{"error":false,"id":["16202"],"data":{"IVOD_ID":16202,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Full/1M/16202","日期":"2024-10-24","會議資料":{"會議代碼":"委員會-11-2-20-4","會議代碼:str":"第11屆第2會期財政委員會第4次全體委員會議","屆":11,"會期":2,"會次":4,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第2會期財政委員會第4次全體委員會議"},"影片種類":"Full","開始時間":"2024-10-24T08:29:59+08:00","結束時間":"2024-10-24T13:46:00+08:00","影片長度":"05:16:01","支援功能":["ai-transcript"],"video_url":"https://h264media01.ly.gov.tw:443/vod_1/_definst_/mp4:1M/b41997f390c3528e5998180c4b1e7cf49b5fa2f296a935346059d4d42a7fce219f5ea98fae4046b95ea18f28b6918d91.mp4/playlist.m3u8","會議時間":"2024-10-24T09:00:00+08:00","會議名稱":"立法院第11屆第2會期財政委員會第4次全體委員會議（事由：邀請金融監督管理委員會彭主任委員金隆、財政部莊部長翠雲、中央銀行、國家發展委員會、經濟部、交通部就「政府推動臺灣成為亞洲資產管理中心之具體作為暨如何協助金融科技及新創產業籌資現況與未來發展」進行專題報告，並備質詢。）","委員名稱":"完整會議","委員發言時間":"08:29:59 - 13:46:00","transcript":{"pyannote":[{"speaker":"SPEAKER_30","start":131.92596875,"end":133.44471875000002},{"speaker":"SPEAKER_30","start":134.81159375000001,"end":135.63846875000002},{"speaker":"SPEAKER_24","start":1805.26784375,"end":1806.7359687500002},{"speaker":"SPEAKER_24","start":1807.36034375,"end":1810.1447187500003},{"speaker":"SPEAKER_24","start":1813.68846875,"end":1815.6797187500001},{"speaker":"SPEAKER_00","start":1816.08471875,"end":1818.9197187500001},{"speaker":"SPEAKER_24","start":1821.5184687500002,"end":1826.8509687500002},{"speaker":"SPEAKER_24","start":1827.47534375,"end":1828.2684687500002},{"speaker":"SPEAKER_24","start":1828.9772187500002,"end":1835.05221875},{"speaker":"SPEAKER_00","start":1830.4790937500002,"end":1830.9009687500002},{"speaker":"SPEAKER_12","start":1835.7272187500002,"end":1859.52096875},{"speaker":"SPEAKER_12","start":1860.7697187500003,"end":1862.3222187500003},{"speaker":"SPEAKER_12","start":1863.0309687500003,"end":1884.6309687500002},{"speaker":"SPEAKER_12","start":1884.7828437500002,"end":1889.76096875},{"speaker":"SPEAKER_12","start":1889.91284375,"end":1894.8065937500003},{"speaker":"SPEAKER_12","start":1895.3803437500003,"end":1907.76659375},{"speaker":"SPEAKER_12","start":1908.2222187500001,"end":1911.5465937500003},{"speaker":"SPEAKER_12","start":1912.12034375,"end":1917.4190937500002},{"speaker":"SPEAKER_12","start":1918.4147187500002,"end":1935.0197187500003},{"speaker":"SPEAKER_12","start":1935.3065937500003,"end":1941.0440937500002},{"speaker":"SPEAKER_12","start":1941.3984687500001,"end":1954.0715937500001},{"speaker":"SPEAKER_12","start":1954.59471875,"end":1975.8909687500002},{"speaker":"SPEAKER_12","start":1976.5153437500003,"end":1979.8903437500003},{"speaker":"SPEAKER_12","start":1980.6497187500001,"end":1992.3609687500002},{"speaker":"SPEAKER_24","start":1993.9472187500003,"end":1995.4153437500001},{"speaker":"SPEAKER_24","start":1995.80346875,"end":1998.0140937500003},{"speaker":"SPEAKER_24","start":1998.3853437500002,"end":1998.7397187500003},{"speaker":"SPEAKER_24","start":1999.17846875,"end":2000.7815937500002},{"speaker":"SPEAKER_24","start":2001.0515937500002,"end":2001.7265937500001},{"speaker":"SPEAKER_24","start":2001.99659375,"end":2004.3422187500003},{"speaker":"SPEAKER_24","start":2005.0678437500003,"end":2008.9153437500001},{"speaker":"SPEAKER_12","start":2009.3372187500001,"end":2015.8509687500002},{"speaker":"SPEAKER_12","start":2016.1715937500003,"end":2028.3553437500002},{"speaker":"SPEAKER_24","start":2029.5872187500001,"end":2034.61596875},{"speaker":"SPEAKER_24","start":2034.8859687500003,"end":2036.0672187500002},{"speaker":"SPEAKER_24","start":2036.3203437500001,"end":2040.0497187500002},{"speaker":"SPEAKER_24","start":2040.2690937500001,"end":2045.9897187500003},{"speaker":"SPEAKER_24","start":2046.3440937500002,"end":2052.0478437500005},{"speaker":"SPEAKER_24","start":2052.60471875,"end":2055.0009687500005},{"speaker":"SPEAKER_24","start":2056.11471875,"end":2056.70534375},{"speaker":"SPEAKER_24","start":2057.1778437499997,"end":2058.4772187500002},{"speaker":"SPEAKER_24","start":2060.1140937500004,"end":2060.56971875},{"speaker":"SPEAKER_24","start":2060.70471875,"end":2063.9109687500004},{"speaker":"SPEAKER_24","start":2064.2147187500004,"end":2067.5222187500003},{"speaker":"SPEAKER_24","start":2067.92721875,"end":2070.45846875},{"speaker":"SPEAKER_24","start":2071.5553437500002,"end":2071.9434687499997},{"speaker":"SPEAKER_24","start":2072.7703437500004,"end":2076.2128437500005},{"speaker":"SPEAKER_24","start":2078.23784375,"end":2080.93784375},{"speaker":"SPEAKER_24","start":2081.2078437500004,"end":2082.0515937500004},{"speaker":"SPEAKER_24","start":2083.0134687500004,"end":2087.1647187500002},{"speaker":"SPEAKER_24","start":2087.73846875,"end":2089.5947187500005},{"speaker":"SPEAKER_24","start":2090.45534375,"end":2091.07971875},{"speaker":"SPEAKER_24","start":2091.78846875,"end":2094.5897187500004},{"speaker":"SPEAKER_24","start":2095.41659375,"end":2096.12534375},{"speaker":"SPEAKER_24","start":2097.2897187500002,"end":2098.58909375},{"speaker":"SPEAKER_24","start":2098.90971875,"end":2100.9684687500003},{"speaker":"SPEAKER_24","start":2101.62659375,"end":2102.16659375},{"speaker":"SPEAKER_24","start":2102.7234687500004,"end":2104.37721875},{"speaker":"SPEAKER_24","start":2105.28846875,"end":2106.0478437500005},{"speaker":"SPEAKER_24","start":2106.50346875,"end":2111.61659375},{"speaker":"SPEAKER_24","start":2111.97096875,"end":2112.7809687500003},{"speaker":"SPEAKER_24","start":2113.3209687500002,"end":2113.96221875},{"speaker":"SPEAKER_24","start":2114.3672187500006,"end":2115.78471875},{"speaker":"SPEAKER_24","start":2117.35409375,"end":2117.69159375},{"speaker":"SPEAKER_24","start":2118.43409375,"end":2121.01596875},{"speaker":"SPEAKER_24","start":2121.48846875,"end":2124.32346875},{"speaker":"SPEAKER_24","start":2125.3359687500006,"end":2125.8084687500004},{"speaker":"SPEAKER_24","start":2126.98971875,"end":2128.4072187500005},{"speaker":"SPEAKER_24","start":2129.47034375,"end":2130.65159375},{"speaker":"SPEAKER_24","start":2130.97221875,"end":2136.7265937500006},{"speaker":"SPEAKER_24","start":2137.09784375,"end":2138.2115937500002},{"speaker":"SPEAKER_24","start":2138.2959687500006,"end":2142.2615937500004},{"speaker":"SPEAKER_24","start":2142.6159687500003,"end":2143.1559687500003},{"speaker":"SPEAKER_24","start":2143.6622187500006,"end":2145.5859687500006},{"speaker":"SPEAKER_24","start":2147.77971875,"end":2149.6190937500005},{"speaker":"SPEAKER_24","start":2151.34034375,"end":2152.9265937500004},{"speaker":"SPEAKER_24","start":2152.9772187500002,"end":2153.02784375},{"speaker":"SPEAKER_24","start":2153.2303437500004,"end":2154.58034375},{"speaker":"SPEAKER_24","start":2155.32284375,"end":2156.7740937500002},{"speaker":"SPEAKER_24","start":2158.6472187500003,"end":2160.68909375},{"speaker":"SPEAKER_24","start":2161.02659375,"end":2161.63409375},{"speaker":"SPEAKER_24","start":2162.1572187500005,"end":2165.07659375},{"speaker":"SPEAKER_24","start":2165.8190937500003,"end":2166.3759687500005},{"speaker":"SPEAKER_24","start":2166.8653437500006,"end":2168.28284375},{"speaker":"SPEAKER_24","start":2168.94096875,"end":2171.2528437500005},{"speaker":"SPEAKER_24","start":2171.89409375,"end":2175.2353437500005},{"speaker":"SPEAKER_24","start":2176.70346875,"end":2179.6228437500004},{"speaker":"SPEAKER_24","start":2179.9265937500004,"end":2181.1922187500004},{"speaker":"SPEAKER_24","start":2182.4578437500004,"end":2184.8203437500006},{"speaker":"SPEAKER_24","start":2187.26721875,"end":2190.38909375},{"speaker":"SPEAKER_24","start":2190.50721875,"end":2190.9459687500002},{"speaker":"SPEAKER_24","start":2191.8065937500005,"end":2195.3503437500003},{"speaker":"SPEAKER_24","start":2196.10971875,"end":2196.8522187500002},{"speaker":"SPEAKER_24","start":2197.30784375,"end":2200.7840937500005},{"speaker":"SPEAKER_24","start":2201.84721875,"end":2205.7959687500006},{"speaker":"SPEAKER_24","start":2205.9647187500004,"end":2206.3865937500004},{"speaker":"SPEAKER_24","start":2207.66909375,"end":2209.06971875},{"speaker":"SPEAKER_24","start":2209.4072187500005,"end":2216.2753437500005},{"speaker":"SPEAKER_24","start":2216.91659375,"end":2220.03846875},{"speaker":"SPEAKER_24","start":2220.1903437500005,"end":2220.4772187500002},{"speaker":"SPEAKER_24","start":2222.62034375,"end":2231.0915937500004},{"speaker":"SPEAKER_24","start":2231.54721875,"end":2236.32284375},{"speaker":"SPEAKER_24","start":2236.86284375,"end":2237.40284375},{"speaker":"SPEAKER_24","start":2237.9765937500006,"end":2242.63409375},{"speaker":"SPEAKER_24","start":2242.9715937500005,"end":2246.8865937500004},{"speaker":"SPEAKER_24","start":2247.20721875,"end":2249.87346875},{"speaker":"SPEAKER_24","start":2250.24471875,"end":2252.65784375},{"speaker":"SPEAKER_26","start":2257.4840937500003,"end":2260.96034375},{"speaker":"SPEAKER_26","start":2261.4159687500005,"end":2268.8915937500005},{"speaker":"SPEAKER_26","start":2269.22909375,"end":2273.7178437500006},{"speaker":"SPEAKER_26","start":2274.08909375,"end":2276.02971875},{"speaker":"SPEAKER_26","start":2276.5528437500006,"end":2277.6834687500004},{"speaker":"SPEAKER_26","start":2278.20659375,"end":2280.8222187500005},{"speaker":"SPEAKER_26","start":2281.07534375,"end":2286.0534687500003},{"speaker":"SPEAKER_26","start":2286.39096875,"end":2288.6015937500006},{"speaker":"SPEAKER_26","start":2289.04034375,"end":2293.9678437500006},{"speaker":"SPEAKER_26","start":2294.33909375,"end":2297.91659375},{"speaker":"SPEAKER_26","start":2298.03471875,"end":2299.30034375},{"speaker":"SPEAKER_26","start":2299.7390937500004,"end":2303.6034687500005},{"speaker":"SPEAKER_26","start":2304.04221875,"end":2305.30784375},{"speaker":"SPEAKER_26","start":2305.5778437500003,"end":2309.9315937500005},{"speaker":"SPEAKER_26","start":2310.26909375,"end":2311.16346875},{"speaker":"SPEAKER_26","start":2311.45034375,"end":2312.9353437500004},{"speaker":"SPEAKER_26","start":2313.6609687500004,"end":2318.4872187500005},{"speaker":"SPEAKER_26","start":2318.68971875,"end":2322.62159375},{"speaker":"SPEAKER_26","start":2323.04346875,"end":2325.4903437500006},{"speaker":"SPEAKER_26","start":2325.7772187500004,"end":2331.59909375},{"speaker":"SPEAKER_26","start":2331.95346875,"end":2336.3747187500003},{"speaker":"SPEAKER_26","start":2336.6953437500006,"end":2339.4459687500002},{"speaker":"SPEAKER_26","start":2340.2559687500006,"end":2340.62721875},{"speaker":"SPEAKER_26","start":2340.99846875,"end":2343.4959687500004},{"speaker":"SPEAKER_26","start":2344.5084687500002,"end":2347.09034375},{"speaker":"SPEAKER_26","start":2347.4278437500006,"end":2351.10659375},{"speaker":"SPEAKER_26","start":2351.47784375,"end":2352.3553437500004},{"speaker":"SPEAKER_26","start":2352.86159375,"end":2353.0809687500005},{"speaker":"SPEAKER_26","start":2353.2497187500003,"end":2357.4178437500004},{"speaker":"SPEAKER_26","start":2357.5528437500006,"end":2376.4528437500003},{"speaker":"SPEAKER_26","start":2376.9422187500004,"end":2382.2578437500006},{"speaker":"SPEAKER_26","start":2382.52784375,"end":2388.5184687500005},{"speaker":"SPEAKER_26","start":2388.78846875,"end":2389.69971875},{"speaker":"SPEAKER_26","start":2389.9697187500005,"end":2392.0790937500005},{"speaker":"SPEAKER_26","start":2392.93971875,"end":2394.9647187500004},{"speaker":"SPEAKER_26","start":2395.4540937500005,"end":2398.1540937500004},{"speaker":"SPEAKER_26","start":2398.49159375,"end":2402.33909375},{"speaker":"SPEAKER_26","start":2402.47409375,"end":2404.7184687500003},{"speaker":"SPEAKER_26","start":2404.9209687500006,"end":2406.97971875},{"speaker":"SPEAKER_26","start":2407.4522187500006,"end":2411.2322187500004},{"speaker":"SPEAKER_26","start":2411.62034375,"end":2414.6072187500004},{"speaker":"SPEAKER_26","start":2415.01221875,"end":2419.1803437500002},{"speaker":"SPEAKER_26","start":2419.6697187500004,"end":2421.76221875},{"speaker":"SPEAKER_26","start":2422.18409375,"end":2425.55909375},{"speaker":"SPEAKER_26","start":2425.91346875,"end":2430.2165937500004},{"speaker":"SPEAKER_26","start":2430.43596875,"end":2434.7390937500004},{"speaker":"SPEAKER_26","start":2435.3465937500005,"end":2436.2578437500006},{"speaker":"SPEAKER_26","start":2436.9665937500004,"end":2438.51909375},{"speaker":"SPEAKER_26","start":2438.7215937500005,"end":2444.0878437500005},{"speaker":"SPEAKER_26","start":2444.3747187500003,"end":2445.69096875},{"speaker":"SPEAKER_26","start":2446.02846875,"end":2446.9734687500004},{"speaker":"SPEAKER_26","start":2447.59784375,"end":2448.55971875},{"speaker":"SPEAKER_26","start":2449.0322187500005,"end":2451.52971875},{"speaker":"SPEAKER_26","start":2451.95159375,"end":2455.27596875},{"speaker":"SPEAKER_26","start":2456.3053437500002,"end":2465.8397187500004},{"speaker":"SPEAKER_26","start":2465.8903437500003,"end":2472.50534375},{"speaker":"SPEAKER_26","start":2473.1465937500006,"end":2475.44159375},{"speaker":"SPEAKER_26","start":2475.6103437500005,"end":2476.30221875},{"speaker":"SPEAKER_26","start":2476.48784375,"end":2478.39471875},{"speaker":"SPEAKER_26","start":2478.4959687500004,"end":2482.7147187500004},{"speaker":"SPEAKER_26","start":2482.9003437500005,"end":2488.7897187500002},{"speaker":"SPEAKER_26","start":2489.0428437500004,"end":2491.3378437500005},{"speaker":"SPEAKER_26","start":2491.5740937500004,"end":2494.1559687500003},{"speaker":"SPEAKER_26","start":2494.61159375,"end":2494.9997187500003},{"speaker":"SPEAKER_26","start":2495.8603437500005,"end":2500.6697187500004},{"speaker":"SPEAKER_26","start":2500.93971875,"end":2506.8797187500004},{"speaker":"SPEAKER_26","start":2507.1328437500006,"end":2508.3309687500005},{"speaker":"SPEAKER_26","start":2509.0565937500005,"end":2509.4278437500006},{"speaker":"SPEAKER_26","start":2509.5965937500005,"end":2511.06471875},{"speaker":"SPEAKER_26","start":2511.4022187500004,"end":2513.1572187500005},{"speaker":"SPEAKER_26","start":2513.89971875,"end":2514.69284375},{"speaker":"SPEAKER_26","start":2514.9628437500005,"end":2519.6540937500004},{"speaker":"SPEAKER_26","start":2519.73846875,"end":2523.19784375},{"speaker":"SPEAKER_26","start":2523.2653437500003,"end":2524.21034375},{"speaker":"SPEAKER_26","start":2524.51409375,"end":2528.8340937500006},{"speaker":"SPEAKER_26","start":2529.32346875,"end":2530.9940937500005},{"speaker":"SPEAKER_26","start":2531.24721875,"end":2532.2597187500005},{"speaker":"SPEAKER_26","start":2532.4453437500006,"end":2535.46596875},{"speaker":"SPEAKER_26","start":2535.55034375,"end":2536.8328437500004},{"speaker":"SPEAKER_26","start":2537.2040937500005,"end":2539.63409375},{"speaker":"SPEAKER_26","start":2540.3259687500004,"end":2541.86159375},{"speaker":"SPEAKER_26","start":2542.23284375,"end":2542.7559687500006},{"speaker":"SPEAKER_26","start":2542.8572187500004,"end":2546.7722187500003},{"speaker":"SPEAKER_26","start":2546.9747187500006,"end":2550.8728437500004},{"speaker":"SPEAKER_26","start":2551.2272187500002,"end":2554.8047187500006},{"speaker":"SPEAKER_26","start":2555.5303437500006,"end":2555.8847187500005},{"speaker":"SPEAKER_26","start":2556.1884687500005,"end":2558.75346875},{"speaker":"SPEAKER_26","start":2559.15846875,"end":2564.82846875},{"speaker":"SPEAKER_26","start":2565.13221875,"end":2569.94159375},{"speaker":"SPEAKER_26","start":2570.6503437500005,"end":2572.91159375},{"speaker":"SPEAKER_26","start":2574.59909375,"end":2580.9609687500006},{"speaker":"SPEAKER_26","start":2581.2478437500004,"end":2582.9522187500006},{"speaker":"SPEAKER_26","start":2583.27284375,"end":2584.5047187500004},{"speaker":"SPEAKER_26","start":2584.58909375,"end":2587.91346875},{"speaker":"SPEAKER_26","start":2588.26784375,"end":2589.95534375},{"speaker":"SPEAKER_26","start":2590.07346875,"end":2593.4147187500002},{"speaker":"SPEAKER_26","start":2593.6172187500006,"end":2595.1190937500005},{"speaker":"SPEAKER_26","start":2595.87846875,"end":2598.93284375},{"speaker":"SPEAKER_26","start":2599.60784375,"end":2600.94096875},{"speaker":"SPEAKER_26","start":2601.27846875,"end":2601.7340937500003},{"speaker":"SPEAKER_26","start":2602.79721875,"end":2605.4803437500004},{"speaker":"SPEAKER_26","start":2605.76721875,"end":2610.94784375},{"speaker":"SPEAKER_26","start":2611.3865937500004,"end":2613.6309687500006},{"speaker":"SPEAKER_26","start":2614.12034375,"end":2615.68971875},{"speaker":"SPEAKER_26","start":2615.8415937500004,"end":2618.52471875},{"speaker":"SPEAKER_26","start":2618.96346875,"end":2621.83221875},{"speaker":"SPEAKER_26","start":2622.22034375,"end":2626.72596875},{"speaker":"SPEAKER_26","start":2626.89471875,"end":2628.4303437500002},{"speaker":"SPEAKER_26","start":2629.5947187500005,"end":2631.43409375},{"speaker":"SPEAKER_26","start":2631.60284375,"end":2636.47971875},{"speaker":"SPEAKER_26","start":2636.90159375,"end":2640.15846875},{"speaker":"SPEAKER_26","start":2640.34409375,"end":2646.68909375},{"speaker":"SPEAKER_26","start":2647.0772187500006,"end":2648.19096875},{"speaker":"SPEAKER_26","start":2648.29221875,"end":2652.4265937500004},{"speaker":"SPEAKER_26","start":2652.8990937500002,"end":2653.96221875},{"speaker":"SPEAKER_26","start":2654.1140937500004,"end":2655.64971875},{"speaker":"SPEAKER_26","start":2656.08846875,"end":2656.93221875},{"speaker":"SPEAKER_26","start":2657.33721875,"end":2666.50034375},{"speaker":"SPEAKER_26","start":2666.8209687500002,"end":2673.55409375},{"speaker":"SPEAKER_26","start":2673.80721875,"end":2676.01784375},{"speaker":"SPEAKER_26","start":2676.6084687500006,"end":2676.9459687500002},{"speaker":"SPEAKER_26","start":2677.2665937500005,"end":2677.8740937500006},{"speaker":"SPEAKER_26","start":2678.43096875,"end":2679.57846875},{"speaker":"SPEAKER_26","start":2680.2197187500005,"end":2682.90284375},{"speaker":"SPEAKER_26","start":2683.2234687500004,"end":2686.3115937500006},{"speaker":"SPEAKER_26","start":2686.56471875,"end":2694.34409375},{"speaker":"SPEAKER_26","start":2694.9178437500004,"end":2698.86659375},{"speaker":"SPEAKER_26","start":2699.1365937500004,"end":2700.19971875},{"speaker":"SPEAKER_26","start":2700.73971875,"end":2705.1609687500004},{"speaker":"SPEAKER_26","start":2705.3972187500003,"end":2708.28284375},{"speaker":"SPEAKER_26","start":2708.7890937500006,"end":2709.48096875},{"speaker":"SPEAKER_26","start":2709.9365937500006,"end":2710.37534375},{"speaker":"SPEAKER_26","start":2710.6453437500004,"end":2715.2859687500004},{"speaker":"SPEAKER_26","start":2715.4715937500005,"end":2718.1715937500003},{"speaker":"SPEAKER_26","start":2718.5934687500003,"end":2723.4365937500006},{"speaker":"SPEAKER_26","start":2723.5547187500006,"end":2727.4190937500007},{"speaker":"SPEAKER_26","start":2728.51596875,"end":2728.87034375},{"speaker":"SPEAKER_26","start":2729.3934687500005,"end":2733.5447187500004},{"speaker":"SPEAKER_26","start":2733.94971875,"end":2738.0165937500005},{"speaker":"SPEAKER_26","start":2738.1853437500004,"end":2741.0709687500002},{"speaker":"SPEAKER_26","start":2741.40846875,"end":2745.7284687500005},{"speaker":"SPEAKER_26","start":2746.2009687500004,"end":2748.6309687500006},{"speaker":"SPEAKER_26","start":2748.88409375,"end":2751.0778437500003},{"speaker":"SPEAKER_26","start":2751.3815937500003,"end":2751.7022187500006},{"speaker":"SPEAKER_26","start":2752.0397187500002,"end":2753.9128437500003},{"speaker":"SPEAKER_26","start":2754.06471875,"end":2759.2284687500005},{"speaker":"SPEAKER_26","start":2759.78534375,"end":2762.21534375},{"speaker":"SPEAKER_26","start":2762.5865937500002,"end":2766.2822187500005},{"speaker":"SPEAKER_26","start":2766.7547187500004,"end":2771.4122187500006},{"speaker":"SPEAKER_26","start":2771.61471875,"end":2773.58909375},{"speaker":"SPEAKER_26","start":2773.67346875,"end":2774.5847187500003},{"speaker":"SPEAKER_26","start":2775.0234687500006,"end":2780.1534687500007},{"speaker":"SPEAKER_26","start":2780.2715937500006,"end":2783.3428437500006},{"speaker":"SPEAKER_26","start":2783.73096875,"end":2784.62534375},{"speaker":"SPEAKER_26","start":2784.99659375,"end":2786.86971875},{"speaker":"SPEAKER_26","start":2787.15659375,"end":2792.57346875},{"speaker":"SPEAKER_26","start":2792.69159375,"end":2795.77971875},{"speaker":"SPEAKER_26","start":2796.03284375,"end":2797.16346875},{"speaker":"SPEAKER_26","start":2797.39971875,"end":2799.08721875},{"speaker":"SPEAKER_26","start":2799.99846875,"end":2800.28534375},{"speaker":"SPEAKER_26","start":2800.5722187500005,"end":2801.07846875},{"speaker":"SPEAKER_26","start":2801.5847187500003,"end":2805.6853437500004},{"speaker":"SPEAKER_26","start":2806.25909375,"end":2810.1403437500003},{"speaker":"SPEAKER_26","start":2810.3259687500004,"end":2812.16534375},{"speaker":"SPEAKER_26","start":2812.35096875,"end":2815.5234687500006},{"speaker":"SPEAKER_26","start":2816.1815937500005,"end":2820.73784375},{"speaker":"SPEAKER_26","start":2821.27784375,"end":2823.8428437500006},{"speaker":"SPEAKER_26","start":2824.5515937500004,"end":2826.6609687500004},{"speaker":"SPEAKER_26","start":2826.9140937500006,"end":2829.1247187500003},{"speaker":"SPEAKER_26","start":2829.46221875,"end":2831.9090937500005},{"speaker":"SPEAKER_26","start":2832.4490937500004,"end":2835.79034375},{"speaker":"SPEAKER_26","start":2836.11096875,"end":2839.51971875},{"speaker":"SPEAKER_26","start":2839.6884687500005,"end":2845.8309687500005},{"speaker":"SPEAKER_26","start":2846.2022187500006,"end":2848.6659687500005},{"speaker":"SPEAKER_26","start":2848.9022187500004,"end":2850.3534687500005},{"speaker":"SPEAKER_26","start":2850.6572187500005,"end":2854.25159375},{"speaker":"SPEAKER_26","start":2854.53846875,"end":2857.01909375},{"speaker":"SPEAKER_26","start":2857.3565937500007,"end":2860.81596875},{"speaker":"SPEAKER_26","start":2860.9509687500004,"end":2861.96346875},{"speaker":"SPEAKER_26","start":2862.01409375,"end":2863.7353437500005},{"speaker":"SPEAKER_26","start":2864.35971875,"end":2868.69659375},{"speaker":"SPEAKER_26","start":2868.7472187500007,"end":2871.3965937500006},{"speaker":"SPEAKER_26","start":2871.7509687500005,"end":2872.1222187500007},{"speaker":"SPEAKER_26","start":2872.7128437500005,"end":2873.2528437500005},{"speaker":"SPEAKER_26","start":2873.3878437500007,"end":2877.7753437500005},{"speaker":"SPEAKER_26","start":2877.99471875,"end":2879.42909375},{"speaker":"SPEAKER_26","start":2879.96909375,"end":2880.39096875},{"speaker":"SPEAKER_26","start":2881.18409375,"end":2886.8709687500004},{"speaker":"SPEAKER_26","start":2887.27596875,"end":2890.65096875},{"speaker":"SPEAKER_26","start":2891.1403437500003,"end":2894.9540937500005},{"speaker":"SPEAKER_26","start":2895.22409375,"end":2898.04221875},{"speaker":"SPEAKER_26","start":2898.7003437500007,"end":2903.4928437500002},{"speaker":"SPEAKER_26","start":2903.7628437500007,"end":2909.73659375},{"speaker":"SPEAKER_26","start":2909.7703437500004,"end":2913.6853437500004},{"speaker":"SPEAKER_26","start":2914.8497187500006,"end":2917.21221875},{"speaker":"SPEAKER_26","start":2917.27971875,"end":2920.89096875},{"speaker":"SPEAKER_26","start":2920.95846875,"end":2924.14784375},{"speaker":"SPEAKER_26","start":2924.2997187500005,"end":2925.83534375},{"speaker":"SPEAKER_26","start":2926.07159375,"end":2934.03659375},{"speaker":"SPEAKER_26","start":2934.0703437500006,"end":2939.4872187500005},{"speaker":"SPEAKER_26","start":2939.82471875,"end":2947.77284375},{"speaker":"SPEAKER_26","start":2947.8572187500004,"end":2952.5653437500005},{"speaker":"SPEAKER_26","start":2953.0378437500003,"end":2955.24846875},{"speaker":"SPEAKER_24","start":2956.5478437500005,"end":2957.6278437500005},{"speaker":"SPEAKER_24","start":2961.44159375,"end":2964.6815937500005},{"speaker":"SPEAKER_14","start":2975.8359687500006,"end":2987.19284375},{"speaker":"SPEAKER_14","start":2987.42909375,"end":3020.1159687500003},{"speaker":"SPEAKER_14","start":3020.70659375,"end":3031.84409375},{"speaker":"SPEAKER_14","start":3032.1309687500006,"end":3052.2459687500004},{"speaker":"SPEAKER_14","start":3052.95471875,"end":3056.73471875},{"speaker":"SPEAKER_14","start":3056.85284375,"end":3059.4347187500007},{"speaker":"SPEAKER_14","start":3060.05909375,"end":3063.06284375},{"speaker":"SPEAKER_14","start":3063.18096875,"end":3082.3847187500005},{"speaker":"SPEAKER_14","start":3082.65471875,"end":3098.2809687500003},{"speaker":"SPEAKER_14","start":3099.39471875,"end":3119.2059687500005},{"speaker":"SPEAKER_14","start":3119.72909375,"end":3123.81284375},{"speaker":"SPEAKER_14","start":3123.9140937500006,"end":3134.78159375},{"speaker":"SPEAKER_14","start":3135.0684687500006,"end":3145.9022187500004},{"speaker":"SPEAKER_14","start":3146.0709687500002,"end":3156.36471875},{"speaker":"SPEAKER_14","start":3156.83721875,"end":3183.85409375},{"speaker":"SPEAKER_14","start":3184.3434687500003,"end":3200.3915937500005},{"speaker":"SPEAKER_24","start":3201.87659375,"end":3203.37846875},{"speaker":"SPEAKER_24","start":3205.72409375,"end":3207.04034375},{"speaker":"SPEAKER_24","start":3207.52971875,"end":3208.2384687500007},{"speaker":"SPEAKER_36","start":3216.86159375,"end":3218.4815937500007},{"speaker":"SPEAKER_36","start":3218.7009687500004,"end":3222.88596875},{"speaker":"SPEAKER_36","start":3223.30784375,"end":3224.9615937500002},{"speaker":"SPEAKER_36","start":3225.31596875,"end":3227.2228437500007},{"speaker":"SPEAKER_36","start":3228.01596875,"end":3228.79221875},{"speaker":"SPEAKER_36","start":3228.9609687500006,"end":3231.93096875},{"speaker":"SPEAKER_36","start":3232.47096875,"end":3234.3103437500004},{"speaker":"SPEAKER_36","start":3234.59721875,"end":3237.9215937500003},{"speaker":"SPEAKER_36","start":3238.49534375,"end":3241.8365937500002},{"speaker":"SPEAKER_36","start":3242.37659375,"end":3245.9540937500005},{"speaker":"SPEAKER_36","start":3246.4265937500004,"end":3248.63721875},{"speaker":"SPEAKER_36","start":3249.2784687500007,"end":3252.4003437500005},{"speaker":"SPEAKER_36","start":3252.6872187500003,"end":3253.6153437500006},{"speaker":"SPEAKER_36","start":3253.9697187500005,"end":3256.70346875},{"speaker":"SPEAKER_36","start":3257.24346875,"end":3259.53846875},{"speaker":"SPEAKER_36","start":3260.1628437500003,"end":3262.25534375},{"speaker":"SPEAKER_36","start":3262.6603437500007,"end":3262.98096875},{"speaker":"SPEAKER_36","start":3263.3015937500004,"end":3265.7315937500007},{"speaker":"SPEAKER_36","start":3266.3728437500004,"end":3266.8790937500007},{"speaker":"SPEAKER_36","start":3267.3009687500007,"end":3268.8534687500005},{"speaker":"SPEAKER_36","start":3269.42721875,"end":3269.73096875},{"speaker":"SPEAKER_36","start":3270.1865937500006,"end":3273.51096875},{"speaker":"SPEAKER_36","start":3273.88221875,"end":3274.4728437500007},{"speaker":"SPEAKER_36","start":3275.08034375,"end":3275.62034375},{"speaker":"SPEAKER_36","start":3276.04221875,"end":3280.1090937500003},{"speaker":"SPEAKER_36","start":3280.44659375,"end":3281.9147187500002},{"speaker":"SPEAKER_36","start":3282.4209687500006,"end":3285.52596875},{"speaker":"SPEAKER_36","start":3285.9647187500004,"end":3286.9265937500004},{"speaker":"SPEAKER_36","start":3287.61846875,"end":3288.5634687500005},{"speaker":"SPEAKER_36","start":3289.3397187500004,"end":3295.5497187500005},{"speaker":"SPEAKER_36","start":3295.9715937500005,"end":3298.2159687500007},{"speaker":"SPEAKER_36","start":3298.58721875,"end":3299.86971875},{"speaker":"SPEAKER_36","start":3300.51096875,"end":3301.7597187500005},{"speaker":"SPEAKER_36","start":3302.02971875,"end":3303.3122187500003},{"speaker":"SPEAKER_36","start":3303.54846875,"end":3304.7128437500005},{"speaker":"SPEAKER_36","start":3305.2528437500005,"end":3308.7628437500007},{"speaker":"SPEAKER_36","start":3309.1003437500003,"end":3309.69096875},{"speaker":"SPEAKER_36","start":3310.09596875,"end":3313.42034375},{"speaker":"SPEAKER_36","start":3313.96034375,"end":3315.90096875},{"speaker":"SPEAKER_36","start":3316.18784375,"end":3317.7234687500004},{"speaker":"SPEAKER_36","start":3318.12846875,"end":3321.25034375},{"speaker":"SPEAKER_36","start":3321.6384687500004,"end":3325.4353437500004},{"speaker":"SPEAKER_36","start":3325.8572187500004,"end":3329.14784375},{"speaker":"SPEAKER_36","start":3329.26596875,"end":3331.9997187500003},{"speaker":"SPEAKER_36","start":3332.6915937500007,"end":3335.1384687500004},{"speaker":"SPEAKER_36","start":3335.71221875,"end":3339.8972187500003},{"speaker":"SPEAKER_36","start":3340.30221875,"end":3342.1922187500004},{"speaker":"SPEAKER_36","start":3342.76596875,"end":3344.28471875},{"speaker":"SPEAKER_36","start":3344.6728437500005,"end":3345.3309687500005},{"speaker":"SPEAKER_36","start":3345.8203437500006,"end":3348.79034375},{"speaker":"SPEAKER_36","start":3349.2965937500003,"end":3349.63409375},{"speaker":"SPEAKER_36","start":3349.70159375,"end":3350.30909375},{"speaker":"SPEAKER_36","start":3350.49471875,"end":3352.65471875},{"speaker":"SPEAKER_36","start":3353.02596875,"end":3354.34221875},{"speaker":"SPEAKER_36","start":3354.57846875,"end":3356.7215937500005},{"speaker":"SPEAKER_36","start":3357.17721875,"end":3360.1134687500007},{"speaker":"SPEAKER_36","start":3360.48471875,"end":3362.1553437500006},{"speaker":"SPEAKER_36","start":3362.6278437500005,"end":3363.45471875},{"speaker":"SPEAKER_36","start":3363.9609687500006,"end":3365.2265937500006},{"speaker":"SPEAKER_36","start":3365.54721875,"end":3369.5465937500003},{"speaker":"SPEAKER_36","start":3370.9978437500004,"end":3373.0565937500005},{"speaker":"SPEAKER_36","start":3373.6640937500006,"end":3376.7184687500003},{"speaker":"SPEAKER_36","start":3377.19096875,"end":3379.5197187500007},{"speaker":"SPEAKER_36","start":3380.02596875,"end":3381.1397187500006},{"speaker":"SPEAKER_36","start":3381.51096875,"end":3382.11846875},{"speaker":"SPEAKER_36","start":3382.4559687500005,"end":3382.54034375},{"speaker":"SPEAKER_36","start":3382.55721875,"end":3384.5822187500007},{"speaker":"SPEAKER_36","start":3384.9872187500005,"end":3387.06284375},{"speaker":"SPEAKER_36","start":3387.43409375,"end":3390.1172187500006},{"speaker":"SPEAKER_36","start":3390.6065937500007,"end":3392.73284375},{"speaker":"SPEAKER_36","start":3393.1378437500007,"end":3394.06596875},{"speaker":"SPEAKER_36","start":3394.5553437500002,"end":3395.33159375},{"speaker":"SPEAKER_36","start":3395.50034375,"end":3396.3778437500005},{"speaker":"SPEAKER_36","start":3397.12034375,"end":3399.1959687500002},{"speaker":"SPEAKER_36","start":3399.7528437500005,"end":3404.49471875},{"speaker":"SPEAKER_36","start":3405.0009687500005,"end":3405.6759687500007},{"speaker":"SPEAKER_36","start":3405.8953437500004,"end":3406.7897187500002},{"speaker":"SPEAKER_36","start":3407.02596875,"end":3409.43909375},{"speaker":"SPEAKER_36","start":3410.0128437500007,"end":3412.81409375},{"speaker":"SPEAKER_36","start":3413.21909375,"end":3415.14284375},{"speaker":"SPEAKER_36","start":3415.68284375,"end":3417.57284375},{"speaker":"SPEAKER_36","start":3417.97784375,"end":3418.6865937500006},{"speaker":"SPEAKER_36","start":3419.0409687500005,"end":3419.8678437500002},{"speaker":"SPEAKER_36","start":3420.34034375,"end":3420.62721875},{"speaker":"SPEAKER_36","start":3420.7790937500004,"end":3421.30221875},{"speaker":"SPEAKER_36","start":3421.8759687500005,"end":3425.7740937500002},{"speaker":"SPEAKER_36","start":3426.2803437500006,"end":3428.00159375},{"speaker":"SPEAKER_36","start":3428.5584687500004,"end":3429.4697187500005},{"speaker":"SPEAKER_36","start":3429.80721875,"end":3432.1022187500002},{"speaker":"SPEAKER_36","start":3432.4734687500004,"end":3433.46909375},{"speaker":"SPEAKER_36","start":3433.70534375,"end":3435.3590937500003},{"speaker":"SPEAKER_36","start":3436.5065937500003,"end":3437.87346875},{"speaker":"SPEAKER_36","start":3438.0253437500005,"end":3439.6453437500004},{"speaker":"SPEAKER_36","start":3440.3203437500006,"end":3442.76721875},{"speaker":"SPEAKER_36","start":3443.2565937500003,"end":3443.5772187500006},{"speaker":"SPEAKER_36","start":3443.7628437500007,"end":3446.66534375},{"speaker":"SPEAKER_36","start":3446.98596875,"end":3450.9684687500003},{"speaker":"SPEAKER_36","start":3451.37346875,"end":3453.2128437500005},{"speaker":"SPEAKER_36","start":3453.5840937500006,"end":3455.6934687500006},{"speaker":"SPEAKER_36","start":3456.1659687500005,"end":3458.8659687500003},{"speaker":"SPEAKER_36","start":3459.1190937500005,"end":3462.64596875},{"speaker":"SPEAKER_36","start":3462.8653437500006,"end":3463.5065937500003},{"speaker":"SPEAKER_36","start":3463.86096875,"end":3468.0290937500004},{"speaker":"SPEAKER_36","start":3468.3834687500002,"end":3470.9147187500002},{"speaker":"SPEAKER_36","start":3471.37034375,"end":3474.6778437500006},{"speaker":"SPEAKER_36","start":3475.1334687500002,"end":3476.26409375},{"speaker":"SPEAKER_36","start":3476.5847187500003,"end":3479.4365937500006},{"speaker":"SPEAKER_36","start":3479.6053437500004,"end":3480.3984687500006},{"speaker":"SPEAKER_36","start":3480.78659375,"end":3481.9003437500005},{"speaker":"SPEAKER_36","start":3482.3897187500006,"end":3483.67221875},{"speaker":"SPEAKER_36","start":3484.11096875,"end":3487.11471875},{"speaker":"SPEAKER_36","start":3487.23284375,"end":3488.7178437500006},{"speaker":"SPEAKER_36","start":3489.15659375,"end":3490.8272187500006},{"speaker":"SPEAKER_36","start":3491.19846875,"end":3492.7509687500005},{"speaker":"SPEAKER_36","start":3492.97034375,"end":3493.72971875},{"speaker":"SPEAKER_36","start":3493.93221875,"end":3495.19784375},{"speaker":"SPEAKER_36","start":3495.43409375,"end":3497.1384687500004},{"speaker":"SPEAKER_36","start":3497.72909375,"end":3498.4715937500005},{"speaker":"SPEAKER_36","start":3498.8428437500006,"end":3502.36971875},{"speaker":"SPEAKER_36","start":3503.09534375,"end":3504.59721875},{"speaker":"SPEAKER_36","start":3504.9684687500003,"end":3508.9678437500006},{"speaker":"SPEAKER_36","start":3509.33909375,"end":3511.1784687500003},{"speaker":"SPEAKER_36","start":3511.6678437500004,"end":3513.74346875},{"speaker":"SPEAKER_36","start":3514.2497187500003,"end":3514.5197187500007},{"speaker":"SPEAKER_36","start":3514.72221875,"end":3515.7853437500007},{"speaker":"SPEAKER_36","start":3516.0553437500002,"end":3518.9072187500005},{"speaker":"SPEAKER_36","start":3519.24471875,"end":3519.59909375},{"speaker":"SPEAKER_36","start":3519.88596875,"end":3520.20659375},{"speaker":"SPEAKER_36","start":3520.6453437500004,"end":3521.8434687500003},{"speaker":"SPEAKER_36","start":3522.13034375,"end":3524.3409687500007},{"speaker":"SPEAKER_36","start":3524.8134687500005,"end":3525.9440937500003},{"speaker":"SPEAKER_36","start":3526.4840937500003,"end":3527.7159687500007},{"speaker":"SPEAKER_36","start":3528.2559687500006,"end":3529.4034687500007},{"speaker":"SPEAKER_36","start":3529.5722187500005,"end":3530.31471875},{"speaker":"SPEAKER_36","start":3530.63534375,"end":3530.92221875},{"speaker":"SPEAKER_36","start":3531.52971875,"end":3533.2340937500003},{"speaker":"SPEAKER_36","start":3533.5547187500006,"end":3535.25909375},{"speaker":"SPEAKER_36","start":3535.6472187500003,"end":3540.5409687500005},{"speaker":"SPEAKER_36","start":3540.92909375,"end":3542.3634687500007},{"speaker":"SPEAKER_36","start":3542.8865937500004,"end":3543.69659375},{"speaker":"SPEAKER_36","start":3544.11846875,"end":3546.36284375},{"speaker":"SPEAKER_36","start":3546.8015937500004,"end":3548.35409375},{"speaker":"SPEAKER_36","start":3548.7928437500004,"end":3553.3659687500003},{"speaker":"SPEAKER_36","start":3554.00721875,"end":3558.78284375},{"speaker":"SPEAKER_36","start":3559.2384687500007,"end":3559.5084687500002},{"speaker":"SPEAKER_36","start":3560.14971875,"end":3560.5378437500003},{"speaker":"SPEAKER_36","start":3560.89221875,"end":3561.8709687500004},{"speaker":"SPEAKER_36","start":3562.4278437500006,"end":3564.62159375},{"speaker":"SPEAKER_36","start":3564.7734687500006,"end":3565.6172187500006},{"speaker":"SPEAKER_36","start":3566.19096875,"end":3568.16534375},{"speaker":"SPEAKER_36","start":3568.72221875,"end":3569.8190937500003},{"speaker":"SPEAKER_36","start":3570.10596875,"end":3570.93284375},{"speaker":"SPEAKER_36","start":3571.1015937500006,"end":3571.96221875},{"speaker":"SPEAKER_36","start":3572.6540937500004,"end":3577.51409375},{"speaker":"SPEAKER_36","start":3577.8009687500007,"end":3578.40846875},{"speaker":"SPEAKER_36","start":3578.72909375,"end":3580.4840937500003},{"speaker":"SPEAKER_36","start":3580.95659375,"end":3583.11659375},{"speaker":"SPEAKER_36","start":3583.48784375,"end":3584.21346875},{"speaker":"SPEAKER_36","start":3584.43284375,"end":3587.03159375},{"speaker":"SPEAKER_36","start":3587.68971875,"end":3589.68096875},{"speaker":"SPEAKER_36","start":3590.0690937500003,"end":3590.8622187500005},{"speaker":"SPEAKER_36","start":3591.19971875,"end":3593.07284375},{"speaker":"SPEAKER_36","start":3593.42721875,"end":3594.9122187500006},{"speaker":"SPEAKER_36","start":3595.40159375,"end":3596.8190937500003},{"speaker":"SPEAKER_36","start":3597.3253437500007,"end":3599.0634687500005},{"speaker":"SPEAKER_36","start":3599.4347187500007,"end":3604.5478437500005},{"speaker":"SPEAKER_36","start":3604.9022187500004,"end":3605.7965937500003},{"speaker":"SPEAKER_36","start":3606.13409375,"end":3607.41659375},{"speaker":"SPEAKER_36","start":3607.7540937500007,"end":3608.6315937500003},{"speaker":"SPEAKER_36","start":3608.9353437500004,"end":3609.39096875},{"speaker":"SPEAKER_36","start":3609.5934687500003,"end":3610.77471875},{"speaker":"SPEAKER_36","start":3611.21346875,"end":3613.1540937500004},{"speaker":"SPEAKER_36","start":3613.67721875,"end":3615.6853437500004},{"speaker":"SPEAKER_36","start":3616.2422187500006,"end":3618.4528437500003},{"speaker":"SPEAKER_36","start":3618.92534375,"end":3620.24159375},{"speaker":"SPEAKER_36","start":3620.6972187500005,"end":3622.3340937500006},{"speaker":"SPEAKER_36","start":3622.6884687500005,"end":3624.29159375},{"speaker":"SPEAKER_36","start":3624.3084687500004,"end":3625.97909375},{"speaker":"SPEAKER_36","start":3626.4347187500007,"end":3627.54846875},{"speaker":"SPEAKER_36","start":3627.8690937500005,"end":3629.5059687500006},{"speaker":"SPEAKER_36","start":3629.9784687500005,"end":3633.80909375},{"speaker":"SPEAKER_36","start":3634.1803437500002,"end":3638.07846875},{"speaker":"SPEAKER_36","start":3638.5847187500003,"end":3641.26784375},{"speaker":"SPEAKER_36","start":3642.1453437500004,"end":3643.7822187500005},{"speaker":"SPEAKER_24","start":3646.58346875,"end":3647.0222187500003},{"speaker":"SPEAKER_24","start":3647.5790937500005,"end":3648.2372187500005},{"speaker":"SPEAKER_24","start":3648.6590937500005,"end":3651.1903437500005},{"speaker":"SPEAKER_24","start":3651.59534375,"end":3652.13534375},{"speaker":"SPEAKER_24","start":3652.9959687500004,"end":3655.61159375},{"speaker":"SPEAKER_24","start":3656.2528437500005,"end":3657.1134687500007},{"speaker":"SPEAKER_24","start":3657.5690937500003,"end":3658.98659375},{"speaker":"SPEAKER_24","start":3659.35784375,"end":3660.4209687500006},{"speaker":"SPEAKER_24","start":3660.97784375,"end":3662.12534375},{"speaker":"SPEAKER_24","start":3662.56409375,"end":3663.6103437500005},{"speaker":"SPEAKER_24","start":3664.2853437500007,"end":3666.8672187500006},{"speaker":"SPEAKER_24","start":3667.25534375,"end":3671.3728437500004},{"speaker":"SPEAKER_23","start":3685.86846875,"end":3687.45471875},{"speaker":"SPEAKER_23","start":3688.2647187500006,"end":3691.77471875},{"speaker":"SPEAKER_23","start":3692.2978437500005,"end":3695.63909375},{"speaker":"SPEAKER_30","start":3693.0234687500006,"end":3693.0909687500007},{"speaker":"SPEAKER_26","start":3696.12846875,"end":3696.9215937500003},{"speaker":"SPEAKER_26","start":3697.49534375,"end":3697.5290937500004},{"speaker":"SPEAKER_23","start":3697.5290937500004,"end":3698.0859687500006},{"speaker":"SPEAKER_26","start":3698.0859687500006,"end":3698.10284375},{"speaker":"SPEAKER_27","start":3698.10284375,"end":3698.42346875},{"speaker":"SPEAKER_23","start":3698.17034375,"end":3700.16159375},{"speaker":"SPEAKER_26","start":3698.42346875,"end":3698.4909687500003},{"speaker":"SPEAKER_23","start":3700.21221875,"end":3701.00534375},{"speaker":"SPEAKER_23","start":3701.12346875,"end":3703.8572187500004},{"speaker":"SPEAKER_23","start":3704.2790937500004,"end":3707.4178437500004},{"speaker":"SPEAKER_23","start":3707.8903437500003,"end":3708.95346875},{"speaker":"SPEAKER_23","start":3709.44284375,"end":3710.33721875},{"speaker":"SPEAKER_23","start":3710.3878437500007,"end":3713.05409375},{"speaker":"SPEAKER_23","start":3713.2565937500003,"end":3714.20159375},{"speaker":"SPEAKER_23","start":3714.6065937500007,"end":3715.46721875},{"speaker":"SPEAKER_23","start":3716.07471875,"end":3720.52971875},{"speaker":"SPEAKER_23","start":3721.0359687500004,"end":3722.2003437500007},{"speaker":"SPEAKER_23","start":3722.3184687500006,"end":3722.6728437500005},{"speaker":"SPEAKER_23","start":3723.11159375,"end":3724.0059687500006},{"speaker":"SPEAKER_23","start":3724.5965937500005,"end":3728.35971875},{"speaker":"SPEAKER_23","start":3728.6297187500004,"end":3734.7722187500003},{"speaker":"SPEAKER_26","start":3735.4303437500002,"end":3741.20159375},{"speaker":"SPEAKER_26","start":3741.57284375,"end":3745.06596875},{"speaker":"SPEAKER_26","start":3745.65659375,"end":3751.4278437500006},{"speaker":"SPEAKER_26","start":3751.7315937500007,"end":3754.34721875},{"speaker":"SPEAKER_26","start":3754.65096875,"end":3755.5790937500005},{"speaker":"SPEAKER_26","start":3756.1865937500006,"end":3758.49846875},{"speaker":"SPEAKER_26","start":3759.0047187500004,"end":3763.5947187500005},{"speaker":"SPEAKER_23","start":3763.7803437500006,"end":3764.21909375},{"speaker":"SPEAKER_23","start":3764.7422187500006,"end":3781.1278437500005},{"speaker":"SPEAKER_26","start":3780.6384687500004,"end":3789.5822187500007},{"speaker":"SPEAKER_26","start":3789.9365937500006,"end":3796.2647187500006},{"speaker":"SPEAKER_00","start":3790.02096875,"end":3790.0378437500003},{"speaker":"SPEAKER_27","start":3790.0378437500003,"end":3790.3584687500006},{"speaker":"SPEAKER_29","start":3790.3584687500006,"end":3790.4090937500005},{"speaker":"SPEAKER_00","start":3790.4090937500005,"end":3790.4259687500007},{"speaker":"SPEAKER_26","start":3796.5684687500006,"end":3799.84221875},{"speaker":"SPEAKER_26","start":3800.09534375,"end":3805.5965937500005},{"speaker":"SPEAKER_26","start":3805.7822187500005,"end":3810.1697187500004},{"speaker":"SPEAKER_26","start":3810.64221875,"end":3816.0084687500002},{"speaker":"SPEAKER_26","start":3816.34596875,"end":3820.8515937500006},{"speaker":"SPEAKER_26","start":3821.54346875,"end":3822.3028437500006},{"speaker":"SPEAKER_26","start":3822.4884687500007,"end":3826.04909375},{"speaker":"SPEAKER_26","start":3826.23471875,"end":3828.41159375},{"speaker":"SPEAKER_26","start":3828.6309687500006,"end":3829.0865937500002},{"speaker":"SPEAKER_26","start":3829.42409375,"end":3838.90784375},{"speaker":"SPEAKER_23","start":3839.12721875,"end":3839.6672187500008},{"speaker":"SPEAKER_23","start":3839.86971875,"end":3841.5065937500003},{"speaker":"SPEAKER_23","start":3841.7765937500008,"end":3845.0165937500005},{"speaker":"SPEAKER_23","start":3845.2022187500006,"end":3848.7459687500004},{"speaker":"SPEAKER_23","start":3848.9147187500002,"end":3853.9265937500004},{"speaker":"SPEAKER_23","start":3854.1122187500005,"end":3861.48659375},{"speaker":"SPEAKER_23","start":3862.1447187500007,"end":3862.81971875},{"speaker":"SPEAKER_23","start":3863.1403437500003,"end":3867.0890937500008},{"speaker":"SPEAKER_26","start":3867.3590937500003,"end":3873.3328437500004},{"speaker":"SPEAKER_26","start":3873.4509687500004,"end":3876.6065937500007},{"speaker":"SPEAKER_26","start":3876.8259687500004,"end":3883.8797187500004},{"speaker":"SPEAKER_27","start":3880.5553437500002,"end":3880.6228437500004},{"speaker":"SPEAKER_26","start":3884.1834687500004,"end":3886.6472187500003},{"speaker":"SPEAKER_26","start":3886.9678437500006,"end":3892.5534687500003},{"speaker":"SPEAKER_26","start":3892.70534375,"end":3894.81471875},{"speaker":"SPEAKER_26","start":3895.00034375,"end":3899.9278437500006},{"speaker":"SPEAKER_26","start":3900.1472187500003,"end":3901.88534375},{"speaker":"SPEAKER_26","start":3902.0878437500005,"end":3914.8115937500006},{"speaker":"SPEAKER_26","start":3914.9128437500003,"end":3914.94659375},{"speaker":"SPEAKER_26","start":3914.96346875,"end":3915.5709687500002},{"speaker":"SPEAKER_23","start":3915.01409375,"end":3915.6553437500006},{"speaker":"SPEAKER_23","start":3915.8747187500003,"end":3919.1990937500004},{"speaker":"SPEAKER_26","start":3919.30034375,"end":3931.72034375},{"speaker":"SPEAKER_23","start":3932.0240937500002,"end":3932.49659375},{"speaker":"SPEAKER_23","start":3932.73284375,"end":3938.16659375},{"speaker":"SPEAKER_23","start":3938.3859687500008,"end":3944.2922187500008},{"speaker":"SPEAKER_23","start":3944.8322187500007,"end":3947.38034375},{"speaker":"SPEAKER_23","start":3947.6672187500008,"end":3951.66659375},{"speaker":"SPEAKER_23","start":3952.1559687500003,"end":3956.96534375},{"speaker":"SPEAKER_23","start":3957.26909375,"end":3966.55034375},{"speaker":"SPEAKER_26","start":3966.9215937500003,"end":3975.0890937500008},{"speaker":"SPEAKER_26","start":3975.4940937500005,"end":3977.99159375},{"speaker":"SPEAKER_26","start":3978.2784687500007,"end":3983.61096875},{"speaker":"SPEAKER_26","start":3983.84721875,"end":4000.46909375},{"speaker":"SPEAKER_26","start":4000.90784375,"end":4003.84409375},{"speaker":"SPEAKER_26","start":4004.02971875,"end":4004.9072187500005},{"speaker":"SPEAKER_23","start":4005.1603437500007,"end":4006.18971875},{"speaker":"SPEAKER_23","start":4006.2740937500002,"end":4018.62659375},{"speaker":"SPEAKER_26","start":4018.86284375,"end":4024.0097187500005},{"speaker":"SPEAKER_26","start":4024.16159375,"end":4027.11471875},{"speaker":"SPEAKER_26","start":4027.1990937500004,"end":4032.05909375},{"speaker":"SPEAKER_26","start":4032.2784687500007,"end":4035.4509687500004},{"speaker":"SPEAKER_26","start":4035.73784375,"end":4037.40846875},{"speaker":"SPEAKER_26","start":4037.4928437500002,"end":4039.0284687500007},{"speaker":"SPEAKER_26","start":4039.3153437500005,"end":4039.77096875},{"speaker":"SPEAKER_26","start":4040.00721875,"end":4042.3865937500004},{"speaker":"SPEAKER_26","start":4042.5553437500002,"end":4043.3990937500002},{"speaker":"SPEAKER_26","start":4043.6522187500004,"end":4062.55221875},{"speaker":"SPEAKER_23","start":4062.9572187500007,"end":4067.78346875},{"speaker":"SPEAKER_23","start":4068.22221875,"end":4074.29721875},{"speaker":"SPEAKER_26","start":4074.53346875,"end":4074.9384687500005},{"speaker":"SPEAKER_26","start":4075.20846875,"end":4076.3390937500008},{"speaker":"SPEAKER_26","start":4076.7440937500005,"end":4079.84909375},{"speaker":"SPEAKER_26","start":4080.1865937500006,"end":4096.2684687500005},{"speaker":"SPEAKER_26","start":4096.487843749999,"end":4099.575968749999},{"speaker":"SPEAKER_26","start":4099.79534375,"end":4104.95909375},{"speaker":"SPEAKER_23","start":4105.60034375,"end":4108.55346875},{"speaker":"SPEAKER_23","start":4108.75596875,"end":4113.497843749999},{"speaker":"SPEAKER_23","start":4113.700343750001,"end":4116.01221875},{"speaker":"SPEAKER_23","start":4116.40034375,"end":4118.104718750001},{"speaker":"SPEAKER_23","start":4118.35784375,"end":4119.927218750001},{"speaker":"SPEAKER_26","start":4120.18034375,"end":4124.061593750001},{"speaker":"SPEAKER_26","start":4124.41596875,"end":4126.255343750001},{"speaker":"SPEAKER_26","start":4126.27221875,"end":4131.317843750001},{"speaker":"SPEAKER_30","start":4126.60971875,"end":4126.66034375},{"speaker":"SPEAKER_26","start":4131.7059687500005,"end":4133.83221875},{"speaker":"SPEAKER_26","start":4134.10221875,"end":4138.624718749999},{"speaker":"SPEAKER_26","start":4139.02971875,"end":4139.755343750001},{"speaker":"SPEAKER_26","start":4140.092843750001,"end":4141.56096875},{"speaker":"SPEAKER_26","start":4141.763468749999,"end":4144.294718749999},{"speaker":"SPEAKER_26","start":4144.530968749999,"end":4145.661593750001},{"speaker":"SPEAKER_26","start":4145.93159375,"end":4146.70784375},{"speaker":"SPEAKER_26","start":4147.04534375,"end":4152.29346875},{"speaker":"SPEAKER_26","start":4152.63096875,"end":4156.24221875},{"speaker":"SPEAKER_26","start":4156.66409375,"end":4159.583468750001},{"speaker":"SPEAKER_26","start":4159.78596875,"end":4161.76034375},{"speaker":"SPEAKER_27","start":4159.85346875,"end":4160.22471875},{"speaker":"SPEAKER_26","start":4161.94596875,"end":4173.555968750001},{"speaker":"SPEAKER_23","start":4172.2059687500005,"end":4172.77971875},{"speaker":"SPEAKER_23","start":4173.10034375,"end":4180.79534375},{"speaker":"SPEAKER_26","start":4181.4872187500005,"end":4186.2459687499995},{"speaker":"SPEAKER_23","start":4185.62159375,"end":4186.98846875},{"speaker":"SPEAKER_26","start":4186.41471875,"end":4187.03909375},{"speaker":"SPEAKER_23","start":4187.03909375,"end":4192.65846875},{"speaker":"SPEAKER_23","start":4193.13096875,"end":4199.40846875},{"speaker":"SPEAKER_23","start":4199.982218749999,"end":4208.4872187500005},{"speaker":"SPEAKER_23","start":4208.79096875,"end":4214.005343750001},{"speaker":"SPEAKER_26","start":4214.59596875,"end":4216.6884687500005},{"speaker":"SPEAKER_26","start":4216.874093750001,"end":4219.55721875},{"speaker":"SPEAKER_26","start":4220.333468750001,"end":4221.71721875},{"speaker":"SPEAKER_26","start":4221.90284375,"end":4225.109093749999},{"speaker":"SPEAKER_23","start":4222.257218750001,"end":4222.5272187499995},{"speaker":"SPEAKER_23","start":4224.501593749999,"end":4247.18159375},{"speaker":"SPEAKER_26","start":4247.4853437500005,"end":4254.2353437500005},{"speaker":"SPEAKER_26","start":4254.28596875,"end":4273.28721875},{"speaker":"SPEAKER_23","start":4271.59971875,"end":4271.81909375},{"speaker":"SPEAKER_23","start":4272.038468750001,"end":4281.28596875},{"speaker":"SPEAKER_26","start":4281.741593750001,"end":4288.491593750001},{"speaker":"SPEAKER_26","start":4288.677218750001,"end":4290.71909375},{"speaker":"SPEAKER_26","start":4291.05659375,"end":4298.3465937500005},{"speaker":"SPEAKER_23","start":4297.94159375,"end":4298.481593750001},{"speaker":"SPEAKER_23","start":4299.409718749999,"end":4302.936593750001},{"speaker":"SPEAKER_23","start":4303.00409375,"end":4308.792218750001},{"speaker":"SPEAKER_23","start":4309.112843749999,"end":4312.0322187500005},{"speaker":"SPEAKER_23","start":4312.167218750001,"end":4346.9803437499995},{"speaker":"SPEAKER_00","start":4334.96534375,"end":4335.032843749999},{"speaker":"SPEAKER_26","start":4347.01409375,"end":4352.0428437499995},{"speaker":"SPEAKER_26","start":4352.31284375,"end":4353.07221875},{"speaker":"SPEAKER_26","start":4353.34221875,"end":4358.6747187500005},{"speaker":"SPEAKER_26","start":4358.8603437500005,"end":4362.28596875},{"speaker":"SPEAKER_26","start":4362.370343750001,"end":4379.31284375},{"speaker":"SPEAKER_23","start":4379.36346875,"end":4391.49659375},{"speaker":"SPEAKER_23","start":4391.850968750001,"end":4399.394093749999},{"speaker":"SPEAKER_26","start":4399.545968750001,"end":4406.295968750001},{"speaker":"SPEAKER_26","start":4406.44784375,"end":4413.045968750001},{"speaker":"SPEAKER_26","start":4413.29909375,"end":4419.47534375},{"speaker":"SPEAKER_00","start":4417.75409375,"end":4417.872218750001},{"speaker":"SPEAKER_30","start":4417.872218750001,"end":4417.88909375},{"speaker":"SPEAKER_00","start":4417.88909375,"end":4417.93971875},{"speaker":"SPEAKER_30","start":4417.93971875,"end":4417.99034375},{"speaker":"SPEAKER_00","start":4417.99034375,"end":4418.04096875},{"speaker":"SPEAKER_26","start":4419.593468749999,"end":4422.512843750001},{"speaker":"SPEAKER_26","start":4422.698468750001,"end":4424.13284375},{"speaker":"SPEAKER_26","start":4424.26784375,"end":4426.56284375},{"speaker":"SPEAKER_26","start":4426.64721875,"end":4432.5028437500005},{"speaker":"SPEAKER_23","start":4431.91221875,"end":4440.872843749999},{"speaker":"SPEAKER_26","start":4440.19784375,"end":4440.75471875},{"speaker":"SPEAKER_23","start":4441.294718749999,"end":4443.10034375},{"speaker":"SPEAKER_23","start":4443.38721875,"end":4485.321593750001},{"speaker":"SPEAKER_26","start":4477.37346875,"end":4478.95971875},{"speaker":"SPEAKER_26","start":4485.321593750001,"end":4492.307843750001},{"speaker":"SPEAKER_26","start":4492.628468749999,"end":4494.06284375},{"speaker":"SPEAKER_26","start":4494.231593750001,"end":4504.575968749999},{"speaker":"SPEAKER_25","start":4497.606593750001,"end":4497.6572187500005},{"speaker":"SPEAKER_23","start":4497.6572187500005,"end":4498.14659375},{"speaker":"SPEAKER_23","start":4504.862843749999,"end":4505.97659375},{"speaker":"SPEAKER_23","start":4506.0947187500005,"end":4507.124093750001},{"speaker":"SPEAKER_23","start":4507.3603437500005,"end":4521.450968749999},{"speaker":"SPEAKER_26","start":4520.35409375,"end":4526.057843750001},{"speaker":"SPEAKER_23","start":4524.319718750001,"end":4525.028468750001},{"speaker":"SPEAKER_26","start":4527.087218750001,"end":4527.694718750001},{"speaker":"SPEAKER_24","start":4527.1884687500005,"end":4532.149718750001},{"speaker":"SPEAKER_04","start":4542.25784375,"end":4543.94534375},{"speaker":"SPEAKER_04","start":4544.012843750001,"end":4544.856593750001},{"speaker":"SPEAKER_04","start":4548.029093749999,"end":4548.467843750001},{"speaker":"SPEAKER_04","start":4548.67034375,"end":4549.632218750001},{"speaker":"SPEAKER_04","start":4550.054093750001,"end":4550.93159375},{"speaker":"SPEAKER_04","start":4551.555968750001,"end":4552.23096875},{"speaker":"SPEAKER_04","start":4552.770968750001,"end":4553.901593750001},{"speaker":"SPEAKER_04","start":4554.89721875,"end":4557.0740937499995},{"speaker":"SPEAKER_04","start":4557.34409375,"end":4558.255343750001},{"speaker":"SPEAKER_04","start":4558.575968749999,"end":4559.68971875},{"speaker":"SPEAKER_04","start":4559.942843750001,"end":4560.702218750001},{"speaker":"SPEAKER_27","start":4561.1747187500005,"end":4561.51221875},{"speaker":"SPEAKER_04","start":4561.64721875,"end":4566.30471875},{"speaker":"SPEAKER_04","start":4566.89534375,"end":4569.91596875},{"speaker":"SPEAKER_04","start":4570.540343750001,"end":4572.1434687500005},{"speaker":"SPEAKER_04","start":4572.44721875,"end":4575.315968749999},{"speaker":"SPEAKER_04","start":4575.75471875,"end":4577.374718749999},{"speaker":"SPEAKER_04","start":4577.796593749999,"end":4579.60221875},{"speaker":"SPEAKER_04","start":4580.378468749999,"end":4583.68596875},{"speaker":"SPEAKER_04","start":4583.97284375,"end":4584.934718750001},{"speaker":"SPEAKER_04","start":4585.27221875,"end":4587.600968750001},{"speaker":"SPEAKER_04","start":4587.9384687500005,"end":4590.95909375},{"speaker":"SPEAKER_04","start":4591.51596875,"end":4592.86596875},{"speaker":"SPEAKER_04","start":4593.557843750001,"end":4594.36784375},{"speaker":"SPEAKER_04","start":4595.009093750001,"end":4595.59971875},{"speaker":"SPEAKER_04","start":4596.34221875,"end":4597.18596875},{"speaker":"SPEAKER_04","start":4597.439093749999,"end":4600.155968749999},{"speaker":"SPEAKER_04","start":4600.915343750001,"end":4601.40471875},{"speaker":"SPEAKER_04","start":4602.75471875,"end":4604.07096875},{"speaker":"SPEAKER_04","start":4604.91471875,"end":4605.28596875},{"speaker":"SPEAKER_04","start":4606.33221875,"end":4607.327843749999},{"speaker":"SPEAKER_04","start":4608.137843750001,"end":4609.04909375},{"speaker":"SPEAKER_04","start":4609.774718750001,"end":4611.9853437500005},{"speaker":"SPEAKER_04","start":4612.84596875,"end":4613.1834687499995},{"speaker":"SPEAKER_04","start":4613.892218749999,"end":4615.56284375},{"speaker":"SPEAKER_04","start":4616.052218750001,"end":4616.760968750001},{"speaker":"SPEAKER_04","start":4618.077218750001,"end":4621.030343750001},{"speaker":"SPEAKER_04","start":4621.55346875,"end":4623.122843749999},{"speaker":"SPEAKER_04","start":4623.7303437499995,"end":4625.26596875},{"speaker":"SPEAKER_04","start":4625.4178437499995,"end":4625.434718750001},{"speaker":"SPEAKER_04","start":4625.45159375,"end":4625.620343750001},{"speaker":"SPEAKER_04","start":4625.755343750001,"end":4628.657843749999},{"speaker":"SPEAKER_04","start":4629.11346875,"end":4629.7040937500005},{"speaker":"SPEAKER_04","start":4630.41284375,"end":4631.6278437500005},{"speaker":"SPEAKER_04","start":4632.30284375,"end":4634.378468749999},{"speaker":"SPEAKER_04","start":4634.81721875,"end":4635.272843750001},{"speaker":"SPEAKER_04","start":4635.66096875,"end":4636.99409375},{"speaker":"SPEAKER_30","start":4637.16284375,"end":4637.196593750001},{"speaker":"SPEAKER_04","start":4637.196593750001,"end":4637.247218750001},{"speaker":"SPEAKER_30","start":4637.247218750001,"end":4637.382218750001},{"speaker":"SPEAKER_04","start":4637.382218750001,"end":4640.1834687499995},{"speaker":"SPEAKER_30","start":4637.41596875,"end":4637.466593749999},{"speaker":"SPEAKER_04","start":4641.7528437500005,"end":4642.343468749999},{"speaker":"SPEAKER_04","start":4642.950968749999,"end":4645.684718750001},{"speaker":"SPEAKER_04","start":4645.954718749999,"end":4647.72659375},{"speaker":"SPEAKER_04","start":4648.401593750001,"end":4652.68784375},{"speaker":"SPEAKER_04","start":4653.39659375,"end":4655.944718750001},{"speaker":"SPEAKER_04","start":4656.40034375,"end":4658.64471875},{"speaker":"SPEAKER_04","start":4658.897843750001,"end":4660.12971875},{"speaker":"SPEAKER_04","start":4660.349093750001,"end":4662.222218749999},{"speaker":"SPEAKER_04","start":4662.6103437500005,"end":4663.60596875},{"speaker":"SPEAKER_04","start":4663.99409375,"end":4665.4959687499995},{"speaker":"SPEAKER_04","start":4665.9178437499995,"end":4666.575968749999},{"speaker":"SPEAKER_04","start":4667.50409375,"end":4668.837218750001},{"speaker":"SPEAKER_04","start":4669.66409375,"end":4670.997218750001},{"speaker":"SPEAKER_04","start":4671.8915937500005,"end":4673.54534375},{"speaker":"SPEAKER_04","start":4673.798468749999,"end":4675.874093750001},{"speaker":"SPEAKER_04","start":4675.9247187500005,"end":4678.118468750001},{"speaker":"SPEAKER_04","start":4678.725968750001,"end":4682.7928437499995},{"speaker":"SPEAKER_26","start":4682.7928437499995,"end":4682.97846875},{"speaker":"SPEAKER_04","start":4682.97846875,"end":4686.94409375},{"speaker":"SPEAKER_26","start":4682.995343750001,"end":4683.06284375},{"speaker":"SPEAKER_04","start":4687.36596875,"end":4690.538468750001},{"speaker":"SPEAKER_04","start":4690.79159375,"end":4696.866593750001},{"speaker":"SPEAKER_26","start":4695.972218749999,"end":4702.65471875},{"speaker":"SPEAKER_26","start":4703.0428437499995,"end":4706.620343750001},{"speaker":"SPEAKER_26","start":4706.991593750001,"end":4710.6365937499995},{"speaker":"SPEAKER_26","start":4710.788468750001,"end":4712.847218750001},{"speaker":"SPEAKER_26","start":4713.319718750001,"end":4714.585343750001},{"speaker":"SPEAKER_26","start":4714.93971875,"end":4720.440968750001},{"speaker":"SPEAKER_26","start":4720.778468750001,"end":4721.655968749999},{"speaker":"SPEAKER_26","start":4721.97659375,"end":4723.79909375},{"speaker":"SPEAKER_26","start":4724.423468749999,"end":4725.52034375},{"speaker":"SPEAKER_26","start":4725.57096875,"end":4729.13159375},{"speaker":"SPEAKER_26","start":4729.46909375,"end":4732.439093749999},{"speaker":"SPEAKER_26","start":4732.75971875,"end":4736.100968750001},{"speaker":"SPEAKER_26","start":4736.995343750001,"end":4738.868468750001},{"speaker":"SPEAKER_26","start":4739.27346875,"end":4742.057843750001},{"speaker":"SPEAKER_26","start":4742.530343750001,"end":4748.099093750001},{"speaker":"SPEAKER_26","start":4748.55471875,"end":4751.06909375},{"speaker":"SPEAKER_26","start":4751.27159375,"end":4752.01409375},{"speaker":"SPEAKER_26","start":4752.419093750001,"end":4757.093468749999},{"speaker":"SPEAKER_26","start":4757.3465937500005,"end":4762.69596875},{"speaker":"SPEAKER_26","start":4763.13471875,"end":4763.522843750001},{"speaker":"SPEAKER_26","start":4763.96159375,"end":4767.38721875},{"speaker":"SPEAKER_26","start":4767.57284375,"end":4772.669093750001},{"speaker":"SPEAKER_26","start":4772.92221875,"end":4777.917218750001},{"speaker":"SPEAKER_26","start":4778.339093750001,"end":4781.798468749999},{"speaker":"SPEAKER_26","start":4781.86596875,"end":4783.435343749999},{"speaker":"SPEAKER_26","start":4783.70534375,"end":4786.28721875},{"speaker":"SPEAKER_26","start":4786.590968750001,"end":4787.35034375},{"speaker":"SPEAKER_26","start":4787.60346875,"end":4794.28596875},{"speaker":"SPEAKER_26","start":4794.52221875,"end":4796.64846875},{"speaker":"SPEAKER_26","start":4796.83409375,"end":4797.694718750001},{"speaker":"SPEAKER_26","start":4797.930968750001,"end":4801.542218750001},{"speaker":"SPEAKER_26","start":4801.997843749999,"end":4803.58409375},{"speaker":"SPEAKER_26","start":4803.887843750001,"end":4807.060343749999},{"speaker":"SPEAKER_26","start":4807.296593749999,"end":4810.0809687500005},{"speaker":"SPEAKER_26","start":4810.350968750001,"end":4811.295968750001},{"speaker":"SPEAKER_26","start":4811.39721875,"end":4817.202218750001},{"speaker":"SPEAKER_26","start":4817.573468750001,"end":4822.635968750001},{"speaker":"SPEAKER_26","start":4822.686593750001,"end":4824.28971875},{"speaker":"SPEAKER_26","start":4824.458468750001,"end":4827.310343749999},{"speaker":"SPEAKER_26","start":4827.597218750001,"end":4830.56721875},{"speaker":"SPEAKER_26","start":4830.786593750001,"end":4831.444718750001},{"speaker":"SPEAKER_26","start":4831.56284375,"end":4836.57471875},{"speaker":"SPEAKER_26","start":4837.013468749999,"end":4842.278468750001},{"speaker":"SPEAKER_26","start":4842.66659375,"end":4852.6903437500005},{"speaker":"SPEAKER_26","start":4852.825343750001,"end":4854.090968750001},{"speaker":"SPEAKER_26","start":4854.462218750001,"end":4855.03596875},{"speaker":"SPEAKER_04","start":4854.647843750001,"end":4854.9178437499995},{"speaker":"SPEAKER_04","start":4855.4072187500005,"end":4857.8709687499995},{"speaker":"SPEAKER_04","start":4858.3603437500005,"end":4859.35596875},{"speaker":"SPEAKER_04","start":4859.64284375,"end":4860.8240937499995},{"speaker":"SPEAKER_04","start":4861.33034375,"end":4863.743468750001},{"speaker":"SPEAKER_04","start":4863.979718750001,"end":4865.295968750001},{"speaker":"SPEAKER_04","start":4865.83596875,"end":4866.224093750001},{"speaker":"SPEAKER_04","start":4866.983468750001,"end":4867.9959687499995},{"speaker":"SPEAKER_04","start":4868.805968750001,"end":4869.53159375},{"speaker":"SPEAKER_04","start":4870.37534375,"end":4871.995343750001},{"speaker":"SPEAKER_04","start":4872.38346875,"end":4874.93159375},{"speaker":"SPEAKER_26","start":4875.77534375,"end":4879.302218750001},{"speaker":"SPEAKER_04","start":4877.02409375,"end":4882.170968750001},{"speaker":"SPEAKER_04","start":4882.42409375,"end":4891.46909375},{"speaker":"SPEAKER_04","start":4891.80659375,"end":4909.170968750001},{"speaker":"SPEAKER_26","start":4892.8865937499995,"end":4893.47721875},{"speaker":"SPEAKER_26","start":4909.170968750001,"end":4909.542218750001},{"speaker":"SPEAKER_26","start":4909.93034375,"end":4910.655968749999},{"speaker":"SPEAKER_26","start":4910.92596875,"end":4911.685343749999},{"speaker":"SPEAKER_26","start":4912.022843750001,"end":4913.794718749999},{"speaker":"SPEAKER_26","start":4914.368468750001,"end":4914.67221875},{"speaker":"SPEAKER_26","start":4915.077218750001,"end":4923.548468749999},{"speaker":"SPEAKER_04","start":4922.68784375,"end":4926.16409375},{"speaker":"SPEAKER_26","start":4926.16409375,"end":4934.63534375},{"speaker":"SPEAKER_26","start":4934.939093749999,"end":4937.95971875},{"speaker":"SPEAKER_26","start":4938.21284375,"end":4952.32034375},{"speaker":"SPEAKER_04","start":4951.45971875,"end":4953.501593749999},{"speaker":"SPEAKER_26","start":4953.501593749999,"end":4953.788468750001},{"speaker":"SPEAKER_26","start":4954.260968750001,"end":4964.757218750001},{"speaker":"SPEAKER_26","start":4964.807843750001,"end":4974.00471875},{"speaker":"SPEAKER_26","start":4975.067843750001,"end":4978.780343750001},{"speaker":"SPEAKER_26","start":4979.235968749999,"end":4981.075343750001},{"speaker":"SPEAKER_26","start":4981.46346875,"end":4982.104718750001},{"speaker":"SPEAKER_26","start":4982.69534375,"end":4986.66096875},{"speaker":"SPEAKER_26","start":4986.745343750001,"end":4990.069718750001},{"speaker":"SPEAKER_26","start":4990.154093749999,"end":4993.66409375},{"speaker":"SPEAKER_26","start":4993.950968749999,"end":5005.206593750001},{"speaker":"SPEAKER_04","start":5004.61596875,"end":5005.071593750001},{"speaker":"SPEAKER_04","start":5005.206593750001,"end":5016.15846875},{"speaker":"SPEAKER_26","start":5008.9022187499995,"end":5009.25659375},{"speaker":"SPEAKER_26","start":5014.0322187500005,"end":5014.589093750001},{"speaker":"SPEAKER_04","start":5016.225968750001,"end":5017.84596875},{"speaker":"SPEAKER_26","start":5017.98096875,"end":5022.604718750001},{"speaker":"SPEAKER_26","start":5022.638468749999,"end":5024.9334687499995},{"speaker":"SPEAKER_26","start":5025.67596875,"end":5028.24096875},{"speaker":"SPEAKER_26","start":5028.359093749999,"end":5030.434718750001},{"speaker":"SPEAKER_26","start":5030.940968750001,"end":5031.6834687499995},{"speaker":"SPEAKER_26","start":5031.85221875,"end":5037.370343750001},{"speaker":"SPEAKER_04","start":5036.64471875,"end":5053.04721875},{"speaker":"SPEAKER_36","start":5048.35596875,"end":5048.40659375},{"speaker":"SPEAKER_30","start":5050.65096875,"end":5050.904093749999},{"speaker":"SPEAKER_30","start":5052.743468750001,"end":5053.97534375},{"speaker":"SPEAKER_04","start":5053.09784375,"end":5055.7978437500005},{"speaker":"SPEAKER_04","start":5056.017218749999,"end":5059.679093750001},{"speaker":"SPEAKER_04","start":5060.050343750001,"end":5064.927218750001},{"speaker":"SPEAKER_04","start":5065.23096875,"end":5067.779093749999},{"speaker":"SPEAKER_04","start":5067.94784375,"end":5072.470343749999},{"speaker":"SPEAKER_26","start":5072.470343749999,"end":5079.507218750001},{"speaker":"SPEAKER_04","start":5078.899718750001,"end":5081.36346875},{"speaker":"SPEAKER_26","start":5080.41846875,"end":5087.607218749999},{"speaker":"SPEAKER_26","start":5087.82659375,"end":5091.38721875},{"speaker":"SPEAKER_26","start":5091.70784375,"end":5095.36971875},{"speaker":"SPEAKER_26","start":5095.673468749999,"end":5106.06846875},{"speaker":"SPEAKER_04","start":5105.055968750001,"end":5129.339093750001},{"speaker":"SPEAKER_26","start":5110.97909375,"end":5111.384093750001},{"speaker":"SPEAKER_26","start":5115.75471875,"end":5118.38721875},{"speaker":"SPEAKER_26","start":5129.001593749999,"end":5136.7303437499995},{"speaker":"SPEAKER_26","start":5137.0340937500005,"end":5139.5653437500005},{"speaker":"SPEAKER_26","start":5139.835343750001,"end":5143.075343750001},{"speaker":"SPEAKER_26","start":5143.42971875,"end":5146.65284375},{"speaker":"SPEAKER_26","start":5146.83846875,"end":5149.47096875},{"speaker":"SPEAKER_26","start":5149.65659375,"end":5155.22534375},{"speaker":"SPEAKER_04","start":5155.22534375,"end":5159.714093750001},{"speaker":"SPEAKER_04","start":5160.642218749999,"end":5162.144093750001},{"speaker":"SPEAKER_04","start":5162.31284375,"end":5163.359093749999},{"speaker":"SPEAKER_04","start":5163.747218750001,"end":5180.284718750001},{"speaker":"SPEAKER_26","start":5165.755343750001,"end":5167.307843750001},{"speaker":"SPEAKER_26","start":5179.98096875,"end":5182.309718750001},{"speaker":"SPEAKER_04","start":5181.651593750001,"end":5189.245343750001},{"speaker":"SPEAKER_26","start":5185.499093750001,"end":5186.190968750001},{"speaker":"SPEAKER_26","start":5188.38471875,"end":5189.16096875},{"speaker":"SPEAKER_04","start":5189.616593750001,"end":5191.05096875},{"speaker":"SPEAKER_26","start":5191.05096875,"end":5203.99409375},{"speaker":"SPEAKER_04","start":5200.112843750001,"end":5200.14659375},{"speaker":"SPEAKER_24","start":5200.14659375,"end":5202.49221875},{"speaker":"SPEAKER_24","start":5204.63534375,"end":5205.749093750001},{"speaker":"SPEAKER_24","start":5206.964093750001,"end":5210.17034375},{"speaker":"SPEAKER_16","start":5219.08034375,"end":5221.03784375},{"speaker":"SPEAKER_24","start":5221.71284375,"end":5222.91096875},{"speaker":"SPEAKER_26","start":5226.43784375,"end":5226.4715937500005},{"speaker":"SPEAKER_16","start":5226.4715937500005,"end":5226.53909375},{"speaker":"SPEAKER_26","start":5226.53909375,"end":5226.555968750001},{"speaker":"SPEAKER_16","start":5226.555968750001,"end":5226.57284375},{"speaker":"SPEAKER_26","start":5226.57284375,"end":5227.028468750001},{"speaker":"SPEAKER_16","start":5227.028468750001,"end":5227.298468749999},{"speaker":"SPEAKER_26","start":5227.298468749999,"end":5227.36596875},{"speaker":"SPEAKER_16","start":5227.36596875,"end":5235.11159375},{"speaker":"SPEAKER_26","start":5227.585343750001,"end":5228.31096875},{"speaker":"SPEAKER_16","start":5235.66846875,"end":5244.983468750001},{"speaker":"SPEAKER_16","start":5245.47284375,"end":5247.362843750001},{"speaker":"SPEAKER_16","start":5247.95346875,"end":5250.045968750001},{"speaker":"SPEAKER_16","start":5250.33284375,"end":5260.50846875},{"speaker":"SPEAKER_16","start":5261.2509687500005,"end":5274.24471875},{"speaker":"SPEAKER_16","start":5274.700343750001,"end":5278.868468750001},{"speaker":"SPEAKER_26","start":5278.868468750001,"end":5278.88534375},{"speaker":"SPEAKER_16","start":5279.86409375,"end":5280.032843749999},{"speaker":"SPEAKER_26","start":5280.032843749999,"end":5280.1678437499995},{"speaker":"SPEAKER_26","start":5280.741593750001,"end":5280.96096875},{"speaker":"SPEAKER_16","start":5280.96096875,"end":5280.977843750001},{"speaker":"SPEAKER_26","start":5280.977843750001,"end":5281.0115937499995},{"speaker":"SPEAKER_16","start":5281.0115937499995,"end":5281.028468750001},{"speaker":"SPEAKER_27","start":5281.028468750001,"end":5281.18034375},{"speaker":"SPEAKER_26","start":5281.18034375,"end":5281.33221875},{"speaker":"SPEAKER_16","start":5281.78784375,"end":5281.80471875},{"speaker":"SPEAKER_26","start":5281.80471875,"end":5301.6834687499995},{"speaker":"SPEAKER_16","start":5300.40096875,"end":5303.202218750001},{"speaker":"SPEAKER_16","start":5303.59034375,"end":5303.708468750001},{"speaker":"SPEAKER_26","start":5303.708468750001,"end":5308.905968749999},{"speaker":"SPEAKER_16","start":5303.74221875,"end":5303.894093750001},{"speaker":"SPEAKER_26","start":5309.41221875,"end":5312.7197187500005},{"speaker":"SPEAKER_16","start":5312.7197187500005,"end":5315.807843750001},{"speaker":"SPEAKER_26","start":5312.73659375,"end":5313.25971875},{"speaker":"SPEAKER_16","start":5316.38159375,"end":5338.825343750001},{"speaker":"SPEAKER_15","start":5320.14471875,"end":5322.20346875},{"speaker":"SPEAKER_26","start":5329.1053437499995,"end":5329.1728437500005},{"speaker":"SPEAKER_27","start":5329.1728437500005,"end":5329.37534375},{"speaker":"SPEAKER_26","start":5329.37534375,"end":5329.493468750001},{"speaker":"SPEAKER_16","start":5339.196593750001,"end":5345.997218750001},{"speaker":"SPEAKER_16","start":5346.33471875,"end":5352.122843749999},{"speaker":"SPEAKER_16","start":5352.780968749999,"end":5357.96159375},{"speaker":"SPEAKER_27","start":5353.253468750001,"end":5354.519093750001},{"speaker":"SPEAKER_16","start":5358.602843750001,"end":5368.8290937500005},{"speaker":"SPEAKER_26","start":5369.048468749999,"end":5369.08221875},{"speaker":"SPEAKER_16","start":5369.08221875,"end":5370.972218750001},{"speaker":"SPEAKER_26","start":5370.972218750001,"end":5373.419093750001},{"speaker":"SPEAKER_26","start":5373.7059687500005,"end":5384.30346875},{"speaker":"SPEAKER_16","start":5373.874718749999,"end":5374.077218750001},{"speaker":"SPEAKER_26","start":5384.421593749999,"end":5405.12721875},{"speaker":"SPEAKER_02","start":5388.11721875,"end":5388.134093750001},{"speaker":"SPEAKER_02","start":5388.184718750001,"end":5388.25221875},{"speaker":"SPEAKER_27","start":5394.71534375,"end":5394.95159375},{"speaker":"SPEAKER_16","start":5404.536593750001,"end":5407.169093750001},{"speaker":"SPEAKER_26","start":5406.645968750001,"end":5409.61596875},{"speaker":"SPEAKER_16","start":5409.00846875,"end":5410.84784375},{"speaker":"SPEAKER_16","start":5411.202218750001,"end":5431.65471875},{"speaker":"SPEAKER_26","start":5421.597218750001,"end":5422.997843749999},{"speaker":"SPEAKER_26","start":5425.22534375,"end":5425.2928437499995},{"speaker":"SPEAKER_26","start":5430.692843750001,"end":5433.561593750001},{"speaker":"SPEAKER_16","start":5432.44784375,"end":5462.0634687500005},{"speaker":"SPEAKER_15","start":5456.140343749999,"end":5457.220343749999},{"speaker":"SPEAKER_26","start":5462.282843749999,"end":5473.538468750001},{"speaker":"SPEAKER_16","start":5471.6990937499995,"end":5471.715968750001},{"speaker":"SPEAKER_02","start":5471.715968750001,"end":5471.73284375},{"speaker":"SPEAKER_16","start":5471.73284375,"end":5471.800343750001},{"speaker":"SPEAKER_02","start":5471.800343750001,"end":5471.83409375},{"speaker":"SPEAKER_16","start":5471.83409375,"end":5471.86784375},{"speaker":"SPEAKER_16","start":5472.39096875,"end":5472.458468750001},{"speaker":"SPEAKER_26","start":5473.65659375,"end":5483.03909375},{"speaker":"SPEAKER_16","start":5482.14471875,"end":5482.83659375},{"speaker":"SPEAKER_16","start":5483.03909375,"end":5487.71346875},{"speaker":"SPEAKER_16","start":5488.6415937500005,"end":5493.889718750001},{"speaker":"SPEAKER_00","start":5490.10971875,"end":5490.413468750001},{"speaker":"SPEAKER_16","start":5494.17659375,"end":5498.07471875},{"speaker":"SPEAKER_26","start":5498.07471875,"end":5502.15846875},{"speaker":"SPEAKER_26","start":5502.19221875,"end":5511.10221875},{"speaker":"SPEAKER_02","start":5506.394093750001,"end":5506.866593750001},{"speaker":"SPEAKER_14","start":5506.866593750001,"end":5506.917218750001},{"speaker":"SPEAKER_16","start":5511.10221875,"end":5532.66846875},{"speaker":"SPEAKER_26","start":5511.591593749999,"end":5512.04721875},{"speaker":"SPEAKER_16","start":5532.9384687500005,"end":5539.030343750001},{"speaker":"SPEAKER_26","start":5539.030343750001,"end":5539.18221875},{"speaker":"SPEAKER_16","start":5539.18221875,"end":5539.36784375},{"speaker":"SPEAKER_26","start":5539.36784375,"end":5542.70909375},{"speaker":"SPEAKER_16","start":5539.41846875,"end":5539.97534375},{"speaker":"SPEAKER_26","start":5542.84409375,"end":5558.571593750001},{"speaker":"SPEAKER_16","start":5558.571593750001,"end":5558.655968749999},{"speaker":"SPEAKER_16","start":5558.82471875,"end":5558.858468750001},{"speaker":"SPEAKER_26","start":5558.858468750001,"end":5558.97659375},{"speaker":"SPEAKER_16","start":5558.97659375,"end":5570.31659375},{"speaker":"SPEAKER_26","start":5562.874718749999,"end":5565.49034375},{"speaker":"SPEAKER_16","start":5570.60346875,"end":5571.413468750001},{"speaker":"SPEAKER_16","start":5571.58221875,"end":5573.843468749999},{"speaker":"SPEAKER_16","start":5574.552218750001,"end":5578.8553437499995},{"speaker":"SPEAKER_16","start":5579.63159375,"end":5601.315968750001},{"speaker":"SPEAKER_16","start":5601.7040937500005,"end":5606.429093750001},{"speaker":"SPEAKER_26","start":5605.51784375,"end":5609.5340937500005},{"speaker":"SPEAKER_16","start":5607.89721875,"end":5611.356593750001},{"speaker":"SPEAKER_16","start":5611.677218750001,"end":5627.35409375},{"speaker":"SPEAKER_16","start":5627.69159375,"end":5635.97721875},{"speaker":"SPEAKER_26","start":5635.97721875,"end":5643.72284375},{"speaker":"SPEAKER_16","start":5642.895968750001,"end":5644.718468749999},{"speaker":"SPEAKER_26","start":5644.718468749999,"end":5658.420968750001},{"speaker":"SPEAKER_16","start":5644.7353437500005,"end":5645.528468750001},{"speaker":"SPEAKER_26","start":5658.5897187499995,"end":5661.644093750001},{"speaker":"SPEAKER_16","start":5660.142218749999,"end":5661.01971875},{"speaker":"SPEAKER_26","start":5661.745343750001,"end":5662.2684687500005},{"speaker":"SPEAKER_16","start":5662.2684687500005,"end":5682.6365937499995},{"speaker":"SPEAKER_26","start":5662.302218750001,"end":5662.31909375},{"speaker":"SPEAKER_26","start":5663.68596875,"end":5665.069718750001},{"speaker":"SPEAKER_15","start":5665.069718750001,"end":5665.08659375},{"speaker":"SPEAKER_26","start":5673.62534375,"end":5675.751593749999},{"speaker":"SPEAKER_26","start":5680.999718749999,"end":5683.294718749999},{"speaker":"SPEAKER_16","start":5683.294718749999,"end":5690.280968749999},{"speaker":"SPEAKER_26","start":5689.52159375,"end":5692.862843750001},{"speaker":"SPEAKER_16","start":5691.20909375,"end":5697.35159375},{"speaker":"SPEAKER_26","start":5693.58846875,"end":5693.9090937500005},{"speaker":"SPEAKER_16","start":5697.8240937499995,"end":5699.055968750001},{"speaker":"SPEAKER_16","start":5699.798468749999,"end":5703.1903437500005},{"speaker":"SPEAKER_16","start":5703.831593750001,"end":5704.624718749999},{"speaker":"SPEAKER_16","start":5705.13096875,"end":5705.97471875},{"speaker":"SPEAKER_16","start":5706.53159375,"end":5710.37909375},{"speaker":"SPEAKER_16","start":5711.155343750001,"end":5712.977843750001},{"speaker":"SPEAKER_26","start":5712.977843750001,"end":5713.70346875},{"speaker":"SPEAKER_26","start":5713.99034375,"end":5714.07471875},{"speaker":"SPEAKER_26","start":5714.530343750001,"end":5718.833468750001},{"speaker":"SPEAKER_26","start":5719.019093750001,"end":5721.364718750001},{"speaker":"SPEAKER_16","start":5719.069718750001,"end":5719.440968750001},{"speaker":"SPEAKER_27","start":5719.440968750001,"end":5719.45784375},{"speaker":"SPEAKER_26","start":5721.48284375,"end":5723.03534375},{"speaker":"SPEAKER_26","start":5723.25471875,"end":5726.950343750001},{"speaker":"SPEAKER_19","start":5726.950343750001,"end":5727.220343749999},{"speaker":"SPEAKER_26","start":5727.220343749999,"end":5735.03346875},{"speaker":"SPEAKER_16","start":5735.03346875,"end":5736.366593750001},{"speaker":"SPEAKER_16","start":5736.82221875,"end":5758.675343750001},{"speaker":"SPEAKER_26","start":5758.675343750001,"end":5761.307843750001},{"speaker":"SPEAKER_26","start":5761.84784375,"end":5764.85159375},{"speaker":"SPEAKER_30","start":5764.85159375,"end":5765.03721875},{"speaker":"SPEAKER_26","start":5765.03721875,"end":5772.732218749999},{"speaker":"SPEAKER_30","start":5765.054093750001,"end":5765.08784375},{"speaker":"SPEAKER_16","start":5771.804093750001,"end":5780.96721875},{"speaker":"SPEAKER_26","start":5775.364718750001,"end":5776.66409375},{"speaker":"SPEAKER_26","start":5777.187218749999,"end":5779.22909375},{"speaker":"SPEAKER_26","start":5780.96721875,"end":5785.6415937500005},{"speaker":"SPEAKER_16","start":5781.6590937500005,"end":5781.99659375},{"speaker":"SPEAKER_26","start":5785.725968750001,"end":5788.03784375},{"speaker":"SPEAKER_15","start":5786.11409375,"end":5786.434718750001},{"speaker":"SPEAKER_16","start":5788.03784375,"end":5788.79721875},{"speaker":"SPEAKER_26","start":5788.79721875,"end":5788.93221875},{"speaker":"SPEAKER_16","start":5788.93221875,"end":5795.665343750001},{"speaker":"SPEAKER_16","start":5795.83409375,"end":5807.69721875},{"speaker":"SPEAKER_16","start":5808.10221875,"end":5819.08784375},{"speaker":"SPEAKER_30","start":5819.08784375,"end":5819.189093750001},{"speaker":"SPEAKER_16","start":5819.189093750001,"end":5819.25659375},{"speaker":"SPEAKER_30","start":5819.25659375,"end":5819.40846875},{"speaker":"SPEAKER_16","start":5819.88096875,"end":5838.02159375},{"speaker":"SPEAKER_26","start":5836.587218750001,"end":5837.0428437499995},{"speaker":"SPEAKER_26","start":5838.122843749999,"end":5848.214093750001},{"speaker":"SPEAKER_16","start":5840.82284375,"end":5841.10971875},{"speaker":"SPEAKER_16","start":5845.88534375,"end":5846.189093750001},{"speaker":"SPEAKER_16","start":5848.214093750001,"end":5848.686593750001},{"speaker":"SPEAKER_26","start":5848.23096875,"end":5848.70346875},{"speaker":"SPEAKER_16","start":5848.70346875,"end":5870.894093750001},{"speaker":"SPEAKER_00","start":5860.060343749999,"end":5860.17846875},{"speaker":"SPEAKER_15","start":5860.17846875,"end":5860.212218750001},{"speaker":"SPEAKER_00","start":5860.212218750001,"end":5860.27971875},{"speaker":"SPEAKER_15","start":5860.397843750001,"end":5860.5497187500005},{"speaker":"SPEAKER_16","start":5870.97846875,"end":5878.8084687499995},{"speaker":"SPEAKER_16","start":5879.280968749999,"end":5881.677218750001},{"speaker":"SPEAKER_16","start":5882.234093749999,"end":5884.7147187499995},{"speaker":"SPEAKER_16","start":5885.30534375,"end":5901.33659375},{"speaker":"SPEAKER_16","start":5902.0115937499995,"end":5903.513468749999},{"speaker":"SPEAKER_26","start":5903.1590937500005,"end":5915.96721875},{"speaker":"SPEAKER_16","start":5904.4247187500005,"end":5904.930968750001},{"speaker":"SPEAKER_26","start":5916.186593750001,"end":5923.18971875},{"speaker":"SPEAKER_16","start":5917.75596875,"end":5918.22846875},{"speaker":"SPEAKER_26","start":5923.56096875,"end":5935.03596875},{"speaker":"SPEAKER_15","start":5924.759093750001,"end":5925.11346875},{"speaker":"SPEAKER_15","start":5927.86409375,"end":5928.67409375},{"speaker":"SPEAKER_16","start":5935.03596875,"end":5950.020968750001},{"speaker":"SPEAKER_26","start":5935.23846875,"end":5935.98096875},{"speaker":"SPEAKER_15","start":5943.81096875,"end":5944.300343750001},{"speaker":"SPEAKER_15","start":5944.94159375,"end":5945.937218749999},{"speaker":"SPEAKER_16","start":5950.628468750001,"end":5961.968468749999},{"speaker":"SPEAKER_26","start":5961.968468749999,"end":5966.03534375},{"speaker":"SPEAKER_16","start":5965.7147187499995,"end":5965.967843750001},{"speaker":"SPEAKER_27","start":5965.967843750001,"end":5966.35596875},{"speaker":"SPEAKER_26","start":5966.35596875,"end":5971.97534375},{"speaker":"SPEAKER_16","start":5971.97534375,"end":5972.02596875},{"speaker":"SPEAKER_26","start":5972.02596875,"end":5972.0428437499995},{"speaker":"SPEAKER_16","start":5972.0428437499995,"end":5972.07659375},{"speaker":"SPEAKER_26","start":5972.07659375,"end":5976.66659375},{"speaker":"SPEAKER_26","start":5976.734093749999,"end":5981.69534375},{"speaker":"SPEAKER_26","start":5982.01596875,"end":5985.745343750001},{"speaker":"SPEAKER_16","start":5985.272843750001,"end":5985.8465937500005},{"speaker":"SPEAKER_26","start":5985.8465937500005,"end":5985.9647187499995},{"speaker":"SPEAKER_16","start":5985.9647187499995,"end":5986.0322187500005},{"speaker":"SPEAKER_26","start":5986.0322187500005,"end":5986.97721875},{"speaker":"SPEAKER_16","start":5986.97721875,"end":5991.5165937500005},{"speaker":"SPEAKER_16","start":5991.786593750001,"end":5995.954718750001},{"speaker":"SPEAKER_26","start":5991.82034375,"end":5992.41096875},{"speaker":"SPEAKER_26","start":5992.69784375,"end":5993.946593750001},{"speaker":"SPEAKER_16","start":5996.20784375,"end":6000.29159375},{"speaker":"SPEAKER_26","start":5997.372218750001,"end":5997.4228437500005},{"speaker":"SPEAKER_26","start":5997.54096875,"end":5997.591593749999},{"speaker":"SPEAKER_24","start":5997.591593749999,"end":5997.62534375},{"speaker":"SPEAKER_07","start":5997.62534375,"end":5997.929093750001},{"speaker":"SPEAKER_16","start":6000.510968750001,"end":6001.0340937500005},{"speaker":"SPEAKER_24","start":6002.02971875,"end":6005.050343750001},{"speaker":"SPEAKER_07","start":6004.64534375,"end":6004.679093750001},{"speaker":"SPEAKER_16","start":6004.679093750001,"end":6004.965968750001},{"speaker":"SPEAKER_07","start":6004.965968750001,"end":6004.999718749999},{"speaker":"SPEAKER_24","start":6005.809718750001,"end":6006.450968749999},{"speaker":"SPEAKER_07","start":6006.450968749999,"end":6006.467843750001},{"speaker":"SPEAKER_07","start":6012.779093749999,"end":6014.939093750001},{"speaker":"SPEAKER_07","start":6015.647843750001,"end":6016.2215937500005},{"speaker":"SPEAKER_24","start":6017.16659375,"end":6018.0947187500005},{"speaker":"SPEAKER_27","start":6021.638468749999,"end":6022.060343749999},{"speaker":"SPEAKER_07","start":6022.482218749999,"end":6024.49034375},{"speaker":"SPEAKER_27","start":6023.64659375,"end":6024.54096875},{"speaker":"SPEAKER_07","start":6025.013468749999,"end":6031.66221875},{"speaker":"SPEAKER_07","start":6031.88159375,"end":6033.467843750001},{"speaker":"SPEAKER_07","start":6033.737843750001,"end":6037.60221875},{"speaker":"SPEAKER_07","start":6038.02409375,"end":6040.639718750001},{"speaker":"SPEAKER_30","start":6040.538468750001,"end":6040.89284375},{"speaker":"SPEAKER_07","start":6040.89284375,"end":6041.68596875},{"speaker":"SPEAKER_07","start":6042.0740937499995,"end":6048.33471875},{"speaker":"SPEAKER_07","start":6048.503468750001,"end":6049.56659375},{"speaker":"SPEAKER_26","start":6050.562218749999,"end":6060.38346875},{"speaker":"SPEAKER_07","start":6054.696593750001,"end":6055.118468750001},{"speaker":"SPEAKER_07","start":6057.80159375,"end":6058.155968749999},{"speaker":"SPEAKER_30","start":6058.155968749999,"end":6058.22346875},{"speaker":"SPEAKER_26","start":6060.872843749999,"end":6063.5897187499995},{"speaker":"SPEAKER_26","start":6063.91034375,"end":6066.171593749999},{"speaker":"SPEAKER_26","start":6066.458468750001,"end":6066.779093749999},{"speaker":"SPEAKER_26","start":6066.91409375,"end":6070.2215937500005},{"speaker":"SPEAKER_26","start":6070.626593750001,"end":6074.423468750001},{"speaker":"SPEAKER_27","start":6072.4490937499995,"end":6072.735968750001},{"speaker":"SPEAKER_26","start":6074.64284375,"end":6075.38534375},{"speaker":"SPEAKER_26","start":6076.00971875,"end":6076.954718750001},{"speaker":"SPEAKER_26","start":6077.17409375,"end":6079.28346875},{"speaker":"SPEAKER_26","start":6079.452218750001,"end":6080.39721875},{"speaker":"SPEAKER_26","start":6080.7684687500005,"end":6084.10971875},{"speaker":"SPEAKER_26","start":6084.19409375,"end":6084.970343750001},{"speaker":"SPEAKER_07","start":6085.37534375,"end":6092.530343750001},{"speaker":"SPEAKER_07","start":6092.952218750001,"end":6097.18784375},{"speaker":"SPEAKER_26","start":6097.356593750001,"end":6104.3934687500005},{"speaker":"SPEAKER_26","start":6104.663468750001,"end":6109.4559687500005},{"speaker":"SPEAKER_00","start":6107.58284375,"end":6107.987843750001},{"speaker":"SPEAKER_26","start":6109.65846875,"end":6111.919718749999},{"speaker":"SPEAKER_26","start":6112.29096875,"end":6116.104718750001},{"speaker":"SPEAKER_26","start":6116.59409375,"end":6119.46284375},{"speaker":"SPEAKER_07","start":6118.93971875,"end":6124.50846875},{"speaker":"SPEAKER_26","start":6124.52534375,"end":6127.680968750001},{"speaker":"SPEAKER_07","start":6125.13284375,"end":6125.74034375},{"speaker":"SPEAKER_07","start":6127.917218750001,"end":6128.67659375},{"speaker":"SPEAKER_07","start":6129.52034375,"end":6137.704718750001},{"speaker":"SPEAKER_26","start":6138.44721875,"end":6142.42971875},{"speaker":"SPEAKER_26","start":6143.475968750001,"end":6151.47471875},{"speaker":"SPEAKER_07","start":6149.2978437500005,"end":6155.17034375},{"speaker":"SPEAKER_07","start":6155.40659375,"end":6158.0897187499995},{"speaker":"SPEAKER_07","start":6158.41034375,"end":6162.62909375},{"speaker":"SPEAKER_07","start":6163.00034375,"end":6164.012843750001},{"speaker":"SPEAKER_07","start":6164.333468750001,"end":6166.5947187500005},{"speaker":"SPEAKER_07","start":6167.08409375,"end":6172.635968750001},{"speaker":"SPEAKER_07","start":6173.007218750001,"end":6176.432843750001},{"speaker":"SPEAKER_07","start":6177.225968750001,"end":6185.69721875},{"speaker":"SPEAKER_07","start":6185.86596875,"end":6186.507218750001},{"speaker":"SPEAKER_07","start":6187.064093750001,"end":6187.51971875},{"speaker":"SPEAKER_07","start":6188.144093750001,"end":6190.827218750001},{"speaker":"SPEAKER_07","start":6191.097218750001,"end":6196.46346875},{"speaker":"SPEAKER_00","start":6194.30346875,"end":6194.55659375},{"speaker":"SPEAKER_30","start":6194.55659375,"end":6194.607218749999},{"speaker":"SPEAKER_07","start":6196.767218750001,"end":6199.4334687499995},{"speaker":"SPEAKER_07","start":6199.686593750001,"end":6210.90846875},{"speaker":"SPEAKER_26","start":6210.94221875,"end":6216.89909375},{"speaker":"SPEAKER_26","start":6216.966593749999,"end":6219.700343750001},{"speaker":"SPEAKER_07","start":6217.202843749999,"end":6217.624718749999},{"speaker":"SPEAKER_07","start":6219.61596875,"end":6229.13346875},{"speaker":"SPEAKER_26","start":6221.050343750001,"end":6221.50596875},{"speaker":"SPEAKER_07","start":6229.622843749999,"end":6236.895968750001},{"speaker":"SPEAKER_07","start":6237.43596875,"end":6238.56659375},{"speaker":"SPEAKER_07","start":6238.83659375,"end":6245.21534375},{"speaker":"SPEAKER_07","start":6245.63721875,"end":6253.60221875},{"speaker":"SPEAKER_07","start":6253.78784375,"end":6254.59784375},{"speaker":"SPEAKER_07","start":6254.665343750001,"end":6257.247218750001},{"speaker":"SPEAKER_07","start":6257.68596875,"end":6266.528468750001},{"speaker":"SPEAKER_07","start":6267.06846875,"end":6269.380343750001},{"speaker":"SPEAKER_07","start":6269.717843750001,"end":6277.716593749999},{"speaker":"SPEAKER_26","start":6278.239718750001,"end":6283.0322187500005},{"speaker":"SPEAKER_07","start":6284.061593750001,"end":6292.09409375},{"speaker":"SPEAKER_07","start":6292.684718750001,"end":6297.831593750001},{"speaker":"SPEAKER_07","start":6298.05096875,"end":6299.0634687500005},{"speaker":"SPEAKER_07","start":6299.55284375,"end":6304.817843750001},{"speaker":"SPEAKER_07","start":6305.6278437500005,"end":6315.128468750001},{"speaker":"SPEAKER_07","start":6315.600968750001,"end":6322.2665937500005},{"speaker":"SPEAKER_07","start":6322.6209687499995,"end":6324.645968750001},{"speaker":"SPEAKER_07","start":6324.780968749999,"end":6329.50596875},{"speaker":"SPEAKER_07","start":6330.265343749999,"end":6331.00784375},{"speaker":"SPEAKER_07","start":6331.919093750001,"end":6342.229718750001},{"speaker":"SPEAKER_00","start":6341.77409375,"end":6341.82471875},{"speaker":"SPEAKER_10","start":6341.82471875,"end":6342.179093750001},{"speaker":"SPEAKER_07","start":6342.58409375,"end":6349.0809687500005},{"speaker":"SPEAKER_07","start":6349.28346875,"end":6354.649718750001},{"speaker":"SPEAKER_07","start":6354.919718749999,"end":6357.9403437500005},{"speaker":"SPEAKER_07","start":6358.17659375,"end":6359.64471875},{"speaker":"SPEAKER_07","start":6360.06659375,"end":6361.028468750001},{"speaker":"SPEAKER_07","start":6361.28159375,"end":6369.9384687500005},{"speaker":"SPEAKER_07","start":6370.259093750001,"end":6379.18596875},{"speaker":"SPEAKER_07","start":6379.5740937499995,"end":6390.99846875},{"speaker":"SPEAKER_07","start":6391.217843750001,"end":6396.4490937499995},{"speaker":"SPEAKER_07","start":6396.56721875,"end":6399.8915937500005},{"speaker":"SPEAKER_07","start":6400.36409375,"end":6407.16471875},{"speaker":"SPEAKER_07","start":6407.26596875,"end":6409.8309687500005},{"speaker":"SPEAKER_07","start":6410.35409375,"end":6411.01221875},{"speaker":"SPEAKER_07","start":6412.09221875,"end":6424.74846875},{"speaker":"SPEAKER_26","start":6425.32221875,"end":6432.67971875},{"speaker":"SPEAKER_07","start":6429.2372187500005,"end":6429.57471875},{"speaker":"SPEAKER_26","start":6433.202843749999,"end":6434.940968750001},{"speaker":"SPEAKER_26","start":6435.312218749999,"end":6437.74221875},{"speaker":"SPEAKER_26","start":6438.029093749999,"end":6438.467843750001},{"speaker":"SPEAKER_26","start":6438.687218749999,"end":6442.956593750001},{"speaker":"SPEAKER_26","start":6443.192843750001,"end":6445.52159375},{"speaker":"SPEAKER_26","start":6446.07846875,"end":6450.314093750001},{"speaker":"SPEAKER_26","start":6450.90471875,"end":6454.5497187500005},{"speaker":"SPEAKER_26","start":6455.055968750001,"end":6455.91659375},{"speaker":"SPEAKER_26","start":6456.06846875,"end":6458.616593750001},{"speaker":"SPEAKER_26","start":6458.802218750001,"end":6462.58221875},{"speaker":"SPEAKER_07","start":6459.02159375,"end":6459.20721875},{"speaker":"SPEAKER_26","start":6462.700343750001,"end":6467.189093750001},{"speaker":"SPEAKER_07","start":6466.24409375,"end":6473.02784375},{"speaker":"SPEAKER_07","start":6473.34846875,"end":6479.389718750001},{"speaker":"SPEAKER_07","start":6479.40659375,"end":6490.47659375},{"speaker":"SPEAKER_00","start":6489.548468750001,"end":6489.936593750001},{"speaker":"SPEAKER_07","start":6490.66221875,"end":6494.93159375},{"speaker":"SPEAKER_07","start":6496.264718750001,"end":6502.23846875},{"speaker":"SPEAKER_07","start":6502.6434687500005,"end":6515.35034375},{"speaker":"SPEAKER_07","start":6515.82284375,"end":6522.842843750001},{"speaker":"SPEAKER_07","start":6523.247843749999,"end":6528.7997187500005},{"speaker":"SPEAKER_07","start":6529.28909375,"end":6534.33471875},{"speaker":"SPEAKER_07","start":6534.77346875,"end":6541.42221875},{"speaker":"SPEAKER_07","start":6541.827218750001,"end":6545.32034375},{"speaker":"SPEAKER_26","start":6545.96159375,"end":6546.265343749999},{"speaker":"SPEAKER_26","start":6547.0584687499995,"end":6552.39096875},{"speaker":"SPEAKER_26","start":6552.86346875,"end":6555.749093750001},{"speaker":"SPEAKER_26","start":6556.10346875,"end":6558.39846875},{"speaker":"SPEAKER_26","start":6558.71909375,"end":6561.57096875},{"speaker":"SPEAKER_03","start":6559.84971875,"end":6560.187218749999},{"speaker":"SPEAKER_00","start":6560.187218749999,"end":6560.22096875},{"speaker":"SPEAKER_26","start":6562.04346875,"end":6566.44784375},{"speaker":"SPEAKER_26","start":6566.81909375,"end":6569.68784375},{"speaker":"SPEAKER_08","start":6569.77221875,"end":6570.19409375},{"speaker":"SPEAKER_26","start":6569.991593750001,"end":6572.708468750001},{"speaker":"SPEAKER_26","start":6573.01221875,"end":6574.024718750001},{"speaker":"SPEAKER_26","start":6574.294718749999,"end":6575.054093750001},{"speaker":"SPEAKER_26","start":6575.17221875,"end":6584.35221875},{"speaker":"SPEAKER_26","start":6584.82471875,"end":6586.022843750001},{"speaker":"SPEAKER_26","start":6586.2928437499995,"end":6591.270968750001},{"speaker":"SPEAKER_26","start":6591.49034375,"end":6592.671593749999},{"speaker":"SPEAKER_26","start":6592.874093750001,"end":6594.91596875},{"speaker":"SPEAKER_26","start":6595.23659375,"end":6598.307843750001},{"speaker":"SPEAKER_26","start":6598.5272187499995,"end":6600.079718750001},{"speaker":"SPEAKER_26","start":6600.0965937500005,"end":6602.02034375},{"speaker":"SPEAKER_26","start":6602.374718749999,"end":6603.792218750001},{"speaker":"SPEAKER_26","start":6604.12971875,"end":6606.0028437500005},{"speaker":"SPEAKER_26","start":6606.137843750001,"end":6608.78721875},{"speaker":"SPEAKER_26","start":6608.989718750001,"end":6614.22096875},{"speaker":"SPEAKER_07","start":6609.10784375,"end":6609.42846875},{"speaker":"SPEAKER_07","start":6612.786593750001,"end":6621.122843749999},{"speaker":"SPEAKER_07","start":6621.34221875,"end":6626.151593750001},{"speaker":"SPEAKER_07","start":6626.55659375,"end":6627.16409375},{"speaker":"SPEAKER_07","start":6627.2147187499995,"end":6627.72096875},{"speaker":"SPEAKER_07","start":6628.345343750001,"end":6638.72346875},{"speaker":"SPEAKER_07","start":6638.993468750001,"end":6644.427218750001},{"speaker":"SPEAKER_30","start":6643.19534375,"end":6644.899718750001},{"speaker":"SPEAKER_07","start":6644.612843750001,"end":6652.999718749999},{"speaker":"SPEAKER_07","start":6653.3709687499995,"end":6653.809718750001},{"speaker":"SPEAKER_07","start":6653.995343750001,"end":6670.41471875},{"speaker":"SPEAKER_07","start":6671.5790937500005,"end":6675.7978437500005},{"speaker":"SPEAKER_07","start":6675.932843750001,"end":6681.0965937500005},{"speaker":"SPEAKER_07","start":6681.315968750001,"end":6685.28159375},{"speaker":"SPEAKER_26","start":6685.484093749999,"end":6688.08284375},{"speaker":"SPEAKER_07","start":6686.36159375,"end":6686.49659375},{"speaker":"SPEAKER_07","start":6688.36971875,"end":6688.97721875},{"speaker":"SPEAKER_24","start":6688.774718750001,"end":6688.825343750001},{"speaker":"SPEAKER_26","start":6688.825343750001,"end":6689.044718749999},{"speaker":"SPEAKER_24","start":6688.97721875,"end":6689.196593750001},{"speaker":"SPEAKER_24","start":6689.483468750001,"end":6690.411593750001},{"speaker":"SPEAKER_24","start":6690.86721875,"end":6692.4872187500005},{"speaker":"SPEAKER_21","start":6701.3465937500005,"end":6704.13096875},{"speaker":"SPEAKER_21","start":6704.704718750001,"end":6705.61596875},{"speaker":"SPEAKER_21","start":6705.86909375,"end":6707.92784375},{"speaker":"SPEAKER_21","start":6710.12159375,"end":6746.63909375},{"speaker":"SPEAKER_30","start":6711.06659375,"end":6711.640343749999},{"speaker":"SPEAKER_28","start":6711.640343749999,"end":6711.67409375},{"speaker":"SPEAKER_21","start":6747.229718750001,"end":6749.5584687499995},{"speaker":"SPEAKER_26","start":6749.69346875,"end":6752.59596875},{"speaker":"SPEAKER_21","start":6751.347218750001,"end":6770.07846875},{"speaker":"SPEAKER_26","start":6753.405968749999,"end":6753.557843750001},{"speaker":"SPEAKER_21","start":6770.6522187499995,"end":6777.368468750001},{"speaker":"SPEAKER_30","start":6777.01409375,"end":6777.90846875},{"speaker":"SPEAKER_21","start":6777.874718749999,"end":6777.8915937500005},{"speaker":"SPEAKER_21","start":6777.90846875,"end":6778.060343749999},{"speaker":"SPEAKER_30","start":6778.060343749999,"end":6778.077218750001},{"speaker":"SPEAKER_21","start":6778.077218750001,"end":6778.161593750001},{"speaker":"SPEAKER_21","start":6778.262843750001,"end":6797.145968750001},{"speaker":"SPEAKER_30","start":6787.071593750001,"end":6787.4090937500005},{"speaker":"SPEAKER_30","start":6796.99409375,"end":6797.26409375},{"speaker":"SPEAKER_21","start":6797.26409375,"end":6812.046593749999},{"speaker":"SPEAKER_30","start":6812.046593749999,"end":6812.249093750001},{"speaker":"SPEAKER_21","start":6812.95784375,"end":6817.19346875},{"speaker":"SPEAKER_21","start":6817.64909375,"end":6844.98659375},{"speaker":"SPEAKER_30","start":6845.189093750001,"end":6845.35784375},{"speaker":"SPEAKER_21","start":6846.20159375,"end":6847.70346875},{"speaker":"SPEAKER_21","start":6849.1209687499995,"end":6851.55096875},{"speaker":"SPEAKER_21","start":6852.19221875,"end":6855.61784375},{"speaker":"SPEAKER_21","start":6855.972218750001,"end":6857.0184687500005},{"speaker":"SPEAKER_21","start":6857.45721875,"end":6873.48846875},{"speaker":"SPEAKER_21","start":6874.14659375,"end":6889.80659375},{"speaker":"SPEAKER_21","start":6890.481593750001,"end":6899.12159375},{"speaker":"SPEAKER_26","start":6899.982218749999,"end":6903.25596875},{"speaker":"SPEAKER_21","start":6901.7372187500005,"end":6902.1590937500005},{"speaker":"SPEAKER_26","start":6903.30659375,"end":6903.47534375},{"speaker":"SPEAKER_21","start":6903.357218749999,"end":6938.0184687500005},{"speaker":"SPEAKER_26","start":6903.509093750001,"end":6903.559718750001},{"speaker":"SPEAKER_21","start":6938.17034375,"end":6950.48909375},{"speaker":"SPEAKER_21","start":6950.97846875,"end":6954.75846875},{"speaker":"SPEAKER_21","start":6954.842843750001,"end":6973.74284375},{"speaker":"SPEAKER_30","start":6970.587218750001,"end":6970.60409375},{"speaker":"SPEAKER_21","start":6973.92846875,"end":6974.53596875},{"speaker":"SPEAKER_21","start":6974.92409375,"end":6977.26971875},{"speaker":"SPEAKER_21","start":6977.8603437500005,"end":6985.538468750001},{"speaker":"SPEAKER_21","start":6986.17971875,"end":6991.343468750001},{"speaker":"SPEAKER_21","start":6991.79909375,"end":7007.45909375},{"speaker":"SPEAKER_21","start":7007.661593750001,"end":7007.67846875},{"speaker":"SPEAKER_26","start":7007.67846875,"end":7008.80909375},{"speaker":"SPEAKER_21","start":7008.11721875,"end":7009.349093750001},{"speaker":"SPEAKER_26","start":7009.349093750001,"end":7015.440968750001},{"speaker":"SPEAKER_26","start":7015.812218750001,"end":7020.16596875},{"speaker":"SPEAKER_26","start":7020.503468750001,"end":7021.19534375},{"speaker":"SPEAKER_26","start":7021.43159375,"end":7030.18971875},{"speaker":"SPEAKER_21","start":7028.50221875,"end":7037.429093750001},{"speaker":"SPEAKER_26","start":7034.661593750001,"end":7041.749093750001},{"speaker":"SPEAKER_26","start":7041.968468750001,"end":7044.0272187499995},{"speaker":"SPEAKER_26","start":7044.43221875,"end":7045.950968749999},{"speaker":"SPEAKER_26","start":7046.30534375,"end":7050.270968750001},{"speaker":"SPEAKER_26","start":7050.878468750001,"end":7057.020968750001},{"speaker":"SPEAKER_26","start":7057.206593750001,"end":7059.923468750001},{"speaker":"SPEAKER_26","start":7060.27784375,"end":7065.23909375},{"speaker":"SPEAKER_26","start":7065.644093750001,"end":7066.639718750001},{"speaker":"SPEAKER_26","start":7066.92659375,"end":7073.609093750001},{"speaker":"SPEAKER_26","start":7073.895968750001,"end":7078.94159375},{"speaker":"SPEAKER_21","start":7077.33846875,"end":7078.857218749999},{"speaker":"SPEAKER_26","start":7079.41409375,"end":7090.686593750001},{"speaker":"SPEAKER_21","start":7089.85971875,"end":7092.6103437500005},{"speaker":"SPEAKER_26","start":7091.243468750001,"end":7091.5809687500005},{"speaker":"SPEAKER_26","start":7092.137843750001,"end":7096.27221875},{"speaker":"SPEAKER_21","start":7095.5634687500005,"end":7106.7684687500005},{"speaker":"SPEAKER_26","start":7105.958468750001,"end":7109.620343750001},{"speaker":"SPEAKER_21","start":7109.63721875,"end":7123.255343750001},{"speaker":"SPEAKER_26","start":7117.247843749999,"end":7117.46721875},{"speaker":"SPEAKER_26","start":7120.3865937499995,"end":7121.702843750001},{"speaker":"SPEAKER_26","start":7122.4959687499995,"end":7125.280343750001},{"speaker":"SPEAKER_21","start":7125.280343750001,"end":7126.815968750001},{"speaker":"SPEAKER_21","start":7126.98471875,"end":7130.49471875},{"speaker":"SPEAKER_27","start":7130.562218750001,"end":7132.587218750001},{"speaker":"SPEAKER_21","start":7131.38909375,"end":7132.5028437500005},{"speaker":"SPEAKER_21","start":7132.587218750001,"end":7133.12721875},{"speaker":"SPEAKER_21","start":7135.4559687500005,"end":7137.00846875},{"speaker":"SPEAKER_24","start":7136.282843750001,"end":7136.2997187500005},{"speaker":"SPEAKER_27","start":7136.2997187500005,"end":7136.670968750001},{"speaker":"SPEAKER_21","start":7137.599093750001,"end":7138.24034375},{"speaker":"SPEAKER_14","start":7141.159718750001,"end":7141.716593749999},{"speaker":"SPEAKER_21","start":7141.80096875,"end":7202.21346875},{"speaker":"SPEAKER_14","start":7148.87159375,"end":7149.276593750001},{"speaker":"SPEAKER_30","start":7149.276593750001,"end":7149.3778437500005},{"speaker":"SPEAKER_21","start":7202.432843750001,"end":7211.190968750001},{"speaker":"SPEAKER_14","start":7205.385968750001,"end":7205.40284375},{"speaker":"SPEAKER_30","start":7205.40284375,"end":7205.419718749999},{"speaker":"SPEAKER_14","start":7205.419718749999,"end":7206.179093750001},{"speaker":"SPEAKER_14","start":7212.25409375,"end":7212.6590937500005},{"speaker":"SPEAKER_14","start":7213.1990937499995,"end":7217.940968750001},{"speaker":"SPEAKER_14","start":7218.1434687500005,"end":7220.3709687499995},{"speaker":"SPEAKER_14","start":7220.74221875,"end":7222.19346875},{"speaker":"SPEAKER_14","start":7222.5478437500005,"end":7223.560343749999},{"speaker":"SPEAKER_14","start":7223.96534375,"end":7238.140343750001},{"speaker":"SPEAKER_21","start":7236.72284375,"end":7242.39284375},{"speaker":"SPEAKER_14","start":7241.0428437499995,"end":7241.515343750001},{"speaker":"SPEAKER_14","start":7242.34221875,"end":7242.7303437499995},{"speaker":"SPEAKER_21","start":7242.66284375,"end":7247.30346875},{"speaker":"SPEAKER_14","start":7246.965968750001,"end":7248.33284375},{"speaker":"SPEAKER_21","start":7248.180968750001,"end":7262.64284375},{"speaker":"SPEAKER_14","start":7248.687218750001,"end":7248.974093750001},{"speaker":"SPEAKER_21","start":7263.081593750001,"end":7272.7509687500005},{"speaker":"SPEAKER_14","start":7270.50659375,"end":7270.79346875},{"speaker":"SPEAKER_14","start":7272.6834687499995,"end":7273.22346875},{"speaker":"SPEAKER_21","start":7273.05471875,"end":7277.290343750001},{"speaker":"SPEAKER_21","start":7277.712218750001,"end":7291.98846875},{"speaker":"SPEAKER_21","start":7292.106593750001,"end":7310.483468750001},{"speaker":"SPEAKER_22","start":7294.14846875,"end":7294.51971875},{"speaker":"SPEAKER_21","start":7310.567843750001,"end":7311.360968750001},{"speaker":"SPEAKER_21","start":7311.4959687499995,"end":7314.48284375},{"speaker":"SPEAKER_21","start":7315.05659375,"end":7319.984093750001},{"speaker":"SPEAKER_21","start":7320.72659375,"end":7322.667218750001},{"speaker":"SPEAKER_21","start":7322.97096875,"end":7325.097218750001},{"speaker":"SPEAKER_21","start":7326.21096875,"end":7352.58659375},{"speaker":"SPEAKER_14","start":7353.5653437500005,"end":7375.857218749999},{"speaker":"SPEAKER_21","start":7374.10221875,"end":7385.67846875},{"speaker":"SPEAKER_14","start":7378.69221875,"end":7379.11409375},{"speaker":"SPEAKER_30","start":7379.11409375,"end":7379.21534375},{"speaker":"SPEAKER_30","start":7385.67846875,"end":7385.762843750001},{"speaker":"SPEAKER_14","start":7385.762843750001,"end":7385.847218750001},{"speaker":"SPEAKER_21","start":7385.847218750001,"end":7390.94346875},{"speaker":"SPEAKER_14","start":7389.07034375,"end":7389.9647187499995},{"speaker":"SPEAKER_21","start":7391.1122187500005,"end":7391.2978437500005},{"speaker":"SPEAKER_14","start":7391.669093750001,"end":7392.411593750001},{"speaker":"SPEAKER_24","start":7394.87534375,"end":7396.00596875},{"speaker":"SPEAKER_24","start":7399.161593750001,"end":7400.68034375},{"speaker":"SPEAKER_24","start":7400.899718750001,"end":7401.72659375},{"speaker":"SPEAKER_25","start":7409.995343750001,"end":7411.00784375},{"speaker":"SPEAKER_25","start":7411.66596875,"end":7419.782843750001},{"speaker":"SPEAKER_24","start":7419.782843750001,"end":7421.13284375},{"speaker":"SPEAKER_24","start":7421.53784375,"end":7422.56721875},{"speaker":"SPEAKER_25","start":7421.993468750001,"end":7422.5165937500005},{"speaker":"SPEAKER_24","start":7423.2928437499995,"end":7426.954718750001},{"speaker":"SPEAKER_24","start":7427.325968749999,"end":7427.35971875},{"speaker":"SPEAKER_25","start":7427.35971875,"end":7430.86971875},{"speaker":"SPEAKER_25","start":7431.173468750001,"end":7437.923468750001},{"speaker":"SPEAKER_25","start":7438.3622187500005,"end":7441.770968750001},{"speaker":"SPEAKER_25","start":7442.057843750001,"end":7443.86346875},{"speaker":"SPEAKER_25","start":7444.23471875,"end":7448.149718750001},{"speaker":"SPEAKER_25","start":7448.45346875,"end":7456.030343750001},{"speaker":"SPEAKER_25","start":7456.51971875,"end":7458.932843750001},{"speaker":"SPEAKER_25","start":7459.10159375,"end":7460.333468750001},{"speaker":"SPEAKER_25","start":7461.092843750001,"end":7462.24034375},{"speaker":"SPEAKER_25","start":7462.71284375,"end":7464.653468750001},{"speaker":"SPEAKER_25","start":7464.9403437500005,"end":7466.40846875},{"speaker":"SPEAKER_25","start":7466.50971875,"end":7476.43221875},{"speaker":"SPEAKER_30","start":7476.499718750001,"end":7476.76971875},{"speaker":"SPEAKER_25","start":7476.76971875,"end":7479.09846875},{"speaker":"SPEAKER_25","start":7479.4022187499995,"end":7481.20784375},{"speaker":"SPEAKER_25","start":7481.477843750001,"end":7495.669718749999},{"speaker":"SPEAKER_25","start":7496.17596875,"end":7500.732218749999},{"speaker":"SPEAKER_25","start":7501.23846875,"end":7504.680968750001},{"speaker":"SPEAKER_25","start":7504.90034375,"end":7505.50784375},{"speaker":"SPEAKER_25","start":7506.38534375,"end":7506.62159375},{"speaker":"SPEAKER_25","start":7506.90846875,"end":7510.485968750001},{"speaker":"SPEAKER_25","start":7511.144093750001,"end":7526.21346875},{"speaker":"SPEAKER_25","start":7526.753468750001,"end":7527.512843750001},{"speaker":"SPEAKER_25","start":7528.18784375,"end":7530.465968750001},{"speaker":"SPEAKER_25","start":7530.9384687500005,"end":7534.56659375},{"speaker":"SPEAKER_25","start":7535.07284375,"end":7537.78971875},{"speaker":"SPEAKER_25","start":7538.279093749999,"end":7539.94971875},{"speaker":"SPEAKER_25","start":7540.304093750001,"end":7541.856593750001},{"speaker":"SPEAKER_25","start":7542.5653437500005,"end":7544.759093750001},{"speaker":"SPEAKER_25","start":7545.2147187499995,"end":7546.1259687500005},{"speaker":"SPEAKER_25","start":7547.189093750001,"end":7550.39534375},{"speaker":"SPEAKER_25","start":7551.323468750001,"end":7552.0322187500005},{"speaker":"SPEAKER_25","start":7552.302218750001,"end":7554.5634687500005},{"speaker":"SPEAKER_25","start":7554.90096875,"end":7566.7303437499995},{"speaker":"SPEAKER_25","start":7566.76409375,"end":7591.300343750001},{"speaker":"SPEAKER_00","start":7569.885968750001,"end":7570.51034375},{"speaker":"SPEAKER_00","start":7571.97846875,"end":7572.2822187500005},{"speaker":"SPEAKER_26","start":7591.300343750001,"end":7591.31721875},{"speaker":"SPEAKER_25","start":7592.02596875,"end":7592.97096875},{"speaker":"SPEAKER_26","start":7592.97096875,"end":7596.66659375},{"speaker":"SPEAKER_26","start":7596.95346875,"end":7599.7040937500005},{"speaker":"SPEAKER_26","start":7600.1259687500005,"end":7600.98659375},{"speaker":"SPEAKER_26","start":7601.003468750001,"end":7601.07096875},{"speaker":"SPEAKER_26","start":7601.25659375,"end":7608.0740937499995},{"speaker":"SPEAKER_26","start":7608.276593750001,"end":7611.0272187499995},{"speaker":"SPEAKER_26","start":7611.4490937499995,"end":7634.78721875},{"speaker":"SPEAKER_25","start":7616.64659375,"end":7617.692843750001},{"speaker":"SPEAKER_25","start":7618.36784375,"end":7618.823468750001},{"speaker":"SPEAKER_25","start":7633.673468750001,"end":7637.655968750001},{"speaker":"SPEAKER_26","start":7634.905343750001,"end":7636.170968750001},{"speaker":"SPEAKER_25","start":7638.364718750001,"end":7644.321593750001},{"speaker":"SPEAKER_26","start":7638.39846875,"end":7638.702218750001},{"speaker":"SPEAKER_26","start":7639.731593750001,"end":7641.182843750001},{"speaker":"SPEAKER_26","start":7642.43159375,"end":7642.684718750001},{"speaker":"SPEAKER_25","start":7645.030343750001,"end":7646.26221875},{"speaker":"SPEAKER_25","start":7647.645968750001,"end":7650.29534375},{"speaker":"SPEAKER_26","start":7649.78909375,"end":7649.97471875},{"speaker":"SPEAKER_26","start":7650.44721875,"end":7665.702218750001},{"speaker":"SPEAKER_26","start":7665.7528437500005,"end":7668.030968750001},{"speaker":"SPEAKER_25","start":7665.80346875,"end":7667.27159375},{"speaker":"SPEAKER_25","start":7668.030968750001,"end":7670.41034375},{"speaker":"SPEAKER_26","start":7670.02221875,"end":7670.20784375},{"speaker":"SPEAKER_26","start":7670.342843750001,"end":7677.34596875},{"speaker":"SPEAKER_25","start":7677.700343750001,"end":7683.99471875},{"speaker":"SPEAKER_26","start":7677.734093750001,"end":7679.72534375},{"speaker":"SPEAKER_26","start":7683.11721875,"end":7696.14471875},{"speaker":"SPEAKER_25","start":7694.27159375,"end":7697.88284375},{"speaker":"SPEAKER_25","start":7698.30471875,"end":7703.890343750001},{"speaker":"SPEAKER_26","start":7703.890343750001,"end":7703.940968750001},{"speaker":"SPEAKER_25","start":7703.940968750001,"end":7703.97471875},{"speaker":"SPEAKER_26","start":7703.97471875,"end":7717.154093749999},{"speaker":"SPEAKER_25","start":7706.50596875,"end":7707.130343750001},{"speaker":"SPEAKER_25","start":7709.189093750001,"end":7709.50971875},{"speaker":"SPEAKER_25","start":7716.00659375,"end":7719.01034375},{"speaker":"SPEAKER_25","start":7720.2928437499995,"end":7727.49846875},{"speaker":"SPEAKER_26","start":7727.02596875,"end":7728.47721875},{"speaker":"SPEAKER_25","start":7728.47721875,"end":7734.19784375},{"speaker":"SPEAKER_26","start":7728.52784375,"end":7729.439093750001},{"speaker":"SPEAKER_25","start":7735.159718750001,"end":7741.33596875},{"speaker":"SPEAKER_25","start":7741.8759687500005,"end":7742.97284375},{"speaker":"SPEAKER_26","start":7742.97284375,"end":7745.63909375},{"speaker":"SPEAKER_26","start":7746.19596875,"end":7750.2459687499995},{"speaker":"SPEAKER_25","start":7749.0478437500005,"end":7752.034718750001},{"speaker":"SPEAKER_25","start":7752.372218750001,"end":7752.43971875},{"speaker":"SPEAKER_26","start":7752.43971875,"end":7752.49034375},{"speaker":"SPEAKER_25","start":7752.49034375,"end":7753.73909375},{"speaker":"SPEAKER_25","start":7754.329718750001,"end":7756.42221875},{"speaker":"SPEAKER_25","start":7757.45159375,"end":7759.628468750001},{"speaker":"SPEAKER_26","start":7759.493468750001,"end":7762.530968750001},{"speaker":"SPEAKER_26","start":7763.003468750001,"end":7770.360968750001},{"speaker":"SPEAKER_26","start":7770.5634687500005,"end":7772.571593750001},{"speaker":"SPEAKER_26","start":7773.044093750001,"end":7782.089093750001},{"speaker":"SPEAKER_25","start":7779.76034375,"end":7790.96534375},{"speaker":"SPEAKER_26","start":7785.71721875,"end":7785.86909375},{"speaker":"SPEAKER_26","start":7790.96534375,"end":7799.6728437500005},{"speaker":"SPEAKER_25","start":7797.39471875,"end":7798.120343750001},{"speaker":"SPEAKER_26","start":7799.841593749999,"end":7810.962218750001},{"speaker":"SPEAKER_26","start":7811.35034375,"end":7816.80096875},{"speaker":"SPEAKER_25","start":7816.14284375,"end":7816.817843750001},{"speaker":"SPEAKER_26","start":7816.817843750001,"end":7816.9697187500005},{"speaker":"SPEAKER_25","start":7816.9697187500005,"end":7820.665343750001},{"speaker":"SPEAKER_26","start":7819.264718750001,"end":7820.59784375},{"speaker":"SPEAKER_26","start":7820.665343750001,"end":7820.83409375},{"speaker":"SPEAKER_25","start":7820.83409375,"end":7820.86784375},{"speaker":"SPEAKER_26","start":7820.86784375,"end":7820.952218750001},{"speaker":"SPEAKER_25","start":7820.952218750001,"end":7826.58846875},{"speaker":"SPEAKER_25","start":7826.6053437499995,"end":7834.350968750001},{"speaker":"SPEAKER_26","start":7831.161593750001,"end":7831.22909375},{"speaker":"SPEAKER_26","start":7834.165343750001,"end":7841.607218749999},{"speaker":"SPEAKER_25","start":7840.780343750001,"end":7845.25221875},{"speaker":"SPEAKER_26","start":7841.894093750001,"end":7844.560343749999},{"speaker":"SPEAKER_25","start":7846.028468750001,"end":7847.46284375},{"speaker":"SPEAKER_26","start":7847.46284375,"end":7859.477843750001},{"speaker":"SPEAKER_25","start":7855.866593750001,"end":7868.151593750001},{"speaker":"SPEAKER_26","start":7861.14846875,"end":7862.26221875},{"speaker":"SPEAKER_25","start":7868.50596875,"end":7874.2772187499995},{"speaker":"SPEAKER_26","start":7873.80471875,"end":7876.23471875},{"speaker":"SPEAKER_25","start":7875.5428437499995,"end":7876.08284375},{"speaker":"SPEAKER_25","start":7876.23471875,"end":7876.2684687500005},{"speaker":"SPEAKER_26","start":7876.2684687500005,"end":7876.302218750001},{"speaker":"SPEAKER_25","start":7876.302218750001,"end":7876.31909375},{"speaker":"SPEAKER_26","start":7876.31909375,"end":7876.403468750001},{"speaker":"SPEAKER_25","start":7876.403468750001,"end":7876.774718750001},{"speaker":"SPEAKER_26","start":7876.774718750001,"end":7881.80346875},{"speaker":"SPEAKER_26","start":7882.19159375,"end":7887.49034375},{"speaker":"SPEAKER_26","start":7887.76034375,"end":7894.93221875},{"speaker":"SPEAKER_25","start":7889.852843750001,"end":7892.4178437499995},{"speaker":"SPEAKER_25","start":7893.497843749999,"end":7901.1590937500005},{"speaker":"SPEAKER_26","start":7899.80909375,"end":7900.65284375},{"speaker":"SPEAKER_25","start":7901.64846875,"end":7902.91409375},{"speaker":"SPEAKER_25","start":7903.31909375,"end":7905.9853437500005},{"speaker":"SPEAKER_25","start":7906.440968750001,"end":7906.778468750001},{"speaker":"SPEAKER_25","start":7907.1834687499995,"end":7913.12346875},{"speaker":"SPEAKER_25","start":7913.62971875,"end":7919.08034375},{"speaker":"SPEAKER_25","start":7919.384093750001,"end":7923.11346875},{"speaker":"SPEAKER_25","start":7923.29909375,"end":7928.59784375},{"speaker":"SPEAKER_25","start":7928.88471875,"end":7930.09971875},{"speaker":"SPEAKER_25","start":7930.302218750001,"end":7932.90096875},{"speaker":"SPEAKER_25","start":7933.2215937500005,"end":7935.9384687500005},{"speaker":"SPEAKER_25","start":7936.309718750001,"end":7943.83596875},{"speaker":"SPEAKER_25","start":7944.274718750001,"end":7946.097218750001},{"speaker":"SPEAKER_25","start":7946.434718750001,"end":7947.2615937499995},{"speaker":"SPEAKER_25","start":7947.936593750001,"end":7948.93221875},{"speaker":"SPEAKER_25","start":7949.185343749999,"end":7951.294718749999},{"speaker":"SPEAKER_25","start":7951.46346875,"end":7956.76221875},{"speaker":"SPEAKER_25","start":7957.15034375,"end":7958.02784375},{"speaker":"SPEAKER_25","start":7958.12909375,"end":7960.66034375},{"speaker":"SPEAKER_25","start":7961.95971875,"end":7962.887843750001},{"speaker":"SPEAKER_25","start":7962.921593750001,"end":7965.57096875},{"speaker":"SPEAKER_25","start":7965.840968750001,"end":7968.642218750001},{"speaker":"SPEAKER_25","start":7969.165343750001,"end":7985.58471875},{"speaker":"SPEAKER_25","start":7986.02346875,"end":8001.970343750001},{"speaker":"SPEAKER_27","start":7993.85346875,"end":7993.954718750001},{"speaker":"SPEAKER_26","start":7993.954718750001,"end":7994.03909375},{"speaker":"SPEAKER_27","start":7994.03909375,"end":7994.1572187500005},{"speaker":"SPEAKER_26","start":8001.970343750001,"end":8002.5272187499995},{"speaker":"SPEAKER_26","start":8002.69596875,"end":8010.779093749999},{"speaker":"SPEAKER_26","start":8011.200968749999,"end":8029.965968750001},{"speaker":"SPEAKER_25","start":8012.669093750001,"end":8013.546593750001},{"speaker":"SPEAKER_25","start":8014.94721875,"end":8015.436593750001},{"speaker":"SPEAKER_25","start":8029.965968750001,"end":8038.909718750001},{"speaker":"SPEAKER_26","start":8031.450968750001,"end":8031.72096875},{"speaker":"SPEAKER_26","start":8036.17596875,"end":8036.96909375},{"speaker":"SPEAKER_26","start":8038.909718750001,"end":8060.7459687499995},{"speaker":"SPEAKER_25","start":8043.14534375,"end":8045.187218750001},{"speaker":"SPEAKER_26","start":8061.1678437499995,"end":8067.68159375},{"speaker":"SPEAKER_26","start":8067.698468750001,"end":8070.364718750001},{"speaker":"SPEAKER_26","start":8070.80346875,"end":8081.4853437500005},{"speaker":"SPEAKER_25","start":8080.33784375,"end":8085.231593750001},{"speaker":"SPEAKER_26","start":8083.79721875,"end":8089.19721875},{"speaker":"SPEAKER_25","start":8088.404093750001,"end":8089.3153437500005},{"speaker":"SPEAKER_26","start":8089.3153437500005,"end":8091.458468750001},{"speaker":"SPEAKER_25","start":8089.33221875,"end":8089.585343750001},{"speaker":"SPEAKER_26","start":8091.99846875,"end":8098.93409375},{"speaker":"SPEAKER_25","start":8097.280343750001,"end":8098.680968750001},{"speaker":"SPEAKER_25","start":8098.69784375,"end":8100.53721875},{"speaker":"SPEAKER_26","start":8099.237843750001,"end":8107.962218750001},{"speaker":"SPEAKER_26","start":8108.08034375,"end":8118.087218750001},{"speaker":"SPEAKER_25","start":8109.53159375,"end":8111.624093750001},{"speaker":"SPEAKER_25","start":8117.715968750001,"end":8127.368468750001},{"speaker":"SPEAKER_26","start":8119.33596875,"end":8120.9559687500005},{"speaker":"SPEAKER_26","start":8123.30159375,"end":8123.31846875},{"speaker":"SPEAKER_27","start":8123.31846875,"end":8126.22096875},{"speaker":"SPEAKER_25","start":8127.452843750001,"end":8127.503468750001},{"speaker":"SPEAKER_27","start":8127.503468750001,"end":8129.73096875},{"speaker":"SPEAKER_25","start":8127.95909375,"end":8132.8865937499995},{"speaker":"SPEAKER_27","start":8130.608468750001,"end":8131.04721875},{"speaker":"SPEAKER_25","start":8132.987843750001,"end":8134.5740937499995},{"speaker":"SPEAKER_26","start":8133.139718750001,"end":8133.34221875},{"speaker":"SPEAKER_26","start":8134.118468750001,"end":8134.74284375},{"speaker":"SPEAKER_25","start":8135.11409375,"end":8135.82284375},{"speaker":"SPEAKER_25","start":8136.734093750001,"end":8137.965968750001},{"speaker":"SPEAKER_25","start":8138.21909375,"end":8141.610968750001},{"speaker":"SPEAKER_25","start":8142.30284375,"end":8147.02784375},{"speaker":"SPEAKER_25","start":8147.5340937500005,"end":8150.08221875},{"speaker":"SPEAKER_25","start":8150.50409375,"end":8161.10159375},{"speaker":"SPEAKER_25","start":8161.202843750001,"end":8167.80096875},{"speaker":"SPEAKER_25","start":8167.93596875,"end":8180.474093750001},{"speaker":"SPEAKER_25","start":8180.50784375,"end":8193.09659375},{"speaker":"SPEAKER_26","start":8193.09659375,"end":8208.97596875},{"speaker":"SPEAKER_25","start":8208.199718750002,"end":8211.49034375},{"speaker":"SPEAKER_26","start":8211.574718750002,"end":8215.152218750001},{"speaker":"SPEAKER_25","start":8214.59534375,"end":8217.632843750001},{"speaker":"SPEAKER_26","start":8215.18596875,"end":8215.253468750001},{"speaker":"SPEAKER_26","start":8215.28721875,"end":8216.08034375},{"speaker":"SPEAKER_26","start":8216.99159375,"end":8219.20221875},{"speaker":"SPEAKER_25","start":8218.527218750001,"end":8219.792843750001},{"speaker":"SPEAKER_26","start":8219.792843750001,"end":8225.800343750001},{"speaker":"SPEAKER_26","start":8226.20534375,"end":8228.719718750002},{"speaker":"SPEAKER_30","start":8228.06159375,"end":8228.078468750002},{"speaker":"SPEAKER_24","start":8228.078468750002,"end":8228.09534375},{"speaker":"SPEAKER_30","start":8228.09534375,"end":8228.280968750001},{"speaker":"SPEAKER_24","start":8228.280968750001,"end":8228.297843750002},{"speaker":"SPEAKER_30","start":8228.297843750002,"end":8228.331593750001},{"speaker":"SPEAKER_26","start":8229.074093750001,"end":8229.816593750002},{"speaker":"SPEAKER_24","start":8229.124718750001,"end":8232.347843750002},{"speaker":"SPEAKER_24","start":8232.75284375,"end":8234.22096875},{"speaker":"SPEAKER_24","start":8235.01409375,"end":8236.144718750002},{"speaker":"SPEAKER_24","start":8236.16159375,"end":8241.426593750002},{"speaker":"SPEAKER_24","start":8241.730343750001,"end":8242.675343750001},{"speaker":"SPEAKER_24","start":8243.08034375,"end":8243.384093749999},{"speaker":"SPEAKER_24","start":8243.60346875,"end":8244.379718750002},{"speaker":"SPEAKER_05","start":8253.57659375,"end":8255.280968750001},{"speaker":"SPEAKER_05","start":8255.85471875,"end":8257.99784375},{"speaker":"SPEAKER_24","start":8258.09909375,"end":8258.11596875},{"speaker":"SPEAKER_05","start":8258.11596875,"end":8258.774093750002},{"speaker":"SPEAKER_27","start":8262.149093750002,"end":8262.16596875},{"speaker":"SPEAKER_05","start":8262.16596875,"end":8262.250343750002},{"speaker":"SPEAKER_27","start":8262.250343750002,"end":8262.503468750001},{"speaker":"SPEAKER_05","start":8262.503468750001,"end":8262.53721875},{"speaker":"SPEAKER_05","start":8263.44846875,"end":8264.22471875},{"speaker":"SPEAKER_27","start":8264.410343750002,"end":8264.59596875},{"speaker":"SPEAKER_05","start":8265.64221875,"end":8268.34221875},{"speaker":"SPEAKER_05","start":8268.44346875,"end":8271.02534375},{"speaker":"SPEAKER_05","start":8271.41346875,"end":8273.13471875},{"speaker":"SPEAKER_05","start":8273.28659375,"end":8273.320343750001},{"speaker":"SPEAKER_26","start":8273.320343750001,"end":8273.472218750001},{"speaker":"SPEAKER_05","start":8273.472218750001,"end":8273.50596875},{"speaker":"SPEAKER_26","start":8273.50596875,"end":8273.52284375},{"speaker":"SPEAKER_05","start":8273.52284375,"end":8277.67409375},{"speaker":"SPEAKER_26","start":8273.55659375,"end":8273.87721875},{"speaker":"SPEAKER_26","start":8277.758468750002,"end":8278.19721875},{"speaker":"SPEAKER_05","start":8278.230968750002,"end":8297.215343750002},{"speaker":"SPEAKER_26","start":8293.199093750001,"end":8293.23284375},{"speaker":"SPEAKER_26","start":8297.215343750002,"end":8306.918468750002},{"speaker":"SPEAKER_05","start":8297.60346875,"end":8298.41346875},{"speaker":"SPEAKER_05","start":8299.61159375,"end":8300.337218750003},{"speaker":"SPEAKER_05","start":8305.88909375,"end":8314.22534375},{"speaker":"SPEAKER_26","start":8310.968468750001,"end":8311.62659375},{"speaker":"SPEAKER_26","start":8314.22534375,"end":8314.57971875},{"speaker":"SPEAKER_05","start":8314.57971875,"end":8314.64721875},{"speaker":"SPEAKER_26","start":8314.64721875,"end":8314.680968750003},{"speaker":"SPEAKER_05","start":8314.680968750003,"end":8314.714718750001},{"speaker":"SPEAKER_26","start":8314.714718750001,"end":8323.641593750002},{"speaker":"SPEAKER_05","start":8316.31784375,"end":8317.195343750001},{"speaker":"SPEAKER_05","start":8319.372218750003,"end":8320.55346875},{"speaker":"SPEAKER_05","start":8322.797843750002,"end":8327.30346875},{"speaker":"SPEAKER_26","start":8323.65846875,"end":8323.675343750001},{"speaker":"SPEAKER_05","start":8328.14721875,"end":8329.007843750001},{"speaker":"SPEAKER_05","start":8330.10471875,"end":8335.335968750001},{"speaker":"SPEAKER_05","start":8336.63534375,"end":8338.00221875},{"speaker":"SPEAKER_26","start":8339.63909375,"end":8345.781593750002},{"speaker":"SPEAKER_05","start":8345.00534375,"end":8346.81096875},{"speaker":"SPEAKER_05","start":8347.80659375,"end":8349.004718750002},{"speaker":"SPEAKER_05","start":8349.76409375,"end":8351.805968750003},{"speaker":"SPEAKER_05","start":8351.97471875,"end":8354.08409375},{"speaker":"SPEAKER_05","start":8354.97846875,"end":8359.56846875},{"speaker":"SPEAKER_05","start":8360.42909375,"end":8361.84659375},{"speaker":"SPEAKER_05","start":8362.487843750001,"end":8364.192218750002},{"speaker":"SPEAKER_05","start":8364.52971875,"end":8367.989093750002},{"speaker":"SPEAKER_05","start":8368.664093750001,"end":8372.64659375},{"speaker":"SPEAKER_05","start":8372.69721875,"end":8373.254093750002},{"speaker":"SPEAKER_05","start":8374.249718750001,"end":8375.464718750001},{"speaker":"SPEAKER_05","start":8375.97096875,"end":8377.50659375},{"speaker":"SPEAKER_05","start":8378.012843750003,"end":8379.56534375},{"speaker":"SPEAKER_05","start":8380.375343750002,"end":8382.164093750001},{"speaker":"SPEAKER_05","start":8382.34971875,"end":8387.277218750001},{"speaker":"SPEAKER_26","start":8388.32346875,"end":8394.16221875},{"speaker":"SPEAKER_05","start":8391.040343750003,"end":8397.874718750001},{"speaker":"SPEAKER_26","start":8394.31409375,"end":8395.394093750001},{"speaker":"SPEAKER_26","start":8397.081593750001,"end":8403.08909375},{"speaker":"SPEAKER_05","start":8401.688468750002,"end":8405.75534375},{"speaker":"SPEAKER_26","start":8404.320968750002,"end":8405.08034375},{"speaker":"SPEAKER_26","start":8405.13096875,"end":8410.68284375},{"speaker":"SPEAKER_05","start":8406.632843750001,"end":8408.691593750002},{"speaker":"SPEAKER_05","start":8409.434093750002,"end":8409.97409375},{"speaker":"SPEAKER_05","start":8410.68284375,"end":8410.81784375},{"speaker":"SPEAKER_26","start":8410.81784375,"end":8411.03721875},{"speaker":"SPEAKER_05","start":8411.03721875,"end":8412.977843750003},{"speaker":"SPEAKER_26","start":8412.977843750003,"end":8413.028468750003},{"speaker":"SPEAKER_05","start":8413.028468750003,"end":8413.180343750002},{"speaker":"SPEAKER_26","start":8413.180343750002,"end":8413.905968750001},{"speaker":"SPEAKER_05","start":8413.19721875,"end":8415.42471875},{"speaker":"SPEAKER_26","start":8414.125343750002,"end":8415.340343750002},{"speaker":"SPEAKER_26","start":8415.42471875,"end":8415.644093750001},{"speaker":"SPEAKER_05","start":8415.644093750001,"end":8415.67784375},{"speaker":"SPEAKER_26","start":8415.67784375,"end":8415.711593750002},{"speaker":"SPEAKER_05","start":8415.711593750002,"end":8424.60471875},{"speaker":"SPEAKER_26","start":8416.84221875,"end":8417.43284375},{"speaker":"SPEAKER_26","start":8420.74034375,"end":8420.976593750001},{"speaker":"SPEAKER_30","start":8420.976593750001,"end":8421.16221875},{"speaker":"SPEAKER_26","start":8421.16221875,"end":8421.22971875},{"speaker":"SPEAKER_05","start":8424.840968750003,"end":8425.735343750002},{"speaker":"SPEAKER_05","start":8425.95471875,"end":8426.511593750001},{"speaker":"SPEAKER_05","start":8426.882843750001,"end":8427.70971875},{"speaker":"SPEAKER_05","start":8428.215968750003,"end":8430.578468750002},{"speaker":"SPEAKER_05","start":8430.730343750001,"end":8432.14784375},{"speaker":"SPEAKER_05","start":8432.468468750001,"end":8438.47596875},{"speaker":"SPEAKER_05","start":8439.015968750002,"end":8439.387218750002},{"speaker":"SPEAKER_05","start":8439.977843750003,"end":8441.46284375},{"speaker":"SPEAKER_05","start":8441.88471875,"end":8442.509093750003},{"speaker":"SPEAKER_26","start":8442.94784375,"end":8445.25971875},{"speaker":"SPEAKER_05","start":8444.702843750001,"end":8444.972843750002},{"speaker":"SPEAKER_05","start":8445.25971875,"end":8445.293468750002},{"speaker":"SPEAKER_26","start":8445.293468750002,"end":8445.31034375},{"speaker":"SPEAKER_05","start":8445.31034375,"end":8445.37784375},{"speaker":"SPEAKER_05","start":8445.867218750001,"end":8447.52096875},{"speaker":"SPEAKER_05","start":8448.36471875,"end":8450.828468750002},{"speaker":"SPEAKER_05","start":8451.520343750002,"end":8458.050968750002},{"speaker":"SPEAKER_26","start":8453.79846875,"end":8466.37034375},{"speaker":"SPEAKER_05","start":8463.906593750002,"end":8466.42096875},{"speaker":"SPEAKER_26","start":8466.42096875,"end":8467.281593750002},{"speaker":"SPEAKER_27","start":8466.57284375,"end":8466.589718750001},{"speaker":"SPEAKER_05","start":8466.589718750001,"end":8467.14659375},{"speaker":"SPEAKER_27","start":8467.281593750002,"end":8467.484093750001},{"speaker":"SPEAKER_26","start":8467.484093750001,"end":8467.703468750002},{"speaker":"SPEAKER_05","start":8467.703468750002,"end":8477.32221875},{"speaker":"SPEAKER_26","start":8467.73721875,"end":8470.15034375},{"speaker":"SPEAKER_05","start":8477.558468750001,"end":8478.38534375},{"speaker":"SPEAKER_26","start":8477.81159375,"end":8477.96346875},{"speaker":"SPEAKER_26","start":8478.38534375,"end":8479.85346875},{"speaker":"SPEAKER_05","start":8479.85346875,"end":8490.40034375},{"speaker":"SPEAKER_26","start":8489.438468750002,"end":8496.67784375},{"speaker":"SPEAKER_27","start":8490.40034375,"end":8490.484718750002},{"speaker":"SPEAKER_05","start":8490.484718750002,"end":8490.55221875},{"speaker":"SPEAKER_05","start":8491.46346875,"end":8491.68284375},{"speaker":"SPEAKER_05","start":8493.336593750002,"end":8496.77909375},{"speaker":"SPEAKER_05","start":8497.30221875,"end":8501.149718750003},{"speaker":"SPEAKER_26","start":8501.352218750002,"end":8504.085968750001},{"speaker":"SPEAKER_05","start":8503.292843750001,"end":8508.456593750001},{"speaker":"SPEAKER_26","start":8504.79471875,"end":8505.11534375},{"speaker":"SPEAKER_26","start":8507.86596875,"end":8513.02971875},{"speaker":"SPEAKER_27","start":8512.219718750002,"end":8512.945343750001},{"speaker":"SPEAKER_27","start":8513.23221875,"end":8517.45096875},{"speaker":"SPEAKER_26","start":8513.789093750001,"end":8518.075343750003},{"speaker":"SPEAKER_26","start":8518.19346875,"end":8523.019718750002},{"speaker":"SPEAKER_26","start":8523.10409375,"end":8527.37346875},{"speaker":"SPEAKER_05","start":8526.765968750002,"end":8526.968468750001},{"speaker":"SPEAKER_26","start":8527.52534375,"end":8531.71034375},{"speaker":"SPEAKER_05","start":8531.946593750003,"end":8537.937218750001},{"speaker":"SPEAKER_05","start":8538.24096875,"end":8538.98346875},{"speaker":"SPEAKER_05","start":8540.23221875,"end":8542.25721875},{"speaker":"SPEAKER_26","start":8543.60721875,"end":8545.547843750002},{"speaker":"SPEAKER_05","start":8544.07971875,"end":8549.31096875},{"speaker":"SPEAKER_05","start":8549.46284375,"end":8550.94784375},{"speaker":"SPEAKER_26","start":8549.51346875,"end":8550.930968750003},{"speaker":"SPEAKER_26","start":8550.94784375,"end":8550.981593750003},{"speaker":"SPEAKER_26","start":8551.26846875,"end":8554.609718750002},{"speaker":"SPEAKER_05","start":8554.609718750002,"end":8555.352218750002},{"speaker":"SPEAKER_05","start":8556.31409375,"end":8559.80721875},{"speaker":"SPEAKER_05","start":8560.515968750002,"end":8561.359718750002},{"speaker":"SPEAKER_05","start":8561.680343750002,"end":8563.23284375},{"speaker":"SPEAKER_05","start":8563.77284375,"end":8565.88221875},{"speaker":"SPEAKER_05","start":8566.30409375,"end":8567.940968750001},{"speaker":"SPEAKER_05","start":8567.97471875,"end":8577.67784375},{"speaker":"SPEAKER_05","start":8578.16721875,"end":8579.56784375},{"speaker":"SPEAKER_05","start":8580.79971875,"end":8581.778468750003},{"speaker":"SPEAKER_05","start":8582.31846875,"end":8583.65159375},{"speaker":"SPEAKER_05","start":8584.44471875,"end":8585.37284375},{"speaker":"SPEAKER_05","start":8585.69346875,"end":8588.781593750002},{"speaker":"SPEAKER_05","start":8589.38909375,"end":8595.29534375},{"speaker":"SPEAKER_05","start":8596.527218750001,"end":8598.99096875},{"speaker":"SPEAKER_05","start":8600.10471875,"end":8603.04096875},{"speaker":"SPEAKER_05","start":8603.36159375,"end":8604.42471875},{"speaker":"SPEAKER_05","start":8605.504718750002,"end":8611.37721875},{"speaker":"SPEAKER_26","start":8606.078468750002,"end":8606.73659375},{"speaker":"SPEAKER_26","start":8606.770343750002,"end":8606.922218750002},{"speaker":"SPEAKER_26","start":8607.023468750001,"end":8607.445343750001},{"speaker":"SPEAKER_05","start":8612.237843750001,"end":8612.28846875},{"speaker":"SPEAKER_30","start":8612.28846875,"end":8612.38971875},{"speaker":"SPEAKER_05","start":8612.38971875,"end":8613.13221875},{"speaker":"SPEAKER_26","start":8612.625968750002,"end":8617.70534375},{"speaker":"SPEAKER_05","start":8616.23721875,"end":8617.28346875},{"speaker":"SPEAKER_27","start":8617.28346875,"end":8617.587218750003},{"speaker":"SPEAKER_05","start":8617.587218750003,"end":8617.60409375},{"speaker":"SPEAKER_27","start":8617.60409375,"end":8617.65471875},{"speaker":"SPEAKER_26","start":8618.02596875,"end":8628.336593750002},{"speaker":"SPEAKER_05","start":8619.375968750002,"end":8619.56159375},{"speaker":"SPEAKER_05","start":8626.379093750002,"end":8633.331593750001},{"speaker":"SPEAKER_26","start":8628.387218750002,"end":8629.804718750001},{"speaker":"SPEAKER_05","start":8633.58471875,"end":8635.32284375},{"speaker":"SPEAKER_05","start":8635.84596875,"end":8638.79909375},{"speaker":"SPEAKER_05","start":8639.28846875,"end":8641.07721875},{"speaker":"SPEAKER_05","start":8641.39784375,"end":8642.32596875},{"speaker":"SPEAKER_26","start":8642.32596875,"end":8642.44409375},{"speaker":"SPEAKER_05","start":8642.44409375,"end":8642.54534375},{"speaker":"SPEAKER_26","start":8642.54534375,"end":8642.832218750002},{"speaker":"SPEAKER_05","start":8642.832218750002,"end":8642.84909375},{"speaker":"SPEAKER_26","start":8642.84909375,"end":8642.899718750003},{"speaker":"SPEAKER_26","start":8643.102218750002,"end":8648.519093750001},{"speaker":"SPEAKER_05","start":8647.82721875,"end":8649.312218750001},{"speaker":"SPEAKER_05","start":8650.13909375,"end":8651.40471875},{"speaker":"SPEAKER_05","start":8652.434093750002,"end":8658.57659375},{"speaker":"SPEAKER_26","start":8652.653468750003,"end":8653.159718750001},{"speaker":"SPEAKER_05","start":8658.77909375,"end":8664.128468750001},{"speaker":"SPEAKER_26","start":8664.28034375,"end":8666.625968750002},{"speaker":"SPEAKER_05","start":8666.625968750002,"end":8674.30409375},{"speaker":"SPEAKER_26","start":8671.97534375,"end":8672.633468750002},{"speaker":"SPEAKER_26","start":8673.747218750003,"end":8674.320968750002},{"speaker":"SPEAKER_05","start":8674.320968750002,"end":8674.33784375},{"speaker":"SPEAKER_26","start":8674.33784375,"end":8674.40534375},{"speaker":"SPEAKER_26","start":8674.48971875,"end":8687.88846875},{"speaker":"SPEAKER_05","start":8678.92784375,"end":8680.750343750002},{"speaker":"SPEAKER_05","start":8685.88034375,"end":8692.765343750001},{"speaker":"SPEAKER_05","start":8693.457218750002,"end":8694.23346875},{"speaker":"SPEAKER_05","start":8694.722843750002,"end":8696.579093750002},{"speaker":"SPEAKER_05","start":8697.152843750002,"end":8699.12721875},{"speaker":"SPEAKER_05","start":8699.39721875,"end":8699.903468750003},{"speaker":"SPEAKER_05","start":8700.426593750002,"end":8700.88221875},{"speaker":"SPEAKER_05","start":8701.40534375,"end":8705.28659375},{"speaker":"SPEAKER_26","start":8704.493468750003,"end":8706.50159375},{"speaker":"SPEAKER_05","start":8707.109093750001,"end":8709.167843750001},{"speaker":"SPEAKER_05","start":8709.657218750002,"end":8712.644093750001},{"speaker":"SPEAKER_26","start":8713.184093750002,"end":8716.32284375},{"speaker":"SPEAKER_26","start":8716.812218750001,"end":8716.84596875},{"speaker":"SPEAKER_05","start":8716.84596875,"end":8719.47846875},{"speaker":"SPEAKER_26","start":8716.99784375,"end":8718.16221875},{"speaker":"SPEAKER_05","start":8719.63034375,"end":8720.54159375},{"speaker":"SPEAKER_05","start":8721.672218750002,"end":8723.612843750001},{"speaker":"SPEAKER_26","start":8724.996593750002,"end":8729.56971875},{"speaker":"SPEAKER_26","start":8729.856593750003,"end":8730.852218750002},{"speaker":"SPEAKER_05","start":8729.87346875,"end":8732.809718750003},{"speaker":"SPEAKER_05","start":8733.24846875,"end":8733.906593750002},{"speaker":"SPEAKER_05","start":8734.41284375,"end":8735.88096875},{"speaker":"SPEAKER_05","start":8736.167843750001,"end":8742.765968750002},{"speaker":"SPEAKER_05","start":8743.339718750001,"end":8746.664093750001},{"speaker":"SPEAKER_05","start":8747.507843750001,"end":8748.250343750002},{"speaker":"SPEAKER_26","start":8748.43596875,"end":8752.08096875},{"speaker":"SPEAKER_26","start":8752.941593750002,"end":8756.586593750002},{"speaker":"SPEAKER_26","start":8756.856593750003,"end":8768.21346875},{"speaker":"SPEAKER_05","start":8768.550968750002,"end":8775.098468750002},{"speaker":"SPEAKER_26","start":8775.402218750001,"end":8781.207218750002},{"speaker":"SPEAKER_26","start":8781.59534375,"end":8787.78846875},{"speaker":"SPEAKER_05","start":8789.50971875,"end":8792.395343750002},{"speaker":"SPEAKER_26","start":8790.10034375,"end":8790.40409375},{"speaker":"SPEAKER_26","start":8792.395343750002,"end":8801.625968750002},{"speaker":"SPEAKER_05","start":8799.972218750001,"end":8802.722843750002},{"speaker":"SPEAKER_05","start":8803.00971875,"end":8805.321593750003},{"speaker":"SPEAKER_05","start":8805.945968750002,"end":8806.50284375},{"speaker":"SPEAKER_05","start":8807.211593750002,"end":8807.937218750001},{"speaker":"SPEAKER_05","start":8808.96659375,"end":8809.675343750001},{"speaker":"SPEAKER_05","start":8809.81034375,"end":8810.92409375},{"speaker":"SPEAKER_05","start":8811.39659375,"end":8812.08846875},{"speaker":"SPEAKER_05","start":8812.78034375,"end":8818.51784375},{"speaker":"SPEAKER_05","start":8819.09159375,"end":8819.41221875},{"speaker":"SPEAKER_05","start":8819.817218750002,"end":8823.58034375},{"speaker":"SPEAKER_05","start":8824.00221875,"end":8826.43221875},{"speaker":"SPEAKER_05","start":8826.887843750003,"end":8828.237843750001},{"speaker":"SPEAKER_05","start":8828.47409375,"end":8831.76471875},{"speaker":"SPEAKER_05","start":8832.304718750001,"end":8833.55346875},{"speaker":"SPEAKER_05","start":8834.464718750001,"end":8834.97096875},{"speaker":"SPEAKER_05","start":8835.730343750001,"end":8836.40534375},{"speaker":"SPEAKER_05","start":8836.844093750002,"end":8837.367218750001},{"speaker":"SPEAKER_05","start":8838.329093750002,"end":8841.231593750003},{"speaker":"SPEAKER_26","start":8839.206593750001,"end":8839.797218750002},{"speaker":"SPEAKER_26","start":8840.45534375,"end":8841.41721875},{"speaker":"SPEAKER_05","start":8841.315968750001,"end":8841.83909375},{"speaker":"SPEAKER_05","start":8842.581593750001,"end":8843.273468750001},{"speaker":"SPEAKER_05","start":8843.644718750002,"end":8846.46284375},{"speaker":"SPEAKER_05","start":8847.137843750003,"end":8850.73221875},{"speaker":"SPEAKER_05","start":8850.968468750001,"end":8862.76409375},{"speaker":"SPEAKER_05","start":8863.574093750001,"end":8865.210968750001},{"speaker":"SPEAKER_05","start":8865.953468750002,"end":8867.62409375},{"speaker":"SPEAKER_26","start":8866.03784375,"end":8866.527218750001},{"speaker":"SPEAKER_26","start":8868.88971875,"end":8871.45471875},{"speaker":"SPEAKER_05","start":8871.269093750001,"end":8872.973468750002},{"speaker":"SPEAKER_26","start":8872.973468750002,"end":8873.024093750002},{"speaker":"SPEAKER_05","start":8873.024093750002,"end":8874.509093750003},{"speaker":"SPEAKER_26","start":8874.509093750003,"end":8874.62721875},{"speaker":"SPEAKER_05","start":8874.62721875,"end":8875.26846875},{"speaker":"SPEAKER_05","start":8875.859093750001,"end":8876.770343750002},{"speaker":"SPEAKER_05","start":8877.664718750002,"end":8880.044093750003},{"speaker":"SPEAKER_05","start":8880.246593750002,"end":8881.86659375},{"speaker":"SPEAKER_05","start":8883.06471875,"end":8883.503468750001},{"speaker":"SPEAKER_05","start":8885.39346875,"end":8887.75596875},{"speaker":"SPEAKER_05","start":8888.059718750003,"end":8890.219718750002},{"speaker":"SPEAKER_05","start":8892.51471875,"end":8893.527218750001},{"speaker":"SPEAKER_05","start":8894.691593750002,"end":8896.98659375},{"speaker":"SPEAKER_05","start":8897.374718750001,"end":8900.327843750001},{"speaker":"SPEAKER_26","start":8900.327843750001,"end":8900.378468750001},{"speaker":"SPEAKER_26","start":8900.496593750002,"end":8902.909718750001},{"speaker":"SPEAKER_05","start":8901.964718750001,"end":8902.808468750001},{"speaker":"SPEAKER_05","start":8902.909718750001,"end":8903.027843750002},{"speaker":"SPEAKER_05","start":8903.21346875,"end":8903.26409375},{"speaker":"SPEAKER_26","start":8903.26409375,"end":8903.297843750002},{"speaker":"SPEAKER_05","start":8903.297843750002,"end":8903.972843750002},{"speaker":"SPEAKER_26","start":8903.972843750002,"end":8904.023468750001},{"speaker":"SPEAKER_05","start":8904.023468750001,"end":8904.968468750001},{"speaker":"SPEAKER_26","start":8904.968468750001,"end":8905.035968750002},{"speaker":"SPEAKER_05","start":8905.035968750002,"end":8905.64346875},{"speaker":"SPEAKER_26","start":8905.96409375,"end":8907.617843750002},{"speaker":"SPEAKER_05","start":8907.16221875,"end":8910.21659375},{"speaker":"SPEAKER_05","start":8910.75659375,"end":8912.039093750001},{"speaker":"SPEAKER_05","start":8912.157218750002,"end":8916.13971875},{"speaker":"SPEAKER_05","start":8916.325343750003,"end":8920.105343750001},{"speaker":"SPEAKER_26","start":8920.35846875,"end":8925.117218750001},{"speaker":"SPEAKER_05","start":8925.758468750002,"end":8933.41971875},{"speaker":"SPEAKER_26","start":8926.821593750003,"end":8927.327843750001},{"speaker":"SPEAKER_26","start":8928.74534375,"end":8928.964718750001},{"speaker":"SPEAKER_05","start":8933.75721875,"end":8934.499718750001},{"speaker":"SPEAKER_05","start":8935.664093750001,"end":8936.187218750001},{"speaker":"SPEAKER_05","start":8936.355968750002,"end":8937.469718750002},{"speaker":"SPEAKER_05","start":8937.58784375,"end":8939.44409375},{"speaker":"SPEAKER_05","start":8940.43971875,"end":8942.97096875},{"speaker":"SPEAKER_05","start":8944.219718750002,"end":8944.945343750001},{"speaker":"SPEAKER_05","start":8946.46409375,"end":8948.269718750002},{"speaker":"SPEAKER_05","start":8948.691593750002,"end":8950.800968750002},{"speaker":"SPEAKER_05","start":8953.079093750002,"end":8954.395343750002},{"speaker":"SPEAKER_05","start":8954.61471875,"end":8955.82971875},{"speaker":"SPEAKER_26","start":8954.766593750002,"end":8955.222218750001},{"speaker":"SPEAKER_26","start":8955.27284375,"end":8955.711593750002},{"speaker":"SPEAKER_05","start":8956.21784375,"end":8958.52971875},{"speaker":"SPEAKER_26","start":8957.78721875,"end":8964.503468750001},{"speaker":"SPEAKER_05","start":8963.035343750002,"end":8966.950343750003},{"speaker":"SPEAKER_26","start":8966.27534375,"end":8968.722218750001},{"speaker":"SPEAKER_26","start":8969.481593750003,"end":8972.35034375},{"speaker":"SPEAKER_05","start":8969.515343750001,"end":8969.81909375},{"speaker":"SPEAKER_05","start":8972.72159375,"end":8977.159718750001},{"speaker":"SPEAKER_26","start":8977.159718750001,"end":8977.176593750002},{"speaker":"SPEAKER_30","start":8977.176593750002,"end":8977.19346875},{"speaker":"SPEAKER_30","start":8977.41284375,"end":8980.14659375},{"speaker":"SPEAKER_26","start":8980.551593750002,"end":8989.140968750002},{"speaker":"SPEAKER_05","start":8989.343468750001,"end":8991.97596875},{"speaker":"SPEAKER_26","start":8989.37721875,"end":8989.42784375},{"speaker":"SPEAKER_26","start":8991.098468750002,"end":8991.55409375},{"speaker":"SPEAKER_05","start":8992.17846875,"end":8992.937843750002},{"speaker":"SPEAKER_27","start":8994.254093750002,"end":8994.28784375},{"speaker":"SPEAKER_26","start":8994.28784375,"end":8998.118468750003},{"speaker":"SPEAKER_05","start":8995.097843750002,"end":8996.24534375},{"speaker":"SPEAKER_05","start":8997.308468750001,"end":8997.96659375},{"speaker":"SPEAKER_10","start":8997.98346875,"end":9007.29846875},{"speaker":"SPEAKER_05","start":9008.58096875,"end":9010.96034375},{"speaker":"SPEAKER_05","start":9011.53409375,"end":9011.98971875},{"speaker":"SPEAKER_05","start":9012.31034375,"end":9014.06534375},{"speaker":"SPEAKER_05","start":9014.301593750002,"end":9016.613468750002},{"speaker":"SPEAKER_05","start":9017.187218750001,"end":9021.355343750001},{"speaker":"SPEAKER_05","start":9021.81096875,"end":9024.88221875},{"speaker":"SPEAKER_26","start":9021.97971875,"end":9022.18221875},{"speaker":"SPEAKER_05","start":9025.320968750002,"end":9026.97471875},{"speaker":"SPEAKER_26","start":9027.39659375,"end":9038.04471875},{"speaker":"SPEAKER_05","start":9027.41346875,"end":9028.76346875},{"speaker":"SPEAKER_05","start":9029.590343750002,"end":9029.94471875},{"speaker":"SPEAKER_26","start":9038.36534375,"end":9040.64346875},{"speaker":"SPEAKER_05","start":9041.284718750001,"end":9043.259093750003},{"speaker":"SPEAKER_26","start":9041.41971875,"end":9042.145343750002},{"speaker":"SPEAKER_05","start":9043.410968750002,"end":9044.49096875},{"speaker":"SPEAKER_05","start":9044.659718750001,"end":9046.212218750003},{"speaker":"SPEAKER_05","start":9046.465343750002,"end":9047.950343750003},{"speaker":"SPEAKER_05","start":9048.59159375,"end":9051.66284375},{"speaker":"SPEAKER_05","start":9051.797843750002,"end":9053.046593750001},{"speaker":"SPEAKER_05","start":9053.55284375,"end":9054.44721875},{"speaker":"SPEAKER_05","start":9054.531593750002,"end":9056.590343750002},{"speaker":"SPEAKER_05","start":9057.113468750002,"end":9061.905968750001},{"speaker":"SPEAKER_27","start":9062.277218750001,"end":9062.918468750002},{"speaker":"SPEAKER_05","start":9063.070343750001,"end":9064.99409375},{"speaker":"SPEAKER_05","start":9065.601593750001,"end":9067.47471875},{"speaker":"SPEAKER_05","start":9067.879718750002,"end":9069.53346875},{"speaker":"SPEAKER_05","start":9070.360343750002,"end":9074.42721875},{"speaker":"SPEAKER_05","start":9075.08534375,"end":9075.777218750001},{"speaker":"SPEAKER_05","start":9076.047218750002,"end":9076.722218750001},{"speaker":"SPEAKER_05","start":9076.90784375,"end":9080.87346875},{"speaker":"SPEAKER_26","start":9079.793468750002,"end":9087.45471875},{"speaker":"SPEAKER_24","start":9090.070343750001,"end":9092.027843750002},{"speaker":"SPEAKER_24","start":9092.348468750002,"end":9093.816593750002},{"speaker":"SPEAKER_24","start":9103.45221875,"end":9104.22846875},{"speaker":"SPEAKER_24","start":9107.08034375,"end":9107.14784375},{"speaker":"SPEAKER_05","start":9107.14784375,"end":9107.789093750001},{"speaker":"SPEAKER_30","start":9112.61534375,"end":9113.62784375},{"speaker":"SPEAKER_30","start":9113.914718750002,"end":9114.30284375},{"speaker":"SPEAKER_30","start":9114.336593750002,"end":9114.758468750002},{"speaker":"SPEAKER_24","start":9695.477843750003,"end":9699.156593750002},{"speaker":"SPEAKER_32","start":9719.49096875,"end":9725.27909375},{"speaker":"SPEAKER_32","start":9725.66721875,"end":9726.66284375},{"speaker":"SPEAKER_32","start":9730.476593750001,"end":9731.03346875},{"speaker":"SPEAKER_32","start":9731.52284375,"end":9732.906593750002},{"speaker":"SPEAKER_32","start":9733.24409375,"end":9733.868468750003},{"speaker":"SPEAKER_32","start":9735.184718750003,"end":9741.73221875},{"speaker":"SPEAKER_32","start":9742.10346875,"end":9744.48284375},{"speaker":"SPEAKER_32","start":9744.887843750003,"end":9746.76096875},{"speaker":"SPEAKER_32","start":9746.84534375,"end":9750.574718750002},{"speaker":"SPEAKER_32","start":9750.96284375,"end":9753.308468750001},{"speaker":"SPEAKER_32","start":9754.169093750003,"end":9756.07596875},{"speaker":"SPEAKER_32","start":9756.93659375,"end":9760.83471875},{"speaker":"SPEAKER_32","start":9761.273468750001,"end":9765.390968750002},{"speaker":"SPEAKER_32","start":9765.914093750001,"end":9772.79909375},{"speaker":"SPEAKER_32","start":9773.01846875,"end":9773.05221875},{"speaker":"SPEAKER_32","start":9773.085968750001,"end":9773.69346875},{"speaker":"SPEAKER_32","start":9774.18284375,"end":9777.726593750001},{"speaker":"SPEAKER_00","start":9776.410343750002,"end":9776.74784375},{"speaker":"SPEAKER_32","start":9778.215968750003,"end":9780.44346875},{"speaker":"SPEAKER_32","start":9780.71346875,"end":9783.362843750001},{"speaker":"SPEAKER_32","start":9783.81846875,"end":9787.14284375},{"speaker":"SPEAKER_32","start":9787.68284375,"end":9788.89784375},{"speaker":"SPEAKER_32","start":9789.167843750001,"end":9792.492218750001},{"speaker":"SPEAKER_32","start":9792.964718750001,"end":9793.403468750003},{"speaker":"SPEAKER_32","start":9793.84221875,"end":9794.31471875},{"speaker":"SPEAKER_32","start":9794.669093750003,"end":9796.035968750002},{"speaker":"SPEAKER_32","start":9796.27221875,"end":9800.37284375},{"speaker":"SPEAKER_32","start":9800.676593750002,"end":9801.75659375},{"speaker":"SPEAKER_32","start":9802.39784375,"end":9806.12721875},{"speaker":"SPEAKER_32","start":9806.532218750002,"end":9811.476593750001},{"speaker":"SPEAKER_32","start":9811.965968750003,"end":9817.31534375},{"speaker":"SPEAKER_32","start":9817.77096875,"end":9819.863468750002},{"speaker":"SPEAKER_32","start":9820.42034375,"end":9822.83346875},{"speaker":"SPEAKER_32","start":9823.20471875,"end":9824.26784375},{"speaker":"SPEAKER_32","start":9824.453468750002,"end":9826.242218750001},{"speaker":"SPEAKER_32","start":9826.765343750001,"end":9831.01784375},{"speaker":"SPEAKER_32","start":9831.54096875,"end":9834.375968750002},{"speaker":"SPEAKER_32","start":9834.76409375,"end":9835.82721875},{"speaker":"SPEAKER_32","start":9836.063468750002,"end":9841.24409375},{"speaker":"SPEAKER_32","start":9841.868468750003,"end":9844.754093750002},{"speaker":"SPEAKER_32","start":9845.20971875,"end":9848.078468750002},{"speaker":"SPEAKER_32","start":9848.43284375,"end":9850.32284375},{"speaker":"SPEAKER_32","start":9850.74471875,"end":9851.622218750003},{"speaker":"SPEAKER_32","start":9852.11159375,"end":9855.28409375},{"speaker":"SPEAKER_32","start":9855.58784375,"end":9858.43971875},{"speaker":"SPEAKER_32","start":9861.17346875,"end":9863.535968750002},{"speaker":"SPEAKER_32","start":9864.683468750001,"end":9866.472218750001},{"speaker":"SPEAKER_32","start":9867.13034375,"end":9868.699718750002},{"speaker":"SPEAKER_32","start":9868.88534375,"end":9869.712218750003},{"speaker":"SPEAKER_32","start":9870.20159375,"end":9871.61909375},{"speaker":"SPEAKER_32","start":9872.15909375,"end":9872.665343750003},{"speaker":"SPEAKER_32","start":9872.90159375,"end":9876.765968750002},{"speaker":"SPEAKER_32","start":9877.06971875,"end":9878.53784375},{"speaker":"SPEAKER_32","start":9879.11159375,"end":9882.43596875},{"speaker":"SPEAKER_32","start":9882.790343750003,"end":9888.797843750002},{"speaker":"SPEAKER_32","start":9889.35471875,"end":9889.77659375},{"speaker":"SPEAKER_32","start":9890.72159375,"end":9894.45096875},{"speaker":"SPEAKER_32","start":9894.855968750002,"end":9899.294093750003},{"speaker":"SPEAKER_32","start":9899.867843750002,"end":9902.73659375},{"speaker":"SPEAKER_32","start":9903.69846875,"end":9915.207218750002},{"speaker":"SPEAKER_00","start":9909.58784375,"end":9910.414718750002},{"speaker":"SPEAKER_32","start":9915.899093750002,"end":9920.35409375},{"speaker":"SPEAKER_32","start":9920.742218750001,"end":9924.066593750002},{"speaker":"SPEAKER_32","start":9924.52221875,"end":9929.196593750003},{"speaker":"SPEAKER_32","start":9929.53409375,"end":9933.43221875},{"speaker":"SPEAKER_32","start":9934.05659375,"end":9938.81534375},{"speaker":"SPEAKER_32","start":9939.254093750002,"end":9940.01346875},{"speaker":"SPEAKER_32","start":9940.50284375,"end":9941.49846875},{"speaker":"SPEAKER_32","start":9941.80221875,"end":9942.308468750001},{"speaker":"SPEAKER_32","start":9942.477218750002,"end":9944.046593750001},{"speaker":"SPEAKER_32","start":9944.265968750002,"end":9947.20221875},{"speaker":"SPEAKER_32","start":9947.320343750001,"end":9948.687218750001},{"speaker":"SPEAKER_32","start":9948.92346875,"end":9949.277843750002},{"speaker":"SPEAKER_32","start":9949.581593750001,"end":9950.10471875},{"speaker":"SPEAKER_32","start":9950.425343750001,"end":9953.547218750002},{"speaker":"SPEAKER_32","start":9953.969093750002,"end":9954.762218750002},{"speaker":"SPEAKER_32","start":9955.53846875,"end":9957.040343750003},{"speaker":"SPEAKER_32","start":9957.31034375,"end":9959.301593750002},{"speaker":"SPEAKER_32","start":9959.84159375,"end":9960.22971875},{"speaker":"SPEAKER_32","start":9960.75284375,"end":9965.81534375},{"speaker":"SPEAKER_32","start":9966.945968750002,"end":9969.207218750002},{"speaker":"SPEAKER_26","start":9969.527843750002,"end":9971.29971875},{"speaker":"SPEAKER_26","start":9971.519093750001,"end":9974.370968750001},{"speaker":"SPEAKER_26","start":9974.742218750001,"end":9979.399718750003},{"speaker":"SPEAKER_26","start":9979.73721875,"end":9981.40784375},{"speaker":"SPEAKER_26","start":9981.762218750002,"end":9985.339718750001},{"speaker":"SPEAKER_26","start":9985.79534375,"end":9988.20846875},{"speaker":"SPEAKER_26","start":9988.410968750002,"end":9990.368468750003},{"speaker":"SPEAKER_26","start":9990.63846875,"end":9994.85721875},{"speaker":"SPEAKER_26","start":9995.07659375,"end":9997.472843750002},{"speaker":"SPEAKER_26","start":9998.02971875,"end":10002.855968750002},{"speaker":"SPEAKER_26","start":10003.227218750002,"end":10003.868468750003},{"speaker":"SPEAKER_26","start":10003.93596875,"end":10006.24784375},{"speaker":"SPEAKER_26","start":10006.399718750003,"end":10008.32346875},{"speaker":"SPEAKER_26","start":10008.77909375,"end":10011.765968750002},{"speaker":"SPEAKER_26","start":10012.390343750001,"end":10016.035343750002},{"speaker":"SPEAKER_26","start":10016.44034375,"end":10019.74784375},{"speaker":"SPEAKER_26","start":10020.372218750003,"end":10022.565968750001},{"speaker":"SPEAKER_26","start":10022.684093750002,"end":10023.07221875},{"speaker":"SPEAKER_26","start":10023.39284375,"end":10026.109718750002},{"speaker":"SPEAKER_26","start":10026.51471875,"end":10029.13034375},{"speaker":"SPEAKER_26","start":10029.56909375,"end":10032.10034375},{"speaker":"SPEAKER_26","start":10032.40409375,"end":10034.10846875},{"speaker":"SPEAKER_26","start":10034.766593750002,"end":10039.15409375},{"speaker":"SPEAKER_26","start":10039.32284375,"end":10041.75284375},{"speaker":"SPEAKER_26","start":10041.90471875,"end":10043.17034375},{"speaker":"SPEAKER_26","start":10043.609093750001,"end":10048.23284375},{"speaker":"SPEAKER_26","start":10048.60409375,"end":10052.114093750002},{"speaker":"SPEAKER_26","start":10052.417843750001,"end":10057.969718750002},{"speaker":"SPEAKER_26","start":10058.20596875,"end":10063.032218750002},{"speaker":"SPEAKER_26","start":10063.25159375,"end":10066.62659375},{"speaker":"SPEAKER_26","start":10066.84596875,"end":10069.714718750001},{"speaker":"SPEAKER_26","start":10070.102843750003,"end":10073.039093750001},{"speaker":"SPEAKER_26","start":10073.309093750002,"end":10076.093468750001},{"speaker":"SPEAKER_26","start":10076.39721875,"end":10079.72159375},{"speaker":"SPEAKER_26","start":10080.210968750001,"end":10081.66221875},{"speaker":"SPEAKER_26","start":10081.915343750003,"end":10086.15096875},{"speaker":"SPEAKER_26","start":10086.589718750001,"end":10089.137843750003},{"speaker":"SPEAKER_26","start":10089.441593750002,"end":10093.12034375},{"speaker":"SPEAKER_26","start":10093.305968750003,"end":10095.668468750002},{"speaker":"SPEAKER_26","start":10096.191593750002,"end":10100.42721875},{"speaker":"SPEAKER_26","start":10100.91659375,"end":10104.055343750002},{"speaker":"SPEAKER_26","start":10104.325343750003,"end":10110.94034375},{"speaker":"SPEAKER_26","start":10111.075343750003,"end":10115.749718750001},{"speaker":"SPEAKER_27","start":10111.24409375,"end":10111.446593750003},{"speaker":"SPEAKER_32","start":10116.120968750001,"end":10116.35721875},{"speaker":"SPEAKER_32","start":10116.89721875,"end":10119.52971875},{"speaker":"SPEAKER_32","start":10119.85034375,"end":10121.33534375},{"speaker":"SPEAKER_32","start":10121.68971875,"end":10123.17471875},{"speaker":"SPEAKER_32","start":10123.84971875,"end":10126.195343750001},{"speaker":"SPEAKER_32","start":10126.70159375,"end":10140.31971875},{"speaker":"SPEAKER_32","start":10140.77534375,"end":10142.83409375},{"speaker":"SPEAKER_32","start":10143.05346875,"end":10147.440968750001},{"speaker":"SPEAKER_32","start":10147.710968750001,"end":10152.55409375},{"speaker":"SPEAKER_32","start":10152.773468750001,"end":10154.140343750001},{"speaker":"SPEAKER_32","start":10154.64659375,"end":10159.219718750002},{"speaker":"SPEAKER_32","start":10160.24909375,"end":10162.695968750002},{"speaker":"SPEAKER_32","start":10162.949093750001,"end":10162.98284375},{"speaker":"SPEAKER_32","start":10163.337218750003,"end":10166.52659375},{"speaker":"SPEAKER_32","start":10167.04971875,"end":10167.285968750002},{"speaker":"SPEAKER_32","start":10167.50534375,"end":10171.437218750001},{"speaker":"SPEAKER_32","start":10171.84221875,"end":10172.972843750002},{"speaker":"SPEAKER_32","start":10173.344093750002,"end":10175.48721875},{"speaker":"SPEAKER_32","start":10175.85846875,"end":10178.879093750002},{"speaker":"SPEAKER_32","start":10179.199718750002,"end":10179.48659375},{"speaker":"SPEAKER_32","start":10179.85784375,"end":10184.160968750002},{"speaker":"SPEAKER_00","start":10182.996593750002,"end":10183.43534375},{"speaker":"SPEAKER_32","start":10184.430968750003,"end":10186.81034375},{"speaker":"SPEAKER_32","start":10187.14784375,"end":10189.24034375},{"speaker":"SPEAKER_32","start":10189.476593750001,"end":10191.97409375},{"speaker":"SPEAKER_32","start":10192.480343750001,"end":10196.445968750002},{"speaker":"SPEAKER_32","start":10196.90159375,"end":10198.082843750002},{"speaker":"SPEAKER_32","start":10198.26846875,"end":10199.09534375},{"speaker":"SPEAKER_32","start":10199.56784375,"end":10200.68159375},{"speaker":"SPEAKER_32","start":10200.968468750001,"end":10201.96409375},{"speaker":"SPEAKER_32","start":10202.250968750002,"end":10203.01034375},{"speaker":"SPEAKER_32","start":10203.195968750002,"end":10205.254718750002},{"speaker":"SPEAKER_32","start":10205.457218750002,"end":10207.313468750002},{"speaker":"SPEAKER_32","start":10207.65096875,"end":10208.460968750001},{"speaker":"SPEAKER_32","start":10208.66346875,"end":10209.70971875},{"speaker":"SPEAKER_32","start":10210.28346875,"end":10214.789093750001},{"speaker":"SPEAKER_32","start":10214.839718750001,"end":10215.379718750002},{"speaker":"SPEAKER_00","start":10215.07596875,"end":10215.09284375},{"speaker":"SPEAKER_32","start":10215.784718750001,"end":10221.640343750001},{"speaker":"SPEAKER_32","start":10221.910343750002,"end":10222.61909375},{"speaker":"SPEAKER_32","start":10223.00721875,"end":10224.863468750002},{"speaker":"SPEAKER_32","start":10225.065968750001,"end":10228.407218750002},{"speaker":"SPEAKER_32","start":10228.862843750001,"end":10230.16221875},{"speaker":"SPEAKER_32","start":10230.73596875,"end":10232.102843750003},{"speaker":"SPEAKER_32","start":10232.32221875,"end":10232.609093750001},{"speaker":"SPEAKER_32","start":10233.26721875,"end":10235.96721875},{"speaker":"SPEAKER_32","start":10236.11909375,"end":10240.91159375},{"speaker":"SPEAKER_32","start":10241.097218750001,"end":10242.61596875},{"speaker":"SPEAKER_32","start":10243.071593750003,"end":10246.750343750002},{"speaker":"SPEAKER_32","start":10247.05409375,"end":10248.37034375},{"speaker":"SPEAKER_32","start":10248.657218750002,"end":10249.99034375},{"speaker":"SPEAKER_32","start":10250.344718750002,"end":10251.863468750002},{"speaker":"SPEAKER_32","start":10252.04909375,"end":10253.11221875},{"speaker":"SPEAKER_32","start":10253.21346875,"end":10254.462218750003},{"speaker":"SPEAKER_32","start":10254.73221875,"end":10256.63909375},{"speaker":"SPEAKER_32","start":10256.976593750001,"end":10261.11096875},{"speaker":"SPEAKER_32","start":10261.43159375,"end":10264.06409375},{"speaker":"SPEAKER_32","start":10264.45221875,"end":10266.64596875},{"speaker":"SPEAKER_32","start":10266.747218750003,"end":10267.18596875},{"speaker":"SPEAKER_26","start":10267.18596875,"end":10270.965968750003},{"speaker":"SPEAKER_26","start":10271.016593750002,"end":10274.324093750001},{"speaker":"SPEAKER_26","start":10274.712218750003,"end":10278.087218750003},{"speaker":"SPEAKER_26","start":10278.509093750003,"end":10281.867218750001},{"speaker":"SPEAKER_26","start":10282.086593750002,"end":10285.242218750001},{"speaker":"SPEAKER_26","start":10285.64721875,"end":10289.680343750002},{"speaker":"SPEAKER_26","start":10289.882843750001,"end":10296.51471875},{"speaker":"SPEAKER_26","start":10296.852218750002,"end":10298.52284375},{"speaker":"SPEAKER_26","start":10298.590343750002,"end":10300.51409375},{"speaker":"SPEAKER_26","start":10300.78409375,"end":10303.922843750002},{"speaker":"SPEAKER_26","start":10303.99034375,"end":10306.859093750001},{"speaker":"SPEAKER_26","start":10307.11221875,"end":10310.925968750002},{"speaker":"SPEAKER_26","start":10311.11159375,"end":10312.562843750002},{"speaker":"SPEAKER_26","start":10313.254718750002,"end":10314.16596875},{"speaker":"SPEAKER_26","start":10314.368468750003,"end":10317.55784375},{"speaker":"SPEAKER_26","start":10317.675968750002,"end":10320.308468750001},{"speaker":"SPEAKER_26","start":10320.59534375,"end":10322.485343750002},{"speaker":"SPEAKER_26","start":10322.70471875,"end":10324.83096875},{"speaker":"SPEAKER_26","start":10325.219093750002,"end":10328.72909375},{"speaker":"SPEAKER_26","start":10329.04971875,"end":10331.56409375},{"speaker":"SPEAKER_26","start":10331.749718750001,"end":10333.69034375},{"speaker":"SPEAKER_26","start":10334.280968750001,"end":10336.79534375},{"speaker":"SPEAKER_24","start":10337.21721875,"end":10338.516593750002},{"speaker":"SPEAKER_24","start":10338.85409375,"end":10339.59659375},{"speaker":"SPEAKER_24","start":10340.28846875,"end":10341.11534375},{"speaker":"SPEAKER_24","start":10341.33471875,"end":10342.07721875},{"speaker":"SPEAKER_24","start":10345.739093750002,"end":10345.77284375},{"speaker":"SPEAKER_09","start":10353.704093750002,"end":10364.453468750002},{"speaker":"SPEAKER_24","start":10357.500968750002,"end":10359.84659375},{"speaker":"SPEAKER_24","start":10362.52971875,"end":10367.79471875},{"speaker":"SPEAKER_24","start":10368.402218750001,"end":10374.308468750001},{"speaker":"SPEAKER_09","start":10371.18659375,"end":10371.473468750002},{"speaker":"SPEAKER_24","start":10374.696593750003,"end":10375.219718750002},{"speaker":"SPEAKER_24","start":10375.43909375,"end":10375.472843750002},{"speaker":"SPEAKER_24","start":10375.92846875,"end":10376.687843750002},{"speaker":"SPEAKER_24","start":10379.20221875,"end":10380.315968750001},{"speaker":"SPEAKER_27","start":10383.87659375,"end":10384.500968750002},{"speaker":"SPEAKER_09","start":10385.47971875,"end":10389.64784375},{"speaker":"SPEAKER_09","start":10389.816593750002,"end":10391.200343750003},{"speaker":"SPEAKER_09","start":10391.52096875,"end":10395.11534375},{"speaker":"SPEAKER_09","start":10395.840968750003,"end":10402.219718750002},{"speaker":"SPEAKER_09","start":10402.48971875,"end":10405.155968750001},{"speaker":"SPEAKER_09","start":10405.98284375,"end":10410.066593750002},{"speaker":"SPEAKER_09","start":10410.40409375,"end":10411.922843750002},{"speaker":"SPEAKER_09","start":10412.294093750003,"end":10417.06971875},{"speaker":"SPEAKER_09","start":10417.356593750003,"end":10419.499718750001},{"speaker":"SPEAKER_09","start":10420.17471875,"end":10420.79909375},{"speaker":"SPEAKER_09","start":10421.085968750001,"end":10422.030968750001},{"speaker":"SPEAKER_09","start":10422.149093750002,"end":10437.387218750002},{"speaker":"SPEAKER_09","start":10437.589718750001,"end":10438.112843750001},{"speaker":"SPEAKER_09","start":10438.36596875,"end":10454.144093750001},{"speaker":"SPEAKER_09","start":10455.91596875,"end":10458.02534375},{"speaker":"SPEAKER_26","start":10458.51471875,"end":10471.91346875},{"speaker":"SPEAKER_09","start":10468.133468750002,"end":10468.53846875},{"speaker":"SPEAKER_09","start":10470.445343750001,"end":10471.035968750002},{"speaker":"SPEAKER_09","start":10471.10346875,"end":10475.997218750003},{"speaker":"SPEAKER_09","start":10476.21659375,"end":10476.992843750002},{"speaker":"SPEAKER_09","start":10477.364093750002,"end":10479.81096875},{"speaker":"SPEAKER_26","start":10480.18221875,"end":10485.734093750001},{"speaker":"SPEAKER_09","start":10481.684093750002,"end":10481.97096875},{"speaker":"SPEAKER_09","start":10484.856593750003,"end":10492.821593750003},{"speaker":"SPEAKER_09","start":10493.26034375,"end":10494.188468750002},{"speaker":"SPEAKER_09","start":10494.37409375,"end":10500.094718750002},{"speaker":"SPEAKER_26","start":10500.43221875,"end":10503.73971875},{"speaker":"SPEAKER_09","start":10502.81159375,"end":10507.570343750001},{"speaker":"SPEAKER_26","start":10505.039093750001,"end":10505.089718750001},{"speaker":"SPEAKER_26","start":10505.12346875,"end":10505.528468750003},{"speaker":"SPEAKER_26","start":10507.80659375,"end":10517.492843750002},{"speaker":"SPEAKER_09","start":10513.695968750002,"end":10514.370968750001},{"speaker":"SPEAKER_09","start":10517.070968750002,"end":10523.43284375},{"speaker":"SPEAKER_26","start":10519.602218750002,"end":10519.72034375},{"speaker":"SPEAKER_00","start":10522.53846875,"end":10523.297843750002},{"speaker":"SPEAKER_09","start":10524.05721875,"end":10524.79971875},{"speaker":"SPEAKER_09","start":10525.17096875,"end":10527.870968750001},{"speaker":"SPEAKER_09","start":10528.309718750003,"end":10537.489718750003},{"speaker":"SPEAKER_09","start":10537.793468750002,"end":10548.82971875},{"speaker":"SPEAKER_26","start":10549.487843750001,"end":10551.124718750001},{"speaker":"SPEAKER_09","start":10550.38221875,"end":10564.422218750002},{"speaker":"SPEAKER_26","start":10564.30409375,"end":10571.391593750002},{"speaker":"SPEAKER_09","start":10570.817843750003,"end":10574.074718750002},{"speaker":"SPEAKER_09","start":10574.496593750002,"end":10579.761593750001},{"speaker":"SPEAKER_09","start":10579.96409375,"end":10580.942843750003},{"speaker":"SPEAKER_09","start":10581.48284375,"end":10583.524718750003},{"speaker":"SPEAKER_27","start":10583.879093750002,"end":10585.195343750001},{"speaker":"SPEAKER_09","start":10584.01409375,"end":10584.13221875},{"speaker":"SPEAKER_09","start":10585.53284375,"end":10590.88221875},{"speaker":"SPEAKER_09","start":10591.675343750001,"end":10600.872218750003},{"speaker":"SPEAKER_26","start":10601.90159375,"end":10604.21346875},{"speaker":"SPEAKER_09","start":10603.53846875,"end":10604.449718750002},{"speaker":"SPEAKER_26","start":10604.88846875,"end":10613.64659375},{"speaker":"SPEAKER_09","start":10607.01471875,"end":10607.38596875},{"speaker":"SPEAKER_09","start":10607.925968750002,"end":10608.75284375},{"speaker":"SPEAKER_09","start":10609.12409375,"end":10609.59659375},{"speaker":"SPEAKER_09","start":10612.85346875,"end":10621.61159375},{"speaker":"SPEAKER_26","start":10616.75159375,"end":10617.224093750003},{"speaker":"SPEAKER_26","start":10621.999718750001,"end":10629.120968750001},{"speaker":"SPEAKER_09","start":10625.442218750002,"end":10625.52659375},{"speaker":"SPEAKER_09","start":10627.872218750003,"end":10631.38221875},{"speaker":"SPEAKER_09","start":10631.68596875,"end":10635.60096875},{"speaker":"SPEAKER_09","start":10635.668468750002,"end":10639.48221875},{"speaker":"SPEAKER_09","start":10639.785968750002,"end":10645.38846875},{"speaker":"SPEAKER_09","start":10645.50659375,"end":10646.367218750001},{"speaker":"SPEAKER_09","start":10646.687843750002,"end":10647.953468750002},{"speaker":"SPEAKER_09","start":10648.30784375,"end":10649.57346875},{"speaker":"SPEAKER_09","start":10649.62409375,"end":10650.535343750002},{"speaker":"SPEAKER_09","start":10650.855968750002,"end":10653.488468750002},{"speaker":"SPEAKER_09","start":10654.484093750001,"end":10656.812843750002},{"speaker":"SPEAKER_03","start":10657.032218750002,"end":10658.01096875},{"speaker":"SPEAKER_03","start":10658.31471875,"end":10667.005343750003},{"speaker":"SPEAKER_09","start":10664.457218750002,"end":10668.524093750002},{"speaker":"SPEAKER_03","start":10667.76471875,"end":10668.625343750002},{"speaker":"SPEAKER_09","start":10668.625343750002,"end":10668.895343750002},{"speaker":"SPEAKER_03","start":10668.895343750002,"end":10671.645968750003},{"speaker":"SPEAKER_09","start":10671.03846875,"end":10671.46034375},{"speaker":"SPEAKER_03","start":10672.101593750001,"end":10675.071593750003},{"speaker":"SPEAKER_09","start":10672.33784375,"end":10676.35409375},{"speaker":"SPEAKER_03","start":10676.640968750002,"end":10683.812843750002},{"speaker":"SPEAKER_09","start":10681.72034375,"end":10681.88909375},{"speaker":"SPEAKER_09","start":10683.27284375,"end":10684.99409375},{"speaker":"SPEAKER_03","start":10685.297843750002,"end":10689.044093750003},{"speaker":"SPEAKER_09","start":10689.044093750003,"end":10689.53346875},{"speaker":"SPEAKER_03","start":10689.53346875,"end":10690.54596875},{"speaker":"SPEAKER_09","start":10690.15784375,"end":10699.77659375},{"speaker":"SPEAKER_03","start":10694.039093750001,"end":10694.69721875},{"speaker":"SPEAKER_09","start":10699.962218750003,"end":10700.468468750001},{"speaker":"SPEAKER_09","start":10700.755343750003,"end":10710.30659375},{"speaker":"SPEAKER_00","start":10703.843468750001,"end":10704.02909375},{"speaker":"SPEAKER_30","start":10704.02909375,"end":10704.484718750002},{"speaker":"SPEAKER_09","start":10710.711593750002,"end":10713.124718750001},{"speaker":"SPEAKER_29","start":10712.618468750003,"end":10713.074093750001},{"speaker":"SPEAKER_09","start":10713.867218750001,"end":10715.925968750002},{"speaker":"SPEAKER_29","start":10716.094718750002,"end":10717.54596875},{"speaker":"SPEAKER_09","start":10716.499718750001,"end":10718.42346875},{"speaker":"SPEAKER_29","start":10718.727218750002,"end":10722.06846875},{"speaker":"SPEAKER_09","start":10719.925343750001,"end":10720.195343750001},{"speaker":"SPEAKER_29","start":10722.33846875,"end":10733.10471875},{"speaker":"SPEAKER_09","start":10724.76846875,"end":10726.067843750003},{"speaker":"SPEAKER_09","start":10726.911593750003,"end":10727.215343750002},{"speaker":"SPEAKER_09","start":10731.805343750002,"end":10732.26096875},{"speaker":"SPEAKER_09","start":10732.51409375,"end":10734.083468750003},{"speaker":"SPEAKER_09","start":10734.606593750003,"end":10737.79596875},{"speaker":"SPEAKER_29","start":10737.660968750002,"end":10738.032218750002},{"speaker":"SPEAKER_30","start":10738.032218750002,"end":10738.20096875},{"speaker":"SPEAKER_09","start":10738.20096875,"end":10743.769718750002},{"speaker":"SPEAKER_29","start":10738.234718750002,"end":10738.487843750001},{"speaker":"SPEAKER_30","start":10738.487843750001,"end":10738.58909375},{"speaker":"SPEAKER_30","start":10741.00221875,"end":10741.440968750001},{"speaker":"SPEAKER_09","start":10744.191593750002,"end":10759.31159375},{"speaker":"SPEAKER_28","start":10755.88596875,"end":10755.91971875},{"speaker":"SPEAKER_30","start":10756.020968750003,"end":10756.03784375},{"speaker":"SPEAKER_09","start":10759.46346875,"end":10766.297843750002},{"speaker":"SPEAKER_29","start":10766.46659375,"end":10773.368468750003},{"speaker":"SPEAKER_09","start":10772.28846875,"end":10772.659718750001},{"speaker":"SPEAKER_09","start":10772.727218750002,"end":10788.82596875},{"speaker":"SPEAKER_29","start":10788.82596875,"end":10789.26471875},{"speaker":"SPEAKER_09","start":10789.29846875,"end":10790.04096875},{"speaker":"SPEAKER_09","start":10790.41221875,"end":10796.95971875},{"speaker":"SPEAKER_09","start":10797.17909375,"end":10801.27971875},{"speaker":"SPEAKER_09","start":10801.95471875,"end":10807.70909375},{"speaker":"SPEAKER_09","start":10808.19846875,"end":10815.79221875},{"speaker":"SPEAKER_09","start":10816.433468750001,"end":10816.88909375},{"speaker":"SPEAKER_29","start":10816.88909375,"end":10817.024093750002},{"speaker":"SPEAKER_09","start":10817.024093750002,"end":10817.04096875},{"speaker":"SPEAKER_29","start":10817.04096875,"end":10817.074718750002},{"speaker":"SPEAKER_09","start":10817.074718750002,"end":10818.762218750002},{"speaker":"SPEAKER_09","start":10819.352843750003,"end":10824.128468750001},{"speaker":"SPEAKER_09","start":10825.05659375,"end":10827.18284375},{"speaker":"SPEAKER_30","start":10827.18284375,"end":10827.790343750003},{"speaker":"SPEAKER_09","start":10828.53284375,"end":10830.60846875},{"speaker":"SPEAKER_09","start":10830.844718750002,"end":10836.902843750002},{"speaker":"SPEAKER_09","start":10837.628468750001,"end":10838.168468750002},{"speaker":"SPEAKER_09","start":10838.45534375,"end":10840.851593750001},{"speaker":"SPEAKER_09","start":10840.952843750001,"end":10842.82596875},{"speaker":"SPEAKER_09","start":10842.977843750003,"end":10843.51784375},{"speaker":"SPEAKER_09","start":10843.922843750002,"end":10848.495968750001},{"speaker":"SPEAKER_09","start":10849.00221875,"end":10850.520968750003},{"speaker":"SPEAKER_09","start":10851.938468750002,"end":10854.60471875},{"speaker":"SPEAKER_09","start":10854.722843750002,"end":10858.60409375},{"speaker":"SPEAKER_09","start":10859.042843750001,"end":10866.29909375},{"speaker":"SPEAKER_09","start":10866.82221875,"end":10869.94409375},{"speaker":"SPEAKER_09","start":10870.78784375,"end":10871.15909375},{"speaker":"SPEAKER_09","start":10871.327843750001,"end":10876.559093750002},{"speaker":"SPEAKER_09","start":10876.91346875,"end":10877.504093750002},{"speaker":"SPEAKER_09","start":10878.145343750002,"end":10884.64221875},{"speaker":"SPEAKER_09","start":10884.777218750001,"end":10888.50659375},{"speaker":"SPEAKER_26","start":10889.13096875,"end":10896.117218750001},{"speaker":"SPEAKER_09","start":10894.63221875,"end":10905.58409375},{"speaker":"SPEAKER_26","start":10897.78784375,"end":10898.00721875},{"speaker":"SPEAKER_09","start":10905.65159375,"end":10908.250343750002},{"speaker":"SPEAKER_09","start":10908.773468750001,"end":10912.97534375},{"speaker":"SPEAKER_09","start":10913.22846875,"end":10923.539093750001},{"speaker":"SPEAKER_26","start":10923.910343750002,"end":10933.090343750002},{"speaker":"SPEAKER_09","start":10932.094718750002,"end":10944.86909375},{"speaker":"SPEAKER_26","start":10933.54596875,"end":10933.883468750002},{"speaker":"SPEAKER_09","start":10945.25721875,"end":10962.58784375},{"speaker":"SPEAKER_09","start":10962.824093750001,"end":10964.629718750002},{"speaker":"SPEAKER_26","start":10964.781593750002,"end":10970.063468750002},{"speaker":"SPEAKER_09","start":10968.105968750002,"end":10973.60721875},{"speaker":"SPEAKER_09","start":10973.860343750002,"end":10975.075343750003},{"speaker":"SPEAKER_09","start":10975.51409375,"end":10982.83784375},{"speaker":"SPEAKER_09","start":10983.22596875,"end":10984.94721875},{"speaker":"SPEAKER_09","start":10985.43659375,"end":10990.043468750002},{"speaker":"SPEAKER_09","start":10990.161593750003,"end":10994.684093750002},{"speaker":"SPEAKER_09","start":10995.24096875,"end":11017.634093750003},{"speaker":"SPEAKER_09","start":11017.684718750003,"end":11017.70159375},{"speaker":"SPEAKER_09","start":11017.75221875,"end":11017.785968750002},{"speaker":"SPEAKER_26","start":11017.785968750002,"end":11021.34659375},{"speaker":"SPEAKER_09","start":11017.80284375,"end":11018.34284375},{"speaker":"SPEAKER_09","start":11020.249718750001,"end":11025.632843750001},{"speaker":"SPEAKER_09","start":11025.801593750002,"end":11029.817843750003},{"speaker":"SPEAKER_26","start":11030.15534375,"end":11032.062218750001},{"speaker":"SPEAKER_09","start":11031.589718750001,"end":11033.243468750003},{"speaker":"SPEAKER_26","start":11034.67784375,"end":11035.909718750001},{"speaker":"SPEAKER_26","start":11037.546593750001,"end":11039.250968750002},{"speaker":"SPEAKER_09","start":11038.238468750002,"end":11047.722218750001},{"speaker":"SPEAKER_26","start":11039.74034375,"end":11040.16221875},{"speaker":"SPEAKER_26","start":11047.890968750002,"end":11052.88596875},{"speaker":"SPEAKER_09","start":11053.105343750001,"end":11057.813468750002},{"speaker":"SPEAKER_09","start":11057.93159375,"end":11057.94846875},{"speaker":"SPEAKER_26","start":11057.94846875,"end":11057.98221875},{"speaker":"SPEAKER_27","start":11057.98221875,"end":11058.35346875},{"speaker":"SPEAKER_09","start":11058.35346875,"end":11059.21409375},{"speaker":"SPEAKER_26","start":11058.42096875,"end":11058.488468750002},{"speaker":"SPEAKER_27","start":11058.488468750002,"end":11058.539093750001},{"speaker":"SPEAKER_26","start":11058.539093750001,"end":11058.62346875},{"speaker":"SPEAKER_27","start":11058.62346875,"end":11058.82596875},{"speaker":"SPEAKER_26","start":11058.82596875,"end":11058.977843750003},{"speaker":"SPEAKER_24","start":11058.977843750003,"end":11059.028468750003},{"speaker":"SPEAKER_09","start":11060.597843750002,"end":11061.05346875},{"speaker":"SPEAKER_24","start":11060.597843750002,"end":11061.15471875},{"speaker":"SPEAKER_07","start":11061.05346875,"end":11061.137843750003},{"speaker":"SPEAKER_07","start":11061.15471875,"end":11061.67784375},{"speaker":"SPEAKER_24","start":11061.67784375,"end":11061.84659375},{"speaker":"SPEAKER_07","start":11061.84659375,"end":11061.863468750002},{"speaker":"SPEAKER_07","start":11062.352843750003,"end":11062.36971875},{"speaker":"SPEAKER_24","start":11062.36971875,"end":11062.386593750001},{"speaker":"SPEAKER_07","start":11062.386593750001,"end":11062.89284375},{"speaker":"SPEAKER_24","start":11063.669093750003,"end":11064.816593750002},{"speaker":"SPEAKER_22","start":11075.32971875,"end":11076.34221875},{"speaker":"SPEAKER_22","start":11076.66284375,"end":11077.371593750002},{"speaker":"SPEAKER_22","start":11077.77659375,"end":11078.839718750001},{"speaker":"SPEAKER_22","start":11079.54846875,"end":11086.028468750003},{"speaker":"SPEAKER_24","start":11085.57284375,"end":11085.977843750003},{"speaker":"SPEAKER_24","start":11086.028468750003,"end":11095.00596875},{"speaker":"SPEAKER_24","start":11095.765343750001,"end":11097.047843750002},{"speaker":"SPEAKER_24","start":11097.840968750003,"end":11098.06034375},{"speaker":"SPEAKER_24","start":11099.140343750001,"end":11099.157218750002},{"speaker":"SPEAKER_22","start":11099.157218750002,"end":11100.01784375},{"speaker":"SPEAKER_22","start":11100.794093750003,"end":11100.844718750002},{"speaker":"SPEAKER_27","start":11100.844718750002,"end":11101.367843750002},{"speaker":"SPEAKER_22","start":11101.367843750002,"end":11102.886593750001},{"speaker":"SPEAKER_22","start":11103.12284375,"end":11107.628468750001},{"speaker":"SPEAKER_22","start":11107.915343750003,"end":11132.687843750002},{"speaker":"SPEAKER_00","start":11124.419093750003,"end":11124.469718750002},{"speaker":"SPEAKER_30","start":11124.469718750002,"end":11124.503468750001},{"speaker":"SPEAKER_00","start":11124.503468750001,"end":11124.672218750002},{"speaker":"SPEAKER_30","start":11124.722843750002,"end":11124.739718750003},{"speaker":"SPEAKER_22","start":11133.329093750002,"end":11136.636593750001},{"speaker":"SPEAKER_22","start":11136.78846875,"end":11139.20159375},{"speaker":"SPEAKER_22","start":11139.758468750002,"end":11144.820968750002},{"speaker":"SPEAKER_22","start":11145.15846875,"end":11156.49846875},{"speaker":"SPEAKER_22","start":11156.835968750001,"end":11162.08409375},{"speaker":"SPEAKER_22","start":11162.370968750001,"end":11165.30721875},{"speaker":"SPEAKER_22","start":11165.847218750001,"end":11173.440968750001},{"speaker":"SPEAKER_22","start":11173.778468750003,"end":11214.46409375},{"speaker":"SPEAKER_22","start":11214.91971875,"end":11226.141593750002},{"speaker":"SPEAKER_26","start":11226.52971875,"end":11226.884093750003},{"speaker":"SPEAKER_26","start":11226.968468750001,"end":11231.06909375},{"speaker":"SPEAKER_26","start":11231.71034375,"end":11237.532218750002},{"speaker":"SPEAKER_26","start":11237.734718750002,"end":11239.067843750003},{"speaker":"SPEAKER_26","start":11239.38846875,"end":11240.14784375},{"speaker":"SPEAKER_26","start":11240.519093750001,"end":11245.41284375},{"speaker":"SPEAKER_26","start":11245.800968750002,"end":11249.20971875},{"speaker":"SPEAKER_26","start":11249.53034375,"end":11250.62721875},{"speaker":"SPEAKER_26","start":11250.981593750003,"end":11253.73221875},{"speaker":"SPEAKER_26","start":11254.00221875,"end":11257.64721875},{"speaker":"SPEAKER_26","start":11258.11971875,"end":11265.96659375},{"speaker":"SPEAKER_22","start":11264.75159375,"end":11267.367218750001},{"speaker":"SPEAKER_26","start":11267.367218750001,"end":11273.93159375},{"speaker":"SPEAKER_22","start":11273.003468750001,"end":11274.437843750002},{"speaker":"SPEAKER_26","start":11274.437843750002,"end":11280.934718750003},{"speaker":"SPEAKER_22","start":11279.500343750002,"end":11281.59284375},{"speaker":"SPEAKER_26","start":11281.59284375,"end":11287.634093750003},{"speaker":"SPEAKER_26","start":11287.937843750002,"end":11293.371593750002},{"speaker":"SPEAKER_00","start":11291.363468750002,"end":11291.835968750001},{"speaker":"SPEAKER_26","start":11293.60784375,"end":11295.734093750001},{"speaker":"SPEAKER_26","start":11295.852218750002,"end":11300.864093750002},{"speaker":"SPEAKER_22","start":11300.290343750003,"end":11305.58909375},{"speaker":"SPEAKER_26","start":11305.825343750003,"end":11309.26784375},{"speaker":"SPEAKER_26","start":11309.58846875,"end":11310.786593750003},{"speaker":"SPEAKER_26","start":11310.972218750001,"end":11314.161593750003},{"speaker":"SPEAKER_26","start":11314.53284375,"end":11322.227843750003},{"speaker":"SPEAKER_22","start":11321.755343750003,"end":11323.020968750003},{"speaker":"SPEAKER_22","start":11323.56096875,"end":11325.24846875},{"speaker":"SPEAKER_22","start":11325.434093750002,"end":11330.10846875},{"speaker":"SPEAKER_22","start":11330.327843750001,"end":11331.289718750002},{"speaker":"SPEAKER_26","start":11331.660968750002,"end":11334.22596875},{"speaker":"SPEAKER_26","start":11334.411593750003,"end":11338.22534375},{"speaker":"SPEAKER_26","start":11338.680968750003,"end":11338.95096875},{"speaker":"SPEAKER_26","start":11339.237843750001,"end":11343.844718750002},{"speaker":"SPEAKER_26","start":11344.06409375,"end":11345.39721875},{"speaker":"SPEAKER_26","start":11345.903468750003,"end":11349.599093750003},{"speaker":"SPEAKER_30","start":11349.683468750001,"end":11349.953468750002},{"speaker":"SPEAKER_26","start":11349.953468750002,"end":11350.40909375},{"speaker":"SPEAKER_30","start":11349.97034375,"end":11350.020968750003},{"speaker":"SPEAKER_26","start":11350.864718750003,"end":11356.66971875},{"speaker":"SPEAKER_26","start":11356.905968750001,"end":11359.58909375},{"speaker":"SPEAKER_00","start":11358.89721875,"end":11359.21784375},{"speaker":"SPEAKER_26","start":11359.977218750002,"end":11374.844093750002},{"speaker":"SPEAKER_22","start":11372.565968750001,"end":11373.004718750002},{"speaker":"SPEAKER_22","start":11373.780968750001,"end":11378.35409375},{"speaker":"SPEAKER_22","start":11378.60721875,"end":11384.41221875},{"speaker":"SPEAKER_22","start":11384.749718750001,"end":11396.27534375},{"speaker":"SPEAKER_02","start":11396.27534375,"end":11396.29221875},{"speaker":"SPEAKER_02","start":11396.86596875,"end":11404.864718750003},{"speaker":"SPEAKER_22","start":11403.261593750001,"end":11403.784718750001},{"speaker":"SPEAKER_02","start":11405.10096875,"end":11422.49909375},{"speaker":"SPEAKER_22","start":11413.84221875,"end":11413.89284375},{"speaker":"SPEAKER_08","start":11413.89284375,"end":11413.99409375},{"speaker":"SPEAKER_22","start":11413.99409375,"end":11414.145968750003},{"speaker":"SPEAKER_02","start":11422.92096875,"end":11429.02971875},{"speaker":"SPEAKER_22","start":11426.160968750002,"end":11426.633468750002},{"speaker":"SPEAKER_22","start":11427.477218750002,"end":11428.43909375},{"speaker":"SPEAKER_02","start":11429.45159375,"end":11435.18909375},{"speaker":"SPEAKER_22","start":11433.636593750001,"end":11435.222843750002},{"speaker":"SPEAKER_02","start":11435.222843750002,"end":11436.977843750003},{"speaker":"SPEAKER_22","start":11436.977843750003,"end":11438.969093750002},{"speaker":"SPEAKER_22","start":11439.644093750001,"end":11446.090343750002},{"speaker":"SPEAKER_22","start":11446.47846875,"end":11448.503468750001},{"speaker":"SPEAKER_22","start":11448.925343750001,"end":11451.91221875},{"speaker":"SPEAKER_30","start":11451.97971875,"end":11452.317218750002},{"speaker":"SPEAKER_22","start":11452.317218750002,"end":11468.06159375},{"speaker":"SPEAKER_22","start":11469.00659375,"end":11474.575343750003},{"speaker":"SPEAKER_02","start":11474.76096875,"end":11482.540343750003},{"speaker":"SPEAKER_02","start":11482.894718750002,"end":11488.56471875},{"speaker":"SPEAKER_02","start":11488.76721875,"end":11493.964718750001},{"speaker":"SPEAKER_06","start":11491.551593750002,"end":11492.05784375},{"speaker":"SPEAKER_22","start":11493.964718750001,"end":11498.031593750002},{"speaker":"SPEAKER_22","start":11498.11596875,"end":11520.40784375},{"speaker":"SPEAKER_14","start":11520.711593750002,"end":11535.426593750002},{"speaker":"SPEAKER_30","start":11531.781593750002,"end":11531.81534375},{"speaker":"SPEAKER_22","start":11531.81534375,"end":11532.18659375},{"speaker":"SPEAKER_22","start":11534.75159375,"end":11535.66284375},{"speaker":"SPEAKER_14","start":11535.66284375,"end":11536.08471875},{"speaker":"SPEAKER_22","start":11535.98346875,"end":11537.28284375},{"speaker":"SPEAKER_14","start":11537.738468750002,"end":11544.84284375},{"speaker":"SPEAKER_22","start":11540.52284375,"end":11540.92784375},{"speaker":"SPEAKER_22","start":11542.379093750002,"end":11543.222843750002},{"speaker":"SPEAKER_22","start":11543.99909375,"end":11546.918468750002},{"speaker":"SPEAKER_14","start":11546.47971875,"end":11547.340343750002},{"speaker":"SPEAKER_22","start":11547.340343750002,"end":11547.67784375},{"speaker":"SPEAKER_22","start":11547.72846875,"end":11552.200343750003},{"speaker":"SPEAKER_22","start":11552.89221875,"end":11563.01721875},{"speaker":"SPEAKER_22","start":11563.472843750002,"end":11589.224093750003},{"speaker":"SPEAKER_22","start":11589.780968750001,"end":11591.60346875},{"speaker":"SPEAKER_22","start":11591.687843750002,"end":11598.167843750001},{"speaker":"SPEAKER_22","start":11598.690968750001,"end":11601.087218750003},{"speaker":"SPEAKER_22","start":11601.47534375,"end":11602.825343750003},{"speaker":"SPEAKER_22","start":11603.179718750001,"end":11606.63909375},{"speaker":"SPEAKER_22","start":11606.95971875,"end":11614.08096875},{"speaker":"SPEAKER_03","start":11615.565968750001,"end":11617.152218750001},{"speaker":"SPEAKER_03","start":11617.77659375,"end":11621.72534375},{"speaker":"SPEAKER_03","start":11622.164093750001,"end":11625.117218750001},{"speaker":"SPEAKER_03","start":11625.589718750001,"end":11628.930968750003},{"speaker":"SPEAKER_03","start":11629.25159375,"end":11632.17096875},{"speaker":"SPEAKER_03","start":11632.47471875,"end":11633.132843750001},{"speaker":"SPEAKER_03","start":11633.33534375,"end":11633.622218750003},{"speaker":"SPEAKER_03","start":11634.145343750002,"end":11635.96784375},{"speaker":"SPEAKER_03","start":11636.44034375,"end":11639.32596875},{"speaker":"SPEAKER_03","start":11639.79846875,"end":11643.98346875},{"speaker":"SPEAKER_03","start":11644.35471875,"end":11648.55659375},{"speaker":"SPEAKER_22","start":11648.55659375,"end":11648.77596875},{"speaker":"SPEAKER_03","start":11648.77596875,"end":11648.97846875},{"speaker":"SPEAKER_22","start":11648.97846875,"end":11650.83471875},{"speaker":"SPEAKER_22","start":11651.61096875,"end":11658.462218750003},{"speaker":"SPEAKER_22","start":11659.05284375,"end":11659.660343750002},{"speaker":"SPEAKER_22","start":11660.149718750003,"end":11664.26721875},{"speaker":"SPEAKER_26","start":11664.85784375,"end":11669.160968750002},{"speaker":"SPEAKER_22","start":11669.481593750003,"end":11681.68221875},{"speaker":"SPEAKER_26","start":11682.05346875,"end":11688.21284375},{"speaker":"SPEAKER_22","start":11687.402843750002,"end":11688.85409375},{"speaker":"SPEAKER_26","start":11689.27596875,"end":11692.313468750002},{"speaker":"SPEAKER_22","start":11691.23346875,"end":11692.245968750001},{"speaker":"SPEAKER_22","start":11692.262843750003,"end":11695.266593750002},{"speaker":"SPEAKER_22","start":11695.75596875,"end":11697.899093750002},{"speaker":"SPEAKER_22","start":11698.523468750001,"end":11699.890343750001},{"speaker":"SPEAKER_26","start":11700.66659375,"end":11704.73346875},{"speaker":"SPEAKER_26","start":11704.952843750001,"end":11709.559718750003},{"speaker":"SPEAKER_26","start":11709.762218750002,"end":11712.867218750001},{"speaker":"SPEAKER_27","start":11709.77909375,"end":11710.082843750002},{"speaker":"SPEAKER_22","start":11710.082843750002,"end":11710.09971875},{"speaker":"SPEAKER_26","start":11713.27221875,"end":11718.28409375},{"speaker":"SPEAKER_22","start":11717.76096875,"end":11726.14784375},{"speaker":"SPEAKER_26","start":11726.24909375,"end":11730.855968750002},{"speaker":"SPEAKER_26","start":11731.125968750002,"end":11732.72909375},{"speaker":"SPEAKER_26","start":11732.914718750002,"end":11733.84284375},{"speaker":"SPEAKER_26","start":11734.26471875,"end":11740.49159375},{"speaker":"SPEAKER_26","start":11740.62659375,"end":11745.149093750002},{"speaker":"SPEAKER_26","start":11745.368468750003,"end":11751.61221875},{"speaker":"SPEAKER_22","start":11751.12284375,"end":11751.54471875},{"speaker":"SPEAKER_22","start":11751.76409375,"end":11765.90534375},{"speaker":"SPEAKER_22","start":11766.040343750003,"end":11768.149718750003},{"speaker":"SPEAKER_22","start":11768.33534375,"end":11782.35846875},{"speaker":"SPEAKER_22","start":11782.628468750001,"end":11824.613468750002},{"speaker":"SPEAKER_00","start":11785.919093750003,"end":11785.952843750001},{"speaker":"SPEAKER_30","start":11785.952843750001,"end":11786.070968750002},{"speaker":"SPEAKER_22","start":11824.64721875,"end":11829.18659375},{"speaker":"SPEAKER_27","start":11829.321593750003,"end":11832.12284375},{"speaker":"SPEAKER_22","start":11830.35096875,"end":11831.22846875},{"speaker":"SPEAKER_08","start":11831.22846875,"end":11831.414093750001},{"speaker":"SPEAKER_22","start":11831.414093750001,"end":11831.430968750003},{"speaker":"SPEAKER_08","start":11831.430968750003,"end":11831.532218750002},{"speaker":"SPEAKER_22","start":11831.532218750002,"end":11831.565968750001},{"speaker":"SPEAKER_08","start":11831.565968750001,"end":11831.59971875},{"speaker":"SPEAKER_22","start":11831.59971875,"end":11832.004718750002},{"speaker":"SPEAKER_08","start":11832.004718750002,"end":11832.055343750002},{"speaker":"SPEAKER_08","start":11832.629093750002,"end":11837.117843750002},{"speaker":"SPEAKER_24","start":11843.36159375,"end":11848.57596875},{"speaker":"SPEAKER_27","start":11850.75284375,"end":11851.343468750001},{"speaker":"SPEAKER_24","start":11852.507843750001,"end":11853.13221875},{"speaker":"SPEAKER_24","start":11853.55409375,"end":11854.49909375},{"speaker":"SPEAKER_24","start":11855.27534375,"end":11858.785343750002},{"speaker":"SPEAKER_27","start":11857.215968750003,"end":11857.620968750001},{"speaker":"SPEAKER_24","start":11858.886593750001,"end":11861.45159375},{"speaker":"SPEAKER_24","start":11861.92409375,"end":11863.25721875},{"speaker":"SPEAKER_27","start":11863.24034375,"end":11863.476593750001},{"speaker":"SPEAKER_24","start":11863.425968750002,"end":11864.10096875},{"speaker":"SPEAKER_24","start":11864.30346875,"end":11867.070968750002},{"speaker":"SPEAKER_24","start":11867.47596875,"end":11873.88846875},{"speaker":"SPEAKER_24","start":11874.15846875,"end":11877.06096875},{"speaker":"SPEAKER_24","start":11877.28034375,"end":11881.735343750002},{"speaker":"SPEAKER_24","start":11882.02221875,"end":11888.856593750003},{"speaker":"SPEAKER_00","start":11885.29596875,"end":11885.39721875},{"speaker":"SPEAKER_30","start":11885.39721875,"end":11885.464718750001},{"speaker":"SPEAKER_00","start":11885.464718750001,"end":11885.59971875},{"speaker":"SPEAKER_24","start":11889.07596875,"end":11889.700343750003},{"speaker":"SPEAKER_24","start":11890.004093750002,"end":11893.868468750003},{"speaker":"SPEAKER_24","start":11893.93596875,"end":11896.14659375},{"speaker":"SPEAKER_24","start":11896.281593750002,"end":11896.703468750002},{"speaker":"SPEAKER_24","start":11896.93971875,"end":11912.65034375},{"speaker":"SPEAKER_26","start":11912.27909375,"end":11914.70909375},{"speaker":"SPEAKER_24","start":11914.202843750001,"end":11918.759093750003},{"speaker":"SPEAKER_24","start":11918.894093750001,"end":11922.84284375},{"speaker":"SPEAKER_24","start":11922.927218750003,"end":11928.63096875},{"speaker":"SPEAKER_24","start":11928.765968750002,"end":11932.832843750002},{"speaker":"SPEAKER_24","start":11932.95096875,"end":11934.60471875},{"speaker":"SPEAKER_24","start":11934.70596875,"end":11942.99159375},{"speaker":"SPEAKER_24","start":11943.278468750003,"end":11945.472218750001},{"speaker":"SPEAKER_24","start":11945.759093750003,"end":11946.535343750002},{"speaker":"SPEAKER_24","start":11946.87284375,"end":11949.505343750003},{"speaker":"SPEAKER_24","start":11949.67409375,"end":11950.63596875},{"speaker":"SPEAKER_24","start":11950.855343750001,"end":11954.027843750002},{"speaker":"SPEAKER_24","start":11954.348468750002,"end":11955.68159375},{"speaker":"SPEAKER_24","start":11955.968468750001,"end":11960.727218750002},{"speaker":"SPEAKER_24","start":11962.38096875,"end":11963.24159375},{"speaker":"SPEAKER_26","start":11963.59596875,"end":11965.92471875},{"speaker":"SPEAKER_26","start":11966.532218750002,"end":11967.375968750002},{"speaker":"SPEAKER_26","start":11967.848468750002,"end":11975.93159375},{"speaker":"SPEAKER_24","start":11971.81409375,"end":11971.864718750003},{"speaker":"SPEAKER_24","start":11975.25659375,"end":11982.32721875},{"speaker":"SPEAKER_27","start":11982.22596875,"end":11982.27659375},{"speaker":"SPEAKER_27","start":11982.32721875,"end":11982.968468750001},{"speaker":"SPEAKER_24","start":11982.394718750002,"end":11983.019093750001},{"speaker":"SPEAKER_24","start":11983.339718750001,"end":12025.274093750002},{"speaker":"SPEAKER_00","start":11997.430343750002,"end":11997.46409375},{"speaker":"SPEAKER_30","start":11997.46409375,"end":11997.480968750002},{"speaker":"SPEAKER_00","start":11997.480968750002,"end":11997.71721875},{"speaker":"SPEAKER_24","start":12025.746593750002,"end":12027.09659375},{"speaker":"SPEAKER_26","start":12027.332843750002,"end":12033.036593750003},{"speaker":"SPEAKER_26","start":12033.42471875,"end":12037.42409375},{"speaker":"SPEAKER_26","start":12037.59284375,"end":12044.579093750002},{"speaker":"SPEAKER_24","start":12041.457218750002,"end":12046.165343750003},{"speaker":"SPEAKER_26","start":12046.18221875,"end":12055.379093750002},{"speaker":"SPEAKER_24","start":12051.649718750003,"end":12052.105343750001},{"speaker":"SPEAKER_24","start":12054.72096875,"end":12063.074093750001},{"speaker":"SPEAKER_26","start":12055.66596875,"end":12055.98659375},{"speaker":"SPEAKER_24","start":12063.394718750002,"end":12064.06971875},{"speaker":"SPEAKER_24","start":12064.440968750001,"end":12070.75221875},{"speaker":"SPEAKER_00","start":12066.01034375,"end":12066.11159375},{"speaker":"SPEAKER_30","start":12066.11159375,"end":12066.21284375},{"speaker":"SPEAKER_00","start":12066.21284375,"end":12066.347843750002},{"speaker":"SPEAKER_24","start":12071.29221875,"end":12073.90784375},{"speaker":"SPEAKER_26","start":12074.582843750002,"end":12077.02971875},{"speaker":"SPEAKER_26","start":12077.19846875,"end":12082.969718750002},{"speaker":"SPEAKER_24","start":12079.375343750002,"end":12079.71284375},{"speaker":"SPEAKER_00","start":12079.71284375,"end":12079.797218750002},{"speaker":"SPEAKER_26","start":12083.30721875,"end":12085.58534375},{"speaker":"SPEAKER_26","start":12085.872218750003,"end":12088.89284375},{"speaker":"SPEAKER_26","start":12089.145968750003,"end":12091.79534375},{"speaker":"SPEAKER_26","start":12091.94721875,"end":12095.254718750002},{"speaker":"SPEAKER_24","start":12094.782218750002,"end":12095.204093750002},{"speaker":"SPEAKER_24","start":12095.254718750002,"end":12095.727218750002},{"speaker":"SPEAKER_26","start":12095.727218750002,"end":12095.777843750002},{"speaker":"SPEAKER_24","start":12095.777843750002,"end":12095.84534375},{"speaker":"SPEAKER_26","start":12095.84534375,"end":12096.63846875},{"speaker":"SPEAKER_24","start":12096.18284375,"end":12096.60471875},{"speaker":"SPEAKER_26","start":12097.17846875,"end":12102.86534375},{"speaker":"SPEAKER_00","start":12097.347218750001,"end":12097.38096875},{"speaker":"SPEAKER_24","start":12097.38096875,"end":12097.667843750001},{"speaker":"SPEAKER_24","start":12102.797843750002,"end":12120.347843750002},{"speaker":"SPEAKER_27","start":12114.37409375,"end":12114.82971875},{"speaker":"SPEAKER_26","start":12114.82971875,"end":12115.47096875},{"speaker":"SPEAKER_26","start":12119.082218750002,"end":12119.26784375},{"speaker":"SPEAKER_24","start":12120.58409375,"end":12122.11971875},{"speaker":"SPEAKER_26","start":12122.558468750001,"end":12126.92909375},{"speaker":"SPEAKER_26","start":12127.114718750003,"end":12131.468468750001},{"speaker":"SPEAKER_24","start":12130.540343750003,"end":12132.46409375},{"speaker":"SPEAKER_26","start":12132.76784375,"end":12136.817843750003},{"speaker":"SPEAKER_24","start":12134.99534375,"end":12147.837218750003},{"speaker":"SPEAKER_26","start":12145.609718750002,"end":12146.402843750002},{"speaker":"SPEAKER_26","start":12147.972218750001,"end":12173.655968750001},{"speaker":"SPEAKER_24","start":12153.91221875,"end":12154.43534375},{"speaker":"SPEAKER_24","start":12158.012843750003,"end":12161.067218750002},{"speaker":"SPEAKER_24","start":12166.04534375,"end":12168.69471875},{"speaker":"SPEAKER_24","start":12172.829093750002,"end":12182.785343750002},{"speaker":"SPEAKER_26","start":12176.929718750001,"end":12177.38534375},{"speaker":"SPEAKER_26","start":12178.296593750001,"end":12178.684718750003},{"speaker":"SPEAKER_00","start":12178.684718750003,"end":12178.75221875},{"speaker":"SPEAKER_24","start":12183.39284375,"end":12197.719718750002},{"speaker":"SPEAKER_26","start":12193.46721875,"end":12194.699093750001},{"speaker":"SPEAKER_26","start":12197.230343750001,"end":12197.331593750001},{"speaker":"SPEAKER_26","start":12197.719718750002,"end":12205.75221875},{"speaker":"SPEAKER_24","start":12204.790343750003,"end":12218.745968750001},{"speaker":"SPEAKER_26","start":12218.94846875,"end":12231.90846875},{"speaker":"SPEAKER_24","start":12222.441593750002,"end":12222.77909375},{"speaker":"SPEAKER_24","start":12231.199718750002,"end":12240.430343750002},{"speaker":"SPEAKER_24","start":12240.51471875,"end":12243.34971875},{"speaker":"SPEAKER_26","start":12243.07971875,"end":12250.69034375},{"speaker":"SPEAKER_24","start":12249.458468750003,"end":12268.72971875},{"speaker":"SPEAKER_26","start":12269.117843750002,"end":12270.855968750002},{"speaker":"SPEAKER_26","start":12270.906593750002,"end":12271.024718750003},{"speaker":"SPEAKER_26","start":12271.24409375,"end":12273.89346875},{"speaker":"SPEAKER_24","start":12273.555968750003,"end":12275.46284375},{"speaker":"SPEAKER_26","start":12275.68221875,"end":12277.032218750002},{"speaker":"SPEAKER_26","start":12277.487843750001,"end":12281.80784375},{"speaker":"SPEAKER_24","start":12281.21721875,"end":12285.53721875},{"speaker":"SPEAKER_26","start":12285.53721875,"end":12285.621593750002},{"speaker":"SPEAKER_10","start":12285.621593750002,"end":12285.891593750002},{"speaker":"SPEAKER_26","start":12285.891593750002,"end":12285.942218750002},{"speaker":"SPEAKER_10","start":12285.942218750002,"end":12286.48221875},{"speaker":"SPEAKER_24","start":12286.48221875,"end":12286.769093750001},{"speaker":"SPEAKER_10","start":12286.769093750001,"end":12286.785968750002},{"speaker":"SPEAKER_10","start":12286.95471875,"end":12291.949718750002},{"speaker":"SPEAKER_24","start":12292.08471875,"end":12297.14721875},{"speaker":"SPEAKER_10","start":12292.35471875,"end":12292.742843750002},{"speaker":"SPEAKER_10","start":12297.51846875,"end":12303.964718750001},{"speaker":"SPEAKER_24","start":12299.88096875,"end":12300.809093750002},{"speaker":"SPEAKER_24","start":12303.711593750002,"end":12315.23721875},{"speaker":"SPEAKER_26","start":12318.527843750002,"end":12321.059093750002},{"speaker":"SPEAKER_26","start":12321.750968750002,"end":12322.071593750003},{"speaker":"SPEAKER_26","start":12322.18971875,"end":12329.09159375},{"speaker":"SPEAKER_24","start":12328.922843750002,"end":12338.355968750002},{"speaker":"SPEAKER_26","start":12331.52159375,"end":12332.500343750002},{"speaker":"SPEAKER_24","start":12338.59221875,"end":12343.80659375},{"speaker":"SPEAKER_24","start":12344.380343750003,"end":12347.35034375},{"speaker":"SPEAKER_24","start":12347.485343750002,"end":12349.29096875},{"speaker":"SPEAKER_24","start":12349.425968750002,"end":12356.395343750002},{"speaker":"SPEAKER_26","start":12357.120968750001,"end":12358.57221875},{"speaker":"SPEAKER_24","start":12357.35721875,"end":12357.964718750001},{"speaker":"SPEAKER_24","start":12358.57221875,"end":12359.16284375},{"speaker":"SPEAKER_26","start":12359.16284375,"end":12359.48346875},{"speaker":"SPEAKER_24","start":12359.85471875,"end":12360.42846875},{"speaker":"SPEAKER_26","start":12361.035968750002,"end":12361.390343750001},{"speaker":"SPEAKER_26","start":12361.96409375,"end":12363.921593750001},{"speaker":"SPEAKER_24","start":12418.815968750001,"end":12419.254718750002},{"speaker":"SPEAKER_24","start":12419.33909375,"end":12420.75659375},{"speaker":"SPEAKER_24","start":12421.465343750002,"end":12421.887218750002},{"speaker":"SPEAKER_24","start":12422.59596875,"end":12423.692843750003},{"speaker":"SPEAKER_24","start":12424.85721875,"end":12426.004718750002},{"speaker":"SPEAKER_24","start":12427.000343750002,"end":12428.367218750001},{"speaker":"SPEAKER_30","start":12428.367218750001,"end":12428.434718750003},{"speaker":"SPEAKER_24","start":12428.434718750003,"end":12438.10409375},{"speaker":"SPEAKER_24","start":12438.509093750003,"end":12441.05721875},{"speaker":"SPEAKER_24","start":12441.563468750002,"end":12444.17909375},{"speaker":"SPEAKER_24","start":12444.58409375,"end":12453.02159375},{"speaker":"SPEAKER_30","start":12447.55409375,"end":12447.97596875},{"speaker":"SPEAKER_00","start":12447.97596875,"end":12448.144718750002},{"speaker":"SPEAKER_24","start":12453.93284375,"end":12462.336593750002},{"speaker":"SPEAKER_24","start":12464.243468750003,"end":12466.032218750002},{"speaker":"SPEAKER_14","start":12466.53846875,"end":12470.706593750001},{"speaker":"SPEAKER_24","start":12470.031593750002,"end":12473.49096875},{"speaker":"SPEAKER_14","start":12471.094718750002,"end":12472.54596875},{"speaker":"SPEAKER_24","start":12473.609093750001,"end":12474.149093750002},{"speaker":"SPEAKER_24","start":12474.80721875,"end":12478.23284375},{"speaker":"SPEAKER_14","start":12478.317218750002,"end":12480.59534375},{"speaker":"SPEAKER_24","start":12480.24096875,"end":12482.316593750002},{"speaker":"SPEAKER_14","start":12482.45159375,"end":12488.661593750003},{"speaker":"SPEAKER_24","start":12488.13846875,"end":12488.72909375},{"speaker":"SPEAKER_14","start":12488.72909375,"end":12493.302218750003},{"speaker":"SPEAKER_24","start":12493.082843750002,"end":12499.32659375},{"speaker":"SPEAKER_14","start":12497.90909375,"end":12498.347843750002},{"speaker":"SPEAKER_14","start":12499.64721875,"end":12505.789718750002},{"speaker":"SPEAKER_24","start":12505.23284375,"end":12507.848468750002},{"speaker":"SPEAKER_14","start":12507.24096875,"end":12509.56971875},{"speaker":"SPEAKER_24","start":12508.77659375,"end":12512.97846875},{"speaker":"SPEAKER_14","start":12510.04221875,"end":12510.41346875},{"speaker":"SPEAKER_14","start":12513.04596875,"end":12514.227218750002},{"speaker":"SPEAKER_24","start":12513.83909375,"end":12514.530968750001},{"speaker":"SPEAKER_24","start":12514.598468750002,"end":12515.62784375},{"speaker":"SPEAKER_14","start":12514.750343750002,"end":12515.25659375},{"speaker":"SPEAKER_14","start":12515.745968750001,"end":12516.10034375},{"speaker":"SPEAKER_14","start":12516.37034375,"end":12520.67346875},{"speaker":"SPEAKER_24","start":12519.25596875,"end":12521.63534375},{"speaker":"SPEAKER_14","start":12521.331593750001,"end":12526.664093750001},{"speaker":"SPEAKER_24","start":12525.58409375,"end":12530.460968750001},{"speaker":"SPEAKER_14","start":12528.402218750001,"end":12529.54971875},{"speaker":"SPEAKER_14","start":12531.152843750002,"end":12532.722218750001},{"speaker":"SPEAKER_24","start":12531.38909375,"end":12532.688468750002},{"speaker":"SPEAKER_24","start":12532.722218750001,"end":12532.739093750002},{"speaker":"SPEAKER_14","start":12533.093468750001,"end":12535.35471875},{"speaker":"SPEAKER_24","start":12533.12721875,"end":12536.114093750002},{"speaker":"SPEAKER_24","start":12536.468468750001,"end":12537.83534375},{"speaker":"SPEAKER_24","start":12537.88596875,"end":12539.590343750002},{"speaker":"SPEAKER_24","start":12539.910968750002,"end":12540.855968750002},{"speaker":"SPEAKER_24","start":12541.480343750001,"end":12542.20596875},{"speaker":"SPEAKER_24","start":12542.222843750002,"end":12542.239718750003},{"speaker":"SPEAKER_14","start":12542.543468750002,"end":12550.49159375},{"speaker":"SPEAKER_24","start":12545.918468750002,"end":12546.69471875},{"speaker":"SPEAKER_24","start":12547.504718750002,"end":12548.196593750003},{"speaker":"SPEAKER_24","start":12549.10784375,"end":12554.946593750003},{"speaker":"SPEAKER_14","start":12550.727843750003,"end":12551.16659375},{"speaker":"SPEAKER_24","start":12555.58784375,"end":12556.347218750001},{"speaker":"SPEAKER_14","start":12556.07721875,"end":12560.24534375},{"speaker":"SPEAKER_24","start":12556.937843750002,"end":12557.22471875},{"speaker":"SPEAKER_24","start":12558.794093750003,"end":12564.801593750002},{"speaker":"SPEAKER_14","start":12565.898468750001,"end":12565.93221875},{"speaker":"SPEAKER_30","start":12565.93221875,"end":12566.03346875},{"speaker":"SPEAKER_14","start":12566.03346875,"end":12566.97846875},{"speaker":"SPEAKER_24","start":12566.03346875,"end":12569.594093750002},{"speaker":"SPEAKER_30","start":12566.97846875,"end":12567.07971875},{"speaker":"SPEAKER_14","start":12567.07971875,"end":12567.113468750002},{"speaker":"SPEAKER_24","start":12569.813468750002,"end":12573.542843750001},{"speaker":"SPEAKER_14","start":12573.171593750001,"end":12576.79971875},{"speaker":"SPEAKER_14","start":12577.15409375,"end":12593.016593750002},{"speaker":"SPEAKER_24","start":12591.059093750002,"end":12602.41596875},{"speaker":"SPEAKER_30","start":12601.21784375,"end":12603.124718750001},{"speaker":"SPEAKER_24","start":12602.68596875,"end":12609.469718750002},{"speaker":"SPEAKER_30","start":12605.63909375,"end":12606.26346875},{"speaker":"SPEAKER_24","start":12609.80721875,"end":12614.110343750002},{"speaker":"SPEAKER_24","start":12614.32971875,"end":12615.105968750002},{"speaker":"SPEAKER_24","start":12615.29159375,"end":12617.468468750001},{"speaker":"SPEAKER_24","start":12617.805968750003,"end":12620.20221875},{"speaker":"SPEAKER_14","start":12620.77596875,"end":12621.36659375},{"speaker":"SPEAKER_24","start":12621.704093750002,"end":12622.277843750002},{"speaker":"SPEAKER_14","start":12622.851593750001,"end":12626.648468750001},{"speaker":"SPEAKER_24","start":12622.919093750003,"end":12624.218468750001},{"speaker":"SPEAKER_24","start":12625.83846875,"end":12627.171593750001},{"speaker":"SPEAKER_14","start":12627.087218750003,"end":12629.247218750003},{"speaker":"SPEAKER_24","start":12629.027843750002,"end":12632.504093750002},{"speaker":"SPEAKER_14","start":12632.21721875,"end":12637.75221875},{"speaker":"SPEAKER_24","start":12635.01846875,"end":12642.34221875},{"speaker":"SPEAKER_14","start":12643.40534375,"end":12647.792843750001},{"speaker":"SPEAKER_24","start":12645.379718750002,"end":12651.015968750002},{"speaker":"SPEAKER_14","start":12651.15096875,"end":12653.294093750003},{"speaker":"SPEAKER_24","start":12652.382843750001,"end":12653.918468750002},{"speaker":"SPEAKER_14","start":12653.78346875,"end":12655.67346875},{"speaker":"SPEAKER_24","start":12655.082843750002,"end":12655.909718750001},{"speaker":"SPEAKER_24","start":12656.922218750002,"end":12657.47909375},{"speaker":"SPEAKER_24","start":12657.73221875,"end":12660.48284375},{"speaker":"SPEAKER_24","start":12660.989093750002,"end":12662.37284375},{"speaker":"SPEAKER_24","start":12662.625968750002,"end":12664.11096875},{"speaker":"SPEAKER_24","start":12664.81971875,"end":12665.29221875},{"speaker":"SPEAKER_24","start":12666.473468750002,"end":12669.71346875},{"speaker":"SPEAKER_24","start":12670.18596875,"end":12671.97471875},{"speaker":"SPEAKER_24","start":12672.41346875,"end":12683.85471875},{"speaker":"SPEAKER_24","start":12684.05721875,"end":12686.605343750001},{"speaker":"SPEAKER_36","start":12686.655968750001,"end":12691.60034375},{"speaker":"SPEAKER_36","start":12691.937843750002,"end":12694.688468750002},{"speaker":"SPEAKER_36","start":12695.059718750003,"end":12697.152218750001},{"speaker":"SPEAKER_36","start":12697.320968750002,"end":12699.71721875},{"speaker":"SPEAKER_24","start":12699.379718750002,"end":12711.040343750003},{"speaker":"SPEAKER_24","start":12711.512843750003,"end":12738.411593750003},{"speaker":"SPEAKER_24","start":12738.563468750002,"end":12746.089718750001},{"speaker":"SPEAKER_24","start":12746.27534375,"end":12748.097843750002},{"speaker":"SPEAKER_24","start":12748.418468750002,"end":12751.995968750001},{"speaker":"SPEAKER_08","start":12752.45159375,"end":12756.14721875},{"speaker":"SPEAKER_24","start":12765.90096875,"end":12774.38909375},{"speaker":"SPEAKER_08","start":12773.832218750002,"end":12777.595343750003},{"speaker":"SPEAKER_24","start":12779.805968750003,"end":12780.19409375},{"speaker":"SPEAKER_08","start":12783.265343750001,"end":12784.446593750003},{"speaker":"SPEAKER_24","start":12783.99096875,"end":12784.699718750002},{"speaker":"SPEAKER_08","start":12785.05409375,"end":12786.285968750002},{"speaker":"SPEAKER_08","start":12786.555968750003,"end":12790.403468750003},{"speaker":"SPEAKER_08","start":12790.673468750003,"end":12795.668468750002},{"speaker":"SPEAKER_30","start":12795.668468750002,"end":12795.75284375},{"speaker":"SPEAKER_08","start":12795.75284375,"end":12803.110343750002},{"speaker":"SPEAKER_08","start":12803.464718750001,"end":12830.22846875},{"speaker":"SPEAKER_08","start":12830.582843750002,"end":12835.29096875},{"speaker":"SPEAKER_08","start":12835.577843750001,"end":12843.37409375},{"speaker":"SPEAKER_08","start":12843.559718750003,"end":12848.284718750001},{"speaker":"SPEAKER_08","start":12848.58846875,"end":12856.148468750001},{"speaker":"SPEAKER_08","start":12856.300343750001,"end":12858.156593750002},{"speaker":"SPEAKER_08","start":12858.44346875,"end":12882.726593750001},{"speaker":"SPEAKER_30","start":12882.625343750002,"end":12882.844718750002},{"speaker":"SPEAKER_08","start":12882.827843750001,"end":12889.814093750003},{"speaker":"SPEAKER_08","start":12890.235968750003,"end":12892.429718750001},{"speaker":"SPEAKER_08","start":12893.67846875,"end":12894.184718750003},{"speaker":"SPEAKER_08","start":12895.011593750001,"end":12896.564093750003},{"speaker":"SPEAKER_08","start":12896.918468750002,"end":12898.724093750003},{"speaker":"SPEAKER_08","start":12899.196593750003,"end":12900.546593750001},{"speaker":"SPEAKER_08","start":12901.10346875,"end":12902.402843750002},{"speaker":"SPEAKER_08","start":12902.892218750003,"end":12903.972218750001},{"speaker":"SPEAKER_26","start":12904.00596875,"end":12908.477843750003},{"speaker":"SPEAKER_26","start":12909.01784375,"end":12916.45971875},{"speaker":"SPEAKER_08","start":12917.387843750003,"end":12919.868468750003},{"speaker":"SPEAKER_26","start":12919.93596875,"end":12923.817218750002},{"speaker":"SPEAKER_08","start":12922.41659375,"end":12927.69846875},{"speaker":"SPEAKER_26","start":12927.69846875,"end":12928.626593750003},{"speaker":"SPEAKER_26","start":12928.94721875,"end":12929.183468750001},{"speaker":"SPEAKER_08","start":12929.11596875,"end":12935.39346875},{"speaker":"SPEAKER_26","start":12935.39346875,"end":12942.970343750003},{"speaker":"SPEAKER_08","start":12943.274093750002,"end":12947.50971875},{"speaker":"SPEAKER_08","start":12947.661593750003,"end":12947.712218750003},{"speaker":"SPEAKER_08","start":12947.72909375,"end":12950.68221875},{"speaker":"SPEAKER_08","start":12951.593468750001,"end":12962.140343750001},{"speaker":"SPEAKER_26","start":12958.815968750001,"end":12961.262843750003},{"speaker":"SPEAKER_08","start":12962.32596875,"end":12971.55659375},{"speaker":"SPEAKER_26","start":12971.860343750002,"end":12975.285968750002},{"speaker":"SPEAKER_26","start":12975.707843750002,"end":12981.090968750003},{"speaker":"SPEAKER_26","start":12981.546593750001,"end":12983.824718750002},{"speaker":"SPEAKER_26","start":12984.06096875,"end":12987.503468750001},{"speaker":"SPEAKER_26","start":12987.824093750001,"end":12990.844718750002},{"speaker":"SPEAKER_26","start":12991.266593750002,"end":12993.595343750003},{"speaker":"SPEAKER_26","start":12994.000343750002,"end":12996.227843750003},{"speaker":"SPEAKER_26","start":12996.61596875,"end":12999.83909375},{"speaker":"SPEAKER_26","start":13000.09221875,"end":13001.965343750002},{"speaker":"SPEAKER_26","start":13002.454718750003,"end":13007.01096875},{"speaker":"SPEAKER_26","start":13007.43284375,"end":13014.739718750003},{"speaker":"SPEAKER_08","start":13014.030968750001,"end":13015.92096875},{"speaker":"SPEAKER_26","start":13016.157218750002,"end":13018.165343750003},{"speaker":"SPEAKER_08","start":13018.064093750003,"end":13019.17784375},{"speaker":"SPEAKER_26","start":13019.44784375,"end":13023.93659375},{"speaker":"SPEAKER_26","start":13024.206593750001,"end":13029.927218750003},{"speaker":"SPEAKER_26","start":13030.26471875,"end":13033.673468750003},{"speaker":"SPEAKER_26","start":13033.724093750003,"end":13040.355968750002},{"speaker":"SPEAKER_08","start":13039.765343750001,"end":13042.00971875},{"speaker":"SPEAKER_26","start":13042.043468750002,"end":13046.785343750002},{"speaker":"SPEAKER_08","start":13047.004718750002,"end":13052.168468750002},{"speaker":"SPEAKER_26","start":13051.476593750001,"end":13052.03346875},{"speaker":"SPEAKER_26","start":13052.472218750001,"end":13055.45909375},{"speaker":"SPEAKER_26","start":13055.745968750001,"end":13058.547218750002},{"speaker":"SPEAKER_26","start":13058.78346875,"end":13061.871593750002},{"speaker":"SPEAKER_26","start":13062.360968750003,"end":13064.875343750002},{"speaker":"SPEAKER_26","start":13065.06096875,"end":13066.680968750003},{"speaker":"SPEAKER_26","start":13066.86659375,"end":13068.992843750002},{"speaker":"SPEAKER_26","start":13069.195343750001,"end":13071.06846875},{"speaker":"SPEAKER_26","start":13071.11909375,"end":13074.54471875},{"speaker":"SPEAKER_08","start":13075.320968750002,"end":13090.035968750002},{"speaker":"SPEAKER_26","start":13090.035968750002,"end":13096.887218750002},{"speaker":"SPEAKER_26","start":13097.207843750002,"end":13101.004718750002},{"speaker":"SPEAKER_26","start":13101.34221875,"end":13102.92846875},{"speaker":"SPEAKER_26","start":13103.24909375,"end":13106.067218750002},{"speaker":"SPEAKER_26","start":13106.337218750003,"end":13108.480343750001},{"speaker":"SPEAKER_26","start":13108.78409375,"end":13112.63159375},{"speaker":"SPEAKER_08","start":13113.407843750003,"end":13117.27221875},{"speaker":"SPEAKER_26","start":13115.652218750001,"end":13116.05721875},{"speaker":"SPEAKER_26","start":13117.407218750002,"end":13125.81096875},{"speaker":"SPEAKER_08","start":13121.254718750002,"end":13121.96346875},{"speaker":"SPEAKER_08","start":13124.849093750003,"end":13127.92034375},{"speaker":"SPEAKER_26","start":13128.02159375,"end":13129.439093750003},{"speaker":"SPEAKER_08","start":13128.797843750002,"end":13130.35034375},{"speaker":"SPEAKER_26","start":13130.468468750001,"end":13132.746593750002},{"speaker":"SPEAKER_08","start":13132.105343750001,"end":13138.534718750001},{"speaker":"SPEAKER_26","start":13138.534718750001,"end":13139.51346875},{"speaker":"SPEAKER_08","start":13139.00721875,"end":13142.247218750003},{"speaker":"SPEAKER_26","start":13142.41596875,"end":13147.090343750002},{"speaker":"SPEAKER_08","start":13146.48284375,"end":13168.47096875},{"speaker":"SPEAKER_26","start":13149.28409375,"end":13150.532843750003},{"speaker":"SPEAKER_08","start":13168.84221875,"end":13169.43284375},{"speaker":"SPEAKER_26","start":13170.023468750001,"end":13180.789718750002},{"speaker":"SPEAKER_08","start":13170.090968750003,"end":13171.96409375},{"speaker":"SPEAKER_26","start":13180.92471875,"end":13189.36221875},{"speaker":"SPEAKER_08","start":13188.77159375,"end":13210.75971875},{"speaker":"SPEAKER_26","start":13190.492843750002,"end":13190.762843750003},{"speaker":"SPEAKER_26","start":13201.05659375,"end":13202.69346875},{"speaker":"SPEAKER_26","start":13207.38471875,"end":13209.105968750002},{"speaker":"SPEAKER_26","start":13210.270343750002,"end":13215.687218750001},{"speaker":"SPEAKER_08","start":13213.122218750003,"end":13213.425968750002},{"speaker":"SPEAKER_08","start":13214.421593750001,"end":13218.47159375},{"speaker":"SPEAKER_24","start":13215.687218750001,"end":13215.72096875},{"speaker":"SPEAKER_24","start":13219.382843750001,"end":13220.42909375},{"speaker":"SPEAKER_08","start":13224.73221875,"end":13226.85846875},{"speaker":"SPEAKER_08","start":13227.617843750002,"end":13228.95096875},{"speaker":"SPEAKER_08","start":13229.79471875,"end":13230.368468750003},{"speaker":"SPEAKER_08","start":13232.140343750001,"end":13252.356593750003},{"speaker":"SPEAKER_08","start":13252.710968750001,"end":13257.689093750003},{"speaker":"SPEAKER_08","start":13258.07721875,"end":13266.734093750001},{"speaker":"SPEAKER_08","start":13267.814093750003,"end":13282.090343750002},{"speaker":"SPEAKER_08","start":13282.613468750002,"end":13284.570968750002},{"speaker":"SPEAKER_08","start":13284.874718750001,"end":13288.23284375},{"speaker":"SPEAKER_28","start":13290.325343750003,"end":13291.75971875},{"speaker":"SPEAKER_28","start":13291.793468750002,"end":13314.726593750001},{"speaker":"SPEAKER_28","start":13314.92909375,"end":13316.262218750002},{"speaker":"SPEAKER_08","start":13315.114718750003,"end":13320.970343750003},{"speaker":"SPEAKER_28","start":13318.253468750001,"end":13320.14346875},{"speaker":"SPEAKER_28","start":13320.970343750003,"end":13328.85096875},{"speaker":"SPEAKER_28","start":13329.05346875,"end":13340.612843750001},{"speaker":"SPEAKER_08","start":13337.777843750002,"end":13342.18221875},{"speaker":"SPEAKER_30","start":13342.18221875,"end":13342.23284375},{"speaker":"SPEAKER_08","start":13342.469093750002,"end":13354.112843750001},{"speaker":"SPEAKER_08","start":13354.230968750002,"end":13360.00221875},{"speaker":"SPEAKER_27","start":13360.255343750003,"end":13361.21721875},{"speaker":"SPEAKER_08","start":13360.52534375,"end":13364.64284375},{"speaker":"SPEAKER_08","start":13364.946593750003,"end":13368.203468750002},{"speaker":"SPEAKER_26","start":13368.456593750001,"end":13369.519718750002},{"speaker":"SPEAKER_26","start":13369.620968750001,"end":13374.09284375},{"speaker":"SPEAKER_26","start":13374.41346875,"end":13378.78409375},{"speaker":"SPEAKER_26","start":13379.020343750002,"end":13381.534718750001},{"speaker":"SPEAKER_26","start":13381.855343750001,"end":13384.403468750003},{"speaker":"SPEAKER_26","start":13384.875968750002,"end":13390.32659375},{"speaker":"SPEAKER_26","start":13390.613468750002,"end":13390.90034375},{"speaker":"SPEAKER_26","start":13391.085968750001,"end":13393.347218750001},{"speaker":"SPEAKER_26","start":13393.70159375,"end":13396.77284375},{"speaker":"SPEAKER_26","start":13396.890968750002,"end":13398.797843750002},{"speaker":"SPEAKER_26","start":13399.45596875,"end":13400.839718750001},{"speaker":"SPEAKER_26","start":13401.059093750002,"end":13410.981593750003},{"speaker":"SPEAKER_08","start":13408.99034375,"end":13409.47971875},{"speaker":"SPEAKER_08","start":13410.42471875,"end":13414.69409375},{"speaker":"SPEAKER_26","start":13415.470343750003,"end":13415.75721875},{"speaker":"SPEAKER_27","start":13415.75721875,"end":13415.824718750002},{"speaker":"SPEAKER_26","start":13415.824718750002,"end":13416.90471875},{"speaker":"SPEAKER_08","start":13415.824718750002,"end":13429.172843750002},{"speaker":"SPEAKER_27","start":13416.90471875,"end":13416.972218750001},{"speaker":"SPEAKER_26","start":13429.392218750003,"end":13432.952843750001},{"speaker":"SPEAKER_08","start":13431.602843750003,"end":13433.661593750003},{"speaker":"SPEAKER_26","start":13433.745968750001,"end":13434.657218750002},{"speaker":"SPEAKER_08","start":13434.859718750002,"end":13438.875968750002},{"speaker":"SPEAKER_26","start":13438.555343750002,"end":13446.48659375},{"speaker":"SPEAKER_08","start":13442.976593750001,"end":13443.65159375},{"speaker":"SPEAKER_08","start":13446.520343750002,"end":13448.12346875},{"speaker":"SPEAKER_26","start":13447.39784375,"end":13450.519718750002},{"speaker":"SPEAKER_08","start":13450.722218750001,"end":13453.202843750001},{"speaker":"SPEAKER_26","start":13453.202843750001,"end":13453.320968750002},{"speaker":"SPEAKER_08","start":13453.320968750002,"end":13453.33784375},{"speaker":"SPEAKER_26","start":13453.33784375,"end":13453.371593750002},{"speaker":"SPEAKER_08","start":13453.371593750002,"end":13453.540343750003},{"speaker":"SPEAKER_26","start":13453.540343750003,"end":13453.742843750002},{"speaker":"SPEAKER_08","start":13453.742843750002,"end":13453.75971875},{"speaker":"SPEAKER_24","start":13454.519093750001,"end":13455.76784375},{"speaker":"SPEAKER_24","start":13457.387843750003,"end":13457.82659375},{"speaker":"SPEAKER_24","start":13458.754718750002,"end":13467.968468750001},{"speaker":"SPEAKER_24","start":13468.339718750001,"end":13470.972218750001},{"speaker":"SPEAKER_06","start":13480.60784375,"end":13483.78034375},{"speaker":"SPEAKER_06","start":13484.20221875,"end":13484.539718750002},{"speaker":"SPEAKER_06","start":13484.87721875,"end":13486.952843750001},{"speaker":"SPEAKER_24","start":13486.83471875,"end":13488.032843750003},{"speaker":"SPEAKER_06","start":13488.184718750003,"end":13490.243468750003},{"speaker":"SPEAKER_06","start":13490.42909375,"end":13491.660968750002},{"speaker":"SPEAKER_27","start":13493.83784375,"end":13493.85471875},{"speaker":"SPEAKER_06","start":13493.85471875,"end":13493.871593750002},{"speaker":"SPEAKER_27","start":13493.871593750002,"end":13494.445343750001},{"speaker":"SPEAKER_06","start":13495.42409375,"end":13498.79909375},{"speaker":"SPEAKER_06","start":13498.96784375,"end":13502.309093750002},{"speaker":"SPEAKER_06","start":13502.798468750003,"end":13503.051593750002},{"speaker":"SPEAKER_06","start":13503.33846875,"end":13510.645343750002},{"speaker":"SPEAKER_06","start":13511.168468750002,"end":13512.535343750002},{"speaker":"SPEAKER_06","start":13513.581593750001,"end":13519.47096875},{"speaker":"SPEAKER_06","start":13519.96034375,"end":13522.54221875},{"speaker":"SPEAKER_06","start":13522.930343750002,"end":13523.672843750002},{"speaker":"SPEAKER_06","start":13524.33096875,"end":13526.845343750003},{"speaker":"SPEAKER_06","start":13527.38534375,"end":13528.617218750001},{"speaker":"SPEAKER_06","start":13529.22471875,"end":13531.18221875},{"speaker":"SPEAKER_06","start":13531.55346875,"end":13532.02596875},{"speaker":"SPEAKER_06","start":13532.17784375,"end":13534.439093750003},{"speaker":"SPEAKER_06","start":13534.87784375,"end":13536.953468750002},{"speaker":"SPEAKER_06","start":13537.493468750003,"end":13539.72096875},{"speaker":"SPEAKER_06","start":13540.075343750003,"end":13541.442218750002},{"speaker":"SPEAKER_06","start":13541.796593750001,"end":13546.082843750002},{"speaker":"SPEAKER_06","start":13546.63971875,"end":13548.32721875},{"speaker":"SPEAKER_06","start":13548.69846875,"end":13550.571593750003},{"speaker":"SPEAKER_06","start":13551.044093750003,"end":13552.96784375},{"speaker":"SPEAKER_06","start":13553.81159375,"end":13565.016593750002},{"speaker":"SPEAKER_06","start":13565.50596875,"end":13567.902218750001},{"speaker":"SPEAKER_06","start":13568.391593750002,"end":13568.56034375},{"speaker":"SPEAKER_06","start":13569.04971875,"end":13571.715968750003},{"speaker":"SPEAKER_00","start":13569.707843750002,"end":13570.028468750003},{"speaker":"SPEAKER_06","start":13572.42471875,"end":13574.972843750002},{"speaker":"SPEAKER_06","start":13575.614093750002,"end":13578.314093750003},{"speaker":"SPEAKER_06","start":13578.786593750003,"end":13585.70534375},{"speaker":"SPEAKER_06","start":13586.44784375,"end":13586.71784375},{"speaker":"SPEAKER_06","start":13587.19034375,"end":13592.13471875},{"speaker":"SPEAKER_06","start":13592.640968750002,"end":13596.387218750002},{"speaker":"SPEAKER_06","start":13596.47159375,"end":13606.05659375},{"speaker":"SPEAKER_06","start":13606.765343750001,"end":13618.72971875},{"speaker":"SPEAKER_06","start":13619.016593750002,"end":13619.961593750002},{"speaker":"SPEAKER_06","start":13620.61971875,"end":13623.74159375},{"speaker":"SPEAKER_06","start":13624.36596875,"end":13626.25596875},{"speaker":"SPEAKER_06","start":13627.42034375,"end":13630.508468750002},{"speaker":"SPEAKER_06","start":13631.250968750002,"end":13632.449093750001},{"speaker":"SPEAKER_06","start":13633.02284375,"end":13638.405968750001},{"speaker":"SPEAKER_06","start":13638.675968750002,"end":13644.379718750002},{"speaker":"SPEAKER_06","start":13645.206593750001,"end":13647.14721875},{"speaker":"SPEAKER_06","start":13647.34971875,"end":13650.82596875},{"speaker":"SPEAKER_26","start":13650.910343750002,"end":13654.386593750001},{"speaker":"SPEAKER_06","start":13654.42034375,"end":13657.829093750002},{"speaker":"SPEAKER_26","start":13658.06534375,"end":13665.895343750002},{"speaker":"SPEAKER_26","start":13666.519718750002,"end":13670.704718750003},{"speaker":"SPEAKER_26","start":13671.160343750002,"end":13675.04159375},{"speaker":"SPEAKER_26","start":13675.379093750002,"end":13677.336593750002},{"speaker":"SPEAKER_26","start":13677.57284375,"end":13681.555343750002},{"speaker":"SPEAKER_06","start":13681.555343750002,"end":13693.75596875},{"speaker":"SPEAKER_06","start":13694.24534375,"end":13694.852843750003},{"speaker":"SPEAKER_06","start":13695.359093750001,"end":13696.675343750001},{"speaker":"SPEAKER_04","start":13695.56159375,"end":13695.595343750003},{"speaker":"SPEAKER_03","start":13695.595343750003,"end":13696.017218750003},{"speaker":"SPEAKER_06","start":13697.40096875,"end":13697.56971875},{"speaker":"SPEAKER_06","start":13697.755343750003,"end":13703.05409375},{"speaker":"SPEAKER_06","start":13703.93159375,"end":13706.243468750003},{"speaker":"SPEAKER_06","start":13706.969093750002,"end":13711.761593750001},{"speaker":"SPEAKER_11","start":13707.27284375,"end":13711.086593750002},{"speaker":"SPEAKER_11","start":13711.761593750001,"end":13711.812218750001},{"speaker":"SPEAKER_06","start":13711.812218750001,"end":13711.99784375},{"speaker":"SPEAKER_11","start":13711.99784375,"end":13712.031593750002},{"speaker":"SPEAKER_06","start":13712.031593750002,"end":13713.314093750003},{"speaker":"SPEAKER_11","start":13712.79096875,"end":13717.212218750003},{"speaker":"SPEAKER_06","start":13715.204093750002,"end":13720.165343750003},{"speaker":"SPEAKER_06","start":13720.215968750003,"end":13723.101593750001},{"speaker":"SPEAKER_11","start":13723.30409375,"end":13732.956593750001},{"speaker":"SPEAKER_11","start":13733.277218750001,"end":13751.519093750001},{"speaker":"SPEAKER_06","start":13750.675343750001,"end":13752.210968750001},{"speaker":"SPEAKER_11","start":13752.126593750003,"end":13754.10096875},{"speaker":"SPEAKER_06","start":13753.08846875,"end":13760.564093750003},{"speaker":"SPEAKER_11","start":13758.387218750002,"end":13777.371593750002},{"speaker":"SPEAKER_06","start":13776.645968750003,"end":13782.83909375},{"speaker":"SPEAKER_11","start":13779.379718750002,"end":13781.10096875},{"speaker":"SPEAKER_06","start":13783.31159375,"end":13786.804718750001},{"speaker":"SPEAKER_11","start":13786.180343750002,"end":13806.14346875},{"speaker":"SPEAKER_06","start":13803.98346875,"end":13804.860968750003},{"speaker":"SPEAKER_06","start":13806.548468750003,"end":13807.03784375},{"speaker":"SPEAKER_06","start":13807.645343750002,"end":13815.57659375},{"speaker":"SPEAKER_00","start":13815.964718750001,"end":13816.99409375},{"speaker":"SPEAKER_06","start":13815.964718750001,"end":13818.68159375},{"speaker":"SPEAKER_06","start":13819.508468750002,"end":13837.19346875},{"speaker":"SPEAKER_06","start":13837.497218750003,"end":13838.13846875},{"speaker":"SPEAKER_06","start":13838.610968750003,"end":13839.37034375},{"speaker":"SPEAKER_06","start":13839.859718750002,"end":13840.770968750003},{"speaker":"SPEAKER_06","start":13841.42909375,"end":13842.30659375},{"speaker":"SPEAKER_06","start":13842.99846875,"end":13859.14784375},{"speaker":"SPEAKER_30","start":13847.21721875,"end":13847.622218750003},{"speaker":"SPEAKER_06","start":13859.92409375,"end":13872.141593750002},{"speaker":"SPEAKER_11","start":13860.14346875,"end":13860.430343750002},{"speaker":"SPEAKER_06","start":13872.90096875,"end":13874.723468750002},{"speaker":"SPEAKER_06","start":13874.942843750003,"end":13877.49096875},{"speaker":"SPEAKER_06","start":13878.43596875,"end":13880.22471875},{"speaker":"SPEAKER_06","start":13880.882843750001,"end":13883.785343750002},{"speaker":"SPEAKER_11","start":13883.97096875,"end":13904.035343750002},{"speaker":"SPEAKER_00","start":13893.89346875,"end":13893.927218750003},{"speaker":"SPEAKER_06","start":13893.927218750003,"end":13895.26034375},{"speaker":"SPEAKER_06","start":13902.516593750002,"end":13914.970343750003},{"speaker":"SPEAKER_11","start":13904.22096875,"end":13904.71034375},{"speaker":"SPEAKER_11","start":13910.76846875,"end":13911.595343750003},{"speaker":"SPEAKER_00","start":13911.595343750003,"end":13911.61221875},{"speaker":"SPEAKER_06","start":13915.223468750002,"end":13934.849093750003},{"speaker":"SPEAKER_06","start":13934.96721875,"end":13936.485968750003},{"speaker":"SPEAKER_06","start":13937.24534375,"end":13940.65409375},{"speaker":"SPEAKER_06","start":13941.059093750002,"end":13942.35846875},{"speaker":"SPEAKER_06","start":13942.814093750003,"end":13950.036593750003},{"speaker":"SPEAKER_06","start":13950.35721875,"end":13951.352843750003},{"speaker":"SPEAKER_26","start":13950.42471875,"end":13950.880343750003},{"speaker":"SPEAKER_26","start":13951.352843750003,"end":13954.727843750003},{"speaker":"SPEAKER_26","start":13954.94721875,"end":13959.28409375},{"speaker":"SPEAKER_26","start":13959.65534375,"end":13963.77284375},{"speaker":"SPEAKER_26","start":13964.009093750003,"end":13965.747218750003},{"speaker":"SPEAKER_06","start":13964.937218750001,"end":13966.523468750001},{"speaker":"SPEAKER_26","start":13966.523468750001,"end":13969.746593750002},{"speaker":"SPEAKER_26","start":13970.15159375,"end":13970.77596875},{"speaker":"SPEAKER_06","start":13970.77596875,"end":13970.97846875},{"speaker":"SPEAKER_26","start":13970.97846875,"end":13971.02909375},{"speaker":"SPEAKER_06","start":13971.02909375,"end":13971.974093750003},{"speaker":"SPEAKER_26","start":13971.974093750003,"end":13972.024718750003},{"speaker":"SPEAKER_06","start":13972.024718750003,"end":13972.66596875},{"speaker":"SPEAKER_26","start":13972.66596875,"end":13975.78784375},{"speaker":"SPEAKER_06","start":13975.062218750001,"end":13990.890968750002},{"speaker":"SPEAKER_06","start":13991.464718750001,"end":13995.76784375},{"speaker":"SPEAKER_27","start":13991.532218750002,"end":13991.54909375},{"speaker":"SPEAKER_26","start":13991.54909375,"end":13992.359093750001},{"speaker":"SPEAKER_26","start":13994.417843750001,"end":13997.691593750002},{"speaker":"SPEAKER_26","start":13997.759093750003,"end":13998.09659375},{"speaker":"SPEAKER_33","start":13999.21034375,"end":14006.449718750002},{"speaker":"SPEAKER_06","start":14005.69034375,"end":14017.097843750002},{"speaker":"SPEAKER_33","start":14010.22971875,"end":14010.567218750002},{"speaker":"SPEAKER_33","start":14010.837218750003,"end":14012.37284375},{"speaker":"SPEAKER_33","start":14013.300968750002,"end":14014.347218750001},{"speaker":"SPEAKER_33","start":14017.367843750002,"end":14028.235343750002},{"speaker":"SPEAKER_06","start":14028.10034375,"end":14032.403468750003},{"speaker":"SPEAKER_06","start":14033.80409375,"end":14034.141593750002},{"speaker":"SPEAKER_06","start":14034.495968750001,"end":14036.048468750003},{"speaker":"SPEAKER_06","start":14036.41971875,"end":14037.989093750002},{"speaker":"SPEAKER_06","start":14038.562843750002,"end":14049.39659375},{"speaker":"SPEAKER_06","start":14050.054718750001,"end":14051.20221875},{"speaker":"SPEAKER_06","start":14051.742218750001,"end":14055.62346875},{"speaker":"SPEAKER_06","start":14056.24784375,"end":14058.610343750002},{"speaker":"SPEAKER_06","start":14059.184093750002,"end":14060.770343750002},{"speaker":"SPEAKER_06","start":14061.360968750003,"end":14066.237843750001},{"speaker":"SPEAKER_06","start":14066.524718750003,"end":14080.159718750001},{"speaker":"SPEAKER_30","start":14080.159718750001,"end":14080.227218750002},{"speaker":"SPEAKER_06","start":14080.227218750002,"end":14080.750343750002},{"speaker":"SPEAKER_06","start":14081.47596875,"end":14081.98221875},{"speaker":"SPEAKER_06","start":14083.04534375,"end":14095.85346875},{"speaker":"SPEAKER_06","start":14096.22471875,"end":14101.38846875},{"speaker":"SPEAKER_30","start":14099.27909375,"end":14099.61659375},{"speaker":"SPEAKER_30","start":14101.38846875,"end":14101.72596875},{"speaker":"SPEAKER_06","start":14101.523468750001,"end":14112.35721875},{"speaker":"SPEAKER_06","start":14112.542843750001,"end":14117.892218750003},{"speaker":"SPEAKER_06","start":14118.314093750003,"end":14123.039093750001},{"speaker":"SPEAKER_06","start":14123.089718750001,"end":14129.384093750003},{"speaker":"SPEAKER_06","start":14129.586593750002,"end":14132.809718750003},{"speaker":"SPEAKER_26","start":14132.809718750003,"end":14132.87721875},{"speaker":"SPEAKER_06","start":14132.87721875,"end":14132.894093750001},{"speaker":"SPEAKER_26","start":14132.894093750001,"end":14132.94471875},{"speaker":"SPEAKER_06","start":14132.94471875,"end":14132.97846875},{"speaker":"SPEAKER_26","start":14132.97846875,"end":14139.812843750002},{"speaker":"SPEAKER_06","start":14136.79221875,"end":14137.450343750003},{"speaker":"SPEAKER_06","start":14137.46721875,"end":14137.51784375},{"speaker":"SPEAKER_06","start":14137.61909375,"end":14138.817218750002},{"speaker":"SPEAKER_06","start":14140.032218750002,"end":14144.605343750001},{"speaker":"SPEAKER_26","start":14140.15034375,"end":14140.47096875},{"speaker":"SPEAKER_26","start":14141.68596875,"end":14141.922218750002},{"speaker":"SPEAKER_26","start":14143.27221875,"end":14143.52534375},{"speaker":"SPEAKER_06","start":14144.875343750002,"end":14152.519718750002},{"speaker":"SPEAKER_26","start":14144.95971875,"end":14146.292843750001},{"speaker":"SPEAKER_04","start":14146.292843750001,"end":14146.32659375},{"speaker":"SPEAKER_30","start":14148.824093750001,"end":14149.043468750002},{"speaker":"SPEAKER_06","start":14152.82346875,"end":14158.155968750001},{"speaker":"SPEAKER_06","start":14158.594718750002,"end":14179.38471875},{"speaker":"SPEAKER_06","start":14180.19471875,"end":14184.632843750001},{"speaker":"SPEAKER_11","start":14183.92409375,"end":14184.19409375},{"speaker":"SPEAKER_11","start":14184.61596875,"end":14185.442843750003},{"speaker":"SPEAKER_06","start":14184.91971875,"end":14193.930968750003},{"speaker":"SPEAKER_06","start":14194.74096875,"end":14199.972218750001},{"speaker":"SPEAKER_11","start":14199.972218750001,"end":14217.657218750002},{"speaker":"SPEAKER_06","start":14204.86596875,"end":14205.54096875},{"speaker":"SPEAKER_06","start":14216.172218750002,"end":14229.030968750001},{"speaker":"SPEAKER_11","start":14218.41659375,"end":14218.652843750002},{"speaker":"SPEAKER_11","start":14220.019718750002,"end":14220.981593750003},{"speaker":"SPEAKER_06","start":14229.621593750002,"end":14231.54534375},{"speaker":"SPEAKER_06","start":14232.06846875,"end":14232.625343750002},{"speaker":"SPEAKER_06","start":14232.91221875,"end":14235.24096875},{"speaker":"SPEAKER_30","start":14234.852843750003,"end":14234.937218750001},{"speaker":"SPEAKER_06","start":14235.629093750002,"end":14238.801593750002},{"speaker":"SPEAKER_30","start":14236.253468750001,"end":14236.55721875},{"speaker":"SPEAKER_06","start":14238.93659375,"end":14244.015968750002},{"speaker":"SPEAKER_06","start":14244.99471875,"end":14246.648468750001},{"speaker":"SPEAKER_06","start":14247.30659375,"end":14251.812218750001},{"speaker":"SPEAKER_11","start":14252.605343750001,"end":14255.254718750002},{"speaker":"SPEAKER_06","start":14254.32659375,"end":14255.676593750002},{"speaker":"SPEAKER_06","start":14256.13221875,"end":14260.23284375},{"speaker":"SPEAKER_11","start":14260.23284375,"end":14260.55346875},{"speaker":"SPEAKER_06","start":14260.840343750002,"end":14262.595343750003},{"speaker":"SPEAKER_06","start":14262.71346875,"end":14263.92846875},{"speaker":"SPEAKER_11","start":14263.995968750001,"end":14269.56471875},{"speaker":"SPEAKER_06","start":14267.99534375,"end":14271.640343750001},{"speaker":"SPEAKER_06","start":14272.21409375,"end":14273.665343750003},{"speaker":"SPEAKER_06","start":14274.42471875,"end":14277.27659375},{"speaker":"SPEAKER_06","start":14278.238468750002,"end":14289.39284375},{"speaker":"SPEAKER_06","start":14290.70909375,"end":14292.227843750003},{"speaker":"SPEAKER_06","start":14293.03784375,"end":14293.544093750003},{"speaker":"SPEAKER_06","start":14294.067218750002,"end":14294.894093750001},{"speaker":"SPEAKER_06","start":14295.332843750002,"end":14296.71659375},{"speaker":"SPEAKER_06","start":14297.914718750002,"end":14298.859718750002},{"speaker":"SPEAKER_06","start":14300.175968750002,"end":14302.26846875},{"speaker":"SPEAKER_06","start":14305.086593750002,"end":14310.75659375},{"speaker":"SPEAKER_06","start":14312.07284375,"end":14312.579093750002},{"speaker":"SPEAKER_06","start":14313.60846875,"end":14314.992218750001},{"speaker":"SPEAKER_06","start":14316.426593750002,"end":14321.809718750003},{"speaker":"SPEAKER_11","start":14320.425968750002,"end":14320.847843750002},{"speaker":"SPEAKER_11","start":14322.062843750002,"end":14324.62784375},{"speaker":"SPEAKER_06","start":14323.109093750001,"end":14326.500968750002},{"speaker":"SPEAKER_30","start":14326.433468750001,"end":14326.46721875},{"speaker":"SPEAKER_11","start":14326.500968750002,"end":14326.551593750002},{"speaker":"SPEAKER_06","start":14326.551593750002,"end":14332.255343750003},{"speaker":"SPEAKER_06","start":14332.761593750001,"end":14335.90034375},{"speaker":"SPEAKER_06","start":14336.929718750001,"end":14338.44846875},{"speaker":"SPEAKER_06","start":14338.667843750001,"end":14341.620968750001},{"speaker":"SPEAKER_06","start":14342.27909375,"end":14345.434718750003},{"speaker":"SPEAKER_06","start":14345.519093750001,"end":14346.44721875},{"speaker":"SPEAKER_06","start":14347.493468750003,"end":14349.82221875},{"speaker":"SPEAKER_11","start":14349.82221875,"end":14349.83909375},{"speaker":"SPEAKER_11","start":14350.395968750003,"end":14352.31971875},{"speaker":"SPEAKER_11","start":14352.42096875,"end":14353.63596875},{"speaker":"SPEAKER_06","start":14352.47159375,"end":14355.25596875},{"speaker":"SPEAKER_11","start":14356.15034375,"end":14356.808468750001},{"speaker":"SPEAKER_06","start":14357.43284375,"end":14358.00659375},{"speaker":"SPEAKER_11","start":14357.449718750002,"end":14357.95596875},{"speaker":"SPEAKER_30","start":14358.00659375,"end":14358.023468750001},{"speaker":"SPEAKER_11","start":14358.394718750002,"end":14378.121593750002},{"speaker":"SPEAKER_06","start":14377.63221875,"end":14382.390968750002},{"speaker":"SPEAKER_11","start":14379.690968750001,"end":14381.05784375},{"speaker":"SPEAKER_06","start":14383.20096875,"end":14398.118468750003},{"speaker":"SPEAKER_36","start":14398.118468750003,"end":14398.472843750002},{"speaker":"SPEAKER_06","start":14398.472843750002,"end":14398.50659375},{"speaker":"SPEAKER_06","start":14398.574093750001,"end":14413.79534375},{"speaker":"SPEAKER_00","start":14401.72971875,"end":14401.746593750002},{"speaker":"SPEAKER_36","start":14401.746593750002,"end":14401.847843750002},{"speaker":"SPEAKER_00","start":14401.88159375,"end":14401.93221875},{"speaker":"SPEAKER_00","start":14405.30721875,"end":14405.695343750001},{"speaker":"SPEAKER_00","start":14405.864093750002,"end":14406.10034375},{"speaker":"SPEAKER_06","start":14414.099093750003,"end":14421.034718750001},{"speaker":"SPEAKER_26","start":14415.28034375,"end":14416.782218750002},{"speaker":"SPEAKER_26","start":14420.07284375,"end":14420.089718750001},{"speaker":"SPEAKER_26","start":14421.034718750001,"end":14424.24096875},{"speaker":"SPEAKER_26","start":14424.595343750003,"end":14428.98284375},{"speaker":"SPEAKER_26","start":14429.421593750001,"end":14431.73346875},{"speaker":"SPEAKER_26","start":14431.98659375,"end":14436.812843750002},{"speaker":"SPEAKER_06","start":14436.25596875,"end":14440.778468750003},{"speaker":"SPEAKER_26","start":14438.331593750001,"end":14444.27159375},{"speaker":"SPEAKER_26","start":14444.507843750001,"end":14444.524718750003},{"speaker":"SPEAKER_06","start":14444.524718750003,"end":14444.91284375},{"speaker":"SPEAKER_26","start":14444.91284375,"end":14445.570968750002},{"speaker":"SPEAKER_06","start":14445.570968750002,"end":14445.60471875},{"speaker":"SPEAKER_26","start":14445.60471875,"end":14445.722843750002},{"speaker":"SPEAKER_06","start":14445.722843750002,"end":14445.97596875},{"speaker":"SPEAKER_26","start":14445.97596875,"end":14450.903468750003},{"speaker":"SPEAKER_26","start":14451.29159375,"end":14455.746593750002},{"speaker":"SPEAKER_26","start":14456.25284375,"end":14458.024718750003},{"speaker":"SPEAKER_06","start":14458.024718750003,"end":14463.812843750002},{"speaker":"SPEAKER_26","start":14458.277843750002,"end":14458.429718750001},{"speaker":"SPEAKER_24","start":14463.94784375,"end":14465.38221875},{"speaker":"SPEAKER_24","start":14465.550968750002,"end":14465.90534375},{"speaker":"SPEAKER_24","start":14467.035968750002,"end":14467.54221875},{"speaker":"SPEAKER_24","start":14467.89659375,"end":14469.85409375},{"speaker":"SPEAKER_24","start":14474.71409375,"end":14476.958468750003},{"speaker":"SPEAKER_24","start":14478.949718750002,"end":14479.38846875},{"speaker":"SPEAKER_01","start":14482.898468750001,"end":14485.817843750003},{"speaker":"SPEAKER_24","start":14486.020343750002,"end":14486.239718750003},{"speaker":"SPEAKER_01","start":14486.40846875,"end":14488.51784375},{"speaker":"SPEAKER_24","start":14486.56034375,"end":14486.89784375},{"speaker":"SPEAKER_24","start":14488.19721875,"end":14488.382843750001},{"speaker":"SPEAKER_24","start":14488.51784375,"end":14489.31096875},{"speaker":"SPEAKER_18","start":14494.980968750002,"end":14499.047843750002},{"speaker":"SPEAKER_27","start":14495.63909375,"end":14496.22971875},{"speaker":"SPEAKER_18","start":14500.33034375,"end":14503.33409375},{"speaker":"SPEAKER_18","start":14503.890968750002,"end":14507.738468750002},{"speaker":"SPEAKER_18","start":14508.19409375,"end":14513.442218750002},{"speaker":"SPEAKER_18","start":14513.543468750002,"end":14514.589718750001},{"speaker":"SPEAKER_18","start":14514.84284375,"end":14524.54596875},{"speaker":"SPEAKER_18","start":14524.782218750002,"end":14530.38471875},{"speaker":"SPEAKER_18","start":14530.637843750003,"end":14537.50596875},{"speaker":"SPEAKER_18","start":14537.82659375,"end":14544.27284375},{"speaker":"SPEAKER_18","start":14544.340343750002,"end":14548.778468750003},{"speaker":"SPEAKER_18","start":14549.284718750001,"end":14554.39784375},{"speaker":"SPEAKER_11","start":14555.91659375,"end":14584.587218750003},{"speaker":"SPEAKER_11","start":14585.12721875,"end":14613.03846875},{"speaker":"SPEAKER_18","start":14612.009093750003,"end":14612.54909375},{"speaker":"SPEAKER_18","start":14613.03846875,"end":14624.327843750001},{"speaker":"SPEAKER_11","start":14624.749718750001,"end":14647.46346875},{"speaker":"SPEAKER_18","start":14646.484718750002,"end":14657.43659375},{"speaker":"SPEAKER_18","start":14657.942843750003,"end":14661.503468750001},{"speaker":"SPEAKER_18","start":14661.689093750003,"end":14663.984093750001},{"speaker":"SPEAKER_18","start":14664.473468750002,"end":14666.24534375},{"speaker":"SPEAKER_18","start":14666.54909375,"end":14667.224093750003},{"speaker":"SPEAKER_18","start":14667.831593750001,"end":14675.796593750001},{"speaker":"SPEAKER_18","start":14676.269093750001,"end":14676.99471875},{"speaker":"SPEAKER_18","start":14677.26471875,"end":14689.515968750002},{"speaker":"SPEAKER_18","start":14689.85346875,"end":14703.910343750002},{"speaker":"SPEAKER_18","start":14704.14659375,"end":14709.05721875},{"speaker":"SPEAKER_26","start":14709.293468750002,"end":14712.567218750002},{"speaker":"SPEAKER_18","start":14712.094718750002,"end":14722.489718750003},{"speaker":"SPEAKER_26","start":14722.894718750002,"end":14726.97846875},{"speaker":"SPEAKER_26","start":14727.282218750002,"end":14728.51409375},{"speaker":"SPEAKER_26","start":14728.71659375,"end":14731.079093750002},{"speaker":"SPEAKER_26","start":14731.349093750003,"end":14733.84659375},{"speaker":"SPEAKER_26","start":14734.21784375,"end":14736.985343750002},{"speaker":"SPEAKER_26","start":14737.255343750003,"end":14740.090343750002},{"speaker":"SPEAKER_26","start":14740.37721875,"end":14743.110968750003},{"speaker":"SPEAKER_26","start":14743.49909375,"end":14745.152843750002},{"speaker":"SPEAKER_26","start":14745.574718750002,"end":14753.286593750003},{"speaker":"SPEAKER_26","start":14753.67471875,"end":14756.98221875},{"speaker":"SPEAKER_26","start":14757.20159375,"end":14760.137843750003},{"speaker":"SPEAKER_26","start":14760.441593750002,"end":14763.445343750001},{"speaker":"SPEAKER_26","start":14763.95159375,"end":14764.79534375},{"speaker":"SPEAKER_26","start":14764.812218750001,"end":14767.79909375},{"speaker":"SPEAKER_26","start":14768.085968750001,"end":14768.474093750003},{"speaker":"SPEAKER_26","start":14768.86221875,"end":14769.28409375},{"speaker":"SPEAKER_26","start":14769.58784375,"end":14771.69721875},{"speaker":"SPEAKER_26","start":14771.832218750002,"end":14774.093468750001},{"speaker":"SPEAKER_26","start":14774.414093750001,"end":14785.09596875},{"speaker":"SPEAKER_18","start":14783.83034375,"end":14791.440968750001},{"speaker":"SPEAKER_26","start":14786.648468750001,"end":14787.036593750003},{"speaker":"SPEAKER_18","start":14791.74471875,"end":14800.097843750002},{"speaker":"SPEAKER_18","start":14800.40159375,"end":14806.66221875},{"speaker":"SPEAKER_18","start":14807.489093750002,"end":14808.67034375},{"speaker":"SPEAKER_18","start":14808.99096875,"end":14811.99471875},{"speaker":"SPEAKER_18","start":14812.450343750003,"end":14814.492218750001},{"speaker":"SPEAKER_18","start":14814.762218750002,"end":14815.605968750002},{"speaker":"SPEAKER_18","start":14815.926593750002,"end":14822.052218750003},{"speaker":"SPEAKER_18","start":14822.558468750001,"end":14827.047218750002},{"speaker":"SPEAKER_18","start":14827.722218750001,"end":14830.523468750001},{"speaker":"SPEAKER_26","start":14830.75971875,"end":14837.72909375},{"speaker":"SPEAKER_26","start":14837.88096875,"end":14849.59221875},{"speaker":"SPEAKER_18","start":14842.26846875,"end":14844.816593750002},{"speaker":"SPEAKER_26","start":14849.895968750003,"end":14855.160968750002},{"speaker":"SPEAKER_18","start":14850.452843750001,"end":14850.97596875},{"speaker":"SPEAKER_26","start":14855.24534375,"end":14855.27909375},{"speaker":"SPEAKER_18","start":14855.27909375,"end":14856.274718750003},{"speaker":"SPEAKER_26","start":14855.515343750001,"end":14857.844093750002},{"speaker":"SPEAKER_26","start":14858.02971875,"end":14860.746593750002},{"speaker":"SPEAKER_18","start":14861.08409375,"end":14877.570968750002},{"speaker":"SPEAKER_26","start":14871.985343750002,"end":14873.301593750002},{"speaker":"SPEAKER_24","start":14876.187218750001,"end":14876.76096875},{"speaker":"SPEAKER_24","start":14878.532843750003,"end":14880.06846875},{"speaker":"SPEAKER_24","start":14881.13159375,"end":14883.831593750001},{"speaker":"SPEAKER_17","start":14892.82596875,"end":14895.036593750003},{"speaker":"SPEAKER_24","start":14895.222218750001,"end":14896.032218750002},{"speaker":"SPEAKER_17","start":14902.86659375,"end":14904.840968750003},{"speaker":"SPEAKER_17","start":14905.07721875,"end":14909.76846875},{"speaker":"SPEAKER_17","start":14910.359093750001,"end":14914.645343750002},{"speaker":"SPEAKER_27","start":14914.645343750002,"end":14914.88159375},{"speaker":"SPEAKER_17","start":14914.88159375,"end":14914.915343750003},{"speaker":"SPEAKER_17","start":14915.15159375,"end":14920.61909375},{"speaker":"SPEAKER_17","start":14921.024093750002,"end":14933.54534375},{"speaker":"SPEAKER_17","start":14934.38909375,"end":14936.76846875},{"speaker":"SPEAKER_17","start":14937.257843750001,"end":14940.329093750002},{"speaker":"SPEAKER_17","start":14940.83534375,"end":14943.83909375},{"speaker":"SPEAKER_17","start":14944.36221875,"end":14953.12034375},{"speaker":"SPEAKER_17","start":14953.49159375,"end":14954.53784375},{"speaker":"SPEAKER_17","start":14954.942843750003,"end":14958.58784375},{"speaker":"SPEAKER_17","start":14958.689093750003,"end":14960.410343750002},{"speaker":"SPEAKER_17","start":14961.034718750001,"end":14966.45159375},{"speaker":"SPEAKER_17","start":14967.075968750003,"end":14969.87721875},{"speaker":"SPEAKER_17","start":14970.450968750003,"end":14974.872218750003},{"speaker":"SPEAKER_17","start":14975.20971875,"end":14976.390968750002},{"speaker":"SPEAKER_17","start":14977.36971875,"end":14978.68596875},{"speaker":"SPEAKER_17","start":14979.47909375,"end":14981.06534375},{"speaker":"SPEAKER_17","start":14981.95971875,"end":14982.617843750002},{"speaker":"SPEAKER_17","start":14983.410968750002,"end":14986.81971875},{"speaker":"SPEAKER_17","start":14987.359718750002,"end":14990.059718750003},{"speaker":"SPEAKER_17","start":14990.363468750002,"end":14991.13971875},{"speaker":"SPEAKER_17","start":14992.000343750002,"end":14992.692218750002},{"speaker":"SPEAKER_17","start":14992.97909375,"end":14994.81846875},{"speaker":"SPEAKER_17","start":14995.223468750002,"end":14997.265343750001},{"speaker":"SPEAKER_27","start":14997.265343750001,"end":14997.653468750003},{"speaker":"SPEAKER_17","start":14997.653468750003,"end":15000.25221875},{"speaker":"SPEAKER_17","start":15000.640343750001,"end":15001.720343750003},{"speaker":"SPEAKER_17","start":15002.547218750002,"end":15003.441593750002},{"speaker":"SPEAKER_17","start":15004.133468750002,"end":15008.43659375},{"speaker":"SPEAKER_17","start":15010.664093750001,"end":15015.28784375},{"speaker":"SPEAKER_30","start":15015.28784375,"end":15015.524093750002},{"speaker":"SPEAKER_17","start":15015.524093750002,"end":15017.86971875},{"speaker":"SPEAKER_26","start":15015.54096875,"end":15015.55784375},{"speaker":"SPEAKER_26","start":15019.810343750003,"end":15021.46409375},{"speaker":"SPEAKER_17","start":15021.14346875,"end":15023.910968750002},{"speaker":"SPEAKER_26","start":15024.484718750002,"end":15031.555343750002},{"speaker":"SPEAKER_17","start":15032.348468750002,"end":15037.59659375},{"speaker":"SPEAKER_26","start":15037.984718750002,"end":15039.570968750002},{"speaker":"SPEAKER_17","start":15039.570968750002,"end":15039.689093750003},{"speaker":"SPEAKER_17","start":15039.95909375,"end":15041.207843750002},{"speaker":"SPEAKER_26","start":15041.055968750003,"end":15041.39346875},{"speaker":"SPEAKER_17","start":15041.562218750001,"end":15043.418468750002},{"speaker":"SPEAKER_17","start":15043.857218750003,"end":15046.945343750001},{"speaker":"SPEAKER_17","start":15047.519093750001,"end":15051.805343750002},{"speaker":"SPEAKER_17","start":15052.446593750003,"end":15054.859718750002},{"speaker":"SPEAKER_17","start":15055.433468750001,"end":15060.242843750002},{"speaker":"SPEAKER_17","start":15060.63096875,"end":15063.685343750003},{"speaker":"SPEAKER_17","start":15064.090343750002,"end":15066.621593750002},{"speaker":"SPEAKER_17","start":15067.39784375,"end":15070.87409375},{"speaker":"SPEAKER_17","start":15071.414093750001,"end":15073.55721875},{"speaker":"SPEAKER_17","start":15073.97909375,"end":15081.015968750002},{"speaker":"SPEAKER_17","start":15081.404093750003,"end":15085.622843750003},{"speaker":"SPEAKER_17","start":15086.044718750003,"end":15088.626593750003},{"speaker":"SPEAKER_17","start":15089.031593750002,"end":15093.149093750002},{"speaker":"SPEAKER_17","start":15093.368468750003,"end":15096.50721875},{"speaker":"SPEAKER_17","start":15097.047218750002,"end":15097.70534375},{"speaker":"SPEAKER_17","start":15097.941593750002,"end":15098.802218750003},{"speaker":"SPEAKER_17","start":15099.409718750001,"end":15108.910343750002},{"speaker":"SPEAKER_27","start":15102.177218750003,"end":15102.261593750001},{"speaker":"SPEAKER_27","start":15103.66221875,"end":15103.71284375},{"speaker":"SPEAKER_31","start":15103.71284375,"end":15103.763468750003},{"speaker":"SPEAKER_31","start":15103.847843750002,"end":15103.915343750003},{"speaker":"SPEAKER_31","start":15103.949093750001,"end":15104.016593750002},{"speaker":"SPEAKER_17","start":15109.09596875,"end":15114.917843750001},{"speaker":"SPEAKER_17","start":15115.137218750002,"end":15117.48284375},{"speaker":"SPEAKER_27","start":15117.567218750002,"end":15117.989093750002},{"speaker":"SPEAKER_17","start":15118.208468750003,"end":15118.59659375},{"speaker":"SPEAKER_17","start":15119.980343750001,"end":15120.925343750001},{"speaker":"SPEAKER_17","start":15120.95909375,"end":15124.789718750002},{"speaker":"SPEAKER_17","start":15125.211593750002,"end":15127.995968750001},{"speaker":"SPEAKER_17","start":15128.29971875,"end":15130.341593750003},{"speaker":"SPEAKER_27","start":15130.274093750002,"end":15130.645343750002},{"speaker":"SPEAKER_17","start":15130.645343750002,"end":15135.31971875},{"speaker":"SPEAKER_26","start":15135.62346875,"end":15140.618468750003},{"speaker":"SPEAKER_17","start":15140.129093750002,"end":15144.58409375},{"speaker":"SPEAKER_26","start":15143.06534375,"end":15143.622218750003},{"speaker":"SPEAKER_26","start":15144.58409375,"end":15145.32659375},{"speaker":"SPEAKER_17","start":15145.394093750001,"end":15147.098468750002},{"speaker":"SPEAKER_26","start":15147.250343750002,"end":15149.258468750002},{"speaker":"SPEAKER_26","start":15149.933468750001,"end":15151.367843750002},{"speaker":"SPEAKER_26","start":15151.75596875,"end":15156.531593750002},{"speaker":"SPEAKER_26","start":15156.86909375,"end":15160.547843750002},{"speaker":"SPEAKER_26","start":15161.08784375,"end":15170.622218750003},{"speaker":"SPEAKER_17","start":15169.64346875,"end":15174.030968750001},{"speaker":"SPEAKER_26","start":15171.027218750001,"end":15171.398468750001},{"speaker":"SPEAKER_17","start":15174.469718750002,"end":15179.07659375},{"speaker":"SPEAKER_17","start":15179.515343750001,"end":15184.72971875},{"speaker":"SPEAKER_30","start":15184.72971875,"end":15185.10096875},{"speaker":"SPEAKER_17","start":15185.25284375,"end":15188.47596875},{"speaker":"SPEAKER_17","start":15188.813468750002,"end":15194.702843750001},{"speaker":"SPEAKER_26","start":15194.95596875,"end":15201.80721875},{"speaker":"SPEAKER_17","start":15201.97596875,"end":15207.173468750003},{"speaker":"SPEAKER_26","start":15202.00971875,"end":15202.60034375},{"speaker":"SPEAKER_17","start":15207.780968750001,"end":15215.83034375},{"speaker":"SPEAKER_26","start":15216.10034375,"end":15221.297843750002},{"speaker":"SPEAKER_26","start":15221.500343750002,"end":15224.200343750003},{"speaker":"SPEAKER_26","start":15224.706593750001,"end":15227.372843750003},{"speaker":"SPEAKER_26","start":15227.59221875,"end":15229.85346875},{"speaker":"SPEAKER_26","start":15230.07284375,"end":15233.886593750001},{"speaker":"SPEAKER_17","start":15233.835968750001,"end":15238.442843750003},{"speaker":"SPEAKER_26","start":15235.017218750003,"end":15235.30409375},{"speaker":"SPEAKER_17","start":15238.88159375,"end":15240.46784375},{"speaker":"SPEAKER_26","start":15240.46784375,"end":15240.83909375},{"speaker":"SPEAKER_17","start":15240.83909375,"end":15240.88971875},{"speaker":"SPEAKER_17","start":15240.957218750002,"end":15242.05409375},{"speaker":"SPEAKER_26","start":15242.05409375,"end":15243.47159375},{"speaker":"SPEAKER_17","start":15242.52659375,"end":15244.04534375},{"speaker":"SPEAKER_26","start":15244.230968750002,"end":15247.251593750003},{"speaker":"SPEAKER_17","start":15246.25596875,"end":15249.074093750001},{"speaker":"SPEAKER_17","start":15249.47909375,"end":15255.33471875},{"speaker":"SPEAKER_17","start":15255.739718750003,"end":15258.28784375},{"speaker":"SPEAKER_17","start":15258.794093750003,"end":15265.274093750002},{"speaker":"SPEAKER_17","start":15265.797218750002,"end":15267.585968750001},{"speaker":"SPEAKER_17","start":15268.109093750001,"end":15269.15534375},{"speaker":"SPEAKER_17","start":15269.492843750002,"end":15270.84284375},{"speaker":"SPEAKER_17","start":15271.298468750003,"end":15273.89721875},{"speaker":"SPEAKER_17","start":15274.200968750003,"end":15275.95596875},{"speaker":"SPEAKER_17","start":15276.79971875,"end":15278.68971875},{"speaker":"SPEAKER_17","start":15279.094718750002,"end":15282.638468750003},{"speaker":"SPEAKER_17","start":15283.07721875,"end":15284.07284375},{"speaker":"SPEAKER_17","start":15284.730968750002,"end":15286.97534375},{"speaker":"SPEAKER_26","start":15286.97534375,"end":15287.430968750003},{"speaker":"SPEAKER_26","start":15288.257843750001,"end":15293.117843750002},{"speaker":"SPEAKER_26","start":15294.130343750003,"end":15298.99034375},{"speaker":"SPEAKER_17","start":15298.99034375,"end":15301.504718750002},{"speaker":"SPEAKER_26","start":15299.935343750003,"end":15299.985968750003},{"speaker":"SPEAKER_26","start":15301.622843750003,"end":15302.044718750003},{"speaker":"SPEAKER_17","start":15302.078468750002,"end":15303.69846875},{"speaker":"SPEAKER_26","start":15303.934718750003,"end":15306.347843750002},{"speaker":"SPEAKER_26","start":15306.516593750002,"end":15308.69346875},{"speaker":"SPEAKER_26","start":15308.86221875,"end":15313.03034375},{"speaker":"SPEAKER_17","start":15313.18221875,"end":15315.325343750003},{"speaker":"SPEAKER_17","start":15316.017218750003,"end":15317.012843750003},{"speaker":"SPEAKER_17","start":15317.67096875,"end":15320.08409375},{"speaker":"SPEAKER_17","start":15320.843468750001,"end":15322.817843750003},{"speaker":"SPEAKER_17","start":15323.425343750001,"end":15324.505343750003},{"speaker":"SPEAKER_17","start":15325.41659375,"end":15326.378468750001},{"speaker":"SPEAKER_17","start":15327.30659375,"end":15330.42846875},{"speaker":"SPEAKER_17","start":15330.63096875,"end":15333.263468750003},{"speaker":"SPEAKER_17","start":15333.80346875,"end":15337.262843750003},{"speaker":"SPEAKER_17","start":15337.954718750003,"end":15339.81096875},{"speaker":"SPEAKER_17","start":15340.519718750002,"end":15343.77659375},{"speaker":"SPEAKER_17","start":15344.164718750002,"end":15347.30346875},{"speaker":"SPEAKER_17","start":15347.62409375,"end":15349.277843750002},{"speaker":"SPEAKER_17","start":15349.817843750003,"end":15353.10846875},{"speaker":"SPEAKER_17","start":15353.83409375,"end":15357.715343750002},{"speaker":"SPEAKER_17","start":15358.019093750001,"end":15362.17034375},{"speaker":"SPEAKER_17","start":15362.64284375,"end":15370.489718750003},{"speaker":"SPEAKER_26","start":15370.945343750001,"end":15373.594718750002},{"speaker":"SPEAKER_17","start":15373.594718750002,"end":15376.767218750003},{"speaker":"SPEAKER_17","start":15377.08784375,"end":15380.90159375},{"speaker":"SPEAKER_17","start":15380.969093750002,"end":15386.082218750002},{"speaker":"SPEAKER_26","start":15384.614093750002,"end":15386.06534375},{"speaker":"SPEAKER_26","start":15386.082218750002,"end":15386.250968750002},{"speaker":"SPEAKER_26","start":15386.571593750003,"end":15387.094718750002},{"speaker":"SPEAKER_17","start":15386.774093750002,"end":15400.898468750001},{"speaker":"SPEAKER_26","start":15398.654093750003,"end":15399.700343750003},{"speaker":"SPEAKER_26","start":15399.970343750003,"end":15400.71284375},{"speaker":"SPEAKER_17","start":15401.337218750003,"end":15404.05409375},{"speaker":"SPEAKER_17","start":15404.45909375,"end":15408.357218750003},{"speaker":"SPEAKER_17","start":15408.880343750003,"end":15410.348468750002},{"speaker":"SPEAKER_24","start":15411.344093750002,"end":15413.301593750002},{"speaker":"SPEAKER_24","start":15413.774093750002,"end":15416.17034375},{"speaker":"SPEAKER_19","start":15438.37784375,"end":15443.558468750001},{"speaker":"SPEAKER_19","start":15443.91284375,"end":15450.325343750003},{"speaker":"SPEAKER_24","start":15450.88221875,"end":15452.856593750003},{"speaker":"SPEAKER_24","start":15453.075968750003,"end":15453.480968750002},{"speaker":"SPEAKER_19","start":15455.20221875,"end":15455.82659375},{"speaker":"SPEAKER_19","start":15456.72096875,"end":15457.83471875},{"speaker":"SPEAKER_19","start":15458.442218750002,"end":15472.22909375},{"speaker":"SPEAKER_19","start":15472.617218750001,"end":15473.629718750002},{"speaker":"SPEAKER_19","start":15474.152843750002,"end":15478.270343750002},{"speaker":"SPEAKER_19","start":15479.164718750002,"end":15480.852218750002},{"speaker":"SPEAKER_19","start":15481.18971875,"end":15482.370968750001},{"speaker":"SPEAKER_19","start":15482.62409375,"end":15484.04159375},{"speaker":"SPEAKER_19","start":15484.294718750003,"end":15486.454718750003},{"speaker":"SPEAKER_19","start":15486.57284375,"end":15489.964718750001},{"speaker":"SPEAKER_11","start":15490.977218750002,"end":15496.12409375},{"speaker":"SPEAKER_11","start":15496.259093750003,"end":15497.187218750001},{"speaker":"SPEAKER_11","start":15497.659718750001,"end":15499.937843750002},{"speaker":"SPEAKER_19","start":15499.60034375,"end":15500.66346875},{"speaker":"SPEAKER_11","start":15500.66346875,"end":15503.279093750003},{"speaker":"SPEAKER_19","start":15502.958468750003,"end":15506.215343750002},{"speaker":"SPEAKER_11","start":15504.696593750003,"end":15507.970343750003},{"speaker":"SPEAKER_19","start":15507.599093750003,"end":15511.497218750003},{"speaker":"SPEAKER_19","start":15511.61534375,"end":15513.10034375},{"speaker":"SPEAKER_19","start":15513.336593750002,"end":15515.074718750002},{"speaker":"SPEAKER_19","start":15515.327843750001,"end":15519.242843750002},{"speaker":"SPEAKER_19","start":15519.445343750001,"end":15524.86221875},{"speaker":"SPEAKER_19","start":15525.250343750002,"end":15528.827843750001},{"speaker":"SPEAKER_19","start":15529.165343750003,"end":15530.700968750003},{"speaker":"SPEAKER_19","start":15531.03846875,"end":15532.87784375},{"speaker":"SPEAKER_19","start":15533.18159375,"end":15536.03346875},{"speaker":"SPEAKER_19","start":15536.168468750002,"end":15536.67471875},{"speaker":"SPEAKER_19","start":15536.94471875,"end":15541.484093750001},{"speaker":"SPEAKER_26","start":15541.754093750002,"end":15543.390968750002},{"speaker":"SPEAKER_26","start":15543.57659375,"end":15547.660343750002},{"speaker":"SPEAKER_26","start":15547.980968750002,"end":15552.520343750002},{"speaker":"SPEAKER_19","start":15552.520343750002,"end":15555.270968750003},{"speaker":"SPEAKER_19","start":15555.50721875,"end":15559.675343750001},{"speaker":"SPEAKER_19","start":15559.962218750003,"end":15565.109093750001},{"speaker":"SPEAKER_19","start":15565.328468750002,"end":15566.695343750001},{"speaker":"SPEAKER_26","start":15567.15096875,"end":15569.817218750002},{"speaker":"SPEAKER_26","start":15570.27284375,"end":15573.175343750001},{"speaker":"SPEAKER_26","start":15573.462218750003,"end":15577.27596875},{"speaker":"SPEAKER_19","start":15576.95534375,"end":15577.208468750003},{"speaker":"SPEAKER_19","start":15577.27596875,"end":15577.32659375},{"speaker":"SPEAKER_26","start":15577.32659375,"end":15578.929718750001},{"speaker":"SPEAKER_26","start":15579.216593750003,"end":15582.945968750002},{"speaker":"SPEAKER_19","start":15582.945968750002,"end":15586.87784375},{"speaker":"SPEAKER_19","start":15587.046593750001,"end":15588.683468750001},{"speaker":"SPEAKER_19","start":15588.919718750003,"end":15595.09596875},{"speaker":"SPEAKER_14","start":15595.382843750001,"end":15601.035968750002},{"speaker":"SPEAKER_19","start":15601.035968750002,"end":15605.91284375},{"speaker":"SPEAKER_19","start":15606.300968750002,"end":15615.86909375},{"speaker":"SPEAKER_19","start":15616.324718750002,"end":15619.902218750001},{"speaker":"SPEAKER_19","start":15620.08784375,"end":15620.914718750002},{"speaker":"SPEAKER_19","start":15621.35346875,"end":15622.062218750001},{"speaker":"SPEAKER_19","start":15622.349093750003,"end":15623.445968750002},{"speaker":"SPEAKER_19","start":15623.73284375,"end":15626.095343750003},{"speaker":"SPEAKER_19","start":15626.26409375,"end":15627.37784375},{"speaker":"SPEAKER_19","start":15627.614093750002,"end":15631.292843750001},{"speaker":"SPEAKER_19","start":15631.529093750003,"end":15632.17034375},{"speaker":"SPEAKER_26","start":15633.149093750002,"end":15641.468468750001},{"speaker":"SPEAKER_26","start":15641.82284375,"end":15644.269718750002},{"speaker":"SPEAKER_26","start":15644.67471875,"end":15646.767218750003},{"speaker":"SPEAKER_27","start":15646.73346875,"end":15647.290343750003},{"speaker":"SPEAKER_26","start":15646.88534375,"end":15649.079093750002},{"speaker":"SPEAKER_26","start":15649.281593750002,"end":15653.85471875},{"speaker":"SPEAKER_19","start":15653.85471875,"end":15658.950968750003},{"speaker":"SPEAKER_19","start":15659.355968750002,"end":15662.106593750003},{"speaker":"SPEAKER_19","start":15662.427218750003,"end":15667.40534375},{"speaker":"SPEAKER_26","start":15667.40534375,"end":15667.422218750002},{"speaker":"SPEAKER_19","start":15668.384093750003,"end":15668.40096875},{"speaker":"SPEAKER_26","start":15668.40096875,"end":15674.070968750002},{"speaker":"SPEAKER_26","start":15674.492843750002,"end":15679.96034375},{"speaker":"SPEAKER_00","start":15676.16346875,"end":15676.551593750002},{"speaker":"SPEAKER_00","start":15678.779093750003,"end":15678.863468750002},{"speaker":"SPEAKER_19","start":15678.863468750002,"end":15679.16721875},{"speaker":"SPEAKER_00","start":15679.16721875,"end":15679.234718750002},{"speaker":"SPEAKER_26","start":15680.11221875,"end":15682.137218750002},{"speaker":"SPEAKER_19","start":15680.179718750001,"end":15680.601593750001},{"speaker":"SPEAKER_26","start":15682.575968750003,"end":15684.567218750002},{"speaker":"SPEAKER_26","start":15684.837218750003,"end":15686.980343750001},{"speaker":"SPEAKER_19","start":15686.980343750001,"end":15693.949718750002},{"speaker":"SPEAKER_26","start":15687.16596875,"end":15687.216593750003},{"speaker":"SPEAKER_26","start":15687.739718750003,"end":15688.144718750002},{"speaker":"SPEAKER_19","start":15694.101593750001,"end":15701.813468750002},{"speaker":"SPEAKER_11","start":15696.548468750003,"end":15696.902843750002},{"speaker":"SPEAKER_11","start":15698.050343750001,"end":15698.489093750002},{"speaker":"SPEAKER_11","start":15702.25221875,"end":15710.082218750002},{"speaker":"SPEAKER_19","start":15710.082218750002,"end":15711.48284375},{"speaker":"SPEAKER_11","start":15710.11596875,"end":15712.883468750002},{"speaker":"SPEAKER_19","start":15713.22096875,"end":15718.536593750003},{"speaker":"SPEAKER_19","start":15718.857218750003,"end":15719.44784375},{"speaker":"SPEAKER_19","start":15719.802218750003,"end":15721.000343750002},{"speaker":"SPEAKER_19","start":15721.219718750002,"end":15723.160343750002},{"speaker":"SPEAKER_19","start":15723.548468750003,"end":15727.31159375},{"speaker":"SPEAKER_19","start":15727.36221875,"end":15728.560343750003},{"speaker":"SPEAKER_19","start":15728.72909375,"end":15733.04909375},{"speaker":"SPEAKER_19","start":15733.09971875,"end":15734.68596875},{"speaker":"SPEAKER_19","start":15734.90534375,"end":15742.904093750003},{"speaker":"SPEAKER_26","start":15742.904093750003,"end":15742.92096875},{"speaker":"SPEAKER_26","start":15743.106593750003,"end":15744.08534375},{"speaker":"SPEAKER_26","start":15744.169718750003,"end":15751.18971875},{"speaker":"SPEAKER_19","start":15748.253468750001,"end":15748.65846875},{"speaker":"SPEAKER_26","start":15751.40909375,"end":15762.732218750003},{"speaker":"SPEAKER_19","start":15756.640343750001,"end":15756.977843750003},{"speaker":"SPEAKER_19","start":15760.58909375,"end":15761.01096875},{"speaker":"SPEAKER_26","start":15762.833468750003,"end":15763.035968750002},{"speaker":"SPEAKER_19","start":15763.035968750002,"end":15763.440968750001},{"speaker":"SPEAKER_26","start":15763.440968750001,"end":15764.031593750002},{"speaker":"SPEAKER_19","start":15764.031593750002,"end":15765.65159375},{"speaker":"SPEAKER_11","start":15766.309718750003,"end":15773.852843750003},{"speaker":"SPEAKER_30","start":15773.380343750003,"end":15774.39284375},{"speaker":"SPEAKER_11","start":15774.39284375,"end":15782.94846875},{"speaker":"SPEAKER_30","start":15774.61221875,"end":15775.422218750002},{"speaker":"SPEAKER_30","start":15780.83909375,"end":15780.855968750002},{"speaker":"SPEAKER_19","start":15780.855968750002,"end":15783.30284375},{"speaker":"SPEAKER_11","start":15783.117218750001,"end":15783.488468750002},{"speaker":"SPEAKER_19","start":15783.657218750002,"end":15787.94346875},{"speaker":"SPEAKER_11","start":15786.660968750002,"end":15786.74534375},{"speaker":"SPEAKER_30","start":15786.74534375,"end":15786.779093750003},{"speaker":"SPEAKER_11","start":15786.779093750003,"end":15787.032218750002},{"speaker":"SPEAKER_19","start":15788.719718750002,"end":15790.84596875},{"speaker":"SPEAKER_30","start":15791.01471875,"end":15791.284718750001},{"speaker":"SPEAKER_19","start":15791.16659375,"end":15792.95534375},{"speaker":"SPEAKER_19","start":15793.394093750001,"end":15794.406593750002},{"speaker":"SPEAKER_19","start":15794.980343750001,"end":15798.169718750003},{"speaker":"SPEAKER_19","start":15798.827843750001,"end":15801.780968750001},{"speaker":"SPEAKER_11","start":15802.523468750001,"end":15803.654093750003},{"speaker":"SPEAKER_19","start":15802.810343750003,"end":15803.738468750002},{"speaker":"SPEAKER_19","start":15804.14346875,"end":15804.852218750002},{"speaker":"SPEAKER_11","start":15805.004093750002,"end":15813.019718750002},{"speaker":"SPEAKER_19","start":15811.247843750003,"end":15817.238468750002},{"speaker":"SPEAKER_11","start":15813.42471875,"end":15814.200968750003},{"speaker":"SPEAKER_19","start":15817.42409375,"end":15818.723468750002},{"speaker":"SPEAKER_19","start":15819.17909375,"end":15821.81159375},{"speaker":"SPEAKER_19","start":15822.047843750002,"end":15835.395968750003},{"speaker":"SPEAKER_19","start":15835.88534375,"end":15843.05721875},{"speaker":"SPEAKER_19","start":15843.52971875,"end":15846.33096875},{"speaker":"SPEAKER_11","start":15843.732218750003,"end":15844.00221875},{"speaker":"SPEAKER_11","start":15846.314093750003,"end":15856.590968750003},{"speaker":"SPEAKER_19","start":15852.28784375,"end":15854.279093750003},{"speaker":"SPEAKER_19","start":15855.831593750001,"end":15860.117843750002},{"speaker":"SPEAKER_11","start":15859.527218750001,"end":15867.37409375},{"speaker":"SPEAKER_19","start":15861.282218750002,"end":15862.969718750002},{"speaker":"SPEAKER_19","start":15865.19721875,"end":15865.63596875},{"speaker":"SPEAKER_19","start":15867.69471875,"end":15869.53409375},{"speaker":"SPEAKER_11","start":15867.762218750002,"end":15868.605968750002},{"speaker":"SPEAKER_19","start":15869.567843750003,"end":15869.58471875},{"speaker":"SPEAKER_11","start":15869.58471875,"end":15870.934718750003},{"speaker":"SPEAKER_19","start":15872.723468750002,"end":15877.735343750002},{"speaker":"SPEAKER_11","start":15872.85846875,"end":15874.27596875},{"speaker":"SPEAKER_19","start":15877.887218750002,"end":15881.852843750003},{"speaker":"SPEAKER_19","start":15882.426593750002,"end":15883.371593750002},{"speaker":"SPEAKER_19","start":15883.60784375,"end":15886.72971875},{"speaker":"SPEAKER_19","start":15886.98284375,"end":15888.29909375},{"speaker":"SPEAKER_19","start":15888.687218750001,"end":15889.480343750001},{"speaker":"SPEAKER_19","start":15889.63221875,"end":15890.847218750001},{"speaker":"SPEAKER_19","start":15891.235343750002,"end":15893.766593750002},{"speaker":"SPEAKER_19","start":15894.036593750003,"end":15895.42034375},{"speaker":"SPEAKER_19","start":15895.622843750003,"end":15897.79971875},{"speaker":"SPEAKER_19","start":15897.934718750003,"end":15899.824718750002},{"speaker":"SPEAKER_19","start":15900.094718750002,"end":15900.719093750002},{"speaker":"SPEAKER_19","start":15901.090343750002,"end":15903.95909375},{"speaker":"SPEAKER_19","start":15904.566593750002,"end":15905.207843750002},{"speaker":"SPEAKER_11","start":15905.76471875,"end":15906.625343750002},{"speaker":"SPEAKER_19","start":15906.70971875,"end":15911.586593750002},{"speaker":"SPEAKER_11","start":15911.384093750003,"end":15911.97471875},{"speaker":"SPEAKER_30","start":15911.97471875,"end":15912.34596875},{"speaker":"SPEAKER_11","start":15912.34596875,"end":15912.39659375},{"speaker":"SPEAKER_19","start":15912.44721875,"end":15913.476593750001},{"speaker":"SPEAKER_19","start":15913.56096875,"end":15915.315968750001},{"speaker":"SPEAKER_19","start":15915.484718750002,"end":15916.598468750002},{"speaker":"SPEAKER_19","start":15917.20596875,"end":15921.289718750002},{"speaker":"SPEAKER_19","start":15921.762218750002,"end":15926.132843750001},{"speaker":"SPEAKER_15","start":15923.500343750002,"end":15923.517218750003},{"speaker":"SPEAKER_14","start":15923.517218750003,"end":15923.550968750002},{"speaker":"SPEAKER_24","start":15923.550968750002,"end":15923.652218750001},{"speaker":"SPEAKER_15","start":15923.652218750001,"end":15924.52971875},{"speaker":"SPEAKER_24","start":15925.339718750001,"end":15925.54221875},{"speaker":"SPEAKER_24","start":15927.449093750001,"end":15928.49534375},{"speaker":"SPEAKER_24","start":15931.12784375,"end":15932.39346875},{"speaker":"SPEAKER_20","start":15949.673468750003,"end":15951.023468750001},{"speaker":"SPEAKER_24","start":15951.310343750003,"end":15951.360968750003},{"speaker":"SPEAKER_24","start":15951.732218750003,"end":15952.22159375},{"speaker":"SPEAKER_20","start":15955.512218750002,"end":15956.136593750001},{"speaker":"SPEAKER_20","start":15956.524718750003,"end":15959.005343750003},{"speaker":"SPEAKER_20","start":15959.528468750003,"end":15961.907843750003},{"speaker":"SPEAKER_20","start":15962.17784375,"end":15965.046593750001},{"speaker":"SPEAKER_30","start":15965.02971875,"end":15965.215343750002},{"speaker":"SPEAKER_20","start":15965.60346875,"end":15967.949093750001},{"speaker":"SPEAKER_20","start":15968.40471875,"end":15972.454718750003},{"speaker":"SPEAKER_20","start":15972.859718750002,"end":15977.21346875},{"speaker":"SPEAKER_20","start":15977.63534375,"end":15978.411593750003},{"speaker":"SPEAKER_20","start":15978.68159375,"end":15980.402843750002},{"speaker":"SPEAKER_20","start":15980.63909375,"end":15982.17471875},{"speaker":"SPEAKER_20","start":15982.37721875,"end":15983.474093750003},{"speaker":"SPEAKER_20","start":15983.946593750003,"end":15991.860968750003},{"speaker":"SPEAKER_20","start":15992.907218750002,"end":15999.032843750003},{"speaker":"SPEAKER_20","start":15999.657218750002,"end":16001.04096875},{"speaker":"SPEAKER_20","start":16001.294093750003,"end":16005.597218750001},{"speaker":"SPEAKER_20","start":16006.187843750002,"end":16008.145343750002},{"speaker":"SPEAKER_20","start":16008.685343750003,"end":16011.773468750001},{"speaker":"SPEAKER_20","start":16011.97596875,"end":16015.18221875},{"speaker":"SPEAKER_20","start":16015.688468750002,"end":16017.274718750003},{"speaker":"SPEAKER_20","start":16017.527843750002,"end":16019.35034375},{"speaker":"SPEAKER_20","start":16019.738468750002,"end":16021.105343750001},{"speaker":"SPEAKER_20","start":16021.628468750001,"end":16022.52284375},{"speaker":"SPEAKER_20","start":16023.214718750001,"end":16024.058468750001},{"speaker":"SPEAKER_30","start":16026.505343750003,"end":16027.180343750002},{"speaker":"SPEAKER_26","start":16026.72471875,"end":16027.028468750003},{"speaker":"SPEAKER_20","start":16027.028468750003,"end":16028.024093750002},{"speaker":"SPEAKER_26","start":16027.180343750002,"end":16027.247843750003},{"speaker":"SPEAKER_26","start":16029.542843750001,"end":16033.930343750002},{"speaker":"SPEAKER_20","start":16032.42846875,"end":16032.47909375},{"speaker":"SPEAKER_27","start":16032.47909375,"end":16032.495968750001},{"speaker":"SPEAKER_20","start":16032.495968750001,"end":16032.74909375},{"speaker":"SPEAKER_26","start":16035.668468750002,"end":16040.005343750003},{"speaker":"SPEAKER_20","start":16036.22534375,"end":16036.69784375},{"speaker":"SPEAKER_20","start":16040.02221875,"end":16044.308468750001},{"speaker":"SPEAKER_26","start":16043.430968750003,"end":16045.675343750001},{"speaker":"SPEAKER_20","start":16045.844093750002,"end":16046.097218750001},{"speaker":"SPEAKER_26","start":16046.92409375,"end":16047.19409375},{"speaker":"SPEAKER_20","start":16047.19409375,"end":16048.83096875},{"speaker":"SPEAKER_26","start":16047.227843750003,"end":16047.970343750003},{"speaker":"SPEAKER_26","start":16048.544093750003,"end":16052.340968750003},{"speaker":"SPEAKER_20","start":16050.180968750003,"end":16050.535343750002},{"speaker":"SPEAKER_20","start":16052.121593750002,"end":16055.90159375},{"speaker":"SPEAKER_20","start":16056.559718750003,"end":16059.310343750003},{"speaker":"SPEAKER_20","start":16059.664718750002,"end":16061.082218750002},{"speaker":"SPEAKER_20","start":16061.63909375,"end":16063.74846875},{"speaker":"SPEAKER_20","start":16064.64284375,"end":16065.402218750001},{"speaker":"SPEAKER_20","start":16066.44846875,"end":16072.77659375},{"speaker":"SPEAKER_20","start":16073.50221875,"end":16075.527218750001},{"speaker":"SPEAKER_20","start":16077.130343750003,"end":16078.19346875},{"speaker":"SPEAKER_26","start":16077.14721875,"end":16086.74909375},{"speaker":"SPEAKER_20","start":16086.310343750003,"end":16091.052218750003},{"speaker":"SPEAKER_20","start":16091.575343750003,"end":16103.235968750003},{"speaker":"SPEAKER_30","start":16097.66721875,"end":16097.684093750002},{"speaker":"SPEAKER_26","start":16097.684093750002,"end":16098.02159375},{"speaker":"SPEAKER_26","start":16100.519093750001,"end":16106.138468750003},{"speaker":"SPEAKER_20","start":16103.691593750002,"end":16104.214718750001},{"speaker":"SPEAKER_20","start":16105.09221875,"end":16111.53846875},{"speaker":"SPEAKER_20","start":16111.622843750003,"end":16114.390343750001},{"speaker":"SPEAKER_20","start":16114.660343750002,"end":16125.56159375},{"speaker":"SPEAKER_20","start":16125.966593750003,"end":16128.801593750002},{"speaker":"SPEAKER_20","start":16129.274093750002,"end":16137.32346875},{"speaker":"SPEAKER_20","start":16137.441593750002,"end":16142.099093750003},{"speaker":"SPEAKER_26","start":16142.672843750002,"end":16146.97596875},{"speaker":"SPEAKER_20","start":16146.891593750002,"end":16146.95909375},{"speaker":"SPEAKER_20","start":16146.97596875,"end":16150.13159375},{"speaker":"SPEAKER_26","start":16150.13159375,"end":16152.207218750002},{"speaker":"SPEAKER_20","start":16151.734718750002,"end":16160.03721875},{"speaker":"SPEAKER_20","start":16160.610968750003,"end":16164.57659375},{"speaker":"SPEAKER_20","start":16164.89721875,"end":16173.28409375},{"speaker":"SPEAKER_26","start":16173.317843750003,"end":16174.937843750002},{"speaker":"SPEAKER_20","start":16174.735343750002,"end":16177.50284375},{"speaker":"SPEAKER_26","start":16177.50284375,"end":16177.587218750003},{"speaker":"SPEAKER_26","start":16177.688468750002,"end":16179.325343750003},{"speaker":"SPEAKER_20","start":16178.44784375,"end":16183.03784375},{"speaker":"SPEAKER_26","start":16183.797218750002,"end":16188.960968750001},{"speaker":"SPEAKER_20","start":16188.960968750001,"end":16191.880343750003},{"speaker":"SPEAKER_26","start":16192.386593750001,"end":16199.33909375},{"speaker":"SPEAKER_20","start":16199.204093750002,"end":16205.042843750001},{"speaker":"SPEAKER_20","start":16205.886593750001,"end":16209.71721875},{"speaker":"SPEAKER_20","start":16210.40909375,"end":16212.34971875},{"speaker":"SPEAKER_20","start":16212.83909375,"end":16214.05409375},{"speaker":"SPEAKER_20","start":16214.47596875,"end":16218.94784375},{"speaker":"SPEAKER_20","start":16219.622843750003,"end":16224.027218750001},{"speaker":"SPEAKER_20","start":16224.044093750003,"end":16225.17471875},{"speaker":"SPEAKER_20","start":16226.32221875,"end":16226.946593750003},{"speaker":"SPEAKER_26","start":16227.992843750002,"end":16229.17409375},{"speaker":"SPEAKER_26","start":16229.309093750002,"end":16232.633468750002},{"speaker":"SPEAKER_26","start":16233.359093750001,"end":16236.160343750002},{"speaker":"SPEAKER_20","start":16236.160343750002,"end":16237.98284375},{"speaker":"SPEAKER_20","start":16238.57346875,"end":16244.445968750002},{"speaker":"SPEAKER_20","start":16244.918468750002,"end":16249.778468750003},{"speaker":"SPEAKER_20","start":16250.26784375,"end":16255.094093750002},{"speaker":"SPEAKER_20","start":16255.60034375,"end":16256.71409375},{"speaker":"SPEAKER_20","start":16256.81534375,"end":16265.13471875},{"speaker":"SPEAKER_20","start":16265.489093750002,"end":16267.058468750001},{"speaker":"SPEAKER_20","start":16267.598468750002,"end":16268.273468750001},{"speaker":"SPEAKER_26","start":16268.273468750001,"end":16268.661593750003},{"speaker":"SPEAKER_26","start":16268.94846875,"end":16271.95221875},{"speaker":"SPEAKER_20","start":16271.41221875,"end":16278.347843750002},{"speaker":"SPEAKER_26","start":16278.870968750001,"end":16282.07721875},{"speaker":"SPEAKER_20","start":16281.047843750002,"end":16283.477843750003},{"speaker":"SPEAKER_26","start":16283.680343750002,"end":16295.222843750002},{"speaker":"SPEAKER_20","start":16294.446593750003,"end":16307.524718750003},{"speaker":"SPEAKER_26","start":16295.543468750002,"end":16295.982218750003},{"speaker":"SPEAKER_20","start":16308.199718750002,"end":16308.97596875},{"speaker":"SPEAKER_26","start":16308.97596875,"end":16311.422843750002},{"speaker":"SPEAKER_26","start":16311.945968750002,"end":16312.435343750003},{"speaker":"SPEAKER_26","start":16312.82346875,"end":16316.265968750002},{"speaker":"SPEAKER_20","start":16315.13534375,"end":16325.04096875},{"speaker":"SPEAKER_26","start":16319.57346875,"end":16319.607218750003},{"speaker":"SPEAKER_27","start":16325.26034375,"end":16325.58096875},{"speaker":"SPEAKER_20","start":16325.58096875,"end":16326.458468750003},{"speaker":"SPEAKER_20","start":16326.62721875,"end":16327.352843750003},{"speaker":"SPEAKER_20","start":16327.926593750002,"end":16329.546593750001},{"speaker":"SPEAKER_20","start":16330.37346875,"end":16336.347218750001},{"speaker":"SPEAKER_20","start":16336.937843750002,"end":16338.43971875},{"speaker":"SPEAKER_20","start":16339.08096875,"end":16342.33784375},{"speaker":"SPEAKER_20","start":16342.72596875,"end":16344.582218750002},{"speaker":"SPEAKER_26","start":16345.645343750002,"end":16349.25659375},{"speaker":"SPEAKER_20","start":16348.159718750001,"end":16356.782843750003},{"speaker":"SPEAKER_20","start":16356.867218750001,"end":16357.96409375},{"speaker":"SPEAKER_20","start":16358.723468750002,"end":16360.37721875},{"speaker":"SPEAKER_20","start":16360.815968750001,"end":16360.90034375},{"speaker":"SPEAKER_20","start":16361.06909375,"end":16364.798468750003},{"speaker":"SPEAKER_24","start":16364.747843750003,"end":16367.042843750001},{"speaker":"SPEAKER_26","start":16367.042843750001,"end":16369.422218750002},{"speaker":"SPEAKER_20","start":16369.422218750002,"end":16373.03346875},{"speaker":"SPEAKER_26","start":16369.489718750003,"end":16369.97909375},{"speaker":"SPEAKER_20","start":16373.269718750002,"end":16377.10034375},{"speaker":"SPEAKER_26","start":16377.31971875,"end":16377.589718750001},{"speaker":"SPEAKER_26","start":16378.04534375,"end":16379.36159375},{"speaker":"SPEAKER_20","start":16379.36159375,"end":16379.969093750002},{"speaker":"SPEAKER_26","start":16379.395343750002,"end":16379.42909375},{"speaker":"SPEAKER_26","start":16379.513468750003,"end":16380.610343750002},{"speaker":"SPEAKER_20","start":16380.62721875,"end":16381.352843750003},{"speaker":"SPEAKER_26","start":16381.352843750003,"end":16382.095343750003},{"speaker":"SPEAKER_27","start":16382.095343750003,"end":16382.129093750002},{"speaker":"SPEAKER_24","start":16383.47909375,"end":16384.710968749998},{"speaker":"SPEAKER_24","start":16385.217218750004,"end":16387.664093749998},{"speaker":"SPEAKER_24","start":16389.655343749997,"end":16391.05596875},{"speaker":"SPEAKER_24","start":16391.123468750004,"end":16391.68034375},{"speaker":"SPEAKER_31","start":16399.69596875,"end":16401.248468750004},{"speaker":"SPEAKER_24","start":16402.395968750003,"end":16403.39159375},{"speaker":"SPEAKER_31","start":16407.42471875,"end":16427.53971875},{"speaker":"SPEAKER_27","start":16408.319093750004,"end":16408.943468750003},{"speaker":"SPEAKER_27","start":16415.52471875,"end":16416.40221875},{"speaker":"SPEAKER_26","start":16424.755343750003,"end":16425.075968750003},{"speaker":"SPEAKER_26","start":16426.223468750002,"end":16426.797218749998},{"speaker":"SPEAKER_26","start":16427.01659375,"end":16428.974093750003},{"speaker":"SPEAKER_31","start":16428.974093750003,"end":16449.426593750002},{"speaker":"SPEAKER_27","start":16449.426593750002,"end":16449.73034375},{"speaker":"SPEAKER_31","start":16449.73034375,"end":16449.949718750002},{"speaker":"SPEAKER_31","start":16450.03409375,"end":16461.272843749997},{"speaker":"SPEAKER_31","start":16461.54284375,"end":16468.61346875},{"speaker":"SPEAKER_31","start":16468.866593749997,"end":16470.30096875},{"speaker":"SPEAKER_31","start":16470.857843750004,"end":16474.28346875},{"speaker":"SPEAKER_31","start":16474.72221875,"end":16480.83096875},{"speaker":"SPEAKER_31","start":16481.99534375,"end":16487.969093749998},{"speaker":"SPEAKER_31","start":16488.30659375,"end":16494.09471875},{"speaker":"SPEAKER_31","start":16494.263468750003,"end":16497.942218750002},{"speaker":"SPEAKER_00","start":16495.88346875,"end":16496.23784375},{"speaker":"SPEAKER_31","start":16498.24596875,"end":16500.86159375},{"speaker":"SPEAKER_31","start":16501.28346875,"end":16504.607843750004},{"speaker":"SPEAKER_31","start":16505.029718750004,"end":16515.694718749997},{"speaker":"SPEAKER_31","start":16515.981593750003,"end":16516.842218750004},{"speaker":"SPEAKER_31","start":16517.31471875,"end":16521.246593750002},{"speaker":"SPEAKER_31","start":16521.668468750002,"end":16527.25409375},{"speaker":"SPEAKER_31","start":16527.55784375,"end":16538.91471875},{"speaker":"SPEAKER_31","start":16539.26909375,"end":16543.79159375},{"speaker":"SPEAKER_30","start":16540.787843750004,"end":16540.973468750002},{"speaker":"SPEAKER_00","start":16540.973468750002,"end":16541.05784375},{"speaker":"SPEAKER_31","start":16544.41596875,"end":16550.912843750004},{"speaker":"SPEAKER_31","start":16551.06471875,"end":16553.342843749997},{"speaker":"SPEAKER_31","start":16553.41034375,"end":16561.560968750004},{"speaker":"SPEAKER_27","start":16561.358468749997,"end":16561.62846875},{"speaker":"SPEAKER_31","start":16561.62846875,"end":16571.65221875},{"speaker":"SPEAKER_31","start":16571.83784375,"end":16574.554718749998},{"speaker":"SPEAKER_26","start":16573.93034375,"end":16575.34784375},{"speaker":"SPEAKER_31","start":16575.34784375,"end":16576.37721875},{"speaker":"SPEAKER_26","start":16575.43221875,"end":16578.773468749998},{"speaker":"SPEAKER_26","start":16579.161593750003,"end":16584.19034375},{"speaker":"SPEAKER_26","start":16584.30846875,"end":16587.396593750003},{"speaker":"SPEAKER_31","start":16586.535968750002,"end":16587.26159375},{"speaker":"SPEAKER_31","start":16587.396593750003,"end":16591.935968750004},{"speaker":"SPEAKER_26","start":16587.531593749998,"end":16587.76784375},{"speaker":"SPEAKER_26","start":16589.590343750002,"end":16595.631593750004},{"speaker":"SPEAKER_30","start":16593.03284375,"end":16593.04971875},{"speaker":"SPEAKER_31","start":16593.04971875,"end":16593.539093749998},{"speaker":"SPEAKER_31","start":16594.39971875,"end":16599.749093749997},{"speaker":"SPEAKER_26","start":16598.82096875,"end":16603.05659375},{"speaker":"SPEAKER_31","start":16602.63471875,"end":16611.19034375},{"speaker":"SPEAKER_26","start":16609.38471875,"end":16609.637843750003},{"speaker":"SPEAKER_26","start":16610.75159375,"end":16620.25221875},{"speaker":"SPEAKER_31","start":16620.03284375,"end":16625.685968750004},{"speaker":"SPEAKER_26","start":16625.027843750002,"end":16628.959718750004},{"speaker":"SPEAKER_31","start":16626.023468749998,"end":16628.89221875},{"speaker":"SPEAKER_31","start":16630.15784375,"end":16637.46471875},{"speaker":"SPEAKER_31","start":16638.20721875,"end":16642.358468749997},{"speaker":"SPEAKER_31","start":16642.544093750003,"end":16644.332843750002},{"speaker":"SPEAKER_31","start":16644.754718750002,"end":16652.145968750003},{"speaker":"SPEAKER_00","start":16651.335968749998,"end":16651.757843749998},{"speaker":"SPEAKER_31","start":16652.95596875,"end":16654.00221875},{"speaker":"SPEAKER_31","start":16655.04846875,"end":16661.359718749998},{"speaker":"SPEAKER_31","start":16661.730968750002,"end":16668.88596875},{"speaker":"SPEAKER_31","start":16668.936593749997,"end":16680.37784375},{"speaker":"SPEAKER_31","start":16680.81659375,"end":16685.96346875},{"speaker":"SPEAKER_31","start":16686.216593750003,"end":16687.195343749998},{"speaker":"SPEAKER_31","start":16687.34721875,"end":16694.50221875},{"speaker":"SPEAKER_31","start":16694.80596875,"end":16697.421593749998},{"speaker":"SPEAKER_31","start":16697.75909375,"end":16698.21471875},{"speaker":"SPEAKER_31","start":16698.484718749998,"end":16700.273468749998},{"speaker":"SPEAKER_31","start":16700.475968749997,"end":16701.825968750003},{"speaker":"SPEAKER_31","start":16702.39971875,"end":16704.576593750004},{"speaker":"SPEAKER_31","start":16704.914093749998,"end":16705.48784375},{"speaker":"SPEAKER_31","start":16705.926593750002,"end":16707.951593750004},{"speaker":"SPEAKER_27","start":16707.850343750004,"end":16707.934718750003},{"speaker":"SPEAKER_27","start":16707.951593750004,"end":16708.12034375},{"speaker":"SPEAKER_31","start":16708.12034375,"end":16708.86284375},{"speaker":"SPEAKER_31","start":16708.896593750003,"end":16710.685343750003},{"speaker":"SPEAKER_31","start":16711.512218750002,"end":16712.271593750003},{"speaker":"SPEAKER_31","start":16712.490968750004,"end":16718.04284375},{"speaker":"SPEAKER_31","start":16718.515343749998,"end":16720.101593749998},{"speaker":"SPEAKER_31","start":16720.55721875,"end":16723.40909375},{"speaker":"SPEAKER_26","start":16723.054718749998,"end":16726.66596875},{"speaker":"SPEAKER_31","start":16725.70409375,"end":16731.036593750003},{"speaker":"SPEAKER_31","start":16731.475343750004,"end":16736.60534375},{"speaker":"SPEAKER_26","start":16731.52596875,"end":16732.116593749997},{"speaker":"SPEAKER_00","start":16732.116593749997,"end":16732.15034375},{"speaker":"SPEAKER_31","start":16736.92596875,"end":16737.87096875},{"speaker":"SPEAKER_31","start":16738.19159375,"end":16741.87034375},{"speaker":"SPEAKER_31","start":16742.49471875,"end":16744.90784375},{"speaker":"SPEAKER_26","start":16745.262218750002,"end":16748.18159375},{"speaker":"SPEAKER_26","start":16748.58659375,"end":16749.32909375},{"speaker":"SPEAKER_26","start":16749.68346875,"end":16755.302843750003},{"speaker":"SPEAKER_26","start":16755.623468750004,"end":16758.070343749998},{"speaker":"SPEAKER_26","start":16758.475343750004,"end":16760.989718750003},{"speaker":"SPEAKER_26","start":16761.07409375,"end":16762.052843750003},{"speaker":"SPEAKER_26","start":16762.289093749998,"end":16771.553468750004},{"speaker":"SPEAKER_31","start":16765.512218750002,"end":16765.950968750003},{"speaker":"SPEAKER_31","start":16766.20409375,"end":16766.895968750003},{"speaker":"SPEAKER_31","start":16769.325968750003,"end":16769.882843749998},{"speaker":"SPEAKER_31","start":16770.94596875,"end":16779.012218750002},{"speaker":"SPEAKER_26","start":16772.65034375,"end":16772.98784375},{"speaker":"SPEAKER_31","start":16779.248468750004,"end":16779.95721875},{"speaker":"SPEAKER_31","start":16780.36221875,"end":16787.12909375},{"speaker":"SPEAKER_31","start":16787.33159375,"end":16788.36096875},{"speaker":"SPEAKER_31","start":16788.90096875,"end":16796.562218749998},{"speaker":"SPEAKER_27","start":16794.72284375,"end":16798.148468749998},{"speaker":"SPEAKER_31","start":16796.89971875,"end":16806.029093750003},{"speaker":"SPEAKER_27","start":16802.60346875,"end":16802.73846875},{"speaker":"SPEAKER_31","start":16806.73784375,"end":16816.64346875},{"speaker":"SPEAKER_27","start":16816.795343750004,"end":16817.16659375},{"speaker":"SPEAKER_31","start":16817.301593750002,"end":16824.43971875},{"speaker":"SPEAKER_26","start":16823.106593750003,"end":16824.068468750003},{"speaker":"SPEAKER_26","start":16824.591593750003,"end":16828.15221875},{"speaker":"SPEAKER_26","start":16828.523468749998,"end":16832.77596875},{"speaker":"SPEAKER_26","start":16833.164093749998,"end":16839.54284375},{"speaker":"SPEAKER_31","start":16838.631593750004,"end":16845.34784375},{"speaker":"SPEAKER_26","start":16840.77471875,"end":16842.546593749998},{"speaker":"SPEAKER_26","start":16844.554718749998,"end":16851.42284375},{"speaker":"SPEAKER_26","start":16851.625343749998,"end":16855.202843749998},{"speaker":"SPEAKER_26","start":16855.422218749998,"end":16855.43909375},{"speaker":"SPEAKER_31","start":16855.43909375,"end":16858.442843750003},{"speaker":"SPEAKER_31","start":16858.864718750003,"end":16868.93909375},{"speaker":"SPEAKER_26","start":16861.56471875,"end":16862.037218750003},{"speaker":"SPEAKER_31","start":16869.327218749997,"end":16872.83721875},{"speaker":"SPEAKER_31","start":16873.022843749997,"end":16875.857843750004},{"speaker":"SPEAKER_31","start":16876.02659375,"end":16876.66784375},{"speaker":"SPEAKER_31","start":16876.920968749997,"end":16892.969093749998},{"speaker":"SPEAKER_31","start":16893.30659375,"end":16894.45409375},{"speaker":"SPEAKER_31","start":16894.99409375,"end":16906.94159375},{"speaker":"SPEAKER_24","start":16906.51971875,"end":16906.82346875},{"speaker":"SPEAKER_24","start":16908.47721875,"end":16911.514718749997},{"speaker":"SPEAKER_24","start":16911.64971875,"end":16912.52721875},{"speaker":"SPEAKER_34","start":16921.36971875,"end":16923.225968749997},{"speaker":"SPEAKER_24","start":16923.344093749998,"end":16923.968468749998},{"speaker":"SPEAKER_34","start":16928.811593749997,"end":16950.88409375},{"speaker":"SPEAKER_24","start":16930.364093750002,"end":16930.56659375},{"speaker":"SPEAKER_34","start":16951.08659375,"end":16979.014718749997},{"speaker":"SPEAKER_34","start":16979.25096875,"end":17004.58034375},{"speaker":"SPEAKER_34","start":17004.88409375,"end":17010.46971875},{"speaker":"SPEAKER_26","start":17010.46971875,"end":17016.325343750003},{"speaker":"SPEAKER_26","start":17016.62909375,"end":17018.28284375},{"speaker":"SPEAKER_26","start":17018.29971875,"end":17019.46409375},{"speaker":"SPEAKER_26","start":17019.85221875,"end":17024.273468749998},{"speaker":"SPEAKER_26","start":17024.442218750002,"end":17026.652843750002},{"speaker":"SPEAKER_26","start":17026.905968749998,"end":17029.504718750002},{"speaker":"SPEAKER_26","start":17029.724093750003,"end":17041.51971875},{"speaker":"SPEAKER_00","start":17032.52534375,"end":17032.54221875},{"speaker":"SPEAKER_27","start":17032.54221875,"end":17032.86284375},{"speaker":"SPEAKER_34","start":17042.059718750003,"end":17075.202218749997},{"speaker":"SPEAKER_34","start":17075.33721875,"end":17076.51846875},{"speaker":"SPEAKER_34","start":17077.497218750003,"end":17097.51096875},{"speaker":"SPEAKER_26","start":17097.51096875,"end":17103.63659375},{"speaker":"SPEAKER_26","start":17103.990968750004,"end":17108.90159375},{"speaker":"SPEAKER_26","start":17109.137843750003,"end":17116.68096875},{"speaker":"SPEAKER_27","start":17110.437218749998,"end":17111.078468749998},{"speaker":"SPEAKER_26","start":17116.950968750003,"end":17117.98034375},{"speaker":"SPEAKER_26","start":17118.419093750003,"end":17124.30846875},{"speaker":"SPEAKER_26","start":17124.62909375,"end":17133.33659375},{"speaker":"SPEAKER_34","start":17130.11346875,"end":17130.467843749997},{"speaker":"SPEAKER_34","start":17132.475968749997,"end":17141.06534375},{"speaker":"SPEAKER_34","start":17141.36909375,"end":17158.48034375},{"speaker":"SPEAKER_26","start":17158.64909375,"end":17160.13409375},{"speaker":"SPEAKER_34","start":17159.965343750002,"end":17160.15096875},{"speaker":"SPEAKER_26","start":17160.15096875,"end":17160.16784375},{"speaker":"SPEAKER_34","start":17160.16784375,"end":17209.49346875},{"speaker":"SPEAKER_26","start":17209.982843750004,"end":17219.027843750002},{"speaker":"SPEAKER_26","start":17219.365343750003,"end":17225.052218750003},{"speaker":"SPEAKER_26","start":17225.187218749998,"end":17229.42284375},{"speaker":"SPEAKER_34","start":17227.53284375,"end":17227.65096875},{"speaker":"SPEAKER_34","start":17228.71409375,"end":17233.709093750003},{"speaker":"SPEAKER_26","start":17231.498468750004,"end":17233.11846875},{"speaker":"SPEAKER_26","start":17233.709093750003,"end":17233.75971875},{"speaker":"SPEAKER_34","start":17233.75971875,"end":17233.827218749997},{"speaker":"SPEAKER_26","start":17233.827218749997,"end":17233.96221875},{"speaker":"SPEAKER_34","start":17233.96221875,"end":17234.029718750004},{"speaker":"SPEAKER_27","start":17234.029718750004,"end":17234.09721875},{"speaker":"SPEAKER_24","start":17235.44721875,"end":17237.927843750003},{"speaker":"SPEAKER_24","start":17238.31596875,"end":17239.075343750003},{"speaker":"SPEAKER_35","start":17245.943468750003,"end":17247.630968750003},{"speaker":"SPEAKER_35","start":17247.88409375,"end":17247.968468749998},{"speaker":"SPEAKER_24","start":17247.968468749998,"end":17248.035968750002},{"speaker":"SPEAKER_35","start":17248.035968750002,"end":17248.052843750003},{"speaker":"SPEAKER_24","start":17248.052843750003,"end":17248.10346875},{"speaker":"SPEAKER_35","start":17248.10346875,"end":17248.12034375},{"speaker":"SPEAKER_24","start":17248.12034375,"end":17248.137218750002},{"speaker":"SPEAKER_35","start":17248.137218750002,"end":17248.40721875},{"speaker":"SPEAKER_27","start":17252.00159375,"end":17252.187218749998},{"speaker":"SPEAKER_35","start":17252.187218749998,"end":17265.83909375},{"speaker":"SPEAKER_27","start":17252.389718749997,"end":17252.490968750004},{"speaker":"SPEAKER_26","start":17266.24409375,"end":17268.04971875},{"speaker":"SPEAKER_26","start":17269.585343749997,"end":17274.124718749998},{"speaker":"SPEAKER_26","start":17274.445343749998,"end":17277.21284375},{"speaker":"SPEAKER_26","start":17277.65159375,"end":17281.00971875},{"speaker":"SPEAKER_35","start":17280.82409375,"end":17282.747843750003},{"speaker":"SPEAKER_26","start":17282.629718750002,"end":17284.840343750002},{"speaker":"SPEAKER_26","start":17285.54909375,"end":17288.552843750003},{"speaker":"SPEAKER_26","start":17288.890343749998,"end":17289.75096875},{"speaker":"SPEAKER_26","start":17290.037843750004,"end":17293.632218749997},{"speaker":"SPEAKER_26","start":17294.08784375,"end":17300.669093750003},{"speaker":"SPEAKER_35","start":17300.12909375,"end":17311.38471875},{"speaker":"SPEAKER_26","start":17310.895343750002,"end":17310.97971875},{"speaker":"SPEAKER_27","start":17310.97971875,"end":17311.334093750003},{"speaker":"SPEAKER_26","start":17311.334093750003,"end":17311.62096875},{"speaker":"SPEAKER_35","start":17311.62096875,"end":17311.975343750004},{"speaker":"SPEAKER_26","start":17311.975343750004,"end":17315.029718750004},{"speaker":"SPEAKER_26","start":17315.19846875,"end":17317.965968750003},{"speaker":"SPEAKER_26","start":17318.303468750004,"end":17323.82159375},{"speaker":"SPEAKER_26","start":17324.34471875,"end":17324.918468750002},{"speaker":"SPEAKER_26","start":17324.969093749998,"end":17327.82096875},{"speaker":"SPEAKER_26","start":17328.124718749998,"end":17334.28409375},{"speaker":"SPEAKER_26","start":17334.756593750004,"end":17339.920343750004},{"speaker":"SPEAKER_35","start":17337.74346875,"end":17340.40971875},{"speaker":"SPEAKER_26","start":17340.40971875,"end":17344.122218750003},{"speaker":"SPEAKER_35","start":17343.396593750003,"end":17346.38346875},{"speaker":"SPEAKER_26","start":17346.366593749997,"end":17349.724718750003},{"speaker":"SPEAKER_26","start":17349.960968749998,"end":17349.97784375},{"speaker":"SPEAKER_35","start":17349.97784375,"end":17362.465343750002},{"speaker":"SPEAKER_26","start":17361.638468750003,"end":17363.950343750003},{"speaker":"SPEAKER_35","start":17364.03471875,"end":17371.51034375},{"speaker":"SPEAKER_26","start":17371.780343749997,"end":17377.50096875},{"speaker":"SPEAKER_26","start":17377.83846875,"end":17383.154093750003},{"speaker":"SPEAKER_26","start":17383.356593750003,"end":17385.719093749998},{"speaker":"SPEAKER_26","start":17385.887843750003,"end":17390.781593749998},{"speaker":"SPEAKER_35","start":17390.15721875,"end":17392.874093749997},{"speaker":"SPEAKER_26","start":17393.00909375,"end":17398.797218749998},{"speaker":"SPEAKER_35","start":17398.054718749998,"end":17400.80534375},{"speaker":"SPEAKER_26","start":17400.434093750002,"end":17408.382218749997},{"speaker":"SPEAKER_26","start":17408.871593750002,"end":17409.833468750003},{"speaker":"SPEAKER_26","start":17410.08659375,"end":17412.702218749997},{"speaker":"SPEAKER_26","start":17413.05659375,"end":17417.359718749998},{"speaker":"SPEAKER_26","start":17417.68034375,"end":17424.56534375},{"speaker":"SPEAKER_35","start":17424.059093750002,"end":17431.50096875},{"speaker":"SPEAKER_26","start":17431.39971875,"end":17432.327843749998},{"speaker":"SPEAKER_35","start":17432.327843749998,"end":17434.13346875},{"speaker":"SPEAKER_26","start":17433.74534375,"end":17436.24284375},{"speaker":"SPEAKER_35","start":17435.449718750002,"end":17438.90909375},{"speaker":"SPEAKER_26","start":17438.70659375,"end":17441.11971875},{"speaker":"SPEAKER_26","start":17441.254718750002,"end":17441.271593750003},{"speaker":"SPEAKER_35","start":17441.271593750003,"end":17451.278468750003},{"speaker":"SPEAKER_26","start":17441.288468749997,"end":17442.233468749997},{"speaker":"SPEAKER_26","start":17451.278468750003,"end":17455.56471875},{"speaker":"SPEAKER_26","start":17456.20596875,"end":17458.60221875},{"speaker":"SPEAKER_26","start":17459.05784375,"end":17459.715968750003},{"speaker":"SPEAKER_26","start":17460.036593750003,"end":17460.64409375},{"speaker":"SPEAKER_26","start":17461.082843750002,"end":17464.980968750002},{"speaker":"SPEAKER_26","start":17465.031593749998,"end":17475.29159375},{"speaker":"SPEAKER_35","start":17470.279718750004,"end":17472.86159375},{"speaker":"SPEAKER_35","start":17474.43096875,"end":17474.76846875},{"speaker":"SPEAKER_35","start":17475.359093749998,"end":17482.632218749997},{"speaker":"SPEAKER_26","start":17482.851593749998,"end":17487.54284375},{"speaker":"SPEAKER_26","start":17487.64409375,"end":17488.335968749998},{"speaker":"SPEAKER_26","start":17488.77471875,"end":17492.824718750002},{"speaker":"SPEAKER_26","start":17493.162218750003,"end":17496.82409375},{"speaker":"SPEAKER_26","start":17497.12784375,"end":17501.43096875},{"speaker":"SPEAKER_26","start":17501.734718749998,"end":17502.61221875},{"speaker":"SPEAKER_26","start":17502.91596875,"end":17505.396593750003},{"speaker":"SPEAKER_26","start":17505.68346875,"end":17509.109093749998},{"speaker":"SPEAKER_26","start":17509.395968750003,"end":17511.420968749997},{"speaker":"SPEAKER_26","start":17511.707843750002,"end":17514.86346875},{"speaker":"SPEAKER_26","start":17514.93096875,"end":17515.943468750003},{"speaker":"SPEAKER_26","start":17516.061593749997,"end":17518.12034375},{"speaker":"SPEAKER_26","start":17518.50846875,"end":17521.225343750004},{"speaker":"SPEAKER_26","start":17521.512218750002,"end":17523.874718749998},{"speaker":"SPEAKER_26","start":17524.161593750003,"end":17533.61159375},{"speaker":"SPEAKER_26","start":17534.084093750003,"end":17537.661593750003},{"speaker":"SPEAKER_26","start":17537.965343750002,"end":17538.741593749997},{"speaker":"SPEAKER_26","start":17539.163468749997,"end":17539.585343749997},{"speaker":"SPEAKER_26","start":17539.92284375,"end":17547.09471875},{"speaker":"SPEAKER_35","start":17546.976593749998,"end":17552.967218750004},{"speaker":"SPEAKER_26","start":17551.380968750003,"end":17561.75909375},{"speaker":"SPEAKER_35","start":17561.421593749998,"end":17571.529718750004},{"speaker":"SPEAKER_26","start":17571.209093750003,"end":17571.58034375},{"speaker":"SPEAKER_35","start":17571.58034375,"end":17571.630968750003},{"speaker":"SPEAKER_26","start":17571.630968750003,"end":17575.005968750003},{"speaker":"SPEAKER_26","start":17575.25909375,"end":17584.523468749998},{"speaker":"SPEAKER_35","start":17584.47284375,"end":17588.927843750003},{"speaker":"SPEAKER_26","start":17588.927843750003,"end":17592.218468749998},{"speaker":"SPEAKER_35","start":17592.218468749998,"end":17608.30034375},{"speaker":"SPEAKER_26","start":17592.23534375,"end":17592.26909375},{"speaker":"SPEAKER_26","start":17592.606593750003,"end":17593.804718749998},{"speaker":"SPEAKER_26","start":17599.00221875,"end":17599.74471875},{"speaker":"SPEAKER_26","start":17608.19909375,"end":17608.28346875},{"speaker":"SPEAKER_26","start":17608.30034375,"end":17608.840343750002},{"speaker":"SPEAKER_35","start":17608.840343750002,"end":17613.00846875},{"speaker":"SPEAKER_26","start":17609.22846875,"end":17609.54909375},{"speaker":"SPEAKER_26","start":17611.57409375,"end":17612.16471875},{"speaker":"SPEAKER_24","start":17614.00409375,"end":17615.57346875},{"speaker":"SPEAKER_24","start":17615.725343750004,"end":17618.256593750004},{"speaker":"SPEAKER_13","start":17629.03971875,"end":17638.21971875},{"speaker":"SPEAKER_24","start":17633.309093750002,"end":17633.984093749998},{"speaker":"SPEAKER_24","start":17634.76034375,"end":17636.599718750003},{"speaker":"SPEAKER_24","start":17638.607843750004,"end":17639.31659375},{"speaker":"SPEAKER_24","start":17639.535968750002,"end":17640.24471875},{"speaker":"SPEAKER_24","start":17640.54846875,"end":17640.56534375},{"speaker":"SPEAKER_27","start":17640.56534375,"end":17640.58221875},{"speaker":"SPEAKER_24","start":17640.58221875,"end":17640.64971875},{"speaker":"SPEAKER_27","start":17640.64971875,"end":17641.054718749998},{"speaker":"SPEAKER_13","start":17642.01659375,"end":17643.906593749998},{"speaker":"SPEAKER_13","start":17644.311593749997,"end":17645.29034375},{"speaker":"SPEAKER_13","start":17645.779718750004,"end":17653.575968750003},{"speaker":"SPEAKER_13","start":17654.35221875,"end":17656.140968749998},{"speaker":"SPEAKER_13","start":17656.57971875,"end":17659.95471875},{"speaker":"SPEAKER_26","start":17660.15721875,"end":17661.74346875},{"speaker":"SPEAKER_13","start":17661.186593749997,"end":17664.81471875},{"speaker":"SPEAKER_13","start":17665.64159375,"end":17666.890343749998},{"speaker":"SPEAKER_03","start":17667.58221875,"end":17671.36221875},{"speaker":"SPEAKER_13","start":17672.07096875,"end":17675.513468750003},{"speaker":"SPEAKER_13","start":17675.98596875,"end":17677.099718750003},{"speaker":"SPEAKER_13","start":17677.38659375,"end":17678.75346875},{"speaker":"SPEAKER_13","start":17679.14159375,"end":17680.94721875},{"speaker":"SPEAKER_13","start":17681.757218749997,"end":17683.866593749997},{"speaker":"SPEAKER_03","start":17684.72721875,"end":17688.152843750002},{"speaker":"SPEAKER_13","start":17687.68034375,"end":17692.77659375},{"speaker":"SPEAKER_13","start":17693.350343750004,"end":17697.434093750002},{"speaker":"SPEAKER_13","start":17697.61971875,"end":17700.505343750003},{"speaker":"SPEAKER_03","start":17701.11284375,"end":17710.225343750004},{"speaker":"SPEAKER_13","start":17701.43346875,"end":17702.66534375},{"speaker":"SPEAKER_13","start":17709.584093750003,"end":17712.030968749998},{"speaker":"SPEAKER_03","start":17712.132218749997,"end":17717.21159375},{"speaker":"SPEAKER_13","start":17717.700968750003,"end":17721.092843749997},{"speaker":"SPEAKER_13","start":17721.936593749997,"end":17723.86034375},{"speaker":"SPEAKER_13","start":17724.18096875,"end":17725.34534375},{"speaker":"SPEAKER_13","start":17726.30721875,"end":17727.285968750002},{"speaker":"SPEAKER_13","start":17727.505343750003,"end":17728.889093750004},{"speaker":"SPEAKER_13","start":17729.37846875,"end":17729.952218749997},{"speaker":"SPEAKER_13","start":17730.96471875,"end":17733.090968750003},{"speaker":"SPEAKER_13","start":17734.812218749998,"end":17736.33096875},{"speaker":"SPEAKER_26","start":17737.37721875,"end":17744.11034375},{"speaker":"SPEAKER_13","start":17744.66721875,"end":17747.215343750002},{"speaker":"SPEAKER_13","start":17747.50221875,"end":17749.544093750003},{"speaker":"SPEAKER_13","start":17749.84784375,"end":17752.36221875},{"speaker":"SPEAKER_13","start":17753.442218750002,"end":17757.00284375},{"speaker":"SPEAKER_13","start":17757.93096875,"end":17761.30596875},{"speaker":"SPEAKER_13","start":17762.976593749998,"end":17764.36034375},{"speaker":"SPEAKER_13","start":17766.80721875,"end":17772.949718750002},{"speaker":"SPEAKER_13","start":17772.966593750003,"end":17772.983468749997},{"speaker":"SPEAKER_13","start":17773.185968750004,"end":17775.801593750002},{"speaker":"SPEAKER_13","start":17776.476593749998,"end":17781.65721875},{"speaker":"SPEAKER_13","start":17781.927218750003,"end":17782.669718750003},{"speaker":"SPEAKER_26","start":17784.54284375,"end":17785.015343749998},{"speaker":"SPEAKER_26","start":17785.55534375,"end":17790.600968749997},{"speaker":"SPEAKER_26","start":17791.090343750002,"end":17791.47846875},{"speaker":"SPEAKER_26","start":17792.23784375,"end":17795.207843750002},{"speaker":"SPEAKER_26","start":17795.427218750003,"end":17798.279093750003},{"speaker":"SPEAKER_13","start":17798.819093750004,"end":17800.270343750002},{"speaker":"SPEAKER_13","start":17801.06346875,"end":17806.277843750002},{"speaker":"SPEAKER_13","start":17807.695343749998,"end":17810.15909375},{"speaker":"SPEAKER_13","start":17810.90159375,"end":17811.660968750002},{"speaker":"SPEAKER_13","start":17813.078468749998,"end":17815.10346875},{"speaker":"SPEAKER_13","start":17815.62659375,"end":17816.48721875},{"speaker":"SPEAKER_13","start":17817.162218750003,"end":17818.866593749997},{"speaker":"SPEAKER_13","start":17818.967843749997,"end":17820.18284375},{"speaker":"SPEAKER_13","start":17820.216593750003,"end":17822.05596875},{"speaker":"SPEAKER_13","start":17822.325968750003,"end":17824.975343750004},{"speaker":"SPEAKER_13","start":17825.34659375,"end":17831.607218750003},{"speaker":"SPEAKER_13","start":17832.045968749997,"end":17833.834718750004},{"speaker":"SPEAKER_13","start":17834.72909375,"end":17836.19721875},{"speaker":"SPEAKER_13","start":17836.51784375,"end":17837.59784375},{"speaker":"SPEAKER_13","start":17838.239093750002,"end":17841.225968749997},{"speaker":"SPEAKER_13","start":17841.58034375,"end":17843.35221875},{"speaker":"SPEAKER_13","start":17843.740343750003,"end":17845.140968749998},{"speaker":"SPEAKER_26","start":17845.140968749998,"end":17845.17471875},{"speaker":"SPEAKER_26","start":17845.967843749997,"end":17852.262218750002},{"speaker":"SPEAKER_26","start":17852.53221875,"end":17855.012843750003},{"speaker":"SPEAKER_26","start":17855.48534375,"end":17856.177218750003},{"speaker":"SPEAKER_26","start":17857.00409375,"end":17861.796593749998},{"speaker":"SPEAKER_26","start":17862.06659375,"end":17864.192843750003},{"speaker":"SPEAKER_26","start":17864.530343749997,"end":17868.14159375},{"speaker":"SPEAKER_26","start":17868.512843750003,"end":17871.21284375},{"speaker":"SPEAKER_26","start":17871.53346875,"end":17873.271593750003},{"speaker":"SPEAKER_26","start":17873.676593750002,"end":17874.90846875},{"speaker":"SPEAKER_26","start":17875.178468750004,"end":17876.19096875},{"speaker":"SPEAKER_26","start":17876.444093750004,"end":17877.051593750002},{"speaker":"SPEAKER_26","start":17877.625343749998,"end":17879.616593749997},{"speaker":"SPEAKER_26","start":17879.75159375,"end":17882.687843749998},{"speaker":"SPEAKER_13","start":17880.747218750003,"end":17881.270343750002},{"speaker":"SPEAKER_13","start":17882.552843750003,"end":17886.754718750002},{"speaker":"SPEAKER_26","start":17887.429718749998,"end":17889.91034375},{"speaker":"SPEAKER_13","start":17888.999093749997,"end":17891.125343749998},{"speaker":"SPEAKER_26","start":17891.37846875,"end":17892.914093749998},{"speaker":"SPEAKER_13","start":17893.184093750002,"end":17894.162843750004},{"speaker":"SPEAKER_13","start":17894.53409375,"end":17896.64346875},{"speaker":"SPEAKER_13","start":17897.25096875,"end":17897.942843750003},{"speaker":"SPEAKER_13","start":17898.51659375,"end":17899.950968750003},{"speaker":"SPEAKER_13","start":17900.23784375,"end":17902.02659375},{"speaker":"SPEAKER_13","start":17902.279718750004,"end":17917.484093749998},{"speaker":"SPEAKER_26","start":17917.686593749997,"end":17924.04846875},{"speaker":"SPEAKER_26","start":17924.38596875,"end":17928.57096875},{"speaker":"SPEAKER_26","start":17928.90846875,"end":17933.397218750004},{"speaker":"SPEAKER_26","start":17933.53221875,"end":17942.91471875},{"speaker":"SPEAKER_13","start":17942.594093749998,"end":17947.859093749998},{"speaker":"SPEAKER_26","start":17948.483468749997,"end":17951.723468750002},{"speaker":"SPEAKER_13","start":17951.18346875,"end":17952.044093750003},{"speaker":"SPEAKER_13","start":17952.465968750003,"end":17957.545343750004},{"speaker":"SPEAKER_26","start":17957.545343750004,"end":17961.29159375},{"speaker":"SPEAKER_26","start":17961.645968750003,"end":17964.43034375},{"speaker":"SPEAKER_26","start":17964.835343749997,"end":17967.855968750002},{"speaker":"SPEAKER_26","start":17968.26096875,"end":17969.93159375},{"speaker":"SPEAKER_26","start":17970.319718749997,"end":17972.44596875},{"speaker":"SPEAKER_13","start":17972.44596875,"end":17979.01034375},{"speaker":"SPEAKER_26","start":17979.19596875,"end":17984.61284375},{"speaker":"SPEAKER_13","start":17979.364718750003,"end":17979.904718750004},{"speaker":"SPEAKER_26","start":17984.950343750003,"end":17989.405343749997},{"speaker":"SPEAKER_13","start":17989.523468749998,"end":17991.14346875},{"speaker":"SPEAKER_26","start":17990.451593750004,"end":17992.93221875},{"speaker":"SPEAKER_13","start":17993.13471875,"end":17996.121593750002},{"speaker":"SPEAKER_26","start":17996.172218749998,"end":17997.89346875},{"speaker":"SPEAKER_13","start":17997.89346875,"end":17998.652843750002},{"speaker":"SPEAKER_26","start":17998.652843750002,"end":18002.669093750003},{"speaker":"SPEAKER_13","start":17998.787843750004,"end":17998.973468750002},{"speaker":"SPEAKER_26","start":18003.04034375,"end":18003.07409375},{"speaker":"SPEAKER_13","start":18003.07409375,"end":18004.66034375},{"speaker":"SPEAKER_26","start":18003.192218750002,"end":18003.91784375},{"speaker":"SPEAKER_13","start":18004.96409375,"end":18006.75284375},{"speaker":"SPEAKER_13","start":18007.46159375,"end":18008.777843750002},{"speaker":"SPEAKER_13","start":18009.435968750004,"end":18012.13596875},{"speaker":"SPEAKER_13","start":18012.473468750002,"end":18013.51971875},{"speaker":"SPEAKER_13","start":18014.21159375,"end":18016.45596875},{"speaker":"SPEAKER_13","start":18016.75971875,"end":18018.22784375},{"speaker":"SPEAKER_26","start":18018.22784375,"end":18018.78471875},{"speaker":"SPEAKER_13","start":18018.78471875,"end":18020.67471875},{"speaker":"SPEAKER_13","start":18020.927843750003,"end":18023.22284375},{"speaker":"SPEAKER_26","start":18023.357843750004,"end":18027.62721875},{"speaker":"SPEAKER_13","start":18027.897218750004,"end":18032.402843750002},{"speaker":"SPEAKER_13","start":18032.77409375,"end":18033.280343749997},{"speaker":"SPEAKER_13","start":18033.97221875,"end":18039.068468750003},{"speaker":"SPEAKER_26","start":18039.13596875,"end":18044.552843750003},{"speaker":"SPEAKER_13","start":18042.29159375,"end":18043.084718750004},{"speaker":"SPEAKER_13","start":18043.928468750004,"end":18050.22284375},{"speaker":"SPEAKER_13","start":18050.93159375,"end":18051.842843749997},{"speaker":"SPEAKER_26","start":18053.05784375,"end":18058.035968750002},{"speaker":"SPEAKER_13","start":18055.57221875,"end":18061.39409375},{"speaker":"SPEAKER_13","start":18062.01846875,"end":18062.828468749998},{"speaker":"SPEAKER_13","start":18063.773468749998,"end":18064.060343750003},{"speaker":"SPEAKER_13","start":18064.31346875,"end":18064.904093750003},{"speaker":"SPEAKER_13","start":18065.49471875,"end":18070.590968750003},{"speaker":"SPEAKER_13","start":18070.827218749997,"end":18077.172218749998},{"speaker":"SPEAKER_13","start":18077.594093749998,"end":18080.327843749998},{"speaker":"SPEAKER_03","start":18081.28971875,"end":18086.520968750003},{"speaker":"SPEAKER_03","start":18087.077843749998,"end":18090.419093750003},{"speaker":"SPEAKER_03","start":18090.72284375,"end":18091.21221875},{"speaker":"SPEAKER_03","start":18091.499093749997,"end":18092.646593750003},{"speaker":"SPEAKER_03","start":18093.186593749997,"end":18096.780968749998},{"speaker":"SPEAKER_13","start":18096.780968749998,"end":18098.552843750003},{"speaker":"SPEAKER_13","start":18099.194093750004,"end":18099.936593749997},{"speaker":"SPEAKER_13","start":18099.98721875,"end":18100.91534375},{"speaker":"SPEAKER_13","start":18101.43846875,"end":18103.15971875},{"speaker":"SPEAKER_13","start":18103.96971875,"end":18110.247218750003},{"speaker":"SPEAKER_13","start":18110.804093749997,"end":18116.187218749998},{"speaker":"SPEAKER_13","start":18116.490968750004,"end":18117.14909375},{"speaker":"SPEAKER_13","start":18117.756593750004,"end":18121.131593750004},{"speaker":"SPEAKER_13","start":18121.874093749997,"end":18124.97909375},{"speaker":"SPEAKER_13","start":18125.535968750002,"end":18129.670343750004},{"speaker":"SPEAKER_13","start":18130.26096875,"end":18131.256593750004},{"speaker":"SPEAKER_13","start":18131.61096875,"end":18135.12096875},{"speaker":"SPEAKER_26","start":18136.99409375,"end":18138.445343749998},{"speaker":"SPEAKER_13","start":18138.445343749998,"end":18138.512843750003},{"speaker":"SPEAKER_26","start":18138.512843750003,"end":18138.529718750004},{"speaker":"SPEAKER_13","start":18138.529718750004,"end":18139.30596875},{"speaker":"SPEAKER_26","start":18139.30596875,"end":18139.575968750003},{"speaker":"SPEAKER_13","start":18139.980968750002,"end":18143.03534375},{"speaker":"SPEAKER_13","start":18143.592218750004,"end":18150.37596875},{"speaker":"SPEAKER_24","start":18151.75971875,"end":18151.945343749998},{"speaker":"SPEAKER_13","start":18151.945343749998,"end":18152.012843750003},{"speaker":"SPEAKER_24","start":18152.012843750003,"end":18152.38409375},{"speaker":"SPEAKER_13","start":18152.70471875,"end":18156.653468750003},{"speaker":"SPEAKER_13","start":18157.176593750002,"end":18158.74596875},{"speaker":"SPEAKER_13","start":18158.91471875,"end":18163.36971875},{"speaker":"SPEAKER_13","start":18165.327218749997,"end":18168.51659375},{"speaker":"SPEAKER_13","start":18168.702218749997,"end":18170.153468750003},{"speaker":"SPEAKER_13","start":18170.490968750004,"end":18171.554093749997},{"speaker":"SPEAKER_13","start":18172.75221875,"end":18174.068468750003},{"speaker":"SPEAKER_13","start":18174.35534375,"end":18176.093468749998},{"speaker":"SPEAKER_13","start":18176.920343750004,"end":18177.578468749998},{"speaker":"SPEAKER_13","start":18180.04221875,"end":18180.953468749998},{"speaker":"SPEAKER_13","start":18183.11346875,"end":18184.37909375},{"speaker":"SPEAKER_13","start":18184.48034375,"end":18200.07284375},{"speaker":"SPEAKER_13","start":18200.89971875,"end":18203.397218750004},{"speaker":"SPEAKER_26","start":18203.481593750003,"end":18209.067218750002},{"speaker":"SPEAKER_26","start":18209.624093749997,"end":18215.091593750003},{"speaker":"SPEAKER_26","start":18215.58096875,"end":18221.031593749998},{"speaker":"SPEAKER_26","start":18221.28471875,"end":18223.46159375},{"speaker":"SPEAKER_13","start":18222.01034375,"end":18240.35346875},{"speaker":"SPEAKER_13","start":18240.91034375,"end":18242.074718750002},{"speaker":"SPEAKER_26","start":18240.99471875,"end":18241.804718749998},{"speaker":"SPEAKER_26","start":18242.074718750002,"end":18242.125343749998},{"speaker":"SPEAKER_26","start":18242.17596875,"end":18245.466593750003},{"speaker":"SPEAKER_13","start":18244.859093749998,"end":18245.63534375},{"speaker":"SPEAKER_26","start":18245.63534375,"end":18245.75346875},{"speaker":"SPEAKER_13","start":18246.327218749997,"end":18246.968468749998},{"speaker":"SPEAKER_13","start":18247.82909375,"end":18252.30096875},{"speaker":"SPEAKER_13","start":18252.672218749998,"end":18255.895343750002},{"speaker":"SPEAKER_13","start":18256.215968750003,"end":18257.32971875},{"speaker":"SPEAKER_13","start":18258.747218750003,"end":18259.67534375},{"speaker":"SPEAKER_13","start":18259.793468750002,"end":18261.02534375},{"speaker":"SPEAKER_13","start":18261.700343750003,"end":18263.185343750003},{"speaker":"SPEAKER_13","start":18263.708468750003,"end":18265.34534375},{"speaker":"SPEAKER_13","start":18265.44659375,"end":18269.02409375},{"speaker":"SPEAKER_26","start":18270.18846875,"end":18280.66784375},{"speaker":"SPEAKER_13","start":18280.684718750003,"end":18283.131593750004},{"speaker":"SPEAKER_13","start":18283.90784375,"end":18286.709093750003},{"speaker":"SPEAKER_26","start":18287.80596875,"end":18289.52721875},{"speaker":"SPEAKER_26","start":18290.03346875,"end":18297.86346875},{"speaker":"SPEAKER_13","start":18296.817218750002,"end":18305.828468749998},{"speaker":"SPEAKER_13","start":18305.94659375,"end":18309.86159375},{"speaker":"SPEAKER_26","start":18310.50284375,"end":18310.755968750003},{"speaker":"SPEAKER_13","start":18311.75159375,"end":18312.865343750003},{"speaker":"SPEAKER_13","start":18313.57409375,"end":18316.645343750002},{"speaker":"SPEAKER_13","start":18316.91534375,"end":18319.04159375},{"speaker":"SPEAKER_13","start":18319.34534375,"end":18320.29034375},{"speaker":"SPEAKER_13","start":18320.796593749998,"end":18322.349093750003},{"speaker":"SPEAKER_13","start":18323.15909375,"end":18325.099718750003},{"speaker":"SPEAKER_26","start":18325.15034375,"end":18329.115968750004},{"speaker":"SPEAKER_13","start":18327.90096875,"end":18331.90034375},{"speaker":"SPEAKER_13","start":18332.406593749998,"end":18332.474093750003},{"speaker":"SPEAKER_11","start":18332.474093750003,"end":18332.54159375},{"speaker":"SPEAKER_13","start":18332.54159375,"end":18339.156593749998},{"speaker":"SPEAKER_11","start":18332.811593749997,"end":18333.04784375},{"speaker":"SPEAKER_11","start":18339.426593750002,"end":18340.97909375},{"speaker":"SPEAKER_13","start":18341.637218750002,"end":18342.12659375},{"speaker":"SPEAKER_11","start":18341.772218750004,"end":18357.685343750003},{"speaker":"SPEAKER_13","start":18355.491593749997,"end":18356.16659375},{"speaker":"SPEAKER_13","start":18357.02721875,"end":18365.36346875},{"speaker":"SPEAKER_11","start":18364.18221875,"end":18375.15096875},{"speaker":"SPEAKER_13","start":18367.067843750003,"end":18369.413468749997},{"speaker":"SPEAKER_11","start":18375.33659375,"end":18383.234093749998},{"speaker":"SPEAKER_13","start":18379.58909375,"end":18389.08971875},{"speaker":"SPEAKER_11","start":18386.94659375,"end":18387.04784375},{"speaker":"SPEAKER_11","start":18388.83659375,"end":18390.65909375},{"speaker":"SPEAKER_13","start":18389.69721875,"end":18390.94596875},{"speaker":"SPEAKER_11","start":18391.418468750002,"end":18393.93284375},{"speaker":"SPEAKER_13","start":18391.570343749998,"end":18391.840343750002},{"speaker":"SPEAKER_13","start":18394.725968749997,"end":18396.194093750004},{"speaker":"SPEAKER_11","start":18394.77659375,"end":18395.535968750002},{"speaker":"SPEAKER_11","start":18396.379718750002,"end":18398.185343750003},{"speaker":"SPEAKER_11","start":18398.47221875,"end":18403.787843750004},{"speaker":"SPEAKER_13","start":18401.999093749997,"end":18402.47159375},{"speaker":"SPEAKER_13","start":18403.19721875,"end":18408.512843750003},{"speaker":"SPEAKER_13","start":18408.867218749998,"end":18409.54221875},{"speaker":"SPEAKER_11","start":18409.812218749998,"end":18410.757218749997},{"speaker":"SPEAKER_13","start":18410.959718750004,"end":18414.739718750003},{"speaker":"SPEAKER_11","start":18414.89159375,"end":18416.29221875},{"speaker":"SPEAKER_13","start":18417.45659375,"end":18427.176593750002},{"speaker":"SPEAKER_11","start":18421.99596875,"end":18422.80596875},{"speaker":"SPEAKER_11","start":18427.24409375,"end":18428.84721875},{"speaker":"SPEAKER_13","start":18427.750343749998,"end":18428.864093750002},{"speaker":"SPEAKER_13","start":18429.420968749997,"end":18430.467218750004},{"speaker":"SPEAKER_13","start":18430.75409375,"end":18432.62721875},{"speaker":"SPEAKER_13","start":18433.656593749998,"end":18437.554718749998},{"speaker":"SPEAKER_13","start":18437.80784375,"end":18439.107218750003},{"speaker":"SPEAKER_11","start":18438.668468750002,"end":18441.16596875},{"speaker":"SPEAKER_13","start":18439.71471875,"end":18446.02596875},{"speaker":"SPEAKER_11","start":18446.835968749998,"end":18447.69659375},{"speaker":"SPEAKER_13","start":18447.257843749998,"end":18449.434718750003},{"speaker":"SPEAKER_11","start":18449.535968750002,"end":18451.94909375},{"speaker":"SPEAKER_13","start":18451.51034375,"end":18458.56409375},{"speaker":"SPEAKER_11","start":18459.30659375,"end":18464.520968750003},{"speaker":"SPEAKER_11","start":18464.959718750004,"end":18468.40221875},{"speaker":"SPEAKER_11","start":18469.21221875,"end":18470.123468750004},{"speaker":"SPEAKER_11","start":18471.169718750003,"end":18473.36346875},{"speaker":"SPEAKER_13","start":18472.772843749997,"end":18477.700343750003},{"speaker":"SPEAKER_11","start":18476.552843750003,"end":18478.59471875},{"speaker":"SPEAKER_11","start":18478.746593750002,"end":18483.623468750004},{"speaker":"SPEAKER_11","start":18483.842843749997,"end":18486.053468750004},{"speaker":"SPEAKER_13","start":18485.76659375,"end":18488.95596875},{"speaker":"SPEAKER_11","start":18488.95596875,"end":18488.97284375},{"speaker":"SPEAKER_13","start":18488.97284375,"end":18489.090968750003},{"speaker":"SPEAKER_11","start":18489.090968750003,"end":18489.17534375},{"speaker":"SPEAKER_24","start":18489.715343750002,"end":18491.16659375},{"speaker":"SPEAKER_24","start":18491.537843750004,"end":18496.583468750003},{"speaker":"SPEAKER_15","start":18510.809093750002,"end":18511.31534375},{"speaker":"SPEAKER_15","start":18511.973468750002,"end":18512.02409375},{"speaker":"SPEAKER_24","start":18512.496593750002,"end":18513.72846875},{"speaker":"SPEAKER_24","start":18513.74534375,"end":18513.998468750004},{"speaker":"SPEAKER_15","start":18513.998468750004,"end":18514.015343749998},{"speaker":"SPEAKER_24","start":18515.466593750003,"end":18516.68159375},{"speaker":"SPEAKER_24","start":18516.867218749998,"end":18516.968468749998},{"speaker":"SPEAKER_15","start":18517.82909375,"end":18518.60534375},{"speaker":"SPEAKER_24","start":18518.60534375,"end":18519.12846875},{"speaker":"SPEAKER_15","start":18519.61784375,"end":18519.93846875},{"speaker":"SPEAKER_27","start":18521.288468749997,"end":18521.406593749998},{"speaker":"SPEAKER_27","start":18522.60471875,"end":18523.296593749998},{"speaker":"SPEAKER_15","start":18523.33034375,"end":18534.029093750003},{"speaker":"SPEAKER_15","start":18534.585968749998,"end":18537.640343749998},{"speaker":"SPEAKER_26","start":18537.927218750003,"end":18538.551593750002},{"speaker":"SPEAKER_15","start":18538.568468750003,"end":18538.585343749997},{"speaker":"SPEAKER_15","start":18538.60221875,"end":18540.18846875},{"speaker":"SPEAKER_26","start":18540.576593750004,"end":18548.22096875},{"speaker":"SPEAKER_15","start":18547.664093749998,"end":18550.380968750003},{"speaker":"SPEAKER_26","start":18550.380968750003,"end":18555.949718750002},{"speaker":"SPEAKER_26","start":18556.169093750003,"end":18557.535968750002},{"speaker":"SPEAKER_26","start":18557.654093750003,"end":18561.07971875},{"speaker":"SPEAKER_15","start":18560.87721875,"end":18565.146593750003},{"speaker":"SPEAKER_15","start":18565.163468749997,"end":18565.21409375},{"speaker":"SPEAKER_26","start":18565.21409375,"end":18565.43346875},{"speaker":"SPEAKER_15","start":18565.43346875,"end":18567.255968750003},{"speaker":"SPEAKER_26","start":18565.450343750003,"end":18565.50096875},{"speaker":"SPEAKER_15","start":18567.64409375,"end":18569.280968749998},{"speaker":"SPEAKER_15","start":18569.871593750002,"end":18571.592843749997},{"speaker":"SPEAKER_27","start":18571.42409375,"end":18571.457843750002},{"speaker":"SPEAKER_15","start":18572.28471875,"end":18584.130968750003},{"speaker":"SPEAKER_26","start":18584.18159375,"end":18588.045968749997},{"speaker":"SPEAKER_15","start":18587.05034375,"end":18587.45534375},{"speaker":"SPEAKER_26","start":18588.21471875,"end":18588.974093750003},{"speaker":"SPEAKER_15","start":18588.265343749998,"end":18592.669718750003},{"speaker":"SPEAKER_15","start":18593.59784375,"end":18601.90034375},{"speaker":"SPEAKER_15","start":18602.42346875,"end":18613.476593749998},{"speaker":"SPEAKER_26","start":18613.52721875,"end":18616.04159375},{"speaker":"SPEAKER_26","start":18616.12596875,"end":18621.762218750002},{"speaker":"SPEAKER_26","start":18621.84659375,"end":18625.035968750002},{"speaker":"SPEAKER_15","start":18624.04034375,"end":18624.46221875},{"speaker":"SPEAKER_15","start":18625.035968750002,"end":18627.65159375},{"speaker":"SPEAKER_15","start":18627.820343749998,"end":18635.95409375},{"speaker":"SPEAKER_36","start":18634.215968750003,"end":18634.48596875},{"speaker":"SPEAKER_26","start":18634.48596875,"end":18634.536593750003},{"speaker":"SPEAKER_15","start":18636.61221875,"end":18638.974718750003},{"speaker":"SPEAKER_26","start":18638.974718750003,"end":18639.00846875},{"speaker":"SPEAKER_15","start":18639.00846875,"end":18639.02534375},{"speaker":"SPEAKER_26","start":18639.02534375,"end":18639.04221875},{"speaker":"SPEAKER_15","start":18639.04221875,"end":18639.075968750003},{"speaker":"SPEAKER_15","start":18639.497843750003,"end":18639.531593749998},{"speaker":"SPEAKER_26","start":18639.531593749998,"end":18648.00284375},{"speaker":"SPEAKER_15","start":18647.294093750003,"end":18655.91721875},{"speaker":"SPEAKER_26","start":18651.124718749998,"end":18651.512843750003},{"speaker":"SPEAKER_26","start":18656.389718749997,"end":18666.58221875},{"speaker":"SPEAKER_15","start":18665.451593750004,"end":18666.700343750003},{"speaker":"SPEAKER_26","start":18666.700343750003,"end":18674.78346875},{"speaker":"SPEAKER_15","start":18666.717218750004,"end":18667.358468749997},{"speaker":"SPEAKER_15","start":18674.327843749998,"end":18679.96409375},{"speaker":"SPEAKER_26","start":18679.96409375,"end":18687.03471875},{"speaker":"SPEAKER_15","start":18684.80721875,"end":18685.22909375},{"speaker":"SPEAKER_15","start":18687.03471875,"end":18687.77721875},{"speaker":"SPEAKER_26","start":18687.77721875,"end":18687.810968750004},{"speaker":"SPEAKER_15","start":18687.810968750004,"end":18687.86159375},{"speaker":"SPEAKER_26","start":18687.86159375,"end":18696.19784375},{"speaker":"SPEAKER_15","start":18688.114718750003,"end":18688.36784375},{"speaker":"SPEAKER_26","start":18696.552218750003,"end":18698.52659375},{"speaker":"SPEAKER_26","start":18698.965343750002,"end":18703.87596875},{"speaker":"SPEAKER_26","start":18704.027843750002,"end":18707.014718749997},{"speaker":"SPEAKER_26","start":18707.402843750002,"end":18713.57909375},{"speaker":"SPEAKER_26","start":18713.967218750004,"end":18717.49409375},{"speaker":"SPEAKER_26","start":18717.764093750004,"end":18720.02534375},{"speaker":"SPEAKER_26","start":18720.43034375,"end":18727.787843750004},{"speaker":"SPEAKER_26","start":18727.905968749998,"end":18728.969093749998},{"speaker":"SPEAKER_26","start":18729.22221875,"end":18731.82096875},{"speaker":"SPEAKER_26","start":18732.006593750004,"end":18736.140968749998},{"speaker":"SPEAKER_15","start":18735.482843750004,"end":18739.41471875},{"speaker":"SPEAKER_26","start":18736.90034375,"end":18737.592218750004},{"speaker":"SPEAKER_15","start":18739.95471875,"end":18753.505343750003},{"speaker":"SPEAKER_26","start":18752.30721875,"end":18753.707843750002},{"speaker":"SPEAKER_15","start":18753.707843750002,"end":18753.724718750003},{"speaker":"SPEAKER_26","start":18753.724718750003,"end":18754.669718750003},{"speaker":"SPEAKER_15","start":18753.97784375,"end":18754.11284375},{"speaker":"SPEAKER_15","start":18754.669718750003,"end":18754.804718749998},{"speaker":"SPEAKER_26","start":18754.804718749998,"end":18754.93971875},{"speaker":"SPEAKER_15","start":18754.93971875,"end":18754.973468750002},{"speaker":"SPEAKER_26","start":18754.973468750002,"end":18755.02409375},{"speaker":"SPEAKER_15","start":18755.02409375,"end":18755.04096875},{"speaker":"SPEAKER_26","start":18755.04096875,"end":18755.074718750002},{"speaker":"SPEAKER_15","start":18755.074718750002,"end":18755.90159375},{"speaker":"SPEAKER_26","start":18755.34471875,"end":18759.05721875},{"speaker":"SPEAKER_15","start":18757.319093750004,"end":18766.87034375},{"speaker":"SPEAKER_15","start":18767.022218750004,"end":18771.882218749997},{"speaker":"SPEAKER_15","start":18772.23659375,"end":18776.11784375},{"speaker":"SPEAKER_15","start":18776.96159375,"end":18778.56471875},{"speaker":"SPEAKER_26","start":18778.56471875,"end":18778.598468750002},{"speaker":"SPEAKER_15","start":18778.598468750002,"end":18778.615343750003},{"speaker":"SPEAKER_15","start":18779.054093749997,"end":18779.08784375},{"speaker":"SPEAKER_26","start":18779.08784375,"end":18783.00284375},{"speaker":"SPEAKER_26","start":18783.18846875,"end":18788.26784375},{"speaker":"SPEAKER_26","start":18788.68971875,"end":18792.030968749998},{"speaker":"SPEAKER_26","start":18792.317843750003,"end":18795.895343750002},{"speaker":"SPEAKER_26","start":18795.996593750002,"end":18800.90721875},{"speaker":"SPEAKER_26","start":18801.194093750004,"end":18802.52721875},{"speaker":"SPEAKER_15","start":18801.64971875,"end":18809.80034375},{"speaker":"SPEAKER_26","start":18803.87721875,"end":18804.349718750003},{"speaker":"SPEAKER_26","start":18809.80034375,"end":18809.817218750002},{"speaker":"SPEAKER_15","start":18809.817218750002,"end":18809.850968749997},{"speaker":"SPEAKER_15","start":18810.137843750003,"end":18810.154718750004},{"speaker":"SPEAKER_26","start":18810.154718750004,"end":18816.21284375},{"speaker":"SPEAKER_26","start":18816.31409375,"end":18820.11096875},{"speaker":"SPEAKER_26","start":18820.887218750002,"end":18821.93346875},{"speaker":"SPEAKER_26","start":18822.43971875,"end":18826.000343749998},{"speaker":"SPEAKER_26","start":18826.05096875,"end":18829.037843750004},{"speaker":"SPEAKER_15","start":18829.037843750004,"end":18829.560968750004},{"speaker":"SPEAKER_15","start":18830.286593750003,"end":18832.395968750003},{"speaker":"SPEAKER_15","start":18833.08784375,"end":18843.600968749997},{"speaker":"SPEAKER_15","start":18844.05659375,"end":18846.554093749997},{"speaker":"SPEAKER_15","start":18846.80721875,"end":18859.632218749997},{"speaker":"SPEAKER_26","start":18859.34534375,"end":18865.13346875},{"speaker":"SPEAKER_15","start":18860.32409375,"end":18860.62784375},{"speaker":"SPEAKER_15","start":18864.795968750004,"end":18864.86346875},{"speaker":"SPEAKER_24","start":18864.86346875,"end":18864.998468750004},{"speaker":"SPEAKER_15","start":18864.998468750004,"end":18865.015343749998},{"speaker":"SPEAKER_24","start":18866.669093750003,"end":18868.22159375},{"speaker":"SPEAKER_24","start":18868.66034375,"end":18871.107218750003},{"speaker":"SPEAKER_24","start":18871.61346875,"end":18878.14409375},{"speaker":"SPEAKER_24","start":18878.582843750002,"end":18880.05096875},{"speaker":"SPEAKER_24","start":18880.489718750003,"end":18886.48034375},{"speaker":"SPEAKER_24","start":18886.817843750003,"end":18890.47971875},{"speaker":"SPEAKER_24","start":18891.340343750002,"end":18891.694718749997},{"speaker":"SPEAKER_24","start":18892.605968750002,"end":18893.29784375},{"speaker":"SPEAKER_24","start":18893.55096875,"end":18896.80784375},{"speaker":"SPEAKER_24","start":18897.246593750002,"end":18897.803468750004},{"speaker":"SPEAKER_24","start":18898.225343750004,"end":18901.178468750004},{"speaker":"SPEAKER_24","start":18901.54971875,"end":18908.06346875},{"speaker":"SPEAKER_24","start":18908.29971875,"end":18913.05846875},{"speaker":"SPEAKER_24","start":18913.96971875,"end":18916.93971875},{"speaker":"SPEAKER_24","start":18917.395343750002,"end":18918.559718750003},{"speaker":"SPEAKER_24","start":18918.981593750003,"end":18919.97721875},{"speaker":"SPEAKER_24","start":18920.348468750002,"end":18926.64284375},{"speaker":"SPEAKER_24","start":18926.828468749998,"end":18928.98846875}],"whisperx":[{"start":131.966,"end":135.157,"text":"本集完"},{"start":1805.342,"end":1818.708,"text":"好我們謝謝各位媒體朋友我們現在開始開會了來請主秘報告出席委員人數報告委員會出席委員與主法定人數這個請議事人員宣讀上次會議議事錄"},{"start":1835.765,"end":1859.281,"text":"立法院第11屆第2會期財政委員會第3次全體委員會議．事由．時間中華民國113年10月21日星期一9時4分至17時45分．地點清仙樓酒樓大禮堂．出席委員林德福等14人．列席委員鍾嘉斌等22人．列席官員財政部政務次長阮清華．行政院主席總處主席長陳淑芝等．主席陳昭基委員喻貞．報告事項宣讀上次會議事錄"},{"start":1863.246,"end":1889.503,"text":"決定一事如確定討論事項一繼續審查財政收支劃分法二十案一本院臺灣民眾黨黨團拟據財政收支劃分法修正草案案二本院國民黨黨團委員羅明財等二十三人委員林思明等二十人委員徐宇貞等十六人委員洪孟凱等二十二人委員丁學中等十七人分別拟據財政收支劃分法部分條件修正草案等六案三本院委員吳立華等十七人拟據財政收支劃分法第三條條件修正草案案"},{"start":1890.323,"end":1917.001,"text":"本院委員陳玉珍等24人拟據財政收支劃分法第8條條文修正草案案本院委員黃建豪等21人拟據財政收支劃分法第8條及第12條條文修正草案案本院委員王洪威等24人拟據財政收支劃分法第8條、第12條及第30條條文修正草案案本院委員陳超明等17人委員邱振軍等19人分別拟據財政收支劃分法第8條、第12條及第16條之一條文修正草案等2案"},{"start":1918.739,"end":1934.747,"text":"8.本院委員賴瑞榮等16人、委員蔡宜等16人分別擬據《財政收支劃分法》第16條之一條因修正草案等二案9.本院委員賴瑞榮等、賴世保等29人擬據《財政收支劃分法》第16條之二、第37條之二、第38條之二條因修正草案"},{"start":1935.687,"end":1953.861,"text":"本院委員賴世保等22人拟據財政收支劃分法第38條之一條文修正草案案本院委員張家俊等27人拟據財政收支劃分法第4條、第8條及第12條條文修正草案案本院委員楊瓊英等32人拟據財政收支劃分法第8條及第37條條文修正草案案"},{"start":1955.402,"end":1979.069,"text":"13.本院委員鄭天才等18人擬拒財政收支劃分法徵定第30條之一及第30條之二條文修正草案案2.審查財政收支劃分法兩案1.本院委員羅廷偉等19人擬拒財政收支劃分法部分條文修正草案案2.本院委員鄭錢等21人擬拒財政收支劃分法第8條條文修正草案案案委員蔡易瑜等18人進行程序發言或會議詢問"},{"start":1980.709,"end":1992.034,"text":"全案廣泛討論．由委員林德福等人發言．均經財政部政務次長阮清華．行政院主計總署主計長陳淑芝等予以答覆．決議．令擇期繼續審查．三會宣讀完畢請議事人員宣讀今日的議程"},{"start":2009.366,"end":2024.111,"text":"邀請金融監督管理委員會彭主任委員金隆、財政部莊部長翠雲、中央銀行、國家發展委員會、經濟部、交通部就政府推動臺灣成為亞洲資產管理中心之具體作為暨如何協助金融科技及新創產業籌資現況與未來發展．進行專題報告．並備質詢。．宣傳筆"},{"start":2029.622,"end":2054.692,"text":"好 這個推動臺灣成為亞洲資產管理中心是我們賴總統的政策我們看到今晚會我們彭主委上來以來有很積極的在推動所以我們今天本委會特別安排這一次的專案報告希望各個部會一起來同心協力一起來讓臺灣早日成為亞洲資產管理中心那我們先介紹今天出席的委員跟官員們首先是吳秉瑞委員謝謝我們林德福委員"},{"start":2060.852,"end":2073.943,"text":"我們兩位資深委員都非常認真,永遠都是最早到的那接著我們介紹今天這個出席及列席的官員我們金管會彭金隆主委金管會綜合規劃處的胡哲華處長"},{"start":2078.274,"end":2103.596,"text":"我們金管會銀行局的莊秀元局長局長早我們證券期貨局的張振山局長早保險局的王立慧局長早我們檢察局的童振章局長早我們臺灣證券交易所股份有限公司的林修銘董事長李愛玲總經理"},{"start":2107.757,"end":2119.881,"text":"臺灣集中保管結算所股份有限公司林秉輝董事長陳德湘總經理財團法人中華民國證券櫃台買賣中心的簡立中董事長陳立青總經理"},{"start":2129.588,"end":2155.737,"text":"然後我們財政部李慶華政次財政部推動促參司的童韋碩副司長國庫署的馬曉慧副署長負稅署的宋秀玲署長認真天天報道這個公務署的蘇淑貞副署長"},{"start":2159.063,"end":2174.936,"text":"國產署的王采業副署長財政資訊中心的謝明峰副主任我們今天央行的嚴中大副總裁外匯局的蔡炯明局長國家發展會、國發會的詹芳冠副主委產業發展處的陳瓊華副處長"},{"start":2187.644,"end":2198.353,"text":"經濟部政務次長何進昌、經濟部中小及新創企業署李冠志、經濟部產業發展署陳國軒、交通部行政司韓振華、"},{"start":2208.351,"end":2234.962,"text":"臺灣港務股份有限公司高雄豐公司就是港務公司的高雄豐公司的港務長孫偉炫好那我們今天這個議程安排有很多單位都提供了這個書面的報告那我們請幾個單位做進行專案報告那沒有邀請到單位就請各委員自行參閱這個書面報告"},{"start":2236.892,"end":2251.574,"text":"那我們請金管會、國發會還有經濟部做專題的報告那時間3到5分鐘斟酌那金管會可能需要久一點的話就自行斟酌好現在我們先請金管會我們彭主委進行專題報告"},{"start":2257.526,"end":2272.592,"text":"主席、各位委員、在場的媒體朋友、大家早安。承蒙大院貴文會今天邀請就政府推動臺灣成為亞洲資產管理中心具體作為及如何協助金融科技及新創產業籌資現況及未來發展進行專題報告、進行質詢。為推動臺灣金融與經濟發展發揮臺灣優勢"},{"start":2281.535,"end":2309.537,"text":"計畫打造以流財為主引資為輔投資臺灣支持產業發展具有臺灣特色之資產管理中心金管會已於9月10號正式對外發布金管會主政的五大重點計畫並在五大計畫下陸續推動16項策略以下檢要重點報告一、壯大資產管理計畫一、壯大本國資產管理業透過鬆綁法令引導國內資金投入本國資產管理事業以快速增加本國"},{"start":2310.302,"end":2334.116,"text":"投信規模藉由規模之擴大增強經營管理能力提升工作條件提高國際能見度達到吸引專業人才及海外市場發展之能力二吸引外國資產管理業之投資透過政策誘因引導已在本國投資之外國資產管理業加大對臺灣之投資並積極引進國外資產管理業者來臺設立營運據點以吸引更多投資臺灣之資金與機會"},{"start":2341.048,"end":2365.187,"text":"建制具有地方特色資產管理專區藉經國外推動資產管理中心經驗預計與高雄市共同規劃推動資產管理專區建制具體規劃的做法是由地方政府提供行政誘因如營運場地、租金優惠、費用補貼、行政協助等並由金管會鼓勵國內金融業者進駐專區"},{"start":2366.848,"end":2391.066,"text":"設置OBU以及私人銀行實體業務據點並整合家族辦公室業務OIU、OSU及結合境外分行同時引入資產管理、財富管理專業之會計事務所、律師事務所等形成境內外資產管理專業生態聚落提供國人境內外資產管理一站式服務打造具有地方特色之國際資產管理專區"},{"start":2393.307,"end":2410.504,"text":"普惠永續融合計畫推動TESA計畫及全民資產管理教育參考國外推動個人儲蓄投資專戶成功之經驗成功促進資本市場發展以及提升國民資產管理之能力在符合臺灣現行租稅條件及國人投資習慣之下"},{"start":2411.67,"end":2438.204,"text":"推動具臺灣特色之個人投資帳戶以落實普惠國人並增進國人資產管理能力之目標未來將採公司協力推動由金管會協調及保協助民眾建立專戶管理在一定額度內由參與計畫之資產管理業者讓利設計經理費及手續費優惠之方案吸引國人開立帳戶在該帳戶投資之收益分配"},{"start":2438.82,"end":2453.785,"text":"鼓勵所得得依稅法的規定享受鼓勵收入8.5%的計算可抵稅額以及採28稅率分開計稅令依所得稅法第14條之一之規定特定金融商品可按10%稅率分離科稅"},{"start":2456.345,"end":2475.199,"text":"透過上述機制與稅務誘因希望協助國人建構長期投資帳戶未來亦可視TISA實際績效在與相關部會延伸租稅與其他誘因以增加TISA之參與力提升大眾資產管理之意識與能力二、永續綠色金融商品的推動節制"},{"start":2476.84,"end":2493.727,"text":"9月底我國永續發展債券共計227檔發行總額超過6000億元未來將持續增加永續債券商品提供資產管理中心更多元投資標的藉此資產管理中心計劃是推動同步推動我國永續淨零值目標"},{"start":2496.208,"end":2508.096,"text":"資產管理人才之培訓將結合政大及中山兩所大學國際金融學院及金融研訓院等訓練機構訓練具有私人銀行、財富管理與國際資產管理等關鍵核心職能之人才"},{"start":2509.934,"end":2536.452,"text":"3財富管理促進計畫加速推動私人銀行業務我國自109年開放12家銀行開辦私人銀行業務以來對於協助留住本國財富及增進本國財富管理能量效果顯著目前正透過放寬銀行辦理高資產客戶業務之申辦條件鼓勵本國銀行申辦私人銀行業務增加市場參與者吸引國內外高資產法人自然客戶"},{"start":2537.253,"end":2553.483,"text":"以促進高階財富管理市場之發展．推動家族辦公室功能．配合私人銀行推動．進一步輔導客戶創設家族辦公室．協助提供多元資產管理服務．未來並可視發展狀況．提供家族辦公室投資政府重點產業之各項實質誘因．"},{"start":2556.263,"end":2572.271,"text":"3、增進OBU功能深化財富管理業務鼓勵OBU深辦辦理資產管理業務透過OBU條例第4條之規定函式使OBU成為具有海外資產管理功能之境外資產管理分行OAMU4、資金投入公建計畫"},{"start":2575.116,"end":2600.559,"text":"為協助國內公共建設相關金融商品的發展金管會已請政交所及櫃買中心組建公建證券化專案團隊邀集具證券資產化專業之律師、會計師等與專家組成將協助政府部門針對具商品化特性之公共建設項目進行評估與規劃輔導協助政府發行相關投資標的供全民及保險業投資"},{"start":2603.187,"end":2627.645,"text":"推動公建與高齡社會投資將持續鼓勵保險業投資高齡社會銀髮產業等促進社會福利之標的配合策略性投資之項目金管會將持續推動鼓勵保險業辦理六大核心戰略產業公共投資長照及永續發展債券方案並研修相關法令開放保險業投融資五大信賴產業基研定相關獎勵措施"},{"start":2630.119,"end":2651.449,"text":"5.擴大投資臺灣計劃﹐REITs推動專案目前大院審查中資投信投顧法部分條文修正案如通過後將開放REITs採基金架構發行將有助於市場開發更多元投資工具未來將輔導業者在立法通過後積極發行基金架構REITs提供更多元的資產管理工具促進資產管理市場之發展2."},{"start":2651.449,"end":2651.709,"text":"擴大投資創投及新創"},{"start":2656.398,"end":2673.15,"text":"為建構及支持創投及私募基金發展之環境將放寬證券商及投信事業轉投資或受託管理PVVC Fund之銷售管道修正保險業於一定額度內投資創投事業得適用較低之風險係數以扶植國內相關產業之發展"},{"start":2676.693,"end":2694.047,"text":"三、壯大資本市場計畫正確交易所及櫃買中心已開始推動壯大資本市場價值計畫重點包括鼓勵上市會公司揭露提升企業價值推動投資人關係義和平台鼓勵企業增加"},{"start":2695.188,"end":2709.148,"text":"說明會、跨部會合作推動綠能等核心產業上市櫃藉由壯大資本市場價值推動新興產業上市櫃兩大方向創造更友善、更開放、更具競爭力的資本市場"},{"start":2710.87,"end":2723.657,"text":"資本市場國際合作將優先推動臺日跨境ETF相互掛牌提供投資人更多元的商品選擇亦將推動亞洲鄰近市場交易所合作督導交易所參與國際組織洽簽LMU等尋求國際的合作"},{"start":2728.547,"end":2750.361,"text":"二、如何協助金融科技及新創產業籌資現況及未來發展為協助金融科技及新創業者籌得充足持續多元的資金今晚會109年發布資本市場藍圖開設創新版及創櫃版支持新經濟公司未來將透過以下各項的面向推動及輔助金融科技及新創業發展"},{"start":2751.448,"end":2761.978,"text":"一、建構新創事業投資平台,開設上市臺灣創新版,提供創新事業提早進入資本市場籌資發展。二、積極協助中小微創業事業,推出免費輔導股權籌資兩大功能之創櫃版,各鎮督導櫃買中心,調整創櫃版相關機制,擴大輔導對象,以扶植更多創新事業成長茁壯。"},{"start":2775.371,"end":2798.707,"text":"2、吸引國際優質新創來臺掛牌交易,持續精進臺灣創新版,吸引更多創業投資掛牌及市場交易能量。3、調整金融業創投監管做法,未來針對金控公司或金融機構轉投資之創業投資事業子公司之管理,將採取與金融相關子公司區別之差異化管理,讓該等創投擁有更彈性的營運空間。"},{"start":2800.049,"end":2823.499,"text":"二、促進金融科技發展策略一、擴大容塑空間加大創新領域大幅放寬營保證業務事辦加大創新實驗的範圍金管會近日已經發布金融業申請業務事辦作業要點的修正大幅開放金融業者可進行業務事辦的範圍希望鼓勵國內業者結合金融科技業共同合作事辦"},{"start":2824.591,"end":2840.881,"text":"再來我們也即將研究調整堅尼沙盒制度的落地層攻擊制希望能夠與未來的商品服務做對接二鼓勵團隊合作注入集團創新動能為鼓勵金融生態系的成立金管會已於今年10月4號"},{"start":2841.826,"end":2856.441,"text":"放寬金融機構將金融科技專利及技術授權他人的規定然後促進金融機構與金融科技的合作未來將研議成立金融科技產業聯盟導引金融機構與金融科技業者共同提升金融科技擴大相關應用"},{"start":2857.441,"end":2884.57,"text":"三、我們也持續探索金融科技發展的機會助力金融科技的發展一、我們要推動未來現實世界資產RWA代幣化的工作二、我們要開放金融業辦理虛擬資產保管業務三、明年6月金管會將提出VASP專法送行政院再送大院審議四、我們將持續支持網路金融發展放寬純網營業務的線下活動限制"},{"start":2887.318,"end":2913.173,"text":"我們今年年底也會重啟數位保險公司申請之條件預計這個規劃方案會在年底能夠提出希望提供民眾更多元的選擇落實普惠金融我們也全方位引領金融科技的發展我們在114年將增設金融市場發展創新處強化金融科技發展未來將持續鼓勵金融業運用新科技實現更具包容性、公平性、永續性的金融科技生態環境"},{"start":2914.912,"end":2929.068,"text":"金管會透過五大計畫、十六項計畫以及下一階段與各部會的通力合作持續推動打造臺灣成為亞洲資產管理中心期盼在流財為主、引資為輔、投資臺灣支持產業發展兩大方向引導國內資金投入臺灣"},{"start":2934.206,"end":2934.506,"text":"謝謝彭主委"},{"start":2961.482,"end":2979.835,"text":"接著我們請國發會張副主委進行專題報告主席、各位委員今天很榮幸邀到貴委員會來報告"},{"start":2981.069,"end":2997.236,"text":"有關於政府推動亞洲資產管理中心及對新創產業募資的情形有關於推動創新創業的發展是近年來政府施政的非常重要的一個方向目前統計臺灣的新創事業已經超過7800家"},{"start":3001.798,"end":3019.693,"text":"那去年的新創募資金額也達到27.9億美元這兩個都是歷史新高那賴總統也在政見中提出4年內要達到新台幣1500億元的新創投資金額的這樣子的一個政見"},{"start":3020.794,"end":3039.018,"text":"那目前政府在協助新創事業的募資現階段主要是透過投融資以及多元出廠的管道來協助新創取得資金例如國發基金他匡列了50億元的創業天使投資方案那到今年10月18號我們已經投資了274家新創一共38.02億元也帶動了投資148點"},{"start":3048.343,"end":3058.88,"text":"經濟部跟今晚會有相應的投融資跟出場的措施那有關於活絡投資生態系的經濟策略那主要的策略有下面幾點"},{"start":3060.117,"end":3089.618,"text":"第一我們要積極推動的主題式投資那國發基金將會跟相關部會合作一起推動百億元的主題式投資專案例如AI、文創、大健康還有綠色成長等等那將來如果有今晚會如果有金融科技相關的投資的規劃那國發基金當然也可以評估來共同參與那第二是鼓勵企業及金融機構來擴大投資那政府將串聯企業創投等資源"},{"start":3090.168,"end":3118.55,"text":"鼓勵企業及金融機構擴大來投資新創的產業並將積極推動保險業等資金來投資新創第三是要建立校園的投資生態系為了要擴大我們優質的新創案源國發基金將積極跟國內各大學合作建立校園的投資生態系舉個例子例如臺灣大學最近將成立校友基金國發基金將會搭配來投資"},{"start":3119.807,"end":3133.79,"text":"第4點是要擴大天使及有限合夥創投租稅誘因這點經濟部正在修正產創條例將會對於有限合夥以及天使投資人更放寬有關於租稅減免的相關規定"},{"start":3135.373,"end":3155.867,"text":"第五是要加強鏈結國際資金目前政府已經在積極與美國、中東歐和日本的國際資金進行合作例如,國發基金已經投資日本Core Japan Fund同時近期也跟京都大學簽訂共同投資的合作備忘錄"},{"start":3157.066,"end":3181.984,"text":"第6點是推動橋樑計畫來擴大新創的國際資源國發會9月份已經在日本東京設立海外首個新創基地明年也預計在矽谷設立新創基地透過這些基地可以強化雙向的新創及創投的落地媒合與交流不僅可以協助國內的新創佈局海外市場同時也可以吸引國際的新創來臺灣發展甚至掛牌"},{"start":3184.406,"end":3203.462,"text":"那最後說明面對數位轉型、淨零轉型以及社會轉型等發展趨勢新創會扮演非常重要的推進的角色那期盼經過各界的通力合作讓國內的新創事業能夠進一步的壯大以上報告進行指教謝謝詹副主委接著我們請經濟部和次長"},{"start":3217.114,"end":3237.739,"text":"主席、各位委員大家好。陳孟貴委員會邀請就新創產業籌資現況及未來發展的主題進行報告,敬請各位委員先進不吝指教。臺灣的新創生態系在政府跟民間的攜手合作之下,持續蓬勃發展,成為推動經濟轉型與創新驅動的重要力量。"},{"start":3238.539,"end":3265.422,"text":"那目前臺灣的新創企業約有7900家那這些新創企業在推動臺灣的數位轉型跟產業升級中扮演關鍵的角色那資金始終是新創企業發展過程中不可欠缺的一環那以下本部將就新創產業的籌資現況還有未來精進措施進行說明那在新創產業籌資的現況方面先就投資面來跟大家做報告"},{"start":3266.403,"end":3273.288,"text":"根據FIDI的資料顯示從104年到113年第一季臺灣新創早期投資的總計達3605件交易的金額約新台幣4218件那112年投資的件數跟金額都創下歷史的新高那為促進"},{"start":3289.898,"end":3313.031,"text":"新創的投資政府也推出多項的投資方案主要是包括國外基金的創業天使投資方案以及本部執行的加強投資中小企業實施方案透過共同投資引導民間資金投資新創企業並持續跟國內外的投資機構交流合作來辦理投資媒合活動協助新創企業取得投資"},{"start":3314.111,"end":3324.297,"text":"在創業天使投資方案的部分國發基金在106年通過行政院國發基金創業天使投資方案初期預算是10億元那108年加碼到20億元該方案契機已經投資了274家帶動投資148.25億"},{"start":3332.722,"end":3355.497,"text":"那第二項加強投資中小企業實施方案．國化基金也在112年通過加強投資中小企業實施方案第二期．匡列100億元由本部中小及新創企業署來執行那投資具有潛力的中小及新創企業那目前第一期已經投資350案有285家總投資金額是94億元其中早期階段的新創企業佔154家投資金額是46億元"},{"start":3362.662,"end":3366.811,"text":"第2期自112年10月起至今已經投資21家投資金額達5.57億元"},{"start":3371.038,"end":3396.045,"text":"那在促進民間投資新創的部分政府透過林口及亞灣新創園積極跟國內外的投資機構來合作同時藉由鼓勵中大企業成立企業的加速器以企業參與新創的模式優化新創的商謀並辦理商機媒合交流活動那自108年迄今已經促成176億元的商機跟投資的金額"},{"start":3398.266,"end":3418.225,"text":"融資面本部透過中小企業信用保證基金協助新創企業取得金融機構的資金並用高保證層數分擔金融機構的風險主要措施包括青年創業及啟動金貸款以及新創企業的直接保證方案青年創業啟動金貸款部分自109年起"},{"start":3421.889,"end":3431.541,"text":"針對一百萬以下的貸款以從優、從速、從簡的原則提供9.5成到10成的保證目前自109年迄今已經辦理了11萬件融資金額超過900億元"},{"start":3436.833,"end":3455.498,"text":"為新創企業提供重要的早期資金的協助那新創企業直接保證方案的部分從今年的5月起政府會幫助成立未滿8年具創新能力或無形資產的新創企業取得融資那推出新創企業即無形資產融資保證的措施"},{"start":3456.198,"end":3470.585,"text":"那這個部分目前我們因為剛開始辦理那目前這個企業也正在這個申請當中大概有十幾個案件已經有核准了"},{"start":3471.425,"end":3494.015,"text":"那所以目前另外新保精英為了協助經本部時期向創新研發補助的計畫合訂通過並推薦的中小企業籌措所需的自籌款那從160年起我們也辦理了促進企業創新直接保證的方案保證的層數一律9.5成那截至今年的9月底共承保了227件協助創新或營運發展融資"},{"start":3499.057,"end":3523.924,"text":"總共10.76億元那最後一項是獎補助為協助創新創業政府推出多項的獎補助的措施提供新創企業資金的協助那涵蓋創新研發補助跟創業的競賽那主要的措施包括本部的SBIR還有服務業的SIIR還有以及Aplus的企業創新研發推練的計畫"},{"start":3526.605,"end":3538.032,"text":"還有教育部的U-STAR以及國發的FIDI計畫為新創企業提供支持以SBIR計畫為例自110年至113年的9月已經協助了579家新創企業帶動自主研發4億8千多萬元並增加747名的研發人力"},{"start":3546.838,"end":3561.245,"text":"那未來精進做法的部分為促進新創產業的發展鼓勵更多的資金投資在新創企業本部在113年10月5號已經預告產業創新條例部分條文的修正案朝降低創"},{"start":3563.426,"end":3582.399,"text":"創投的資金門檻並為天使投資人提供租稅的優惠營造更友善的募資環境重點包括修正第23條之一的部分提供有限合夥創投事業創投式的租稅優惠將有限合夥創投的資本門檻從3億元調降至1.5億元並要求至少50%的資金投資在新創事業"},{"start":3587.742,"end":3611.85,"text":"修正第23條之二除現行個人投資設立兩年內之高風險新創事業公司達100萬元持股滿兩年的規定之外增訂個人投資設立兩年以上未滿五年的高風險新創事業公司達50萬元持股滿三年也得以享受個人稅賦的一個優惠那最後簡單結語臺灣新創未來發展將依據"},{"start":3616.272,"end":3616.432,"text":"謝謝何次長"},{"start":3646.656,"end":3670.573,"text":"好現在邀請的單位都已經報告完畢我們接著就開始詢答先做以下的宣告本會委員發言時間8加2分鐘非本會委員發言時間5分鐘今天上午10點半截止發言登記那我們現在按照登記順序請登記第一位的林德福委員"},{"start":3686.843,"end":3693.131,"text":"謝謝主席請彭主委與各列席官員彭主委"},{"start":3696.281,"end":3696.441,"text":"林委員長"},{"start":3716.135,"end":3734.469,"text":"提出階段性的目標兩年有趕、四年有變、六年有成以六年期的計畫來達成亞洲資產管理中心的政策目標我請問主委政府是不是有非成立不可的理由"},{"start":3735.53,"end":3736.03,"text":"主委"},{"start":3766.141,"end":3788.889,"text":"政府如果決心要成立你是不是有把握在你任內讓政策目標完成而不會到最後就流於指紋樓梯響不見人下來的這種口號政策是謝謝委員我想這次如果各位有仔細檢視我們提出的亞洲資產管理中心可能跟過去有些比較不同我們這次非常的務實"},{"start":3789.989,"end":3809.765,"text":"我想即便是任何人接棒都可以非常容易的去執行我們這樣的一個規劃我想這個是一個持續的工作這也不是一個簡單的工作有很多國家他可能花了二三十年來建制但是我們剛才希望說我們能夠在兩年的時候呢讓大家可以有感覺到我們整個制度有所改變"},{"start":3810.686,"end":3838.787,"text":"那所以我們會透過大量法規的鬆綁讓大家知道說臺灣在這方面我們有高度的承諾四年有變我們是希望說我們整個在資產管理規模能夠有顯著的增加六年有成是希望我們臺灣的努力已經可以得到國際上面的肯定說臺灣已經朝向這個方向來發展我想整個國際的金融的競爭是持續的但是我覺得這件事情我覺得一棒接一棒我想這應該是臺灣未來金融市場努力以及國家發展的一個方向"},{"start":3839.167,"end":3860.753,"text":"主委媒體報導金融這個金管會選定高雄市政府合作推動高雄成為亞洲資產管理中心的金融特區設置計畫讓臺灣的有錢人以後去高雄不用去新加坡那我請問現階段除了高雄之外你認為"},{"start":3863.414,"end":3883.312,"text":"臺灣還有哪些城市適合設置的金融特區是謝謝委員我想主要是這次會選選擇跟高雄合作是因為高雄過去在3年來一直都有針對這個計畫在有一定的基礎再加上高雄他有非常多的條件比如說他有灣區還有自由貿易港還有國際港還有距離比如說"},{"start":3884.193,"end":3887.435,"text":"臺灣有非常多的城市都非常適合發展各自的特色像這是陳儒我剛才跟大家報告的內容"},{"start":3902.225,"end":3930.127,"text":"因為高雄市他願意提供非常多地方政府願意提供的誘因我想這部分也是各個地方政府如果願意來發展的話可以盤點自己的優勢我們中央這邊金管會一定會全力配合所以說彭主委你還是認為高雄市最適合在就以現階段我們是做個實驗區希望高雄能夠成功然後能夠複製在我們各個地方各地方縣市如果說有也有這樣一個規劃我想我們都可以來實施"},{"start":3932.088,"end":3948.885,"text":"主委對於金管會規劃亞洲資產管理中心的願景前經濟部長王美花表示臺灣先天有困難因為地緣壓力存在外資要進來會遇到臺灣先天的問題"},{"start":3952.208,"end":3952.568,"text":"跟委員報告．我想"},{"start":3968.658,"end":3983.408,"text":"台灣的狀況大家都非常的清楚但是呢台灣在這個狀況之下也發展出非常多有優勢的產業我想資金呢他有各種不同的面向台灣要發展自己有特色的我們並不是複製比如說我們常提到的像新加坡"},{"start":3983.948,"end":3999.965,"text":"以資金流動為主的資產管理中心我覺得這是不一樣的我想臺灣有他先天的限制但是他有他非常多先天的優勢我想我們這次是非常務實的政策就希望說怎麼樣發揮臺灣的優勢能夠彌補我們相對競爭的劣勢我們覺得還是可以非常有為"},{"start":4005.211,"end":4031.047,"text":"那我請教你如果像王美花所說的真的是有他先天地緣的一個壓力的存在那這個先天困難會不會影響到整個中心的推動會不會我想推動這個東西困難一定有的如果簡單的話就輪不到現在金管會來做我想這個確實是有很多問題要來克服我們有先天的劣勢像剛才講很多不可改變的像比如說我們也盤點過去"},{"start":4032.428,"end":4034.15,"text":"臺灣在這個狀況相對之下是這樣劣勢的還有就是我們有特殊的地緣關係的問題這當然是"},{"start":4051.022,"end":4059.236,"text":"但是在這些限制之下臺灣還是可以發展出非常具有韌性的一些金融活動我想我們就是希望透過發揮我們這個優勢我們非常務實的讓我們的實力展現出來"},{"start":4064.142,"end":4083.921,"text":"主委 基於先天困難的考量政府會不會為了成立而限縮原先計畫中心成立的這種規模會不會我想其實這個亞洲資產管理中心我們現在的策略是這樣我們是希望我們各個金融產業都有現在在做的事情"},{"start":4084.522,"end":4104.421,"text":"我們希望他們在這個計畫之下加大串聯所謂加大串聯就是希望說把我們現在你們現在業務把它做大再來彼此串聯彼此互相協助整個拉伸整個臺灣整體金融業的發展我想這個這樣是可以克服我們現在很多很多的困難我們也不需要去排擠到其他的計畫"},{"start":4106.564,"end":4119.68,"text":"政府既然規劃推動想必應該要對先天困難的存在也應該有因應的一個對策那請問你有什麼因應的對策"},{"start":4120.262,"end":4138.144,"text":"是,謝謝委員的指正就是我剛才講就是說我們有優勢比如說臺灣其實有估計超過比如說民間的財富估計將近有200兆這是我們看到很多報告的估計但是這些呢確實很多呢不是由臺灣的資產管理業者或是由臺灣人來管理這些資產"},{"start":4139.085,"end":4161.137,"text":"那我想說未來這一部分的話我們要怎麼克服其實我們第一個法規鬆綁我們過去確實在在很多的這方面的法規我們有很多可以考慮所以我們在第一年我們自己儘管會去盤點在前兩年希望能夠鬆綁超過50個我們自己所主管的法規命令我想這就是一個我們來克服這困難很重要的點那當然就是再來我們希望投資臺灣"},{"start":4162.057,"end":4163.258,"text":"主委那你認為政府的對策辦法有幾層把握來克服整個先天上的困難"},{"start":4181.547,"end":4198.815,"text":"我想假設委員你問我我是覺得我是很有信心的最好是有信心濟南號稱亞洲資產管理中心那我請問主委我們有什麼條件你認為比新加坡、香港更吸引外資"},{"start":4200.069,"end":4212.482,"text":"而且能夠消除對臺灣先天困難的疑慮也就是投資人面對中國的文攻武嚇還是要前赴後繼一無反顧把資產送到臺灣你認為呢"},{"start":4215.2,"end":4228.674,"text":"報告委員我想主要是我這次在很多地方我強調我並沒有要成為新加坡第二我要成為臺灣的特色的資產管理中心那你認為因為我們現在講實在話這一段時間從賴總統上任以後到現在幾乎這個對岸跟我們"},{"start":4236.843,"end":4246.261,"text":"不但是沒有很好的這個大家互動甚至於搞到兵兇戰為你認為你成立這個中心人家會來投資嗎"},{"start":4247.483,"end":4248.864,"text":"那我請教你那個彭主委"},{"start":4274.685,"end":4274.825,"text":"主委"},{"start":4299.488,"end":4320.48,"text":"其實跨國性的金融或資產管理中心先前的條件就是要有一個穩定安全的政治環境才沒有危害投資的這種餘力那以下有幾個幾點我請問主委主委你說推動亞洲這個資產管理中心並非要取代哪個國家"},{"start":4329.808,"end":4346.582,"text":"我請問主委新資產主義是日本前首相岸田文雄在倒台以前他的政策你認為可以借鏡的地方在哪裡還是你有把握新資產主義在日本失敗在臺灣一定能夠成功嗎"},{"start":4347.242,"end":4375.476,"text":"其實報告委員其實這個在日本並沒有失敗因為它實際上這還是持續在進行的一個計畫我想主要是臺灣跟日本有很多地方相似比如說我們都面臨到高齡化還有就是說我們的財富集中在一些比較保守的投資上面這些都是相同的我們希望透過這個計畫導引民眾有更多的資產管理的意識除了是因應未來高齡化社會的發展也是希望說我們能夠有更積極的投資的這樣的意識能夠投入更多的"},{"start":4376.136,"end":4380.12,"text":"請問主委推動跨部會協調業務是以哪一個或哪幾個部會的業務最多或者是最有挑戰性 您的看法呢"},{"start":4399.617,"end":4422.142,"text":"其實在過去我們跟各部會接觸的立場各部會都非常的支持也提供了非常多他們在各個部會專業的考量像這次我們在TISA的推動的時候我們過去的思維其實上是比較不符合所謂的租稅專業財政部就給我們很多的建議我覺得這個就是一個很好的例證像比如說我們跟其他部會裡面的接觸過程當中都得到非常非常多的意見"},{"start":4422.802,"end":4426.845,"text":"所以說法規鬆綁不只是只有金管會有法規要鬆綁也是要跨部會的法規來配合那當然"},{"start":4441.597,"end":4460.019,"text":"主委最後一個議題蔡總統在執政期間政府推動過境外資金匯回當時也有相關法規及配套現在換代總統執政政府又以推動亞洲資產管理中心的名義要修法來鬆綁"},{"start":4461.22,"end":4461.24,"text":"其實這"},{"start":4478.517,"end":4504.404,"text":"設立中心只是替臺灣有錢人找到一條可以規劃海外資金流通的管道其實委員您誤會了其實我們剛才講像比如我們TESA就是全民參與我們這次資產管理是涵蓋所有的金融業所有的客戶那個高淨值客戶只是其中的一部分不是全部該資金匯回的目的跟這次完全不同我想這是一個金融全面提升刺激經濟的一個方案"},{"start":4505.052,"end":4531.987,"text":"我希望這個主委就是針對這三階段兩年有成的目標包括法規鬆綁調整等等這個我希望這個我們金管會你多琢磨多用一點支持我們會努力我們一定會全力來支持全力來努力謝謝謝謝林德夫委員謝謝彭主委接著我們請登記第二位的吳秉瑞委員"},{"start":4542.264,"end":4571.865,"text":"主席麻煩請進管委彭主委彭主委委員早主委早這個議題其實已經談了很多年了那其中有一個部分的原因我大概跟你分享一下看看你認不認同中國自從接收了香港之後他對香港這樣子的打壓早年香港是亞洲的金融中心所以有很多的"},{"start":4572.56,"end":4601.108,"text":"金融界、全世界金融界的人才很多到香港去工作那因為以前中國他是是一個不自由的地方大家對於馬上進到中國也有一些憂慮所以他就是停留在香港然後再尋找各個附近的國家的投資機會那主要當然也是中國可是自從這個香港被中國政府現在這樣子高壓然後就是"},{"start":4603.056,"end":4629.375,"text":"從反送中之後那很多人認為香港這個金融中心的地位會慢慢失去了那他原來管理了很多的資產會四處跑目前為止受惠最多的當然是新加坡他收到了最多的資金跟收到最多的人才那當然他的背景藝術有很多嘛就剛剛你講的法令"},{"start":4630.458,"end":4639.99,"text":"管的太遠的地方如果你鉅細靡遺那大概很難把這個工作做得很好第二個它是必須要是一個很國際化的地方"},{"start":4641.846,"end":4670.483,"text":"所以就拿你今天這個議題臺灣做亞洲資產管理中心我們其實也是某一個角度也是希望香港的這些人才或是資金能夠有一部分來到臺灣當然不可能全部一部分來到臺灣我們也是希望能夠在香港在沒落的過程中說比較難聽一點我們也分一杯羹這個狀況之下可能就是要比較"},{"start":4671.969,"end":4686.638,"text":"香港、新加坡跟臺灣各有哪些優劣的條件剛剛你跟林委員對話我也是聽到說你有提到有一些優勢有一些劣勢可不可以講得更清楚你認為臺灣在成為亞洲資產管理中心"},{"start":4687.418,"end":4714.299,"text":"也就是希望能夠吸引這些世界金融這些服務人才以及這些產業來到臺灣有何優勢呢臺灣有何優勢剛剛委員提到確實整個國際特別是亞洲的金融中心之間的更迭是確實是我們看到非常顯著包括像比如說日本他們所考慮的也大概是這樣一個角度為什麼在這個時候提出因為資金板塊在移動"},{"start":4715,"end":4735.786,"text":"我想臺灣這時候也是個機會除了這個是天時以外另外還可以非常重要剛才委員提到說臺灣有什麼優勢臺灣有什麼劣勢其實相較之下過去比如說比如說我們的租稅因為我們有臺灣有多元的產業不太可能獨厚金融業所以這部分是我們有特有的我們這個不太可能像新加坡比如說他完全沒有一證稅比如說他的所得稅能夠"},{"start":4737.026,"end":4762.252,"text":"到這樣那個程度我想大概臺灣再怎麼努力我覺得都是我們先天不容易做到再比如說匯率好了匯率他們是盯緊美元所以他進出非常的容易但臺灣不可能央行在過去呢我想副總裁在這邊都知道臺灣有多元的產業他有對匯率有不同的需求所以我們也不可能是向他做到這一點再來他們都有很重要的就是語言過去因為殖民地的關係所以在這邊他有先天的優勢"},{"start":4763.192,"end":4785.68,"text":"但是如果我們還是拿這樣的角度說完全要租稅還是要匯率還是要語言的話我覺得我們再10年也做不到他這個地步所以我們這是非常非常務實的盤點說臺灣有什麼臺灣有三大優勢非常重要第一個我們有非常獨特而且有競爭力的世界級的產業還有衍生出來很多投資機會這讓國際的很多的資本很想進臺灣"},{"start":4788.201,"end":4798.388,"text":"臺灣有非常多金人的財富臺灣在過去整個經濟發展的過程當中其實臺灣累積了非常多的財富可惜這些財富都不在臺灣在被管理著臺灣最近幾年有非常強勁的投資動能"},{"start":4802.171,"end":4829.306,"text":"大家可以看我們的ETF這已經是比如說它的滲透率是亞洲第一還有很多的地方我們都看到臺灣最近的動能還有就是我們的很多的經濟的指數指標都是相較於20年前不可同日而語我想這些都已經在國際上面對臺灣的投資有高度的這樣的一個關注跟認同像比如這次我們談的雙掛牌也是非常有興趣因為很多人對投資臺灣非常有興趣我想資金是多元的所以我們就來發揮這些優勢我們先"},{"start":4831.667,"end":4832.868,"text":"聽你剛剛這樣講那我舉個例子那台積電如果照美國的"},{"start":4861.924,"end":4873.423,"text":"這個標準他已經是破兆元的這個美元的產業了那像這樣子的產業人家在美國買就好了啊我有必要跑到你臺灣來買你臺灣的台積電嗎"},{"start":4875.776,"end":4891.749,"text":"確實"},{"start":4892.029,"end":4909.331,"text":"所以相對人家要來臺灣投資臺灣這一些你剛剛講的第一個優勢我們有非常壯大的這些很好的公司政府也承認我也同意但是問題是有必要一定要來嗎我可以從日本買我從美國買我從其他國家也可以買臺灣的股票啊是"},{"start":4910.012,"end":4925.86,"text":"陳主委員剛剛提到臺積電這麼成熟的標的在資本市場大家都可以買得到但是因為臺積電衍生出來的很多的產業在臺灣你非得要到臺灣來你才有辦法找到就是他來到臺灣去尋找未來的保障"},{"start":4926.3,"end":4952.829,"text":"所以說我們會開放多元的投資像剛才講比如說我們的創投PE還有一些在那個已經成熟標的之前的那些我們要把它找出來成為機構投資人機構法人投資的標的一般的民眾投資當然是投資成熟的標的所以資產管理的概念就是說不是只有看到的股市還有全面的投資機會我們希望引入資金來投資臺灣這些基礎產業能夠能有第二家第三家台積電那這樣子有需要設金融特區嗎"},{"start":4954.349,"end":4973.755,"text":"跟我們報告這是不是特區大家都以為我們設一個所謂的租稅天堂其實沒有各位剛才聽出來就是說特區是因為日本用這個名詞大家想到就是喔又是個租稅天堂其實沒有我們剛才叫做專區聚落聚集我們透過行政措施希望這些能夠聚落形成一個聚集就像我們影資一樣所以我們是"},{"start":4975.137,"end":4993.413,"text":"若剛才像我們講的我們過去從來都沒有做過這件事情比如說我們把我們的OBU把它實體化然後等於說也有人批評說那我到新加坡是因為有些他特殊的地方那我們如果說我們把OBU變成OAMU在高雄港區有個實質的服務他可以做境外的"},{"start":4994.733,"end":5017.221,"text":"資產但是在境內提供服務是境內的臺灣人幫你在做境外的這樣的一個資產還有很多我們的國營在新加坡在香港在其他國家都有設有分子機構我就是這個意思我舉個例子我是住新莊新北市我在新北市我也可以啊我不一定要跑到高雄去啊所以我是說這個金融專區有必要一定要設嗎"},{"start":5018.361,"end":5035.526,"text":"其實跟委員報告假設如果說有注意到的話臺灣很多的機構法人機構投資人或是這些高資產淨值他每年還是要到這個比如說到海外這個因為他很多地方很多的東西還是要實體的服務這個東西因為特別牽涉到複雜的資產管理的時候不是只是買賣股票那麼簡單"},{"start":5036.266,"end":5059.26,"text":"所以這個就是我們要提升當然我知道不是只有買賣股票我是舉這個為例所以有的事情其實不用到裡面現在就可以做了就舉剛剛你的例子說鬆綁法令是一個很重要的工作那這鬆綁法令當然不是只有特區啊你這個鬆綁法令是對全臺灣的啊那這樣子的話我在想說那我舉個例子我如果在新北市會建了一個"},{"start":5060.18,"end":5063.784,"text":"其實專區的概念就是它實際上介於虛擬跟實體之間但是一定要先有個聚落開始比如說"},{"start":5079.24,"end":5104.737,"text":"這樣比較容易吸引國際人才對 像比如我們到新加坡新加坡也不是一個點等於說它有很多很多這個聚集以後人家就會往那邊移動像比如我們去看像比如國際上那個百慕達就是個很典型的例子你看到的地方就是一個島但是它裡面聚集了很多很多人這就是一個聚落的概念這很多時候我們這是全面推動各種計畫實際上有實體有虛擬有各式各樣我們只是希望說地方來一起發力地方一起來努力"},{"start":5105.137,"end":5127.007,"text":"我瞭解你意思說這等於是聚落我們譬如說我們要大量採購我就是要去大賣場那當然每一個地方都可能有門市7-11這種你也可以網購你也可以外送對都可以但是我如果想像說我要去找一個這樣的地方的時候我就要一個群聚的地方那其實就是類似大賣場的概念你的意思說現在這個專區的意思是這樣的意思"},{"start":5129.488,"end":5129.868,"text":"這是一個很大的議題啦那其實"},{"start":5158.52,"end":5159.049,"text":"也非常的複雜"},{"start":5161.357,"end":5188.871,"text":"簡單來講也很困難要很努力也不一定有成績我們來嘗試看看時間過去大家能夠努力到看到一些成果臺灣人本身就很有錢臺灣人本身現在就是你說剛剛講到說為什麼會有那個發行ETF的時候會那麼多因為資金很多不知道去哪裡投資就是我們希望創造更多的投資標的這也是造成我們房市一直飆漲另外一個原因賺的錢我不知道錢放在哪裡我又怕貶值所以"},{"start":5190.471,"end":5209.876,"text":"會環環相扣啦這是委員講到的重點就是說我們希望透過這個東西發揮金融業的創意能夠創造出更多非不動產相關的投資標題出來好 加油齁對 謝謝 謝謝委員的鼓勵謝謝 我們一定努力謝謝吳秉瑞委員謝謝彭主委接著我們請郭國恩委員"},{"start":5219.31,"end":5246.595,"text":"謝謝主席有請彭主委請彭主委謝謝委員長主委好我想那個金礦加速太多大家希望金礦能夠合併都一直有這樣的聲音不過最近受到矚目在上個月的時候有關於中信要收購星光人獸的案子當中我覺得要有制度面當中要來跟那個主委來做一個探討"},{"start":5248.018,"end":5272.914,"text":"有幾項第一個就是說我們明明在2018年的時候已經修正通過的金融控股公司投資管理辦法的部分就是以10%來定義原來是所謂控制性的持股然後把它明確有把它數字化但是以中信提出來的他們要收購介於10%到51%之間但金管會卻說10%無法確定絕對的控制力那明明投資計畫書已經寫10到"},{"start":5275.235,"end":5276.255,"text":"那還有一段時間啊 主委"},{"start":5303.701,"end":5326.023,"text":"他一段時間啊他只是差期而已嘛就是因為我們擔心一個市場秩序論比如說現在假設這個標的本身就有兩個不同意見的10%是你們那個金管會的規定欸為什麼10%就沒有不然你就把10%改掉啊是我們最近呢也開始來檢討這件事情改天那一家寫10%也不行那就按照你的管理你的辦法改的啊"},{"start":5327.339,"end":5350.14,"text":"這個10%只是一個門檻要看條件而定對 你們寫就是10%嘛10到51%那你只要寫10到51%為什麼你確定他做這個到10%就會停止你怎麼憑什麼去做這樣的主觀認定這第一個我要挑戰你的是說你的10%是你們定的控制性時股把他數據化也是你們定的你憑什麼認定說這個個案沒有辦法"},{"start":5352.867,"end":5368.759,"text":"是報告委員這第一個第二個荒謬的地方在哪裡呢依照公開收購公行公司的有價證券的管理辦法第8條當中你得以現金跟有價證券的方式的對用對價的方式來進行收購是那你們又提出說要百分之"},{"start":5370.339,"end":5394.765,"text":"是跟委員報告一下這個是公開收購辦法但是呢金控投資只是說你如果經過核准以後三個月之內你要用公開收購辦法一次購足其實當年時候呢其實等於說我們的金控整併是公開收購的特別規定就是說我們今天來講一般的公開收購確實如政企局他們訂的對一般公司適用他有說有現金跟股票"},{"start":5395.345,"end":5410.585,"text":"但是我們從過去的例子裡面我們有這麼多案例裡面只有六件包括所有的是有含股票大部分都以現金其實一樣這個概念那以後你就標示清楚嘛對不對這個確實法規上面我們沒有寫很清楚不過對啊你要標示清楚啊"},{"start":5412.146,"end":5425.671,"text":"明明法是這樣的規定你要說這個一定要怎樣怎樣你就事後來做一個說明解釋yes or no都是你在講的那依照法來做申請不就出了問題不過委員您誤會了齁我是用體制的方式講話相當於如果合併合併、金控合併的話你總要一個明確的遊戲規則出來嘛確實遊戲規則明確是非常重要非常重要齁"},{"start":5435.374,"end":5461.707,"text":"第三個你又說你無法掌控星光人壽的損益星光人壽是何起大的一個金融公司而且他常常出了很多有的沒有的狀況不論是投資錯誤或者是不斷的被金管會裁罰這個就第三者來說怎麼一下子可以理解星光人壽的財務狀況我如果沒有進去當董事的話我講白一點我即便當董事當了一年還搞不好不一定理解"},{"start":5462.312,"end":5462.852,"text":"財務狀況你們寫說財務狀況要掌握財務狀況掌握"},{"start":5488.643,"end":5488.923,"text":"主委 接下來我們還有機會推動這個合併案"},{"start":5514.326,"end":5538.359,"text":"你不要太多的行政解釋的空間讓法令上的規範流於形式不論10%的量化也是你們弄的還有包括這個規範那個股票的對價收購也是你們弄的還有包括所謂的第三人這種情況底下如何了解收併對象購併對象的一個財務狀況這個都過於嚴苛啦我覺得是因不是因人設事是因人來堵事"},{"start":5539.62,"end":5560.91,"text":"是委員指正的就是說假設我們的法規沒有很明確這我們來檢討來努力但是就是說剛剛那個邏輯並沒有說前後衝突其實因為當初訂了規定的時候這個情境每一個情境這只是一個比如說申請的門檻並不是核准的標準那個主委你論述的能力很強但是我的時間不夠"},{"start":5561.75,"end":5578.571,"text":"麻煩書面補充是 沒問題我再跟委員仔細說明我就教於您的部分最近的這個南非的政治風險增加為什麼因為他要求我們無理的不合法的要求我們撤銷這個代表處離開他的手足"},{"start":5579.91,"end":5600.458,"text":"這種情況底下不禁讓我聯想到我們最近的統計的結果我們不論是在基金的投資總共南非幣計價基金379檔高達2286億另外還有保單投資型保單另外還有包括其他的南非幣的商品等等夯不啷啷加起來大概4000億"},{"start":5601.818,"end":5626.684,"text":"我能不能請你估計一下這4000億是不是正確你會後給我一份資料沒問題我來把那個詳細的數字再給我研發這個風險指數相當的高這其實推估的出來第二個的部分第二個的部分呢他對於南非這樣的處理我們不禁想到一件事情就之前俄羅斯攻在的時候採雷的經驗因為烏俄戰爭的關係那時候我們就要求金管會金管會也同意要將政經風險納入那我問啊"},{"start":5628.803,"end":5643.791,"text":"南非這樣的情況底下符不符合政經風險的部分有沒有必要性把它提高它的風險權數是 我跟委員報告南非這個狀況如果真的跟那個俄羅斯那邊還是有點不同不一樣但是還是有風險不是嗎"},{"start":5646.152,"end":5646.172,"text":"對我們來講"},{"start":5662.295,"end":5687.595,"text":"對 啊你要去關心了解一下啊是會會會 這次用增金風險啊這個風險權數是不是要提升啊一來 作為一種外交的反制我們來做一個必要的反制嘛我們投資他那麼多對 謝謝委員的提醒啊 我想這部分四千億欸 我這是保守估計欸有一個說法是七八千億欸所以我們請你估計嘛那二來也要保護投資人嘛本身這商品本身就有很大的風險性嘛"},{"start":5688.616,"end":5711.378,"text":"對不對 是的 是的謝謝委員的提醒我們回去會請保險局趕緊調查了解這個部分請主委要有所作為啦第三個對於這個風險性的部分我要跟你講最近頻頻傳出啊這個基金經理人啊涉及炒股啊你們想說絕對不容許當然不容許啊問題是怎麼防堵它發生來講到絕對不容許那不是怎麼兩個字就廢話嗎"},{"start":5714.736,"end":5736.092,"text":"那文報告其實這些案子都是我們事後在偵測查出來的我們其實我們背後有一套我們跟跟他們也說了就是說你們不要心存僥倖因為所有東西都留下軌跡對我們交易所這些都有軌跡所以我們只是跟他講說人性面我們要靠制度面來解釋制度就是在約束這種人性"},{"start":5737.458,"end":5758.335,"text":"對 對 制度執行也是讓人性徹底約束為關鍵的原因事後跟事前事前的部分要靠法律制度事後是靠你行政執行嘛你現在你看一年就發生兩件再加上之前的好 那你現在開放主動型的ETF就是給操盤人更多的空間給予更大的受信跟可能性這相對的風險跟增加嘛 不是嗎"},{"start":5758.855,"end":5776.583,"text":"這我們確實要來努力因為什麼就是說市場開放是一股力量我們不得不開放我們不能因為少數違規的個案我們就把市場牽制住我們是要把它相對我們要加強我們管控的力道我們有能力牽制喔我們沒有主張不開放喔"},{"start":5777.263,"end":5803.302,"text":"其實我們背後有一套監視的我們會再三跟他們宣導我們有一套監視的系統其實凡走過都必留下痕跡一個方式是事先的部分就是法律上的他律的部分他自律的部分然後加上他的自律第一來就是說我們的頭信頭顧法有八這個違規的法款的部分最近我們送出去立法院送出去委員會的部分有300萬到1500萬對不對是"},{"start":5806.404,"end":5818.701,"text":"這個有提高這是針對法人針對自然人的部分有沒有可能提高因為自然人就實際上的案例雖然刑法上有說5到7年或7年以上等等不同的金額但是就實際案例多半都是緩刑"},{"start":5820.312,"end":5836.997,"text":"這種東西怎麼會有嚇阻效果呢也就是說你行政的作為你有處罰你有揭露但是最終到法律的刑事審判的時候卻是以反刑作為收尾這些經理人他到人生的後半段的話他就想說乾脆我給你賭一把好了不是嗎所以造成這種僥倖的結果"},{"start":5838.177,"end":5854.353,"text":"我們會用制度來解決人性面的問題我們還是希望說我們的管制不要是一個無差別的管制我們希望是針對真的有效的管制我們只要強調說這個部分能夠再強化一點當你一邊在開放的時候"},{"start":5855.054,"end":5857.595,"text":"主委我給你拜託一下好不好新的保險局局長來是不是不清楚"},{"start":5885.436,"end":5901.114,"text":"去年7月1號的時候我們才把這些高風險的禦禁止而已啊這花了多少力氣啊那今年它居然是這個五指山號稱業界號稱的五指山禁令你竟然是暗度承擔就想要把它開放"},{"start":5902.242,"end":5922.812,"text":"這有道理嗎我跟委員報告一下就是說這部分我們也經過仔細的評估就是其實剛剛委員提到就是對一般的客戶是沒有的這部分我們保護還是一樣維持但是我們是權委的部分權委的部分只是對比率因為我們現在不是說他這個比率你是開放權委的部分權委是因為他有一個專業的投資人在操作而不是由"},{"start":5923.692,"end":5949.454,"text":"民眾去購買你開放的比例你全委的部分他就不設定比例了嗎原來是20%那我們現在是希望說20跟另外一個新興在是10%我們希望來調整這個不是全部都你可以調整你不能開放啊你如果說有專業的作為考量的話你一層可以多個1.5層或多兩層你不能說一層就變成10層嘛對不對當然當然這部分我們會而且講白一點壯大投信投信這幾年的發展這麼好"},{"start":5950.697,"end":5950.717,"text":"網絡媒體"},{"start":5972.811,"end":5999.951,"text":"這部分我們是很謹慎在做剛剛委員關注的就是說對一般投資人的保護我們一定堅守這個底線但是確實是比如說像美喬商會他們也說全世界沒有人做這個限制只有臺灣我跟你講美喬商會那些人叫Broker啦這個佣金就特別高啦我跟你講白點啦所以會來拉比啦你要考慮到那些人背後的動機啦好不好這才是關鍵的言語啦你自己講出來就是你被拉比嘛謝謝"},{"start":6002.825,"end":6006.427,"text":"謝謝郭委員謝謝彭主委接著我們請賴會員委員謝謝主席請那個主委彭主委有請"},{"start":6021.71,"end":6047.927,"text":"委員好是 主委主委早安早那我們今天討論的主要的一個題目就是政府推動臺灣成為亞洲資產中心的一個具體作為還有就是他如何協助金融科技跟新創產業籌資的一個現況跟未來的發展是主委我想在這裡請教你所謂新創產業你如何用簡單的一個定義來定義它"},{"start":6050.648,"end":6075.063,"text":"新創確實在過去並不是金管會主政的單位我們大概是管理基金面的部分比如說我們在這裡面我們大概是針對比如說PE跟創投大概是我們在法規裡面所對象的這個內容所以新創在來講確實我們是比較沒有去從我們的法規去界定它但是我們的想像就是說我們的對於"},{"start":6076.044,"end":6083.805,"text":"一些還沒有一個成熟到可以上市櫃之前的這些的產業我們都可以把它視為是新創來做一個輔導這樣"},{"start":6085.484,"end":6107.131,"text":"所以說基本上就是在未來就是亞洲資產中心其實我們有很多的一個創意的一個那個金融科技這樣的一個產物會產生出來對 有很多可能他們現在有很好的點子或很好的營業模式但欠缺資金去成為一個成熟的比如說可以上市櫃的標的之前"},{"start":6107.771,"end":6126.641,"text":"那這些我們需要有一套機制去輔導他像我也請那個交易所跟櫃買能夠把這個輔導向下延伸到更前端其實就是針對這所謂的新創希望創造一個更靈活那就是一個投資的一個環境在臺灣是有各種多元的投資的機會"},{"start":6127.93,"end":6142.184,"text":"好 主委臺灣金融科技你認不認同這一句話那認不認同這個就是臺灣當前的一個經濟的一個現況其實這個報告我也有注意到但是就是說"},{"start":6143.547,"end":6163.275,"text":"因為這個報告有很多類似都提到臺灣的民間財富是非常的 非常的這個 豐沛那我們想就是說我這裡有一個資料就是說我們從德國安聯集團發布的最新的全球財富報告裡頭他統計到2023年的年底其實臺灣的錢就是說"},{"start":6167.436,"end":6168.097,"text":"財政部長翠雲、中央銀行"},{"start":6188.195,"end":6210.713,"text":"那個資產融資資產的淨值他大概是一個人大概是520萬那佔了全球排序第5那這一個還不是只有2023在2022也是在前幾年都是都是這樣的一個狀況所以說我們如果要說臺灣是陰核這個實在是不為過不知道部長你同不同意這樣的一個說法"},{"start":6211.273,"end":6234.097,"text":"這也是我們推動亞洲資產管理中心在看看我們的環境條件一個觀察到的點確實我們在民間財富是非常豐沛是嘛 常戶移民嘛那你就看到民間的這個財富非常的豐沛那如果我們用我們自己的主計總處的一個調查那我們也看到了這個淨值 這個更精準每一個人是會達到669萬"},{"start":6238.939,"end":6266.318,"text":"689萬那甚至就是說在111年底的時候我們每一個人的淨值是688萬好家庭的財富這個還包括是黃地產還有現金還有活存那定存外匯的存款這樣子這麼多其實我們真的是非常有錢主委在之前的一個論壇中你有特別提到了過去過去就是我們臺灣有非常充沛的一個銀行存款"},{"start":6267.159,"end":6271.142,"text":"確實我們現在的存款每年都在增加我們的超額儲蓄也在上升"},{"start":6284.147,"end":6304.525,"text":"所以沒有錯好那簡單的來講就是推動臺灣成為亞洲的資產中心其實我們有很多的一個計畫那我們有很多的條件足以就是說提這一個計畫那事實上就是說在今晚會提出來的五大策略規劃裡頭我們當然知道就是說"},{"start":6305.686,"end":6328.451,"text":"重大資產管理那一直到最後的這個頭那個擴大投資臺灣其實我最想跟那個主委談到了就是說如何就是推動臺灣成為亞洲的資產管理中心因為我們看到你這一個計畫裡頭那其實做了非常的縝密甚至在這五個策略的規劃當中你還系列了16個"},{"start":6334.772,"end":6345.116,"text":"這個五大策略的規劃中我們其實已經從擴大臺灣投資的這個項目裡頭我先來跟你做一個討論那我想就是吸引外資來臺臺商持續看好"},{"start":6349.457,"end":6378.677,"text":"就是說外商跟臺商持續看好臺灣的一個投資的環境那也這個在我們的投資的金額創了新高這個其實非常明顯的一個那個數字都可以告訴我們從2018年到2019年就是吸引外資來臺我們的臺商的資金回臺的時候我們有看到了就是國際經濟的情勢一直不斷的一個轉變中美貿易的利差還有全球化"},{"start":6379.637,"end":6399.312,"text":"那就是說資金也從中國撤回來了那今年初我們國會統計過去的8年跟之前相比就是用8年為一個局劇來比的話外資的投資是從1.2兆倍增到8年後的2.5兆這個其實在投資臺灣的三大方案裡頭"},{"start":6400.413,"end":6424.572,"text":"那我們也看到了他的金額已經超過2.1兆還有我們這個當然包括境外資金匯回的一個專案的一個搭配等等所以其實我們有夠多的條件夠多的條件錢回來了我們要如何擴大投資臺灣的這一些計畫經濟部把錢帶回來了那金管會如何搭配"},{"start":6425.616,"end":6445.311,"text":"第一個就剛才提到就是說我們希望能夠多元投資標的所以我也有注意到我們的臺灣的資本市場對不對我們現在的這個這麼多年來比如說我們從大概現在今天大概是兩萬三千多點是整個市值呢大概已經到來到接近八十兆"},{"start":6446.112,"end":6461.104,"text":"我想這個就是我們提供的更多元的這樣一個投資標的當然就是說所以這裡我們也責成政經局還有兩個交易所持續的尋找更多優質的上市標的然後增加公司治理的這個品質"},{"start":6463.085,"end":6467.587,"text":"讓更多的資金能夠自由安全的進出在臺灣的這些市場可是主委也是一樣啊你這個金管會管得那麼嚴那條文又那麼嚴謹那事實上就是你又要開放就是創新的一個產業"},{"start":6478.753,"end":6494.608,"text":"這個其實是不是會前後左手打右手當然這個是一個比較大的一個議題尤其就是說美國降息的一個趨勢又會有更多的錢回到國內這個就是我一直要本席要一直提醒你就是說"},{"start":6496.291,"end":6509.135,"text":"到底這樣子的一個投資環境對我們臺灣你如何來看待尤其是我們的貧富差距的一個問題那從2021年底臺灣家庭的財富平均是1638萬"},{"start":6511.696,"end":6526.512,"text":"那中位數他是掉在就是894萬那其實如果你從就是說最高跟最低他這兩個家庭的財富只有143萬最低的只有143萬這兩者的差距是24倍啊"},{"start":6529.615,"end":6544.86,"text":"臺灣人雖然有錢的人非常多可是窮困的人也真的是非常的窮那大家都知道說富人跟窮人其實在貧富的差距裡頭還要還持續的在擴大那擴大的速度越來越快那主委怎麼辦"},{"start":6547.428,"end":6569.189,"text":"這個跟委員報告這個議題確實不是我們金管會的專門不過我們在這部分我們想要努力剛剛委員有提到就是說怎麼樣市場安全跟開放之間做一個平衡這個確實是我們金管會很大的挑戰那我們也在這次推亞洲資產管理中心我們是希望一個全面的提升我剛才提到不是獨厚哪一個群體"},{"start":6570.05,"end":6583.823,"text":"因為每個群體對臺灣的貢獻都是有的我們也不會說但是就是說我們也希望能夠全民能夠普惠所以各位剛剛談到那個TISA的投資或是未來我們會在普惠金融商品的推出還有永續"},{"start":6585.004,"end":6611.873,"text":"綠色商品這些都是那剛剛比如貧富差距的話如果說金管會這邊剛剛講那個計畫也有考慮到這個內容不過確實這個是一個國家很大的問題我們的希望說透過我們資產管理中心能夠推動讓金融業的產業比如說我們的基層員工能夠提升他的薪資水準能夠把國外的這些因為我們的工作條件不好而在海外工作的年輕人把他請回來這些都是來解決這個貧富差距以後我想透過這個計畫"},{"start":6612.853,"end":6624.469,"text":"我想主委 招商引資、留財跟招攬更多的人才到臺灣來我們都贊成我們贊成政府那個因勢力導那吸引更多的一個資金到臺灣來投資建設臺灣"},{"start":6626.778,"end":6653.645,"text":"當然我那個認同你的專區聚落我們要挑戰你那我也希望就是說你透過資產管理中心的相關的一個配套有效的利用資金那我希望這些資金回來的時候不是只有炒房不是只有炒股市那我們希望這些資金可以引入公建的一個計畫還有你的普惠永續金融的一個計畫的一個互相的一個配合所以"},{"start":6654.085,"end":6665.83,"text":"我想這個是要特別跟那個主委提到的那在這裡本席提出來就是說我希望就是在一個業內可以提出就是說擴大投資臺灣計畫裡頭如何結合經濟部的投資臺灣的三大方案"},{"start":6671.796,"end":6692.288,"text":"我們來推動律師的一個專案或是壯大資本的一個市場那支持創新這個請給本席就是一個業內書面的一個回覆是沒有問題謝謝謝謝委員謝謝賴委員謝謝主委接著我們請李燕秀委員"},{"start":6701.701,"end":6706.597,"text":"謝謝召委主委要不要先喝口水再上來喝了齁好那你就慢慢"},{"start":6710.728,"end":6738.001,"text":"主委我今天有兩大主題我等一下第二個階段會問國發會主委我還是非常關心臺灣整體經濟的發展我們都非常清楚知道在臺灣整體的中小企業對於過去臺灣發展經濟發展起飛的過程中小企業的力量非常的關鍵也非常重要中小企業他有一定的靈活性跟彈性他也因為臺灣在發展中小企業非常穩定也讓臺灣度過"},{"start":6739.642,"end":6752.005,"text":"好幾次全球的金融的危機我想你非常清楚那你知道中小企業的定義是什麼嗎?他的資金要多少以下?你知不知道?中小企業他的資本額是在1億以下他僱用的員工是未達200個人的這個員工他叫中小企業"},{"start":6761.227,"end":6777.087,"text":"在臺灣整體的中小企業總共有160萬家在臺灣全體的企業達98%主委所以你就知道中小企業對臺灣來說太重要臺灣不能只靠一個台積電更不能只靠一個鴻海"},{"start":6780.15,"end":6796.463,"text":"中小企業就業人數更高達全臺灣總共勞工人口將近八成所以中小企業經營的好不好成敗對臺灣的大多數人來說太重要太重要我相信我說到這邊你應該同意我的話"},{"start":6798.285,"end":6811.78,"text":"在所有的跨國大企業當中其實很多都是從中小企業剛開始發展開始發展的過程當中可能很多人是沒錢、沒有機房所以對他來說第一桶金最重要"},{"start":6813.541,"end":6831.186,"text":"這個典型的例子我拿出誰來舉例郭台銘郭台銘的第一桶金他剛開始他沒有信用沒有錢沒有人脈沒有地沒有廠房他也沒有辦法做抵押所以他剛開始他就是走租賃的模式用抵押機器的方式才有機會去買到日本的機器"},{"start":6832.046,"end":6847.265,"text":"所以他常常自己在臉書說他感謝當時的租賃公司提供給他第一桶金所以他非常感謝他臉書裡面寫得很清楚他非常感謝駱啟明董事長還有當時的中租臺灣很多中小企業"},{"start":6849.201,"end":6873.27,"text":"除了郭台銘之外還有更多中小企業不計其數就是從租賃企業借第一桶金開始發展所以合法合理的租賃企業對臺灣打下過去的經濟基礎非常非常的重要今天2023年鴻海它的營收達到6.16兆新臺幣等於是我們兩倍一年我們國家的稅出的預算"},{"start":6874.23,"end":6898.515,"text":"所以我們感謝除了感謝郭台銘過去的發展帶動臺灣很多整體經濟更感謝當時的他的他有這樣子的第一桶金那我相信中小企業發展過程當中的第一桶金其實租賃企業扮演了也很重要的角色在裡頭那當然包括主委你知道包括去年的中租繳多少的所得稅嗎"},{"start":6900.374,"end":6907.417,"text":"他的營業額非常大但是詳細繳稅對沒關係他排名全臺灣的第6名他總共繳了101.68億新臺幣他已經超過很多他繳稅的金額已經超過很多的電子科技業所以"},{"start":6920.261,"end":6936.075,"text":"主委我最近跟很多中小企業座談他們對於他們未來世界的整個狀況還有包括他們現在面對的淨零排碳的挑戰還有大陸的這個經濟不景氣所以包括很多的科技戰等等大國之間挑戰對他們後續的影響"},{"start":6938.297,"end":6959.371,"text":"他們都很多的擔心跟擔憂當然更多中小企業擔心說供股行庫對租賃企業的放款接下來放大減市或者是甚至準備剛開始準備自行創業的很多的有能力的這些好朋友他們都開始擔心說他們的前景跟未來"},{"start":6960.171,"end":6976.2,"text":"所以其實租賃企業在臺灣存在超過50年的時間那過去服務往來超過的企業超過10萬家中小企業所以接下來我有幾個問題要問主委就是說我們當然不希望就是說"},{"start":6977.921,"end":6995.925,"text":"因為現在你們有可能對於從媒體上可以看到就是說對於國營企業對於融資公司你們現在有可能開始做緊縮的政策要開始抽回銀根但是會不會相對的對於很多中小企業想借錢的等於是掐住他們的脖子"},{"start":6996.445,"end":6997.386,"text":"我們開始談融資公司這問題從民國85年就來討論這個問題"},{"start":7015.999,"end":7017.721,"text":"我絕對同意少數對這種但這些融資公司其實做的很多都還是中小企業對個人的分兩塊"},{"start":7038.598,"end":7065.106,"text":"為什麼要講這段歷史就要說其實融資公司他本身是一個非常複雜的問題我們討論了30幾年了那因為這個問題呢又不斷的衍生出新的問題剛剛委員提到就是說融資租賃公司他有做兩大塊的業務一個叫做我們假設以我們金融業來區分一個叫契金一個叫做個金法金跟個金就企業的還有就是剛剛您提到中小企業那就是企業金融的部分"},{"start":7065.906,"end":7081.795,"text":"過去確實在租賃公司在這一塊他提供了融資就是我們正常銀行以外另外一個非常重要就在支持產業的發展但是隨著大家現在關心的所以你簡答就好了因為我今天其實兩個主題現在大家關心的是在那個消費金融那一塊"},{"start":7082.555,"end":7109.253,"text":"所以即便說未來我們是對就真的會產生的就是剛剛講的就是那種變相的借款過度融資這些我同意這一塊我們應該好好管理對就是未來的管理的重點會在這一塊好謝謝主委所以你也同意我的說法就是說我們認為合理的融資公司他不會是金管會的敵人他反而是穩定我們現在金融很重要的一環確實在企業金融部分他們過去是對中小企業是貢獻非常多"},{"start":7110.113,"end":7131.947,"text":"對,好,所以主委我知道你們現在正在做討論到底要修金寶法把這些納入還是未來設專法我都尊重但是我也希望說接下來可以多聽中小企業的意見再來做後續的決定這是個複雜的問題要非常精細的解決好,謝謝主委,你可以請回我時間先暫停一下我第二個問題我請國發會好不好好,謝謝,謝謝委員謝謝主委謝謝還有三分鐘再附主委來"},{"start":7141.229,"end":7155.883,"text":"委員好是副主委你們最近我從媒體上看到你們要做一個兆元投資國家方案發展的方案這件事情長期我關注我相信彭主委也非常清楚對於受險業你們希望受險業有更多的資金"},{"start":7156.503,"end":7178.771,"text":"留在臺灣做公共建設這件事情我個人是支持因為我在這邊質詢過好幾次前流臺灣相對於現在包括海外像美國最近在降息接下來臺灣臺幣可能會升值這都會增加他們很多再投資的風險或利差會差的很多的風險在所以方向上是正確的"},{"start":7179.651,"end":7201.305,"text":"但是如何落實我其實看到你們的報告還有報告從媒體上的說明我就有好多問題點就是說方向是正確但是到底你們做這些規劃公共建設的規劃到底能不能吸引他們願意錢放在臺灣投資相對的因為他收的是保護的錢"},{"start":7202.566,"end":7210.957,"text":"他必須要足夠的利率才願意投資所以你們評估過你們現在評估的項目到底可以至少保住多少"},{"start":7213.671,"end":7241.785,"text":"因為現在還在推動中我想沒辦法直接給委員明確的答案不過在這個方案裡面本來就會規劃有關於這個因為保險要投資進來可能他有一個方式譬如說債券所以我們會鼓勵政府的中央跟地方政府來發行永續債這樣子保險業就比較有穩定的現金流因為相關的債券當然穩定的現金流合理的報酬率這些都是他們要追求的目標對"},{"start":7242.765,"end":7262.005,"text":"但是如果沒有一個足夠的利率他為什麼錢要留在這邊當然是所以你有沒有去估計過就是說方案方向上我是支持在標下的很大造源的投資方案但是到底能不能落實我就有問號啊你們有沒有去盤點各部會裡面到底有多少項目是他們有願意"},{"start":7263.166,"end":7291.699,"text":"或有可能否則政府發行公債我們只一點多你要付到受請業4%到5%或甚至5%以上他才願意投搞了老半天沒有一個項目沒有一個項目他們是投的進來最後當然這些公共建設的投資依我過去我的瞭解其實你們現在打算用一個有償公共服務的發行PPP的財務的負擔方法跟方式"},{"start":7292.199,"end":7319.722,"text":"也就是創新的促餐法創新的促餐法促餐法有幾個問題很多縣市都不敢推動以現在因為促餐法它都是一個長期的投資10年20年慢慢回收今年我們政府跟民間的投資方案做出來的公式10年20年之後可能會因為政治環境的不同會變成當時怎麼簽這樣的合約這個是有圖利的問題所以很多政府不敢做不願意做不了解"},{"start":7320.824,"end":7324.578,"text":"所以這就產生了很多民間願意投資公共建設的"},{"start":7326.26,"end":7352.145,"text":"影響跟意願所以我在這邊再次提醒你這個不是只有你能說說要不要做我希望這件事能夠成功但是我希望跨部會的我們來盤點中央跟地方來盤點否則你有償的公共服務方案這些創新的PVP方案我覺得地方政府的意願恐怕現在面臨現在的政治環境我覺得會有很大的挑戰"},{"start":7354.359,"end":7371.236,"text":"是,謝謝委員指教那個我們的確了解委員提到的問題所以我們會中央跨部會會有個小組那也會跟地方政府溝通那我們也有成立一些修法的這些專案的工作小組就是試著了解大家在無論民間或地方政府在這方面可能有某些障礙"},{"start":7371.796,"end":7371.816,"text":"謝謝委員"},{"start":7399.615,"end":7401.977,"text":"接著我們請李坤城委員好謝謝主席這個我們請金管會彭主委那等一下我講到TISA的時候再請這個財政部的李政務次長在一起上來請彭主委跟李次長我們待會到王鴻威委員執行完畢的時候我們休息10分鐘謝謝"},{"start":7428.396,"end":7445.326,"text":"主委我先請教一下日本的前首相岸田文雄在2023年12月的時候他提出了一個資產運用立國實現的計畫他希望透過日本巨額的個人金融資產投資於成長的企業並將投資收益回報個人的循環模式"},{"start":7449.029,"end":7476.228,"text":"實現成長跟分配的良性循環日本的投資他們希望說儲蓄太多了希望拿來投資還有設立了這個四個金融特區有東京然後呢雜幌然後福岡大阪那各有各的特色比如說東京當然就是這個國際金融中心然後這個北海道的雜幌呢它就是這個再生能源供給的這個基地"},{"start":7477.367,"end":7477.927,"text":"打造臺灣為亞洲資產管理中心"},{"start":7507.369,"end":7525.921,"text":"他那時候我講一個重點他是希望說這個經濟規章制度整合公司的資源提供多元產品服務吸引國際的資產管理業者來臺營運讓臺灣成為亞洲資產的投資資產管理的中心吸引外資來到臺灣營運讓臺灣成為亞洲的這個投資資產管理中心"},{"start":7535.308,"end":7550.181,"text":"這是賴總統的雄心壯志但是我看到目前金款會的做法把亞洲資產管理中心縮水了變成只有臺灣的資產管理中心"},{"start":7551.583,"end":7570.224,"text":"說水了本來是說外資要來臺灣那希望說這個引進外資然後讓臺灣的這個經濟啊產業啊更蓬勃的發展但是我看到目前主委的做法金管的做法好像就只有在管理臺灣人的財富管理臺灣人的"},{"start":7570.925,"end":7574.066,"text":"提供一些簡便的行政措施然後形成一個專業的聚落然後呢管理這個臺灣的這個有錢人的財富"},{"start":7592.094,"end":7617.249,"text":"是這樣子嗎跟委員報告這只是我們其中計畫的一部分剛剛委員提到我剛才在做那個專案報告提到我們這是個要盤點我們優勢務實的來做這是個長遠的計畫沒有縮水我們只是從我們現在可以開始做了各位可能委員看到就我們現在做的好像是很小的但是實際上這樣一步一腳印的往前走我們也不吹牛不說我做很多不是啊好啦你意思是說你務實就對了"},{"start":7620.131,"end":7641.477,"text":"沒有沒有剛剛有提到就是說我們第二個計畫就是要吸引國外資產管理我們已經跟這些世界上這些大的資產管理公司我們都全面的在接觸中我們也提供非常非常多的誠意還有一些誘因跟他們在討論有沒有可能先講你的第一步短期的做法在高雄設立一個那是一個實驗區對一個實驗專區實驗專區產業的聚落同樣的我也要問啊"},{"start":7647.674,"end":7676.722,"text":"那為什麼我不在台北我不在新北那我要特別去飛去高雄是這樣一主要是因為高雄他那邊有一個自由貿易港區的一個設置再來就是高雄市政府跟過去有幾家金融機構在這個地方已經談了大概有兩三年的時間那這個跟你的這個資產管理中心有什麼樣的關係那這個很重要比如說韋恩你想想看臺灣有很多的這些高資產的人他要到新加坡去理財"},{"start":7677.779,"end":7697.636,"text":"我知道你也跟我經過那我的問題在於說我為什麼要去高雄不留在新北我新北也可以這樣做阿可以可以這沒問題我剛才講為什麼選高雄只是一個起點因為高雄市政府在過去這些準備比較多比如他的場地還有他一些的所謂的行政優惠措施已經非常具體了你講的那些東西齁場地、行政優惠措施"},{"start":7698.557,"end":7717.728,"text":"對於這些有錢人對於這些具有資產的人來講我覺得根本不是誘因啊這個委員您就誤會了就是比如說我們剛才講說我誤會了對凡事都有個起點我們希望像比如說我們也看到很多的所謂的資產管理中心它是一個很多人都聚落所慢慢形成的一個區塊所以我剛才都有聽啦但是我是覺得說"},{"start":7721.177,"end":7742.611,"text":"這個總統的政見是要打造成這個亞洲資產管理中心你現在變成在管理臺灣的這個財富而已那只是其中一部分那你講的你說這個要找這個外資誠意是不夠的大家都有誠意啊就是說你為什麼他們要來臺灣不去新加坡香港可能現在不去了啦那為什麼要來臺灣這個這一點其實啊如果說"},{"start":7746.297,"end":7755.874,"text":"委員如果注意到我們現在跟這些外國資產管理部說就是說你如果沒有一些相關的法律的修改那你跟過去的這個過去也提出很多口號喔"},{"start":7757.486,"end":7778.916,"text":"我在當學生時代就都全部聽過了喔是 這也是我們被質疑最多的地方我剛才講說其實很多的時空環境不一樣了像比如我們在接觸的這些比如說已經在台灣設置資產管理中心的這些國外的資產管理公司在台灣其實很多但是他們最近也高度的關注要不要把更多的作業中心更多的後台搬到台灣來"},{"start":7779.716,"end":7798.245,"text":"是啦那我認識說你一定要去做有一些事情的改變他們才會來嘛你不做任何事情的改變你不可能說我今天我要打造一個亞洲資產管理中心那他們就過來啦對所以說我的意思是說我們現在剛才講如果各位有仔細我們現階段有我都很仔細在聽欸對我說"},{"start":7800.346,"end":7820.098,"text":"當然謝謝委員就是說我說我9月10號的時候我公布是金管會所做的那接下來我們現在也很密集的在跟各部會協調整個國家其他部會的內容是什麼那我們會在第二階段再跟大家宣布說我們整體國家的政策是什麼那我們會對外就是說第一個啦我希望這個是總統的政見我也希望他能夠落實"},{"start":7821.539,"end":7844.988,"text":"但是我是目前看到的短期的他只是在管理臺灣的有錢人的資產而且他不一定要去高雄啊你如果說講金融中心的話可能雙北還是金融中心啊我們整個臺灣就是一個虛擬的整個的中心只是我們希望像日本一樣每個地方政府如果他們有打出四個特色出來喔我剛才有點出來啊但是呢"},{"start":7846.109,"end":7864.245,"text":"在你的這個計畫裡面其實沒有其實高雄灣區那邊它是真的有它很多其他我們城市沒有我們也希望說其他的我們的城市願意我們一起來討論一起來努力你的報告我有看你的專訪我也有看我是認為真的還要再更具體一點"},{"start":7865.286,"end":7889.089,"text":"那你當然說你很務實但是我就是覺得說你的目標實在是太小了就是集中在這個臺灣的資產的管理這部分我們這是第一步啦那你的下一步是何時啊我們先比如說剛才提到我們跟很多人談過在規劃的時候我們想說連臺灣人自己都不願意把這個錢留在臺灣交給臺灣的團隊來管理你怎麼吸引國外人過來"},{"start":7889.79,"end":7907.866,"text":"所以我們希望趕快快速的聚集國內的資產沒有任何的這些誘因法條的一些改變的話那還是很難我再請教一下日本的有個人儲蓄賬戶叫NISA從2014年就開始了他們針對一般民眾、孩童或是"},{"start":7913.903,"end":7935.65,"text":"這個青年有這個NISA日本版的個人儲蓄的帳戶那鼓勵民眾進行投資不是只有儲蓄,儲蓄轉投資希望在5年內呢達到這個NISA的開戶數還有投資金額雙倍的設定目標那也間接的呢這個讓這個日經指數也上漲了那好處至少有兩個第一個呢就是"},{"start":7936.343,"end":7957.517,"text":"鼓勵民眾及早做退休金的準備保障老年人的經濟安全那第二個呢我剛提到了引導資金投入資本市場支持實體經濟的持續成長日本版的那臺版的TISA我也聽主委也講過很多次了但是我看了一下臺版的TISA又不太一樣了臺版的TISA它變成是禮專這個一本萬利的帳戶"},{"start":7962.234,"end":7985.054,"text":"就是說他只是跟這個所有投資人講因為站在你旁邊的財政部有意見所以你就跟投資者講好啦那我就跟你講呢有哪一些這個政策的優惠啊租稅的優惠啊手續費的優惠啊那你可以放到這個帳戶裡面來然後幫你做一個統一的管理鼓勵你來參與那裡面要放什麼東西呢都由你自己來決定"},{"start":7986.095,"end":8001.805,"text":"就等於是一個禮專你去跟這個高端的客戶講來來來我跟你講齁你這個東西齁放哪裡這個東西放哪裡齁有什麼租稅的減免這都是目前有的阿我只是幫你規劃而已阿對這個對不對所以你的TISA是不是變成這樣子"},{"start":8002.805,"end":8029.213,"text":"委員我們做很多事情要有一定的步驟又來了當然不是我說如果說我們一定要等到租稅優惠才做的話我覺得這個什麼事情都很困難就沒辦法做因為你旁邊財政部不同意有意見財政部基於他的專業他有他自己的考量比如說不是啊我們是一個團隊嗎對所以說我們非常非常緊密的合作我們先用這個方式來做其實待會也可以請財務部說明一下這個其實是很有吸引力的"},{"start":8029.953,"end":8044.697,"text":"有吸引力的 我有什麼吸引力來 我問一下給各位一點時間我問一下主委你心目中的TESA應該是長什麼樣應該這樣 剛剛委員提到其他國家他有個特色他們就是他們的資本 我講臺灣你想怎麼做 TESA你想怎麼做"},{"start":8046.698,"end":8070.048,"text":"其他國家不管是英國或是比如說這個這個比如在日本他們是因為他們的資本利得是課稅所以他很容易的做個提撒就是說你今天如果說投資這個一定額度的話你這邊因為股票投資獲利我可以給你免稅臺灣在過去在資本利的就是沒有課稅所以我們要想就沒辦法用用他那套東西所以大家很多說奇怪為什麼別人來做我們因為我們的制度就不一樣"},{"start":8070.888,"end":8091.057,"text":"我們想要做的就是說我們怎麼樣做出臺版的這樣一個TESA我們不能完全抄人家稅制是不同的所以我意思是說我們怎麼樣鼓勵鼓勵我們的所以臺版TESA是跟我剛才講的這個有沒有什麼有什麼差別嗎所以剛才我也提到那個禮專那個概念我倒是第一天我從來都沒有提過是禮專的部分但是那個基本的內容是差不多啊"},{"start":8092.077,"end":8107.306,"text":"其實喔有什麼不一樣第一個我覺得這次呢比如說業者就讓利他說第一個對啊你是叫業者啊手續費優惠啊對不對這是第一步再來就是說我們我們透過我們比如說吉寶可以幫各位建建這樣一個管理的專戶"},{"start":8108.146,"end":8134.426,"text":"那再來就是其實我們現在投資長期投資現在我們長期投資股票可能很多人不知道其實就有一些稅務的優惠很多人不知道這個稅務優惠本來就有的阿對不對但是很多人不知道那就是李專跟你講就是說你投資在這邊齁你放在這個資產放在這邊可以有什麼優惠我們一般人不知道李專知道阿其實我覺得這部分我進來進去是變成這樣子而已阿這也是要推廣到不要占用時間了齁這個齁按照媒體來講齁"},{"start":8139.254,"end":8167.047,"text":"這個其實儘管我是想做但是財政部有意見不同調最後在行政院長卓榮泰的緩加之下兩大部會持續溝通我是希望說因為今天部長沒有來我是希望說持續來溝通如果希望說第一個他能夠引導這個儲蓄變成投資就來做要有誘因你相關的稅制就要做修改這是第二個那第二個就是說像日本的他們還有做這個老人退休的一些經濟的一些規劃"},{"start":8168.327,"end":8187.942,"text":"這個未來我們也是可以做但是我看到目前至少你的版本東扣西扣然後這個財政部有意見然後你就回到這個最基本的我剛才講理專那個是我是認為說內容是差不多啦你只是跟大家講說年輕人有哪些優惠你可能不知道我不知道因為我不是理財專家"},{"start":8188.783,"end":8211.424,"text":"那我跟你講有哪些的優惠就這樣子而已阿跟現在有什麼不一樣勒確實我覺得資產管理教育是很重要的我想齁我們先建立一個制度未來我剛才也提到說我們一定要有實際的績效以後我們才能夠跟比如說要求這個比如說其他稅賦的這些因為我覺得這個社會要考慮到非常非常這個齁你就是在財政部財政部面前你就投降了啦"},{"start":8211.904,"end":8212.785,"text":"李坤臣委員講的跟我的想法一樣"},{"start":8235.049,"end":8244.371,"text":"你講得很好你講得很好亞洲資產中心財政部這是賴總統的政見要一起努力賴司保委員謝謝主席 請各位先進有請金管委的彭主委彭主委啊委員好主委你好"},{"start":8265.714,"end":8287.591,"text":"原來大家都覺得你很專業嘞今天一來的話變成你很政治嘞不要讓人家瞧不起喔你還不知道我問你在哪裡先不要急著回答謝謝這個 剛才你回答啊這個說把地哥設高雄基國嘞高基國這設高雄高雄有什麼條件啊你告訴我"},{"start":8288.351,"end":8314.827,"text":"就是因為賴總統講的南部你要討好賴清德啊這個你不要把專業弄掉讓人家瞧不起你喔其實真的沒有真的就是我剛才跟那個報告因為他這個他們已經在過去兩三年來就已經真的這個跟一家金融機構兩三年來台北市不是做了更多新北市也做了更多雙北當然現在有錢人都在雙北啊不是嗎請問你是不是"},{"start":8315.347,"end":8337.257,"text":"因為我們現在所有的銀行的金融的服務機構總機構都在北部居多所以這邊的服務應該是有的所以很清楚看得到啊你要做這個來我給你個數字啊你可以看啊我們的規模很小啊請問你請問你你今天講的亞洲資產管理中心呢最早哪一個總統提過"},{"start":8340.373,"end":8367.807,"text":"這個資產管理中心我想過去有很多的名字以前比如說金融中心、運動中心哪一個總統提過我問你啊你都沒有讀一下啊今天人家一定問你這個啊2000年一年陳水扁就說了要把臺灣打造成為亞洲資產管理中心跟你講的一模一樣啊2020蔡英文總統還說要把臺灣打造為亞洲高階資產管理中心"},{"start":8369.197,"end":8387.092,"text":"陸續都有總統提出來啊為什麼到現在為止鼓鼓鼓不怎麼樣為什麼啊就簡單的你可以看啊臺灣的規模這麼小2500億啊人家你看香港的多少新加坡多少從這個數字就可以看得到"},{"start":8388.445,"end":8406.882,"text":"這也是我們要努力的地方我們的國民財富所以你根本就那麼偏方向啊從高雄開始怎麼會把高雄開始去做你這個事情跟委員報告高雄那個計畫只是我們其中計畫的一個實驗區你剛才不是喔你剛才旗艦計畫就是高雄嗎我沒有講這個旗艦計畫就是高雄不是我說是一個示範區示範區你講高雄港臺北有臺北港新北"},{"start":8414.289,"end":8441.965,"text":"我們也歡迎我們也歡迎各個地方政府什麼歡迎各個你規劃中你就規劃錯了你這個資產管理當然就是要找一個地方是一定是這個最自由的這個行政處是最好的搞一個高雄高雄不是不好啦沒有任何的意見你要弄高雄台北港啊新北市有台北港啊對不對你知道自由貿易港區有幾個嗎"},{"start":8443.247,"end":8466.963,"text":"這是交通部主政的地方你也不知道?你還說歐美港?那你去高雄港或自由貿易港去喔不要忘了桃園機場就是一個航空城就是一個自由貿易港區這些未來 未來其實各地方政府剛剛提過就是我們是參考日本各個地方政府拿出他自己的特色你滴到下錯了啦 主委啊"},{"start":8468.284,"end":8469.505,"text":"報告委員．可以看看嘛我們現在來講的話"},{"start":8497.367,"end":8525.981,"text":"你知不知道我們的資產管理佔GDP的比重臺灣比重多少我們對於資產管理的因為我們臺灣來來來我問你你們金管會的資料表格我現在沒有列出來這個資產管理佔GDP比重多少你告訴我我們現在是統計齁因為臺灣多少多少欸沒有先跟我們報告一下金管會的人趕快把資料給他你們金管會的資料我們我們資產管理因為臺灣每一個資產管理業齁假設你以投信的基金的話我們大概9兆嘛國內基金大概9兆"},{"start":8526.681,"end":8526.881,"text":"資產管理佔GDP多少?"},{"start":8544.112,"end":8545.273,"text":"日本的資產管理占GDP110%"},{"start":8560.638,"end":8579.327,"text":"香港1066%新加坡815%這個數字是金管會奇怪金管會你們會去要整頓一下你們的人怎麼你的組織在上面裸難沒有人在提供資料奇怪勒這個資料金管會的資料勒"},{"start":8581.136,"end":8604.333,"text":"經國會的資料怎麼你都沒有呢旁邊我再講一遍資產管理佔GDP的比例臺灣40%日本110%香港1066%新加坡815%這是你們經國會的資料我打出來的啊我都比你用功你看到底下的你看到現在為止還沒有資料給你喔"},{"start":8605.563,"end":8607.309,"text":"啊 奇怪的話都沒有人來護照你要過去整頓你現在他們瞧不起你欺負你喔"},{"start":8612.67,"end":8638.606,"text":"主委其實沒有這回事啦因為我們知道各個國家要整頓一下要整頓一下像比如香港跟新加坡最近都超過4兆啦那我想台灣確實是只有假設以頭信來看只有0.3兆元這裡都有數字啦你可以看到2023年這個香港差不多4兆啊新加坡差不多4兆啊資料都有欸我的資料都金管會的資料"},{"start":8639.326,"end":8642.747,"text":"這個報告委員這是公會的統計不是金管會金管會並沒有因為臺灣沒有一個資產管理委員這也是為什麼我們要努力的地方因為臺灣"},{"start":8667.375,"end":8670.876,"text":"其實並沒有說旗艦是高雄我剛才跟委員報告很多次任何一個臺灣的這個城市我覺得都非常的歡迎來加入這個資產管理中心的籌碼"},{"start":8697.822,"end":8720.05,"text":"這比賽啦 這個東西 主委啊補財員的說你很專業一下 看起來不專業 很政治可是謝謝委員指正 確實不是這樣專業一點啦 不要政治啦請問你啊 虛擬貨幣是不是你管的虛擬貨幣我們現在在洗錢的部分呢 是我們來處理第三方支付水管的 你知道嗎訴發部那這兩個承載一起水管"},{"start":8725.331,"end":8751.6,"text":"虛擬資產現在有關洗錢的部分確實是根據洗房辦法裡面是由我們來你現在來講現在這兩個combine在一起就是虛擬貨幣plus第三方支付這裡面就可以混在一起所以漲幣不法的錢混幣混合的金管會有人力管嗎請問你我們現在就是依法在辦理中我們現在比如說我們在做那個"},{"start":8753.144,"end":8755.206,"text":"現在有張幣混幣透過第三方支付或者遊戲幣兌現你要怎麼管理 請問"},{"start":8775.447,"end":8787.586,"text":"我們現在透過那個VASP他們成立一個工會以後他們現在正在制定他們的自立規範特別針對這一塊的部分呢他們在自立規範會出來那我們的專法要到明年6月才會送行政院"},{"start":8789.497,"end":8793.999,"text":"現在就是按照洗錢防治法及這個辦法在規定難怪我們的詐騙特別是金融詐騙層出不窮來我們看看主委啊你看看喔"},{"start":8809.025,"end":8837.101,"text":"人家統計出來金融的老百姓的素養不足成為詐騙的溫床儘管會是幫兇這個呢金融宣導號稱呼召率百分之百結果我們的金融素養不足八成不足你看我去年度的詐騙前三名第一名投資詐騙你看到得勝數排名"},{"start":8840.16,"end":8864.813,"text":"這個確實你先不要請第二個金額、排名、發生數也是投資詐騙金額也是投資詐騙60.2都是第一名查第二名查有夠多假網拍你看第二名在9.6%第一名就60.2%這個裡面看得出來就是金融詐騙最嚴重金融詐騙金管委是幫兇金管委你沒有教導好"},{"start":8868.959,"end":8889.972,"text":"那其實這樣的說法不是很公平啊很公平非常公平那我告訴你你看一下這個為什麼為什麼請問你有沒有加入金融素養跨國調查金管會有沒有有沒有答案是沒有啦我跟你講我當然做功課沒有啊"},{"start":8894.633,"end":8905.605,"text":"沒有加入OECD這個沒有加入這個跨國調查我們會明年會加入這個明年請問軍管會底下單位有沒有加入有沒有"},{"start":8906.004,"end":8934.233,"text":"就是我們平益中心平益中心已經加入跟機關會機關這樣頭輕腳重啊平益中心都知道重要要加入儘管會不加入難怪難怪你看到前面人家看到金融素養全民這麼糟不是因為OECD我們政府機關沒辦法加入我們只能透過平益中心加入你看IMD啦齁GFCI剛才尤其是GFCI啦齁IFCI啦齁你再前面一點再前面一張再前面一張"},{"start":8936.511,"end":8949.757,"text":"這個GFCI 全球金融中心之數IFCI 國際金融中心之數這些評比臺灣都以國家的地位參與調查"},{"start":8953.117,"end":8966.886,"text":"我們都被調查了啊那為什麼金管會不能夠參與我就不知道為什麼不是剛剛OECD那個啦那個我們政府所以我們才會請那個評議中心加入那你不是矛盾你說明年度就可以加入了所以就是參與這個的調查對就是請評議中心那邊來參與這個調查"},{"start":8972.745,"end":8974.887,"text":"那我們現在第幾名啊?如果評議中心有的話?我們現在第幾名?"},{"start":8995.145,"end":9006.158,"text":"沒有排名呢!跟委員報告他這個其實沒有排名他這個金融素養調查的部分他是瞭解各個國家自己本身裡面針對這個金融素養的狀況"},{"start":9008.898,"end":9026.712,"text":"現在人家就看到了嘛就你的金融宣導到處跟人家講多做多做一百趴然後呢八成金融素養不夠這是人家調查的臺灣金融生活調查你可以看到差不多七成九"},{"start":9028.853,"end":9039.077,"text":"對,這個金融教育這個我們一定會持續再來努力因為這個畢竟詐騙是國人之痛我想我們也都知道這部分我們有關金融素養的部分我們還是不管怎麼樣我們還是要持續的強化"},{"start":9041.311,"end":9069.173,"text":"好不好我解釋我的質詢就是跟你強調你要S&M Management你要從雙北開始什麼高雄然後再過來你可以看啊這個唉這個這裡面牽涉到很多詐騙的問題因為資產管理弄得好就資產管理弄不好就洗錢了對謝謝對吧他就是一線之隔合法的就是資產管理不合法的就是洗錢"},{"start":9070.39,"end":9070.911,"text":"我們休息10分鐘"},{"start":9103.556,"end":9106.88,"text":"字幕志愿者 李宗盛"},{"start":9695.489,"end":9725.042,"text":"好我們現在繼續開會我們有請顏坤恆顏委員主席各位列席官員大家好主席我想請今晚會彭主委"},{"start":9726.044,"end":9726.625,"text":"法定人數不足"},{"start":9735.259,"end":9752.311,"text":"主委推動臺灣成為亞洲資產管理中心是賴總統提出的金融改革政見也是你擔任主委的施政重點在上個月你跟銀行局、保險局、政企局、工會、證交所等相關單位還有行政院經濟顧問跟"},{"start":9756.974,"end":9779.454,"text":"金融研究院共同舉辦高峰論壇正式啟動亞洲資產管理中心計畫對於這項政策提出的五大計畫而你也認為實現亞洲資產管理中心的願景需要天時、地利及人和兼備那我在這邊請教你幾個問題首先天時的部分你在會議中有提到臺灣經濟"},{"start":9780.979,"end":9801.422,"text":"反應條件已經跟20年前不同那有穩定的經濟充沛的銀行存款受選業的資產以及資本市場也具有國際競爭力跟影響力那具優勢的產業高成長財管規模及基金規模等七大天使這些我都不否認"},{"start":9802.563,"end":9829.906,"text":"本席認為這個天時的部分我們還要去考量現在國內的經濟環境是穩定的但是從政治環境去思考要成為亞洲資產管理中心先決條件是要有一個長期穩定的政治環境讓投資者相信臺灣的內外環境安全可靠不至於動輒風聲鶴唳危及投資但我們都清楚10月14號中共才派125架"},{"start":9831.607,"end":9858.193,"text":"加持軍機繞臺,把臺灣包圍起來演習昨院長也說,這樣的動作對整個區域的和平穩定帶來相當大的影響另外,教育部先前通知高中以上學校發放青年扶勤同意書徵詢學生扶勤的意願,上面註明根據全民防衛動員準備法以及配合地方政府學校青年扶勤"},{"start":9861.212,"end":9889.445,"text":"的需求在不影響學生學業的原則下參加學校青年服勤那因為被罵到臭頭所以停止了但這樣的舉動引起了家長的恐慌認為自己的小孩未來可能都要上戰場在這樣的區域緊張的氣氛之下你認為要如何能夠讓投資者讓企業讓民眾相信臺灣是可以成功的成為亞洲資產管理中心再來"},{"start":9890.766,"end":9914.758,"text":"地利方面香港、新加坡作為亞洲兩大金融中心有著稅賦、語言及外匯的優勢但你也提到臺灣必須找出自己的定位跟特色並不是取代其他國家也不是要複製其他國家的規模我很贊同你的說法只有發展出自己的特色自己的經營模式這項政策才能夠長久跟穩定"},{"start":9915.919,"end":9933.285,"text":"同樣也能夠讓人家相信臺灣是有資格成為亞洲資產管理中心具有穩定的經濟及積蓄期的財富然而我認為這不算是一項特色這應該是一個必備的條件就如同我剛剛說到的穩定才能讓人幸福才能長久"},{"start":9934.105,"end":9952.261,"text":"在特色的方面我認為臺灣的科技業跟半導體產業是我們最大的利器也是一項無人能敵的特色但我們要思考的是要如何讓這些產業這些資金留在臺灣讓大家相信臺灣然後資金人才都會留下來這個是才讓臺灣"},{"start":9955.6,"end":9965.65,"text":"成為一個有願景的一個大家的理想的一個投資的國度你認為我國除了這些科技業半導體產業還有什麼跟香港新加坡"},{"start":9966.974,"end":9990.186,"text":"不同的特色跟優勢你可不可以說明好 謝謝 謝謝委員剛才的內容真的很敬佩對過去我們所提出的內容都做了非常非常多的資料的收集跟非常精準的評論我想剛才委員有提到兩點特別關注就是有關我們怎麼樣面對這些我們所面臨到的政治環境的困難如何克服"},{"start":9990.826,"end":10011.355,"text":"第二,除了科技和半導體的優勢,還有其他優勢嗎?我先從後面這個問題來跟委員做說明。第一,確實臺灣在過去,尤其在最近10年來,在這些特定產業上的世界領導地位,確實讓我們整個的投資臺灣成為一個非常重要的亮點。"},{"start":10017.4,"end":10033.837,"text":"提到臺灣有非常多的財富這些財富卻沒有在臺灣被我們的金融產業做好好的管理非常可惜這可能會讓我們喪失很多比如說高階人才的工作機會以及我們怎麼樣利用這些"},{"start":10035.138,"end":10057.472,"text":"這個非常珍貴的財富資本能夠投注在臺灣創造另外更多優勢產業的機會我想這一點的話就是我覺得這一點第二個優勢就是我們臺灣有非常豐沛的這些的財富這些我們應該好好而且這很多是大部分在海外我想這部分如果可以透過這個制度來引回或是做一個運用的話我想是一個"},{"start":10058.328,"end":10075.59,"text":"再就是臺灣在過去這一段子隨著我們資本市場的發展其實臺灣在整個投資動能跟整個投資的意願以及對於未來資產管理的需求我覺得都在增加中而且非常明顯的增加這也是我們在發展這個事情非常重要的一個優勢"},{"start":10076.691,"end":10095.531,"text":"剛剛提到相較於新加坡跟香港以資金運轉跟引入外資為主的金融中心確實台灣在這個條件相對是比較沒有但是我剛才講說我們有他們沒有就是我們有非常多元有競爭力的產業這是新加坡香港沒有的所以我們才會用這個角度來思考"},{"start":10096.392,"end":10115.571,"text":"當然委員提到說確實地緣政治是不是我們完全能可控的但是如果說我們來發展這個金融中心吸引更多的國外或本國的資金特別是國外的資金進來的時候那臺灣也相對會更安全當然這是一個非常艱鉅的挑戰但是我們還是要努力"},{"start":10116.972,"end":10139.823,"text":"主委就剛剛你提到說如何把財富引回臺灣這個問題就地利的接下來我跟你講人和的部分那你強調說要成為亞洲資產管理中心不僅僅是金管會的事情是跨部會的工作對不對那我也贊同你的說法那如何能夠部會之間公私協力不是只有公部門的努力"},{"start":10140.863,"end":10162.05,"text":"市部門的部份也要一同合作才能夠達成亞洲資產管理中心的目標那先決條件就是我們要營造出一個讓人願意合作的環境對不對是的那個今晚會顧問就是國泰金控的李總也特別提出說臺灣不是臺灣的有錢人不愛臺灣是法令的規範讓有錢人不能愛臺灣"},{"start":10167.573,"end":10196.033,"text":"那以家族傳承辦公室為例目前國內的信託法規定在同一個這個戶口名簿上才能成為受益人但是國外沒有這項規定啊所以受限於法規那個臺灣有錢人只好跑到新加坡或香港去處理資產那這方面金管會有沒有考慮跟相關的部會做討論如何讓臺灣人讓臺灣的有錢人願意把資產留在臺灣接下來我在說金管會力拼打造臺灣資產管理中心將"},{"start":10196.934,"end":10215.142,"text":"你剛提到的流財還有引資嘛這兩個部分那希望打造出投資臺灣支持臺灣產業發展成為核心的資產管理中心那我要請教這個主委五大計畫當中包含了一項是研議金融特區的可行性那"},{"start":10216.102,"end":10232.452,"text":"這個金融特區設立的目的可以在特區內鬆綁相關管制法規放寬國際人員以及資金的流動放寬外籍專業人士來臺工作還有聘用的這個限制做這些部分我想要跟主委提"},{"start":10233.488,"end":10255.87,"text":"臺中作為人口第二多的城市地理位置適中不管是南來北往都很方便有沒有考量金融特區設立在臺中本縣希望說金融特區可以考量在臺中的部分那不管設立在哪裡我要提醒你們就是說相關的法規鬆綁放寬投資人才方面的限制甚至是沙盒實驗的進行"},{"start":10257.011,"end":10277.931,"text":"都要多聽取這種專業人士、國內企業、利害關係人的意見才能夠讓整個政策更完善、全面才能夠更理想地達成目標是是不是謝謝剛剛委員提到那個三大點都是非常重要的那首先先針對第一大點回應就是公司協力的部分確實這不是只有金管會也不是只有政府的事情"},{"start":10278.547,"end":10299.544,"text":"那比如說像我們在推動的時候我們結合了三大產業工會還有比如說四大證券周邊單位以及相關的這些工協會都一起努力所以委員有注意到我們9月10號的時候幾乎他們全部出席而且提出了他們的因應的配合的方案我想公司協力是未來很重要的點謝謝委員的指正在有關的信託法修正呢我有跟政部長討論過這件事情"},{"start":10301.145,"end":10324.668,"text":"我們會持續的來去請法務部來協商針對這個有關信託法有沒有辦法針對所謂我們這個家族信託還有就是所謂我們的百年信託這樣的條文能夠做一些放寬再來就是有關那個專區的部分我剛剛也有跟委員報告過我們非常歡迎各個地方政府能夠提出他們各個地方的特色來跟我們資產管理中心做結合"},{"start":10325.268,"end":10325.949,"text":"黃珊珊委員"},{"start":10353.775,"end":10379.627,"text":"現在主席我想請彭主委還有央行請主委然後財政部以及政交所政交所請董事長還是總經理兩位嗎政交所林董事長總經理是李總經理兩位嗎董事長政交所謝謝"},{"start":10384.062,"end":10404.887,"text":"委員好是主委還有各位首長我想今天有幾個問題那第一個就是主委有看到我在禮拜二的質詢總質詢的時候跟院長請命希望在國發基金裡面有非常非常多未來的幾支箭那金融科技新創也是"},{"start":10406.221,"end":10421.228,"text":"賴清德總統他重要的政見推動亞洲金融科技創新中心那這些籌資的金額相關的費用我們希望院長能夠支持金融科技新創所以院長講得很清楚只要計畫周延"},{"start":10422.341,"end":10446.972,"text":"只要財力庫單可以他就願意推動第5支建那現在看起來國內的金控公司對於轉投資的部分做新創的部分除了凱基金以外其實其他的金控興趣缺缺所以院長已經同意了只要有計畫就願意來匡列從文化部文化創意產業然後國發基金有智慧健康產業"},{"start":10448.192,"end":10476.388,"text":"術法部已經要到了AI新創基金環境部正在爭取百億的綠色成長基金主委我想問問你什麼時候要提案謝謝委員對金融科技的支持也感謝院長這個正面回歸剛才國發會張副主委也有提到就是說希望我們來提出這個計畫是我們會其實我們在過去其實針對這個部分我沒有我只有跟你要求時間就好了你年底你能不能像那個"},{"start":10477.469,"end":10480.892,"text":"接下來是今天很清楚就是金管會現在的金融科技我看到你們要成立一個處是嗎"},{"start":10500.518,"end":10523.158,"text":"是的,我們在因為已經行政院合併我們現在正在籌備已經編了800多萬的預算是有這個野心請問這個處要做什麼這個處呢我們下面分成這個四個科第一個科叫做創新一科第二創新二科專門做創新實驗還有就剛才講未來金融科技的促進所以我想成立這些處是很好的事但是我覺得他們的功能跟人力可能還是不夠你接下來要管"},{"start":10524.13,"end":10524.15,"text":"好嗎?"},{"start":10550.418,"end":10577.001,"text":"只是一個處大概做不了這麼多事如果金融科技局包括剛剛講的新創基金包括你即將要列管的虛擬資產電子支付、融資公司這些其實都需要人力跟物力只有一個處應該做不到確實我們未來很多的新業務確實我們在人力上面以及經費上面確實要有一些新的想法我希望有機會在主委現在主政的情況下去跟行政院"},{"start":10577.481,"end":10600.641,"text":"跟一樣啊,體育部正在做編制所以趁現在可能有機會可以爭取得到,好嗎?謝謝委員的關心,謝謝好,接下來我請各位幾位上來的原因主要是因為今天的題目叫做亞洲資產管理中心主委,我們現在在109年蔡英文總統曾經宣誓也要打造高階資產管理中心現在又再講一次是以前做不好還是做不到"},{"start":10602.103,"end":10621.497,"text":"我想剛才講說其實立正的有什麼不一樣我覺得這是更全面性更普及的不限於高階我們是希望帶動各個金融產業這是銀行、證券、保險、投資、投庫只要是資產管理中心我們就是希望所有的錢都留在臺灣那留在臺灣的問題就在於是不是自由是不是方便對吧"},{"start":10622.368,"end":10647.711,"text":"當然臺灣有很多的當你說投資臺灣是否有足夠的投資工具多樣化的投資工具滿足這種需求而且要讓他在這邊調度方便那現在的問題就在於我們有幾個問題今天我要問的是學者在財經一些學者是說外匯管制500萬的美元限定每年每人每年32年沒有檢討所以央行這個部分的規定"},{"start":10648.391,"end":10675.961,"text":"如果要做資產管理中心這個部分32年了要不要討論一下外資應該沒有影響現在是個人的部分報告委員第一個我對他用外匯管制來強調這個問題其實是有爭議的沒關係每人每年500萬美金的部分可不可以做調整我提供您兩個數據做參考我的時間有限我只是說32年了要不要調整一下"},{"start":10677.081,"end":10699.231,"text":"我先報告數據讓您知道就是說其實我們這些限制並沒有影響到我們一般的操作所以不影響不調整是嗎不是因為我們知道還沒有用到那個額度嘛還不到嘛所以我們希望能夠擴充到時候你再來檢討好嗎第二個部分是臺股交易的制度主委我們現在有一個臺股交易的"},{"start":10701.232,"end":10715.303,"text":"國際的趨勢美國開始已經實施T加1的結算交割那我們也在研究T加1的部分一一二年我們證交所已經做了相關的評估來證交所你們評估的狀況怎麼樣我們會朝向這個國際的趨勢嗎"},{"start":10719.227,"end":10733.759,"text":"跟委員報告那這個趨勢基本上現在是美國加拿大在用那事實上來講歐洲事實上也開始在研究那臺灣我們現在狀況基本上來講我的意思是說要做"},{"start":10734.7,"end":10762.916,"text":"所謂的資產管理中心這個可能也是其中一個項目是沒錯第三個部分證交所還有一個問題我們查過大概歐美的證券交易的時間大概都是6小時到8小時那亞洲大概比較低那臺灣只贏過中國我們4.5個小時那日本最近是5個小時還要再加半個小時這個可能也是不是可能跟資金調度或者是臺股交易可以增加外資的進展是不是也要做一些檢討"},{"start":10763.596,"end":10789.092,"text":"如果我們要做亞洲的資產管理中心的話這個部分來講的話我們當然都會事實上我們的交易時間也一直都在跟我們的證券商在做檢討我覺得這三個問題就是第一個500萬的部分第二個T加1第三個證券交易的時間如果我們要做亞洲資產管理中心我希望一併來做相關的檢討也給本席一個你們規劃或者是將來可能會做的一些調整可以"},{"start":10789.372,"end":10815.294,"text":"我覺得這是因為我看到金管會跟央行也非常有野心我們希望能夠成為所謂的把錢留在臺灣我們也希望錢真的進臺灣但是你要夠自由、夠方便這個也是我相信對我們的國人來說我們長期以來錢都在國外我們希望他們回來那就要有足夠的工具有足夠的方便讓更多的人願意把錢留在臺灣"},{"start":10817.603,"end":10835.711,"text":"這三個問題就麻煩各位首長大概一個月之內給我一個初步的檢討方向接下來還是要請彭主委所以我們現在發生了一件事就是在2019年有一個義大利從事汽車註定的人跑到臺灣來奪了"},{"start":10837.659,"end":10850.313,"text":"五年然後最近被國際行行組織的西班牙籍的男子發現我們現在臺灣的已經成為罪犯金盆洗手的退休天堂這件事情有點可怕"},{"start":10852.56,"end":10869.491,"text":"這個偷氣飯其實現在這個新聞才出來但是其實他在2019年就已經到臺灣來而且2019年的時候他老婆已經開了很多家公司有5家的公司都是用他的名字主委我們不是應該有所謂的銀行KYC嗎"},{"start":10871.474,"end":10887.322,"text":"對但是這個時間他也開了餐廳也開了公司但是現在看起來我們在國際形勢司法互助上面我們是個孤兒目前還沒有司法互助但是我們一直是洗錢防治機構的會員國不是嗎"},{"start":10889.207,"end":10905.159,"text":"是,我們在洗錢房子的部分在上一輪評鑑我們確實是得到蠻多的肯定是,所以這個案子現在已經出來了他擔任臺灣公司五家公司的負責人我相信只要他成為負責人他應該都會用到我們的金融服務"},{"start":10905.879,"end":10923.375,"text":"除非他完全不開戶除非他只去財政部買發票其他什麼銀行都不往來我覺得不太可能所以這個案子我們金管會有沒有繼續去清查銀行在這端有沒有做過相關的風險評估或者是重新做KYC的調查"},{"start":10932.342,"end":10944.167,"text":"這個案子我希望金管會查一查因為為什麼我們透過相關的單位去了解之後我們發現了一件很有趣的事其實這個案這個人在2019年就已經有了負面報導"},{"start":10945.367,"end":10954.98,"text":"也就是他2019年已經有這個新聞在國際間已經有消息只要他在開戶的時候2019年那時候開戶的時候有做過相關的所謂的風險情報資料庫去調查去確認在國際上有沒有負面新聞"},{"start":10962.89,"end":10963.911,"text":"本國銀行對特別是外國人開戶警戒性應該會更好"},{"start":10986.352,"end":11011.181,"text":"國際形勢調查的一些顧問但是我們是洗錢防治的會員所以洗錢防治這個個案我希望主委從今天開始至少在臺灣所有外國人開戶我們不是說所有人的問題只要進去這個資料庫再double check一次也許就可以找到更多這種所謂的國外的罪犯躲在臺灣而且我們竟然毫不知情"},{"start":11011.561,"end":11011.901,"text":"對,謝謝文提供這個訊息我想應該是"},{"start":11037.574,"end":11038.294,"text":"謝謝黃珊珊委員接著我們請伍麗華委員"},{"start":11075.699,"end":11099.376,"text":"謝謝主席有請金管會主委請彭主委那另外也會問到財政部處參司中央銀行國發會處參司同副師長中央銀行原副總裁國發會專副主委謝謝要讓他們起來運動一下打前場"},{"start":11100.996,"end":11128.977,"text":"委員好主委您好今天我們安排亞洲資產管理中心來一起做討論其實我們也都引頸期盼這除了是賴總統的一個政見相信未來也會是您很重要的一個政績我們也相信你會盡全力的來把它做好所以有一些問題還有一些疑慮就想要請教大家"},{"start":11130.179,"end":11131.863,"text":"首先我們確實看到臺灣2024年的超額儲蓄率高達16.7%"},{"start":11139.81,"end":11164.81,"text":"那這也就是說它是高達4.21兆那已經有連續4年我們看到數據我們的超額儲蓄呢是站穩3兆元又首度衝破4兆成為歷史新高再再都顯示我們國內的閒置資金確實是很多而且呢根據安聯全球財富報告"},{"start":11165.931,"end":11183.326,"text":"在2022年底每一位臺灣人平均擁有的淨資產是新台幣479萬當然這個可能也顯示我們的貧富差距很大但是畢竟它在全球最富有國家當中它是名列第五"},{"start":11183.906,"end":11210.791,"text":"所以這些客觀的數據也都讓我們覺得說對呀臺灣確實是應該有這樣的潛力能力能夠做一個亞洲資產管理中心但是我們也有很多的疑問因為剛上路而且呢臨近的其他國家也都已經做得很好那我不曉得說這個部分就是想要先請教主委我們最主要的目標就是要把"},{"start":11211.291,"end":11213.994,"text":"我想我先從這個後面的問題先回答起"},{"start":11231.753,"end":11257.446,"text":"那過去是因為就以保險業資金來講因為保險業過去因為他所收的保費是有預定利率的這些負債成本所以他必須在國外找到比他超過他成本的那個資產投資那國外的債券呢就提供很好的這個問題但是最近幾年因為美國的這個升息導致他的投資的風險增加再來就是因為導致這個避險成本很高"},{"start":11258.166,"end":11281.333,"text":"那也相對的會影響到他的資本市主力所以最近呢他們會比較多的意願想把這個錢投資在臺灣對那到底有什麼更好的金融商品現在他們在做的像比如說可以看得出來比較明顯像我們這個綠能相關的投資綠能是好投資對還有就像比如說他們現在開始做一些國內一些所謂的專案的BOTBOT哪一種BOT案"},{"start":11281.913,"end":11283.954,"text":"所以目前我們都有看到有一些資金引流回來投資在這些地方"},{"start":11305.762,"end":11305.882,"text":"那老師談到"},{"start":11324.07,"end":11348.283,"text":"臺灣的公共建設那請問臺灣的公共建設也可以成為好的投資商品嗎?會熱絡嗎?其實這個牽涉到很多比較假設從我們金管會的角度來思考這個問題的話因為保險業他投資他有一定的比如說穩定的現金流一定的報酬率這是他一定的條件我們現在很多的公建確實有這樣的一個條件"},{"start":11350.004,"end":11351.185,"text":"謝謝主委我想問一下處參司"},{"start":11378.718,"end":11395.668,"text":"我們處參司是副司長副司長您好因為我們一直提到長照事業長照事業那我就想要請教一下處參司你們目前為止有什麼樣的具體作為嗎有什麼案子在推動嗎"},{"start":11397.53,"end":11413.509,"text":"報告委員那首先長照裡面本來就是我們促參可以做的公共建設項目我想知道目前有什麼但我們最近其實我們在每一年的這個商機座談每一年的招商大會我們這幾年都有把長照的部分作為一個專屬的項目結果呢"},{"start":11415.19,"end":11441.624,"text":"對那目前我們其實也在輔導各個地方的政府那漸漸的也會有一些成果出現那譬如說我們臺北市我們知道他已經在做這個秀山的長照園區那我們財政部也會在臺北市是那目前譬如說臺南的部分那還有高雄的部分臺南市、高雄市對都是都會地區嘛是那我請教您喔我們常常長照2.0、1.0到3.0"},{"start":11444.585,"end":11467.405,"text":"最被詬病的就是原鄉偏鄉失能老人的照護做得最不好就是政府投注這麼多的錢但是始終沒有辦法解決失能老人原偏鄉失能老人的問題他們沒有地方可以送政府也不做我們也沒有能力到都會地區也沒有能力到私人機構"},{"start":11469.046,"end":11494.554,"text":"阿所以促參斯的長照事業有在往這個方向去努力積極推動嗎?是跟委員報告目前我們當然在積極輔導各個地方政府如果他們有提出相關的案源我們都會予以補助讓他們可以在政府的支持下自己花比較少的錢去進行可行性研究那我們後續也會進行輔導幫協助他們招商所以就是看地方政府來提案是"},{"start":11495.054,"end":11520.14,"text":"好 謝謝那再請教一下國發會因為今年5月在財政委員會也有排了這個國發會書面報告就請教一下因為國發會就有聽到說就增加促參紅利擴增受險業投資誘因等等面向那想要請教一下國發會目前做得如何因為已經過了半年"},{"start":11521.052,"end":11537.095,"text":"是跟委員報告那這樣子的一個構想我們已經在提到那個行政院的經濟發展委員會裡面那具體的方案10月7號也報行政院了那相關的工作譬如說院的層級想知道什麼叫具體的方案"},{"start":11537.756,"end":11538.416,"text":"為什麼我這樣子問因為我們看一下"},{"start":11553.004,"end":11568.047,"text":"像過去我在教育文化委員會我們有推動這個文化藝術講注及促進條例文獎條例的一個修法就是希望說香港過去他在藝術品的一個拍賣"},{"start":11569.008,"end":11598.049,"text":"他其實是居亞洲之冠也是全球的中心但是呢慢慢的外移到新加坡所以我們也希望說能夠把他吸引到臺灣來所以呢我們就把這個課徵所得稅的部分去做了修法增加這個誘因所以再請教一下金管會主委中央銀行就是這個部分因為我們的臺幣畢竟不是國際通用的貨幣所以我們也會在想誰會想來上市啊"},{"start":11598.749,"end":11613.579,"text":"那這個外匯管制呢到底有沒有要鬆綁那如何鬆綁因為這個債債法規的部分其實也會影響到我們整個中芯未來的一個運作面向所以想要請教一下央行副總裁請"},{"start":11616.356,"end":11632.786,"text":"首先因為臺灣這種經濟體系我們對匯率的穩定是非常重要那其實我們過去幾年我們一個原則就是只要是外幣對外幣我們是完全沒有管制但是外幣兌換新臺幣部分我們在於"},{"start":11634.087,"end":11634.727,"text":"好,就是願意來配合"},{"start":11660.242,"end":11668.809,"text":"我們這個亞洲資產管理中心有沒有包含中國有沒有包含中資我想這部分我們會配合國家政策來做同步的處理"},{"start":11670.038,"end":11671.199,"text":"目前國家的態度?"},{"start":11689.521,"end":11699.649,"text":"我們對這個是有限制有在討論所以還是有限制那像那種這種如果外國投資他有含中資呢"},{"start":11701.194,"end":11725.76,"text":"這個的話就是我們會特別來考慮但就是說這是一個整個對國家資金移動比如說我們假設像經濟部的投審會他們會對這個做一些審查還有像比如說假設他是一個金融機構要投資到我們這邊的話我們自己也會有一套審查那如果這樣說因為外資進來他其實也會考量到我們的兩岸關係那這個部分是有想到要怎麼克服嗎"},{"start":11726.861,"end":11751.384,"text":"這個確實是我們在國際情勢上面他對臺灣的印象會產生一些這樣的看法不過我們就是盡量的就是用一些我們真正的投資機會來解決這個問題因為畢竟我想資本他在全世界這個投資的時候有各種不同的考量剛剛地緣政治的安全是其中一個那是否有長期獲利投資的機會還是一個他很重要的考慮"},{"start":11752.044,"end":11775.53,"text":"我想這些部分都是因為我們從很多的客觀數據我們可以看到確實我們有這個潛力也有這個能力作為亞洲很棒的一個資產管理中心但是呢我們也因為地緣政治種種很多的因素包括法規面向等等其實在在也都會影響這個中心未來的一個營運成果所以呢我們很希望就是儘管會在這個地方"},{"start":11776.05,"end":11776.07,"text":"韓國瑜議員"},{"start":11794.873,"end":11824.153,"text":"就目前來看是差很遠但是我們剛起步我們要開始做那我們也希望未來能夠快速的超越那能夠把這個中心做好那這個部分人才的培育未來我們的地點的選定那怎麼樣去做一個資產管理人才的培訓等等我想這個面向很多很廣啦也沒有辦法在今天一次問完但是就這個部分我希望至少金管會能不能在一個月以內"},{"start":11824.753,"end":11825.093,"text":"主席委員好"},{"start":11852.56,"end":11866.639,"text":"主委好你們今晚會我看您的這個決心不錯那也有一點行動力那現在我看有如火如荼要做到兩年有感然後讓臺灣成為亞洲資產管理中心這個"},{"start":11868.64,"end":11896.471,"text":"這個計畫已經講了幾十年的計畫好像感覺有一點機會不過我感覺可能在這個你面臨最大的挑戰我看我們立委部分聽很多立委的這個質詢我們立委是這樣對法令的鬆綁還有這個政策方面我們都是相當支持的但是我感覺你一個人剛剛看我看賴委員在質詢的時候你這個有問題的話後面的這個下面的相關單位沒有上來協助提供資料我覺得這個你"},{"start":11897.071,"end":11910.705,"text":"面臨最大的挑戰可能不是來自於我們這些外部不是我們這是賴總統的政策這沒有問題我看比較大的挑戰可能是你的先進的頭腦要幫忙你這個相關的我們這個官僚體系要打開頭腦這個要open"},{"start":11912.447,"end":11912.647,"text":"臺灣財政委員會主席"},{"start":11934.904,"end":11960.445,"text":"也要來一起來跟上不然會非常非常的辛苦我們立法院當然是站在支持的立場那你在書面報告中提到說為了協助金融科技及新創業者籌得充足持續的多元資金你要支持這個投資臺灣支持產業發展推動策略性投資項目那這些新的投資項目要對專業的投資人募集資金要怎麼做呢"},{"start":11962.678,"end":11982.723,"text":"這裡的話就剛剛有提到我們現在就是我們現在有上市櫃剛剛那個董事長在這邊就像我們提到的我們對這些真的要籌資的話當然如果能夠那個是上市櫃啊我們剛剛有提到我們剛剛有委員說到臺灣有98次中小企業啊然後那個"},{"start":11983.423,"end":11985.604,"text":"臺灣的詐騙這麼盛行其實也就是因為很多人沒有投資的管道"},{"start":12005.433,"end":12026.935,"text":"在比如說很多產業要有一些單位拿不到錢一些人有錢那這中間的一些我們一些不管金融機構也好或是相關的這些協助募資的單位是不是也沒有相應的這個相關的法令啊比照美國啊其他國家一樣進步的法令讓他們可以來做這個相關的這個資金的這個募集啊"},{"start":12027.675,"end":12044.34,"text":"這當然比說其他國家有更好的制度我們會來參採不過本國有他自己的限制剛剛委員提到我們對於這些中小企業或中小微企業我們在過去假如銀行端我們在長期的那個有關融資的資助剛剛經濟部也有講到你剛剛講是融資喔我說的是投資那是銀行融資是兩個議題喔"},{"start":12046.46,"end":12073.693,"text":"再來就是有關我們所監管的金控金融機構不管是銀行、保險公司都有創投的投資我想請問你我直接問你因為你沒有回答專業投資人是不是很多都放在國外比如新加坡、香港都有很多做這個什麼這個家族的辦公室很多專業經理人那我國的資產管理業者怎麼樣跟這些可以跟這些怎麼樣跟這些對象進行公開的募集"},{"start":12075.102,"end":12095.601,"text":"就是我們現在的話就是這些高淨值的客戶他有兩個選擇一個是假如說他要做財富管理的話那會選擇是由我們金融機構那如果說你要做資產管理的話就會跟我們的這些投資他可能會選擇比如說創投啦還有像比如說我們的PE啊這些還有投信公司PE是虱目嘛對對對"},{"start":12097.782,"end":12121.036,"text":"對就類似像這樣他有不同的管道可以從他這邊得到一個投資的機會你現在開放比如做資產管理中心外國的這些資產管理中心他們可以在因為外國的法律開放他們可以在外國募集資金對到臺灣來做相關的投資嘛這個沒問題嘛對不對但是我們本國呢本國的業者呢沒有辦法對外募資啊這是不是變成有不利的這個競爭地位啊"},{"start":12123.458,"end":12147.741,"text":"這個本國的投信公司他當然可以募集本國的基金對不對然後他也可以募集以後對海外銷售募集本國你是指比如說PE對不對不只但PE是他另外一個業務比如說他可以募集一般的基金這是對一些這個管道有管道的人那對很多投資大眾來講他沒有獲得這些訊息的管道啊也沒有這樣這個可以投資的方法那這個部分的落差你要怎麼補足呢"},{"start":12148.341,"end":12167.8,"text":"這個我們當然就是透過一些他們之間的銷售管理還有我們的教育訓練來做這些事情像比如說PE這些東西投資絕對不會是一般的專業投資人來做的比如說真的是一些已經成熟到可以上市櫃當然就一般人就可以投資前端的部分這樣就是要創造這麼多"},{"start":12172.865,"end":12195.95,"text":"所以在這個很專業的裡頭跟這個上市櫃那個也不用提那個也是已經到了很進步的那個階段那這中間一般的百姓除了去買這個基金做這樣的投資金融這個市場上的投資實際上如果一般的百姓想要參與很多新創事業的投資的時候他們是沒有投資管道的沒有不知道怎麼樣去獲得這個這時候就很多所以很多詐騙集團會產生嘛"},{"start":12198.31,"end":12218.499,"text":"對 這時候就是要 如果真的正當管道就要透過資產管理業者來做這些事情那這個法令的部分如果我們限制太嚴格的話你現在在做亞洲資產管理中心如果在法令的部分你的限制比國外的相關法令嚴格的話你就會限這些本國的業者跟外國的資產管理業者在不公平的競爭地位"},{"start":12218.979,"end":12240.029,"text":"當然就是資金是國際競爭的假設台灣的一些法規對這些資金相對是比較不便利或是不友善當然這個競爭力就會下降我們要變成亞洲資產管理中心資金也是國際競爭如果我們的法令比較不進步我們的政策比較不open當然不要說我們的地緣政治"},{"start":12240.789,"end":12256.838,"text":"這樣子臺灣怎麼變成亞洲這個資產管理中心這個確實我們今晚會很努力我們請同仁盤點一下我們大概兩年之內我們要鬆綁54個我們關聯的規定好 那我想請問今晚會哪一個單位每年都出國考察這個金融科技108年44萬109年到那個11年沒有出國110年25萬112年54萬113年46萬今年要這個預算數要增加到107萬了這些預算出國考察是哪個單位去做考察的"},{"start":12269.701,"end":12296.792,"text":"主要是我們創新中心我們中規處創新中心是中規處派員出國考察是嗎對就是開會或是看他的目的性質來派適當的人員出國比如說比如說像這些今年107萬是為哪個單位出國考察呢請我們處長說明一下這個是像今年的話我們是就是3月份的時候有去日本那不是去哪裡沒關係派哪些單位去我們金融會裡面哪些單位"},{"start":12297.72,"end":12298.341,"text":"其實我們在每年我們大概"},{"start":12322.95,"end":12333.92,"text":"發佈過我們的金融科技發展路徑圖1.0跟2.0我們就是很多是參考我們考察回來的結果沒關係你把這個相關的考察報告先提供給我我想請問在你們報告裡頭這個怎麼不寫這個股權期末的這個績效我上個會期就執行過了這個演繹民間版的創會機制金管會說104年開放證券商的經營這個"},{"start":12345.751,"end":12346.011,"text":"臺灣財政委員會主席"},{"start":12418.817,"end":12422.789,"text":"答案然後績效還是掛零對吧我再請問國發會"},{"start":12424.932,"end":12451.429,"text":"局長您聽到嗎?您知道我的意思嗎?政府是創造環境不是自己做然後做不好然後績效掛零你們工作實在量力也很大副主委請教這個臺灣新創產業的這個企業齁你們這個也支持新創產業嘛齁新創產業新增數逐年減少齁這個齁現在大概有7900家身為國發會你看看我們的那個數據齁這個Fintech那個的數據從20"},{"start":12454.611,"end":12462.053,"text":"2017年開始每年逐年下降從800多加800多到700多600多300多200100多到2024現在22加這個逐年檢討的主因是什麼跟委員報告第一個因為今年還沒到沒關係不算今年從87654321一直下降國發會不是很支持嗎這不是國家的政策嗎我們的支持力道一直沒有減弱但是為什麼一直下降"},{"start":12482.618,"end":12498.485,"text":"其實如果委員注意大概這幾年我覺得一方面可能跟大環境有關係大環境因為你有注意到21、22年這幾年比較少的是正好是疫情的關係那前幾年一直下降23開始就沒有疫情了22以後就沒有疫情了從200多要變100多家"},{"start":12499.73,"end":12515.945,"text":"其實如果注意的話其實前幾年大概都還維持在六七百家以上不要講總數嘛你們新創就是就是每年增加的價值哪有呢去年113去年已經沒有疫情囉不要騙我是是是為什麼你們在做什麼沒有"},{"start":12516.502,"end":12541.725,"text":"委員我們的政策其實一直都在增加政策一直增加但是加速一直減少這是原因所以我們也希望這個源頭活水能夠維持我們會繼續加大你們不是希望這是你們要去擋到的目的沒有做到的原因是什麼經濟部上來的時候經濟部有中小企業署嗎我們中小企業署要上來中小企業新創署沒有國防委員回答完畢你把它回答完為什麼"},{"start":12542.866,"end":12564.407,"text":"沒有 所以我沒有注意到這個當然原因可能很複雜那我們希望在大學法人新創或者是企業部份大學法人我順便跟你講我看你們今天有提供是一個假消息嗎你們說你們跟這個臺大校友臺大校友基金嘛 對不對做一個校園這個要投資什麼校園這個成立臺灣第一個校友VC投資基金這是假新聞嗎"},{"start":12566.098,"end":12579.803,"text":"不是嘛什麼叫做第一個校友投資20年前成大交通大學也早就有啦你是在詐騙國人還是在詐騙立法院不是因為他們很多校友基金的目的是透過投資上市櫃股票有獲利回饋給學校"},{"start":12580.97,"end":12609.284,"text":"那我們臺大規劃的這個校友基金就純粹就類似以VC的方式是直接投資新創就是不太一樣所以講第一個的意思是這個意思就性質不太一樣你們現在我據本席得到的訊息是你們沒有想要鼓勵提供資源給一些民間業者反而是找特定對象跟臺大洽談這是圖利特定對象不會啦而且還做假新聞說只有這個好像第一個校友基金沒有啦其實這個交大跟成大早就辦過還是這只是你"},{"start":12610.084,"end":12621.028,"text":"為了這個報告寫的故意要寫個東西好像你們有做什麼事情一樣那這個你們的這個創投天使方案現在是成資金已經成為零了是嗎沒有啊沒有嗎"},{"start":12622.884,"end":12624.745,"text":"我請問在疫情期間你這個特別紓困你剛說疫情嘛 項目你回收了多少"},{"start":12643.762,"end":12644.082,"text":"美國跟日本"},{"start":12666.499,"end":12685.911,"text":"我看你們新創署的計畫裡頭在議題就好了還沒問到亞洲資產管理中心新創署的計畫裡頭多部分都是法人在學校在辦理你們有一個規劃一個好的生態系讓民間能自主發展一個新創生態系的這個平台這個部分是不是你們要回去檢討一下"},{"start":12687.352,"end":12710.815,"text":"報告委員我們最近這幾年也鼓勵民間在成立加速器所以我們這個也補助許多的一些民間他們的這些創意機構在做一些新創的這個輔導市長請你看一下美國、日本、以色列都是民間在發展我們政府不要什麼都自己辦剛剛跟這個鄭齊瑜說軍管會說的也是一樣什麼事情都想說政府自己辦政府第一個修理很慢第二個事實上"},{"start":12711.956,"end":12738.146,"text":"本席所接觸的各個產業裡頭對我們的政府的這種高度監管還有反應很慢還有很多的這個思維跟民間的創新都跟不上事實上很多產業都頗有危言很多產業各行各業所以我希望在這個我們新的這個主委的帶領之下要open mind把那個頭腦打開然後那個下面的相關的要跟上不然這個我們事實上也是站在"},{"start":12738.766,"end":12755.812,"text":"支持這個主委支持這個次長你們立場這個政策盡量就要做來做開放那因為時間的關係這個亞洲資產管理中心這個會數下次再來問財政部謝謝好謝謝陳昀臻委員下一位質詢委員王洪威委員"},{"start":12766.056,"end":12766.156,"text":"主委"},{"start":12783.585,"end":12802.543,"text":"主委好 委員好在上個會期討論非常多的就是因為大法官釋憲就是人民的保單可以強制執行那當時引起了非常非常多的爭議而且我們民意代表也接到了非常多的陳情"},{"start":12803.504,"end":12829.678,"text":"那我記得其實包含本席在內很多位的財委會的委員都提到這個強制保單的執行事實上造成了一些我們比較弱勢的保護或者他的保單金額沒有這麼多甚至呢他可能他現在這個正在做保險給付的這些這個比較弱勢的這個保護的一個非常大的一個困擾"},{"start":12830.718,"end":12847.597,"text":"所以後來金管會也從善如流在今年的6月份宣布有8種可以免除強制執行那這一點其實是非常好但是它還是要透過修法"},{"start":12848.738,"end":12875.108,"text":"所以當時金管會的說法是提出來這八種的免除強制執行那麼馬上就要公告然後要送行政院而且對外表示要拼在這個下會期能夠在立法院能夠通過所以我們也非常希望趕快等到這個修法因為到目前為止"},{"start":12876.288,"end":12876.928,"text":"好,所以我現在請問了"},{"start":12895.118,"end":12916.287,"text":"從上個會期6月份說要修法公告到目前為止修法在哪裡是 報告委員我們修正法剛剛預告結束我們收集了各方意見我們重新整理完已經簽報今天應該最近應該已經簽報會趕快送進行政院"},{"start":12917.461,"end":12942.586,"text":"所以現在還沒有送行政院因為我們剛剛結束預告的程序跟整合大家外界的意見所以你們預計什麼時候要送行政院十月底之前嗎應該沒問題十月底之前送行政院那大概什麼時候會送進立法院審查呢那我們就盡快的跟行政院報告請趕快協調其他部會開完會我們就盡快送大院審查"},{"start":12943.362,"end":12971.075,"text":"所以我不曉得我們的召委知不知道這件事情因為這個是知道那很好所以這個事情我們很希望說這個民眾普遍在關心的法案能夠盡快的完成修法好那我請問一下那麼現在你們的修法的這個相關的條文是不是還維持就是當時所宣布的那八項"},{"start":12972.252,"end":12993.265,"text":"現在因為主要是我們也收到很多預告的意見當時我們的八項送給私人參考其實他們在法院跟行政執行處他們看法都並不是完全參採這個因為實務上很多現在就是因為法律上沒有規定所以我們這次修法把它簡化因為大法庭裡面的決議是針對人壽保險它本來就不含健康跟傷害險"},{"start":12994.025,"end":12994.385,"text":"那所以還是一百萬嗎?"},{"start":13016.547,"end":13041.061,"text":"現在不是一百萬現在是多少現在我們是連結到我們的規劃是這樣我們是連結到行政執行法裡面一個最低生活津貼的大概幾個月做一個標準因為我們不希望定一個金額因為這個金額會隨著這個變動我們希望連結到一個比如說按照那個精神上面一個法律上的金額隨著這個東西移動所以我們會用這樣的方式來大概會落在什麼樣的區間呢"},{"start":13042.243,"end":13044.552,"text":"現在看起來這個金額的部分大概就是應該是10到20萬之間"},{"start":13047.079,"end":13074.384,"text":"只有10到20萬就是解約金額10到20萬以上以下的話就不得作為還有我們明文的把健康險跟傷害險排除就不會有說剛剛講很多我們陳情案最多的就是醫療險的部分那這部分的話就會把它明確化也統一的不管是法院或是那個行政執行處他們有一些不一樣的看法我們也希望這個法案能夠趕快通過能夠真的有一個法源以後呢我們法院比較好拒以辦理"},{"start":13075.39,"end":13100.828,"text":"那另外就是你們其中有一項就是包含這個人壽就是小額中老保險以外的人壽保險是這個每個保險人合併之後保險金沒有超過100萬額度以內那個還存在嗎這個在我們在預告的時候很多人有提到就是說不希望保險成為是個規避債務的這樣的一個方法所以我們現在就把它簡化只要人壽保險全部都以人壽保險我們回到"},{"start":13101.388,"end":13111.863,"text":"大法庭的解釋去就是他只針對人壽保險我們就針對人壽保險還有衍生出來年金險的部分所以這邊當然小和中老保險也涵蓋在人壽保險範圍之內"},{"start":13113.484,"end":13142.041,"text":"所以小兒中老保險也在裡面那有沒有一個額度呢?我們額度就統一在按照那個標準來做統一在一百萬?就是以那個最低生活需要的幾個月那你們整個的很限縮餒限縮很大唷那你們跟你們六月份對外所講的跟你們後來實際會送出的法案限縮很大耶那你限縮很大到時候又造成很多的民怨啊"},{"start":13143.081,"end":13165.128,"text":"這個問題我們也是因為透過預告的時候才收集到各方其實也包括我們的那這樣子的話我們可能立法院就好好審一審因為我本來想說如果你們按照你們6月公告修法幾乎是那時候大家都比較達成一定的共識那大家也覺得比較可以接受如果你們現在最後送來的法事實上是線索很多因為我當時就說啊因為很多人講說你給我留一個關財本好不好你如果10到20萬這"},{"start":13170.329,"end":13187.582,"text":"這很多人很難接受啊剛剛看的是以保險給付我們是解約金的角度其實這個介入權最重要的概念是他同時橫平的保護債權人跟債務人那也不能過度偏廢於債務人那其實債權人的權益也是要考慮的所以我們給一個這個重點不在於"},{"start":13188.783,"end":13189.544,"text":"時間稍微暫停一下我請我們的負稅署署長一起上來"},{"start":13219.417,"end":13220.219,"text":"副學組宋處長那個主委我還是要繼續就是主委來來來"},{"start":13232.182,"end":13250.457,"text":"因為前不久你接受媒體的採訪說在明年你們要推TISA這個是事實上過去你們金管會也一直要推的可是我們會推出一個因為像日本是有免稅還有一個免稅額度"},{"start":13253.22,"end":13266.415,"text":"還有一些負擔的手續費但是我們臺灣呢非常不一樣就是沒有免稅當然就是來自於這個財政部不准嘛但是這樣的推出會不會變成四不像"},{"start":13267.867,"end":13287.128,"text":"就是你沒有任何的租稅減免然後只有一些優惠的手續費但事實上現在大家也知道有一些投信事實上有一些的它是已經有優惠的手續費了所以你們會不會出現一個似不像的一個這樣子的個人投資儲蓄賬戶"},{"start":13290.353,"end":13312.962,"text":"各位委員報告日本是因為他有很多所得要課稅所以他在他的NISA帳戶裡面他特別規定在定額的所得定額的所得是免稅的但是因為我們臺灣本身證券交易所得上市櫃的部分本來就全免那另外呢我們對於儲蓄儲蓄的利息金融金融存款利息有27萬免稅"},{"start":13315.964,"end":13341.698,"text":"這27萬也800年都沒調過了這27萬800年沒調過了可是以臺灣的利率水準27萬利息所得免稅倒推來講那個本金是2000多萬2000多萬那我們如果再去看我們的股利我們的股利本身是有二則一課稅制度簡單講你都不用在公司就要預減稅因為我時間有限所以我要請教主委"},{"start":13342.518,"end":13365.863,"text":"按照現在呢財政部的說法就是不會給你任何的免稅啊說我們都有我們都已經有這個免稅那個免稅有什麼免稅額免稅額還有什麼分離課稅所以那你你對你你未來要推出的這個TISA你會有信心嗎以日本來講是因為他有免稅額他上路一個月就這個整個的帳戶帳戶餘額是暴增欸"},{"start":13369.785,"end":13392.478,"text":"對阿 這個委員報告就是日本他確實在做TESA他很方便就直接把他那個資本利得免稅這樣就產生很大的因為臺灣本來就是免稅在這一塊其實上我們已經沒有這個空間那至於說投信投顧公會提出以那個投資的兩萬四五年那個確實在資金的整個激增成本上非常的高我們評估的時候我們也覺得這個東西"},{"start":13393.439,"end":13394.66,"text":"所以你按照這樣的方式你要如期上路"},{"start":13415.923,"end":13429.032,"text":"那你有信心嗎?你有信心嗎?就是到時候你上路之後如果大家對這信息缺缺按照這看起來那跟我現在我存在銀行沒有這個這個特殊特別的什麼儲蓄投資帳戶也差不多啊"},{"start":13429.614,"end":13455.293,"text":"其實還是有差別我想這個點可能付出更專業的說明我是有信心你有信心因為馬上就會驗證到你什麼時候要上路呢明年我們應該還要跟吉寶還有我們的相關參與的頭信頭顧我想明年應該上半年可以來上路上半年是不是這個月今年已經剩下兩個月而已對對沒有錯好拭目以待了謝謝謝謝王宏威委員"},{"start":13457.346,"end":13459.427,"text":"謝謝主席,我請金管委、彭主委"},{"start":13484.966,"end":13487.267,"text":"這個確實需要有相當的勇氣也要有相當的把握那麼這一次賴清德總統"},{"start":13513.632,"end":13539.584,"text":"跟卓榮泰院長他們結束了這個要打造我們臺灣成為亞洲資產管理中心這個大方向都完全正確其實這個目標這個策略我們講了都20幾年了歷來政府都在講那過去這個推動都大家講的口號講很多也有訂一些策略但是做的"},{"start":13540.134,"end":13552.752,"text":"我認為可能越來越不積極所以導致現在我們這個部分成果其實很差其實不管就這個調查的這個金融"},{"start":13553.857,"end":13576.746,"text":"指數來講我們臺灣不管是經商的環境人力資本基礎建設所有金融體系發展國家聲望等等這五大項我們怎麼可能說輪到彭主委我們現在輪到後段班全球調查120個城市我們臺北"},{"start":13577.199,"end":13605.828,"text":"我們整個國家我們在這一個部分120個國家裡面我們輪到第73名在5年前2019年我們還有第30名那變成說我們這個名次是逐步下滑還曾經41名也曾經躍升到18名從5年前開始掉到30名之後逐年下滑"},{"start":13606.823,"end":13630.191,"text":"那到現在第73名我們已經淪為後段班那當然你現在提出很多好的策略這些想法我認為這些想法很對但是需要財政部也配合啦我就舉例講這個TISATISA這個部分非常正確啊那我們鼓勵國人開TISA這些個人帳戶那這當然"},{"start":13633.126,"end":13657.086,"text":"要財政部來配合配合什麼配合鼓勵的一些措施鼓勵說是不是減稅降稅結果財政部大概如如不動不能談你有跟財政部談過了嗎我們跟財政部溝通過非常非常多的會議那他們的回應是怎樣我看他們好像不積極"},{"start":13658.343,"end":13680.171,"text":"其實財政部其實蠻積極主要是我剛剛跟委員報告其實臺灣的複稅政策因為他會牽涉到各個產業的公平性的考量那我們當然也知道政府是一體的那我們想說這部分的話確實我們現在我們剛剛跟財政部談了以後現階段如果要推動立刻要有一個非常非常明確能夠追認上新港的輸稅我在猜臺灣沒有這個條件"},{"start":13681.331,"end":13683.373,"text":"市長我想不懂你們鼓勵當沖降稅不是這樣嗎"},{"start":13706.994,"end":13709.216,"text":"你還不是說就如習照先前的制度那在鼓勵什麼"},{"start":13723.511,"end":13751.372,"text":"報告委員因為我們現在對於投資這部分的租稅優惠已經是非常優惠的了因為我們的證券交易所得是完全免稅的然後我們的股利所得我們現在只要你所得在94萬元以下幾乎不用繳稅股利喔我講的是股利喔因為我們有8萬元的可扣抵稅額可以抵減抵減不足還可以退稅那另外呢我們在銀行存款的儲蓄投資所以你認為這些就夠了不是"},{"start":13752.993,"end":13754.834,"text":"你認為這些就足以我們現在鼓勵國人開這個TESA個人帳戶的任何一個優惠?"},{"start":13783.433,"end":13805.945,"text":"你怎麼可以比你是怎樣叫做比他優惠因為他所減免的額度比我們少我們現在是他們是定額免稅我們像政經教育所的是全額免稅然後我們的儲蓄投資特別扣除我們是27萬元免稅他們的額度只有一部分的額度比我們少很多所以我們比較之下我們真的已經比日本優惠多了"},{"start":13806.601,"end":13818.122,"text":"你 我不認為這個叫比日本優惠啦我不認為啦你們財政部就是不積極我隨便舉個例子你就沒說到我一再三令五聲跟你們說"},{"start":13819.588,"end":13841.78,"text":"你們應該對九大公營行庫他貸款給這些建商尤其是貸款給這些高負債的建商讓他們去買地、養地、圈地這就是造成我們臺灣房價節節上升的原因我說你要把這些銀行控管好結果銀行我們要求中央銀行"},{"start":13843.052,"end":13869.145,"text":"跟財政部你們要求銀行要管控好說那你這些建商借錢去買空地空地貸款的部分一年半內要開工那超過一年半的沒開工多少我問你們你們當然全然不知全然不知我們個別就問你們轄管的這九大銀行轄管九大銀行告訴我土地銀行竟然高達5.11%預期的喔"},{"start":13872.95,"end":13877.288,"text":"到了一年半他沒有開工你們也沒跟他催"},{"start":13878.842,"end":13905.728,"text":"這麼高的預期呢那你們表示說那你們就是縱容他們嗎報告委員其實我們是有配合中央銀行的政策我們有要求我們的公股行庫基本上要去控管這個逾18個月為動工的購地貸款控管成這個樣子對 但是因為因為土地銀行它本身它就是一個比較特殊的銀行它就是以土地建容融資為主要業務我們問你有沒有去管控你們說有"},{"start":13906.548,"end":13934.58,"text":"他說好那管控的成績給我們看一問三不知我先問那個我也問一下金管會主委彭主委然後你們銀行局也是同樣的問題我問你們銀行局銀行局也是他說他們都沒調查沒有統計不知道一問三不知請問啊我剛剛說的這個問題是不是該銀行局該財政部財政部因為是九大公銀行戶是他們的嘛"},{"start":13935.18,"end":13940.538,"text":"那他當然應該知道這個數字是我們一家一家銀行去問出來的"},{"start":13941.107,"end":13969.583,"text":"每次都這個樣子問你們說公營銀行戶有沒有貸款給鼠條三兄弟也是銀行局也是一問三不知不願意提供市報委員這個齁這個我們在銀行是我們有針對每一家公司的貸款房貸還有土建容的餘額都有做控管但是因為這個這個這個總的管制的部分是央行在在在那你現在推給央行啦不是這個確實我們是有分工來做這件事情"},{"start":13970.205,"end":13994.718,"text":"所以這個事情是我們問錯人就對銀行局不用管他轄下的這些銀行是不是有貸款出去的沒有照約定的在一個期限內空地貸款耶一年半這個基本常識耶超過一年半這個應該收回不是嗎銀行局怎麼可以不算"},{"start":14000.042,"end":14016.577,"text":"報言因為這些是央行的選擇性信用管制那平常我們在檢查所以央行的選擇性信用管制所以就該央行去管就對了你們的意思是這樣是他要選擇性信用管制他做選擇性的就好你們不用做是這樣嗎"},{"start":14017.438,"end":14018.018,"text":"我現在請問你 下回我們問你 類似這樣的問題"},{"start":14034.571,"end":14049.203,"text":"那你回答不回答十大負債高高於70%的建商問你們也是一萬三不知也是我們一家一家趕快去查建商哪一些貸款率過高的"},{"start":14050.317,"end":14078.583,"text":"結果你們你如果不曉得喔這個有最高的那個第一名負債將近89%啦那你這樣還敢貸款給他你助紂為虐嘛你借他這些錢讓他去買地養地圈地然後現在利率這麼低他當然敢借啊不是這樣嗎然後你們一問三不知我跟你講我時間有限那個主委我跟你講齁我們資產管理中心的重點就是希望啊國外你的錢來給我們臺灣管"},{"start":14080.303,"end":14092.615,"text":"好了我大概3個月前就跟你說說我們有一個很矛盾我們臺灣受險的可運用餘額資金這大概32兆32兆70%"},{"start":14096.348,"end":14111.842,"text":"是被這些壽險業拿去國外投資買國外的債券基金有22兆去買國外的債券基金請問那這個如何說服國際上說你來我們國家你把錢交給我們台灣來管"},{"start":14112.623,"end":14132.024,"text":"我們自己的錢70%去買國外去給國外管然後我們還說那你錢讓我管那你對誰有說服力我們要對非洲這些小國的說服力嗎我們的給更高明的管然後我們請非洲的你來給我管是這樣嗎"},{"start":14133.185,"end":14150.414,"text":"不是這樣啦我想過去他會投資這麼多的時空的背景我想現在現在我們希望把他引回來對所以我上次就是講嘛就是說背景就不談啦我就說這樣子我們國內公共建設也需要資金我們剛好剛好每年請他3%、5%"},{"start":14153.37,"end":14177.014,"text":"轉回我們國內那國內就是要請站你旁邊那個財政部財政部你們就要負起責任嘛你們就教教其他交通部內政部教他們如何來設立這些債券比方說交通交通有很大的像捷運自償率很高啊他只要通車以後賣票以後對不對各項那個"},{"start":14181.573,"end":14191.577,"text":"內政你像社會住宅你像長照這些都有自償性啊那這些現在都缺資金啊那我們把國外的這些資金每年3%、5%、7%請他回來"},{"start":14194.83,"end":14223.722,"text":"是不是又可以充裕我們國內的建設結果財政部也是如如不動沒有報告委員我們其實現在已經跟國發會還有金管會還有財政部已經動了對我們共同擬定了一個兆元投資國家發展的方案這裡面中間就有一個非常重要的就是吸引國外就是本國的資金回臺來投資參加我們的公共建設那到現在你做了怎樣有吸引回來了嗎這個方案因為我們現在你看談的結果有幾家受選公司預計提揮多少"},{"start":14224.602,"end":14248.337,"text":"在這個部分我剛剛講我們70%我們大概從10年前就開始我們國家警覺到這個問題那這個大家一直說應該調降調降結果說要調降越降越高當年10年前大概只有56%到4年前64%到今年70%"},{"start":14252.677,"end":14269.364,"text":"是委員我們也知道就是我們越降越高說要把這個在外面投資的這個金額降低拿回國內結果降成這個樣子有現在就是因為這個我剛才跟委員報告就是我們三個部會現在標準我列幾個國家啦隨便幾個國家"},{"start":14274.486,"end":14276.848,"text":"中共我們最討厭的中共2%韓國8.3%日本21.6%美國12%我們70%他們這4個國家加起來還不到我們的一半天啊加起來才30幾%34%這4個國家加起來"},{"start":14305.237,"end":14310.78,"text":"受險的對外投資金額我們70%他們四個國家加起來才35%天啊"},{"start":14316.448,"end":14334.959,"text":"所以齁 我認為你們不只要做 不只要寫計畫 要積極的去做金管委員我比較沒話講喔 因為他5月才上任你們財政部部長也沒話 我從這一屆立委上任2月3月就開始諮詢他 諮詢他這一點"},{"start":14336.977,"end":14354.978,"text":"他最有責任二月三月到現在都超過半年啦他找了幾趴回來一趴都沒有零趴然後他今年還敢出國去度假是不是不是我們部長去參加APEC我參加APEC那可以原諒不好意思"},{"start":14358.462,"end":14381.697,"text":"報告委員我們剛才那個專案真的經過行政院核定以後我們就會積極來推動而且將來會成立一個院級的這個辦公這個專案會議那我們也會由財政部跟國發會成立一個專案小組辦公室然後我們財政部會擔任這個出產案的一個這個幕僚單位將來會積極來推動這個事情你說的你要負責喔市長我告訴你喔每一句話"},{"start":14383.238,"end":14391.049,"text":"背後都有神明所以你講這些你要對全民負責而且要對神明負責"},{"start":14391.786,"end":14413.046,"text":"好不好主席不好意思我剛剛想到有一句我30秒問一下主委那個主委那個我們我跟你有商量過了我們要用本來經濟部轄管的金融消費保護法那麼用這個你說要找我們找鼠條三兄弟談希望一個機會給鼠條三兄弟重量"},{"start":14414.347,"end":14418.288,"text":"我們已經跟公會跟他們三家都談過了那現在我們也開始啟動我們那個金融消費者保護法執法的調整我們接下來是會持續的去把甚至範圍還可能再擴大一點點"},{"start":14436.192,"end":14465.029,"text":"好,那這三家都同意了吼?因為他們現在還在...對,對,我們朝這個方向努力因為這個畢竟是要花一點點時間他們同意了嗎?還沒還沒還沒接受轄管現在我們是希望說能夠逐步的跟他們溝通現在狀況還在溝通中狀況是樂觀的狀況是樂觀的現在我們努力你就用我剛剛講的那個字給他一個重量的機會好,謝謝謝謝王事監委員"},{"start":14468.031,"end":14488.846,"text":"謝謝謝謝接著我們請廖先祥委員謝謝各位官員可以自由用餐謝謝謝謝召委那麻煩邀請我們彭主委彭主委財政部理事長理事長"},{"start":14495.197,"end":14517.078,"text":"主委好、次長好這個我先請教次長其實剛剛我們的王世堅委員有提到我們臺北應該不能講臺灣就臺北全球金融這個中心指數臺北大概最新一期的報告是第73名那其實很多的投資客就是這樣子的一個名次"},{"start":14517.778,"end":14543.42,"text":"可能對於金融體系不是很了解的人就不會認為說臺灣是一個金融開放非常開放的一個地方可能會有許多的一個限制那今天你也聽到了許多的一些主委在這邊的一些答詢跟報告假設次長你今天有一個朋友可能在海外可能在新加坡可能有在香港可能都有可能幾十億數百億的一個資金"},{"start":14544.534,"end":14554.064,"text":"那你今天要鼓勵他來參加今天我們金管會的資產管理中心的一個計畫你會怎麼說服他把資金引回來"},{"start":14556.007,"end":14584.097,"text":"我覺得應該是說目前臺灣的投資環境我們有很多很優秀的產業很傑出的產業那是很適合在臺灣做投資的據我們所了解其實我們很多目前國外的外資他其實就是看到臺灣有非常好的一個產業鏈他們都願意在臺灣增加投資所以我相信如果我們願意把這個而且主要這是一個優勢另外除此之外呢因為配合整個"},{"start":14585.597,"end":14612.654,"text":"金管會將來他們之所以推出這樣亞太資產管理中心這樣一個專案將來他就會有很多法規的鬆綁會有很多新的投資工具提供給我們這些不管是國內的投資人或者是國外的投資人他來參與我們國內的投資所以隨著整個這個亞太資產中心資產管理中心的發展跟慢慢的一些相關的措施推動出來我相信我們是可以吸引國外的資金來台灣投資的"},{"start":14613.154,"end":14623.764,"text":"今天如果說是有一個人你有很多錢你放在國外有人這樣子跟你鼓勵你把錢移回來臺灣高雄資產管理中心你會被他打動移回來嗎"},{"start":14625.308,"end":14648.23,"text":"其實我們臺灣的租稅措施比較之下雖然也許以香港或新加坡在盈利事業所得稅的稅率上面我們是比他們稍微高一點但是我們在個人所得稅的部分還有就是個人有關資產投資或證券投資方面其實我們很多的優惠其實並不屬於香港跟新加坡好 謝謝次長其實來麻煩我們主委"},{"start":14649.171,"end":14666.83,"text":"其實在做這樣子的一個政策宣導的時候我們當然會把我們一些想要的努力方向講出來但是有時候講這個東西的時候講得太虛啦其實有錢人很在乎實際的東西啦那我們有這麼多的整本的一個整份的一個報告那署長"},{"start":14667.901,"end":14682.26,"text":"今天因為我們今天可能是對國內的一些民眾或者是媒體來做一些政策的一個宣導那今天如果說真的是要對國外的一些媒體或怎麼樣他們可能會想說"},{"start":14682.961,"end":14708.221,"text":"你跟香港比嘛你跟新加坡比那我們現在所推出來的政策跟他們相比你有什麼突破性的一個政策具體的一個政策能夠讓人家在看相關的一個報導的時候眼睛為之一亮願意看完標題之後再來看細項再來從而來做考慮我想這個才是不會變成說大家好像在自嗨的一個政策而已才能夠把它推廣出國際嘛對當然"},{"start":14710.772,"end":14722.357,"text":"陳萌這個委員的指正來向你覺得會是最大的亮點比如說你說法規鬆綁吧或者說哪方面的政策你認為哪一個是最大的亮點在我們推動這個資產管理中心的時候是最有吸引力的"},{"start":14723.172,"end":14741.697,"text":"其實這分兩部分一部分從金管會主政的部分我想說我們第一個像比如說我們要擴大這個本國投信公司的規模這件事情我們對未來臺灣的比如說發基金這些規定我們會放寬像我們臺灣已經是成為很重要的ETF的這個發展的地區"},{"start":14745.658,"end":14752.531,"text":"那再來就是我們對於像比如說當然稅負的部分確實我們的現階段還在跟財政部繼續再看看做一些協調"},{"start":14753.735,"end":14781.386,"text":"那再來就是我們在整個希望能夠創造一個國人投資的機會就是我們會開放我們的銀行的私人銀行業務希望能夠增加我們本國的高資產客戶然後能夠直接在臺灣能夠得到服務我想現階段我們在還有就是我們希望引入更多的資金比如說受選業機構投資的資金投資在臺灣的機會當然很重要的是臺灣的股市"},{"start":14782.066,"end":14806.169,"text":"還有像也是一個非常具有投資性的地方謝署長我剛剛就講一個標題很重要你剛剛又講了很多你想努力的東西你有哪一個東西是拿出來會讓有錢人眼睛為之一亮的他的現在的資產是放在其他地方你要讓他有這個動力把他移到我們的無論你到哪邊就到高雄我覺得這個宣傳是非常重要的沒問題那我直接問一個具體的目標"},{"start":14807.523,"end":14830.131,"text":"在我們這一次我們賴清德總統是2024年5月上任那我們在2027年底的時候你希望你們的這個計畫能夠把多少國內可能放在海外的資產移回來或者是說你們希望吸引多少外面的資金來到臺灣你有沒有設定一個目標"},{"start":14831.111,"end":14848.938,"text":"我們其實上我們對外市有做這樣的一個說明我們兩年有趕的主要是政策是希望我們能夠鬆綁超過這個等於說50個法規我們自己來做那我問你金額你們的目標金額希望兩年之內呢我們能夠對我們資產管理的規模能夠增加大概5到6兆"},{"start":14849.938,"end":14849.958,"text":"謝謝,謝謝委員"},{"start":14879.085,"end":14883.67,"text":"謝謝廖先祥委員謝謝主委 謝謝次長接著我們請黃國昌委員謝謝主席 有請監管會主委請彭主委"},{"start":14903.078,"end":14930.734,"text":"主委好今天看到監管會提出政府推動臺灣成為亞洲資產管理中心以及要協助金融科技新創產業的專題報告我拜讀完這份報告以後非常的有感觸我為什麼說我非常的有感觸我第一次聽到要把臺灣打造成亞洲資產管理中心亞洲第一個資產管理中心我第一次聽到這個口號是在2001年的時候"},{"start":14932.715,"end":14952.182,"text":"陳水扁政府2001年的時候陳水扁政府經過了23年經過了23年我們又重新的打出了這個口號能實踐不能實踐我一向不喜歡唱衰啦但我要提醒你我們上次打出這個口號是23年23年前"},{"start":14955.463,"end":14980.974,"text":"23年後的今天再度的打出這樣子的口號我覺得對於整個臺灣真的所謂不管是金融還是資產管理發展有所瞭解專業的人物專業的人士大家的感慨還是很深我們的政府非常會喊口號喊完口號了以後做得到做不到反正也不是我的事因為我任期早就結束了"},{"start":14981.991,"end":15008.055,"text":"第二個金融科技的發展我看了這個更感觸我第一次到立法院的時候2018年Fintech金融沙盒立專法就是我們那屆財委會過的結果發展到現在2024年臺灣的Fintech臺灣的Fintech發展最有名的一件事情是什麼部長你知道諸位你知道嗎"},{"start":15010.954,"end":15037.422,"text":"臺灣的Fintech發展從2018年有沙盒到現在2024年最有名的一件事情是什麼你知道嗎這個每個人想法不一樣沒有關係你就跟大家講你的想法如果說我從金管監理沙盒的角度我覺得這個沙盒條例確實需要做一個調整所以你覺得經過了6年以來得到最好的教訓就是這個條例要調整"},{"start":15038.955,"end":15065.185,"text":"來我跟主委分享Fintech發展到現在絕對讓臺灣人民最有感的一件事情就是IMB這個詐騙集團在金融科技展上面展覽的事情我再講一次這6年來讓大家最有感的一件事情就是IMB這個詐騙集團竟然在我們的金融創新科技展裡面去招攬客戶繼續詐騙的事情"},{"start":15067.455,"end":15096.252,"text":"也正是因為這個樣子我要延續著我上一次問的啊金管會針對P2P上一屆的主委說要推指導原則我問他問了半天指導原則是什麼法律性質指導原則有法律效果嗎沒有啊從頭到尾沒有法律效果啊違反了也不能作為處罰的依據甚至不可以作為什麼不可以作為參與人的請求權基礎這個指導原則啊看起來真的不曉得要幹嘛"},{"start":15098.092,"end":15118.263,"text":"之前您第一次的時候我說我一定會給你時間是說讓你回去思考有你是不是還是要這樣子做那上一次我們見面的時候你說應該要分階段還是先讓業者自律那自律完了以後我們在下一階段看要怎麼辦我們上次詢答的過程應該到這裡吧是的好"},{"start":15120.029,"end":15148.918,"text":"那請問現在業者自律啊要拖動業者自律嘛我們從2023年的時候就開始嗨說要指導他們成立工會嘛是的現在2024年10月底快結束了啦工會成立起來了嗎跟委員報告一下我們在6月的時候呢因為現在P2P呢他沒有聯合沒關係你先給大家一個答案再來講理由現在工會成立起來了嗎現在還沒有現在還沒有理由是什麼主要是在於說啊他們在"},{"start":15150.12,"end":15173.631,"text":"這些業者分成兩派他兩派想各自成立一個工會但是依據內政部的法律他不可以成立兩個工會所以內政部出來協調六月協調一次失敗八月再開一次會那也失敗那現在就請那個政委出面來做協調那我們想我們金管會呢一再的push說這件事情希望能夠我這樣講好了啦對所以如果現在這兩派業者"},{"start":15175.2,"end":15194.386,"text":"是兩邊都是好人還是一邊比較好一邊比較不好狗咬狗一嘴毛還是兩邊都不好我老實跟主委講我一點都不在意我在意的事情是說你們說要推自律嘛自律前面有個前提要成立工會嘛所以要成立工會從去年搞到現在搞了一年多"},{"start":15195.146,"end":15215.418,"text":"這個我有跟內政部跟法務部他們做好協調他們現在政委會請政委趕快出來協調這件事情沒有我現在有點搞不太懂臺灣不是法治國家嗎因為法該怎麼辦就怎麼辦啊怎麼會搞到是由政委出來喬兩派的業者這個不是很怪的事嗎"},{"start":15216.859,"end":15231.68,"text":"對,確實這個部分我們正在努力因為這個是內政部主政的這個內容所以我們現在想趕快其實我們另外一個想法就是說公會是一個問題那另外的話假設我們未來怎麼樣去納管這個在P2P上做融資的活動"},{"start":15232.381,"end":15258.015,"text":"我們接下來會想說需要多久?剛剛你終於講到一句話引起我的注意你說將來要納管P2P嗎?什麼時候要開始做?因為你好不容易從自律聽要邁向納管因為現在自律主委我跟你交換一下我的觀察自律講了半天以後全部都是空包蛋"},{"start":15258.854,"end":15287.2,"text":"搞了一年了以後我這樣講好了啦如果今天所謂這兩派的業者連要怎麼成立工會都沒有辦法形成共識的話主委你認為放任這些業者自律會達到自律的效果嗎連要怎麼成立工會都可以搞到今天這個樣子連工會都沒辦法成立耶這種狀況讓他們自律會有自律的效果嗎 主委"},{"start":15288.874,"end":15314.342,"text":"確實在這方面我們真的還要請我們各個部會趕快努力但是我覺得如果說已經影響到金融消費的一些的安定的話我們已經開始不是早就影響到金融消費的安定了嗎對所以你納管需要多久我們現在納管會剛才這個跟我們會朝向從金融消費者保護法裡面那個第三條的規定來處理這件事情我最後講一件事"},{"start":15316.107,"end":15339.056,"text":"我得到的消息是今年8月的時候開會對你們這種用喬的方式法務部有意見我再說一次你們既然用喬的方式法務部有意見所以法務部根本拒絕派代表去與會法務部拒絕派代表去與會就沒有辦法選出來這個是我了解到的資訊"},{"start":15340.543,"end":15369.602,"text":"那我就覺得真的是非常可笑的事情啊要仰賴業者自律業者沒辦法自律結果搞到半天什麼搞到半天要出來喬喬看要怎麼處理結果對於喬的這種方式法務部根本不想背書嘛人家連代表都不派去嘛讓你會開不成嘛我看會議記錄是說會後要如實呈報行政院嘛所以是應該呈報了以後行政院現在找一個政委出來喬就對了"},{"start":15370.503,"end":15370.599,"text":"本集完"},{"start":15371.013,"end":15398.932,"text":"希望來透過因為這跨部會要協調我最後因為主席站起來我最後只講一句話啦按照這樣發展的狀況主委你應該深深的可以感受到要求這些業者自律緣木求魚搞了一年多啦要求業者自律緣木求魚搞了一年多了啦金管會如果還繼續放任這樣下去的話我希望不要再有下一個悲劇我希望不要再有下一個悲劇"},{"start":15401.394,"end":15410.104,"text":"到時候等到責任要檢討的時候大家又開始啊進行國家足球隊的踢皮球大賽謝謝謝謝 謝謝委員謝謝黃國昌委員謝謝謝謝主委其實我們請鍾嘉斌委員"},{"start":15438.647,"end":15467.22,"text":"主席、在台的委員先進、列席的政府機關社長、官員、會長、工作夥伴、媒體、記者女士先生有請彭主委、財政部的理事長以及國發會的詹副主委彭主委、理事長、詹副主委有請委員好部長好、次長好、還有副主委好來,今天的標題是世代分工投資公建銷匯回饋公建以租貸健病導入證券來,我們看一下"},{"start":15468.573,"end":15489.763,"text":"請問其實是要問主委跟部長部長不在請次長兩位主委先請次長財政收入應該區分何種族群何科什麼稅我們來看一下財政部我們高齡族群資產多年輕族群資產少消費率剛好相反那請問國家在稅收上資產稅跟其他所得稅你會覺得用什麼策略"},{"start":15491.398,"end":15510.918,"text":"高齡族群當然目前他資產的話就是所得稅還有就是贈餘稅或者是那青年族群呢青年族群目前我們多列一些寬減額因為他需要養家對基本上目前我們是照顧他的基本生活需求來好彭主委跟我們次長理事長"},{"start":15511.704,"end":15541.136,"text":"高齡族群他去高資產但是呢青年族群他少資產但是呢如果你讓他提高他的稅後可支配所得他的消費力提高如果今天有個公共建設他去使用比如說捷運啊比如說公共設施然後呢我們的高資產稅呢我們請這些資產者不要去投資持有高資產他去引導他投資公建而且同公建的使用可以得到回饋收益請問主委你覺得這樣的一個循環是不是一個正向可以創造國家利益的循環"},{"start":15541.789,"end":15564.736,"text":"如果從理論上來看高屬性客戶所需要能夠承擔的投資風險比較低假設公共建設能夠提供穩健而且具有保證的現金流確實適合他們投資很好 標準答案我看下一頁而且這樣有什麼好處政府的稅收就不用去多鎖定在資本門的公件他可以多投資國家的未來像青年的住房、育兒、醫療、減負擔請問主委覺得這樣好不好"},{"start":15567.202,"end":15594.791,"text":"其實我覺得就是過去我們可能從編預算只從利息的角度來看比較沒有看到一個是政府的負債跟現金流的問題是的我想這個東西確實是可以解決比如說我們的高負債以及現金流的問題好少子女化的問題國發會也要面對國發會副主委認為如果我們國家的稅制和公建的調度上和國家的稅金的投資上做這樣的調整你認為是有助於我們因應少子化的問題"},{"start":15595.621,"end":15600.986,"text":"是沒錯所以我想這也是為什麼我們各部會現在在朝這個方向努力的一個原因"},{"start":15601.345,"end":15626.923,"text":"好現在問題要請教主委跟次長我們PE跟REITS我們要導入什麼呢導入以租代鑑我先講一下軌道建設、機場跟電廠這具自償性你要做REITS要做PE其實都有大有人在對不對但是呢政府有個東西呢其實可以來導入PE跟REITS譬如說監獄、植物宿舍政府的辦公廳舍如果政府不要自己花錢興建以租代鑑"},{"start":15627.894,"end":15632.022,"text":"請問一下這些公共建設有沒有可能用PE或綠紙來做請問主委"},{"start":15633.208,"end":15661.405,"text":"這個REIT的話是要必須跟不動產做連結是的那我們有兩種東西一種是純粹是這個不動產所創造出來的金流我只針對金流不對這個不動產本身這REIT要跟不動產綁在一起這兩個有個選擇就等於當然這個假設要跟不動產本身綁在一起當然是可以用REIT來做其實這裡面這些不管是監獄、植物宿舍、辦公廳它有一種說法叫PPP我們往下看今晚會跟財政部來思考一下你們有沒有已經盤點"},{"start":15662.509,"end":15688.059,"text":"或者用以租代鑑或具自償性適合PPB模式的公共建設今晚會有嗎其實我們在未來在兆雲投資計畫裡面也有人提到就是說比如說以社宅為例政府本來要花很多錢去蓋那如果說可以交給比如說保險公司或民間公司蓋好再租給政府政府再定期給那個租金形成一個穩定的金流這就是PPB的模式嗎是的"},{"start":15689.62,"end":15704.847,"text":"市長,財政部有去盤點說政府的支出部分具有PPP性質,要去購買服務你覺得財政部有去協助盤點,各部會有這種需求嗎?有,我們有在協助盤點,將來會配合報院的兆元投資國家發展方案進行進一步的盤點"},{"start":15713.454,"end":15728.114,"text":"這個事情我分別問過兩次首先在財委會我問過前黃主委就是說PE跟REIT乙類公債有相似性乙類公債就是具有自償性可以國家來發行公債把公共建設用民間的公債來做"},{"start":15728.815,"end":15729.176,"text":"立法院主席"},{"start":15744.295,"end":15745.035,"text":"市長說到乙類公債,您覺得是不是具有這樣的類似性?"},{"start":15766.42,"end":15792.833,"text":"是而且我們現在我們以我們財政部來講其實我們也在積極推動發行一類公債從108年開始我們就一直在盤點這個非營業特種基金主管機關希望他們能夠利用來市長你抬頭看一下抬頭看一下是在三年前我就問過之前的蘇部長了是就說你們有沒有促餐之外發行一類公債有沒有有結果呢結果呢結果多少5%啊"},{"start":15795.031,"end":15804.477,"text":"一類公債比例低是不是代表你們沒有盤點去推動從2021年我問到現在你們推動了多少來往下看你去講"},{"start":15805.063,"end":15834.134,"text":"我們其實都一直有在盤點但是因為它有一個自償性的特色所以可能有是因為這樣的關係各部會的意願都不高啦我還問了一個就在去年問到你們的部長我說ESG希望你們開始從去年開始推動ESG公債然後呢要盤點哪些項目可以發債來做ESG公債你盤點後不只可以知道哪些是ESG哪些是具有自償性的而且如果你盤點過了今年的一類公債比例又可以提高"},{"start":15834.994,"end":15853.3,"text":"請問一下,你們要演繹,演繹到現在,你到底能不能告訴我,現在政府部門有哪些公建項目可以導入證券化?今年發行的多少?ESG公債比例多少?有沒有答案?導入證券化這件事情,因為證券化條例還沒有通過,所以目前還沒有,但是我們今年有發行一個,"},{"start":15856.721,"end":15857.902,"text":"主委跟次長看一下我的訴求只有兩點"},{"start":15882.686,"end":15904.953,"text":"請金管會跟財政部尤其是財政部上次問過你們了你們還是一樣盤點的效率很差請盤點據已租代鑒以及自償性適合PVP模式的公共建設三個月提出書面報告當然金管會是不負責這個已租代鑒你們就提REITS跟PE那財政部的部分可不可以提出這個部分可不可以提出來"},{"start":15906.735,"end":15927.714,"text":"好下面第二題請研議明年擴大發行業績公正的方案三個月提出會面報告可以嗎可以喔三個月喔上次已經給你們莊部長很久的時間了從去年的十月到現在我希望下次再問到你有一些進展好不好好非常謝謝彭主委非常謝謝次長以及安副主委謝謝謝謝主席謝謝鍾嘉斌委員接著我們請岳英之委員"},{"start":15949.844,"end":15961.61,"text":"麻煩請金管會主委黃主委委員好主委好我這邊有一個陳情案有一個民眾他是在民國94年的時候經營不善"},{"start":15962.333,"end":15991.659,"text":"後來因為這樣就積欠很多銀行錢然後後來到106年的時候因為有人他長輩要幫他還錢所以他就要提出一個清償計畫那當然因為他也因為很久以前的事情也不確定有跟哪個銀行借過錢就去廉徵查詢結果查到的都已經還了但是沒有想到在今年7月的時候忽然間他的房子就被查封了被誰查封呢?被臺灣金聯公司查封"},{"start":15992.95,"end":16021.73,"text":"然後他現在也沒辦法不知道怎麼辦為什麼因為他要還錢的話他也要拿房子去貸款那現在也沒有貸款的機會了也找不到人幫忙所以眼看這個房子啊就要被把拍了沒有地方住那這個案子我們也辦公室也有協調過當時金管會就說管不了臺灣金聯這件事情我就覺得非常誇張臺灣金聯的請問一下主委臺灣金聯的供股是佔幾%"},{"start":16023.441,"end":16026.77,"text":"關鼓站幾發?我問主委"},{"start":16029.594,"end":16050.343,"text":"報告委員這個問題我確實沒長80%吧?那是金融機構轉投資?剛剛局長說是金融機構轉投資政府並沒有投資政府沒有投資總是有間接持股嗎?多少?沒有,就是金融機構的投資我會議詢問財政部?是公股銀行的投資沒關係啦,基本上關股也是影響到"},{"start":16056.604,"end":16075.114,"text":"金管會應該要去我認為金管會要去管啦金管會要去管啦那現在有幾個問題第一個問題請問一下臺灣今年他可以在完全不通知這個人的情況之下直接去查封他的房子嗎如果是一般的銀行的做法是怎麼樣"},{"start":16077.185,"end":16105.804,"text":"一般的銀行的做法要查封人的財產應該是要根據一定的法律程序比如你要舉證你的債權跟法院申請才有辦法查封我們現在如果是銀行要去查封一個人的房子是不是會先催收然後會經過一個溝通你確實不想還的話呢當然最後程序就是查封你的房子嘛因為查封這個房子其實是蠻嚴重的一件事情他可能會讓人無家可歸嘛對吧他也是希望能還錢不是希望查封"},{"start":16107.645,"end":16131.948,"text":"為什麼這個臺灣金聯他會取得這個債權是因為合庫在因為我剛剛講他是94年跟合庫借的錢後來95年合庫就把大概轉讓了50萬給臺灣金聯公司臺灣金聯公司中間也都沒有處理在今年7月忽然間又去查封人家房子也沒有通知那這個人會覺得很奇怪為什麼第一個他跟連珍問過啊他就沒有這筆資料啊他以為該還都還了嘛"},{"start":16133.169,"end":16133.689,"text":"政府機關可以這樣子喔?"},{"start":16160.675,"end":16182.065,"text":"請問一下人民當然他欠錢是有這個事實但是人在家中做忽然間就要被查封了然後跟主管機關反映主管機關說這不關我的事可以麻木破人到這種地步喔當然如果說是我們這就是你們單位那時候來我們協調會講的話啊這我去趕快去解釋一下如果主委我現在在這個質詢台上問你你可以接受你們你們基本上會有這種態度嗎"},{"start":16184.243,"end":16204.602,"text":"這個報告委員這個確實剛才講我們要先去了解一下狀況我才能跟您回覆這樣謝謝沒有沒有我告訴你嘛如果是有這件事情的話你可以接受嗎如果說剛才跟委員說過就假設我是一個房子我覺得我債務清償完畢突然被查封當然每個人都很驚訝不能接受嘛他儘管會提供給你也許這個特例你幫忙協調一下嘛不願意說跟我無關"},{"start":16205.936,"end":16224.901,"text":"金管...臺灣今年現在董事長以前還做過你們金管會主委關係這麼密切然後說跟你無關我...我真的不能接受金融主管機關是這樣的態度啦對,這個是我...第二個我認你啦為什麼他106年提出清償去向連珍去查的時候沒有這個資料為什麼為什麼"},{"start":16228.318,"end":16244.087,"text":"這主要是剛才那個同仁跟我回答說若他已經賣給已經移轉到台積聯去的話他當然查不到那就是一個很大的漏洞阿你今天我們為什麼要廉政中心的存在不就是要讓大家查一下到底比如說你還有多少積欠"},{"start":16244.983,"end":16266.646,"text":"基欠的債務嗎?第二個你也是讓其他銀行了解到這個人信用有沒有問題嗎?結果你只要把債權賣給比如說臺灣金聯哇!這個資料就消失欸那如果說今天是這個人假設啦這個人信用很差但是今年又查不到他的資料他要去跟其他銀行借錢銀行以為他信用很好再借錢給他欸這是一個很大的漏洞欸"},{"start":16267.608,"end":16278.166,"text":"你不覺得嗎?這個案子我想我再了解一下不是這個案子我現在就這個案子引發出來制度的討論在跟你就教嘛那你覺得是不是一個很大的漏洞?"},{"start":16279.682,"end":16307.231,"text":"這個如果需要檢討的地方那你覺不覺得是一個很大的漏洞這個確實我覺得我現在還要真的瞭解他如果這是常態的實務作業的模式的話那我現在也不方便評論不方便評論不方便評論我就跟你講說這是一個很大的漏洞只要這個人有債務的問題只要他轉賣給臺灣金聯這個在聯證中心就沒資料銀行也不知道民眾也不知道"},{"start":16308.231,"end":16335.893,"text":"你覺得OK嗎這可能還牽涉到其他我想說從這部分請容我去了解一下我再其實已經找過你們了嘛你們下面的人就在推推我才會來質詢嘛你會不會來開協調會的人有一點擔當好不好第三個問你啦台灣今年那時候啊取得這個債權有登報啦然後那天來的台灣今年說我沒有登報啊這是他自己沒看到啊請問一下他登什麼報"},{"start":16337.097,"end":16360.138,"text":"現在每一個人都有在看報嗎?你們現在金管的機制裡面還是用這種上古年代的做法喔?當然這可能是一個法定程序或是法規上都有很多制度的漏洞那因為今天趙偉已經站起來我不想讓他為難啦你能不能夠針對這個個案提出一個完整的檢討報告給我趙偉可以嗎?可以沒問題趙偉可以可以可以教授他一下"},{"start":16361.122,"end":16386.596,"text":"因為我們協調會他們派人實在是太蠻憨了我真是受不了金管會要好好處理委員的這個協調會對對我剛剛已經說這個報告我會什麼時候因為已經這個案子你們早就知道了啊什麼時候包括這個案子怎麼處理包括制度怎麼解決什麼時候給我一個簽討報告我們兩個禮拜給你兩個禮拜給委員報告好謝謝謝謝謝謝委員謝謝葉元之委員謝謝彭主委就是請審發會委員"},{"start":16399.976,"end":16402.921,"text":"主席請彭主委請彭主委"},{"start":16407.926,"end":16436.402,"text":"黃主委午安我們又有這個機會公開來討論這個亞洲資產管理中心因為今天這個你們上任在上個會上個會期的總諮詢7月2號跟這個會期的總諮詢9月20號我都是就是這個單一主題跟你在總諮詢裡面討論到現在謝謝委員提供很多寶貴的意見所以這個其實現在這個你們所提的這個願景我都已經朗朗上口了"},{"start":16438.723,"end":16452.048,"text":"這個油材引資五大計畫十六項策略兩年有趕四年有變六年有成這個我都差不多會背了謝謝這個我想其實"},{"start":16453.328,"end":16480.121,"text":"我還是滿欣慰就因為我這樣7月質詢一次9月質詢一次到今天10月再來其實每一次我看到都有進展其實我們金管會在打造亞洲資產管理中心這件事情上面我看到的是是真的有在認真推動不管說推動的成果大家滿不滿意但有很多部分大家剛剛前面委員都有質詢過大家有一些擔憂不過"},{"start":16482.062,"end":16502.314,"text":"我在這邊我先就這個我過去的質詢我們來做一個成果的檢視這個我7月2號的時候施政總質詢我大概提出大概幾個重要的觀點重要的建議這是我建議說要參考日本要設立這個金融特區那我也提到這個有關鬆綁法規的問題"},{"start":16505.134,"end":16515.372,"text":"那我看這個建立金融設立金融特區在最後在這幾個月就有進展了現在我們大概高雄的整個規劃就這個確實是是有往前走一步"},{"start":16516.141,"end":16540.468,"text":"那這個但是有關鬆綁法規的部分我看你們也有也有設定在一些檢討的相關計畫那我也是希望說能夠盡快達成那另外也就在那一樣在7月2號我提提了一個就是希望你們能夠建立在這個在金管會的網頁網頁上面能夠建立一個這個專區有關這個亞洲資產管理中心的專區"},{"start":16544.469,"end":16563.378,"text":"那我現在看你們金管會有這個專區吉寶公司有這個專區還有我們這個金融服務業聯合總會我都看到有這個專區但是那時候其實如果主委還有音箱那時候我跟你提的是一個我個人是比較期待他是一個全英語式的全英語式的一站式的服務"},{"start":16564.218,"end":16586.773,"text":"你就是讓外國的這些投資者他能夠更加對他們來講更加友善的一個這樣子的一個網頁是這我們正在籌備有在籌備嗎有因為我們現在中文版先確定然後我們是打算在第二階段整個其他部會的政策都上路以後我們全套的在英語的網站包括相關文件的申請"},{"start":16587.794,"end":16602.801,"text":"相關文件就不只是網頁了這個就是一站式的服務包括那個路徑服務的路徑跟相關生活服務那些日本是做到他連申請文件公文什麼全部通通可以用英語還有就是那個英語的諮詢專線這些東西都會上線英語諮詢專線相關的這些人才這個都不是說我們說我要見就可以這個相關人才的"},{"start":16609.764,"end":16612.326,"text":"接下來9月20號我就是跟主委就是那時候我們集中討論在討論臺版TISA的問題"},{"start":16638.514,"end":16651.504,"text":"提灑的問題我想剛才前面的委員都有大家對於現在這樣子的做法有大家還都有一些問題其實我跟主委溝通的時候這些問題也就是我跟主委提出來的就是說"},{"start":16653.201,"end":16679.515,"text":"現在當然主委也是很清楚因為我知道從7月、8月、9月我們一直不斷的我們也希望協助我們金管會跟財政部就租稅方面大家來做一些討論跟溝通但是這個部分這個財政部一直基於我國的這個投資的這些付稅優惠都認為說現在這樣子大致上已經足夠了"},{"start":16680.896,"end":16701.286,"text":"那但是主委也沒有因此停下腳步這部分我是給主委肯定就是說在這個租稅優惠的部分跟財政部一直沒有辦法就是沒有辦法大家在政策上面能夠完全的一致的情況之下你還是在你所提出來的是說在沒有租稅"},{"start":16702.726,"end":16728.786,"text":"在沒有新增負稅優惠的情況下我們先開始做對不對我們採取這樣的策略但是你看不只是我個人質疑的從剛才很多委員大家就質疑說這樣子沒有負稅優惠的TESA它的誘因足夠嗎所以沒有額外負稅的那個TESA沒有額外的負稅優惠這個TESA它的誘因夠嗎"},{"start":16732.469,"end":16742.278,"text":"現在你們的想法是說把現在既有的負稅優惠整個打包宣傳做出來但是事實上我有TESA沒有TESA我都一樣是這樣子的稅負優惠"},{"start":16745.807,"end":16769.78,"text":"是沒錯,就是剛剛有很多委員指教我在想說其實我們這個提早要爭取那個付稅的優惠確實要有實際的證據顯示它的功能所以我剛才其實報告也講說我們第一階段誠如剛剛委員講我們不能等某個東西一定要存在我們才往前走所以我們接下來還是會持續跟財政部溝通看有什麼適當的"},{"start":16771.081,"end":16789.148,"text":"我想不只是溝通啦因為財政部他的這個說法也有他的立場但是財政部現在這樣子的立場跟我們金管會認為說應該是不是能夠有提供在付稅上面提供更好的誘因來促使這個TISA能夠更為推廣這個中間應該會有一些平衡點跟共識這個我們來尋求"},{"start":16795.13,"end":16824.197,"text":"我會持續跟財政部來努力最後我再問你一個就是我那時候也是在總時訊裡面問了但是到現在我還沒有看到這個樣子就是我們這個我們引之為福我們希望說接近日本在推動他們資產管理中心的相關的做法那時候我提出日本他們做的這個Japan week日本週這樣子的做法來吸引外資這個我們有沒有考慮要做臺灣week我現在還沒有看到"},{"start":16824.677,"end":16836.466,"text":"上次在院會有跟委員報告我們打算就是說今年今年如果說在下半年跟年初把所有整套制度弄完以後我們也會責成我們比如交易所還有就是相關單位我們也會來舉辦類似這樣臺灣活動"},{"start":16839.708,"end":16855.164,"text":"有有有這個計畫吼有有有我們想要對外拭目以待而且非常期待啦對特別是對外資還有對國外的宣傳因為這有助於剛剛很多委員指正說我們的國際的排名為什麼那麼低我覺得這個對國外的宣傳跟我們政策的說明也是非常重要的"},{"start":16855.835,"end":16882.927,"text":"對,好,那你今天就在這邊清楚跟國人說明說你要推動這個臺灣Wix這樣的計畫好,那最後我就是就一點要求你也不用回答就是說這個部分齁剛剛大家對於這個TISA你現在目前在這個沒有租稅優惠為前提情況下沒有新增租稅優惠前提情況下的TISA齁大家都有一些質疑了但是我們自己我們現在這樣子這樣子穩健推動的前提是什麼"},{"start":16883.467,"end":16912.308,"text":"我們還是要有這個關鍵績效的評估的指標啦這個你不能說因為這樣子所以我就做個形式之後就放在那裡你這個關鍵這個關鍵績效的評估指標還是要出來而且我是希望說你們每半年齁能夠提就這些用以這個績效指標來做這每半年能夠提出一些績效報告好不好 是的 謝謝好 謝謝沈發威委員 謝謝接著我們請葛如君委員"},{"start":16921.357,"end":16923.898,"text":"謝謝主席有請金管會彭主委彭主委主委都辛苦了主委您好向您確認一個最新的消息洗錢防治修正草案今年8月3號上路以後為配合修法VSP的業者從原先的法尊聲明做法改為登記制本來這個登記制是應該要1月1號上線"},{"start":16951.158,"end":16971.335,"text":"那這個其實這個差異很大因為改了登記制之前他有可能可以用行政法罰錢了事但是如果改成登記制以後他如果有問題的去經營業務會被處以刑責這是一個非常非常大的一個差異但是主委我們理解這個加強監管力道的做法保護我們的群眾"},{"start":16972.136,"end":16999.129,"text":"那VSP的業者也都願意配合也都理解但現在好像傳出行政院一聲令下在特定政委或者特定人士的壓力之下今晚會有要將登記制的實施提成由明年的1月1號提前到12月1號整整提前一個月這和老師突然宣布這個提前一個月的論文口試還是做各種這種時間的條一個月真的差異很大"},{"start":17001.251,"end":17019.144,"text":"這個真的有點不太一樣所以請主委說明一下有沒有迫於行政院的壓力VSP的登記制要提前一個月施行真的有這件事嗎事報委員不是迫於啦因為主要我想大家這個社會氛圍知道因為當初這部法律也是在打詐釋法的那個內容之內"},{"start":17019.944,"end":17040.825,"text":"所以我們配合因為大家國人對於這個防詐非常殷切希望這些法律能夠趕快上路所以他們也是希望說這部分能夠提前能夠讓這個打詐是法的法律效率提前那所以這個當然是包括在裡面說我們也接到通知確實是我們會這個到12月30號所以12月1號現在目前規劃是這樣"},{"start":17042.136,"end":17060.621,"text":"希望還是不要這樣子倉促施行因為這種朝令夕改的做法其實是有違信賴保護的原則業者沒有辦法信賴政府他怎麼可能安心的做生意再進一步保護民眾呢如果我們的政府都不保護業者的話業者很聽話他願意配合但是因為特定人或特定的做法"},{"start":17061.081,"end":17076.166,"text":"一句話大轉彎大家怎麼能相信主委可不可以積極再向行政院爭取讓登記制按照原定的實施期程不要朝令細改去打擊新興產業我給你一個例子我剛從這個交通委員會過來說到打炸"},{"start":17077.76,"end":17096.921,"text":"倉促上路是會很有問題的啦前陣子他們上了這個通查網10月14號我們質詢完發現裡面可能有很多侵權的問題反而是政策在執行的時候會傷害到人這件事情其實非常危險知識體大諸位可不可以考慮再向行政院爭取一下按照原定啟程實施"},{"start":17097.771,"end":17117.842,"text":"我想委員剛剛的指正我會反映這個意見但是我跟委員稍微說明一下我們這個法律它有3個月之內要去登記然後登記9個月以後才會實施所以它本來就有預留一個蠻長的緩衝期而且在這個過程當中我也非常感謝這些VASP業者確實很努力這點我們要肯定"},{"start":17118.462,"end":17122.023,"text":"主委拜託冒險執鑒為什麼因為你們要繳交的資料裡面有洗房內部控制機和支付這是要會計師簽證現在年底到了這個複雜的大家都想把事情做好"},{"start":17144.13,"end":17144.27,"text":"是,我們反應這意見,謝謝"},{"start":17160.521,"end":17172.825,"text":"而且還有一個很重要是人力的問題我們在總時訊的時候就提過了其實現在VSP業者相關在金管會內部的人力其實是有所不足的院長當天也都理解了我覺得這是一個原因因為業者幾十家要來做這個登記"},{"start":17175.606,"end":17193.054,"text":"其實量體很大內部的業務其實量體也非常的大業者很辛苦大家也都很辛苦倉促上路絕對是非常高風險的事所以拜託主委努力一下再來幾個問題我就很快速的帶過第一個是最重要的"},{"start":17194.295,"end":17209.311,"text":"就是這個我們在這個VSP的這件事情提前一個月實施其實馬上就凸顯這個人力需求的問題我們總諮詢說啦行政院提出人力需求金管會有沒有準備要什麼時候向行政院提出人力的需求"},{"start":17210.629,"end":17238.587,"text":"這點的話我們在內部在盤點因為我們上次補充了人力現在都還沒有到位因為找不到人是具有困難的我們在想辦法當然未來規劃這個明年會專法設立勢必這個一定要開始政府人力的需求有一定的程序我們會盡快提出這樣的希望金管會提出這樣我們才能給予支持行政院也一起來支持謝謝謝謝委員謝謝葛如君委員謝謝接著我們請賴瑞龍委員"},{"start":17245.947,"end":17248.268,"text":"打造臺灣成為亞洲資產管理中心其實過去來有很多歷史的一些規劃那主委這一次我們有什麼樣的決心跟作為能夠落實這個這個能夠成功我想很多的"},{"start":17269.685,"end":17283.635,"text":"人問我說你有沒有信心我說我確實有信心因為我們看到臺灣的狀況跟以前20幾年前提出來的臺灣很不一樣那再來呢我們這次的做法是一步一步來做怎麼樣不一樣主委要不要講得更清楚比如說假設我們現在臺灣20年前"},{"start":17285.578,"end":17310.081,"text":"我們順便舉一臺灣的資本市場絕對不是今天這個樣貌還有就是再來臺灣的產業在全球的能見度跟競爭力絕對不是這個樣子再來就是臺灣的人力資源絕對不是這樣子還有就是臺灣的投資動能跟財富狀況絕對不是這樣也就是說這20年來我們在經濟的表現我們產業的表現上面甚至於我們在資金的部分包括這幾年的資金狀況我們都相當良好所以應該用這樣的最佳時機來推動這樣的一個"},{"start":17311.082,"end":17333.737,"text":"當然確實比如說假設我們以臺灣的股市來看的話我們這整個的今年度到現在報酬率已經將近30%我想幾乎亞洲之冠當然這個終於代表整個臺灣的經濟的轉型還有就是剛才有很多委員指證說臺灣的財富累積到這麼多為什麼跟其他的地區由我們的金融機構或是由國人來管理的財富竟然低到這種"},{"start":17334.818,"end":17349.621,"text":"讓人家幾乎失去信心的這樣一個程度所以這個都還有很大很大的秘密的空間所以說我們在推動這個亞洲資產管理中心的時候確實我們沒有所以主委對這一次的這個推動我想是具有信心的當然我們只是在於說我們能夠進步多少絕對不會退步"},{"start":17350.407,"end":17370.135,"text":"那我也看到高雄、亞灣看來已經做了一些相關的準備也準備了一段時間那未來提出來那應該這會是最有機會成為第一個啦當然未來也不會只有一個啦當然希望全國一起來對 但是這會是最快的速度因為已經在做相關的推動當中了嘛那現在目前整個進度狀況怎麼樣"},{"start":17371.843,"end":17372.564,"text":"預定在什麼時候會提出這個專區?"},{"start":17393.633,"end":17407.944,"text":"我們想我們的規劃是應該是明年上半年可以有個初步的設置就是由高雄市政府來提出嗎是我們一起就是由金管跟高雄市政府因為高雄市政府提出他這邊能夠提供的一些行政誘因"},{"start":17408.945,"end":17423.241,"text":"那我們這邊呢來做一些政策上面的一個促進跟鬆綁然後讓我們的金融機構能夠到那邊去設立一個實體的專區然後透過這樣的群聚的方式我們來嘗試做一個能夠跟境內跟境外做一個連結的這樣一個"},{"start":17424.522,"end":17450.751,"text":"地點應該就是在我現在的圖片顯現大概搖到新灣區這邊嗎因為這裡有智慧科技創新園區高樑園區都在這個裡面我得到的訊息是他應該是非常理想的一個地點他有一個幾個樓層所以未來應該是會用大樓群的方式去做處理比較聚集的這個群聚先開始對那未來的部分有些部分是由高雄市政府來做比如說有些的優惠甚至有些的部分是高雄市政府的協助那中央的部分金管會能做什麼樣的處理"},{"start":17451.331,"end":17474.309,"text":"比如說中央的部分我們對於像比如他那邊設據點我們像我們中央對金融機構據點的設置是有一些比較多的規範那比如說只舉個例子就是說你可以到那邊設據點我們可以不算到你的據點的範圍其實像我想就有助於金融機構在那邊設置一個獨立的據點在那邊我想這是我們可以來做的所以是法規跟政策上的鬆綁當然當然就不是稅法上面的我們是純粹是這個"},{"start":17475.43,"end":17499.842,"text":"那這樣子他到底的競爭的誘因主委怎麼看他跟新加坡香港甚至於跟未來的日本的部分他的競爭誘因呢其實我覺得這個東西的發展要看整個產業的投入跟整個政策的匯集當然我們也希望說先有個開始然後接下來我們很多政策的誘因比如說他這裡面呢我們先把私人銀行跟OBU結合在這邊OBU是專門做境外的資產的這樣那個"},{"start":17501.783,"end":17502.063,"text":"臺灣很多國營在新加坡設有據點"},{"start":17518.653,"end":17546.291,"text":"其實很多客戶在海外其實就可以做這樣一個連結我們還有把那個OBU的部分根據我們OBU條例裡面我們可以做在OBU裡面可以做資產配置其實我們希望透過這樣把它打造成境外的資產管理的這樣的業務透過這個很多元的結合過去從來沒有做過這個嘗試我們想試試看能夠形成一個聚落然後在高雄這個地方其他的縣市也非常歡迎提出我們這樣我們都會全力來協助"},{"start":17547.031,"end":17569.424,"text":"所以等於是這樣把新加坡那邊他本來是到新加坡去的把這樣有機會再導引回到臺灣回到高雄來對部分慢慢的假設在臺灣就有這麼專業的人幫你打理國際跟國內的投資其實我們盡量的讓這些人能夠留在臺灣另外像臺商的部分也有相當多就是說本身的部分他們的資金或者是臺商在回臺的一些投資甚至於在"},{"start":17569.944,"end":17572.025,"text":"主委那我請教那現在有沒有你們所了解已經有業者有意願來做進駐的"},{"start":17590.177,"end":17615.007,"text":"我們了解業者意願蠻高的蠻高的我們有做過調查所以已經有意願他們本身有意願來這樣做了所以這樣看起來成功的機率是相當的高我覺得機率蠻高我們希望盡快來完成這個設置來成為第一個據點然後讓大家也看到說其實臺灣在這一塊其實開始可以有具體的一些進展對我們努力明年上半年希望很快的看到這樣的一個好消息是謝謝主委謝謝賴樂榮委員謝謝主委接著我們請盧明財委員"},{"start":17629.059,"end":17655.775,"text":"主席各位出列席官員主席各位請彭主委、楊航、袁副總裁、國發會、額維好各位首長好怎麼樣把臺灣推動成亞洲資產管理中心其實我對主委大概是寄予厚望那你認真做"},{"start":17656.633,"end":17683.291,"text":"但是重點是其他的單位不要扯後腿啊不會比如說央行我請問一下原副總裁央行會不會扯後腿我們一開始就我們完全支持這個案子的推動那你現在的問題是這樣有一些臺商回來包括財會50萬而已你就把人家叫去問三次現在這個情況還有出現嗎"},{"start":17684.758,"end":17698.975,"text":"我不曉得委員講的是哪一個特殊的案例就是一個臺商小朋友去英國念書他在匯錢出去央行就叫了三次他就說我孩子去念書就匯錢他說你孩子叫什麼 問東問西 問東問西"},{"start":17701.158,"end":17727.968,"text":"那個報告應該是銀行銀行基於他自己的那種跟央行應該央行不會直接跟客戶或者是那銀行說是央行要問的啊我想如果個案的問題我想那個請委員提供我們資料我們來處理這個案子我覺得你要變成是一個國際的進進出出的一個中心你要自由化所以主委比如說像50萬、100萬"},{"start":17731.041,"end":17756.802,"text":"究竟你們查的標準是在哪裡?你覺得兩萬要不要查?那要看情況,我想剛剛那個副總裁已經回答過他們有他們對外匯的一些的指導對,所以你們現在情況標準不明的情況之下很多人乾脆錢就不要匯回來啦你本來就放在新加坡的或是香港或是瑞士的"},{"start":17758.344,"end":17761.147,"text":"才五十萬你問了三次嚇死人了那到底要問什麼呢那你們這幾年來你們都說是怕說有一些洗錢的問題那請問主委還有央行也可以回答去年好了你們查國際的洗錢你們查了幾件金額是多少有查到嗎"},{"start":17784.588,"end":17805.985,"text":"那個我們金融機構在對洗錢房子是日常的常態性的業務那至於說有什麼具體查獲這個步伐那我們在過去似乎沒有什麼重大的案件對啊所以當然很奇怪講得正天嘎響結果查了誰沒有啊一個都沒有啊所以你過度的監管變成"},{"start":17813.12,"end":17835.107,"text":"金融市場不夠自由化那就造成你要打造成一個亞洲的資產管理中心那就越走越遠了比如說現在全世界都還在推動虛擬貨幣還有很多的衍生性的金融商品那我請問一下主委那你們對這個虛擬貨幣"},{"start":17839.092,"end":17853.787,"text":"這第一檔在臺灣上市有計畫是什麼時候嗎?美國都有上市了啊我們對於虛擬資產的管理啊現階段還是走在洗房登記洗房管理這個區塊那我們大概"},{"start":17857.028,"end":17886.508,"text":"那接下來如果明年6月然後通過專法順利的在明年如果專法通過的話我們對於資產管理就虛擬資產這個行業我們就會有一個正式對這個產業的一個監管的一個法律政策出來那個就是我們會正式的對這個東西做一個系統性而且類似像各位看到對金融機構的一個管理現在這個虛擬貨幣的使用是不是未來的一個潮流"},{"start":17887.709,"end":17899.475,"text":"這個有不同樣的說法那你就講川普的說法好了川普當然是支持的他支持那我看他旁邊有很多的很多人都支持他"},{"start":17900.376,"end":17917.194,"text":"特別很多年輕人都是支持的所以10月5號就建政章了假設川普當選的話你對於虛擬貨幣或是這些虛擬資產的交易所你會不會大幅度的開放甚至多多鼓勵他們"},{"start":17917.965,"end":17942.886,"text":"其實我們對一個制度一個所謂新市場的開放不會因為單一事件而做一個大幅我們是看整個長遠的趨勢所以我們在規劃的時候當然會納入各種的考量包括未來VASP未來要監理的構面我們現在都已經慢慢都我們已經開始在做因為我們這個草案在很快今年年底明年年初就要拿出來跟對外的溝通、公聽未來估計"},{"start":17945.66,"end":17950.687,"text":"這個虛擬資產的這個交易市場規模會有多大這個就看怎麼定義就是我們現在虛擬資產裡面的就是你用"},{"start":17952.92,"end":17978.428,"text":"亞洲資產管理中心未來發展的這個願景來定義報告委員我們現在16項計畫裡面暫時還沒有把這個虛擬資產這一塊納入到我們的整個的總體規劃但並不代表我們未來部不會去鼓勵這個事情只是說我覺得我們現在先從傳統金融開始請問就是虛擬貨幣管理的這一塊金管會裡面幾個人在管理這個"},{"start":17979.806,"end":18008.476,"text":"確實委員講到重點今晚會裡面是我們一個組在兼著做確實我們在人員上是非常吃緊現在是可能不到一個科的同仁在處理這件事情一個科有幾個人不到一個科那個科也不是專門處理這件事那一個科不是專門處理那一個科有多少人一個科應該5到10個人有5個人喔哇 那麼多一個科5到10人現在是7個人現在是7個人除非你們現在的人的配置都是大家覺得"},{"start":18009.482,"end":18033.025,"text":"不可思議的任務啊比如說保險局好了保險局管的是幾兆是50兆吧是不是36兆36兆的資產那請問保險局裡面的編制幾個人現在我們是100多個那現在還有大概應該20幾位的缺對啊所以這個就你要說要打造一個很大的一個中心結果"},{"start":18034.042,"end":18062.644,"text":"要將軍沒將軍要兵沒兵那怎麼打你總不能全部事情都主委你來幹嘛當然不會我們就以有限的資源盡量做但是我們也沒有我們要爭取更多的資源你剛剛說36兆的規模那你才100多個人那平均一個人要管多少錢好幾千億對當然當然今晚會說的人管的超過100多兆的資產你們要馬兒好又要馬兒不吃草這個是讓大家想差太多了"},{"start":18064.46,"end":18080.147,"text":"這個希望人該補的要補齊那另外就是再請一下央行的態度就是對於這個虛擬貨幣這個推動就是未來亞洲的資產管理中心你們是真的是支持還是要假的支持"},{"start":18081.308,"end":18082.488,"text":"我們希望說這一次不要讓彭教授不要讓彭主委失望"},{"start":18104.405,"end":18130.523,"text":"兩個金融聯手打造亞洲的資產管理中心是可以期待的好不好大家努力做一下事情不要A做是其他扯後腿剛剛那個幾個委員講阿是黃委員阿21年前都講過阿到現在也是還在講阿我們覺得滿可惜的啦另外再講一個就是因為時間的關係阿"},{"start":18131.687,"end":18156.441,"text":"那個主委你有沒有買到周杰倫的票我覺得我應該買不到買不到很多人都打來問說可不可以要一點票我覺得就是到底是什麼地方出了問題有人說是因為財政部財政部麻煩一下財政部看個藝文唱歌表演"},{"start":18157.316,"end":18180.878,"text":"居然還課娛樂稅所以間接的讓這些黃牛票飆漲次長你慢慢吃來我先跟主委再聊一下結果聽說一張票我就不可思議啊報紙是寫說一張票多少30萬這真的還假的啊"},{"start":18183.577,"end":18199.862,"text":"真的不可思議主委我現在是想要再把它拉回來如果說這些周杰倫或是幾個大家都很喜歡吳岳天等等他們都表現得那麼好那請問政府要不要鼓勵他們他們可不可以上市"},{"start":18200.936,"end":18220.533,"text":"就是單一的這個明星當然有人提過像比如說以前也提過我們很多歌星每年發一張片就可以賺幾千萬有沒有辦法把未來現金流折現做個證券化這很多人在國外曾經有聽過這樣的案例不過臺灣我們有一些法律金融資產證券化這可不可以變成是個金融資產這可以再研究不過"},{"start":18221.974,"end":18246.622,"text":"主委努力一下吧因為每個市場有不同的區隔說不定你以後把周杰倫變成一家證券證券化了以後會鼓勵更多的年輕人這些追星族他想要當明星的各行各業他有不同的一個發展是不是可以研究一下當然我們也期待有這麼一個多元化的那再繞回來就是"},{"start":18247.921,"end":18268.5,"text":"全臺灣大概說80萬人要搶15萬張的票搶不到另外一個就是像證券方面你管得到新宇航空啊他的證券IPOL事故就大家搶也搶不到啊是不是在這個成銷制度上面有什麼需要改善的空間"},{"start":18270.399,"end":18298.433,"text":"對 如果說如果說剛剛委員提到這案例我會請那個交易所跟那個我們政局來針對這個個案來看看有沒有任何制度需要做調整的地方那你說比如說SPO的部分跟這個買票一樣有沒有黃牛出現這我不敢那個那個保證因為這我確實沒有研究但是我覺得任何有利可圖的地方都有可能我們希望說你"},{"start":18299.298,"end":18322.083,"text":"股票的SPO就是股票在市股公開市股的這個方面啊你要讓所有開戶者現在開戶有多少一千多萬人嗎有有嗎有一千多萬平均讓這些人可以優先來受益而不是少數的人搶到那個票搶到那個股票"},{"start":18323.148,"end":18338.503,"text":"是不是可以請主委再研究一下我請齊局來針對委員的建議做一些分析最後次長也來了李次長是不是因為娛樂稅沒有廢除啊間接造成黃牛票的飆漲"},{"start":18339.665,"end":18354.175,"text":"委員我覺得應該不是因為我們像那些藝文事業的話像以周杰倫這個演唱會的話其實應該可以使用那個促進文化藝術發展促進文化藝術獎助條例裡面他應該有一個可以減半課徵的優惠"},{"start":18355.476,"end":18379.792,"text":"所以應該不是娛樂稅所以他在大巨蛋辦這一場演出所有去參觀的消費者是不用繳交娛樂稅的應該是減半課稅臺北市政府會依照那個條例讓他減半課稅但是那個金額真的很微小那剛才委員講的那個黃牛的問題其實在那個文化創意產業發展法裡面已經有相關的規範了如果對於這些演唱會啊"},{"start":18385.756,"end":18404.405,"text":"黃牛票猖獗造成大家買不到票本席在這裏像我們電影票就沒有黃牛阿對啊就是因為其實是因為我覺得要阻擋黃牛這件事情文創法裏面已經有相關規範了他都已經有明確規範了我跟你打個賭阿賭一碗牛肉麵"},{"start":18406.499,"end":18427.678,"text":"你如果背除娛樂稅的話保證他也買不到票周杰倫票大家應該就有比較有機會可以買到他也還是買不到票真的因為你這樣課他都不敢推只有5場而已你如果沒有這個制約的話他也許他可以辦10場辦20場啊你知道為什麼嗎你知道為什麼嗎因為你要課稅的話"},{"start":18433.697,"end":18451.734,"text":"那個主辦單位都怕你會查你資珠幣計每一張票你都查查到最後他也不敢賺賣太多票因為你會倒算去課他的稅啊那一場你們可以課多少稅主辦單位也會害怕啊我辦了一場就賺了好幾億我們明天怎麼申報啊"},{"start":18459.329,"end":18486.14,"text":"可是委員其實我們每一場的表演民眾會去搶票都是因為演員很好啊表演很精彩啊如果是不好看的就沒有人要搶了娛樂稅也沒有用我希望你們也想一下因為沒有買到票了現在很歐啊沒有我們是希望文創法的那個阻擋那個黃牛的這個機制能夠充分發揮他的機制這樣子應該就可以遏止黃牛娛樂稅還是要廢除啦謝謝"},{"start":18490.341,"end":18496.222,"text":"謝謝羅兵才委員謝謝次長我們拭目以待請邱志偉委員每次我們壓軸啊很會彭主委"},{"start":18523.996,"end":18539.985,"text":"邱文豪今天討論一個嚴肅而且重要的問題在你的報告第二頁建置具地方特色的資產管理專區你說要借鏡國外發揮地方特色請問借鏡是哪一個國家日本哪一個城市"},{"start":18540.632,"end":18566.48,"text":"日本呢因為他們針針對因為日本是一個國土很大的地方跟我們傳統所謂的金融中心以城市所以日本哪一個城市他地方特色嘛哪一個城市那個主要是我們看到他是比如說各自的城市根據他們既有條件法比如說他在雜黃是發跟永續跟綠色金融有關的這樣一個那高雄市條件非常好因為他有這個海港也有空港也有過去傳統製造業鋼鐵石化"},{"start":18569.921,"end":18573.062,"text":"所以他的條件非常好公共交通運輸工具又有捷運"},{"start":18593.669,"end":18613.284,"text":"然後呢他的這個服務業也非常好包括這個美食包括所謂這個演唱會經濟是所以他有條件而且地方政府有這個決心破例去推動提供行政誘因包括場地包括租金優惠包括費用補貼行政協助高雄市政府是不是做得非常好"},{"start":18614.245,"end":18633.565,"text":"市政府提出一個叫做00688就是前兩年0租金然後6折8折8折像這種都是一個地方政府願意提出來的一個誘因市政府已經做到它可操之在己需要的是中央金管會的配合你要透過你的政策工序鼓勵國內的金融業者進駐在專區這專區在特定的範圍之內"},{"start":18636.653,"end":18655.741,"text":"對不對?大概是什麼區?什麼方位?剛才就是,剛剛市政府有提到是那個灣區有個大樓,那個大樓裡面還有一些樓層是…這是一個四番專區,從無到有的過程當然需要很多的準備啦。是的。你認為,你期待,你把這個四番專區建置需要多久?"},{"start":18656.828,"end":18678.704,"text":"我剛剛有報告過我們整個規劃還要跟那個高雄市政府再做進一步細緻的規劃還就是我們要在這個本國金融機構你熱觀的期待你希望什麼時候可以上路我是覺得應該我們的規劃是明年上半年應該就可以在那邊開始開始來做這些事情開辦然後這些相關的OBU然後這些私人銀行的實體業務據點都會進駐嗎"},{"start":18681.145,"end":18681.386,"text":"政策目的"},{"start":18696.627,"end":18719.944,"text":"我們是希望就是說比如說其實一開始一定要先有個群聚讓很多的專業在那邊聚集那聚集以後我們提供虛擬跟實體的服務尤其我們看到國外的經驗一些高階的資產管理還是免不了面對面的服務這部分就需要很多專業人士的面對面的諮詢顧問還有一些比如法律文件的這些的說明跟簽署"},{"start":18720.484,"end":18738.945,"text":"這些都是未來整個專區一個很重要的功能最重要是希望透過這樣聚集引入更多高階的金融人才剛才委員提到高雄在很多整個產業上面確實是發展很好但是在金融業上面確實跟北部還是有很大的摩擦所以南北平衡嘛對 你要求證他的未來性"},{"start":18743.148,"end":18765.984,"text":"臺灣不能只有一個金融中心一定要南北平衡或者南中北都要平衡應該是全臺灣都要平衡所以我剛才提過說任何一個城市我覺得都可以來做這件事情強化高雄市的金融服務功能這很重要當然所以我希望你能夠全力的推動"},{"start":18767.907,"end":18775.48,"text":"讓這個所謂的專區能夠盡快成立發揮它的功能另外你第6會提到這個保險業資金投入公建計畫"},{"start":18777.014,"end":18799.542,"text":"您計劃什麼時候上路我想剛才那個國發會也有報告過這個計劃整合我們另外一個行政經濟建設委員會經濟發展委員會裡面另外很重要的一題叫兆元投資計劃這部分我們會配合他剛才財政部也說我們會建一個類似一個投資工建的平台就把我們現在促參還把相關民間提案放在那邊我想未來應該會很快的這個"},{"start":18801.283,"end":18827.931,"text":"會很多的個案會出現所以是跨部會的必須推動的公建計畫那你們跨部會總共要導入多少資金進入公建每年其實國發會企圖性很大所以那個題目叫做兆元投資那我們是規劃說希望在兩年之內我們的保險業能夠投資1000到1200億兩年之內提供1000到200億當然保險業這部分我們先因為剛才制度建立的時候可能沒有辦法這麼快"},{"start":18830.322,"end":18831.972,"text":"我時間到了齁 我一向都很準時"},{"start":18834.098,"end":18862.239,"text":"這個相關的資料再請主委再提供特別我再提一下10秒鐘創新版你們協助234家的微型創意企業籌資60億對不對對創櫃板怎麼樣去運作如何去協助微型企業來籌資這個過程細節流程跟你們過去提供這些234家的相關的成果你能不能提供一份資料給我沒有問題我想說相關的一些促進方案我在"},{"start":18862.919,"end":18890.228,"text":"准备书面给委員好,謝謝主委謝謝邱志文委員謝謝接著我們請林儲英委員林儲英、林儲英、林儲英不在高金素梅委員高金素梅、高金素梅、高金素梅不在接著鄭振前委員鄭振前、鄭振前、鄭振前不在楊雄英委員楊雄英、楊雄英、楊雄英不在張家俊委員張家俊、張家俊、張家俊不在"},{"start":18892.648,"end":18912.334,"text":"報告委員會今日登記發言的委員都已經詢答完畢本次會議做以下決定報告及詢答完畢委員質詢未及答覆或請補充資訊的請相關部位於一週內以書面答覆委員另要求期限者從期鎖定委員您處因所提的書面質詢"},{"start":18913.994,"end":18928.032,"text":"列入紀錄刊登公報並請相關部委書面答覆本次會議議程已經進行完畢堂友不在場委員補題書面質詢一併列入紀錄刊登公報並請議事人員協助處理好大家辛苦了上會謝謝"}]}},"supported_relations":[],"relations":[]}