{"error":false,"id":["169486"],"data":{"IVOD_ID":169486,"IVOD_URL":"https://ivod.ly.gov.tw/Play/Clip/1M/169486","日期":"2026-05-20","會議資料":{"會議代碼":"委員會-11-5-20-15","會議代碼:str":"第11屆第5會期財政委員會第15次全體委員會議","屆":11,"會期":5,"會次":15,"臨時會會次":null,"種類":"委員會","委員會代碼":[20],"委員會代碼:str":["財政委員會"],"標題":"第11屆第5會期財政委員會第15次全體委員會議"},"影片種類":"Clip","開始時間":"2026-05-20T12:18:30+08:00","結束時間":"2026-05-20T12:24:31+08:00","影片長度":"00:06:01","支援功能":["ai-transcript"],"video_url":"https://ivod-lyvod.cdn.hinet.net/vod_1/_definst_/mp4:1MClips/e8e93c7ebde79bae19e567ba0dc1bf468366f596cea4852fc1cc10fc392248b2ae5e27c9773548e45ea18f28b6918d91.mp4/playlist.m3u8","委員名稱":"葉元之","委員發言時間":"12:18:30 - 12:24:31","會議時間":"2026-05-20T09:00:00+08:00","會議名稱":"立法院第11屆第5會期財政委員會第15次全體委員會議（事由：一、邀請財政部莊部長翠雲與公股行庫董事長及金融監督管理委員會彭主任委員金隆就「公股金融機構數位轉型、人力招募、員工權益及中長期整併規劃」進行專題報告，並備質詢。\n二、審查中華民國115年度中央政府總預算案行政院歲入預算有關中央銀行股息紅利繳庫部分、財政部及所屬單位歲入預算部分。（僅詢答）\n三、審查中華民國115年度中央政府總預算案有關賦稅署、臺北國稅局、高雄國稅局、北區國稅局及所屬、中區國稅局及所屬、南區國稅局及所屬歲出預算部分。（僅詢答）\n【5月20日及21日二天一次會】\n【預算提案截止時間：5月21日（四）下午5時】）","transcript":{"pyannote":[{"speaker":"SPEAKER_00","start":0.03096875,"end":0.36846875},{"speaker":"SPEAKER_01","start":9.34596875,"end":12.09659375},{"speaker":"SPEAKER_01","start":12.130343750000002,"end":14.222843750000003},{"speaker":"SPEAKER_01","start":14.543468750000002,"end":16.26471875},{"speaker":"SPEAKER_01","start":16.56846875,"end":29.91659375},{"speaker":"SPEAKER_01","start":30.456593750000003,"end":33.274718750000005},{"speaker":"SPEAKER_01","start":33.47721875,"end":42.42096875},{"speaker":"SPEAKER_01","start":42.657218750000006,"end":61.79346875},{"speaker":"SPEAKER_01","start":62.181593750000005,"end":62.805968750000005},{"speaker":"SPEAKER_01","start":63.71721875,"end":69.40409375},{"speaker":"SPEAKER_01","start":69.55596875,"end":73.96034375},{"speaker":"SPEAKER_01","start":73.97721875,"end":81.80721875},{"speaker":"SPEAKER_01","start":82.19534375,"end":87.64596875000001},{"speaker":"SPEAKER_01","start":87.86534375000001,"end":88.81034375},{"speaker":"SPEAKER_01","start":88.84409375,"end":93.19784375},{"speaker":"SPEAKER_01","start":93.56909375000001,"end":96.16784375},{"speaker":"SPEAKER_01","start":96.50534375000001,"end":100.15034375},{"speaker":"SPEAKER_01","start":100.47096875000001,"end":101.61846875},{"speaker":"SPEAKER_01","start":101.82096875,"end":104.68971875000001},{"speaker":"SPEAKER_01","start":105.07784375,"end":106.49534375},{"speaker":"SPEAKER_01","start":106.52909375,"end":110.81534375000001},{"speaker":"SPEAKER_01","start":110.89971875,"end":115.25346875000001},{"speaker":"SPEAKER_01","start":115.75971875,"end":117.43034375},{"speaker":"SPEAKER_01","start":117.53159375000001,"end":121.04159375},{"speaker":"SPEAKER_01","start":121.29471875,"end":124.06221875000001},{"speaker":"SPEAKER_01","start":124.34909375000001,"end":134.40659375},{"speaker":"SPEAKER_01","start":134.82846875,"end":136.39784375000002},{"speaker":"SPEAKER_01","start":136.83659375000002,"end":138.01784375},{"speaker":"SPEAKER_01","start":138.54096875000002,"end":140.07659375},{"speaker":"SPEAKER_01","start":140.32971875,"end":141.29159375},{"speaker":"SPEAKER_00","start":142.06784375,"end":161.22096875},{"speaker":"SPEAKER_01","start":158.18346875,"end":158.82471875000002},{"speaker":"SPEAKER_01","start":159.73596875,"end":192.01784375000003},{"speaker":"SPEAKER_00","start":161.67659375000002,"end":162.50346875},{"speaker":"SPEAKER_00","start":193.48596875,"end":211.45784375000002},{"speaker":"SPEAKER_01","start":196.59096875,"end":199.15596875},{"speaker":"SPEAKER_00","start":211.74471875,"end":212.82471875000002},{"speaker":"SPEAKER_01","start":211.76159375,"end":224.99159375000002},{"speaker":"SPEAKER_00","start":215.33909375000002,"end":215.81159375000001},{"speaker":"SPEAKER_00","start":224.99159375000002,"end":239.67284375000003},{"speaker":"SPEAKER_01","start":236.36534375000002,"end":236.88846875000002},{"speaker":"SPEAKER_01","start":237.24284375000002,"end":270.40221875000003},{"speaker":"SPEAKER_00","start":243.60471875000002,"end":244.02659375000002},{"speaker":"SPEAKER_00","start":246.03471875000002,"end":246.25409375},{"speaker":"SPEAKER_00","start":248.02596875,"end":249.86534375000002},{"speaker":"SPEAKER_00","start":250.55721875,"end":250.96221875},{"speaker":"SPEAKER_00","start":252.36284375000002,"end":252.80159375000002},{"speaker":"SPEAKER_00","start":257.74596875000003,"end":259.97346875},{"speaker":"SPEAKER_01","start":270.70596875,"end":271.09409375},{"speaker":"SPEAKER_01","start":271.36409375,"end":274.55346875000004},{"speaker":"SPEAKER_01","start":274.90784375000004,"end":315.32346875},{"speaker":"SPEAKER_00","start":316.28534375000004,"end":317.48346875000004},{"speaker":"SPEAKER_01","start":316.85909375,"end":317.23034375000003},{"speaker":"SPEAKER_00","start":317.82096875,"end":324.43596875000003},{"speaker":"SPEAKER_01","start":322.44471875,"end":350.86221875},{"speaker":"SPEAKER_00","start":350.86221875,"end":350.87909375000004},{"speaker":"SPEAKER_01","start":350.87909375000004,"end":350.89596875},{"speaker":"SPEAKER_00","start":350.89596875,"end":353.02221875000004},{"speaker":"SPEAKER_01","start":350.98034375000003,"end":351.33471875000004},{"speaker":"SPEAKER_01","start":352.11096875000004,"end":352.51596875},{"speaker":"SPEAKER_00","start":356.48159375,"end":361.54409375}],"whisperx":[{"start":0.101,"end":0.224,"text":"早安"},{"start":10.404,"end":25.852,"text":"因為我們現在政府跟美國因為232簽了一個MOU就是說要去美國直接投資2500億美金另外政府要提供融資用信用擔保的部分2500億美金政府一直說不是2500加2500不是5000可能會低於5000因為我"},{"start":30.875,"end":54.673,"text":"看到最近國發會主委終於告訴大家細節了他跟廠商說如果大家想要來申請這個融資的話呢可以在五月底開始就可以來申請了部長應該也知道嘛然後現在這個2500的信用擔保的做法呢是由國發基金召集一些銀行然後共同來出資所以如果廠商要赴美投資然後就可以來申請"},{"start":55.293,"end":81.619,"text":"那如果沒有擔保品的話政府要來做信用擔保那我有幾個問題想請問一下第一個因為它分兩個部分2500億這個是企業職業投資包括像台積電或者是ICT產業那一些產業大概不太需要信用擔保啦因為它本身就有很多擔保品嘛那所以另外一個2500就是由政府要出資的信用擔保這2500應該就是比較拿不出擔保品"},{"start":82.62,"end":94.193,"text":"換言之風險會比台積電高的這些企業那政府必須要給他信用擔保那到時候這個2500信用擔保可能會創造出的投資會高於2500億他可能是4000億 5000億因為你們不會給他你們不會貸款給他全部100%"},{"start":99.019,"end":120.493,"text":"他自己也要出資嘛所以整體來講我們國家去美國投資絕對是超過五千億啊原本的兩千五加上信用擔保兩千五百億所滾出來的投資金額已經是超過五千億了那我現在想要問一個問題就是現在政府會不會因為為了達到美國要求我們的兩千五百億的信用擔保"},{"start":121.334,"end":140.672,"text":"那因為要達到這個目標所以有一些公司可能體質沒有那麼好他來申請然後政府的信用擔保但是你評估之後發現可能有點風險但是又為了達到跟美國的協議所以呢就會比較有放水的狀況我不知道瑞士的防避機制部長你們有沒有討論過"},{"start":143.091,"end":157.343,"text":"那信用保證機制當然這是等於說讓銀行可以融資給去赴美投資的企業但是銀行在做融資的時候一定有它的相關的規範因為金管會也有相關的規範這個部分都會納入頭我的問題是說因為我們已經承諾美國我的融資金額要到2500億"},{"start":166.451,"end":190.969,"text":"那假設今天申請赴美的企業都在評估之後都發現說有一定風險所以我們不能給 達不到個2500億到時候我們就違背跟美國MOU啊違背MOU的情況之下那搞不好國內的經濟 美國就會對我們制裁啊所以我現在講的是這個所以政府會不會 喔好 既然達不到2500億那有的我就睜一隻眼閉一隻眼就放行了嘛那最後如果呆帳的話是誰來承擔"},{"start":194.527,"end":211.115,"text":"有2500億是企業自主去投資我現在講的是信用擔保那這個信用擔保只是說要成立一個一樣的一個可以容量去做信用擔保的一個情況並不表示說我一定要把它融資2500億出去不是這個意思"},{"start":211.975,"end":238.338,"text":"不是今天講的因為還是有一個額度在那邊嘛也必須要達到一個上限目標嘛那如果達不到會不會放水嘛我現在你現在就說不會嘛要嚴格那到時候如果有呆帳的話是公股航空來承擔嗎如果發生所謂的一個預期繳納的一個情形那當然這個信用保證機制必須要去做風險的分攤但是在融資的時候一定要去做風險控管我想那個KYC是會做的不會因為這樣放水"},{"start":239.059,"end":259.849,"text":"所以我覺得應該要封領單款我現在擔心的是說你為了要達到政府設定的上限所以就放水嘛那你如果承諾說絕對不會那很好 那就很好那請你這個部分一定要堅持不要說為了達到2500億然後就放水我覺得沒有必要說為了配合這個東西反而犧牲納稅人的權益第二個我很快問一下"},{"start":262.63,"end":280.618,"text":"財政部報告裡面講說會幫一些工股行庫的人員爭取加薪這個我非常支持我先講我非常支持但你可不可以部長你也幫財政部所屬的一些公務人員也爭取一下加薪嘛因為最早我們都知道說很多工股行庫他是跟公務人員同一個體系嘛"},{"start":281.158,"end":295.331,"text":"那後來分出去之後你去公務航庫的薪水越來越高那原本留在公家機關的那些公務委員薪水差距就越來越大導致於很多高官從財政部退休或從哪裡退休都跑到公務航庫去做高官做讀董做董事長"},{"start":296.892,"end":314.51,"text":"然後領得非常多那我覺得在財政部裡面的員工應該會有一點覺得為什麼部長都不幫我們爭取呢所以如果部長你有搭線金融行庫員工一案加薪你也要幫在財政部所屬的體系裡面的工作人員加薪你要去跟人總講一下 願意嗎"},{"start":316.294,"end":343.924,"text":"我想但是終於委員有提到我們公務員的薪水那我想這公務員的薪水是整體性的整體是這樣子當財政部去幫員工爭取加薪經濟部去爭取加薪教育部爭取加薪那人總就覺得有這個需求嘛你要講出個道理出來我覺得人總他就會通盤考量嘛所以這個部分既然你有想到公股、航庫、員工我支持因為要留財嘛而且金融也辛苦但是你自己所屬的"},{"start":344.284,"end":351.911,"text":"基層的公務委員你就想不到我覺得大家會對你感到有點失望啦所以請你好不好跟任總立刻去講好謝謝委員謝謝好謝謝我們結束葉園之委員的質詢"}]}},"supported_relations":[],"relations":[]}