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辛苦苦的血汗錢，好不容易累積了五年、十年、十幾年，一次就被騙走了，你覺得這會讓人感到同情嗎？"],["彭主任委員金隆：那當然，任何受害者，我們都是基於最大的關懷，但是站在金融機構，特別是銀行的角度，我覺得現在所著力的重點，應該在帳戶的管理，以及受詐金額要怎麼讓它增加追回的可能性等等，當然，這整個犯罪過程非常複雜，甚至可能跟檢調警，還有整個社會氛圍、社會狀況都有關係……"],["羅委員明才：現在看起來有很多也是透過所謂的投資虛擬貨幣或是冷錢包等等，請問什麼是冷錢包？"],["彭主任委員金隆：冷錢包就是它的儲存沒有上網連接的儲存設備。"],["羅委員明才：這占很大一部分，主管機關要不要面對？臺灣到底可不可以買賣虛擬貨幣？什麼時候可以真正上到管理的正軌？"],["彭主任委員金隆：其實現在我們已經在逐步……"],["羅委員明才：因為你沒有管理，變成有很多漏洞可以詐騙，以訛傳訛，大家也搞不清楚。"],["彭主任委員金隆：這點要稍微澄清，我們現在不是沒有管理，我們是從洗錢防制的角度一步一步管理，我們現在已經有洗防聲明，接下來是洗防登記，然後我們也開始研擬虛擬資產服務商管理法，這部分我們接下來會……"],["羅委員明才：所以主委的意思是虛擬貨幣可以買賣囉？"],["彭主任委員金隆：其實現在虛擬貨幣在市場上就已經有交易，只是說我們現在沒有對……"],["羅委員明才：那主委我請教你，我是沒買過，很多人大概都沒買過，只是聽過，因此大家也不清楚到底規範在哪裡，其實你越不管理，問題就越多，請問主委，你可不可以教我去買一顆比特幣？我要跟誰買？怎麼樣才不會被詐騙？"],["彭主任委員金隆：這個當然我沒辦法教委員，但是我覺得……"],["羅委員明才：沒關係，你的管理單位是誰？"],["彭主任委員金隆：可以跟我們期局聯絡，但是上網看就有很多教學影片。"],["羅委員明才：證期局？"],["彭主任委員金隆：對。"],["羅委員明才：我覺得還是要導正，因為當美國總統川普上臺以後，他已經認可了虛擬貨幣，你要跟著世界走嘛！"],["彭主任委員金隆：其實我們也沒有不認可，只是我們現在在逐步納管中。"],["羅委員明才：逐步嗎？那我希望這個會期可以做一件事情，就是你教導我如何買一顆正常、安全、不會被詐騙的比特幣，整個流程讓我知道一下？"],["彭主任委員金隆：我請我們……"],["羅委員明才：那我請問最後一句，買一顆比特幣要花多少錢？"],["彭主任委員金隆：現在大概在八萬多塊美金。"],["羅委員明才：臺幣嗎？"],["彭主任委員金隆：不是，是美金。"],["羅委員明才：美金喔！那我要稍微湊一下，你要教我喔！"],["主席（賴委員士葆）：好啦！你不用湊啦，「壁角掃掃」就有了啦！","謝謝羅委員的質詢。","下一位請陳玉珍委員質詢。"]],"agenda":{"page_end":478,"meet_id":"委員會-11-3-20-4","speakers":["賴士葆","林德福","吳秉叡","顏寬恒","郭國文","賴惠員","李彥秀","鍾佳濱","李坤城","林思銘","黃珊珊","羅明才","陳玉珍","王世堅","張啓楷","徐欣瑩","邱志偉","楊瓊瓔"],"page_start":419,"meetingDate":["2025-03-26"],"gazette_id":"1143101","agenda_lcidc_ids":["1143101_00008"],"meet_name":"立法院第11屆第3會期財政委員會第4次全體委員會議紀錄","content":"邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相\n關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集\n中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢","agenda_id":"1143101_00007"}}},"supported_relations":[],"relations":[]}