{"error":false,"id":["167556"],"data":{"IVOD_ID":167556,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/167556","日期":"2026-03-18","會議資料":{"會議代碼":"委員會-11-5-20-3","會議代碼:str":"第11屆第5會期財政委員會第3次全體委員會議","屆":11,"會期":5,"會次":3,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第5會期財政委員會第3次全體委員會議"},"影片種類":"Clip","開始時間":"2026-03-18T09:34:47+08:00","結束時間":"2026-03-18T09:46:29+08:00","影片長度":"00:11:42","支援功能":["ai-transcript","gazette"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/4e26a61b53ad60538a2ea8438ec8853152e56fd78df8e650f13775304d9d746a7fc55635423f6f005ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"賴士葆","委員發言時間":"09:34:47 - 09:46:29","會議時間":"2026-03-18T09:00:00+08:00","會議名稱":"立法院第11屆第5會期財政委員會第3次全體委員會議（事由：邀請金融監督管理委員會彭主任委員金隆率所屬機關首長暨中央存款保險股份有限公司、監管相關機構有關之財團法人、臺灣證券交易所股份有限公司、臺灣期貨交易所股份有限公司、臺灣集中保管結算所股份有限公司等董事長、總經理列席業務報告，並備質詢。）","transcript":{"pyannote":[{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":9.177218750000002,"end":11.337218750000002,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":11.961593750000002,"end":13.952843750000003,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":14.121593750000002,"end":15.404093750000001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":19.21784375,"end":19.234718750000003,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":19.234718750000003,"end":19.77471875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":20.449718750000002,"end":21.49596875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":22.12034375,"end":26.558468750000003,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":27.098468750000002,"end":28.92096875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":29.410343750000003,"end":42.43784375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":42.85971875,"end":48.09096875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":48.12471875,"end":50.250968750000006,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":50.80784375,"end":56.12346875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":56.30909375,"end":63.04221875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":63.27846875,"end":64.29096875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":64.62846875000001,"end":80.94659375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":80.99721875,"end":81.03096875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":81.08159375000001,"end":82.39784375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":82.66784375,"end":84.96284375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":85.30034375000001,"end":89.33346875000001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":89.33346875000001,"end":95.84721875000001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":89.73846875000001,"end":91.03784375000001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":95.93159375,"end":100.65659375000001,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":100.70721875000001,"end":117.48096875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":117.44721875,"end":117.46409375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":117.48096875,"end":118.47659375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":117.56534375000001,"end":128.98971875,"speaker_score":0.935},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":128.55096875,"end":128.85471875000002,"speaker_score":0.942},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":129.41159375,"end":129.66471875000002,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":129.81659375,"end":130.25534375,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":130.33971875,"end":131.60534375,"speaker_score":0.935},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":130.40721875,"end":132.97221875,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":131.60534375,"end":131.62221875,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":132.98909375,"end":162.19971875000002,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":162.40221875,"end":165.16971875000002,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":165.86159375,"end":180.96471875,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":172.59471875,"end":174.11346875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":180.13784375,"end":180.81284375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":180.96471875,"end":180.98159375,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":180.98159375,"end":186.83721875,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":181.04909375,"end":182.04471875000002,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":185.45346875,"end":194.97096875000003,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":187.32659375,"end":188.08596875,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":194.97096875000003,"end":195.52784375000002,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":195.84846875000002,"end":209.93909375,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":210.46221875,"end":217.22909375,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":217.71846875000003,"end":229.32846875,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":223.55721875,"end":224.16471875000002,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":228.31596875000002,"end":229.36221875,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":229.36221875,"end":229.61534375000002,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":229.61534375000002,"end":230.39159375000003,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":229.66596875000002,"end":229.96971875000003,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":230.39159375000003,"end":230.96534375000002,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":230.96534375000002,"end":232.90596875000003,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":233.81721875000002,"end":235.75784375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":236.21346875,"end":236.38221875000002,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":236.38221875000002,"end":240.66846875000002,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":236.43284375000002,"end":244.61721875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":243.73971875,"end":245.37659375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":245.37659375,"end":246.05159375000002,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":246.18659375000001,"end":250.35471875000002,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":250.92846875,"end":255.02909375000002,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":255.02909375000002,"end":255.46784375000001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":255.46784375000001,"end":255.94034375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":255.94034375,"end":255.95721875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":256.31159375000004,"end":258.80909375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":258.96096875,"end":261.28971875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":261.47534375000004,"end":264.22596875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":264.54659375,"end":265.55909375000005,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":266.26784375,"end":270.97596875,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":269.03534375000004,"end":269.13659375000003,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":269.22096875,"end":269.69346875,"speaker_score":0.942},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":270.97596875,"end":289.40346875,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":280.59471875,"end":280.83096875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":289.40346875,"end":289.69034375,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":289.69034375,"end":296.67659375,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":295.39409375,"end":296.62596875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":296.89596875,"end":296.91284375000004,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":296.91284375000004,"end":296.92971875,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":296.92971875,"end":299.34284375000004,"speaker_score":0.916},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":299.34284375000004,"end":302.92034375000003,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":300.67596875000004,"end":304.35471875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":304.72596875,"end":310.22721875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":311.07096875,"end":315.22221875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":315.55971875,"end":316.50471875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":317.02784375000005,"end":318.19221875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":318.66471875,"end":323.01846875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":319.13721875000005,"end":320.94284375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":323.01846875,"end":331.08471875000004,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":328.06409375000004,"end":329.32971875000004,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":332.28284375000004,"end":333.36284375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":333.85221875,"end":335.26971875000004,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":335.87721875,"end":336.58596875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":337.76721875000004,"end":339.06659375000004,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":339.25221875,"end":339.52221875000004,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":339.91034375000004,"end":341.91846875000005,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":342.42471875,"end":344.63534375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":344.02784375000005,"end":344.51721875000004,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":344.63534375,"end":344.65221875000003,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":344.71971875,"end":345.91784375000003,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":346.10346875000005,"end":358.94534375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":355.03034375000004,"end":358.84409375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":358.96221875000003,"end":359.02971875000003,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":359.04659375,"end":360.26159375000003,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":361.39221875000004,"end":362.57346875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":362.57346875,"end":362.59034375000005,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":363.41721875,"end":363.45096875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":363.45096875,"end":364.63221875000005,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":365.22284375000004,"end":378.82409375000003,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":377.92971875,"end":378.87471875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":378.87471875,"end":379.11096875000004,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":379.11096875000004,"end":379.87034375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":379.87034375,"end":379.88721875000005,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":380.44409375000004,"end":383.02596875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":383.59971875,"end":384.94971875000005,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":385.25346875,"end":386.11409375000005,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":387.17721875,"end":390.75471875000005,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":391.12596875,"end":392.74596875000003,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":392.74596875000003,"end":392.84721875,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":393.08346875,"end":397.52159375,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":397.82534375,"end":400.05284375,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":400.06971875000005,"end":414.59909375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":413.31659375000004,"end":421.90596875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":419.12159375000005,"end":419.42534375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":422.26034375,"end":422.86784375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":422.96909375,"end":423.67784375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":423.76221875000005,"end":425.58471875000004,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":426.17534375,"end":428.94284375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":429.12846875,"end":432.19971875000005,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":429.58409375,"end":430.52909375,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":432.16596875000005,"end":451.84221875000003,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":452.07846875,"end":462.77721875000003,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":459.36846875000003,"end":462.27096875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":463.70534375000005,"end":466.32096875,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":466.65846875000005,"end":485.82846875,"speaker_score":0.935},{"speaker":"SPEAKER_00","speaker_name":"林董事長修銘","start":478.52159375,"end":480.02346875,"speaker_score":0.942},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":480.02346875,"end":480.96846875000006,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":485.94659375000003,"end":486.35159375,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":487.09409375,"end":493.99596875000003,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":495.14346875,"end":495.75096875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":496.45971875000004,"end":496.47659375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":496.47659375,"end":497.96159375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":496.52721875000003,"end":497.47221875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":498.46784375000004,"end":522.86909375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":500.27346875,"end":502.55159375000005,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":504.22221875,"end":504.57659375000003,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":523.25721875,"end":527.4422187499999,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":526.1428437500001,"end":527.45909375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":527.45909375,"end":527.5265937500001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":527.5265937500001,"end":527.5434687500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":528.30284375,"end":535.1372187500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":535.94721875,"end":537.49971875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":538.2084687500001,"end":550.7634687500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":551.1515937500001,"end":553.37909375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":553.5815937500001,"end":555.3703437500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":555.9609687500001,"end":559.1840937500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":559.36971875,"end":560.53409375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":561.37784375,"end":564.07784375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":564.3647187500001,"end":566.9465937500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":567.95909375,"end":571.5365937500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":572.09346875,"end":574.7765937500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":575.2322187500001,"end":577.0378437500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":577.7465937500001,"end":578.8603437500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":579.26534375,"end":582.8428437499999,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":583.90596875,"end":602.0803437500001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":596.51159375,"end":598.09784375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":600.86534375,"end":601.4897187500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":601.6922187499999,"end":608.03721875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":609.77534375,"end":610.0790937500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":610.5347187500001,"end":611.6484687500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":611.9184687500001,"end":613.26846875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":613.4878437500001,"end":614.0278437500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":614.53409375,"end":615.66471875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":616.1709687499999,"end":616.8797187499999,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":617.16659375,"end":623.24159375,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":623.4609687500001,"end":623.93346875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":624.1359687500001,"end":625.5872187500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":625.9753437500001,"end":628.0678437500001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":628.59096875,"end":651.76034375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":642.47909375,"end":642.66471875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":650.07284375,"end":651.77721875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":651.77721875,"end":651.91221875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":651.91221875,"end":651.92909375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":651.92909375,"end":652.0303437499999,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":652.0303437499999,"end":652.62096875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":652.62096875,"end":653.07659375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":653.07659375,"end":655.55721875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":656.14784375,"end":659.65784375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":659.65784375,"end":668.95596875,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":669.20909375,"end":682.01721875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":673.2084687500001,"end":674.6597187500001,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":679.80659375,"end":682.03409375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":682.03409375,"end":682.05096875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":682.05096875,"end":682.1184687500001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":682.1184687500001,"end":682.6584687500001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":682.3547187500001,"end":682.6753437500001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":682.6753437500001,"end":683.02971875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":683.02971875,"end":683.7890937500001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":683.7890937500001,"end":684.2278437500001,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":684.3797187499999,"end":694.25159375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":684.71721875,"end":685.29096875,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":693.6440937500001,"end":694.26846875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":694.26846875,"end":694.28534375,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":694.28534375,"end":695.09534375,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":695.09534375,"end":695.1628437500001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":695.1628437500001,"end":695.1797187500001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":695.1797187500001,"end":695.1965937500001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":695.1965937500001,"end":695.28096875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":695.28096875,"end":695.9053437500002,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":695.9053437500002,"end":696.22596875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":696.22596875,"end":696.5634687500001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":696.5634687500001,"end":696.5803437500001,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":696.5803437500001,"end":696.63096875,"speaker_score":0.935},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":696.91784375,"end":699.76971875,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":698.04846875,"end":699.46596875,"speaker_score":0.916},{"speaker":"SPEAKER_02","speaker_name":"彭主任委員金隆","start":700.8159687500001,"end":701.7947187500001,"speaker_score":0.935},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":701.7947187500001,"end":701.8115937500002,"speaker_score":0.916},{"speaker":"SPEAKER_01","speaker_name":"賴委員士葆","start":702.4865937500001,"end":703.4822187500001,"speaker_score":0.916}],"whisperx":[{"start":9.774,"end":15.288,"text":"謝謝主席以及各位先進有請金管會的彭主委請金管會彭主委"},{"start":19.249,"end":41.831,"text":"委員長早安主委早這個從每一一開戰應該是每一一開戰之後啊三月份從三月一號算起外資賣超了差不多五千多億 將近六千億股市下跌一千多億 當然今天漲啦但是這個來看台幣貶破之類的"},{"start":42.952,"end":63.567,"text":"那中東的戰火還要持續一段時間股市老實講都繼續動盪那我們 我跟你談過過去 過去現在台灣的股市幾乎就幾乎是AI概念股在獨領風騷嘛那你有推出一個樸益指數啊我都認為"},{"start":65.569,"end":89.026,"text":"這個金融會議是否可以加把勁啊怎麼樣讓說我們的台灣的股市發雖然你說其他國家也如此但是台灣總是台灣嘛我們是不是可以讓稍微平均一下資金大家平均一下不要說都集中在AI概念股啊在這一部分普利指數啊你準備怎麼來推廣呢你要不要告訴我們一下"},{"start":90.567,"end":117.043,"text":"這個當時也是非常謝謝委員的指正啦就是比如說我們也看到就是說剛才委員很清楚我們國際股市受到這個全球AI趨勢就會產生一個比較比較著重在某些產業的問題其實台灣有很多很好的產業可能沒有受到資本市場的關注所以在上次委員你指導之下我就請那個交易所指數公司編那個卜力指數把這個納入302檔有沒有在過去這些配息很好"},{"start":117.543,"end":130.793,"text":"因為你會發行ETF嗎?這樣當然指數先出來以後那當然就是具有未來發ETF的這樣一個基礎了嘛當然什麼時候可以發ETF?我請我們交一首"},{"start":134.255,"end":161.674,"text":"那基本上跟委員說明第一個我們埔益指數從一月宣布以後我們有六篇新聞稿那今天特別我們在今天的下午我們有邀請的大概有資產管理公司跟四大基金的業者一起我們有辦一個說明會那接下來我們事實上就會陸續的拜訪這些投信公司那事實上我們也拜訪這些投信公司以外呢事實上據我的了解已經有一家的"},{"start":163.018,"end":164.728,"text":"頭信口實是規模很大的他說"},{"start":165.902,"end":192.25,"text":"培育指數列為ETF他認為是可以補足他全部的商品的缺口什麼時候 什麼時候他們現在叫我們說開始Customize針對他們的需求開始提供那是什麼時候 什麼時間他們預計應該 我覺得應該今年他們應該就會有相關的今年現在3月了 你看10號月的事情什麼時候 大概什麼時候就是培育指數的ETF最快什麼時候市場看得到"},{"start":196.731,"end":216.859,"text":"對 因為跟委員報告因為這個是我們要先提供給客製化的指數給他們他們要去做商品的設計或這樣但是我們從1月我們提出那從你的經驗嘛你告訴我什麼時候可以推出來最快最快最快最快基本上來講我們希望的是下半年啦因為下半年不會入籍啦"},{"start":217.979,"end":223.121,"text":"這個東西除了會在旁邊害逃一下半年 沒福氣啦我們會盡快的這樣子啦 我們就講一個東西啦三個月以內可以吧"},{"start":233.891,"end":249.861,"text":"主委 接下来你答應一下啊才女的才做得算數啊這個不是這是一個市場行為啦就像對的事情好的事情努力目標可以吧我們剛剛朝這個方向努力就應該講我們從1月開始就努力現在我們也在努力"},{"start":250.962,"end":265.351,"text":"董事長也報告說他很積極地開這些說明會找這個其實仔細看齁這前一陣子啊前一陣子那個這個台積電摔得很慘的時候那個小型獲利不錯的那個股啊活不能跳的"},{"start":266.332,"end":267.534,"text":"火不能跳的,所以這個字有賣點的我跟委員報告,你的觀察是正確的像我們這段時間裡面,我說的是3月初的這段時間"},{"start":281.835,"end":309.995,"text":"大盤整個跌幅大概5點多%我們的埔育指數相對來講的跌幅大概只到2-3%所以這些數據我們都會跟這些投信公司做說明你不方便公佈投信的名字嗎對對對因為這是屬於商業新聞沒關係你不能公佈但是今天在這裡公開場合這樣子我就希望你們無論如何回去告訴他"},{"start":311.124,"end":334.601,"text":"立委關心這個題目我們對於整個的健全股市都很有幫助我們有三個月努力目標可以吧我想剛剛委員對的是好事我們會努力來做啦三個月三個月就是上半年不要下半年來沒戶期啦我們盡量來促成六月底以前那個主委你有沒有養龍蝦沒有"},{"start":337.81,"end":364.446,"text":"你知道我講什麼吧 知道奧芬克啊 你沒有養龍蝦啦你知道現在有人在養龍蝦 知道吧應該蠻普遍的 普遍現在股市分析師都在用喔因為它實在很方便啊你可以告訴他什麼 它的功能哇 噼哩啪啦的又可以 本來就可以 根本不理你猜幹什麼的但是問題就來了喔 它風險也很高你有沒有去了解 鉅商有沒有在用"},{"start":365.694,"end":384.233,"text":"這個我們其實我們最近在我們內部的會議裡面我們也非常關切這個問題所以我們已經請我們相關單位開始開始來針對這個東西的使用還有就是未來應該怎麼做因應的現在我就跟你講一個實際的情況萬一我下指令給這個龍蝦當時軟體了要open call"},{"start":387.436,"end":407.495,"text":"結果我說台積電買一張結果他可以買十張怎麼辦這個就是怎麼樣所謂的那個管理的問題因為完全借重一個機器或是一個程式來做的話那常常萬一你只有看到結果才知道中間出錯嘛"},{"start":408.476,"end":423.399,"text":"所以這個就是我們一個新的工具我們本來就是好好去理解他到底可能會去年十月出來可是現在已經很紅了這個到處人家都要養嘛這個我是建議你也去養一下去看一下是是是可以吧"},{"start":424.24,"end":451.539,"text":"對 當然可以啊好 那就問你什麼時候可以退出金管會 這個是很serious喔安全手冊 你要不要提一個安全手冊沒有 我們已經有關這個資安還有一些內部控管那對於新的事物我們本來就隨時會檢討這件事情把它做一個我想金融業是一個高度信賴的行業它必須做 它自己應該自己有這樣的一個內控問題嘛 你要不要退出一個安全手冊養龍蝦的安全手冊 要不要"},{"start":453.121,"end":460.231,"text":"要不要啦 我問你要不要如果他已經影響到我們的經營的安全這當然就會列入到我們的衛生資料要啦 要退出啦"},{"start":463.941,"end":485.421,"text":"連對岸他們都推出安全手冊,那你輸了?對,是不是就安全手冊,但這些管控措施應該都要來做啦不然就安全指導手冊,可以嗎?這兩個字我們會發布門多的像AI使用的指引,或是其他我們內部的措施什麼時候可以發布?我剛跟委員報告過,我們已經責成內部再處理啦"},{"start":487.428,"end":510.984,"text":"什麼時候啦這個我現在沒辦法給缺些時間像這種事情我們能盡快一定是盡快也可以吧AI agent手冊可以嗎AI我們本來就有了啦怎麼針對AI agent這件事情一些新的使用比如說你要使用這些軟體的時候應該怎麼樣做內控怎麼樣什麼項目"},{"start":512.264,"end":536.014,"text":"這個不是很難吧這個東西沒有很困難才對啊原則是很容易但是真的要如果金融業真在實作的時候那就要比較仔細的去去研究才知道怎麼做才是真的能夠精準的好不好這個盡快吧我們再看一下那個光電業最近大家最近這個是最新的消息兩天以前的他講說這個"},{"start":539.078,"end":563.896,"text":"這個開發商啊 深陷資金疑雲了從誠心集團看漁電共生漁電共生 光電不是只有漁電共生嗎漁電共生這個大%整個幾乎每一家銀行都有當那個連帶的主辦銀行北富雲啊 台銀啊 連帶啊等等還有什麼網報銀行 都有光漁電共生就超過500億啊現在都面臨到營運的困境"},{"start":568.018,"end":581.451,"text":"那對這些營運來講其實他普遍得滿高的我現在就問監管會怎麼看待這個事情他這個連帶案啊到現在為止沒收索啦台灣如果說沒收索你怎麼加強監管"},{"start":584.396,"end":603.009,"text":"這個對於某些特定產業它帶放上面一些風險的管控我想在銀行他們在當時就做過風險的評估那該怎麼做他們大概都有一套的作業方式啦所以他們萬一被倒就活該是不是不是 就是銀行本來就是它是一個你看喔 北匯雲統籌組辦新人員餘電共生56.4億"},{"start":610.588,"end":628.079,"text":"然後兩天前的誠心集團最大餘電共生也是一樣這個報導者雜誌都這樣出來寫的仔細啊看的是這個樣子啊所以這個你們要加強監管啦"},{"start":628.769,"end":655.001,"text":"我想我們在這個地方我們針對個案我們不會去評估啦我會在這邊公開去評論這個個案當然就是說我剛才講說銀行在做一個貸放的時候他本質上剛貸放的時候他必須做過週延的評估分析但是這樣不能確保所有的貸放都一定是沒有風險所以我們才會刻意風險資本還有一些資本記憶體壞帳我想這個他們都已經做得好最後一個最後一個我就最後一個小問題問你你下午就下來"},{"start":656.941,"end":669.887,"text":"虛擬資產的立法進度怎麼樣現在是這樣我們行政院已經大概基本審查完畢再做一些行政程序的話這個尊重行政院的程序應該就會送進立法院來審議那大概什麼時候一個月以內可以吧"},{"start":675.669,"end":699.137,"text":"我沒辦法代行政院回答但是我希望說應該是能夠盡快的送進去所以那時候只要送到立法院只要我們這裡通過就可以發行穩定幣是不是應該講它有一個立法歷程這個通過以後呢我們要等那個我們穩定幣的執法通過以後實施才可以開始進行差不多半年以後的事情應該至少謝謝謝謝賴司保委員接下來請"}],"gazette":[{"speaker":"賴委員士葆","start":"2026-03-18T09:34:56.774000+08:00","guessed":false,"end":"2026-03-18T09:34:58.999000+08:00","text":"謝謝主席以及各位先進。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:34:58.999000+08:00","guessed":false,"end":"2026-03-18T09:35:01.225000+08:00","text":"有請金管會彭主委。","quality":1},{"speaker":"主席","start":"2026-03-18T09:35:01.466000+08:00","guessed":false,"end":"2026-03-18T09:35:02.268000+08:00","text":"請金管會彭主委。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:35:06.249000+08:00","guessed":false,"end":"2026-03-18T09:35:06.609000+08:00","text":"委員早安。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:35:07.751000+08:00","guessed":false,"end":"2026-03-18T09:35:08.011000+08:00","text":"主委早。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:35:10.353000+08:00","guessed":false,"end":"2026-03-18T09:35:37.858000+08:00","text":"從美、以、伊開戰之後，3月份從3月1號算起，外資賣超五千多億，將近6,000億，股市下跌一千多點，當然今天漲了，但是我們看到臺幣也貶破什麼之類的，中東的戰火還要持續一段時間，老實講股市還是繼續動盪。","quality":0.802},{"speaker":"賴委員士葆","start":"2026-03-18T09:35:38.919000+08:00","guessed":false,"end":"2026-03-18T09:36:10.642000+08:00","text":"我跟你談過現在臺灣的股市幾乎是AI概念股在獨領風騷，你有推出一個璞玉指數，我認為金管會是否可以加把勁，怎麼樣讓臺灣的股市……雖然你說其他國家也如此，但是臺灣總是臺灣嘛，我們是不是可以讓大家的資金稍微平均一下，不要都集中在AI概念股？","quality":0.925},{"speaker":"賴委員士葆","start":"2026-03-18T09:36:11.422000+08:00","guessed":false,"end":"2026-03-18T09:36:15.005000+08:00","text":"針對這一部分，璞玉指數你準備怎麼來推廣？","quality":0.778},{"speaker":"賴委員士葆","start":"2026-03-18T09:36:15.245000+08:00","guessed":false,"end":"2026-03-18T09:36:16.006000+08:00","text":"你要不要告訴我們一下？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:36:18.167000+08:00","guessed":false,"end":"2026-03-18T09:36:44.023000+08:00","text":"非常謝謝委員當時的指正，委員很清楚，國際股市受到全球AI的趨勢，就會產生比較著重在某些產業的問題，其實臺灣有很多很好的產業可能沒有受到資本市場的關注，所以上次在委員您的指導之下，我就請交易所指數公司編了一個璞玉指數，納入302檔過去配息很好、獲利很穩健的……","quality":0.862},{"speaker":"賴委員士葆","start":"2026-03-18T09:36:44.863000+08:00","guessed":false,"end":"2026-03-18T09:36:47.645000+08:00","text":"你有發行ETF嗎？","quality":0.875},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:36:48.086000+08:00","guessed":false,"end":"2026-03-18T09:36:53.489000+08:00","text":"指數先出來以後，當然就具有未來發行ETF這樣的基礎了，所以……","quality":0.852},{"speaker":"賴委員士葆","start":"2026-03-18T09:36:54.570000+08:00","guessed":false,"end":"2026-03-18T09:36:55.691000+08:00","text":"大概什麼時候可以發行ETF？","quality":0.769},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:36:57.512000+08:00","guessed":false,"end":"2026-03-18T09:36:57.672000+08:00","text":"我請交易所來說明。","quality":0.375},{"speaker":"林董事長修銘","start":"2026-03-18T09:36:57.672000+08:00","guessed":true,"end":"2026-03-18T09:37:01.896000+08:00","text":"委員好。","quality":0},{"speaker":"林董事長修銘","start":"2026-03-18T09:37:01.896000+08:00","guessed":false,"end":"2026-03-18T09:37:38.904000+08:00","text":"跟委員說明，第一個，璞玉指數從1月宣布以後，我們有六篇新聞稿，今天下午我們特別邀請資產管理公司及四大基金的業者一起來舉辦一場說明會，接下來我們就會陸續拜訪這些投信公司，除了拜訪這些投信公司以外，據我的了解，其實已經有一家規模很大的投信公司說把璞玉指數列為ETF，他認為可以補足他全部商品的缺口，所以他……","quality":0.842},{"speaker":"賴委員士葆","start":"2026-03-18T09:37:41.044000+08:00","guessed":false,"end":"2026-03-18T09:37:41.205000+08:00","text":"好，那是什麼時候？","quality":0.571},{"speaker":"林董事長修銘","start":"2026-03-18T09:37:41.825000+08:00","guessed":false,"end":"2026-03-18T09:37:46.826000+08:00","text":"他們現在叫我們開始customize，針對他們的需求開始提供……","quality":0.966},{"speaker":"賴委員士葆","start":"2026-03-18T09:37:47.166000+08:00","guessed":false,"end":"2026-03-18T09:37:47.887000+08:00","text":"那是什麼時候？","quality":1},{"speaker":"林董事長修銘","start":"2026-03-18T09:37:50.047000+08:00","guessed":false,"end":"2026-03-18T09:37:52.908000+08:00","text":"我覺得今年他們應該就會有相關的……","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:37:53.448000+08:00","guessed":false,"end":"2026-03-18T09:37:55.309000+08:00","text":"現在是3月，你要講12月的事情？","quality":0.727},{"speaker":"賴委員士葆","start":"2026-03-18T09:37:56.069000+08:00","guessed":false,"end":"2026-03-18T09:37:56.189000+08:00","text":"什麼時候？","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:37:56.509000+08:00","guessed":false,"end":"2026-03-18T09:37:56.889000+08:00","text":"大概什麼時候？","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:37:57.970000+08:00","guessed":false,"end":"2026-03-18T09:37:59.230000+08:00","text":"璞玉指數的ETF最快什麼時候市場看得到？","quality":0.895},{"speaker":"林董事長修銘","start":"2026-03-18T09:38:04.292000+08:00","guessed":false,"end":"2026-03-18T09:38:13.415000+08:00","text":"跟委員報告，因為我們要先提供客製化的指數給他們，他們要去做商品的設計，但是從1月我們提出……","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:14.075000+08:00","guessed":false,"end":"2026-03-18T09:38:18.077000+08:00","text":"根據你的經驗，你告訴我什麼時候可以推出來？","quality":0.895},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:18.517000+08:00","guessed":false,"end":"2026-03-18T09:38:18.957000+08:00","text":"最快、最快、最快……","quality":1},{"speaker":"林董事長修銘","start":"2026-03-18T09:38:19.337000+08:00","guessed":false,"end":"2026-03-18T09:38:22.298000+08:00","text":"基本上來講，我們希望的是下半年，因為……","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:22.298000+08:00","guessed":false,"end":"2026-03-18T09:38:23.839000+08:00","text":"下半年「袂赴市」啦！","quality":0.571},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:26.200000+08:00","guessed":false,"end":"2026-03-18T09:38:28.021000+08:00","text":"主委在旁邊也搖頭，說什麼下半年？","quality":0.429},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:28.021000+08:00","guessed":true,"end":"2026-03-18T09:38:29.021000+08:00","text":"「袂赴市」啦！","quality":0.25},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:29.021000+08:00","guessed":true,"end":"2026-03-18T09:38:30.021000+08:00","text":"現在才3月……","quality":0},{"speaker":"林董事長修銘","start":"2026-03-18T09:38:28.421000+08:00","guessed":false,"end":"2026-03-18T09:38:28.701000+08:00","text":"報告委員，我們會儘快，也希望……","quality":0.333},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:28.941000+08:00","guessed":false,"end":"2026-03-18T09:38:30.101000+08:00","text":"這樣子啦，3個月以內可以吧？","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:40.891000+08:00","guessed":false,"end":"2026-03-18T09:38:41.031000+08:00","text":"主委，可以嗎？","quality":0.4},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:41.712000+08:00","guessed":false,"end":"2026-03-18T09:38:42.292000+08:00","text":"答應一下啊！","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:43.513000+08:00","guessed":false,"end":"2026-03-18T09:38:45.074000+08:00","text":"做了才算數，璞玉指數……","quality":0.333},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:38:46.815000+08:00","guessed":false,"end":"2026-03-18T09:38:50.857000+08:00","text":"這是一個市場行為，對的事情、好的事情我們一定會……","quality":0.762},{"speaker":"賴委員士葆","start":"2026-03-18T09:38:51.938000+08:00","guessed":false,"end":"2026-03-18T09:38:52.899000+08:00","text":"當成努力目標可以吧！","quality":0.778},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:38:53.359000+08:00","guessed":false,"end":"2026-03-18T09:39:00.724000+08:00","text":"我們當然會朝這個方向努力，就像剛才講的，我們從1月就開始努力，現在我們也都在努力，剛才董事長也報告說他很積極地開相關說明會，找……","quality":0.772},{"speaker":"賴委員士葆","start":"2026-03-18T09:39:01.304000+08:00","guessed":false,"end":"2026-03-18T09:39:13.873000+08:00","text":"其實我仔細看了，前一陣子台積電摔得很慘的時候，獲利不錯的小型股卻活蹦亂跳，所以這個是很有賣點的。","quality":0.773},{"speaker":"林董事長修銘","start":"2026-03-18T09:39:13.893000+08:00","guessed":false,"end":"2026-03-18T09:39:38.022000+08:00","text":"我跟委員報告，你的觀察是正確的，在這段時間裡面，我指的是3月初的這段時間大盤整個跌幅大概5%多，相對來講，璞玉指數跌幅大概只有2%到3%，所以……","quality":0.852},{"speaker":"賴委員士葆","start":"2026-03-18T09:39:38.022000+08:00","guessed":true,"end":"2026-03-18T09:39:39.062000+08:00","text":"對啊，差有一半啊！","quality":0},{"speaker":"林董事長修銘","start":"2026-03-18T09:39:39.062000+08:00","guessed":false,"end":"2026-03-18T09:39:42.385000+08:00","text":"這些數據我們都會跟這些投信公司做說明……","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:39:43.986000+08:00","guessed":false,"end":"2026-03-18T09:39:46.968000+08:00","text":"你不方便公布投信的名字是嗎？","quality":0.846},{"speaker":"林董事長修銘","start":"2026-03-18T09:39:46.968000+08:00","guessed":false,"end":"2026-03-18T09:39:49.010000+08:00","text":"對，因為這屬於商業行為。","quality":0.8},{"speaker":"賴委員士葆","start":"2026-03-18T09:39:49.130000+08:00","guessed":false,"end":"2026-03-18T09:40:05.069000+08:00","text":"好，沒關係，你不能公布就不能公布，但是今天在這公開場合，我就希望你們努力並且回去告訴他，立委關心這個題目，這對於健全整個股市都很有幫助，你們有3個月的努力目標，可以吧？","quality":0.784},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:40:06.190000+08:00","guessed":false,"end":"2026-03-18T09:40:09.653000+08:00","text":"我想剛剛委員所提的，只要是對的、是好事，我們會努力來做。","quality":0.75},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:10.573000+08:00","guessed":false,"end":"2026-03-18T09:40:14.676000+08:00","text":"3個月以後，也就是上半年，不要下半年啦！","quality":0.812},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:14.676000+08:00","guessed":true,"end":"2026-03-18T09:40:15.676000+08:00","text":"「袂赴市」……","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:40:15.137000+08:00","guessed":false,"end":"2026-03-18T09:40:15.977000+08:00","text":"我們儘量來促成。","quality":0.857},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:17.018000+08:00","guessed":false,"end":"2026-03-18T09:40:17.558000+08:00","text":"6月底以前啦！","quality":0.8},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:20.020000+08:00","guessed":false,"end":"2026-03-18T09:40:21.581000+08:00","text":"主委，你有沒有養龍蝦？沒有。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:24.810000+08:00","guessed":false,"end":"2026-03-18T09:40:25.891000+08:00","text":"你知道我講什麼吧？知道。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:27.712000+08:00","guessed":false,"end":"2026-03-18T09:40:28.532000+08:00","text":"OpenClaw，你沒有養龍蝦吧！","quality":0.4},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:29.493000+08:00","guessed":false,"end":"2026-03-18T09:40:32.314000+08:00","text":"你知道現在有人在養龍蝦吧？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:40:32.495000+08:00","guessed":false,"end":"2026-03-18T09:40:32.815000+08:00","text":"應該蠻普遍的。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:33.155000+08:00","guessed":false,"end":"2026-03-18T09:40:33.295000+08:00","text":"普遍喔！","quality":0.667},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:33.735000+08:00","guessed":false,"end":"2026-03-18T09:40:41.800000+08:00","text":"現在股市分析師都在用，因為它實在很方便，你可以告訴它什麼，它的功能是劈哩啪啦的，又可以點菜……","quality":0.878},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:40:41.800000+08:00","guessed":true,"end":"2026-03-18T09:40:44.482000+08:00","text":"大家都很關心它的資安問題啦！","quality":0.077},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:44.482000+08:00","guessed":false,"end":"2026-03-18T09:40:47.043000+08:00","text":"但是問題就來了，它風險也很高。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:40:48.444000+08:00","guessed":false,"end":"2026-03-18T09:40:51.426000+08:00","text":"你有沒有去了解券商有沒有在用？","quality":0.929},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:40:53.114000+08:00","guessed":false,"end":"2026-03-18T09:41:04.686000+08:00","text":"其實最近在我們內部會議裡也非常關切這個問題，所以我們已經請相關單位開始針對這個東西的使用，還有未來應該要怎麼因應。","quality":0.981},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:05.047000+08:00","guessed":false,"end":"2026-03-18T09:41:10.793000+08:00","text":"現在我就跟你講實際的情況，萬一我下指令給這個龍蝦，OpenClaw是個軟體啦！","quality":0.75},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:14.997000+08:00","guessed":false,"end":"2026-03-18T09:41:18.660000+08:00","text":"倘若我說台積電買1張，結果它買10張怎麼辦？","quality":0.765},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:18.660000+08:00","guessed":true,"end":"2026-03-18T09:41:19.660000+08:00","text":"你告訴我怎麼辦？","quality":0},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:19.660000+08:00","guessed":true,"end":"2026-03-18T09:41:20.660000+08:00","text":"有這風險存在啊！","quality":0.143},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:41:18.660000+08:00","guessed":false,"end":"2026-03-18T09:41:34.475000+08:00","text":"這就是要怎麼樣管理的問題，因為完全借重一台機器或是一個程式來做的話，你只有看到結果才知道中間出錯嘛！","quality":0.936},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:41:36.257000+08:00","guessed":false,"end":"2026-03-18T09:41:40.564000+08:00","text":"這就是一個新的工具，我們本來就是好好去理解，它到底可能會潛藏什麼風險。","quality":0.781},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:40.564000+08:00","guessed":false,"end":"2026-03-18T09:41:45.312000+08:00","text":"這個軟體在去年10月就推出，現在已經很紅了，到處都在養嘛！","quality":0.667},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:46.293000+08:00","guessed":false,"end":"2026-03-18T09:41:49.358000+08:00","text":"我是建議你也去養一下、看一下。是。","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:50.159000+08:00","guessed":false,"end":"2026-03-18T09:41:50.379000+08:00","text":"可以吧？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:41:51.240000+08:00","guessed":false,"end":"2026-03-18T09:41:51.681000+08:00","text":"當然可以啊！","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:52.301000+08:00","guessed":false,"end":"2026-03-18T09:41:54.282000+08:00","text":"請問你，金管會什麼時候可以推出安全手冊？","quality":0.5},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:54.823000+08:00","guessed":false,"end":"2026-03-18T09:41:56.504000+08:00","text":"這個是很serious的問題喔！","quality":0.8},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:41:56.504000+08:00","guessed":true,"end":"2026-03-18T09:41:57.504000+08:00","text":"其實我們已經有……","quality":0},{"speaker":"賴委員士葆","start":"2026-03-18T09:41:57.304000+08:00","guessed":false,"end":"2026-03-18T09:41:59.206000+08:00","text":"你要不要提列一個安全手冊？","quality":0.917},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:41:59.206000+08:00","guessed":false,"end":"2026-03-18T09:42:02.268000+08:00","text":"沒有，我們已經有資安及一些內部控管。","quality":0.938},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:42:02.848000+08:00","guessed":false,"end":"2026-03-18T09:42:12.855000+08:00","text":"我們對於新的事物本來就隨時會檢討這些事情，把它做一個……我想金融業是一個高度信賴的行業，他們必須做且他們自己應該也要有這樣的內控機制……","quality":0.806},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:13.755000+08:00","guessed":false,"end":"2026-03-18T09:42:13.755000+08:00","text":"我就問你嘛！","quality":0.4},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:13.936000+08:00","guessed":false,"end":"2026-03-18T09:42:18.519000+08:00","text":"你要不要推出一個養龍蝦的安全手冊，要不要？","quality":0.947},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:42:18.519000+08:00","guessed":true,"end":"2026-03-18T09:42:20.661000+08:00","text":"這凡事有……","quality":0},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:20.661000+08:00","guessed":false,"end":"2026-03-18T09:42:21.162000+08:00","text":"我就問你要不要啦？","quality":0.75},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:42:21.603000+08:00","guessed":false,"end":"2026-03-18T09:42:26.690000+08:00","text":"如果它已經影響到我們經營的安全，這當然就會列入我們資安裡面……","quality":0.857},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:26.690000+08:00","guessed":true,"end":"2026-03-18T09:42:27.690000+08:00","text":"未雨綢繆啊！","quality":0},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:26.810000+08:00","guessed":false,"end":"2026-03-18T09:42:27.211000+08:00","text":"這個要推出啦！","quality":0.5},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:30.941000+08:00","guessed":false,"end":"2026-03-18T09:42:34.004000+08:00","text":"連對岸他們都推出安全手冊，我們還輸人家，對不對？","quality":0.667},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:42:34.004000+08:00","guessed":false,"end":"2026-03-18T09:42:38.008000+08:00","text":"無論是不是要安全手冊，這些管控措施都應該來做啦！","quality":0.818},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:38.368000+08:00","guessed":false,"end":"2026-03-18T09:42:41.611000+08:00","text":"不然就叫安全指導手冊，加「指導」兩個字，可以吧？","quality":0.632},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:42:41.971000+08:00","guessed":false,"end":"2026-03-18T09:42:47.096000+08:00","text":"我們會發布蠻多像AI使用的指引，或是我們內部資安的其他措施。","quality":0.821},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:47.216000+08:00","guessed":false,"end":"2026-03-18T09:42:47.977000+08:00","text":"什麼時候可以發布？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:42:48.638000+08:00","guessed":false,"end":"2026-03-18T09:42:52.401000+08:00","text":"我剛才跟委員報告過，我們已經責成內部在處理啦！","quality":0.905},{"speaker":"賴委員士葆","start":"2026-03-18T09:42:54.428000+08:00","guessed":false,"end":"2026-03-18T09:42:54.668000+08:00","text":"什麼時候啦？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:42:56.490000+08:00","guessed":false,"end":"2026-03-18T09:43:00.752000+08:00","text":"我現在沒辦法給一個確切的時間，像這種事情，我們能儘快一定是儘快。","quality":0.759},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:02.333000+08:00","guessed":false,"end":"2026-03-18T09:43:02.734000+08:00","text":"2個月可以吧？","quality":0.6},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:03.474000+08:00","guessed":false,"end":"2026-03-18T09:43:05.736000+08:00","text":"AI安全手冊可以嗎？","quality":0.778},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:43:05.736000+08:00","guessed":false,"end":"2026-03-18T09:43:06.736000+08:00","text":"有關AI的部分，我們本來就有了啦！","quality":0.667},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:43:06.736000+08:00","guessed":true,"end":"2026-03-18T09:43:07.736000+08:00","text":"只是要怎麼針對這個……","quality":0},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:07.736000+08:00","guessed":true,"end":"2026-03-18T09:43:08.736000+08:00","text":"加這個啦！","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:43:07.357000+08:00","guessed":false,"end":"2026-03-18T09:43:17.003000+08:00","text":"只是怎麼針對AI+跟AI-這件事情，一些新的使用，比如你要使用這些軟體的時候應該怎麼樣做內控？","quality":0.86},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:43:17.863000+08:00","guessed":false,"end":"2026-03-18T09:43:17.964000+08:00","text":"什麼項目？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:43:17.964000+08:00","guessed":true,"end":"2026-03-18T09:43:19.264000+08:00","text":"這個部分……","quality":0},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:19.264000+08:00","guessed":false,"end":"2026-03-18T09:43:20.105000+08:00","text":"這個不是很難吧？","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:20.765000+08:00","guessed":false,"end":"2026-03-18T09:43:22.065000+08:00","text":"這個東西沒有很困難才對啊！","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:43:22.486000+08:00","guessed":false,"end":"2026-03-18T09:43:33.110000+08:00","text":"原則是很容易，但是真的要落實在金融業，真正在實作的時候，就必須要仔細地研究才知道怎麼做，也才能真的能夠精準做到這一點。","quality":0.741},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:33.390000+08:00","guessed":false,"end":"2026-03-18T09:43:33.810000+08:00","text":"這個儘快，好不好？好。","quality":0.375},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:34.291000+08:00","guessed":false,"end":"2026-03-18T09:43:53.283000+08:00","text":"我們再看一下光電業，這是兩天以前的最新消息，這則新聞報導說：最大開發商深陷資金疑雲，從誠新集團案，看漁電共生。","quality":0.714},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:53.463000+08:00","guessed":false,"end":"2026-03-18T09:43:55.184000+08:00","text":"光電不是只有漁電共生喔！","quality":0.909},{"speaker":"賴委員士葆","start":"2026-03-18T09:43:56.485000+08:00","guessed":false,"end":"2026-03-18T09:44:10.015000+08:00","text":"漁電共生這個大project，幾乎每一家銀行都有當聯貸的主辦銀行，像是北富銀、臺銀聯貸等等，還有王道銀行都有，光漁電共生就超過500億喔！","quality":0.717},{"speaker":"賴委員士葆","start":"2026-03-18T09:44:10.055000+08:00","guessed":false,"end":"2026-03-18T09:44:18.461000+08:00","text":"現在都面臨營運的困境，對這些銀行來講，其實它暴險都蠻高的。","quality":0.731},{"speaker":"賴委員士葆","start":"2026-03-18T09:44:19.162000+08:00","guessed":false,"end":"2026-03-18T09:44:21.644000+08:00","text":"我現在就問金管會，怎麼看待這個事情？","quality":0.938},{"speaker":"賴委員士葆","start":"2026-03-18T09:44:23.406000+08:00","guessed":false,"end":"2026-03-18T09:44:28.431000+08:00","text":"到現在為止，這聯貸案無法收拾，臺灣話叫「袂收煞」，你們怎麼加強監管？","quality":0.571},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:44:31.396000+08:00","guessed":false,"end":"2026-03-18T09:44:40.803000+08:00","text":"對於某些特定產業貸放上面一些風險的管控，我想銀行在當時就做過風險評估，該怎麼做？","quality":0.973},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:44:41.003000+08:00","guessed":false,"end":"2026-03-18T09:44:43.385000+08:00","text":"他們大概都一套的作業方式啦！我想……","quality":0.867},{"speaker":"賴委員士葆","start":"2026-03-18T09:44:43.605000+08:00","guessed":false,"end":"2026-03-18T09:44:45.606000+08:00","text":"所以他們萬一被倒了就活該，是不是？","quality":0.933},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:44:45.766000+08:00","guessed":false,"end":"2026-03-18T09:44:47.868000+08:00","text":"不是，銀行本來就是一個風險低的投資……","quality":0.625},{"speaker":"賴委員士葆","start":"2026-03-18T09:44:47.868000+08:00","guessed":false,"end":"2026-03-18T09:44:48.128000+08:00","text":"你看喔！","quality":1},{"speaker":"賴委員士葆","start":"2026-03-18T09:44:48.528000+08:00","guessed":false,"end":"2026-03-18T09:45:14.779000+08:00","text":"「北富銀統籌主辦新和能源漁電共生56.4億」，2天前的誠新集團最大漁電共生也是一樣，這報導者雜誌報導出來，寫得很仔細，所以你們要加強監管啊！","quality":0.763},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:45:15.769000+08:00","guessed":false,"end":"2026-03-18T09:45:19.271000+08:00","text":"我想在這個地方，我們針對個案不會去評論啦！","quality":0.947},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:45:20.031000+08:00","guessed":false,"end":"2026-03-18T09:45:22.132000+08:00","text":"不會在這邊公開評論這個個案。","quality":0.923},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:45:23.472000+08:00","guessed":false,"end":"2026-03-18T09:45:38.239000+08:00","text":"我剛才提到銀行在做貸放的時候，本質上它剛貸放時必須做過周延的評估及分析，但是這樣不能確保這所有貸放一定都是沒有風險，所以我們才會科以風險資本，還有一些資本計提壞帳，我想這部分他們都已經做了……","quality":0.843},{"speaker":"賴委員士葆","start":"2026-03-18T09:45:38.979000+08:00","guessed":false,"end":"2026-03-18T09:45:41.981000+08:00","text":"好，我最後一個小問題問你，我就下台。","quality":0.867},{"speaker":"賴委員士葆","start":"2026-03-18T09:45:43.941000+08:00","guessed":false,"end":"2026-03-18T09:45:44.482000+08:00","text":"虛擬資產的立法進度如何？","quality":0.636},{"speaker":"賴委員士葆","start":"2026-03-18T09:45:46.162000+08:00","guessed":false,"end":"2026-03-18T09:45:47.043000+08:00","text":"VASP現在進度怎麼樣？","quality":0.455},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:45:47.043000+08:00","guessed":false,"end":"2026-03-18T09:45:55.266000+08:00","text":"現在是這樣，行政院大概已經基本審查完畢，在做一些行政程序的話，這個尊重行政院程序，應該就會送進立法院來審議。","quality":0.939},{"speaker":"賴委員士葆","start":"2026-03-18T09:45:55.446000+08:00","guessed":false,"end":"2026-03-18T09:45:56.406000+08:00","text":"大概什麼時候？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:45:56.406000+08:00","guessed":true,"end":"2026-03-18T09:45:57.406000+08:00","text":"我覺得以現在行政院……","quality":0},{"speaker":"賴委員士葆","start":"2026-03-18T09:45:56.487000+08:00","guessed":false,"end":"2026-03-18T09:45:56.867000+08:00","text":"一個月以內可以吧？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:46:02.669000+08:00","guessed":false,"end":"2026-03-18T09:46:07.131000+08:00","text":"這我沒辦法代行政院回答，但是我希望應該能夠儘快送進……","quality":0.917},{"speaker":"賴委員士葆","start":"2026-03-18T09:46:07.291000+08:00","guessed":false,"end":"2026-03-18T09:46:12.393000+08:00","text":"所以到那時候送到立法院，只要我們這裡通過就可以發行穩定幣，是不是？","quality":0.967},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:46:13.173000+08:00","guessed":false,"end":"2026-03-18T09:46:20.916000+08:00","text":"沒有，它應該有個立法歷程，這通過以後，我們要等穩定幣的子法通過以後實施，才可以開始進行。","quality":0.897},{"speaker":"賴委員士葆","start":"2026-03-18T09:46:21.996000+08:00","guessed":false,"end":"2026-03-18T09:46:22.996000+08:00","text":"差不多要半年以後的事情喔？","quality":0.833},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:46:24.457000+08:00","guessed":false,"end":"2026-03-18T09:46:25.097000+08:00","text":"是，應該至少。好吧！謝謝。謝謝。","quality":0.545},{"speaker":"主席","start":"2026-03-18T09:46:25.097000+08:00","guessed":false,"end":"2026-03-18T09:46:26.017000+08:00","text":"謝謝賴士葆委員。","quality":0.714},{"speaker":"主席","start":"2026-03-18T09:46:26.017000+08:00","guessed":false,"end":"2026-03-18T09:46:26.137000+08:00","text":"接下來請林岱樺委員質詢。","quality":0.364}]}},"supported_relations":[],"relations":[]}