{"error":false,"id":["167748"],"data":{"IVOD_ID":167748,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/167748","日期":"2026-03-20","會議資料":{"會議代碼":"院會-11-5-4","會議代碼:str":"第11屆第5會期第4次會議","屆":11,"會期":5,"會次":4,"臨時會會次":null,"種類":"院會","標題":"第11屆第5會期第4次會議"},"影片種類":"Clip","開始時間":"2026-03-20T16:16:06+08:00","結束時間":"2026-03-20T16:32:25+08:00","影片長度":"00:16:19","支援功能":["ai-transcript"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/5cc6892097ac2ae4d408027b1baffbe157ab62321b241000c9e438acce39156b6c52fa203661293f5ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"黃捷","委員發言時間":"16:16:06 - 16:32:25","會議時間":"2026-03-20T09:00:00+08:00","會議名稱":"第11屆第5會期第4次會議（事由：一、對行政院院長提出施政方針及施政報告繼續質詢。二、3月20日上午9時至10時為國是論壇時間。三、3月24日下午2時15分至2時30分為處理臨時提案時間。）","transcript":{"pyannote":[{"speaker":"SPEAKER_00","start":4.755968750000001,"end":6.19034375},{"speaker":"SPEAKER_03","start":6.37596875,"end":7.48971875},{"speaker":"SPEAKER_00","start":13.193468750000001,"end":16.51784375},{"speaker":"SPEAKER_03","start":16.83846875,"end":18.88034375},{"speaker":"SPEAKER_03","start":19.15034375,"end":19.74096875},{"speaker":"SPEAKER_00","start":20.399093750000002,"end":63.88596875},{"speaker":"SPEAKER_04","start":34.540343750000005,"end":34.81034375},{"speaker":"SPEAKER_04","start":34.94534375,"end":34.962218750000005},{"speaker":"SPEAKER_01","start":34.962218750000005,"end":35.06346875},{"speaker":"SPEAKER_01","start":50.33534375,"end":50.63909375},{"speaker":"SPEAKER_00","start":63.98721875000001,"end":64.03784375000001},{"speaker":"SPEAKER_03","start":64.03784375000001,"end":64.57784375},{"speaker":"SPEAKER_04","start":64.57784375,"end":64.71284375},{"speaker":"SPEAKER_03","start":64.71284375,"end":64.72971875},{"speaker":"SPEAKER_04","start":66.04596875,"end":67.09221875},{"speaker":"SPEAKER_04","start":67.34534375,"end":78.06096875},{"speaker":"SPEAKER_00","start":76.39034375,"end":76.89659375000001},{"speaker":"SPEAKER_04","start":78.16221875000001,"end":80.23784375000001},{"speaker":"SPEAKER_00","start":78.38159375000001,"end":86.46471875},{"speaker":"SPEAKER_04","start":80.44034375000001,"end":80.59221875},{"speaker":"SPEAKER_04","start":86.53221875,"end":87.78096875},{"speaker":"SPEAKER_00","start":87.78096875,"end":99.20534375000001},{"speaker":"SPEAKER_00","start":99.96471875,"end":124.09596875000001},{"speaker":"SPEAKER_00","start":124.34909375000001,"end":145.67909375000002},{"speaker":"SPEAKER_00","start":146.10096875000002,"end":160.14096875},{"speaker":"SPEAKER_00","start":160.81596875,"end":161.76096875000002},{"speaker":"SPEAKER_04","start":161.92971875,"end":167.14409375000002},{"speaker":"SPEAKER_04","start":167.38034375,"end":184.39034375},{"speaker":"SPEAKER_00","start":176.44221875000002,"end":177.08346875},{"speaker":"SPEAKER_04","start":184.66034375,"end":207.94784375},{"speaker":"SPEAKER_00","start":191.08971875,"end":191.62971875000002},{"speaker":"SPEAKER_00","start":192.59159375000002,"end":194.02596875},{"speaker":"SPEAKER_00","start":201.94034375,"end":202.41284375},{"speaker":"SPEAKER_00","start":208.42034375,"end":220.68846875000003},{"speaker":"SPEAKER_00","start":221.14409375000002,"end":230.23971875},{"speaker":"SPEAKER_00","start":230.32409375,"end":244.02659375000002},{"speaker":"SPEAKER_00","start":244.43159375000002,"end":249.76409375000003},{"speaker":"SPEAKER_00","start":250.25346875000002,"end":268.66409375},{"speaker":"SPEAKER_03","start":269.17034375000003,"end":271.17846875000004},{"speaker":"SPEAKER_00","start":269.27159375,"end":271.19534375},{"speaker":"SPEAKER_03","start":271.19534375,"end":271.54971875},{"speaker":"SPEAKER_00","start":272.02221875000004,"end":272.52846875},{"speaker":"SPEAKER_03","start":272.52846875,"end":273.40596875},{"speaker":"SPEAKER_00","start":273.33846875,"end":284.17221875},{"speaker":"SPEAKER_00","start":284.45909375,"end":289.01534375},{"speaker":"SPEAKER_00","start":289.47096875,"end":298.34721875},{"speaker":"SPEAKER_00","start":298.58346875,"end":304.18596875000003},{"speaker":"SPEAKER_00","start":304.50659375000004,"end":308.92784375},{"speaker":"SPEAKER_03","start":309.55221875,"end":311.15534375000004},{"speaker":"SPEAKER_03","start":311.67846875000004,"end":315.86346875000004},{"speaker":"SPEAKER_03","start":316.13346875,"end":317.68596875000003},{"speaker":"SPEAKER_03","start":318.12471875,"end":320.01471875000004},{"speaker":"SPEAKER_03","start":320.38596875,"end":323.11971875},{"speaker":"SPEAKER_03","start":323.40659375,"end":324.26721875000004},{"speaker":"SPEAKER_03","start":324.60471875,"end":325.41471875},{"speaker":"SPEAKER_03","start":325.65096875,"end":326.14034375},{"speaker":"SPEAKER_03","start":326.88284375,"end":328.70534375},{"speaker":"SPEAKER_03","start":329.29596875000004,"end":330.13971875000004},{"speaker":"SPEAKER_03","start":330.57846875,"end":330.62909375000004},{"speaker":"SPEAKER_03","start":330.67971875,"end":331.65846875},{"speaker":"SPEAKER_03","start":332.13096875,"end":332.73846875000004},{"speaker":"SPEAKER_03","start":332.97471875,"end":337.27784375000005},{"speaker":"SPEAKER_03","start":337.48034375000003,"end":340.95659375},{"speaker":"SPEAKER_00","start":337.73346875000004,"end":338.03721875},{"speaker":"SPEAKER_03","start":341.12534375,"end":341.81721875},{"speaker":"SPEAKER_03","start":342.03659375,"end":343.74096875000004},{"speaker":"SPEAKER_04","start":344.11221875,"end":344.12909375000004},{"speaker":"SPEAKER_00","start":344.12909375000004,"end":344.34846875},{"speaker":"SPEAKER_04","start":344.75346875,"end":350.17034375000003},{"speaker":"SPEAKER_04","start":350.50784375,"end":355.19909375000003},{"speaker":"SPEAKER_04","start":355.30034375,"end":360.21096875},{"speaker":"SPEAKER_00","start":358.11846875000003,"end":358.59096875},{"speaker":"SPEAKER_00","start":359.51909375,"end":360.98721875},{"speaker":"SPEAKER_04","start":360.98721875,"end":365.45909375},{"speaker":"SPEAKER_04","start":365.62784375,"end":373.03596875000005},{"speaker":"SPEAKER_00","start":373.20471875000004,"end":378.60471875},{"speaker":"SPEAKER_00","start":378.92534375,"end":397.06596875},{"speaker":"SPEAKER_00","start":397.55534375,"end":463.70534375000005},{"speaker":"SPEAKER_01","start":409.43534375,"end":409.97534375000004},{"speaker":"SPEAKER_00","start":464.21159375,"end":467.46846875000006},{"speaker":"SPEAKER_00","start":468.02534375000005,"end":492.96659375},{"speaker":"SPEAKER_01","start":494.53596875000005,"end":494.95784375000005},{"speaker":"SPEAKER_01","start":495.43034375,"end":513.41909375},{"speaker":"SPEAKER_03","start":512.9297187500001,"end":513.57096875},{"speaker":"SPEAKER_01","start":513.6384687500001,"end":534.95159375},{"speaker":"SPEAKER_01","start":535.23846875,"end":547.2703437499999},{"speaker":"SPEAKER_01","start":548.2153437500001,"end":590.75721875},{"speaker":"SPEAKER_00","start":567.28409375,"end":570.4734687499999},{"speaker":"SPEAKER_00","start":585.7453437500001,"end":587.97284375},{"speaker":"SPEAKER_00","start":588.25971875,"end":599.49846875},{"speaker":"SPEAKER_00","start":599.86971875,"end":600.29159375},{"speaker":"SPEAKER_01","start":600.02159375,"end":600.17346875},{"speaker":"SPEAKER_00","start":600.9328437500001,"end":614.39909375},{"speaker":"SPEAKER_01","start":600.9665937500001,"end":601.70909375},{"speaker":"SPEAKER_01","start":615.1415937500001,"end":621.2165937500001},{"speaker":"SPEAKER_00","start":620.98034375,"end":623.8490937500001},{"speaker":"SPEAKER_01","start":624.1359687500001,"end":624.4565937500001},{"speaker":"SPEAKER_00","start":624.76034375,"end":638.4965937500001},{"speaker":"SPEAKER_00","start":638.69909375,"end":643.5759687500001},{"speaker":"SPEAKER_00","start":643.9809687500001,"end":647.0690937500001},{"speaker":"SPEAKER_01","start":646.5459687499999,"end":669.0403437500001},{"speaker":"SPEAKER_00","start":649.09409375,"end":651.1697187500001},{"speaker":"SPEAKER_00","start":662.22284375,"end":662.5772187500002},{"speaker":"SPEAKER_00","start":668.65221875,"end":674.2040937500001},{"speaker":"SPEAKER_00","start":675.0815937500001,"end":678.9965937500001},{"speaker":"SPEAKER_01","start":678.38909375,"end":681.0890937500001},{"speaker":"SPEAKER_00","start":680.34659375,"end":685.00409375},{"speaker":"SPEAKER_01","start":681.91596875,"end":703.98846875},{"speaker":"SPEAKER_00","start":685.27409375,"end":685.98284375},{"speaker":"SPEAKER_01","start":704.27534375,"end":707.88659375},{"speaker":"SPEAKER_01","start":707.9540937500001,"end":710.83971875},{"speaker":"SPEAKER_00","start":711.56534375,"end":715.4128437500001},{"speaker":"SPEAKER_01","start":715.4465937500001,"end":721.97721875},{"speaker":"SPEAKER_00","start":717.16784375,"end":719.44596875},{"speaker":"SPEAKER_00","start":720.6272187500001,"end":724.18784375},{"speaker":"SPEAKER_03","start":721.97721875,"end":722.2978437500001},{"speaker":"SPEAKER_01","start":722.2978437500001,"end":722.3484687499999},{"speaker":"SPEAKER_01","start":722.4497187500001,"end":722.95596875},{"speaker":"SPEAKER_03","start":723.54659375,"end":728.6765937499999},{"speaker":"SPEAKER_03","start":729.16596875,"end":729.3515937500001},{"speaker":"SPEAKER_03","start":729.7903437500001,"end":730.71846875},{"speaker":"SPEAKER_03","start":731.12346875,"end":733.9584687500001},{"speaker":"SPEAKER_03","start":734.04284375,"end":738.66659375},{"speaker":"SPEAKER_03","start":738.85221875,"end":739.39221875},{"speaker":"SPEAKER_03","start":739.4597187500001,"end":740.0334687500001},{"speaker":"SPEAKER_03","start":740.25284375,"end":740.92784375},{"speaker":"SPEAKER_03","start":741.1303437500001,"end":744.62346875},{"speaker":"SPEAKER_00","start":744.7078437499999,"end":809.5078437500001},{"speaker":"SPEAKER_01","start":765.00846875,"end":765.53159375},{"speaker":"SPEAKER_00","start":809.6597187500001,"end":823.09221875},{"speaker":"SPEAKER_00","start":823.61534375,"end":840.82784375},{"speaker":"SPEAKER_00","start":840.96284375,"end":843.47721875},{"speaker":"SPEAKER_03","start":844.2534687500001,"end":849.7209687500001},{"speaker":"SPEAKER_03","start":849.8559687500001,"end":852.6909687500001},{"speaker":"SPEAKER_03","start":852.9440937500001,"end":854.17596875},{"speaker":"SPEAKER_03","start":854.3953437500002,"end":855.30659375},{"speaker":"SPEAKER_03","start":855.6103437500001,"end":859.81221875},{"speaker":"SPEAKER_03","start":860.1328437500001,"end":861.61784375},{"speaker":"SPEAKER_03","start":861.85409375,"end":862.27596875},{"speaker":"SPEAKER_03","start":862.5122187500001,"end":865.6172187500001},{"speaker":"SPEAKER_03","start":865.83659375,"end":876.4509687500001},{"speaker":"SPEAKER_00","start":875.3372187500001,"end":888.5334687500001},{"speaker":"SPEAKER_03","start":881.74971875,"end":882.25596875},{"speaker":"SPEAKER_03","start":887.7065937500001,"end":887.75721875},{"speaker":"SPEAKER_03","start":887.8247187500001,"end":888.2634687500001},{"speaker":"SPEAKER_03","start":888.5334687500001,"end":892.4822187500001},{"speaker":"SPEAKER_00","start":890.6597187500001,"end":894.2878437500001},{"speaker":"SPEAKER_03","start":893.0559687500001,"end":904.61534375},{"speaker":"SPEAKER_03","start":904.8347187500001,"end":910.82534375},{"speaker":"SPEAKER_03","start":910.94346875,"end":915.33096875},{"speaker":"SPEAKER_00","start":915.5503437500001,"end":916.9509687500001},{"speaker":"SPEAKER_00","start":917.3390937500001,"end":919.68471875},{"speaker":"SPEAKER_02","start":920.0559687500001,"end":922.67159375},{"speaker":"SPEAKER_02","start":922.9753437500001,"end":925.28721875},{"speaker":"SPEAKER_04","start":970.59659375,"end":975.35534375},{"speaker":"SPEAKER_04","start":976.9753437500001,"end":979.86096875},{"speaker":"SPEAKER_04","start":979.9453437500001,"end":979.9622187500001}],"whisperx":[{"start":4.755,"end":7.559,"text":"好謝謝主席我們請院長麻煩再請總院長備選那也同時請那個勞動部跟人事總署麻煩請勞動部長人事總署備選方偉豪"},{"start":20.438,"end":38.567,"text":"好 院長好首先我要先跟您請教一下最近其實我們勞動部做了蠻好的政策就是我自己也有提案就育嬰留庭的如果是雙親如果是都有請到六個月的話可以各加碼一個月那我覺得這是非常好的政策因為現在有很多爸媽其實都希望說"},{"start":39.127,"end":63.309,"text":"我們政府可以當雙清的後盾那來替他們解憂那也希望說這個育兒環境可以更友善但是呢除了雙清覺得說除了時間大家也希望錢也要增加所以我在這邊先請教院長一個問題知不知道我們現在育嬰柳亭如果他是月薪五萬塊的勞工那他請假的話一個月可以拿多少育嬰柳亭的補貼"},{"start":67.419,"end":85.853,"text":"如果是因為現在投保薪資是四五八零零所以他最高用四五八零零那如果算四五八零零的八成的話三六六四零沒錯那如果一個月月薪十萬的勞工他可以拿多少的育嬰留庭的補貼呢"},{"start":86.593,"end":97.673,"text":"也是36640沒錯所以這個就是很多人不敢請的原因因為你無論薪資是多少你月薪五萬月薪十萬大家最多就是只能拿36640"},{"start":100,"end":123.173,"text":"那所以這個就是我想要在這邊幫很多雙親的家庭來請益因為其實勞動部也是希望說如果是家裡的男性多願意請的話也很好可是就現在的薪資結構比確實雙親裡面男性願意請的比例偏低因為通常他們的薪資偏高這也是過去我們一直在談性別不平等一個很希望可以去改變的結構嘛"},{"start":124.454,"end":145.341,"text":"可是呢以目前的結構來說因為男性的薪資比較高所以呢他們通常要去請的成本比較高那他們也比較不願意請因為再怎麼樣我的薪資再怎麼高不好意思一個月最多就是36640當然我覺得這個已經是政府很大的善意也很努力想要鼓勵這些雙親都去平均的請完"},{"start":146.181,"end":159.866,"text":"但是這個比例一直拉不上來我認為跟津貼的這個金額太低有一點關係所以我很希望的是有沒有機會一個方式就是說我們來檢討這個投保薪資的急劇上限"},{"start":160.868,"end":183.673,"text":"打開天花板跟黃委員說明因為確實現在就業保險的這個投保薪資的上限他是跟勞保聯動的那我認為我們可以來研議那我自己願意來研議比方說如果在舊保的投保薪資的上限那是不是來跟勞保的狀況"},{"start":184.833,"end":206.653,"text":"也許有一個脫鉤的狀況我覺得這部分我想我們來評估一下這件事情的可行性但的確投保新的上限也會連動到因為這個投保新的上限也會跟失業的給付有關因為在舊保裡面他同時會有160的給付跟失業給付所以也會需要去拿捏他跟失業給付之間的橫頻"},{"start":208.459,"end":224.97,"text":"好 謝謝部長的說明這也是我擔心的情況因為投保集聚其實牽涉的層面比較廣那另外一種方式就是我們再額外來增加一些津貼這也是一種方式就是直接脫鉤我們就是如果願意請的我們再給他怎麼樣的讓他有誘因"},{"start":225.931,"end":243.75,"text":"去願意去拿這個津貼願意去請育嬰留庭我的目標是這樣我相信這樣才會照顧到更多的勞工以上建議給部長參考那另外一部分公務員這個可以幫我看一下這個投影片因為公務員的情況又更嚴重了"},{"start":244.511,"end":271.517,"text":"就是因為他其實是只能拿本縫的八成如果公務員要請御醫留庭的話他最多可以拿多少呢不知道我們人事總署來看一下這個假設我這邊舉一個例子這個是漸任期只等本縫三級為例他的本縫是三萬三千多然後專業家級是兩萬六千多雖然他的全薪有六萬以上可是最後他拿到的津貼人事總署知道是多少嗎大概兩萬七左右"},{"start":272.077,"end":288.45,"text":"多少 兩萬七九六 沒錯兩萬七也就是雖然看起來薪資有六萬但是你說給他八成其實是只有本縫的八成也就是他最後拿到的不到他薪資的一半那所以呢其實很多公務員你說他真的敢請嗎 他不敢請"},{"start":289.511,"end":308.666,"text":"那這就是我認為現在我們這個雖然政府的美意很好但是實質上對勞工對公務員他們都請不下去啊那這個就是我想要在這邊請教院長是不是我們可以有一些更多的方案更多元的方案讓這個美意是可以有效果的呢"},{"start":309.988,"end":323.837,"text":"謝謝委員這樣的一個方向的提醒其實一個新的制度從零到有第一步就是這樣踏出來那就像金字塔慢慢往上堆疊未來還考量到國家整體財務的結構財務的負擔以及遲遲之後各方的反應"},{"start":331.203,"end":343.558,"text":"這個需求不管是公務員不管是勞工男性女性的需求我們會再做一個評估跟分析好那為了鼓勵更多達到這個政策本來的用意那可以往更正面的方向來做研討好"},{"start":344.775,"end":372.791,"text":"委員我想要補充其實剛才講的確因為男性的薪資目前平均是比較高可是在新制也就是可以以日請之後那男性申請的比例確實也大幅的提高將近五成對不對現在已經到四成五我認為接下來可能會更高甚至會接近一半一半對所以我們也是用各種的方式用各種的條件希望能夠讓這個男性請的比例也可以再拉高"},{"start":373.231,"end":396.623,"text":"好對好謝謝部長的補充我也認為像這樣子彈性多元的做法越多越好讓大家就是你適合什麼樣的方案你就是你想要什麼樣的條件我們都盡量給大家讓大家用最大的方便可以去願意請這個育嬰留庭好這個是以上我的建議那可以先請我們勞動部長跟人事總處處長先請回那再也請那個教育部長"},{"start":397.583,"end":417.311,"text":"我要讲一下这个专任辅导教师权益的事情那首先要先感谢院长啦因为其实我们去年年底有调升教师费的导师费终点费那也有行政的奖金对这个其实大家都很肯定但是呢有一些人很肯定有一些人就觉得那我呢"},{"start":417.931,"end":440.254,"text":"所以我在這邊還要再幫一群目前沒有被照顧到的老師來幫他們爭取權益也就是這些專任的輔導教師那我手上這邊可以看一下這個投影片這個是有一些老師來跟我澄清他們是台中的老師那他們有一個輔導教師的工作規範裡面是怎麼規定的呢他說"},{"start":441.435,"end":466.921,"text":"每個專任輔導教師每學期國小最少要160人次國中要到180人次那這個是他們暗亮的樓地板但是沒有天花板也就是說我們要求輔導老師說你最少要做到這些但是沒有告訴他們說那如果我們做超過了我們多做多照顧學生的怎麼辦沒有人照顧我們沒有人鼓勵我們"},{"start":468.161,"end":492.457,"text":"所以我在這邊是想要幫他們來請櫻拜託這個部長我們有沒有可以更多的方式鼓勵說如果他們真的多做了可以讓他們有一些補償補貼或者是說我們乾脆設定一個天花板讓他知道說你最多的開案量也不會超過這樣的這樣的數的案量的上限讓他們可以保持在一定的品質呢"},{"start":496.069,"end":513.118,"text":"謝謝委員關心我們專任輔導老師的一些工作上的一些權益那我想專任輔導老師他的一個職務跟我們一般學校裡邊的這些學科老師他的職務是當然不一樣 禁用的資格也不同"},{"start":514.738,"end":524.883,"text":"至於各縣市以台中肝癌委員所提的我想我們可以來請專業的心理諮商輔導的團體我們來討論看怎麼樣適當的工作量倒是委員關係那麼全於我們事實上在偏鄉教育的條例裡邊事實上九任獎金"},{"start":541.111,"end":561.581,"text":"專任輔導老師跟社工師是有比照辦理在終點會這一個部分我想他也許可以從那個角度來考慮但是我們整體來看我還是要跟人事總處我們再來討論但是屬於剛才委員所關心的說那個工作量本來助人的工作事實上有時候還真的很難拿捏"},{"start":562.469,"end":579.075,"text":"因為跟一個學生的一個誤談可能一個小時要連續十次有的可能兩次他就結束所以在這個部分我們怎麼樣討論出一個適度的一個工作量然後不要讓這個心理或者這個專業輔導師過勞我覺得這個"},{"start":582.732,"end":598.569,"text":"產生burn out我想這都不是我們所樂見的我想這會後我們來跟專業團體來研究因為我很想知道說現在我們的專業輔導教師到底平均的開案量是多少就是大家的loading到底多重但是教育部沒有這個數字沒有"},{"start":601.031,"end":614.181,"text":"代表你們完全沒有統計過到底我們輔導教師平常要接多少的案量你們只有告訴他們樓地板啊但是有的是在人口很密集的地方那些輔導老師平常的案量可能非常大你們都不知道"},{"start":615.205,"end":638.212,"text":"是 我想各個縣市各個學校的一個情況確實會差異蠻大的所以第一個我想拜託部長你們先回去統計是輔導老師大家的平常的按量大概是落在什麼樣的數字那第二個就是要不要來訂按量的上限確保這一些按量比的品質因為現在其實只有師班比沒有按量比"},{"start":638.812,"end":653.238,"text":"就是每個老師到底平均loading可以到多重是一個好的工作量你們都不知道這個是我要這邊回去拜託我想這是一個很專業的一個議題因為每一次談的一個品質到底能不能發揮專業的一個"},{"start":654.899,"end":673.205,"text":"效益我想這裡邊的一個問題不是只是時間量上的一個問題但是我願意這個委員所提的我們會後之後我們來跟專業團體來做一個更深入的討論好 謝謝部長也要拜託如果可以的話我們也給佛道老師一點職務加給吧"},{"start":675.134,"end":698.069,"text":"拜託因為其實我們特教老師也有職務加薪導師也有導師費的增加那現在就是輔導老師沒有教育部在許多的一些勞動工作權益上的報酬它是一個最低的標準但是國民教育基本上是來自地方知識的一個前線"},{"start":699.23,"end":710.747,"text":"各地方縣市政府的一個前者如果他有一個自籌財源他願意基於攬財 留財給予一個適度的加碼其實評論從教育部的立場我們是樂觀其成的"},{"start":711.816,"end":725.634,"text":"我們中央有經費也要表達這樣的誠意好不好我想也跟我們報告事實上像這次的導師會或者工作事實上都是院長特別指示我們充分了解剛剛委員說導師還有行政人員的各種"},{"start":730.079,"end":744.421,"text":"這麼多年來都沒有辦法把它做一個合理調整的時候我們就立刻決定要來處理所以剛剛提到的這個輔導老師的部分也請教育部來好好的分析過程怎麼樣我們會來做一個更合理的決定"},{"start":744.761,"end":759.824,"text":"好謝謝那我們教育部長可以先請回最後我要請教一下因為其實昨天央行有提到說這個要來放寬大家購屋第二戶的貸款的成數從五成提高到了六成"},{"start":760.405,"end":781.397,"text":"那我认为这个受益最多的当然是换屋组啦有一部分的换屋组可能压力可以减轻一点了对所以呢大家其实社会上有在讨论的就是说为什么是在这个时候来进行放宽然后放宽了一成呢可不可以先请院长讲一下说我们接下来的一些想法"},{"start":781.917,"end":809.095,"text":"那我会这样问是因为其实我们新清安的期限也快要落日了嘛就是到今年的七月所以我在这边也想要一并的请教因为其实很多人都在问会不会有新清安2.0那如果有的话长什么样子我先讲一下说这其实最近报道非常多大家众说纷纭这个是新闻上写的但是是不是真的不知道我要来这边请院长"},{"start":809.795,"end":836.976,"text":"部長來證實我們新青安2.0的方向長什麼樣子是真的要改成是首次購置自有住宅才可以嗎還是說5年的寬限期是要延縮到3年了嗎還有有一些利息的補貼是不是要取消了甚至有所謂的這個什麼80條款就是借款人的年齡加上貸款的年限不能超過80年"},{"start":838.497,"end":867.698,"text":"請問以上四點是你們的方向嗎如果是的話可不可以跟大家報告一下首先這個央行就第七波的管制昨天是因為開理事會所以他們在會議當中做了這樣的微調這是先說明等一下總裁可以再說明至於新千安他真的到了我們必須要面對是不是要如何延續的這個問題的時間點但是你剛剛所提到這些都是在討論過程當中沒有沒有一次性一個"},{"start":868.12,"end":888.321,"text":"一個專案這樣提出來報告過我們最近會擇時間聽取財政部跟其他金融單位共同的意見可不可以告訴大家我以上這些社會上眾說紛紜的方向可以給我們一個證實或者是方向是不是如這樣大家所說的方向去呢"},{"start":889.262,"end":915.203,"text":"這個眾說不要再紛紜了我們盡量所以我請你們來這邊澄清嘛到六七月的時候他就到齊了我們會在那個時間點之間盡量提早讓所有的市場以及相關的人能夠來適應未來一個制度但是我敢說過去新新安的內容我們一定必須要做適度的微調這個是整個市場在過去一直改變之後給我們的一個最好的一個方向感"},{"start":915.612,"end":924.221,"text":"好謝謝院長那我們總裁部長要不要補充說明是跟委員報告就是說我們昨天針對這個"},{"start":937.562,"end":947.793,"text":"那還得跟公他要辦公室那所以他他現在的一個情形我們接著那各位知道我我接著啊"},{"start":970.626,"end":979.207,"text":"好謝謝黃婕委員質詢謝謝主任長各相關部會部會所長的備詢謝謝不然我們本日排定質詢的委員已經"}]}},"supported_relations":[],"relations":[]}