總裁金龍：是，所以這個就是人類的心理，投資人的心理就是這樣子，市場的心理就是這樣子。"],["李委員坤城：好。那我請教一下台積電的問題，剛剛很多委員都提到。台積電加碼投資美國1,000億美元，台積電董事長魏哲家其實有提到，最先進的研發中心都是在臺灣，不論是2奈米、1.6奈米、1.4奈米，甚至1奈米，都是在臺灣，是真正的研發中心，那台積電在美國的研發中心，規模大概是1,000人，主要是做什麼呢？生產線的製程優化，跟我們剛剛提到的真正研發中心是不一樣的……"],["楊總裁金龍：是。"],["李委員坤城：美國臺商會長韓儒伯這兩天有一個演講，以「川普、關稅、臺灣及晶片」為題，他有提到，川普總統一直在強調半導體產業對美國未來的重要性，中國大陸也知道這個弱點，而且試圖利用它，最近中國就指控臺灣把台積電當作伴手禮送給他人，煽動本來就已經緊張的國內情勢，這不是只有共產黨在講，我看很多在野黨也在講，說台積電會變成美積電。那我再請教一下，有一些學者提到，台積電加碼投資1,000億，會衝擊到臺灣的匯市，請教一下，會有這個衝擊嗎？"],["楊總裁金龍：事實上我們外匯局也有去請教過台積電的財務處，基本上，就我所了解的，台積電說要多增加1,000億的投資，剛剛我的同仁也在講，事實上……"],["李委員坤城：也不是一次到位嘛。"],["楊總裁金龍：對，因為是分四年投資，也就是一年是250億，如果最後用這樣平均，但是台積電很會賺錢，而且賺的都是外幣，都是美元，所以剛剛我的同仁也有去請教他們，他們一年的營收是將近1,000億美元，你看看，它的營收那麼的龐大，所以對外匯市場的衝擊，我認為是不會的。"],["李委員坤城：不會有影響嘛？"],["楊總裁金龍：不會有影響。"],["李委員坤城：我想央行總裁講話這個份量就夠，因為外界有一些人說，台積電去投資會衝擊到臺灣的匯市……"],["楊總裁金龍：如果以我們現在所掌握的數據，還有包括他們告訴我們的，基本上，台積電在美國投資1,000億，它也可以在美國籌資，還有包括它本身的營收又那麼龐大，所以我總覺得對我們外匯市場的衝擊沒有那麼大。不過我也會跟委員報告，事實上，我們每天對於我們廠商的匯市結購、結售都會密切注意，……"],["李委員坤城：有啦，我也看到你們報告有寫。"],["楊總裁金龍：我們每天每天都是注意這個。"],["李委員坤城：去年主要是阻貶，怕新臺幣貶太多。"],["楊總裁金龍：是。"],["李委員坤城：效果也還不錯啦，相對其他的亞洲國家來講。","剩下一點時間，我請教總裁，賴總統有提到500元的紙鈔有可能會改版，甚至會做紀念幣，那我問一下，目前有在做籌備的工作嗎？"],["楊總裁金龍：我們對於這個……"],["李委員坤城：我先講紙鈔好了。"],["楊總裁金龍：我們有在規劃用紀念幣或紀念鈔的方式，特別是紀念幣，這個部分我們要用這樣的來表達。"],["李委員坤城：那紀念幣的時程大概是到哪時候？"],["楊總裁金龍：我們現在還正在規劃，還要聽聽大家……"],["李委員坤城：紙鈔改版有想過嗎？"],["楊總裁金龍：紀念鈔現在是沒有。"],["李委員坤城：已經沒有？"],["楊總裁金龍：是。"],["李委員坤城：所以目前就朝著紀念幣的方式？"],["楊總裁金龍：是。"],["李委員坤城：你們要掌握一下時程啊。12強是去年11月的事情，那你們至少今年要把它做出來啊……"],["楊總裁金龍：是，我們儘量……"],["李委員坤城：不然明年又變經典賽了啊。"],["楊總裁金龍：我們儘量啦，我們儘量。"],["李委員坤城：有沒有辦法今年把12強的紀念幣做出來？"],["楊總裁金龍：我們是希望啦。我們也是希望啦。"],["李委員坤城：你們也是希望，朝這個目標來做，好不好？"],["楊總裁金龍：對，對。"],["李委員坤城：好。OK。謝謝。謝謝總裁。謝謝主席。"],["主席：謝謝李委員的質詢。","下一位請王世堅委員質詢。","向委員會報告，我們現在開始發便當，各位要在這裡食用的話，是可以的。"]],"agenda":{"page_end":226,"meet_id":"委員會-11-3-20-2","speakers":["賴士葆","林德福","吳秉叡","顏寬恒","郭國文","賴惠員","李彥秀","鍾佳濱","羅明才","黃珊珊","林思銘","李坤城","王世堅","陳玉珍","王鴻薇","邱志偉","陳冠廷","李柏毅"],"page_start":169,"meetingDate":["2025-03-13"],"gazette_id":"1142701","agenda_lcidc_ids":["1142701_00005"],"meet_name":"立法院第11屆第3會期財政委員會第2次全體委員會議紀錄","content":"邀請中央銀行楊總裁金龍率所屬單位主管暨財金資訊股份有限公司董事長列席業務報告，並備質\n詢","agenda_id":"1142701_00004"}}},"supported_relations":[],"relations":[]}