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早安古神巴菲特高齡已經95歲他在前一陣子感恩節的時候他寫了一封告別信給Berkshire Hathaway他自己的公司他要卸下執行長的職務他裡面特別透露一件事情我覺得非常有意思包括他提到美國監管會的機構過去從2008年有一個新資的揭露制度這個制度他說本來是好意卻是得其反"},{"start":41.099,"end":57.066,"text":"因為這個薪資的揭露制度我們本來是希望他們本來是希望說薪資更合理化不僅是CEO拿到合理的數字那包括也可以照顧中低的這個公司的員工但是最後在美國卻變成他認為在美國卻變成"},{"start":60.367,"end":74.626,"text":"各自CEO各自各個公司比來比去那當然我們台灣很多制度也學習美國從2018開始我們政府就已經實施一連串的薪資揭露制度這個制度我個人是支持的"},{"start":75.387,"end":98.177,"text":"那我們本來是希望說可以公佈全體薪資包括非主管局的平均薪資透過這些揭露的制度可以讓薪資更合理化那解決低薪跟肥貓的狀況那當時的報紙我還記得他當時特別提到說基層年薪差董監200倍好我們從2018實施到現在主委"},{"start":102.259,"end":116.026,"text":"你覺得這個薪資包括照顧所有的上市商會公司的員工薪資揭露之後但是真的有更合理化嗎也就是有跟著這些揭露制度薪資跟著上漲嗎"},{"start":118.081,"end":138.892,"text":"謝謝委員剛才提到巴菲特當然是大家全球矚目的人物他的任何的說話大家都會要非常的關注他也點出了美國在過去一直在對這個薪資的揭露的我指我們我們學習美國薪資揭露確實陳主委員來講在我今天這個工作之前這麼多年來我們一直比如說對"},{"start":139.932,"end":153.284,"text":"董監高屆主管薪水持續透明化那特別是比如說我們在對上市櫃公司有些比如虧損的公司特別要揭露但我們最近呢像去年我們大院也通過那個政交法14條希望為這個基層員工加薪"},{"start":157.067,"end":172.223,"text":"你直接告訴我其實像薪資的透明化如果沒有透明化我們當然也不會知道台肥的董事長的薪資是高達一千五百萬是總統的兩倍是院長的三倍是主委您的五倍但是這個薪資揭露我個人是支持也沒有錯"},{"start":173.144,"end":199.533,"text":"但是真的有助於基層員工的好心情嗎我想沒有大家都很輕這幾年大家都說那個薪資高的就越來越高但是經濟成長也好但是很多基層員工沒有感受到這個公司的包括GDP的比重長期趨勢是下滑的所以我們看到薪資揭露制度並沒有跟著我們本來希望達到的目的跟著中下階層的這些基層員工薪資跟著上漲"},{"start":202.094,"end":210.404,"text":"這是事實從央行的數據 主席總書的數據跟您這邊的數據我們可以看得到所以制度上到底應該要怎麼調整"},{"start":211.673,"end":239.378,"text":"其實我跟瑋瑜講就是說基本上剛剛瑋瑜說我們只因為這個揭露的關係會不會影響到整個所謂的薪資的提升我想這個問題很複雜不是只有這個揭露只是所以我們還是揭露我支持揭露透明化但是還沒有達到我們真正的目的我們真正目的本來是透過薪資揭露達到所有的員工可以都跟著公司好所有的員工薪資也可以跟著成長這個揭露不是"},{"start":240.038,"end":265.991,"text":"他的目的不是為了要讓比如說薪資提高這麼簡單如果揭露就可以提高或降低當然還有別的目的他只是說在一個資訊透明的過程當中我們希望比如說我們在公司經營的時候你確切的比如說跟你的經營的成果這當然是其中一環但是所有基層員工我關注的是這一條怎麼樣跟著基層員工跟著公司好基層員工也有好心情所以這個問題怎麼解決主委你有什麼看法"},{"start":269.113,"end":285.986,"text":"比如說就像我們主政的這些的上市櫃公司我們看到確實上市櫃公司是台灣的算是一個頂尖精英公司了過去這麼多年確實他們的那薪資怎麼合理化包括那一天院長也同意就是說我們關股有投資的未來應該要檢討這個機制怎麼樣回捐或者是什麼樣的機制"},{"start":290.529,"end":317.267,"text":"就是我們上市櫃公司的薪資過去確實是有明顯的增加但是全體的國人並不是每個人都在上市櫃公司上班而且產業也不同我知道 但是我先提在你主管底下的我們怎麼樣讓基層員工也有好心情這是我的問題從我們可以著力的地方像比如說我們從今年開始我們規定你IPO假設新公司你要來IPO就是你要來上市的時候你必須要滿足你的基層員工一定的薪水"},{"start":318.007,"end":332.243,"text":"比如說我要是基本工資的至少1.3倍以上好 主委我希望因為我這個問題我想就此打住我希望主委我們上市上櫃公司它是具有規模的公司它也是一個指標性在台灣的"},{"start":333.104,"end":357.681,"text":"企業所以我覺得在你手邊可以有更多的工具我們應該善用我們這樣子才能達到部分我們提到我們薪資公開透明揭露制度的目的我們也希望透過你手邊有的工具可以讓所有的員工也可以有好心情這個好心情是心情好而且薪資好的好心情我剛才希望朝這方向"},{"start":358.241,"end":373.231,"text":"好 希望主委有更多的工具可以善用你手邊有工具我覺得應該善用好 第二個問題 主委就是二代健保補充保費的議題這個議題之前我記得我上個會期好像有跟你問過你回答我說你沒有跟你溝通過"},{"start":374.412,"end":402.074,"text":"那因為這件事情在媒體上還有包括這幾天都看到小資族也好純股族也好全部都炸鍋那整個行政院現在就是我們先暫緩但是先暫緩目標還是往前進這跟我們普惠金融其實的精神是有點互相違背我們本來希望透過普惠金融讓社會階層都能夠便利的使用包括儲蓄投資保險信用等等"},{"start":402.634,"end":430.705,"text":"但是很多存股族還有小資族都覺得到底一層牛要扒幾次皮四五次皮那我們更擔心說這些人那有些人會不會轉向地下投資經濟更何況有一些人說那我乾脆有錢的人他可能我買實體黃金我買字畫我就避開這些他有更多的工具有不同的投資方式可以使用但這不是我們想見到的或甚至投下地下經濟這都是我們不要的"},{"start":431.465,"end":460.954,"text":"那我覺得這跟我們普惠金融的精神是互相違背的所以到底主委你對於二代補充健保的保費現在陳時中政委這樣的一個說法你的看法到底是什麼然後第二你覺得如果要調高你個人覺得調高到多少是一個合理的數字對我想這個不會避免小資族的金融參與不會打擊到這些人他們覺得已經被剝削到一層牛扒了好幾次皮"},{"start":461.703,"end":475.569,"text":"對 早上也有其他委員提到我想健保的整個的費率政策那是試射到衛福部但是因為他今天的增加的標的是來自於鼓勵收益的部分那當然一定會對市場會產生的這個影響比如說他這裡面"},{"start":479.611,"end":502.905,"text":"主委你直接回來因為我剩下十幾秒你可不可以告訴我你覺得多少是一個合理的數字不會排除到因為我們包括我們當沖降稅你當時的提的說我們如果這不延長的話這個會影響到股市的流動等等我們其實有很多工具都希望合理的讓更多人可以投資進來小資族可以進來合理的有一個投資的機會但是你這件事情對於"},{"start":504.825,"end":516.099,"text":"小資族是有打擊的所以什麼樣是一個合理的數字如果行政院這樣決定的話你個人認為你總是有態度跟意見"},{"start":517.159,"end":538.157,"text":"我想說什麼合理數字我真的不方便回答這個問題但是我基於金管會的管理資本市場的職權跟專業我會提供完整的影響的相關的項目跟可能的程度給我們的主政單位參與你會不會捍衛小資族的權益我們會捍衛資本市場的公平性跟透明性"},{"start":539.555,"end":561.706,"text":"主委我還是基於我的職責我還是要提醒你包括我們當沖降稅我們當時延長是說如果沒有通過的話我們的流動性這個台股的成交量流動性會降低三成所以大家都很緊張你們也很緊張那不分朝野黨派也就支持了包括我們現在在推動普惠金融TISA也是我們都希望透過一些"},{"start":562.526,"end":578.425,"text":"很低成本那定額的投資建立民眾長期投資但是我覺得這都這樣的一個政策二代健保的政策你們如果沒有處理好的話這個就是打擊你一手又在鼓勵大家長期投資但是你一手又在打擊這些"},{"start":579.546,"end":600.465,"text":"合法合理的定存的一些小資族的投資的機會各個部會有他專業的考驗但是我們記憶金管我一定會把這個完整的資訊提供給他們做參考就像我們在稅的部分我覺得主委你必須要更強勢去表達這件事情否則的話對股市還是會有影響包括你長期推動的政策會有衝擊"},{"start":601.286,"end":622.047,"text":"我最后一个问题就是美国的债务的问题越来越严重IMF的前一阵子说五年之内他的债务会超过意大利跟希腊那到2030年他的债务会达到143%主委你对于IMF的评估国际货币基金的看法你是不是认同这一点"},{"start":622.407,"end":640.439,"text":"IMF是一個國際上非常專業權威的機構那你認不認同他的評估美國債務非常嚴重到2030年會超過我想他任何的事情都值得我們來注意但是這只是一個他是這麼一個權威的機構我想大家都應該好好的思考各種不同的角度"},{"start":640.979,"end":666.483,"text":"對於我們現在八大公股銀行有投資美債的水位這些銀行你未來會做什麼樣的建議會不會主動要求他們或建議他們應該調配美債的一些配置其實我們對金融機構他們各自的封控我們都有一套機制會督促他這個不會針對是哪一個但是他整體來講他比我們更清楚但是我們會透過監理的方式請他們你也提醒你也認同艾恩福的看法"},{"start":666.923,"end":695.171,"text":"MF做過很多很多提醒其實有很多的正反的提醒我覺得這麼一個權威機構提出的大家都要注意因為風險無所不在也不能輕忽即使MF不提醒我們他們自己的風險管理機制也要啟動所以你也會提醒他們你也會跟他們這個巴拉公股銀行提醒他們報告在美債配置的部分也應該我們任何的這個事情他們都是他們日常他應該都要注意各種的訊息跟該有的警訊都要做出因應好謝謝主委好謝謝"}]}},"supported_relations":[],"relations":[]}