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本來最多大陸的遊客也沒有過來來了稀稀少少 所謂米家為主 我想他們也不會去這個一個很重要的因素外國旅遊客一天吃一碗不是 一餐吃一碗 一天吃三碗 你要看養的量要多少我們就要想那個土地的貸不是產量控制不足 是他們的旅遊客太多"},{"start":193.015,"end":207.885,"text":"而且他們把米是變成一個意識化很多遊客都去吃 吃一塊 吃一塊米就消失了聽說我們的小日本 我不知道是小日本還是小啦你稍微報告一下 我想到這個問題 我跟你說米 日本的管制機制 非礙於我們"},{"start":214.212,"end":232.404,"text":"第二個,他的理由靠太高每一個人都給他吃了一碗一碗,一天三碗你要看他量要多少,總顏不夠所以這種因素你們要去想我跟你們說,原因是在這裡我了解,我剛才講的就是說他們其實一個國家的"},{"start":233.567,"end":261.849,"text":"作物的生產規劃不只是國內的需求還有外來的需求不要說回答太多啦你的米價就會上漲啦一人吃一碗就不得了了啦好不好禮物客一人一天一餐吃一碗一天三碗米價就會上漲百姓的消息這個良性行為我們去想一下好不好今天主要是說"},{"start":264.146,"end":290.633,"text":"我們的農業保險,保證我是最佳推銷員。我經常在農會,或是在農民節,或是在產銷班,我都說三保一軍,就是我們的農民健康保險,我們的農民職業災害保險,我們的農業保險,我叫我農民的鄉親,他們一定要去保養。但是我在中間的營港,"},{"start":292.964,"end":306.237,"text":"但是我看他們在聽著聽著,叫做什麼言之沉沉,聽之渺渺,就是覺得沒什麼重要。我一直跟你們推銷,我覺得這裡面,你們一定要去研究安裝的方法,讓農民能夠高興,又甘願來跟你們做這個保險地。我今天給農業保險來說,"},{"start":315.615,"end":323.442,"text":"你來看你農業保險的覆蓋率從109人9.5%提升到今年53.8%喔!那數字看起來不錯但是不中我相信你知道這個農業裡面扣到強制保險的項目啊你的覆蓋率不到20%"},{"start":338.532,"end":347.946,"text":"所以這幾年有在推,但是推到不是很成功的你說這個成績,我不能說這樣,農業部很怕病這裏面有一個重要的問題就是臨時天然災害,我們現在選擇"},{"start":355.02,"end":378.137,"text":"農民已經比較容易承受天然災害你們農業股跟他們補助盡 效率又好 肥料又保險的滿意感覺這樣盡率 盡好我雖然補償少一點沒有關係盡就好 看到你們的效率就好所以這天然災害保險啦你說酸肥素我覺得這個不能保民眾已經習慣了"},{"start":379.838,"end":406.647,"text":"有困難找政府,農業部做得很好,天然災害都每次都很快心思反應所以你的農業保險,這裏面就有很多問題第一,我們付出的保費,不然去農業保險保險公司不一定賠,剛剛有講到天氣各方面的問題在因那些銀行吹冷氣的,因那些地產卡在流汗,天氣的變化"},{"start":409.247,"end":421.012,"text":"他們的大腦袋,他不了解天氣的變化有多嚴重所以在這個地方,以金白金融業保險的話保險公司不一定賠"},{"start":422.236,"end":448.548,"text":"我叫我保險,他不一定讓我保險,我怎麼去保險,你再想想看你不要用單純你的想法,你要用農民的想法,要用保險的公司想法現在保管公司只貪你這裡的保險,他貪得很難過他只是表面上,我告訴你,他為了社會,為了這個民生為了進三位社會的責任,我照顧農民,勉勉強強去保險"},{"start":451.909,"end":478.245,"text":"所以這個保費,我們政府提款,要讓我們農民去保險地,這樣農民才會心安,你知道嗎?誘因不足。保費我付了,不一定得到賠償。所以我給你一個概念,你要學政治部,設立一個中小企業保險基金,你農業部,農業維農基金地,這個基金該進行,要出一戶,備謝出一戶。"},{"start":480.95,"end":481.591,"text":"我們現在就有農業保險基金啊"},{"start":495.029,"end":518.3,"text":"好啦,我第一個沒有誘因,因為想了兩次啦還有一個,理賠沒有標準,就我跟你說的那保險公司不曉得農民種什麼,去貨怎麼樣啊沒有標準,不一定能拿到理賠的標準我教你錢,又沒有賠,不然我天然不治所以啊,農民是要對保險沒有信心啊希望這方面加強一下"},{"start":519.803,"end":541.437,"text":"會 謝謝委員的提醒我們也真的在檢討每一張保單那我希望那個保單是涉及到也真的能夠分擔農民的風險但是也不能讓農民說我投保就是溫暖的這個觀念我們大家會持續的宣導這個部分我想我們會強化你說對啦 不是溫暖的啦但是要有保障"},{"start":541.957,"end":546.45,"text":"不然我的天然災害補助,我把你拉到你樓梯,再繳錢給你,再讓你來問,你都不知道這個行為,你想說做得很好"},{"start":551.448,"end":572.119,"text":"農民很怕麻煩,若不是多少錢,不然我找你農業部天然災害補償的時候,這樣就好我一直在強調一點,你去保養沒拿到錢,我又付錢,我沒一定會拿到錢保險的時候是很不穩定,沒一定教育的規矩來"},{"start":573.3,"end":584.25,"text":"那個標準很難定啊天氣的參差很難掌握我要跟你講不要用自己的心在想要想過三明大家想法會怎樣才會做得成功啊謝謝"}]},"gazette":{"lineno":899,"blocks":[["陳委員超明：（11時59分）謝謝主席，首先有請陳部長。"],["主席：陳部長。"],["陳委員超明：沒關係，喝個水再上台。"],["陳部長駿季：委員好。"],["陳委員超明：部長你好。剛才蔡委員講到老農津貼，你說我們的公告地價、公告現值已經漲了64%，所以這個排富條款一定要趕快。我也聽到你說經過縝密的計算下個會期一定會拿出來，我希望要趕快拿出來，不然現在去到鄉下，天天都被罵欸！你知道為了你們這樣，我們有多艱苦嗎？"],["陳部長駿季：瞭解，我們會儘快。"],["陳委員超明：瞭解哦？一定會做哦？"],["陳部長駿季：對。"],["陳委員超明：剛才蔡委員說現在雞蛋因為生產過剩而滯銷，滯銷不是只有去調節市場，你看美國物價上漲，現在的雞蛋1顆、2顆就要200塊，沒有關係，我們與美國的關係那麼好，如果臺灣生產雞蛋的時候我們用飛機把它運過去，我們還划算，你覺得怎麼樣？"],["陳部長駿季：不可能。"],["陳委員超明：我不是跟你開玩笑哦！"],["陳部長駿季：我們的規模不夠那麼大，而且我們外銷……"],["陳委員超明：你規模小也要去推銷，去打知名度，不要以為小就不做嘛！"],["陳部長駿季：不是啦！外銷不能說你有過剩的才外銷，沒有過剩就……"],["陳委員超明：我現在是在煩惱這個，沒關係，你把它送到美國，我們臺美友誼堅固，堅若磐石，表現我們的誠意，這樣就不會滯銷，讓美國人來感謝臺灣。"],["陳部長駿季：沒有，雞蛋的進口有很多檢疫的條件要去談判，所以我們現在……"],["陳委員超明：好啦！我只是提出一個方向，我相信這個是可以解決的，好不好？"],["陳部長駿季：我瞭解，謝謝委員的建議。"],["陳委員超明：再來，蔡委員提到米的漲價，日本的米價現在飆漲，你曉得為什麼會飆漲嗎？原因在哪裡？"],["陳部長駿季：它對年度相關的稻米生產掌握度不夠，所以造成減產。"],["陳委員超明：以日本的掌握度絕對不會不夠，我跟你說實際的原因是什麼，就是日本的旅遊客去得太多，你看臺灣都跑到日本旅遊，世界都跑到日本旅遊，然後吃了日本的米覺得好吃，所以稻米不夠。我們臺灣本來最多的大陸遊客也沒有過來，來得稀稀少少，所以我們米價維持，我相信也不會漲價。","這有一個很重要的因素，外國旅遊客1餐吃1碗，1天吃3碗，你看那個用量要多少？我們要去想那個道理在哪裡，不是產量控制不足，是他們的旅遊客太多，而且他們把米食變成藝術化，很多遊客都去吃，這裡吃一些，那裡吃一些，米就銷售出去。聽說我們也外銷到日本，我不知道銷得多還是少，你稍微報告一下，我是想到這些問題才跟你說，日本對米的管制機制不亞於我們。"],["陳部長駿季：對。"],["陳委員超明：第二個，他的旅遊客太多，每一個人都吃了1碗、1碗，1天3碗，你看那個量要多少，當然不夠嘛！所以這種因素你們要去想，我跟你說，原因是在這裡。"],["陳部長駿季：我瞭解，我剛才是說，其實一個國家的作物生產規劃，不只是國內的需求，還有外來的需求。"],["陳委員超明：你知道，像政府在開放，不要說匪諜太多啦！你的米價就會上漲啊！1人吃1碗就不得了，好不好？旅遊客1餐吃1碗，1天3碗……"],["陳部長駿季：我聽不懂你說的。"],["陳委員超明：我們的米價就會上漲，百姓就會笑嘻嘻，這個良性循環去想一下，好不好？","我們今天主要是談農業保險，部長，我是最佳推銷員，我每次在農會，或者是在農民節，或者是在產銷班，我都說三保一金，就是我們的農民健康保險、農民職業災害保險及農業保險，我叫那些農民的鄉親一定要去保險，但是我在上面演講，我看他們這樣聽一聽，叫做什麼？「言之諄諄，聽之藐藐」，就是覺得不太重要。我一直在替你們推銷，我覺得你們一定要去研究用什麼方法可以讓農民高興，而且願意來參加保險。","我今天以農業保險來說，你看你們農業保險的覆蓋率從109年9.5%提升到今年53.8%，數字看起來不錯，但是部長，我相信你知道，農業保險扣掉強制保險的項目，你們的覆蓋率不到20%。"],["陳部長駿季：20.7%。"],["陳委員超明：所以這幾年有在推，但是推得不是很成功，你說這個成績，我不能這樣講啦！你們農業部很努力，這裡面有一個重要的問題，就是領取天然災害補助，我們現在增加，農民已經比較容易承受天然災害，你們農業部給他的補助快，效率又好，賠了之後百姓會滿意，覺得這樣很好，我雖然補償少一點沒有關係，快就好，有看到你們的效率就好，所以這個天然災害保險你說雙軌制，我覺得這個不能保，民眾已經習慣有困難找政府，農業部做得很好，天然災害每次都很快迅速反應，所以你的農業保險裡面有很多問題。","第一個，我們付出保費，我去參加農業保險，保險公司不一定賠，剛剛講到有天氣及各方面的問題在，那麼多銀行都是在吹冷氣，他們怎麼會知道鄉下農民在流汗以及天氣的變化？他們都待在大樓，不瞭解天氣的變化有多嚴重，所以農民每次去申請農業保險理賠，保險公司不一定賠，叫我保險但它不一定理賠，那我何必去保險？你再想想看，你不要單純用你們的想法，你要用農民的想法、要用保險公司的想法。","現在保險公司只有賺你這些保險，它賺得很艱苦欸！它只是表面上，我跟部長說，它為了社會，為了名聲，為了盡社會責任，我要照顧農民才勉勉強強去辦保險，所以我們政府提高保費，要讓農民去保險，這樣農民才會心安，你知道嗎？誘因不足，我付了保費不一定會得到賠償，所以我給你一個概念，你要學經濟部設立一個中小企業保險基金，農業部如果有農業的基金，這個基金跟銀行出一部分，百姓出一部分，你以這個概念來……"],["陳部長駿季：我們現在就有農業保險基金。"],["陳委員超明：我曉得你們有，你以為我不知道？不然我問你這麼久，你以為我傻傻的哦？你真的是「看我無」，我告訴你。"],["陳部長駿季：沒有，我不敢這麼說，我沒有這麼說哦！"],["陳委員超明：好啦！第一個，沒有誘因，因為響鈴兩次了。還有一個，理賠沒有標準，就是我在說的，保險公司不曉得農民種什麼、氣候怎麼樣，沒有標準，不一定能達到理賠的標準，我繳錢給你，你還不賠，要用天然災害的補助，所以農民對保險實在沒有信心，希望這方面能加強一下。"],["陳部長駿季：會，謝謝委員的提醒，我們也真的在檢討每一張保單，我希望保單的設計真正能夠分擔農民的風險，但是也不能讓農民說我投保就是穩賺的，這個觀念我們大概會持續地宣導，這個部分我想我們會強化。"],["陳委員超明：對啦！不是穩賺的，但是要有保障啊！不然我就申請天然災害補助，我還跟你在那邊囉哩囉嗦，繳錢給你們，還讓你們來問，你都不知道這個心理。你知道做得很好，農民很怕麻煩，領那些又沒有多少錢，部長，我找農業部申請天然災害補償就好，那個做得又好。","我一直在強調一點，參加保險沒有拿到錢，我付錢但我不一定領得到錢，保險的時候是很不穩定啊！不一定照它的規矩來，那個標準很難訂啊！天氣的參數很難掌握，我跟你講，不要用自己的心在想，要想到三方的想法會怎樣，才會做得成功，謝謝。"],["陳部長駿季：會，謝謝委員的建議。"],["主席：謝謝陳委員。","現在請鍾佳濱委員詢答。"]],"agenda":{"page_end":140,"meet_id":"聯席會議-11-3-19,20-3","speakers":["謝衣鳯","邱議瑩","林德福","鄭正鈐","張啓楷","鄭天財Sra Kacaw","賴瑞隆","林岱樺","郭國文","陳亭妃","李坤城","張嘉郡","蔡易餘","陳超明","鍾佳濱","邱志偉","徐富癸","楊瓊瓔","陳冠廷","李彥秀","麥玉珍","黃珊珊","呂玉玲","林思銘","羅明才","徐欣瑩"],"page_start":63,"meetingDate":["2025-06-11"],"gazette_id":"1145901","agenda_lcidc_ids":["1145901_00003"],"meet_name":"立法院第11屆第3會期經濟、財政兩委員會第3次聯席會議紀錄","content":"審查：一、本院委員謝衣鳯等16人擬具「農業保險法第十條條文修正草案」案；二、本院委員邱\n若華等21人擬具「農業保險法第二條及第十條條文修正草案」案；三、本院台灣民眾黨黨團擬具\n「農業保險法第二條及第十條條文修正草案」案（詢答）","agenda_id":"1145901_00002"}}},"supported_relations":[],"relations":[]}