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謝局長跟蔡局長好 委員長那個彭主委 你有沒有去過杜拜沒有沒有喔對杜拜啊 它在這幾年把虛擬資產以及很多的財富管理"},{"start":48.366,"end":63.613,"text":"統統加大幅度讓杜拜平地起高樓成一個新的交易中心它的雄心壯志值不值得台灣的學習"},{"start":65.202,"end":90.806,"text":"其實杜拜從他過去開始有少量的石油他知道他未來的發展會受到局限開始全力發展境外的各種中心我覺得他們的本質上他有他非常非常令人刮目相看的成績那我想這個虛擬資產只是其中之一而已香港的金融中心地位現在逐年的下降"},{"start":92.438,"end":109.03,"text":"你會不會想把台灣打造成一個全世界華人的財富管理中心讓台灣成為全世界虛擬資產的交易中心"},{"start":111.174,"end":135.111,"text":"跟委員說明就是說我想我們在很多場合我們希望台灣成為在亞洲的資產管理中心之一這樣的一個計畫我們持續在推動這裡面包括很多比如說我們所謂的資產管理假設未來虛擬資產也是成為一個合規的資產項目的話那自然會隨著這個趨勢然後也納入到我們的整個的"},{"start":135.791,"end":160.936,"text":"未來發展規劃項目所以你的意思是說現在虛擬資產的交易不合規囉現在我們講說就跟全世界一樣就是說這個資產某種程度我剛才在報告裡提到各國都朝向專法讓它合規化來監管的這個模式來前進台灣也是這樣那這樣當然更有助於我們在政策上推動的一個基礎啦"},{"start":163.444,"end":181.735,"text":"那請央行那幾個數據也請諸位了解一下我們的外匯存底現在大概六千多億的美金全世界有哪幾個國家外匯存底裡面是有這個虛擬資產當作他的儲備的"},{"start":185.803,"end":208.538,"text":"是 各位有報告 我想大部分的主要國家應該都還沒有把這個比特幣等這些資產放入他的外匯存底因為這個可能在他的準備裡面會有但是外匯存底的定義裡面可能比較不容易美國的國庫署啊他們國家資產裡面有沒有虛擬貨幣"},{"start":210.087,"end":228.982,"text":"有 他們應該是之前沒收得到的但是這個也不會是放在外匯存體裡面是好 那請問美國有沒有相關虛擬貨幣的交易已經正式展開您是指央行跟外面的還是虛擬貨幣啊 在股市買賣來 請簡董事長好了"},{"start":236.766,"end":262.752,"text":"美國是去年還是前年有發了幾檔虛擬貨幣的ETF?據我所知,虛擬貨幣的ETF在美國、加拿大或其他有些國家是有在掛牌新加坡掛了沒?我沒有確定,不過我想應該要查一下才能確認"},{"start":264.589,"end":283.82,"text":"請問台灣的第一檔有關虛擬貨幣的資產第一個上市,上櫃買中心大概是什麼時候我們櫃買中心還沒有虛擬資產的ETF掛牌有沒有相關的個股是有關虛擬貨幣的"},{"start":288.583,"end":315.527,"text":"報告委員我們目前沒有這樣子的掛牌公司目前沒有嗎那你希望台灣第一個看得到是什麼時候向委員報告我想這個我們在虛擬資產的服務法相關的法規制度這些交易都必須要健全然後我們才可能再去衍生這個ETF相關的產品來掛牌我想這個應該是有順序的先後"},{"start":316.479,"end":337.357,"text":"好 那央行麻煩一下你會不會擔心以台幣計價的穩定幣及相關的合規的虛擬資產成為大多數人生活中的一小部分的時候央行的地位會受到影響"},{"start":339.5,"end":353.822,"text":"我想我們之前有分析過啦穩定幣目前來看的話它也是一種資產的一個配置它不會就對我們的金融體系來講並不會有目前來觀察是不會有太大的一個影響所以你不會怕它"},{"start":354.921,"end":376.084,"text":"就我們的銀行體系然後跟民眾持有這個穩定幣的部分那假設我們有在目前的法規的規範之下我認為這個不會是一個會變成對我們的金融體系造成一個威脅所以不怕他會不會面對他會不會面對他接受他照顧他愛護他"},{"start":379.488,"end":406.277,"text":"我想穩定幣的部分就央行的觀點就銀行的觀點我想這個部分應該跟這個是不太一樣我們央行的觀點一直都是著重在穩定幣是否視為貨幣它跟M2之間的一個替代的一個問題那我們之前都有分析過事實上這個在整個金融體系裡面在整個銀行體系裡面對貨幣的定義裡面影響並不是很大那這是我們央行所關注的部分那至於穩定幣"},{"start":407.757,"end":421.912,"text":"會不會如何健全發展關注他我想這個不是我們央行的職權我們央行關注的是他對M2的一個影響那現在央行發行的數字貨幣什麼時候開始正式上市"},{"start":425.044,"end":444.709,"text":"我們現在國內電子資助體系也相當的多元便利所以發行綠帖的CPTC這部分我們沒有急迫性但是我們現在有把CPTC的雛形平台轉換成數位金流平台然後支援政府發各種的數位券或數位幣"},{"start":445.589,"end":464.565,"text":"那目前是有支援客家委員會的客家幣那未來我們現在還要跟運動部的運動幣還有那個衛福部的健康幣在洽談合作之中 謝謝好 謝謝 那請那個彭主委台灣究竟是一個對虛擬資產 虛擬貨幣是比較正面支持的態度呢"},{"start":470.563,"end":496.665,"text":"或者根本你就是反對他們進來反對這個產業的發展當然不是跟我們說明其實我們這個產業已經在了我們從比如說從過去這麼多年來從剛才講的比如說他用聲明登記到現在其實我們現在市場已經有8家業者在運作對現在在的情況是大家可能不清楚本來有26家"},{"start":498.393,"end":510.826,"text":"倒到現在像你剛剛講的幾家應該講說我們篩選這些適合在台灣發展的對嘛 你就用篩選我是用民間懂的話叫做到倒啊那為什麼會不見為什麼會變少"},{"start":517.475,"end":535.995,"text":"就是變成你對這個產業裡面有積極的輔導嗎?其實我們輔導也要看對象就像比如過去很多過去在聲名制人因為當時的是因為反洗錢的這樣的規範所以很多發生了非常多的弊端我想社會都看到了"},{"start":536.556,"end":557.503,"text":"透過我們的管制讓這個市場逐步的邁入秩序而且穩健這是政府該做的事並不是說我們去把誰給弄到無法經營我想就是因為我們希望留下的業者都能夠確實的遵守而且持續的讓市場更為健全這是一個挑戰當然可是也是一個機會"},{"start":559.178,"end":577.554,"text":"你有沒有算過我們的這些上市公司很多它因為新台幣的上上下下對這個企業來講它有時候成本以及風險非常大非常大如果有一個新台幣計價"},{"start":581.058,"end":600.708,"text":"做發行依靠的新台幣的穩定幣每個人在接單的時候在國際上都可以確認他的支出他的成本他是可以算得出來的這個單一千億要接不接我們馬上就可以鎖住"},{"start":602.805,"end":627.633,"text":"現在每一次都還經過銀行的換匯你知道包括保險公司相關的這些匯損一年大概損失有多少不一定都匯損有時候會有因為利率在波動中交易的費用沒有它本質上就是一個波動帳面上本來就有波動不見得都是損失"},{"start":629.283,"end":657.083,"text":"保險公司出去你每次都要有一些賄損準備啊那是外交準備金我們現在有訂了非常非常明確的規定那這部分那只是因應他的波動這個外交準備金是其中之一啊一年大概七八十億十年就七八百億還有很多的企業都不回來啊因為他放香港低稅戶還有他的操作也比較快"},{"start":658.089,"end":678.661,"text":"你如果有一個新台幣計價的穩定幣會出現什麼情況如果禮拜五就可以決定了啊禮拜六禮拜天銀行不上班很多事情他都可以交割嘛而且台灣現在一年放假放幾天"},{"start":681.753,"end":692.409,"text":"這個我沒有統計一百一十五一百一十六天所以企業存在很多的不確定性有個穩定幣馬上就可以決定啊所以請 諸位"},{"start":697.369,"end":723.451,"text":"你現在倒是保持一個開放的態度還是非常保守又穩健的態度如果我們真的是非常保守就不會提這個專法也不會跟社會溝通這麼久的時間廣納各方的意見我想今天這個這個答詢就是因為在這樣一個開放的架構之下才有的這樣的這場的答詢那主任你歡迎不歡迎國外的"},{"start":725.799,"end":740.256,"text":"這個虛擬貨幣交易所他們來台灣投資我們現在我們的法規是中性的我們對國內外都一視同仁中性是我們中國人都是我們監理就是謹慎或審慎友好的態度面對虛擬資產服務業"},{"start":742.146,"end":759.496,"text":"外商可以來台灣投資當然法規已經很明確的未來的版本裡面都寫了你另外一個最近油價狂飆現在一桶石油世界的一桶價格是多少現在不同的報價有從90幾到110塊之間115 漲很多我們周邊的銀行也都去年都賺很多"},{"start":768.661,"end":796.249,"text":"那會不會趁機ATM手續費會調高啊或對民眾的一些費用會調高這當然不會啦我想這些東西它是一高度監管行業它也有肩負社會回饋的責任我想這部分不會有委員說會把我們那個費用把它調高的問題所以金融周邊產品不會趁機趁火打劫當然不會不會調高啦當然不會OK 好 謝謝謝謝 謝謝委員"}]}},"supported_relations":[],"relations":[]}