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油價"},{"start":54.071,"end":75.407,"text":"原物料與藥品價格被匯率波動放大的風險第二個呢這個保障是金融跟就業的穩定保障企業與銀行的外幣調度若更穩金融市場就較不容易因為突發的震盪而緊縮對投資融資就業當然有幫忙"},{"start":76.267,"end":84.995,"text":"那第三個呢這樣的穩定的一些政策呢也讓國際貿易與企業競爭力成為國際貿易跟企業競爭力的後盾外匯存底及黃金儲備會穩定新台幣對外匯率與確保國際支付的能力為企業在國際貿易中提供這個"},{"start":99.028,"end":116.652,"text":"安定的貿易基礎我講到這個啊其實當然外匯的台灣的外匯存體跟黃金庫存配置是否合理那在這邊呢我講到這三點保障其實是我要給央行說聲讚啦其實在外匯存體6029億的美金當國際金融震盪兩岸局勢緊張尤其現在"},{"start":122.834,"end":147.981,"text":"全球油價蕩漲的時候我們這筆錢確實是用來穩定新台幣穩定物價保護我國民生開支的最後一道防線美伊戰爭之下台幣匯率目前是穩定的所以在這邊也感謝總裁跟各位同仁的用心那當然我還是會提到這個台幣穩定台幣價值的兩大支柱的對比到底黃金儲備跟債券"},{"start":148.681,"end":177.619,"text":"那黃金呢還是硬通貨啦這個價值基礎具有內在的價值而且是避險之王不會隨著國家的信用消失而歸零如果現在真的發生債券要貸的話會是貸黃金不會是貸鑽石其實理由就在這邊那債券呢這個是本席的這個對於為什麼本國持有這麼高比例的美債我是有疑慮的還是在於債券它是他國的信用保證"},{"start":178.479,"end":184.366,"text":"它的價值基礎完全取決於發行國的幣值跟主權債性也就是會面臨發行國的通膨與信用貶值所以當美元在貶的時候我們國家也可能會跟著貶"},{"start":196.801,"end":200.903,"text":"它在美元漲的時候我們台灣的台幣也會跟著連動性的漲這就是一個我們要注意所以財務操作的基本原則是風險規避我想這個是基本常識"},{"start":213.669,"end":236.443,"text":"財務操作的基本原則是風險規避所以美債持有將近外匯存底的八成甚至八成五為什麼把雞蛋全部放在同一個籃子裡有沒有評估增持其他工業國家的債券呢以間接強化外交的影響力比如說我想目前我們最"},{"start":239.245,"end":255.631,"text":"一個事件在美中的這個加稅的競爭當中中國他就曾經喊出說好啊如果美國你再繼續對我中國做不合理的加稅的話那我就要拋售美債"},{"start":257.612,"end":286.767,"text":"這就是對於在只有當一個債券的持有是對於外交的影響力我是不是也可以對其他的工業國家本國我們對於德國日本的債德國他也可以發行美債啊英國也可以發行美債啊日本也可以發行美債啊當然他們國家的債券我們當然也可以評估啊有沒有可能這樣的這也間接的在我們影響外交影響力當中我們的貨幣政策是可以盡一點心力的"},{"start":287.367,"end":301.305,"text":"另外在投資學的三大原理流動性跟獲利性跟安全性當我國過渡只有這麼多的美債這個安全性又在哪裡呢好 這個總裁你先暫時先把這個我的問題先放下我們再看黃金"},{"start":305.61,"end":331.021,"text":"黃金在各國 這個是我調出來的資料這個各國持有美國公債的比例跟黃金的比例我就看後面這五年2020年3月到2025年3月這當中國際上持有美債其實是最後的2020到2025是持平的甚至也緩慢下降但是黃金是升值的"},{"start":331.821,"end":333.242,"text":"這個是一個國際趨勢這個是你們提供給我的我們從78年一直到115年2月我整個黃金的存庫38年來是持平的"},{"start":347.632,"end":356.922,"text":"這跟國際上的一個局勢上那所以這也要救教總裁那為什麼黃金不增持呢這兩年來的黃金價格從2176美元超到現在5200、1100"},{"start":365.47,"end":392.703,"text":"五千兩百一十一美元漲幅高達百分之一百四當然這一兩週有下降但是你不可以去否認一件事實這樣的一個是呈現一個上升的趨勢黃金作為實質保證的戰略價值當全世界央行都在這個曲線上獲利避險的時候台灣央行的黃金石油量卻是一條死魚幾十年沒有成長好我在這邊有一個具體針對"},{"start":396.284,"end":412.429,"text":"這兩個這樣的訴求總裁你可以一併的表達您的看法在降低資產配置高風險的策略提出如何解決主要債券過度集中的風險的說明是否評估增持其他工業國家的債券來分散風險並間接強化外交影響力"},{"start":414.87,"end":431.66,"text":"另外也提出黃金持有策略的評估報告為新台幣提供更強大的實質支撐對應全球的在信貨幣的貶值潮總裁您回應一下我覺得"},{"start":433.281,"end":451.352,"text":"委員分析得很好你分析得很好不過我想因為你時間也有限所以你也要我們做功課那我非常贊同就是說我們也來就是說做個功課來看看能不能來說服我們委員所提出來的這個"},{"start":455.675,"end":467.583,"text":"都不調整啊當然啦當然啦就是說這個這個我所謂的說服的話呢表示就是說我們的做法是什麼也不是說就是硬梆梆的就NO也不是這個意思"},{"start":470.885,"end":499.222,"text":"好 那兩週內提供出來好嗎是是是 一定會那另外本席要針對這個當然了外匯存體是可以穩健但不能過度集中這是本席一再強調其他工業國家的債券是否也予以評估黃金可以不追高但是不能沒有策略來維持國內物價跟獲利的穩定央行必須具備與時俱進的合理外匯存體跟黃金資產的配置"},{"start":499.802,"end":515.111,"text":"那這是本期的還是一個最終的期待那另外我針對信用管制的無差別性那這個台灣房價的所得比就是衡量購屋壓力的指標呈現的是區域分化"},{"start":516.431,"end":533.177,"text":"這個六都跟其他縣市即使是六都 北 中南 高雄市跟台北市整個在這個購屋的壓力的指標就已經有很大的不一樣所以央行是否考慮分期管制"},{"start":533.817,"end":559.837,"text":"譬如說針對特定的房屋過熱區淡黃區實施高強度的管制但給予非六都或基礎建設發展中的地區或者是北中南東我們的區域發展是不平衡的那是不是給予非六都或者是北中南東不同的區域或者是在基礎建設發展中的地區有較大的信貸彈性"},{"start":561.698,"end":584.929,"text":"那給予支持地方創生跟人口回流所以在這邊是不是您願意來評估滾動式的檢討納入區域差異指標在你做信貸的時候因為就我一個直轄市高雄市我就覺得我跟台北市的資源長期以來就分配不均了我不要說六度光是六度我就覺得北中南"},{"start":585.689,"end":607.21,"text":"就已經有很大的差別了我們跟台南跟高雄跟台北我就覺得差別很大包括新北也是一樣我都覺得我們都覺得相關的資源基礎建設我們南部高雄就有一條快速道路你很難想像你在台北新北基隆桃園"},{"start":608.692,"end":627.214,"text":"幾十條的幾十條一二十條的這個快速道路你很能想像喔快速道路我們高雄只有一個八八屏東高雄一條現在要增建第二條叫做國七你看北部台北新北桃園基隆包括他的這個捷運的綿密度"},{"start":627.995,"end":648.353,"text":"所以光是這樣的基礎建設 包括 只是說你在做信貸的時候我希望你能夠納入區域指標 針對六都與非六都 這是一個指標你針對區域的發展 北中南東 也是一個區域指標能夠呢 這個 以及呢 在基礎建設發展地區需要較大的 譬如說特別一些農業區"},{"start":649.634,"end":650.916,"text":"總裁您怎麼看這樣的一個建議呢您的建議我們會考量"},{"start":666.437,"end":692.644,"text":"好您這個也可以兩個禮拜評估一下我覺得這很嚴肅喔在這個信貸當中你的一個打房政策跟我們這個新清安的這樣子當然是很矛盾我在總諮詢都有提出來那當然現在是對於本身你要做再持續的做信貸的一個這個放寬或加嚴的時候我相信我要請託你在區域的均衡上這個一定指標一定要納入好謝謝 以上好謝謝林委員下一位請劉書斌委員質詢"}],"gazette":[{"speaker":"林委員岱樺","start":"2026-03-30T09:59:41+08:00","guessed":true,"end":"2026-03-30T09:59:42+08:00","text":"主席，有請總裁。","quality":0},{"speaker":"主席","start":"2026-03-30T09:59:42+08:00","guessed":true,"end":"2026-03-30T09:59:43+08:00","text":"有請中央銀行楊總裁。","quality":0},{"speaker":"楊總裁金龍","start":"2026-03-30T09:59:43+08:00","guessed":true,"end":"2026-03-30T09:59:44+08:00","text":"林委員早。","quality":0},{"speaker":"林委員岱樺","start":"2026-03-30T09:59:41.089000+08:00","guessed":false,"end":"2026-03-30T09:59:53.626000+08:00","text":"總裁，本席也是針對「臺幣匯率穩定，不應單靠美債」，就本國央行美債，尤其是工業國家的債券跟黃金配比的策略來就教總裁。","quality":0.88},{"speaker":"林委員岱樺","start":"2026-03-30T09:59:56.549000+08:00","guessed":false,"end":"2026-03-30T10:00:18.346000+08:00","text":"外匯存底的治理有三層保障，當然，貨幣政策以穩定為優先，外匯存底是臺幣實質購買力的核心支撐，這也就是為什麼一塊麵包可以用30元臺幣而不是用3,000元臺幣來購買，就是穩健的外匯存底跟貨幣政策保障了臺幣的購買力。","quality":0.935},{"speaker":"楊總裁金龍","start":"2026-03-30T10:00:18.346000+08:00","guessed":true,"end":"2026-03-30T10:00:26.057000+08:00","text":"沒有錯。","quality":0},{"speaker":"林委員岱樺：穩定的外匯存底跟黃金儲備，人民會有三個保障","start":"2026-03-30T10:00:26.057000+08:00","guessed":false,"end":"2026-03-30T10:01:21.768000+08:00","text":"第一個是匯率與物價的緩衝保障，當外部衝擊來的時候，央行更有能力穩定市場，減少進口物價、油價、原物料與藥品價格被匯率波動放大的風險；第二個是金融與就業的穩定保障，企業與銀行的外幣調度若更穩，金融市場就較不容易因為突發震盪而緊縮，對投資、融資與就業當然有幫忙；第三個是成為國際貿易與企業競爭力的後盾，外匯存底及黃金儲備會穩定新臺幣對外匯率與確保國際支付能力，為企業在國際貿易中提供安定的貿易基礎。","quality":0.973},{"speaker":"林委員岱樺：穩定的外匯存底跟黃金儲備，人民會有三個保障","start":"2026-03-30T10:01:21.768000+08:00","guessed":false,"end":"2026-03-30T10:01:29.070000+08:00","text":"我要談的是臺灣的外匯存底跟黃金庫存配置是否合理？","quality":0.826},{"speaker":"林委員岱樺：穩定的外匯存底跟黃金儲備，人民會有三個保障","start":"2026-03-30T10:01:30.751000+08:00","guessed":false,"end":"2026-03-30T10:01:33.792000+08:00","text":"我講到這三點保障，其實我是要給央行說聲讚……謝謝。","quality":0.857},{"speaker":"林委員岱樺","start":"2026-03-30T10:01:35.892000+08:00","guessed":false,"end":"2026-03-30T10:01:53.497000+08:00","text":"外匯存底6,029億美金，當國際金融震盪、兩岸局勢緊張，尤其現在全球油價大漲，這筆錢確實就是用來穩定新臺幣、穩定物價、保護我國民生開支的最後一道防線。","quality":0.938},{"speaker":"林委員岱樺","start":"2026-03-30T10:01:53.497000+08:00","guessed":false,"end":"2026-03-30T10:02:00.459000+08:00","text":"美伊戰爭之下，臺幣匯率目前是穩定的，所以在這邊也感謝總裁跟各位同仁的用心。","quality":1},{"speaker":"林委員岱樺","start":"2026-03-30T10:02:01.679000+08:00","guessed":false,"end":"2026-03-30T10:02:08.961000+08:00","text":"當然，我還是要提到穩定臺幣價值的兩大支柱對比，就是黃金儲備跟債券。","quality":0.9},{"speaker":"林委員岱樺","start":"2026-03-30T10:02:10.141000+08:00","guessed":false,"end":"2026-03-30T10:02:26.431000+08:00","text":"黃金是硬通貨，價值基礎具有內在價值，而且是避險之王，不會隨著國家信用消失而歸零，如果現在真的爆發戰爭，要帶的話會是帶黃金，不會是帶鑽石，其實理由就在這邊。","quality":0.913},{"speaker":"林委員岱樺","start":"2026-03-30T10:02:26.891000+08:00","guessed":false,"end":"2026-03-30T10:02:59.942000+08:00","text":"至於債券，本席為什麼對於本國持有這麼高比例的美債是有疑慮，還是在於債券是他國的信用保證，它的價值基礎完全取決於發行國幣值跟主權債信，也就是會面臨發行國通膨與信用貶值的風險，所以當美元在貶的時候，我們國家也可能會跟著貶，美元漲的時候，臺幣也會跟著連動性的漲，這就是我們要注意的。","quality":0.93},{"speaker":"林委員岱樺","start":"2026-03-30T10:03:00.242000+08:00","guessed":false,"end":"2026-03-30T10:03:25.936000+08:00","text":"財務操作的基本原則是風險規避，我想這個是基本常識，所以美債持有將近外匯存底的八成，甚至八成五，為什麼把雞蛋全部放在同一個籃子裡？","quality":1},{"speaker":"林委員岱樺","start":"2026-03-30T10:03:25.936000+08:00","guessed":false,"end":"2026-03-30T10:03:34.742000+08:00","text":"有沒有評估增持其他工業國家的債券，以間接強化外交的影響力？","quality":1},{"speaker":"林委員岱樺","start":"2026-03-30T10:03:35.262000+08:00","guessed":false,"end":"2026-03-30T10:03:56.631000+08:00","text":"比如在目前美中加稅這樣的競爭當中，中國就曾經喊出如果美國再繼續對中國不合理的加稅，中國就要拋售美債。","quality":0.894},{"speaker":"林委員岱樺","start":"2026-03-30T10:03:58.612000+08:00","guessed":false,"end":"2026-03-30T10:04:21.664000+08:00","text":"這就是債券的持有對外交的影響力，我們是不是也可以對其他工業國家例如德國、日本……德國也可以發行美債、英國也可以發行美債、日本也可以發行美債，當然，他們國家的債券我們也可以評估，有沒有可能這樣做？","quality":0.954},{"speaker":"林委員岱樺","start":"2026-03-30T10:04:22.504000+08:00","guessed":false,"end":"2026-03-30T10:04:27.747000+08:00","text":"在間接外交影響力當中，貨幣政策是可以盡一點心力的。","quality":0.957},{"speaker":"林委員岱樺","start":"2026-03-30T10:04:28.367000+08:00","guessed":false,"end":"2026-03-30T10:04:39.662000+08:00","text":"另外，投資學的三大原理是流動性、獲利性跟安全性，當我國過度持有這麼多的美債，安全性又在哪裡呢？","quality":0.929},{"speaker":"林委員岱樺","start":"2026-03-30T10:04:41.163000+08:00","guessed":false,"end":"2026-03-30T10:04:42.285000+08:00","text":"總裁，你先暫時把我的問題放下，我們再來看黃金。","quality":0.95},{"speaker":"林委員岱樺","start":"2026-03-30T10:04:48.911000+08:00","guessed":false,"end":"2026-03-30T10:05:12.861000+08:00","text":"這個是我調出來的資料，各國持有美國公債的比例跟黃金的比例，我們就看後面這五年（2020年3月到2025年3月），這當中國際上持有美債在2020年到2025年的曲線是持平的，甚至緩慢下降，但是對黃金是增持的，這是國際趨勢。","quality":0.88},{"speaker":"林委員岱樺","start":"2026-03-30T10:05:12.861000+08:00","guessed":false,"end":"2026-03-30T10:05:29.273000+08:00","text":"另外這份資料是你們提供給我的，我們從78年一直到115年2月，整個黃金庫存量在這38年來是持平的，這跟國際趨勢不同。","quality":0.717},{"speaker":"林委員岱樺","start":"2026-03-30T10:05:31.215000+08:00","guessed":false,"end":"2026-03-30T10:05:37.181000+08:00","text":"這個也要就教總裁，為什麼不增持黃金呢？","quality":0.765},{"speaker":"林委員岱樺","start":"2026-03-30T10:05:37.501000+08:00","guessed":false,"end":"2026-03-30T10:05:58.976000+08:00","text":"這兩年來的黃金價格從2,176美元到現在超過5,211美元，漲幅高達140%，當然這一、兩週有下降，但是你不可以否認一件事實，它是呈現上升的趨勢。","quality":0.893},{"speaker":"林委員岱樺","start":"2026-03-30T10:05:58.976000+08:00","guessed":false,"end":"2026-03-30T10:06:12.382000+08:00","text":"黃金作為實質保證的戰略價值，當全世界央行都在這個曲線上獲利、避險的時候，臺灣央行的黃金持有量卻是一條死魚，幾十年沒有成長。","quality":0.964},{"speaker":"林委員岱樺","start":"2026-03-30T10:06:12.623000+08:00","guessed":false,"end":"2026-03-30T10:06:20.986000+08:00","text":"總裁，我在這邊有具體的兩個訴求，稍後總裁可以一併表達您的看法。","quality":0.821},{"speaker":"林委員岱樺","start":"2026-03-30T10:06:21.606000+08:00","guessed":false,"end":"2026-03-30T10:06:33.409000+08:00","text":"在降低資產配置高風險策略，請提出如何解決主要債券過度集中風險的說明，是否評估增持其他工業國家的債券來分散風險，並間接強化外交影響力？","quality":0.984},{"speaker":"林委員岱樺","start":"2026-03-30T10:06:35.870000+08:00","guessed":false,"end":"2026-03-30T10:06:46.817000+08:00","text":"另外，也請提出黃金持有策略的評估報告，為新臺幣提供更強大的實質支撐，對應全球信用貨幣的貶值潮。","quality":0.953},{"speaker":"林委員岱樺","start":"2026-03-30T10:06:48.938000+08:00","guessed":false,"end":"2026-03-30T10:06:49.698000+08:00","text":"請總裁回應一下。","quality":0.857},{"speaker":"楊總裁金龍","start":"2026-03-30T10:06:52.240000+08:00","guessed":false,"end":"2026-03-30T10:06:55.662000+08:00","text":"我覺得委員分析得很好。","quality":1},{"speaker":"楊總裁金龍","start":"2026-03-30T10:06:59.685000+08:00","guessed":false,"end":"2026-03-30T10:07:12.352000+08:00","text":"因為你的發言時間也有限，所以你要我們做功課，我非常贊同，我們也來做個功課看看能不能說服委員所提出來的這個……說服？","quality":0.902},{"speaker":"林委員岱樺","start":"2026-03-30T10:07:16.675000+08:00","guessed":false,"end":"2026-03-30T10:07:19.977000+08:00","text":"都不調整啊？","quality":1},{"speaker":"楊總裁金龍","start":"2026-03-30T10:07:20.137000+08:00","guessed":false,"end":"2026-03-30T10:07:28.563000+08:00","text":"當然，我所謂的說服是會提出我們的做法是什麼，也不是就硬梆梆的說No、也不是這個意思，我們一定會……","quality":0.767},{"speaker":"林委員岱樺","start":"2026-03-30T10:07:31.885000+08:00","guessed":false,"end":"2026-03-30T10:07:34.206000+08:00","text":"好，那兩週內提供出來好嗎？","quality":1},{"speaker":"楊總裁金龍","start":"2026-03-30T10:07:34.206000+08:00","guessed":false,"end":"2026-03-30T10:07:35.547000+08:00","text":"是、是、是，一定會。","quality":1},{"speaker":"林委員岱樺","start":"2026-03-30T10:07:35.767000+08:00","guessed":false,"end":"2026-03-30T10:07:49.115000+08:00","text":"另外，本席要說的是，外匯存底可以穩健，但不能過度集中，所以本席一再強調其他工業國家的債券你們也可以評估是否要增持。","quality":0.731},{"speaker":"林委員岱樺","start":"2026-03-30T10:07:49.856000+08:00","guessed":false,"end":"2026-03-30T10:08:04.484000+08:00","text":"黃金可以不追高，但是不能沒有策略，為維持國內物價跟匯率的穩定，央行必須具備與時俱進的合理外匯存底跟黃金資產配置，這是本席最終的期待。","quality":0.918},{"speaker":"林委員岱樺","start":"2026-03-30T10:08:05.225000+08:00","guessed":false,"end":"2026-03-30T10:08:34.157000+08:00","text":"另外，針對信用管制的無差別性，臺灣房價所得比是衡量購屋壓力的指標，呈現了區域分化，六都跟其他縣市不同，即使是六都，北、中、南也不同，高雄市跟臺北市整個的購屋壓力指標就有很大的不一樣，請問央行是否考慮分級管制？","quality":0.892},{"speaker":"林委員岱樺","start":"2026-03-30T10:08:34.817000+08:00","guessed":false,"end":"2026-03-30T10:08:45.945000+08:00","text":"譬如針對特定的房屋過熱區、蛋黃區實施高強度的管制，但給予非六都或基礎建設發展中的地區較大彈性。","quality":0.886},{"speaker":"林委員岱樺","start":"2026-03-30T10:08:46.806000+08:00","guessed":false,"end":"2026-03-30T10:09:05.379000+08:00","text":"因為北、中、南、東的區域發展是不均衡的，是不是能給予非六都或者是北、中、南、東不同區域或基礎建設發展中的地區有較大的信貸彈性，支持地方創生跟人口回流？","quality":0.939},{"speaker":"林委員岱樺","start":"2026-03-30T10:09:06.540000+08:00","guessed":false,"end":"2026-03-30T10:09:14.283000+08:00","text":"您是不是願意來評估、滾動式檢討，在做信貸的時候納入區域差異指標？","quality":0.724},{"speaker":"林委員岱樺","start":"2026-03-30T10:09:15.984000+08:00","guessed":false,"end":"2026-03-30T10:09:53.857000+08:00","text":"因為就我一個直轄市──高雄市來說，跟臺北市的資源相比，長期以來就分配不均，不要說六都，光是六都，我就覺得北、中、南有很大的差別，臺南、高雄跟臺北的差別很大，包括新北也是一樣，以相關資源、基礎建設來說，南部的高雄就只有一條快速道路，你很難想像，在臺北、新北、基隆、桃園有一、二十條的快速道路。","quality":0.88},{"speaker":"林委員岱樺","start":"2026-03-30T10:09:53.977000+08:00","guessed":false,"end":"2026-03-30T10:09:54.518000+08:00","text":"你很難想像喔！","quality":0.833},{"speaker":"林委員岱樺","start":"2026-03-30T10:09:55.959000+08:00","guessed":false,"end":"2026-03-30T10:10:08.194000+08:00","text":"高雄只有一條台88線快速道路，屏東、高雄就一條，現在要增建第二條叫做國7，你看北部臺北、新北、桃園、基隆，包括它的捷運的綿密度。","quality":0.827},{"speaker":"林委員岱樺","start":"2026-03-30T10:10:10.056000+08:00","guessed":false,"end":"2026-03-30T10:10:18.744000+08:00","text":"這樣的基礎建設，我希望信貸的時候能夠納入區域指標，針對六都與非六都，這是一個指標。","quality":0.919},{"speaker":"林委員岱樺","start":"2026-03-30T10:10:19.524000+08:00","guessed":false,"end":"2026-03-30T10:10:29.353000+08:00","text":"針對區域的發展，北、中、南、東也是一個區域標，以及在基礎建設發展地區需要較大的，特別是一些農業區等等，應該採取差異化的管制標準，例如差別的貸款成數，避免信用管制變成區域歧視。","quality":0.532},{"speaker":"林委員岱樺","start":"2026-03-30T10:10:30.634000+08:00","guessed":false,"end":"2026-03-30T10:10:31.195000+08:00","text":"總裁，您怎麼看這樣的建議呢？","quality":1},{"speaker":"楊總裁金龍","start":"2026-03-30T10:10:31.475000+08:00","guessed":false,"end":"2026-03-30T10:10:31.896000+08:00","text":"好，您的建議我們會考量，謝謝。","quality":0.75},{"speaker":"林委員岱樺","start":"2026-03-30T10:10:47.437000+08:00","guessed":false,"end":"2026-03-30T10:10:59.840000+08:00","text":"好，這個您也可以兩個禮拜評估一下，我覺得這個很嚴肅，針對信貸這部分，打房政策跟新青安政策很矛盾，我在總質詢都有提出來。","quality":0.792},{"speaker":"林委員岱樺","start":"2026-03-30T10:11:00.521000+08:00","guessed":false,"end":"2026-03-30T10:11:11.123000+08:00","text":"現在對於央行本身要再持續地做信貸的放寬或加嚴的時候，我要請託你，一定要納入區域均衡這個指標。","quality":0.744},{"speaker":"林委員岱樺","start":"2026-03-30T10:11:11.724000+08:00","guessed":false,"end":"2026-03-30T10:11:12.364000+08:00","text":"好，謝謝，以上。","quality":1},{"speaker":"楊總裁金龍","start":"2026-03-30T10:11:12.544000+08:00","guessed":false,"end":"2026-03-30T10:11:12.544000+08:00","text":"好，謝謝。","quality":0.333},{"speaker":"主席","start":"2026-03-30T10:11:12.684000+08:00","guessed":false,"end":"2026-03-30T10:11:13.044000+08:00","text":"謝謝林委員。","quality":1},{"speaker":"主席","start":"2026-03-30T10:11:13.044000+08:00","guessed":false,"end":"2026-03-30T10:11:13.644000+08:00","text":"下一位請劉書彬委員質詢。","quality":0.909}]}},"supported_relations":[],"relations":[]}