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當然我應該提到其實RWA全世界大概現在應該是交易大概300億美元左右剛剛跟委員講的差不多那但相較於比如說虛擬資產3.3兆美元還是比較小那比如說我們我們的穩定幣大概也有3000多億的這樣一個所以RWA在過去呢大概還是在等於說在剛開始"},{"start":166.034,"end":192.915,"text":"這個發展的階段不過大家有看好他的潛力啦齁那其實我們在過去呢其實一直很持續的去針對RWA怎麼樣落地在台灣有非常非常多的討論那我們也最近也都按照我們現在過去的實驗的結果呢逐步在讓他落地的過程當中我想如果有有相關的決議我們會很快跟社會做報告接著請教主委現在的這個"},{"start":194.948,"end":212.42,"text":"詐騙集團的犯罪手法早就不是單純的電話詐騙或者是虛擬貨幣的交易它結合了自建的平台、地下會對、即時通訊還有人頭賬戶形成一整套去中心化"},{"start":213.22,"end":236.36,"text":"那這些平台不需要對外公開也不需要上架到這個交易所更不需要真正的一個區塊鏈技術就可以模擬出虛擬資產的一個流通效果讓資金在帳面上移動但實際上卻透過車手跟地下管道完成交付不只是洗錢啦它涉及的詐騙還有更高風險的一個犯罪"},{"start":238.502,"end":258.615,"text":"未來一旦專法通過 今晚會是否能夠針對這些未許可的影子平台建立更快速的一個行政查緝跟刑事移送機制不是像現在都只被動的來等待民眾的報案能夠更有力道來執行這一些查緝"},{"start":259.335,"end":285.254,"text":"其實我們從過去打炸專法裡面就把VASP納入到我們的這些執行的範圍這是我們專法裡面特別有一條來強化這一塊我們也會有一個執法不過剛剛委員提到就是說自從我們開始採用登記制以後所有這些東西你只要沒有經過許可去做這件事情的時候大家都違法我想過去我們的檢警調其實已經查獲主動查獲非常非常多這樣的案例我想"},{"start":287.016,"end":300.225,"text":"這個是會要透過跨部會來協作啦我們在這方面呢我們會透過立法約束那其他如果你沒有合規的部分除了透過民眾檢舉以外主動偵辦我想這個各部會都已經在做"},{"start":303.623,"end":329.358,"text":"這個我想虛擬資產的一個去中心化跨境特性它已經成為國內詐騙跟洗錢犯罪的最佳的護盾那犯罪集團利用境外平台作為這個資金的中轉站它就是看準的說我們的這個監管權力難以跨越國境嘛那根據今天審查的草案我們已經納入了國際合作跟行政處分的框架那面對"},{"start":331.3,"end":351.139,"text":"那些刻意躲在監管寬鬆的地區甚至於說明知是詐騙洗錢仍然提供服務的這些境外平台我想我們不能只有這種柔性的請求那我們應該是要有實質的一個斷根手段的一個做法所以我想說"},{"start":353.441,"end":378.761,"text":"我想要請教主委說願不願意針對刻意服務台灣詐騙與洗錢的這些境外評改他已經是針對刻意在服務這些詐騙集團洗錢集團的一個境外評改那儘管會建議具體的一個法律機制例如譬如說限制他對台灣的一個金流往返要求金融機構或者是支付系統全面阻斷"},{"start":379.682,"end":406.232,"text":"全面阻斷那甚至於強制退出台灣市場的一個強硬措施主委可以這樣子當然任何非法的平台我剛講過以現在的法規它就是違法我們就已經按照中華民國法律就要嚴格查緝但它如果要在境外的部分我還講過我們一部法律能夠有更多的控制節點的話對於像這樣的一個不法行為的掌控就會更高比如說剛剛委員提到"},{"start":406.932,"end":434.008,"text":"假設我們已經有很明確的黑名單 灰名單這部分就我們受管轄的這些虛擬資產或是金融業者那我們就可以建立相當的防控機制這些都是未來我們必須要強化來努力的部分就是說我們在這部專法已經設計更多的掌控點那這未來當然是對這個東西的保護當然會更周延這也是我們立法很重要的目的"},{"start":435.148,"end":464.127,"text":"好了 我再請教主委就是未來專法的落實就是說強制要求所有與台灣有業務往來的平台這些境外平台必須要全面落實我們一個轉帳規則如果說在法律上不願意提供清楚的交易身份資料我們就直接視為說是一個非法營運由金管會這邊來採取斷絕金流或者是撤銷許可的一些強硬行政措施"},{"start":465.134,"end":481.289,"text":"我是要求金管會一定要強硬對 當然就我剛才講說違法的事情這一定就是沒有什麼沒有什麼這個空間啦剛才委員提到假設他境外假設他今天是一個有疑的我們假設境內的這些VASP或金融機構要跟他做往來的時候"},{"start":481.809,"end":497.034,"text":"他已經被列入黑名單或是甚至可疑的灰名單這時候我們就可以對國內這些業者進行管理對不對他就不可以跟他做往來這其實上就像我們現在規定我們現在金融業不可以跟沒有跟我們合規的交易所進行往來是一樣的"},{"start":498.314,"end":518.644,"text":"所以請主委一定要在這個保護被害人這個辛苦血汗錢不被詐騙那打擊犯罪的這些惡意犯罪這個洗錢集團的這樣子的一個信念那我們一定要用強硬的手段來做後續這些事情是當然是好的謝謝謝謝委員"}]}},"supported_relations":[],"relations":[]}