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楊總裁以及財政部的莊部長請央郎 楊總裁 財政部莊部長兩位長官早有關於新青安的部分啦財政部目前履 履把它履到什麼程度這個有沒有開始有一些"},{"start":32.728,"end":60.581,"text":"沒有交房貸的啦什麼之類的有沒有這個一些正常嗎新興安的相關的一個預期的一些狀況我們也去了解基本上它的平均率比全國的住宅貸款的預期繳款的低很多全國的是百分之0.08而新興安的部分是百分之0.01那大家有個人的一些因素我想這個部分我們都持續都在密切的關注"},{"start":61.306,"end":76.461,"text":"你有沒有注意到這些新清安的這些房貸族拿這個貸貸的錢拿去這個股票市場有沒有他必須要買房子他才能夠他才能夠貸新清安啊他才能貸"},{"start":77.162,"end":82.886,"text":"所以他必須是要買房嘛他能不能再把這個房買到二胎貸款可不可以二胎貸的話當然銀行在審核的時候必須他的信用能夠擔保到二胎新秦安可不可以去做二胎的房貸可不可以沒有限制我們沒有做這個"},{"start":100.6,"end":121.289,"text":"沒有做這個沒有做這個部分的限制因為這房地產沒有規定不可以嘛但是委員房地產是他的啊而且他的擔保的保證是要能夠足夠擔保啊他拿去貸進去股市這是我擔心的我現在告訴兩位長官啊我們現在就是拿去房貸不管有沒有歐運啊就進入股市41.7萬的"},{"start":125.891,"end":135.895,"text":"40幾萬戶口影響不可謂不大現在請問總裁啊我們要總共房子幾戶啊總共台灣的房子幾戶啊台灣的房子幾戶是不是 這個我就不曉得應該有數字啊 我知道是全部都800多萬戶吧800多萬戶吧"},{"start":152.419,"end":177.116,"text":"八百多萬戶以過去的印象當中那如果41萬那就是很高的比例喔那個你剛才已經回答了就是央行不會有進一步的信用管制是不是我想呢這個因為我們剛好18號要禮監事會啦禮監事會也會就選擇性信用管制來討論啦"},{"start":180.361,"end":205.124,"text":"還要討論個利率啊外資信貸已經有國外的有些金融機構已經預估說台灣的央行下禮拜會提高利息因為通貨膨脹一直上來然後股市很熱這個希望能夠用"},{"start":206.383,"end":208.495,"text":"加個半碼或者是一碼來"},{"start":215.172,"end":231.064,"text":"這個訊息我們都掌握當中不過有的是說會誠如委員所說的這樣但是有的是說會不動所以這些的情況我想18號就會知道了所以你不願意透露一點點"},{"start":240.051,"end":256.727,"text":"你來這裡也需要透露一下表情 講清楚一下因為委員 我也跟委員報告一下我們10天之內就是說禮監事會禮監事會的10天之內呢每一個委員呢 都是監默期他是一個監默期"},{"start":258.849,"end":265.992,"text":"所以呢很抱歉啦那個委員所以我才會剛剛跟你們報告就是說我們18號的時候呢經過委員的充分討論之後呢他的結果呢一定會在當天馬上更佈不管你沒有在緘默期你都不會講啦就這樣才對啦"},{"start":280.98,"end":299.677,"text":"我請教你 全球的資金 比如說加密貨幣 黃金等等是不是因為都投入股市而暴跌 然後資金都跑去股市股市佔整個的 到底股市投入的比例多高資金多高 我看了一個數字"},{"start":301.613,"end":307.118,"text":"比如說美國股市佔M2 它有這個指標股市的總值佔M2 315%美國日本呢102% 韓國83% 台股183%所以相對的台灣的錢進入股市是不是水位已經相當高了"},{"start":330.126,"end":359.145,"text":"所以這個就是相對的啦如果我們是跟台灣跟如果我們說跟三四年前來比較的話那當然現在目前投入股市的資金是比較多了跟三四年前來比較的話那如果說跟剛剛委員所報告的這樣子的話事實上我們台灣看起來算相較啦這是相較啦你看看美國又那麼高"},{"start":360.066,"end":361.408,"text":"那跟韓國來講的話你剛剛是說他是85嘛但是我跟委員報告"},{"start":379.943,"end":397.749,"text":"韓國是在前幾年的時候 前兩年的時候 它是非常低的是最近才很直線的上來所以呢 委員你也會發現到韓國的股市呢 它的一個修正它的修正呢 它非常劇烈的我再關心一個題目因為台股前天大跌 昨天倡力反彈昨天外匯成交47.46美金"},{"start":410.645,"end":427.75,"text":"我沒有記錄啊你是說那個外匯的市場外匯的市場就是說因為是供需嘛我們的出口商也蠻有錢的你也知道啊我們出口商他的那個什麼他的出口非常少啊那如果說出口商價格好的時候呢出口商會出來好來問你啊"},{"start":430.031,"end":445.818,"text":"6月底 今天是6月10號6月1號到現在外資總共賣了2528億台幣等於80億美金台股這句話 我問你這句話是不是成立台股已經成了外資的提款機這句對不對"},{"start":447.624,"end":471.278,"text":"我想是我們可以這麼說就是說那個外資他對於我們台股他是非常感興趣的為什麼因為我們台股他的dividend他的股率非常豐厚所以他是進進出出只是說現在因為我們的股價比較大比較高所以他的進出的金額他現在是進會出"},{"start":475.902,"end":479.506,"text":"他也會進來也會出去你現在講六月的話呢我跟委員報告他是出去出去多少Net"},{"start":490.598,"end":507.362,"text":"Net的話呢 因為他會有時間的落後那我在想應該至少 至少應該他都有50億啦50億 至少啦那如果說 如果說 委員如果說就外資來講的話呢50億是不高啦"},{"start":510.684,"end":519.91,"text":"聯準會要上台了喔川普要他降息可是美國經濟好啊就業也好啊通膨高他怎麼降呢這出去看不可能降啊你從你專家中的專家來講不可能降嘛對不對我現在講對吧我剛才的描述對吧美國經濟好就業好通膨高他怎麼降息他要升息喔"},{"start":540.319,"end":562.29,"text":"同意嗎市場是也有做這樣的一個Price in就是說有這樣的一個預期也就是說美國的經濟好就是因為美國的經濟好還有現在的美伊戰爭所以導致它這個通膨也是比較高所以它的債券的利率就高我認為主要還是它的經濟好美國的債券30年起破5%了10年起的4.5%"},{"start":570.294,"end":598.606,"text":"那一般來講說我只要七到八八就等於垃圾債券美國美債會不會變垃圾債券沒有 不過我跟委員報告美國的現在的債券是AAAAA離這個BBB-那還差很遠所以你拼命買進美債我們也沒有說拼命買進因為我們的外匯群體都是diversify我們是diversify"},{"start":599.574,"end":627.947,"text":"對啊 但是我覺得問一個人因為最近變化很大 經濟市場很大你給我確定一下過去的數字美債是不是在你的歐益存底還是有八成左右我們隨時再調整八成可以吧有些時候是會超過有些時候是會比較低因為最主要的是跟美元的匯率有關係如果說美元的匯率高它比較強的時候呢它的那個比例就會提高"},{"start":629.608,"end":651.422,"text":"如果說美元是比較弱的時候它的那個比重就會低但是呢除了這個匯率的調整以外我們本身呢我們也會做動態的調整黃金有沒有加一丁到目前還沒有黃金沒有買到目前還沒有買美債就是在八成左右應該可以這麼說了謝謝賴思寶委員"}]}},"supported_relations":[],"relations":[]}