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對不對"},{"start":130.397,"end":146.456,"text":"本來營業人月均營業額20萬以上就要繳5%營業稅是不是好那現在呢你們讓這個小店家如果他使用行動支付加上多媒體的服務機就是可以自助找零自助收銀的那你在80萬的月均營業額給他租稅優惠1%是不是這樣"},{"start":149.144,"end":176.5,"text":"那這樣不是有些稅損嗎人家80萬的營業額要繳5%啦你給他1%目的是怎樣希望這些眾多的小小的年輕人他開的店未來可以長成很多的小雞店未來他營業額超過百萬繳5%是不是我們收得更多當然我們希望發展得更好是的 所以我覺得財政部用租稅手段讓民間長富於民讓未來的納稅人有更強的繳稅能力這就是我們財政部的租稅的思考嘛"},{"start":178.207,"end":193.202,"text":"我們其實投資的思考嘛對 像產算條例裡面都有很多相關的一些這就是對投資未來的納稅人有助於擴大我國未來的稅源好不好 OK 往下看來 有人提出了欸 民進黨提出了新生和帳戶"},{"start":194.323,"end":211.648,"text":"藍白也領先對白說包括我們的這個他們說蕭瑩有希望帳戶郭國榮有登大郎ETF然後呢藍白提出未來帳戶這些都是由政府來投資到未來的國民這些國民長大後有工作能力有收入後會不會貢獻稅收長大後他們就是就可以去那是義務人嘛所以投資未來的國民新生代很重要嘛"},{"start":221.483,"end":247.757,"text":"對他們的投資就是培養未來的稅金你同意嗎國民都可以是那我們往下看其實呢川普也是這樣說在美國他認為呢在這個年期當中美國政府給他一千美金然後呢他未成年子女呢就可以去投入這個指數型基金不過美國的做法父母每年要再存五千未來成年會運用教育手工跟創業你覺得川普這個做法也是在投資美國的未來"},{"start":250.078,"end":266.386,"text":"他有川普的做法 是 那台灣的川普呢川普的帳戶我們看一下喔台灣的川普帳戶呢 是白吃的午餐 我們看一下今天問了問卷 這是自由時報的問了他說 戰不贊成成立一個類似的川普帳戶政府提供的金額讓孩子呢 為下存他未來 有人贊成"},{"start":267.506,"end":284.566,"text":"可以提高生育率將近15%有人說金額要小才不能亂花納稅錢但是有人說有條件贊成只能對經濟弱勢但是有很多人是反對相信四分之一的人說這是變相花錢這種資源有限去造成財政負擔請問財政部你看了一下你會是贊成還是反對還是有條件贊成"},{"start":286.886,"end":291.468,"text":"我們報告目前來說有一個兒童及少年未來教育局發展帳戶那未來要怎麼樣去做要調整是不是要擴大那目前來說已經在跨部會的討論當中了好 但是我們看起來一般的民眾不是很了解情況之下多數是持保留態度啦那我個人呢是有一個想法待會要請我們這個彭主委跟我們的副主委跟高副主委一起來思考來我們往下看"},{"start":314.093,"end":342.894,"text":"我剛剛說了 比台積電還貢獻國庫貴多的是什麼是中央銀行中央銀行持有超過六千億的美金的外匯存底是全世界第四 僅次於中國 日本跟瑞士這六千億的外匯存底一年可以貢獻多少給我們國庫的稅務部長你知道嗎中央銀行對 中央銀行的美金繳酷大概差不多兩千億兩千億 兩個台積電可是我們問一下中央銀行它是目的是要來增加我們稅務它的貢獻啊 占我們國家一成的稅務啊"},{"start":344.38,"end":360.464,"text":"很可觀啊但是我們想想看我們問過央行總裁啊他說你這個東西可不可以拿來外匯存體拿來做啊他說可以啦不宜由外匯存體直接無償撥用但是相對的有償借用可以考慮吧這是央行的說法你知道嗎好來彭主委我們現在請教你了來我們常常說"},{"start":367.813,"end":390.244,"text":"人生第一桶金啊 有沒有聽過指南宮這個指寫錯了 手指頭有指有沒有聽過指南宮的發財經 有你有沒有投資 沒有 我不是說投資指南宮啦有沒有聽過你去指南宮借發財經有有 也是新聞上看到過 對 為什麼因為他跟神明借了一筆錢 跟廟借了一筆錢他回去投資賺錢 他拿來貢獻嘛"},{"start":392.125,"end":421.212,"text":"其實剛剛講的川普的一個賬戶希望的賬戶 外來賬戶它是人生的周轉金是我們國家先把未來的還沒收的稅收先預借出來投資給下一代我們來看一看我舉個做法如果是全民的外匯存底由政府把它借出來然後呢撥給我們的民眾1到18歲讓他繼續進行投資投資什麼TESA投資TESA你這樣不贊成當然當然贊成嘛只是TESA現在規模多少"},{"start":422.119,"end":443.664,"text":"現在TESA我們第一階段剛剛有報告過差不多接近百億一百億啊央行一年就一千億啊所以我們看看如果他央行不要拿多拿一些來讓我們的年輕人下一代他長大之後他拿到這個TESA的收益他可以做這些事情而當他投資了自己之後三十歲之後他可以創造稅收你覺得有沒有可能"},{"start":444.344,"end":470.427,"text":"其實我們的想法比這還多一點因為除了是對個人以外因為主要像比如日本它在發展NISA很重要是它是要壯大他們的資本市場然後進入產業投資我想這個大概有很多從業除了增加個人的第一桶金的儲值以外很重要讓它進入到資本市場支持經濟發展主委我知道你有一個很大的架構我簡單講"},{"start":471.548,"end":491.569,"text":"如果說今天央行貢獻從兩千億的稅路他少五百億就好了這五百的稅路他減少他減少他美債的持有他買我們國庫券跟他用國庫券跟他借 低利跟他借他每年可能少貢獻國庫一點點的稅路但是這個借出來的錢"},{"start":492.984,"end":517.032,"text":"我們發行長年期國債然後這個國債我們用來進行TESA的複利投資為我們的每一個國民 新生國民投資只要未來他成年後 獲利給他本金歸還央行你覺得國庫有增加支出嗎央行有沒有錢借給你 本金我收回來啊那利息呢 利息照算 我算給你看"},{"start":518.547,"end":544.589,"text":"今天假如這種TESA的每個月定期定額1000年化報酬率6%持續20年它可以累積到46萬2000我們的本金24萬還給央行負利的獲利就22萬2如果不是1000是1萬的話這個就變成222萬以上是不是這樣子所以有沒有給國民第一桶金人身周轉金"},{"start":546.239,"end":549.529,"text":"國家有沒有支出 有還啊什麼時候還 20年後還"},{"start":552.008,"end":574.86,"text":"那國庫怎麼跟央行借外匯用國庫券來往下看我算給你看齁去年11萬的新生兒我們如果這樣的做法一年要1萬2持續20年每年要花264億如果說我們拿現在央行外匯存體美債的短年期的4%跟我長年期的國債券2%它的利差它會損失多少央行會少腳庫1億5而已啊2000億少個1億5"},{"start":579.602,"end":591.348,"text":"我們國庫要付多少利息給他要付五億二二十年我們國庫幫這樣的人身周轉金的第一桶金我們每年幫他付五億二的"},{"start":592.216,"end":618.765,"text":"利息 央行少繳庫每年少繳庫1億5結果我們可以跟央行拿出264億來投資TISA主委有沒有比你現在100億的規模還大那當然我們現在只是在初始階段剛剛委員提到一個很好的構想就是我們用資本市場利得去支付一個固定收益的成本那個差額就是它的增值來 告訴主委接下來是有你的事情了"},{"start":619.793,"end":634.439,"text":"我們現在往下一頁其實目前國發會思考的都是用總體經濟的角度來看但是總體經濟是建立在個體經濟的成長上面如果說我們每一個國民我們要一年才十萬個新生兒"},{"start":635.461,"end":657.058,"text":"每年20年每年每10萬個新的國家都要投資用什麼方式用財政部國庫券跟央行借外匯存底20年要還他本金收益就是這個20歲成年人他的第一桶金讓他有10年的時間投資自己讓他30歲之後創造更多的稅收給我們的財政部"},{"start":658.41,"end":683.478,"text":"主委副主委部長你們覺得這個構想可不可以去思考一下因為其他任何的做法都會涉及到家庭經營的能力如果比照川普的做法優勢家庭可以幫助你存更多如果用台灣的做法家長不存人家說是白吃的午餐但是我們這個做法國庫暫借錢跟國庫跟央行的外匯存你借了一筆錢"},{"start":685.104,"end":710.355,"text":"每個月負利息用了20年產生的負利收益給20歲成年的年輕人然後本金歸還這樣的一個預借下一代的稅收創造下一代的稅收每年腳庫的國庫的稅收收益才少那麼一點點有沒有看到央行把外匯存底借給國庫來做這個事情他每年的腳庫盈餘啊 只少一點點"},{"start":711.803,"end":729.788,"text":"副主委有沒有聽懂了不好意思我這樣有點不太禮貌有沒有理解了我想我大概知道可是因為我想委員的想法非常有創意可是這個涉及到央行還有財政部我知道因為央行不是在今天才問不然他就第一個反對了副主委最後要你承諾了來 下一頁"},{"start":733.089,"end":750.783,"text":"所以請評估外匯存體有償撥用每月挹注新的帳戶至成年該帳戶的資金投入TESA累積福利財富並用於其成年後歸還本金的可行性國發會可不可以做一下我先問一下彭主委如果這個做了來壯大TESA你知不支持"},{"start":752.123,"end":771.594,"text":"每年多二百六十四億來壯大TESA值不值得那當然這個主要是當然支持謝謝來我們現在高副主委是朝這個方向走高副主委可以嗎可以做得到嗎一個月內我們一個月提出書面報告好謝謝那部長您今天可以回去安心可以好好的微笑著入眠幫你的未來三十年國家投資未來的納稅人謝謝"}]}},"supported_relations":[],"relations":[]}