{"error":false,"id":["168001"],"data":{"IVOD_ID":168001,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/168001","日期":"2026-03-30","會議資料":{"會議代碼":"委員會-11-5-20-6","會議代碼:str":"第11屆第5會期財政委員會第6次全體委員會議","屆":11,"會期":5,"會次":6,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第5會期財政委員會第6次全體委員會議"},"影片種類":"Clip","開始時間":"2026-03-30T09:25:13+08:00","結束時間":"2026-03-30T09:36:44+08:00","影片長度":"00:11:31","支援功能":["ai-transcript"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/d0265d86f2f18c676ae4bb73867eaaae5334e86b5f84e1ac44e2a508d4369232b00dc349e71b59095ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"李彥秀","委員發言時間":"09:25:13 - 09:36:44","會議時間":"2026-03-30T09:00:00+08:00","會議名稱":"立法院第11屆第5會期財政委員會第6次全體委員會議（事由：邀請中央銀行楊總裁金龍率所屬單位主管暨財金資訊股份有限公司董事長列席業務報告，並備質詢。）","transcript":{"pyannote":[{"speaker":"SPEAKER_01","start":0.03096875,"end":1.0265937500000002},{"speaker":"SPEAKER_00","start":1.0265937500000002,"end":1.98846875},{"speaker":"SPEAKER_00","start":6.32534375,"end":6.40971875},{"speaker":"SPEAKER_02","start":6.40971875,"end":6.42659375},{"speaker":"SPEAKER_00","start":6.42659375,"end":6.4772187500000005},{"speaker":"SPEAKER_02","start":6.4772187500000005,"end":7.08471875},{"speaker":"SPEAKER_00","start":7.45596875,"end":43.85534375},{"speaker":"SPEAKER_00","start":44.260343750000004,"end":60.274718750000005},{"speaker":"SPEAKER_02","start":60.274718750000005,"end":60.86534375},{"speaker":"SPEAKER_00","start":61.034093750000004,"end":93.78846875},{"speaker":"SPEAKER_01","start":67.19346875000001,"end":67.22721875},{"speaker":"SPEAKER_02","start":67.22721875,"end":67.48034375},{"speaker":"SPEAKER_01","start":67.48034375,"end":67.58159375000001},{"speaker":"SPEAKER_01","start":70.68659375,"end":70.78784375000001},{"speaker":"SPEAKER_00","start":94.68284375,"end":107.86221875000001},{"speaker":"SPEAKER_02","start":106.56284375000001,"end":111.65909375000001},{"speaker":"SPEAKER_00","start":107.92971875,"end":110.46096875},{"speaker":"SPEAKER_00","start":111.82784375000001,"end":114.05534375},{"speaker":"SPEAKER_00","start":114.27471875,"end":117.83534375},{"speaker":"SPEAKER_00","start":118.69596875,"end":142.38846875000002},{"speaker":"SPEAKER_01","start":124.97346875000001,"end":125.22659375},{"speaker":"SPEAKER_01","start":132.01034375,"end":132.21284375000002},{"speaker":"SPEAKER_02","start":137.27534375000002,"end":137.86596875},{"speaker":"SPEAKER_02","start":138.38909375,"end":139.14846875},{"speaker":"SPEAKER_02","start":142.38846875000002,"end":217.85346875000002},{"speaker":"SPEAKER_00","start":189.80721875,"end":190.46534375000002},{"speaker":"SPEAKER_01","start":190.46534375000002,"end":190.97159375},{"speaker":"SPEAKER_00","start":190.97159375,"end":193.72221875000002},{"speaker":"SPEAKER_00","start":217.22909375,"end":233.53034375000001},{"speaker":"SPEAKER_02","start":217.98846875,"end":218.86596875},{"speaker":"SPEAKER_02","start":221.58284375000002,"end":222.10596875000002},{"speaker":"SPEAKER_02","start":225.95346875,"end":227.43846875000003},{"speaker":"SPEAKER_02","start":230.47596875000002,"end":240.63471875000002},{"speaker":"SPEAKER_02","start":241.09034375000002,"end":255.97409375},{"speaker":"SPEAKER_00","start":253.84784375,"end":273.45659375},{"speaker":"SPEAKER_00","start":273.65909375,"end":277.16909375},{"speaker":"SPEAKER_00","start":277.94534375,"end":282.11346875000004},{"speaker":"SPEAKER_02","start":280.89846875,"end":288.10409375},{"speaker":"SPEAKER_00","start":283.75034375,"end":284.05409375},{"speaker":"SPEAKER_00","start":286.99034375,"end":290.07846875},{"speaker":"SPEAKER_02","start":288.57659375000003,"end":289.85909375},{"speaker":"SPEAKER_02","start":290.07846875,"end":290.12909375000004},{"speaker":"SPEAKER_02","start":290.14596875,"end":316.82534375},{"speaker":"SPEAKER_00","start":315.86346875000004,"end":316.67346875000004},{"speaker":"SPEAKER_02","start":317.14596875,"end":340.60221875},{"speaker":"SPEAKER_00","start":335.45534375,"end":336.50159375000004},{"speaker":"SPEAKER_02","start":341.44596875,"end":342.34034375000005},{"speaker":"SPEAKER_00","start":342.34034375000005,"end":344.77034375},{"speaker":"SPEAKER_02","start":342.35721875,"end":344.24721875},{"speaker":"SPEAKER_00","start":344.95596875,"end":398.02784375000005},{"speaker":"SPEAKER_01","start":351.79034375000003,"end":352.31346875},{"speaker":"SPEAKER_01","start":355.58721875000003,"end":356.04284375000003},{"speaker":"SPEAKER_01","start":375.09471875,"end":375.21284375000005},{"speaker":"SPEAKER_01","start":379.16159375,"end":379.56659375000004},{"speaker":"SPEAKER_01","start":379.98846875000004,"end":380.07284375},{"speaker":"SPEAKER_01","start":386.67096875000004,"end":387.68346875000003},{"speaker":"SPEAKER_01","start":387.90284375000005,"end":388.05471875},{"speaker":"SPEAKER_02","start":390.46784375000004,"end":390.85596875000005},{"speaker":"SPEAKER_01","start":391.14284375,"end":391.15971875},{"speaker":"SPEAKER_02","start":391.59846875000005,"end":391.64909375},{"speaker":"SPEAKER_02","start":393.58971875000003,"end":393.80909375000005},{"speaker":"SPEAKER_02","start":398.02784375000005,"end":442.02096875},{"speaker":"SPEAKER_00","start":443.18534375,"end":446.74596875000003},{"speaker":"SPEAKER_02","start":444.45096875,"end":444.67034375000003},{"speaker":"SPEAKER_02","start":446.29034375000003,"end":446.59409375},{"speaker":"SPEAKER_00","start":447.55596875000003,"end":494.94096875},{"speaker":"SPEAKER_02","start":457.95096875,"end":458.91284375000004},{"speaker":"SPEAKER_01","start":458.91284375000004,"end":459.36846875000003},{"speaker":"SPEAKER_01","start":459.82409375000003,"end":460.17846875000004},{"speaker":"SPEAKER_01","start":466.96221875000003,"end":467.80596875000003},{"speaker":"SPEAKER_01","start":470.87721875000005,"end":470.89409375},{"speaker":"SPEAKER_01","start":470.91096875000005,"end":470.96159375},{"speaker":"SPEAKER_01","start":472.04159375,"end":472.49721875000006},{"speaker":"SPEAKER_01","start":475.26471875000004,"end":477.03659375},{"speaker":"SPEAKER_01","start":477.86346875000004,"end":478.33596875},{"speaker":"SPEAKER_01","start":485.33909375,"end":485.50784375},{"speaker":"SPEAKER_02","start":491.12721875000005,"end":491.58284375000005},{"speaker":"SPEAKER_02","start":495.00846875,"end":495.44721875000005},{"speaker":"SPEAKER_02","start":496.07159375000003,"end":501.92721875},{"speaker":"SPEAKER_00","start":496.39221875000004,"end":496.71284375000005},{"speaker":"SPEAKER_02","start":502.19721875000005,"end":512.30534375},{"speaker":"SPEAKER_02","start":512.59221875,"end":521.2153437500001},{"speaker":"SPEAKER_00","start":522.0422187500001,"end":527.47596875},{"speaker":"SPEAKER_02","start":527.4253437500001,"end":558.4922187500001},{"speaker":"SPEAKER_00","start":557.41221875,"end":598.8740937499999},{"speaker":"SPEAKER_02","start":559.67346875,"end":561.10784375},{"speaker":"SPEAKER_02","start":564.34784375,"end":565.02284375},{"speaker":"SPEAKER_01","start":565.73159375,"end":565.74846875},{"speaker":"SPEAKER_02","start":565.74846875,"end":565.9678437499999},{"speaker":"SPEAKER_01","start":565.9678437499999,"end":566.98034375},{"speaker":"SPEAKER_01","start":567.43596875,"end":567.82409375},{"speaker":"SPEAKER_01","start":571.48596875,"end":571.9753437500001},{"speaker":"SPEAKER_02","start":598.8740937499999,"end":616.0359687499999},{"speaker":"SPEAKER_00","start":615.4622187500001,"end":620.6259687500001},{"speaker":"SPEAKER_02","start":617.5547187500001,"end":635.8640937499999},{"speaker":"SPEAKER_00","start":635.9822187500001,"end":644.65596875},{"speaker":"SPEAKER_02","start":644.65596875,"end":651.06846875},{"speaker":"SPEAKER_00","start":650.1572187500001,"end":652.8740937499999},{"speaker":"SPEAKER_02","start":651.1359687500001,"end":656.83971875},{"speaker":"SPEAKER_00","start":657.8859687500001,"end":657.9028437500001},{"speaker":"SPEAKER_02","start":657.9028437500001,"end":663.6909687500001},{"speaker":"SPEAKER_00","start":657.9365937500002,"end":660.4340937500001},{"speaker":"SPEAKER_00","start":664.04534375,"end":678.82784375},{"speaker":"SPEAKER_02","start":669.68159375,"end":670.66034375},{"speaker":"SPEAKER_01","start":676.43159375,"end":684.98721875}],"whisperx":[{"start":0.009,"end":1.91,"text":"早安總裁我想今天大概財務會的委員大概都還是關注在整個中東的局勢跟後續對於油價通膨跟民眾消費的影響這整個局勢從2月28號到現在"},{"start":24.617,"end":30.945,"text":"我們看到從今年年初的油價每桶從60塊漲到現在90到110區間這樣的一個區間漲幅已經超過50%總裁你在會議上李監事會議後提到根據歷史的經驗資產中東的局勢不會拖延太長"},{"start":44.341,"end":44.401,"text":"是,沒有錯"},{"start":61.115,"end":81.397,"text":"中餐 那我們有沒有預估過 如果當然這不是我們預見 希望預見到的但是很多事情不是掌握在我們身上如果油價是後續持續的就是說戰爭持續的變成是區域性的戰爭因為現在看到的不只是荷姆茲海峽的問題"},{"start":82.758,"end":93.428,"text":"萬一如果曼德海峽也遭到封鎖的話這個是連接紅海亞丁灣跟印度洋整個歐洲跟亞洲重要的航道也就是全世界"},{"start":94.744,"end":117.515,"text":"非常重要兩個運輸油的航道都受到衝擊跟影響所以身為央行的總裁我們就不可能只有一種劇本去做預估對不對 總裁你了解我的意思不是掌握在我們身上油價在一百塊以上在一百二十塊以上在一百五十塊以上"},{"start":118.755,"end":124.442,"text":"我們都要有不同的版本去做準備波動這些不只是價格的問題而是波動超大這個波動太大的話隨時波動再大後續可能會隨時再飆升這個衝擊影響總裁你有沒有去做這樣內部的預估跟因應"},{"start":137.077,"end":141.42,"text":"因為這個後續對於我們的利息要不要升息都會有衝擊影響是 我想中央銀行也不會就是說一開始的時候我們的預測的情境就是用非常的就是說把它假設說它是中東全面的戰爭而且持續的時間到九月"},{"start":160.535,"end":185.254,"text":"到今年年底 我想一個預測的機構呢不可能做這樣的一個情境的分析所以你沒有說是 如果說有這樣所以有委員在講就是說 會這樣 當然會我們現在就是說 所以我剛剛也有在談就是說我們3月的時候呢 我們是用85塊 全年85塊來做情境的分析那"},{"start":186.334,"end":193.081,"text":"你這個85塊的標準現在都已經到100了所以你那85塊的標準是用我們預計油價 政府預計油價委員 我跟你們報告就是說80現在都 您的意思是說現在都已經到100多了 110幾了不 那個是暫時 現在目前"},{"start":204.471,"end":209.455,"text":"那如果說以整年來看的話從當時的58.3%我們的預測58.3%現在把它調升到85%的話那已經是上漲45%了全年所以你是整年的預估你用整年預估所以你的判斷就是說中東的局勢會在短時間之內獲得控制也不會"},{"start":228.071,"end":233.314,"text":"我們也不需要去預估120塊萬一油價剩下120或150的版本不需要不是因為隨著時間的經過那我們的情景的分析呢就必須要做調整也許啊也許就是說你現在85的那如果說它的發展呢是很快的就結束了以後它往下的話那也有可能到70啊"},{"start":253.044,"end":275.562,"text":"因為我今天時間有限我要提醒的是我當然希望局勢可以盡速獲得控制這大家都不希望看到但是那個局勢是什麼樣的變化沒有人可以掌握不是掌握在我們手中到底會是一個什麼樣的狀態跟變化所以未來油價假使是120 150"},{"start":278.144,"end":281.985,"text":"會是一個什麼樣的狀態?我們有沒有什麼樣的因應的工具?有啦!當然有!當然有!中央銀行不會就坐在那邊,我們不會就去...所以這就是我要問你的嘛!所以這就是我的重點!我想呢,第一個,政府的一個穩定油價的一個措施這個平穩的機制呢,它是不是也會考量到加大?"},{"start":302.651,"end":308.418,"text":"如果說郵價一直往上的話這是第一個那第二個中央銀行呢我們中央銀行的一個職責呢有兩個第一個職責呢就是說我們要防止這個輸入性的通貨膨脹"},{"start":317.25,"end":338.901,"text":"輸入性通膨膨脹跟我們的匯率有關所以呢也就是說我們的匯率一定要讓它穩定這是第一個那第二個呢如果物價持續的在往上漲的時候呢那麼可能市面上的一個通膨的預期呢它可能就會形成那這個時候那中央銀行可能就必須要朝緊縮的貨幣政策來執行"},{"start":342.159,"end":359.368,"text":"緊縮貨幣政策 升息也是總裁 那我要請問你 這個戰爭持續的拉長就是引發最近有一個塑膠之亂我想你應該有聽 因為所有的東西都在漲所有東西都在漲 包括醫療手套什麼都在漲那這個塑膠之亂後續衍生的問題"},{"start":364.53,"end":386.335,"text":"這個就不是只有政府我們控油控油就是油電不漲動漲電價重漲油價或來做補貼可以去做後續的處理那這些因應的政策跟方法你有什麼建議包括我們現在包括現在我先提一個比較具體我們這一次全球的尿素跟硫磺漲了35%跟45%其實這些都是從荷末茲海峽運輸進來"},{"start":392.056,"end":415.506,"text":"戰爭一旦拖長下一波農產品價格會不會也是持續的上漲我跟委員報告行政院的一個穩定物價小組它有包括了農業部它有包括了公平會它有包括了經濟部相關的部會包括我們中央銀行所以也就是說"},{"start":416.646,"end":437.103,"text":"我剛剛所說的它的穩定的油價還有穩定其他相關物品的原料的物價行政院相關的部會都會去關注它那中央銀行的部分我剛剛也已經說明了我們中央的部分就是剛剛我所說的在匯率方面 在利率方面我們如何來配合政府的維穩的一個措施"},{"start":443.297,"end":466.439,"text":"所以總裁就是說我剛才提到的就是說原油的漲幅後續整個原物料的上漲其實都是帶動所有的各行各業可能都會漲我剛才講包括醫療手套塑膠藥罐藥師也預估說這些醫材未來的漲幅會高達三成"},{"start":467.6,"end":492.968,"text":"我最近有聽到今年要選議員的朋友跟我講今年刊版帆布已經公告所有帆布要漲兩成所以所有的東西都在漲那這些能源價格上漲對國內物價的傳導的效果影響程度其實是非常大的所以我擔心的不是只有今年1.9%CPI只有1.9有無聊你剛剛預估有可能會超過1.9%"},{"start":497.685,"end":519.402,"text":"這個我就說 我也認為就是說第二季這是一個關鍵不過呢 我講說第二季是我們禮監事會的第二季的時候呢那這是一個關鍵 不過我也跟委員報告事實上呢 我們每個月我們都對這個情境的分析做不同的一個的蒐集資料然後做不同情景來做分析"},{"start":522.079,"end":537.008,"text":"那你有沒有給行政院萬一如果CPI超過2的話行政院就要很多的工具進場我想行政院你看看行政院也非常大動作的就是說你看沒多久他就有一個聯合的一個穩定小組的一個會議那我也跟那個委員報告那個二屋戰爭的時候"},{"start":544.292,"end":549.876,"text":"那二溫戰爭的時候那是供給面跟現在的是一樣的二溫戰爭現在這也是美伊戰爭這個戰爭所導致的供給面呢一定是要供給面的措施來比較有效因為我覺得這是一個跨部會的合作是是是沒有錯穩定物價包括你手邊可以的工具財政部可以的工具我覺得是不是都要硬硬做好準備因為我今天議題很多"},{"start":567.649,"end":586.164,"text":"我想問一個新青安2.0的事情2.0你的看法過去新青安1.0在實施的時候很多人認為說跟你的央行打房的政策事實上是相互衝突的那我們現在2.0要上路而新的2.0有幾個政策就是包括5年縮短成3年取消部分利息的補貼還有年齡限制成為80條款"},{"start":588.746,"end":610.238,"text":"你對於這個新政案2.0行政院其他包括財政部有沒有找你溝通過你的看法對於2.0應該做什麼樣的調整如果2.0要上路的話你有什麼看法我想第一個我要跟委員回答的就是說第一個就是說是不是他新政案跟我們的選擇新政案是不是有衝突我覺得事後來看的話是一致的"},{"start":610.638,"end":634.907,"text":"因為我們都對對手過足對弱勢者給他一個信用所以你支持新西蘭2.0目前我在媒體上看到2.0政策你全部都支持沒有沒有沒有當然所以也就是說他有一些的副作用但是現在副作用在要到7月的時候呢這個部分呢行政院那有也有找我們中央議員溝通那現在正是大家正在討論的時候"},{"start":636.027,"end":652.234,"text":"好所以目前看起來就你的說法星期二2.0我在媒體上看到新的三個勝策跟方向基本上看起來你好像應該是支持的他那個是我不知道那個他的消息來源是從哪裡來的不過我跟委員報告現在他的final他的最終的版本還沒有出來"},{"start":657.932,"end":679.602,"text":"目前我看到都有找你溝通過就對了而且呢幾次幾次大家都有在溝通好就是目前在媒體上看到新千安2.0政策方向上是找央行溝通過的而且看起來是央行跟行政院跟財政部的版本是一致的沒有衝突的對好謝謝林委員到最後應該是一致的好謝謝林委員下一位諮詢委員請賴世寶委員"}]}},"supported_relations":[],"relations":[]}