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等一下賴慧媛有人諮詢完之後我諮詢完之後休息五分鐘讓大家上廁所"},{"start":58.409,"end":73.022,"text":"我想虛擬資產已經是成為全球金融化的不可忽視的一環其實我們的監理基本架構也正在成型但是面對這一項新興且高度依賴技術的產業"},{"start":76.565,"end":102.618,"text":"本席認為金管會目前的一個草案其實還有很多地方需要釐清還有很多盲點不過就是說等了喊了一年也等了一年那虛擬資產專華是不是還在炎帝就從去年的3月25號一直到現在甚至就是說我們副組委莊副組委在上一次在12月25號"},{"start":104.139,"end":127.074,"text":"也跟大家宣布這個是一個國際性的一個論壇他公開的表示說虛擬資產的那個服務法 預估最快最快在明年就是等於是今年的上半年會執行可是這樣看起來就是說這個依告草案一年過去了那驗版的草案現在也還沒有經過立法院的那個一讀"},{"start":128.235,"end":151.668,"text":"那諸位你看我讓你有機會講一講到底就是說什麼時候會送到行政院什麼時候會送到立法院那你是不是試著就是說把這一個時程跟大家做一個報告好 謝謝委員我想說我們在前年的時候就答應我們要立專法我們當初就立定的是明年的就是去年的六月底以前送進行政院"},{"start":152.429,"end":167.629,"text":"對 那我們那個剛剛委員提到3月呢是因為我們內部的這些草案要公告給外界收集意見那我們做完呢 只是行政單位做完草案我們確實在6月27號已經送進了行政院並沒有任何的延誤那接下來呢 政委就開始進行"},{"start":168.57,"end":186.967,"text":"多次的開會那最近已經開會已經討論完畢剛剛那個我們副主委說最快是預估說假設是在比如說當時在下個就是前一個會期如果通過的話能夠在這個會期就送進行政院"},{"start":188.368,"end":210.449,"text":"送進立法院的話那當然這個會期最快如果我們通過的話就有可能我們的虛擬資產服務法在今年就會通過然後接下來在我們的執法通過以後就可以實施我想這整個過程應該都按照這樣一個順序來做我想行政院那邊已經審查完畢按照程序應該預期行政院已經審查完畢了"},{"start":212.05,"end":229.667,"text":"對 什麼時候會送出來那這樣我沒辦法代行政院回答不過按照程序是審查完畢以後會經過行政院院會通過以後就會送進立法院好 主委我再提醒你在野黨他的兩套虛擬資產法制上基本上他已經超車了金管會你認為這樣是合理的嗎"},{"start":231.348,"end":256.95,"text":"我想市場上比如說我們在大院各個委員之間都有各自的理想的條文我想這都尊重但是未來還是要落地可行真的符合我們台灣真正的不管是市場的現在的現況以及我們監理上面的這個能量還在就是未來的發展我想我們可以再透過在立法院的討論的時候能夠深入的討論各種版本"},{"start":257.671,"end":273.747,"text":"那我們就再充分的討論那就是在3月16號台哥大已經跟萬事達宣布了他們要合作那甚至把那個加密幣導入了日常的一個支付這個已經是從投資的一個工具走向日常生活裡頭"},{"start":274.508,"end":285.417,"text":"那主委你怎麼看呢就是這些虛擬資產專業法跟信用卡卡上在推動日常的一個支付上面他有足夠的法規來規範嗎我們有足夠的法規來規範他們嗎其實這個在我們一些把過去把穩定幣"},{"start":293.024,"end":306.279,"text":"或是一些虛擬資產搭配在信用卡上做支付這個部分其實已經在國際上已經很普遍我想這個如果在法規上基本上它還是一個信用卡支付它是一個信用卡支付所以說主委你很樂觀其成"},{"start":309.102,"end":329.922,"text":"那如果說我們在這個虛擬法規上頭的話我們台灣不是發展最快的啦那就是說已經就是說外地的廠商在本地已經是落地了那我們也有我們自己的法規可以管他們的話我們是不是應該就是說開大門走大路我們就去歡迎他們咧"},{"start":330.843,"end":355.123,"text":"其實委員剛才提到所謂落地我想應該這是法規認知上面是有一點點差異的還是有差異比如說他們今天去綁一個信用卡比如說我們市場上聽到的U卡那其實上某種程度他拿的就是一家VISA或是MESSA卡這部分他在支付店家他也是收他當地的幣別只是他結算背後可能他付的時候可是起碼他就是受我們的法規受我們的法規管理啦這是好事啊"},{"start":355.863,"end":372.767,"text":"對 就是說其實應該講我們現在所落地剛剛提到假設外國的這些的虛擬資產服務業者在台灣對我們一般民眾做無差別的這樣一個業務的話他必須經過我們的特許我想這個全世界都是一樣的好 經管會的特許啦"},{"start":373.107,"end":401.685,"text":"那我們接著是不是主委我們再來講這個虛擬資產它所依賴的這個區塊鏈它本身不是金管會監管的一個範圍內那你怎麼樣來就是說監督呢因為區塊鏈就沒有納入你的監管範圍那會形成你監管的一個落差那你有沒有更好的方式還是說尋求有技術的合作廠商的時候必要的時候是不是跟外國廠商一起合作呢"},{"start":402.545,"end":431.044,"text":"對 我想這部分有沒有排斥當然我們在監理機關我們扮演的角色跟一般業者是不太一樣剛才講 我已經說區塊鏈本來就是個去中心化也衍生出一個技術它本質上就不是但是我們真的看到現在的落地的部分基本上還是要靠中心化取得信任比如說剛才我已經說我們怎麼樣去納管這個區塊鏈因為區塊鏈如果要跟一般民眾生活做連結它必須要跟幾個"},{"start":433.886,"end":454.838,"text":"幾個這個機構幾個中心點產生關聯性比如說我們的銀行或是我們所謂的交易所這些都是可以政府公權力可以所到達的地方透過這個方式來管理我們區塊鏈上面的金融交易行為所以就是說其實基本上就是說你也是支持這樣子的一個"},{"start":456.249,"end":484.936,"text":"方式嗎因為這是一個假設是一個技術的發展跟全球的趨勢我們擋不住但是我們必須要在我們自己的監理的架構下做好準備當然是擋不住啊我們就是因為擋不住所以我們才必須要就是說你看停了慢了一年如果就是說其實你基本上你並不是你是一個比較創新的寫者如果就是說不是去年就是這當然有很多原因啦這個這個原因慢了這個我們也也就"},{"start":485.756,"end":509.589,"text":"不再往後看了我們往前看的話如果就是說可以提前的話其實我相信今天我們討論的議題又不是這樣的一個議題當然一個新的制度的出現必須要考量社會各界的共識像比如進到立法院還有各界的意見還要整合我想這也是真的那對於這種新的事物坦白講"},{"start":510.549,"end":535.687,"text":"充滿了不確定性但是我們要做好準備但是也不冒進當然是不冒進可是業務已經趕上來了那你的執法法規呢執法法規是不是已經到位我們其實現在全面在推動我們的草案大部分的絕大部分我們已經有草案接下來的話我們還在做一個整合因為這次總共有預計會有九個執法要訂定其實蠻龐大的工程九個執法"},{"start":539.936,"end":566.378,"text":"總共這個當我們虛擬資產服務法通過以後裡面有授權要訂定我們現在已經有大概九個執法要來訂定其中八個是針對虛擬資產服務業者另外一個是針對穩定幣是那倒是那個九個執法裡頭主委可以不可以就是說你可以很肯定的講就是涵蓋了現有的一個業務嗎這九個執法可以那個就是去那個承擔現在的這些業務嗎"},{"start":568.28,"end":591.199,"text":"我們看到的不管是交易保管到知戶借貸我覺得可以說我們未來的這個法律架構會超過現在登記制的這些業者的範圍那如果往後再延伸RWA還是穩定幣呢看業務未來發展趨勢來做彈性的調整其實我們的法規裡面也留有這些相關的彈性空間"},{"start":592.102,"end":617.245,"text":"所以就是說基本上你認為沒有問題當然我們現階段如果有問題我們會處理我們一定把它處理到我們認為沒有問題才會上路所以我想那個眼見最新的一個調查他說高達76%的這個我們的虛擬的資產的用戶他顯著就是把他的資產還是放在中心化的交易所這也是為什麼監管的重要性"},{"start":617.685,"end":636.805,"text":"是啊是啊所以我們也看得出來啊所以就是說受監管變成是就是這些投資者最大的一個期待啊所以在這裡也是要鼓勵啦也是跟那個金管會加油我想就是說很多投資者是期待就是受監管是一個合法的一個監管"},{"start":637.886,"end":650.858,"text":"對 就是說因為政府透過監管取得社會信任是一個產業發展非常重要的基礎這是我們政府保護人民權益一個非常重要的工作啦好 謝謝 謝謝主委 謝謝主席"}],"gazette":[{"speaker":"賴委員惠員","start":"2026-03-18T10:34:53+08:00","guessed":true,"end":"2026-03-18T10:34:54.529000+08:00","text":"謝謝主席。","quality":0},{"speaker":"賴委員惠員","start":"2026-03-18T10:34:54.529000+08:00","guessed":false,"end":"2026-03-18T10:34:55.290000+08:00","text":"請金管會主委。","quality":1},{"speaker":"主席：請主委。先預告一下","start":"2026-03-18T10:34:57.971000+08:00","guessed":false,"end":"2026-03-18T10:35:45.143000+08:00","text":"賴惠員委員質詢完之後換我質詢；我質詢完之後休息5分鐘讓大家上廁所。","quality":0.7},{"speaker":"賴委員惠員","start":"2026-03-18T10:35:45.143000+08:00","guessed":true,"end":"2026-03-18T10:35:47.772000+08:00","text":"羅明才委員要選總統了，所以這是總統的政策。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:35:47.772000+08:00","guessed":true,"end":"2026-03-18T10:35:50.401000+08:00","text":"委員好。","quality":0},{"speaker":"賴委員惠員","start":"2026-03-18T10:35:50.401000+08:00","guessed":true,"end":"2026-03-18T10:35:53.030000+08:00","text":"主委早安。","quality":0},{"speaker":"賴委員惠員","start":"2026-03-18T10:35:53.030000+08:00","guessed":false,"end":"2026-03-18T10:36:17.429000+08:00","text":"虛擬資產已經成為全球金融化所不可忽視的一環，雖然我們的監理基本架構正在成形，但面對這項新興且高度依賴技術的產業，本席認為金管會目前的草案還有很多地方需要釐清，還有很多盲點。","quality":0.951},{"speaker":"賴委員惠員","start":"2026-03-18T10:36:20.090000+08:00","guessed":false,"end":"2026-03-18T10:36:24.973000+08:00","text":"我們喊了一年，也等了一年，虛擬資產專法是不是還在原地踏步？","quality":0.731},{"speaker":"賴委員惠員","start":"2026-03-18T10:36:25.993000+08:00","guessed":false,"end":"2026-03-18T10:36:29.575000+08:00","text":"也就是從去年3月25號一直到現在！","quality":0.846},{"speaker":"賴委員惠員","start":"2026-03-18T10:36:33.217000+08:00","guessed":false,"end":"2026-03-18T10:37:00.074000+08:00","text":"莊副主委在去年12月25號一個國際性論壇上曾公開表示，虛擬資產服務法預估最快會在今年上半年執行，但目前看起來，預告草案的一年時間過去了，院版草案迄今尚未經立法院一讀。","quality":0.757},{"speaker":"賴委員惠員","start":"2026-03-18T10:37:04.917000+08:00","guessed":false,"end":"2026-03-18T10:37:08.039000+08:00","text":"主委，到底什麼時候會送到行政院？","quality":0.857},{"speaker":"賴委員惠員","start":"2026-03-18T10:37:08.279000+08:00","guessed":false,"end":"2026-03-18T10:37:09.760000+08:00","text":"什麼時候會送到立法院？","quality":1},{"speaker":"賴委員惠員","start":"2026-03-18T10:37:10.820000+08:00","guessed":false,"end":"2026-03-18T10:37:15.643000+08:00","text":"我讓你有機會說明，你是不是藉此機會把時程跟大家報告？","quality":0.5},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:37:16.383000+08:00","guessed":false,"end":"2026-03-18T10:37:16.724000+08:00","text":"謝謝委員。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:37:16.724000+08:00","guessed":false,"end":"2026-03-18T10:37:24.648000+08:00","text":"我們在前年就答應要立專法，當初預定明年，即去年6月底前送進行政院。","quality":0.931},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:37:26.170000+08:00","guessed":false,"end":"2026-03-18T10:37:38.466000+08:00","text":"至於剛才委員提到去年3月的事，那是因為我們內部的草案必須先公告，並對外蒐集意見，這些我們做完了，也就是行政單位已經做完草案，也確實在去年6月27號送進行政院，並沒有任何延誤。","quality":0.684},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:37:38.586000+08:00","guessed":false,"end":"2026-03-18T10:38:12.879000+08:00","text":"接下來政委就多次進行開會，最近已經討論完畢，預估最快可以在本會期送進立法院，如獲通過，那麼虛擬資產服務法就可以在今年通過，接下來子法通過後，就可以實施了。","quality":0.786},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:38:14.360000+08:00","guessed":false,"end":"2026-03-18T10:38:21.607000+08:00","text":"整個過程應該會按照這個順序來做，目前行政院已經審查完畢，按照程序應該可以預期……","quality":0.861},{"speaker":"賴委員惠員","start":"2026-03-18T10:38:21.627000+08:00","guessed":false,"end":"2026-03-18T10:38:23.429000+08:00","text":"行政院已經審查完畢？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:38:23.429000+08:00","guessed":true,"end":"2026-03-18T10:38:25.050000+08:00","text":"對，審查完畢。","quality":0.2},{"speaker":"賴委員惠員","start":"2026-03-18T10:38:25.050000+08:00","guessed":false,"end":"2026-03-18T10:38:26.091000+08:00","text":"什麼時候會送出來？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:38:26.432000+08:00","guessed":false,"end":"2026-03-18T10:38:33.939000+08:00","text":"我沒辦法代行政院回答，不過按照程序，審查完畢並經行政院院會通過，就會送進立法院。","quality":0.972},{"speaker":"賴委員惠員","start":"2026-03-18T10:38:34.779000+08:00","guessed":false,"end":"2026-03-18T10:38:42.667000+08:00","text":"主委，我再提醒你，在野黨提了兩個虛擬資產法，基本上已經超車金管會，你認為這樣合理嗎？","quality":0.919},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:38:45.229000+08:00","guessed":false,"end":"2026-03-18T10:39:09.930000+08:00","text":"市場上……大院各委員都有各自理想的條文，這些我們都尊重，但未來還是要落地可行，符合臺灣真正的……不管是現在的市場現況、監理上的能量以及未來的發展，我想立法院在審查時應該能夠深入討論各種版本。","quality":0.859},{"speaker":"賴委員惠員","start":"2026-03-18T10:39:10.831000+08:00","guessed":false,"end":"2026-03-18T10:39:12.113000+08:00","text":"好，我們屆時再做充分討論。","quality":0.636},{"speaker":"賴委員惠員","start":"2026-03-18T10:39:13.974000+08:00","guessed":false,"end":"2026-03-18T10:39:28.549000+08:00","text":"3月16號台哥大與萬事達卡宣布，要合作將加密貨幣導入日常支付，讓該投資工具走進日常生活，主委，你怎麼看？","quality":0.818},{"speaker":"賴委員惠員","start":"2026-03-18T10:39:31.612000+08:00","guessed":false,"end":"2026-03-18T10:39:37.297000+08:00","text":"針對信用卡商推動虛擬資產用於日常支付上，我們有足夠的法規可以規範他們嗎？","quality":0.676},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:39:38.157000+08:00","guessed":false,"end":"2026-03-18T10:39:56.916000+08:00","text":"過去把穩定幣或虛擬資產搭配在信用卡上做支付，這在國際上已經很普遍，就法規而言，基本上它是一個信用卡支付……","quality":0.938},{"speaker":"賴委員惠員","start":"2026-03-18T10:39:57.717000+08:00","guessed":false,"end":"2026-03-18T10:39:58.858000+08:00","text":"它是一個信用卡支付，所以……","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:39:58.858000+08:00","guessed":true,"end":"2026-03-18T10:39:59.858000+08:00","text":"譬如它背後結算的時候是用……","quality":0},{"speaker":"賴委員惠員","start":"2026-03-18T10:39:58.939000+08:00","guessed":false,"end":"2026-03-18T10:40:22.922000+08:00","text":"所以主委你也樂觀其成，因為在虛擬法規的部分，我們臺灣不是發展最快的，而外地廠商已經在本地落地，如果我們也有我們自己的法規可以管的話，是不是就應該開大門、走大路歡迎他們呢？","quality":0.795},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:40:24.083000+08:00","guessed":false,"end":"2026-03-18T10:40:28.687000+08:00","text":"委員剛剛提到的所謂落地，我想這應該是法規認知上有一點點差異的……","quality":0.897},{"speaker":"賴委員惠員","start":"2026-03-18T10:40:29.087000+08:00","guessed":false,"end":"2026-03-18T10:40:29.908000+08:00","text":"還是有差異？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:40:30.509000+08:00","guessed":false,"end":"2026-03-18T10:40:42.838000+08:00","text":"對、對，今天綁一個信用卡，比如我們市場上聽到的U卡，實際上某種程度拿的就是一家VISA或MASTER卡，這部分他支付店家，店家也是收他當地的幣別，只是結算背後可能他付的時候是付……","quality":0.864},{"speaker":"賴委員惠員","start":"2026-03-18T10:40:42.858000+08:00","guessed":false,"end":"2026-03-18T10:40:48.103000+08:00","text":"可是起碼他就是受我們的法規管理，這是好事啊！","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:40:48.863000+08:00","guessed":false,"end":"2026-03-18T10:41:04.305000+08:00","text":"對，其實應該這樣講，就是現在所謂的落地，剛才提到的，假設外國的這些虛擬資產服務業者要在臺灣對我們一般民眾做無差別業務的話，他必須經過我們的特許，我想這個全世界都是一樣。","quality":0.883},{"speaker":"賴委員惠員","start":"2026-03-18T10:41:04.565000+08:00","guessed":false,"end":"2026-03-18T10:41:05.526000+08:00","text":"好，就是金管會的特許。","quality":0.667},{"speaker":"賴委員惠員","start":"2026-03-18T10:41:06.287000+08:00","guessed":false,"end":"2026-03-18T10:41:19.535000+08:00","text":"主委，我們接著再來討論，這個虛擬資產所依賴的區塊鏈，本身不在金管會監管的範圍內，那你要怎麼監督呢？","quality":0.864},{"speaker":"賴委員惠員","start":"2026-03-18T10:41:20.116000+08:00","guessed":false,"end":"2026-03-18T10:41:27.360000+08:00","text":"因為區塊鏈並沒有納入你的監管範圍，這樣就會形成監管的一個落差，你有沒有更好的方式？","quality":0.895},{"speaker":"賴委員惠員","start":"2026-03-18T10:41:27.781000+08:00","guessed":false,"end":"2026-03-18T10:41:34.465000+08:00","text":"還是在尋求有技術的合作廠商時，必要時，可以跟外國廠商一起合作？","quality":0.893},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:41:35.545000+08:00","guessed":false,"end":"2026-03-18T10:41:36.246000+08:00","text":"我想這部分……","quality":1},{"speaker":"賴委員惠員","start":"2026-03-18T10:41:37.587000+08:00","guessed":false,"end":"2026-03-18T10:41:38.207000+08:00","text":"有沒有排斥？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:41:39.248000+08:00","guessed":false,"end":"2026-03-18T10:42:22.014000+08:00","text":"當然我們監理機關扮演的角色，跟一般業者不太一樣，剛才委員說區塊鏈，這本來就是去中心化衍生出的一個技術，本質上就不是……但我們真正看到現在落地的部分，基本上還是要靠中心化取得信任，剛才委員問到我們怎麼樣去納管這個區塊鏈，因為區塊鏈若要跟一般民眾生活連結，就必須要跟幾個機構、中心點產生關聯性，比如我們的銀行或是所謂的交易所，這些都是政府公權力可以到達的地方，我們可以透過這個方式來管理區塊鏈上面的金融交易行為。","quality":0.921},{"speaker":"賴委員惠員","start":"2026-03-18T10:42:22.014000+08:00","guessed":false,"end":"2026-03-18T10:42:29.529000+08:00","text":"所以基本上你也支持這樣一個方式？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:42:31.229000+08:00","guessed":false,"end":"2026-03-18T10:42:39.051000+08:00","text":"假設這是一個技術的發展跟全球的趨勢，我們擋不住，但我們必須要在我們自己的監理架構下做好準備，防範這些風險。","quality":0.857},{"speaker":"賴委員惠員","start":"2026-03-18T10:42:39.051000+08:00","guessed":false,"end":"2026-03-18T10:42:39.932000+08:00","text":"當然是擋不住啊！","quality":1},{"speaker":"賴委員惠員","start":"2026-03-18T10:42:40.552000+08:00","guessed":false,"end":"2026-03-18T10:43:09.402000+08:00","text":"就是因為擋不住，我們才必須……你看，停了、慢了一年，基本上你是一個比較創新的學者，當然慢了有很多原因，這個我們也就不用再往後看，我們往前看，如果可以提前的話，我相信今天我們討論的議題又不是這樣的議題了。","quality":0.944},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:43:09.402000+08:00","guessed":false,"end":"2026-03-18T10:43:28.733000+08:00","text":"當然，一個新制度的出現，必須考量社會各界的共識，比如進到立法院來討論，還有各界意見的整合，我想這也是真的，對於這種新的事務，坦白講，充滿了不確定性，我們要做好準備，但是也不冒進，就是……","quality":0.912},{"speaker":"賴委員惠員","start":"2026-03-18T10:43:28.733000+08:00","guessed":false,"end":"2026-03-18T10:43:33.116000+08:00","text":"當然是不冒進，可是業務已經趕上來了，你的子法法規呢？","quality":0.957},{"speaker":"賴委員惠員","start":"2026-03-18T10:43:33.656000+08:00","guessed":false,"end":"2026-03-18T10:43:34.997000+08:00","text":"子法法規是不是已經到位？","quality":0.909},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:43:35.538000+08:00","guessed":false,"end":"2026-03-18T10:43:48.187000+08:00","text":"其實我們現在是全面在推動，絕大部分是已經有草案，接下來還要做一個整合，我們預計總共會有9個子法要訂定，其實是蠻龐大的工程。","quality":0.8},{"speaker":"賴委員惠員","start":"2026-03-18T10:43:48.667000+08:00","guessed":false,"end":"2026-03-18T10:43:48.667000+08:00","text":"9個子法？","quality":0.667},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:43:54.017000+08:00","guessed":false,"end":"2026-03-18T10:44:05.687000+08:00","text":"對，當我們的虛擬資產服務法通過以後，裡面有授權訂定子法，現在大概已經有9個子法要訂定，其中8個是針對虛擬資產服務業者，另外一個是針對穩定幣。","quality":0.887},{"speaker":"賴委員惠員","start":"2026-03-18T10:44:05.687000+08:00","guessed":false,"end":"2026-03-18T10:44:16.276000+08:00","text":"是，倒是那9個子法裡，主委，你可以很肯定地講，涵蓋了現有的業務嗎？","quality":0.926},{"speaker":"賴委員惠員","start":"2026-03-18T10:44:16.276000+08:00","guessed":false,"end":"2026-03-18T10:44:19.378000+08:00","text":"這9個子法可以承擔現在的這些業務嗎？","quality":0.938},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:44:19.378000+08:00","guessed":true,"end":"2026-03-18T10:44:21.280000+08:00","text":"我們現在……","quality":0},{"speaker":"賴委員惠員","start":"2026-03-18T10:44:21.280000+08:00","guessed":false,"end":"2026-03-18T10:44:25.223000+08:00","text":"我們看到的，不管是交易、保管到支付、借貸？","quality":0.882},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:44:25.223000+08:00","guessed":false,"end":"2026-03-18T10:44:32.229000+08:00","text":"我覺得可以說未來的法律架構，會超過現在登記制的這些業者的範圍。","quality":1},{"speaker":"賴委員惠員","start":"2026-03-18T10:44:32.429000+08:00","guessed":false,"end":"2026-03-18T10:44:33.691000+08:00","text":"如果往後再延伸呢？","quality":0.875},{"speaker":"賴委員惠員","start":"2026-03-18T10:44:34.471000+08:00","guessed":false,"end":"2026-03-18T10:44:35.972000+08:00","text":"還是穩定幣……","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:44:36.453000+08:00","guessed":false,"end":"2026-03-18T10:44:44.199000+08:00","text":"我們要看未來發展趨勢做彈性調整，其實我們的法規裡面也留有這些相關的彈性空間。","quality":0.917},{"speaker":"賴委員惠員","start":"2026-03-18T10:44:45.102000+08:00","guessed":false,"end":"2026-03-18T10:44:48.185000+08:00","text":"所以基本上你認為沒有問題？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:44:48.185000+08:00","guessed":false,"end":"2026-03-18T10:44:53.249000+08:00","text":"當然，現階段如果有問題，我們會處理，我們一定把它處理到我們認為沒有問題才會上路。","quality":1},{"speaker":"賴委員惠員","start":"2026-03-18T10:44:56.212000+08:00","guessed":false,"end":"2026-03-18T10:45:07.823000+08:00","text":"遠見雜誌最新的一個調查顯示高達76%的虛擬資產用戶選擇把他的資產放在中心化的交易所……","quality":0.821},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:45:08.183000+08:00","guessed":false,"end":"2026-03-18T10:45:11.506000+08:00","text":"這也是為什麼監管的重要性啊！是啊！是啊！","quality":0.941},{"speaker":"賴委員惠員","start":"2026-03-18T10:45:11.806000+08:00","guessed":false,"end":"2026-03-18T10:45:23.679000+08:00","text":"所以我們也看得出來，受監管變成是這些投資者最大的期待，在這裡也是要鼓勵金管會，跟你們加油！","quality":0.927},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:45:23.679000+08:00","guessed":true,"end":"2026-03-18T10:45:24.679000+08:00","text":"是，謝謝。","quality":0},{"speaker":"賴委員惠員","start":"2026-03-18T10:45:24.159000+08:00","guessed":false,"end":"2026-03-18T10:45:29.785000+08:00","text":"我想很多投資者是期待受監管，一個合法的監管。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:45:30.886000+08:00","guessed":false,"end":"2026-03-18T10:45:42.357000+08:00","text":"對，政府透過監管取得社會信任，是一個產業發展非常重要的基礎，這也是我們政府保護人民權益的一個非常重要工作。","quality":0.959},{"speaker":"賴委員惠員","start":"2026-03-18T10:45:42.978000+08:00","guessed":false,"end":"2026-03-18T10:45:43.378000+08:00","text":"好，謝謝主委。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T10:45:43.518000+08:00","guessed":false,"end":"2026-03-18T10:45:43.518000+08:00","text":"謝謝委員。","quality":0.5},{"speaker":"主席（賴委員惠員代）","start":"2026-03-18T10:45:44.018000+08:00","guessed":true,"end":"2026-03-18T10:45:46.875143+08:00","text":"接著請吳秉叡委員發言。","quality":0}]}},"supported_relations":[],"relations":[]}