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我們請央行楊總裁總裁 我想大家一直關心新台幣鈔券改版的一個規劃央行在業務報告中提到將進行的改版的規劃會成立一個臨時性的任務單位"},{"start":29.015,"end":52.22,"text":"新台幣鈔券主題諮詢委員會來廣伸各界的意見並建立公民參與的機制那已決定改版的主題然後一旦任務完成就會解散所以我想請問總裁我們這一次的鈔券新台幣我們的報告是講已經虧為24年了所以現在要啟動改版"},{"start":56.38,"end":77.158,"text":"我想了解是所有的面额的横式超卷都要全部改版吗是流通的五种这五种都要改吗现在就是说我们预计是这样子但是我们一步一步的时候这中间是不是会有一些的变数现在还不晓得预计是这样"},{"start":77.298,"end":83.92,"text":"所以不一定是五種全部會改預計是這樣子其實總裁我們來看一下其實100元的這個面額的這個券鈔是沒有錯是在這個89年首次印刷90年發行現在24年了500元的也是在89年首次印刷89年發行"},{"start":98.826,"end":113.31,"text":"但是他在民國93年有做改版改成第二版新版是在94年發行那1000元是在88年首次印刷89年發行93年也改二版這個在94年發行"},{"start":116.852,"end":134.453,"text":"200元是在90年90年改版 91年發行那2000元的是在90年首次印刷 91年發行所以我們來看我們目前鈔券的流通性"},{"start":135.956,"end":149.623,"text":"以100元 500元還有1000元的流通性最高200元的還有2000元的它的流通性是不是就偏低對 200元的是最低 2000元的還好啦"},{"start":155.287,"end":173.998,"text":"2000元的還好其實我們觀察就是其實我們200還有2000元的大概都是在逢年過節的時候大家才會去換市面上使用的也會比較多反正每一種鈔券也是五種顏色所以我們稱它為五色鈔五色鈔只有在我們逢年過節"},{"start":183.504,"end":203.639,"text":"包紅包的時候我們才會去使用到所以我是建議 這我的建議200塊跟2000塊的這個是不是未來在你們在資訊文會在研究的時候 在討論的時候為了節省成本這兩種是不是可以不用改"},{"start":205.28,"end":226.152,"text":"流通性低那這委員 我們就把它記下來你可以考量一下另外 剛剛也提到我們新版的江山卓國際間的綠色卷鈔的一個發行趨勢採用更環保的原物料並強化綠色製程更符合ESG永續發展的目標"},{"start":227.333,"end":243.247,"text":"至於硬幣我們因為這個數量多價值低改版不具效益則不考慮改這個當然我們也認同那剛才我也提了一下就是說我們實際上就是整個券超的改版我剛才聽到郭委員他有說一個統計"},{"start":244.557,"end":262.334,"text":"那是不是这个现在世界上的主要国家他的卷叉的改版都是大概就是都是你刚才提到16年16年就改吗对有的我们在这边讲的有的11年就改了有的16年在这边有的是20年有的21年"},{"start":264.456,"end":279.847,"text":"23年所以我們24年算短了不是為了政策上的考量澳洲也是24年剛才因為一直提到說這是為了政策上的考量沒有 不會為了因應棒球經典賽不會如果說因應棒球經典賽我們就不會做那個什麼紀念幣了"},{"start":281.649,"end":291.979,"text":"是不是總裁我們希望不要有政策上的考量說為了這個去配合什麼轉型正義不會不會不會建設畢竟已經大家使用那麼多年了是是是蠻習慣的是如果是為了因為這個符合國際的潮流因為這個時間也用滿久了想要用新版的去改版"},{"start":300.467,"end":315.677,"text":"符合ESG的這個永續發展的目標我想這個當然或者綠色的強化綠色的製程這個我想大家是還可以接受的是…謝謝…謝謝委員其實我們現在最主要我們要去關心的就是它的主題是什麼對"},{"start":317.455,"end":345.012,"text":"目前有沒有規劃央行有沒有初步的規劃就是你未來一千元的我們現在這個一千元的或者五百元的或者一百元的有沒有初步規劃它的主題是什麼我想我們這個就是說為什麼我們會組成一個諮詢委員會的原因也是在這裡但是央行到現在沒有初步的規劃我們還沒有我們今天來報跟財委會報告以後我們就立即來成立"},{"start":345.732,"end":359.426,"text":"是 就來推動總裁現在就是我們看到有就是棒球當然是這個經典賽這個主題是我們現在看到100元的實際上就是那個我們的少棒選手的是100元是國父講錯了那個500元是我們的少棒國手的對"},{"start":367.974,"end":382.309,"text":"所以這一次我們再如果改版500元的會改嗎我在想我跟委員報告只要講到這裡的時候我才跟委員報告一下就是說我們500塊我們會改"},{"start":383.951,"end":388.975,"text":"但是至于是不是会改成怎么样要改成经典赛的吗因为它的主题就棒球但是对了那是正面包括它的背面背面你看看就是说我们500块一定要改为什么呢我们的500块的背面它是梅花路梅花路以前是保育动物"},{"start":409.537,"end":434.525,"text":"保育的所以我們才列入這個鈔券但是現在梅花路我記得現在就說梅花路都已經環值太多了而且去侵犯到那個什麼農作物所以我的一個想法就是說既然500元的券鈔要蓋本來他的正面也是哨棒國手是不是你就要把這一部分500元的就主題去偏向於說設計城市跟棒球有關的"},{"start":436.479,"end":451.114,"text":"我想諮詢委員會會來決定另外我想了解就是說我們這個整個諮詢委員會大概會招募哪些成員這個成員我來請我們的發行局局長來跟你打呼好嗎"},{"start":452.802,"end":478.024,"text":"是跟委員報告我們大概會請例如說生態的專家科技的專家文化界的代表或是體育的專家代表等等這個是大概人數有多少就各行各業你們都會去領選我們大概初步規劃大概會有十幾位十幾位那領選的機制由誰來去領選他們是就我們央行嗎是的由央行來領選"},{"start":479.685,"end":495.303,"text":"那最后决定招票这个我想还是很关心那个主题因为现在一直谈到说会这个有公民参与的机制公民参与的机制那我们又是用什么样的方式来进行公民参与是用投票吗还是什么方式啊"},{"start":496.494,"end":523.486,"text":"我們就會賦予這個資訊委員會委員來決定怎麼樣來做這個公民參與例如說網路的調查或是說書面的問卷等等但是你要做這些你初步都會有一個規劃就是那個主題是什麼你應該都會設計出來吧才去做這個公民參與的一個機制還是說你們一開始就是主題完全沒有讓公民去做一個設計是怎麼樣"},{"start":525.487,"end":542.905,"text":"跟委員報告我們的概念是說請諮詢委員會能夠提出例如十幾個主題是然後給這一個公民來票選這是就是請諮詢委員會來執行這件事情然後做最後的建議這樣"},{"start":544.577,"end":556.004,"text":"所以還是諮詢委員會成立之後我們初步還是會把主題做一個相關的一個提出來再去透過公民參與的機制去決定是怎麼樣的一個主題"},{"start":557.714,"end":582.708,"text":"就大概模式是這樣啦確定喔 確定是這樣啦對啦 大概模式是這樣啦不過這個現在是剛好要推的過程嘛那這中間會有做那兩年半一定會就把它設計出來對 就說這個process呢大概就是說這個process如果確定了以後那這個大概就是兩年半就要兩年半 走兩年半整個設計的過程要兩年半"},{"start":583.342,"end":605.096,"text":"不是設計的不用啊還是就是兩年半之內就會全部把它完成就會開始發行關於委員報告就是說我們要主題要確定之後這兩年半並不是包含去確定主題的時間那決定主題要多少時間那還要看這個進行的順不順利這樣"},{"start":606.377,"end":609.48,"text":"我剩下最後幾秒鐘再請問一下我們2025年我國的經濟穩健成長上半年是成長6.45%下半年預估是2.51%全年平均大概4.55%"},{"start":626.457,"end":650.929,"text":"那央行這個預估的通膨率在9月就今年9月大概今年9月已經就預估就估出來的大概1.25%所以我們物價上漲的壓力不大所以在這個我們經濟看起來成長率是蠻穩定的但是物價卻反而下降我看到國外日本央行"},{"start":651.809,"end":674.121,"text":"他考量關稅對經濟與物價影響是不確定性 人高所以在五月 六月 七月及九月均決意維持他們的政策利率不變惟若關稅不確定下降 薪資成長與通膨之良性循環符合預期他們要持升息的一個立場 這是日本"},{"start":675.181,"end":704.661,"text":"中國大陸經濟成長趨緩通膨低迷所以中國人民銀行5月降息降準並運用多樣的政策工具促進經濟及物價回升預期他們的貨幣政策持續的寬鬆所以要請教總裁我們的央行為了促進我們的經濟及物價的穩定回升會採取哪些政策讓我們的物價及匯率持續的穩定"},{"start":705.482,"end":709.265,"text":"我想我們在九月份的禮監事會裡面我們會還是持續的觀察第一個我們就持續的觀察就是說美國的關稅政策的不確定性它的發展會怎麼樣還有各個國家它的一個匯率政策的走向是如何"},{"start":727.643,"end":729.585,"text":"基本上就台灣來看的話基本上我們的經濟成長都是穩健我們的物價雖然就是說9月份是1.2幾不過整個來講的話還是1.771到9月份所以我們的利率還是會"},{"start":745.644,"end":747.166,"text":"我想這個還不會因為我們穩健我們的物價是這樣子的話大概升息的機會是不會是不高的升息的機會是不高的以上 謝謝"}]},"gazette":{"lineno":774,"blocks":[["林委員思銘：（10時14分）謝謝主席。請央行楊總裁。"],["主席：請楊總裁。"],["楊總裁金龍：林委員早。"],["林委員思銘：因為大家很關心新臺幣鈔券改版的規劃，央行在業務報告中提到將進行改版的規劃，會成立一個臨時性的任務單位──新臺幣鈔券主題諮詢委員會，廣徵各界意見並建立公民參與機制，以決定改版的主題，一旦任務完成就會解散。我想請問總裁，有關這一次新臺幣的鈔券改版，你們的報告說已經睽違24年……"],["楊總裁金龍：不是！"],["林委員思銘：所以現在要啟動改版。我想了解是所有面額的橫式鈔券都要改版嗎？"],["楊總裁金龍：是。"],["林委員思銘：是5種，就是現在流通的這5種都要改嗎？"],["楊總裁金龍：現在我們預計是這樣子，但是一步一步推動的時候，中間是不是會有一些變數，現在還不曉得。"],["林委員思銘：預計是這樣子，不一定是全部5種都要改？"],["楊總裁金龍：預計是這樣子。"],["林委員思銘：總裁，我們來看一下，沒有錯，100元面額的券鈔是在89年首次印刷，90年發行，距離現在24年了；500元的也是在89年首次印刷，89年發行，但是在民國93年有改版，改成第二版，新版在94年發行；1,000元的是在88年首次印刷，89年發行，93年也改成二版，在94年發行；200元的是在90年改版，91年發行；2,000元的是在90年首次印刷，91年發行。我們來看目前鈔券的流通性，以100元、500元及1,000元的流通性最高，200元及2,000元的流通性是不是就偏低？"],["楊總裁金龍：對，200元的最低，2,000元的還好。"],["林委員思銘：2,000元的還好？"],["楊總裁金龍：對，還好。"],["林委員思銘：其實據我們的觀察，200元的和2,000元的大概都是在逢年過節的時候大家才會去換，市面上使用的也會比較多，反正每種鈔券也是5種顏色嘛？"],["楊總裁金龍：對。"],["林委員思銘：所以我們稱之為五色鈔，五色鈔只有在我們逢年過節包紅包的時候才會使用到。"],["楊總裁金龍：是。"],["林委員思銘：所以我的建議是，未來你們在諮詢委員會研究、討論的時候，為了節省成本，200塊跟2,000塊這兩種是不是可以不用改？因為流通性低，這是我的建議。"],["楊總裁金龍：好，這是委員的建議，我們就記下來。"],["林委員思銘：你們可以考量一下。"],["楊總裁金龍：是。"],["林委員思銘：另外，央行也提到新版將參酌國際間綠色鈔券的發行趨勢，採用更環保的原物料，並強化綠色製程，更符合ESG永續發展的目標；至於硬幣，因為數量多、價值低，改版不具效益，則不考慮改，當然，我們也認同。剛才我也提了一下，實際上整個券鈔的改版，剛才聽到郭委員有說一個統計，是不是現在世界上主要國家的券鈔改版，就像你剛剛提的，大概都是16年，是16年就改嗎？"],["楊總裁金龍：對，以我們在這邊講的國家來看，有的11年就改了、有的16年、有的是20年、有的是21年、23年到24年……"],["林委員思銘：所以我們24年算短的，不是為了政策上的考量？"],["楊總裁金龍：是，澳洲也是24年。"],["林委員思銘：剛才一直提到是為了政策上的考量，因為去年一直講……"],["楊總裁金龍：沒有，不會。"],["林委員思銘：為了因應棒球經典賽的勝利去改……"],["楊總裁金龍：不會，如果是為了因應棒球經典賽，我們就不會做紀念幣了，是不是？我們就不會有那種紀念幣。"],["林委員思銘：好，總裁，我們希望不要有政策上的考量，說為了去配合什麼轉型正義……"],["楊總裁金龍：不會、不會，絕對不會。"],["林委員思銘：因為券鈔畢竟大家使用那麼多年了，也滿習慣的。"],["楊總裁金龍：是。"],["林委員思銘：如果是為了符合國際的潮流，時間也用滿久的，想推出新版去改版，符合ESG永續發展的目標，並強化綠色的製程，我想大家是還可以接受的。"],["楊總裁金龍：是，謝謝委員。"],["林委員思銘：其實我們現在最主要關心的就是它的主題是什麼。"],["楊總裁金龍：對。"],["林委員思銘：目前有沒有規劃？央行有沒有初步的規劃，就是未來1,000元的、500元的或者100元的，有沒有初步規劃主題是什麼？"],["楊總裁金龍：為什麼我們會組成一個諮詢委員會的原因也在這裡。"],["林委員思銘：央行到現在沒有初步的規劃？"],["楊總裁金龍：我們還沒有，我們今天來跟財委會報告以後就立即成立、推動。"],["林委員思銘：總裁，棒球經典賽當然是一個主題，我們現在看到100元的上面是國父，500的是少棒國手。"],["楊總裁金龍：對。"],["林委員思銘：所以這次如果改版，500元的會改嗎？因為它本身就跟棒球相關。"],["楊總裁金龍：只要想到這裡的時候，我才跟委員報告一下，就是500塊的我們會改，至於是不是會改成怎麼樣，不曉得，但是……"],["林委員思銘：要改成經典賽的嗎？它的主題就是棒球啊。"],["楊總裁金龍：對，那是正面，包括它的背面，就是500塊的一定要改，為什麼呢？我們500塊的背面是梅花鹿，梅花鹿以前是保育動物，所以我們才列入鈔券，但是我記得現在梅花鹿都已經繁殖太多了，而且侵害到農作物。"],["林委員思銘：是，所以我的想法是，既然500元的券鈔要改，本來它的正面也是少棒國手，是不是500元的主題偏向於設計成跟棒球有關的？"],["楊總裁金龍：我想諮詢委員會會來決定。"],["林委員思銘：好。另外，我想了解諮詢委員會大概會召募哪些成員？"],["楊總裁金龍：關於成員，我請發行局局長跟您答復，好嗎？"],["林委員思銘：好。"],["鄧局長延達：跟委員報告，我們大概會請例如生態的專家、科技的專家、文化界的代表或是體育的專家代表等等。"],["林委員思銘：大概人數有多少？各行各業你們都會去遴選？"],["鄧局長延達：是，我們初步規劃大概會有十幾位。"],["林委員思銘：遴選的機制，由誰去遴選他們？是央行嗎？"],["鄧局長延達：是的。"],["林委員思銘：由央行來遴選。最後決定鈔票……我還是很關心那個主題，因為現在一直談到有公民參與的機制。"],["楊總裁金龍：對。"],["林委員思銘：你們是用什麼樣的方式進行公民參與？是用投票嗎？還是什麼方式？"],["鄧局長延達：我們會賦予諮詢委員會委員來決定怎麼樣做公民參與，例如網路的調查或書面的問卷等等。"],["林委員思銘：但是你要做這些，初步就會有一個規劃，就是那個主題是什麼，你應該都會設計出來，才去做公民參與的機制，還是你們一開始就是主題完全沒有，讓公民去做設計？是怎麼樣？"],["鄧局長延達：跟委員報告，我們的概念是請諮詢委員會能夠提出例如十幾個主題給公民來票選，就是請諮詢委員會來執行這件事情、做最後的建議。"],["林委員思銘：所以諮詢委員會成立之後，初步還是會把相關的主題提出來，再透過公民參與的機制決定是什麼樣的主題？"],["鄧局長延達：是。"],["林委員思銘：就是大概模式是這樣？"],["鄧局長延達：大概模式是這樣。"],["林委員思銘：確定是這樣？"],["楊總裁金龍：對，大概模式是這樣，不過現在剛好是要推的過程，這中間會做怎麼樣的……"],["林委員思銘：兩年半一定會設計出來？"],["楊總裁金龍：就是這個process如果確定了以後，大概就是兩年半左右。"],["林委員思銘：就是兩年半，走兩年半？整個設計的過程要兩年半？"],["楊總裁金龍：設計的不用。"],["林委員思銘：就是兩年半之內就會全部完成、就會開始發行？"],["鄧局長延達：跟委員報告，我們主題要確定之後，這兩年半並不是包含確定主題的時間。決定主題要多少時間，那還要看進行得順不順利。"],["林委員思銘：好。剩下最後幾秒鐘，再請問一下，2025年我國經濟穩健成長，上半年成長6.45%，下半年預估是2.51%，全年平均大概4.55%，央行預估的通膨率在今年9月就估出來了，大概1.25%，所以我們物價上漲的壓力不大，經濟成長率看起來是滿穩定的，但是物價卻反而下降。"],["鄧局長延達：是。"],["林委員思銘：我看到國外，日本央行考量關稅對經濟與物價影響之不確定性仍高，所以在5月、6月、7月及9月均決議維持他們的政策利率不變，惟若關稅不確定下降，薪資成長與通膨之良性循環符合預期，他們要持升息的立場，這是日本。中國大陸經濟成長趨緩、通膨低迷，所以中國人民銀行5月降息降準，並運用多樣的政策工具，促進經濟及物價回升，預期他們的貨幣政策持續寬鬆。所以要請教總裁，央行為了促進經濟及物價的穩定回升，會採取哪些政策讓我們的物價及匯率持續穩定？"],["楊總裁金龍：我想在9月份的理監事會裡面，還是會持續觀察。第一個，我們會持續觀察美國關稅政策的不確定性發展會怎麼樣，還有各個國家匯率政策的走向是如何，基本上就臺灣來看的話，經濟成長都是穩健，物價雖然在9月份是一點二幾，不過整個來講，1到9月份還是有1.77%……"],["林委員思銘：所以我們的利率還是會穩定維持，沒有降息或者升息的情況？"],["楊總裁金龍：我想這個還不會發生，因為我們穩健、我們的物價是這樣子的話，大概升息的機會是不高的，以上。"],["林委員思銘：好、好，謝謝。"],["楊總裁金龍：是、是。"],["主席：謝謝林思銘委員的質詢。"],["主席（林委員思銘）：接下來請李彥秀委員質詢。"]],"agenda":{"page_end":150,"meet_id":"委員會-11-4-20-4","speakers":["林思銘","林德福","吳秉叡","賴士葆","郭國文","賴惠員","李彥秀","李坤城","鍾佳濱","黃珊珊","王世堅","陳玉珍","葉元之","謝衣鳯","邱志偉","葛如鈞","羅明才"],"page_start":61,"meetingDate":["2025-10-23"],"gazette_id":"1148901","agenda_lcidc_ids":["1148901_00003"],"meet_name":"立法院第11屆第4會期財政委員會第4次全體委員會議紀錄","content":"邀請中央銀行楊總裁金龍率所屬單位主管暨財金資訊股份有限公司董事長列席業務報告，並備質\n詢","agenda_id":"1148901_00002"}}},"supported_relations":[],"relations":[]}