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事實上來講 某種程度來講前一天就有參考價了啦而且美股開盤就有參考價了 ADR就有參考價了所以他基本上來講他就迫不及待要去交易啊 你還差那個十分鐘那個董事長你去研究一下啦 很多參考價啦不一定是開盤的時候就有參考價而且還有權值股越來越多的情況底下 他還有其他的可能性呢譬如講有沒有信用交易的可能"},{"start":438.562,"end":454.043,"text":"為什麼整股可以信用交易為什麼零股不能信用交易而且它交易的金額也不小啊因為它的可能絕對的金額會大過於其他的整股捲紙股大一點我買一個100股我也可能會大過其他的股票啊那為什麼其他的股票可以信用交易這個不能信用交易"},{"start":454.977,"end":471.238,"text":"董事長 可以吧你們研究一下 跟中國研究一下甚至還有現階段當中的問題就是說如何將領股跟整股的這種差異性去化掉 這很重要同樣的投資人 同樣的馬股票大到小到差那麼多"},{"start":473.781,"end":478.268,"text":"跟委員報告對於現在我們有那麼多的領股的集體的參與我們絕對會重視他基本上的協議這個部分也謝謝委員給我們的一些建議本席慎重提醒一個月給本席一個報告好不好可以"},{"start":489.123,"end":514.131,"text":"這如何把它差異性驅化掉保障他們權益嘛就像主委剛剛開始講的嘛通常是投資人都應該被保護嘛對不對主委這個方向可以考慮嗎對就是我們是一個我沒有見過國際級公平的市場跟透明的市場這部分我們覺得是一個好的方向我就會請那個教授謝謝主委的肯定啦是好的方向主委另外一個部分我還是要就教於您的部分雖然剛剛有其他委員有提過有關於這個"},{"start":516.533,"end":528.454,"text":"這個巴黎慘險撐不住近五萬的保單要什麼時候退場這個第一個啊如果啊這個保單的權益實現還沒有消失的情況底下這一個"},{"start":529.522,"end":552.393,"text":"巴黎產險公司他要怎麼去面對保護的權益這個主委你要跟這些保護喊話一下二來他沒有擔保三來員工的權益怎麼保障這都很現實的問題啊因為我只有看到你們很震驚啊但是不曉得後續的處理方法是什麼那是媒體講很震驚其實我們早就知道這個事情了你不震驚喔不會不會 這很正常"},{"start":554.494,"end":572.763,"text":"市場本來就有盡有對為什麼所有法律都有一個退場機制本來就有這個退場機制在過去他不是第一家離開台灣也不是第一家進入台灣他有的程序都非常非常明確我想他非常清楚也都密切跟我們保險局在溝通他跟我們權益什麼保障一個一個問你"},{"start":574.224,"end":590.619,"text":"我們有勞基法就按照這所有的法律來進行盡量不要Lay off盡量把他轉任保有他的工作權比那個勞基法勞基法那是不得不的做法其實我們在他提出的時候我們就已經跟他研擬各式各樣的員工的權益要保障第二個是保護的權益"},{"start":592.661,"end":609.48,"text":"對 那個都沒有問題那實際上他比如說我們任何一個這個特許事業他做資本還有保證金一定要你所有結清這個東西我們才會做這個所以不會有問題這個沒有問題那將來有沒有可能還會有類似的事件產生短期內"},{"start":610.02,"end":638.628,"text":"沒有我們希望說台灣是一個能夠自由進出因為我們對外資的保險公司完全沒有差別的待遇所以我們也歡迎他們來當然他們自己經營決策我們也跟他溝通過我們也尊重他就像主委所講的外資的保險公司來自本土著地其實有相對他的困難度也相對有這個風險也請主委特別注意一下但是也有他的優勢嘛所以我們歡迎台灣還是非常友善而且對所有的外資我們都會我是擔心有類似的事件產生的時候啦好不好"},{"start":638.928,"end":639.449,"text":"謝謝主委 謝謝主席"}],"gazette":[{"speaker":"郭委員國文","start":"2026-03-18T09:59:43+08:00","guessed":true,"end":"2026-03-18T09:59:44+08:00","text":"謝謝主席。","quality":0},{"speaker":"郭委員國文","start":"2026-03-18T09:59:44+08:00","guessed":true,"end":"2026-03-18T09:59:45+08:00","text":"有請彭主委。","quality":0},{"speaker":"主席","start":"2026-03-18T09:59:45+08:00","guessed":true,"end":"2026-03-18T09:59:46+08:00","text":"請金管會彭主委。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T09:59:43.748000+08:00","guessed":false,"end":"2026-03-18T09:59:44.868000+08:00","text":"委員早安。","quality":0.5},{"speaker":"郭委員國文","start":"2026-03-18T09:59:44.868000+08:00","guessed":false,"end":"2026-03-18T09:59:45.089000+08:00","text":"主委好。","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T09:59:45.309000+08:00","guessed":false,"end":"2026-03-18T10:00:27.967000+08:00","text":"主委，我想最近股市非常地熱絡，但是還是會有些陰影，最主要的陰影就是戰爭的陰影，中東戰爭基本上就是陰影之一，什麼時候會結束大家都不清楚，而戰況會越來越升高還是會趨緩，我們也不了解，但是過往面對這個問題，其實金管會都有一些作為，也就是所謂的限空令，限空令在這幾年當中，在2000年、2020年、2022年、2025年各有幾次，方法不盡相同，一個是全面禁空、有條件禁空或隔日禁空，或者是融資融券部分的限額等等，有這些方法。","quality":0.889},{"speaker":"郭委員國文","start":"2026-03-18T10:00:28.847000+08:00","guessed":false,"end":"2026-03-18T10:00:57.888000+08:00","text":"本席想要請教你的部分是，因為每一次跌幅並不小，雖然現在股市指數非常高，但是跌幅也不小，像之前的跌幅有高達9.69%，但也有只有0.81%的，另外還有5.82%的，這一次的跌幅本席有算過，大概有4.43%之多，不曉得在這次發生的時候，主委，你有沒有準備推出再一次限空的可能，有沒有考慮到這個問題？","quality":0.861},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:01:00.939000+08:00","guessed":false,"end":"2026-03-18T10:01:30.542000+08:00","text":"剛剛委員非常清楚提到，臺灣股市從過去幾十年來面臨到非常、非常多這些所謂國際重大利空消息的衝擊，其實過去也陸續推出各種措施，比如說所謂的市場價格穩定措施，實際上我們過去也針對這些情況推出滿多做法，當時主要目的是因為當我們市場出現非理性下跌的時候……","quality":0.93},{"speaker":"郭委員國文","start":"2026-03-18T10:01:30.602000+08:00","guessed":false,"end":"2026-03-18T10:01:33.843000+08:00","text":"我可以理解，但是重點是這一次，主委，你心裡頭的想像是怎麼樣、準備是怎麼樣？","quality":0.812},{"speaker":"郭委員國文","start":"2026-03-18T10:01:37.065000+08:00","guessed":false,"end":"2026-03-18T10:01:38.266000+08:00","text":"我想要了解的是這個部分。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:01:38.606000+08:00","guessed":false,"end":"2026-03-18T10:01:48.550000+08:00","text":"我來回答委員的這個問題，就一個市場監理者而言，對相關情境的模擬以及應對方法，當然有他一套的做法。","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:01:48.930000+08:00","guessed":false,"end":"2026-03-18T10:01:49.430000+08:00","text":"有準備啦！","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:01:50.031000+08:00","guessed":false,"end":"2026-03-18T10:01:50.691000+08:00","text":"有準備，如果萬一……","quality":0.714},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:01:52.552000+08:00","guessed":false,"end":"2026-03-18T10:01:57.974000+08:00","text":"市場面對不確定性是我們每天的日常，這些東西都是我們日常作業的一部分。","quality":0.969},{"speaker":"郭委員國文","start":"2026-03-18T10:01:58.414000+08:00","guessed":false,"end":"2026-03-18T10:02:01.075000+08:00","text":"會不會因為現在已經三萬多點了，所以不需要？","quality":0.895},{"speaker":"郭委員國文","start":"2026-03-18T10:02:02.776000+08:00","guessed":false,"end":"2026-03-18T10:02:10.361000+08:00","text":"因為現狀還OK，有漲有跌，所以你就按兵不動，除非有進一步劇烈動盪才有考慮，是不是？","quality":0.944},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:02:10.741000+08:00","guessed":false,"end":"2026-03-18T10:02:14.704000+08:00","text":"我們看的不是一個定態的數字，我們是看那個狀況。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:02:14.704000+08:00","guessed":false,"end":"2026-03-18T10:02:28.113000+08:00","text":"剛才委員講的就是，實際上，資本市場最後一定是落底在基本面，不管做任何措施，到最後還是要反映基本面，我們尊重市場機制，當市場機制無法發揮的時候，我們舉韓國的熔斷機制為例……","quality":0.961},{"speaker":"郭委員國文","start":"2026-03-18T10:02:31.355000+08:00","guessed":false,"end":"2026-03-18T10:02:39.277000+08:00","text":"就基本面，當然你不用去處理，問題是市場面的因素所造成的恐慌性賣壓，才是金管會要扮演的角色。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:02:39.277000+08:00","guessed":true,"end":"2026-03-18T10:02:40.277000+08:00","text":"是，當然。","quality":0},{"speaker":"郭委員國文","start":"2026-03-18T10:02:40.017000+08:00","guessed":false,"end":"2026-03-18T10:02:43.578000+08:00","text":"這就有造成恐慌性賣壓的可能性，這是其一種方式。","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:02:43.778000+08:00","guessed":false,"end":"2026-03-18T10:02:50.080000+08:00","text":"另外一種可能性是，除了禁空令之外，還有沒有其他的行政作為取代禁空令的可能性？","quality":0.886},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:02:52.886000+08:00","guessed":false,"end":"2026-03-18T10:03:20.021000+08:00","text":"我想說其實市場最重要的是效率性，效率性就是我們讓市場的價格充分反映所有訊息，這很重要，而剛剛委員講的限空令本身也是，比如當賣方的訊息跟買方訊息無法充分在市場反映的時候，我們必須給予時間，所以這時候才有這些作為，為了達到這個效率性，我想資訊揭露也是其中一個非常、非常重要的工作。","quality":0.938},{"speaker":"郭委員國文","start":"2026-03-18T10:03:20.621000+08:00","guessed":false,"end":"2026-03-18T10:03:32.369000+08:00","text":"對，資訊揭露當然是另外一件事情，主委，其實大家對於金管會還有對政府的期待，除了國安基金之外，就是禁空令的處理，所以你的角色也非常重要，也就是說你隨時有在watch這種狀況，也準備必要的時候採取禁空令就是了，對不對？","quality":0.887},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:03:32.369000+08:00","guessed":true,"end":"2026-03-18T10:03:36.611000+08:00","text":"對，我們會在適當的時候……","quality":0},{"speaker":"郭委員國文","start":"2026-03-18T10:03:36.611000+08:00","guessed":false,"end":"2026-03-18T10:03:39.412000+08:00","text":"我也期待有其他多元的做法。當然。","quality":0.857},{"speaker":"郭委員國文","start":"2026-03-18T10:03:40.873000+08:00","guessed":false,"end":"2026-03-18T10:04:19.798000+08:00","text":"另外一個要就教的部分，主委，你知道最近台積電及很多權值股紛紛破千甚至有破萬的，股市成長非常快，另外一種市場叫零股市場也成長地非常快速，零股市場在2024年的成長比例是137%，在去年，成長比例是41%，交易金額居然高達86.71億，這是平均；以年齡層來看的話，光40歲以下的交易戶就占48.86%，也就是將近五成，很多40歲以下的年輕人都有參與。","quality":0.826},{"speaker":"郭委員國文","start":"2026-03-18T10:04:21.944000+08:00","guessed":false,"end":"2026-03-18T10:04:49.570000+08:00","text":"以最近來看，一樣是中東戰爭的因素，3月9號臺股下跌了1,495點，但台積電的零股交易量居然暴增到單日1,461萬股的紀錄，也就是說零股市場的活躍性超乎想像，就這個部分，台積電單日的成交額就達275.9億之多，可說是零股成交的最大紀錄。","quality":0.821},{"speaker":"郭委員國文","start":"2026-03-18T10:04:49.570000+08:00","guessed":false,"end":"2026-03-18T10:05:02.378000+08:00","text":"而在零股市場越來越大、股票權值股越來越多的情況下，本席要就教於你的部分，是不是應該開始思考如何保障零股投資者的交易權益？","quality":0.911},{"speaker":"郭委員國文","start":"2026-03-18T10:05:03.659000+08:00","guessed":false,"end":"2026-03-18T10:05:31.838000+08:00","text":"舉例來說，零股撮合的第一盤是在開盤10分鐘，這會造成lag，零股交易是在開盤10分鐘後才撮合，就有可能錯失時機，延後10分鐘撮合可以累積較多的買賣委託單，避免價格因為單量過少而有大幅波動，這個部分是不是有把零股跟整股的交易市場一併化的可能？","quality":0.849},{"speaker":"郭委員國文","start":"2026-03-18T10:05:32.258000+08:00","guessed":false,"end":"2026-03-18T10:05:32.999000+08:00","text":"就教於主委。","quality":0.6},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:05:34.860000+08:00","guessed":false,"end":"2026-03-18T10:05:36.120000+08:00","text":"剛剛委員講的，我是非常同意……","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:05:36.120000+08:00","guessed":true,"end":"2026-03-18T10:05:37.120000+08:00","text":"同意嘛！","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:05:36.800000+08:00","guessed":false,"end":"2026-03-18T10:06:01.954000+08:00","text":"第一個就是我們在資本市場的管理很重要的就是要公平對待每個交易人，如果他條件相同的話，不應該受到不同的對待，這是我們努力的方向，只是過去在交易時有它一定的歷史因素、習慣，還有轉換制度的成本，我想我們要朝向一個國際級資本市場的話，這些東西我們都會來努力。","quality":0.974},{"speaker":"郭委員國文","start":"2026-03-18T10:06:02.415000+08:00","guessed":false,"end":"2026-03-18T10:06:03.635000+08:00","text":"應該把差異性去化掉嘛。","quality":0.9},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:06:05.397000+08:00","guessed":false,"end":"2026-03-18T10:06:08.459000+08:00","text":"應該說你只要是市場交易者都應該得到相對應的公平……","quality":0.783},{"speaker":"郭委員國文","start":"2026-03-18T10:06:08.679000+08:00","guessed":false,"end":"2026-03-18T10:06:09.580000+08:00","text":"技術上應該沒有問題吧！","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:06:09.740000+08:00","guessed":false,"end":"2026-03-18T10:06:11.401000+08:00","text":"林董事長在後面啊，董事長，應該沒問題吧？","quality":1},{"speaker":"林董事長修銘","start":"2026-03-18T10:06:17.137000+08:00","guessed":false,"end":"2026-03-18T10:06:23.063000+08:00","text":"零股交易的部分，剛才委員提到的就是整股跟零股之間的……","quality":0.875},{"speaker":"郭委員國文","start":"2026-03-18T10:06:23.463000+08:00","guessed":false,"end":"2026-03-18T10:06:23.463000+08:00","text":"時間差。","quality":1},{"speaker":"林董事長修銘","start":"2026-03-18T10:06:23.623000+08:00","guessed":false,"end":"2026-03-18T10:06:37.756000+08:00","text":"時間差，基本上來講，我們讓整股先出來的原因，是因為這樣對零股來說有一個參考價，所以這個時間差某種程度來講……","quality":0.812},{"speaker":"郭委員國文","start":"2026-03-18T10:06:37.756000+08:00","guessed":false,"end":"2026-03-18T10:06:39.037000+08:00","text":"前一天就有參考價了啦！沒有……","quality":0.833},{"speaker":"郭委員國文","start":"2026-03-18T10:06:40.818000+08:00","guessed":false,"end":"2026-03-18T10:06:48.783000+08:00","text":"而且美股開盤就有參考價啦，ADR就有參考價了啦，他就迫不及待要去交易啊，你還差那個10分鐘！","quality":0.95},{"speaker":"郭委員國文","start":"2026-03-18T10:06:48.983000+08:00","guessed":false,"end":"2026-03-18T10:06:54.006000+08:00","text":"董事長，你去研究一下，很多參考價啦，不一定是開盤的時候才有參考價。","quality":0.966},{"speaker":"郭委員國文","start":"2026-03-18T10:06:55.007000+08:00","guessed":false,"end":"2026-03-18T10:07:04.186000+08:00","text":"另外，權值股越來越多的情況下，他還有其他的可能性，譬如有沒有信用交易的可能，為什麼整股可以信用交易，而零股不能信用交易？","quality":0.944},{"speaker":"郭委員國文","start":"2026-03-18T10:07:04.246000+08:00","guessed":false,"end":"2026-03-18T10:07:17.023000+08:00","text":"而且他交易的金額也不小啊，因為零股的絕對金額有可能會大過其他整股耶，權值股大一點的話，我買個100股，價格也可能會大於其他股票，為什麼其他股票可以信用交易，這個不能信用交易？","quality":0.636},{"speaker":"郭委員國文","start":"2026-03-18T10:07:17.977000+08:00","guessed":false,"end":"2026-03-18T10:07:19.419000+08:00","text":"董事長，可以吧？","quality":1},{"speaker":"林董事長修銘","start":"2026-03-18T10:07:19.419000+08:00","guessed":true,"end":"2026-03-18T10:07:20.460000+08:00","text":"我們之後可以來研究。","quality":0},{"speaker":"郭委員國文","start":"2026-03-18T10:07:20.460000+08:00","guessed":false,"end":"2026-03-18T10:07:22.303000+08:00","text":"你們研究一下，跟主委研究一下。","quality":0.846},{"speaker":"郭委員國文","start":"2026-03-18T10:07:23.364000+08:00","guessed":false,"end":"2026-03-18T10:07:34.218000+08:00","text":"還有現階段當沖的問題，如何將零股跟整股的差異性去化掉，這很重要，同樣投資人，我同樣買股票，大張跟小張的卻差那麼多！","quality":0.824},{"speaker":"林董事長修銘","start":"2026-03-18T10:07:36.781000+08:00","guessed":false,"end":"2026-03-18T10:07:40.006000+08:00","text":"跟委員報告，對於現在有那麼多零股交易者積極參與，我們絕對會重視他們的基本權益……","quality":0.722},{"speaker":"郭委員國文","start":"2026-03-18T10:07:40.006000+08:00","guessed":true,"end":"2026-03-18T10:07:41.006000+08:00","text":"當然啊！","quality":0},{"speaker":"林董事長修銘","start":"2026-03-18T10:07:40.086000+08:00","guessed":false,"end":"2026-03-18T10:07:40.907000+08:00","text":"這個部分也謝謝委員給我們的建議……","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:07:40.907000+08:00","guessed":false,"end":"2026-03-18T10:07:41.248000+08:00","text":"本席鄭重提醒一個月給本席一個報告，好不好？可以。","quality":0.952},{"speaker":"郭委員國文","start":"2026-03-18T10:07:52.123000+08:00","guessed":false,"end":"2026-03-18T10:07:59.245000+08:00","text":"如何把差異性去化掉，保障他們的權益，就像主委剛開始講的，同樣是投資人都應該被保護，對不對？","quality":0.9},{"speaker":"郭委員國文","start":"2026-03-18T10:07:59.245000+08:00","guessed":false,"end":"2026-03-18T10:08:00.586000+08:00","text":"主委，這個方向可以考慮嘛。","quality":0.909},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:08:00.586000+08:00","guessed":false,"end":"2026-03-18T10:08:09.129000+08:00","text":"對，我們要建構國際級的公平市場跟透明市場，這部分我們覺得是一個好的方向，我會請證交所研議。","quality":0.78},{"speaker":"郭委員國文","start":"2026-03-18T10:08:10.789000+08:00","guessed":false,"end":"2026-03-18T10:08:12.450000+08:00","text":"好，謝謝主委的肯定，是好的方向。","quality":0.923},{"speaker":"郭委員國文","start":"2026-03-18T10:08:12.710000+08:00","guessed":false,"end":"2026-03-18T10:08:35.123000+08:00","text":"主委，另外我還是要就教於您，雖然剛剛有其他的委員提過，有關巴黎產險撐不住，近五萬的保單要什麼時候退場，第一個，如果這個保單的權益實現還沒有消失的情況下，巴黎產險公司要怎麼去面對保戶的權益？","quality":0.965},{"speaker":"郭委員國文","start":"2026-03-18T10:08:35.724000+08:00","guessed":false,"end":"2026-03-18T10:08:38.005000+08:00","text":"主委要跟這些保戶喊話一下。是。","quality":0.846},{"speaker":"郭委員國文","start":"2026-03-18T10:08:38.905000+08:00","guessed":false,"end":"2026-03-18T10:08:41.366000+08:00","text":"二來，他有沒有擔保？","quality":0.875},{"speaker":"郭委員國文","start":"2026-03-18T10:08:41.986000+08:00","guessed":false,"end":"2026-03-18T10:08:43.867000+08:00","text":"三來，員工的權益怎麼保障？","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:08:44.568000+08:00","guessed":false,"end":"2026-03-18T10:08:51.471000+08:00","text":"這都是很現實的問題啊，因為我只有看到你們很震驚，但是不曉得後續的處理方法是什麼？","quality":0.973},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:08:51.471000+08:00","guessed":false,"end":"2026-03-18T10:08:53.372000+08:00","text":"那是媒體講很震驚，其實我們早就知道這個消息……","quality":0.9},{"speaker":"郭委員國文","start":"2026-03-18T10:08:53.612000+08:00","guessed":false,"end":"2026-03-18T10:08:53.992000+08:00","text":"你不震驚啊？","quality":0.8},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:08:54.532000+08:00","guessed":false,"end":"2026-03-18T10:08:55.373000+08:00","text":"不會、不會，這很正常的，這是因為媒體……","quality":0.533},{"speaker":"郭委員國文","start":"2026-03-18T10:08:55.373000+08:00","guessed":true,"end":"2026-03-18T10:08:57.494000+08:00","text":"主委這麼冷靜，不過主委看起來很正經，另外一種正經。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:08:57.494000+08:00","guessed":false,"end":"2026-03-18T10:09:13.962000+08:00","text":"其實市場本來就有進有退，為什麼所有法律都有一個退場機制，本來就有這個可能，在過去，它也不是第一家離開臺灣，也不是第一家進入臺灣，該有的程序都非常、非常明確，我想它非常清楚，也都密切地跟我們的保險局在溝通。","quality":0.87},{"speaker":"郭委員國文","start":"2026-03-18T10:09:14.563000+08:00","guessed":false,"end":"2026-03-18T10:09:15.063000+08:00","text":"員工權益怎麼保障呢？","quality":0.556},{"speaker":"郭委員國文","start":"2026-03-18T10:09:15.243000+08:00","guessed":false,"end":"2026-03-18T10:09:15.743000+08:00","text":"一個一個來問你。","quality":0.857},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:09:17.224000+08:00","guessed":false,"end":"2026-03-18T10:09:19.967000+08:00","text":"我們有勞基法，就按照所有的法律進行，比如……","quality":0.889},{"speaker":"郭委員國文","start":"2026-03-18T10:09:21.128000+08:00","guessed":false,"end":"2026-03-18T10:09:27.574000+08:00","text":"沒有，儘量不要layoff嘛，儘量讓他們轉任，保有他的工作權，比勞基法……依據勞基法，那是不得不的做法。","quality":0.773},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:09:27.774000+08:00","guessed":false,"end":"2026-03-18T10:09:31.858000+08:00","text":"其實在它提出的時候，我們就已經跟它研擬各式各樣的方案。","quality":0.84},{"speaker":"郭委員國文","start":"2026-03-18T10:09:32.238000+08:00","guessed":false,"end":"2026-03-18T10:09:33.059000+08:00","text":"員工的權益要保障……","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:09:33.059000+08:00","guessed":true,"end":"2026-03-18T10:09:34.059000+08:00","text":"當然啊，這是最基本的。","quality":0},{"speaker":"郭委員國文","start":"2026-03-18T10:09:33.199000+08:00","guessed":false,"end":"2026-03-18T10:09:33.599000+08:00","text":"第二個是保戶的權益，保戶權益有沒有……","quality":0.5},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:09:35.661000+08:00","guessed":false,"end":"2026-03-18T10:09:45.892000+08:00","text":"對，那都沒有問題，實際上任何一個特許事業，一定要在資本額以及保證金結清之後，我們才會做……","quality":0.769},{"speaker":"郭委員國文","start":"2026-03-18T10:09:46.033000+08:00","guessed":false,"end":"2026-03-18T10:09:48.255000+08:00","text":"所以不會有問題？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:09:48.255000+08:00","guessed":false,"end":"2026-03-18T10:09:49.596000+08:00","text":"這個沒有問題。","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:09:50.457000+08:00","guessed":false,"end":"2026-03-18T10:09:52.159000+08:00","text":"將來短期內有沒有可能還會有類似的事件產生？","quality":0.85},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:09:53.180000+08:00","guessed":false,"end":"2026-03-18T10:10:04.223000+08:00","text":"我們希望臺灣是能夠自由進出的，我們對外資的保險公司完全沒有差別待遇，所以我們也歡迎他們來，當然他們自己經營決策，我們也跟他溝通過，我們也尊重他。","quality":0.985},{"speaker":"郭委員國文","start":"2026-03-18T10:10:04.383000+08:00","guessed":false,"end":"2026-03-18T10:10:12.205000+08:00","text":"就像主委所講的，外資的保險公司來到本土著地其實相對有其困難度，也相對有風險，也請主委特別注意一下，好不好？","quality":0.875},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:10:12.225000+08:00","guessed":false,"end":"2026-03-18T10:10:13.346000+08:00","text":"但是也有它的優勢嘛。","quality":0.889},{"speaker":"郭委員國文","start":"2026-03-18T10:10:13.346000+08:00","guessed":true,"end":"2026-03-18T10:10:14.346000+08:00","text":"它有優勢，也有缺點。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:10:13.666000+08:00","guessed":false,"end":"2026-03-18T10:10:17.927000+08:00","text":"所以我們歡迎，臺灣還是非常友善，而且對所有的外資我們都會……","quality":1},{"speaker":"郭委員國文","start":"2026-03-18T10:10:17.927000+08:00","guessed":false,"end":"2026-03-18T10:10:21.608000+08:00","text":"我是擔心有類似的事件產生的時候，好不好？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:10:21.608000+08:00","guessed":true,"end":"2026-03-18T10:10:22.608000+08:00","text":"是，謝謝。","quality":0},{"speaker":"郭委員國文","start":"2026-03-18T10:10:21.928000+08:00","guessed":false,"end":"2026-03-18T10:10:22.429000+08:00","text":"謝謝主委、謝謝主席。","quality":1},{"speaker":"主席","start":"2026-03-18T10:10:22.929000+08:00","guessed":true,"end":"2026-03-18T10:10:24.357571+08:00","text":"謝謝郭委員。","quality":0},{"speaker":"主席","start":"2026-03-18T10:10:24.657571+08:00","guessed":true,"end":"2026-03-18T10:10:27.514714+08:00","text":"再來請劉書彬委員質詢。","quality":0}]}},"supported_relations":[],"relations":[]}