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10:53:04","會議時間":"2025-11-13T09:00:00+08:00","會議名稱":"立法院第11屆第4會期財政委員會第8次全體委員會議（事由：一、邀請財政部莊部長翠雲、行政院主計總處陳主計長淑姿、中央銀行副總裁、國家發展委員會葉主任委員俊顯、經濟部次長、勞動部次長、衛生福利部次長就「經濟成長讓全民共享：政府如何縮短所得差距暨改善相對貧窮化之對策」進行專題報告，並備質詢。\n二、審查本院民進黨黨團擬具「財政收支劃分法第十六條之一未分配款運用暫行條例草案」案。）","transcript":{"pyannote":[{"speaker":"SPEAKER_01","start":13.429718750000003,"end":16.63596875},{"speaker":"SPEAKER_02","start":16.63596875,"end":16.66971875},{"speaker":"SPEAKER_02","start":16.82159375,"end":16.85534375},{"speaker":"SPEAKER_01","start":16.85534375,"end":16.90596875},{"speaker":"SPEAKER_02","start":16.90596875,"end":17.19284375},{"speaker":"SPEAKER_01","start":17.19284375,"end":17.66534375},{"speaker":"SPEAKER_02","start":17.66534375,"end":17.68221875},{"speaker":"SPEAKER_01","start":26.406593750000003,"end":28.06034375},{"speaker":"SPEAKER_01","start":28.313468750000002,"end":31.637843750000002},{"speaker":"SPEAKER_01","start":32.04284375,"end":33.83159375},{"speaker":"SPEAKER_01","start":34.20284375,"end":38.775968750000004},{"speaker":"SPEAKER_01","start":39.197843750000004,"end":47.26409375},{"speaker":"SPEAKER_02","start":44.47971875,"end":44.564093750000005},{"speaker":"SPEAKER_02","start":44.580968750000004,"end":44.71596875},{"speaker":"SPEAKER_01","start":47.44971875,"end":52.900343750000005},{"speaker":"SPEAKER_02","start":49.86284375,"end":50.01471875},{"speaker":"SPEAKER_01","start":53.524718750000005,"end":55.39784375},{"speaker":"SPEAKER_01","start":56.22471875,"end":62.67096875},{"speaker":"SPEAKER_01","start":63.09284375000001,"end":81.85784375},{"speaker":"SPEAKER_02","start":63.16034375,"end":64.03784375000001},{"speaker":"SPEAKER_02","start":78.58409375000001,"end":78.70221875},{"speaker":"SPEAKER_01","start":82.26284375,"end":93.82221875},{"speaker":"SPEAKER_01","start":94.00784375,"end":100.63971875},{"speaker":"SPEAKER_01","start":101.38221875,"end":102.02346875},{"speaker":"SPEAKER_01","start":102.07409375,"end":103.44096875000001},{"speaker":"SPEAKER_01","start":103.69409375000001,"end":105.51659375000001},{"speaker":"SPEAKER_01","start":105.97221875000001,"end":107.33909375},{"speaker":"SPEAKER_01","start":108.25034375000001,"end":110.76471875},{"speaker":"SPEAKER_01","start":110.93346875,"end":111.22034375000001},{"speaker":"SPEAKER_01","start":112.04721875000001,"end":114.03846875},{"speaker":"SPEAKER_01","start":114.69659375,"end":115.21971875000001},{"speaker":"SPEAKER_01","start":115.50659375000001,"end":117.14346875000001},{"speaker":"SPEAKER_01","start":117.46409375,"end":118.51034375},{"speaker":"SPEAKER_01","start":119.03346875000001,"end":126.00284375000001},{"speaker":"SPEAKER_01","start":126.50909375,"end":130.86284375},{"speaker":"SPEAKER_01","start":131.65596875,"end":132.98909375},{"speaker":"SPEAKER_01","start":133.86659375000002,"end":137.83221875},{"speaker":"SPEAKER_01","start":138.57471875000002,"end":139.62096875},{"speaker":"SPEAKER_01","start":139.73909375,"end":140.53221875},{"speaker":"SPEAKER_01","start":141.84846875,"end":143.80596875},{"speaker":"SPEAKER_01","start":144.34596875,"end":148.32846875},{"speaker":"SPEAKER_01","start":148.64909375000002,"end":169.43909375},{"speaker":"SPEAKER_00","start":154.75784375,"end":154.87596875},{"speaker":"SPEAKER_02","start":154.87596875,"end":154.97721875000002},{"speaker":"SPEAKER_00","start":154.97721875000002,"end":155.12909375},{"speaker":"SPEAKER_01","start":170.08034375,"end":171.00846875000002},{"speaker":"SPEAKER_01","start":171.39659375000002,"end":172.05471875},{"speaker":"SPEAKER_01","start":173.48909375000002,"end":173.91096875000002},{"speaker":"SPEAKER_01","start":174.75471875000002,"end":175.95284375},{"speaker":"SPEAKER_01","start":176.40846875,"end":177.72471875000002},{"speaker":"SPEAKER_01","start":178.78784375,"end":184.30596875},{"speaker":"SPEAKER_01","start":184.64346875,"end":206.47971875000002},{"speaker":"SPEAKER_00","start":188.67659375000002,"end":188.99721875},{"speaker":"SPEAKER_01","start":206.81721875000002,"end":210.56346875000003},{"speaker":"SPEAKER_01","start":210.79971875,"end":211.98096875000002},{"speaker":"SPEAKER_01","start":213.01034375,"end":213.85409375},{"speaker":"SPEAKER_01","start":214.03971875000002,"end":215.94659375},{"speaker":"SPEAKER_01","start":217.04346875000002,"end":219.37221875},{"speaker":"SPEAKER_01","start":220.41846875000002,"end":224.89034375000003},{"speaker":"SPEAKER_01","start":225.56534375,"end":234.72846875000002},{"speaker":"SPEAKER_02","start":234.89721875,"end":235.28534375},{"speaker":"SPEAKER_01","start":235.28534375,"end":251.65409375000002},{"speaker":"SPEAKER_01","start":252.22784375,"end":261.12096875000003},{"speaker":"SPEAKER_01","start":261.74534375,"end":269.84534375000004},{"speaker":"SPEAKER_00","start":263.36534375,"end":263.71971875},{"speaker":"SPEAKER_01","start":270.40221875000003,"end":281.18534375},{"speaker":"SPEAKER_02","start":281.18534375,"end":281.42159375},{"speaker":"SPEAKER_01","start":281.42159375,"end":282.18096875000003},{"speaker":"SPEAKER_01","start":282.923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我請衛福部女次長請女次長"},{"start":26.431,"end":50.797,"text":"王委員好 理事長我很高興你今天做了這一份報告我三個禮拜前提出我是針對主技術他們的統計我認為這幾年我們國家經濟情勢一片大好確實整個社會財富是成長的但是社會財富分配的不均導致我們國內有相當數字的"},{"start":58.135,"end":75.709,"text":"這個貧窮黑數那我估計是大概貧窮黑數有250萬所以我在意的是我們怎麼拉低這個貧富差距以外那怎麼樣對中低收入戶跟低收入戶這些貧窮黑數我們社會"},{"start":76.489,"end":104.161,"text":"怎麼樣去救助他們那你今天提的這個報告是很不錯我們根據社會救助法那麼給中低收入戶低收入戶來增加他們的生活輔助急難救助這個急難紓困等等這些都很好那這個甚至食物的補給這些都有你都寫得很詳細不過我們社會上有貧窮黑數"},{"start":106.515,"end":128.865,"text":"相對的也有假低收黑數這些假低收黑數啊這個其實財稅單位他們查不到為什麼財稅單位是依法你有收入你有財產那財稅單位會登錄所以他們有辦法去查查據以來對他們這個徵稅"},{"start":133.922,"end":140.173,"text":"但是很多所謂的假低收這個部分比方說"},{"start":142.352,"end":168.753,"text":"這個在我們的檢調單位他們已經去查查光這兩三年啊這個資料我一查哇 數十件之多都已經被起訴啦都已經被起訴的這一個部分所謂的假低收就是說財產放他的名下然後他名下沒有任何的財產或者透過假離婚或者他的收入都是現金的這個部分"},{"start":170.374,"end":195.072,"text":"這些人他們住透天豪宅開特斯拉生活很優渥這樣的情況下還可以領取中低收甚至低收的補助那這樣子的案例好多我光是查查幾件比方說有夫妻"},{"start":196.013,"end":222.953,"text":"就我剛剛講的住豪宅開名車的假低收去詐領補助這個每年啊每年喔經常性的就領十幾萬查獲他八年領了一百多萬那也有這個因為我們對於中低收低收這個給付沒有附審機制所以導致"},{"start":225.629,"end":251.405,"text":"很多在這個崗位上 社福人員他堅守自盜比方說在台中和平區公所抓到的就是這樣他用這個因為沒有附審機制沒有去查查所以竟然把沒有資格的用他自己的父親自己的弟弟 炸零用這樣炸零的進來也是非常龐大那因為自首所以"},{"start":252.315,"end":267.45,"text":"把他減輕其罪都100多萬以上這樣子的例子我想其他我就不用再念了太多太多所以我是希望衛福單位在我們對低收中低收弱勢貧窮黑數的部分"},{"start":270.493,"end":291.09,"text":"我們甚至很多找不到的貧窮歸宿都要透過訪源去實際了解來補助他們來接住他們結果這樣的情況下是對的相對我們也要透過我們的這些訪源實際去了解去調查"},{"start":292.111,"end":308.225,"text":"有沒有假低收的因為假低收啊它佔據了我們社會的資源它也是擴大貧富差距的幫兇之一元兇之一啦因為它用到了我們社會"},{"start":309.986,"end":326.098,"text":"那個難得的大家辛苦擠出來的這些救助的金額所以我希望說在這個部分你們去落實好不好這個是這個情況你曉得嗎包委員我過去在台中擔任過社會局局長"},{"start":327.439,"end":348.897,"text":"委員剛才說的問題,我了解,尤其甚至還有一個那裡,大家的名字,大家的家都過去小弟那裡啦,類似像這個情況,我了解但是這個部分,我們在地方的社會局還有公所那邊,跟委員報告,我們現在都有那個所謂的資產調查社工都會去,當然就是說我們現在社會救助,大概主要三個要件嘛,動產不動產,還有誰算所得"},{"start":351.58,"end":352.361,"text":"我認為檢舉制度我們要做調整"},{"start":370.103,"end":386.066,"text":"你們一再的說這個檢舉啊必須實名具名檢舉是沒錯奇怪人家財稅單位人家有的匿名檢舉人家也是去查財啊不是嗎那你知道嘛現在社會上大家"},{"start":387.335,"end":401.892,"text":"大家就是不希望說把透露個人的資料出去所以是不是既然有這樣的情況有接到這樣的檢舉不管是實名匿名都應該去了解去調查好不好"},{"start":403.088,"end":429.001,"text":"那我們對低收入的補助本來社會的制度可能我們甚至在教育上面你看台大 清大 交大都有希望入學續日計畫這本來設計很好是要給中低收入的家庭能夠不要把他們的優秀的子弟們把他埋沒掉所以讓他們可以透過他們的努力"},{"start":429.961,"end":450.422,"text":"他們的聰明才智可以創造未來子弟們他們的新的命運可以去改變他家庭的命運這本來很好啊結果這樣的制度如果有假低收假中低收的話他們也會享用到這個制度的漏洞好不好"},{"start":450.962,"end":461.291,"text":"OK 好 鮑委員我們一定會來 這部分來交要你具體的做 過一陣子這個確實要精準 好不好 好 時間暫停 你請回OK 非常感謝委員 謝謝主席 我請我請財政部長 來 莊部長請委員好莊部長 老問題啦 我去年提到現在我不曉得這一年來這個成績做得怎麼樣就是說我們國內"},{"start":480.735,"end":493.124,"text":"受險業可運用資金有35兆那麼他們已經把這裡面的7成25兆拿去海外購買海外的債券基金那這有兩大風險一個戰爭風險一個"},{"start":495.766,"end":510.594,"text":"這個匯率的風險結果這兩個風險在這一年多來我們都碰到了我相信你都很清楚所以我當時我具體建議因為他們要去海外他們是說國內利息低國內市場小他們是用這兩個理由我是認為國內利息低低不能當他藉口因為國內利息低我承認"},{"start":521.48,"end":539.501,"text":"但是這些保險公司也是以這個低利息當作期望值去做成他的商品來賣給保險的民眾們所以利息低他不能當藉口好啦 另外一個他說市場小那市場小我認為這個就必須"},{"start":541.443,"end":551.819,"text":"總部長必須你財政部來去規劃這些規劃哪一些規劃是不是我們國內需要建設那的"},{"start":556.258,"end":581.927,"text":"資金 我們不要說每一筆都用預算大家變異形式預算編了就有不是 我們有自償性的建設喔 比方像社會住宅 比方說交通的各項建設啊我們鐵公路 高速公路的修建等等這一些 捷運 捷運等通車以後售票喔 那就有自償性嘛所以我們是不是來"},{"start":583.888,"end":612.324,"text":"設需要的交通建設基金設宅基金長照債券這些可以設這些需要的建設的債券公債然後鼓勵甚至具體要求這些保險公司把在海外的這25兆一部分一部分挪回來買我們的建設公債表示對我們台灣對我們自己國家有信心那這個部分你做了沒"},{"start":613.186,"end":638.079,"text":"跟委員報告謝謝委員的指教行政院有一個兆元投資方案在這裡面很重要的就提出更大的案源所謂就是要有投資的標的那第二個部分就是要放寬保險業投資國內的公共建設跟基礎建設那金管會呢對於這相關保險業投資的相關的項目都有做法令的調整那我想這個部分我們可以把它羅列又提供給委員也就是說把法規鬆綁"},{"start":639.7,"end":647.242,"text":"讓保險業可以有更多的資金投資到國內的公共建設跟基礎建設而同樣的我們在這邊也釋出更大的一個案源讓他們可以投資那另外剛剛委員提到的就是發公債的部分對於有自償性的乙類公債那財政部這個部分也一直在請地方政府也好中央政府也好能夠發行乙類公債讓保險業可以也透過公債的模式來投入公共建設那這個部分大概有1494億大家從"},{"start":668.628,"end":694.334,"text":"今年也會發70億的民航 交通部民航局這邊會發所以委員您所提的部分 今年會發齁好 那今年現在已經11月了是 我也許可以把資料整理給委員你剛剛念的那些法條都很認真但是我再提醒你 其實為什麼你的重責大任在你身上因為中央政府建設公債條例第四條就寫得很清楚啦授權其實直接就是授權財政部只要你核准"},{"start":695.675,"end":707.476,"text":"報請行政院 那就可以發行了好不好所以重責大任就在財政部好 謝謝王委員 謝謝莊部長接下來有請李坤臣召委質詢"}]}},"supported_relations":[],"relations":[]}