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公共建設包括其他的VOT啦 初餐這些案件 是不是我們的案源不夠我們的案源數不夠 案量不夠所以這一個部分我希望說金管委員 因為你主旗責 所以是不是"},{"start":150.76,"end":165.025,"text":"你查了以後應該跟相關各部會去推動說希望他們能夠趕快去增加這些案源案量比方說交通部的交通的債券啊"},{"start":166.185,"end":185.593,"text":"這些都可以做交通最多這一些部分可以做的因為交通未來通了以後它自償性那麼高嘛不是這樣嗎不管是公路鐵路捷運自償性那麼高是不是按原按量的這個部分你有責任要去請各部位來配合協調因為現在啊"},{"start":188.294,"end":207.231,"text":"我們這個上限說讓他們回來讓他們可以加入公共建設這個我們的上限有三到五兆這麼高耶但是歷年來加起來受選院回來的資金參與投入公共建設的才一千億一千億耶離"},{"start":209.333,"end":220.278,"text":"現在我們的目標的上限3兆到5兆有非常大的一個距離所以你看法呢 你有沒有預估怎麼樣多少的時間可以在這個部分補足"},{"start":222.05,"end":246.943,"text":"實現委員 委員關心這個議題也是我們現在政策的方向因為其實受險業它長期的資產負債必別不匹配這是導致它長期風險的來源剛剛委員也提到所以我們其實剛剛委員看到那個數字除了剛剛講快遞調整以外我們也確實看到金額 國外投資的金額也在下降這是個好現象就是說我們過去一直都是那個都是一直往上走"},{"start":247.883,"end":261.495,"text":"現在開始往下 雖然是等於說那個比率的部分已經沒有再往上增加了我想這是一個很好的開始再來就是我們投入國內需要一段時間比如說剛剛講工建"},{"start":263.257,"end":282.162,"text":"通常要一段時間的準備這件事情我們也非常的就讓我們的壽險業也參與在我們這次的兆元投資方案裡面剛才這個各個評論如果我有注意到現在很多保險公司已經開始關注到國內很多相關的投資的這些的這些的方案"},{"start":283.542,"end":303.47,"text":"再來就是他們在投資國內資本市場也在增加我想這部分是一個從好的方向去走就像剛剛那個數據我們看到那個國外投資已經開始往下等於說比例開始往下翻轉我們會持續來做這件事情第一個至少跟委員報告很多次至少你現在新收的新錢"},{"start":304.71,"end":326.296,"text":"要能夠盡量留在台灣你已經投出去有他一定的投組的壓力那不見得立刻要撤回來但是你新的錢每年會增加一到兩兆的新錢你就可以來在台灣來投那這樣慢慢的就可以這個錢呢這一點我看可能要再更大的力氣花在這一個部分鐵封委員報告一下新的他們就不要出去啦"},{"start":327.296,"end":352.607,"text":"舊的就回來讓我們擴大這些範圍嘛比如說出產條件不只VOT啊你像VOO ROT VTO這些我們都應該擴大這個層面讓他們只要回來就好甚至我認為都更的案件啊這些都是老屋更新這些這樣子的案件其實都可以擴大他們適用的範圍嘛是"},{"start":355.709,"end":367.96,"text":"其實你既然講到授選這一個部分還有一個大的問題我們最近接獲很多民眾這一兩年來很多民眾的陳情授選公司他們開始"},{"start":371.022,"end":398.499,"text":"比較對民眾保護有利的這個新的安全他們不賣啦新的過去舊的商品比較對保護有利的他們可以不賣啦那因為我們保險法也有規定授權公司確實他有權利他可以停賣這是他們的權利沒錯但是我們現在金管會也配合他們做一個叫利便型的保單"},{"start":399.56,"end":418.295,"text":"那其實我們費率這個應該符合這個氏族性合理性公平性但是在這氏族性合理性公平性之下我們現在用的所謂的雙軌制這一個部分我覺得有點傾向"},{"start":420.029,"end":447.195,"text":"甚至過度傾向對於保險公司對他們有利我們說要保證續保但是我們同意他調高保費那這個就是過度傾向保險公司因為保險公司他們本來就可以停售所以他們是強勢保護是弱勢也就是說對保護真正有利的不用說像醫療險"},{"start":449.048,"end":475.346,"text":"現在我調了一下說最近民眾投訴的案例齁我們光去年啦去年去年一年對於國內21家受選公司對他們申訴投訴的案件竟然高達7000件而且這7000件裡面最多的爭議的就是必要性的醫療"},{"start":477.333,"end":493.558,"text":"還有手術的認定當然這也牽涉到理賠金額的認定那這一些部分啊我認為在這個部分有過度傾斜啦也就是說保險公司仗勢著他的強勢"},{"start":495.548,"end":520.083,"text":"他可以停保你那你要買就買哪幾種這一些都是利率可以變動的所以我認為這樣子過度傾向保險公司這個部分我們應該去做一些調整事實上受險業即便去年有遭遇到匯率跟戰爭這兩個大風險一個俄國的我們買的那一千三百多億那個確實他們風險"},{"start":522.54,"end":534.721,"text":"那這個匯率因為跟美國談判的匯率的波動但是即便這樣這十年來受險公司的獲利"},{"start":536.768,"end":554.94,"text":"除了有三年是以百億來算的 除了三年是百億算有一年946億 一年793億 一年355億其他七年都是上千億啦 都上千億最高的一年我講2021年他就賺了2400億"},{"start":559.384,"end":573.285,"text":"這麼高的利潤喔那去年喔即便去年我剛剛講說我去年那個有遇到這樣的匯率的風險去年他們也只是損益來啦只是小賺"},{"start":574.827,"end":589.685,"text":"也沒有虧到太多啊所以我認為如果以長時期來看壽險業依然是第一個它是民眾社會重要的需求第二點它應該有社會"},{"start":591.667,"end":609.595,"text":"的安定性這個保障性公義性這個是成立授權我們允許他們成立授權允許他們收取那麼多保費我們對他們要求的他們起碼應該盡到的基本的社會責任嘛他們不能"},{"start":611.096,"end":639.682,"text":"那個保險戶不能置消費者於不顧只能說朝他們自己有利的方向去講因為十年來看到了他們還是大量的獲益所以在這一個部分我希望說這個金管我們多加點油啦那申訴的案件確實太高了而且申訴的你看你多數去翻閱這些申訴的理由民眾的內容都是"},{"start":640.342,"end":654.357,"text":"都是孤苦無依需要保險的大眾們他們碰到了碰到了疾病碰到了手術碰到了當初他們保險所需要要買到的保障結果"},{"start":656.259,"end":675.833,"text":"讓他們大失所望所以才會有這麼高這麼多的爭議案件所以那個彭副委任重道遠啦我對你基本上我是非常肯定謝謝我認為你有學者的風範那你也有對理想一定的堅持但是在面對"},{"start":677.034,"end":692.981,"text":"受險業這些金融龐然大物的時候我們要更堅定你要堅定才有辦法帶領你屬下你們金管會你們的保險局銀行局他們才有辦法更堅定去執行好不好好謝謝謝偉銀的勉勵謝謝"}],"gazette":[{"speaker":"王委員世堅","start":"2026-03-18T11:42:37+08:00","guessed":true,"end":"2026-03-18T11:42:38.175250+08:00","text":"謝謝主席。","quality":0},{"speaker":"王委員世堅","start":"2026-03-18T11:42:38.175250+08:00","guessed":true,"end":"2026-03-18T11:42:39.350500+08:00","text":"我請金管會彭主委。","quality":0},{"speaker":"主席","start":"2026-03-18T11:42:39.350500+08:00","guessed":true,"end":"2026-03-18T11:42:40.525750+08:00","text":"請金管會彭主委。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:42:40.525750+08:00","guessed":true,"end":"2026-03-18T11:42:41.701000+08:00","text":"委員好。","quality":0},{"speaker":"王委員世堅","start":"2026-03-18T11:42:41.701000+08:00","guessed":false,"end":"2026-03-18T11:42:42.622000+08:00","text":"主委，辛苦了！","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:42:42.622000+08:00","guessed":true,"end":"2026-03-18T11:42:43.982000+08:00","text":"不會，謝謝。","quality":0},{"speaker":"王委員世堅","start":"2026-03-18T11:42:43.982000+08:00","guessed":false,"end":"2026-03-18T11:42:56.346000+08:00","text":"我很高興看到有一個資料，就是我們長期在講的，國內壽險資金70%去購買海外的債券跟基金，這些有兩大風險，一個戰爭，一個匯率，這兩個風險我們都遇到了。對，是。","quality":0.939},{"speaker":"王委員世堅","start":"2026-03-18T11:43:00.847000+08:00","guessed":false,"end":"2026-03-18T11:43:12.215000+08:00","text":"我很高興看到這個數字從70%，到現在最新的數字已經調降到67.48%，欸！","quality":0.964},{"speaker":"王委員世堅","start":"2026-03-18T11:43:12.215000+08:00","guessed":false,"end":"2026-03-18T11:43:14.896000+08:00","text":"結果我才剛高興而已，我想說哇！","quality":0.769},{"speaker":"王委員世堅","start":"2026-03-18T11:43:15.117000+08:00","guessed":false,"end":"2026-03-18T11:43:28.886000+08:00","text":"是不是我們吸引了2.5%左右的資金，把他們叫回臺灣，參與我們國家的重大建設、公共工程等等，結果竟然不是啦！","quality":1},{"speaker":"王委員世堅","start":"2026-03-18T11:43:30.945000+08:00","guessed":false,"end":"2026-03-18T11:43:53.925000+08:00","text":"由壽險公司離開了帶回來的，確實是有帶一些回來，可是來到67.48%竟然是因為匯率，還有因為會計準則，就是資產重分類，IFRS 17這一個準則改變，所以才降到這個樣子。","quality":0.855},{"speaker":"王委員世堅","start":"2026-03-18T11:43:54.606000+08:00","guessed":false,"end":"2026-03-18T11:44:17.711000+08:00","text":"也就是說，我們努力跟壽險業者呼籲，請他們回來這一個部分，事實上還是沒有達到目標，也就是希望他們回來參與我們國家的公共建設，表示大家對我們國家有信心嘛！","quality":0.942},{"speaker":"王委員世堅","start":"2026-03-18T11:44:18.352000+08:00","guessed":false,"end":"2026-03-18T11:44:23.057000+08:00","text":"而且讓我們國家的重大建設、基礎建設可以加速、加快。是的。","quality":0.917},{"speaker":"王委員世堅","start":"2026-03-18T11:44:23.657000+08:00","guessed":false,"end":"2026-03-18T11:44:52.290000+08:00","text":"所以我們也一直要求是不是放寬這一些標準，那你們有把投資門檻放寬，也有降低風險係數，這些都有做，可是成果還不是很好，所以我才回來想到一個問題，就是我們國內這些基礎建設、公共建設，包括其他的BOT啦！","quality":0.978},{"speaker":"王委員世堅","start":"2026-03-18T11:44:53.271000+08:00","guessed":false,"end":"2026-03-18T11:44:57.594000+08:00","text":"促參這些案件，是不是案源不夠？","quality":0.846},{"speaker":"王委員世堅","start":"2026-03-18T11:44:57.594000+08:00","guessed":false,"end":"2026-03-18T11:45:18.203000+08:00","text":"我們的案源數不夠，案量不夠，這個部分金管會因為你主其責，所以是不是你查了以後，應該跟相關各部會推動，說希望他們能夠趕快去增加這些案源、案量？","quality":0.968},{"speaker":"王委員世堅","start":"2026-03-18T11:45:19.064000+08:00","guessed":false,"end":"2026-03-18T11:45:31.128000+08:00","text":"比方說交通部的交通債券，這些都可以做，交通最多這一些部分可以做的，因為交通未來通了以後，它自償性那麼高嘛！","quality":1},{"speaker":"王委員世堅","start":"2026-03-18T11:45:31.709000+08:00","guessed":false,"end":"2026-03-18T11:45:32.569000+08:00","text":"不是這樣嗎？是。","quality":0.833},{"speaker":"王委員世堅","start":"2026-03-18T11:45:32.569000+08:00","guessed":false,"end":"2026-03-18T11:45:42.333000+08:00","text":"不管是公路、鐵路、捷運，自償性那麼高，是不是案源、案量的這個部分，你有責任去請各部會來配合協調？","quality":0.902},{"speaker":"王委員世堅","start":"2026-03-18T11:45:42.333000+08:00","guessed":false,"end":"2026-03-18T11:45:54.743000+08:00","text":"因為現在我們說讓他們回來，讓他們可以加入公共建設，這個上限有3到5兆這麼高耶！","quality":1},{"speaker":"王委員世堅","start":"2026-03-18T11:45:55.303000+08:00","guessed":false,"end":"2026-03-18T11:46:02.410000+08:00","text":"但是歷年加起來，壽險業回來的資金參與投入公共建設的才1,000億！","quality":0.852},{"speaker":"王委員世堅","start":"2026-03-18T11:46:04.211000+08:00","guessed":false,"end":"2026-03-18T11:46:04.211000+08:00","text":"1,000億耶！","quality":0.667},{"speaker":"王委員世堅","start":"2026-03-18T11:46:04.231000+08:00","guessed":false,"end":"2026-03-18T11:46:13.176000+08:00","text":"離現在我們的目標上限3兆到5兆有非常大的距離，所以你的看法呢？","quality":0.963},{"speaker":"王委員世堅","start":"2026-03-18T11:46:13.376000+08:00","guessed":false,"end":"2026-03-18T11:46:17.258000+08:00","text":"你有沒有預估多少的時間可以在這個部分補足？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:46:19.050000+08:00","guessed":false,"end":"2026-03-18T11:46:19.190000+08:00","text":"是，謝謝委員。","quality":0.4},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:46:19.190000+08:00","guessed":false,"end":"2026-03-18T11:46:31.416000+08:00","text":"委員關心這個議題也是我們現在政策的方向，其實壽險業長期的資產負債幣別不匹配，這是導致它長期風險的來源，剛剛委員也提到。","quality":0.964},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:46:33.017000+08:00","guessed":false,"end":"2026-03-18T11:46:54.692000+08:00","text":"委員看到的那個數字，除了剛剛講會計調整以外，我們也確實看到國外投資的金額也在下降，這是個好現象，就是說我們過去都是一直往上走，現在開始往下，等於那個比率的部分沒有再往上增加，我想這是一個很好的開始。","quality":0.967},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:46:55.373000+08:00","guessed":false,"end":"2026-03-18T11:47:09.239000+08:00","text":"再來就是說，我們投入國內需要一段時間，比如說剛剛講公建，通常要有一段時間的準備，這件事情我們也非常的……就是讓我們的壽險業參與在這次的兆元投資方案裡面。","quality":0.942},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:47:11.100000+08:00","guessed":false,"end":"2026-03-18T11:47:25.944000+08:00","text":"如果委員有注意到，現在很多保險公司已經開始關注到國內很多相關的投資方案，再來就是他們在投資國內資本市場也在增加，我想這部分是從一個好的方向去走。","quality":0.956},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:47:27.065000+08:00","guessed":false,"end":"2026-03-18T11:47:55.374000+08:00","text":"就像剛才那個數據，我們看到國外投資已經開始往下，等於比率開始往下翻轉，我們會持續做這件事情，第一個，跟委員報告過很多次，至少你現在新收的新錢要能夠儘量留在臺灣，你已經投出去有它一定的投組壓力，不見得立刻要撤回來，但是你每年會增加1到2兆的新錢，你就可以在臺灣來投，慢慢地就可以讓這個錢……","quality":0.946},{"speaker":"王委員世堅","start":"2026-03-18T11:47:55.554000+08:00","guessed":false,"end":"2026-03-18T11:47:59.875000+08:00","text":"這一點我看可能要再花更大的力氣在這一個部分，好不好？","quality":0.833},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:48:00.855000+08:00","guessed":false,"end":"2026-03-18T11:48:01.455000+08:00","text":"當然，也跟委員報告一下……","quality":0.6},{"speaker":"王委員世堅","start":"2026-03-18T11:48:01.575000+08:00","guessed":false,"end":"2026-03-18T11:48:03.096000+08:00","text":"新的他們就不要出去了。對。","quality":0.818},{"speaker":"王委員世堅","start":"2026-03-18T11:48:04.296000+08:00","guessed":false,"end":"2026-03-18T11:48:05.577000+08:00","text":"舊的就回來。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:48:05.577000+08:00","guessed":true,"end":"2026-03-18T11:48:06.577000+08:00","text":"對，舊的慢慢回來。","quality":0},{"speaker":"王委員世堅","start":"2026-03-18T11:48:05.577000+08:00","guessed":false,"end":"2026-03-18T11:48:06.957000+08:00","text":"那我們擴大這些範圍嘛！對。","quality":0.818},{"speaker":"王委員世堅","start":"2026-03-18T11:48:07.238000+08:00","guessed":false,"end":"2026-03-18T11:48:09.238000+08:00","text":"比方說促參條例不只BOT啊！","quality":0.615},{"speaker":"王委員世堅","start":"2026-03-18T11:48:10.219000+08:00","guessed":false,"end":"2026-03-18T11:48:18.102000+08:00","text":"像BOO、ROT、BTO這些，我們都應該擴大這個層面，讓他們只要回來就好。","quality":0.938},{"speaker":"王委員世堅","start":"2026-03-18T11:48:18.642000+08:00","guessed":false,"end":"2026-03-18T11:48:29.527000+08:00","text":"甚至我認為都更的案件，這些都是老屋更新這樣子的案件，其實都可以擴大他們適用的範圍嘛！","quality":1},{"speaker":"王委員世堅","start":"2026-03-18T11:48:29.527000+08:00","guessed":true,"end":"2026-03-18T11:48:31.118000+08:00","text":"好不好？","quality":0},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:48:31.118000+08:00","guessed":true,"end":"2026-03-18T11:48:32.709000+08:00","text":"是，這個我們會來努力。","quality":0.111},{"speaker":"王委員世堅","start":"2026-03-18T11:48:32.709000+08:00","guessed":false,"end":"2026-03-18T11:48:38.134000+08:00","text":"其次，你既然講到壽險這一個部分，還有一個大的問題啦！","quality":0.826},{"speaker":"王委員世堅","start":"2026-03-18T11:48:38.134000+08:00","guessed":false,"end":"2026-03-18T11:48:54.346000+08:00","text":"我們這一、兩年來接獲很多民眾的陳情，壽險公司開始停賣對民眾、保戶比較有利的案子，新的案件他們不賣啦！","quality":0.711},{"speaker":"王委員世堅","start":"2026-03-18T11:48:56.267000+08:00","guessed":false,"end":"2026-03-18T11:49:01.491000+08:00","text":"就是過去舊的商品對保戶比較有利的，他們可以不賣啦！","quality":0.783},{"speaker":"王委員世堅","start":"2026-03-18T11:49:02.331000+08:00","guessed":false,"end":"2026-03-18T11:49:49.812000+08:00","text":"因為我們保險法也有規定，壽險公司確實有權利可以停賣，這是他們的權利沒錯，但是現在金管會也配合他們做一個叫「利變型保單」，其實我們費率應該符合適足性、合理性、公平性，但是在適足性、合理性、公平性之下，我們現在用所謂的雙軌制，這一個部分我覺得有點傾向甚至過度傾向對保險公司有利，我們說要保證續保，但是我們同意它調高保費，這個就是過度偏向保險公司啊！","quality":0.935},{"speaker":"王委員世堅","start":"2026-03-18T11:49:50.852000+08:00","guessed":false,"end":"2026-03-18T11:50:25.321000+08:00","text":"因為保險公司本來就可以停售，所以他們是強勢，保戶是弱勢，也就是說對保戶真正有利的，比方說像醫療險，我調了一下最近民眾投訴的案例，光去年一年，對國內21家壽險公司申訴投訴的案件竟然高達7,000件！","quality":0.917},{"speaker":"王委員世堅","start":"2026-03-18T11:50:27.063000+08:00","guessed":false,"end":"2026-03-18T11:50:46.997000+08:00","text":"而且這7,000件裡面最多爭議的，就是必要性的醫療，還有手術的認定，當然這也牽涉到理賠金額的認定，我認為在這個部分有過度傾斜啦！","quality":0.982},{"speaker":"王委員世堅","start":"2026-03-18T11:50:47.697000+08:00","guessed":false,"end":"2026-03-18T11:51:05.116000+08:00","text":"也就是說，保險公司仗恃著它的強勢，它可以停保你，那你要買就買哪幾種，這一些都是利率可以變動的，我認為這樣子過度傾向保險公司，這個部分我們應該去做一些調整。","quality":0.957},{"speaker":"王委員世堅","start":"2026-03-18T11:51:05.676000+08:00","guessed":false,"end":"2026-03-18T11:51:48.217000+08:00","text":"事實上壽險業即便去年有遭遇到匯率和戰爭這兩個大風險，一個俄國的，我們買的那一千三百多億，那個確實是他們的風險；至於匯率，因為跟美國談判有這個匯率的波動，但是即便這樣，這10年來壽險公司的獲利除了有3年是以百億來算，有一年946億，一年793億，一年355億，其他7年都是上千億啦！","quality":0.913},{"speaker":"王委員世堅","start":"2026-03-18T11:51:50.599000+08:00","guessed":false,"end":"2026-03-18T11:51:57.105000+08:00","text":"最高的一年，我講2021年，它就賺了2,400億，這麼高的利潤喔！","quality":0.905},{"speaker":"王委員世堅","start":"2026-03-18T11:51:58.688000+08:00","guessed":false,"end":"2026-03-18T11:52:13.289000+08:00","text":"即便去年我剛剛說有遇到匯率的風險，去年他們也只是損益拉一拉，只是小賺，也沒有虧太多啊！","quality":0.923},{"speaker":"王委員世堅","start":"2026-03-18T11:52:14.450000+08:00","guessed":false,"end":"2026-03-18T11:52:45.635000+08:00","text":"所以我認為如果以長時期來看，壽險業依然是，第一個，它是民眾、社會重要的需求；第二個，它應該有社會的安定性、保障性、公益性，這一個是我們允許他們成立壽險、允許他們收取那麼多保費，我們對他們要求的，他們起碼應該盡到的基本社會責任嘛！","quality":0.95},{"speaker":"王委員世堅","start":"2026-03-18T11:52:46.175000+08:00","guessed":false,"end":"2026-03-18T11:53:05.600000+08:00","text":"他們不能置保險戶、不能置消費者於不顧，只朝他們自己有利的方向去講，因為10年來看到的，他們還是大量地獲益，所以在這一個部分，我希望金管會多加點油啦！","quality":0.938},{"speaker":"王委員世堅","start":"2026-03-18T11:53:06.400000+08:00","guessed":false,"end":"2026-03-18T11:53:43.907000+08:00","text":"申訴的案件確實太高了，而且申訴的你看，你去翻閱這些申訴的理由，多數民眾的內容都是孤苦無依需要保險的大眾們，他們碰到疾病，碰到手術，碰到當初他們保險所需要買到的保障，結果讓他們大失所望，才會有這麼多的爭議案件，所以彭主委，任重道遠啦！","quality":0.971},{"speaker":"王委員世堅","start":"2026-03-18T11:53:44.247000+08:00","guessed":false,"end":"2026-03-18T11:53:47.029000+08:00","text":"我對你基本上是非常肯定。謝謝。","quality":1},{"speaker":"王委員世堅","start":"2026-03-18T11:53:47.029000+08:00","guessed":false,"end":"2026-03-18T11:54:09.520000+08:00","text":"我認為你有學者的風範，你對理想也有一定的堅持，但是在面對壽險業這些金融龐然大物的時候，我們要更堅定，你要堅定才有辦法帶領你的屬下，你們金管會的保險局、銀行局他們才有辦法更堅定去執行，好不好？","quality":0.954},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:54:09.861000+08:00","guessed":false,"end":"2026-03-18T11:54:09.981000+08:00","text":"好，謝謝委員的勉勵，謝謝，我們來努力。謝謝。","quality":0.471},{"speaker":"主席","start":"2026-03-18T11:54:10.481000+08:00","guessed":true,"end":"2026-03-18T11:54:13.623857+08:00","text":"接下來請鍾佳濱委員質詢。","quality":0}]}},"supported_relations":[],"relations":[]}