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同意嗎"},{"start":58.038,"end":81.512,"text":"所以就像我們的金融安全也需要其他部位來協助一樣好往下看但是我們金管會看到了這樣的新聞說金融商業對中東曝險新高您覺得2.35兆金管會緊盯中東的曝險衝擊可以控制嗎我想就以我們現在掌握他投資的標的應該還在我們的認為可控的範圍之內很好但是為什麼我們往下看為什麼我們"},{"start":82.412,"end":93.194,"text":"在國外的曝險這麼多我看到一個數字大概都將近30兆有什麼方式來減少我們這些金融業包括國民的超額儲蓄在海外投資曝險"},{"start":94.452,"end":111.794,"text":"當然就是我們想方設法希望優化台灣的投資環境跟標的吸引我們這些資金能夠留在台灣像畫面上說的造源投資國家發展方案這些都是我們公共設施都是我們可以來做的對不對是的那這些要怎麼樣吸引國內的資金來呢"},{"start":112.694,"end":129.667,"text":"當然就是要把他就等於說這個產品能夠盡量能夠如果增加心理授權資金要符合他的資金的性質啦還有就是說能夠找到合適他的標的然後還要有誘因對不對我剛剛說的我們的金控集團海外從27兆到現在29兆"},{"start":132.216,"end":149.928,"text":"那是因為沒有合適的標的還是法令上不足我覺得這要討論那我知道我們金管會一直希望能夠在法令上協助那至於其他部會在創造適合的投資標的要去努力那您覺得這個法令的推動有沒有辦法繼續的加強我們討論這個很久了嘛"},{"start":151.289,"end":167.604,"text":"因為台灣確實很多地方需要很多的建設台灣又是有錢只是它現在最大的挑戰國外有很多非常容易投資的工具所以說這個相對應之下國內真的要好好的我們真的除了"},{"start":168.525,"end":195.994,"text":"標的本身誘因很重要就是整個保險業從長期風險的角度來看他應該要從更長遠的角度來決定他未來的資產配置簡單講法規跟誘因金管會來想辦法投資標的其他部位包括經濟部來想辦法我介紹一個其他部位要管的就是無人載具過去我們立法院發起了這樣一個聯盟過去我們促參法當中也有四個版本的提案提出來那或許大家很奇怪"},{"start":196.474,"end":215.968,"text":"無人載具無人機聽起來不是軍工產業嗎不是打仗才需要的嗎有哪些公共設施需要民間投資呢主委你會不會有這樣的疑惑好來我解釋給你聽就是說其實無人機在農業物流醫療測惠跟交通最大的優勢是什麼有人說是人力成本其實就是什麼它可以執行高危險的任務"},{"start":217.136,"end":245.246,"text":"無人機為什麼會那麼常在軍事上先用因為無人機用得再多不會有人命的傷亡所以你可以用工業製造去取代你國內的人口的消耗所以現在的戰爭大量使用無人機就是因為沒有人那沒有人的無人載具還可以用在哪裡呢往下看往下對往上來其實就是無人貨運現在航空業的貨運成本最貴的是什麼你知道嗎"},{"start":247.423,"end":256.368,"text":"駕駛員跟燃油貨機上最貴的貨物不是那些晶片是那個駕駛員駕駛員會疲勞駕駛員的薪水駕駛員可能會罷工"},{"start":259.366,"end":278.905,"text":"但是另外無人貨運它的一個限制就是什麼?載重量你知道現在大型的無人機可以飛多遠嗎?應該幾千公里吧沒有錯,伊朗的艦陣型可以飛一千多公里台灣到菲律賓有沒有一千多公里?不需要,大概三百公里就可以來回你有沒有聽過郭志輝部長說的境外關內?有"},{"start":280.106,"end":301.238,"text":"有沒有聽過台灣的北呂宋、南台灣我們的經貿特區?有!那麼這個經貿特區要生產什麼呢?你有沒有聽過特斯拉自動化汽車工廠它的輸送帶有多長?3公里3公里可以在一個大的汽車裝備廠進行你可以想像一個300公里的裝配線的輸送帶嗎?"},{"start":303.571,"end":326.196,"text":"300公里的輸送帶的裝配線它就是用無人貨機在台灣 南台灣跟北屢中之間不斷的穿梭24小時不間斷運送這些過去台灣要送到越南送到中國的這些零組件在那個地方在越南或者說現在改到菲律賓組裝生產後可以銷往其他的世界市場這樣你有想像了我們看一下這就是未來的無人貨運"},{"start":328.215,"end":353.669,"text":"那這些需要什麼 往前跳一頁這些的無人貨運就需要這些的公共設施這些的公共設施值得投資的往下看再往下看所以投資的標的法規適合完善有沒有已經完成三讀了我們在一一三年的三月已經黨團協商了未來有沒有預期這是投資標的的部分那法規跟誘因的部分金管會有沒有把握在近期內可以把它完成"},{"start":354.449,"end":380.749,"text":"我想我們大概就是有關剛委員提到我們的投信投顧法修正就我們常常講REIT的修正這部分當然會帶來很多因為剛委員講說其實比如受請人的資金他還是不適合直接投資在那個事業的我瞭解我說法規的部分有沒有夠完善了還差最後一里路嘛對對對就是標的主要是標的標的我幫你講但是這些法規跟誘因法規的部分金管委什麼時候可以把它推動完畢"},{"start":382.509,"end":397.297,"text":"我們也很期待說這個這部法律通過以後可以讓我們再有比如說刑訴標的的樣態能夠更多元更有效率這樣所以法規還是要趕快完成我們執法都有在準備最後因為主席站起來了"},{"start":398.378,"end":424.602,"text":"這幾個問題就麻煩您如果不動產投資信託基金合併小股東學院如果保障如果避免不動產投資信託基金清算下市影響小股東權益以及如果避免發行人將不良資產賣給不動產投資信託基金等等這就是現存市場上的問題我們希望未來金管會能夠針對問題在法定制度完備後能夠幫助實務上來推動可以嗎就這些問題來提供給本席好不好沒問題謝謝一個月嗎可以好 謝謝謝謝主席謝謝"}],"gazette":[{"speaker":"鍾委員佳濱","start":"2026-03-18T11:54:31.243000+08:00","guessed":false,"end":"2026-03-18T11:54:35.450000+08:00","text":"主席、在場的委員先進、列席的政府機關首長官員、會場工作夥伴、媒體記者女士先生。","quality":0.559},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:54:36.311000+08:00","guessed":false,"end":"2026-03-18T11:54:37.994000+08:00","text":"有請金管會彭主委。","quality":1},{"speaker":"主席","start":"2026-03-18T11:54:38.635000+08:00","guessed":false,"end":"2026-03-18T11:54:39.476000+08:00","text":"請金管會彭主委。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:54:39.476000+08:00","guessed":true,"end":"2026-03-18T11:54:44.188000+08:00","text":"委員好。","quality":0},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:54:44.188000+08:00","guessed":false,"end":"2026-03-18T11:54:44.428000+08:00","text":"主委好。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:54:45.208000+08:00","guessed":false,"end":"2026-03-18T11:54:54.714000+08:00","text":"來，看到這個新聞標題「最大LNG來源國卡達停產」，網路上一堆訊息認知戰說「糟糕，要斷氣了」，你會擔心嗎？","quality":0.977},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:54:54.814000+08:00","guessed":false,"end":"2026-03-18T11:54:59.877000+08:00","text":"看到這樣的新聞，雖然這不是你的業管，你會擔心這樣影響我國的能源安全及儲備嗎？","quality":0.914},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:55:00.157000+08:00","guessed":false,"end":"2026-03-18T11:55:03.860000+08:00","text":"因為我有參加行政院的討論，我不擔心。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:55:04.881000+08:00","guessed":false,"end":"2026-03-18T11:55:19.120000+08:00","text":"是，所以這邊要告訴大家，很多民眾因為沒有參加行政院的討論所以會擔心，我認為這不是經濟部的事情，而是整個行政院各部會對於我國包括能源安全及儲備都要協助宣傳，同意嗎？同意。","quality":0.948},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:55:21.038000+08:00","guessed":false,"end":"2026-03-18T11:55:23.840000+08:00","text":"是，所以就像我們的金融安全也需要其他部會來協助一樣。","quality":0.917},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:55:23.840000+08:00","guessed":false,"end":"2026-03-18T11:55:24.380000+08:00","text":"好，往下看。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:55:24.921000+08:00","guessed":false,"end":"2026-03-18T11:55:35.466000+08:00","text":"但我們金管會看到這樣的新聞說「金融三業對中東暴險新高」，您覺得2.35兆金管會緊盯，中東的暴險衝擊可以控制嗎？","quality":0.936},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:55:35.466000+08:00","guessed":false,"end":"2026-03-18T11:55:41.770000+08:00","text":"我想就以我們現在掌握它投資的標的，應該還在我們認為可控的範圍之內。","quality":0.968},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:55:41.770000+08:00","guessed":false,"end":"2026-03-18T11:55:47.256000+08:00","text":"很好，但是為什麼我們在國外暴險這麼多？","quality":0.941},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:55:47.537000+08:00","guessed":false,"end":"2026-03-18T11:55:56.194000+08:00","text":"我看到一個數字，大概將近30兆，有什麼方式來減少我們這些金融業，包括國民的超額儲蓄在海外投資暴險？","quality":0.977},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:55:57.452000+08:00","guessed":false,"end":"2026-03-18T11:56:05.603000+08:00","text":"當然就是我們想方設法地希望優化臺灣的投資環境跟標的，吸引這些資金能夠留在臺灣。","quality":0.973},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:56:05.603000+08:00","guessed":false,"end":"2026-03-18T11:56:12.591000+08:00","text":"像畫面上說的兆元投資國家發展方案，這些公共設施都是我們可以來做的，對不對？是的。","quality":0.944},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:56:12.952000+08:00","guessed":false,"end":"2026-03-18T11:56:14.774000+08:00","text":"那這些要怎麼樣吸引國內的資金來呢？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:56:15.694000+08:00","guessed":false,"end":"2026-03-18T11:56:24.161000+08:00","text":"當然就是要把它……等於說這個產品如果真的要吸引壽險資金，要符合它資金的性質啦！","quality":0.743},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:56:24.461000+08:00","guessed":false,"end":"2026-03-18T11:56:28.264000+08:00","text":"還有能夠找到合適它的標的，然後……","quality":0.929},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:56:28.404000+08:00","guessed":false,"end":"2026-03-18T11:56:29.885000+08:00","text":"還要有誘因，對不對？對。","quality":0.889},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:56:29.885000+08:00","guessed":false,"end":"2026-03-18T11:56:51.687000+08:00","text":"我剛剛說的，我們的金控集團海外暴險從27兆到現在29兆，是因為沒有合適的標的還是法令上不足，我覺得這個要討論，不過我知道金管會一直希望能夠在法令上協助，至於其他部會在創造適合的投資標的也要去努力，那您覺得這個法令的推動有沒有辦法繼續加強？","quality":0.944},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:56:51.687000+08:00","guessed":false,"end":"2026-03-18T11:56:52.908000+08:00","text":"我們討論這個很久了嘛！","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:56:54.289000+08:00","guessed":false,"end":"2026-03-18T11:57:21.828000+08:00","text":"當然，因為臺灣確實很多地方需要很多的建設，臺灣又有錢，只是現在最大的挑戰是國外有很多非常容易投資的工具，所以相對應之下，國內真的要好好地……除了標的本身的誘因，很重要就是整個保險業從長期風險的角度來看，它應該要從更長遠的角度來決定未來的資產配置。","quality":0.947},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:22.269000+08:00","guessed":false,"end":"2026-03-18T11:57:27.190000+08:00","text":"簡單講，法規跟誘因由金管會來想辦法，投資標的由其他部會包括經濟部來想辦法。","quality":0.912},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:27.470000+08:00","guessed":false,"end":"2026-03-18T11:57:42.096000+08:00","text":"我介紹一個其他部會要管的，就是無人載具，我過去在立法院有發起了這樣一個聯盟，過去我們促參法當中也有4個版本的提案提出來，或許大家覺得很奇怪，無人載具、無人機聽起來不是軍工產業嗎？","quality":0.926},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:42.096000+08:00","guessed":false,"end":"2026-03-18T11:57:43.657000+08:00","text":"不是打仗才需要的嗎？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:43.657000+08:00","guessed":false,"end":"2026-03-18T11:57:45.779000+08:00","text":"有哪些公共設施需要民間投資呢？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:46.439000+08:00","guessed":false,"end":"2026-03-18T11:57:48.180000+08:00","text":"主委，你會不會有這樣的疑惑？嗯。","quality":0.923},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:48.180000+08:00","guessed":false,"end":"2026-03-18T11:57:55.166000+08:00","text":"好，我解釋給你聽，其實無人機在農業、物流、醫療、測繪跟交通最大的優勢是什麼？","quality":0.969},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:55.166000+08:00","guessed":false,"end":"2026-03-18T11:57:57.788000+08:00","text":"有人說是人力成本，其實就是什麼？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:57:57.788000+08:00","guessed":false,"end":"2026-03-18T11:57:58.968000+08:00","text":"它可以執行高危險的任務。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:00.136000+08:00","guessed":false,"end":"2026-03-18T11:58:02.577000+08:00","text":"無人機為什麼會在軍事上先用？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:03.077000+08:00","guessed":false,"end":"2026-03-18T11:58:13.060000+08:00","text":"因為無人機用得再多不會有人命的傷亡，所以你可以用工業製造去取代你國內人口的消耗，現在的戰爭大量使用無人機就是因為沒有人。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:14.061000+08:00","guessed":false,"end":"2026-03-18T11:58:16.282000+08:00","text":"沒有人的無人載具還可以用在哪裡呢？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:21.063000+08:00","guessed":false,"end":"2026-03-18T11:58:28.246000+08:00","text":"其實就是無人貨運，現在航空業的貨運成本最貴的是什麼你知道嗎？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:30.423000+08:00","guessed":false,"end":"2026-03-18T11:58:30.803000+08:00","text":"是駕駛員跟燃油。","quality":0.857},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:33.425000+08:00","guessed":false,"end":"2026-03-18T11:58:39.348000+08:00","text":"貨機上最貴的貨物不是那些晶片，是那個駕駛員，駕駛員會疲勞，駕駛員要薪水，駕駛員可能會罷工。","quality":0.975},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:42.947000+08:00","guessed":false,"end":"2026-03-18T11:58:46.590000+08:00","text":"另外，無人貨運它的一個限制就是什麼？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:46.590000+08:00","guessed":false,"end":"2026-03-18T11:58:46.790000+08:00","text":"載重量。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:47.431000+08:00","guessed":false,"end":"2026-03-18T11:58:51.295000+08:00","text":"你知道現在大型的無人機可以飛多遠嗎？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:58:51.295000+08:00","guessed":false,"end":"2026-03-18T11:58:51.735000+08:00","text":"應該幾千公里吧！","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:51.935000+08:00","guessed":false,"end":"2026-03-18T11:58:57.080000+08:00","text":"沒有錯，伊朗的監偵型可以飛一千多公里，臺灣到菲律賓有沒有一千多公里？沒有。","quality":0.879},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:57.681000+08:00","guessed":false,"end":"2026-03-18T11:58:59.182000+08:00","text":"不需要，大概300公里就可以來回。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:58:59.743000+08:00","guessed":false,"end":"2026-03-18T11:59:01.885000+08:00","text":"你有沒有聽過郭智輝部長說的「境外關內」？有。","quality":0.944},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:03.106000+08:00","guessed":false,"end":"2026-03-18T11:59:07.549000+08:00","text":"有沒有聽過臺灣的北呂宋南臺灣，我們的經貿特區？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T11:59:07.549000+08:00","guessed":true,"end":"2026-03-18T11:59:08.749000+08:00","text":"有，他有提過。","quality":0.2},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:08.749000+08:00","guessed":false,"end":"2026-03-18T11:59:10.310000+08:00","text":"有，那麼這個經貿特區要生產什麼呢？","quality":0.933},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:10.891000+08:00","guessed":false,"end":"2026-03-18T11:59:17.535000+08:00","text":"你有沒有聽過特斯拉自動化汽車工廠它的輸送帶有多長？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:17.535000+08:00","guessed":false,"end":"2026-03-18T11:59:24.238000+08:00","text":"3公里，3公里可以在一個大的汽車裝配廠進行，你可以想像一個300公里的裝配線輸送帶嗎？","quality":0.971},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:26.571000+08:00","guessed":false,"end":"2026-03-18T11:59:47.195000+08:00","text":"300公里的輸送帶裝配線，它就是用無人貨機在南臺灣跟北呂宋之間不斷地穿梭，24小時不間斷，運送這些過去臺灣要送到越南送到中國的零組件，在那個地方，在越南或者說現在改到菲律賓，組裝生產後可以銷往其他的世界市場，這樣你有想像了嗎？嗯。","quality":0.95},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:47.715000+08:00","guessed":false,"end":"2026-03-18T11:59:49.196000+08:00","text":"我們來看一下，這就是未來的無人貨運。","quality":0.938},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:51.215000+08:00","guessed":false,"end":"2026-03-18T11:59:52.436000+08:00","text":"好，那這些需要什麼？","quality":0.875},{"speaker":"鍾委員佳濱","start":"2026-03-18T11:59:54.237000+08:00","guessed":false,"end":"2026-03-18T12:00:04.462000+08:00","text":"這些無人貨運就需要這些公共設施，這些公共設施值得投資的，再往下看，所以投資標的的法規是否完善？","quality":0.93},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:00:04.963000+08:00","guessed":false,"end":"2026-03-18T12:00:06.603000+08:00","text":"有沒有已經完成三讀了？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:00:07.244000+08:00","guessed":false,"end":"2026-03-18T12:00:16.649000+08:00","text":"我們在113年的6月已經黨團協商了，這是投資標的的部分，那法規跟誘因的部分，金管會有沒有把握在近期內可以把它完成？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T12:00:19.551000+08:00","guessed":false,"end":"2026-03-18T12:00:30.819000+08:00","text":"剛剛委員提到我們的投信投顧法修正，就是我們常常講REITs的修正案，這部分當然會帶來很多，因為剛剛委員講，比如說壽險業的資金還是不適合直接投資在那個事業的經營……","quality":0.853},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:00:30.919000+08:00","guessed":false,"end":"2026-03-18T12:00:33.381000+08:00","text":"我瞭解，我是說法規的部分有沒有夠完善了？","quality":0.944},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:00:34.442000+08:00","guessed":false,"end":"2026-03-18T12:00:35.122000+08:00","text":"還差最後一哩路嘛？","quality":0.875},{"speaker":"彭主任委員金隆","start":"2026-03-18T12:00:35.763000+08:00","guessed":false,"end":"2026-03-18T12:00:37.024000+08:00","text":"對，就是標的，主要是標的。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:00:37.524000+08:00","guessed":false,"end":"2026-03-18T12:00:43.749000+08:00","text":"對，標的我幫你講，但是這些法規跟誘因，法規的部分金管會什麼時候可以把它推動完畢？","quality":0.944},{"speaker":"彭主任委員金隆","start":"2026-03-18T12:00:45.509000+08:00","guessed":false,"end":"2026-03-18T12:00:54.614000+08:00","text":"對，我們也很期待這部法律通過以後，讓我們在形塑標的的樣態能夠更多元，更有效率。","quality":0.886},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:00:55.534000+08:00","guessed":false,"end":"2026-03-18T12:00:56.735000+08:00","text":"是，所以法規還是要趕快完成。","quality":0.917},{"speaker":"彭主任委員金隆","start":"2026-03-18T12:00:57.275000+08:00","guessed":false,"end":"2026-03-18T12:00:59.276000+08:00","text":"是，所以我們子法都有在準備。","quality":0.667},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:00:59.276000+08:00","guessed":false,"end":"2026-03-18T12:01:05.141000+08:00","text":"好，最後，因為主席站起來了，這幾個問題就麻煩您，若不動產投資信託基金合併，小股東權益如何保障？","quality":0.878},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:01:05.281000+08:00","guessed":false,"end":"2026-03-18T12:01:08.864000+08:00","text":"如何避免不動產投資信託基金清算下市影響小股東權益？","quality":0.958},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:01:09.225000+08:00","guessed":false,"end":"2026-03-18T12:01:12.808000+08:00","text":"以及如何避免發起人將不良資產賣給不動產投資信託基金等等？","quality":0.926},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:01:13.289000+08:00","guessed":false,"end":"2026-03-18T12:01:21.816000+08:00","text":"這些是現存市場上的問題，我們希望未來金管會能夠針對這些問題，在法令制度完備後能夠幫助實務上來推動，可以嗎？是。","quality":0.9},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:01:21.816000+08:00","guessed":false,"end":"2026-03-18T12:01:23.818000+08:00","text":"就這些問題提供給本席，好不好？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-03-18T12:01:23.918000+08:00","guessed":false,"end":"2026-03-18T12:01:25.059000+08:00","text":"沒問題，謝謝。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:01:25.059000+08:00","guessed":false,"end":"2026-03-18T12:01:26.160000+08:00","text":"好，一個月嗎？可以。","quality":0.857},{"speaker":"鍾委員佳濱","start":"2026-03-18T12:01:26.360000+08:00","guessed":false,"end":"2026-03-18T12:01:27.602000+08:00","text":"好，謝謝，謝謝主席。謝謝。謝謝。","quality":0.818},{"speaker":"主席","start":"2026-03-18T12:01:28.102000+08:00","guessed":true,"end":"2026-03-18T12:01:31.244857+08:00","text":"再下來請謝衣鳯委員質詢。","quality":0}]}},"supported_relations":[],"relations":[]}