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要點．比照分工股銀行調高至4.6個月．並比照同業一獲利狀況提撥一定比例1%至8%的員工報酬的酬勞．文成益徵等三項提案．第三案"},{"start":2132.686,"end":2156.24,"text":"建起財政部研議修訂相關法規為構建固定資產預算之一般建築及設備計劃部分除房屋及建築中資、興建或構置各項辦公房屋、宿舍與交通及運輸設備中資、構置管理用車輛及增加國庫負擔經費者外其餘項目也有需要自行辦理並補辦預算委員陳玉珍等上任提案中國輸出入銀行提案部分共15案第一案"},{"start":2157.711,"end":2178.901,"text":"本期金利增列3000萬元委員李坤城等三人提案。第二案本期金利增列1000萬元委員賴世保等三人提案。第三案業務費用向下服務費用減列300萬元委員賴世保等三人提案。第四案服務費用減列200萬元委員郭國文等三人提案。第五案營業費用向下之業務"},{"start":2180.779,"end":2189.882,"text":"鄉下業務費用之服務費用凍結500萬元為賴會員等三項提案第6案服務費用凍結500萬元為賴會員等三項提案第7案服務費用凍結500萬元為賴會員等三項提案第8案管理費用減略200萬元為賴市保等三項提案第9案"},{"start":2199.284,"end":2215.129,"text":"主決於中國輸出入銀行110至112年度期間對我國對新南向國家出口金額曾增加情形為仍依次度拓展相關輸出保險業務原要求中國輸出入銀行提出書面檢討報告為李坤城等三案提案"},{"start":2216.469,"end":2239.117,"text":"請中國輸出入銀行針對中國輸出入銀行轉融資業務區域拓展不足及越南SCB貸款預期清償問題處置之檢討與改進為題提出書面報告、文言寬恒等三項提案第11案請中國輸出入銀行針對綠色永續貸款集中化現象與全面落實ESG原則推廣策略之檢討為題提出書面報告、文言寬恒等三項提案"},{"start":2239.677,"end":2260.394,"text":"第12案（輸出入銀行（中國輸出入銀行河貸至綠色永續貸款案件（屬單一類別者相對集中之現象（且社會S類件數、金額均掛零（擁有持續努力推展之空間（委員過關等三案提案第13案（要求中國輸出入銀行應提高所屬員工生意津貼至少12萬元以上（"},{"start":2261.295,"end":2283.837,"text":"並提出書面報告為賴氏堡等三案提案第14案要求中國輸出銀行對當年度營餘超過法定數時應針對超額營餘部分在提月10%至20%時發給員工分紅並提出書面報告為賴氏堡等三案提案第15案要求中國輸出銀行比較新制勞退雇主每個月必須為勞工至少提繳1500元員工也對等提繳"},{"start":2284.998,"end":2306.596,"text":"存入員工、退休金、理財專戶、投資、上市櫃、公股銀行並提出數目報告為賴氏寶等三案提案臺灣金融控股股份有限公司提案共8案第一案本期金利增列3億元為賴氏寶等三案提案第二案營業費用向下、管理費用、致服務費用為凍結100萬元為賴會員等三案提案第三案"},{"start":2308.137,"end":2325.798,"text":"管理分額向下服務分額之推展費減列400萬元為王洪輝等三項提案。主決議第4案要求臺灣金融控股就其子公司、臺灣銀行應如何提升永續指標確信項目提出順利報告委員郭國文等三項提案。第5案要求臺灣金融控股股份有限公司與應積極督促該子公司"},{"start":2328.615,"end":2347.675,"text":"原謀業務改善策對策與提升營運績效及改善財務結構並提出書面報告委員李坤誠等三人提案。第2案要求臺灣金控就如有提升臺銀人壽經營績效及舉在政治計劃優化進行檢討並提出書面報告委員吳秉內等三人提案。第7案有限臺灣金融"},{"start":2349.037,"end":2368.391,"text":"臺灣金融接到主要營業項目經營趨勢（包含遵循國家2050進行排放陸金與綠色金融3.0（僅有編列研究發展費用（未建起明確工作計畫及步驟（請臺灣金融控股股份有限公司擬定具體工作計畫（並提出輸入報告（委員吳立法等三案提案（第8案"},{"start":2370.185,"end":2385.231,"text":"各國營事業機構目前員工生意補助每台發給補助兩千元至一萬元不等建請在佣金費可支應前提下以實際行動降低年輕員工預負擔營造幸福友善職場亦有助於促進事業機構永續發展"},{"start":2387.555,"end":2402.515,"text":"臺灣銀行股份有限公司提案共28案第一案本期金利增列3億元為耐市保等三案提案第二案營業副用向下業務副用支付付費凍結1000萬元為耐會員等三案提案第三案"},{"start":2403.496,"end":2406.078,"text":"服務費用凍結一千萬元為賴會員等三人提案"},{"start":2433.976,"end":2445.903,"text":"服務費用凍結100萬元為賴慧玲陳佩玉等4人提案第12案業務費用向下服務費用之理運費減略100萬元為郭國文等3人提案第13案"},{"start":2447.971,"end":2473.184,"text":"業務費用向下服務費用之修理保養與保固費減略100萬元為李坤城等三人提案第14案修理保養與保固費凍結600萬元為吳立華等三人提案第15案業務費用向下租金與利息之交通及運輸設備租金減略100萬元為郭國文等三人提案第16案管理費用減略1200萬元為賴世保等三人提案第17案"},{"start":2473.784,"end":2500.103,"text":"營業部分向下其他營業費用之研究發展費用減約一千萬元為王宏威等三人提案。主決議第18案請臺灣銀行針對貴金屬業務及貴金屬商品太陽精進作為為題提出書面報告為袁寬恆等三人提案。第19案請臺灣銀行針對臺銀籃球隊未來發展及展望為題提出書面報告為袁寬恆等三人提案。第20案請臺灣銀行於三個月內完成相關組隊性"},{"start":2501.864,"end":2514.082,"text":"信憑原則與求人工會參與改善規劃並提出書面報告委員代會員陳培宇等私人提案第二十一案臺銀行因研議臺藝男子籃球隊加入籃球職業聯盟之可能性"},{"start":2515.517,"end":2538.272,"text":"暨可增加業務收入一臂力．求對越南人持續蓬勃發展．並提出書面報告委員羅明財等三領提案。．第22案．請臺灣銀行針對．高資產客戶適用之金融商品及服務進度．計劃委體提出書面報告委員袁寬恆等三領提案。．第23案．臺銀行為國營銀行堅務推動政策業務之任務．有限臺灣金控揭露主要營業項目經營趨勢．針對"},{"start":2541.814,"end":2560.99,"text":"（針對嚴重民族保留地信貸等相關業務之推動未見說明（請臺灣銀行股份有限公司提出書面報告（委員吳立法等三人提案（第二十四案（請臺灣銀行公司（針對社會性案件ESG檢核通過與未通過之審議程序及標準（提出書面報告（委員王世堅等三人提案（第二十五案（臺銀行迄今卻"},{"start":2562.391,"end":2588.901,"text":"為取得高資產客戶適用之金融商品及服務辦理資格與之所有專業證照人才和整合型團隊支援卻未能實際投入市場競爭要求臺灣銀行及早延宜規劃取得辦理該業務資格並提出書面報告為羅明財等三頁提案第26案要求臺灣銀行應提高所屬員工生意津貼至少12萬元以上並提出書面報告為賴世保等三頁提案第27案要求臺灣銀行"},{"start":2590.321,"end":2617.294,"text":"對當年度營餘超過法定數值應針對超額營餘部分（在提月10%至20%發給員工分紅（並提出書面報告、委員代事報等三頁提案。第18案（要求臺銀行比照新資勞退雇主每個月必須為員工至少提繳1500元（員工也對等提繳（存入員工退休金理財專務投資上市櫃供股銀行（並提出書面報告。臺銀行人壽保險股份有限公司提案公列案。"},{"start":2618.237,"end":2632.316,"text":"第一案 投資性不動產費用減列一千兩百萬元為王宏威等三人提案第二案 業務費用減列四百萬元為耐世保等三人提案第三案 管理費用減列三百萬元為耐世保等三人提案第四案 主決議"},{"start":2633.477,"end":2655.163,"text":"臺銀人壽已成立近20年,財務上仍應持續加強,創造獲利。要求臺銀人壽就入合提升經營績效,提出書面報告,委員吳秉銳等三項提案。第五案,臺銀人壽針對近年轉型之相關措施及規劃為何,請提出書面報告,委員郭國恩等三項提案。第六案,臺銀人壽保險股份有限公司．於接軌IFAS-17"},{"start":2657.143,"end":2670.894,"text":"與新一代清償能力制度應審慎評估其缺口資本缺口是否適足以健全資本結構並提出書面報告王世堅等三人提案臺銀中央證券股份有限公司提案共兩案第一案"},{"start":2672.145,"end":2673.206,"text":"宣讀完畢9點50開始協商現在休息"},{"start":4973.1,"end":5001.713,"text":"好,我們先進入那個就是協商那財政部的通案第一案那個主決議跟陳一貞委員提出那第二案主決議也是陳一貞委員提出第三案主決議也是陳一貞委員提出那是不是就是說這個財政部這個通案我們那個暫時等一下再處理因為現在那個國民黨的委員沒有人在"},{"start":5004.166,"end":5032.294,"text":"對那財政部說明一下好不好報告報告召委那麼這個通案的部分那第一個是關於我們那個就是火石會要提高到3000元的部分那跟員工的福利有關那麼這個部分我們就遵照辦理"},{"start":5033.1,"end":5036.747,"text":"遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理遵照辦理"},{"start":5037.281,"end":5038.202,"text":"財政部主管中華民國12月25日及26日"},{"start":5067.902,"end":5068.002,"text":"委員會主席"},{"start":5085.7,"end":5104.959,"text":"主席好,我們這邊是行政組織總署不好意思,因為這個案子其實是涉及我們預算法還有相關預算執行的規定我們這邊其實是有一些建議希望委員可不可以稍微修正文字因為委員不在,那我先跟各位在場委員稍微說明可是這個是建請案,建請的案子"},{"start":5106.66,"end":5120.036,"text":"因為這個文字裡面有提到說是建請財政部去研議修訂相關法規可是因為財政部建議上那個相關法規是本總書在阻擇他不太可能去修訂這個法規那我們是建議可不可以改正他去檢討"},{"start":5121.677,"end":5146.712,"text":"讓他來檢討,檢討後把相關的文字給我們總署再來去處理那因為這個提案這樣寫可能會有一點問題再來是不是一定要修訂那其實也不一定可能是有什麼其他的方式來處理這個國營事業目前遇到的問題所以我們建議是不是可以把這個修訂改成檢討那如果委員有意見我們等一下可以再說明好謝謝"},{"start":5150.658,"end":5151.098,"text":"是,是"},{"start":5159.955,"end":5187.392,"text":"對,對,對,不要熊丙對,檢討,檢討,對檢討,對,檢討對,那後段的文字因為委員有落了好,那我們就原意檢討恰主計總處原意檢討這樣子好不好那還有一點不好意思就是因為後面有把這個檢討想要的文字都落上來了我們這部分其實是建議是不是可以不要在提案裡面去落因為它這個直接就是說要放寬"},{"start":5190.269,"end":5217.145,"text":"應該是後面的文字可能不要落啦你把文字修正出來應該是因為是說到底財政部要怎麼建議這個文字其實可能一下子還沒有辦法出來那我們是不是建議補落文字好那至少可不可以改成檢討這樣子對因為我們本來想說怕這個文字其實對大院會不太好那他是建請案子啊所以基本上是沒有那麼大的一個關係啦好那我們只好就改成檢討好"},{"start":5220.283,"end":5221.424,"text":"緣建請財政部洽組織總署研議檢討相關法規"},{"start":5236.811,"end":5240.094,"text":"修正通過我們進入中國輸出入銀行第一案 甄烈請說明"},{"start":5262.088,"end":5288.494,"text":"報告召委還有報告委員那麼第一案跟第二案都是跟禁利有關那昨天我們有跟李昆城委員報告那也獲他的同意那麼第二案也是那賴市保委員辦公室也同意是不是建請第一案、第二案並案處理那麼昨天就稅前禁利一千萬元那麼收支科目執行調整"},{"start":5289.002,"end":5296.407,"text":"同意增列稅前盡力一千萬"},{"start":5305.926,"end":5306.407,"text":"科目自行調整"},{"start":5335.626,"end":5338.286,"text":"第3案及第4案我們同意可以並案同意檢列業務費用及業務費用內的服務費用200萬科目自行調整"},{"start":5363.271,"end":5391.003,"text":"是 謝謝那麼報告召委那麼第5案、第6案、第7案都是跟業務費用向下的服務費用相關昨天也徵得召委的同意就是第5案、第6案、第7案並案不是並案就是同樣都用免以凍結改為阻絕役提出書面報告第5案、第6案、第7案好,第5案"},{"start":5392.148,"end":5403.722,"text":"第6案、第7案均改成主決議進入到第8案第8案的部分這裡就是關於營業費用向下的管理費用"},{"start":5408.847,"end":5423.311,"text":"這個管理費用事實上也跟我們員工的這些用人費率他的薪資、加班費、獎金、退休金等等都有關這一部分是不是我們可以建請就是可以簡略為50萬元科目就自行調整"},{"start":5433.521,"end":5444.909,"text":"第8案,我想在場的委員有沒有針對第8案有其他的一個建議嗎?賴委員要減100萬賴司保委員要減100萬,我們在場的委員有沒有其他的一個意見?"},{"start":5455.14,"end":5456.081,"text":"第9案改成主決議第10案"},{"start":5484.563,"end":5503.659,"text":"第11案遵照辦理第12案遵照辦理第13案12案的部分那個那個就這個綠色永續貸款的部分從件數或金額其實都有很明顯的成長"},{"start":5504.52,"end":5518.716,"text":"但是畢竟是ESG的相關計畫我看了一下其實我們都過度集中於在綠色永續的貸款看S的部分社會責任的部分卻是掛鈴就件數跟金額都掛鈴"},{"start":5519.977,"end":5534.324,"text":"昨天我有質詢到有關於這個中東歐的這個專案的部分那是不是可以從這個角度來進行說外交配合或有所貢獻來提升這個S的這個部分把它納入我覺得這個方向是可以去處理的"},{"start":5534.984,"end":5555.167,"text":"那因為就產業別的供應鏈的移轉將來你們也會做一些配合那這個部分也是不是符合所謂S社會責任的部分那你們可以從這邊考慮加進去這樣你們的整個數字上會比較呈現出來你們具體做的內容還有貢獻我這部分我是真的做這樣的建議跟處理"},{"start":5557.13,"end":5573.187,"text":"財政部主管中國輸出入銀行、臺銀人壽保險股份有限公司．關於財政部主管中國輸出入銀行、臺銀人壽保險股份有限公司．關於財政部主管中國輸出入銀行、臺銀人壽保險股份有限公司．關於財政部主管中國輸出入銀行、臺銀人壽保險股份有限公司．關於財政部主管中國輸出入銀行、臺銀人壽保險股份有限公司．關於財政部主管中國輸出入銀行、臺銀人壽保險股份有限公司．關於財政部主管中國�"},{"start":5573.447,"end":5573.987,"text":"郭文貴議員12案改成主決議"},{"start":5600.424,"end":5621.79,"text":"第13案賴氏堡委員這個是主決議我們就遵照辦理主記拿麥克風講好不好因為委員這邊寫的是英其實昨天有提到未來要怎麼調整其實就要看可不可以改成原意因為現在是寫英"},{"start":5624.242,"end":5653.137,"text":"對 看你們敢演 因為未來要怎麼檢討其實要看後面的處理嘛 以上暈了 本來就應該暈了 寫演藝的分離啊寫演藝幹什麼你們都不同意啊 這演藝代表你們不同意啊就我昨天講 這代表你們不同意啊 暈才是同意啊我當然要暈啊 不可以你們不同意我就不要去 要暈不可以 不可以 不可以什麼演藝 沒有這回事 就是暈"},{"start":5655.475,"end":5658.177,"text":"好來進入到第14案"},{"start":5684.048,"end":5706.746,"text":"第13案就是那個賴斯堡委員就是來我們就遵照辦理好遵照辦理遵照辦理第14案那個請賴斯堡委員來說明一下那這一部分就暗油的部分我們是在這個暗油裡面文字的第二行後端他引的那個比例依照現行的規定是106%"},{"start":5708.827,"end":5731.006,"text":"這一部分我們也把這個緣由跟委員辦公室做過說明那也獲口頭的同意那是不是可以做這個文字的修正那麼修正以後我們本行會遵照辦理修正什麼?那個達成率只有106只有修正那個才可以喔其他不要保修就那麼多沒有沒有沒有"},{"start":5733.295,"end":5737.919,"text":"臺灣金融控股份有限公司、臺銀人壽保險股份有限公司、臺銀人壽保險"},{"start":5760.487,"end":5762.928,"text":"臺灣金融控股份有限公司、臺銀人壽保險股份有限公司"},{"start":5782.475,"end":5782.976,"text":"建請財政部洽請主計總署"},{"start":5803.443,"end":5832.391,"text":"通案通案的這是3是吧我這裡是不是不是不是2通案的2通案的2你把那個對剛剛主席總書說是請財政部洽主席總書研議只有研議嘛然後把後面那些要點都刪掉嘛但是這樣刪掉以後變成是沒有沒有重點啦就是變成非常"},{"start":5833.686,"end":5834.106,"text":"主席"},{"start":5848.817,"end":5872.153,"text":"好,來,來,董事長,來進入第一案,掙掠這個本期金額第一案是要掙掠我們金控的一個稅錢合併的稅錢淨利那因為我們考慮到這個銀行其實這個整個金控的獲利的主要的來源就是銀行端那銀行因為受到這個美國降息的影響所以利差縮小,我們的換匯的獲利應該沒有辦法像113年這樣的一個獲利的狀況"},{"start":5877.576,"end":5903.409,"text":"人壽的部分因為受到匯率很大的影響所以每年都要做一些避險人壽避險每個月的大概費用要5.3億全年大概64億所以我們建議這個要增列的部分是不是建議是增列3億元改成增列上述的合併稅前淨利是3億元科目自行調整另外就是"},{"start":5907.172,"end":5929.07,"text":"請問在場的議員有沒有意見那賴司保委員那顯然這個已經就是那因為本案跟銀行有關所以我們是不是跟銀行的第一案就併案處理銀行的第一案也是要增加我們的盈餘的部分3億那是不是這兩個一起併案處理"},{"start":5932.643,"end":5938.851,"text":"相關的成本跟收入的調整項目請將資料送給議事人員"},{"start":5953.066,"end":5965.291,"text":"好那我在這個第一案我再那個念一次同意爭略合併稅前的淨利3億元科目自行調整來進入到第二案"},{"start":5967.265,"end":5992.836,"text":"第二案就有關這個ESG的部分那這部分我們也有跟這個委員有口頭做一些做的說明那因為本集團的ESG過去主要都是以臺灣銀行來做推動那人壽跟證券這個因為它的規模比較小沒有關係已經改成主席議了我們就不談了來修正通過第三案簡略案來說明"},{"start":5994.517,"end":6020.353,"text":"第三案呢是我們的這個業務推廣費那這個是業務推廣所必須那我們114年度是編列1980萬元那到目前為止就是我們113年到目前為止我們大概已經執行了1752萬元那這裡要刪減到400萬元其實對我們整個業務的推廣是有蠻大的影響所以我們這建議是不是就著刪就好了不要刪這麼多啊好紅衛委員請發言"},{"start":6024.407,"end":6044.705,"text":"昨天你們有提我大概有兩百萬是不是?兩百萬已經是最少的了,好不好?兩百萬可以了?科目字條啊!科目字條?對啊!科目字條就這幾例,沒關係啦!好好好,尊重尊重,欸可以再減少一點嗎?"},{"start":6045.9,"end":6047.901,"text":"臺灣金融控股"},{"start":6062.27,"end":6062.41,"text":"臺灣金控"},{"start":6091.169,"end":6095.153,"text":"臺灣金融控股份有限公司、臺灣金融控股份有限公司、臺灣金融控股份"},{"start":6115.934,"end":6118.298,"text":"請問在場的委員有沒有其他的意見"},{"start":6125.206,"end":6152.927,"text":"這裏銀行這裏銀行對好那我們第一案的正列案本期淨利3億那正列稅前淨利2.5億元科目自行調整來進入到第二案第二案已經向委員溝通了好第三案第三案也是經過委員同意修正好第四案該組決議對第五案"},{"start":6153.407,"end":6153.928,"text":"改組決議改組決議改組決議"},{"start":6174.175,"end":6178.539,"text":"改組決議第11案也是改組決議進入第12案第12遵照辦理"},{"start":6188.892,"end":6190.133,"text":"第13案 捐贈拜禮"},{"start":6208.926,"end":6210.967,"text":"並案簡列第13案跟第14案"},{"start":6222.492,"end":6246.494,"text":"第15案遵照辦理,第16案檢列,那是保委員這個有跟委員溝通了,提案委員溝通這個我們是建議是檢列200萬,客戶自行調整不行啦,你這個預算變10億勒10億而且你那個實現率這麼低這個10億一爬就一千萬了"},{"start":6248.232,"end":6249.373,"text":"根委員報告"},{"start":6270.8,"end":6271.28,"text":"9成是人事費"},{"start":6288.988,"end":6291.71,"text":"同意檢列管理費用300萬科目自行調整進入第17案檢列營業費用"},{"start":6312.202,"end":6333.002,"text":"第17案我們建議是不是就是減100萬因為減了1000萬對我們整個研發的費用的影響是很大的因為我們未來要做的不是未來其實是在年度進行當中就有非常多的一些研發的費用包括一些專利的申請還有我們這種鼓勵這個金融科技的發展的一些創新研發"},{"start":6333.723,"end":6334.143,"text":"11月25日及26日"},{"start":6363.527,"end":6374.103,"text":"因為它這個是有一些前瞻性的研發啦那你不能說你今年沒有前瞻性到明年才有前瞻性嗎那有一些是既定的你看你增加多少"},{"start":6375.925,"end":6381.431,"text":"你比今年增加了400多萬對不對今年預算多少今年是執行了3200萬大概2400萬"},{"start":6398.048,"end":6424.403,"text":"那個是執行數啦執行數啦執行數多少沒有我們年度還沒有執行完那麼到上個月為止大概是2400萬上個月11月才2400萬嘛11月那你們只有這一個年度就有前瞻性你們真的沒有用到那麼多啦不是因為不是只有我可以稍微就是我把那個大概400萬好不好"},{"start":6425.589,"end":6427.33,"text":"請問你這個錢是不是都是委外的?"},{"start":6454.174,"end":6462.703,"text":"自己我們有一個創新研發你們基本上就是委外給大部分都委外啊來你講一下3000多萬委外花多少錢"},{"start":6463.837,"end":6488.472,"text":"委員會多少?最少3000萬我跟你講但是因為我們有一個創新研發中心啊創新研發中心是去年才設立的對嘛,你們大部分都是委外來做,外面替你們做的嘛寫報告,對不對?這個都寫報告什麼沒有沒有沒有,研發是要自己內部系統要什麼系統但是你都是用外面的專業的進來幫忙嘛是不是這樣?我們有一組同仁,有一組同仁多少人?大概十幾個"},{"start":6489.312,"end":6490.633,"text":"第17案研究發展費用減劣400萬科目自行調整"},{"start":6518.841,"end":6532.108,"text":"進入第18案遵照辦理第19案遵照辦理第20案遵照辦理第21案遵照辦理第22案"},{"start":6537.438,"end":6552.489,"text":"第二十三案,遵照辦理等一下,吳立幻委員,請換言因為這個部分我一直都很關心就是為了履行普惠金融的價值但是我在臺銀的預算數執行政府政策方面"},{"start":6553.289,"end":6578.001,"text":"委員會那個地方已經有做出雲保地的信用貸款的作業要點但是我好看我們好像沒有相關的說明不知道到底有沒有配合推動所以這個部分有嗎?剛剛說配合辦理我們會在一個月內提出書面報告那書面報告的就會把執行的成果會呈現所以是有成果的對對對對好謝謝好那"},{"start":6581.425,"end":6581.945,"text":"本來是想改組決議可是剛才"},{"start":6600.117,"end":6619.922,"text":"我是跟你講齁這個剛才這個我們有緣提到的齁那個你們這個發展費用過多啦結果都在做一些無意義的事我昨天執行就是在講24這個事情你臺銀不是普通銀行你百分之百關股"},{"start":6620.842,"end":6646.569,"text":"你是9家公民銀行股甚至公民銀行股34家你是龍頭銀行你在ESG這麼重要政府國家政策那要去推動的你竟然輸給義銀光是看你們那些表格你們根本就敷衍歧視你看人家那個義銀在ESG推動這個部分用ESG去檢驗這些企業給予他們貸款的額度"},{"start":6650.372,"end":6652.557,"text":"包括人家他審查以後"},{"start":6654.309,"end":6682.488,"text":"有給他通過但是負條件通過的是多少那不給他通過的是多少但是總共審查多少不但都有而且每一屆他都有金額那你沒有金額你在做貸款的你隨便塞幾件那種小金額借個幾百一兩千萬的你塞一塞那件數又不多那表示你對ESG你們根本沒有積極在推嘛所以我認為啦"},{"start":6683.749,"end":6685.049,"text":"市長,剛剛那個研究費用已經刪了400萬"},{"start":6705.29,"end":6709.372,"text":"已經刪了400萬,同為款簽案,第17案,一樣的研發費用,一樣這一筆喔,同樣的科目,所以你不要再刪了,同樣的科目就刪了300萬"},{"start":6724.179,"end":6724.98,"text":"你總共輸給五家銀行欸"},{"start":6751.94,"end":6752.2,"text":"李卓人議員"},{"start":6771.423,"end":6790.534,"text":"昨天您有追尋到這個問題那其實我們總經理有做回應那也就是說我們會比照其他的飯工股看他們怎麼樣去落實這個這個這樣的一個比如說ESG的一些報表啦或是一些一些轉一些揭露所以我們會比照其他的飯工股的同意來做一些揭露"},{"start":6791.454,"end":6814.202,"text":"因為你們是龍頭你們要做榜樣的銀行我認為啦以臺銀之嚴謹你們包括人員、人才的進階包括你們進到臺銀這些你們的錄取你們是很嚴謹的銀行你怎麼可能在所有這樣壽星那些1、2、3評估當中你列件數你沒有列金額"},{"start":6815.362,"end":6815.942,"text":"拜託不要再審理啦"},{"start":6836.943,"end":6857.736,"text":"但是我很尊重他欸他是前輩欸對我今天太佩服他了啦一公屋一包都不敢擠要先擠一包王委員的意思應該是說不要減那麼多啦是不是減少一點我們早幾年說不通啦我們早幾年就這麼佛心啦你聽我這個姓羅的啦賴思寶參考就好啦"},{"start":6866.722,"end":6868.024,"text":"你們兩位現在賴姓是國姓耶!國姓耶!但是你們一定要積極"},{"start":6884.56,"end":6896.957,"text":"臺銀不是普通銀行臺銀是龍頭銀行好不好我們希望各方面都可以是龍頭啦對對對對包括員工福利也可以是龍頭對對你們開銷也是龍頭不要這樣不要這樣開銷要少開銷要少謝謝"},{"start":6902.543,"end":6928.615,"text":"好 謝謝王世堅委員跟賴思寶委員那進入到第25案遵照辦理第26案26案是遵照辦理但是文字上面本來是只有臺灣銀行我們建議是要改成因為我們是整個集團嘛所以建議要求臺灣金控集團好文字修正為臺灣金控集團那第27案一樣就是臺灣銀行改成臺灣金控集團等一下來請"},{"start":6930.117,"end":6932.145,"text":"來主席來我們請讓主席說明一下來主席"},{"start":6934.741,"end":6960.855,"text":"第27案27跟主席還有各位委員報告因為我們國營市的待遇基本上還是要用我們的基本待遇授權原則辦理那是行政院定班的所以我們有關福利事項都要在用人費用限額內去處理那這個後面可能是可以要不要通案的去處理那可能要由在人總在通盤檢討研議所以我們今天是可以改成研議這樣"},{"start":6962.944,"end":6988.338,"text":"不可以,不可以。你們人事長還在施法委員會,漫活他呢?你把引擎你調出來,他不敢這樣講。就是要這樣子,你去瞧,你去瞧,你去瞧,就這樣子。不是,統一要去統一,我們這裡決定這樣子。他知道他那裡有問題,他去處理啊,他去處理啊。除非,總部長不支持。"},{"start":6989.418,"end":7011.838,"text":"因為我聽到的聲音是你你都是被那個輸入市場被他洗腦過的所以你沒有在講你表面上戰爭事實上沒有我聽到的聲音這樣子所以這裡我堅持一定要我等一下還會整個翻過來前面的有關於"},{"start":7013.479,"end":7042.357,"text":"特別是我們那三家臺土輸這三家的員工福利我們都要用因比照這個放空因比照而不是嚴厲比照因啦應該的因啦應該的比照是這個概念啦否則人才要凋零啦好人才不要來啦真的這倒是真的你們人市場在哪裡已經被我賣頓了我都說一包你這裡"},{"start":7043.097,"end":7064.838,"text":"議員議員議員議員議員"},{"start":7064.938,"end":7071.321,"text":"第二十七案文字修正第二十八案一樣是臺灣銀行改成臺灣金控集團好文字修正"},{"start":7085.323,"end":7103.734,"text":"在進入臺灣人壽,人壽第一案請王宏輝來銀行說明一下人壽這邊說明第一案是投資性不動產的費用我們之前有跟王委員跟賴委員這邊的說明原來是要檢列預算數1200萬經過那個說明之後是檢列500萬但是這邊請"},{"start":7113.633,"end":7122.405,"text":"5百萬但是5百萬對我們而言的話那恐怕對我們114年執行會有一些困難因為我們113年預估執行數會達到1.58億那因為我們114年變1.65億嘛"},{"start":7129.073,"end":7152.306,"text":"再加上說我們14年因為我們這些那個商辦的那個施修棟、屋領超過20年那我們希望做一些整修提高我們的出租率提高租金所以說能不能請委員來同意我們減業100萬讓我們這邊提高我們那個不動產的收益這樣的呈現一個正向的發展那科目讓我們進行調整"},{"start":7153.646,"end":7153.826,"text":"主席"},{"start":7168.201,"end":7186.99,"text":"謝謝委員的幫忙來,投資性不動產費用減劣100萬科目自行調整第二案第二案是有關我們的業務費用那就是這邊我們就是同意減劣100萬元然後科目自行調整是,事保委員你這個決算6億多勒,變了7億多勒你還減100你有沒有好意思講勒"},{"start":7199.878,"end":7223.756,"text":"7億多,一趴就7百萬了,我還給你4百萬這麼少因為這個八成都是一些人事費用八成人事費用,你也有那7億的話乘以兩成也有1億多啊各位有沒有看一下,因為我們IFAS-7有很多IFAS-7的一些顧問費還有一些這些那個IFAS-7相關的問題你今天有賺錢嗎?我有賺錢"},{"start":7227.794,"end":7229.415,"text":"第二案就是業務會用簡略100萬科目自行調整第三案"},{"start":7247.844,"end":7266.134,"text":"第3項是我們的那個管理費用那我們之前也向那個賴委員的說明那前列300萬我們就是有溝通過是前列80萬我不同意啊不行不行不行你實現率這麼低才九成然後編了一塊兩億欸"},{"start":7269.045,"end":7269.906,"text":"約聘人員的那個那他也要調薪啊"},{"start":7282.605,"end":7283.665,"text":"對第三案簡略科目管理費用100萬科目自行調整"},{"start":7313.429,"end":7318.475,"text":"第4案就是遵照辦理第6案請王世堅委員做一個建議"},{"start":7325.338,"end":7352.336,"text":"謝謝主席我特別要跟臺銀人壽講一下就是說因為這個資本市足率現在因為新一代清償能力制度你們知道嘛就是IFRS這個部分那大家都在搶你們大概預估說受損業資金大概缺口是8000億到9000億就別人都做得很積極人家現在都在搶債那你們只增列"},{"start":7352.896,"end":7365.187,"text":"增加100億元的資本額所以你要趕快查你100億到底夠或不夠所以我才說那你趕快去做一個報告出來好不好不要搶都搶輸人家不要忘了"},{"start":7369.23,"end":7395.296,"text":"臺銀是龍頭銀行那你們的保險當然比較晚開始但是好歹不當龍頭至少也要在前面往上啊前面四分之一好不好謝謝委員的勉勵努力來辦理遵照辦理好 第6案那個遵不遵照辦理好 照案通過來進入到臺銀綜合證券第1案遵照辦理好"},{"start":7397.2,"end":7420.475,"text":"第二案 等一下讓王世堅委員做一個建議一下說明這個齁 你好歹就掛臺銀兩個字齁不管是保險啊、證券啊齁 都是要往榮童那個概念去衝啦當然你們比較晚開始 但是好歹這麼多年下來"},{"start":7422.217,"end":7439.776,"text":"111年在兩年前跟去年的評估你們都沒有進到前四分之一欸都沒有進到前四分之一所以我意思就是說你一個月內齁你去提出這一些你們的經濟計畫好不好"},{"start":7441.198,"end":7466.031,"text":"要當一回事就對了掛上臺銀兩個字就是有一個責任就是要做模範那就是要去衝龍頭就是這麼簡單好不好謝謝來那個事保那個前面的通案通123"},{"start":7468.513,"end":7489.403,"text":"通123啦這個那個當裡面啦什麼建傾我都要改成要那個財政部應該啦銀都是銀啦不會改成建傾啦因為這樣才能夠前後一致嘛不然後面的銀前面是建傾這很奇怪的是嗎?不會啦,讓他們自己再處理啦好不好"},{"start":7493.51,"end":7496.914,"text":"謝謝委員我想委員都是出於就是說要激勵我們國營的金融事業的員工"},{"start":7511.511,"end":7512.912,"text":"有限公司、臺銀人壽保險股份有限公司、臺銀人壽保險股份"},{"start":7540.876,"end":7541.196,"text":"市長市長"},{"start":7573.028,"end":7580.212,"text":"委員會主席"},{"start":7590.263,"end":7610.396,"text":"請啦!請財政部來就好了啦!請啦!請啦!好啦!請就好了啦!你不要再在那裡蓋啊!你那請就好了啦!那時候立法委員就說請啊!就是這樣就好了!不然你剛才那個離開的...沒有啦!等一下!等一下!等一下!他這個已經討論過的案子啦!沒有!我剛才沒有討論過這個!抱歉啦!這個..."},{"start":7613.151,"end":7628.501,"text":"原要求財政部嚴厲一點,很客氣的來,要求你們嚴厲來的呢?好啦,好啦,好啦,好啦,好,好,謝謝原要求財政部嚴厲啦,不要贏了啦,這個"},{"start":7640.598,"end":7644.02,"text":"這個很重要啦我都聽你們講話欸要求財政部員力兩個字拿掉啊修訂相關辦法就好啊打打燒啊"},{"start":7662.321,"end":7666.665,"text":"這個賴大昭委不要小看自己我們可以去改他他的辦法我們可以來他改"},{"start":7692.057,"end":7692.357,"text":"副主席總書嚴厲檢討"},{"start":7714.178,"end":7714.498,"text":"委員會主席"},{"start":7739.329,"end":7750.24,"text":"原要求財政部和原要求財政部和原要求財政部和原要求財政部和原要求財政部和原要求財政部和"},{"start":7763.948,"end":7777.976,"text":"那通二是不是可以原要求財政部恰主計總署鬆綁好不好人是總署原要求財政部恰人事總署檢討"},{"start":7782.738,"end":7784.3,"text":"那我們就一定會去做嘛"},{"start":7796.853,"end":7814.746,"text":"前面兩個字應該加遵旨兩個字我們應該寫領旨辦理不是遵朝辦理領旨應該是國姓所以是國姓爺國姓爺國姓爺如果有困難我們就保委員法有一些財政部可以"},{"start":7829.236,"end":7850.404,"text":"主席報告協商完成請議事人員先讀協商結論先讀協商結論通案部分第一案修正通過告訴第二行修正為原因要求財政部考量各國金融事業機構員工應一體適用以提升同人士積極競爭第二案修正通過"},{"start":7853.465,"end":7870.89,"text":"告署第5行修正為原意要求財政部恰人事總署檢討雙綁現行通案第三案修正通過修正為原意要求財政部恰主席總署檢討相關法規"},{"start":7873.51,"end":7899.504,"text":"中國輸出入銀行部分第一案並案增略稅前金率一千萬元科目自行調整第三案第四案並案減略業務費用向下服務費用兩百萬元科目自行調整第五案改組決議第六案改組決議第七案改組決議第八案減略營業費用向下管理費用五十萬元科目自行調整第九案照案通過"},{"start":7900.905,"end":7918.419,"text":"第10案照案通過、第11案照案通過、第12案照案通過、第13案照案通過、第14案修正通過、第15案照案通過、臺灣金融控股股份有限公司、第一案增略合併稅前金融三元科﹖第15案照案通過"},{"start":7920.767,"end":7936.92,"text":"臺灣金融控股股份有限公司徵略合併稅前經濟三億元科目自行調整改組決議減略管理費用向下推展費200萬元科目自行調整遭案通過遭案通過遭案通過遭案通過遭案通過"},{"start":7940.423,"end":7968.761,"text":"臺灣銀行股份有限公司第一案增業稅前經歷兩億五千萬元客戶自行調整第二案改組決議第三案改組決議第四案改組決議第五案改組決議第六案改組決議第七案改組決議第八案改組決議第九案改組決議第十案改組決議第十一案改組決議第十二案減劣理運費一百萬元第十三案十四案併案減劣服務費用向下支修理保養醫保顧費一百萬元"},{"start":7970.458,"end":7997.368,"text":"第15案照案通過第16案管理費用減列300萬元科目自行調整第17案研究發展費用減列400萬元科目自行調整第18案照案通過第19案照案通過第20案照案通過第21案照案通過第22案照案通過第23案照案通過第24案照案通過第25案照案通過第26案修正通過第27案修正通過第28案修正通過"},{"start":7998.568,"end":8021.135,"text":"臺銀人壽保險股份有限公司第一案投資性不動產費用減月100萬元科目自行調整第二案業務費用減月100萬元科目自行調整第三案管理費用減月100萬元科目自行調整第四案照案通過第五案照案通過第六案照案通過臺銀綜合證券股份有限公司第一案照案通過第二案照案通過宣告完畢"},{"start":8025.065,"end":8048.74,"text":"請問各位委員對於協商的結論有沒有意義沒有意義通過本次會議做以下的決議一、審查中華民國114年度中央政府總預算案附屬單位預算的部分有關財政部主管中國輸出入銀行、臺灣金融股份有限公司"},{"start":8049.901,"end":8057.932,"text":"包含臺灣銀行股份有限公司、臺銀人壽保險股份有限公司（（臺銀綜合證券股份有限公司（"},{"start":8060.191,"end":8079.47,"text":"除照協商結論通過以外其餘部分均照列．有關中國輸贏臺灣金融控股股份有限公司．包含臺灣銀行股份有限公司、臺銀人壽保險股份有限公司．臺銀綜合證券股份有限公司預算案．"},{"start":8081.031,"end":8096.436,"text":"業務計劃部分應依據業務收支、金融保險、轉投資、重大建設事業及資金運用等項目的審查結果隨同調整金融保險的部分隨同營業總支出審查"},{"start":8098.036,"end":8121.725,"text":"結果的調查營業總支出因隨同調整資金運用的部分因依據業務收支、金融保險、銀虧撥補轉投資及重大的建設事業的項目的審查結果隨同調整請問各位委員對以上的決議有沒有異議好沒有異議那就通過本次的會議議程已進行完畢散會"},{"start":8126.53,"end":8132.252,"text":"財政部主管中央政府總預算案附屬單位預算案附屬單位預算案附屬單位預算案附屬單位"},{"start":8150.798,"end":8166.529,"text":"財政委員會第11屆第2會期財政部主管中華民國11屆第2會期財政部主管中華民國11屆第2會期財政部主管中華民國11屆第2會期財政部主管中華民國11屆第2會期財政部主管中華民國11屆第2會期財政部主管中華民國11屆第2會期財政部主管中華民國11屆"}]}},"supported_relations":[],"relations":[]}