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目前我們看到的也是就是國外的都是針對穩定幣的發行商是都是不給利息的那但是在平台商的部分 借貸商的部分因為他在國外的話因為有這個借貸的行為所以他們有的是複習的那他們也不算是一個複習的一個機制最主要是因為是一種就是一個補償這個借貸這個時間持有的過程裡面可是我看到剛剛我給你秀給你看到10%欸 這麼高欸"},{"start":174.83,"end":199.998,"text":"你會不會覺得這個USDT、USDC都有這麼高短時間,比如說上個月給9%、給10%這個有,還要給到20幾%都有耶不過我想我應該知道比如說我們短期資金之間的拆借本來就是一個供需市場本來就會有一個跟我們一般長期的比如說存款的利率本來就不太一樣我的意思是說這個他們是從供需來決定的"},{"start":203.43,"end":208.054,"text":"我們看到最近在三月的時候外資賣掉差不多七千億"},{"start":220.826,"end":243.041,"text":"這個是台股這個重點很重要的原因之一那就是 這個是為什麼看啊 主委我們的台股這個持續一直收低啊因為油價持續走高嘛油價甚至於有人估到說要破120有人說170 有人說180這個東西 這一句話對不對啦我請問潘主委啊"},{"start":248.104,"end":268.558,"text":"每一個戰爭沒有停止的話 國術就對不對 這就對不對我想這次影響全球不是只有台灣的原因我想大家都非常非常的明瞭這很清晰啊就是說是主要因為這個戰爭影響周邊這個共有的穩定我想這個大家非常非常清楚至於說"},{"start":269.578,"end":295.663,"text":"這樣的時間有多久影響有多大那各自去解讀各自去判斷所以這個市場訊息匯集到市場上進行反應我想這個大概就是全球都是一樣的那這個原因已經非常清楚不是說有些什麼大家不知道的原因只是大家必須要我問你這句話你同意不同意只要美伊的戰爭不止的話股市得不停這句話同不同意這個其實這句話本來就很複雜"},{"start":298.283,"end":325.125,"text":"就是像比如過去我們比如說美伊的戰爭其實並沒有停止但是股市本來就有漲有跌啊就是並不是說這件事一定就是往下跌所以從過去這兩禮拜來兩三禮拜各位都看到了各種消息面對影響預期產生的結果就是不同沒有 主委我問你齁那這個外資賣超了7000億啊請教養老啦這7000億跑去哪裡啊會出國外嗎 還是說趴在國內"},{"start":327.338,"end":334.468,"text":"依據我們現在目前的規定外資匯進來國內投資股票當他在賣完股票之後就是會匯出去"},{"start":336.325,"end":359.736,"text":"他不能夠繼續趴在這裡啊他會有時間趴就是還是暫時有部分會暫時但是陸陸續續都還是會出去所以七千多億全部出去了嗎七千多億全部出去了嗎大部分都在過去這一個月就是說三月以來的賣超的部分目前至少部分還陸陸續續會暫時這個是造成台幣最近一直變的原因是不是"},{"start":361.297,"end":389.315,"text":"對這是最主要台幣在外匯市場上面就是這個需求美元的需求大於供給最主要的一個因素你們有沒有進場調解是有沒有進場調解工具失衡比較大的時候我們會進場調解先有失衡嗎在過去幾天有幾天有出現這樣的一個情況所以前幾天你們有進場有總裁在上次就是禮拜四的那個李建勢會後的記者會也有對外有這樣的一個所以可見的你們心目中還是有一條"},{"start":390.536,"end":394.077,"text":"總裁還有我們央行的立場都是很清楚我們沒有所謂的一個防線"},{"start":407.242,"end":426.292,"text":"沒辦法知道未來美元指數它會走到哪邊去會有多強多弱這要看全球的國際金融市場的變化才能來看我想總裁也一再都有對外說明過沒有這個所謂的防線表面沒有啦 心裡有啦我這句要同意吧"},{"start":427.682,"end":444.113,"text":"心裡有啊 爸你要緊張幹嘛你還要去啊你完全尊重市場 你還要去啊你心裡一定有嘛我們心裡最關注的應該就是供需的失衡加上波動太大供需明顯失衡的時間這個時候我們要給大姐的最主要的一個關鍵你同意我講的吧"},{"start":446.345,"end":471.797,"text":"比特首還是在幹綠碼對不對其實我比較同意總裁跟局長講的啦我比較同意那個局長跟總裁所以你不同意我講的沒有 我覺得他們講的比較符合實際那委員講的是你自己的覺得32就是心理防線嘛看不見的隱形那條線就在那裡對不對 就出現了嘛"},{"start":473.232,"end":482.301,"text":"賓果嘛就出現了嘛我覺得再差一點就32.5啦大概不會跌破32.5嘛是不是"},{"start":486.809,"end":499.517,"text":"我想這還是要看國際金融機制你剛才說你前幾天有護盤有去調節那個時候是幾塊錢不一定大概就是外資集中匯出比較大的時候這個我想我們會定期就是講你一定記得很清楚你是操作的你一定知道啊幾塊錢的時候你們進場的"},{"start":510.985,"end":520.413,"text":"沒有特定說幾塊錢就是當天的市場的一個大概幾塊錢那天是幾塊錢我想過去這幾天大概台幣的價格大概在31.5到32之間對嘛所以就是我講的對啊主委真的有說瞎話"},{"start":527.038,"end":549.894,"text":"還有不同意我講的你要同意我講的啦其實我還是比較贊成就是央行他本於職權做了很多業務上面的這些的作為我想這個跟委員自己的認知那當然委員可以自己有自己的認知啦我想這部分是還是尊重他不是隨便認知啦我就是觀察這樣看這樣想這樣想結果就是這樣嘛就是進場的時候就31.5到32這樣來最後一個問題請教主委喔"},{"start":554.978,"end":570.693,"text":"那個黃金存摺喔是不是一定要送貨我真的覺得是不是黃金存摺啊這部分我沒有沒辦法立刻回答我看請那個局長可以跟您做個簡單的回覆好不好好 局長來"},{"start":572.205,"end":588.777,"text":"這是屬於金管會嗎?金管會嗎?銀行跟我們申請黃金存摺業務的部分他們會去做相關的避險但這個避險的對等的工具是不是就是實體黃金這個我們並沒有特別的規定因為現在有人跟我分運的"},{"start":590.489,"end":610.054,"text":"他說他要去存摺,他要存黃金,買黃金的存摺,因為不太賣,原因就是他們沒有現貨,所以他們沒有現貨,因為賺不到現貨,所以他不要賣,你們這個是怎麼樣,我查了一下根據你們的辦法,他要有現貨才能賣喔!"},{"start":613.179,"end":635.99,"text":"但是銀行他在實務商的操作過程裡面如果說有跟客戶約定這個黃金存摺到時候要對領的是新台幣的話那他就不會刻意去存這個黃金的現貨來讓客戶來領因為現貨通常都會到銀樓去買所以銀行最主要是把它當成是一個金融商品在銷售給他的客戶那你這樣子等於銀樓賣空賣空喔"},{"start":636.79,"end":638.051,"text":"它是把它當成是一個金融商品"},{"start":650.046,"end":676.084,"text":"你現在等於說比如說我買了黃金存摺就發現沒有現貨 你是騙我我變這個樣子它是鎖定那個價格也就是說當他在跟客戶說明的時候就是說到時候可能他也會用現貨來交割但他也可以用貨幣來交割所以它最主要是一個投資的金融上如果客戶不要了 客戶就說我最好讓感覺我要實體黃金"},{"start":677.509,"end":700.272,"text":"你要給我啊?是不是這樣?這個部分還是要回歸到說他契約上是怎麼設計的因為通常一般民眾來做這個黃金存摺他可能是要保有這個黃金價格在漲的這個增值的利益所以他不見得說我到時候如果說黃金今天不要漲上去了他不見得要提領這個實體黃金"},{"start":702.434,"end":715.304,"text":"這個我今天清楚了所以銀行賣黃金存摺不一定有黃金沒有想到委員有關這個細節我會請銀行局準備一個完整的說明再給委員參考好吧 謝謝好 謝謝"}]}},"supported_relations":[],"relations":[]}