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12:46:48","會議時間":"2025-11-13T09:00:00+08:00","會議名稱":"立法院第11屆第4會期財政委員會第8次全體委員會議（事由：一、邀請財政部莊部長翠雲、行政院主計總處陳主計長淑姿、中央銀行副總裁、國家發展委員會葉主任委員俊顯、經濟部次長、勞動部次長、衛生福利部次長就「經濟成長讓全民共享：政府如何縮短所得差距暨改善相對貧窮化之對策」進行專題報告，並備質詢。\n二、審查本院民進黨黨團擬具「財政收支劃分法第十六條之一未分配款運用暫行條例草案」案。）","transcript":{"pyannote":[{"speaker":"SPEAKER_03","start":8.856593750000002,"end":12.88971875},{"speaker":"SPEAKER_03","start":13.379093750000003,"end":13.83471875},{"speaker":"SPEAKER_01","start":13.379093750000003,"end":14.442218750000002},{"speaker":"SPEAKER_03","start":14.762843750000002,"end":14.931593750000001},{"speaker":"SPEAKER_01","start":17.05784375,"end":18.03659375},{"speaker":"SPEAKER_03","start":17.19284375,"end":18.50909375},{"speaker":"SPEAKER_03","start":21.664718750000002,"end":25.714718750000003},{"speaker":"SPEAKER_03","start":25.90034375,"end":29.74784375},{"speaker":"SPEAKER_03","start":30.65909375,"end":32.88659375},{"speaker":"SPEAKER_03","start":33.12284375,"end":33.392843750000004},{"speaker":"SPEAKER_03","start":33.93284375,"end":34.92846875},{"speaker":"SPEAKER_03","start":35.68784375,"end":36.68346875},{"speaker":"SPEAKER_03","start":37.25721875,"end":38.16846875},{"speaker":"SPEAKER_03","start":38.657843750000005,"end":39.88971875},{"speaker":"SPEAKER_03","start":40.17659375,"end":41.35784375},{"speaker":"SPEAKER_03","start":42.06659375,"end":44.040968750000005},{"speaker":"SPEAKER_03","start":44.867843750000006,"end":47.36534375},{"speaker":"SPEAKER_03","start":47.66909375,"end":48.85034375},{"speaker":"SPEAKER_03","start":49.845968750000004,"end":54.45284375000001},{"speaker":"SPEAKER_03","start":55.46534375,"end":56.29221875},{"speaker":"SPEAKER_03","start":57.97971875,"end":61.945343750000006},{"speaker":"SPEAKER_03","start":62.95784375,"end":63.29534375},{"speaker":"SPEAKER_03","start":63.68346875,"end":64.20659375000001},{"speaker":"SPEAKER_03","start":64.69596875,"end":67.42971875},{"speaker":"SPEAKER_03","start":67.56471875,"end":69.52221875000001},{"speaker":"SPEAKER_03","start":71.14221875,"end":71.98596875},{"speaker":"SPEAKER_03","start":73.52159375000001,"end":76.91346875},{"speaker":"SPEAKER_03","start":77.45346875,"end":79.14096875},{"speaker":"SPEAKER_03","start":79.64721875000001,"end":81.97596875},{"speaker":"SPEAKER_03","start":82.41471875,"end":89.55284375000001},{"speaker":"SPEAKER_03","start":90.98721875000001,"end":91.91534375},{"speaker":"SPEAKER_00","start":92.89409375000001,"end":98.96909375},{"speaker":"SPEAKER_00","start":99.27284375,"end":102.42846875000001},{"speaker":"SPEAKER_00","start":102.63096875000001,"end":112.90784375000001},{"speaker":"SPEAKER_03","start":111.50721875,"end":113.51534375000001},{"speaker":"SPEAKER_00","start":113.31284375000001,"end":127.69034375000001},{"speaker":"SPEAKER_03","start":125.85096875,"end":133.59659375},{"speaker":"SPEAKER_00","start":133.73159375,"end":134.86221875},{"speaker":"SPEAKER_03","start":134.30534375000002,"end":136.17846875},{"speaker":"SPEAKER_00","start":137.91659375,"end":148.34534375},{"speaker":"SPEAKER_00","start":148.51409375,"end":154.62284375000002},{"speaker":"SPEAKER_03","start":154.23471875,"end":154.45409375},{"speaker":"SPEAKER_03","start":154.62284375000002,"end":158.80784375000002},{"speaker":"SPEAKER_03","start":158.97659375,"end":162.73971875},{"speaker":"SPEAKER_03","start":163.19534375,"end":164.96721875},{"speaker":"SPEAKER_03","start":165.40596875,"end":171.39659375000002},{"speaker":"SPEAKER_03","start":171.91971875000002,"end":173.08409375000002},{"speaker":"SPEAKER_03","start":173.72534375,"end":179.32784375},{"speaker":"SPEAKER_03","start":179.71596875,"end":181.48784375000002},{"speaker":"SPEAKER_03","start":181.75784375,"end":183.20909375000002},{"speaker":"SPEAKER_03","start":183.61409375000002,"end":184.84596875000003},{"speaker":"SPEAKER_03","start":185.80784375000002,"end":186.38159375},{"speaker":"SPEAKER_03","start":186.80346875,"end":188.40659375},{"speaker":"SPEAKER_03","start":189.09846875000002,"end":190.43159375000002},{"speaker":"SPEAKER_03","start":191.27534375000002,"end":200.87721875000003},{"speaker":"SPEAKER_03","start":201.50159375,"end":205.46721875},{"speaker":"SPEAKER_03","start":206.41221875000002,"end":209.07846875},{"speaker":"SPEAKER_03","start":209.23034375,"end":212.08221875},{"speaker":"SPEAKER_03","start":212.65596875,"end":215.20409375000003},{"speaker":"SPEAKER_03","start":215.84534375,"end":220.33409375000002},{"speaker":"SPEAKER_03","start":220.65471875,"end":242.79471875000002},{"speaker":"SPEAKER_00","start":243.87471875000003,"end":273.77721875000003},{"speaker":"SPEAKER_03","start":273.49034375,"end":274.68846875},{"speaker":"SPEAKER_00","start":275.00909375000003,"end":277.91159375},{"speaker":"SPEAKER_03","start":278.75534375,"end":283.48034375000003},{"speaker":"SPEAKER_00","start":280.61159375,"end":285.20159375000003},{"speaker":"SPEAKER_03","start":284.05409375,"end":287.05784375},{"speaker":"SPEAKER_03","start":287.69909375000003,"end":288.66096875},{"speaker":"SPEAKER_00","start":288.96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是不是請財政部莊部長金管會沒有金管會那就莊部長委員好部長好 幾個問題請教就是說所謂賴總統的整個政策大運也是均衡台灣均衡台灣叫世代均衡 區域均衡"},{"start":36.254,"end":56.509,"text":"產業均衡所得均衡各部位各司其職產業均衡是經濟部世代均衡可能國化會做長期規劃所得均衡當然今天的主題是財政部來主政那有很多的方式可以達成可是我看到你的報告通常是比較長期性而且正在做的你看那個高市這個首相日本新任的首相"},{"start":62.964,"end":89.44,"text":"他這個他就任首相之後成立一個這個國家這個經濟成長戰略部國家經濟成長這個你的所得才能均衡成長之外所得才能均衡所以地方創生他們也同時在所以應該有一個專職的機關啊怎麼樣讓國家整體的新智能夠成長是跨部位的協調而不是單獨你這個財政部的主管業務而已部長您同意嗎"},{"start":93.09,"end":101.595,"text":"我想委員對這個部分非常的重視那當然就財政部來講我們是透過稅制的部分來做一個所謂的均衡性比如說對於"},{"start":102.694,"end":120.063,"text":"中低收入戶我們減輕他在租稅的負擔所以這個部分在所得稅制優化裡面呢不斷的在往前推進那這個部分在我們的報告裡面也都有寫到主要是用租稅的手段嘛對這是租稅手段那當然還有所謂的移轉性政府有移轉性的支出那就透過社會福利的方式來輔助我們中低收入戶讓他們可以獲得比較多的政府的一個補助這是移轉性的支出"},{"start":128.007,"end":135.914,"text":"你說出了這個付稅政策應該所有的各種世代各種所得都能夠受惠特別是相對低的所得"},{"start":137.91,"end":162.523,"text":"所得在租稅負擔上給予減輕那另外政府所收的稅收呢然後透過移轉性的支出給需要輔助跟補助的民眾可以獲得他們生活上一定的必須的一些所得這個部分是另外有其他部會再來做譬如說衛福部所以你知道高市首相上台短短一個月他的內閣的滿意度接近八成 七成多"},{"start":163.283,"end":190.158,"text":"就是說他間集旅集一決定政策馬上由他的部大臣馬上對外公佈整個細節整個政策內涵讓所有民眾都了解一清二楚然後間集旅集這才是一個政府該有的效率跟效果那前天我看了一個文章關於這個TISATISA您了解嘛那個金管會跟財政部有不同立場"},{"start":191.331,"end":205.267,"text":"金款會希望能夠這個是屬於這個低風險或者是長期投資特別對年輕人比較一定的吸引力對不對他為了這個養老這個退休第三支柱"},{"start":206.545,"end":231.393,"text":"我覺得利益良善但為什麼開戶那麼少金管會是希望說這個能夠有租稅優惠包括這個綜合所得稅的扣除額等等財政部好像反對這個我沒有特定立場我只要請教先請教部長這個如果對青年在未來的儲蓄有更多的幫助我覺得金管會他有講也有道理但你如果從租稅公平的角度來看"},{"start":233.094,"end":242.501,"text":"這個已經有在制度上面已經有設計了不需要再從綜合所得稅綜合所得稅扣除而來處理那我想請教您的意見"},{"start":244.082,"end":272.913,"text":"從委員說就是所謂的TISA那TISA這個部分呢是金管會目前在推動的一個新的一個措施希望有這個退休制度第三支柱那對於這個TISA的投資他所獲得的租稅優惠的部分我們也都把它整理出來給了金管會然後讓他在推動這個TISA的時候可以讓投資的民眾可以理解也就是說我們現在其實我們的優惠租稅的優惠制度其實是比日本或其他國家NISA更好那一個讓他們可以理解來做這方面的投資"},{"start":273.553,"end":291.786,"text":"日本沒有租稅優惠嗎日本有 但他們沒有我們這麼好所以你說現行現行不需要另外再加相關的租稅優惠都已經羅列出來了可是為什麼誘因還是不夠那個開戶的這個數量還是不多對 那我覺得可以再多加以宣導跟推廣"},{"start":293.184,"end":307.356,"text":"另外一個議題就是兒少帳戶這個兒少帳戶這個部分有很多低收入的家庭我們也協助他們那這個部分將近有四成未開戶這個是衛福部主管還是財政部來協助"},{"start":309.586,"end":323.589,"text":"應該是衛福部的部分衛福部那個女市長在市長這個應該對於孩童的未來這帳戶應該是要這個每一個家庭需要住的家庭應該要開戶為什麼開戶率那麼低呢謝謝我們現在目前的兒童帳戶現在目前開戶率大概是八成有八成的嗎已經有八成的包圍我們現在已經"},{"start":334.352,"end":355.51,"text":"那另外兩層沒有開戶的原因是什麼另外兩層沒有開戶的原因是什麼呢另外兩層沒有開戶的原因是什麼報告委員 我更正不是八層是六層對嘛 我說我掌握是四層從2018到現在還有四層沒有開戶沒錯 沒錯那有沒有區域別它們集中在非都會區呢還是集中在中南部"},{"start":356.17,"end":367.039,"text":"包委員現在我們按照我們現在目前的區域分布其實基本上大概沒有特定的區域上的差異那你未來有沒有什麼具體的做法在對待的時間之內讓這個市城能夠順利開戶包委員我們現在目前是這樣主要我們現在目前在地方政府這邊我們有那個社安網社安網這邊我們會來針對這些家庭會來有一些更多的一些鼓勵"},{"start":381.872,"end":399.109,"text":"因為這裡面 我想委員知道現在目前就是說它是一個Matching Fund的概念嘛現在你存一筆 那政府也跟你存一筆嘛那現在目前我們會社工我們有一個脫貧社工 來社安網那邊我們來加強對於這些社會救助的家庭他們來鼓勵他們在做這部分的遊說啦"},{"start":402.112,"end":421.1,"text":"是不是那個完整資料再給邱委員就是說好的政策需要質詢力當然當然所以你從2018年才六成經過七年才六成恐怕還有這個努力的空間當然再請市長努力好 謝謝OK 非常感謝邱委員 謝謝好 謝謝邱委員接下來我們請張祺凱委員"}]}},"supported_relations":[],"relations":[]}