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"start":8.443,"end":32.723,"text":"謝謝主席以及各位先進有請經管會的彭主委請彭主委委員早安主委早我現在看到幾乎這個股市熱呼呼的啦看到一到四月的上四季的平均成交量"},{"start":33.812,"end":52.786,"text":"上市Plus上過1.09兆 將近1.1兆昨天到1.8兆這個是不是很快會破2兆會不會主委這個 謝謝 謝謝委員我剛才已經說過了我是金管會主委我不會對未來市場做任何的預期"},{"start":54.082,"end":74.49,"text":"但是你要關心 我們要關心一個就是大家會擔心的是說會不會過熱 有沒有overheating所以我剛剛也已經重複過了主管機關他在關心的並不是對未來他有什麼樣的預期我會做這個事情我是在意市場是不是公平效率安全跟有沒有讓市場機制發揮現在"},{"start":77.864,"end":92.265,"text":"因為我看到有些報導寫到了有政經公司每日的現代股票指壓縮水到10萬街星環球一被禁止這個是不是背後有你的影子在那裡"},{"start":94.128,"end":115.236,"text":"其實就是剛才我們那個委員詢問的問題就我們過去很久以來我們對於這些證券商跟證金公司他資金取得跟資金貸放都有一定的規範這已經既有並不是這樣就是現在的規範就是這樣那各自他們在營運活動上面他們自己的選擇那當然"},{"start":116.656,"end":136.396,"text":"沒有我先問你是具體的啦因為這已經媒體揭露了說現代縮水到10萬而且借新還舊被禁止有沒有這回事啦我想喔我跟你講我們的規範就規定在這邊我們不會對日常營運活動去做任何的這樣的一個這麼細緻的指導到這種程度所以你沒有任何的指導就對了"},{"start":136.997,"end":154.392,"text":"沒有 我想這部分我們只是跟因為媒體有問我們說這個是不是要做一些調整我們也去了解一下就是說我們現在的規定就是長這樣其實很多那個實際的狀況我們就把它說明就剛才講跟前位委員說明的一樣我們現在的市場態度要怎麼放"},{"start":155.533,"end":169.352,"text":"因為今天我們關係這個題目因為大家現在看起來都會賺錢有人把房子抵押貸款投入股市之類當然都我們的祝福能夠賺到錢很好萬一這個cycle很難說啊這個東西來講金管委也是要去"},{"start":173.918,"end":194.848,"text":"我想在立法院我講過多少次就是資本市場不確定性高當然是這樣我們都謹慎投資注意風險管理每次幾乎都是一樣這個大概就是一個大家對投資都該有的基本的概念所以你要不要再次喊話一下請大家注意風險沒有我剛剛就講過過去我們監理就是一向中性的"},{"start":195.168,"end":217.076,"text":"那我就給你看一下具體數字我們2300萬人開戶的超過1400萬相當高比例實際進出了700萬餘戶等於三分之一的台灣人投入股市最值得注意的我覺得成年人自己負責你看開戶的0到19歲"},{"start":221.083,"end":245.476,"text":"開戶數佔整個開戶的1400萬開戶的5%左右這個很可怕的事情你小孩子上課看手機看股市這個東西難道不值得金管會去注意這個現象目前這樣這是你們的資料這都是我們教育所的資料"},{"start":246.016,"end":266.899,"text":"待會可以請交易所起來說明一下我只跟委員說明一下我們過去台股其實我們散戶參與率本來就很高我們過去長期都1000戶以上最近當然多一點當然就像比如說假設我發現說我發覺考駕照的是以19歲到20歲人新增駕照最多"},{"start":267.219,"end":286.319,"text":"那當然啊因為他就是剛可以考駕照所以他當然增加速度是比較多所以我們看整個比重假設你從這個數字看好像這些年輕人開戶的比增加率比較高這當然是啊因為他的比重是以他來講所以你都不擔心就對了不是你都不擔心不是不擔心我還蠻擔心的人你都不擔心"},{"start":287.591,"end":316.164,"text":"委員不要簡化這個問題我只是說 當然要簡化 要聽到話任何人就像他開始才會參與股市對不對但我們看這個數字的本身就是因為這樣看好像年輕人都去參與不是這個意思就是年輕人一定是在比如說開戶上所以你那位就是健康的正常者沒有關係是不是不是 你是這個意思不是 委員你都想把它簡化這個問題我只是跟講數字最後我要簡化人家比較好下標啊就是這樣子啊"},{"start":317.364,"end":331.25,"text":"這個對年輕人積極投入 這個金管會主委彭主委說正面看待 正面看待 這樣我就聽你下杯好了我沒有這樣說啦你這樣說啊 就這個意思啊其實就像剛才講說我們看出去I read your lips 就是這樣啊我讀你的嘴 嘴唇就這樣子的 感謝你"},{"start":340.097,"end":349.707,"text":"那我低一點就看不到不過謝謝你的關心我只是說看到這個數字 背後大家把他簡化成就是說你現在是正常 你認為都正常我想"},{"start":355.954,"end":380.676,"text":"剛才委員提到的這個19歲的這個數字是事實上是正確的那事實上對交易所來講的話我們有我們有我們的制度的管理那我跟委員報告基本上我們對於像這種未成年不到20歲19歲我們都是整戶的管理可以說就是說他基本上他有一些華定代理人或怎麼樣所以他的一些壽信或怎麼樣是整戶的去考量那個本市委我要請教你"},{"start":383.098,"end":402.872,"text":"你能不能夠他們這個年輕的低於就是還沒有滿20歲的類似醜陰一樣 說醜陰有害健康什麼之類的 你要不要說投資有賺有賠 要小心風險啊給他囉嗦幾句 彭主委祝福你賺錢但是要注意風險 你不要嚇幾句啊 這樣會死你嗎會死你嗎 你會死你嗎我想委員祝福也很夠啦我想說這個部分"},{"start":410.554,"end":430.674,"text":"跟委員報告 事實上來講的話 我們證交所 相關周邊單位都有到各個校園裡面做長期性的宣導所以委員你提的這些部分所以要注意風險對 我們都有要注意風險 然後呢 這個風險支付然後盡可能不要去舉債投入股市 會這樣說嗎"},{"start":432.529,"end":442.198,"text":"那是委員說的啦你不同意喔?委員一直希望把您的話放在我嘴巴講出來我好希望喔"},{"start":444.007,"end":467.265,"text":"謝謝謝謝委員我想每個人有自己不同的看法剛才其實林董事長也說了他針對比如說比較初入市場的這些的投資人其實每個人成年以後都有自己的決定權沒有這個沒有成年人19歲以下的沒有我們現在就是等於說他具有這個開戶的權益的話我想對那個所以你還是"},{"start":468.186,"end":487.724,"text":"你不贊成說裡面增加警語要不要不是 我們不要講警語來提醒他我可以請交易所去研議這樣對於不同的投資人如何去做好投資交易針對20歲以下的投資人他每次開戶我們就提醒他投資有賺有賠"},{"start":489.265,"end":510.239,"text":"其實我會請那個交易所全面去研究各種不同的投資人該如何去做投資教育我想這個比較完整對 我就問你 你可不可以加上這個分樓啦 這樣子對 我說包括我們的這個比較年輕的投資人跟甚至有些什麼特殊的投資人我請交易所來通盤來研究什麼時候可以研究出來"},{"start":511.728,"end":536.329,"text":"一個月可以嗎可以 跟委員報告事實上來講的話不只是剛剛昨天講的不只是20歲以下事實上我們現在新開復的人數事實上來講都比去年都多所以我們基本上我們現在是40幾萬嘛第一季事實上多了我們現在開復的話是大概是去年的我們第一季的話大概是去年的65%整年的65%"},{"start":540.092,"end":555.619,"text":"這個數字那現在交易所現在除了房價以外呢我們事實上已經在市場推廣部呢已經想針對這些新開戶的如何新進到股市的不管各年級在做推廣我再看一個題目喔來 說南華贊助 南華贊助經濟生產率13.69% 三月底"},{"start":562.842,"end":573.447,"text":"上市櫃的漲幅超過大盤的211家將近20%上櫃的161家18.5%也就是說你進去股市除了除非你買到這20%否則你是屬於大盤的沒賺錢耶沒賺錢耶大盤也在漲還要超過大盤是outperform對不對"},{"start":589.611,"end":604.195,"text":"其實你看 相對玉竹啊 我們看到有些股票都躺在那裡啊所以我要講的是 你過去以前推普玉計畫 到現在都沒有縮 都沒有縮 都沒有縮其實我剛才講說 我已經講那個數字是說超過大盤的那大概兩成左右嘛 上市櫃都兩成 其實我們大盤怎麼這樣走"},{"start":614.779,"end":630.161,"text":"你的埔育啊你的埔育啊你的埔育啊那埔育指數我請教育組說他們現在努力的結果跟委員報告事實上來講的話你上次關心的埔育的那相關的商品會在今年大概下半年就會出來了"},{"start":632.742,"end":652.547,"text":"下半年會出來那其他的埔育的指數的推廣基本上我們從五月我們交易所就開始有相關的法說會我們經濟成長率超過13%好歹平均的股價都要超過13%現在有些都沒有最後一個我這個小問題我們請央行的長官一起來好嗎央行的長官一起就是問你一下這個"},{"start":660.213,"end":663.376,"text":"我們目前還是認為這個是屬於虛擬資產虛擬資產但是現在有穩定幣 難道是嗎"},{"start":681.236,"end":697.189,"text":"穩定幣比較特別一點點但是目前我們還是依據你們不介紹還是不介紹就是第一個穩定幣都知道它是綁定綁定比如USDC或是USDT它基本上是沒有利息的但是現在都在網路上都"},{"start":698.19,"end":715.565,"text":"APP裡面都看到它都有利息5%幾% 這個有沒有問題啊來 主委 這個有沒有問題它如果列出來說 喂 你買我的穩定幣5%給你這個有沒有習近的問題我想 如果我有注意到美國最近在熱烈討論的清晰法案裡面對這個東西有非常多的討論"},{"start":717.006,"end":742.547,"text":"他說如果你沒有做任何作為的話在美國未來是不可以就是說沒有任何交易的價值提升不可以提供這個報酬等於說單純發行穩定幣持有人是未來在美國經濟法案上面是不同意的但接下來經過交易或什麼它是可以產生這樣一個報酬的我們最快台灣最快什麼時候可以開始正式開放每一個單位或者個人可以發行穩定幣就是等於說這個都"},{"start":744.148,"end":753.761,"text":"取決在我們立法院的速度立法三途通過就可以了三途通過執法執法在六個月之內要完備就可以開始接受申請謝謝"}],"gazette":[{"speaker":"賴委員士葆","start":"2026-05-07T09:37:41.443000+08:00","guessed":false,"end":"2026-05-07T09:37:43.985000+08:00","text":"謝謝主席以及各位先進。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:37:43.985000+08:00","guessed":false,"end":"2026-05-07T09:37:45.647000+08:00","text":"有請金管會彭主委。","quality":0.875},{"speaker":"主席","start":"2026-05-07T09:37:46.928000+08:00","guessed":false,"end":"2026-05-07T09:37:47.228000+08:00","text":"請彭主委。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:37:50.090000+08:00","guessed":false,"end":"2026-05-07T09:37:51.432000+08:00","text":"委員早安。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:37:51.592000+08:00","guessed":false,"end":"2026-05-07T09:37:51.832000+08:00","text":"主委早。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:37:53.713000+08:00","guessed":false,"end":"2026-05-07T09:38:16.499000+08:00","text":"現在股市熱呼呼的，看到1到4月上市櫃的日平均成交值，上市加上櫃，是1.09兆，將近1.1兆，昨天到1.8兆，這個是不是很快會破2兆了？","quality":0.82},{"speaker":"賴委員士葆","start":"2026-05-07T09:38:16.800000+08:00","guessed":false,"end":"2026-05-07T09:38:17.660000+08:00","text":"主委，會不會？","quality":0.6},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:38:21.403000+08:00","guessed":false,"end":"2026-05-07T09:38:25.766000+08:00","text":"謝謝委員，我剛剛已經說過了，我是金管會主委，我不會對未來市場做任何的預期。","quality":0.97},{"speaker":"賴委員士葆","start":"2026-05-07T09:38:27.082000+08:00","guessed":false,"end":"2026-05-07T09:38:34.785000+08:00","text":"但是你要關心，我們要關心一個，就是大家擔心的是會不會過熱，有沒有overheating？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:38:35.325000+08:00","guessed":false,"end":"2026-05-07T09:38:47.470000+08:00","text":"是，所以我剛剛已經重複過了，主管機關關心的並不是對未來會有什麼樣的預期，我在意的是市場是不是公平、效率、安全，跟有沒有讓市場機制發揮。","quality":0.933},{"speaker":"賴委員士葆","start":"2026-05-07T09:38:50.864000+08:00","guessed":false,"end":"2026-05-07T09:39:05.265000+08:00","text":"因為我看到有些報導寫到，有證金公司每日限貸（股票質押）縮水到10萬，借新還舊也被禁止，這個是不是背後有你金管會的影子在那裡？","quality":0.741},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:39:07.128000+08:00","guessed":false,"end":"2026-05-07T09:39:25.194000+08:00","text":"其實這就是剛才委員詢問的問題，過去長久以來，我們對於這些證券商跟證金公司的資金取得跟資金貸放都有一定的規範，這是既有，並不是新的，是現在的規範就是這樣。","quality":0.914},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:39:25.375000+08:00","guessed":false,"end":"2026-05-07T09:39:28.216000+08:00","text":"而他們各自在營運活動上面，他們有自己的選擇，那當然……","quality":0.826},{"speaker":"賴委員士葆","start":"2026-05-07T09:39:29.656000+08:00","guessed":false,"end":"2026-05-07T09:39:38.385000+08:00","text":"沒有，我現在問你的是具體的，因為這個媒體已經揭露了，說限貸縮水到10萬，而且借新還舊被禁止，有沒有這回事？","quality":0.822},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:39:38.906000+08:00","guessed":false,"end":"2026-05-07T09:39:47.795000+08:00","text":"我剛才講了，我們的規範就規定在這邊，我們不會對日常營運活動去做任何、這麼細緻的指導到這種程度。","quality":0.93},{"speaker":"賴委員士葆","start":"2026-05-07T09:39:47.935000+08:00","guessed":false,"end":"2026-05-07T09:39:49.376000+08:00","text":"所以你沒有任何的指導就對了？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:39:49.997000+08:00","guessed":false,"end":"2026-05-07T09:39:55.482000+08:00","text":"沒有，我想這部分我們只是跟……因為媒體有問我們，這個是不是要做一些調整？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:39:56.022000+08:00","guessed":false,"end":"2026-05-07T09:40:05.891000+08:00","text":"我們也去了解一下，現在的規定就是長這樣，我們就把很多實際的狀況說明，就跟剛才向前一位委員說明的一樣。","quality":0.848},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:40:06.151000+08:00","guessed":false,"end":"2026-05-07T09:40:07.372000+08:00","text":"現在市場貸放的情況……","quality":0.556},{"speaker":"賴委員士葆","start":"2026-05-07T09:40:08.774000+08:00","guessed":false,"end":"2026-05-07T09:40:22.332000+08:00","text":"我現在再給你數字，今天我會關心這個題目是因為大家現在一窩蜂，看起來都會賺錢，所以有人把房子抵押貸款投入股市之類的，當然我們都祝福，能夠賺到錢很好，萬一……cycle很難說，以這個東西來講，金管會也是要去……沒有！","quality":0.763},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:40:26.918000+08:00","guessed":false,"end":"2026-05-07T09:40:40.264000+08:00","text":"我在立法院講過多少次，資本市場不確定性高，我們都謹慎投資、注意風險管理，每次幾乎都是一樣，這個就是大家對投資都該有的基本概念。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:40:41.185000+08:00","guessed":false,"end":"2026-05-07T09:40:42.925000+08:00","text":"所以你要不要再次喊話一下？","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:40:43.806000+08:00","guessed":false,"end":"2026-05-07T09:40:45.087000+08:00","text":"請大家要注意風險。沒有！","quality":0.9},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:40:45.727000+08:00","guessed":false,"end":"2026-05-07T09:40:47.828000+08:00","text":"我剛剛就講過，過去我們監理一向都是中性的。","quality":0.895},{"speaker":"賴委員士葆","start":"2026-05-07T09:40:48.328000+08:00","guessed":false,"end":"2026-05-07T09:41:04.854000+08:00","text":"我給你看一下具體數字，2,300萬人開戶的超過1,400萬，比率相當高，實際進出的有700萬餘戶，等於三分之一的臺灣人投入股市。","quality":0.875},{"speaker":"賴委員士葆","start":"2026-05-07T09:41:06.395000+08:00","guessed":false,"end":"2026-05-07T09:41:22.287000+08:00","text":"最值得注意的是，我覺得成年人自己負責，你看0到19歲的開戶數占整個1,400萬開戶數的5%左右，這個是很可怕的事情。","quality":0.87},{"speaker":"賴委員士葆","start":"2026-05-07T09:41:24.008000+08:00","guessed":false,"end":"2026-05-07T09:41:33.393000+08:00","text":"小孩子上課看手機、看股市，這個現象難道不值得金管會去注意？","quality":0.923},{"speaker":"賴委員士葆","start":"2026-05-07T09:41:35.214000+08:00","guessed":false,"end":"2026-05-07T09:41:38.456000+08:00","text":"目前的狀況是這樣，這是你們的資料，這都是交易所的資料。","quality":0.75},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:41:39.016000+08:00","guessed":false,"end":"2026-05-07T09:41:40.678000+08:00","text":"待會兒可以請交易所說明一下。","quality":0.923},{"speaker":"賴委員士葆","start":"2026-05-07T09:41:40.678000+08:00","guessed":true,"end":"2026-05-07T09:41:42.340000+08:00","text":"交易所來。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:41:42.340000+08:00","guessed":false,"end":"2026-05-07T09:42:00.559000+08:00","text":"我跟委員說明一下，過去臺股散戶的參與率本來就很高，過去長期都1,000萬戶以上，雖然最近多了一點，就像假設我發覺考駕照的是以19歲到20歲人新增駕照最多，那當然！","quality":0.91},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:01.180000+08:00","guessed":false,"end":"2026-05-07T09:42:05.164000+08:00","text":"因為他就是剛可以考駕照，所以增加的數字比較多。","quality":0.857},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:05.985000+08:00","guessed":false,"end":"2026-05-07T09:42:12.632000+08:00","text":"我們看整個比重，假設從這個數字看，好像這些年輕人開戶的增加率比較高，當然是啊！","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:12.953000+08:00","guessed":false,"end":"2026-05-07T09:42:14.134000+08:00","text":"因為它的比重是以……","quality":0.875},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:14.394000+08:00","guessed":false,"end":"2026-05-07T09:42:15.615000+08:00","text":"所以你都不擔心就對了？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:15.756000+08:00","guessed":false,"end":"2026-05-07T09:42:17.678000+08:00","text":"不是不擔心。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:17.938000+08:00","guessed":false,"end":"2026-05-07T09:42:19.299000+08:00","text":"我還蠻擔心的，你都不擔心。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:20.591000+08:00","guessed":false,"end":"2026-05-07T09:42:22.332000+08:00","text":"委員不要簡化這個問題，我只是說……","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:22.332000+08:00","guessed":false,"end":"2026-05-07T09:42:23.372000+08:00","text":"當然要簡化，這樣比較聽得懂。","quality":0.5},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:24.433000+08:00","guessed":false,"end":"2026-05-07T09:42:34.497000+08:00","text":"任何人都會開始參與股市，而我們看這個數字的本身，並不能因為這樣看就好像年輕人都會參與，不是這個意思。","quality":0.826},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:35.238000+08:00","guessed":false,"end":"2026-05-07T09:42:37.339000+08:00","text":"年輕人一定是在比如開戶數增加最快……","quality":0.688},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:38.099000+08:00","guessed":false,"end":"2026-05-07T09:42:41.821000+08:00","text":"你認為這是健康的、正常的，沒有關係，是不是？","quality":0.778},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:41.941000+08:00","guessed":false,"end":"2026-05-07T09:42:42.341000+08:00","text":"你是這個意思？","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:42.681000+08:00","guessed":false,"end":"2026-05-07T09:42:45.722000+08:00","text":"不是，委員都想把這個問題簡化，我只是跟你講，數字背後……","quality":0.826},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:45.842000+08:00","guessed":false,"end":"2026-05-07T09:42:48.884000+08:00","text":"我要簡化，人家會比較好下標，就是這樣子。","quality":0.941},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:50.364000+08:00","guessed":false,"end":"2026-05-07T09:42:56.647000+08:00","text":"對年輕人積極投入，金管會彭主委說「正面看待」、「正常看待」，我都替你下標了！沒有！","quality":0.688},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:57.547000+08:00","guessed":false,"end":"2026-05-07T09:42:58.107000+08:00","text":"媒體朋友都很有智慧，不會這樣，我沒有這樣說。","quality":0.421},{"speaker":"賴委員士葆","start":"2026-05-07T09:42:58.207000+08:00","guessed":false,"end":"2026-05-07T09:42:58.588000+08:00","text":"你這樣說，就是這個意思。","quality":0.9},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:42:59.108000+08:00","guessed":false,"end":"2026-05-07T09:42:59.788000+08:00","text":"其實就像剛才說我們看數據……","quality":0.833},{"speaker":"賴委員士葆","start":"2026-05-07T09:43:00.028000+08:00","guessed":false,"end":"2026-05-07T09:43:04.030000+08:00","text":"I read your lips，就是這樣，我讀你的嘴唇就是這樣，難道不是這樣？","quality":0.788},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:43:13.097000+08:00","guessed":false,"end":"2026-05-07T09:43:14.158000+08:00","text":"沒有，那我低一點就看不到。","quality":0.818},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:43:15.960000+08:00","guessed":false,"end":"2026-05-07T09:43:20.385000+08:00","text":"不過謝謝委員的關心，我只是說看到這個數字背後大家把它簡化成……","quality":0.893},{"speaker":"賴委員士葆","start":"2026-05-07T09:43:20.385000+08:00","guessed":true,"end":"2026-05-07T09:43:21.385000+08:00","text":"交易所董事長說明一下。","quality":0.1},{"speaker":"賴委員士葆","start":"2026-05-07T09:43:21.045000+08:00","guessed":false,"end":"2026-05-07T09:43:22.447000+08:00","text":"現在是正常，你認為都正常，Everything is OK！","quality":0.44},{"speaker":"林董事長修銘","start":"2026-05-07T09:43:28.954000+08:00","guessed":false,"end":"2026-05-07T09:43:33.158000+08:00","text":"剛才委員提到19歲這個數字，事實上是正確的。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:43:33.158000+08:00","guessed":true,"end":"2026-05-07T09:43:34.299000+08:00","text":"正確的！","quality":0},{"speaker":"林董事長修銘","start":"2026-05-07T09:43:34.299000+08:00","guessed":false,"end":"2026-05-07T09:43:38.242000+08:00","text":"事實上，對交易所來講，我們有我們的制度管理。","quality":1},{"speaker":"林董事長修銘","start":"2026-05-07T09:43:40.665000+08:00","guessed":false,"end":"2026-05-07T09:43:53.196000+08:00","text":"對於像這種不到20歲、19歲的人，我們都是整戶的管理，可以說他基本上有一些法律代理人或怎麼樣，所以他的授信或怎麼樣是整戶的去考量。","quality":0.911},{"speaker":"賴委員士葆","start":"2026-05-07T09:43:53.536000+08:00","guessed":false,"end":"2026-05-07T09:44:10.509000+08:00","text":"彭主委，我請教你，年輕的、還沒有滿20歲的人能不能類似抽菸一樣，宣導抽菸有害健康之類的，你要不要說投資有賺有賠、要小心風險，跟他囉嗦幾句？","quality":0.78},{"speaker":"賴委員士葆","start":"2026-05-07T09:44:11.309000+08:00","guessed":false,"end":"2026-05-07T09:44:14.451000+08:00","text":"彭主委祝福你賺錢，但是要注意風險，你寫幾句，這樣可以嗎？","quality":0.875},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:44:14.451000+08:00","guessed":false,"end":"2026-05-07T09:44:15.852000+08:00","text":"我想委員的祝福也很夠了，我想這個部分……","quality":0.882},{"speaker":"林董事長修銘","start":"2026-05-07T09:44:24.315000+08:00","guessed":false,"end":"2026-05-07T09:44:33.905000+08:00","text":"事實上，證交所跟很多相關周邊單位都有到各個校園長期性的宣導，所以委員提的這些部分……","quality":0.921},{"speaker":"賴委員士葆","start":"2026-05-07T09:44:33.925000+08:00","guessed":false,"end":"2026-05-07T09:44:35.006000+08:00","text":"所以要注意風險……","quality":1},{"speaker":"林董事長修銘","start":"2026-05-07T09:44:35.006000+08:00","guessed":false,"end":"2026-05-07T09:44:36.327000+08:00","text":"對，我們都有做。","quality":0.833},{"speaker":"賴委員士葆","start":"2026-05-07T09:44:36.727000+08:00","guessed":false,"end":"2026-05-07T09:44:43.674000+08:00","text":"要注意風險、風險自負，然後盡可能不要舉債投入股市，你們會這麼說嗎？","quality":0.828},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:44:45.529000+08:00","guessed":false,"end":"2026-05-07T09:44:46.690000+08:00","text":"那是委員說的。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:44:46.690000+08:00","guessed":true,"end":"2026-05-07T09:44:47.690000+08:00","text":"我的意思是，其實……","quality":0},{"speaker":"賴委員士葆","start":"2026-05-07T09:44:47.091000+08:00","guessed":false,"end":"2026-05-07T09:44:48.472000+08:00","text":"你不同意嗎？","quality":0.8},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:44:49.713000+08:00","guessed":false,"end":"2026-05-07T09:44:54.318000+08:00","text":"不，委員一直希望把您的話放在我嘴巴講出來，其實我剛才講過……","quality":0.692},{"speaker":"賴委員士葆","start":"2026-05-07T09:44:54.318000+08:00","guessed":false,"end":"2026-05-07T09:44:55.018000+08:00","text":"我好希望我會。","quality":0.667},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:44:57.007000+08:00","guessed":false,"end":"2026-05-07T09:44:57.148000+08:00","text":"謝謝委員。","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:44:58.128000+08:00","guessed":false,"end":"2026-05-07T09:45:09.817000+08:00","text":"每個人都有自己不同的看法，剛才林董事長也說了，針對比如初入市場的這些投資人，其實每個人成年以後都有自己的決定權……","quality":0.981},{"speaker":"賴委員士葆","start":"2026-05-07T09:45:10.038000+08:00","guessed":false,"end":"2026-05-07T09:45:11.479000+08:00","text":"這個沒有成年，19歲以下……","quality":1},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:45:12.179000+08:00","guessed":false,"end":"2026-05-07T09:45:17.683000+08:00","text":"沒有，現在就是他具有開戶權益的話，我想……對……","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:45:19.405000+08:00","guessed":false,"end":"2026-05-07T09:45:21.607000+08:00","text":"所以你還是不贊成？","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:45:22.127000+08:00","guessed":false,"end":"2026-05-07T09:45:23.809000+08:00","text":"裡面要不要增加警語？","quality":0.667},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:45:24.829000+08:00","guessed":false,"end":"2026-05-07T09:45:25.510000+08:00","text":"不是，我們不要簡化。","quality":0.75},{"speaker":"賴委員士葆","start":"2026-05-07T09:45:25.610000+08:00","guessed":false,"end":"2026-05-07T09:45:26.791000+08:00","text":"不要講警語，提醒，可以吧？","quality":0.5},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:45:27.232000+08:00","guessed":false,"end":"2026-05-07T09:45:33.417000+08:00","text":"我可以請交易所研議，對於不同的投資人，如何做好投資教育。","quality":0.92},{"speaker":"賴委員士葆","start":"2026-05-07T09:45:34.979000+08:00","guessed":false,"end":"2026-05-07T09:45:40.724000+08:00","text":"針對20歲以下的投資人，只要開戶就提醒他，投資有賺有賠，注意風險自負。","quality":0.724},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:45:42.505000+08:00","guessed":false,"end":"2026-05-07T09:45:49.770000+08:00","text":"我會請交易所全面研究各種不同的投資人，該如何做投資教育，我想這個比較完善。","quality":0.971},{"speaker":"賴委員士葆","start":"2026-05-07T09:45:50.370000+08:00","guessed":false,"end":"2026-05-07T09:45:52.612000+08:00","text":"我就問你，你可不可以加上這個footnote？","quality":0.619},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:45:54.413000+08:00","guessed":false,"end":"2026-05-07T09:46:01.578000+08:00","text":"包括比較年輕的投資人，跟甚至有些什麼特色的投資人，我請交易所通盤來研究。","quality":0.97},{"speaker":"賴委員士葆","start":"2026-05-07T09:46:02.278000+08:00","guessed":false,"end":"2026-05-07T09:46:05.809000+08:00","text":"什麼時候可以研究出來，1個月可以嗎？可以。","quality":1},{"speaker":"林董事長修銘","start":"2026-05-07T09:46:07.951000+08:00","guessed":false,"end":"2026-05-07T09:46:18.099000+08:00","text":"事實上，不只是剛剛主委講的20歲以下，現在新開戶的人數都比去年多，所以我們基本上……","quality":0.914},{"speaker":"賴委員士葆","start":"2026-05-07T09:46:18.099000+08:00","guessed":true,"end":"2026-05-07T09:46:20.962000+08:00","text":"多多少？","quality":0},{"speaker":"林董事長修銘","start":"2026-05-07T09:46:20.962000+08:00","guessed":false,"end":"2026-05-07T09:46:29.329000+08:00","text":"第一季是四十幾萬，大概是去年整年的65%。","quality":0.765},{"speaker":"林董事長修銘","start":"2026-05-07T09:46:33.772000+08:00","guessed":false,"end":"2026-05-07T09:46:46.798000+08:00","text":"現在交易所除了防詐以外，市場推廣部已經想針對這些新開戶的、新進到股市的，不管各年齡層都推廣。","quality":0.881},{"speaker":"賴委員士葆","start":"2026-05-07T09:46:47.238000+08:00","guessed":false,"end":"2026-05-07T09:47:04.146000+08:00","text":"再看一個題目，說我們的經濟成長率多好又多好，第一季成長13.69%，3月底上市股漲幅超過大盤的有211家、將近20%，上櫃的有161家，漲幅18.5%，也就是進去股市，除非買到這20%，否則你輸給大盤的，沒賺錢、沒賺錢！","quality":0.725},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:47:04.226000+08:00","guessed":false,"end":"2026-05-07T09:47:06.407000+08:00","text":"大盤也在漲，要超過大盤是outperform。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:47:06.427000+08:00","guessed":false,"end":"2026-05-07T09:47:06.447000+08:00","text":"對不對？","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:47:23.211000+08:00","guessed":false,"end":"2026-05-07T09:47:26.432000+08:00","text":"這個東西相對鬱卒，我們看到有些股票根本躺在那裡。","quality":0.636},{"speaker":"賴委員士葆","start":"2026-05-07T09:47:28.233000+08:00","guessed":false,"end":"2026-05-07T09:47:32.454000+08:00","text":"我要講的是過去你們推璞玉計畫，到現在都沒有績效！","quality":0.773},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:47:32.454000+08:00","guessed":true,"end":"2026-05-07T09:47:34.955000+08:00","text":"這一點其實交易所一直積極在做。","quality":0.143},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:47:34.955000+08:00","guessed":false,"end":"2026-05-07T09:47:37.175000+08:00","text":"剛才委員說那個數字是超過大盤的，大概兩成左右，上市櫃都兩成，其實大盤往上走……","quality":0.882},{"speaker":"賴委員士葆","start":"2026-05-07T09:47:37.175000+08:00","guessed":true,"end":"2026-05-07T09:47:42.477000+08:00","text":"有的股價都不漲。","quality":0},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:47:42.477000+08:00","guessed":true,"end":"2026-05-07T09:47:47.779000+08:00","text":"那是超過大盤的。","quality":0},{"speaker":"賴委員士葆","start":"2026-05-07T09:47:47.779000+08:00","guessed":false,"end":"2026-05-07T09:47:49.121000+08:00","text":"你的璞玉、你的璞玉！","quality":0.5},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:47:51.785000+08:00","guessed":false,"end":"2026-05-07T09:47:54.268000+08:00","text":"有關璞玉指數，我請交易所說明他們現在努力的結果。","quality":0.636},{"speaker":"林董事長修銘","start":"2026-05-07T09:47:55.850000+08:00","guessed":false,"end":"2026-05-07T09:48:03.141000+08:00","text":"事實上，委員關心上市櫃的璞玉相關商品，大概在今年下半年就會出來了。","quality":0.7},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:05.742000+08:00","guessed":false,"end":"2026-05-07T09:48:05.942000+08:00","text":"下半年出來？","quality":0.6},{"speaker":"林董事長修銘","start":"2026-05-07T09:48:06.022000+08:00","guessed":false,"end":"2026-05-07T09:48:06.343000+08:00","text":"對，下半年會出來。好。","quality":0.375},{"speaker":"林董事長修銘","start":"2026-05-07T09:48:06.923000+08:00","guessed":false,"end":"2026-05-07T09:48:14.884000+08:00","text":"其他璞玉指數的推廣，交易所從5月就開始有相關的法說會，還有一些宣導。","quality":0.667},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:15.384000+08:00","guessed":false,"end":"2026-05-07T09:48:21.506000+08:00","text":"經濟成長率超過13%，好歹平均的股價都要超過13%，現在有些都沒有。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:22.506000+08:00","guessed":false,"end":"2026-05-07T09:48:24.406000+08:00","text":"最後一個小問題，請央行的長官一起來，好嗎？","quality":1},{"speaker":"主席","start":"2026-05-07T09:48:24.406000+08:00","guessed":true,"end":"2026-05-07T09:48:28.809500+08:00","text":"請業務局蔡局長。","quality":0},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:28.809500+08:00","guessed":true,"end":"2026-05-07T09:48:33.213000+08:00","text":"因為今天談到加密貨幣、虛擬貨幣的事情，央行的立場是不是還是認為虛擬貨幣不是貨幣？","quality":0.108},{"speaker":"蔡局長烱民","start":"2026-05-07T09:48:33.213000+08:00","guessed":false,"end":"2026-05-07T09:48:34.494000+08:00","text":"我們目前還是認為這個屬於虛擬資產。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:34.494000+08:00","guessed":false,"end":"2026-05-07T09:48:34.494000+08:00","text":"虛擬資產？","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:34.494000+08:00","guessed":false,"end":"2026-05-07T09:48:36.376000+08:00","text":"但現在有穩定幣，難道是嗎？","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:36.376000+08:00","guessed":true,"end":"2026-05-07T09:48:54.236000+08:00","text":"穩定幣不是吧？","quality":0},{"speaker":"蔡局長烱民","start":"2026-05-07T09:48:54.236000+08:00","guessed":false,"end":"2026-05-07T09:48:57.499000+08:00","text":"穩定幣比較特別一點點，但是目前我們還是依據現況來……","quality":0.87},{"speaker":"賴委員士葆","start":"2026-05-07T09:48:57.499000+08:00","guessed":false,"end":"2026-05-07T09:48:58.980000+08:00","text":"你們還是不接受。","quality":0.714},{"speaker":"賴委員士葆","start":"2026-05-07T09:49:01.362000+08:00","guessed":false,"end":"2026-05-07T09:49:14.873000+08:00","text":"我們都知道穩定幣是綁定比如USDC或USDT，基本上是沒有利息的，但是現在在網路上、app裡面都看到有利息5%或幾%，這個有沒有問題？","quality":0.852},{"speaker":"賴委員士葆","start":"2026-05-07T09:49:17.676000+08:00","guessed":false,"end":"2026-05-07T09:49:22.800000+08:00","text":"如果列出來，你買我的穩定幣，給你5%利息，這個有沒有吸金的問題？","quality":0.815},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:49:23.721000+08:00","guessed":false,"end":"2026-05-07T09:49:28.565000+08:00","text":"如果委員有注意到，美國最近在熱烈討論的清晰法案對這個東西有非常多的討論。","quality":0.941},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:49:30.006000+08:00","guessed":false,"end":"2026-05-07T09:49:48.401000+08:00","text":"他說如果沒有任何作為，未來在美國是不可以，就是沒有任何交易價值提升不可以提供報酬，等於單純發行穩定幣的持有人未來在美國的清晰法案是不同意的，但接下來經過交易或怎麼樣，是可以產生這樣的報酬。","quality":0.898},{"speaker":"賴委員士葆","start":"2026-05-07T09:49:49.382000+08:00","guessed":false,"end":"2026-05-07T09:49:54.986000+08:00","text":"臺灣最快什麼時候可以開始正式開放每個單位或者個人可以發行穩定幣？","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:49:54.986000+08:00","guessed":true,"end":"2026-05-07T09:49:55.986000+08:00","text":"最快是什麼時候？","quality":0.143},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:49:55.527000+08:00","guessed":false,"end":"2026-05-07T09:49:58.771000+08:00","text":"這都取決在立法院的速度。","quality":1},{"speaker":"賴委員士葆","start":"2026-05-07T09:49:59.572000+08:00","guessed":false,"end":"2026-05-07T09:50:01.174000+08:00","text":"立法三讀通過以後就可以了？","quality":0.75},{"speaker":"彭主任委員金隆","start":"2026-05-07T09:50:01.454000+08:00","guessed":false,"end":"2026-05-07T09:50:06.761000+08:00","text":"三讀通過子法，子法在六個月之內要完備，就可以開始接受申請。","quality":0.885},{"speaker":"賴委員士葆","start":"2026-05-07T09:50:06.761000+08:00","guessed":false,"end":"2026-05-07T09:50:06.761000+08:00","text":"好，謝謝。謝謝。","quality":0.4},{"speaker":"主席","start":"2026-05-07T09:50:07.261000+08:00","guessed":true,"end":"2026-05-07T09:50:10.118143+08:00","text":"結束賴士葆委員的質詢。","quality":0},{"speaker":"主席","start":"2026-05-07T09:50:10.418143+08:00","guessed":true,"end":"2026-05-07T09:50:12.989571+08:00","text":"接下來請郭國文委員。","quality":0}]}},"supported_relations":[],"relations":[]}